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Trading Ranges forming

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between 4.5%-5.50%

FREE JANUARY 22, 2009

CURRENT HOMES & LAND FOR SALE Owner Financing

2264 SEDONA HILLS PKWY • $375,000

4244 FIREWEED • $194,900 ELKS CLUB Can you believe... all of these amenities for only $194,900? New 3BR/2BA/2CG 1684 SF home in convenient Elks Drive area features an open floor plan, custom tile, marble countertops, fireplace, ALL appliances, oversized garage, RV parking and refrigerated air. Possible Owner Financing. L#804713 MARY MULVIHILL 575-496-6597 EMERICK REAL ESTATE, INC. 575-523-2850

Adobe Home & Horse Property

1093 LISTER • $599,000

LA MESA, NM Tastefully remodeled and refurbished in 2005 it has vigas in all bedrooms and kitchen plus viga/latilla ceilings in the master bedroom, foyer and dining/great room areas and more on a 6.4 acre lot. La Mesa city water, EBID rights, a well-sharing agreement, and an irrigation well provide for domestic use, pool, and all the necessities of a working horse property. Views of the Organ and Franklin mtns provide a marvelous property for the discerning owner!

JOHN BACON 575-640-8544 RE/MAX CLASSIC REALTY 575-524-8788

www.2264SedonaHillsParkway.com No Closing Costs!*

LOWEST PRICE EVER OPEN SUNDAY 1-4 P.M.

575-405-8618 575-524-8788

Sacrifice by seller's; now $375,000 for this exclusive Boulder's on the Green, 55+ gated community, ranch style, no maintenance, 2 yr old, modern territorial style home! Surrounded by homes priced twice as much, you have incredible, unobstructed views along the fairway from this spacious, corner yard. The owner's value for the custom upgrades and additions is $450,000. This is a 3 BR, 2 bath model, 2040 sq ft. where the 3rd BR is an office with bookcases. Fantastic brick surfaces over all concrete. The private clubhouse with pools and a fitness center is only a block away. A must see and a must buy at this price! Owner financing is available.

Price Reduction!

Beautifully Restored Adobe Home

Priced at Only $199,500!

1467 BRANDING IRON CIR. • $120,000

1801 CLARK & 1803 CLARK • $199,500

Big beautiful, 4BR, 2BA luxury home on it’s own lot appraised by the County for more than $138,000 but available to you for only: $120,000 WITH NO CLOSING COSTS!* Are you a veteran… no down! FHA only requires a small down! There are many easy plans for 1st time home buyers!! Move in Ready!

Brick fireplace in the living room of this 3BR, 2BA big brick beauty & tiled den ready for woodburning stove, formal dining & huge kitchen with center island. All refurbished w/ new roof, ventwork and much more! Central heating & cooling. BONUS: 1BR, 1BA cottage! All situated on fenced & gated 1/4 acre. Owner is able to finance or will pay your closing costs if you buy no down, VA or small down FHA.

ARRINGTON’S THEATRE OF HOMES REAL ESTATE Call TODAY! 575-526-1802

Wonderful North Valley Home

Wonderful Location!

19550 HIGHWAY 28 • $200,000

864 HARRIS • $249,953

1137 WINTON CIRCLE • $137,500

SAN ANDRES A great deal in the North Valley. Home is located on a cul-de-sac. Wonderful view of the Organ Mountains. Peaceful neighborhood.

ALAMEDA 3BR, 1.75 BA, 1281 Sq. Ft. Great starter home all tiled through out with a larger back yard. Nice location in the Alameda area.

KAREN TRUJILLO 575-571-8028

SAN MIGUEL Beautifully restored adobe home in lovely country setting, conveniently located on historic Highway 28 just 8 miles south of Mesilla and 25 North of El Paso. The floors throughout most of the home are refinished original hardwood floors. The kitchen has a breakfast bar, new cabinets and appliances. The property includes a site built storage building and storage shed. Enjoy privacy and seclusion, surrounded by a mature pecan orchard and willow trees.

ON THE MOVE PROPERTY BROKERS 575-541-6683

RENEE FRANK 575-496-7727

STEINBORN GMAC REAL ESTATE 575-522-3698

4444 LA CIENAGA • $359,000 • Sonoma Ranch East • Reduced to $359,000 • 3 BD/2.5 BA

• 2168 sq. ft. • Acid Stained Concrete • Owner/Agent

DAVID TELLEZ 575-650-4879

EMERICK REAL ESTATE, INC. 575-523-2850

2990 N. Main St. 575.521.1000

Where Serenity & Views Meet!

5197 Lost Padre Mine

Immaculate home in the Beautiful Soledad Canyon Area has Views of the Majestic Organ Mountains from the back and views of the Mesilla Valley in the front. What more can you ask for? How about the privacy of 2.34 Acres? This home has it all, granite through out, front and back private patios, indoor and outdoor fireplace. $365,000

DIVELIA “D.I.” BABBEY 575-635-3663 EXIT REALTY HORIZONS 575-532-5678

02 • www.lascrucesmoves.com

4474 LOS ARBOLES DR. • $205,000

TCAMACHO@TOPPRODUCER.COM

KNOCKOUT EXPERIENCE & SERVICE DELIVERING

JANUARY 22, 2009

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

REDUCED! Beautiful 3 Bedroom, 2 Bath, 3 car garage home. Granite counters top and refrigerated air.

4583 ORGAN MESA LOOP • $585,000

e l a S 3% t u towards O e CLOSING COSTS s o l C $1,000 Realtor Bonus

CALL TODAY!

5531 PATAGONIA $128,800

5555 PATAGONIA $139,750

5527 PATAGONIA $134,750

3 Bedroom, 2 Bath 1201 Sq. Ft.

4 Bedroom, 2 Bath 1514 Sq. Ft.

3 Bedroom, 2.5 Bath 1343 Sq. Ft.

WWW.HOMES4LASCRUCES.COM • A home that breaks the monotony and is excitingly different • 4 bedroom with split floor plan and a scrumptious master suite • Dreaming gourmet kitchen

• 3 baths including a luxurious master bath • Flowing floor plan of space and function • Dazzling pool • Sunrise views

“It is a blessing to make a difference and provide integrity and service in every transaction”

David R. Blackmon (575) 642-7438 WINTON/FLAIR REALTY (575) 541-1968

DAN DELANEY REAL ESTATE 3529 Foothills Rd. 575.532.5678

Office 575-647-5041 • Mobile 575-644-0776 Web site: www.zianet.com/nmlandman • email: nmlandman@zianet.com

4620 Firefly Road • $345,000

12625 Doña Ana Road • $399,500

2508 N Telshor Blvd • Las Cruces, NM 88011

• 1995 Southwest style home • 2214 SF, 2x6 construction • 2 Bedrooms, 3 Baths, 3 Car garage • Living room with wood burning fireplace

• Dining room, Family room w/ bar • Low E windows • 24x40 Mueller workshop with electric • 2 Acres

7320 Arroyo Seco • $169,900

• 28x67 Double-wide built in 1984 • 3 Bedrooms/2 Baths • 2.86 Acres

• 2x6 construction, stucco exterior, cement runners • 36 x 41 Shop • Horses allowed

• 2006 Ranch style home • 1815 SF, 3 Bedrooms, 2 Baths • 30x50 insulated workshop w/electric • 12x12 tack shed, 24x48 hay shed

• 9 lighted horse pens (various sizes) • Automatic waterers • 6 Acres planted in alfalfa • EBID and irrigation well

1817 Valley Drive • $59,900

• Built in 1952 • 728 SF, 2 Bedrooms, 1 Bath • Carpet in both bedrooms & living area

• New windows & exterior doors • New paint outside • City gas, water, sewer

Call Dan Delaney for more information on these homes at 575-647-5041 or 575-644-0776.

Dan Delaney Broker/Owner

318 West Amador Las Cruces, NM 88005

• 25 Plus Years Financial Services Industry Experience Francis Charles • Residential - 100% Phillips Pidge HERO MFA VA USDA FHA • Loan Officer of the Year 2006 & 2008 575 202 8351 • Branch Manager of the Year 2007 575 635 7331 ext 103 • Commercial — Large and Small • Program Director for Herocare Senior Loan Advisor • Let’s Get It Done! Available Weekends

For every loan closed, $100 is donated to Las Cruces Habitat for Humanity. Your Loan will be part of house #3.

National Sales Volume + National Discounts = Lower Rates For You. Licensed in the State of New mexico. Licensed by the California Department of Corporations under the Residential mortgage Lending Act. Empire Equity Group, Inc. D/B/A 1st Metropolitan Mortage is licensed by the Virginia State Corporation Commission (License N. MB-1432). Empire Equity Groups, Inc. D/B/A 1st Metropolitan Mortgage is licensed by the Washington Department of Financial Institutions under the Consumer Loan Act (License Number 520-CL-23974-29186). EQUAL HOUSING OPPORTUNITY

JANUARY 22, 2009

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

www.lascrucesmoves.com • 03

Don't let financial ruin kill American Dream VOLUME 6 A

ISSUE 15

REAL ESTATE WEEKLY

PUBLICATION

Online at www.lascrucesmoves.com

575.524.8900

Jorge Lopez 575-636-7706 Advertising Consultant jorge@mesapub.com

Ceci Marquez ext: 135 Managing Editor editor@mesapub.com

George de la Torre ext: 128 Client Services Manager george@mesapub.com

Riley Stephens ext:120 Publisher riley@mesapub.com

DISTRIBUTION LasCrucesMoves.com is available throughout Dona Ana County in high-traffic locations and in our bright blue newsstands. Major Location include: Albertson’s, Blockbuster Videos, BigLots, Sears & Hollywood Videos. For the location nearest you or for a free copy by mail call 575.524.8900 ADVERTISING To advertise in LasCrucesMoves.com call Jorge Lopez at 575-636-7706 Deadline to submit advertising: Monday 5:00 pm. Advertising may be submitted by fax: 866.524.8900 or email: jorge@mesapub.com SUBSCRIPTIONS Order a subscription of the Real Estate Weekly. Six months: $44

2009 Mesa Publishing Corporation 2001 E. Lohman, Suite 110-270 Las Cruces, NM 88001 • (575) 524-8900 E-Mail: jorge@mesapub.com ©

Federal Fair Housing Act, which makes it illegal to advertise “any preferences, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Mesa Publishing Corp. assumes no responsibility and shall have no liability whatsoever for errors or omissions in LasCrucesMoves.com. Publisher reserves the right to edit or refuse any advertising submitted. Mesa Publishing Corp. is committed to promoting the American Dream of homeownership through dissemination of real estate information and advertising in its print and electronic publications. We serve home buyers, home sellers, and our advertisers.

By Ilyce Glink Inman News Service

If your goal is to get your finances realestate-ready in 2009, there's not a moment to lose. While the real estate and financial markets aren't expected to do much in the first half of the year, they could pick up positive momentum in the second half of the year, leading to a much more active 2010. If that's the case, and you decide to buy a home, you'll want to have your finances in order. If you currently have a mortgage but are underwater, you may need to boost your savings in order to qualify for a loan modification or a refinance. In last week's column, I suggested you put yourself on a budget (and trade down each of your expenses to a less expensive alternative), pay off your charge cards, and pay yourself first and last (as a way of building up your cash reserves for a down payment and closing costs). But there are other ways to boost your personal finances, especially if you've experienced a foreclosure, short sale or bankruptcy first-hand. Focusing on building up your credit history and raising your credit score is paramount. But you'll also need to set aside cash to cover the required down payment (which is increasing to 3.5 percent on FHA loans), build up cash reserves, and pay for some closing costs and moving expenses. Future homebuyers should resolve to: 1. Pay all of your bills on time. Whether you're renting an apartment or you own your home, you'll want to make sure that you're paying all of your bills on time. This is especially important if you're trying to re-establish your credit history after a financial crisis. While the credit rebuilding process can take years, paying bills on time helps to show a pattern of progress. Late payments show that you're not managing money well, and even a single late payment can drop your credit score by 50 to 100 points. The higher your score, the more financial options you'll have, like credit-card offers with terrific balance transfer options. For those with the highest credit scores, you'll get the best mortgage options with the fewest fees and best interest rates. 2. Save your change. Every day when you get home, empty your pockets (or wallet) of change into a glass jar. After two weeks, also start dropping your lowest-denomination bills into the jar. At the end of a month or two, take it to the bank. You'll be shocked by how much you'll save and how you'll never miss it in your daily routine. Creating a solid financial future isn't about winning the lottery or speculating on a hot stock tip. It's about being smart with the dollars you have in your checking account at the beginning and end of the month and the change left in your pocket at the end of the day.

3. Contribute the maximum to your retirement plan. Although the financial markets are down as much as 45 percent from their high point of October 2007, it's still important to save for your retirement, preferably inside a 401(k) or 403(b) plan. If your employer offers you a retirement plan with a company match, sign up as quickly as possible to take full advantage of it. Even if your employer doesn't offer to match your contributions, you should still open up a plan and salt away cash before it ever hits your wallet. (If you've got cash in your wallet or checking account, the temptation is to spend it.) Traditional 401(k) retirement plans offer tax-deductible and tax-deferred growth. That means, your money is growing far faster than if you had to use after-tax dollars or if you had to pay taxes on your earnings each year. If your employer matches your contributions, every dollar of that match is free money. If your employer doesn't offer a 401(k) plan and you qualify for a Roth IRA, you should open up a Roth IRA and start putting away money for your retirement. 4. Resist the temptation to use your 401(k) or IRA as a piggy bank. The cash you've saved in your 401(k) or IRA should be touched only as a last resort. The government allows you to withdraw up to $10,000 from an IRA account for the purchase of a first home (you'll pay taxes owed but no penalties on the withdrawal). But if you withdraw cash for any other reason, you'll pay taxes on the amount at your marginal tax rate (and the withdrawal may push you into a higher tax bracket). If you withdraw from your 401(k) or IRA and you're under 59 1/2, you'll pay a 10 percent penalty on the money. Whether or not you can borrow any amount from your 401(k) or other retirement plan at work depends on the plan rules (check with your plan administrator). Either way, carefully think it through before you take the cash from these accounts. If the $10,000 is your entire retirement kitty, you may be jeopardizing a secure retirement. If the $10,000 represents only a fraction of your retirement savings, you may have more flexibility. The better solution is to simply borrow the money from another source. If you take out a larger mortgage, you may pay private mortgage insurance (PMI). The good news is that for new loans taken out as of Jan. 1, 2007, your PMI premium is tax-deductible (if you earn $100,000 per year or less) and your taxdeferred cash will continue to grow intact. 5. Consider refinancing or a loan modification when interest rates drop or when your credit improves. Arguably, 2009 may be the best year ever to refinance your mortgage or complete a loan modification because we started the year with 30-year fixed-rate mortgages at their lowest point ever (just above 5 percent). Many real estate experts and industry

observers believe that the federal government will continue to use Fannie Mae and Freddie Mac to buy loans directly, pushing down the price of mortgages further. If you can qualify for a loan modification or refinance, this should translate into big savings for you. For many people, doing a loan modification will likely be the best and cheapest alternative for a number of reasons: Most loan modifications won't require a new appraisal for the property, which eliminates one big problem many homeowners are having now; costs are lower than a traditional refinancing, because generally the lender doesn't need a new title insurance policy; and you should be able to complete a loan modification (sometimes known as a streamline refinance) faster than a traditional refinance. Whether you do a loan modification or a traditional refinance, your loan can be a good way to find extra money in your budget each month. If you can save even $50 per month, that's $50 you can invest in yourself and your future. Refinancing with a no-cost loan may be a good way to go, particularly if you'll be staying only a few years in your home before selling. Otherwise, consider paying some costs or fees and taking a long-term view with a superlow interest rate. This year should offer some excellent opportunities to refinance adjustable-rate mortgages (ARMs) that may be coming due. You may be able to refinance to another 5/1 ARM or even a 30-year fixed-rate loan and save money. With all of the subprime issues and mortgage problems out there, make sure you understand the fees involved in obtaining the loan, the rate you are getting for your loan now and in the future, and whether there are prepayment penalties associated with your loan. 6. Keep up with your home maintenance. If you keep your home in good shape, you'll spend less over the years than if you let little things build into big problems that need replacing instead of repairing. A small leak in your roof might cost $750 to repair. But if you let it go on for a year or more, it might cost several thousand dollars to repair the problems caused by moisture infiltration. Regularly walk through your home, including the basement and attic, and around the exterior, looking for signs of rot, moisture or pest infestation. The sooner you take care of these problems, the easier and cheaper they will be. Don't expect your savings to grow overnight, but if you start to implement a few of these strategies, by this time next year, you'll notice a significant improvement in your financial net worth.

04 • www.lascrucesmoves.com

JANUARY 22, 2009

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

NEWS Trading Ranges forming between 4.5%-5.50%

(575) 541-MOVE 1100 S. Main St., Suite 114

By Francis Phillips

Las Cruces, New Mexico 88005

Karen Trujillo Broker/Owner (575) 571-8028 Nathan Ortiz (575) 202-0234

Josie Hall (575) 642-6216

New Listing!

713 City View

1204 Gunsight Peak

• $179,900 • 4 BD/ 2 BA • Corner Lot

• GREAT LOCATION • 3 BR/2BA • $199,900

• 4 Hills Area • 1671 sq. ft.

OPEN SUNDAY 1-4 P.M.

RI CE RED UCED !

3397 Park Ridge

• Reduced to $199,900! • Elks Club area • 3 BD/2.5 BA • 1639 sq. ft. • Corner Lot

3717 Piedras Negras • SELLING LESS THAN PURCHASED FOR • Las Colinas (High Desert Subdivision) • $183,000 • 3 BR/2.5BA • 1814 Sq. Ft.

2057 Southern Star Lp. • Sonoma Ranch East • $379,000 • 3 BD/2.5 BA • 2721 sq. ft. • Perform Wall Construction, MUST SEE!

4444 La Cienaga • • • • • •

Sonoma Ranch East Reduced to $360,000 3 BD/2.5 BA 2168 sq. ft. Acid Stained Concrete Owner/Agent

• Land • Land • Land • Land • Land • Land • Land • Land • Land • • Lot 2 Ranchitos Lindos La Mesa • 1.85 Acres • $115,000

SO LD!

• 0000 St agecoach Lan e East Mesa • .52 Acre • $39,500

Call for more inform ation!

Inaugural Day we saw the Dow Jones drop 330 + points to 7959. Very recently I reported Barry Habib of the Mortgage Market Guide and frequent commentator for CNBC addressed a Las Vegas conference in November with his forecast of a stock market bottom in January as fourth quarter news are released with Christmas sales and a possible downturn in real estate in October testing the June bottom as we saw down payment money freeze up when the stocks tumble in October. Habib continued with his assessment that we may see a 7800/ 7400 Dow as market lows are tested. Most important, Habib stated historically the real estate market usually bottoms six months before the stock markets. If this theory holds true then a forecasted January stock market low could signal last June’s real estate low or re-test its lows? Hauntingly today we are approaching these forecasted Dow numbers. In November, the government also announced it’s $750 Billion Bail Out Program to infuse dollars into the US Bond Markets through Quarter II of 2009 with intentions to drive rates to 4.50% range. They succeeded not once, not twice but three times now as 30 Year Fixed rates have dropped to 4.50% three times forming a trading pattern. When good news has come such as

Sponsored by:

Take advantage of these opportunities NOW as one day when the economy does improve, we’ll see Prime and Mortgage Rates increase. when President Obama asked Congress in late December to accelerate it’s Economic Recovery Stimulus package the stock markets rose the last week of 2008 almost 800 points causing 30 Year fixed rates to approach 5.50% Back and forth this trading range has created rates in the 4’s and 5’s. Take advantage of these opportunities NOW as one day when the economy does improve, we’ll see Prime and Mortgage Rates increase. Take advantage of these lowered rates to refi your home, second home, investment properties and buy investment properties or trade up to a larger home while these opportunities prevail. Francis Phillips is Senior Loan Officer and Branch Manager for 1st Metropolitan Mortgage. His NM branches have received branch of the year and Phillips was named Loan Officer of the Year in 2006 and 2008 and Branch Manager of the Year 2007.

575 202 8351 ext 103

1st Metropolitan Mortgage 2508 N Telshor Blvd • Las Cruces NM 88011

JANUARY 22, 2009

www.lascrucesmoves.com • 05

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

Tell your Realtor you saw their advertisement 1987 A & D PINETRAIL

in the

861 HARRIS ROAD

575-524-8900 $1,025/MONTH • $1,000/DEPOSIT 3 BR, 2BA, Brand new

$1,350/MONTH • $1,400/DEPOSIT 3 BR, Split plan

LYN HASTON 575-993-6398

ERA SELLERS, BUYERS & ASSOCIATES 575-522-4235

5032 ARENA

1987 B & C PINETRAIL

$900/MONTH • $700/DEPOSIT 1362 Sf • 3 BR, 2 BA • Open floor plan

$950/MONTH • $900/DEPOSIT 3 BR, 2BA, Brand new

CALL LANDMARK REAL ESTATE AT 575.525.8114

ERA SELLERS, BUYERS & ASSOCIATES 575-522-4235

You Make the List...

WE’LL DO THE REST!

From groceries to dry cleaning let us do what you don't have time to.

$500 off

w/ this ad

ERRANDS PLUS, LC 575-650-6168 Visit www.ErrandsPlusLC.com

LYN HASTON 575-993-6398

1001 CHAPARRO

CALL TODAY!

~ LAS CRUCES, NEW MEXICO ~

$675/MONTH • $675/DEPOSIT Appx. 1100 SF • 3BR, 1BA • Wood floors CALL LANDMARK REAL ESTATE AT 575.525.8114

TO ADVERTISE IN HOMES FOR RENT... CALL JORGE TODAY AT 575-636-7706

PRESTIGIOUS PICACHO HILLS Representing over 60 residential building lots in four of the most desirable subdivisions of Picacho Hills: Mansiones de Galicia • Estate and Patio Home Lots • Priced from $90,000 Fairway 18 Villas • Estate Homes • Priced from $75,000 Via Emma • Golf Course Lots • Priced from $89,000 Linda Vista • Estate Size Lots • Priced from $149,900 Call for the best selection of building lots… I know all the “dirt’ in Picacho Hills! Mary Mulvihill (575) 496-6597 • Emerick Real Estate, Inc. (575) 523-2850

Desert Breeze Subdivision Presale homes starting in the $130s. Minimum 1,400 square feet, 3 bedrooms, 2.5 bathrooms, contemporary design, 2 car garage and all city utilities. 1 and 2 story elevations available. Visit www.landinlascruces.com for more information Paul Cruz (575) 571-5437 • Garland Realty & Development, LLC. (575) 524-7266

Mesilla Park Mosaic The first of its kind, a truly upscale gated community designed for elegant and distinctive homes in Las Cruces, New Mexico. This elegant Las Cruces gated community offers security, beautifully landscaped common areas, front yard maintenance, diverse "Old World" architectural style, numerous custom home options. A limited number of 1 acre lots available. Call Today! 1950 Tapestry Circle • $120,6151880 Tapestry Circle • $122,825 1940 Tapestry Circle • $123,3351925 Tapestry Circle • $124,440 3570 Cloister Court • $126,225 1875 Tapestry Circle • $129,000* * Rockwall fee not included in lot price.

Billie Haynie (575) 635-8921 • Emerick Real Estate (575) 523-2850 0000 Lakespur • $110,000 This is one of the few lots left in the city with great views of all of the valley....As far as the eye can see a little bit of Heaven on Earth. West on Picacho-Left (South) on Weinrich (Right) West on Redwolf, Right (South) on Lark Spur Court to cul-de-sac, 2nd lot on Right. Owner/Agent. Christine Telles (575) 650-4121 • Coldwell Banker deWetter Hovious, Inc. (575) 521-1000

06 • www.lascrucesmoves.com

JANUARY 22, 2009

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

Roller covers help achieve great paint job By Paul Bianchina Inman News Service

Painting is certainly one of the perennial favorite projects for do-it-yourselfers. You can transform a room in just a short time, and perhaps best of all, you need only a few basic tools. In addition to a good paint brush, a quality roller cover is one of the essentials. And as with brushes, professional-quality equipment costs only a few dollars more than the low-end stuff, and the difference in ease of use and the quality of the finished product makes the small additional expense well worth it! ROLLER COVERS A roller cover is basically a long, hollow tube covered with fabric, foam or other material. It fits over the cage on the roller frame, and is what actually holds and applies the paint. There is a huge selection of roller covers available, but you need only a couple of them and they are interchangeable on the roller frame, so you can mix and match the covers to suit just about any painting situation. There are several different types of fabrics and other materials that are used to make roller covers, and choosing the right one can sometimes be a little confusing. Which type you select is dependent on the type of paint or other finish you're applying, the type of surface you're painting, and the type of finish you want

to achieve (for example, smooth or textured). Synthetic Fabrics: Many roller covers are covered with fabrics that are made from a blend of synthetic fibers. Often, these are proprietary blends developed by specific manufacturers to meet specific painting needs, so follow what that particular manufacturer lists as being acceptable uses for any given roller cover. In general, synthetic fabric covers are suitable for most types of latex and oil-based paints, making them good all-purpose covers. They are typically not rated for use with such coatings as polyurethane and epoxy. Lamb's Wool and Lamb's Wool Blends: Lamb's wool covers are generally softer and more dense than synthetic fabric covers, so they hold more paint with less spatter. They tend to roll out the paint a little faster and smoother as well, creating a very uniform finish. The 100 percent natural lamb's wool covers are typically suitable for all paints, including latex, but they actually work best with oil-based products. There are also lamb's wool and synthetic fiber blends, which take some of the best characteristics of each material and are better suited for use with water-based products. Mohair and Mohair Blends: Mohair covers are very good on smooth surfaces, such as interior and exterior wood and metal doors. They have virtually no shedding problems, and leave a very nice, texture-free finish. The 100 percent

mohair covers are intended for use with oilbased paints, epoxies, varnishes and urethanes. There are also some mohair/synthetic blends that will work with latex paints. Because they are intended for smooth surfaces, you will find mohair covers only in short naps. Foam and Slit-Foam Covers: Roller covers made from 1/4-inch foam are generally best suited for smooth surfaces and the application of enamel, varnish and similar materials. They leave no lint behind and also do not impart any texture to the material being applied, and the fact that they don't hold much material helps keep you from overcoating the surface. Longer, slit-foam rollers are great for painting uneven surfaces such as masonry and stucco, and they are definitely the best choice for painting acoustic ("popcorn") ceilings. They can be used with all types of paints, including latex. Specialty Covers: There are also a number of roller covers that are manufactured to accomplish very specific tasks. * Stipple: "Stippling" is a form of texture painting, in which the paint is rolled on so that it produces small bumps as opposed to going on completely smooth. This is accomplished through the use of specialty stipple roller covers that utilize a twisted fabric similar to lownap carpet. They can be used with most kinds of paints, but are typically most effective when

575-521-1000 Toll Free 1-866-527-2100

used with thicker texture paints. These covers also work well for applying anti-skid paints. * Texture: With the popularity of faux finishes, there are now a number of roller covers on the market that utilize a covering of looped or twisted plastic to apply paint while leaving a very distinct texture. They are designed for use with thicker texture paints, and also work well for applying certain types of masonry sealers on medium to coarse aggregate surfaces. * Epoxy: These are special plastic or fabric-blend covers that are intended for use with difficult to apply coatings such as epoxy and urethane. Coatings such as these are sticky, and specialty epoxy roller covers allow the coatings to release more quickly from the fabric for smoother application. NAP LENGTH The nap length refers to how long the fibers on the roller cover are. Naps range in length from 1/8 inch to 1 1/4 inches, and regardless of what type of fabric you are using, there are two simple rules of thumb to remember when selecting a nap length: * Shorter naps hold less paint and leave less texture on the surface, while longer naps hold more paint and leave more texture behind. * The smoother the surface you're painting, the shorter the nap should be; the rougher the surface, the longer the nap should be.

2990 N. Main Street • Las Cruces, NM 88001

NEW LISTING – 1305 THOMAS

NEW LISTING

PRICE REDUCED

LOTS OF SPACE

QUIET NEIGHBORHOOD, PRIVATE YARD

Where else can you get a 3 bedroom 1 bath house with refrigerated air and central heating for only $107,500. Improvements include a pitched shingle roof, a huge family room addition and the carport has been enclosed as a garage. Add fresh paint and a big backyard and it’s all there for a new family to love.

This spacious newer home built in 2006, occupies a corner lot in Legends West. 4 bedrooms, 2.5 baths. Two living areas, 2 car garage. Low maintenance front landscaping. Approx. 2190 sq ft of living space. This is a must see! Make your appointment today! L#806124, $178,000. Directions: North Valley, Left on Tashiro, Right on Beltran.

Enjoy the gorgeous mountain & valley views! This exceptionally well maintained home with 2,537 sq. ft., 3 bedrooms, 2 baths, formal dining, family room w/kiva fireplace and french doors. Large kitchen w/cooktop island, pull-out cabinets, breakfast area, utility/craft room w/plenty of counter space and storage. This residence sits on 2 acres, includes a separate 20x28 workshop, oversized 3 car garage, RV access, courtyard, open patios, a screened in patio….& much more. A must see! Priced at $393,500

Set on 1.8 acres allowing plenty of space for big boy toys. 4 bedrooms & office, wonderful entertaining space inside & out. Open dining, living room, kitchen. 2 1/2 bath, 3 car garage, refrigerated air. Land may be split by buyer. No Horses. Directions- Del Rey Blvd. (continue around curve), R. on Sandhill. $285,000. L#805716.

On a quiet street in the north Alameda Area, this 4 bedroom home offers two living areas, two dining areas, 1.75 baths, den and 4th bedroom could be a mother-in-law’s, lush private yard with watering system and 2 car stacked carport with electric gate. $157,500. L#805765.

NEW LISTING!

ROOM FOR EVERYONE!

CENTRALLY LOCATED! $159,900

600 SANDY BEACH

OVER 1 ACRE HORSE READY PROPERTY HAS IT ALL!

Country Escape!! Just minutes from Old Mesilla and Las Cruces. This 2855 square foot home rests on 1 acre of land with 3 bedrooms, 2.5 bathrooms and only 2 years old. 2 kiva fireplaces, 2 car garage with plenty of room for parking. Extensive use of satillo tiles, vigas, nichos with granite counters and zoned heating and cooling. Large master closets with ample storage. L#801928 $497,475.

Located on over an acre of horse ready property this home has it all! Huge main house features 3 Master bedroom suites, large family room perfect for a pool table, beautiful Kowalski cabinets throughout, formal dining room and custom fireplace in living room. One bedroom Casita would be perfect for Mother in law or rental income. Not only has City utilities but also 2 wells and EBID water allotment and all that for only $374,000! 4504 Sells Place

LESA ANDRADA (575) 644-2204

This 3 bedroom, 2 bath with 2 car garage is the ticket! Updated and offers 2 living areas! Great back patio with hot tub and has 1580 sq. ft. of heated area. L#805452. $159,900.

SUSAN GARZA (575) 644-2888

MONICA ESCAMILLA (575) 650-3234

This 2320 sq. foot home has so much to offer. 2 living areas, 2 dining areas, 4 bedrooms, 2 baths and 2 car garage. Kitchen/Great room has an island stove, custom cabinet, a fireplace, tile floors plus a nice patio too! A master bath to die for!! Has 2 walk-in closets. $305,000. L#803911

SANDY MAESE (575) 650-3002

BRENDA COUGHLIN (575) 644-0887

• Built in 2004 • Tile Throughout • Washer/Dryer Hook-Ups • Separate Meters • $1025 Monthly – 1740 Sq. Ft. • 2 Bedroom/1 Bath (4Bd 2Ba Total) • L#805746

PATRICIA PRECIADO (575) 650-7899 ROSE GONZALES (575) 650-7842

ETTA KAUFMAN (575) 496-3967

HOWARD DUKES (575) 649-4595

REAL ESTATE CAREER NIGHT: Feb. 3rd, 5:30-6:30 PM.

PEGGY SHINN (575) 650-7344

DONNA THOMAS (575) 640-4595

Call 521-1000 for reservations!

JANUARY 22, 2009

www.lascrucesmoves.com • 07

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

5637 VIA ESTRELLA

3025 SQ.FT. 4BR/3.75BA

Magnificent new 3,025 sq.ft. 4BR, 3.75BA, 3 car garage home on a private 1.75 acre lot in La Tierra Escondida. Pella windows, dual on demand water heaters, dual climate control, audio & TV systems, all appliances, granite throughout, snail shower, and much more. $589,900. Call 1-800-290-3316 and enter Code 269.

Vacation Rental? Corporate Needs? Visiting Family & Friends? Between Homes? Waiting For Your Home To Be Built?

10017 SAN SAVINO

PRICE REDUCED!

Price reduced to $424,900! This is a beautiful 3,000 sq.ft, 4BR, 3BA home on a 1/2 acre lot in Picacho Hills, with custom cabinets, granite countertops, central vac, great mountain views and much more! To hear a detailed recording about this home's features, call 1-800-961-6706 and enter Code 1789.

820 FRONTIER

820 Frontier is a beautiful 1547 sq.ft, 3BR, 1.75BA home in the Sagecrest Subdivision, right next to Sonoma Ranch. This home has a brand new roof, new elastomeric stucco, Saltillo tile floors, raised viga & corbel ceilings with skylights, a 2-sided stone fireplace, incredible panoramic sunset views, easy care back yard and much more. Check out this home's fact line! Call 1-800-961-6706 and enter Code 1792.

Stay in a new, comfortable, luxurious, furnished condominium with full kitchen and washer and dryer along with a fitness center, pool, and barbeques in the lovely center courtyard. Beautiful views and ambiance. Walking distance to shopping, restaurants and historical attractions. Enjoy this charming community year-round. Two bedroom units available weekly and monthly.There is nothing else like this in Las Cruces or the Mesilla Valley. Come see why!

Beautiful Villa Esperanza Condominiums Located At The Gateway To Old Mesilla

Call 575-525-5633

Accent Real Estate Office: 575-526-4999 • Toll free: 800-603-3167 www.martiwells.com • Email:accent@zianet.com

With Accent on Service

Marti Wells

NEW LISTING!

4140 Calle de Estrella - 4 bedroom 3 full baths, 2900sf. home built in 2007 sits on 1 acre. Back yard is walled in, front yard is landscaped there's a 3 car garage, home has wonderful views of the organs. Located off hwy 70. $374,900. Call Marti to view at 575-644-7070

5931 Norte Vista Drive - This home has a nice floorplan with a nice loft/game room that you can enjoy the views of the organ mountains from. Also out the master bedroom enjoy the sunset from your deck. This home also has a nice covered patio, lansdcaped yard on a timed drip system, Lots of storage, nice size pantry and all bedrooms have a walk in closet! Owner is selling agent!

GREAT INVESTMENT!

PRICE REDUCTION!

Desert Ridge Rise - 2 - 5 acre tracts with great views, overlooks Rincon De Amigos L#779871 is the highest 5 acre tract and has the best views at $119,900. Call Marti for information at 575.644.7070.

5282 Dona Ana Rd. - 1097 sf. 2 bedroom 1 bath adobe built in 1895 has original windows, kitchen is updated bath is not sits on 1.62 acres. This home has potential if you like to old adobes. $140,000. Call Marti to view at 575.644.7070

CRS, GRI

Owner Broker 575.644.7070

Summer Woods 575.650.0930 www.lascruceshomesites.com

Stephanie L. Keepers 575.635.0741

08 • www.lascrucesmoves.com

Realtor Website

JANUARY 22, 2009

DIRECTORY

Visit my website at www.gregshermansomething.com

575.523.2850

Where Quality Meets Your Budget

www.3361ConocitoPlace.com

3361 Conocito Place • $199,900

• 3BR/2BA/2CG • Isolated Master • All Kitchen Appliances • Fully Landscaped

• Convenient Location • Hickory Cabinetry • Fireplace • 2x6 Quality Construction

Searching for your own pad? Click your way to buying or selling your home...

www.LasCrucesMoves.com

www.lascrucesmoves.com • 09

10 • www.lascrucesmoves.com

JANUARY 22, 2009

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

On TOP... On the BOTTOM

H O M E O F T H E W E E K 1910 IMPERIAL RIDGE

Whichever Way You Turn Precision Mortgage is There

TO HELP YOU! FABULOUS LOCATION Visit LasCrucesMoves.com and click on the “Home of the Week” for additional photos and information. Lots of upgrades have already been made, new hardwood and carpeted flooring and fresh paint in several rooms give this large square footage home a welcome face lift. The in-ground pool make the lush green backyard perfect for outdoor fun. Extra parking/storage on the side of the property. Lots of square footage for the money! Directions: On the corner of Fairway & Imperial Ridge.

Asking Price: $295,000 Shannon Dumais (575) 649-2772 Joelle Smith (575) 650-8852

TO HELP YOU! Whichever Way You Turn Precision Mortgage is There

On TOP... On the BOTTOM

Emerick Real Estate (575) 523-2850

Every week view LasCrucesMoves.com newspaper online. Find homes for sale in the Las Cruces area, find Top Realtors & MORE!

Updated WEEKLY!

JANUARY 22, 2009

www.lascrucesmoves.com • 11

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

Hot On The Market January 22-28

$556,000

3908 Sombra Arbol. Spectacular home well priced at $190,000. 3 bedrooms, 2 baths, excellent floorplan and large cul-da-sac lot. Views of the Valley, walking distance to new 36 acre city park! Just finished and ready to move in...

HORSES ALLOWED!

3480 Calle Bebado. 1 acre, landscaped with pool and horse corral with fences. Great almost new home, game room with wet bar, media room, formal dining, study, large walk through pantry, gourmet kitchen with kitchen nook… GREAT VIEWS!!! Light and bright open floor plan. A must to see! L#805354 Nora Stone 575-649-2281 RE/MAX Classic Realty 575-524-8788

$199,500

$190,000

Aaron Perez 575-571-3217 Coss Real Estate 575-524-7653

WELL PRICED HOME!

PRICED AT ONLY $199,500! 1801 Clark + 1803 Clark. Brick fireplace in the living room of this 3BR, 2BA big brick beauty & tiled den ready for woodburning stove, formal dining & huge kitchen with center island. All refurbished w/ new roof, ventwork and much more! Central heating & cooling. BONUS: 1BR, 1BA cottage! All situated on fenced & gated 1/4 acre. Owner is able to finance or will pay your closing costs if you buy no down, VA or small down FHA. 2-5

$120,000

NO CLOSING COSTS!* 1467 Branding Iron Circle. Big beautiful, 4BR, 2BA luxury home on it’s own lot appraised by the County for more than $138,000 but available to you for only: $120,000 WITH NO CLOSING COSTS!* Are you a veteran… no down! FHA only requires a small down! There are many easy plans for 1st time home buyers!! Move in Ready!

Arrington’s Theatre of Homes Real Estate CALL TODAY! 575-526-1802

2-5

LAS COLINAS

$275,000

BEAUTIFUL EXTERIOR, SPACIOUS INTERIOR, AND A SPOT FOR REFLECTION

5281 Morganite Court. This home can be found in the Las Colinas area. It features 2763 SF with 4 bedrooms, 2 ¬ø bathrooms, & a 2-car garage. This home also offers two living areas, a formal dining room, & large bedrooms. The exterior is appealing with a xeriscaped yard,stucco walls, & a decorated covered porch. The backyard is beautiful with a green and gravel landscape, & a pond for quiet reflection. L#803899.

Evelyn Bruder 575-650-7224 Steinborn GMAC Real Estate 575-522-3698

EAST MESA

$109,000

UNDER CONTRACT

5224 Navajo Trail. Price just reduced on this 3BR 2BA home on .25 acre with views and a large yard. You will appreciate the liveable floor plan and the well appointed kitchen with refrigerator. There is a separate laundry with washer and dryer. A must see property for someone looking for an affordable move-in ready home. Seller will pay up to $2500 in closing costs with an accepted offer. L#804487 Mary Mulvihill 575-496-6597 Emerick Real Estate, Inc. 575-523-2850

PEACHTREE

$165,000

6132 High Desert. This spacious house built by D.R. Horton in 2006 is over 2000 sq.ft. (per tax records). It offers 4BD/2.5BA, cozy living room with fireplace. Asking Price $165,000. Please take a look! L#805047

Irina Martynova 575-644-8772 Solutions4U Realty, LLC

JORNADA

$169,900

A MUST SEE!

4540 Camino dos Vidas. Immaculate home with 4 bedrooms, 2 baths, fireplace, 2 car garage, 1490 sq. ft. In area convenient to White Sands, schools & shopping. David Blackmon 575-642-7438 Winton/Flair Realty 575-541-1968

PICACHO HILLS

$477,900

QUALITY & ELEGANCE

10035 Tuscany Drive. Over 3000 SF of quality construction and elegant decor. Amenities include a gourmet kitchen with Sub-zero refrig, DaCor stove & stainless appliances. There is also a large office and a family room/conservatory/music room for additional living and entertaining space. This is the home your buyers will love and it is move-in ready. L#803306.

Mary Mulvihill 575-496-6597 Emerick Real Estate, Inc. 575-523-2850

To Adver tise in the Hot On The Market Call Jor ge Today! 575-636-7706

Arrington’s Theatre of Homes Real Estate 575-526-1802

LAS ALTURAS

$425,000

GREAT CITY & MOUNTAIN VIEWS

4240 Kalancho Court. FOR SALE, LEASE OPTION, REAL ESTATE CONTRACT, OR LEASE $1,500 PER MONTH. Beautiful one-acre yard with heated swimming pool. Cabana with 3/4 bath, and 3-car garage, 2 story, 2 living areas, beautiful landscape, drip system, four bedrooms + office, skylights, balcony deck, pool room. Seller is offering $20,000 to refurbish home. Lucille Garcia 575-640-9361 Tracey Pidge 575-635-1053 Steinborn GMAC Real Estate 575-522-3698

SHALEM COLONY

$289,000

NEW LISTING!

3540 Coral Rd. This could be your sanctuary, your place to think with such great views of the Organ mountains and the City. Country living with views that won't quit. Rita King 575-640-6019 RE/MAX Classic Realty 575-524-8788

SONOMA RANCH

$385,000

www.2264SedonaHillsParkway.com

2264 Sedona Hills Pkwy. NEW LISTING in TIME for the HOLIDAYS! Earn $50,000* by purchasing today! SW design, NO maintenance, ranch style home on the hilltop along the 4th fairway of Sonoma Ranch Golf Course. Better than new; 2006 built, 3 bedrooms*, 2 baths, all tiled floors, 2030 sq. ft. 2 car garage. All appliances are included. The large, xeriscaped lot can accommodate your design in a pool/hot tub/spa/waterscape. There are spectacular views all around, especially west to the city lights and sunsets beyond the Golf Course. There are too many custom upgrades to mention! Please call me for details.* Tom Tetting 575-405-8618 RE/MAX Classic Realty 575-524-8788

12 • www.lascrucesmoves.com

JANUARY 22, 2009

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

Welcome to Open Houses

7038 CALLE ESTANCIAS

650 SAN MIGUEL AVENUE • PRICE REDUCED!

1262 Onate Street in Anthony

Open House Sunday, February 1, 2009: 11 a.m. – 1 p.m. Welcoming, spacious, open & bright home is 2412 sq.ft., has 4BD/2BA and was built in 2003. High ceilings are through out. Refrigerated air. Swimming pool. Backyard opens to golf course. Easy access to I-10. Seller offers up to $5,000 towards buyer’s closing costs. “Lease To Purchase” option will be considered. $249,900 • L#804909

2008 Fall Parade of Homes

GREAT HOUSE IN LA MESA, NM

Unique Home! This elegant beauty offers 3602 square feet of comfort: 3 bedrooms, 3.5 bathrooms, oversized 3 car garage, 3 great living areas, granite throughout, imported wood doors, 1498 square feet of tiled entertaining patios, fire pit, built-in BBQ and breathtaking panoramic views. $747,600

Great Country Home! Perfect for a small family or a wonderful place to retire. Lots of potential! This 3 bedroom, 1 1/2 bath, has 1786 sq. ft., 2 living areas, over 800 sq.ft. of open and covered Porch and Patio areas, storage building and great yard with mature landscaping. $150,000

0000 LARKSPUR

620 ROCKY ROAD

2330 Laguna Court

Open House Sunday, February 1, 2009: 3-5 p.m. Located close to Mesilla, this spacious house was built in 2007 and offers over 2800 sq.ft., 4BD/2.5BA. Spacious backyard is waiting for new loving and caring owner. $342,859 • L#805525

PRICE REDUCED!

This is one of the few lots left in the city with great views of all of the valley....As far as the eye can see a little bit of Heaven on Earth. West on Picacho-Left (South) on Weinrich (Right) West on Redwolf, Right (South) on Lark Spur Court to cul-de-sac, 2nd lot on Right. Owner/Agent. For More Information Please Call Agent/Owner Christine Telles at 575-650-4121

Great Family Home! On 1.3 Acres, this 3 Bedroom, 3 Bath plus Office has 3741 sq ft of Living Area, Huge Family/Gameroom/Bar Combo Area Inside, as well as an additional Oversized Patio with Kitchen and Upstairs Deck, also has Two Detached Bar/Buffet areas. Great for Entertaining. Two Car Garage has a Mechanic’s Pit. This Wonderful Property has Great Views and can be Horse Property. L#805306. $438,000.

Christine

TELLES

(575) 644-8772 Irina@Solutions4URealty.com

2917 Cheyenne • $379,500

(575) 521-1000

(575) 650-4121 www.ChristineTelles.com

3050 Chippewa Summit $239,500 4BR, 2BA

3077 Featherstone $262,500 3BR, 2BA Spectacular Sunsets from your back deck!! Overlooking your constant depth 12x30 in-ground pool. 4 bedrooms, 3 full baths with tile floors and granite counters in the kitchen and all 3 baths. Lots of wooden beams in great room. Seperate formal dining flows to Great room making this the perfect house for entertaining. Smart wired for your electronics needs and pride of ownership shows. A short climb to your viewing deck enhancees the valley views available from the back yard and adds a great view of the Organ Mountains. You really gotta see it!

www.LynHastonLasCrucesRealty.com

Sales & Rentals Available

Lyn Haston (575) 993-6398 (575) 522-4235

Ask Me How To Save an Extra 1% on *Some These Homes* Restrictions Apply, Call for Full Details