July 2012 RHA Newsletter

Page 1

2012

JULY 2012

Page 1

THE RENTAL HOUSING ASSOCIATION

JULY

of Greater Portland Oregon Apartment Association, Inc. WWW.RHAGP.ORG

UPDATE INDEX RHAGP Dinner Meeting

3&6

Upcoming Events

4

President’s Message

5

Dear Maintenance Men Annual Picnic

7-8 9 Senator Bruce Starr

Death Tax

10-11

Preferred Service Guide

12-14

RHAGP Classes

15

Don’t Become a Car Prowl Victim 16 Social Security #

16

Ban of Rodenticides

20

Why Are You a Landlord

Dboejebuft!gps!Mbcps! Dpnnjttjpofs! up!tqfbl!bu!Kvmz!Ejoofs! Nffujoh Wednesday July 18th , 2012 at Red Lion Inn

18-20

Laundry Room Burglaries

21

Fire Safety

22

Labor Commissioner Brad Avakian

Convention Center SEE PAGE 3 FOR DETAILS

Coming Soon- the RHA’s Annual Picnic SEE PAGE 9 for more details. www.RHAGP.org


RHAGP UPDATE

Page 2

RHAGP COLOR AD AVAILABLE ! MAKE THIS SPACE YOURS! ARE YOU LOOKING TO GET THE WORD OUT ABOUT YOUR BUSINESS? DO YOU OFFER A SERVICE THAT WOULD BENEFIT LANDLORDS? ADVERTISE IN RHA’S MONTHLY NEWSLETTER THE UPDATE! THE UPDATE REACHES OVER 1,600 LANDLORDS THROUGHOUT THE GREATER PORTLAND AREA, AND IS ALSO SEEN ONLINE AT RHAGP.ORG

Contact Alita at 503/254-4723 for more advertising information

RHAGP COLOR AD AVAILABLE ! MAKE THIS SPACE YOURS! ARE YOU LOOKING TO GET THE WORD OUT ABOUT YOUR BUSINESS? DO YOU OFFER A SERVICE THAT WOULD BENEFIT LANDLORDS? ADVERTISE IN RHA’S MONTHLY NEWSLETTER THE UPDATE! THE UPDATE REACHES OVER 1,600 LANDLORDS THROUGHOUT THE GREATER PORTLAND AREA, AND IS ALSO SEEN ONLINE AT RHAGP.ORG

Contact Alita at 503/254-4723 for more advertising information


JULY 2012

Page 3

RHAGP

Wednesday, July 18th 6pm

DINNER MEETING

WHEN

SPEAKERS

Red Lion Inn Convention Center 1020 NE Grand Ave. Portland, OR 97232

WHERE

5:15 p.m. Membership Orientation Meeting and Doors open ++++Door Prizes and Money Pot++++

J U LY D I N N E R M E E T I N G SPEAKERS BRUCE STARR & BRAD AVAKIAN, CANDIDATES FOR OREGON LABOR COMMISSIONER SEE PAGE 6 FOR MORE DETAILS

ORIENTATION If you are a new member, or just want to learn more about RHAGP, you should attend our orientation at 5:15pm before every dinner meeting. Meet board members who will discuss the numerous benefits attributed to being a part of our landlord advocacy group.

DIRECTIONS Affiliate Speaker- JR Johnson Inc., Katrin Arp 5:30pm- Ask the Expert Mr. Appliance of Portland Brian Morse

Tropical Sunset Dinner Buffet $26.00

Macaroni Salad

Stir Fried Vegetables

Fresh Tropical Fruit Salad Teriyaki Chicken

Macadamia Coconut Cake Hawaiian Fruit Punch

Steamed White Rice

Coffee, Tea Decaf or Iced Tea

Red Lion Inn Convention Center 1020 NE Grand Ave. Portland, OR 97232 FROM EAST PORTLAND- Intersection of I-205 and I-84 take I-84 WEST to EXIT 1 toward Lloyd Center. Keep left at the fork, follow signs for CONVENTION CENTER/ROSE QUARTER and merge onto NE 16TH DR. Continue onto NE LLOYD BLVD. Turn right onto NE GRAND AVE. RED LION will be on the left. FROM I-5 Take EXIT 300 for I-84 EAST toward PORTLAND AIRPORT/ THE DALLES. Keep right at the fork, follow signs for OMSI/CENTRAL EASTSIDE INDUSTRIAL DISTRICT and merge onto SE YAMHILL ST. Turn right onto SE MARTIN LUTHER KING JR BLVD. Turn left onto SE SALMON ST. Take the 1ST left onto SE GRAND AVE destination will be on the left.

Please call 503/254-4723 for reservations. Reservations for dinner must be made by Monday July 16, 2012. If you register for dinner and cannot attend, you must cancel by Tuesday July 17th, or you will be charged a $5.00 no show fee. www.RHAGP.org


RHAGP UPDATE

Page 4 Scan QR Code on Smartphone for Online Events Info.

UPCOMING EVENTS

JULY 2012 Su 1 8 15 22 29

M 2 9 16 23 30

Tu 3 10 17 24 31

W 4 11 18 25

Th 5 12 19 26

AUGUST 2012 F 6 13 20 27

Sa 7 14 21 28

Su

M

Tu

5 12 19 26

6 13 20 27

7 14 21 28

W 1 8 15 22 29

Th 2 9 16 23 30

F 3 10 17 24 31

Sa 4 11 18 25

Date

Event

Location

Time

Notes

7/4

OFFICE CLOSED

RHA OFFICE

9-5

In Observance of Independence Day

7/10

RHA Office

11am

Reserve by 7/09/2012, 5 people need to register for there to be a class.

RHA Office RHA Office

5pm 6:30pm See Page 15 for more details.

WebEx

11am

See Page 15 for more details.

Red Lion WebEx

6pm 7pm

See Page 3 for more details. See Page 15 for more details.

WebEx

7pm

7/31

*Online Tenant Screening Class Board Meeting Identifying Water Intrusion Problems Class Understanding Your Decision Point Report Dinner Meeting Understanding Your Decision Point Report *Online Tenant Screening Class Commercial Lending Class

Date

Event

Location

Time

8/8 8/9 8/14

Board Meeting Commercial Lending Class *Online Tenant Screening Class Annual Picinic Identifying Water Intrusion Problems Class *Online Tenant Screening Class

RHA Office RHA Office RHA Office

5pm 6:30pm See August Update for details. 11am Reserve by 8/13/2012, 5 people need to register for there to be a class. See Page 9 for more details. 6:30pm See August Update for details.

7/11 7/12 7/13 7/18 7/19 7/24

8/15 8/28 8/28

Standard TV & Appliance

Oaks Park Standard TV & Appliance WebEx

Reserve by 7/23/2012, 5 people need to register for there to be a class. 6:30pm See Page 15 for more details.

7pm

Notes

Reserve by 8/27/12, 5 people need to register for there to be a class.

* Registration is required, please call the RHAGP office for details 503-254-4723

Other Events: July 23rd, 10 a.m. - Kiwanis Doernbecher Golf Tournament To register: www.kdccp.org/19.html Persimmon Country Club - Call Dave Edwards for more info 503-761-3558


JULY 2012

PRESIDENT’S MESSAGE By Phil Owen, RHAGP President

I received an email from Commissioner Nick Fish today (6/12/2012) regarding fair housing. Included was a link to the Fair Housing Council of Oregon report which has been shown to be false and misleading. Yet it is still being used as the basis for the City of Portland’s low income policies. Why should they let facts get in the way of implementing the program they want? Smoke detectors and batteries One of our members was written up by the fire marshal for having smoke detectors that did not have the proper batteries. I thought this might be a good time to clear this up for the rest of us. The fire inspector quoted 907.2.11 and 479.250 and 479.300 as all stating the battery requirement. I could not find ORS 907.2.11 so I will let that go. The following information is from the OregonLaws.org website. State Legislature many years ago required ionization smoke alarms/detectors sold and installed in the state of Oregon be equipped with a ten year battery. 479.250¹ Definitions for ORS 479.250 to 479.305 479.300 prohibits tampering with a smoke detector which includes removing working batteries: Removing or tampering with smoke alarm or smoke detector prohibited. No person shall remove or tamper with a properly functioning smoke alarm or smoke detector installed in conformance with ORS 479.250 479.270 instructions: Owner of rental dwelling unit to supply, install and maintain smoke alarm or smoke detector for testing to be provided. (1) The owner of any rental dwelling unit or the owners authorized agent shall be responsible for supplying, installing and maintaining the required smoke alarms or smoke detectors and shall provide a written notice containing instructions for testing of the devices. The notice shall be given to the tenant at the time the tenant first takes possession of the premises. (2) The duty of the owner or authorized agent of the owner to maintain the required smoke alarms or smoke detectors, including providing working batteries, arises only: (a) Prior to the beginning of every new tenancy when the tenant first takes possession of the premises; and (b) During the tenancy upon written notice from the tenant of any deficiency, not including replacing dead batteries, as provided in ORS 479.275 (Tenant of rental dwelling unit to test smoke alarm or smoke detector and replace dead batteries). (3) Supplying and maintaining a smoke alarm or smoke detector under ORS 479.250 (Definitions for ORS 479.250 to 479.305) to 479.305 (Smoking policy disclosure) shall be considered a habitable condition under ORS 90.320 (Landlord to maintain premises in habitable condition. 479.275 makes the tenant responsible for replacing

dead batteries during the tenancy. Tenant of rental dwelling unit to test smoke alarm or smoke detector and replace dead batteries. It shall be the responsibility of the tenant of any rental dwelling unit to perform such tests on the smoke alarms or smoke detectors located in a part of the dwelling unit that the tenant is entitled to occupy to the exclusion of others as are recommended by the manufacturer’s instructions and immediately notify, in writing, the owner or authorized agent of any deficiencies. Testing intervals shall not exceed six months. It shall also be the responsibility of the tenant during the tenancy to replace any dead batteries, as needed. 479.297¹ Ionization smoke alarms • required equipment (1) All ionization smoke alarms sold in this state that are solely battery-operated shall be packaged with a 10-year battery. (2) All ionization smoke alarms sold in this state shall include a hush mechanism that allows a person to temporarily disengage the alarm for a period of not more than 15 minutes. I was told that The City of Portland Housing Inspectors don't check for the type of battery if the alarm is working. If the alarm is not working or missing, then our violation macro states that the alarm needs to be equipped with the required 10 year battery. The violation of Title 29, the City's Property Maintenance Code is sent to and is the responsibility of the property owner to repair. The landlord can exercise their rights under Landlord/Tenant law by enforcing the rental/ lease agreement if it's the responsibility of the tenant to maintain.

As I read this- remember I am not an attorney and I don’t play one on TV- a smoke alarm can’t be sold without a 10 year battery. It is the landlord’s responsibility to have the proper smoke alarms in the required areas of the apartment (each floor common aria and each bedroom). It is the tenants responsibility to test and maintain the detectors. I have a policy for my properties that I inventory 9 volt lithium batteries and will give them to any tenant that asks. With the number of these batteries that are sold, the price has come down from around $15.00 when I first started buying them to $6.59 each. This way I am sure I have done as much as I can to conform to the law and in the best interest of my property and tenants. I hope this helps. As members of the Rental Housing Association of Greater Portland we are working together to inform and educate landlords so they can be more profitable. Check our web site for a list of classes. www.rhagp.org.

www.RHAGP.org

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RHAGP UPDATE

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Candidates for Oregon Labor Commissioner to Speak at the July Dinner Meeting When: Wednesday July 18. 2012

Where: Red Lion Inn 1020 NE Grand Ave Portland, OR 97232

Price: $26.00 per person. Call (503) 254-4723 for Reservations or www.Rhagp.org

Agenda: 6:00pm Meeting Starts

BRAD AVAKIAN Brad is Oregon’s current leader of the Bureau of Labor and Industries. Appointed the Commissioner in 2008. Mr. Avakian is now seeking election. Raised in Washington County, Brad is a product of Oregon’s public schools. He graduated from Oregon State University in 1984 with a BS in Psychology and Lewis and Class Law School in 1990 with a JD. Brad worked his way through law school by helping to create the local YMCA’s Juvenile Restitution Program, which mentored troubled youth and put them to work repaying the victims of their crimes. For the next fifteen years, Brad dedicated his life to representing middle class families. As a civil rights attorney, Brad fought for fair wages, good working conditions and the right to organize and bargain. He also co-founded the Oregon League of conservation Voter’s Washington County Chapter and was appointed by Governor Barbara Roberts to lead the State Board of Psychologist Examiners. Dedicated to a diverse work force, Brad served as Honorary Chair fo the Oregon Business Leadership Network. During his time in the Oregon Legislature (2003-2008), Brad continued making middle class families his top priority. The Oregon AFL-CIO named him a “Working Families Champion” and gave him a Gold Medal for Leadership. SEIU Local 503 honored Brad for his work to ensure families have access to quality health care. Since 2008, he has worked to take his fight for the middle class to the next level by focusing on apprenticeship training and workforce developement. As Commissioner of Labor and Industries, he has teamed up with both business and labor to protect the rights and wages of workers on the job and ensure that people are trained for the high-wage, high-demand jobs of the future. He has worked hard during his tenure to strengthen civil rights enforcement, stop wage therft, and bring career and technical education back to our middle and high schools.

BRUCE STARR Bruce is currently a State Senator from Washington County. Bruce is a small businessman who cares about Oregon and it’s future as one of the best places to live and raise a family. Bruce is running for Labor Commissioner to help turn Oregon’s economy around. With an unemployment rate that continues to be higher than the national average, ORegon workers deserve the most important economic right: a job. The Bureau of Labor and Industries’ mission is to protect employment rights, advance employment opportunities, and protect access to housing and public accommodations free from discrimination. A strong effective Labor Commissioner can streamline the process that ensures workers are protected while making it easier for businesses to grow and create new jobs. Bruce is a native of Hillsboro Oregon and a graduate of Portland State University. After graduating from PSU, Bruce stated his own construction company focused on residential and commercial roofing and repair. His experience as a small business owner gave him a first-hand look at the challenges of growing a business and creating jobs. Its this kind of experience that Oregonians need in a Labor Commissioner-real life experience signing both sides of a paycheck. In 2002, Bruce joined the Portland Business Alliance, Portland’s chamber of commerce. He focused on business development with an emphasis on international trade and from there started a new company. Cutting Edge NW, representing companies navigating the complex regulatory and tax codes at the state and federal level. Bruce believes small businesses today should be focused on meeting their payroll, growing their business, and creating more jobs-not government. Since 1999, Bruce has served in the Oregon state legislature, in both the House and Senate. His priorities have reflected the needs of a rapidly growing region including education reform, transportation investment, and economic development incentives. He has been a leader on issues impacting the state’s economy and has focused on ways to make it easier for small businesses to grow and thrive.


JULY 2012

Page 7

DEAR MAINTENANCE MEN: By Jerry L’Ecuyer & Frank Alvarez

Dear Maintenance Men The property I own is older and the bathtubs are in terrible condition. I don't want to replace with steel tubs, preferring cast iron. However, my plumber recommends the new composite tubs. What are the pros and cons for each type of tub and what do you recommend. Mike Dear Mike: When it comes to bathtubs, you have a choice of materials. A cast iron/enamel tub is the granddaddy of them all and is the tub all other bathtubs are judged against. The cons to a cast iron bathtub are weight & cost. The most popular tub for an income property is the steel/enamel tub. They are very economical, lightweight and hold-up well to abuse. The cons to steel bathtubs are that they feel and sound cheap. The composite tub your plumber is recommending is a combination of the cast iron tub and the steel tub. The composite tub is a steel/enamel tub incased in a thick synthetic coating. The tub is lightweight and economical like a steel tub, however it feels and sounds like a robust cast iron bathtub and has the added advantage of insulation. The water stays hotter longer. Other tub materials to consider are acrylic and fiberglass. Both are lightweight and economical, however they do not hold up to abuse as well as the steel, cast iron or composite bathtubs. The composite bathtub is a good route for you to take; your plumber has given you a good recommendation. Dear Maintenance Men: I am not happy with the company that services the fire extinguishers at our apartment complex. They go through the routine of inspecting the fire extinguishers and occasionally refilling some, replacing others and re-dating the tags. The service charge is almost the same as buying a new fire extinguisher from a home improvement center. I do not think I am getting my money’s worth. I am considering having my onsite maintenance staff maintain the extinguisher from now on. Is this a good idea or am I missing something here? Steve

Dear Steve: We understand your frustration with a company that “appears” to not be doing their job. From your description, the fire extinguisher service company is doing exactly what it is contracted to do. We DO NOT recommend that you use your on site maintenance staff to service the fire extinguishers for a number of reasons. The number one reason is LIABILITY. Any fire protection service company contracted to maintain your fire extinguishers is licensed and insured and they are trained, certified and knowledgeable with the laws. If you were unhappy with their work style or ethic, we would recommend that you shop around for another fire extinguisher company. Have the prospective service provider explain their procedures and provide you with copies of their licenses, certifications and insurance. Dear Maintenance Men: I am a do it yourself at heart! However, I sometimes start a job and quickly find that I may be in over my head. I like the idea of saving money by doing my own repairs, not to mention the satisfaction of job well done. I have concluded that I need a guideline as to when I should hand it over to the professional and when it is OK for me to tackle the job. Allen Dear Allen: We are big fans of do-it-yourself jobs. A guideline we like to use for do-it-yourself projects is most jobs within the living space are fair game. However, when the problem goes to the other side of the wall, such as mainline back-ups or when heavy equipment is needed to effect repairs; it is best to seek the trained professional. Top of the list would be life and limb issues. 1: Gas wall and forced air heaters pose the greatest threat to a DIY person. Improper heating systems repairs can cause carbon monoxide to leak into the living space, which can lead to the death of those living inside. Depending on your area, most gas utility companies will send a representative to inspect your heating system free. Because of carbon monoxide, gas leaks and fire dangers; repairs to the heating system should be left to the pros. Continued on page 8

www.RHAGP.org


Page 8 Continued from page 7

RHAGP UPDATE

2: A clogged plumbing pipe is high on the list of dangers. A mainline power snake machine can maim or kill in untrained hands. Not to mention the cost of retrieving a broken snake cable fifty feet down your main drain line. It takes a lot of experience to determine the difference between a snake cable pushing its way through a clog and a snake cable binding up and about to break in the pipe and tangling up your arm in the process. 3: Weight bearing structural repairs should be left to the professionals. 4: Electrical repairs involving the breaker box or maybe even ground fault interrupter switches should be done by a trained pro. 5: Because of the liabilities involved with chemicals; pest control should be left to the licensed companies involved in that type of work. This is a short list, but if you keep in mind that “life or limb” issues should be delegated to the professional, you will be OK. Water Trivia: About 1,460 teratonnes (Tt) of water

covers 71% of the Earth's surface, mostly in oceans and other large water bodies, with 1.6% of water below ground in aquifers and 0.001% in the air as vapor, clouds. … And one single gallon overflowing from a dirty clogged toilet can feel like all the water in the world!! Note: If you would like to see your maintenance question in the “Dear Maintenance Men:” column, please send in your questions to: Questions@ BuffaloMaintenance.com Bio: Please call Buffalo Maintenance, Inc or JLE Property Management, Inc for Maintenance, consultation or management. For an appointment, call Frankie Alvarez at 714 956-8371 or Jerry L’Ecuyer at 714 778-0480. CA contractor lic: #797645, EPA Certified Renovation Company and DRE lic: 01460075. Please view our websites at www.BuffaloMaintenance.com & www.ContactJLE.com


JULY 2012

Page 9

JOIN THE FUN AT THE RHA ANNUAL FAMILY PICNIC Wednesday, August 15, 2012 at Oaks Park Area 1 in SE Portland from 3:30 to 9 p.m. Dinner 5 p.m.

$5.00

Featuring Oaks Fun Rides Delicious Food and BINGO If you plan on playing bingo, you need to bring an age appropriate prize (if it’s a child playing, bring an appropriate age prize and if an adult playing bring an adult prize, etc.)

PICNIC MENU

Golden Fried Chicken, Hot Dogs, Baked Beans, Relish Tray, Fresh Fruit, Jell-O Salad, Potato Salad, Cole Slaw, Chips, Rolls, Watermelon, Pies, Cookies, Lemonade, Ice Tea, Coffee and more! Directions

From I 5 North: Travel SOUTH on I-5. Take the Lake Oswego Exit-299a. Travel SOUTH on S.W. Macadam Ave. two miles to the Sellwood Bridge. Stay in the LEFT lane. Travel Eastbound over the Sellwood Bridge. Turn LEFT onto SE 6th. Turn LEFT on SE Spokane, go down the hill on SE Spokane and over the railroad tracks. Take the FIRST RIGHT. Follow the winding road to Oaks Park. From I 5 South: Travel NORTH on I-5, take the Terwilliger Ave Exit (Exit 297). Turn RIGHT onto Terwilliger Ave and travel to the top of the hill, turn LEFT onto SW Taylor Ferry. Travel down the hill and turn RIGHT onto Macadam Ave., Travel SOUTH on Macadam stay in the LEFT lane, turn LEFT onto the Sellwood Bridge. Turn LEFT onto 6th Ave. Turn LEFT onto SE Spokane St. Go down the hill on SE Spokane and over the railroad tracks. Take the FIRST RIGHT. Follow the winding road to Oaks Park.

Pre-Registration Appreciated!

Please mail this to RHAGP or call 503-254-4723 Name(s): Address: City:

State:

Zip:

Number of Adults & Kids over 12: Number of Kids - 12 and under: Number of limited Ride Bracelets: Total Amount mailed to RHAGP:

Phone: @ $5.00 ea @ FREE @ $10.00 ea

$ $ $

mail to: RHAGP, 10520 NE Weidler, Portland, OR 97220 Or Fax to 503-254-4821 or call 503-254-4723 www.RHAGP.org


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RHAGP UPDATE

Death Tax Phase-Out Common Sense for Oregon is trying to get an initiative on the November 2012 ballot that would phase out the Oregon estate tax (death tax). We feel our members would be affected by this more than most citizens. Oregon currently has an estate tax of 10%-16% with an exemption of $1 million. We are one of only three states west of the Mississippi to still have a death tax; the other two are Washington (with a $2 million exemption) and Hawaii (with a $3.6 million exemption). The initiative that we are working on is Initiative Petition 15, the Death Tax Phase-Out Act. IP 15 phases out the existing Oregon estate tax over the course of three years. It decreases the existing tax in 25% increments each year starting January 1, 2013, until January 1, 2016, when the tax would be eliminated, and death taxes by any unit of government would be prohibited. In addition, the initiative forbids any new tax on any property transfer among living family members. It phases out the capital gains tax on property sales within a family on the same schedule as the phase out of the death tax. This creates two safe harbors. One prohibits any estate or inheritance tax by any unit of government in Oregon; the existing tax is phased out over three years, and then it is prohibited. This allows families to do whatever they want with their estates. The second safe harbor is for property transfers among living family members. Any property transfer within a family cannot be subjected to any new tax, and the existing tax (the capital gains tax on property sales) is phased out. So, as of January 1, 2016, families can do whatever they want to transfer their property without having to pay state or local taxes. For your convenience, I have included the ballot title, text of the measure, Fact Sheet, additional summary information and an economic report. The report shows that the elimination of this tax could result in creation of between 31,000 and 44,500 jobs in Oregon over a 5 year period.

We are currently in the signature gathering phase for this initiative. We are required to collect 87,213 verified signatures by July 6th to get this initiative on the November 2012 ballot. We now have three and a half weeks to finish collecting signatures. In order to reach this goal, we are looking to organizations for support. Oregon Death Tax Phase-Out Initiative •

Former Oregon Governor Vic Atiyeh is Honorary Chairman of this project.

Citizen Initiative for November 2012 ballot.

Phases out Oregon Death (estate) taxes from January 1, 2013, for three years. Tax eliminated fully as of January 1, 2016

Prohibits any state or local estate tax.

Current tax, on estate over $1 million value, ranges from 10 % to 16%. This is separate from the federal tax.

We have polled voters, statewide, six times: voters favor repeal by a wide margin.

In 2001, all 50 states had estate/ inheritance taxes. Since then 29 states have repealed them, and Indiana recently voted to phase out its tax.

Less than 1.5% of General Fund revenue comes from estate taxes.

The estate tax harms family-owned businesses, especially those with land, buildings, and major equipment.

The estate tax makes Oregon noncompetitive for jobs: only three states west of the Mississippi still have an estate tax (Oregon, Washington, and Hawaii).

We are now circulating petitions for signatures.

We need: contributions; volunteer help with circulating petitions; Continued on page 11


Continued from page 10

JULY 2012

Page 11

property, or any interest therein, from one family member to another family member, where the family relationship between the transferor and the transferee is within the third degree of consanguinity.

and endorsements from organizations. For more information on this project, contact Kevin Mannix at kevin@mannixlawfirm.com or at 503.364.1913. Or, contact Megan Chuinard at megan@endoregondeathtax.com or at 503.267.8578.

Section 5. For purposes of this Act, “property” includes, but is not limited to, real property, personal property, and intangible property.

To download your own e-petition go to Endoregondeathtax.com Here is the wording: The People enact the following statute: Section 1. This Act shall be known as the Death Tax Phase-Out Act. Section 2. Except as provided in sections 3 and 6 of this 2012 Act, neither the State of Oregon nor any other unit of government in Oregon shall impose a Death Tax. Section 3. The Death Tax system in place at the time of passage of this Act shall remain in place but shall be phased out. The phase-out shall be based on the amount of tax collectible as of the date of passage of this Act; the amount collectible during the phase-out shall be a reduced percentage of the tax amount collectible just before passage of this Act. The reduced percentage shall apply as to the year in which a person dies. a. 75% of the prior tax shall be collectible as to a person who dies in calendar year 2013. b. 50% of the prior tax shall be collectible as to a person who dies in calendar year 2014. c. 25% of the prior tax shall be collectible as to a person who dies in calendar year 2015. d. 0% of the prior tax shall be collectible as to a person who dies on or after January 1, 2016.

Section 6. This Act does not prohibit the state from collecting income taxes payable by an estate while the estate is administered. Section 7. This Act does not prohibit the state from cooperating in the processing and collection of Death Taxes imposed by another state or territory of the United States as to a person who, at the time of the person’s death, may be subject to Death Taxes in such other state or territory. This Act does not prohibit the state from cooperating in the processing and collection of Death Taxes imposed by the federal government. Section 8. This Act does not prohibit the imposition of fees as to transactions which may occur following the death of a person, such as fees for processing death certificates or for probate proceedings, provided that the fees do not exceed the cost of the goods or services provided as a result of the death of the person. Section 9. This Act supersedes any Oregon law which imposes any form of Death Tax. Any Death Tax due, under any Oregon law in existence prior to the effective date of this Act, as to a person who died before this Act became effective, remains collectible under the terms of such preexisting law. Section 10. This Act is effective January 1, 2013.

Section 4. A Death Tax is: a. Any tax imposed on the estate of any decedent, or b. Any inheritance tax, or c. Any tax imposed on the transfer of property, or any interest therein, to any person, where the transfer is a result of the death of a person, or d. Any tax imposed on the transfer of www.RHAGP.org


RHAGP UPDATE

Page 12

Preferred Service Guide Dual and Affiliate members support the interest of rental housing through their membership in RHA. ACCOUNTING / BOOKKEEPING Balancing Point, Inc. Sandy Buhite-Landis P.503-659-8803, C.503-504-9466 12500 SE Oatfield Rd, Milwaukie, 97222 melandsandyl@hotmail.com

Cheryl C. Delozier, CPA 503-239-0111 Charlie Rogers & Vicki Martin Tax & Accounting Service charlie@cdelozier.com

Northwood Business Svcs Jon Moon, P.503-297-2610 OBTP #B01422 LTC 5177 Accounting/Tax Services northwoodtax@comcast.net

Portland Tax Company P.503-258-0700, F.503-256-1527 Full Service Tax and Accounting portlandrose@comcast.net

ADVERTISING / MARKETING The Landlord Times P.503-221-1260 News for Property Managers and Owners www.thelandlordtimes.com

The Oregonian Publishing David Sandvig, P.503-221-8417 1320 SW Broadway, Portland 97201 dsandvig@oregonian.com

APPLIANCE-RENT,SERVICE,LEASE Azuma Leasing BJ Rosow, P.800-707-1188 P.512-236-9000, F.512-239-9009 2905 San Gabriel St #218 Austin, TX 78705

Mac-Gray Corporation Formerly Web Laundry Company Karen Anthony P-503-330-9628

Mr. Appliance of PDX, CCB#190613 P.503-658-5204 25% Labor for RHAGP Members Any Problem, Any Brand, Any Time

APPLIANCE-SALES ONLY G&C Distributing Company Tony Kavanagh, P.503-288-0221 5010 NE Oregon St, Portland 97213

Standard TV & Appliance Joe Mosee & Cathy Mosee P.503-619-0500, C.503-888-6927 3600 SW Hall Blvd, Beaverton 97005

APPLICANT SCREENING National Tenant Network Marcia Gohman P.503-635-1118, F.503-635-9392 PO Box 21027, Keizer 97303 www.ntnonline.com

Prospective Renters Verification Service Charlie Kamerman P.503-655-0888, F.503-655-0900

Let the advertiser know that you received their contact information through the Rental Housing Association of Greater Portland RHAGP P.503-254-4723, F.503-254-4821 Fast, affordable tenant screening www.rhagp.org

TrueSource Screening, LLC David Mustard P.888-546-3588, F.888-546-3588 www.truesourcescreening.com

Tenant Check LLC Brent Vaughters P.360-574-3924, F.360-397-0196 www.aptcheck.com

ASPHALT PAVING Hal’s Construction, Inc. CCB# 34434 Brian King, P.503-656-4999 20666 S HWY 213, Oregon City 97045 www.halsconstruction.com halspave@easystreet.net

ASSOCIATIONS Metro Area Smoke Free Housing Project P.503-718-6145 www.smokefreeoregon.com

ATTORNEYS Bittner & Hahs, P.C. Andy Hahs, P.503-228-5626 4949 SW Meadows Rd #260 Lake Oswego 97035

Broer & Passannante, P.S. Mark G Passannante, P.503-294-0910 1211 SW Fifth #2330, Portland 97204

Jeffrey S. Bennett Jeff Bennett, P.503-255-8795 850 NE 122nd Ave, Portland 97230 Protecting landlords’ rights in Oregon for over a decade.

Law Offices of Richard Schneider, LLC P.503-241-1215, www.rbsllc.com 2455 NW Marshall St #11, Portland 97210 Business formation ~ LLCs

Scott A.McKeown, P.C. Scott McKeown, P.503-224-1937 8700 SW 26th Ave, STE. S, Portland 97219 scottmckeown@comcast.net

Timothy Murphy, Attorney at Law Always representing ONLY landlords Tim Murphy P. 503-550-4894 522 SW 5th Ave, #812, Portland 97204

BLIND CLEANING Alpenglow Window Treatment Co. Paul Kuzmenko P: 503887-8630 paulkuzmenko10@gmail.com Featuring Ultrasonic Blind Cleaning

BASEMENT WATERPROOFING John’s Waterproofing, CCB# 15830 Crawlspace Waterproofing P. 503-233-0825 Fully Staffed www.johnswaterproofing.com

CARPENTRY & REPAIRS Eaton General Construction, CCB# 154142 P.503-539-0811 Full Service General Contractor www.eatongeneral.com

G&G Construction Inc., CCB# 162743 P.503-826-9404 Maintenance & Painting Specialists miesner@comcast.net

CARPET CLEANING Apple Cleaning Co. Order & Quotes for Carpet Steam Cleaning Apartment, House & Office Cleaning Call 503-380-5298/rolandhreed@msn.com

Dura Clean Carpet Cleaning Upholstery, Pet odor removal, Flood Service P.503-914-8785 F.503-372-9163 www.duracleanllc.com dura-clean@comcast.net

O’Meara Carpet Cleaning 503-538-1983, 503-620-5005 Cleaning, Pet Odor Removal, Flood Damage www.omearacarpetcleaning.com

CARPET SALES Contract Furnishings Mart Ross Williams P.503-230-1250, 800-275-6722 915 NE Sandy Blvd, Portland 97214 Patrick VonPegert P.503-542-8900, 800-935-1250 14160 SW 72nd Ave #110, Tigard 97224 Roger Harms P.503-656-5277, 877-656-5232 15140 SE 82nd Dr, Clackamas 97015 info@cfmfloors.com Pat Hockman P.360-896-6150, 800-267-6150 11013 NE 39th St, Vancouver WA 98682

The Floor Store Ted Stapleton, P.503-408-6488 5628 SE Woodstock Blvd Portland 97206 ted@floorstoreportland.com

CLEANING / CLEAN UP All Surface Cleaning Co., CCB# 155380 Adam Zumwalt, P.503-781-3611 Exterior surface clean & restore www.allsurfacecleaning.com

COLLECTION AGENCIES Anderson & Associates Credit Svcs, LLC P.503-293-5400, F.503-813-2159 PO Box 230286, Portland 97281 andersoncollectionagency@gmail.com

COMMUNICATIONS Comcast Business Services Dave Dronkowski, P.503-957-4186 Telephone, Internet and Cable TV services david_dronkowski@cablecomcast.com

CONCRETE Hal’s Construction, Inc. CCB# 34434 Brian King, P.503-656-4999 20666 S HWY 213, Oregon City 97045 www.halsconstruction.com halspave@easystreet.net

DOORS Goose Hollow Window Co., Inc. Mary D. Mann P.503-620-0898 marymann@goosehwc.com CCB#53631 goosehwc.com Energy Trust Trade Ally

ELECTRIC DeKorte Electric, Inc. CCB#159954 P.503-288-2211 5331 SW Macadam #258-113, Portland 97239

Portland General Electric Anne Snyder-Grassmann, P.503-464-7534

Rental Housing Maint. Svcs. CCB#163427 Gary Indra, P.503-678-2136 Fully Licensed to do it all garyindra@rentalrepairs.com

While the Rental Housing Association accepts advertising at face value, it cannot endorse the advertiser or otherwise guarantee the quality of the products or services being advertised. Such guarantees, written or implied, are solely the responsibility of the advertiser.

ENERGY CONSERVATION EcoTech LLC P.503-493-1040 info@ecotechllc.com www.ecotechllc.com

ESTATE PLANNING Law Offices of Richard Schneider, LLC P.503-241-1215, www.rbsllc.com 2455 NW Marshall St #11, Portland 97210

EVICTIONS Action Services Wally Lemke, P.503-244-1226 PO Box 69621, Portland 97239 Your eviction & process service specialists

Barrister Support Service P.503-246-8934 Evictions, 1st appearances, process serving www.barristersupport.com

Landlord Solutions P.503-242-2312, F.503-242-1881 PO Box 7087, Portland 97007 Online evictions & first appearances www.landlord-solutions.com

Portland Pioneer Properties P.503-238-2560, F.503-232-0187 Full Prop. Management Service LIN# 200201113, CCB# 144531

1031 EXCHANGES/REITS TENANCY IN COMMON Peregrine Private Capital Corp. P.503-241-4949 5000 Meadows Road, # 230 Lake Oswego 97035 rs@peregrineprivatecapital.com

FINANCIAL SERVICES American Commercial Mortgage Network Al Williams, P.206-264-1325 1366 91st Ave NE, Clyde Hill, WA 98004

Associated Mortgage Group, Inc. Sandi Swinford 503-781-0092 sandi@associated mortgage.com Licensed Mortgage Broker, NMLS 89930

Chase Commercial Term Lending Tom Barbour, P.503-598-3657 Steve Mozinski, P.503-598-3661 steve.mozinski@chase.com

Commercial Lending Group, Inc. Trevor T. Calton, P.503-704-4999 Professor of Real Estate Finance, PSU Commercial/Multifamily Mortgage Broker

RH Financial Services Inc. Robert Hogg, P.503-781-4181 1944 NE 45th Ave, Portland 97213 roberth@rhfinancial.net

Wells Fargo Home Mortgage Ron Eiseman, P.503-886-1497 1300 SW Fifth Ave. STE 950, Portland 97201 ronald.c.eiseman@wellsfargo.com

FIRE / WATER DAMAGE RESTORATION Cooper Construction, CCB#08587 P.503-232-3121, Since 1950 2305 SE 9th Ave, Portland 97214 www.fire-water-restoration.com

Horizon Restoration, CCB#160672 John Pedden P.503-620-2215, F.503-624-0523 7235 SW Bonita Rd, Portland 97224

J.R. Johnson Inc., CCB#102676 P.503-240-3388, 24/7 Response Catastrophe Restoration Specialists www.jrjohnsoninc.com


JULY 2012

Page 13

Let the advertiser know that you received their contact information through the Rental Housing Association of Greater Portland FIRE SAFETY Tualatin Valley Fire & Rescue Eric T McMullen, P.503-612-7000 7401 SW Washo Ct, STE 101, Tualatin 97062 eric.mcmullen@tvfr.com

FLOOR COVERING Contract Furnishings Mart Ross Williams P.503-230-1250, 800-275-6722 915 NE Sandy Blvd, Portland 97214 Patrick VonPegert P.503-542-8900, 800-935-1250 14160 SW 72nd Ave #110, Tigard 97224 Roger Harms P.503-656-5277, 877-656-5232 15140 SE 82nd Dr, Clackamas 97015 info@cfmfloors.com Pat Hockman P.360-896-6150, 800-267-6150 11013 NE 39th St, Vancouver WA 98682 Refinishing & Laminate flooring

Eaton General Construction, CCB# 154142 P.503-539-0811 All Types of Floor Covering www.eatongeneral.com

J & B Hardwood Floors, Inc. Jim Cripps, P.503-519-4920 jandbhardwoodfloors@gmail.com

Rental Housing Maint. Svcs. CCB# 163427 Gary Indra, P.503-678-2136 Vinyl, VCT, ceramic, hardwood installs

The Floor Store Ted Stapleton, P.503-408-6488 5628 SE Woodstock Blvd Portland 97206 ted@floorstoreportland.com

FORMS RHAGP P.503-254-4723, F.503-254-4821 Court-tested, up-to-date rental forms www.rhagp.org

FURNITURE Express Contract Services Sean Filzen, P971-678-6691 www.EFRCONTRACT.com Because furnished units rent higher

HANDYMAN Bluestone & Hockley Real Estate Services Chuck Hodges, P.503-222-3800 9320 SW Barbur Blvd STE300, Ptld 97219 maint@bluestonehockley.com

Eaton General Construction, CCB# 154142 P.503-539-0811 Full Service General Contractor www.eatongeneral.com

G&G Construction Inc., CCB# 162743 P.503-826-9404 Maintenance & Painting Specialists miesner@comcast.net

Rental Housing Maint. Svcs. CCB# 163427 Gary Indra, P.503-678-2136 Fully licensed to do it all garyindra@rentalrepairs.com

Wieder Works, CCB#164323 Darren J Wiederhold, C.503-260-2133 Maintenance, Repair, Replacement www.wiederworks.com

HAULING Junk Away Hauling CCB# 177966 P.503-517-9027 Licensed, bonded, insured, trash outs jcdoud@msn.com

HEATING & COOLING Midway Heating Co. CCB#24044 P.503-252-4003 12625 SE Sherman St, Portland 97233

Pyramid Heating & Cooling CCB# 59382 P.503-786-9522 Serving the Portland Metro area. info@pyramidheating.com

HEATING OIL TANK EcoTech LLC

MOVERS-HOUSE Emmert Development Company Terry Emmert, P.503-655-9933 11811 SE Hwy 212, Clackamas 97015

PAINT / PAINTERS Brad Poppino Painting Co. CCB# 185497 Brad Poppino P.503-659-7551,/503-957-8298 Interior / Exterior Lead Paint Certified

G&G Construction Inc, CCB# 162743

P: 503-493-1040 info@ecotechllc.com www.ecotechllc.com

P.503-826-9404 Maintenance & Painting Specialists miesner@comcast.net

HOUSING AUTHORITIES Housing Authority of Portland

Rental Housing Maint. Svcs. CCB# 163427 Gary Indra, P.503-678-2136 Professional interior & exterior painting garyindra@rentalrepairs.com

Jill Riddle, P.503-802-8565 135 SW Ash St, Portland 97204

INSULATION GOOSE HOLLOW WINDOW CO., INC. Mary D. Mann P.503-620-0898 marymann@goosehwc.com CCB#53631 goosehwc.com Energy Trust Trade Ally

Richard Hallman Painting CCB# 142467 RichardHallman, P.503-819-1210 Quality interior painting

Rodda Paint Tim Epperly, P.503-572-8191 tepperly@roddapaint.com

PEST CONTROL Frost Integrated Pest Mgmt

INSURANCE Larry Thompson Agency P.503-924-2200, F.503-924-2202 15573 SE Bangy Rd, STE 220 Lake Oswego 97035

P.503-863-0973 Residential • Commercial • Multi-Family www.frostpestfreezone.com

NW Pest Control

Robinson Financial Group Rita J. Robinson , P.503-557-4997 Group & Indiv. Health Insurance

State Farm Insurance Paul Toole, P.503-655-2206 6105 W “A” St #B, West Linn 97068

Stegmann Agency - Farmers Insurance P.503-667-7971, F.503-666-8110 202 SE 181st Ave #201, Portland 97233 lstegmann@farmersagent.com

Wolter Van Doorninck, CPCU Elliot, Powell, Baden & Baker P.503-227-1771, F.503-274-7644 8355 SW Davies Rd, Beaverton 97008

INVESTMENT SERVICES Peregrine Private Capital Corp.

Bruce Beswick, P.503-253-5325 9108 NE Sandy Blvd, Portland 97220 www.goodbyebugs.com nwpestcontrol@aol.com

Orkin Pest Control Dan Wolcott Account Manager & Inspector P-503-384-8384 dwolcott@orkin.com

PLUMBING / DRAIN CLEANING Grumpy’s Drains Portland’s #1 Drain Cleaning Service www.grumpysdrains.com 503422-9476

MJ’s Plumbing, CCB# 36338

P.503-241-4949 5000 Meadows Road, # 230 Lake Oswego 97070 rs@peregrineprivatecapital.com

LANDSCAPING J. Salinas Landscaping

Michael LeFever, P.503-261-9155 1045 NE 79, Portland 97213

ProDrain & Rooter Service, Inc. West 503-533-0430, East 503-239-3750 Drain cleaining/plumbing www.prodrainpdx.com

Rental Housing Maint. Svcs. CCB# 163427 Gary Indra, P.503-678-2136 Fully licensed to do it all garyindra@rentalrepairs.com

J. Salinas, P.503-816-1190

Oregon Tree Care P.503-929-9437 www.oregontreecare.com info@oregontreecare.com

PROPERTY MANAGERS Action Management

MASON CONTRACTORS D&R Masonry Restoration, Inc., CCB#99196 Ray Elkins, P.503-353-1650 8890 SE McLoughlin Blvd, Milwaukie97222 www.drmasonry.com

Wendi Samperi, P.503-710-0732

Alpine Property Management Tiffany Arrington, P.503-641-4620 4750 SW Washington Ave, Beaverton 97005 www.alpinepdx.com

Associated Property Management

MOLD J.R. Johnson Inc. , CCB#102676 P.503-240-3388, 24/7 Response Catastrophe Restoration Specialists www.jrjohnsoninc.com

Real Estate Roofing Service, CCB# 149575

Jane Raffety, P.503-648-2150 408 SE Baseline, Hillsboro 97123 www.associatedmgmt.com

Bluestone & Hockley Real Estate Services Cliff Hockley, P.503-222-3800 9320 SW Barbur Blvd STE300, Portland 97219

Yost Espelien, P.503-232-6653 Free Inspections, Testing & Remediation www.realestatemoldsolutions.com

www.RHAGP.org

Bridge City Properties Tony Forhan, P.503-866-8894 Serving Multn., Clackamas, Wash. counties www.bridgecitypm.com

Eagle Property Management Bill Lamberth, P.503-697-9500 williamlamberth@yahoo.com www.eaglepropertymanagementpdx.com

Fox Management, Inc.

Tressa L. Rossi, P.503-280-0241 C.503-750-8124, F.503-280-0242 1734 NE Broadway, Portland 97232 tressa@foxmanagementinc.com

The Garcia Group Ron Garcia, P.503-595-4747 5320 SW Macadam STE 100, Portland 97239 www.4-homes.com

Gateway Property Management P-503-303-8545 www.gatewaypdx.com Property Management Done Right!

Lakeside Property Management Co. Michelle Wrege, P.503-828-2283 Finding Home Owners Qualified Tenants www.lakesidepmc.com

Micro Property Management “We focus on the small details” P- 503-473-3742 jeannie@micropropertymgmt.com

Portland Pioneer Properties P.503-238-2560, F.503-232-0187 Full prop. managment service LIN#200201113, CCB# 144531

Prim & Prosperous Property Management 3PM, 503-635-8926 Patricia Turner turnerfp@yahoo.com

Rappold Property Management Troy K. Rappold, P.503-232-5990 1125 SE Madison St STE 201, Portland 97214 troy@rappoldpropertymanagement.com

University Real Estate Services, Inc. Tom Coulter, P.503-492-8668 929 NE 181st STE C, Portland 97230

Voss Property Management Richard Voss, P.503-546-7902 6110 N Lombard St, Portland 97203

RADON EcoTech LLC P: 503-493-1040 info@ecotechllc.com www.ecotechllc.com

REAL ESTATE SALES Bluestone & Hockley Real Estate Services Cliff Hockley, P.503-222-3800 9320 SW Barbur Blvd STE300, Portland 97219

Chris Anderson John L. Scott Real Estate 503-783-2442 chrisanderson@johnlscott.com

Denise L Goding Keller Williams Realty P.503-336-6378, C.503-799-2970 www.denisegoding.com

Elizabeth Carpenter LizC Real Estate Investments, LLC P.503-314-6498, F.503-698-6566 liz @ lizcrei.com, www.lizcrei.com

HFO Investment Real Estate Greg Frick, P.503-241-5541 1028 SE Water Ave, STE 270, Portland 97214 www.hfore.com


RHAGP UPDATE

Page 14

Let the advertiser know that you received their contact information through the Rental Housing Association of Greater Portland Ilse Norman Associate Advisor Sperry Van Ness Bluestone & Hockley p-503-459-4376 www.svnbluestone.com

J.L. Lutz & Company Jim Lutz P.503-297-7101, F.503-291-7851 5440 SW Westgate Dr #115, Portland 97221 info@jllutz.com

The Garcia Group Ron Garcia, P.503-595-4747 5320 SW Macadam STE 100, Portland 97239 www.4-homes.com

RESTORATION / RECONSTRUCTION Eaton General Construction, CCB# 154142 P.503-539-0811 Full Service General Contractor www.eatongeneral.com

Horizon Restoration, CCB#160672 John Pedden P.503-620-2215, F.503-624-0523 7235 SW Bonita Rd, Portland 97224

J.R. Johnson Inc., CCB#102676 P.503-240-3388, 24/7 Response Catastrophe Restoration Specialists www.jrjohnsoninc.com

Rental Housing Maint. Svcs. CCB# 163427 Gary Indra, P.503-678-2136 Fully licensed to do it all garyindra@rentalrepairs.com

ROOFING AAA Roof Service, CCB# 78618 Jack Robinson, P.503-642-5353 Shingle & Flat Roof Systems www.aaaroofservice.com

All Surface Cleaning Co., CCB# 155380 Adam Zumwalt, P.503-781-3611 Replacement, repair, cleaning www.allsurfacecleaning.com

Real Estate Roofing Service, CCB# 149575 Lynne Whitney, P.503-284-5522 Free Inspections, ReRoof and Repairs www.realestateroofing.com

SEAL COATING Hal’s Construction, Inc. CCB# 34434 Brian King, P.503-656-4999 20666 S HWY 213, Oregon City 97045 www.halsconstruction.com halspave@easystreet.net

Scan QR Code on Smartphone for Online Vendor Info.

SEISMIC RETROFITS EcoTech LLC P.503-493-1040 info@ecotechllc.com www.ecotechllc.com

SIDING J.R. Johnson Inc., CCB#102676 P.503-240-3388 General Contracting Services www.jrjohnsoninc.com

TELEPHONE Comcast Telephone, internet, Cable and TV Services Dave Dronkowski P.503-957-4186

UTILITY BILLING Minol USA 15280 Addison Rd. Suite 100 Addison, TX. 972-386-6611 minolusa.com

WATERPROOFING / CONCRETE REPAIR D&R Waterproofing, Inc. CCB# 99196 Ray Elkins, P.503-353-1650 8890 SE McLoughlin Blvd, Milwaukie97222 www.drmasonry.com

WINDOWS / STORM WINDOWS GOOSE HOLLOW WINDOW CO., INC. Mary D. Mann P.503-620-0898 marymann@goosehwc.com CCB#53631 goosehwc.com Energy Trust Trade Ally

J.R. Johnson Inc.., CCB#102676 P.503-240-3388 General Contracting Services www.jrjohnsoninc.com


JULY 2012

RHAGP CLASSES

Page 15 Scan QR Code on Smartphone for Online Event Ticket Info.

Identifying Water Intrusion Problems Class Taught by John Lombardi with John’s Waterproofing Co. Thursday July 12, 2012 from 6:30pm-8:00pm at RHA Office at 10520 NE Weidler Portland 97220 and Tuesday August 28, 2012 from 6:30pm-8:00pm at Standard TV & Appliance 3600 SW Hall Blvd. Beaverton 97005 Basements and crawlspaces leak with regularity, therefore, we will discuss new construction codes, methods of waterproofing, and proper drainage. For existing basements and crawlspaces, we will explain why they leak, problems caused from leakage and water, structure and health, problems with water vapor, and how to guarantee repair.

The RHAGP Mission The Rental Housing Association of Greater Portland is a group of rental housing owners and managers in the Portland metropolitan area who have joined together for the purposes of: • Providing information to improve the knowledge of rental owners and managers. • Enhancing the reputation of “landlords” by promoting professional practices. • Assisting local public officials on various community endeavors relating to public or private housing.

Cost is $25 for members or $35 for non-members. Register by Monday July 9th and receive a $5.00 discount on the price of class. This class will be worth 1 Continuing Education Hour.

Decision Point WebEx Class-

The Update is a monthly publication for members of The Rental Housing Association of Greater Portland. 10520 NE Weidler St, Portland, OR 97220 Phone 503-254-4723, Fax 503-254-4821 www.rhagp.org Hours: Monday through Friday 9 a.m. to 5 p.m.

Taught by Marcia Gohman with National Tenant Network Friday July 13, 2012 at 11am Thursday July 19, 2012 at 7pm This class is offered to members of the RHA only. If you have a current service agreement and do your tenant screening through the RHA and would like to learn how to read the Decision Point report with more accuracy, Editorial Staff Alita Dougherty then this is the class for you.

Cari Pierce - Graphic Designer

This is a FREE class for RHA members only. This is a WebEx class that is taken from the comfort of your own home or office computer. Call the RHA office at 503/254-4723 for more details and to reserve your spot in the class.

Publisher: The Rental Housing Association of Greater Portland

Commercial Lending Class Taught by Trevor Calton with Commercial Lending Group Tuesday July 31, 2012 from 6:30pm-8:00pm at Standard TV & Appliance 3600 SW Hall Blvd. Beaverton 97005 and Thursday August 9, 2012 from 6:30pm-8:00pm at RHA Office 10520 NE Weidler Portland 97220 Trevor Calton with Commercial Lending Group is a 15-year veteran of mortgage banking and multifamily real estate, will be talking on the following topics: • • • • •

Calculating the ROI of Refinancing-Is it worth paying that prepayment penalty? the Current Real Estate Lending Environment-”Where’s the money?” Calculating Property Values and Actual Returns- “How much am I really making?” Leveraging Properties to Reinvest-”Can I turn excess equity into cash?” Leveraging Leverage-”How a Low-Interest Assumable Loan Makes Your Property More Valuable.”

Cost is $25 for members or $35 for non-members. Register by Friday July 27th and receive a $5.00 discount on the price of class.

www.RHAGP.org

The opinions expressed in this newsletter are those of the authors and do not reflect those of the Board of Directors or the newsletter editor or committee. All advertising inquiries should be directed to Alita Dougherty or Cari Pierce at 503-254-4723. Please notify the RHA office of any address changes.


RHAGP UPDATE

Page 16

Don’t Become a Victim of a Car Prowl

Social Security Numbers

Many of us not only depend on a car, we use one on a daily basis. On any given day our car will carry our groceries, gym bags, and many other miscellaneous items. As we go about our daily lives it is easy to become relaxed about the items we leave in our cars. It seems obvious that a perpetrator would break into a car for a purse or wallet, but would you believe that an umbrella or bag of any sort could also be a cause? Unfortunately, what may not seem valuable to you could be to someone else.

Every summer we see applicants with some odd Social Security Numbers. Here's what you need to know in order to recognize a good Social Security Number from a bad one. Until recently Social Security Numbers were issued with the first three numbers indicating which state the number was issued in. For instance, SSN's issued in New York began with 050-134. This made it easier to tell where someone was coming from. Just recently they decided to change that so that new SSN's issued from May 2011 on would be issued in a more random way. That won't affect you for a long time, but it's interesting to note. See the Social Security Number allocation tables at http://www.socialsecurity.gov/employer/stateweb.htm If you get a "No Record Found" or "NA" on your DecisionPoint report it could be because the person is too young to have established credit, or too old to still have a credit file. Credit is just like anything else, if you don't use it you lose it. If you have not had any credit for an extended amount of time all of those old files, good or bad, fall off of your record. You could also get an "NA" because the person is using a fraudulent Social Security Number and there is no credit attached to it. Numbers you should watch out for are any that start with 000, 7, 8 or 9. Or numbers in order such as 123-45-6789. There are no SSN's with those number combinations. If someone applies with you using one of the above number combinations, ask to see the Social Security card, a recent pay stub and the drivers license. Most times when you ask for the additional proof of identity the applicant suddenly has somewhere else to be.. Remember to check Picture ID carefully and to write down the correct spelling of the name, the date of birth, and the address. Make sure that the Drivers License is not expired or from another state unless the person is just moving from that state. If the applicant is in a "Big Hurry" you slow way down. Usually there is a reason for the rush, and it is best to figure out what that is before you get pushed into moving someone in too quickly. Follow your procedures, and call us if you have any questions or concerns! Happy Renting!

Tips to prevent car prowls: •

Roll up the windows and lock the car, even if you are just leaving it for a short time.

Park in areas that are well-lit whenever possible. Avoid parking in areas with limited visibility

If you have a garage, park in it.

Remove all items of value from the car.

If valuables must be left in the car, keep them completely out of sight.

Leave your car "showroom clean," with absolutely nothing in it.

Remove all items from the car that could be used for identity theft, particularly anything with your Social Security number or credit card numbers. Car registration and insurance papers can be used for identity theft, so your wallet or purse is a better place for these documents.

Remove garage door openers or keys from the car so a car prowler cannot gain access to your home.

If it is feasible, consider installing a car alarm. Look for alarms that have the option of adjusting the sensitivity of the motion detector or turning it off altogether. When a car has an over-sensitive alarm, it can result in you and your neighbors ignoring the alarm when it goes off.

If you become a car prowl victim, be sure to contact the police to report the crime. The police non-emergency number is 503-823-3333. Give a detailed description of all of the items that were stolen. If financial records, receipts, or checks were stolen, immediately contact the banks that issued those accounts. Most importantly, if you see a car prowl in progress, call 911.

Marcia Gohman NTN - Oregon


JULY 2012

Page 17

EPA PROPOSES TO BAN SALE OF CHEAP AND EFFECTIVE RODENTICIDES TO CONSUMERS Proposed Ban Will Raise Costs of Rodent Control, Increase Risk of Infestations, and Threaten Children’s Health and Safety

use more potent rodenticides that have no known antidote, which could increase the risk of serious harm if these products are used improperly.

Current Situation

Greater Risk to Children’s Health

The Environmental Protection Agency (EPA) has proposed measures that if implemented, will deprive consumers of purchasing modern, affordable and highly-effective rodenticides (i.e., second generation anticoagulant rodenticides).

As consumers revert to using the older, less effective technologies, rodenticide-resistant pest populations are likely to increase creating a greater risk to the health of children. Rodents are known to carry over 55 diseases, including viral, bacterial, protozoan, and other pathogens. Some of the most common transmitted diseases associated with rats and mice include food poisoning, leptospirosis, Lyme disease, rickettsial pox, and trichinosis. In the United States, it has been estimated that rats bite thousand of people, mostly infants and children, each year. These bites can lead to considerable trauma, and occasionally lead to infections and disfigurement.

Even after a January 2011 federal court ruling that EPA actions to implement regulatory measures for rodenticides were arbitrary and capricious, the EPA continues to attempt to deprive consumers of effective rodenticides. Most recently, on November 3, 2011, the EPA issued a Draft Notice of Intent to Cancel to move forward with cancelling the sale of widely-used, lowcost and modern rodenticides to consumers. If the EPA is successful, these measures will drive up the costs for consumers and eliminate effective, widely available and currently affordable rodenticide products; products relied upon by millions of consumers to control rodents that threaten public health by spreading disease, causing widespread economic damage, including contaminating food and destroying property. Higher Costs for Economically-Disadvantaged Populations

Increased Damage to Property In addition to spreading diseases and biting residents in buildings where infestations occur, rodents are responsible for millions of dollars in property damage due to accidental fires caused by gnawed wires, and damage to food supplies during storage and transportation. Resistance in rodent populations to first generation rodenticides will increase if consumers cannot continue to purchase and use second generation rodenticides.

Rodenticide bait products sold at retail outlets, such as grocery and hardware stores, are now affordably priced for an individual bait placement. EPA’s measures will prohibit consumers of these products, many of who live in affordable housing units with a higher incidence of rodent infestations, from buying these affordable rodenticides for themselves. Under EPA’s current proposal, costs will increase considerably per single bait placement, due a requirement that these modern rodenticides be housed inside tamper resistant bait stations. Consumers will also incur higher costs for these rodent control solutions if they cannot afford to hire professional applicators instead, the only remaining source to apply these effective, modern forms of anticoagulant rodenticides. Less Effective Rodent Control Second generation anticoagulant rodenticides were specifically developed as replacements for first-generation products following the growth of widespread resistance to first generation products during the 1970’s. EPA has insisted that makers of these rodenticides stop selling their current consumer use rodenticide products and replace these tools with products containing older-technology (“first generation” anticoagulant) active ingredients, other forms of toxins, snap traps and glue. These less effective methods of rodent control will likely increase the risk of infestations. Consumers also might www.RHAGP.org

Jeffrey S. Bennett Attorney at Law Serving Oregon & Washington Landlords For Over 15 Years Just three minutes from the RHAGP main office! 850 NE 122nd Ave., Portland, OR 97230 503-255-8795 • Bennett@warrenallen.com


Page 18

RHAGP UPDATE

WHY ARE YOU A LANDLORD? MrLandlord.com

"Why are you a landlord or why would you want to become one?" The following answers below are statements by landlords nationwide on the popular MrLandlord.com Q & A forum. Read on to be inspired and encouraged about your real estate business. * I am currently in college. I became interested in real estate in high school and started doing research on how the whole landlord thing worked. I bought my first rental after my freshman year of college. After getting the first one rented and seeing that I really could do this and how much I enjoyed it, I moved away from thinking of real estate investing as a side investment and started working on making it my profession. I have been acquiring rentals since then as fast as I can and still maintain appropriate reserves and when I graduate in December I anticipate being able to support my lifestyle from landlording alone. It is a great business to be in, make sure you do all the research ahead of time and know how the real estate market is in your target location, what all the real estate and landlord tenant laws are, how taxes work for real estate, etc. -- Kyle, IN * Why? FREEDOM!!! Retired at 41. Shoulda been sooner but the job was paying very well. My Dad started at age 55 when forced out on early retirement. In the next several years he became wealthy, traveled (and fished!) the world, and when he died 13 years ago, left a tiny empire which supported my mother beautifully for 10 years and now provides cash income for my generation. All from a handful of crummy little rental houses. -- Brad 20,000, IN * It was the only thing we could think to do to provide for our retirement. The stock market wasn't working (for us). At least landlording is something we can wrap our heads around and (somewhat) control. I like that it keeps my mind active, my brain busy. I am sorry I am missing the convention this year. -- Wendy, NC * Got into landlording in order to diversify investments. Back in 2000, stocks had had a long strong run, and I didn't feel comfortable putting more money in that direction at the time. Searched for and found the MrLandlord.com Q & A forum. Read, read and read some more. Bought a foreclosure. That worked out well, so we repeat over and over, and life is good. I thank all the contributors to this forum for an education that is unequaled. I have "dodged many a bullet" because of the wisdom and experience of contributors to the Q & A forum over the past twelve years. Lot's of work, along with the regular job, but I think it is worthwhile. -- Bill, Texas * I bought my first house when I was in my early 30's. I worked at General Motors and they were trying to retire out a bunch of guys in their 50's. Lots of them said they couldn't retire because they couldn't afford to (despite years of making an excellent income) since they had kids in college and weddings to pay for. I swore that wouldn't happen to me, so I bought the first house to be my oldest child's college education fund (even though I was single at the time and had no plans to have one in the immediate future!). Planned to buy a second house eventually for my second child's college education. Never imagined I'd like it and would end up making a living out of landlording. Life is a funny thing. :) -- illini fan, OH * So Pookie and I can travel to Costa Rica when WE want with the kids. To go to a Reds game anytime I want. To wear shorts, flip flops, and no shirt on Tuesday at 10:30 am

every week. To play golf any time I want. Never miss a kids game or practice. To help people live in decent housing. To prove to my kids the truth of education. Freedom. -- Lee, IN * I kept thinking it would be great to have a rental property. The rent would buy a house for me, and eventually I'd own it after it paid for itself! Figured it make for a nice nest egg. So, one day I just did it. That house appraised two years after I bought it for more than double what I have in it. I added a few more over the next couple years. Now I am shifting my focus to cashflow and finding funding to purchase these houses. Don't get me wrong, the houses I have were great investments, but I don't make much on them. I hate my job, and I want out of it. You think the government is hard on landlords??? Try driving a truck for a living! I want a nice row of Monopoly houses to feed my family and send my kids to college. Hoping to learn more about my new focus at Landlord Convention. -- 574-Brad, IN * I left my country very young and worked in countries where inflation got so out of hand that it made rich people very poor because they had all their money in cash. So when I got here in 1992 with no money but big dreams I started to buy real estate because I thought it was good against inflation. If you buy good properties with fixed, low interest rates, and inflation happens your rents will go up and you will be sitting pretty good in the future. -- Jose, CA * In my very early 20's, I always wanted to do landlording as a side business. I figured a little work and a little money could build over time. A few years later I bought my first multi. A lot of work and a lot of money later, up to 24 now, and hope to add 18 more by the end of the year. Hope to quit the day job in 5 years or less. -- Alex, IL * I'm a landlord because my plans for becoming a rock star didn't work out. :) OK, I'm a landlord because now is the time to buy, hold and rent, although the days of buy and flip are rapidly returning I think, followed in about 3-4 years by buy and build new for retail sale. I follow the cycles. We may or may not hold rentals long term as I get older. -- LL, AZ * It's this simple--There is no better investment now, after losing a million in the stock market I switched to real estate. Much better. Now is a unique time, in my area you can buy a single family rental with 20% down and cash flow on day one, and at age 59 this is the first time I have seen this. Buy as many single family rentals as possible now. -Steve, CO * I want to be rich. Rich people have options. Options = freedom to do what you want with your time. That may sound selfish, but think of it like this. Freedom allows me to serve God and my fellow man rather than slaving away at a desk just so there's bread on the table each month. Who is selfish? The man who works hard in his spare time and retires at age 40 and then can volunteer and/or take up charitable causes, or the man who watches TV every night and weekend and must stay at his desk job until 65 just to keep the lights on? Time is our most limited resource. We each only have so much. Like others here, I've talked to many 50-somethingyear-olds who are counting the days until they can retire at 65, some at 67 due to Social Security changes. Times are changing. Soon Medicare will be bankrupt (or it already is... we just don't know it yet thanks to the FED printing money), and I don't trust the government or an employer to provide

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RHAGP LIST OF COMMITTEES Building Chair: Phil Owen, Phone: 503-244-7986 Community Relations/Donations Chair: Tony Kavanagh, Phone: 503-522-4474 Dinner/Program Chair: Lynne Whitney, Phone: 503-284-5522 Education Chair: Ron Garcia, Phone: 503-595-4747 Forms Chair: Mark Passannante, Phone: 503-294-0910 House Chair: Robin Lashbaugh,

Phone: 503-805-5993

Legislative Chair: Phil Owen, Phone: 503-244-7986 Membership Chair: Elizabeth Carpenter, Phone: 503-314-6498 Newsletter Chair: Will Johnson, Phone: 503-221-2163 Office Chair: Robin Lashbaugh, Phone: 503-805-5993 Public Relations Chair: Margaret Baricevic, Phone: 503-329-5223

RHAGP LOBBYIST Cindy Robert, Phone: 503-260-3431

RHAGP OFFICE STAFF Alita Dougherty, Office Manager - alita@rhagp.org Pam VanLoon, Bookkeeper - pam@rhagp.org Cari Pierce, Member Svcs - cari@rhagp.org

RHAGP OFFICE Monday - Friday * 9:00am - 5:00pm Phone: 503-254-4723 * Fax: 503-254-4821 10520 NE Weidler St Portland, OR 97220 www.rhagp.org

“Landlords doing good things in their communities” www.RHAGP.org


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RHAGP UPDATE

for my golden years. So in short, I want my golden years to start when I'm in my 40s, and I want them to be on as solid a footing as possible. Plus I love using a chop saw and Sawzall. And who doesn't enjoy nail guns? :-) -- Sid, MO * To quote my dad "Wanna make a million dollars? Borrow a million and let someone else pay it back." Looking for my first house at age 25, Dad pretty much "made me" buy the one with the upstairs mother-in-law suite. I had a couple roommates but it really didn't work out. Then a friend of a friend wanted his own apt. and suddenly I had a real "tenant". He paid 75% of my mortgage. Suddenly, I "got" it! Then I used the equity and paid $24K cash for a mobile home around the corner. $500/month in rent: you do the math (I still own both, BTW). And away we go..... The mobile home is paid for (obviously); have a duplex that is 4 years away. Another 7 years and my own home is (I think) 9 years away. This is my retirement fund. I've been self employed in another area for 17 years. -- Blue, IL * I want freedom. To travel when I want, sleep in when I want, and go to the movies in the middle of the day. I don't want to wait until my sixties to get my days back. After doing a few flips, I lucked out and found an under thirties landlord and her husband that owned maybe about 15 rentals (and growing) that they had bought, rehabbed, and rented themselves. This was their only job. They worked very hard at it, but their goal was never to work a corporate job. She mentored me. I've built up several rentals and hope to "retire" in another 3 to 4 years. Twelve paid off rentals is my goal. -- Jules, MO * I have been self-employed most of my adult life in other careers which were one hassle after another. If you think a deadbeat tenant is a pain, wait till you have a deadbeat 100 million dollar corporation that stiffs you. Try collecting from them in small claims court. Good luck!! Even with 12 single family homes on auto-pilot, I find that Landlording is virtually hassle free...Well not really. I do get a cramp in my right hand sometimes from endorsing 12 checks each month, but other than that I really love this business. -- Roy, AL * I tried working once for a living and didn't like it. Once the mind expands it never goes back to its original size. -- Dan, FL * My rentals are my retirement income. In the late '80's I started building new homes. Homebuilding worked out very well for me. It gave me the cash to do some other things. As I got older I noticed that the banks were only paying about 1-2% on my money. I found a townhouse that cost me $35K and rented for $450/mo. That was a whole lot more than the bank could pay, so I started investing my cash in townhomes.These townhomes are my retirement income. They will be cash flowing for my heirs long after I'm gone, but between now and then, they afford me a pretty nice lifestyle. It's all for the retirement! -- OKHMBLDR, OK * I closed another business and needed a way to develop a new stream of cash flow. I went to many Real Estate Investment club meetings in my area and listened to those people. They were talking about buying low end properties, fixing them and renting them out. Many did it without any cash, and some even used credit cards to buy their first property. Once fixed and rented, many of these properties threw off $300 or so per month in income, and the mortgage was getting paid off by the tenant. I was a handyman and gave it a try. I now have 10, and I have to say that this is a GREAT semi-retirement. I used my cash from the other business, so I own all of them without a mortgage.

This provides me with all of the cash I need to live on. I am on my own schedule, have no one to answer to, except the tenants, and I have found it very rewarding. I take a crummy property, fix it up as close to new as possible (new kitchens, new baths, new paint, refinished hardwood floors, etc. and I am proud of the product I produce. My tenants, so far, all seem to appreciate the condition of the properties, since many of them are the first tenants I have put in the property (7 years or more). When they call me with a problem, I usually go immediately to fix the problem. I have found that immediate customer service causes the tenant to want to stay in my properties, since so many landlords sadly ignore their customers. I have no problem fixing a clogged drain, etc., even though the lease states that it is the tenants problem. I figure that a happy customer is FAAAAR better than a vacancy. This business is not easy, but, as I said, it gives me freedom, and I really enjoy it! -- Jeff, PA * After 41 years of marriage I got divorced and had some rentals dumped in my lap. Didn't have a clue what I was doing, but bought and read everything I could, joined Jeffrey Taylor's website, and am finally getting on my feet with it (it's been almost 4 years). Most of the property was in bad shape, and I can't so much as change a doorknob, so it took some time and lots of money, but I've traded up and now have some really nice property. Was told by everyone to hire a property manager, which I did, until I realized they were two months behind in paying me my rent. I took it all back and am on my way to building the business! -- Suzy, NM * For retirement. My husband and I are in our mid-50s. He works at a very good job and I own a small company. We are in our high earning years and have a paid off house with lots of disposable income. Rather than buying fancy cars or a more expensive home with a mortgage, about three years ago my husband and I purchased our first small rental house for cash, then two more. Now we are using a self-directed IRA to purchase more. We already have one more and hope to purchase about 6 more for a total of 10 properties. The return on our rentals since we paid cash is only about 9%-10%, but with CDs we could barely make 1%. We buy 2-3 bedroom single-family homes and fix them up very nicely. Our residents really don't call us that often as things run pretty smoothly. We kind of look at fixing up these homes as our art. We really like making an old house look as shiny and new as possible. At first we looked for the total dogs, but we realized we may have spent too much to fix them up. Now we really try to find houses which just need cleaning up and some cosmetic changes. In our area there is not all that much difference in price between a money-pit and a pretty nice, slightly neglected home. In finding a value we look at the sales price plus the cost of the fix up before we make the purchase. This means we sometimes pay more initially, but we believe it is a better overall deal for us in the long run, plus less work. One more thing. We used to do everything ourselves. Now we have found some good handyman types to do most of the fix up work. We then go in in the last week or so to clean up the property and put on the finishing touches. We want to have a fun life, not just be slaves to our rentals. Life is short. -- Beth, KS The above tips are shared on the MrLandlord.com website and in the Mr. Landlord newsletter from landlord contributors and real estate advisors and authors featured on MrLandlord.com. To receive a free sample of Mr. Landlord newsletter, call 1-800-950-2250 or visit their informative Q&A Forum at LandlordingAdvice.com, where you can ask landlording questions and seek the advice of other rental owners 24 hours a day.


JULY 2012

Laundry Room Burglaries in Oregon By Karen Anthony, Mac-Gray Web Laundry Company

It has been a rough last two years for laundry room burglaries in Oregon. The uptick coincides with the downturn in the economy, and thieves have definitely become more adept at stealing quarters with new modes of operation. The purpose of this article is to help those who are at risk, through enumerating the security steps that have proven effective at reducing laundry room theft. Some of these are obvious, but still bear listing because of their effectiveness.

armor. The sleeve is held in place by the barrelkeyed cover lock. Although both the cover lock and vault lock could be eventually defeated, the two different locking methods have been effective because of the additional skill and time required by a burglar to access the coins. The draw-back of this method of protection is that it also takes longer to legitimately collect the coins from each washer and dryer.

1) Awareness is half the battle Property managers and residents alike need to keep an eye out for those who do not belong in or around the laundry room. A tell-tale sign might be a person who walks in with a basket of clothes but is not recognized, or a person who gets out of a car to access a laundry room that is in easy walking distance for the residents. Thieves will often hide their break-in tools inside a laundry basket. Notes in newsletters, signs and just plain word-of-mouth are all effective ways to improve vigilance.

5) Go “Cashless” There have been exciting and affordable advances in methods to eliminate cash from central laundry rooms altogether. “Smart Cards” have been available since the 1990’s, and feature cash, and/or debit/credit transactions to add value to the cards at a central add-value station. This method effectively removes cash from the laundry rooms, and positions it in a more secure location. Many add value stations today are debit/credit only, thus completely eliminating any on-site cash from laundry usage.

2) Lock the door The simplest deterrent is often the most overlooked. Having a locked door to the laundry room is frequently the only thing needed to turn back burglars. Also, making sure the door is actually shut and not propped open is important. Laundry room doors with automatic closers can be effective, but it is important to maintain the doors and door jams to ensure the door latches completely when pulled shut.

In-laundry-room cashless payment options are now available that were not just 2 years ago. Systems such as Mac-Gray’s ChangePoint allow for debit/credit card payment in the laundry room with no need for either a smart-card or add value station. Options exist for completely cashless or coin plus debit/credit card use. With 25 Oregon installations already, ChangePoint has proven effective at reducing break-ins even when used along with a coin option. This is because adoption of payment by debit/credit rather than using quarters has been consistent at 60% or better when the coin option is still available, thus making coin-theft less profitable for the thieves. Talk to your local Mac-Gray representative for details.

3) Camera systems There continues to be huge advancements in the affordability of camera systems. Wireless transmitting, motion activated systems are available for $300 and less. In locations where past break-ins have occurred, installation of cameras has proven to be very effective at reducing and even eliminating laundry room theft. Dummy cameras are also available that are indistinguishable from the real thing. 4) Install security sleeves Hardened metal security sleeves, or “hoods” are very effective at discouraging most break-in methods. Security sleeves with closed faces are especially good at protecting against drilling and picking. These devices protect the meter case and coin vault of the washer or dryer by surrounding it with an additional layer of metal

A highly determined burglar is nearly impossible to stop. So, if the worst happens, be sure to file a police report in a timely manner. What may seem like an isolated event is almost certainly part of a pattern that involves multiple apartment owners and laundry companies over a large geography. Allowing the police to tie multiple crime scenes together is our best method of ensuring that criminals are put in jail for the maximum time allowed.

www.RHAGP.org

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