Julianne C. Ward Welcomes You to Greenwich

Julianne C. Ward Welcomes You to Greenwich

Welcome to

Greenwich Julianne C. Ward Director Fine Homes/New Construction

Prudential Connecticut Realty 136 East Putnam Avenue Greenwich, CT 06830 (203) 231-1064 Email: juliannecward@gmail.com Website: www.julianneward.com

I

am pleased to welcome you to Greenwich and to offer you this resource guide. It was created with you in mind so you can have an informational and resourceful overview of our charming community. It was designed to make your move easier and answer some of your questions about Greenwich and the surrounding areas. The area is an idyllic blend of residential neighborhoods, corporate offices, excellent schools and exciting cultural, artistic and recreational activities—all within 45 minutes of New York City by car or train.

All residents can enjoy more than 1,500 acres of parkland, public and private golf courses, three sandy beaches, two of which are on an island accessible by town ferries.

The expansion of the library and hospital are gifts from Greenwich residents. The town also offers a unique experience through the Bruce Museum, whose mission is to promote the understanding and appreciation of art and science to enrich people’s lives. Greenwich also has 26 non-profit charity agencies which support the town with its social services and cultural institutions.

The town of Greenwich has approximately 61,170 residents and covers approximately 50 square miles.

Within the area, there are different neighborhoods, such as Riverside, Old Greenwich, Cos Cob, Glenville and Byram. Some have their own train stations, post offices, schools and public libraries, but all are part of the town of Greenwich and are served by the same government and town services.

As a resident and professional REALTOR® for 25 years, I welcome you, your friends and family to my town. I am here to ease you through your transition period. Call me if you have any questions. I will be honored to assist you in your search for a new home, or in selling your existing home, while providing a welcome that lasts a lifetime.

Sincerely,

Julianne C. Ward Please scan to see my listings.

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About Julianne C. Ward

Julianne C. Ward Ranks in the Top ½% Nationally and Locally

P

rudential Connecticut Realty is pleased to announce that Julianne C. Ward of the Greenwich office has ranked No. 3 in the company for gross commission income out of 1,600 realtors® for 2011. The distinction also earned Mrs. Ward the Chairman’s Circle Platinum award placing her in the top ½% of Prudential’s 68,000 sales executives throughout North America.

Julianne sold more than $60 million in 2012.

Julianne is a member of the Greenwich Board of Realtors® and the Consolidated Multiple Listing Service. She is the past chairman of the Greenwich

Association of Realtors® Public Relations and Activities Committee. In addition, Julianne serves on the boards and volunteers for several charitable contributions, including Neighbor to Neighbor and The Sunshine Kids.

Background of Julianne C. Ward - 25 years of experience Professional Credentials: j j j j j j j j

Licensed Real Estate Professional since 1988 M ember of Greenwich, Conn. Board of REALTORS® Member of Greenwich Multiple Listing Service Member of Connecticut Association of REALTORS® Member of National Association of REALTORS® Member of Consolidated Multiple Listing Service (Fairfield County) Member of REALTOR.com® Member of Prudential Chairman’s Circle - Top ½% of Prudential

Areas of Expertise:: j j j j j j

Management, Sales, Listing, Building, Rentals New Construction Expert and Consultant R elocation Listing and Sales Expert/Corporate Relocation Expert First-Time Homebuyer’s Counselor In-house marketing department Full-time assistant

Business Philosophy: j D edicated to the utmost superior quality in service and j j j

marketing residential properties A ssured confidentiality and integrity in personal management of financial and real estate portfolios of clientele C ontinued consultant/management advice for long-term client relationships extending beyond a single point-of-sale L eadership in technology integration and local advertising and marketing strategies

Prior Business Experience and Education: j A ccountant - IBM - Greenwich Capital Markets j B achelor of Science Degree - Business Administration, j j j j

Marist College M ajor: Accounting/Computer Science C ommunity Involvement: N eighbor to Neighbor T he Sunshine Kids

Personal Notes: j P roud wife and mother who enjoys golfing, cooking, outdoor activities and reading a good book

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Contents

Julianne C. Ward Welcomes You to Greenwich I am pleased to offer you this resource guide which includes information on the town as well as companies and professionals whose services you may wish to take advantage of before and after you purchase or sell your residence in Greenwich and nearby towns.

Sincerely,

Julianne C. Ward (203) 231-1064

Email: juliannecward@gmail.com

1 Welcome to Greenwich 2 About Julianne C. Ward 4 Business Index 6 History of Greenwich 10 Greenwich: A Mixture

of Culture, Social Activities and Beautiful Surroundings

An

14 Villages of Greenwich 16 Town Government 18 Public Education 20 Independent Schools 22 Parks & Recreation 30 Clubs & Organizations 32 Golf

Publication • rismedia.com

G01.12

34 Transportation 35 Map of Greenwich 36 Closing Costs 38 Real Estate Terms 41 Important Numbers 45 Advertisers 48 Moving Tips

Front Cover: Binney Park, Old Greenwich, Courtesy S. Dwyer © 2012 Binney Park and Tod’s Point Photos Courtesy S. Dwyer © 2012 Other Photos Courtesy of Julianne Ward, Carin Carlson

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Business Index Appraisals

Correll Appraisal Services............... 9

Architect

Alex Esposito.................................. 9 Tasos Kokoris............................... 17

Asbestos Abatement

HomeGuard Environmental......... 37

Garden Center

Sam Bridge Nursery & Greenhouses, LLC........................ 28

General Contractor

AFT Management LLC................. 43 Top Hammer Construction .......... 30

Generators, Electric

Doran Bros. ................................. 17

Outdoor Lighting

Connecticut New York Lighting/ Design Lighting by Marks............ 40

Painting Contractor

A.G. Williams Painting.................. 44

Asphalt Paving

Murphy Bros. Contracting LLC..... 46

Connecticut New York Lighting/ Design Lighting by Marks............ 40

Pet/House Sitting

Attorney

Gutter Cleaning/Installation

Plumbing & Heating

Robert Potash.............................. 42.

Frank Napolitano......................... 19

Gutter Boys LLC............................. 8

Gutters & Leaders

Susie Harris.................................. 21 Badaracco Plumbing.................... 40 Schede Plumbing & Heating........ 37

Auto Body Repair

G&D Auto Body........................... 45

Darek Franek Construction LLC.... 12 Gutter Boys LLC............................. 8

Pool & Spa Repair

Bank

Heating & Plumbing

Property Developer

Basement Refinishing/Waterproofing

Home Inspection

Property Maintenance

Builder

Home Improvement

Property Management

Fairfield County Bank................... 12 Basement Solutions LLC............... 44

Schede Plumbing & Heating........ 37 Greenwich Home Inspection........ 33

AFT Management LLC................. 43 The Pratley Company.................. 20 Top Hammer Construction........... 30

The Pratley Company.................. 40 Top Hammer Construction........... 30

Building Inspection

Susie Harris.................................. 21

Greenwich Home Inspection........ 33

Carpets/Flooring

Classic Carpet & Rug................... 42.

Redi-Cut Carpet........................... 44

Caterer

Cardillo’s Deli Plus........................ 45.

Toscana Trattoria............................ 5

Construction Management

Home Organization House Sitting

Susie Harris.................................. 21

Interior Design

JT Pool & Spa LLC........................ 46 AFT Management LLC................. 43 Murphy Bros. Landscaping LLC.... 46 The Pratley Company.................. 40

Recycling

Frank Bonastia Refuse & Recycling...30 Santaguida Sanitation/Greenwich Refuse & Recycling...................... 19

Renovation

The Pratley Company.................. 40

Catherine Cleare Interiors............ 13 Rinfret Ltd. ..................................BC

Restaurant

Insurance

Roofing & Siding

Connecticut Insurance Services.... 43 Fairfield County Bank................... 12

Toscana Trattoria............................ 5 Darek Franek Construction LLC.... 12

Schools

AFT Management LLC................. 43 The Pratley Company LLC............ 20

Irrigation

R.K. Irrigation............................... 29

The Stanwich School.................... 21 Whitby School............................. 21

Deli

Kitchens & Bathrooms

Senior Living

Cardillo’s Deli Plus........................ 45

Developers

AFT Management LLC................. 43

Green Demolitions/ Renovation Angel......................... 19 Kitchen Trader............................. 19

Drainage (Interior & Exterior)

Landscape Design

Basement Solutions LLC............... 44

Electrician

Mecca Electric.............................. 28.

Annibal Services............................. 9

Engineer

Sam Bridge Nursery & Greenhouses, LLC........................ 28

Landscaping

Cesar Alba Landscaping............... 21 Murphy Bros. Contracting LLC..... 46

Sound View Engineers/ Land Surveyors............................ 29

Lead Abatement

Excavating & Grading

Lighting (Outdoor)

Murphy Bros. Contracting LLC..... 46

Flooring

Harlequin Flooring Inc................... 8 Zoltan European Floors................ 46

Garbage Removal

Frank Bonastia Refuse & Recycling...30 Santaguida Sanitation/Greenwich Refuse & Recycling...................... 19

HomeGuard Environmental......... 37

Edgehill......................................IBC

Septic Service/Installation

Kaiser-Battistone.......................... 28

Stone, Granite, Marble

Lima Ceramic Tile LLC.................. 33

Surveyor

Sound View Engineers/ Land Surveyors............................ 29

Swimming Pools

JT Pool & Spa LLC........................ 46

Tile & Stone

Lima Ceramic Tile LLC.................. 33

Connecticut New York Lighting/ Design Lighting by Marks............ 40

Water Heaters

Masonry

Waterproofing Contractor

Cesar Alba Landscaping............... 21.

Murphy Bros. Landscaping LLC.... 46

Mold Remediation

HomeGuard Environmental......... 37

Mortgages

Fairfield County Bank................... 12 Luxury Mortgage........................ IFC 4

Moving & Storage

Kaiser-Battistone.......................... 28 Basement Solutions LLC............... 44

Window Coverings

Soundview Shutters & Shades...... 29

Wood floors

Harlequin Flooring......................... 8 Zoltan European Floors................ 46

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History of Greenwich

T

he Town of Greenwich, Fairfield County, Conn., named after Greenwich, Kent, England, lies on the southwest corner of the state and is bounded on the west and north by Westchester County, New York; on the east by the town of Stamford; and on the south by Long Island Sound.

On July 18, 1640, Daniel Patrick and Robert Feake, in the name of New Haven Colony, purchased all lands between the Asamuck and Potommuck brooks, in the area now known as Old Greenwich from Native Americans living in the area for a sum of “twentiefive coates.” The deed was signed by representatives of the tribe and witnessed by Robert A. Heusted, Andrew Messenger, Rasobititt, Saponas, Whonehorn, Akeroque, Whonehorn, Akeroque, Pauonohas, Powiatoh.

Greenwich thus became the 10th town established in Connecticut between 1633 and 1640.

The first couple of years were rough for the early settlers because of disputes over who held control of the colony. The Dutch claimed the area and, in fear of not being protected by New Haven Colony, the early settlers signed a 1642 allegiance to “the Noble Lord States General, His Highness, the Prince of Orange, and the West India Company.” Greenwich then became a “manor” and Patrick and Feake, the “patroons of the manor.” From 1642 to 1650, the settlement of Greenwich was officially part of the Dutch colony, New Netherland.

In 1650, the colony of New Haven and the Dutch agreed to boundary lines and, once again, the small town of Greenwich reverted back to control by the New Haven Colony. For the most part, the citizens continued to live as they had previously, with everyone doing pretty much whatever they wished. In 1656, claims were made in New Haven that residents of Greenwich “live in a disorderly and riotous manner, sell intoxicating liquors to the Indians, receive and harbor servants who have fled their masters, and join persons unlawfully in marriage.” On October 6, 1656, Greenwich, represented by 12 men, submitted to the New Haven Quaker Ridge Schoolhouse, circa 1910-1915

Greenwich Avenue, 1880s

jurisdiction and was then told to “fall in with Stamford.”

On February 5, 1664, the Seven Proprietors made a formal request to the General Assembly in Hartford to be allowed to separate from Stamford and to support its own minister and lay out its own lands.

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History of Greenwich

Greenwich Coat of Arms Designed by Alexander Malcolm in 1940 to commemorate the 300th anniversary of Greenwich, the town seal bears the motto, “Fortitudine et Frugalitate,” referring to the courage and thrift it took to manage resources carefully.

The Seven Proprietors were John Mead, Jonathan Renalds, John Hobby, Joseph Ferris, Joshua Knapp, Angell Husted and Jeffrey Ferris.

On May 11, 1665, the General Assembly in Hartford declared Greenwich a separate township and authorized funds for the hiring and support of an orthodox minister. In 1672, the so-called “27 Proprietors” bought land from the few remaining Indians to the west of the Myanos River. This land became known as “Horseneck” because the neck of land now known as Field Point was the common Horse Pasture.

Official title was not obtained from the Indians until 1686, but the land was laid out for home lots, divided and granted to those so-called “27 Proprietors.”

The town of Greenwich expanded and prospered steadily, supplying the packet boats with shipments of locally grown produce and other wares. Greenwich played an active role in the Revolutionary War. Its most famous event was the race through Greenwich by General

Israel Putnam, who made a daring escape from the British on the morning of February 26, 1779. While the British were able to pillage and loot Greenwich, they were not able to prevent General Putnam from rushing to warn Stamford. General Putnam’s tricorn hat, with a bullet pierced through its side, is displayed at “Putnam’s Cottage,” the tavern belonging to Israel Knapp. General Putnam stayed in the tavern the night before his famous ride, and the site is now maintained as a museum by the Daughters of the American Revolution, and is located at 243 East Putnam Avenue in Greenwich.

With the construction of the railroad in 1848, the town of Greenwich grew even more, with job possibilities opening for the young men of the community that reached far beyond its boundaries.

In January 1990, more than 1,000 people kicked off the year-long celebration of the 350th anniversary of Greenwich. Greenwich is now a community of lovely residences, schools, churches, libraries and parks. With its proximity to New York City and the shores of Long Island Sound, Greenwich is beloved by its citizens and admired by its visitors.

Circa 1898

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Greenwich: A Mixture of Culture, Social Activities and Beautiful Surroundings

T

hose fortunate enough to call Greenwich “home� enjoy a wonderful mix of culture, social activities and beautiful surroundings. And like many Connecticut towns, Greenwich boasts a rich history dating back to pre-Colonial times. In 1640, settlers from the New Haven Colony purchased land from the Siwanoy Indians in the area now known as Old Greenwich.

The newcomers carved out larger and larger land holdings where they grew potatoes, grain and fruit.

Settlements grew along the shore, from Stamford on the east to the Byram River on the west and north to the border of New York State. By 1730, the 50 square miles that comprise present-day Greenwich were laid out.

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Greenwich For its first 200 years, the acquisition and cultivation of farm land were the major enterprises of residents, although grist mills signaled the beginnings of local industry, and active shipping was conducted from the Mianus River. The relative calm of these years was broken by the Revolutionary War. Greenwich was a garrison town that experienced occupation by both British and American armies as well as raids from “irregulars.” The seven-year long war, fought on the roads and farms of Greenwich, which destroyed homes, crops and human lives, is an important part of the town’s history.

The coming of the railroad in 1848 marked a significant improvement in transportation and brought increasBruce Park ing numbers of new residents to Greenwich. The Irish came to work on the railroad and settled close to Greenwich Avenue, the town center. In an adjacent neighborhood called Chickahominy, Italian stonemasons congregated to be near the Byram quarries. Other Italians settled further east in North Mianus where they worked in the Mianus Woolen Mill. The Germans went to Byram, then known as East Port Chester, and found work in the Abendroth Foundry. Glenville, on the Byram River, attracted Poles who worked in the felt mill and Russell Burdsall & Ward, manufacturers of nuts and bolts. Each of these areas developed as distinct neighborhoods that have continued to be home to secondand third-generation descendants.

Greenwich also became a resort, catering to New Yorkers wishing to escape the city for the summer.

Along the shore, hotels were erected to house, feed and entertain these visitors. Many decided to build homes in Greenwich, creating such areas as Belle Haven, Field Point Park, Byram Shore and Rock Ridge. People with easily recognizable names—Benedict, Bruce, Converse, Gimble, Havemeyer, Mallory, Milbank, Rockefeller and Teagle—amassed large land holdings where they built the estates for which Greenwich is now famous. These families became great benefactors to the new community.

Byram River

Greenwich bounded th into the 20 century with yet another improvement in transportation; the trolley from Rye to Stamford connected Greenwich from west to east with a convenient, in-town service. The automobile then took precedence after the First World War. In 1938, the Merritt Parkway cut through the northern section of Greenwich, followed in 1957 by I-95 to the south. Once again, new arrivals swelled the population of Greenwich. This time, the newcomers were the employees of corporations leaving New York City for suburban headquarters.

While the beginning of the 20th century saw the creation of great land estates, the post-World War II period witnessed their dissolution into smaller building lots that accommodated the new residents. Growth and development brought about the reorganization of town government, the consolidation of the school system and the establishment of a network of independent, non-profit organizations, which supply the town with its social services and cultural institutions.

The second half of the century saw a growing concern in Greenwich for protecting its heritage, resulting in the creation of two local historic districts, 23 buildings and areas listed on the National Register of Historic Places, and the acquisition of undeveloped land as park and conservation areas. Greenwich is a special place to its residents who work hard as volunteers on its behalf.

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Villages of Greenwich

Binney Park, Old Greenwich

Old Greenwich Old Greenwich is where it all began. On July 18, 1640, the Siwanoy Indians, for the price of 25 English coats, sold the land that is now Old Greenwich to four Englishmen. One of the Englishmen, Jeffrey Ferris, named the area after his birthplace, Greenwich, England. As Greenwich developed to the west, Old Greenwich became known as “Old Town.” In 1872 the New Haven Railroad objected to adding Old Town as a rail stop as they deemed it too confusing having two Greenwich stops. Thus the name of Old Town was changed to Sound Beach. That name would remain until 1930 when it was renamed Old Greenwich.

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Old Greenwich has evolved from a farming community to a summer resort to the quiet commuter community it is today. With its quaint downtown shopping district and its proximity to Greenwich’s largest public beach, Old Greenwich is a desirable location for many.

Cos Cob As the Old Town farmers struggled with its rocky soil, the tiny hamlet to its west prospered as a seaport. Cos Cob, originally known as Mianus, was named after the Siwanoy Chief, Myanos. Settled by the Dutch, Cos Cob got its name from an Englishman named John Coe. Coe, an early settler, built a rocky seawall, then referred to as a “Cob,” that became

known as Coe’s Cob. Coe left the area in 1659 but the name stuck and over time the “e” was dropped.

Cos Cob flourished as a seaport during the 18th and 19th centuries.

At the turn of the 19th century, Cos Cob evolved into an intellectual and artist colony playing host to the likes of Eugene O’Neill, Willa Cather and Anya Seton.

Cos Cob today is a robust community with a central downtown shopping district along Route 1.

Riverside Riverside was known as Mianus Neck until 1870, predominately known for fishing and farming. Until the mid-1800s, Riverside Avenue was referred to as Potato Road be-

Villages of Greenwich Cos Cob Library Perrot Memorial Library

Audubon Center

Greenwich. The American Felt Company, “The Mill,” still stands today and is home to retail, restaurants, office space, condominiums and apartments.

Boys’ and Girls’ Club

cause of all the potato storage cellars near the cove. As with the rest of Greenwich, Riverside evolved from an agrarian-based economy to the suburban community it is today.

Riverside’s abundance of waterfront—river, harbor and the Long Island Sound—makes it a desirable location for those who enjoy waterfront living.

Byram Byram, tucked into the southwest corner of town, was settled in 1660

by Thomas Lyon. Originally known as New Lebanon, this area of Green-

Sources: www.greenwichchamber.com

wich developed slower than the hamlets to the east. Farming and fishing slowly gave way to industry. The Hendroth Brothers foundry built furnaces and sold them worldwide, employing 700 workers in its heyday in the mid-1800s.

Today, Byram remains a diverse community, which boasts a vital downtown shopping area with small shops and restaurants.

Glenville This tiny mill town was founded in 1774 when a group of Baptist settlers traveled to this hilly stretch of land by the Byram River to establish a church. Since then Glenville’s history has always been linked to industry. In 1790, a mill opened for grinding Peruvianbark into medicine.

Today, Glenville is a suburban enclave in the western section of

Greenwich Statistics Population: 61,170 (Source: 2010 Census)

Travel Times: New Haven: 50 minutes New York: 50 minutes N.Y. Airports: 60 minutes Transportation: Amtrak CT Transit Buses Metro North Hospitals/Healthcare Greenwich Hospital Yale New Haven Healthcare System Shopping: Greenwich Avenue Stamford Town Center Utilities: Aquarian Water Co. Cablevision CNG Gas Northeast Utilities SBC Telephone 15

Town Government

G

reenwich is governed by a Board of Selectman, a Representative Town Meeting (RTM) and various elected or appointed boards and commissions.

The RTM, consisting of 229 elected members, is the legislative body of the town and has authority to approve expenditures and reduce, eliminate or approve appropriations.

Property taxes are among the lowest in the state and Greenwich carries no debt. There are approximately 15 zoning districts, for which the minimum space for a residential building lot is 7,500 square feet, depending on location and usage. North of the Merritt Parkway, however, four-acre zoning is required.

Most commercial areas are confined to the central areas of Greenwich, Byram, Glenville, Cos Cob, Riverside and Old Greenwich and along Putnam Avenue. Ten of the largest businesses in Connecticut are based in Greenwich.

There are 265 miles of maintained roads in Greenwich. The town has a sewage treatment plant and 21 pump stations. Residents with a permit may bring solid waste removal for disposal to the Holly Hill Resource Recovery Center or they may contract with private refuse haulers.

Recycling is mandatory, with the town providing weekly curbside pickup for glass, metal, plastic, newspapers and other papers. The town also picks up leaves and related material on a scheduled basis in areas zoned one-half acre or less.

Public Safety The Greenwich Police Department has a 158-person police force with traffic and detective units, a marine divi16

Town Hall

Greenwich Senior Center

sion, a special response unit, animal control unit, and an active youth division.

Residents are also encouraged to participate in the GPD’s Special Police Division, which invites private citizens to receive special training and volunteer their time to support public safety initiatives in their neighborhoods or at town events.

Greenwich police play an interactive role in the lives of the town’s residents.

If alerted, patrolmen, while on regular neighborhood patrol, will make special note of residents’ homes while they are on vacation. Police also will help residents evaluate their home security, pointing out vulnerable areas such as poor lighting, a window too close to the ground or weak fencing.

Supporting the police are seven fire stations, two of which are manned entirely by volunteers, and five by volunteers and employees. The fire department offers many special programs, including a Hazardous Materials Response Team and Water Rescue Team.

In addition, the Fire Prevention Division

offers assistance regarding code compliance for new construction and conducts public education programs.

The Greenwich Emergency Medical Service (GEMS) is an independent, notfor-profit organization supported by private donations and various foundations. GEMS operates a fleet of three primary ambulances, three backup ambulances and three supervisory vehicles. The service, which operates around the clock, functions out of three centers that cover all of Greenwich.

Senior Services A wealth of information regarding seniors is available to town residents through the Greenwich Commission on Aging, located conveniently at the Greenwich Senior Center on Greenwich Avenue. There are numerous resources and programs available.

The Senior Center offers trips, courses and parties for independent Greenwich residents who are 60 years of age and over. Outings to the ballet, Foxwoods Casino, New York City museums and other points of interest are planned with lunch at popular restaurants.

Dinner-dance celebrations for the holidays, a senior prom and senior picnic highlight the Center’s busy calendar of events.

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Public Education Board of Education

Cos Cob Elementary School

290 Greenwich Avenue (203) 625-7400 www.greenwichschools.org

Elementary Schools Cos Cob Elementary School 260 Boston Post Road, Cos Cob (203) 869-4670

Glenville Elementary School 33 Riversville Road, Greenwich (203) 531-9287

Hamilton Avenue Elementary School 184 Hamilton Avenue, Greenwich (203) 869-1685

International School at Dundee 55 Florence Road, Riverside (203) 637-3800

Riverside Elementary School

Julian Curtis Elementary School 180 East Elm Street, Greenwich (203) 869-1896

North Mianus Elementary School

New Lebanon Elementary School 25 Mead Avenue, Byram (203) 531-9139

Eastern Middle School

North Mianus Elementary School

51 Hendrie Avenue (203) 637-1744

309 Palmer Hill Road, Riverside (203) 637-9730

Western Middle School

North Street Elementary School

1 Western Junior Highway (203) 531-5700

381 North Street, Greenwich (203) 869-6756

High Schools

Old Greenwich Elementary School 285 Sound Beach Avenue, Old Greenwich (203) 637-0150

Parkway Elementary School Lower Cross Road, Greenwich (203) 869-7466

Riverside Elementary School 90 Hendrie Avenue, Riverside (203) 637-1440

Middle Schools Central Middle School 77 Stanwich Road (203) 661-8500

Greenwich High School 10 Hillside Road (203) 625-8000

Arch School 289 Delavan Ave. Greenwich (203) 532-1956

Academy of Information Technology & Engineering 411 High Ridge Road, Stamford (203) 977-4336 www.aitestamford.org

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Independent Schools in Fairfield County BOYS’ SCHOOLS

Bi-Cultural Day School

Brunswick School

Students: 400 2186 High Ridge Road, Stamford (203) 329-2186 Grade: K-8

Students: 875 100 Maher Avenue, Greenwich (203) 625-5842 Grade: PS-12

Fairfield Prep Students: 900 1073 N. Benson Road, Fairfield (203) 254-4200 Grade: 9-12

Fairfield Country Day Students: 887 2970 Bronson Road, Fairfield (203) 259-2723 Grade: K-9

GIRLS’ SCHOOLS Convent of the Sacred Heart Students: 800 1177 King Street, Greenwich (203) 531-6500 Grade: PS-12

Greenwich Academy Students: 800 200 N. Maple St., Greenwich (203) 625-8900 Grade: PS-12

Lauralton Hall Students: 453 200 High Street, Milford (203) 877-2786 Grade: 9-12

Co-ed SCHOOLS All Saints School Students: 465 139 West Rocks Road, Norwalk (203) 847-3881 Grade: PK-8

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King & Low-Heywood Thomas School Students: 840 1450 Newfield Ave., Stamford (203) 322-3496 Grade: PS-12

The Children’s School Students: 832 12 Gary Road, Stamford (203) 329-8815 Grade: PS-8

Students: 649 49 New Wilton Rd., Wilton (203) 544-2222 Grade: PS-8

The Mead School

Eagle Hill School

New Canaan Country School

Students: 251 45 Glenville Road, Greenwich (203) 622-9240 Ages: 6-16

Students: 680 545 Ponus Ridge, New Canaan (203) 972-0771 Grade: PS-9

Students: 105 1095 Riverbank Rd., Stamford (203) 595-9500 Grade: Infants-8

Eagle Hill-Southport

Students: 620 35 Beachside Avenue, Westport (203) 256-0717 Grade: K-12

Students: 437 257 Stanwich Rd., Greenwich (203) 869-4515 Grade: K-12

Trinity Catholic High School

Students: 55 317 New Canaan Road, Wilton (203) 762-9860 Grade: K-8

Greens Farms Academy

Students: 528 377 N. Wilton Rd., New Canaan (203) 966-5612 Grade: 5-12

The Stanwich School Landmark Academy

Connecticut Friends School

Students: 111 214 Main St, Southport (203) 254-2044 Ages: 6-16

St. Luke’s School

Students: 420 926 Newfield Avenue, Stamford (203) 322-3401 Grade: 9-12

Trinity Catholic Middle School Students: 235 948 Newfield Avenue, Stamford (203) 322-7383 Grade: 6-8

Pear Tree Point Students: 210 90 Pear Tree Point Road, Darien (203) 655-0030 Grade: PK-5

The Unquowa School

Rye Country Day School

Whitby School

Students: 800 Cedar Street, Rye, NY (914) 967-1417 Grade: PK-12

Students: 370 969 Lake Ave., Greenwich (203) 869-8464 Grade: PS-8

St. Cecilia Elementary School

The Wooster School

Students: 200 981 Stratfield Rd., Fairfield (203) 336-3801 Grade: PK-8

Greenwich Catholic School Students: 480 471 North Street, Greenwich (203) 869-4000 Grade: K-8

Greenwich Country Day Students: 743 Old Church Road, Greenwich (203) 863-5650 Grade: PS-9

Students: 310 1186 Newfield Ave., Stamford (203) 322-6505 Grade: PK4, K-5

Students: 370 91 Miry Brook Road, Danbury (203) 830-3900 Grade: PK-12

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Parks & Recreation Beaches Beaches are open year-round, but Park/Beach passes are required from May 1 to October 31. Lifeguards are on duty from Memorial Day weekend through Labor Day weekend from 10:00 a.m. to 6:00 p.m. Leashed dogs are allowed into parks from December 1 through March 31. The Town of Greenwich Department of Health tests the beaches weekly during swimming season.

Admission: Residents If you are a new resident, have moved or did not purchase a new park pass in the prior year, you may pick up an application at Town Hall or visit them online at http://greenwichct.virtualtownhall.net.

The Park Pass Office is open Monday through Friday, 8:00 a.m. to 3:45 p.m. for all purchases. Each applicant must submit two proofs of residency (driver’s license, credit card bill, utility bill, cable bill or residential

22

lease) for each applicant 25 years old or older, along with their application.

Fees (subject to change) 8Park Passes $27 per adult; free for Seniors; $5 per child (5-15 years); under 5, exempt

8Tennis Passes $27 per adult; free for Seniors; children 5-15 only park pass is required; under 5, exempt.

Tennis Guest Pass $45 each

8Vehicle Sticker free for Greenwich registered vehicles. For vehicle parking stickers, you must submit a copy of your Town of Greenwich car tax bill or the DMV registration for each vehicle sticker requested.

8For non-Greenwich-registered vehicles: $100 8Non-card holders (5 - 64 years old): $6 8Parking non-card holders, private passenger vehicles: $20

Tod’s Point

Parks & Recreation Daily Ticket Sale Locations 8Town Hall: The Park Pass Office

Beach House on Tod’s Point

Monday - Friday, 8:00 a.m. to 3:45 p.m. for all purchases

8Eastern Greenwich Civic Center: Open from 9:00 a.m. to 5:00 p.m. daily, beginning May 1 for sale of single-visit guest and parking tickets only.

Greenwich Point (also known as Tod’s Point) Location: Shore Road, Old Greenwich Often described as the “crown jewel” of Greenwich, Greenwich Point is a 147-acre peninsula where land, water, sun and fog interact, and through the ages has been a joy to people who seek to replenish their spirits.

Enter the gates and the excitement of open water on each side of the causeway begins. Greenwich Point is open daily from 6:00 a.m. until sunset. Activities include jogging, walking, cycling, nature study, boating, fishing, sailboarding, sun bathing, swimming and picnicking. At various locations throughout the park, one can find benches to sit on for quiet contemplation and enjoyment.

Lifeguards are on duty during the summer season from Memorial Day to Labor Day. Town residents can arrange boat moorings through the Department of Parks and Recreation Marine Division at Town Hall. Currently, there is a two- to 10-year waiting list.

Residents are able to keep their kayaks there as well.

Greenwich Point is home to the Old Greenwich Boat & Yacht Club which, in conjunction with the Department of Parks & Recreation and the Greenwich Cove Racing Association, hold co-ed sailing classes and races in the summer. It is also home to day camp, Camp Kairphree (for 5-12 year olds), that is held in two, four-week sessions over the summer. Various activities sponsored by the Department of Parks & Recreation and other civic groups are held over the summer at the Point. A partial listing includes a kite flying contest (April), a sand castle contest (July/August), Tod’s Job (October), Hot Line Road Race (April), bike-a-thon (October) and “Point Perspective,” a five-mile foot race (February).

History Greenwich Point is the site of the founding of the Town of Greenwich. In 1640, Daniel Patrick, Robert Feake and his wife, Elizabeth, who were fleeing from the oppression of the Massachusetts Bay Colony, landed in Greenwich. They purchased Greenwich Point and what is now known as Old Greenwich for 25 coats and some trinkets from the Sinowoy Indians. In 1889, J. Kennedy Tod, a wealthy bank and railroad magnate, bought the island from them. The Tods made changes on their island estate. They built a causeway that linked the island to the shore, laid out a golf course, enclosed the lagoon to form a lake for boating, and built a 37room mansion, cottages for guests and various outbuildings. They renamed the Point “Innes Arden.”

The Tods had no heirs, and after Mr. Tod’s death in 1925, the Point was bequeathed to the Presbyterian Hospital in New York City. The hospital used “Innes Arden” as a vacation retreat for nurses until World War II. The Town of Greenwich was offered the Point during the early years of the war, but it was not until 1946, after one year of experimental usage of the beach, that the Town purchased the Point for $550,000 for the enjoyment of all townspeople. Due to the post-war housing shortage, the Tod’s mansion was modified to create 13 apartments for veterans and their families. Rental of the apartments continued until 1961 when the house was in need of such extensive repairs that updating it

23

Parks & Recreation was not economical, and it was demolished. All that remains of the grand house today is a portion of the foundation and the “tower.”

Byram Beach/Pool Location: Entrance on Ritch Avenue near Delavan Avenue, Byram The well-protected harbor provides slips for 300 small boats, while just beyond the ring of privately held islands there are 100 out-water moorings for larger crafts. The boating facilities also include a launching ramp, lockers for the boaters’ gear and a dry dock area.

The park has also been home to the Byram Shore Boat Club for more than 60 years. For boating information, please call the Boating Office at 618-7651 or the Dockmaster for Byram at 532-0919. The park also features the only public pool in town, located right at the water’s edge, bathhouses for those using both beach and pool, lighted tennis courts as well as the only lighted ball field in Greenwich. Permits are required.

Hours of Operation 8Saturday before Memorial Day through Labor Day 8Daily hours: 9:00 a.m. - 7:45 p.m.

8Pool hours: 10:00 a.m. - 7:45 p.m. until August 13; 10:00 a.m. - 5:45 p.m. from August 14 to Labor Day

8Family swim: 5:00 p.m. - 6:00 p.m. Mon/Wed/Fri

8Adult swim: 5:00 p.m. - 6:00 p.m. Tues/Thurs 8Senior swim: 10:30 a.m. - 2:30 p.m. Thursday Note: If the Health Department closes the beach, the scheduled swim times will be canceled for the day.

Great Captain Island For more than a century, this picturesque island with its crescent-shape beaches located approximately one mile off the Greenwich Shore, was vigorously claimed by both New York and Connecticut. In 1879, the dispute was finally resolved with the island acknowledged to be under Connecticut’s jurisdiction. The “Captain” of the title reportedly memorializes Captain Daniel Patrick, a partner in the first recorded real estate transaction in Greenwich in the 1640s and the Town’s first military commander. During the summer months, there is a ferry service from the landing at Roger Sherman Baldwin Park off Arch Street in central Greenwich.

Parking is available across Arch Street.

Island Beach Island Beach, formerly known as Little Captain Island, is situated in Long Island Sound about two miles south of Greenwich Harbor. During the summer months, there is a ferry service from the landing at Roger Sherman Baldwin Park off Arch Street in central Greenwich.

Parking is available across Arch Street.

Tod’s Point

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Parks & Recreation ice skating Dorothy Hamill Skating Rink Location: Sherman Avenue, Byram (531-8560) In its 41st season of operation, this fully enclosed facility offers a wide variety of winter programs including group lessons, hockey clinics, youth hockey leagues, a Town-wide Figure Skating Competition, general skating sessions and more. The rink has completed renovations to improve user comfort, safety and accessibility. Programs are open to Greenwich residents only.

Stamford Twin Rinks Location: 1063 Hope Street, Stamford (968-9000) www.stamfordtwinrinks.com Stamford Twin Rinks is conveniently located in the Springdale area of Stamford, and is the home of two NHL regulation-size rinks with superior ice conditions and a comfortable dehumidified environment. There are two restaurants, four attractive party rooms, the RedLine Sports Shop, New York Sports Club, the Springdale Ballet and Dance Academy and the BodyCheck Training Center.

Tennis courts Tennis passes are required for all “in season” play on Town of Greenwich tennis courts. The annual tennis season runs from May 7 through August 10. Please refer to the park pass instructions to acquire a tennis pass.

Locations 8Binney Park 8Bruce Park 8Byram Shore Park 8Central Middle School 8Christiano Park 8Eastern Greenwich Civic Center 8Eastern Middle School 8Greenwich High School

8Loughlin Avenue Park 8Western Middle School 8Pemberwick Park

parks and playgrounds Audubon Society Location: 613 Riversville Road, Greenwich (869-5272) http://greenwich.audubon.org Audubon Greenwich has been providing environmental programs since 1942 and was the National Audubon Society’s first education center. The Audubon Center of Greenwich on Riversville Road is comprised of 285 acres and 7 miles of walking trails and includes the Kimberlin Nature Education Center classrooms, the Kiernan Hall Nature Art Gallery and the Nature Store.

In addition, Audubon Greenwich manages seven other sanctuaries, totaling 686 acres of woodlands, meadows, wetlands and 15 miles of trails. Audubon Greenwich sponsors many environmental activities, including programs for schools and scouts, weekly public programs, summer nature day camp, Fall Hawkwatch Weekend and Spring into Audubon Festival.

Center Hours 8Monday through Sunday, 9:00 a.m. - 5:00 p.m.

8Closed major holidays 8Sanctuary Hours: Everyday, dawn to dusk 8Admission: Audubon Members, free; non-members, adults $3.00/seniors $1.50 25

Parks & Recreation Babcock Preserve

Christiano Park

Location: Half-mile north of the Merritt Parkway, entrance on North Street Approximately 300 acres of woodlands and trails stretching between North Street and Lake Avenue. The largest of the town parks, the Babcock Preserve is open to the public from sunrise to sunset for hiking, walking, jogging, cross-country skiing, nature study, picnicking and horseback riding on designated trails.

Location: Off Holly Hill Lane with limited access from Lyon Avenue Five acres with a baseball diamond, barbecue grills, children’s playground equipment and even a cricket pitch—one of the few in town.

Bible Street Playground Location: Bible Street off of Orchard Street, Cos Cob Home to the Cos Cob Community Center & Michael C. Moretti Field, it is used for various events and activities by non-profit organizations and by residents for a nominal fee. The athletic activities consist of baseball, softball, tennis, basketball, bocce, football, soccer and two playgrounds for children.

Location: Corner of Strickland Road and Post Road Three acres bordering the Mill Pond on the west shore, the park is open to the public from 6:00 a.m. to 8:00 p.m.

DeLuca Property Location: Along Mianus River before intersection of Valley Road and Palmer Hill Road This park provides a small area to take in the views along the Mianus Riverbank.

Binney Park

Grass Island

Location: Intersection of Sound Beach Avenue and Arch Street, Old Greenwich The park includes a northern landscaped section with a pond, lawn, trees, paved paths, and a southern section for more active recreation with four tennis courts, two baseball diamonds, swings and a sheltered playground area.

Location: Grass Island Road off of Shore Road in the Bell Haven area A true island prior to 1909 and today at 25.5 acres, it has grown to nearly twice its original size. This shorefront property includes a managed conservation area, a public marina, the Greenwich Boat and Yacht Club, as well as the town’s wastewater treatment plant. Open year-round to Greenwich residents.

Bruce Park Location: Davis Avenue to Bruce Park Drive A series of lovely ponds and wooded areas provide for passive activities. Picnic areas are provided with tables and grills. Permits are required for groups over 25 for the Woods Road picnic area. A variety of activities are possible in Bruce Park, including walking and jogging on a marked and measured trail, bicycling and picnicking. The Greenwich Lawn Bowling Association maintains a bowling green and organizes games. Three tennis courts, horseshoe pits, a baseball diamond and playgrounds are also available.

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Cos Cob Mill Pond Area

Laddin’s Rock Sanctuary Location: Highmeadow Road, Old Greenwich The unique 18-acre sanctuary became legendary as far back as the days of the earliest settlers. Today it represents a new addition to the Old Greenwich “greenbelt” that runs from I-95 to Long Island Sound along the Stamford border. In addition to the scenic vistas atop Laddin’s Rock looking south, the area provides a link for walking and hiking to and from Binney Park’s 22 acres and the nature trail’s 10 acres via an easement along Brownhouse Road.

Parks & Recreation Loughlin Playground Location: Corner of Loughlin Avenue and Butler Street, Cos Cob Loughlin playground is a 6.8-acre area with a baseball diamond, soccer field, lighted paddle tennis courts, tennis courts, swings and a hard surface basketball area. It is open year-round.

Mianus River & Natural Park Location: Cognewaugh Road, Cos Cob North The Mianus River Park, formerly the Goodbody Estate, encompasses 200 acres straddling the Greenwich/ Stamford border. The park features a network of trails, a wide variety of vegetation and wildlife habitat indigenous to soggy wetlands as well as to rocky hillsides.

There are two trails of note on the Greenwich portion of the Mianus Park property. They are the Pond trail and the Oak trail. This is the only park in Greenwich that allows you to hike with your dogs off leash.

Montgomery Pinetum Park Location: Bible Street, Cos Cob On the east side of Bible Street, you will find the 30-acre

Montgomery Park. Adjacent to the parking area for the Pinetum is the Greenwich Garden Center, where horticultural classes and a library are available to the community. Armed with a map and tree guide, available from the Garden Center office, you may choose to begin exploring the Pinetum from the flagstone terrace where the vista to the south of the manicured lawns ending at the reflecting pond is particularly beautiful.

The park offers several walking trails to explore.

Roger Sherman Baldwin Park Location: Arch Street on the waterfront, Central Greenwich Here is a small treasure in central Greenwich, a waterfront park along with a glorious view of Greenwich Harbor and Long Island Sound, and unusually accessible to the public. It is ideal for walking, fishing, nature study and photography. People can picnic in the shade of weeping willows and watch the geese and other waterfowl. In the summer, the Park offers outdoor concerts and theater productions. The adjacent skate park is a safe and supervised facility for youths 6 years of age and over to skateboard and inline skate.

Binney Park

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Clubs & Organizations Neighborhood Community Centers (203) 622-7830 The William A. Yantorno (Pemberwick) Community Center and the Cos Cob Community Center are available for various social and family rentals throughout the year.

Greenwich Senior Center 299 Greenwich Avenue, (203) 622-7830 For Greenwich residents who are 55 and older. “Life: Be-In-It” is the motto of the Greenwich Senior Center.

Daily, more than 400 members live up to the motto by participating in the Center’s variety of programs, including luncheons, health forums, classes (from arts & crafts to history and foreign language), day trips, line dancing, singing with the popular touring Silvertones chorus, and just relaxing in a friendly atmosphere.

Western Greenwich Civic Center 449 Pemberwick Road, (203) 531-6273 The facility supports numerous user groups that include, but are not limited to, the following: Girls Inc., ballet, weight lifting club, Boy Scouts, aerobics, dog obedience classes, basketball, volleyball, senior meetings, Summer Fun Program, Halloween party, Just Wee Two, the Junior League Fun Safety Town Program, watercolor painting classes, indoor tennis, Jack Rabbit Gymnastics, Music Theatre Program, Pilates exercise program, yoga and more.

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Bruce Museum

Eastern Greenwich Civic Center Corner of Harding Road & Forest Avenue, Old Greenwich Facility boasts regulation softball field, two all-weather tennis courts with lighting, playground and picnic area.

AARP Meetings Chapter No. 3020 of the American Association of Retired Persons meets every month on the first Thursday from 1:00 p.m. to 3:00 p.m. Join other seniors and learn about current legislation, health care and quality of life issues, and enjoy entertaining and educational programs.

Bruce Museum One Museum Drive, (203) 869-6786 In 1908, Robert Bruce bequeathed his home to the Town of Greenwich and stipulated that it be used “as a natural history, historical and art museum, for the use and benefit of the public.”

Museum Hours: Tuesday-Saturday: 10:00 a.m. - 5:00 p.m.

Sunday: 1:00 p.m. - 5:00 p.m.

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Clubs & Organizations Organizations

Garden Education Center

Neighbor To Neighbor

99 Indian Field Road (203) 869-8444

Bible Street (203) 869-9242

248 East Putnam Avenue (203) 622-9208

ARC - Greenwich

American Red Cross

Greenwich Arts Council

The Sunshine Kids

50 Glenville Street (203) 531-1880

299 Greenwich Avenue (203) 622-3998

136 East Putnam Avenue (203) 869-0500

Audubon Greenwich

Greenwich Green & Clean

TAG (Transportation Association of Greenwich)

613 Riversville Road (203) 869-5272

113 Pemberwick Road (203) 531-0006

Boys & Girls Club of Greenwich

Historical Society of the Town of Greenwich

13 Riverside Avenue, Riverside (203) 637-4345

United Way of Greenwich

4 Horseneck Lane (203) 869-3224

39 Strickland Road (203) 869-6899, ext. 10

1 Lafayette Court (203) 869-2221

Boy Scouts of America

Junior Achievement SWCT

YMCA

63 Mason Street (203) 869-8424

200 Connecticut Avenue, Norwalk (203) 854-1700

50 East Putnam Avenue (203) 869-1630

Family Centers Inc.

Junior League of Greenwich

YWCA

231 East Putnam Avenue (203) 869-1979

259 East Putnam Avenue (203) 869-6501

40 Arch Street, P.O. Box 7550 (203) 869-4848

More Organizations Alliance Francaise...............................................(203) 629-1340

Greenwich Seniors Club.....................................(203) 622-1500

American Legion................................................(203) 531-0109

Greenwich Women’s Civic Club.........................(203) 968-2821

Art Society of Old Greenwich.............................(203) 637-3084

Greenwich Women’s Club.................................(203) 869-2046

Byram Garden Club...........................................(203) 531-7120

Greenwich Women’s Exchange..........................(203) 869-0229

Children of the American Revolution................. (203) 629-8533

Hadassah, Greenwich Chapter...........................(203) 531-1385

Chinese Association of Fairfield County.............. (203) 921-0130

League of Women Voters of Greenwich.............(203) 352-4700

Church Women United of Greenwich................ (203) 637-3473

Lion’s Club of Greenwich...................................(203) 622-0225

Friends of Binney Park........................................(203) 637-8334

Lion’s Club of Old Greenwich............................(203) 637-7601

Greenwich Adopt-a-Road...................................(203) 661-0397

Lion’s Club of Western Greenwich.....................(203) 531-9495

Greenwich Democratic Town Committee.......... (203) 869-3643

NOW, Greenwich Chapter.................................(203) 622-1372

Greenwich Democratic Women’s Club............... (203) 637-3830

Retired Men’s Association..................................(203) 661-3833

Greenwich Garden Club....................................(203) 869-6132

Riverside Garden Club.......................................(203) 698-1478

Greenwich Hospital Auxiliary.............................(203) 863-3220

Rotary Club of Byram/Cos Cob..........................(203) 869-0315

Greenwich Jaycees.............................................(203) 358-3134

Rotary Club of Greenwich..................................(203) 352-3455

Greenwich Kiwanis Club....................................(203) 531-9253

Rotary Club of Old Greenwich/Riverside............(203) 324-7358

Greenwich Land Trust........................................(203) 629-2151

Travel Club of Greenwich...................................(203) 634-9439

Greenwich Republican Roundtable....................(203) 869-2983

UJA Federation of Greenwich.............................(203) 622-1434

Greenwich Republican Town Committee........... (203) 869-2983

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Golf public courses Griffith E. Harris Golf Course (203) 531-8253 The Griffith E. Harris Golf Course is the town’s only municipal golf course and, coincidentally, the only non-private golf course in the town of Greenwich. Recently, the front office, the public restrooms and the Pro Shop were totally renovated.

Use of the course is open to all town of Greenwich residents who become members. Members are permitted to bring guests with them to play at the course as well. All guests are required to be accompanied by a member to play. At the Pro Shop, golf clothing and supplies can be purchased, clubs and golf carts can be rented, lessons can be arranged with the Pro or Assistant Pros, and tokens for the ball machine at the driving range can be purchased. The facility contains a driving range with 14 stations for hitting balls, two practice putting greens and a practice chipping area, which includes a practice bunker. The course has a new, state-of-the-art irrigation system. The 11th hole has undergone a transformation with a new tee (including a separate women’s tee) and the clearing out of the undergrowth and dead trees on the left side rough area. The golf course is an 18-hole, par-71 men, par-73 ladies.

From the blue tees, the course is 6,512 yards long; white tees, 6,093 yards; green tees, 5,710 yards; and gold tees, 4,256 yards. Reservations are required for tee times.

Private country clubs

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Burning Tree Country Club

Innis Arden

The Stanwich Club

120 Perkins Road (203) 869-9010

Tomac Avenue (203) 637-6940

888 North Street (203) 869-2072

Fairview Country Club

Millbrook Club

Tamarack Country Club

1241 King St. (203) 531-4283

61 Woodside Drive (203) 869-4684

55 Locust Road (203) 531-7364

Greenwich Country Club

Round Hill Club

19 Doubling Road (203) 869-4222

33 Round Hill Club Road (203) 661-1648

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Transportation Greenwich Train Station

Southbound:

1 Railroad Ave. between Arch St. and Greenwich Ave. Greenwich, CT 06830-6301 (28.1 miles to Grand Central Station)

From I-95 Southbound, Exit 3. At end of exit, turn right onto Arch St. Make next right onto Railroad Ave. Station is on the right.

Station Parking

Cos Cob Train Station

Call (203) 618-3060 for further information.

Taxi Greenwich Taxi: (203) 869-6000

Accessibility NY-bound platform: Elevator to platform is in station building and available only when station is open. The station was built before ADA law, therefore, ramp may not meet ADA requirements. Nearest accessible station: Rye, N.Y.

Driving Directions Northbound: From I-95 Northbound, Exit 3. At end of ramp, turn left onto Arch St. Make next right onto Railroad Ave. Station is on the right.

34

1 Cos Cob Ave. Cos Cob, CT 06807-2736 (29.6 miles to Grand Central Station)

Taxi Greenwich Taxi: (203) 869-6000

Accessibility Ramps to both platforms. The station was built before ADA law, therefore, ramps may not meet ADA requirements. Nearest accessible stations: Stamford, Conn., or Rye, N.Y.

Driving Directions Northbound: From I-95 Northbound, Exit 4, Indian Field Rd. At end of ramp, turn left onto Indian Field Rd. Make

Transportation second right onto Cos Cob Court. Station is one block on the right.

Southbound: From I-95 Southbound, Exit 4, Indian Field Rd. At end of ramp, turn right onto Indian Field Rd. Make second right onto Cos Cob Court. Station is one block on the right.

Old Greenwich Train Station 1 Sound Beach Ave. between Webb Ave. and Arcadia Rd. Old Greenwich, CT 06870-1712 (31.2 miles to Grand Central Station)

Taxi Greenwich Taxi: (203) 869-6000

Accessibility Ramps to both platforms. The station was built before ADA law, therefore, ramps may not meet ADA requirements. Nearest accessible station: Stamford, Conn.

Driving Directions Northbound: From I-95 Northbound, Exit 5, Putnam Ave. At end of exit, turn right onto Putnam Ave. (US Rte. 1).

Make right onto Sound Beach Ave. After railroad underpass, turn left into station parking lot.

Southbound: From I-95 Southbound, Exit 5, Putnam Ave. At end of exit, turn right onto Putnam Ave. (US Rte. 1). Make next right onto Sound Beach Ave. After railroad underpass, turn left into station parking lot.

Riverside Train Station 1 Riverside Ave. Riverside, CT 06878-1616 (30.2 miles to Grand Central Station)

Taxi Greenwich Taxi: (203) 869-6000

Accessibility Ramps to both platforms. The station was built before ADA law, therefore, ramps may not meet ADA requirements. Nearest accessible station: Stamford, Conn.

Ticket Office Hours There is no staffed ticket office at this station.

Driving Directions Northbound: From I-95 Southbound and Northbound, Exit 5. At end of ramp, turn left onto Putnam Ave. At light, turn left onto Riverside Ave. Station is 0.5 miles on the left.

35

Connecticut Realty Typical Closing Costs to Sell Example $1,000,000 Sale Price State Conveyance Tax (paid by seller) calculated as follows:

.75% on the first $800,000 = $6,000.00

1.25% on the balance of $200,000 = $2,500.00

Town of Greenwich Conveyance Tax (paid by seller)

.25% on the Sale Price of $1,000,000 = $2,500.00

Town of Greenwich Real Estate Taxes: due July 1 and January 1 of each year. Depending on the closing date, an adjustment will be made (in the favor of the Seller) on a per diem basis from the day of the closing through either December 31 or July 30.

Town of Greenwich Recording Fees:

$53.00 for first page

$5.00 for each additional page of any document

Utilities:

Fuel oil, propane gas:

Aquarian Water Co.:

Credit to Seller final bill paid by Seller

Attorney’s fees: to be negotiated

Capital Gains: consult attorney

Information provided by: Tom Ward of Ivey, Barnum & O’Mara, LLC; Rev. 6/21/12

Typical Closing Cost in Fairfield County

Buyer’s Responsibility Legal Fees: $1,500 - $3,500 (depending on cost of house and attorney’s fee schedule).

Title insurance: Determined according to purchase price

Examples: Price - $ 500,000 - $1,800 $1,000,000 - $3,000 $2,000,000 - $5,800 Title Search: $150 Bank Fees: Application Fee: up to $400+ (varies with lender) Credit Report: $25

Appraisal: $350 - $1,000 (determined according to purchase price)

Pre-paid Interest: (covers interest on mortgage beginning from day of Closing to the end of the month)

Tax Service fee & Flood Certificate: $50

Tax Escrow: 2 - 6 months

Miscellaneous fees the bank may charge: Document fee: $175 - $200 Administration fee: $300 Insurance Fees: Homeowners insurance (one year pre-paid) $2,000 and up Inspections: Building and termite: $1,000+ depending on inspection company Additional cost for septic, well, oil tank, radon, lead, etc. Check with inspection company.

Other Costs: Property survey (if necessary): $1,200 - $1,600

Fuel adjustment (oil tank) Property tax adjustment

Sewer adjustment, if applicable (service charge) 36

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37

Real Estate Terms A Adjustable Rate Mortgage. Mortgage loan on which the interest rate falls and rises with changes in prevailing rates. The mortgage rate is tied to a selected index and may be adjusted annually. Also called a variable rate mortgage.

Fixed-rate Mortgage (FRM). A mortgage

the price of property that must be paid by buyers and sellers before title is transferred.

Also known as settlement costs.

in which the interest rate does not change during the entire term of the loan.

Foreclosure. Legal action instigated by Closing Statement. Written account of all

Amortize. To pay a debt in monthly or

expenses, adjustments and disbursements received by the buyer and seller when completing a real estate transaction.

other periodic installments until the total amount, along with interest, if any, is paid.

Contingency. A provision in a contract

Annual Percentage Rate (APR). Combines the interest rate with other loan costs, such as points and loan fees, into a single figure that shows the true annual cost of borrowing.

Appraisal. A formal estimate of property value conducted by a professional qualified to make such an opinion.

Assumption of Mortgage. Taking title to property that has an existing mortgage and being personally liable for its payment as a condition of the sale.

B

that keeps it from becoming binding until a certain event happens. A satisfactory inspection report might be a contingency.

D Downpayment. Initial cash investment made as evidence of good faith when purchasing real estate. It is usually a percentage of the sale price.

E A federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance.

third party until specific conditions of an agreement or contract are fulfilled.

Bridge Loan. A loan on a borrower’s pres-

Escrow Account. Special bank account

C Close. Act of finalizing a transaction in which all the concerned parties meet to transfer title to a property. Also, when real estate formally changes ownership.

a lender to end all ownership rights when mortgage payments have not been kept up.

Freddie Mac. Common name for the Federal Home Loan Mortgage Corporation, which buys and sells loans in the secondary mortgage market.

H Home Inspection. A thorough inspection that evaluates the structural and mechanical condition of a property.

Historic Structures. Buildings of historical or architectural significance, perhaps landmarks that are designed by federal, state or local historical commissions.

Equal Credit Opportunity Act (ECOA).

Bi-weekly Payment Mortgage. Instead of the standard monthly payment schedule, a mortgage that requires payments every two weeks. The result for the borrower is a substantial savings in interest.

ent home (which is usually for sale) in a manner that allows the proceeds to be used for closing on a new house before the present home is sold. Also known as a “swing loan.”

38

Closing Costs. Expenses over and above

Escrow. Money or documents held by a

into which escrow monies are deposited and from which they are disbursed. Lawyers and real estate brokers maintain escrow accounts to hold money in trust for others.

Homeowner’s Insurance Policy. Packaged insurance policy for homeowners and tenants that covers property damage and public liability, such as fire and theft, and personal liability.

Homestead Protection. State and federal laws that protect against the forced sale of a person’s home by creditors. Also, upon the death of one spouse, provides the other with a home for life.

Housing Codes. Local regulations that set minimum conditions under which dwellings are considered fit for human habitation. It guards against unsatisfactory or unsafe conditions and overcrowding.

Escrow Company. A firm that specializes in handling the closing of a transaction.

HUD. Acronym for the Department of

F

Housing and Urban Development, an agency from which almost all of the federal government’s housing programs flow.

First Mortgage. Mortgage on a property that is superior to any other. It is the first to be paid in the event of foreclosure.

Real Estate Terms I Improvement. Any form of land development or man-made addition, such as the erection of a building or fence, to enhance the value of private property; also an improvement to publicly-owned structures, such as sewers or roads.

Inspection. The act of physically examining and testing a piece of property to ascertain certain information.

Installment Payment. Periodic payment, usually monthly, of interest and principal on a mortgage or other loan.

Interest. A fee paid for the use of money;

Loan-to-Value Ratio. Relationship of a

Point. Fee charged by a lender to get addi-

mortgage loan to the appraised value of a piece of property. Usually expressed to the buyer in terms of how much the lender will lend, i.e., 75% financing.

tional revenue over the interest rate. A point is equal to one percent of the loan amount.

M

Q

lien on property; it secures the repayment of a loan.

Qualification. Act of determining a po-

Mortgage Broker. Individual or company

tential buyer’s needs, abilities and urgency to buy, and matching these with available properties.

that brings borrowers and lenders together; a loan broker.

S Second Mortgage. Lien on property that

Mortgage Company or Mortgage Banker. Financial intermediary that offers mort-

Interim Financing. Short-term loan usually made during the construction phase of a building project or until a permanent, long-term loan can be obtained. Also called a construction loan.

Mortgagor. Party or person that borrows money, giving a lien on the property as security for the loan; the borrower.

J

Multiple Listing. Agreement that allows

Jumbo Loan. A loan that exceeds Fannie Mae’s legislated mortgage amount limits.

Also called a non-conforming loan.

L Lien. A debt on a property which encumbers it until the obligation is paid; a mortgage, back taxes or other claim.

T Title. Actual ownership; the right of possession; also the evidence of ownership, such as a deed or bill of sale.

Title Insurance. Any insurance policy that

O

Title Search. A professional examination of public records to determine the chain of ownership of a particular piece of property and to note any liens, encumbrances, easements, restrictions or other factors that might affect the title.

Origination Fee. A charge by the lender for granting and processing a new mortgage loan.

Loan Origination Fee. Paid by the bor-

P

Loan Servicing. Task of collecting monthly payments, handling insurance and tax impounds, delinquencies, early payoffs and mortgage releases.

is subordinate to a first mortgage. In the event of default, the second mortgage is repaid after the first. Also called a junior mortgage, and in some circumstances, a home equity loan.

real estate brokers to distribute information on the properties they have listed for sale to other members of a local real estate organization. Allows the widest possible marketing of those properties. Commissions are split by mutual agreement between the listing broker and the selling broker.

Listing. Contract used for hiring a real estate agent to sell a piece of property. Also a piece of property that is for sale.

rower to get a loan; it covers expenses incurred by the lender, such as the cost of the appraisal, credit report, title search, etc.

rowed; the amount of money still owed.

Mortgage. Legal document that creates a

gages to borrowers and then resells them to various lending institutions, government agencies or private investors.

also a share or right in something.

Principal. The amount of money bor-

PITI. Acronym for “principal, interest, taxes and insurance.” Frequently used to describe a loan payment that combines all four items.

protects against any losses incurred because of defects in the title not listed in the title report or abstract.

Title Report. A statement of the current condition of title for a parcel of land.

U Underwriting. The process of evaluating a loan application to determine the risk involved for the lender. Underwriting involves an analysis of the borrower’s credit worthiness and the quality of the property itself.

39

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10 Elm Street Cos Cob, CT 06807 203.637.3991 phone 203.943.3369 cell 203.629.3862 fax www.pratman.com pratman@optonline.net CT HIC LICENSE: 565924 CT NHC LICENSE: 013204 construction • renovation • management

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Before

After

Before

After

Before

After

Before

After

Before

After

516-374-1888

Important Numbers Emergency: Police, Fire, Ambulance........................................911

Connecticut Transit (Bus).................................(203) 327-7443 Connecticut Limousine (To Airport).................(800) 472-5466 Metro-North Commuter Railroad.....................(800) 638-7646 Ride Sharing for Commuters............................(203) 324-6700 Westchester Airport.........................................(914) 285-4860 Motor Vehicle Bureau......................................(800) 842-8222

Emergency for Hearing Impaired.....................(203) 622-8050 Poison Control Center.....................................(800) 343-3722 Police: General Information.............................(203) 622-8000 Animal Control Division...................................(203) 622-8299 Chief of Police.................................................(203) 622-8010 Detective Division............................................(203) 622-8018 Marine Division................................................(203) 622-8044 Parking Violations............................................(203) 622-8013 Patrol Division.................................................(203) 622-8040 Records Division..............................................(203) 622-8024 Traffic Division.................................................(203) 622-8015 Youth Division.................................................(203) 622-8030

Greenwich Post (Community)..........................(203) 861-9191 Greenwich Time (Daily)...................................(203) 625-4400 Greenwich Magazine.......................................(203) 869-0009 WGCH - 1490 AM (Radio)...............................(203) 869-1490 Cablevision of Connecticut..............................(203) 343-9211

fire department - emergency..............................................911

Libraries

Non-Emergency..............................................(203) 622-3950 Byram..............................................................(203) 622-3973 Central Greenwich...........................................(203) 622-3959 Cos Cob..........................................................(203) 622-3972 Glenville..........................................................(203) 622-3974 Old Greenwich (Sound Beach).........................(203) 622-3975

Byram Schubert Library...................................(203) 531-0426 Cos Cob Library...............................................(203) 622-6883 Greenwich Library...........................................(203) 622-7900 Information.....................................................(203) 622-7910 Community Answers........................................(203) 622-7979 Perrot Memorial Library...................................(203) 637-1066

ambulance

municipal

Greenwich Convenient Medical Care (Walk-in)....(203) 698-1419 Greenwich Hospital.........................................(203) 863-6000 Greenwich Hospital Emergency Room.............(203) 863-3637

Audubon Center..............................................(203) 869-5272 Board of Education..........................................(203) 625-7400 Boy Scouts.......................................................(203) 869-8424 Boys & Girls Club.............................................(203) 869-3224 Bruce Museum................................................(203) 869-0376 Department of Public Works............................(203) 622-7740 Eastern Civic Rink.............................................(203) 637-4583 Family Center..................................................(203) 869-4848 Girl Scouts.......................................................(203) 762-5557 Greenwich Arts Council...................................(203) 622-3998 Greenwich Historical Society............................(203) 869-6899 Independent Refuse Collectors.........................(203) 622-0550 New York Telephone........................................(203) 869-9399 Old Greenwich/Riverside Community Center.....(203) 637-3659 Recycling Center & Dump...............................(203) 622-0377 Registrar of Voters............................................(203) 622-7889 Selectman’s Office...........................................(203) 622-7710 Senior Center..................................................(203) 622-3990 Southern New England Telephone...................(203) 771-5200 SNET Repair....................................................................... 611 Tax Collector...................................................(203) 622-7891 Town Hall........................................................(203) 622-7700 Transportation Assoc. of Greenwich.................(203) 869-8882 Teen Center.....................................................(203) 629-5744 Western Greenwich Civic Center......................(203) 531-6273 YMCA..............................................................(203) 869-1630

utilities & services Chamber of Commerce...................................(203) 869-3500 Connecticut Light & Power.............................(800) 286-5000 Connecticut Natural Gas Corp. .......................(203) 869-6900 Connecticut American Water Co. ....................(203) 869-5200 AT&T Phone/SBC.............................................(800) 274-1368 Verizon................................(800) VERIZON or (800) 8374966 Bureau of Motor Vehicles (Stamford)...............(203) 327-4700

post offices Amogerone.....................................................(203) 622-1543 Cos Cob..........................................................(203) 869-1470 Glenville Station...............................................(203) 531-8744 Old Greenwich................................................(203) 637-1405 Riverside..........................................................(203) 637-9332 Valley Drive......................................................(203) 625-3168 FedEx..............................................................(800) 238-5355

Transportation Greenwich Taxi................................................(203) 869-6000 Greenwich Railroad Station..............................(203) 869-2663 Amtrak Information.........................................(800) 872-7245

media

41

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Piano_7.5x4.75_Layout 1 8/15/12 1:16 PM Page 1

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Moving Tips Eight Weeks Prior

q Contact movers for estimates or to reserve a moving van. q

lean out your attic, basement, storage shed and other C big storage areas.

q

tart to use up things you can’t move, such as frozen S foods and cleaning supplies.

q

ontact the chamber of commerce, your real estate agent C or visitor’s and tourism bureau in your new community for information on your new city.

Six Weeks Prior q

I f you’re moving at an employer’s request, verify what expenses may be reimbursed.

q

F or out-of-town moves, contact the IRS or your accountant for information on what moving expenses may be taxdeductible.

One Week Prior q

ithdraw the contents of your safety box, pick up any dry W cleaning, return library books and rented DVDs, etc.

q

T ake pets to the veterinarian for any needed immunizations. Get copies of pets’ veterinary records.

q

rain gas and oil from power equipment (lawn mowers, D snow blowers, etc.).

q

Give away plants not being moved.

q

repare specific directions to your new home for your P moving company (include your itinerary, emergency numbers, etc.).

Two to Three Days Prior q

efrost your freezer and refrigerator. Block doors open so D they can’t accidently close on pets or children.

q

isconnect major appliances and prepare for the move.

D You should request the gas company to disconnect your gas dryer, oven and any other gas appliances.

q

ack a box of personal items that will be needed P immediately at your new home. Ask the movers to load this box last or transport it yourself.

q

et aside those things that you are transporting yourself so S that they are not mistakenly loaded by your mover.

Four Weeks Prior

q

ontact your mover to confirm arrival time of the moving C van.

q Arrange special transportation for your pets and plants.

Moving Day

q

I nventory and evaluate your possessions to determine if anything can be sold or donated.

q

L ocate all auto-licensing and registration documents and contact local authorities for information about possible property tax rebate and related information.

q

I f some of your goods are to be stored, make the necessary arrangements.

q

ontact schools, doctors, dentists, lawyers and C accountants and obtain copies of your personal records or request forwarding to new contacts.

q q

Make change-of-address notifications. ontact utility and related companies (gas, electric, oil, C water, telephone, cable and trash collection) to establish service at your new home. Contact current vendors, but remember to keep telephone and utilities on through your moving date.

q

ontact insurance companies (auto, homeowner’s or C renter’s, medical and life) to arrange for coverage in your new home.

q

I f you’re packing yourself, purchase packing boxes from your local mover. Pack items that you won’t be needing for the next month.

Three Weeks Prior q

ake sure travel arrangements and reservations M are in order.

q

rrange to close accounts at your local bank and A open accounts in your new locale. Don’t forget about automatic deposit and payment items.

Two Weeks Prior q

48

q C ontact the moving company to review and confirm the arrangements for your move.

I f moving out of or into a building with elevators, contact the building management to schedule use of the elevators.

q

Record all utility meter readings (gas, electric, water).

q

ead your bill of loading and inventory carefully before R you sign them.

q

eep contracts, bills and other moving papers in a safe K place until all charges have been paid and all claims have been settled.

The time has come for your favorite things.

At Edgehill, maintenance-free living and a convenient location make for a carefree A Benchmark Senior Living Community lifestyle. Our Lifecare Advantage helps you plan for your future, alleviating financial concerns. Lifecare at Edgehill will provide priority-level access if you ever need assisted living or skilled nursing services. Best of all, you can truly enjoy life, because you will have all the time your heart desires for all your favorite things.

122 Palmers Hill Road Stamford, CT 06902 A Benchmark Senior Living Community

Edgehill’s retirement lifestyle sets the standard for Lifecare living in Connecticut. Find out more at www.EdgehillCommunity.com or call 1-800-948-3489.

Rinfret, ltd.

Interior Design & Decoration

354 Greenwich Avenue, Greenwich CT 06830 ph: 203.622.0000 www.rinfretltd.com info@rinfretltd.com