Realty Guide Loveland Colorado

SATURDAY, February 27, 2010

Reporter-Herald

HOME & Realty Guide Look Inside:

www.homeandrealtyguide.com

Featured Home Plan Eddinger makes most of space

Page 7

Mortgage rates ....................pg. 2 Transactions .........................pg. 5 New Home Directory..........pg. 6 HouseLogic Web site .........pg. 6 Short sale stress ................pg. 7 Home staging sells ............pg. 9 Open Houses .................... pg. 10 Classifieds.......................... pg. 11

Real Estate Matters Pay down high-interest debt

Page 2 HGTV photo

A 1960s kitchen receives a long awaited make-over with Olsen’s modern touch.

In the Garden Gardeners plan for spring

Page 3

Featured Proper ties Section: Pages 4 & 5

Kitchen Overhaul Candice Olson transforms a crowded 1960s cooking dive CANDICE OLSON HGTV

S

even years ago, Terry found the house of his dreams — a ranch-style bungalow that hadn’t changed much since it was built in the 1960s. He particularly loved the kitchen, a

Swinging-’60s gem complete with copper-colored appliances and a melamine table. Unfortunately, wife Tracey wasn’t as keen on the place; she was hoping for something a bit more contemporary.

But because Terry loved it, she made him a deal: They would buy the place and live with the kitchen for five years, at which time they would undertake a complete kitchen renovation.

Well, the five-year mark came and went, and the room’s awkward layout, tiny oven and antiquated fridge finally took their toll on Tracey. So, I called in my team and got set to bring this super-groovy I See DIVINE/Page 9

SATURDAY, FEBRUARY 27, 2010

H&RG Real Estate Matters

Pay down high-interest debt ILYCE GLINK TRIBUNE MEDIA SERVICES

seems like a reasonable thing to do. Locking in a long-term loan today, when interest rates are at 40-year lows, means you’re betting uestion: My question is regarding our that interest rates will be higher in the future and you want to have cash to invest later on. interest-only mortgage.

Let’s say that five years down the line, inWe are still in our house almost two terest rates are higher than your mortgage and a half years after refinancing, and loan interest rate. In that case, you could inthe interest rate on our loan is 6.5 percent. vest the money in the bank at a rate that exIf I have $10,000 that I will not be needing ceeds your mortgage interest rate and actualin the foreseeable future, can I send that amount in with our next payment to help pay ly make money in the process.

Your choice also depends on what your job down the principal on the loan? Or am I betprospects are, your wife’s employment situater off investing that same amount of money at current interest rates — which, of course, tion, your current savings, current investable assets, and what your income stream will be are much lower? in retirement.

It seems to me that paying 6.5 percent on If life looks a little uncertain for you, you that $10,000 is akin to earning that same should take your $10,000 and stick it someamount of interest. Am I wrong? where safe. If, on the other hand, you feel Answer: You seem hesitant to prepay your comfortable with the current state of your fimortgage, but if you’re going to put the nances, you should feel free to start paying money into the bank and earn less than 1 down your loan. percent, you might as well pay down your Question: I’m trying to refinance my conmortgage and effectively earn a much higher do. My credit was approved, but now the bank rate of return. won’t approve the loan because the condo asIf you know you can spare the money, you sociation’s fidelity bond is too low. should always pay down high interest debt It’s clear that I won’t be able to sell the first then move to lower interest debt. If you property if I can’t refinance because of this ishave credit card debt at 30 percent, you sue. What should I do? would be better off using that money to pay Answer: You’ve run smack into the top off that debt. problem condo buyers and condo owners will In your case, if your only debt is the mortgage, you should use your extra funds to start have this year: If the condo building isn’t approved by Fannie Mae, Freddie Mac and FHA, paying down the balance of the loan. When buyers will have trouble getting a mortgage your loan resets, your payment should go for a condo and condo owners won’t be able down (unless interest rates skyrocket) because you’re paying interest on a smaller bal- to refinance.

You should work with your condo associaance. tion to get it the condominium documentaSome in your situation would prefer to keep the cash in hand for various reasons, es- tion up to the standards required by Fannie Mae and Freddie Mac. Consider getting the pecially if they anticipate needing those association approved by FHA. If you don’t get funds at some date in the near future. Once you pay down your mortgage balance, it may the association approved, or your documentation does not comply with the guidelines be harder for you to tap that equity (if you required by Fannie Mae or Freddie Mac, I’m have positive equity in the property) when afraid your property values will tank because you need it. no one will be able to finance their purchase.

For other people, taking out a long-term Insurance is a hot topic with Fannie Mae loan now at historically low interest rates and Freddie Mac. Talk to a good mortgage lender in your area and assess what kinds For more information, call of insurance coverage you need to conGlink’s radio show at form to lending guidelines.

800-972-8255 on Sundays While you do that, have that same from 9 to 10 a.m., write to Real lender review the association’s budget Estate Matters Syndicate, P.O. and financials to determine whether Box 366, Glencoe, IL 60022 or there are any issues in those documents visit www.thinkglink.com. as well. Homeowner associations run into

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Real Estate Matters

I See GLINK/Page 3

www.homeandrealtyguide.com

Mortgage H&RG Interest Rates

This Week’s Rates* 30-Year Fixed:

Today 5.12%

Last Week 5.08%

15-Year Fixed:

4.50%

4.42%

5/1 ARM:

4.02%

4.04%

Trend

* Rates provided by Bankrate.com. All rates are subject to change.

Home and Realty Guide is on the Web For home and real estate advice, features and information, visit www.homeandrealtyguide.com

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HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

SATURDAY, FEBRUARY 27, 2010

H&RG in the Garden Gardeners plan for the growing season CAROL O'MEARA CSU EXTENSION, BOULDER COUNTY

I

f you were to ask a gardener “what’s in your wallet?” at this time of year, the answer would probably be “very little.” We’ve spent our money keeping something else full: our gardens. As spring creeps closer and thoughts turn to growing, take a look at what a few experts are growing in their own backyard.

“I’m a big fan of lettuce mixes and lettuce in general,” said Curtis Jones who, with his wife Judy Seaborn, owns Botanical Interests seed company in Broomfield (botanicalinterests.com).

“There’re so many cool shapes and colors, and you don’t have to use them just for salad. You can hollow out Butterheads and put anything in them: meat, sauces.”

Don’t forget the things you can add in to make it a salad, like spicy micro greens, mild corn mache salad, or radishes. “You can grate them over the salad for a little spice if you don’t like the whole thing. Red mustard is

GLINK

really good; it tastes like horseradish and is a fast growing green for salads.”

Peas never end up in their kitchen, although Jones wishes they did. “We eat them out in the garden while working. We dig up a bed, then go eat a few peas, dig another bed, then eat some more.”

Seaborn nods at the list of vegetables they grow for their family, then adds her favorites. “A must have is Dinosaur kale, which is so delicious our daughters beg for it. Sautéed with olive oil and tossed with pasta, oh that is delicious.”

Pointing to their black Lab, Buddy, dozing on the floor between us, she talked of the near-mystical sweetness of fresh carrots. “They’re irresistible, even Buddy loves them. One day I found him in the garden, gently pulling up carrots by their tops with his teeth, then eating them. You should have seen his face, with a huge grin and his tail was wagging like crazy.”

Jones is passionate about beets and included them in his donation of 30

types of vegetables he sent to the White House garden. “We sent that because the beet mix is a great variety, and there are some vegetables that are so much better fresh, when you taste them it’s like eating another vegetable altogether. But will it change the President’s mind about beets?” He laughed. “I don’t know, I think we should all be allowed to dislike something.” Jones plans to include them again in this year’s donation.

Catherine Harley, co-owner with Dale Zigelsky of Boulder-based Personal Family Farmers, said “what I eat is a little unusual. I love to eat salads of hardy greens, so I grow kale, collards, and spring greens like mesclun mix and tatsoi to fluff it up. If you want delicious salads, grow those, plus arugula and radicchio.”

Some early starters are popped in the ground now, but harvested later.

Brussels sprouts are something she thinks everyone should grow because the flavor when fresh-picked is delicious. They’re worth the wait and the

tion fee in addition to the monthly rent.

The option fee gives the tenant the right to purchase the property at a pre-determined price within From Page 2 a year. If the purchase doesn’t happen, the tenant can renew the option by paying another fee, plus trouble if their cash reserves are too low or their his or her rent. You would want to make it clear annual budgets don’t allocate enough money tothat the option fee is non-refundable if the tenant ward replenishing reserves. Some of these issues fails to buy the property. You can also structure the arise especially in parts of the country where real deal so that a portion of the rent paid is credited estate values have declined significantly and contoward the buyers as a down payment. tinue to fall.

If you go down the path of the rent-to-own option Once you know what problems your association and your tenant is ready to buy your property, you faces, you need to get the board of directors to should hire a real estate attorney to get a contract take the right measures. Don’t work alone. Talk to together, inform you of what you need to do in your neighbors and alert them to the problem. terms of required seller disclosures, help arrange Your condo board may not even be aware there is for title, negotiate the contract and make sure a problem if you’re the first person to try to buy in you’re protected. If you are already at the point the building or refinance in the last year. They may that the tenant wants to buy the property from you not realize they have to apply to be approved by but needs assistance from you in the form of a secFannie Mae, Freddie Mac and FHA, and how long it ond mortgage, you’ll also want to run credit and will take to get that approval in place. background checks on the buyers and make sure you know exactly how much money they’ll have on Question: I’d like some information about how hand to make the payments. to sell our townhouse to the current tenants. We would hold the mortgage. Have you written an artiYou will also need to assess the risk you take in cle in the past on this subject? Can you recomhanding over the title of the home to the buyer bemend a good book? fore you have received payment in full.

Should you hold the paper? It’s very risky. You’d Answer: Rent-to-own, also known as lease with an be better off having your buyers get a regular mortoption to buy, can be a way for homeowners to home-grow future home buyers. You can structure gage, if they can qualify for one.

But if your buyers don’t qualify for a loan from a the deal so that the tenant pays you a one-time op-

3

Carol O’Meara is with CSU Extension in Boulder County.

Contact her at 303-678-6238 or comeara@co .boulder.co.us.

DIG In space, said Harley, and she should know — her company builds, installs, and plants garden boxes for squarefoot gardening.

“If it’s in your backyard garden it tastes so much better than what you buy at the supermarket. The attention a plant gets from you helps it thrive; once you start gardening you find out what the plant needs and how to nourish it.”

Start getting ready now, said Harley, who recommends shopping at local garden centers to take advantage of early season availability. But if you haven’t started purchasing your seeds yet, don’t worry, Jones said. “Most of the country is buried under bad weather,” so people are slow to think of gardening. Choose what you love to eat, then get shopping; you’ll be harvesting your spring vegetables just like the pros.

conventional lender, you’ll need to decide whether you want to bear the risk of having to foreclose on the buyers to get the title back and then resell the property again. And if they do qualify for a conventional mortgage but need some additional funds to close, you’ll need to make sure that they still qualify for the conventional mortgage if you give them additional financing.

If you do give them some of the financing, you run the risk that you may lose the entire amount they financed. As you may have read recently, many banks are finding that the second mortgages granted to borrowers are virtually worthless when the property falls in value. If the borrower defaults on the primary mortgage, the primary lender forecloses on the property and generally wipes the second loan out.

One other option available is to sell the property in installments. You would still hold the title to the property but your buyer would pay you over time.

The buyer would be unable to get new financing or make changes on the title to the property without your consent, but you would have to wait for your buyer to finally come up with all of the money to transfer the title to him or her.

Even this situation carries risks, and you are well advised to talk to a real estate attorney about any decision you make.

You need to make sure you’re protected all the way around.

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HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 27, 2010

www.homeandrealtyguide.com

FEATURED PROPERTIES - UP TO $199,999 OPEN HOUSE FEB 27 1-3 PM

LIKE NEW INSIDE & OUT!

OPEN HOUSE SAT & SUN 1-3PM

PRICE REDUCED- $179,900

QUIET NEIGHBORHOOD- $184,900

181 Lindenwood Ave, Johnstown

240 Rochester Dr, Windsor

1739 Ellen Court

1404 Oak Dr. - Berthoud

872 S. Edinburgh - Loveland

NEW PRICE! $179,900! Former show home has 3 bedrooms, 2 baths & main level laundry! Full unfinished basement!

Covered patio & easy care fenced yard!

More photos at website! MLS 597272

Wow! NEW hardwood floors, carpet, paint & doors! NEW stainless look appliances! Huge master bedroom!

Unfinished basement! 2 car garage!

See photos @ website! MLS 611925. $179,900!

Charming brick ranch w/over-size garage 3 bdrms & 2 ba. Lg Family rm w/ firepl & 20x12 ft sunroom. Mstr bdrm is large w/a 3/4 ba. MOVE IN CONDITION. This house has been loved! Hurry. Won’t last long!

Spacious family home w/ 4BD, 2BA & great open floor plan! Newer appliances, deck off kitchen, newer roof, furnace & A/C! LARGE backyard, privacy fenced, sprinkler system & colored concrete patio.

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Sarah Bennett RE/MAX Advanced, Inc 970-221-5995 970-227-5027 sarahbennett@frii.com www.sbfindhome.com

Sarah Bennett RE/MAX Advanced, Inc 970-221-5995 970-227-5027 sarahbennett@frii.com www.sbfindhome.com

Barb Etherton Prudential Rocky Mountain, REALTORS 970-690-9279 betherton@prurmr.com

Marian Maggi 970-290-0908 marian@berthoudrealestate.com www.berthoudrealestate.com

Gary Maggi 970-692-2002 gary@berthoudrealestate.com www.berthoudrealestate.com

UP TO $199,999 GREAT VALUE-$184,900

OPEN HOUSE FRI, SAT & SUN 1-3

$200,000 - $299,999 OPEN HOUSE FRI, SAT & SUN 1-3

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1801 Chesapeake Cr-Johnstown

193 Colbalt Ave.

162 Brass Ct.

4534 Creekwood - Loveland

1923 Clover Creek Dr. - Longmont

Great 2462 sf ranch home on a corner lot! 4BD, 3BA, freshly painted, and nicely updated w/ new flooring in Kitchen & Living Room! Full finished bsmt w/ bath, rec room and a bedroom!

Copper 10 Subdivision, located at the corner of East 1st and Boise Ave. Paired home that is almost complete! Great floor plan that features two master suites, volume ceilings, one car garage and a carport, Bamboo flooring and European-style cabinetry.

WOW!! If you are looking for something unique, this might be it! Two story paired home with 2 master suites, private terraces, European kitchen design, open floor plan with lots of light and an unfinished basement. Priced to sell at $199,000.

Lg ranch in fantastic No. Loveland location. Walkout bsmnt is fin. w/lots of storage. Huge Kitchen & dining area, lg living rm w/gas firepl. Stunning curved stairway. EXCEPTIONAL CONDITION. HURRY!!

Lovely 3 BD, 3 BA home in terrific southwest Longmont location! Shows like a model home, nicely painted and updated throughout, great storage, garden level light & bright bsmt, and a community pool!

Megan Wachtman/ Julie Stinson 970-622-1809 970-217-7977 Meganw@remax.net

Julie Stinson/ Megan Wachtman 970-669-1809 750 W. Eisenhower Blvd.

Loveland, CO 80537

Barb Etherton Prudential Rocky Mountain, REALTORS 970-690-9279 betherton@prurmr.com

Gary Maggi 970-692-2002 gary@berthoudrealestate.com www.berthoudrealestate.com

Gary Maggi 970-692-2002 gary@berthoudrealestate.com www.berthoudrealestate.com

$300,000 - $399,999

$200,000 TO $299,999 PRICE REDUCED!!!

OPEN HOUSE SATURDAY 1PM-3PM

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PRICE REDUCED

SEVEN LAKES PATIO HOME

892 Alexandria Drive, Loveland

5024 West Eisenhower Blvd.

2739 W. 36th - $325,000

4546 Rosewood Dr - $325,000

3285 Current Creek Ct.

Upgraded Two Story. 4 bedrooms upstairs. Lots of oak flooring. Dramatic entry. Fully finished basement. Pergola style deck w/seating. Beautifully decorated. MLS#620147 $245,000

Gorgeous 7+ acre property with incredible views! Immaculate 2 bdrm, 1 bath home. 3 out buildings, heated shop, more! Put up your guests in the mobile home. $350,000 #594063

New roof, exterior paint, A/C, granite & tile. 4 bed, 4 bath. Formal dining & great rm on main. Large kitchen w/Eating Area. Full finished daylight bsmt. 3 tier deck, beautiful yard.

All brink ranch style home w/ finished bsmt situated on .67 acre. 4 Bed/3 bath, 2 wood burning fp, wet bar, central A/C. Covered patio & mature landscaping.

Great location, Great patio home.

Includes all the bells and whistles.

No work to be done here. Just enjoy.

Completely maintenance free and priced right! $388,000.

Betsy Burns, CRS Coldwell Banker Residential Brokerage 970-215-1776 www.BetsyBurns.com

Ursula Albers Century 21 Humpal, Inc. 970-231-0548 ursulaalbers@msn.com www.allcoloradohomes.com

Billie Myers 970-206-8262 RE/MAX Alliance 970-226-3990 4703 Boardwalk Dr. Fort Collins, CO 80525 BillieMyers@ColoradoHomeSale.com

Billie Myers 970-206-8262 RE/MAX Alliance 970-226-3990 4703 Boardwalk Dr. Fort Collins, CO 80525 BillieMyers@ColoradoHomeSale.com

$400,000 - $499,999

$300,000 TO $399,999 OPEN HOUSE SAT & SUN 1-4

OPEN HOUSE SATURDAY 12-2PM

PRICE REDUCED - $475,000

Lisa Moore/Connie Gliott Glen Marketing, Inc 970/663-4522 www.glencompanies.com

$500,000 + PRICE REDUCED $10,000

ONE OF A KIND-$589,000

09-310024

2005 Creede Ave.

1554 Homeland St.

18680 WCR 3-Berthoud

3225 Westerdoll Ave.

1610 Celeste Ln. - Loveland

“Stunning Ranch by Weinland Homes.”

ENERGY EFFICIENT built w/2x6 const.

Dream Kit w/Knotty Hickory Cab, JennAir Appl, & Granite Counters. Formal Dng or Study. Fully Insul Oversized 3-car garage w/8ft doors.

Beautiful 3,976 sqft Ranch Home with 4 bedrooms, 3 baths, 3 car garage. Everything on your wish list is here. $445,000

You won’t find a more unique property than this large 6,196 sqft home w/5BD, 3BA all on 35 acres! Lg. kitchen w/center island, stained glass doors & cabinets, inground pool & panoramic views!

Custom-built main floor master 2 story.

Built by Jewell Homes. 5 br, 4 ba, hickory cabinets & floors. Office on main level, wet bar in basement, stainless steel appliances. 3 car garage. $419,900

Stunning 5836 sf, 4BD, 5BA 2-story home on 4.42 acres. Finest finishes throughout, gourmet kitchen, walk-out bsmt, private guest ste and much more!

Beautiful patios, balconies & decks w/ gorgeous views!

Mike Dougherty CO Front Range, Realtors, LLC (303) 589-1626

Marian Maggi 970-290-0908 marian@berthoudrealestate.com www.berthoudrealestate.com

Connie Gliott/Lisa Moore Glen Marketing, Inc 970/663-4522 glenmarketing@glencompanies.com www.glencompanies.com

Cory Roberts Premier Lifestyle Realty (970) 215-9913 www.mycoloradoproperty.com

Gary Maggi 970-692-2002 gary@berthoudrealestate.com www.berthoudrealestate.com

HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

SATURDAY, FEBRUARY 27, 2010

H&RG Real Estate Transactions Real Estate Transactions are supplied

by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.

Loveland • Robert Myer from Hj Bell Constr Inc, 1802 E 11th St, Loveland, $200,000, home • Grant Drennan from Msm 2006 17xs, 2893 Greenland Dr, Loveland, $135,000, home • Edward & Suzanne Steketee from Nielson Susan M, 5818 Jordan Dr, Loveland,

$429,000, home • Kayla Thompson from Nuziard Deborah A, 1202 Centennial Dr, Loveland, $182,000, home • Myles & Angela Mead from Shepella Homes LLC, 117 E 37th St, Loveland, $340,000, home • Evelyn Bingham from Verg James Herbert & Christina M, 411 W 11th St, Loveland, $230,000, home • Douglas & Lisa Olsen from Wfasc 2005 Ar11, 6320 Fox Tail Ct, Loveland, $385,000, home

from Homesales Inc, 950 W County Road 2 E, Berthoud, $240,000, home

S Olive Ave, Milliken, $120,000, home • Susan & Robert Alaniz from Fed Home Loan Mtg Corp, 330 S Estes Park Rachel Ave, Mil• Linda & Jim liken, $186,000, Robertson from Pastuer David C T & home Kathleen, 990 Woodland Ct, Estes Windsor Park, $378,500, • Patricia home Kvamme from • John Markley Bumpus Michael N from Krannig & Tracy E, 308 Fred O Jr, 2812 Pelican Cv, Longs Trl, Estes Windsor, $372,000, Park, $142,500, home home • James Scott from Tri County Milliken Holdings LLC, 571 Berthoud • Cat Pfaus from Wind River Dr, • Jamie Mccawley Wells Fargo Bk, 204 Windsor, $214,000, • Peter Leach from Muller Sean & Janis, 2808 Valley Oak Dr, Loveland, $260,000, home • Ronald Beilby from Reichhardt Aaron Christian & Sarah A, 3276 Bayfield Dr, Loveland, $315,000, home • Olivia Teer from Cuffe Jeanne M, 3015 N Colorado Ave, Loveland, $147,000, home • Kay Dykes from Guild Randy Allen, 2944 6th St Sw, Loveland, $162,500, home

FEATURED PROPERTIES - $500,000 + OPEN HOUSE SAT & SUN 1-4 TRADES CONSIDERED

TOTAL SOLAR!

09-310025

288 Reservoir Drive

TO BE BUILT 2000 sq. ft ranch with walk-out basement. Solar electric, solar radiant hot water heat. To be built.

Starting at $650,000. Call John Mathey at Premier Lifestyle Realty today!

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

$500,000 +

LAND FOR SALE

FULL LAKE LOVELAND RIGHTS!!

OPEN HOUSE SATURDAY 12PM - 3PM

1100 West Shore Place

Warberg Farm - Sophia Court

Seeing Is Believing! Updated Lake Loveland home with large rooms for entertaining; 5200 sq ft; 4BR/4BA; Gourmet kitchen; Woodworking shop; 16x40 heated covered pool; NO HOA. MLS#585960 $1,000,000

OPEN WED 11AM-1:30PM - FRIDAY 8AM-1:30PM - EVERY SUNDAY 3PM5PM. Fantastic location on Chapman Reservoir. Lake rights, walk paths.

2+ acre lots, 2 lots w/horses allowed, wakeless craft allowed.

Betsy Burns, CRS Coldwell Banker Residential Brokerage 970-215-1776 www.BetsyBurns.com

Kurt Albers Century 21 Humpal, Inc. 970-231-1224 kurtd57@msn.com www.allcoloradohomes.com

• Petty & Lewis Winkelman from Capfinancial Properties Cv2 Ll, 1180 W Ash St Ste 200, Windsor, $170,000, home • Will Byers from Melody Homes Inc, 609 Botley Dr, Windsor, $197,400, home • Rajnish Chaudhary from Melody Homes Inc, 601 Botley Dr, Windsor, $214,000, home • Michael & Kara Russell from Melody Homes Inc, 1599 Edenbridge Dr, Windsor, $311,900, home

Direct exhaust outdoors the attic's insulation and extending the hose to the overhang by the gutters. Make sure that the hose uestion: I read your article terminates near an opening in the overhang. Kitchen fans, if vented, about sealing around winmust be vented in an approved metdows and doors by removing wood trim to use foam sealant. al pipe and through the roof or Are you talking about removing the sidewall. The purpose of the metal interior or exterior wood trim? An- is to protect the home from a possible kitchen fire. If the range hood is other item is exhaust fans for the ventless type, there is no rekitchens and bathrooms. Are the vents OK being exhausted to the at- quirement to vent it to the attic or to the outside. Most ranges are lotic (provided there is sufficient excated near an exterior wall, where it haust venting to the outside), or is easier to vent the range hood dimust they be exhausted through rectly through the wall to an apthe roof? proved vent cap, but again the Answer: The article referred to opening in the wall must be fire-reremoving the inside trim of the sistant. Use the fans often to rewindow and then filling the voids duce both humidity levels and with low-expanding spray-foam insulation. All vent fans should be to odors from inside the home.

Dwight Barnett is a certified masthe exterior of the home to reduce ter inspector with the American Sothe humidity levels that might acciety of Home Inspectors. Write to cumulate in the attic. Even a wellventilated attic can be subjected to him with home-improvement queshigh humidity levels that can dam- tions at C. Dwight Barnett, age both the structure of the home Evansville Courier & Press, P.O. and the attic's insulation.

Box 286, Evansville, Ind. 47702 or e-mail him at You can vent a bath fan through plastic hose, laying the hose under d.Barnett@insightbb.com.

DWIGHT BARNETT UNITED FEATURES

New custom ranch w/full walkout bsmt.

Open flr plan, panoramic views. In select group of lots, Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S on CR 29 to 18E. 2.3 miles to Flat Iron Rd., right to Reservoir.

home • Tri LLC from Winter Farm Windsor LLC, 580 Wind River Dr, Windsor, $102,000, home • Adrian Murphy from Fannie Mae, 1143 Hemlock Dr, Windsor, $137,500, home • Benjamin & Jennifer Wallace from Fannie Mae, 772 Lilac Dr, Windsor, $143,500, home • Charles & Chonita Dixon from Melody Homes Inc, 600 Botley Dr, Windsor, $311,600, home

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HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 27, 2010

www.homeandrealtyguide.com

H&RG Real Estate

HouseLogic provides homeowner information help us do that.”

The free Web site helps homeowners plan and organize their home projects and provides timehe National Association of Realtors ly articles and news; home improvement advice launched HouseLogic, a new, comprehen- and how-to’s; and information about taxes, sive consumer Web site about all aspects home finances and insurance. of homeownership. HouseLogic helps homeown“Unlike other home ownership Web sites, ers make smart decisions and take responsible HouseLogic helps consumers view their home actions to maintain, protect and increase the through a financial lens and make smart, invalue of their homes. formed home improvement investment deci“Backed by the resources and industry sions,” Golder said. “Families can set goals for insights of NAR and its Realtor members, saving money on their home or increasing its HouseLogic will engage and involve value, and easily track the progress they are consumers throughout the lifecycle of making on those goals.” home ownership,” said NAR President Vicki Cox Registered users can save relevant informaGolder. tion, create to-do lists and set project re“It makes sense that, as the first, best source minders. The Web site can also be customized for real estate information, NAR should collabo- for individual homeowners depending on how rate with today’s consumers to help them make handy or ambitious they are regarding home the most out of owning a home. HouseLogic will projects; how much money they want to spend NATIONAL ASSOCIATION OF REALTORS

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Maintenance - Free Living

Lakes Point at Seven Lakes

Open House Seven Days a Week

New homes priced in the mid 200’s in desirable Seven Lakes Area

PATIO HOMESS FOR SALE

5 piece master baths, walk-in closets, air conditioning, 3 car garages, unfinished basement

09-308855

S

25

4 ranch plans and a 2 story with main floor master to choose from Visit our model home 2915 Purgatory Creek Drive

(Take Boise, 1 mile north from Hwy 34)

E 37th St.

E 29th St.

Seven Lakes Dr.

D.E. BURNS CONSTRUCTION

970-663-4522

Quality • Integrity • Experience • Reputation

www.SevenLakesColorado.com

970-669-8386

Office Hours: Mon-Fri 1pm-4pm; Sat-Sun 12pm-3pm

09-309648

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NEW NORTHERN COLORADO HOMES

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N. Madison Av.

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or save; where they live; and their priorities, such as increasing the value of their home or improving their neighborhood.

HouseLogic also empowers homeowners who want to get more actively engaged in shaping community life and advocate neighborhood and homeownership issues that matter most to them. The site provides users with the tools and know-how to effect change and address concerns, like establishing a neighborhood watch program, building a community playground, or participating in city or county planning efforts.

“For more than 100 years Realtors have been bringing America home,” Golder said. “HouseLogic takes owning a home to the next level, partnering with consumers to truly help people build their futures through homeownership.

Visit HouseLogic at www.houselogic.com.

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HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

H&RG Real Estate Realtors reduce short sale stress

SATURDAY, FEBRUARY 27, 2010

7

H&RG Featured Home Plan

NATIONAL ASSOCIATION OF REALTORS

A

ccording to the most recent Realtors Confidence Index, buyers continue to be discouraged with the extended short sale process, resulting in foreclosures that could have been prevented. New resources from the National Association of Realtors aim to help Realtors and consumers successfully navigate the short sale process to help more homeowners avoid foreclosure.

“Our members report that short sales are often riddled with delays and red tape,” said NAR President Vicki Cox Golder. “As the first, best source for real estate information, Realtors are dedicated to help streamline and improve the short sale process for both buyers and sellers. NAR has worked tirelessly to provide Realtors with the resources they need to navigate short sale transactions, as well as provide guidance on helpful government programs designed for homeowners facing the process.”

On April 5, 2010, the U.S. government will implement the Home Affordable Foreclosure Alternatives Program. Part of the Home Affordable Modification Program, HAFA helps homeowners who are unable to retain their home under HAMP by simplifying and streamlining the use of short sales and deeds-in-lieu of foreclosures. Homeowners must meet certain requirements to participate and incentive payments are provided to homeowners and servicers.

To help Realtors understand HAFA and its guidelines, NAR has released a brochure about the Home Affordable Foreclosure Alternatives Program and additional resources online, including government forms and guidelines, a video explaining the new federal guidelines, and frequently asked questions. Designed to help Realtors explain the new program to homeowners, NAR’s HAFA resources explain how the program aims to streamline short sales and, in the process, save more families from foreclosure.

“The new guidelines and incentives as part of HAFA are a crucial step towards reducing problems with the short sale process, and Realtors are ready to help make this new program a success,” Golder said.

In addition to its resources on HAFA, NAR launched a Short Sales and Foreclosures Certification Program in August 2009. The SFR program is offered by the Real Estate Buyer’s Agent Council of NAR and includes training on how to manage short sale, foreclosure and real-estate owned transactions.

Eddinger makes the most of its space pantry adds still more storage capacity.

Laundry appliances are nearust a few steps inside the by in a fully outfitted utility Eddinger you can begin room complete with a deep enjoying the panoramic sink, storage shelves, cupview. Windows fill most of the boards, and a counter for foldrear-facing walls in the expaning clothes. sive hexagonal great room that The Eddinger’s owners’ suite forms the core of this handis well-separated from the secsome midsize home. A wideondary bedrooms, and rich in hearthed fireplace stands ready amenities. It boasts a huge to provide warmth and color walk-in closet, twin vanities, when darkness falls. oversized shower, soaking tub, Shake siding with wood and private water closet, plus columns and tapered stone ve- direct access to the deck neer masonry help this home through a set of atrium doors. blend easily into a forested or other natural setting. At the same time, the plan is equally well-suited to a wide city lot with an attractive back yard.

Families that enjoy outdoor living will find plenty of space to do it on the broad, partially covered deck that sweeps across the entire rear. Lounge chairs, picnic tables, porch swings, potted plants, a hot tub, you name it — there’s ample space for all of these and more.

Even from inside, it’s easy to enjoy the view. The kitchen is fully open to the great room, separated only by a peninsular counter. Family and friends who aren’t helping in the kitchen will enjoy hanging out along the extended conversation bar. Counter and cupboard space are amply supplied, and a generous walk-in ASSOCIATED DESIGNS

J

The other bedrooms also have exterior doors that open onto the deck.

For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402. Please specify the Eddinger 30-328 and include a return address when ordering. A catalog featuring more than 550 home plans is available for $15. For more information, call (800) 6340123, or visit www.AssociatedDesigns.com.

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 27, 2010

www.homeandrealtyguide.com

970-613-0700 www.thegroupinc.com 970-663-0700 ANDERSON FARM BEAUTY!

5401 Stone Creek Circle Loveland, CO 80538 1401 W. 29th St. Loveland, CO 80538 New Listing New Construction Featured Property

OPEN SATURDAY 1-3

3210 Birch Drive, Loveland

399 Krypton Court, Loveland

2602 Timberwood Drive #18, Fort Collins

3895 Downieville Street, Loveland

Cute brick ranch with updates and 1 car garage in great neighborhood! Kitchen has granite counters and tile floors; updated light fixtures and door hardware thru out; wood floors in bedrooms; huge backyard with storage shed! Subject to short sale approval.

Immaculate 3 bed ranch w/ beautiful upgrades including tile floors, fresh paint & carpeting on a quiet cul-de-sac. The full unfinished basement leaves ample room for expansion w/ a rough in for an additional bath. HOA maintains clubhouse & common areas. Pre-Inspected.

END-UNIT, south-facing townhome with courtyard patio!

Freshly painted interior, open and bright vaulted great room has ledges & lots of high south windows around gas FP. Separate dining room. Spacious Master has 2 closets. Third BR in bsmt w/ 3/4 bath could be family room + nice-sized alcove for office. Central air, HOA handles maintenance, water in & out, etc. Detached garage, 14 Month Home Warranty. Great property!

Coveted Ranch style home with 3 car garage!

Move right into this spotless home! Bright and open floor plan with a large kitchen and great room. The full basement is unfinished for future expansion. Outdoors enjoy the spacious yard, deck & beautiful landscaping and views!

$150,000

$163,500

Open House

MLS#620149

MLS#599426

Price Reduced

Call Kristen Specketer 290-8097

Call The Brent Team 461-7110

OPEN SAT-SUN 1-5

END UNIT, OPEN SPACE

08-309678

8

FANTASTIC, REMODELED BUNGALOW

$165,900

$239,000

MLS#620259

MLS#617893

Call Cathy Vance 231-0234

Call Debbie Hansen 219-4133

5 BEDROOM 4 BATH & 3 CAR GARAGE

503 Prairie Clover Way, Severance

575 W 2nd Street, Loveland

3632 Crestone Drive, Loveland

91 Double Eagle Drive, Milliken

1694 Platte River Drive, Windsor

This 3 bedroom 2 bath home greets you inside with SS appliances, wood floors in the kitchen, lush tile accents in master bath & kitchen back splash & an open floor plan. Included is tiled entry & tiled master bath floor! Beautiful & functional built-ins with craftsman details from trim to ceiling. Home pictured is not actual home-model only. $8,000 incentive.

Huge master bedroom adjacent to luxury bath with jetted tub and rain shower head.

Wood floors, large kitchen with Corian countertops, lots of cabinets and all kitchen appliances. Vinyl siding, updated electrical, new hot water heater, high efficiency furnace, whole house fan, radon mitigation, oversized 2-car garage.

5 bedrooms plus office. 4 baths. Main floor bedroom and 3/4 bath. Hardwood Floors.

New Carpet. Large Deck. Large Master with 5 pc Master Bath. Family Room with gas log fireplace. 1 block from school and park.

B Beautiful 2 Story with Main Floor Master.

LLocated on over a 1/4 acre nicely landscaped lo lot in Golf Course Neighborhood. Great for ooutdoor entertaining. Enjoy the large covered Tr Trex Deck with a Hot Tub. Open floor plan fe featuring lots of upgrades, large bedrooms and a loft overlooking the family room. Basement hhas 9’ ceilings ideal for future finishing.

3 bd, 2 bath 3800+ sq ft ranch with full unfinished basement. Open and light floor plan with hickory floors throughout living areas, hickory cabinets w/crown molding.

Only $339,000!

$250,000

$250,000

$298,000

$299,000

MLS#618665

MLS#620125

MLS#618719

MLS#620246

Call Andrea Schaefer 290-3758

Call Bob Skillman 631-2257

Call Maribeth Bergan 690-1735

Call Tracy Wilson 567-0907

LAKE FRONT LIVING!

OPEN SUNDAY 1-3

$339,000 MLS#617676

Call Miki Roth 690-9459

BRING OFFERS

8211 Nautical Court, Windsor

404 Split Rock Drive, Loveland

4490 Fruita Drive, Loveland

1609 Sauk Road, Loveland

3804 Whitebark Place, Loveland

Gorgeous, all brick patio home with a decorators touch! Shows like a model home – better than new w/finished basement! Decked out with upgrades thru out! Gourmet kitchen includes SS appliances, granite, island, pantry, wood floors and a fireplace.

Very open floor plan, covered patio, 3rd bedroom in basement and upgrades thru out. Large rec room and full wetbar. Golf course neighborhood.

Spectacular lake views & private lake rights for fishing, swimming, boating & more.

Main level has an open living room with gas fireplace, dining area & open kitchen.

Upper level is complete w/ 2 master suites & laundry. Walk out basement features an additional bedroom, full bath and family room.

3 bedrooms + office on main, 4th bedroom and 4th bath, rec & game rooms in finished basement. Gorgeous yard backs to open space. Custom features include plank flooring, GE Profile appliances w/ double ovens, built in wine rack, & Silestone counters w/ eating bar. Pre-inspected. www.thegroupinc.com/4490

Close in acreage prop. w/views of the frnt range mtns. Spacious home on 2.39 acres complete w/4 BDs, 4 BAs, fam rm w/FP, 2 rear decks to enjoy those mtn views & sunsets overlooking your own pond. New vinyl wndws in 2003, newer roof, carpets cleaned, A/C, spklr sys & 4 car gar. Also incld is the 32 x 70 insulated & heated detached shop w/ heated office area w/3/4 bth. Horses allwd.

This home has been completely updated and remodeled.

Inside you will discover beautiful hardwoods, designer paint colors, crown molding, 2 gas fireplaces, granite countertops, Alder cabinetry, stainless steel/black appliances, remodeled 5 piece master bath complete with jetted tub and 4 big bedrooms upstairs plus additional living space in the basement with unbelievable storage! Outside you will find a 20 x 21.5 redwood deck and access to Boyd Lake.

$345,000

$345,000

$370,000

$399,900

MLS#

MLS#613940

MLS#613940

MLS#581881

MLS#619203

Call Ryan Spencer 214-0263

Call The Brent Team 461-7145

Call The Brent Team 461-7146

Call Mark Koentopp 679-1557

Call Georgena Arnett 481-9801

$485,000

INVITING SANCTUARY

1542 Dove Haven, Berthoud

22540 Co Rd 3, Berthoud

2020 Sedona Hills Drive, Loveland

787 Beaver Cove Court, Loveland

1587 S Preserve Drive, Berthoud

Landscaping oasis awaits its new owner. 2 story home with walk-out basement on a quiet cul-de-sac in Weld county. One-owner home with attention to detail. Main floor master bedroom and 3 additional bedrooms on the 2nd floor. Oversized 3 car garage and additional shed for landscaping tools and toys. A Landscaper’s Paradise!

Country Living At Its Best! Beautifully appointed 2-story w/ lovely foyer/formal living room.

Gorgeous dining room opens to large family room & gas fireplace. 2bds, 2ba & remodeled kitchen w/ granite completes the main. Lovely master, 2nd bd & ba on the upper. 689sf finished basement.

1200 SF guest house w/ 2bds, beautifully finished kitchen & ample storage. All this on nearly 6 acres.

Great location just minutes from Carter Lake, Flat Iron & Pinewood Reservoirs. Experience the lifestyle that Sedona Hills has to offer. Rural, yet convenient - just minutes from town.

Quality built ranch style home on 35 acres in this desirable gated subdivision. Luxury and comfort inside w/updated kitchen including SS appliances, large pantry & hickory floors. Vaulted ceilings, exposed beams & stone fireplace. Lrg master w/5-piece bath. Low maint landscaping. Well planned horse barn/shop.

Totally remodeled in last 5 years to include new windows, carpet, wood floors, total kitchen redo w/gorgeous alder wood cabinets, stainless GE monogram appliances, Wolf gas cooktop, convection double ovens & microwave, granite counters. Additional 13x14 bsmt bedroom & 11x16 office. Enjoy mountain views. Backs to 7th fairway of Mariana Butte golf course.

Custom 4 bed, 7 bath home offers rustic brick, stone & timber flooring, hefty beams, & European Country flavor on 2 acres.

Additional amenities include a Portico uniting the 6 car garages, office, golf, exercise & theater rooms. www.ColoradoCustomEstate.com

$599,000

$675,000

$875,000

MLS#619872

MLS#616222

$1,875,000

MLS#607043

MLS#620225

MLS#595241

Call Kim Summitt 689-6950

Call Rich Gardiner 227-0964

Call Dave Trujillo 222-0340

Call Cindy Kurtz 962-6832

Call The Brent Team 461-7110

$575,000

HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

Before:

SATURDAY, FEBRUARY 27, 2010

Divine From Page 1

kitchen into the current decade.

The cramped kitchen didn’t leave much room for entertaining, and it was closed off from the adjoining living and dining rooms. So, I kicked things off by knocking down a few walls and opening up the whole space. I also added windows and new glass doors so the lovely backyard would be in full view.

I then got started on my quest to pay homage to the home’s midcentury design, while turning the space into a modern kitchen. I ripped out the old appliances, tore out the cabinets, replaced the flooring with charcoal porcelain tile and put up a fresh coat of paint.

Then, I sectioned the large space into a two rooms — a kitchen and a dining room that flow seamlessly into one another and blend into the adjacent living room.

In the kitchen, I created a long continuous flow of white quartz counters, zebra-wood cabinetry and windows along the back wall. Because I wanted to maximize the outdoor view, I put in very few upper cabinets, and put most of the new appliances below the counters, including the new double ovens, a dishwasher and a microwave. I also hid a fridge/freezer behind some panels that blend in with the rest of

After:

the cabinetry.

The focal point of this room is a large kitchen island. Part of the island functions as a food-prep and cooking area, and contains a black marble surface with a sleek cooktop. I designed the other half of the island for eating and entertaining by installing a higher white quartz perimeter countertop and putting funky bar stools around it.

In the dining-room area, I put in a bar that contains a marble counter and more dark wood cabinetry, and decked it out with a state-of-the-art wine fridge and coffee maker.

I kept Tracey and Terry’s existing dining-room table, but added new dining-room chairs in a creamy fabric. I also installed a gorgeous elevated fireplace that can be enjoyed from anywhere in the room.

Additionally, I put up five retro pendants over the island and installed a funkadelic fixture above the dining-room table.

This dysfunctional 1960s kitchen was way past its best before date.

So I blended modern convenience with retro charm and created the perfect recipe for a beautiful kitchen — and a beautiful compromise for Tracey and Terry. Now that’s divine.

Home staging adds selling value ARA CONTENT

T

here are many easy and inexpensive ways to clearly differentiate a home so that it appeals to a wide range of buyers and in return, yields a fast and profitable sale.

Home staging presents the best side of a house and cleanliness shows how much the current owner has valued their investment.

To begin the process, purge. Then, consider tackling projects that will significantly boost your home’s appeal.

FOCAL POINT FINISHES Lighting fixtures are the focal point of many rooms. With a little el-

bow grease, $20 and less than two hours, update existing ones with a new steel finish.

Directions: Cover the work area with newspaper and disassemble the fixture. Clean the pieces and tape off areas that don’t need to be painted.

Following the instructions, apply indoor/outdoor primer followed by new metallic paint. Once dry, remove the tape and reassemble the chandelier.

COVER THE SMALLEST DETAILS Paint dull, dirty or chipped register covers or light switch plates to any room a quick pick-me-up, Directions: Remove register covers or light switch plates and place them on newspaper. Sand the surface lightly and wipe clean. Clean all pieces to

remove any built up dust and grime.

Following instructions, apply a number of light coats of primer, followed by a couple coats of gloss or metallic spray paint.

ILLUMINATE THE EXTERIOR Exterior lighting showcases the beauty of the home, so make sure that light fixtures are up to par.

Directions: Turn off power to the lights and detach the fixture from the house. Remove the light bulb and mask off any parts that should not be painted — including wires. Place the fixture on newspaper and lightly sand. Clean all pieces and wipe dry.

Following the directions on the can, spray several light coats of outdoor metallic finish.

ARA content photo

9

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 27, 2010

www.homeandrealtyguide.com 09-308052

10

saturday PRICE

sunday

LOCATION

ADDRESS

HRS

OFFICE

PHONE

SE LOVELAND

WARBERG FARM-SOPHIA CT

12-3

CENTURY 21, HUMPAL

663-2400

12-5

THE COTTAGE REALTY 532-5900

$139,900

43RD & WILSON AVE THE COTTAGES AT 12-5 ENCHANTMENT RIDGE

THE COTTAGE REALTY 532-5900

$139,900 NW LOVELAND 2729 W 46TH ST $149,900* NW LOVELAND

PRICE

LOCATION

ADDRESS

HRS

OFFICE

PHONE

SE LOVELAND

WARBERG FARM-SOPHIA CT

3-5

CENTURY 21, HUMPAL

663-2400

12-5

THE COTTAGE REALTY 532-5900

$149,900* NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT 12-5 ENCHANTMENT RIDGE

THE COTTAGE REALTY 532-5900

175 CARINA #106

1-3

THE GROUP, INC.

NW LOVELAND 2729 W 46TH ST

$169,900* NW LOVELAND 4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY 532-5900

$159,900

$175,000 SW LOVELAND

1-3

PRUDENTIAL LOVELAND

$169,900* NW LOVELAND 4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY 532-5900

$184,900* NW LOVELAND 3399 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$175,000

SW LOVELAND

1-3

PRUDENTIAL LOVELAND

$189,900 NE LOVELAND

1-3

THE GROUP, INC.

$179,000

NW LOVELAND 3113 N SHERIDAN AVE

11-2

THE GROUP, INC.

690-8333

$189,900

NE LOVELAND

1-3

THE GROUP, INC.

481-2692

$184,900* NW LOVELAND 3399 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$193,500* NW LOVELAND 3427 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$195,000

NE LOVELAND

832 NYSSA DR

1-3

THE GROUP, INC.

310-1836

$202,000

SE LOVELAND

1250 FINCH ST

12-4

MIRASOL SENIOR COMMUNITY

635-5931

1739 ELLEN CT.

1995 BIG SANDY PLACE

690-9279

481-2692

SE LOVELAND

1739 ELLEN CT.

1995 BIG SANDY PLACE

690-1732

690-9279

$193,500* NW LOVELAND 3427 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$202,000 SE LOVELAND

1250 FINCH ST

12-4

MIRASOL SENIOR COMMUNITY

635-5931

$217,500 SE LOVELAND

204 SAND GROUSE DR

1-3

THE GROUP, INC.

962-6832

$227,900 NW LOVELAND 4496 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$234,000 FORT COLLINS

2409 MAPLE HILL DR

12-5

THE GROUP, INC.

566-0995

$235,545 WINDSOR

291 SARATOGA DR

12-5

THE GROUP, INC.

566-0995

$227,900

NW LOVELAND 4496 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$239,000 NW LOVELAND 3895 DOWNIEVILLE ST

1-3

THE GROUP, INC.

222-9618

$234,000

FORT COLLINS

2409 MAPLE HILL DR

12-5

THE GROUP, INC.

566-0995

$242,000 NW LOVELAND 4534 CREEKWOOD

1-3

PRUDENTIAL LOVELAND

690-9279

$235,545

WINDSOR

291 SARATOGA DR

12-5

THE GROUP, INC.

566-0995

$250,000

WINDSOR

503 PRAIRIE CLOVER WAY

1-5

THE GROUP, INC.

290-3758

$250,000 WINDSOR

1-5

THE GROUP, INC.

290-3758 $259,700

NW LOVELAND 4493 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$259,700 NW LOVELAND 4493 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900 $290,000

FORT COLLINS

214 WILLOW STREET #6

1-3

THE GROUP, INC.

481-9280

$290,000 FORT COLLINS

214 WILLOW STREET #6

1-3

THE GROUP, INC.

481-9280

$310,000

FORT COLLINS

5338 WISHING WELL LANE

1-4

THE GROUP, INC.

481-9280

$310,000 FORT COLLINS

5338 WISHING WELL LANE

1-4

THE GROUP, INC.

481-9280

$342,950

NW LOVELAND 2005 CREEDE AVE

1-4

PREMIER LIFESTYLE 215-9913

$342,950 NW LOVELAND 2005 CREEDE AVE

1-4

PREMIER LIFESTYLE 215-9913

1-4

THE GROUP, INC.

$350,000 NW LOVELAND 5024 W EISENHOWER

1-3

CENTURY 21, HUMPAL

503 PRAIRIE CLOVER WAY

$355,200

SE LOVELAND

663-2400

4802 SORREL LANE

690-6011

$370,000

NW LOVELAND 4490 FRUITA DR

1-3

THE GROUP, INC.

461-7146

WINDSOR

7028 CRYSTAL DOWNS DR

1-4

THE GROUP, INC.

412-8585

1-4

THE GROUP, INC.

412-8585

$397,100

$445,000 NW LOVELAND 1554 HOMELAND ST

12-2

CO FRONT RANGE REALTORS

303-589-1626

$400,000

JOHNSTOWN/ MILLIKEN

4756 SORREL LANE

1-4

THE GROUP, INC.

690-6011

$475,000 FORT COLLINS

3539 WILD VIEW DR

11-3

THE GROUP, INC.

481-1250

$549,900

FORT COLLINS

5702 SHEPARD STREET

1-5

THE GROUP, INC.

481-9280

$549,900 FORT COLLINS

5702 SHEPARD STREET

1-5

THE GROUP, INC.

481-9280

$555,000

FORT COLLINS

6941 ALISTER LANE

1-4

THE GROUP, INC.

218-9777

$575,000

FORT COLLINS

4951 PYRENEES DR

1-3

THE GROUP, INC.

443-5140

$895,000

SW LOVELAND

288 RESERVOIR DR

1-4

PREMIER LIFESTYLE 481-5512

$397,100 WINDSOR

7028 CRYSTAL DOWNS DR

$575,000 FORT COLLINS

4951 PYRENEES DRIVE

1-3

THE GROUP, INC.

443-5140

JOHNSTOWN/ MILLIKEN

4437 THOMPSON PKWY

12-3

THE GROUP, INC.

567-0907

288 RESERVOIR DR

1-4

PREMIER LIFESTYLE 481-5512

$609,000

$895,000 SW LOVELAND

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM •CLICK ON

OPEN HOUSE MAPS

HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

Apartments/ Duplexes Unfurnished 4030 Large 1 Bdrm Apt in Old Town Berthoud $400/mo 303-818-4502

Apartments/ Unfurnished 4030 1 rm, Studio+ Vintage apts 0 utils! On-site mgmt. W/D, DirTV $333-590 970-219-8162 2 BDRM, 1 BA, no pets, 1159 E 5th St $535/mo Move-in Special FPI 970-663-4664

LOVELAND ♦ 2 BDRM, 1 ba, 135 W. 11th St., $700/ mo.; 1+ BDRM, 1 ba, 4207 N County Rd 27, $450/mo.

ESTES PARK ♦ 1224, 1260, 1262 Graves Ave, 2 BDRM, 1 ba, $750. 1st Choice Realtors, 970-669-9696

Commercial Industrial 4040

1800 SF. Auto, auto paint, furniture stripping, welding, med. marijuana need 1 BDRM 1 ba, large. New not apply. 502 2nd St, Unit L i s t i n g ! N e a r L a k e 3, Berthoud 970-221-0997 Loveland. No smk/pets. $500/mo. incl. util´s (970)667-9007 1 BDRM- 606 Eisenhower, $425/mo. Utils incl, newer carpet. RMPM 970-669-0842 (1 BDRM apts. Clean!( Laundry available.

No smk/pets. $500/mo.

970-667-6199 or 970-231-2566 (No Fri eve/Sat calls(

Condos/ Townhouses 4050 2 BDRM- 2147 Grays Peak $950/$925/dep. 1 CG, Patio rmpm.com 970-669-0842 2 BDRM, 2 BA, garage.

1816 Lily Place #3. $800/mo + $600/dep. Some utils, paid. (970)214-0756.

4060 Houses

2 BDRM, 1 BA in Berthoud, W/D hkup, 1 car gar, no pets. $750/mo. Avail Now. (970)532-0865 2 BDRM- 2354 SW 10th $550. Spacious! Wall A/C. rmpm.com 970-669-0842

2 BDRM apts: $595-$625+ dep. Clean, fresh paint, sm pets neg. Lvlnd 970-308-4096 2 BDRM in Tri-Plex. A/C. No smk/pets. $600/mo.

Senior discount.

970-667-7384 or 970-219-4930 3 BDRM, 1 BA apt in So Loveland. New carpet, tile, c-top & paint. Refrig, range, D/W. $700/mo inc heat. Avail immed.

970-566-9716 HAMILTON PARK APTS. 1406 N. 4th St., Berthoud.

Offers 1 bdrm for people 62 or older or disabled, with or without children. Rent based on income. Now accepting applications EHOP. 970-532-3725 or TDD 800-659-2656

Duplexes

4060

patio. Just Reduced!!! $1,550/mo. Faith Property 970-377-1626

OFFICE, RETAIL, INDUSTRIAL. UTIL´S INCLUDED. 970-667-3338

BEAUTIFUL! 2 bedroom, 2 bath with shed home for sale $24,900. All appliances included. Financing 3 BDRM, 1.75 BA, 2 car available, and possibly 3 Bdrm, 1112 Gard, gar, fin bsmt, new carpet & receive up to 10% back for $600/mo, fenced yd paint. A/C, NW Loveland.

1st time homeowners.

RMPM, 970-669-0842 No pets/smk. $1200/mo.

Call Sun Homes- Ft Collins $1300/dep. (970)420-0404 at (888)231-7903.

3 Bdrm- 1305.5 E 16th, $825. www.4timberridge.com Fin bsmt, new crpt, lino, paint. RMPM 970-669-0842 3 BDRM, 3 ba, 2580 Win- FEMALE ONLY, wanted 0 Application Fee, hurry in offer expires 2/28/2010 terpark, $1225. Fin bsmt, to share house, TV & int, $400/mo inc utils, small 3 bdrm, 1.5 ba, 1200 SF, new NICE! RMPM 970-669-0842 pets OK, 970-817-1715 carpet/paint Lvlnd, $850 + dep + utils, 303-772-7390 3 BDRM + study, 1.5 bath, 2 car, SW Lvld. NICE! No smk. Pet nego.

3 Bdrm, 1717 Ranae $795/ mo, new carpet/paint, W/D $1025/mo, Call 970-667-8816 incl. RMPM 970-669-0842 1999 1500 SqFt- 3 bdrm, 2 ba, 1 car, 10x12´ stor shed.

Lg front deck, new 40 gal 3 BDRM, 2 ba, gar,W/D 3 bdrm + study, 1.75 ba, lrg water heater, new glass-top hkps, $725. No pets/smk. 7 htd 2 car gar, A/C, sprklr, elec range. Refrig, W/D Birkley Ct Lvld 970-667-3353 storage shed. No pets/smk. incl. Loc in Sunset Park $995/mo. 2102 S. Custer retirement village. 1237 Ave. 970-663-6811 Avail 3/1, lg 2 bdrm, exc Copper Ave. $53,000/OBO. loc, near hosp, w/d hkup, Call (970)667-8866 gar, wtr/swr pd 308-7387

Roommates Wanted 4120

Newly remodeled, 2 bdrm, furn or unfurn, gar, cent loc. no smoke/pets, $750 307-689-0203

Garages/Storage Spaces 4070

Lovely, Quiet 1 bdrm, fresh & clean. No pets/smoke.

2 Bdrm, 386 Audrey, 751 N MONROE #4Only $440 970-667-1399 $795/mo. Loft, unfin bsmnt. 17.5x10´, 7´10”w x 6´7”h door.

RMPM 970-669-0842 $60/mo. (970)667-3353 2 & 3 BDRM, cent. loc. New carpet/paint. Fncd yd, N/ INDOOR GARAGE & P.Ht/Wtr pd! 970-308-7387 Commercial Storage 20x40, 20x50.

2 STORY , 2 bdrm, 2.5 ba, wall air, covered parking, I-25 & Hwy-66. 970-535- 6074 2 BDRM, 1 ba, free rent! www.Longmont-storage.com pets considered. $750 Near Lake Loveland & 970-213-1633 www.hmre.net park, pets nego. Quiet & spacious. $599 970-223-1349 Grays Peak, 3 BDRM, 2 ba, 2 BDRM, 1 bath $655 ALL gar. W/D, AC, No pets/ utilities included! Quiet, smk. $995 970-484-0306 ground floor end unit. Coinop lndry, close to the library/rec ctr. 970-669-1375 GOLF COURSE 2 BDRM, 1 BATHFrontage ranch, pond Clean fresh & paint! A/C, & mtn views, 2 bdrm, heat/water paid. No pets/ 2 bath, double garage, smoke. $590. (970)667-0365 2 dining areas, all appls. $1150/mo. Lease terms/pet nego. 1528 West 28th. 970-663-2672 2 BDRM, $495/month 131 Jefferson, balcony.

RMPM 970-669-0842

4080 Office Space 4100 Mobile/ Manufactured Close to I25 and shop- Mountain Ave., Berthoud Homes/ ping!!! 1009 King Dr. 3 Commercial/Retail BDRM, 2 ba. New carpet/ $500/mo 970-532-2652.

Spaces 5130 tile flr. Gar, lrg yd, A/C,

Houses

4080

2 BDRM, 1 BA house near Cleveland & Eisenhower.

Lg yd w/ space for garden.

No pets. $650/mo. Avail 3/1.

(970)566-9716 2 BDRM, 229 Blossom. $925/mo. Pets neg, fncd yd, den. RMPM 970-669-0842 2 Bdrm, 2539 Garfield, $750/mo. Frplc, fenced yard. RMPM 970-669-0842 2 BDRM- 2716 Susan, $895/mo. Pets neg. Unfin bsmt. RMPM 970-669-0842

2 BDRM- 1.5 bath patio home, small pet consid- 2 BDRM, newly remodeled, ered. $750/mo. 970-214-1113 fenced yard, w/d hkups, artist studo, $800/mo + 2 BDRM, 1.5 bath, W/D utilities, pets considered. hkup. Large duplex!

1215 E 2nd St 970-215-4625. $700/mo. + deposit.

Avail immed. 970-214-1113 Rent/Rent to Own, 3 BDRM, 2 ba, fncd yd. Front Porch. $900/mo. 124 SE 2nd 2 Bdrm, 1841 E. 16th, St. (970)222-1742. If Rent to $650/mo, 1 car gar, W/D Own, comes w/add´l rental hkups. RMPM 970-669-0842 income. Avail Now!

4 BDRM, 4 ba, 3 car, fin bsmt, super clean, open floor plan, frplc, sprklr sys. No pets/ smoke. $1450/mo.

Great North Loveland location! (970)218-8888

A PHONE CALL WORTH $8000.00

Lots & Tracts

5100

2 BDRM MH in N Lvlnd. Quiet adult park.

New flooring & paint, w/d, new frig, $5999.

970-290-4354

SATURDAY, FEBRUARY 27, 2010

Mobile/ Windsor 5220 Manufactured Triplex/ Garages, 1-3 bdrm Homes/ unit & 2- 2 bdrm units. 4 mi of Windsor, $264,900 Spaces 5130 No Owner/agent (720)329-9040 * Everyone´s Approved! * Bad credit ok on our Owner Carry Mobile homes. Over 50 Dbl. & Sing. wides. Biggest Sale Ever!! We´re buying too! 970-222-1473 970-690-2725 or 970-690-3283

Mountain

5140

WONDERFUL Glen Haven home with 3600 views, highend finishes. Weekend or year-around, only $269,700.

Will Harper, RE/MAX Alliance 970-222-2890

Real Estate Wanted 5170

The Reporrter-He erald Cla assified Serviice Dire ecorry can help your business grow! Your advertising messagewill be delivered to over 40,00 potential customers every day. Put classified to work for you...place your business service directory ad today!For mor information call 635-3650.

Eagles Extra Online

Sell Your House Fast!

Quick Sale - Fair Price 720-962-4688

reporterherald.com

2 ACRE LOT, Berthoud area, $30K price reduction, $139,000. Call Steve Conder for details, 303-514-3706.

”Call us” We´ll show you how to get $8000 for Buying a house with no money out of Pocket. We have until April 30, 2010 So don´t hesitate ~ 3 BDRM, 2 BA, 610 W. 4th, let´s get started today!

FSBO, $214,900. Open house Ken or Tammy Sat/Sun 1-5 970-231-9183 Western Plains Realty 970-663-5008

Loveland

5110

To ensure you receive the best response to your advertisement, please check your ad the first day of publication.

We regret we cannot be responsible for more than one day´s incorrect insertion. Billing inquiries can be initiated within 30 days of ad expiration.

Mobile Homes/ Spaces 4090 ( 2 BEDROOM Home ( $575+dep. W. Hwy 34. 1 Mo. FREE w/6 Mo. lease.

Pets nego. 970-690-9049

Mobile Home Sale/Rent Various parks, owner finance, low down, 2 or 3 bdrm, bad credit ok, rent to own, same price as rent.

Let´s Talk! 970-215-1819

2 BDRM, 1 car gar, W/D hkup. E. 16th. No pets. Wtr pd. $700/mo. 970-667-7321

3 BDRM- 3663 Vista, $1125 No pets, BEAUTIFUL! rmpm.com 970-669-0842

Office Space 4100

2 BDRM, 1 car, W/D hkups.

Spotless, all brick. No pets/ smk. 1816 E, 17th St. $700/ mo. Avail 3/1. 970-219-4133

3 bdrm, 3 ba, all appliances, A/C. Spotless. Easy commute Pets neg. $1150.

(970)227-1830

17TH AVE, Longmont Class A preferred, ground level office location.

1800 to 4400 Sq Ft @ $9/NNN. (303)776-2015

A picture is worth a thousand words Try a classified picture ad! Call for details

970-635-3650 BANK OWNED, HUD & VA www.Foreclosures InLoveland.com to request a copy of the list!

Julie Stinson RE/MAX Alliance 970-622-1809

SATURDAY 1-3 136 S WASHINGTON $138,900. Charming & Wonderful loc, great lot, insulated gar, Civic Park.

Mark Keller, (970)219-5570

Short Sale/Foreclosure Buyers/Sellers www.AnswersToRealEstate.com More information contact Deb M 970-215-8564 Re/Max Alliance

CLA ASS SIF FIE ED ADS T RESULTS GET Fast, very fast! Call 635-3650 to place your ad today!

11

COLOR COMICS Every Day!

12

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 27, 2010

www.homeandrealtyguide.com

Open Houses This Weekend - www.thegroupinc.com

SATURDAY 1:00 - 3:00 204 Sand Grouse Drive, Loveland - Light, bright and airy describes this great 4-level home. Separate living and family rooms with room to expand in unfinished basement. Spacious master has full master bath. Exterior features include deck, pa o and covered front porch.

The fenced corner lot backs to green belt. Other features include upgraded cabinets, appliances and central air. Hosted by: Denise Kloster 402-9100.

$217,500

SUNDAY 1:00 - 3:00

SUNDAY 11:00 - 2:00

SATURDAY/SUNDAY 1:00 - 3:00

175 Carina #106, Loveland - 3 BD, 4 BA, 2 story end unit almost new townhome/garage. Gas fplce, A/C, window coverings, walk-in closet in MB, washer/ dryer, refrigerator, stove/oven, microwave, pet/ smoke free, pool, hot tub, fitness ctr, club house.

Easy access to I-25.

3113 N Sheridan Avenue, Loveland - Move-in condi on. This classic all-brick ranch offers 5bd/2ba.

It is beau fully maintained w/ many upgrades & details throughout. Newer windows, sliding pa o door, furnace, water heater, central AC, plus a whole house fan. New roof!

1995 Big Sandy Place, Loveland - Upgrades incl hdwd flooring, custom paint, maple cabinetry, le floors & backsplash. The main level offers an open flr plan. Upstairs the mstr suite w/2 walk-in closet & 5 piece luxury bath. 2nd bdrm has its own bath & also a lo area/study office. Unfinished bsmt w/ radon system installed. Fenced in yard & pa o area to enjoy summer fun.

SUNDAY 1:00 - 3:00 832 Nyssa Drive, Loveland - Adorable house, updated kitchen with pergo flooring stainless steel appl incl refrigerator, double ovens & gas stove. Newer carpet, vinyl windows, A/C, large RV pad next to driveway. Fenced backyard has shed w/electricity, finished basement!

$195,000

$159,900

$179,000

$189,900

MLS#

MLS#615190

MLS#616119

MLS#620255

Call Coleen Ligotke 690-1732

Call Sco Mullen 690-8333

Call Diana Luthi 481-2692

Call Jo Carney 310-1836

FRIDAY - SUNDAY 12:00 - 5:00 2409 Maple Hill Drive, Fort Collins -Maple hill is an exci ng collec on of a rac ve, energy efficient, affordable and environmentally friendly homes with neighborhood pool, trails and future park. This is builders model. Paired homes star ng at $175, 000 single family homes star ng at $201,000.

$234,000

MLS#617259

MLS#595204

Call Cindy Kurtz 962-6832

Call Lisa O’Brien 566-0995

FRIDAY - SUNDAY 12:00 - 5:00

SATURDAY 1:00 - 3:00

SATURDAY/SUNDAY 1:00 - 3:00

291 Saratoga Drive, Windsor - Greenspire is a lake front community with planned trails, parks, docks and open space capturing the spirit of Colorado. Designed with energy efficiency and comfort in mind. Homes star ng at $235,000 lake view homes star ng at $330,000.

3895 Downieville Street, Loveland - Coveted Ranch style home with 3 car garage! Move right into this spotless home! Bright and open floor plan with a large kitchen and great room. The full basement is unfinished for future expansion. Outdoors enjoy the spacious yard, deck & beau ful landscaping and views! Fully fenced yard with sprinkler system.

214 Willow Street #6, Fort Collins - Discover the Roo ops on the River! 2 bedrooms, 2.5 baths, private garage and private 4th floor roo op deck! New Phase II pricing AND $8,000 Buyer Credit! Excellent Old Town Fort Collins loca on between Northside Atzlan Center and Bas Bleu Theatre and backing to park and Poudre River Trail. Sq Ft does not include 200 sq deck and 260 sq a ached garage.

$235,545

$239,000

$290,000

MLS#595072

MLS#617893

MLS#574335

Call Lisa O’Brien 566-0995

Call Debbie Hansen 222-9618

Call Jim Hauan 481-9280

SATURDAY/SUNDAY 1:00 - 4:00

SUNDAY 1:00 - 4:00

SUNDAY 1:00 - 3:00

SATURDAY/SUNDAY 1:00 - 4:00

SUNDAY 1:00 - 4:00

5338 Wishing Well Lane, Timnath - Sage Homes building in Timnath’s newest neighborhood featuring Bethke Elementary, open space, future rec center.

3 car garage, main floor master and study, FULL landscaping, and well upgraded including granite countertops and refr, washer & dryer included. E-star home & Built Green. Metro district for HOA. Take advantage of the $8,000 or $6,500 Tax Credits.

4802 Sorrel Lane, Loveland - Not quite ready for a pa o home? Come see this new 2 bdrm w/study, 2 ba 1850 fin sf ranch in Thompson Crossing, 3 car sideload, covered rear pa o, oversized shower in mstr. Mtn views, corner lot backs to greenbelt. BUILDER TO MATCH TAX CREDIT!

4490 Fruita Drive, Loveland - Sprawling ranch w/ 3 bedrooms, 3 baths & an office on the main. Kitchen, ea ng area & family rm offer superior design w/ an abundance of glass & angled ceilings. 4th bedroom & 4th bath downstairs. Game & rec rooms in the lower level have wet bar w/ Silestone counters.

Home has covered front porch & gorgeous backyard abuts open space. View of Long’s Peak from the front. PreInspected.

7028 Crystal Downs Drive, Windsor - New Ranch Style Home on the 18th Fairway at Highland Meadows Golf Course. Open floor plan, Great kitchen with granite, wood floors, walk-in pantry. Main Floor Study. Garden Level basement and Fabulous deck overlooking the course. $20,000 Builder Incen ve through March.

4756 Sorrel Lane, Loveland - One of a kind floor plan! 3 BR, 3 BA, 2 master suites. Upper master has fpl, si ng area, deck w/amazing snow capped mtn views, 3/4 bath & lo . Main floor master w/5-pc bath, walk-in closet & access to back deck. Other spec inventory choices available.

$310,000

$355,200

$370,000

$397,100

$400,000

MLS#595359

MLS#616342

MLS#609054

MLS#609182

MLS#612344

Call Jim Hauan 481-9280

Call Kathy Albertz 690-6011

Call The Brent Team 461-7146

Call Julie Perich 412-8585

Call Kathy Albertz 690-6011 HUGE PRICE REDUCTION!

SATURDAY 11:00 - 3:00

SATURDAY/SUNDAY 1:00 - 5:00

SUNDAY 1:00 - 4:00

SATURDAY/SUNDAY 1:00 - 3:00

SATURDAY 12:00 - 3:00

3539 Wild View Drive, Fort Collins - 4 beds up plus a flexible bonus room off the master. EVERYTHING looks and feels new.

Main floor features a grand foyer, iron spiral staircase, main floor office, formal dining, large laundry, great room, and enormous gourmet kitchen with stainless steel appliances.

Exterior features: .2 acres, front and back landscaping with water feature, Central AC, pa o, 3/4 privacy wood fence, and an oversized 3 car garage.

5702 Shepherd Street, Timnath - Drama c 2 story with superb cra sman styling. 7 plans including Main Floor Master, 2 Story, & Ranch styles priced from $429,900. French Country and Tuscan styles available. Timnath’s newest neighborhood with new Bethke Elementary, parks, trails and a future pool/ clubhouse.

6941 Alister Lane, Timnath - Easy care stone & stucco ext. w/front courtyard pa o & back covered pa o w/gas firepit. Exci ng & spacious floorplan, 10’-14’ ceilings, le flooring, kno y alder doors & trim. Main floor study & guest suite, lovely master w/5-piece bath & walkin closet. Gourmet kitchen w/huge granite island, natural cherry cabinets & electrolux appliances.

4951 Pyrenees Drive, Fort Collins - CLASS, COMFORT, CHARM! This Country French home gives you all this & more.

The warm & invi ng hearth room kitchen is a gourmet cook’s dream w/double ovens & a 5-burner gas range located in the large center island. Lots of gorgeous cabinets, warm hardwood floors & a fireplace. The master suite has a fireplace, his & hers separate closets w/custom built-ins & huge luxury 5-piece bath. Two blocks south of Harmony & Shields.

4437 Thompson Pkwy, Johnstown -Enjoy the courtyard as you enter this unique home.

2 main floor masters! Large walk-in closets.

Home theater system w/raised pla orm. 2 fireplaces. Add’l 2 car tandem. Short Sale.

$475,000

$549,900

$555,000

$575,000

$609,000

MLS#620241

MLS#571091

MLS#549916

MLS#598278

MLS#554762

Call John Simmons 481-1250

Call Jim Hauan 481-9280

Call Deb Baker 218-9777

Call Jim Muller 443-5140

Call Tracy Wilson 567-0907 09-309679