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FREE SEPTEMBER 25, 2008

CURRENT HOMES & LAND FOR SALE

Stimulus package is good news for first-time buyers

4082 POWERS DRIVE • $269,000

By Bryan Lindenberger LasCrucesMoves.Com

3BR, 2BA, 2283 sq. ft. home in Jornada plus new paint throughout & new carpet make this beautiful family home even more desirable. Walk-in closets in every bedroom, large covered patio with mountain views. Master Norma Hill bath with double sinks, Jet tub and separate 575-650-1699 shower. 2 master cools. Agent related to seller. RE/MAX Classic Realty 575-524-8788

Visit www.4082PowersDrive.com for more information.

www.5224NavajoTrail.com

5224 NAVAJO TRAIL • $118,727

As with many young, working Las Crucens, I feel the time has come to consider buying my first home. I know that prices are low in Las Cruces, and that many government-subsidized programs exist for first-time buyers. I also know that the current national housing crunch has kept prices low, even in a thriving city such as Las Cruces. Yet the same market news that makes today a great time to buy also creates wariness in the potential buyer. Will the market recover? Do I need to worry about devaluation? And if so, for how long? According to Lawrence Yun, the Chief Economist for the National Association of Realtors, “A housing recovery is on the way.” In a recent “Insights” article for Realtor.org, Yun credits in large part the recent housing stimulus package passed by Congress and signed

H O M E

www.625StoneCanyonDrive.com

625 STONE CANYON DR. • $246,950

MARY MULVIHILL 575-496-6597 BARBARA CARRISON 575-650-2762

EMERICK REAL ESTATE, INC. 575-523-2850

Open Sunday 3-5 p.m.

Corner lot w/ 3-car garage + RV Exquisite Art Deco Style in Sonoma Ranch

1401 N. ALAMEDA • $299,500 The Laabs house is a beautifully renovated home right in the heart of the Alameda Depot District. The home offers 2611 sq. ft. with 4 bedrooms (2 w/walk-in closets), office/study, 2.5 baths and a 2 car garage. The formal dining/living room has wood floors, cove ceilings and a fireplace. Other features include a large entry Foyer area w/easy access to an outside patio area featuring a fireplace on a 1/3 acre lot w/RV access perfect for entertaining. Owners are giving a $3,500 kitchen appliance allowance.

PATRICIA PRECIADO 575-650-7899 COLDWELL BANKER DEWETTER HOVIOUS, INC 575-521-1000

1308 SISLEY PLACE • $410,000

3540 CACTUS GULCH WAY • $274,900

2305 Square Feet 3 bedrooms • 3+ baths • 2 fireplaces 3 car garage

Southwest style exterior. Fully landscaped front & back. Interior design w/stain glass panels framed in angled and curved lines. Column entry to large great room + extra office w/ built-ins. Spacious Kitchen w/ breakfast area & bay window. Split bedroom plan with a 13x20 Master Suite which occupies a large corner of the home. There is a spacious master bath w/glass and tile walls, jet tub + shower, double vanities. Large yard and Patio for entertaining. RV Parking available. L#804689

JAMIE A. STULL REAL ESTATE 575-522-6424

W E E K

Open Saturday 2-4 p.m.

Priced to sell, this 3BR 2 BA home on .25 acre has views and a large back yard. You will appreciate the well maintained kitchen area with refrigerator, washer and dryer along with its liveable floor plan. A must see property for someone looking for an affordable move-in ready home. L#804487. For additional photos & information visit www.5224NavajoTrail.com.

JOANNE ACHEN 575-571-2761

T H E

Find more information on this Las Cruces home on PAGE 8

Look no further for mountain views, comfort, spacious living, and convenience. This 1861 SF 4 BR home is conveniently located near shopping, professional services, and entertainment plus the split floor plan adds to a feeling of personal privacy. Only need 3 bedrooms? You can easily convert the fourth bedroom to a study, library, play room or office. With numerous amenities including refrigerated air, skylights, security alarm, hot tub, and fireplace, this is a must see property. For additional photos see www.625StoneCanyonDrive.com. L#804638.

Beautiful Greg Green-built homes in Fairway 18 Townhome Subdivision, a stone’s throw from Picacho Hills Country Club.

O F

by the president for this recovery. “This legislation will go a long way to help stabilize the housing market and make the dream of homeownership more attainable for many Americans,” Yun writes. “In addition, more families will be able to refinance into safer, more affordable mortgages, in many cases helping those households avoid a devastating foreclosure.” What interests Yun most about the housing stimulus package is the home buyer tax “credit,” which allows up to $7,500 in tax credits for the first-time buyer starting after July 2, 2009. Though not technically a “credit” (the amount must be repaid over a 15-year period), this sort of cash on hand will go a long way toward helping young, working buyers purchase their first home. STIMULUS continued on page 3

EVELYN BRUDER 575-650-7224

Call For Your Private Viewing!

2557 MILLENIUM • • • • •

3BR, 2BA 2069 Sq. Ft. Custom Features Throughout 3 Years Old High Range

• • • •

Curved Walls Wood Accents Granite Countertops Oversized Garage

BILL MOORE 575-649-8451 MURIEL VANDENOEVER 575-649-4391

STEINBORN GMAC REAL ESTATE 575-522-3698

CENTURY 21 THE EDGE 575-523-7551

Priced to Sell Below Appraisal

Country Estate!

$1.5 Million!

7401 ICE CANYON LANE • $1,497,000

7003 McNUTT • $1,650,000

ORGAN MESA RANCH This 5/4/4 wonderful home in priced below appraisal! It has views, balconies, indoor heated pool, hot tub, outdoor kitchen, marble tile, radiant heat floor, granite counters and much, much more. Call me to see it, Divelia "D.I." Babbey 635-3663. To view this home go to www.7401icecanyon.com

DIVELIA ‘D.I.’ BABBEY 575-635-3663 EXIT REALTY HORIZONS 575-532-5678 www.ISellLasCrucesHomes.com

ARRINGTON RANCH

ANTHONY, NM Straight out of Architectural Digest! Enter into private gated estate. 9 Acres of beauty, income producing certified organic pecan orchard, horse facilities for 6 horses, separate guest house with separate side for maid’s quarters and separate side for guest accommodations. Main house apprx 4400 sq ft with gourmet kitchen with subzero, viking. Travertine flooring, Pella windows, home has extensive amenities. Surrounded by lush custom landscaping.

SYLVIA DAVIDSON (915) 203-4365 SANDY MESSER & ASSOCIATES (915) 833-6111

Same owners since 1950, covers 60 square miles that include 4 permanent waterings. Approx. 55 sq. miles of BLM, working corrals at each watering. 3,240 acres of State Lease, and 4 flood tanks. 80 acres deeded with 4 fenced pastures, 3BR, 2BA adobe home with gated entry. One city metered watering place, 2-10 ft. windmills 40 ft. tall with aerometers, electric, natural gas & domestic stock submerg., pump well, arena, corrals, bunk house, shop & tack room, 200 head permit. Ideal for guest ranch, racehorse breeding and training, rodeo stock breeding & rider training facility, movie set & MORE! Headquarters located 19 miles from Las Cruces, 45 miles from El Paso, 14 miles to airport and 48 miles to Deming. Ranch reaches to I-10 by fairgrounds, east into Las Cruces city limits, south to the railroad. Call Jack TODAY!

ARRINGTON’S THEATRE OF HOMES REAL ESTATE 575-526-1802 TOLL FREE: 1-800-475-9877

BRAND NEW & READY FOR YOU!

This beautiful 3 bedroom 2.5 bath home sits on 3/4 of an acre in Los Venados Estates. This home is a split bedroom plan. There is a separate office and a formal dining room. The kitchen is top of the line with granite, wall oven & microwave and a counter cook top complete with pot filler. There is a huge back patio and a 3 car garage all on a cul-de-sac. $330,000

2990 N. Main St. 575.521.1000

02 • www.lascrucesmoves.com

SEPTEMBER 25, 2008

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

7038 CALLE ESTANCIAS

Accent Real Estate

650 SAN MIGUEL AVENUE

Office: 575-526-4999 • Toll free: 800-603-3167 www.martiwells.com • Email:accent@zianet.com

With Accent on Service

2008 Showcase Home

$10,000 PRICE REDUCTION!!

Unique Home! This elegant beauty offers 3602 square feet of comfort: 3 bedrooms, 3.5 bathrooms, oversized 3 car garage, 3 great living areas, granite throughout, imported wood doors, 1498 square feet of tiled entertaining patios, fire pit, built-in BBQ and breathtaking panoramic views. $747,600

This 3 bedroom, 1 1/2 bath, has 1786 sq. ft., 2 living areas, over 800 sq.ft. of open and covered Porch and Patio areas, storage building and great yard with mature landscaping. $153,900

250 ASTOR DRIVE

5765 HORNY TOAD ROAD

Great Home One Look & You'll Want To Move In

Great Investment Opportunity

This beautiful home has it all, 3 bedrooms and office, 3.5 baths, 2350 heated area plus 493 enclosed porch, custom tile throughout, excellent condition, great family home, 20x20 gazebo in back yard. Fully landscaped with fruit trees. One Year Warranty! $298,000

This five unit complex is a great investment opportunity. Each unit is two bedroom, one bath and leased for $475 per month. All units have been completely remodeled including all tile floors. The roof was replaced in the fall of 2003. There is a shared courtyard in front with beautiful roses. The owner pays water, sewer and garbage. They are located south of town off Stern Drive. $250,000

Marti Wells

(575) 521-1000

(575) 650-4121 www.ChristineTelles.com

PRICE REDUCTION!

1305 Thomas - Approx. 1300sf. 3 br. 1 bath, den, living and dining rooms plus 1 car garage. Tile floors throughout except 1 br. refrigerated air, nice open floor plan. SELLER WILL PAY UP TO $1,500 IN BUYERS CLOSING COSTS. $134,900. Call Marti to view at 575.644.7070

1810 Las Tunas - Three bedroom home waiting for new owners. Telshor area, close to shopping and doctors. Open floor plan.There’s even a pool & hot tub for relaxation. L#800605. $218,000 Call Stephanie Keepers for more information at 575-635-0741.

GREAT NEW PRICE!

PRICE REDUCTION!

940 E Juniper- NEW ROOF, WINDOWS AND DOORS. Garage has been nicely converted and added on to for a master suit with full bath and it's own heating and cooling. Sellers are using it for a den at this time. 3 fruit trees will be removed they were fromowners grandmother. This home has been redone very nicely and can be moved right into, it's really a gem. $129,900. L#802888. Call Marti to view at 644-7070.

829 Canterbury Lane - This brick home is truly one of a kind. Its lush landscaping is so beautiful it creates a sanctuary for everyday living! 4 Bedroom 2 full baths& 2 half baths. 3121 sq. ft. With a hobby room and 2 car garage. It has vaulted ceilings, an atrium/sunroom, stainless steel appliances, fireplace, covered patio, gazebo and lots of upgrades. All this sits on a half an acre, with a gated RV entrance, in the beautiful mesilla park manor. $482,000. Call Summer Woods at 575-650-0930 or visit www.lascruceshomesites.com

Owner Broker 575.644.7070

Summer Woods 575.650.0930 www.lascruceshomesites.com

Christine

TELLES

PRICE REDUCED!

CRS, GRI

Stephanie L. Keepers 575.635.0741

861 Harris Road • $282,500

864 Harris Road $279,500 3BR, 2BA

2573 Centennial Street $254,900 4BR, 2BA

Lyn Haston (575) 993-6398

Beautiful unique southwestern style home on country lot of 3/4 acre. 3 bedrooms all great size in split floor plan. Great view of the Organ mountains! Lots of tile, skylights, and large kitchen. Master suite with his/hers walk-in closets, jet tub, double sinks and separate tiled shower stall. Low E windows, smart wiring,central refrigerated air, and much more!

Sales & Rentals Available TIERRA ESCONDIDA SUBDIVISION

OPEN SUNDAY 1-4 P.M.

NEW LISTING!

2068 ESTANCIA • $479,500

Breathtaking 3031 square foot, 4BR 2.5 bath Showcase home in Tierra Verde, built by Robert Hines. Spanish Territorial architecture and Mediterranean accents, two fireplaces, top notch appliances, central vacuum, surround sound, Italian tile, custom shutters by Miguel Angel and more. This is the perfect home in the perfect neighborhood. To view this home, call 575-650-8615. Check out the free audio tour: 1-800-961-6706 code 1792.

PRICE REDUCED!

10017 SAN SAVINO

Price reduced to $439,900! This is a beautiful 3,000 sq.ft, 4BR, 3BA home on a 1/2 acre lot in Picacho Hills, with custom cabinets, granite countertops, central vac, great mountain views and much more! To hear a detailed recording about this home's features, call 1-800-961-6706 and enter Code

SHORT SALE!

(575) 522-4235

www.LynHastonLasCrucesRealty.com

5637 VIA ESTRELLA

Magnificent new 3,025 sq.ft. 4BR, 3BA, 3 car garage home on a private 1.75 acre lot in La Tierra Escondida. Pella windows, dual on demand water heaters, dual climate control, audio & TV systems, all appliances, granite throughout, snail shower, and much more. Call Jake to schedule showing! $589,900

www.EnchantedSunRealty.com

4349 CALLE DE NUBES

Towards Your Closing Costs or Down Payment!

575-532-5406

1125 Chaparro • $144,000

FULL OF CHARM!

1026 BROWNLEE

This 2BR/1BA home is loaded with charm! Fantastic back yard with covered patio, lawn and xeriscaping, 1 car garage/workshop and storage shed. Roof is one year old. Same owners have lived there for 51 years, and you can see their pride of ownership! Hurry before it's too late! $109,900

PRICE REDUCED!

5140 DEL REY

Competitively priced, 3,000 square foot, 4Bdrm, 2.75 Ba home on 1.6 acre lot. This home comes with a wood pellet stove, refrigerated air, natural wood trim,tiled floors, two dining areas, an office, an extra family room, vaulted ceilings, kitchen appliances, a site built storage shed, gas stub for BBQ, hot and coldspigots on back patio and so much more! This home is accessible by a long private driveway, just 3 miles north on Del Rey from Hwy 70. $238,000

2100 sqft only $144k! Impeccable double wide, permanently set, and shows better than NEW! 4 bedrooms, 2 baths, with 2,128 sqft of bright and open living space. 2 living areas, huge kitchen with island, dishwasher, stove, and refrigerator. Large dining room with french doors, built-in buffet and china cabinets. New tape, texture, paint, fixtures, counters, carpet, flooring, stucco, double pane windows and water heater. Refrigerated air, water softener, front landscaping with drip and more. Great square footage, excellent condition, and convenient central location. Come take a look!

1124 S. Solano • $189,900

4427 Nambe Arc • $73,000

High Traffic Commercial

THIRD ACRE LOT!

Excellent commercial property zoned C-3. High traffic count of 14,928 daily per 2007 Traffic Flow Map. 2,523 square feet of commercial space with 4 units with their own private entry. 3 units are currently leased. This is a great location for retail, office, second business location, showroom, etc. Do business out of one and lease the others, or combine all spaces as one large space. Income producing and excellent for a business owner or investor. Possible owner financing!

Welcome to The Pueblos At Alameda Ranch gated community! Build your dream home on this large .325 acre lot and enjoy great neighborhood ammenities such as swimming pools, tennis courts, parks and designated open spaces. Private backyard faces open space. Lot sits high and has mountain views from backyard or viewing deck! Best deal in this area.

Lot 4 County Rd. B-041

4527 Galisteo Lp. • $445,000

PRICE REDUCED!

Only $68,000!

List price is much lower than total mortgage, so bank approval is required to complete this transaction. What a fantastic investment opportunity! 4 BR split plan w/2 baths, 2x6 construction w/ RV access on a .25 acre lot with views! Only $175,000

$1,000

NOW OFFERING

541 N. ALAMEDA

2337 sq.ft, 3BR, 2.75BA contemporary home on a corner lot in Historic Alameda. Recent addition to this home added large living room, office, two extra bathrooms, master bedroom & viewing deck. Features include stained concrete floors, original hardwood & new bamboo floors, floating staircase, tongue & groove ceilings, lots of windows and skylights, mountain views & much more. Asking $299,900.

Jose Renteria • 575-202-6474 Jake Mossman • 575-650-8615

.4 acre in Sonoma! Absolutely Beautiful! 2,726 sqft home on a .4 acre lot in Sonoma Ranch. Custom metal front door invites you in to high ceilings & bright open floor plan. 4 BR, or 3 BR plus office, large great room, plus separate family/media room, 2.5 BA & oversized 3 car garage. Amazing kitchen with granite counters, island, wine storage, GE Profile Appliances & huge breakfast bar! Very large master suite/bath with jacuzzi tub, snail shower, double vanities, & large walk in closet. Gorgeous fixtures, solid wood doors, beams, nichos and ceiling details throughout. Backyard great for entertaining with large covered patio, fireplace, grill & sink. Great Mountain and City views! Owner/Agent

Sandra Espiritu

Looking for a large lot for your dream home? Welcome to a beautiful .82 acre lot in San Miguel only a few minutes south of Stahmann farms. Located in Paseo Del Sol recorded subdivision with protective covenants. Site built homes only, but you can bring your horses. No time restrictions to build.Welcome to the country, Chope's restaurant and peaceful open spaces!

575.312.2969

Qualifying Broker/Owner

SEPTEMBER 25, 2008

www.lascrucesmoves.com • 03

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

STIMULUS continued from cover

Falling prices can be bad for buyers

Buyers will want to take advantage of this interest-free cash since, as Yun points out, “today’s dollar is worth more than tomorrow’s and certainly far more than it will be worth 15 years from now.” Yun also notes that the tax credit will lessen the pressure of foreclosure by helping the market move forward again. In fact, some of the hardest hit markets such as Las Vegas, NV and Sacremento, CA, are already seeing that turnaround. In the case of Las Cruces, where the market has remained strong throughout the housing slump, the stimulus plan should add an extra shot of adrenaline to the local market. “Bargain hunters and first-time home buyers who had been priced-out during the boom years have returned to the market,” Yun notes, seeing signs of recovery even before the stimulus plan takes effect. Furthermore, the approved stimulus package raises the limits for Federal Housing Administration (FHA) and government sponsored enterprise (GSE) backed loans. “NAR, of course, has been working diligently for years for some of the provisions in the Housing Stimulus Package,” says Yun. “All that hard work has paid off and both home buyers and sellers will benefit.”

By Jack Guttentag Inman News Service

The home mortgage market is devilishly difficult to navigate in normal times. During a period in which home prices are declining, the difficulties are compounded. Problems I had never thought about before now pop up regularly in my mailbox. Here are a few of them: Constructing a Home Becomes More Hazardous: Constructing a home to one's own specifications is enormously appealing to many people. It is also a time-consuming process with many pitfalls that can cause delay, cost extra or both. John agreed with the lender on a combination loan, a construction loan that would convert into a permanent mortgage upon completion of construction, with a 5 percent down payment. The construction cost was $1 million, making the down payment $50,000. Construction took a year, at the end of which the lender had the house appraised and found it was worth only $800,000. This reduced the loan amount to $760,000 and forced the borrower to come up with $240,000 rather than the anticipated $50,000. John does not have the added $190,000 to put down, and the house could go to foreclosure without ever

being occupied. More likely, the deal will be modified with the lender sharing the loss. I have always advised against constructing a home from scratch unless the borrower owns the land outright and has uncommitted monies in reserve. In today's market, such caution is even more important. Balloon Loans Are Hazardous: Tom took a five-year balloon loan 4 1/2 years ago because the rate was a little lower than that on a 5/1 adjustable-rate mortgage (ARM). On both instruments, the rate is fixed for five years, but on the balloon the balance is payable after five years whereas on the ARM it is not. The ARM rate is adjusted after five years (and every year thereafter), but the lender cannot demand repayment. In a normal market, the borrower with the balloon could easily refinance, provided that his credit remained strong. He would pay the current market rate, which might be higher or lower than the rate he had been paying, but his ability to borrow would not be an issue. Tom's house, however, is in a neighborhood devastated by foreclosures, and its current value is 20 percent less than it was five years ago. As a result, he cannot refinance without putting up additional cash that he does not have. Foreclosure is on the horizon.

Lease-to-Own Deals Can Unravel: Two years ago Mary did a lease-toown deal under which she paid a home seller 2 percent of an agreed-upon price for an option to purchase the house at that price within three years. Mary also pays rent for the right to live in the house for up to three years. Recently, she was informed that the current owner was not making mortgage payments, possibly because of a sharp decline in the property value. While the option to buy the house no longer has any value because the option price is above current market value, Mary is concerned about her right to live there for the remainder of the term if the lender forecloses. The lawyers I have consulted on this case indicate that a foreclosure would wipe out Mary's tenancy right. There is nothing that Mary can do at this point to protect herself. Those contemplating a lease-to-own deal in the future would do well to avoid deals where the seller's mortgage is more than 90 percent of current market value. They should also bear in mind that an option to purchase a house at a price 10 percent below current market value is not worth much in a market in which values are declining. Loan Approvals Aren't Conclusive Until the Loan Closes: During a period of declining home prices and rising defaults, underwriting requirements --

the conditions that must be satisfied before a loan can be approved -become more restrictive. Down-payment requirements in particular are likely to be raised as an offset to declining values. If mortgage transactions were initiated and closed within the day, borrowers would immediately know whether or not they were approved. In actuality, however, the process takes time, especially when it involves a home purchase. This creates a danger that the rules may change when the borrower is in mid-stream. This happened to Lucy, who kept getting a message from the loan officer that her loan "would probably be approved," but in the end it was denied and she lost the house along with fees she had paid for an appraisal and other services. Most reputable lenders will warn that an underwriting change is coming and that the old rules will apply only to loans locked and submitted before some specified date. But information about rule changes are distributed to agents (brokers and loan officers) who, in their anxiety to get deals done, may leave borrowers exposed, as one did with Lucy. Borrowers whose acceptance is borderline are in the greatest danger from an impending rule change.

Open House www.LCOpenHouseGuide.com

OPEN SATURDAY & SUNDAY 2:00-5:00 P.M.

OPEN SATURDAY & SUNDAY 10 A.M. - 6 P.M.

OPEN SATURDAY 2:00-4:00 P.M.

1995 TAPESTRY CIR. • $1,212,000 4BR • 4BA 3600 Sq. Ft. • Mesilla Park

2921 EAST SPRINGS • $228,590 4BR • 2.5BA 1901 Sq. Ft. • High Range

2917 EAST SPRINGS • $229,990 3BR • 2.5BA 1950 Sq. Ft. • High Range

2949 VALLE VISTA • $129,900 2BR • 2BA 1303 Sq. Ft. • Telshor

1401 N. ALAMEDA • $299,500 4BR • 2.5BA 2611 Sq. Ft. • Alameda

BILLIE HAYNIE 575-635-8921

BARBARA CARRISON 575-650-2762

PATRICIA PRECIADO 575-650-7899

EMERICK REAL ESTATE, INC 575-523-2850

COLDWELL BANKER DEWETTER HOVIOUS, INC 575-521-1000

EMERICK REAL ESTATE, INC. 575-523-2850

9-4

EMERICK REAL ESTATE, INC. 575-523-2850

9-4

EMERICK REAL ESTATE, INC. 575-523-2850

9-4

OPEN SUNDAY 2:00-4:00 P.M.

OPEN SUNDAY 12:00-2:00 P.M.

OPEN SUNDAY 3:00-5:00 P.M.

OPEN SUNDAY 2:00-4:00 P.M.

OPEN SUNDAY 1:00-4:00 P.M.

4303 SKYLINE DR. • $259,900 3BR • 2BA 2139 Sq. Ft.

4244 FIREWEED • $294,900 3BR • 2BA 1642 Sq. Ft.

1308 SISLEY PLACE • $410,000 3 BR • 3+BA 2 FP • 3 car gar. • Picacho Hills

4663 DEL NORTE COURT • $299,500 3BR • 2.5BA 2610 Sq. Ft. • North Valley

5637 VIA ESTRELLA • $589,900 4BR • 3.75BA 3035 Sq. Ft. • Las Alturas

BARBARA CARRISON 575-650-2762

MARY MULVIHILL 575-496-6597

JOANNE ACHEN 575-571-2761

PATTY OLSON 575-649-3175

JAKE MOSSMAN 575-650-8615

EMERICK REAL ESTATE, INC 575-523-2850

JAMIE A. STULL REAL ESTATE 575-522-6424

EXIT REALTY HORIZONS 575-532-5678

OPEN SUNDAY 2:30-5:00 P.M.

OPEN SUNDAY 2:00-4:00 P.M.

OPEN SUNDAY 2:00-5:00 P.M.

OPEN SUNDAY 2:00-4:00 P.M.

3361 CONOCITO PL • $215,900 3BR • 2BA 1660 Sq. Ft.

3680 ASCENCION CIR. • $189,975 3BR • 2BA 1552 Sq. Ft. • Jornada/Las Colinas

4173 CAPISTRANO • $575,000 5BR • 3.5BA 4430 Sq. Ft.

7200 MADERA VIEJA • $596,000 3BR • 2.75BA 2534 Sq. Ft. • Picacho Hills

1222 IDYLL COURT • $875,000 3BR • 4.5BA 3763 Sq. Ft. • Picacho Hills

MARY MULVIHILL 575-496-6597

RENEE FRANK 575-496-7727

EMERICK REAL ESTATE, INC. 575-523-2850

LAUREL COYLE 575-650-3500

EMERICK REAL ESTATE, INC. 575-523-2850

LAUREL COYLE 575-650-3500

EMERICK REAL ESTATE, INC 575-523-2850

OPEN SUNDAY 1:00-3:00 P.M.

OPEN SUNDAY 2:00-4:00 P.M.

OPEN SUNDAY 1:00-4:00 P.M.

2824 CARRETAS CT. • $162,000 3BR • 2BA 1466 Sq. Ft. • San Andres

3270 DOC BAR CT. • $339,000 4BR • 2.75BA 2183 Sq. Ft. • San Andres

4320 BOGART LANE • $370,000 3BR • 2BA 2366 Sq. Ft. • Shalem Colony

4340 YAVAPAI • $515,000 3BR • 2.5BA 2733 Sq. Ft. • Sonoma Ranch

2068 ESTANCIA • $479,500 4BR • 2.5BA 3031 Sq. Ft. • Mesilla

ISAAC D. VIGIL 575-635-6115

RON LEONE 575-642-7593

RENEE AXTELL 575-621-6881

MONICA ESCAMILLA 575-650-3234

JAKE MOSSMAN 575-650-8615

EMERICK REAL ESTATE, INC 575-523-2850

COLDWELL BANKER DEWETTER HOVIOUS, INC 575-521-1000

EXIT REALTY HORIZONS 575-532-5678

EMERICK REAL ESTATE, INC 575-523-2850

To advertise in the Open House Guide call Jorge at 575-636-7706 EMERICK REAL ESTATE, INC 575-523-2850

Realtor Website

DIRECTORY

Continued

Miter saw great for DIY projects

Visit my website at www.gregshermansomething.com

If you're framing a new deck one weekend and then installing some intricate stain-grade crown molding the next, you might be wishing for one saw that could handle both those tasks -- and everything in-between. If so, then you don't need to look any further than one of the big and versatile 12-inch compound or sliding compound miter saws that are now on the market. Tough and powerful yet remarkably accurate, these saws can power through wet framing lumber or handle delicate cuts on fine trim. By Paul Bianchina Inman News Service

A compound miter saw is one that is capable of cutting a miter and a bevel on a piece of wood at the same time -- known as a compound cut -making it perfect for anything from roof rafters to crown moldings. With a sliding compound miter saw, the head of the saw is mounted on single or dual rails to allow it to slide over the table, which increases its cutting capacity and adds the ability to cut overhead dados and rabbets. Several of the top tool manufacturers are now producing these saws, so you have a variety of different configurations, features and price ranges to select from. When you're in the market for one, look for a home center or tool store that has several different brands side by side, to allow you to make accurate comparisons.

575.523.2850

FEATURED LISTING!

www.4931Chippewa.com

4931 Chippewa Trail • $549,927

• 4BR/2.5BA/3CG

• 3178 SF

• Refrigerated Air

• 2.3 Acres

• Mountain & Valley Views

• One Year Warranty

• Custom Wood Built-Ins

• Security System

• Jet Tub/Fireplace/Central Vacuum • Drip Irrigation

If You’re Buying or Selling... Call the agents in our Realtor Website Directory & say you saw them in the LasCrucesMoves.com newspaper!

One of the top saws in the 12-inch compound slide saw field is the Bosch 12-inch Dual-Bevel Slide Miter Saw (Model 5412L, $629.95). This workhorse of a saw is beautifully designed and constructed, with a number of great features that add to its versatility. Perhaps the handiest of those features is the upfront bevel controls -- the only 12-inch sliding miter saw that has them -which allows you to quickly and accurately set and lock the bevel angle of the head from the front of the saw, rather than having to reach around behind it. The saw head tilts to a maximum bevel of 47 degrees both left and right, and there are built-in stops at 0 and 45 degrees, as well as at 33.9 degrees for crown molding. The saw can bevel to 52 degrees to the left and all the way to 60 degrees to the right, with built in stops at 0, 15, 22.5, 31.6 (for crown molding) and 45 degrees. The Bosch saw is also well designed from a user's standpoint. The comfortable main control handle -- where you activate the motor and pull and lower the cutting head -- can be rotated and locked vertically, horizontally, or at 45 degrees in either direction, so it can be set where it feels most comfortable and also works well for both left- and right-handed operators. There are slideout extensions on both the left and the right to extend the length of the table for better stock support, as well as a hold-down clamp and a stop for cutting repetitive lengths. The saw also has an arbor-mounted laser, and large, easy-to-read angle markings.

One of the great things about the big 12-inch sliding miter saws is their capacity. You can cut lumber up to 4 1/4 inches high and 12 1/2 inches wide with this saw, and the 15-amp motor will power through wet beams. An adjustable stop holds the blade at variable heights above the table, so you can also cut dados at accurate and repeatable depths. The saw is not light -- 59 pounds -- but there are two carrying handles that are well located for lifting and carrying the saw in a well-balanced position, as well as a cord wrap to keep the cord out of the way.

For a great saw that's a little lighter in both weight and cost, you might want to take a look at the Ridgid 12-inch Dual Compound Miter Saw (Model R4121, $333). Another big, tough, 15amp saw, this nonsliding miter saw bevels to 48 degrees in both directions and miters to 50 degrees in both directions, and also has built-in stops for cutting the compound bevels required for crown molding.

Even without the slide, the Ridgid saw will easily handle cross-cutting a full 2-by-10, and can miter a 2-by-6 at 45 degrees. The front miter locks are easy to use, and the quick, positivelocking feature lets you accurately set and hold any desired angle. The saw also features an adjustable laser and a big, quick-release holddown clamp. At 46 pounds it's a rugged saw made for shop or job-site use, but it's still well balanced and easy to carry.

And for nice smooth cuts, you might want to have a look at the Final Cut carbide saw blade ($74.95). This nicely engineered blade has a sanding disk on each side that is slightly wider overall than the width of the saw teeth, so the blade will cut the wood and then sand the cut smooth all in one operation. The result is a very clean cut with no kerf marks, and you get the added advantage of a reduction in kickbacks.

The Final Cut blade will perform both rip and cross-cuts in hard or soft woods. It will work on your miter saw, table saw or radial arm saw, and the self-adhesive sanding disks are easily replaceable. You can check it out at www.finalcutblade.com.

06 • www.lascrucesmoves.com

SEPTEMBER 25, 2008

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

Why consumer confidence is key to recovery By Tom Kelly Inman News Service

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I don't know what was more exasperating: the number of commercials during recent sporting events telecasts or the fact that most of the paid interruptions were approved by political candidates. Can the pace possibly slow before November? What we know for sure is that there will be a different person in the Oval Office, and many people believe that will most likely benefit housing. According to a study commissioned by Move Inc. and conducted by Harris Interactive, 44 percent of the population believes the housing market will improve when the new U.S. president takes over. Because housing is cyclical, that's a fairly safe bet. (We are at least two years into a decline after a long upswing and the new president conceivably could have eight years to get it done). Some markets will take longer to recover, however, especially those in south Florida, southern Nevada, California's San Joaquin Valley and Phoenix-Scottsdale, Ariz. "Consumer confidence tends to rise whenever there is regime change in Washington, and this should be especially true in 2009," according to John Tuccillo, former chief economist of the National Association of Realtors and one of the housing industry's leading analysts. "For housing, however, the current downturn needs to run its course. Some markets will improve before the election, some after and some not until the end of 2009." The Harris survey indicates a strong underlying demand for homeownership. Nearly half (41 percent) of current homeowners plan to purchase a home again, while 80 percent of renters intend to buy a home at some point in the future, with 47 percent planning a purchase within the next five years. More people will do so for space-related (26 percent) and life-stage-change reasons (17 percent), such as having children or downsizing to a smaller residence. Most home buyers are willing to make substantial sacrifices to save and earn extra income for down payments, and will compromise on features and amenities to acquire an affordable home, the survey revealed. Many of their choices may reflect changing values, including a growing concern over the environment, the importance of community features and the rising cost of fuel. About four out of five home buyers say they face barriers to buying a home in the current market. The greatest single barrier is high home prices, a concern that was much higher in the West than in the South or Midwest. Affordability is not just about prices -- it is significantly influenced by interest rates. What is

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curious is the misguided notion that mortgage interest rates never rise during an election year. In reality, for the past 40 years, the chances of interest rates declining during a presidential election year have been poor. While there are fluctuations depending on the type of loan and the terms and the month the loan was written, the truth is that mortgage rates tend to go up more often than they go down during presidential election years. In the last 10 presidential election years, the interest rates tied to the 10-year Treasury-bond rate went up seven times and dropped three times (by less than a half-percentage point). Thomas French, former president of the Mortgage Bankers Association of America and a man who steered clear of ambiguous, middle-ofthe-road statements, told me before the 1988 election: "I don't think anything as puny as a political party or candidate can move mortgage rates in this world. They may hope, but it won't happen." Most home loans are now sold as long-term securities on the international market to a variety of investors. They, not local bankers, now control long-term interest rates. In a capsule, things are so much more complex and different today. Local bankers no longer dominate the financial landscapes they serve. For example, years ago when the corner banker had plenty of cash in deposits, he typically lent money at a cheaper rate. Now, there's a definite international influence. If the Saudis decide to hold down the price of oil, it will affect what you pay at the pump -- and probably what you pay for a home mortgage. This move typically has nothing to do with a specific political party in the United States. Even the Federal Reserve Board doesn't have the long-term power to keep rates down like it once did. It does react to harness and stimulate the economy as it sees fit, but other countries now have to cooperate. Tuccillo pointed out that the United States pulled out of recessions in 1993 and 2001 when the White House welcomed new occupants. He believes the "election economic bump" indicators will begin to surface soon because the autumn consumer confidence figures are expected in the next several weeks. "Both candidates are offering economic programs that will expand the role of the federal government and thereby stimulate the economy," Tuccillo said. "The Obama platform appears to be a shade better in that it would help redress the maldistribution of income that has handicapped the middle class. Most of the McCain program is a continuation of the Bush economic policy." Perception can move economic mountains. If Americans feel good about the economy and the future, a housing resurgence could easily follow - regardless of who becomes president.

Income Producing!

September 25 17 -24-30 October 1 January January - 23

Don’t Miss This Wonderful Home!

Arrington’s Ranch

www.330ELohmanAve.com

$1.5 MILLION! 4-HILLS

1845 Coleen Ave. 1 • 3 bed • 1965 built • 1 car garage

$107,900 • 2 bath • 1241 sq ft • Price Reduced

4-HILLS

Please visit www.landinlascruces.com

Please visit www.landinlascruces.com Paul Cruz (575) 571-5437 Garland Realty & Development, LLC. (575) 524-7266

9-4

Paul Cruz (575) 571-5437 Garland Realty & Development, LLC. (575) 524-7266

ELKS CLUB

$110,000

9-11

www.4474Los Arboles.com

FOOTHILLS

SONOMA RANCH

9-4

$227,222

JORNADA

$160,000

$169,000

FABULOUS HOME WITH MANY FEATURES!

SONOMA RANCH

$459,900

5180 Imperial Drive. This very nice home offers approximately 1604 Sf, with 4bedrooms (split) and 2 bathrooms, it's got a beautifull view of the Organ Mountains, and is fully landscaped with a nice flagstone patio. The home is about 1 mile from I-70 for easy access to shopping and other ameneties. All this in a very nice and quiet neighborhood. Laszlo Braun (575) 993-8755 Coldwell Banker de Wetter Hovious (575) 521-1000

4270 Salvia Loop. Xeroscaped front, enclosed private courtyard. Great curb appeal. Highlights include high ceilings, large Great Rm Gourmet Kitchen, Breakfast Rm & Formal Dining Rm. Split BR plan. Master w/patio & beautiful Master Bath. There is a Separate Casita. Outside wrap-around private covered patio w/ gorgeous view of the Organ Mountains & outdoor kitchen. There is also a balcony to relax and enjoy the views. Owner/agent. Visit Website http://4270salvialoop.homesinlascrucesnewmexico.com

9-4

9-18

www.2949ValleVista.com

$299,900

GREAT NEIGHBORHOOD!

DOWNTOWN

330 E Lohman Avenue. Terrific traffic-count, high-visibility location. Good old refurbed adobe/slump block bldg with several big rooms and great paved parking lot. Big permitted sign out front stays. Easy to find office building downtown where all the action is! Floors are ceramic tile but somewhat un-even due to age. Handicapaccessible bathroom and regular bathroom. Kitchenette/lounge area. Reception area. Nicely landscaped. Consider lease also. L#803807 Greg Sherman 575-642-8500 Emerick Real Estate, Inc. 575-523-2850 9-18

4474 Los Arboles. Stunning Home with many amenities such as 3-Car Garage, tile floors, granite counters, fireplace, and stainless steal appliances. Beautiful 3 Bedroom, 2 Bath, 3 car garage home. Granite counters top and refrigerated air.Cool off with refrigerated air or in your open back porch. Call me today for your showing. Teri Camacho 575-496-8848 EXIT Realty Horizons 575-532-5678

Priced to Sell!

2335 Glorieta Place. 2007 3 bedroom, 2 1/2 bath, 2057 sq. ft., lots of tile & granite throughout, 2 car garage, alarm system, high ceilings, front yard fully landscaped. Priced to sell!! Armando Lozoya Jr. (575) 312-5655 Garland Relaty & Development, LLC (575) 524-7266

Arrington’s Theatre of Homes Real Estate 575-526-1802, Toll Free: 1-800-475-9877

9-4

www.4146CalleLibertad.com

4146 Calle Libertad. Located in the convenient Elks Drive area, this well maintained 3BR/2BA home with an open floor plan is both affordable and move-in ready. Extras include refrigerated air, a large screened porch, site built shed, desert landscaping and security features. Handicapped Access. L#803832 Barbara Carrison (575) 650-2762 Mary Mulvihill (575) 523-6597 Emerick Real Estate, Inc. (575) 523-2850

$179,900

1111 Turkey Knob. 3Br, 2.5Ba, 2151 sq. ft. This home has a large loft which can be converted to a 4th bedroom. Custom wrought iron touches, oversized tiled patio, fully landscaped.

UNIVERSITY

$129,900

2949 Valle Vista. Located in a quiet cul-de-sac near shopping, University, medical services and restaurants, this 2BR, 2BA, 2CG town home has a lot to offer. Amentities include fireplace, skylights and pool/tennis court privileges. See www.PartnersInYOURSuccess.com for additional photos. Barbara Carrison (575) 650-2762 Mary Mulvihill (575) 523-6597 Emerick Real Estate, Inc. (575) 523-2850

9-11

www.5200NanaTrail.com

WANT A HOME THAT HAS IT ALL?

JUST LISTED!

$325,000

Evelyn Bruder 575-650-7224 Steinborn GMAC Real Estate 575-522-3698

EAST MESA

$109,000

12405 Desert Edge. Volleyball pit, basketball court, playground, outdoor cooking, outdoor bathroom, bar, beautiful kitchen with custom cabinets an island with prep sink,fireplace, loft and over 3400 sq ft. 4 Bdrm 3 and 1/2 Baths with two master suites! Plus a 1200 sq ft. workshop all on 1 Acre. Summer Woods (575) 650-0930 Accent Real Estate (575) 526-4999

5200 Nana Trail. Commanding view of the North Valley and the Robledos! Perched high on a hill at the end of a peaceful cul-de-sac. Immaculate, well laid-out home with 3 huge split bedrooms; 2 are Masters & third like a Master with bay window! 25x17 family room and neat kitchen with breakfast nook. Includes 600 sq.ft. garage, large 1/3 acre lot & nice backyard. Very roomy comfortable, pleasant home! Good vibes-feels good! L#803375.

9-4

Greg Sherman (575) 642-8500 Emerick Real Estate, Inc. (575) 523-2850

SEPTEMBER 25, 2008

www.lascrucesmoves.com • 09

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

Survey: New-home buyers more satisfied in 2007 By Ilyce Glink Inman News Service

How satisfied are homeowners with the new homes they purchased in 2007? If the J.D. Power and Associates' 2008 survey of customer satisfaction with new-home builders is to be believed, homeowners are a lot more satisfied than those polled in last year's survey. "The survey results don't surprise me," said Paula Sonkin, vice president of real estate and construction industries for J.D. Power. Sonkin says a lot of consumer satisfaction stems from the fact that the average newhome buyer is getting more for his or her money. The average amount of incentives a builder is giving away is about $16,500.

REAL ESTATE

VOLUME 5

WEEKLY

ADVERTISING To advertise in LasCrucesMoves.com call Jorge Lopez at 575-636-7706 Deadline to submit advertising: Monday 5:00 pm. Advertising may be submitted by fax: 866.524.8900 or email: jorge@mesapub.com

P U B L I C AT I O N

ISSUE 52

Online at www.lascrucesmoves.com www.usahomes.org

SUBSCRIPTIONS Order a subscription of the Real Estate Weekly. Six months: $44

575.524.8900

Riley Stephens ext:120

2008 Mesa Publishing Corporation 2001 E. Lohman, Suite 110-270 Las Cruces, NM 88001 • (575) 524-8900 E-Mail: jorge@mesapub.com ©

Publisher riley@mesapublishing.com

Ceci Marquez ext: 135

Managing Editor editor@mesapublishing.com

George de la Torre ext: 128 Client Services Manager george@mesapublishing.com

Jorge Lopez 575-636-7706 Advertising Consultant jorge@mesapub.com

Federal

Fair Housing Act, which makes it illegal to advertise “any preferences, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Mesa Publishing Corp. assumes no responsibility and shall have no liability whatsoever for errors or omissions in LasCrucesMoves.com. Publisher reserves the right to edit or refuse any advertising submitted. Mesa Publishing Corp. is committed to promoting the American Dream of homeownership through dissemination of real estate information and advertising in its print and electronic publications. We serve home buyers, home sellers, and our advertisers.

DISTRIBUTION LasCrucesMoves.com is available throughout Dona Ana County in high-traffic locations and in our bright blue newsstands. For the location nearest you or for a free copy by mail call 575.524.8900

New-home buyers "like the price, but now they're getting things that were options that they had to buy -- like granite and marble baths -- as standard," she explained. In rare circumstances, new-home buyers are getting swimming pools for free. "If it was part of the model home, and they buy the model home, they'll get it," she added. Sonkin said that the homeowners believe that builders are putting up better products. "Quality is up and problems are down. We've seen builders go out of business, but builders that are surviving are finding ways to adapt to the market." J.D. Power and Associates surveyed more than 50,800 home buyers of newly built, single-family homes, all of which closed in 2007, Sonkin said. "By the time they get our survey, they've been in their new home anywhere from four months to 18 months." The survey covers nine key parts of the home-buying experience: sales staff (15 percent of the ultimate score); warranty/customer service staff (15 percent); workmanship/materials (14 percent); price/value (14 percent); on-time completion/home readiness (13 percent); construction manager (13 per-

cent); recreational facilities provided by the builder (7 percent); builder's design center (6 percent); and location (4 percent).

Price and location, while extremely important to home buyers making the choice of a builder, factor less into the decision when measuring how well homeowners are satisfied after making that selection, Sonkin explained.

Any builder that closed on at least 125 homes in 2007 was eligible to be included in the survey, she said. J.D. Power gathered the names of buyers from independent sources of public record. Buyers were contacted, and at least 50 buyers for each builder survey had to respond for the builder to be included.

A total of 500 builders were ranked in each of 33 markets nationwide. National brands had to compete individually in each of the 33 markets.

But rather than choose a builder based solely on its ranking, Sonkin suggests that the survey results be a starting point for more research.

"New-home buyers should ask the builder questions. Everyone has well-meaning friends and relatives, but no one can tell you more about the house than the builder. You can't ask enough questions," she said.

Sonkin said that new-home buyers should knock on doors and talk to other homeowners as well. She also recommends discussing the project with the construction manager.

"No one knows more about your individual home than the person in charge of building it," she noted. "You should also visit your home site. Go see how a home is being built. If you're going to buy a new home, go watch your new home being built. Ask the warranty people lots of questions as well."

Sonkin said that the most satisfying part of the survey was noting that the overall rankings went up this year. New-home buyers are more satisfied than last year, she said.

Listen to Gary Sandler’s

3667 CALCITE STREET

Read LEASE/PURCHASE 3 BR, 2 BA • 1280 Sq. ft.

Mondays 4:00-6:00 p.m.

861 HARRIS ROAD

KSNM AM 570

Gary Sandler’s weekly column in the Las Cruces Bulletin

$1,350/MONTH • $1,400/DEPOSIT 3 BR, Split plan

JODY HOOPER 575-650-9244 GAILEN HOOPER, QUALIFYING BROKER 575-642-3205

LYN HASTON 575-993-6398

ASSIST-2-SELL BUYERS & SELLERS REALTY, LLC 575-521-7355

ERA SELLERS, BUYERS & ASSOCIATES 575-522-4235

2573 CENTENNIAL STREET

864 HARRIS ROAD

~ LAS CRUCES, NEW MEXICO ~

$1,000/MONTH • $1,200/DEPOSIT

$1,350/MONTH • $1,200/DEPOSIT 3 BR, 2BA • 2000 sq. ft.

LYN HASTON 575-993-6398 ERA SELLERS, BUYERS & ASSOCIATES 575-522-4235

3056 CHIPPEWA SUMMIT

6133 HIGH DESERT

$1,250/MONTH • $1,000/DEPOSIT 3 BR, 2BA, Split plan

$950/MONTH 3 BR, 2 BA • Approx. 1600 Sq. ft.

LYN HASTON 575-993-6398

JAMIE STULL REAL ESTATE 575-522-3700

KAREN STULL 575-649-4346 ERA SELLERS, BUYERS & ASSOCIATES 575-522-4235

6105 HIGH DESERT

1 MONTHS FREE RENT WITH 1 YEAR OR MORE CONTRACT!!! OPTION TO BUY! $1,000/MONTH • 3 BR, 2.5 BA KAREN STULL 575-649-4346 JAMIE STULL REAL ESTATE 575-522-3700

TO ADVERTISE IN HOMES FOR RENT CALL JORGE TODAY @ 575-636-7706

FOR MORE INFORMATION ON THESE HOMES VISIT WWW.LASCRUCESMOVES.COM

Golf Course Lots in Picacho Hills Located on the 2nd fairway of the prestigious Picacho Hills Country Club golf course, these lots offer views of the Organ Mountains in the front and Picacho Peak in the back. 6830 Via Emma Dr. ~ .25 Acre ~ $99.900 6840 Via Emma Dr. ~ .305 Acres ~ $119,900 Bring your own builder or owner will consider a ‘build to suit’. Mary Mulvihill (575) 496-6597 Emerick Real Estate, Inc. (575) 523-2850 Desert Breeze Subdivision Presale homes starting in the $130s. Minimum 1,400 square feet, 3 bedrooms, 2.5 bathrooms, contemporary design, 2 car garage and all city utilities. 1 and 2 story elevations available. Visit www.landinlascruces.com for more information Paul Cruz (575) 571-5437 Garland Realty & Development, LLC. (575) 524-7266

~ LAS CRUCES, NEW MEXICO ~ Mesilla Park Mosaic

The first of its kind, a truly upscale gated community designed for elegant and distinctive homes in Las Cruces, New Mexico. This elegant Las Cruces gated community offers security, beautifully landscaped common areas, front yard maintenance, diverse "Old World" architectural style, numerous custom home options. A limited number of 1 acre lots available. Call Today! 1950 Tapestry Circle • $120,615 1880 Tapestry Circle • $122,825 1940 Tapestry Circle • $123,335 1925 Tapestry Circle • $124,440 3570 Cloister Court • $126,225 1875 Tapestry Circle • $129,000* * Rockwall fee not included in lot price.

Billie Haynie (575) 635-8921 Emerick Real Estate (575) 523-2850

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08 • www.lascrucesmoves.com

SEPTEMBER 25, 2008

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

Buy at your own risk

HOME OF

Having second thoughts? Beware of lawsuit

THE WEEK

1216 Antelope Pass Drive

By Ilyce Glink Inman News Service

Q: My son signed a contract to buy a home and put down $600. The real estate company found a bank who approved him for the loan (over the phone), but he did not sign any paperwork with the bank. Later that night, after he had had time to think about it, he decided the costs would be too much and he wasn't sure he could make the payments. He tried to withdraw from the offer, but the sellers say they will sue him to make him buy the home. I realized he shouldn't have signed anything, but in this case, would the sellers win such a case? Does he have other options? A: Your son may have many options and would be wise to review the contract immediately with a real estate attorney. The contract may give him the right to have the document reviewed by an attorney and during that review he might be entitled to terminate the contract. The contract may, and should, give him the right to inspect the property to determine whether the property has any major defects. Upon such inspection, if your son finds major defects, the contract might give him the right to terminate the contract. In some states, if the seller has not given the buyer the proper disclosure documents for the home, the buyer has the right to terminate the contract at any time up until those disclosures have been delivered and the buyer has had time to review the documentation. Finally, if the buyer doesn't go through with the purchase, the contract may limit the

seller's damages to the amount he deposited under the contract. In other words, it's possible that your son's maximum exposure to the sellers could be the $600 he put down. With so many options, you can see why it would be helpful to have your son sit down as soon as possible with a real estate attorney who can guide him through the process. If you live in a state where buyers and sellers do not customarily use real estate attorneys for the purchase and sale of homes, he should still seek one out that can help him. While it would be highly unusual that a seller would be able to force a buyer to close on the purchase of the home, if the contract does not limit the seller's damages in case the buyer fails to close, the seller could sue the buyer for the losses and expenses the seller incurs as a result of the failed deal. The big lesson, of course, is to think first and sign later.

Phone: (575) 373-3527 Cell: (575) 635-2188 Fax: (575) 521-4323

Visit LasCrucesMoves.com and click on the “Home of the Week” for additional photos and information. This beautiful family home has 4 bedrooms, 3 baths, 2596 sq. ft. plus an office. Enjoy the spacious open floor plan, with an eat-in kitchen, 2 living areas, formal dining room and much more. Up-grades include new light fixtures in every room, tile, painted garage floor and flag stone in the backyard. • 2596 sq. ft. • 4 bedrooms • 3+ baths • Contemporary Home • New Light Fixtures • Breakfast Bar • Pantry • Open Floor Plan • Double Sinks in Master Bathroom • Sandhill Center Heights Subdivision Directions: North on Del Rey, East on Parkhill, Right on Panther, Left on Antelope Pass

Diana C. Ortiz Senior Loan Originator dortiz@firstlightfcu.org

Asking Price: $245,000 Jose Renteria (575) 202-6474 EXIT Realty Horizons (575) 532-5678

575-521-1000 Toll Free 1-866-527-2100

2990 N. Main Street • Las Cruces, NM 88001 • www.ColdwellBankerLC.com

NEW ON THE MARKET

NEW LISTING

FENCED DOUBLEWIDE WITH 2 CAR DETACHED DETACHED GARAGE

STEVIE BENNETT

LESA ANDRADA 575-644-2204

BROKER, MANAGER

SUSAN BLANK 575-621-2599

JOANN BOSSE 575-312-1124

LASZLO BRAUN 575-993-8755

SUE BROWN 575-640-6346

HABLO ESPAÑOL

Immaculate home in Sonoma Ranch. 4 Bedrooms/2 Bathrooms, 2476sf. Spacious kitchen w/island, breakfast bar, breakfast nook, and formal dining area. Stainless steel appliances. Beautiful Great Room w/high tray ceilings and crown molding. Wood blinds throughout. Spacious master bedroom w/bay window for sitting area and door to access back patio. Hot tub stays. Backyard Organ Mtn Views. $332,000. L#804703

Turn this large adobe home in the

Great property on nice fenced .2

downtown area into a dream home.

acre lot. 1344 sq. ft, newly painted

Bring your tools & your imagination.

interior. Deactivated title and ready

Only $94,900. L#804702

for sale. $95,000 L#804583

LESA ANDRADA 575-644-2204

NANCY GABALDON 575-496-1746 MICHAEL GARCIA 575-635-3341

SUSAN GARZA 575-644-2888

SUE BROWN 575-640-6346

NEW LISTING!

SPIC AND SPAN SPAN HOME!

BRAND NEW & READY FOR YOU!

Absolutely charming 3 bedroom 2 bath home in quiet neighborhood off Elks. Large living area & family room or formal dining room plus eat-in kitchen with custom cabinetry. Beautiful large backyard with views of the mountains to the north and no neighbors in back! $168,000 L#804704

Cute & affordable 4 bedroom home on a corner lot. Home offers a split bedroom floor plan, kitchen is light & bright, all tile floors, metal roof, newer master cool, ceiling fans and all fenced in for privacy. Motivated Seller! $114,900 L#803857

4 bd 2 bath (4th bedroom/game room), Gas fireplace, Built in 1997, 1705 sq. ft., Kitchen with island (island has granite countertop), Nice landscaping with drip

This really clean and neat 1660 sq. ft. with 4 bedrooms, 2 bath home is in the Four Hills area. Close to shopping, schools, and medical. Remodeled with energy efficient windows, fresh paint inside and out, refrigerated air, newer electric furnace and water heater. Courtyard, storage shed, mature trees and landscaping add to the charm. $161,900 L#803678

ROSE GONZALES 575-650-7842

HOWARD DUKES 575-649-4595

CONNIE HETTINGA 575-640-7279 ZANE FIKANY 575-640-4374

ENJOY THE GORGEOUS MOUNTAIN MOUNTAIN VIEWS!

OWNER FINANCING!

OH SAY SAY CAN YOU SEE??

LA VIE EN ROSE

This exceptionally well maintained home with 3 bedrooms, 2 baths, formal dining, family room w/kiva fireplace & french doors. Large kitchen w/cooktop island, breakfast area, utility/craft room with plenty of counter space and storage. This residence sits on 2 acres, includes a separate workshop, 3 car garage, courtyards, open patio and a screen-in patio & much more. A must see! $410,000 L#803373

Beautiful Well Maintained Manufactured Home - 4 Bedrooms - 3 Baths - Living Room - Large Family Room with Fireplace. Nice Spacious Kitchen with Wood Cabinets and Island - Dining Room - Great Views of the Robledo Mountains. This is a Must See! Call For Your Appointment to View this Exceptional Property. $127,000 L#803235

PATRICIA PRECIADO 575-650-7899

sprinkler system. $214,900 L#803819

BRENDA COUGHLIN 575-644-0887

JUNE POLAKOVIC 575-644-2299 PATRICIA DIAZ 575-642-8555

BACKYARD BACKYARD LANDSCAPING INCLUDED IN PRICE

VISIT THIS HOME TO SEE IT IS ONE OF A KIND

3 bedrooms, 2 1/2 bathrooms, 2733 sq. ft., 2 kiva fireplaces, granite countertops, split bedroom plan, tongue & groove ceiling, vigas, lighted nichos, built-in entertainment center and 3 car garage. 2008 Showcase home. Gated subdivision with community pools. Call for your personal showing. $515,000 L#801824

This lovely home, 2 bedrooms, 2 baths with office is in a gated community. Included is a private exercise pool, custom stained glass windows, screened in porch, fireplace and lots of upgraded tile. All appliances, including washer and dryer. A home with it’s own fun living personality. $275,000 L#800126

You sure can see the views from this home! From the kitchen, from the Great Room, from the master bedroom, from the patio. 2044 sq. ft. of livable space. 3 bedrooms 2 baths, built in 2005. There's a wrap around back patio and a water feature too! $279,777 L#803115

Rose arbors embrace this immaculate zero lot line home conveniently located near Highway 70 and Interstate 25. 3 bedrooms, 2 car garage, updated roof water heater - garage door - elastomeric coated stucco, Built-ins, walk to two parks. $159,500 L#802369

SANDY MAESE 575-650-3002

PEGGY SHINN 575-650-7344

LARGE & SPACIOUS SPACIOUS

AUTHENTIC ADOBE

Beautiful 3 bedroom, 3.5 bath home with over 5000 sq. ft. Lots of woodwork and wood floors. Extra large kitchen with breakfast bar & custom cabinets, living room with fireplace, formal dining room, large master bedroom with surrounding balcony and completely landscaped backyard with in-ground pool and so much more. Call for more details. $325,000 L#783880

BRENDA COUGHLIN 575-644-0887

PATRICIA DIAZ 575-642-8555

HOWARD DUKES 575-649-4595

MONICA ESCAMILLA 575-650-3234

ZANE FIKANY 575-640-4374

TOM FINELLO 575-649-6007

NANCY GABALDON 575-496-1746

RUTH GANDARA 575-680-4186

MICHAEL GARCIA 575-635-3341

SUSAN GARZA 575-644-2888

HOMER GARZA 575-644-0802

ROSE GONZALES 575-650-7842

CONNIE HETTINGA 575-640-7279

KEITH HETTINGA 575-640-7278

ETTA KAUFMAN 575-496-3967

SANDY MAESE 575-650-3002

KENNY McCARDLE 575-642-9066

MARTIE OLIVAS 575-642-2107

JIM PARKS 575-640-8100

PATRICIA PRECIADO 575-650-7899

JUNE POLAKOVIC 575-644-2299

PEGGY SHINN 575-650-7344

CHRISTINE TELLES 575-650-4121

DONNA THOMAS 575-640-4595

Master craftmanship built this highly efficient large 2 bedroom home. Enjoy the multitude of benefits of adobe constuction including stable temperature, quiet and low utility costs. 4+ Acres. Horses Allowed. $499,500 L#783514

TOM FINELLO 575-649-6007

REAL ESTATE CAREER NIGHT: Oct. 7th, 5:30-6:30 PM. Call 521-1000 for more information!

MONICA ESCAMILLA 575-650-3234

SUSAN BLANK 575-621-2599

MARTIE OLIVAS 575-642-2107

SEPTEMBER 25, 2008

www.lascrucesmoves.com • 09

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM. 4363 Nambe Arc • $319,500

983 RIO BRAVO $176,000

GREAT LOCATION!

This home has elegant details. The entry leads you into this dramatic home with bamboo flooring to add charm. Private formal living room with fireplace….elegant dining room. The master suite is a lovely area with a walk-in closet. 3 BD, 2BA, 1668 sq. ft. is ready for you to move into today at $176,000.

1940 THOMAS $144,900

TCAMACHO@TOPPRODUCER.COM

Gated Community

Enjoy the gorgeous mountain views! This exceptionally well maintained home with 3 bedrooms, 2 baths, formal dining, family room w/kiva fireplace & french doors. Large kitchen w/cooktop island, breakfast area, utility/craft room with plenty of counter space and storage. This residence sits on 2 acres, includes a separate 20x28 workshop, 3 car garage, courtyards, open patio and a screened-in patio...& much more. Take the Virtual tour at L#803373!

WONDERFUL INVESTMENT

Great Investment Property. Located near University Campus this 2121 sq. ft., 4 BR, 2 BA home is currently leased. Ready for your next investment this home comes complete with tenants at a great price.

KNOCKOUT EXPERIENCE & SERVICE DELIVERING

3120 Arrowhead Rd. • $649,000

4343 SODA SPRINGS $299,999

NEW LISTING!

A flowing floor plan of space and function with captivating beauty. This 3 bedroom, 2.5 bath, 2831 sq. ft. homes comes with 3 Living Areas, and 2 Eating Areas. All yours for $299,999

WWW.HOMES4LASCRUCES.COM

Another quality custom home by Gall Properties. A 3 bedroom 2 bath, 1919 sqft. southwest beauty, with a 2 car garage, courtyard, walk-in closet, fireplace, skylights and much more, on .22 acre located in the desirable Pueblos at Alameda Gated Community. Excellent price and the builder is only asking $319,500. Take the Virtual tour, L#800679 and see for yourself how well this property shows!

Amazing Home!!

“It is a blessing to make a difference and provide integrity and service in every transaction”

A Must SEE!!

This amazing home has it all, spacious living of 4,691 sq. ft., mountain views, a sparkling pool, spa, & sits on .49 of an acre. 4 bedrooms, 4 bath & a game room. The master suite with fireplace also includes a 14x9.2 room that can be used as a nursery or office. A Large family room with fireplace, living room w/sitting area, formal dining w/ built in hutch, kitchen w/ cooktop island & plenty of Cabinet space. Other details include stained glass, built-in bookshelves, plantation shutters & much more!! Take the Virtual tour at L#801977.

Unmatched quality, unparalleled views and a Picacho Hills address that is second to none. You must experience this 5,363 sq. ft. better than great kitchen, includes a 4x11 granite island, butler area with a dishwasher, wine cooler, icemaker & garbage disposal. Two sided fireplace from formal living area to the library. Master bedroom, with get-lost size closets. Outdoor kitchen so you can enjoy your sparkling pool & hot tub. This home will put everything you have seen to shame. This is what success is all about. Take the Virtual tour at L#802507.

3529 Foothills Rd. 575.532.5678

5014 Anasazi Trail • $410,000

8176 Constitution Rd. • $1,250,000

Mediterranean Masterpiece

DAN DELANEY REAL ESTATE Office 575-647-5041 • Mobile 575-644-0776 Web site: www.zianet.com/nmlandman • email: nmlandman@zianet.com

4282 Escondido Lane • $450,000

Immaculate 1992 southwest style home on 1.69 acre includes approx. 2558 square feet, 4 bedrooms, 3 baths and 2 car garage. Other amenities include a large kitchen with tile countertops, plenty of cabinets and counter space. Tile thru-out the home. Large master bedroom and bath. All bedrooms include carpet, blinds and fans. 2 year old roof (30 YR WARRANTY), 2 water heaters, 2 refrigerated air units, 40x30 workshop with electric, 30x20 hay barn, EBID, cement ditches and 40 income producing pecan trees in a park-like setting. This property is a must see to enjoy all that it has to offer.

15755 Hawkeye Canyon Rd. • $365,000

A design by Tom Capron, this 2007 stunning southwestern style home on 5 acres includes approximately 4247 square feet, 3 bedrooms, 2 1/2 baths, and 3 fireplaces. A gourmet kitchen comes complete with butcher block island with prep sink, custom cabinets and appliances. The living room consists of high ceilings, tile, fireplace, and large picture windows with panoramic views of the valley and mountains. Master bedroom includes tile, fireplace and a large bathroom with double sinks, jetted tub and shower stall. The other bedrooms all include carpet, blinds, fans and a Jack-N-Jill bathroom. Additional features include a media room with carpeted floors and surround sound; office; hobby room; laundry room with cabinets, storage closets, wash tub and plenty of counter space; large 3 car garage includes 2 storage closets, wash sink, and a temperature regulated wine room. The house is of 2x6 construction with a commercial grade polymer roof. An outdoor kitchen, fireplace and vineyard makes this a truly spectacular home.

GREAT LOCATION

Call Dan Delaney for more information on these homes aat 575-647-5041 318 West Amador Dan Delaney Las Cruces, NM 88005 Broker/Owner

CUTE BACK-YARD

This 3 bedroom, 2 bath townhome is sharp, clean and ready to go! New exterior & interior paint, brand new carpeting & window coverings, a large family room, 2 car garage and a great back patio @ only $158,500! L#NEW.

QUIET CUL-DE-SAC LOCATION

Park-Like Back Yard

This cute 2 bedrooom, 1 3/4 bath home has it all! New interior & exterior paint, new carpeting & tile inside & out, refrigerated & evaporative cooling and a park-like back yard. $149,900. L#804515

SPACIOUS, CUSTOM HOME IN LAS ALTURAS Gary Sandler and the entire Sandler Team are there for only one reason: YOU! It is their responsibility to help you make an informed decision in every step of the transaction process.

• View Online

Beautiful 3,000 + sq ft executive home on 1.2 acres near NMSU

This 19-yr old custom, one-owner home has 3 large bedrooms, 2.5 baths, formal & informal dining, and a HUGE family kitchen w/ new corian countertops. Need more room? There's also a formal living room and a gigantic family room. Need more room still? The 1,000 sq ft attic is ready for build-out, with roughed in plumbing & electrical throughout PLUS a huge south facing deck. First-time ever on the market. A virtual steal at only $459,950. L#804138.

INVESTMENT PROPERTY Service is our bottom line

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• Free Pre-Qualification, Credit Report and Loan Review Counseling • Plain-Language Explanations

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• Full Multiple-Listing Services • For-Sale-By-Owner Listings • Foreclosures & Repossession Listings • HUD Authorized Broker • Accurate Market Evaluations • 100% Satisfaction Guarantee

• 2 one bedroom units • Full kitchen & fenced back yards

• Parking for 4 cars • As IS, make an offer • L#802164 $89,900

L I S T E N T O G A R Y S A N D L E R ' S R E A L E S TAT E C O N N E C T I O N

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Call Now! Let us help you prevent foreclosure!

We will sell your home for as low as $2995* *Prices vary for homes listed over $200,000. Call for details.

1374 Cabin Creek Avenue

3br/2.5ba 2 car garage 1,580 Sq Ft $144,900

4br/2ba 2 Car Gar 1,910 Sq Ft $169,500

1360 Fairway Village

3br/2ba 2 car garage 1,444 Sq Ft $111,111

1925 Chilton Drive

1218 Oñate Street

2273 Laramie Drive

4br/2ba Carport 2,076 Sq Ft $145,000

4br/2.5ba 2 car garage 2,398 Sq Ft $265,000

3br/2Ba 2 Car Garage 2,336 Sq Ft $275,000

1932 Princess Jeanne Dr.

5016 Rock House Road

1408 San Andres Drive

4br/2ba 1 car garage 1,527 Sq Ft $116,900

3br/2ba 2 Car Gar 3,013 Sq Ft $498,360

4br/1.75ba 2 car garage 2,278 Sq Ft $254,900

2626 Cheyenne

3386 Chimney Rock

2850 San Miguel Court

4br/2ba 2 Car Gar 1,893 Sq Ft $199,900

4br/2.5Ba 2 Car Garage 2,205 Sq Ft $182,000

For detailed information on these & 1,600+ homes go to: (Picacho Hills) Lease/Purchase 3BR 2BA $234,900 3BR 1.75BA $229,900 3BR 2BA $174,999 3BR 2BA $775,000 4BR 3+BA $409,999 3BR 2.5BA $384,900 3BR 2BA $198,900 3BR 2BA

4770 Country Place

4br/3+Ba 2 Car Garage 3,280 Sq Ft $539,900

3br/2ba 2 car garage 1,982 Sq Ft $264,900

$215,000

4br/3+ba 3 car garage 2,673 Sq Ft $315,000

3095 Moonlight Ridge

3br/2Ba 2 Car Garage 1,614 Sq Ft $259,900

6730 Bright View Road 3667 Calcite St. For Rent 2588 Centennial St. 2765 Coventry Road 5103 Emerald St. 6407 Gato Road Santa Teresa 4261 Golden Sage Ct. 3041 Harmony Ridge 1070 Heather Circle

4905 Ocotillo Road

3901 Pearl Court

Bldg. Site 2 car gar 2 car gar 2 car gar 2 car gar 3 car gar 2 car gar 2 car gar 2 car gar

1.5 Acres 1280 Sq. Ft. 1742 Sq. Ft. 1698 Sq. Ft. 1596 Sq. Ft. 4239 Sq. Ft. 2538 Sq. Ft. 2667 Sq. Ft. 1958 Sq. Ft.

1124 Joy Lane 2962 Lookout Ridge Dr. 1982 Mahogany Dr. 3912 Marble View Dr. 2885 Meriweather St. 4635 Mesa Central Mountainair, NM 160 Acres 4386 Nambe Arc 5080 Navajo Trail

Gailen H. Hooper, Qualifying Broker 575-642-3205 Jody G. Hooper 650-9244 ~ Lance Raney 312-5934

$215,000 $314,999 $130,000 $157,990 $238,750 $291,400 $475,000 $498,375 $222,999

www.weselllascruces.com 3BR 3BR 3BR 3BR 4BR 3BR 3BR 3BR 3BR

1.75BA 2BA 1.75BA 2BA 3BA 2BA 3BA 2.5BA 2BA

1 car gar 2 car gar 2 car gar 2 car gar 2 car gar 2 car gar 3 car gar 2 car gar 2 car gar

2348 Sq. Ft. 1796 Sq. Ft. 1204 Sq. Ft. 1410 Sq. Ft. 2588 Sq. Ft. 2110 Sq. Ft. 2053 Sq. Ft. 2366 Sq. Ft. 2100 Sq. Ft.

2683 Nebula Way $209,999 3BR 2BA 2 car gar 1673 Sq. Ft. 4622 Rimrock Court $174,900 3BR 2.5BA 2 car gar 1568 Sq. Ft. 4556 Rociante Drive $98,000 La Mancha Estates 1 Acre 2746 San Miguel Court $147,000 3BR 2BA 2 car gar 1415 Sq. Ft. 107 Secluded Lane $319,000 3BR 2BA 2 car gar 2599 Sq. Ft. 125 Star Spirit Rd. St. Teresa $226,840 2BR 2BA 2 car gar 2140 Sq. Ft. 2169 Southern Star Loop $369,900 3BR 2BA 2 car gar 2914 Sq. Ft. 2480 Sunridge Dr. For Rent $800/mon. 3BR 1.75BA 2 car gar 1234 Sq. Ft. 7829 Waterfall Canyon Ln. $129,900 (Off Dripping Springs Rd.) 2.8 Ac. Bldg. Site

Assist-2-Sell Buyers & Sellers Realty, LLC 532 North Telshor Blvd., Suite B • Las Cruces, New Mexico 88011

PHONE 575-521-7355

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