Quad City Family Focus - September 2011 by Sarah Throne

October 2011 • Complimentary Issue • www.qcfamilyfocus.com

DUCE

when you refinance atâ&#x20AC;Ś

your Consumer loan interest rate by 3%

866.323-5109

Loans considered for this program must be financed at another institution with proof of note or be reported to the credit bureau for a minimum of one month.

CALL

APR. . . . . . . . . . . . . . . . . . . . . . . . .$609 per month.**

APR . . . . . . . . . . . . . . . . . . . . . . . . .$600 per month.**

APR. . . . . . . . . . . . . . . . . . . . . . . . .$591 per month.**

East Moline This is a variable rate loan and the rate may adjust quarterly after the consummation of the loan. Contractual payments will not change, however, the term of your loan may be adjusted. The rate is based on the highest Prime Rate published in the Wall Street Journal as of the last business day of the previous month, plus (or minus) a margin percentage, determined by your individual credit profile. The floor rate for this product is 2.25%

Davenport

Milan

APR listed is based on “A” Credit. *APR=Annual Percentage Rate.

Geneseo

Moline

**Based on a $20,000 loan over 36 months.

APR. . . . . . . . . . . . . . . . . . . . . . . . .$637 per month.** At 10% APR . . . . . . . . . . . . . . . . . . . . . . .$646 per month.**

At 9%

APR . . . . . . . . . . . . . . . . . . . . . . . . .$618 per month.** At 8% APR. . . . . . . . . . . . . . . . . . . . . . . . .$627 per month.**

At 7%

At 6%

At 5%

At 4%

Payment could be as low as:

Life calls. We answer.

DUCE

COME BY ANY OF OUR SERVICE CENTERS All loans issued subject to credit approval. All other current underwriting guidelines and policies apply. Offer subject to change or end without notice and is non-transferable.

www.dhcu.org/reFINANCE

Review how much you could save. Let’s say you have $20,000 financed at another Bank or Credit Union. At 7% APR, your payment on a $20,000 loan for the next 36 months could be as high as $640 per month. Transfer your loan to DHCU, and we’ll reduce your payment to $591 per month—saving you more than $50 bucks each month, and, more than $1,800 over the next three years. Transfer more and your savings is even bigger. Also if your loan balance or rate is higher you’ll save even more.

Loans already at DHCU may be refinanced provided a loan is transferred from another institution for an amount equal to or greater than the current DHCU consumer loan financed at DHCU.

CLICK

Cash in your pocket

RE:PLENISH

Your cash flow

RE:ENERGIZE

Your monthly payments

RE:DUCE

Time to rethink your monthly payments! Refinance any consumer loan—car, boat, appliances—whatever your consumer loan, with DHCU Community Credit Union and we’ll lower your rate by 3%*. rePLACE your existing, higher rate consumer loan at another financial institution with a refinanced loan from DHCU.

by 3% when you refinance at…

your Consumer loan interest rate

QC Family Focus - september 2011

September 2011

Serving Eastern Iowa & Western Illinois

QCFamily Focus Monthly

Publisher: Mike Mickle Editor: Karen Mickle Magazine Design: Jessie Smith Photographers: QC Family Focus Photography Tassy Johnson • Nick Martel Shannon Colgan • Estelle Nester Janet Meyer Videographer: Harry Walker

Contributing Editors Carol Aden Janet Brown-Lowe David W. Deuth Rose Eichorn Kim Fein Curtis Ford Maggie Gehlsen Kelly Hendershot Bonnie Howard Dennis Malik, M.S., D.C. Mike Mickle Dr. Justin Siefert Diana Spranger James Wymore, M.D. Phyllis Zalenski Join thousands of others as they help us promote happy healthy families in the QCA. Call 940-7875 for more information. QC Family Focus Magazine is a wholly owned subsidiary of Mickle Communications Group LLC. Publication of advertising and articles does not constitute endorsement. The publisher reserves the right to refuse and/or edit any materials for publication. You can contact us at QC Family Focus Magazine, P.O. Box 194, Bettendorf, Iowa 52722, 563-940-7875 or email: mmickle@qcfamilyfocus.com. ©Copyright 2011.

9 Parent-Teacher 10 Relationships 17 18 38

Teaching Children About Money Makes Sense

10 Ways to Reduce the Cost of Driving

Teaching Our Children to Be Good Sports

Check out our QR Code on the front cover of QCFF. Use your smart phone to scan it and you will find all of our contact information and a link to our website!

Tune in to WYEC 93.9 for QC Family Focus Radio!

Each weekday at 8:20am and 5:20 pm, you’ll hear our Family Focus spotlight. Then every Saturday from 9am to noon, it’s QC Family Focus Weekend. You’ll hear from our experts, we’ll share some of the best deals from our advertisers andgive you the latest on events happening in the QCA! Set your dial to 93.9! Also, catch all the Rock Island High School home football games live on WYEC!!

september 2011 • QC Family Focus

Your Mickle’s Worth School is back in session and that means an earlier wake up call in the Mickle house. The bus picks Kyle up a little before 7 to head to the Junior High. I should be up to greet my son, make sure he has breakfast, tell him to have a great day and wave goodbye with a smile on my face. Yep, that’s what I should do. Kyle didn’t get that lucky in the Dad department. I usually fall out of bed, shortly after Kyle runs down the stairs (equaling the sound of a herd of cattle during a wild west stampede) as he heads to the kitchen for breakfast. On the days, he chooses something “warm”, he somehow manages to make the microwave door slam so loud, I’m sure people in another zip code can hear it. I manage to mutter something meaningful like, “Have an awesome..... time.” and stumble back to the bedroom. Of course, his alarm has to sound for approximately, 97 1/2 minutes before it wakes him, so Matt and Kate are awake by then as well. The television is blaring, there’s usually a disagreement over which show they want to watch and within 10 minutes of being dressed, fed and teeth brushed, they are heading outside to play with friends, before going to school with those same friends and playing at recess with.... those same friends. I’m left, standing in the middle of the bedroom in a daze saying, “Good morning.. world.” The summer seemed to fly by quickly. Not sure where it went, but it wasted no time getting out of here. Our first day of school was the normal chaos. We always like to drive Kyle on the first day. We did it again, videotaped him sitting in the backseat and asked the typical questions. “What do you think your favorite class will be?” “None of them.” “Are you excited about going back?” “Not really”. “How do you feel about this being your last year of Junior High?” “Can we shut the camera off now?” Of course, I still insisted that Karen videotape him walking into the school. “Honey, he’s going to get out of the car and walk 15 steps into the building. Do we really need to document it on video?” “Yep.” As we pull up to the door, Kyle reaches into the front of the vehicle to grab some of his school supplies from his mom.

By Mike Mickle We get the ultimate close up of him. “Sorry, your father is insisting. Love you.” “Love you too. Lame.” I’m pretty sure he was calling the videotaping lame and not me, but I can’t be certain. Then, it’s Kate and Matt’s turn. I can still walk them into the school. They don’t want me to, but I have let them know they are fair game until they hit Junior High. I followed them both down the long hallway into the school, still camera around the neck, video camera rolling. We get to the end of the hall, Matt’s class is to the right, Kate’s to the left. “Hey Kate, let’s take Matt to his ... class... first...” She’s gone. She completely bolted into her classroom. Silly girl, she actually thought I might not follow her. I went to Matt’s class first. More video work, a few photos, a kiss goodbye and I leave him with his 3rd grade teacher. Seems like a very nice lady... except... as I walk out the door she says, “You know when they turn 13 you have to leave at least one camera at home.” As she laughs, I think to myself, “ Has she been talking to Kyle or Kate?” Then, I enter Kate’s room. Not that I was expecting a “Hi Dad! Come on in.” Still, I think the unwelcome I received was a little harsh. “Dad, put down the video camera and walk away.” “I just need to get a few pictures of you in your class and a little video....” “Dad, you are not taking pictures in here.” She promptly walks out of the room to put stuff in her locker. So, I took the opportunity to follow her into the hallway for a few photos. Before, I knew it I was being pushed down the hall toward the front door by an angry 11 year old. Dejected, but not defeated, I quietly left. One of these days, they will be happy they have these pictures... okay maybe not, but I’ll still be glad I took them. Gotta go, it’s almost bedtime. Kyle will be waking me soon. Hope your school year is off to a great start. Thanks for your support of QC Family Focus. Best regards, Mike Mickle

Watch QC Family Focus come to life on television each Friday.

Family Focus Friday

only on WQAD’s midday newscast! QC Family Focus - september 2011

After class, come to to have a blast! $5 Wacky Wednesday is BACK!

Come on in for a bouncin’ good time for just $5 per child anytime on Wednesday, now thru October.

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Tuesdays- September 6, October 4 and November 1 5:30pm-7:30pm for our special needs families and friends.

Mommy and Me MondaysEnjoy 2 free slices of pizza with admission from 3pm-5pm with paid admission

Two For Tuesdays2 admissions for $12.50

Ton of Fun ThursdaysPurchase a large pizza and get a FREE pitcher

Family Night Fridays2 admissions and 1 large pizza for only $28

Become our fan on to get awesome deals and to become our Fan of the Week! Monkey Joes Davenport

3885 Elmore Ave. (next to Sam’s Club) Davenport, IA 52807 563-322-JUMP(5867) www.monkeyjoes.com/davenport

september 2011 • QC Family Focus

By Kim Fein RIA Federal Credit Union

It’s school time again…You’re probably feeling excited and maybe a little sad that summer is over. Some of you might feel nervous or a little scared at the beginning of school because of all the new things: teachers, friends and maybe even a new school. Change may be good, but it’s not necessarily easy. Switching from the laid-back fun in the sun of summer to rules, homework and routines can be a big jump for you and your parents. But with a little preparation and the right attitude, it doesn’t have to be so hard. Think Positive…. Seeing friends you haven’t seen in a while can make your first days back to school lots of fun. You may also feel more confident by wearing an outfit you like. Maybe you got a great t-shirt on vacation, or your new sneakers put a spring in your step. Always remember that your family and teachers have a lot of faith in you and your ability to get through the changes and challenges of a new school year. Create Routines….. Establishing daily routines at home at the start of the school year can also help you adjust. To ease the morning stress you could create a checklist or flowchart to help yourself get organized and stay on schedule. It’s no fun having to rush around in

order to get to the school bus on time! For the afternoon, consider scheduling a routine for homework and extracurricular activities. Your day will be less stressful if you know when you are expected to have certain things accomplished. Establish Fun Traditions….. For some families this includes the “red plate surprise”. The family member that had a big test, made a good grade or just had a special day at school gets the red plate! They get to pick out a special meal for everyone and eat theirs on the red plate. Plan a healthy after-school snack. You could also take this time to talk about your day with other family members. Here are a few final tips from Axle for a fantastic school year: get enough sleep, eat a healthy breakfast, try your best, create good study habits, take your time with school work and keep a sense of humor. Remember, learning can be fun!

QC Family Focus - september 2011

september 2011 â&#x20AC;˘ QC Family Focus

Teaching Children About Money Makes Sense Phyllis Zalenski Family Resource Management Specialist, Iowa State University Extension

Earning spending money, shopping trips, and family vacations are some of the opportunities to talk about money matters with your children. Below are tips to help parents and children make sense of financial matters. Children are more likely to learn the money lessons they will need as adults when parents use real-life situations according to Mississippi State University’s School of Human Sciences. Openly communicate with your kids about money, be a role model and do activities together to show children that family finances are important to everyone. It has become the American way to buy now and pay later, but this debt cycle can be avoided when parents educate themselves and their children about key money concepts. Research shows that young people value information about money when it has an immediate relevance to their lives. Teens with jobs may need help decoding paycheck deductions. Spending money on a family vacation or staying at home because finances are tight can also serve as opportunities to talk about the financial decisions that impact all family members. Teens want to learn how to manage money and prefer to learn this from their parents rather than from friends, a book or a class in school. Yet only one in five parents involves his or her children in financial planning and decisions to give them hands-on experience, according to a 2008 survey by Charles Schwab. Many parents avoid talking to their kids about money because they may not be confident they have adequate knowledge to do so or because they have made mistakes in managing money themselves. Research shows that parents, specifically moms, wish they were more informed about managing money so they could pass the knowledge along to their kids. Financial literacy tools for all ages, including helpful guides for parents, are available online. For example, “How to Raise a Money Smart Child” is available at http://www.jumpstart.org/news-and-

publications.html. It offers age-specific ideas for each family member. A good starting place is teaching children the difference between needs and wants. Make a list with your child of what you could not live without, and watch the debate unfold. Decide together on a family savings goal, whether it’s an unusual treat or a major purchase. Agree on how each member is going to contribute to the fund, and watch the money accumulate in a glass jar. This will help children learn the idea of saving up for an important purchase rather than putting it on a credit card and then paying more for it because of interest. Children are keen observers, so self-awareness is important when it comes to parents being good money role models. Your choices convey your money values. Whether it’s sticking to a budget, impulse shopping, using coupons or shopping for entertainment rather than for buying what you need, your children are learning from your example. Talking about money can seem stressful, but websites with fun games and videos offer interactive ways to introduce tough topics. For parents interested in learning more about financial literacy, free publications are available at www.extension.iastate.edu/finance.

QC Family Focus - september 2011

Parent-Teacher Relationships Carol Aden and Rose Eichorn • Mississippi Bend Area Education Agency Before you know it, parent-teacher conferences will be right around the corner. In order for our kids to be the best they can be in school, it’s never too late to develop a cooperative teacher/parent relationship for the best outcomes for our children. It’s a “no brainer” that when there is more parent involvement with your child’s education, the better your child will perform in school. Parent involvement and parent-teacher relationships will look differently for each and every family and it is important to realize that it is a shared responsibility in which both parents and teachers play such critical roles for the educational success of our kids. Some great opportunities you may want to keep an eye open for to get involved at your child’s school are: Unpack your backpack days, open houses, fundraisers, ice cream socials, grandparent days, book fairs and class picnics. Volunteering in your child’s classroom and going on field trips with your child’s class is also a great opportunity to get involved. Below are some tips on improving and maintaining critical relationships when it comes to communicating with your child’s teacher: Clear and appropriate communication between home and school is the root of successful parent-teacher

Back to School It’s our Back to SchoolParty Bash on Texas Roadhouse Style!

September 12th

Kids ages Birth to 12 years old.

Tuesday, 15th. Free kidsAugust meal with Every kid 12purchase. and under an adult gets a FREE kids meal Lots of fun ofand games!! (with the purchase an adult entree)

A party to celebrate the coming school year!

Rule Ur Game and B100’s Red Hot and Tony Tone are teaming up to bring you all this season’s high school football action. Go to the Rule Ur Game Facebook page, like it and then tell us what game you want us to cover. The B100 crew will be there, along with Rule Ur Game cameras. We’ll share the highlghts at www.ruleurgame.com, on our Facebook page and you’ll hear them on B100. One lucky student will get to make the call at each game. Show your school spirit and log on now!

Plus lots of fun back to school goodies!

relationships. Listen to what your child’s teacher is saying and don’t put up brick walls by assuming you won’t like what you hear. It’s important to keep an open mind even if your opinions are different from those of the educator. The more you listen and understand their perspective, the better position you will be in to agree or disagree. The important concerns that you have could be put in writing. Taking the time to write a letter or e-mail to make a request or ask a question helps you organize your thoughts and lets educators know that this is an issue you take very seriously. Less critical concerns can be addressed at a time that is more convenient for both parties, e.g., mentioning it to your child’s teacher before or after school when you are dropping off/ picking up your child from school, or with a phone call. Never miss a “parking lot” opportunity should you see your child’s teacher out and about in the community to just say a simple, “hello, how are you doing?” Good communication between parents and teachers emphasizes that there is mutual respect between the school and the family, that there is shared responsibility for student success, that there are mutual goals for students, and that there is an appreciation for learning and doing well in school. By being involved in your child’s education, it should be no surprise how they are performing in school when you receive their first and subsequent report card.

september 2011 • QC Family Focus

Because raising children is our most important job

Because babies don’t come with an instruction manual

Because finding a person to care for your child while you’re at work can be overwhelming.

Let us help you.

log on to: www.scottcountykids.org stop by: 600 W. 4th Street

Davenport, IA

or call:

(563) 326-8221

For Kids prenatal through age 5

child care is important….choose wisely QC Family Focus - september 2011

september 2011 â&#x20AC;˘ QC Family Focus

Run for a Cause!

Maggie Gehlsen Miss Scott County’s Outstanding Teen

t seems like just a short year ago I was crowned Miss Scott County’s Outstanding Teen. However, a week ago, I had the pleasure of crowning the new Miss Scott County’s Outstanding Teen, Molly McDonnell of Clinton. Although I may no longer be a titleholder for Scott County, I’ve never had more of a drive in ensuring Scott County and surrounding counties remain healthy! In my last article for August, I discussed many activities your whole family can get involved with that are coming up shortly! The Family Wellness Fest in Clinton, including a half marathon, 10k run, 5k run/walk, volleyball tournament, and more on September 10th, the Quad Cities Marathon, half marathon, 5 person relay, 1 mile walk, and 5k run/walk on September 25th, along

Recipes

with the Lagomarcinos 5k Hot Chocolate Run on October 29th. These are just a few of the ways your entire family can get moving this upcoming school year. An important race I forgot to mention, however, is the Run with Carl, held on Labor Day, September 5th. The annual Labor Day “Run with Carl” began in 1995. The race serves as the primary source for the Carl D. Shillig Memorial Fund. In 2005, the Bettendorf Rotary became the Run with Carl title sponsor. The memorial fund established in Carl’s name was created to commemorate Carl’s enthusiasm for life by providing scholarships to graduates of Pleasant Valley High School and Bettendorf High School. Each recipient of the scholarship receives $4,000 dollars over the course of 4 years. With such a great cause behind it, there’s no reason NOT to participate in Run with Carl! Be a part of one of the most well-known races in our area. So go ahead: get signed up at www.runwithcarl.com, bring the family, and get moving!

from your friends at

Easy Chili Mac Serves 4

All you do: 1. Preheat oven to 475ºF. Prepare All you need: pasta according to package directions. D, LD D - ½ box Hy-Vee whole wheat rotini 2. In a non-stick skillet, sauté beans - 1 can (15.5-oz) Hy-Vee pinto in garlic-flavored olive oil and heat beans, drained and rinsed for 1 to 2 minutes. - 1 tbsp Hy-Vee garlic-flavored 3. Add tomatoes and cooked pasta pineapple olive oil into skillet. - 1 ecan (15.5-oz) Hy-Vee ® cara amel crème parfaits 4. Place mixture into a baking dish. chili-ready diced tomatoes ® Org ganic pump pkin and fla ax granola Top with shredded cheese. - 1 cup Hy-Vee shredded cheese 5. Place in the oven for 5 minutes or until cheese melts. l, com mbine dice d apples, p pineapple andCarbohydrate: yogurt and a58 g, Cholesterol: mix we30ll.mg, Dietary Fiber: 10 g, Fat: 14 g, Protein: Nutrition facts per serving: Calories: 440, 19 g, Saturated Fat: 6 g, Sodium: 700 mg, Sugar: 7 g, Trans Fat 0 g ervin ng top mixtu ure with gra anola and enjoy!

Ap pple Salad S

% vitamin A, 10% vittamin C, 6% ca alcium, 2% iron n erving g: Calories: 11 10, Carbohydra ate: 25 g, Cholesterol: 0 mg, Dietary Fiber: 3 g, Fat: 1 g, 0 g, So odium: 0 mg, Sugar: S 18 g Tra ans fats: 0 g QC Family Focus - september 2011

“In Praise of the Pencil” Points to Family Fun for All Ages Janet Brown-Lowe German American Heritage Center

ave you ever stopped to consider the history and evolution of one of the world’s smallest but most useful tools, the pencil? Even in today’s high-tech, mobile lifestyle nearly 14 billion pencils are produced globally every year. From now until October 30th the German American Heritage Center invites visitors to come explore its newest exhibit “In Praise of the Pencil.” You can find the Center at the foot of the Centennial Bridge in Davenport and find all activities on-line at www.gahc.org. Following the accidental discovery of graphite in England in 1565, early pencils were messy chunks of black grit used to mark sheep. They were soon wrapped with string or sheepskin, then cut into strips and inserted into wooden straw-like tubes. The world went wild over this new practical and portable way of writing. And the German element? That is traced to nearly 350 years ago when Friedrich Staedtler of Nueremberg registered as the world’s first “pencil maker.” In 1761 Kasper Faber of Bavaria began the world’s first pencil factory. Eight generations and

250 years later it is still a world leader in pencil production and design. A member of this family, Mr. Eberhard Faber, immigrated to America and opened the first pencil factory in the US in New York City in 1861. Business boomed as soldiers in the Civil War sought pencils to write letters home. “In Praise of the Pencil” features a DVD and pictorial factory samples on how pencils are manufactured, a local juried pencil art show, the fantastic colorful pencil sculptures of Jennifer Maestre, pencil collections, pencil history, pencil trivia and much more. Kids are encouraged to attend the pencil drawing workshop on Sunday, September 11. Some lucky participants will win free pencil art packs to take home! Fans of engineering, design history and lovers of the quirky will want to attend a public lecture by Dr. Henry Petroski at the Figge Museum on Saturday, October 1 at 11:00 a.m. He will speak on “The History of the Pencil Must Not Be Erased; Its Lessons are Too Valuable.” Pencil these events on your calendar today! Great fun for the entire family!

QC Fall Bridal Fair presented by

Saturday, September 17th 9am – 2pm I Wireless Center $5.00 Admission Register to Win Great Gifts!

Pantone 541 - Blue Black

Pantone 280 - Blue Pantone Yellow

Pantone 7406 -Yellow Pantone 300 - Blue Black

For complete details or vendor information, please call (563) 344-7000 or log onto www.qcfallbridalfair.com 14

september 2011 • QC Family Focus

The German American Heritage Center Presents

"IN PRAISE OF THE PENCIL" An Exhibit Honoring 250 Years of the First Pencil Factory in Germany Now Through October 30

Children's Pencil Workshop with Glen Boyles Sunday, September 11 GAHC | 1:00 Grades K-3; 2:00 Grades 4-6 Who will come home with cool colored pencils from Germany?

Public Lecture Saturday, October 1 Figge Auditorium | 11:00 a.m. Dr. Henry Petroski, one of America's leading engineers and design historians on "The History of the Pencil and Why It Must Not Be Erased." Fun and enlightening for artists, engineers, architects, historians and lovers of the quirky!

Hours Tuesday - Saturday 10:00 a.m. - 4:00 p.m. Sunday 12:00 - 4:00 p.m. Adults $5.00 Seniors $4.00 Children $3.00

Funding for this exhibit provided by Riverboat Development Authority and Wenger Truck Line.

712 W. 2ND STREET | DAVENPORT, IOWA 52802 (563) 322-8844 | WWW.GAHC.ORG QC Family Focus - september 2011

Join me in the fight for a cure. Together, we can help save much more than money.

GET A QUOTE & I’LL DONATE $10 As a local Allstate Agent, I’m proud to support Susan G. Komen for the Cure Quad Cities. And now, it’s easy for you to help too. Call or stop by for a free insurance quote and I’ll donate $10* to Susan G. Komen for the Cure Quad Cities.

Christy Cox (563) 359-4079

5159 Utica Ridge Rd. Davenport ChristyCox@allstate.com

Working together, we can help put our community in Good Hands®.

*No purchase or use of goods or services necessary for donation fulfillment. Maximum donation of $1,000. Limited to one (1) donation per household. Ends 09/30/2011. Insurance subject to terms, qualifications and availability. Allstate Fire And Casualty Insurance Company: Northbrook, IL. © 2011 Allstate Insurance Company

september 2011 • QC Family Focus

10 Ways to Reduce the Cost of Driving

Kelly Hendershot Marketing Communications Officer, DHCU Community Credit Union

ecently, a member visited our East Moline branch to increase the line of credit on his Visa. While reviewing his credit history, Financial Service Officer (FSO) Holly Kida discovered the member had an auto loan at another financial institution. Holly was able to drop the member's rate by 1.45% and lower his monthly payment by over $30 a month. Another member at our SouthPark branch just saved over $45 a month and 6% on their auto loan. FSO Joe DePaoli was also able to get the member additional protection with GAP and Extended Warranty. With the money you save by refinancing your auto or mortgage loan with DHCU, you might be able to squeeze in a few more road trips. All the back-and-forth between home and school, home and practices, home and friends houses, etc. that comes with the school year can lead to a lot of wear and tear on your vehicle. Here are some tips that will help reduce the cost of driving:

• Don't drive over the speed limit, and maintain a smooth, steady pace whenever possible. • Don't idle--turn your car off to save gas. • Combine short trips into a longer trip when possible-a warm engine uses less gas than a cold one does. • Shop around for car insurance and re-evaluate every year or two to ensure you're getting the best rate. • Buy regular gasoline unless your car manual states otherwise. • Keep your car properly tuned--check your manual for a maintenance schedule and stick to it. • Check tire pressure once a month to keep tires properly inflated. • Use your air conditioner at highway speeds. Rolling down the windows causes drag and uses more gas than the A/C. • Carpool when possible, and avoid peak rush hour times. • Check--and replace--air filters on a regular basis. Call us at 309-796-7500 to see how a refinance might unlock some benefits for your household.

If you can imagine it, you can achieve it. If you can dream it, you can BECOME it.

The Children’s Therapy Center of the Quad Cities providing Physical, Occupational, Speech, and Feeding Therapy. Therapists are licensed in both Iowa and Illinois. For more information, call 309-762-9552 or visit our website www.ctcqc.org. QC Family Focus - september 2011

Teaching Our Children to Be Good Sports W

e’ve all seen it. The parent who belittles his or her child over the way the young athlete is performing in a game. The win at all cost philosophy is becoming increasingly more prevalent in youth sports and at a much younger age. How can you instill in your child the importance of good sportsmanship and offset the “win at all costs” philosophy? We found this advice for parents from www. familyeducation.com: Be Your Child’s Role Model. Offer praise and encouraging words for all athletes, including your child’s opponents. Never openly berate, tease, or demean any child athlete, coach, or referee while attending a sporting event. When attending athletic events or watching them on TV with your child, refrain from criticizing or condemning athletes’ performances. During the Olympics, what messages are you sending your child if you honor only athletes from the United States, while rooting against athletes from all other countries? Let your child see you enjoy the sports and athletic activities that you play, modeling the philosophy that you don’t always need to win or be the best to enjoy playing

Homecoming Season Is Here! It’s not just about... the date.... or the dress....... it’s also about.... the hair. Make sure your style takes his breath away.

Call Heather McIntyre at KelliZio to schedule your appointment.

5515 Jersey Ridge Rd # A Davenport, IA 52807-3147

563-359-7200 18

september 2011 • QC Family Focus

sports. Do You Have A Hidden Agenda? Be honest with yourself about why you want your child to play organized sports. What do you want her to gain from the experience? Are your intentions based on providing her with pleasurable, social activities that develop a better sense of self-worth, skills, and sportsmanship? Or do you harbor dreams of her turning her topspin forehand into a collegiate scholarship, or riches and fame? A child’s participation in sports and the importance attached to it should not be driven by a parent’s desire to use her child’s sports accomplishments for ulterior purposes. You Set the Rules. It’s ultimately your responsibility to teach your children good sportsmanship, both as a participant and as a spectator. If you observe your child engaged in poor sportsmanship, regardless of whether his coach corrects him or not, you must discuss your child’s misbehavior and insensitivity with him after the game. If a coach is ignoring, allowing, or encouraging poor sportsmanship, you need to make your objections known to the coach in a private discussion. Watching and Learning. Whether you’re watching a professional game on TV or attending a high-school sporting event, you can always find “teachable moments” regarding sportsmanship. Ask your child her opinions of: players who showboat and taunt their opponents; the costs to the team of a technical foul, or being ejected from a game for unsportsman-like conduct; and the appropriate behavior of opposing players toward one another after a game. During these “teachable moments” ask her openended questions and listen more than you talk or lecture. Most of all enjoy the game and allow your child to enjoy it too!

QC Family Focus - september 2011

Just For Kids! Kid’s Calendar

Festival of Praise: David Crowder Band With Special Guest Charlie Hall 7:00 p.m. Saturday, September 3rd Le Claire Park Bandshell • 400 W. Beiderbecke Drive • Davenport, Iowa •Tickets on sale now! Advance tickets only $20. Day of show admission $25. Children 12 and under admitted FREE! Buy tickets in advance at participating Quad City Fareway locations Tickets are also available by mail. Festival of Praise Hotline 563-359-7617 Website: www.qcfestivalofpraise.com/ Red Bull Mississippi Grind • September 9th-11th The ultimate skate adventure. 1,600 miles on the Mississippi River from the Twin Cities to New Orleans. It’s a riverboat barge skatepark! Check it out along the river near Centennial Park and Leclaire Park in Davenport. For more information or how to qualify go to www.redbullusa.com/mississippigrind Free Kids Craft Day • Saturday September 17th John Deere Pavilion • 10:00am-4:00pm • Theme: Apples Butterfly Ball • Sunday, September 25 In Celebration of our butterfly habitat’s final days (until next spring), participants will be able to view butterflies and enjoy several butterfly related activities: a mock butterfly migration, making butterfly wings, learn about the butterfly life cycle and even make butterfly kites. Time: 1:00 PM - 3:00 PM Quad City Botanical Center, 2525 4th Avenue, Rock Island, IL Call 309-794-0991 for more information and admission prices.

Get Your Savings Into Gear With Our New Rewards Program!

september 2011 • QC Family Focus

R.I.A. Federal Credit Union 563.355.3800 • 800.742.2848 www.riafcu.com

Just For Kids! Find the Difference Nine things in the picture on the bottom are missing or different in the picture on the top. Can you find them all?

QC Family Focus - september 2011 ÂŠ FamilyFun FamilyFun.com

Just For Kids! Hey Kids, Here’s your chance to see two of your favorite characters live on stage. Max and Ruby are coming to the Adler Theatre. We are giving away four tickets to the show. Fill out the entry form below for your chance to win. Send your entry forms to: Max and Ruby, C/O QC Family Focus , P.O. Box 194, Bettendorf, IA 52722 Entries must be postmarked by September 19th Only one entry per person please.

Name_______________________________________Phone_________________________ Address_____________________________________City______________State________ I pick up my copy of Family Focus at______________________________________________ I want to go see Max and Ruby because_ __________________________________________ ________________________________________________________________________ ________________________________________________________________________

Make Your Own Fingerpaint Ingredients 1/2 cup cornstarch 3 Tbsp. sugar 1/2 tsp. salt 2 cups cold water food coloring

september 2011 • QC Family Focus

Directions In a medium pan, mix all the ingredients together to make the finger paint. Cook over low heat 10 to 15 minutes. Keep stirring the finger paint mixture until it is smooth and thick. After the finger paint has thickened take the pan off the stove and let the mixture cool. After cooling, divide the finger paint into storage containers depending on how many colors you would like. Add a few drops of food coloring to each container. Stir the coloring in to the paint to determine the shade of color. You’re ready to finger paint! Cover tightly when storing.

Just For Kids!

Confetti Yogurt Pops

Ingredients •2 cups low-fat vanilla yogurt • 1 cup assorted berries (raspberries, blue-

berries, blackberries, chopped strawberries)

• 5 pretzel rods, halved, or 10 baked snack stick crackers Directions 1. In a large bowl gently stir together the yogurt and fruit. Spoon into 4-ounce icepop molds or 3-ounce paper cups. Cover molds or cups with foil; use a sharp knife to cut a small hole in the foil and insert cut side of pretzel rod or snack stick. Freeze until firm. Remove foil and mold or cup before serving. 2. Store for up to a month. Makes 6 pops

Fruit Salad Cones Recipe Combine: •1 large banana sliced • 1/2 15 oz. can mandarin oranges, drained •1/4 cup miniature marshmallows • 1/2 20 oz. can pineapple chunks, drained •1 cup sliced strawberries •3/4 cup low-fat lemon yogurt • Combine the above mixture and divide into 6 ice cream cones QC Family Focus - september 2011

“Battle of the Bulge”

By Dennis Malik, M.S., D.C., Faculty Clinician, Palmer College of Chiropractic

here is a new weapon in the battle against obesity for everyone to use on a daily basis. Summer has brought many opportunities to be active and energetic for many of us. With fall approaching the focus has returned to activities that keep us inside more often. We need tools that help us win the battle with temptation. Such a tool has arrived to help us eat better and achieve success in the battle of the bulge. Many of you remember the old food pyramid used for many decades to help guide our food choices. It has been replaced by a more modern and user-friendly diagram of a typical dinner plate. The “MyPlate” diagram was developed by the United States Department of Agriculture. The all-important five food groups are illustrated in such a way that shows the proper portions of each item. More information is available about food choices using this simple method at www.choosemyplate.gov. With this diagram, everyone can see the correct relationship of the foods that are so important to our nutritional health. There is no place for junk food or soda in the ideal meal for a typical family. That one step alone will reduce the amount of calories consumed, and in the long run the battle of the bulge can be won by

this effort coupled with daily exercise. Remember, the primary rule of weight management is the amount of calories consumed equals the amount of weight gained. To lose weight you must burn more calories than you consume. This new MyPlate diagram can be an effective tool in the battle of the bulge. Just consider the impact on our school-aged children who will now be able to visualize the correct relationship of the all-important food groups. This is a great idea which will impact the younger generation in their correct food choices and make a dent in the serious problem of childhood obesity. This tool will make an even greater impact when coupled with increased activity. Another consideration is that those who practice a vegetarian lifestyle can use the MyPlate diagram to justify their healthy lifestyle choice. The old food pyramid put an emphasis on animal products and implied that meat was essential for a healthy diet. The new diagram shows only protein and leaves room for other sources of protein like soy products, legumes and nuts for a healthy diet. This is a welcome understanding for a growing segment of the population who choose not to eat meat protein. Remember as the seasons change to use all of the tools available to you to fight the battle of the bulge. Using the MyPlate diagram to make better food choices and increasing the amount of exercise are effective weapons in fighting the good fight against the rising tide of obesity affecting so many of us today.

Ease your pain On any given day ... • 31 million Americans experience back pain • 15 million suffer from headaches Plus, 66% of adults will experience neck pain in their lifetime. You don’t need to be a statistic. Ease your pain by visiting the Palmer Chiropractic Clinics.

Palmer’s high standards of patient care and experienced chiropractors have been nationally recognized. Our Iowa clinics have been received into the National Center for Quality Assurance—Back Pain Recognition Program.

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september 2011 • QC Family Focus

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www.WeertsFH.com Kimberly at Jersey Ridge Road | Davenport, Iowa 52807 | 563.355.4433 | m.weertsfh.com from web-enabled cell phones QC Family Focus - september 2011

The Graston Technique for soft tissue injuries

Dr. Justin Siefert Nelson Chiropractic

eople often think of Chifective in restoring function to short term (acute) ropractors as bone docand long term (chronic) injuries and pre- and tors, but did you know post-surgical patients. Graston is popular among there is a chiropractic techmany professional and collegiate sports teams nique that can help in the healaround the U.S.A. It has been clinically proven ing of ligaments, muscles and to achieve quicker and better outcomes in treattendons? Soft tissue injuries ing many different forms of soft tissue injuries. can often be chronic and exConditions like tendonitis, pain in the iliotibial tremely painful and debilitatband (ITB), sprain/strain injuries, tennis elbow, ing. Graston is a therapeutic modality used by carpal tunnel syndrome, plantar fasciitis, rotachiropractors to get you out of pain quicker. It is tor cuff injuries, shin splints and muscle injuries an instrument-assisted soft tissue mobilization from accidents (whiplash) have been shown to that enables clinicians to effectively detect and respond well to treatment. treat scar tissue and restrictions that affect nor- If you have questions or are interested in mal function and range of motion. It is a great finding out if Graston could help you with a speaddition to spinal and extremity adjustments. cific condition, please call 359-9541 for a com The process of Graston brings inflamma- plimentary consultation. tion to the affected area. You thought inflammation was a bad thing, right? This controlled inflammation is a great benefit to the healing proI Want a Healthy Spine.... to relieve my chronic back pain. cess because the excess blood has components Diagnosing and treating chronic back and neck pain can be challenging and in it to speed healing. costly. Talk to your chiropractic physician about how chiropractic care may Most patients notice an provide you with relief from chronic pain. increase in overall range Put Chiropractic Care Into Your Health Routine. of motion, in the affected For your evaluation, contact your area that is being treatIowa chiropractic provider today: ed. Treatment frequency is two times a week for Logo four to eight weeks depending on the severLocal Info: ity of the issue. Most the time Graston goes hand in hand with adjusting, stretching and icing. H i s t o r i c a l l y, Graston has had positive outcomes in 75-90 percent of all conditions www.IWantAHealthySpine.com treated. It is equally efInsert name here

september 2011 â&#x20AC;˘ QC Family Focus

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Why Dilate?

trip to the eye doctor. It’s not always a favorite activity, and on top of that, one sometimes has to endure the annoyance of dilation. It lengthens the time in the doctor’s office, it makes the eyes sensitive to light, and it may blur at least the reading vision. Can’t the eye doctor examine your eyes and test for glasses without dilation? The answer is not completely. There are visits that don’t necessitate dilation. Evaluation and treatment for eye infections like conjunctivitis, a follow-up intraocular pressure check for glaucoma, removing foreign bodies from the eye, and treating ocular allergies are some of the occasions that a patient escapes the clutches of dilation. These involve examination of the external portions of the eye, and drops are not needed to open the pupil further. The most common indication for dilation is during the complete examination, either for a new patient or for regular eye checks (intervals for which are determined by age, race, family history, and presence of eye disease). By widening the pupil with dilation, the internal ocular structures, including lens, vitreous, retina, choroid, and optic nerve, are more easily scrutinized for ocular disease, symptomatic or not. The true refractive error (need for glasses) can be determined as well. The accommodative (focusing) ability of the human lens can mask the presence of significant farsightedness, or cause nearsightedness to be overestimated. Dilation can help paralyze accommodation, uncovering these problems. Dilation allows almost the entire lens to be viewed. Presence and extent of cataracts can then be documented. Pseudoexfoliation, a “dandruff-like” appearance on the lens

James Wymore, M.D. Dr. Wymore, with Eye Surgeons Associates, is a board-certified general ophthalmologist. He is a member of the American Academy of Ophthalmology. Dr. Wymore practices at our offices in Bettendorf, Iowa and Rock Island and Silvis, Illinois. For more information, please see our website: www.esaeyecare.com.

surface, which is associated with glaucoma, is another example of lens pathology more easily discovered with dilated pupils. The central and back portions of the eye require dilation to be fully seen. Retinal tears and detachments fall into this category, occurring many times in the retinal periphery. Indirect ophthalmoscopy, or other means of observing the peripheral retina, is essential when a patient experiences flashes and floaters. One of the important facets of following glaucoma, evaluation of the optic nerve, is much more easily accomplished with dilation. Macular degeneration and diabetic retinopathy are other common retinal problems. A larger pupil facilitates the search for complications that can be corrected by medication or laser treatment. Dilation, along with cycloplegia (paralyzing accommodation), can also be therapeutic. The pain of corneal abrasions or inflammation will be relieved with cycloplegic drops. Inflammation intraocularly (iritis or uveitis) is benefited in two ways. Pain is decreased, and scarring of the iris to the eye lens is avoided. Dilation has its purposes. In spite of the temporary discomforts, it is indispensable for diagnosis and treatment of various ocular conditions, helping us to prevent vision loss.

QC Family Focus - september 2011

Dennis Gooch, Coal Valley, flat foot reconstruction Dennis Gooch loves to fly. Without ever leaving the ground. A few years ago Dennis’ right foot collapsed. The unbearable pain prevented him from walking outdoors and flying his radio controlled airplanes. Then he sought the treatment of fellowship trained surgeon Tuvi Mendel, M.D., Orthopaedic Specialists. Dr. Mendel lengthened the tendons of Dennis’ flat foot, allowing him to walk again. Dennis was admitted to the Mississippi Valley Surgery Center in the morning and was home the same afternoon. He is now back to flying his beloved airplanes, but says it’s Dr. Mendel who helped him to soar. If you’re suffering from foot or lower extremity pain, please visit painfreeqc.com or call 563-344-9292. We’ll take you to new heights. Go on, just ask Dennis.

3385 Dexter Court • Ste. 300 • Davenport, IA 52807 • 563-344-9292 www.osquadcities.com

Foot & Ankle

Hand & Upper Extremity

september 2011 • QC Family Focus

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Spine

Sports Medicine

Total Joint Replacement

8/12/2011 1:27:54 PM

Get Better Faster:

Back Off the Ground.

what was going on.” The flat foot reconstruction surgery Dr. Mendel performed involved lengthening a tendon on the right side of Gooch’s foot, among other advanced techniques. Gooch, who is an electronic technician, spent four days in the hospital after his knee replacement surgery several years ago. Yet his experience at the Mississippi Valley Surgery Center was quite different. “I was terrified of the procedure, but before I knew it, I was home. I went in at 9:30 a.m. and was home by 2:00 that afternoon,” says Gooch. “I do prefer being home right away.”

Dr. Mendel was very intelligent. He knew exactly what was going on. - Dennis Gooch, flat foot sufferer, Coal Valley, IL After five years of pain and putting

Dennis Gooch of Coal Valley is an avid model airplane enthusiast - a hobby that requires a lot of off treatment, Gooch was back in running. So when Dennis suffered a fallen arch in one of his feet, he was grounded. Thanks to shoes by the beginning of February. Dr. Tuvi Mendel, Dennis was cleared for take off in no time.

ennis Gooch has to run around quite a bit when he’s flying one of the 40 or so radio-controlled airplanes in his collection. The 53 year-old member of the Skyraiders Radio Control Flying Club always had a flat foot, but it collapsed over the last five years. “I had a lot of foot pain,” says Gooch, “when I tried to walk or tried to mow.” The pain grew so intense that Gooch couldn’t fly his planes any longer. And as the pain grew worse, Gooch’s foot turned out and made his gait awkward. Tuvi Mendel, M.D., Orthopaedic Specialists, put his fellowship training and experience to work for Gooch. As the head of OS’s Foot and Ankle Center, Dr. Mendel offers a variety of procedures ranging from joint replacements to minimally-invasive surgeries.

“That was a great relief,” he says. “I will be ready to get back to airplaning.”

Tuvi Mendel, MD Orthopaedic Specialists, PC, Davenport

Dr. Mendel earned both his undergraduate and medical degrees from Louisiana State University in Baton Rouge, LA and following his internship and residency in orthopaedic surgery at the University of Michigan, he completed a fellowship in foot and ankle surgery with Roger Mann, MD in San Francisco, CA. “Dr. Mendel was very intelligent,” recalls Gooch. “He knew exactly

About Flat Feet Flat feet can be present at birth or develop at an early age, and are often hereditary. In some people, however, they develop as a symptom of foot abuse that can develop from any of the following: • Weakened muscles due to aging or heavy strain placed on the feet. • Standing or walking for long periods in high heels. • Wearing shoes that don’t provide proper arch support. For more information on understanding foot and ankle pain and the various treatment options open for discussion with your doctor, visit the Orthopaedic Specialists PC website: www.osquadcities.com

QC Family Focus - september 2011

Family Health:

New Varicose Vein Treatment Offers Hope. developing varicose veins. If you are not flexing your leg muscles, your veins don’t work well,” explains Dr. Sadler. “When the veins no longer work properly, they allow blood to pool or flow backwards instead of climbing up. That’s when those bulging varicose veins form.”

Varicose veins afflict tens of thousands of men and women every year. People who spend a lot of time on their feet are particularly susceptible to the painful problem.

t’s hard to beat gravity.

Approaching middle age, many women who spend careers on their feet dread the onset of varicose veins. Not only are they are unsightly and painful, but traditional treatments could also be as painful as the vein condition itself – leading to unnecessary suffering. And men aren’t immune to the condition either. “Men also suffer from varicose veins, particularly those who spend time on their feet or who have a genetic predisposition to the problem,” explains fellowship-trained Vascular and Thoracic Surgeon Richard Sadler, M.D., Chest and Vascular Surgery, & The Iowa Vein Clinic, Davenport. “However men are even less likely to seek treatment." “While varicose veins afflict both sexes, typically making them miserable in mid-life, there have been tremendous advancements in treatments that really minimize the pain,” Dr. Sadler explains. “There is no reason people should avoid treatment because they fear the oldstyle, incredibly painful treatments of vein stripping.

Richard Sadler, M. D. Chest & Vascular Surgery and The Iowa Vein Clinic, Davenport

What causes varicose veins? When your legs have used the fresh, oxygen- and nutrient-filled blood pumped from your heart, they return the used blood back up the legs to be freshened up and recirculated. The blood’s return route is through a system of veins. Tiny valves in the veins allow the blood to go only one direction, back up to the heart. But for people who are constantly on their feet, gravity eventually weakens the valves. “While our bodies were designed to walk and run, teachers, nurses, factory workers, retail salespeople and countless others who stand for hours are at greater risk for

september 2011 • QC Family Focus

New Hope with Closure® “Traditionally, doctors used a surgical procedure called ‘stripping’ to treat varicose veins,” says Dr. Sadler. The surgery involved tying off one end and then tearing the varicose vein from the body. As you might imagine, patients suffered considerably. Many patients avoided treatment altogether because it was so painful and disfiguring. In addition, there was a 15% chance of permanent nerve injury. All that has changed. Dr. Sadler often treats varicose veins with a procedure called Closure®. There is so little discomfort that no sedation is needed, and usually no post-treatment pain medication is needed, either. The Closure® procedure involves only a tiny puncture to access the vein – much like an IV – that leaves an imperceptibly small scar. Dr. Sadler runs a special catheter through the needle hole to heat the vein with radio frequency energy. The vein shrinks down on itself and closes off, like heat-shrinking plastic. “After it’s closed, the body re-routes blood to healthy veins,” says Dr. Sadler. “Patients usually return to normal activities within a day – as compared to three weeks with the old procedures. Radio Frequency Ablation yields superior results to treatments using laser. There really is no reason for people to put off treatment and suffer needlessly anymore.”

Iowa Vein Clinic Mississippi Medical Plaza 3385 Dexter Court Suite 100; Building 3 Davenport, IA 52807

563-324-3818 www.theiowaveinclinic.com

Fit surgery into your busy life. And keep time for the important things. There is a better way to schedule surgeries and avoid expensive hospitalization. At Mississippi Valley Surgery Center, procedures don’t need to take all day. Experience our personal service, shorter wait times and simple registration. And because we’re an outpatient facility, you’ll recover at home. Don’t let expensive insurance premiums, high deductibles or the fear of lost time from work or life keep you from getting the treatment you need. You can save money and receive great care: It’s what healthcare should be.™ Call Mississippi Valley Surgery Center for a free referral to one of our specialists:

(563) 344-6653 3400 Dexter Court • Suite 200 Davenport, IA 52807 www.mvsurgerycenter.com

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3400 Dexter Court • Suite 200 Davenport, IA 52807 www.mvhnetwork.com

7/25/2011 12:10:37 PM 31 QC Family Focus - september 2011

Our friendships

define us at Senior Star.

Our personalized services may set the standard. But we’re most proud of what sets us apart — genuine, meaningful friendships, everywhere you turn. Come tour and see the difference that makes us who we are. Senior Star. Changing the way people think about senior living.

4500 Elmore Avenue | Davenport, IA 52807 (866) 415-6909 | seniorstar.com

To learn about Anytime tours, visit seniorstar.com SM

september 2011 • QC Family Focus

Senior Living: Senior Living:

New Frontiers Memory Care Enhance New Frontiers inin Memory Care Enhance Quality Life Alzheimer’s Patients. Quality ofof Life forfor Alzheimer’s Patients.

a staff of nurses care.care. TheyThey havehave a staff of nurses available 24 hours a day, available 24 hours a day, and and theythey all wonderful.” werewere just just all wonderful.” are truly committed “We“We are truly committed to to offering groundbreaking dementia offering groundbreaking dementia care based on the latest research,” care based on the latest research,” explains “Residents enjoy explains Hill.Hill. “Residents enjoy unique programming designed unique programming designed to to stimulate neurons memory stimulate neurons and and memory including the mutli-sensory including the mutli-sensory Snoezelen™ room, Destination Snoezelen™ room, Destination ® ® Programming music Programming and and iPodiPod music room. Amber is therapy our therapy room. Amber is our on site dog.dog. She She liveslives on site and and the the residents staffstaff and and residents just just lovelove her,”her,” Senior Star’s Memory sayssays Senior Star’s Memory CareCare Director Director SallySally Hill.Hill. Senior at Elmore Place’s Memory community features programs Senior Star Star at Elmore Place’s Memory CareCare community features programs Visitors and residents specifically to help residents with Alzheimer’s Disease and other forms of demenita. Visitors and residents alsoalso specifically to help residents with Alzheimer’s Disease and other forms of demenita. discover the physical layout that that the physical layout is is When Alzheimer’s Disease community, Juliet didn’t discover When Alzheimer’s Disease carecare community, Juliet didn’t built specifically for memory care built specifically for memory care strikes, in addition to short to leave her home. strikes, in addition to short or or wantwant to leave her home. needs: the courtyard walkway needs: the courtyard walkway long-term memory a person “It was “It was a hard decision,” Mary long-term memory loss,loss, a person a hard decision,” Mary a figure-eight pattern, figure-eight pattern, and and her driver’s license,recalls. recalls. resisted. is inisa in can can alsoalso loselose her driver’s license, “At “At first,first, mommom resisted. the internal hallway mainmain hallway is is her independence, her home; wanted to come her independence, her home; but butShe She wanted us touscome overover and andthe internal continuous oval shape to prevent continuous oval shape to prevent approaches in care of her, but all wehave all have newnew approaches in care can can bringbringtaketake carecare of her, but we confusion in corners. There’s confusion in corners. There’s peace of mind to families. children at home, I didn’t peace of mind to families. children at home, and and I didn’t feel feel subdued lighting, armoires lighting, armoires Eighty-seven old Juliet comfortable comfortable a round-the- subdued Eighty-seven yearyear old Juliet withwith a round-theinstead of closets, instead of closets, and and eveneven the the Hardy, Davenport, IA,one is one clock nurse. Hardy, Davenport, IA, is suchsuch clock nurse. toilet seats are colored for spatial toilet seats are colored for spatial person, but is shenot is alone. not alone. family moved Juliet person, but she Her Her TheThe family moved Juliet intointo differentiation. differentiation. family has weathered journey a memory a local family has weathered this this journey a memory carecare unitunit at a at local “I can already a difference already see asee difference her along an estimatedassisted assisted living facility withwith her along withwith an estimated living facility and and thenthen “I can in mom,” says Mary. “They in mom,” says Mary. “They readread 69,000 Iowans, according another nursing home. 69,000 Iowans, according the the laterlater another nursing home. to and her and she loves to hear she loves to hear the the Alzheimer’s Association’s “Mom started to withdraw. to her Alzheimer’s Association’s latestlatest “Mom just just started to withdraw. books. She also plays bingo books. She also plays bingo and and figures. At assisted the assisted living facility, figures. At the living facility, she she even goes on outings with other even goes on outings with other living alone, needed round-the-clock “She“She waswas living alone, and and she sheneeded moremore round-the-clock carecare residents around town. would repeat things. She’d as Alzheimer’s her Alzheimer’s progressed. residents around town. would repeat things. She’d turnturn as her progressed. “I know are times therethere are times on stove the stove instead of oven. the oven. At the At nursing the nursing home, she was on the instead of the home, she was in a in a“I know when she doesn’t know when she doesn’t know whowho She’d be driving get lost. all day brought She’d be driving and and get lost. TheThe bed bed all day and and theythey onlyonly brought I am,” reflects Mary. “When I am,” reflects Mary. “When police would her home, her for out meals. for meals. We just felt our police would bringbring her home, and and her out We just felt our she recognizes me, she’ll touch that’s when we knew it wasn’t mother mother deserved a better qualityshe recognizes me, she’ll touch that’s when we knew it wasn’t deserved a better quality my face. quality of is life is my face. Her Her quality of life normal. It was scary,” of life.” normal. It was scary,” sayssays her her of life.” wonderful now. She is content. wonderful now. She is content. daughter, Mary Anderson. Searching for better options, daughter, Mary Anderson. Searching for better options, stress in family our family TheThe stress levellevel in our has has to Juliet’s family theythey toured Senior Star’s Memory AfterAfter visitsvisits to Juliet’s family toured Senior Star’s Memory really diminished, and now I can really diminished, and now I can doctor, a psychiatrist Community on Elmore doctor, a psychiatrist and and CareCare Community on Elmore at night.” at night.” neurologist, the diagnosis Avenue, Davenport. Mary,sleepsleep neurologist, the diagnosis waswas Avenue, Davenport. SaysSays Mary, For information to schedule For information or toorschedule a a conclusive: Alzheimer’s Disease.“My“My brother I visited conclusive: Alzheimer’s Disease. brother and and I visited and and visit to the Senior Star at Elmore visit to the Senior Star at Elmore ensuing family meetings decided she would TheThe ensuing family meetings and anddecided that that day day she would Place Memory community, Memory CareCare community, decisions difficult. Although at Senior It’s very Place decisions werewere difficult. Although live live at Senior Star.Star. It’s very 563.359.0100 or on logtoon to call call 563.359.0100 or log the siblings agreed it was professional, clean, everyone the siblings agreed it was timetime to toprofessional, clean, and and everyone www.seniorstar.com www.seniorstar.com move mother a memoryis trained is trained for individualized move theirtheir mother intointo a memory for individualized QC Family Focus - september 2011

Expecting the Unexpected

By Curtis Ford Nash Nash Bean & Ford, LLP

ancy wasn’t expecting to crash her car during a summer storm. She wasn’t expecting to sustain a head injury during the accident. And she certainly wasn’t expecting to be out of work over six months while her injuries healed. Fortunately for Nancy, while her estate planning attorney did not expect this disaster to happen to Nancy, he did anticipate its possibility. He knew that, according to the National Safety Council, one out of three people aged 35 or younger are disabled for six months before they reach age 65, and that one out of four people in that same demographic are disabled for one year. In addition to recommending that Nancy carry disability insurance to cover any loss of income in case of a temporary or long-term disability, her attorney also ensured her estate plan included a HIPAA Authorization along with Health Care and Property Powers of Attorney. When Nancy had suffered her head injury, these documents assisted her family during the medical crisis: • The HIPAA authorization: Designed to prevent anyone

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from abusing another individual’s medical information, the Health Insurance Portability and Accountability Act prevents medical personnel from releasing any patient information to unauthorized individuals. The HIPAA Authorization Form allowed Nancy to name an agent who was allowed access to her medical records while she was incapacitated. • The Health Care Power of Attorney: in addition to the HIPAA Authorization, her Health Care Power of Attorney legally allowed another person to act as her agent in the medical emergency, directing Nancy’s medical care according to her earlier expressed wishes. These documents did not supersede Nancy’s ability to make medical decisions any time prior to her accident; they were simply measures to protect her in the emergency. With these forms, Nancy was assured she had people she knew and trusted ILL making decisions INE EMETERY for her healthcare needs. Without these forms,1530 once E 39TH Nancy was incapacitated, her family would have IA DAVENPORT been required to go through a “living probate” pro(563)-391-51 cess to have her declared incompetent: requesting a A Non-Profit public hearing, publishing a notice of the hearing Cemetery to ARING OR THE QUAD C be in the local newspaper ofCrecord andFparticipating in a public hearing on her competency at the local www.pinehillcemeteryd courthouse. It is easy to incorporate a Power of Attorney and HIPAA authorization into a revocable living trust. Adding these documents, along with a Property Power of Attorney to insure your financial needs are covered as well, creates an all-encompassing plan for when the unexpected happens.

Nash Nash Bean & Ford, LLP are members of the American Academy of Estate Planning Attorneys and the National Academy of Elder Law Attorneys. To receive a copy of our most recent newsletter “Your Estate Matters” or for a free consultation on Estate or Long Term Care planning, call 309-944-2188, 309-762-9368 or 1-800-644-5345. You may also contact our firm by email at info@nashbeanford.com or visit our website at www.nashbeanford.com. The firm devotes its practice primarily in the areas of estate, business and tax planning and related areas of the law as well as elder law and trust administration and probate. We offer guidance and advice to our clients in every area of estate planning. This column is designed for general information purposes only, and is not intended, nor should be construed or relied upon, as legal advice. Please consult your attorney if specific legal information is desired.

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Why Do Women Need Life Insurance? Bonnie Howard Financial Representative, Modern Woodmen of America

Women need life insur• A stay-at-home wife assumes many important ance protection for the same roles in the family. If she dies, her surviving reason men do – to provide spouse may have to pay someone for such serfinancial protection for their vices as child care, transportation for children, loved ones. housekeeping, cooking and laundry. The wife’s However, women’s death benefit proceeds can help the surviving life insurance coverage is ofspouse pay for these services. ten inadequate or completely • A growing number of women are the sole missing. Statistics from a breadwinners for their families and need life 1998 study by the Life Insurance Marketing Re- insurance protection to help replace their insearch Association indicate that: come if they die. These women also need life • 61 percent of women don’t own individual life insurance to help pay for any debt and mediinsurance protection. cal and funeral expenses at their death. Single • 41 percent of women own no life insurance women may also want to consider a life insurcoverage at all. ance plan that builds a cash value as a way to Women can benefit from owning life in- help supplement their retirement income. surance. Consider these examples: Bonnie Howard, Financial Representative • In today’s world, it often takes two incomes to Modern Woodmen of America, 2501 N Lincoln Avenue support a family. Life insurance can help reDavenport, Iowa 52804 sept 2011 7.375x4.75:Layout place thefamily wife’sfocus income if she dies. 1 8/2/11 2:50 PM Page 1 Cell Phone: 563-271-5778

Estate Planning Seminar from the Law Offices of Nash Nash Bean & Ford, LLP Your Family’s Future Depends on the Decisions You Make Today. Attend this important seminar and learn:

For us, planning our estate is about love, not death.

◆ What a Power of Attorney will and will not do for you. ◆ How to protect your home and assets from high nursing home costs. ◆ How to protect children from being unintentionally disinherited in second marriage families. ◆ How to plan your estate to make sure it passes to your family most efficiently.

◆ The advantages and disadvantages of trusts and wills. ◆ How to plan your estate to minimize federal estate taxes. ◆ How to protect assets inherited by your heirs from lawsuits, divorce and other claims. ◆ How to protect your estate and provide for yourself and your family if you become incapacitated.

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445 U.S. Hwy 6 East • P. O. Box 63 • Geneseo, IL 61254

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QC Family Focus - september 2011

Retirement Here I Come

By Diana Spranger RN, Administrator istrator. He has worked in Long-Term

s the month of August comes to a rapid close and I am drawing closer and closer to that inevitable “last day” at Bettendorf Health Care, I am so pleased to announce that I have been busy training the new Administrator. I am pleased to announce to you ROGER BRANAN. Roger graduated from Western Illinois University in Macomb, Illinois with a bachelor’s degree in Business Administration. Shortly thereafter, he began working in a management position at a hospital trauma center in Champaign, Il. He soon realized that the healthcare field was his niche in life. He got married and had twin sons that are now 31 years old. While raising a family, he completed his Master’s Degree in Healthcare Administration. In 1990 he accepted his first position as a nursing home admin-

september 2011 • QC Family Focus

care ever since. Although he has been both an administrator and a regional manager for long-term care corporations, his passion is as an administrator where he can develop close working relationships with the residents, staff, and the families. As an administrator, he promotes customer service and resident-centered care focusing on each resident’s individual needs. Knowing this about Roger and having had the privilege of spending the past 2 ½ weeks with him, I am extremely confident that Bettendorf is in safe hands. Having sown a great deal into the home over the past several years, it makes it so much more comfortable for me to bid farewell to the facility knowing Roger will do well by the residents and the staff. So lastly, I say a huge Thanks to all of you, the readers, my staff, and the residents at Bettendorf Health Care Center.

Bettendorf Health Care Center

A Place To Call Home

2730 Crow Creek Rd • Bettendorf, IA • (563) 332-7463 • We offer skilled rehab 6 days a week. That means you can get well and go home. • Our elegant dining area comes complete with china, crystal, linen table cloths and fa mily-style dining. • You never know when you might need special care. That’s why we work closely with all area hospitals and accept admissions 24 hours a day, 7 days a week. • We are conveniently located on Crow Creek in Bettendorf. •We offer tours of our facility 7 days a week! • Activities for all ages and abilities, a variety of religious services, and a caring and competent staff.

When you can’t go home, we’re the next best thing! QC Family Focus - september 2011

Lady Liberty A By David W. Deuth, President of Weerts Funeral Home

s we pause and reflect upon Patriot Day this year, we do so on the 10th anniversary of that awful day that forever altered American – indeed, world – history. In 2008, I took my family to New York to “pay our respects”, if you will, at Ground Zero. Following is the article I wrote during that trip. While many things have changed since 9/11, some of which dates the content of this original article, one thing has remained unchanged for me: I still Remember Well. Lady Liberty stood tall across the harbor as we boarded the ferry on a beautiful summer morning in Lower Manhattan. Other visitors – seemingly from every corner of the globe – were aboard, joining us to pay our respects, if you will, to this icon that universally defines freedom, opportunity, and yes, liberty around the world. Approaching Liberty Island by ferry, I couldn’t help but wonder how so many of our ancestors must have felt, watching this awesome statue – and all she represents – come into view as they arrived at this land of the free. Graceful and poignant, she towered over the small island, her polished torch gleaming in the morning sun. It was an honor to be in her presence. Turning back to face the city, enjoying the panoramic smorgasbord of water, bridges, boats and skyscrapers, my heart was bursting with patriotism and American pride. Families posed beneath the behemoth statue. Strangers willingly handed over expensive cameras to perfect strangers and asked them to take their photo. Discriminations were set aside; different nations and cultures were momentarily united in a spirit of humanity, not separated by ethnicity, culture or race. Scanning the city landscape once again, my gaze took unexpected pause as a lump formed in my throat: the still-obvious gap in the Lower Manhattan skyline directly across the harbor jarringly outlined the place where the former twin towers had once stood. And for the first time since 9/11, a remarkable irony occurred to me. For here, where several generations had once set out to begin anew with a dream of progress, growth, faith and freedom – another generation, in another time, another place and in a very different world – carried out a cruelly masterminded plot of tyranny, malice, destruction and death. Several yards distant, Old Glory flapped in the breeze – a stirring juxtaposition of perhaps the two most poignant icons of American freedom. Silently, I prayed. The ferry returned us to Manhattan. After walking

september 2011 • QC Family Focus

a few short blocks, we were face to face with the site of the most destructive act of terrorism in world history. Where the twin towers had once graced the skyline of the nation’s Financial District, a cavernous construction site, still several stories below street level, now exists. The site, abuzz with cranes, heavy equipment and construction workers, will be home to the new World Trade Center – and a 9/11 memorial – slated to open sometime in 2012. Surrounding this now sacred site of American soil, adjacent buildings stand tall against the skyline, boldly declaring the resiliency of New Yorkers…no, of Americans. The construction site, so large it appears as but a sandbox filled with Tonka trucks, is peppered with nearby buildings in various stages of reconstruction, alongside other structures that – somehow – miraculously survived the massive impact of the jets, the thunderous collapse of the towers and the blazing inferno that ensued for days. Nearby, St. Vincent’s Hospital was a stirring reminder of the first NYC triage center following the 9/11 attacks. Across the street, a chain-link fence, adorned with ceramic tiles hand-painted by children, proclaims a unique memorial to all 9/11 victims. Innumerable cars, buses, taxi cabs and pedestrians wove a complex tapestry of motion nearby, boldly declaring American determination: determination to overcome, determination to rise above, determination to rebuild. And then, returning my focus to the construction site, I saw it – an American flag –standing proudly toward the northern edge of the site, a constant reminder to the countless workers who, for nearly seven years, have come to this place daily to rebuild this centerpiece of international trade…and American pride. The Twin Towers. The Pentagon. Flight 93 in Pennsylvania. Two thousand nine hundred ninety eight people lost their lives that day. Perhaps we were all New Yorkers that day in 2001. Perhaps we still are. Let us remember those whose lives were lost. Let us remember their families. Let us remember well. And let us never forget. David W. Deuth, CFSP, is the owner of Weerts Funeral Home in Davenport. He can be reached at 563.355.4433 or by email at Dave@WeertsFH.com.

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