G02.12 Welcome to Greenwich

Welcome to Greenwich

The Magyar Team

William Raveis Real Estate (203) 629-6172 • Fax (203) 653-4153 • www.raveis.com EMAIL: charles.magyar@raveis.com • rita.magyar@raveis.com

Welcome

Dear Clients and Prospective Clients, Welcome to Greenwich! As a 35-year resident of Greenwich and a real estate broker for more than 20 years, I am pleased to offer you my personal resource guide which has been created with you in mind. This guide is designed to provide you and your family with vital community information and references to make your Greenwich real estate experience pleasant and rewarding. Each of the service providers and professionals listed here have been selected because they have a proven and positive track record in our community.

Our town of Greenwich has 66,000 residents and covers approximately 50 square miles.

Within the area there are different neighborhoods differentiated primarily by postal zip codes, including Riverside, Old Greenwich, Cos Cob, Glenville and central Greenwich. Most have their own train station, post offices, schools and public libraries, but all are part of the town of Greenwich and are served by the same government and town services and enjoy the same modest application of real estate taxation.

the Bruce Museum, whose mission is to promote the understanding and appreciation of art and science.

Greenwich is geographically blessed with rolling hills, woodlands and meadows of the backcountry, lakes, streams and wetlands, and 32 miles of shoreline on the Long Island Sound. All this only thirty miles from Manhattan, and less than an hour’s train ride away. The proximity to three major airports, plus Westchester County Airport, makes domestic and international travel readily accessible.

You should know that the community of Greenwich has its own unique procedure for trading real estate. You will find a detailed description of this process within this valuable resource guide.

It is my pleasure and privilege to offer The Magyar Team’s real estate knowledge and expertise to you.

I am certain that once you’ve experienced living here, you’ll never settle for anything less.

Greenwich is that special and rewarding.

Sincerely,

All residents can enjoy more than 1,500 acres of parkland, public and private golf courses, and four sandy beaches, two of which are on an island accessible by town ferries. The recently expanded libraries and hospital are gifts from Greenwich residents and the involvement by many of our 26 non-profit charity agencies. The town also offers a unique experience through

Charles Magyar Charles Magyar, CGREA C & R Realty Associates, LLC Team Leader & Managing Director Exceptional Properties William Raveis Real Estate

William Raveis Real Estate • 45 Field Point Road • Greenwich, CT 06830 (203) 629-6172 • Fax (203) 653-4153 • www.raveis.com EMAIL: charles.magyar@raveis.com • rita.magyar@raveis.com

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The Magyar Team Charles Magyar Sales Vice President (203) 550-1929 charles.magyar@raveis.com Rita Magyar Sales Vice President (203) 912-7800 rita.magyar@raveis.com

Roseann Sarica Benedict Sales Associate (203) 979-9104

roseann.benedict@raveis.com

Edward Rulon-Miller Sales Associate (239) 919-6874

edward.rulon-miller@raveis.com

Carol Boland Sales Associate (203) 550-2051

BolandRealestate@Gmail.com

Joan Suter Sales Associate (203) 918-0115

joan.suter@raveis.com

Jennifer O’Connell Sales Associate (203) 249-1948

jennifer.oconnell@raveis.com

Barbara Suthergreen Sales Associate (203) 921-5804

barbara.suthergreen@raveis.com

Dan Romanello Sales Associate (203) 550-3630

daniel.romanello@raveis.com

Claudia Tedesco Sales Associate (914) 646-4819

claudia1145@aol.com

Agent Bios

Charles and Rita Magyar have been working as a team in the Greenwich office for the last 15 years. They negotiate and close approximately 50 transactions per year, year in and year out! Rita holds the coveted Accredited Buyer’s Representative (ABR®) designation and specializes in the sales of single-family homes in the Greenwich, Riverside, Old Greenwich and Cos Cob neighborhoods. Charles is a Certified General Real Estate Appraiser (CREA), the highest appraisal designation offered by the State of Connecticut. Charles uses this training to assist both buyers and sellers in determining the fair market value for properties throughout the Greenwich area.

8Top 10 percent of Raveis Exceptional Property Teams Statewide 8Top Listing & Top Selling Team Fairfield County 82000-2012 Top Producing Team - Greenwich Office 8Top 1/10 of 1 percent of Realtors® in USA Whatever your real estate needs, there is an experienced professional on the Magyar Team capable of providing you the very best real estate services in the industry.

Roseann Sarica Benedict has consistently been the top sales agent for the Magyar team since 2006. She is a “start to finish” Realtor® who prides herself on delivering exactly what her clients need. Born and raised in Greenwich, she stays above the competition with her knowledge of the area as well as her thorough research and organizational skills. She is involved in the community, chairing such events as the North Mianus Pow Wow, House of Fins Softball, North Mianus Bulldogs football and school PTAs. She recently formed the Social Seniors of St. Catherine’s and is President of the Riverside Association.

Roseann is licensed in both Connecticut and New York.

Carol Boland has a different outlook on real estate. She not only gets results for her clients, she works hard to turn buying or selling a house into a pleasant experience. In her opinion, buying a home should be enjoyable and selling a home should be a time of looking forward to life’s next adventure. Boland relieves possible client anxieties by listening well, paying attention to every detail, and using clear and timely communication to avoid problems. Before leaving the corporate world to enter real estate, Boland held positions in customer service, analytical strategy, marketing, time management, dispute resolution and problem solving. She also embraces technology and appreciates being able to communicate with clients “their way.”

Jennifer O’Connell has a very extensive background as a former national mortgage underwriting manager, which gives her an expert approach on all real estate transactions. Her experience has given her a unique perspective to bring buyers from house hunting to a successful closing. With appraisal review being an integral part of O’Connell’s career, she knows how to support price opinions and property values for buyers and sellers with the proper data and market analysis. Her volunteer positions include PTA President (in Greenwich School District), Newcomer’s Club President (Old Greenwich-Riverside), and a Greenwich Hospital volunteer. O’Connell is also a boating enthusiast and is a proud member of Flotilla 78, Coast Guard Auxiliary, (Cos Cob) Greenwich, Conn.

Dan and Tina Romanello have been assisting clients with buying and selling real estate in Fairfield County for more than 10 years. As residents of Greenwich, they work together to meet their clients’ real estate goals. Clients have said that they appreciate the effort of a husband and wife team, as well as the results that follow. The experience of being renters, property managers, landlords and homeowners all in the Greenwich area enables Dan and Tina to see different perspectives when working on sales and purchases. Their goal is to really understand exactly what a buyer/seller is looking for and ultimately find the perfect solution.

Real estate has been Ted (Edward) Rulon-Miller’s lifetime avocation.

Rulon-Miller has been a real estate developer, renovator and investor—working primarily in Westport, Greenwich and New Canaan, Conn., as well as Westchester County, N.Y., and New England. He is also a former director of marketing for one of the world’s largest companies and has extensive international experience, having held the position of general manager in companies in Taiwan and Italy. RulonMiller’s aim is to develop long-lasting relationships with clients, going above and beyond expectations, and providing professional customer service. As a real estate professional, licensed in both Connecticut and Florida, he hopes to put his knowledge and experience to work for you and help you find a home.

Joan Suter has been part of the Magyar Team at William Raveis since 2002. She has lived in Greenwich on and off since 1984 and brings with her a wealth of knowledge about the town as well as what’s happening in the real estate market. Not only is she a licensed realtor®, she is also an experienced “spec” house builder in Greenwich.

In addition to her practical real estate experience, Suter also holds an MBA in International Marketing from NYU. The knowledge and experience that she brings to the team is one that she readily passes on to her clients. She is also very involved with international and national relocation.

Barbara Suthergreen has been providing exceptional service to her Greenwich and Stamford clients since January 1991. She has earned numerous awards, managed another real estate office, and earned the professional designation of GRI (Graduate Realtor® Institute). She has extensive experience in the marketing of new homes and subdivisions, having worked with builders through every detail of the process. She brings to her clients a caring heart, supporting them through each aspect of the buying or selling process with patience and an understanding of their needs.

Claudia Tedesco has been a practicing real estate agent in Greenwich for the past ten years. Having lived and raised a family here for 30+ years, she is able to offer her clients a broad knowledge of the town and its many components. In addition, she has dealt with international clients in the relocation process. A firm commitment to her clients and their needs both in the buying and selling of property and her association with the Magyar team allow her to offer the best services possible.

MICHAeL DeROSA e x e c u t i v e mortgage banker

(T) 203-994-9988 l (F) 203-653-5687 michael.derosa@raveis.com

24 hour Pre-APProvAls 1. Complete an online Application and Check Credit 2. Provide Pay stubs and Bank statements

3. Find Your Home!

“Mike DeRosa is my ‘go to’ mortgage broker. In difficult circumstances, he has helped my clients fulfill their dreams of homeownership.

THANK YOU, MIKE…for all your hard work!”

– Roseann Benedict, Sales Associate, William Raveis

“The William Raveis Mortgage Team made me feel comfortable and confident. I would happily recommend Mike DeRosa and I will continue to use him for all my mortgage needs.”

– Michelle Nethercott, First-time homebuyer NMLS Mortgage Loan Originator ID #58223 l Licensed in NY & CT

William Raveis Mortgage, LLC * 7 Trap Falls Road * Shelton , CT 06484 * NMLS 2630 * CT Licensed Mortgage Correspondent Lender 15524 * MA Licensed Mortgage Lender/Broker MC2630 * Licensed by the NH Banking Dept Mortgage Banker/Broker 11083MB * RI Licensed Lender/Loan Broker 20051918LL, 20051919LB * NY Licensed Mortgage Banker – NYS Banking Dept LMBC 106535

Contents

The Magyar Team Welcomes You to Greenwich

17 18 21 23 25 28 30 32 36 38 41 41 43 48

So Much to Do in Greenwich

Guide to Buying Real Estate in Greenwich Enjoy the History, Lore and Present Day Water Lover’s Amenities of the Greenwich, Conn., Waterfront 10 Tips to Ensure a Positive Moving Experience for Your Pet

1 2 6 8 10 12 14

Front Row: Charles Magyar, Rita Magyar Back Row Left to Right: Joan Suter, Michelle Nethercott, Roseann Benedict, Barbara Suthergreen, Jennifer O’Connell, Carol Boland

Welcome to Greenwich

Can’t Find It? Then Build It!

Charles’ Top 12 Restaurant Recommendations

Business Index

Greenwich: A Mixture of Culture, Social Activities and Beautiful Surroundings Villages of Greenwich Public Education

Independent Schools in Fairfield County and Nearby Westchester

Publication • rismedia.com

“Semper Paratus” – U.S. Coast Guard Auxiliary Is “Always Ready” to Lend a Helping Hand

Home Inspections: A Wise Investment for Homebuyers

The Magyar Team

An

Preparing Your Home for Sale

G02.12

Moving Tips William Raveis Statistics Train Station Data Important Numbers Advertisers

Greenwich Waterfront Photos Courtesy Jennifer O’Connell Other Photos Courtesy of The Magyar Team - William Raveis

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Business Index

Mortgage Luxury Mortgage............................ IFC William Raveis Mortgage.................... 4

Animal hospital Greenwich Animal Hospital.............. 22

Moving & Storage Doran Bros. Inc................................ 13

Air Conditioning & Heating Controlled Temperatures................. 29

Arborist Almstead Tree Care.......................... 11 Architect Boris Baranovich.............................. 11 Daniel Conlon Architects................. 20 Asbestos abatement HomeGuard Environmental............. 27 Attorney Ivey, Barnum & O’Mara LLC............ 44 Kaye & Hennessey LLC.................... 37 Basement Waterproofing Basement Solutions LLC................... 46

Generators Connecticut New York Lighting/ Design Lighting by Marks.......... 34, 47 Gentech Ltd. .................................. 13 Gutters & Leaders Darek Franek Construction LLC........ 28 Handyman Greenwich Handyman..................... 24 Heating & Air Conditioning Controlled Temperatures................. 29 Standard Oil ..................................... 7 Home Automation InnerSpace Electronics Inc............... 26

Bathrooms Porcelanosa USA.............................. 45

Home Theater InnerSpace Electronics Inc............... 26

Builder Davenport Contracting & Property Management..................... 35 Mariani and Company.....................BC

HVAC Suburban Propane/Modern Gas ...... 42 Insulation BRP Spray Foam Insulation............... 47

Cabinetry Majestic Kitchens............................. 40

Insurance Carlson & Carlson............................ 16 William Raveis Insurance.................. 35

Carpeting/Flooring Classic Carpet & Rug....................... 46 Redi-Cut Carpets & Flooring............ 20

Interior Design Rinfret Ltd. ...................................... 33

Catering Befores to Afters.............................. 11

Kemper System Darek Franek Construction LLC........ 28

Dentist Children’s Dentistry/ Angelo Milazzo................................ 13

Kitchens & Bathrooms Majestic Kitchens............................. 40 Porcelanosa USA.............................. 45

Dog training Bark Busters..................................... 22

Landscape Design Mariani Gardens..............................BC Sam Bridge Nursery & Greenhouses.................................... 29

Drainage, Interior/Exterior Basement Solutions LLC................... 46 Electrical Contractor Nielsen Electric LLC.......................... 44 Excavation/Grading Deluxe Paving & Excavating, LLC.... 42 Murphy Bros. Contracting .............. 27 Flooring Classic Carpet & Rug....................... 46 Stamford Wood Floors..................... 34 Redi-Cut Carpets & Flooring............ 20 Garbage removal Robert P. Longo Refuse Co. ............. 42 Garden Center Sam Bridge Nursery & Greenhouses.................................... 29 6

General Contractor BRP Spray Foam Insulation............... 47 Darek Franek Construction LLC........ 28 Mariani & Company........................BC

Landscape/Estate Mgmt.

Mariani Gardens..............................BC Landscaping & Lawn Care Murphy Bros. Landscaping.............. 27 Lead Abatement HomeGuard Environmental............. 27 Luxury Homes Kensett, Darien................................ 35 Masonry Murphy Bros. .................................. 27 Mold Remediation HomeGuard Environmental............. 27

Modular Homes Connecticut Modular Homes........... 47 Oil Company Standard Oil of Conn. ....................... 7 Painter New England Painting..................... 42 Paving Deluxe Paving & Excavating, LLC.... 42 Pool Service Biggs Pool Service............................ 35 Pools By Murphy............................. 39 Propane Gas Suburban Propane/Modern Gas ...... 42 Property management Davenport Contracting & Property Management..................... 35 Retirement living Waveny Care Network....................IBC Roofing/Siding/Gutters Darek Franek Construction LLC........ 28 Sanitation Robert P. Longo Refuse Co. ............. 42 Schools The Mead School............................. 15 Stanwich School.............................. 15 Whitby School................................. 15 Security Systems Standard Security Systems................. 7 Senior Living Waveny Care Network....................IBC Septic Tank Service Kaiser-Battistone.............................. 34 Stone & Tile Lima Ceramic Tile LLC..................... 20 Porcelanosa USA.............................. 45 SNS Ceramic & Stone Inc. .............. 26 Tree and Shrub Care Almstead Tree Care.......................... 11 Veterinarian Greenwich Animal Hospital.............. 22 Water Conditioning Inter-State Artesian Well Co. ........... 35 Waterproofing Basement Solutions LLC................... 46 Well Drilling Inter-State Artesian Well Co. ........... 35

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Greenwich: A Mixture of Culture, Social Activities and Beautiful Surroundings

T

hose fortunate enough to call Greenwich “home� enjoy a wonderful mix of culture, social activities and beautiful surroundings. And like many Connecticut towns, Greenwich boasts a rich history dating back to pre-Colonial times. In 1640, settlers from the New Haven Colony purchased land from the Siwanoy Indians in the area now known as Old Greenwich. The newcomers carved out larger and larger land holdings where they grew potatoes, grain and fruit. Settlements grew along the shore, from Stamford on the east to the Byram River on the west and north to the border of New York State. By 1730, the 50 square miles that comprise present-day Greenwich were laid out.

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For its first 200 years, the acquisition and cultivation of farm land were the major enterprises of residents, although grist mills signaled the beginnings of local industry, and active shipping was conducted from the Mianus River. The relative calm of these years was broken by the Revolutionary War. Greenwich was a garrison town that experienced occupation by both British and American armies as well as raids from “irregulars.”

The seven-year-long war, fought on the roads and farms of Greenwich, which destroyed homes, crops and human lives, is an important part of the town’s history.

The coming of the railroad in 1848 marked a significant improvement in transportation and brought increasing numbers of new residents to Greenwich. The Irish came to work on the railroad and settled close to Greenwich Avenue, the Greenwich Avenue town center. In an adjacent neighborhood called Chickahominy, Italian stonemaBinney Park sons congregated to be near the Byram quarries. Other Italians settled further east in North Mianus where they worked in the Mianus Woolen Mill. The Germans went to Byram, then known as East Port Chester, and found work in the Abendroth Foundry.

Glenville, on the Byram River, attracted people of Polish descent who worked in the felt mill and Russell Burdsall & Ward, manufacturers of nuts and bolts. Each of these areas developed as distinct neighborhoods that have continued to be home to second- and third-generation descendants.

Greenwich also became a resort, catering to New Yorkers wishing to escape the city for the summer. Along the shore, hotels were erected to house, feed and entertain these visitors. Many decided to build homes in Greenwich, creating such areas as Belle Haven, Field Point Park, Byram Shore and Rock Ridge. People with easily recognizable names—Benedict, Bruce, Converse, Gimble, Havemeyer, Mallory, Milbank, Rockefeller and Teagle—amassed large land holdings where they built the estates for which Greenwich is now fa-

Greenwich

mous. These families became great benefactors to the new community.

Greenwich bounded into the 20th century with yet another improvement in transportation: the trolley from Rye to Stamford, which connected Greenwich from west to east with a convenient, in-town service. The automobile then took precedence after the First World War. In 1938, the Merritt Parkway cut through the northern section of Greenwich, followed in 1957 by I-95 to the south. Once again, new arrivals swelled the population of Greenwich. This time, the newcomers were the employees of corporations leaving New York City for suburban headquarters.

While the beginning of the 20th century saw the creation of great land estates, the post-World War II period witnessed their dissolution into smaller building lots that accommodated the new residents.

Growth and development brought about the reorganization of town government, the consolidation of the school system and the establishment of a network of independent, non-profit organizations which supply the town with its social services and cultural institutions.

The second half of the century saw a growing concern in Greenwich for protecting its heritage, resulting in the creation of two local historic districts, 23 buildings and areas listed on the National Register of Historic Places, and the acquisition of undeveloped land as park and conservation areas. Greenwich is a special place to its residents who work hard as volunteers on its behalf.

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Villages of Greenwich Old Greenwich

Old Greenwich is where it all began. On July 18, 1640, the Siwanoy Indians, for the price of 25 English coats, sold the land that is now Old Greenwich to four Englishmen. One of the Englishmen, Jeffrey Ferris, named the area after his birthplace, Greenwich, England. As Greenwich developed to the west, Old Greenwich became known as “Old Town.” In 1872, the New Haven Railroad objected to adding Old Town as a rail stop, as they deemed it too confusing having two Greenwich stops. Thus, the name of Old Town was changed to Sound Beach. That name would remain until 1930 when it was renamed Old Greenwich.

Old Greenwich has evolved from a farming community to a summer resort to the quiet commuter community it is today. With its quaint downtown shopping district and its proximity to Greenwich’s largest public beach, Old Cos Cob Library Greenwich is a desirable location for many.

Byram River

Riverside’s abundance of waterfront—river, harbor and the Long Island Sound—makes it a desirable location for those who enjoy waterfront living.

Cos Cob As the Old Town farmers struggled with its rocky soil, the tiny hamlet to its west prospered as a seaport. Cos Cob, originally known as Mianus, was named after the Siwanoy Chief, Myanos. Settled by the Dutch, Cos Cob got its name from an Englishman named John Coe. Coe, an early settler, built a rocky seawall, then referred to as a “Cob,” that became known as Coe’s Cob. Coe left the area in 1659 but the name stuck and over time the “e” was dropped.

Cos Cob flourished as a seaport during the 18th and 19th centuries. At the turn of the 19th century, Cos Cob evolved into an intellectual and artist colony, playing host to the likes of Eugene O’Neill, Willa Cather and Anya Seton.

Cos Cob today is a robust community with a central downtown shopping district along Route 1.

Riverside Riverside was known as Mianus Neck until 1870, predominately known for fishing and farming. Until the mid-1800s, Riverside Avenue was referred to as Potato Road because of all the potato storage cellars near the cove. As with the rest of Greenwich, Riverside evolved from an agrarian-based economy to the suburban community it is today.

Byram Byram, tucked into the southwest corner of town, was settled in 1660 by Thomas Lyon. Originally known as New Lebanon, this area of Greenwich developed slower than the hamlets to the east. Farming and fishing slowly gave way to industry. The Hendroth Brothers foundry built furnaces and sold them worldwide, employing 700 workers in its heyday in the mid-1800s.

Today, Byram remains a diverse community, which boasts a vital downtown shopping area with small shops and restaurants.

Glenville This tiny mill town was founded in 1774 when a group of Baptist settlers traveled to this hilly stretch of land by the Byram River to establish a church. Since then, Glenville’s history has always been linked to industry. In 1790, a mill opened for grinding Peruvianbark into medicine.

Today, Glenville is a suburban enclave in the western section of Greenwich. The American Felt Company, “The Mill,” still stands today and is home to retail, restaurants, office space, condominiums and apartments.

Sources: www.greenwichchamber.com

Greenwich Statistics & Community Information Population: 61,170 (Source: 2010 Census) Travel Times: New Haven: 50 mins.

New York: 50 mins.

N.Y. Airports: 60 mins.

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Transportation: Amtrak CT Transit Buses Metro North

Hospitals/ Healthcare Greenwich Hospital Stamford Hospital Yale New Haven Healthcare System

Shopping: Greenwich Avenue Stamford Town Center

Utilities: Aquarion Water Co. Cablevision CNG Gas Northeast Utilities AT&T

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Public Education Board of Education

Cos Cob Elementary School

290 Greenwich Avenue (203) 625-7400 www.greenwichschools.org

Elementary Schools Cos Cob Elementary School 260 Boston Post Road, Cos Cob (203) 869-4670

Glenville Elementary School 33 Riversville Road, Greenwich (203) 531-9287

Hamilton Avenue Elementary School 184 Hamilton Avenue, Greenwich (203) 869-1685

International School at Dundee 55 Florence Road, Riverside (203) 637-3800

Riverside Elementary School

Julian Curtis Elementary School 180 East Elm Street, Greenwich (203) 869-1896

North Mianus Elementary School

New Lebanon Elementary School 25 Mead Avenue, Byram (203) 531-9139

Eastern Middle School

North Mianus Elementary School

51 Hendrie Avenue (203) 637-1744

309 Palmer Hill Road, Riverside (203) 637-9730

Western Middle School

North Street Elementary School

1 Western Junior Highway (203) 531-5700

381 North Street, Greenwich (203) 869-6756

High Schools

Old Greenwich Elementary School 285 Sound Beach Avenue, Old Greenwich (203) 637-0150

Parkway Elementary School Lower Cross Road, Greenwich (203) 869-7466

Riverside Elementary School 90 Hendrie Avenue, Riverside (203) 637-1440

Middle Schools Central Middle School 77 Stanwich Road (203) 661-8500

Greenwich High School 10 Hillside Road (203) 625-8000

Arch School 289 Delavan Ave., Greenwich (203) 532-1956

Academy of Information Technology & Engineering 411 High Ridge Road, Stamford (203) 977-4336 www.aitestamford.org

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Independent Schools in Fairfield County and Nearby Westchester BOYS’ SCHOOLS Brunswick School 100 Maher Avenue, Greenwich (203) 625-5842 Grade: PS-12 Students: 946

Fairfield Prep 1073 N. Benson Road, Fairfield (203) 254-4200 Grade: 9-12 Students: 900 Fairfield Country Day 2970 Bronson Road, Fairfield (203) 259-2723 Grade: K-9 Students: 887 GIRLS’ SCHOOLS Convent of the Sacred Heart 1177 King Street, Greenwich (203) 531-6500 Grade: PS-12 Students: 800 Greenwich Academy 200 N. Maple St., Greenwich (203) 625-8900 Grade: PS-12 Students: 800 Lauralton Hall 200 High Street, Milford (203) 877-2786 Grade: 9-12 Students: 453

Co-ed SCHOOLS All Saints Catholic School 139 West Rocks Road, Norwalk (203) 847-3881 Grade: PK-8 Students: 564 Beacon 44 Commerce Rd., Stamford (203) 409-0066 http://beacon-ct.org Grade: K-12 Gifted students 14

Bi-Cultural Day School 2186 High Ridge Road, Stamford (203) 329-2186 Grade: K-8 Students: 360

The Children’s School 12 Gary Road, Stamford (203) 329-8815 Grade: PS-2 Students: 150 Connecticut Friends School 317 New Canaan Road, Wilton (203) 762-9860 Grade: K-8 Students: 55 Greens Farms Academy 35 Beachside Avenue, Westport (203) 256-0717 Grade: K-12 Students: 620 Greenwich Catholic School 471 North Street, Greenwich (203) 869-4000 Grade: K-8 Students: 480 Greenwich Country Day Old Church Road, Greenwich (203) 863-5650 Grade: PS-9 Students: 743 King & Low-Heywood Thomas School 1450 Newfield Ave., Stamford (203) 322-3496 Grade: PS-12 Students: 840 Landmark Academy 49 New Wilton Rd., Wilton (203) 544-2222 Grade: PS-8 Students: 649 The Mead School 1095 Riverbank Rd., Stamford (203) 595-9500 Grade: Infants-8 Students: 106

New Canaan Country School 545 Ponus Ridge, New Canaan (203) 972-0771 Grade: PS-9 Students: 640

Pear Tree Point 90 Pear Tree Point Road, Darien (203) 655-0030 Grade: PK-5 Students: 210 Rye Country Day School Cedar Street, Rye, N.Y. (914) 967-1417 Grade: PK-12 Students: 880 The Spire School 44 Commerce Rd., Stamford (203) 409-0066 www.spireschool.org Grade: 8-12 Self-care/health and wellness St. Cecilia Elementary School 1186 Newfield Ave., Stamford (203) 322-6505 Grade: PK4, K-5 Students: 310 St. Luke’s School 377 N. Wilton Rd., New Canaan (203) 966-5612 Grade: 5-12 Students: 525 The Stanwich School 257 Stanwich Rd., Greenwich (203) 869-4515 Grade: K-12 Students: 370 Trinity Catholic High School 926 Newfield Avenue, Stamford (203) 322-3401 Grade: 9-12 Students: 420 Trinity Catholic Middle School 948 Newfield Avenue, Stamford (203) 322-7383 Grade: 6-8 Students: 235

The Unquowa School 981 Stratfield Rd., Fairfield (203) 336-3801 Grade: PK-8 Students: 200 Whitby School 969 Lake Ave., Greenwich (203) 869-8464 Grade: PS-8 Students: 370 The Wooster School 91 Miry Brook Road, Danbury (203) 830-3900 Grade: PK-12 Students: 370

special ed Schools Eagle Hill School 45 Glenville Road, Greenwich (203) 622-9240 Ages: 6-16 Students: 251 Eagle Hill-Southport 214 Main St., Southport (203) 254-2044 Ages: 6-16 Students: 111 Pinnacle 44 Commerce Rd., Stamford (203) 409-0068 www.pinnacle-ct.org Grade: 2-12 Villa Maria School 161 Skymeadow Drive, Stamford (203) 322-5886 Ages: 6-16 Students: 88 Windward School 13 Windward Ave., White Plains, N.Y. (914) 949-6968 Grade: K-9 Students: 556

Stanwich is Building Building ld character. h Initiative. C Curiosity.

And an enduring respect for meaning, purpose, and a life of success and service.

CURIOSITY, INQUIRY, AND INVESTIGATION.

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We understand the difference between insuring a house and a home.

Your home is more than a roof over your head. It’s a valuable asset that shelters you and your valued possessions. As your insurance advisor, we know you need an insurance company that understands the way you live. With more than 125 years of experience, a well-earned reputation for prompt and fair claim settlements, and special expertise in protecting fine homes and their contents, we know Chubb is as different from other insurance companies as a home is from a house. To see how we can create a personal insurance program from Chubb to meet your sophisticated needs, please contact one of the Principals at Carlson and Carlson: Tripp Freeman, Peter Carlson or Doug Carlson at 203-637-7575.

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diversity, offers so much more than I have listed above. Once you settle into Greenwich and become familiar with all it has to offer, I am sure this wonderful town will always have a very special place in your heart.

So Much to Do in Greenwich

Roseann Sarica Benedict The Magyar Team

Top Team 2006‐2011

Roseann was born and raised in Greenwich.

by Roseann Sarica Benedict

She is very active in school and the community and is

G

Passionate about her family, friends, profession and her Town!

reenwich encompasses 48 square miles with 32 miles of gorgeous coastline and is located just 35 miles from New York City. This wonderful town has a vast array of recreation to offer.

Two of the largest recreational parks are Binney Park in Old Greenwich and Bruce Park in Central Greenwich. The 22-acre Binney Park is a popular spot for wedding photos. Every summer there is a Bruce Park model sailboat regatta, and the winters provide skating on Binney Pond. Tennis courts, baseball fields, walking trails and the annual Fourth of July Fireworks make this a favorite spot among locals.

Bruce Park is a 60-acre park that has ball fields, tennis courts, a fabulous playground, a fitness circuit loop and great walking trails.

The rose gardens and gazebo are also a favorite place to take photos.

Babcock Preserve, Laddins Rock Sanctuary, Montgomery Pinetum, Pomerance Property, Schongalla Park, Roger Sherman Park and Mianus River Park are just a few of the parks available for hiking, jogging, cross country skiing or picnicking. They offer varying degrees of difficulty for the novice or the experienced athlete.

Greenwich is fortunate enough to have four beaches. Byram Shore offers the only public pool. Baseball fields, tennis courts, a playground and a marina are all amenities of the park.

Greenwich Point is the pride of Greenwich. A children’s museum, hiking trails, a secret garden, kayak rentals, fishing, windsailing, picnicking, clamming or just plain old sunbathing…the choice is yours. Dogs are allowed at this beach from December 1 to March 31.

Two of our beaches are islands accessible via your own boat or the town ferry. Great Captains Island just restored its lighthouse. Island Beach has a small playground, bath house and food concession. Both islands offer permits for overnight camping under the stars. Simply paradise!

Greenwich is home to eight private golf clubs as well as the public course, Griffith Harris Golf Course. Dining facilities at “The Griff” offer food or drink after your round of golf.

The driving range is a great place to improve your form.

If horseback riding is your passion, Greenwich Riding and Trails Association helps preserve the 150 miles of riding trails in Greenwich and the surrounding areas.

Riverside Yacht Club

There are four libraries in town providing free wireless Internet. Besides loaning books, the libraries also offer free films, concerts, poetry readings and book clubs. The book van offers delivery and pick up to senior residents in town. Not to be missed is the Oral History project, a collection of interviews with people who have witnessed the history of Greenwich. Truly a history buff’s gift!

A vital resource in Greenwich is Community Answers

(203) 622-7979 and www.communityanswers.org), as they have a comprehensive list of all the clubs available to Greenwich residents. It should come as no surprise, given that Greenwich is a coastal town, that there are 11 private and public clubs related to boating. Some of the other non–traditional clubs include: The Cos Cob Archers, The Greenwich Cricket Club, The Greenwich Croquet Club and the Greenwich Lawn Bowling Club, The Greenwich Pigeon Club, The Greenwich Polo Club and The Greenwich Trout Unlimited.

Our wonderful town of Greenwich, with ever-changing diversity, offers so much more than I have listed above. Once you settle into Greenwich and become familiar with all it has to offer, I am sure this wonderful town will always have a very special place in your heart.

Roseann Sarica Benedict The Magyar Team Top Team 2006-2012 Roseann was born and raised in Greenwich. She is very active in school and the community and is passionate about her family, friends, profession and her town.

17

Guide to Buying Real Estate in Greenwich

B

uying residential real estate in Greenwich, Conn., is different from the buying practices in most other communities of the U.S., even neighboring communities in Fairfield County.

Understanding these differences can often make the difference between a successful and trouble-free transaction to one fraught with missteps and, on occasion, failure. This guide is designed to help you by walking you through the process so that you’ll understand what is happening each step of the way.

Of course, there is no substitute for the guidance that an experienced Greenwich Realtor® and Greenwich real estate attorney can provide.

The process begins by signing an Exclusive Right to Represent Buyer or Tenant Authorization or an Open Buyer or Tenant Authorization. The latter can be signed with multiple agents while the former will focus one agent on your needs for a prescribed period of time in a geographic area.

By agreeing to the provisions of these state-required documents, you are, in effect, hiring a REALTOR® to represent your fiduciary interests and to hold all confidential information private. This includes your motivation for buying, leasing or exchanging property, your time frame and its limits, and the maximum amount you have been approved by a lender to spend in a purchase. The Raveis Mortgage Company can review your financial qualifications and provide a preapproval letter that your Realtor® will use in presenting offers on your behalf. It can often make the difference in having an offer accepted or rejected and will also let you and your REALTOR® know the maximum you’ll be able to spend in a purchase.

Using a range you are comfortable with, your REALTOR® will go to work using their deep knowledge of the market, saving you a lot of time by effectively screening all the active properties, including those that are about to come on the market but are 18

not yet listed. You’ll be presented with listings and, where available, brochures and pictorial or video virtual tours of properties for your consideration.

Of course, there’s no substitute for seeing the actual property and that’s the next step: arranging a property tour of those properties you are most excited about. Essentially shielding you from questions by the seller’s agent designed to reveal your motivations and financial capability, your Realtor® will often be able to uncover property defects, limitations of use and seller motivations. His or her research will also uncover any previous listings of the property, the seller’s purchase documents, included and excluded items from the sale and details regarding renovations that have been done.

With his or her guidance, you will be able to narrow the field to a short list of properties that you’d like your REALTOR® to target. Then the bidding process begins.

Greenwich is different from other communities in that offers are presented either verbally or in writing but without an accompanying binder check or even a signature from the buyer(s). While offer letters can be signed by the purchaser, this is not necessary and can slow the process down considerably. The offer will clearly identify the purchaser and amount and any financing, inspection, closing date and offer expiration contingencies. It will also detail the items included and excluded from the sale and any repairs

or other property condition improvements that are necessary. Then the negotiation begins. In addition to keeping you from making mistakes in the process, this is the step in which your REALTOR® will more than earn his or her fee. Negotiations through a knowledgeable third party, who may also be able to present your offer personally to the seller, will often be preceded by a market analysis of recent sales of comparable properties. Contractors may also be engaged to write estimates for needed repairs. Educating the seller is often key to their understanding and acceptance of your offer. One or more cycles of counter offers are the norm in this process.

Upon acceptance of your offer by the seller, the seller’s attorney will prepare a purchase contract.

The next step is to have a reputable home inspector visit the property (a buyer’s expense) and write a detailed report of his/her findings, including structural integrity, radon levels, mold, mildew, asbestos, lead, and prior and current insect damage, if any. Attempting to have the seller engage and pay for this service is not advisable since you want an unbiased and current inspection report. The state requires sellers to complete a Residential Property Condition Disclosure Report or credit the buyer $500 at closing. In addition, for homes built prior to 1978, a Disclosure of Information on Lead-Based Paint and/ or Lead-Based Paint Hazards must also be supplied.

Both of these documents are based solely on the seller’s knowledge, however, and are no substitute for a licensed home inspection service. Using the inspection contingency in the offer, you may wish to have your REALTOR® either rescind the offer entirely or renegotiate it based on the home inspector’s findings. Until the purchase contract is returned with the seller’s signature, your expenses for the inspection are at risk. You should also be aware that correction of any latent defects that were not found by you, your REALTOR® or the home inspector will not be reimbursed after the closing, except if fraud can be proved.

Just before the closing, a walk-through of the property with your REALTOR® will often reveal issues that need to be taken care of by the seller. Missing appliances, window treatments and any other items on the inclusion list will be checked off and the property’s condition will be reviewed and photographed by your REALTOR®. Cans of old paint for touch ups and carpet remnants for spot repairs may be of

Greenwich is different from other communities in that offers are presented either verbally or in writing but without an accompanying binder check or even a signature from the buyer(s). use if you don’t plan on painting or re-carpeting the home.

If you indicated that you wanted these items, this is your opportunity to see that they have been left behind. Conversely, if you have no need for such items, the contract of sale will direct the seller to remove them. You’ll also need to call Connecticut Light & Power at (800) 286-2000 and Connecticut Natural Gas (if you have public gas service) at (203) 8696900 at least five business days prior to the closing to set up your account(s) and take final meter readings. Have your attorney notify Aquarion (if you have public water supply) at (800) 732-9678 at least five business days prior to the closing so that this utility can be set up in your name and a final meter reading can be made. To recap, the gas and electric utilities need to speak to you directly and the water company only wants to hear from your attorney.

While this script should help you be an informed purchaser, your REALTOR® will play the role of the director in this process and keep you from making costly mistakes.

Welcome to Greenwich!

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Enjoy the History, Lore and Present Day Water Lover’s Amenities of the Greenwich, Conn., Waterfront

by Jennifer O’Connell

G

Old Greenwich Yacht Club

reenwich is gifted with more than 31 miles of Long Island coastline made up of beaches, parks, harbors and beautiful homes. The rich history of the waterfront is fascinating and is as colorful as the scenery. The history includes stories from the days of the Native Americans having their “summer camp” on what is now Greenwich Point and the abundant shellfishing that is still practiced today in the rich sands and waters of this beloved park.

Greenwich waters were a very strategic location during the Revolutionary War and played an important role in the victory over Britain.

Our harbors and beaches were also Tod’s Point very active during Prohibition, as evidenced by the lore of “Murder Rock,” where a cabin once stood.

Old Greenwich Yacht Club Unfortunately, the caretaker picked the wrong bootlegger to associate with. This tiny island is located off of Sunset at Greenwich Point Riverside at the end of Cos Cob Harbor. If you look east at the end of the channel, you can still see the front stairs that led up to the cabin door.

Another jewel in the Greenwich We are gifted with many water-related amenities and waterfront crown is Byram Beach, facilities that are available only to Greenwich residents. complete with a pool for freshwaThere are approximately 1,200 public slips and moorter swimming and many more picings for vessels up to 36’ and 5’ drafts and 250 racks nic areas for those special summer for kayaks and canoes. Boating enthusiasts are able to barbecues. join boat and yacht clubs for as little as $400 and up.

Overall, the Greenwich waterWe also offer many world-famous, private boating clubs front—with its distinctive homes, reswith additional features, fabulous cuisine and more spec- taurants and shops—is also an endless source of natural beauty tacular views. and recreational opportunities for all ages and interests.

Our waterfront parks have something for everyone. Have a barbecue or take a three-mile stroll or run while enjoying the breathtaking views around Greenwich Point, including Jennifer O’Connell the magnificent New York City skyline. The bird watching is The Magyar Team endless and the sunsets are legendary. Greenwich also has Top Sales Team 2009-2012 two islands with seasonal ferry service, which really makes Mobile: (203) 249-1948 Email: Jennifer.O’Connell@Raveis.com getting there half the fun!

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10 Tips to Ensure a

Positive Moving Experience for Your Pet

by Dr. Philip Putter

M

oving is a stressful situation for everyone involved, including the family pet. Whether your new home is a few miles up the road or across numerous state lines, taking the time to make sure your pet is prepared is crucial. The following tips will ensure that the entire family is ready to go on moving day.

1

See your veterinarian. If you move out of the area, your pet may need additional vaccinations, medications or a health certificate. Obtain a copy of your pet’s current vaccinations and medical history. Most pets travel fine, but if yours does not, consider options such as medication to alleviate stress.

2

Medications and food. Keep at least one week’s worth of food and medication with you in case of an emergency. If your pet needs a special diet, call ahead to find where to purchase it in your new town. Obtain written prescriptions for diet or medications.

3

Pet first aid kit. Include gauze, adhesive tape, non-stick bandages, towels, triple antibiotic ointment and hydrogen peroxide, a blanket or floor mat to use as an emergency stretcher, phone numbers for your current vet, animal poison control and a 24-hour emergency clinic. Remember, first aid is no substitute for emergency veterinary care, but it could save your pet’s life.

4

Current ID tag. Even if your pet has a microchip or tattoo, we also recommend wearing a sturdy collar and an identification tag with your current contact information.

5

Minimize stress. Keep pets in a safe, quiet, room with a “Pets Inside!” sign posted on the door. Provide food, water, bedding and toys. If you are crating your pet for the move, gradually introduce the crate before your trip so it will be a comfortable place on moving day.

6

Travel by air. Contact your airline for rules/restrictions.

Most airlines require a health certificate and may require a certificate of acclimation. Some airlines allow pets in the cabin depending on their size. If traveling in the luggage hold, the crate should be locked securely to eliminate risk of escape. If moving abroad, the requirements for importing a pet differ between countries and can be complicated. Do your research early.

7

Travel by car. We recommend crating your pet. Secure the crate and provide familiar toys. If you feel that it’s less stressful to not crate, use a restraining harness. For cats, have extra litter and disposal bags. Never transport your pet in an open truck bed or storage area of a moving van. Plan stops that allow you to stay with the car, and if using overnight lodging, reserve a pet-friendly hotel in advance.

8

Your new vet. Before your move, ask your vet to help you find a doctor in your new town. Look for one certified by the American Animal Hospital Association (AAHA). Once moved, ask neighbors or other pet owners for recommendations. Consider scheduling a consult to meet the doctor and discuss your pet care philosophies. Request an impromptu tour—the hospital should always be clean, not just when they are expecting you.

Consider location/hours, a friendly, professional atmosphere and a knowledgeable staff. Never “settle.” Look until you are confident your pet will get the best possible care.

9

Your new town. Different areas have different concerns, such as tick borne illness or vaccine recommendations.

Talk to your new vet about this. Contact your local animal control agency for laws unique to the area and inquire about pet licensing.

10

Your new home. New surroundings are exciting, but they can also be frightening for pets. Pack things your pet will need (bowls, bedding, toys, food, treats, medications) so they are easily retrievable and unpack them right away. Keep windows and doors closed when unsupervised. Look for spaces where nervous pets can hide. If you didn’t move far, your pet may try to go back to your old home, so give neighbors your new contact information. Outdoor cats should be kept indoors for at least a month and then taken out with supervision before allowing them to return to their routine. Supervise dogs even in a fenced yard until they are comfortable in their new surroundings.

Dr. Philip Putter Greenwich Animal Hospital (203) 869-0534 www.greenwichanimalhospital.com

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Preparing Your Home for Sale

by Roseann Sarica Benedict

E

very seller wants their home to sell fast and bring top dollar. Careful planning and knowing how to professionally spruce up your home will get you the best selling price. Here’s how to prep a house and turn it into an irresistible and marketable home.

1

Attics, basements and garages matter: Buyers not only want to see a clean and organized home, they also want to see the same cleanliness followed through from the attic to the basement. If you have items laying around that you haven’t used in years, pitch them! Clutter in any of these rooms matters just as much as clutter in the main living space.

2

De-personalize: Buyers need to imagine themselves in the home they are viewing. Packing up personal photographs and family heirlooms is the first step.

3

Clean out the closets: Storage is the one thing that all buyers are looking for. Take half the items out of your closets and store them off site. Organize your closets, as most buyers will look in these areas. If they see neat, orderly closets, they can imagine their personal belongings in the same space.

4

De-clutter: Minimize items on book shelves. Pack up knick knacks, figurines and collections. (You will have to do this anyway when you move, so it is better to do it now rather than later). Clean everything off kitchen counters and refrigerators.

5

Kitchen cabinets: Organize cupboards. Turn coffee cup handles facing the same way. Open every cabinet and drawer to make sure nothing is going to fall out on a potential buyer.

Less is more when it comes to cabinets and drawers.

6

7

Make minor repairs: 8Replace cracked floor or counter tiles 8Regrout and recaulk bathroom tub areas 8Patch holes in walls 8Fix leaky faucets 8 Fix doors that don’t close properly and kitchen drawers that jam 8Consider painting your walls neutral colors 8Replace burned-out light bulbs 8Splurge on decorative pillows for couches and beds 8Wash window sills and screens Make the house gleam: 8Clean out the refrigerator 8Wipe down kitchen appliances 8Sweep out the garage, basement, attic, deck and walkways 8Wash windows inside and out 8Polish chrome faucets and household mirrors 8Remove or replace old dingy carpets 8Wipe down fingerprints from wall trim 8Turn on every light in the house when buyers visit

8

Remove odors: Replace basement carpets if they smell like mold or mildew. Always crack a window so that fresh air circulates in the house. Do not fry food in the kitchen or make something that is pungent just prior to a buyer’s arrival. Baking an apple pie or cookies is preferable.

9

Check curb appeal: 8Keep sidewalks clear 8Trim bushes 8Mow the lawn 8Plant flowers in pots 8Sweep off porches and decks 8 Remove toys, bikes, lawn art and lawn equipment from the yard 8Weed gardens

10

Fresh flowers or fruits: A spray of roses on the dining table, a few newly picked pansies in the bathroom or a bowl of fresh fruit are pleasing to the eye.

All of these tips will prepare your home for sale. The more you do to make your home salable before buyers arrive, the better. Remember, you never get a second chance to make a first impression!

Roseann Sarica Benedict Top Sales Agent Magyar Team – 2006-2012 (203) 979-9104 roseann.benedict@raveis.com

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U.S. Coast Guard Auxiliary Is “Always Ready” Lend a Helping Hand to by Jennifer O’Connell

T

he boaters of the Greenwich community enjoy a 360-degree view of the most spectacular waterfront community in the metropolitan New York City area.

Equal to the sheer enjoyment of all things water-related is safety. Greenwich is home to the United States Coast Guard Auxiliary Flotilla 78, based at The Water Club in the Cos Cob section of town. This is a volunteer organization devoted to public education and boating safety for the skippers who want to be the best they can be. The Flotilla offers continuing education in all maritime-related topics and welcomes new members. Boating safety is paramount, and the following is a list of some of the items that need to be onboard to comply with Coast Guard regulations:

8Fire extinguishers 8Sound-making device (Your kids don’t count!)

8Visual distress signals 8Navigation lights 8Proper display of numbers 8Registration/documentation 8Lifejackets To receive your complimentary Coast Guard VSC (Vessel Safety Check) yearly decal from a certified VE (Vessel Examiner), please contact: Jennifer.OConnell@raveis.com or (203) 249-1948.

Jennifer O’Connell The Magyar Team Top Sales Team 2009-2012 Mobile: (203) 249-1948 Email: Jennifer.O’Connell@Raveis.com

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Can’t Find It? Then Build It!

by Charles Magyar

T

here’s nothing quite like a newly constructed home. Everything from the smell of new materials to the clean look of new appliances, fixtures, floors and tile work will make you feel rejuvenated. Then, too, there are the modern floor plans and energy efficiency of newly constructed homes that keeps them functional and economical to run for a long time. But, like everything else, this all comes at a price. Generally speaking, a contractor will spend about as much money constructing a new house as was spent on the land and add as much to cover the interest on loans, entrepreneurial risk and, of course, profit. Given this tripling of the cost of the original lot, you get the idea that the builder’s anticipated sale price is one-third higher than his actual hard costs. But is there an alternative that can bring down the cost to the buyer and, at the same time, accomplish the task in less time?

If you’ve visited new houses that have been custom built on site by a contractor who purchased a building lot or torn down a resale, you’ve probably wondered why there is so little negotiating room on price. The answer lies in the cost of labor and materials needed to construct a custom-built house, the cost of the building lot and any demolition of a previous house, and the month-by-month costs of the construction loans to finance the project until it’s sold. The original building lot, soft costs such as engineering and architecture services, labor and materials, need to be paid for as costs are incurred, but the proceeds of the sale can lag the start of construction by a year or more. On top of that is the risk that the house will be sold at all. To help lower the costs and accelerate the schedule of construction, an alternative that’s been increasing in popularity with both builders and owners is modular construction.

What is modular construction? Modular construction refers to building a home using a collection of modules. Just like the assembly of your car from subassemblies of frames, transmissions, brake systems and the like, the modular home is built in a climate-controlled indoor facility using assembly lines. The assembly line track moves the modules from one workstation to the next while independent building inspectors from a third party engineering firm supervise and quality control the construction, ensuring that all building codes are adhered to.

What are the advantages of this approach? This approach was originally developed by large contractors who needed a way to speed the construction process, trim costs and, at the same time, ensure the quality of their finished products. Rather 30

than bring the workers to the construction sites and be subject to weather conditions and delays, the construction team can move much more quickly indoors where the workers are already located. The benefits? Lower cost to the consumer, much faster completion of the home, and high-quality construction.

What kind of designs can be built? Originally, modular companies provided a catalog with a few ranches and raised ranches.

Today, modular choices range from the low end: 910-squarefoot, 2-bedroom, 1-bath ranch, to the high end: 6,044-squarefoot, 5-bedroom, 5-full and 2-half-bath, two-story colonial with a 3-car garage. Westchester Modular Homes, our area’s premier modular home builder, offers 51 different styles ranging in size from a 768-square-foot, 4-bedroom, 2-bath Cape Cod (the “Phoenix”) to a 3,648-square-foot center-hall colonial with 5 bedrooms, 2-full plus 1-half-bath and a 3-car garage (the “Arlington”). Westchester’s flexibility was challenged ten years ago when a client ordered a 7,000 square foot home requiring no less that 20 boxes to accomplish.

What are the building steps? Inside the large, climate-controlled facility, you’ll find an assembly line track which moves the modules from one workstation to the next. At the first station, two people build a floor section using 3 percent kiln-dried lumber to prevent twisting and warping. Large quantities of glue are used, especially between the layers of the floor system, which has double perimeter joists and a 1 1/8” glued plywood subfloor. At the next station, carpenters lay out the wall studs on a big steel jig. The metal framework holds all the pieces true and square, and the nailing is done, followed by an application of sheetrock to one surface. The backs of the sheetrock seams are also taped.

Each interior wall is carefully picked up by an overhead crane and set on the floor section. It’s lined up and nailed into place as the crane goes back for the next piece. This becomes a bit of a three-dimensional jigsaw puzzle, as all of the interior walls are placed in the right order and location. The wall insulation is then glued into place.

For the ceilings, a large smooth surface is used to lay out 20-foot sheetrock sections, edge to edge, face down. Then the ceiling joist framework is laid on top. A carpenter then sprays all the joints where wood meets sheetrock and instantly, the thick yellow liquid foams up to fill any gaps and makes a sturdy bond between the sheetrock and the wood frame.

Then another crane hovers overhead, lowers its cables and picks up the whole ceiling and suspends it over the walls while craftsmen line it up and get it nailed into place.

When finished, the assembly is wrapped in plastic. These modules generally take one to three months to construct.

Then they are transported to the building site where a crane is brought in to place the modules on the foundation.

Are there any disadvantages? While a very large base of building designs is possible for customer tweaking, if you have a specific design with an unusual or irregular floor plan, you’ll most likely have to go the stick-built route. Also, since many buyers are not yet educated in regard to the advantages of modular construction, you may face resistance when selling your house in the future. As the word spreads about the value and quality of this approach, over time it may become a plus when you sell your home.

To help lower the costs and accelerate the schedule of construction, an alternative that has been increasing in popularity with both builders and owners is modular construction.

Will this approach save me money? By eliminating lengthy and expensive construction loans and the effects of weather on the construction schedule, leveraging the efficiencies of an assembly line, and utilizing local construction staff, cost savings can be significant. This approach may wind up saving you up to 20 percent of the cost of a traditional “stick-built” approach.

What about the quality of the finished product? Since the modules are built to survive the stresses of being transported to the building site, they have to be extremely durable. As a consequence of indoor construction and quick closure on site, the negative impact of adverse weather on building materials is but a fraction of what is typically expected in conventional construction. Advantages of 20-foot lengths of sheetrock, glued insulation, 2x6 exterior framing, and the use of glue, adhesives, metal straps, screws, and plywood (vs. wood particle board) also means more durable and energy-efficient construction. Engineered microlam beams allow for a flush beam in the basement ceiling for unobstructed headroom rather than the typical steel or laminated beam that is placed under floor joists, interrupting the ceiling’s line of sight. Steel bushings are used to protect the wiring as it passes through the wall studs, from nails and picture hangers.

How can I get started? If modular construction makes sense to you, the next step is to see some of the completed models or local projects and decide which design fits your needs and budget. Next, a building lot or resale home needs to be identified.

Houses being sold with multiple listing descriptions or advertisements of “as-is,” “fixer-upper” or “handy man special” are usually crying for a tear down for new construction. Given that the current property has all the utility connections you’re likely to need, perhaps a foundation that can be used, and was most likely built on a level lot close to schools and parks, you can save time and money by building your house in the same location.

Locating the property, picking a design and selecting a contractor who has experience with modular construction will enable you to keep your costs to a minimum and allow you to move into your new dream home in a minimum time frame.

If you’re looking for a way to afford a quality home in a nice neighborhood, have input into the design and finishes that will be used, and be able to move into it in under nine months, try this approach: Work with a member of The Magyar Team who will identify target properties that can serve as the launching pad for the project. Once your building lot is identified, have your modular company or an architect fit your preferred design onto the land. Most modular companies will do the design work for a nominal fee. Establish your budget then secure the financing.

You’ll be able to cut a substantial portion of “the extra third” out of the equation and put it in your pocket. Happy building!

Charles Magyar Sales Vice President (203) 550-1929 charles.magyar@raveis.com

31

Home Inspections:

A Wise Investment for Homebuyers

by Stephen M. Gladstone, ACI

H

ome inspections are now the rule and no longer the exception with wise homebuyers. Anyone who has bought a home, be it new or used, can attest to the horror stories of problems popping up in their dream house, almost as quickly as the papers are signed.

Take the dripping faucet that suddenly turns into a plumber’s second vacation...or the broken window sash that requires hiring a carpenter for the price of his kid’s college tuition.

We fear it, and yet many of us casually spend more money than we ever thought possible on a home, with little attention turned to the potential needs and repairs the future can inevitably bring.

Enter the home inspector...not Superman or a soothsayer looking into a crystal ball, but a modern-day home detective who evaluates the clues and conditions made much more obvious to him from ongoing training and the day-to-day inspections of a wide variety of homes and condominiums.

Often, the inspector can note many subtle signs within the home that can suggest potential problems or hazards, and, just as importantly, note the many good aspects of construction and mechanical systems in operation. This can help establish that there is, and it is a wise decision to buy the new home. Water stains, curled roof shingles, termite tubes, peeling paint and other clues missed by a homebuyer can add thousands of dollars to the cost of a home simply because homebuyers aren’t trained to focus on these types of details.

In this world of “Google” and “Wikipedia,” most homebuyers just don’t know what they are looking at.

While the inspector is not performing the service to provide a guarantee or warranty, his intent is to establish the visible conditions of the home at the time of the inspection. The careful, step-by-step procedure, which may take three hours or more at the site, is the best protection a buyer can have. In addition, the inspector should be able to discuss with the client maintenance needs, explain how the home systems operate, show where safety equipment and emergency shut-offs are, and how to use them.

A purchaser should leave the inspection with a good understanding of the condition of the home, know a bit about the various home mechanical systems, and understand required maintenance and deficiencies found. After all the on-site discussions are done, they should feel more secure that this house is the house they want to purchase.

32

Remember that no house can fail an inspection, but the conditions found often dictate the next round of negotiations and/or decision to continue the process. Buyers should also have a feel for the life expectancy of the important systems within the home and some idea about projected costs. A good, written report with photos should follow, reaffirming the conditions established at the site and recommendations made. It often becomes an instrument for negotiation in the final contract if unforeseen items are found.

The inspector can note many subtle signs within the home that can suggest potential problems or hazards, and, just as importantly, note the many good aspects of construction and mechanical systems in operation.

Modern home inspections protect everyone involved in the purchase and can certainly lead to a more confident and educated buyer. Picking the right inspector should be based on experience, knowledge and thoroughness. All inspectors and inspections are not the same. Ask what is included, what will be done and when you will receive the report. Inspectors in Connecticut and New York must be licensed and follow State Mandated Standards.

To find a competent home inspector, go to www.ashi.org and look for a certified inspector in the zip code area of the home you are buying.

Stephen Gladstone is president of Stonehollow Fine Home Inspections & Testing in Stamford and has been inspecting homes in this area for more than 30 years. He was national president of The American Society of Home Inspectors in 2004 and can be heard Saturday mornings on 1490 am WGCH radio here in Greenwich weekly from 7:00-9:00 a.m.

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Pool opening & closing, winterization, repairs, maintenance, filtration & cleaning systems, pool & spa heaters, pumps, covers. Inspections & appraisals.

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(203) 324-6308 • www.davenportcontracting.com Richard Koch, Brian MacDonald, partners Custom builder and property management in Fairfield and Westchester counties for more than 25 years. Custom home maintenance plans, handyman and emergency services, property inspections and monitoring. We review a checklist of property elements with you and decide what you would like us to manage year round. As a builder, we provide pre-construction estimating, construction management and fixed-bid pricing for clients. Davenport aims to build positive experiences with all our customers!

35

Charles’ Top 12 Restaurant Recommendations

BAANG 1191 East Putnam Ave., (203) 637-2114 Lunch: Mon.-Fri.; Dinner: 7 days This is a colorful, vibrant restaurant designed by David Rockwell that features modern Asian cuisine. Specialties include Szechuan lobster pancakes, pan-fried pepper oysters, crackling calamari salad and grilled Szechuan beef. Rated “Excellent”

by The Times and dubbed one of the top ten restaurants in Connecticut by Zagat.

BARCELONA RESTAURANT & WINE BAR 18 West Putnam Ave., (203) 983-6400 www.culinarymenus.com/Barcelona Dinner: 7 days Classic, stylish, sophisticated and comfortable, Barcelona provides the energy of the Ramblas with the care of a corner tavern. The perfect spot for a quick bite or a romantic feast, with flavorful tapas, paellas and sangria. Barcelona offers cutting-edge music and skilled bartenders.

CENTRO AT THE MILL 328 Pemberwick Rd., (203) 531-5514 Lunch: Mon.-Sat.; Dinner: 7 days This chic, neighborhood-style trattoria is a colorful, casual place for friends and family to enjoy tasty Italian cuisine: homemade ravioli, thin-crust European pizza, grilled fish and meats, creative salads, plus an extensive wine list.

Gabriele’s Italian Steakhouse 35 Church Street, (203) 662-4223 gabrielesofgreenwich.com Lunch: Fridays 11:30-2:30; Dinner: 7 days Located in downtown Greenwich just off East Putnam Ave. and named after its owner, Danny Gabriele, the steakhouse has a large circular dining room with several spacious alcoves. The steaks are handselected, prime beef, both wet- and dryaged, seasoned with sea salt and crushed peppercorns, and prepared with a custom built, high heat broiler which sears each cut to perfection. In the bar, a woodburning fireplace that faces an unpolished granite bar provides a vibrant backdrop to the social scene. A private room can accommodate up to 150 diners.

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The Ginger Man 64 Greenwich Ave., (203) 861-6400 Lunch & Dinner: 7 Days www.GingerManGreenwich.com A welcoming restaurant and gathering place offering genuine hospitality for the past 10+ years. Known for their innovative approach to classic American comfort foods with global influences and a vast selection of artisan beer, wine and spirits.

The Ginger Man has earned a reputation as a local favorite for families and anyone else looking for that neighborhood feel.

Fireplace, private dining and brunch.

L’ESCALE 500 Steamboat Road, Delamar Hotel (203) 661-4600 Breakfast, Lunch and Dinner: 7 days; Brunch on Sundays L’escale, which means “port of call,” serves an inventive and authentic Provencal menu in an atmosphere that captures the Mediterranean or South of France.

Chef Frederic Keifer, executive chef of Artisan and Lescale, will serve you a memorable culinary experience. Open stone fireplace and amazing harbor views are some of the beauties of this Greenwich fine dining establishment. Bar and lounge with piano and music on select evenings.

Private room and catering available.

MEDITERRANEO 366 Greenwich Ave., (203) 629-4747 Lunch and Dinner: 7 days Fine dining meets a casual atmosphere replete with freshly prepared cuisine of southern France and northern Italy. Daily specials include grilled calamari, fish salad and grilled lamb kabobs. Everything is always fresh here because the menu follows the seasons—be it fresh crabmeat in the summer or duck in the fall—all under the direction of Al de Angelis.

Pasta Vera 48 Greenwich Ave., (203) 661-9705 susan@pastavera.com Lunch 11:30-3:00; Dinner 5:00-10:00 Sunday 4:00-9:00 This family-owned restaurant opened in 1986 and was totally renovated in 2006 with design by Yoshi Miki. Everything, including the pasta, is made fresh daily.

The restaurant has lunch and dinner to-go menus and full-service catering.

POLPO 554 Old Post Road, (203) 629-1999 wwwpolporestaurant.com Lunch: Mon.-Fri.; Dinner: 7 days Sunday: Open from 2:00-9:00 p.m.

Come and be transported to the Northern Italian countryside, where excellent cuisine, wine and service reign. This rustic, intimate restaurant boasts stone walls and a beautiful mahogany bar. It’s the watering hole for Greenwich faithful.

Outdoor dining.

Tengda Asian Bistro 21 Field Point Rd., (203) 625-5338 Lunch: Mon.-Sat.; Dinner: 7 days The interior is hip and modern with a bar and two separate dining areas or sit at the large open sushi bar and watch the sushi chefs make a variety of rolls. Tengda has received good reviews from The New York Times and Zagat in addition to winning the Best of the Gold Coast: Connecticut. The menu consists of PanAsian fusion cuisine: Thai, Japanese and Chinese entrees and sushi, and all food is fresh and made to order. Stop by for lunch or dinner. Tengda has an extensive selection of wines, cocktails and Saki.

TERRA RESTAURANT 156 Greenwich Ave., (203) 629-5222 Lunch: Mon.-Sat.; Dinner: 7 days.

Here is a casual, New York-style bistro right in the heart of Greenwich, and it is a welcome place to sate the palate with unparalleled Northern Italian cuisine. Fish and pizza from a wood-fired oven set the pace in this relaxed environment with a friendly staff who make this truly a family restaurant.

Valbella!!

1309 East Putnam Ave., Riverside (203) 637-1155, www.valbellact.com Lunch: Mon-Sat.; Dinner: Mon-Sat. Open for private events on Sundays.

Contact Ralph or Nick. Northern Italian, high-end, rated “Excellent” by The New York Times. Three dining rooms, including wine cellar that seats up to 50 and salon with fireplace and French doors that lead to patio for cocktails and after dinner cordials. Large, diverse wine list, bottle prices begin at $40. Recipient of seven Wine Spectator Awards of Excellence. Since 1992.

Kaye & Hennessey, LLC ATTORNEYS AT LAW Real Estate Law Estate Planning Estate & Trust Administration

(203) 625-5300 Fax (203) 625-3161

7 1 L e w i s S t r e e t , P. O. B o x 7 6 8 , G r e e n w i c h , C T 0 6 8 3 6 w w w. k a y e h e n l a w. c o m

Moving Tips Eight Weeks Prior

q Contact movers for estimates or to reserve a moving van. q

lean out your attic, basement, storage shed and other C big storage areas.

q

tart to use up things you can’t move, such as frozen S foods and cleaning supplies.

q

ontact the chamber of commerce, your real estate agent C or visitor’s and tourism bureau in your new community for information on your new city.

Six Weeks Prior q

I f you’re moving at an employer’s request, verify what expenses may be reimbursed.

q

F or out-of-town moves, contact the IRS or your accountant for information on what moving expenses may be taxdeductible.

q

I nventory and evaluate your possessions to determine if anything can be sold or donated.

q

L ocate all auto-licensing and registration documents and contact local authorities for information about possible property tax rebate and related information.

q

I f some of your goods are to be stored, make the necessary arrangements.

q

ontact schools, doctors, dentists, lawyers and C accountants and obtain copies of your personal records or request forwarding to new contacts.

Four Weeks Prior q

ontact utility and related companies (gas, electric, oil, C water, telephone, cable and trash collection) to establish service at your new home. Contact current vendors, but remember to keep telephone and utilities on through your moving date.

q

ontact insurance companies (auto, homeowner’s or C renter’s, medical and life) to arrange for coverage in your new home.

q

I f you’re packing yourself, purchase packing boxes from your local mover. Pack items that you won’t be needing for the next month.

Three Weeks Prior q

ake sure travel arrangements and reservations M are in order.

q

rrange to close accounts at your local bank and A open accounts in your new locale. Don’t forget about automatic deposit and payment items.

Two Weeks Prior q

38

One Week Prior q

ithdraw the contents of your safety box, pick up any dry W cleaning, return library books and rented DVDs, etc.

q

T ake pets to the veterinarian for any needed immunizations. Get copies of pets’ veterinary records.

q

rain gas and oil from power equipment (lawn mowers, D snow blowers, etc.).

q

Give away plants not being moved.

q

repare specific directions to your new home for your P moving company (include your itinerary, emergency numbers, etc.).

Two to Three Days Prior q

efrost your freezer and refrigerator. Block doors open so D they can’t accidently close on pets or children.

q

isconnect major appliances and prepare for the move.

D You should request the gas company to disconnect your gas dryer, oven and any other gas appliances.

q

ack a box of personal items that will be needed P immediately at your new home. Ask the movers to load this box last or transport it yourself.

q

et aside those things that you are transporting yourself so S that they are not mistakenly loaded by your mover.

q

ontact your mover to confirm arrival time of the moving C van.

Make change-of-address notifications.

q Arrange special transportation for your pets and plants. q

q C ontact the moving company to review and confirm the arrangements for your move.

I f moving out of or into a building with elevators, contact the building management to schedule use of the elevators.

Moving Day q

Record all utility meter readings (gas, electric, water).

q

ead your bill of loading and inventory carefully before R you sign it.

q

eep contracts, bills and other moving papers in a safe K place until all charges have been paid and all claims have been settled.

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William Raveis Statistics Local County and Statewide Statistics Available on raveis.com Unit Sales 125

YOUR TOWN - Single Family Properties 13.7 %

100

25.1 %

75

33.8 % 8.4 % Sep 05 Mar 06 Sep 06 Mar 07 Dec 05 Jun 06 Dec 06 Jun 07

18.0 %

Median Sales Price 900

YOUR TOWN - Single Family Properties

YOUR TOWN - Single Family Properties

600

750

696

549

450

90.00%

Sep 05 Mar 06 Sep 06 Mar 07 Sep 07 Dec 05 Jun 06 Dec 06 Jun 07

300

2005

2006

Your Town

YTD Market Time, % Change

37,885 33,457 29,492

2007

2005

2006

Fairfield County

2007

2005

2006

2007

State of Connecticut

Market Time for Sold

Single Family properties as of December 30%

YOUR TOWN - Single Family Properties

120 100

20%

80 10%

400 Sep 05 Mar 06 Sep 06 Mar 07 Sep 07 Dec 05 Jun 06 Dec 06 Jun 07

10,042 8,302 7,764

96.00%

500 600

642

99.00%

Total Inventory 700

Single Family properties as of December

YOUR TOWN - Single Family Properties 102.00%

93.00%

50 25

Sales, YTD

Sales To List Price Ratio

Unit Sales - 12 Month

YOUR TOWN - Single Family Properties

Sep 05 Mar 06 Sep 06 Mar 07 Sep 07 Dec 05 Jun 06 Dec 06 Jun 07

0%

60 2005

2006

Your Town

2007

2005

2006

Fairfield County

2007

2005

2006

2007

State of Connecticut

40

Sep 05 Mar 06 Sep 06 Mar 07 Sep 07 Dec 05 Jun 06 Dec 06 Jun 07

Log on to raveis.com to receive a comprehensive report of Greenwich’s real estate market conditions. Clear and easy-to-interpret graphs represent average market time, median sale price, unit sales, recent sales by address within the last 3 months and much more. Compare Greenwich town data to that of Fairfield County and Connecticut.

If you are a buyer or seller, let raveis.com help you make an informed real estate decision. Visit raveis.com today.

Train Station Data

was built before ADA law, therefore, ramps may not meet ADA requirements. Nearest accessible stations: Stamford, Conn., or Rye, N.Y.

Station Parking: Call (203) 618-3060 for further information.

Taxi: Greenwich Taxi: (203) 869-6000

Greenwich Train Station

1 Railroad Ave. between Arch St. and Greenwich Ave. Greenwich, Conn.

Taxi: Greenwich Taxi: (203) 869-6000 Accessibility: NY-bound platform: Elevator to platform is in station building and available only when station is open. The station was built before ADA law, therefore, ramp may not meet ADA requirements.

Nearest accessible station: Rye, N.Y.

Cos Cob Train Station 1 Cos Cob Ave., Cos Cob, Conn.

Taxi: Greenwich Taxi: (203) 869-6000 Accessibility: Ramps to both platforms. The station

Old Greenwich Train Station 1 Sound Beach Ave. between Webb Ave. and Arcadia Rd. Old Greenwich, Conn.

Accessibility: Ramps to both platforms. The station was built before ADA law, therefore, ramps may not meet ADA requirements. Nearest accessible station: Stamford, Conn.

Riverside Train Station 1 Riverside Ave., Riverside, Conn.

Taxi: Greenwich Taxi: (203) 869-6000 Accessibility: Ramps to both platforms. The station was built before ADA law, therefore, ramps may not meet ADA requirements. Nearest accessible station: Stamford, Conn.

41

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Emergency: Police, Fire, Ambulance...................................911

Important Numbers

Connecticut Transit (Bus).................................(203) 327-7433 Connecticut Limousine (To Airport).................(800) 472-5466 Department of Motor Vehicles.........................(800) 842-8222 Metro-North Commuter Railroad.....................(800) 638-7646 Ride Sharing for Commuters............................(203) 324-6700 Westchester Airport.........................................(914) 285-4860

Emergency for Hearing Impaired.....................(203) 622-8050 Poison Control Center.....................................(800) 222-1222 Police: General Information.............................(203) 622-8000 Animal Control Division...................................(203) 622-8299 Chief of Police.................................................(203) 622-8010 Detective Division............................................(203) 622-8018 Marine Division................................................(203) 622-8044 Parking Violations............................................(203) 618-3060 Patrol Division.................................................(203) 622-8040 Records Division..............................................(203) 622-8024 Traffic Division.................................................(203) 622-8015 Youth Division.................................................(203) 622-8030

Greenwich Post (Community)..........................(203) 861-9191 Greenwich Time (Daily)...................................(203) 625-4400 Greenwich Magazine.......................................(203) 869-0009 WGCH - 1490 AM (Radio)...............................(203) 869-1490 Cablevision of Connecticut..............................(203) 870-2583

fire department - emergency..............................................911

Libraries

Non-Emergency..............................................(203) 622-3950 Byram..............................................................(203) 622-3973 Central Greenwich...........................................(203) 622-3959 Cos Cob..........................................................(203) 622-3972 Glenville..........................................................(203) 622-3974 Old Greenwich (Sound Beach).........................(203) 622-3975

Byram Schubert Library...................................(203) 531-0426 Cos Cob Library...............................................(203) 622-6883 Greenwich Library...........................................(203) 622-7900 Greenwich Library TTY.....................................(203) 622-7910 Community Answers........................................(203) 622-7979 Perrot Memorial Library...................................(203) 637-1066

ambulance

municipal

Greenwich Convenient Medical Care (Walk-in).....(203) 698-1419 Greenwich Hospital.........................................(203) 863-3000 Greenwich Hospital Emergency Room.............(203) 863-3637

AT&T...............................................................(203) 771-5200 Audubon Center..............................................(203) 869-5272 Board of Education..........................................(203) 625-7400 Boy Scouts.......................................................(203) 869-8424 Boys & Girls Club.............................................(203) 869-3224 Bruce Museum................................................(203) 869-0376 Department of Public Works............................(203) 622-7740 Eastern Civic Rink.............................................(203) 637-4583 Family Center..................................................(203) 869-4848 Girl Scouts.......................................................(203) 762-5557 Greenwich Arts Council...................................(203) 622-3998 Greenwich Historical Society............................(203) 869-6899 Independent Refuse Collectors.........................(203) 622-0550 Old Greenwich/Riverside Community Center.....(203) 637-3659 Recycling Center & Dump...............................(203) 622-0377 Registrar of Voters............................................(203) 622-7889 Selectman’s Office...........................................(203) 622-7710 Senior Center..................................................(203) 622-3990 SNET Repair....................................................................... 611 Tax Collector...................................................(203) 622-7891 Town Hall........................................................(203) 622-7700 Transportation Assoc. of Greenwich.................(203) 637-4345 Teen Center.....................................................(203) 629-5744 Western Greenwich Civic Center......................(203) 531-6273 YMCA..............................................................(203) 869-1630 YWCA..............................................................(203) 869-6501

utilities & services Aquarion Water Co. ........................................(203) 869-5200 AT&T Phone/SBC.............................................(800) 288-2020 Chamber of Commerce...................................(203) 869-3500 Connecticut Light & Power.............................(800) 286-2000 Connecticut Natural Gas Corp. .......................(203) 869-6900 Department of Motor Vehicles (Stamford).......(203) 388-2189 Verizon...............................(800) VERIZON or (800) 837-4966

post offices Amogerone.....................................................(203) 869-3737 Cos Cob..........................................................(203) 869-1470 Glenville Station...............................................(203) 531-8744 Old Greenwich................................................(203) 637-1405 Riverside..........................................................(203) 637-9332 Valley Drive......................................................(203) 625-3168 FedEx..............................................................(800) 238-5355

Transportation Greenwich Taxi................................................(203) 869-6000 Greenwich Railroad Station..............................(203) 869-2663 Amtrak Information.........................................(800) 872-7245

media

43

IVEY, BARNUM & O'MARA,

LLC

ATTORNEYS-AT-LAW

ATTORNEY-AT-LAW

Nielsen Electric LLC Service Upgrades

We are a full service law firm with more than 30 attorneys providing quality legal services for over 60 years.

REAL ESTATE

Vicki K. Comberiati William I. Haslun Donat C. Marchand Steven B. Steinmetz

● ● ● ●

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Wilmot L. Harris, Jr. Michael J. Jones Michael P. Murray Tom S. Ward, Jr.

● ● ● ●

LAND USE BUSINESS EMPLOYMENT LAW WRONGFUL DEATH

Greenwich 170 Mason Street, Greenwich, CT 06830 tel 203.661.6000

Renovations & New Construction Generators

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Service Contracts

New Canaan 65 Locust Ave., Ste. 100, New Canaan, CT 06840 tel. 203.966.1492

New York 9 East 40th Street, New York, NY 1016 tel. 212.704.0500

www.ibolaw.com 44

Licensed & Insured CT Lic. #123573 Greenwich, CT 06830 Tel: (203) 552-9829

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(203) 359-3622 • www.ClassicCarpetandRug.com • 84 Commerce Road • Stamford, CT 06902 46

Light Up The Night

spray foam insulation can be applied to walls, roofs, attics and crawl spaces.

Design Lighting by Marks 914-747-7777 203-674-8038 201-343-9266 See the night in a whole new light.

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New r Remodel r Multi-family r Residential r Commercial FEATURING:

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Spray foam could also improve your indoor environment by making your home more comfortable, especially during hot and cold seasons. With a high R-value and air barrier properties, spray foam is a powerful insulation material and it has a unique ability to fill the gaps and holes that could be difficult to seal.

The exceptional air barrier that spray foam creates can help keep dust and pollen out of your home—a possible welcome benefit for households with allergy sufferers.

Enjoy Your Building Process

Email: CTModular@gmail.com Cell: (203) 667-1187

Please visit us at www.brpfoaminsulation.com or call us today at (203) 570-8502 47

Advertisers

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SNS Ceramic & Stone LLC Steve Carinci................(845) 628-9501 Stamford Wood Floors LLC Nelson Pinto................(203) 461-0154 Standard Oil of Conn.

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Robert P. Longo Refuse Co. Robert P. Longo...........(203) 323-1147

Waveny Care Network Kristin Sinatra..............(203) 594-5357

Doran Bros. Inc. Moving Jerry Wholey................(203) 328-9656

Luxury Mortgage Tony DeVita.................(203) 327-6000

Whitby School Nadia Meier.................(203) 869-8464

Deluxe Paving & Excavating, LLC Robert Harrick..............(203) 761-9784

Darek Franek Construction Dariusz Franek.............(203) 323-5373

48

Murphy Bros. Landscaping Brian/Corey Murphy....(203) 629-2569

Distinctively New Canaan.

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Mariani & Company General Contractors & Construction Managers, Inc. 45 Bedford Road, Armonk, New York, 10504 Phone: 914-273-4822 www.marianigardens.com

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Serving the communities of Fairfield County, Westchester, Manhattan and Long Island