Feb. 1, 2010 Issue 8

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February 2010 - Vol 14

P R E S E N T E D

B Y

T H E

G O L F I

T E A M

D L O S R E H T O N A ONE 318 MacIntosh Dr., STONEY CREEK This has to be the fastest sale we have ever experienced and we have sold ALOT of homes before! We were truly impressed from the getgo – from a listing evaluation shortly after we made the call, to pictures, internet presence and feature booklets in record time – then several offers to purchase and a SOLD sign within weeks of meeting you...did we mention we were impressed with the speed???

Thanks again! Trudy & Robert

just listed

CODE # F524

524 Fifty Road STONEY CREEK

$719,900 4 Bedroom Custom Built

Exquisite custom built 3500 sq ft. Gourmet European kit with granite.

Gleaming hardwood & custom tile. Luxurious master suite with 2 sided gas fireplace shared with 5pc ensuite. All 4 bedrooms have walk-in closets.

Rob Golfi Sales Representative

Visit www.RobGolfi.com for more details.

Sharon Stafford Sales Representative

Heather Reid Sales Representative

Hans Marcelissen Sales Representative

Wendy Murray-Nicholson* Sales Representative

Karen Hine Media/Marketing Client Relations Rep

Sarah Dallicardillo Administrative Assistant

Sell Your Home with the GOLFI TEAM The GOLFI TEAM is ranked in the Top 100 Re/Max Teams in Canada RE/MAX has over 18,000 Sales Representatives in Canada

Rosemary Fournier Administrative Assistant

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The GOLFI TEAM Real Estate Market Watch

About Rob Golfi

S

ince the inception of his career in 1997, Golfi has Rob recognized that understanding his clients’ needs is essential to providing excellent service.

As business grew, Rob assembled the Golfi Team in an effort to maintain the same level of professionalism clients have come to expect. Shortly thereafter in 2003, the team received the prestigious honour of being among the top 100 Real Estate Teams for RE/MAX Canada, and this status continues to date.

Rob’s experience and aggressive negotiating skills have earned him every major honour awarded by RE/MAX, including President’s Club, 100% Club, Platinum Club, Chairman’s Club, Hall of Fame, the Lifetime Achievement Award in 2006 and the SRES® designation in 2009.

Having worked with many of the industry’s professionals

by: Rob Golfi

over the years, he has the necessary edge to best negotiate the sale of your home.

Any agent can list your house, but Rob’s knowledge, marketing extensive background and dedication gives clients peace of mind when dealing with the single most important investment in their lives. With years of combined experience, the Golfi Team can provide your home with a level of exposure that most agents cannot. Utilizing a team approach also means that they will likely find a purchaser to buy your home sooner, rather than waiting for other agents to approach you with potential buyers.

Ranked in the top 5 of nearly 2,000 sales agents in the Hamilton-Burlington and Niagara areas, listing with Rob and the Golfi Team is the right choice when choosing someone to represent your best interest. -Å

SUDOKU 2

4 7

4

3 6 1

8

3 6 1

7

9 5 3 7

9

8

Important little details should be in agreements

O

ne of the side issues in the recent bidding wars in cities across Canada is that buyers and sellers are not taking the necessary time to review and understand what is included in the fine print of most real estate agreements.

As these clauses can have dramatic impacts on the rights of buyers and sellers, it is important that they review the agreement form in detail with their real estate salesperson before signing anything.

Here are some topics to be aware of: Time limits: If the buyer is late in delivering the deposit or any notice that is supposed to waive a condition, the seller can, in most cases, cancel the agreement.

Buyers, be very careful to make sure that you follow all of your obligations in a timely manner.

Closing date: The agreement states that vacant possession cannot be given any later than 6 p.m. If the seller is late leaving the home, the buyer can sue for any increase in moving costs that result. Sellers, if you know you will need more time to move, say so in the agreement.

Easements and covenants: Buyers agree to accept any minor easement for utilities and any restrictive covenants on title that the seller is complying with. This can cause the buyer problems if they want to make any changes to the property after closing, such as building an addition, swimming pool or even something as simple as installing an antennae. Buyers

should inquire in advance as to any easement or covenant that affects the property.

No representations or warranties outside of the agreement: What this means is that if the seller told you something about the property that is important to your buying decision, then it must be included in your agreement. For example, if the seller tells you that there are hardwood floors under the carpets throughout the house, then have that included in the agreement.

Otherwise, it is hard to prove or sue the seller about this after closing.

Bank and private mortgages: Buyers agree to permit sellers time, after closing, to discharge bank mortgages because it is very difficult to obtain a discharge from a bank or trust company on the actual closing date. However, this does not apply to private mortgages, which must be discharged on, or before, closing.

In a recent case, a buyer was able to cancel a deal on closing because the seller could not discharge a private mortgage in time. Sellers, if you know that there is a private mortgage on your property, discuss this as soon as possible with your lawyer so that arrangements can be made in time to discharge this from your title on, or before, closing.

Understanding the fine print in advance will assist buyers and sellers in preventing issues on or after closing.

4 2

1 2

February 2010

8 6 4

The Solution Fill in the grid above, so that each row of 9 squares, each column of nine and each section of nine (three squares by three) contains the numbers 1 through 9 in any order. There is only one solution for the puzzle and the numbers shown can NOT be changed.

“Normally, a clothesline in the yard would negatively impact the appearance and price of yur property… but i’m calling it a solar-powered wardrobe spa!”

www.golfiteam.com

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February 2010

The GOLFI TEAM Real Estate Market Watch

Page 3

Grimsby & Lincoln Rob Golfi* just listed

just listed

just listed

CODE # K3619

CODE # M70

CODE # S53

GRIMSBY $259,900 Classic Freehold

GRIMSBY $369,900 Walk to the Marina

GRIMSBY $225,000 3 Bedroom Freehold

VINELAND $328,900 4 Bedroom 2-Storey

Walk to the Lake from this fabulous 3BR, 1275 sq ft freehold! Gleaming hardwood floors on main level & all bedrooms.

Professionally finished basement w/wet bar, gas fireplace & 2 person Jacuzzi! Huge covered deck!

Gracious double door entry to this 2 storey 4 bedroom home. Sweeping Oak staircase to both upper and lower levels. Formal dining room & awesome family room, huge kitchen has ample counterspace and cabinetry.

Plenty of updates in this 3 bedroom freehold.

Quality finishes like Brazillian Cherry hardwood in LR/DR, updated kitchen w/instant hot water faucet, electric retractable 12x14 awning over deck and more! Finished basement.

Scenic Wine Route location! Stately centre hall plan. 4 bedrooms, 2 fireplaces, formal living room and separate dining room. Updated oak kitchen has built-in appliances. Finished basement has walk-up to back yard.

Waterfront

CODE # E61

$374,900 GRIMSBY Upscale Living!

Large corner lot in upscale neigh-bourhood.

Open concept custom kitchen with expresso cabinetry, walk-in pantry & island breakfast bar and Great room with gas fireplace. Upper level family room, 3 bedrooms & laundry.

Close to schools & shopping!

CODE # W7

3.2 aCres

CODE # C33

CODE # R19

$649,900 Lakefront!!

$689,900 GRIMSBY 4 Bedroom Custom Built

3+1 bedroom in Bal Harbour with gleaming hardwood floors and new broadloom. Great room has wall-to-wall windows and spectacular lake views. Several walkouts to backyard paradise with heated inground pool surrounded by amazing perennial gardens.

A love-at-first-sight experience as you enter into this gorgeous 4 bedroom, custom-built beauty, located on 3.2 acres of private landscape. This one-of-a kind home boasts a bright and spacious layout with ample room for storage and a mature or growing family.

GRIMSBY

Waterfront

CODE # l70

GRIMSBY

$289,900

GRIMSBY

$214,900 Quiet Location

1300 sq ft bungalow with 3 bedrooms and room for another in the professionally finished basement. Open concept eat-in kitchen with vaulted ceiling and peninsula breakfast bar.

Beautifully maintained and move in condition.

Walk to schools, parks and lake.

Loads of potential and priced to move! New roof 09, refaced kitchen, windows 06. Spacious living room, separate dining room. Fenced yard, large 12 x 24 deck and parking for 6 cars!.

42.22 aCres

48 aCres

GRIMSBY

CODE # T398

$749,000 Country Living

GRIMSBY $649,900 3 Bedroom Bungalow

Custom Colonial on 48 acres! 3 bedrooms with full finished attic. Master has 5pc ensuite with euro shower and spa tub plus cedar lined closet.

3/4" oak plank floors, solid birch kitchen with granite counters and cozy fireplace.

CODE # M10

GRIMSBY

$307,900 Desirable Area

Classic 2 Storey in desirable area at the base of the Niagara escarpment. Features beautifully refinished hardwood floors, spacious living room and dining room, and showcase fireplace in family room. Professionally finished basement with rec-room.

Bungalow with 2 wood burning fireplaces, hardwoods in all 3 bedrooms and living room.

Updates include: windows, alarm system, roof, shingles, furnace and water softener. Second kitchen in basement with cold storage.

CODE # S8

$369,900 Open Concept

Fabulous open concept 4 bedroom, better than new with plenty of upgrades! Cherry kitchen has floating island and slider to fenced yard.

Impressive foyer and open staircase has upgraded railings. Master with ensuite and walk-in closet.

Waterfront

CODE # l71

GRIMSBY $1,499,900 Fabulous Lakefront

GRIMSBY $1,499,900 2 Acre Lakefront

Fabulous waterfront property! Custom built 3000 sq ft home with Lake views every room. Maple hardwood floors, granite counters, master suite with access to back deck, ensuite and walk-in shower. Handicap adaptable!

Huge waterfront lot! 3+1 bedroom home with additional self contained in law suite. Open concept great room with cathedral ceilings, gleaming hardwood floors and floor to ceiling-wall to wall windows!

5 aCres

CODE # B227

GRIMSBY

CODE # l143

CODE # K5

Nearby School

CODE # E48

CODE # JVl

BEAMSVILLE Farmland

$149,900

Almost 5 acres in the heart of Wine Country.

Formally farmed as a vineyard, great soil for many varieties. Great Value!

SOLD R HE ANOT E O N CODE # A4925

SOLD R HE T O N A O N ECODE # ig4550 BEAMSVILLE $334,900 Fabulous 3 Bedroom Great layout for this 2000 sq ft 3+1 bedroom beauty! Formal living room, separate dining room, sunken family room and huge eat-in kitchen. Updated C/A, shingles, new carpets and some new doors and windows – Great family neighbourhood!

SOLD R HE ANOT E O N CODE # RM2856

FONTHILL $199,900 Mature Neighbourhood

BEAMSVILLE $269,900 Beamsville Beauty

JORDAN STATION $210,000 3 Bdrm with In-Law Potential

Solid 3 bedroom in lovely mature neighbourhood. Plaster construction, beautiful hardwood floors, living room with fireplace and finished rec room. Updated siding, fenced yard and large 75 x 125 lot. Extra deep garage.

Sought after location, 3 bedroom, 2 storey home with partially finished basement. Spacious master bedroom with beautiful ensuite bath.

Very private and fully fenced yard. Walk to schools and town.

Super semi in a quiet location Split entry and access to yard from basement is ideal set up for possible in law situation. Eatin kitchen, 3 bedrooms and spacious 4pc bath with skylight. Newer furnace, Central Air and roof.

Call Today 905-945-0188

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The GOLFI TEAM Real Estate Market Watch

8 Common Mistakes most First-time Homebuyers Make and How to Avoid Them by: Sue Ippolito RBC Mortgage Specialist

B

ecoming a homebuyer and applying for a mortgage can seem overwhelming. To help you feel more confident and prepared for becoming a first-time homeowner, we’ve put together a list of eight of the common pitfalls, which I can help you avoid.

1) Not knowing your credit rating A credit rating is a record of your credit history and current financial situation , which typically translates into a credit score. A good credit rating improves your ability to get a mortgage.

Checking your history is easy! Simply ask for a copy of your credit rating at either www.equifax.ca or www.tuc.ca 2) Being unrealistic about how much you can afford to pay for your home You may be under or over estimating how much you can afford to pay, knowing your monthly income and expenses we can quickly help you determine how much you can afford and answer any questions you might have. RBC has an online mortgage calculator just log in to www.rbcroyalbank.com/mortgages and click on “How much can you afford” 3) Not considering a mortgage preapproval Knowing the amount you will be approved for gives you the confidence to begin looking at homes within your price range. At RBC, your preapproved mortgage rate will be guaranteed for 120 days. If rates go up during this period, you’re protected . If they go down, you will automatically get the lowest rate for the term selected.

4) Thinking you won’t qualify for a mortgage Dreaming of owning your own home and not sure if you qualify for a

mortgage? Even if your credit history is less than perfect, we can help you find a solution.

5) Not knowing all the down payment choices You’ll be glad to know that there are different options available depending on how much of a down payment you can afford. Conventional mortgages or Homeline Plan (20% down payment). Low down payment mortgage (5% down payment) this mortgage requires mortgage default insurance.

First-time home buyers can now use up to $ 25,000.00 in RSP savings without tax withheld.( some qualifications apply) 6) Focusing too much on the interest rate , rather than the overall solution Give thought to interest rate only and not to different types of mortgages, Their payment structures, terms and flexibility will have a much greater bearing on the overall cost of homeownership.

7) Not choosing your own mortgage payments schedule Customize your amortization period depending on how much you can Afford.

Paying off your mortgage sooner.

8) Forgetting about closing costs It helps to know what the up front costs will be when you purchase your new home, Home Inspection, Lawyer or notary fees, Land Transfer Tax, Property tax/utility bill adjustments, Property Insurance Moving Costs High Ratio Premium GST. The first place to start is by contact me, Sue Ippolito RBC Mortgage Specialist at 905-648-8567. Your new home doesn’t -Å come with mortgage advice. I do.

February 2010

AMORTIZATION CHART Monthly payment per $1,000 Length of Mortgage (Amortization Period) Example $150,000 at 20yr at 3.0%: 150 x 5.54 = $831.00 /month Interest Rate (%) 5 yr 3.00 17.96 3.50 18.18 4.00 18.40 4.50 18.62 18.85 5.00 5.50 19.07 19.30 6.00 6.50 19.53 7.00 19.75 7.50 19.98 8.00 20.21 8.50 20.45 9.00 20.68 9.50 20.91 10.00 21.15 10.50 21.38 11.00 21.62 11.50 21.86 12.00 22.10

10 yr

15 yr

20 yr

25 yr

30 yr

35 yr

9.65 9.88 10.11 10.34 10.58 10.82 11.07 11.31 11.56 11.81 12.06 12.32 12.58 12.84 13.10 13.37 13.64 13.91 14.18

6.90 7.14 7.38 7.63 7.88 8.14 8.40 8.66 8.93 9.21 9.48 9.76 10.05 10.33 10.62 10.92 11.21 11.51 11.82

5.54 5.79 6.04 6.30 6.57 6.84 7.12 7.41 7.69 7.99 8.28 8.59 8.89 9.20 9.52 9.83 10.16 10.48 10.81

4.73 4.99 5.26 5.53 5.82 6.10 6.40 6.70 7.00 7.32 7.63 7.95 8.28 8.61 8.94 9.28 9.63 9.97 10.32

4.21 4.48 4.76 5.04 5.34 5.64 5.95 6.26 6.59 6.91 7.25 7.59 7.93 8.28 8.63 8.98 9.34 9.70 10.06

3.84 4.12 4.41 4.71 5.01 5.33 5.65 5.98 6.32 6.66 7.01 7.36 7.72 8.08 8.44 8.81 9.18 9.55 9.93

Selling your Home?

Home Evaluations

No Cost or Obligation Call Rob Golfi today

905-945-0188 or 905-575-7700 NOT INTENDED TO SOLICIT PROPERTIES CURRENTLY LISTED FOR SALE.

Builder’s special – Townhomes sTarTing from The mid $190’s Located at the base of Beamsville's escarpment within the heart of Niagara's wine region.

This community offers affordable living in an exclusive new neighourhood by the "Greenbelt".

Nestled in Beamsville's Vineyards of Grandview PRE-REGISTER AND QUALIFY FOR $10,000 IN FREE UPGRADES

Executive Towns: 1300 up to 1621 sq.ft • Single Bungalows: 1400 sq.ft • 2 Storey Singles: 2165 sq.ft and up

Call Rob Golfi

at

905-945-0188

or

905-575-7700 www.RobGolfi.com

Maximum Exposure Sells Your Home Call the Golfi Team to get your Home Sold 905-575-7700 or 905-945-0188 www.golfiteam.com The GOLFI TEAM is ranked in the Top 100 Re/Max Teams in Canada.

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February 2010

The GOLFI TEAM Real Estate Market Watch

Page 5

Stoney Creek & Winona Rob Golfi* Waterfront

just listed

just listed

just listed

CODE # MC112

CODE # F5

just listed

CODE # J478

CODE # H53

STONEY CREEK $724,900 On Turtle Pond

STONEY CREEK $349,900 Move-in In 30 Days

STONEY CREEK $499,999 Executive with In-Law

STONEY CREEK $314,900 4 Level Split

Fantastic contemporary for 3 bedrooms and in-law with private entrance. Open concept, breathtaking design with quality custom finishes. Very private location backing on to Turtle Pond, a designated nature sanctuary.

Beautiful home in lake community, Stunning kitchen with stainless steel appliances open to family room with gas fireplace, walnut stained maple hardwoods. Ensuite with glass shower, soaker tub, bedroom level laundry, easy access to QEW, excellent schools. Backs onto water channel ($10k upgrade).

Incredible 3500 sqft, 4+1 bedroom, 2-storey home with in-law apartment on lower level. Features include main floor den, cathedral ceilings, luxury ensuite off master bedroom, dining room with wet bar, quick access to QEW.

4 level backsplit with ample room for a growing family! 3+1 bedroom, vaulted ceilings, open concept main level.

Spacious principle rooms. Eat-in kitchen has walk-out to yard. Huge family room w/corner gas fireplace.

just listed

just listed

just listed

CODE # F524

CODE # C9

Waterfront

SOLD R HE T O N A ONE CODE # M484

CODE # M318

STONEY CREEK $719,900 4 Bedroom Custom Built

STONEY CREEK $289,500 3 Bedroom Freehold

STONEY CREEK $429,900 Lakefront Condo End Unit

STONEY CREEK $239,900 Amazing End Unit!

Exquisite custom built 3500 sq ft.

Gourmet European kit with granite.

Gleaming hardwood & custom tile.

Luxurious master suite with 2 sided gas fireplace shared with 5pc ensuite. All 4 bedrooms have walk-in closets.

Simply loaded with upgrades! Gorgeous walnut hardwood floors on main floor, maple cabinetry & Jamocha granite in designer kitchen. Corner gas fireplace. 3 bedrooms & convenient upper level laundry..

Luxury end unit condo with maple wash cabinetry, granite counters, tumbled marble backsplash, stainless appliances.

Maple floors, 9 ft. ceilings, 2 ensuites, private patio overlooking lake. 660 ft. of privacy on the water.

Amazing space in this 2000 sq ft freehold end unit. Living room with corner gas fireplace and access to 3 season sunroom. Master suite with its own fireplace, walk-in closet and 3pc ensuite.

Formal dining area and dinette off kitchen.

Waterfront

Waterfront

SOLD R HE ANOT E ON CODE # RR35

CODE # D7

CODE # E85-9

CODE # SB70

STONEY CREEK $389,900 4+1 Bedroom

UPPER STONEY CREEK $579,900 W O W ! Factor

STONEY CREEK $469,900 Waterfront Condo on Marina

STONEY CREEK $599,900 Lakefront Oasis!

Bright and immaculate. Fresh paint, crown moulding, porcelain tile and Kulm Hardwood. Eat-in kitchen, separate living and dining room. Main floor den and laundry. New shingles (08) and underground sprinkler system.

Incredible open concept! 3+1 bedroom with upgrades beyond the ordinary! Custom kitchen, fully finished basement, beautifully landscaped, decorated like a magazine centre spread!! All the bells and whistles here, put it on your must see list!

2 Bedroom fully finished unit with hardwood, ceramic, marble and new berber carpet. Maple cabinetry in kitchen, large master plus luxury 4pc ensuite. Professionally finished basement and so much more!

Waterfront w/riparian rights and private dock. A resort in your own backyard ‘Casa Seabreeze’!! Hardwood floors, sunken family room with picture window and view of TO Skyline. Luxury Master suite w/decadent ensuite and private balcony overlooking the Lake.

If you want it

SOLD Call Rob Golfi 905-945-0188 or visit

www.RobGolfi.com

Waterfront

SOLD R HE T O N A ONE CODE # W62

CODE # F7

STONEY CREEK $699,900 Exclusive Waterfront

STONEY CREEK $294,900 Backs onto Turtle Sanctuary

Waterfront! Rare find on private lane close to Fifty Point Conservation area.

101ft of waterfront, park like setting and solid 3 bedroom bungalow. Substantial breakwall, well treed mature lot, amazing sunrises and sunsets included!

Rare opportunity! Live in or rebuild on this huge lot. Updated plumbing, electrical, roof and more. Backing onto Turtle Pond with view of lake. Shares in neighbourhood lakefront park.

Designated environmentally sensitive area.

Call 905-575-7700 / 905-945-0188

SOLD R HE T O N A ONE CODE # KE169

STONEY CREEK $273,900 3+2 Bedroom Walk to the dairy!! Totally renovated top to bottom, this 3+2 bedroom raised ranch is set to sell! Gleaming hardwoods, Lower level perfect set up for in-law with separate entrance and kitchen. Huge lot – don’t hesitate!

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The GOLFI TEAM Real Estate Market Watch

The

February 2010

GOLFI TEAM

Choose Experience the Difference o MORE market share o MORE experience o MORE advertising o MORE leads o MORE exposure o MORE money for clients o MORE brand name awareness o MORE repeat customers o MORE referrals o MORE interaction o MORE support from experienced agents o MORE technology

Home Evaluation No Cost or Obligation

Call Rob Golfi Today!

905-575-7700 / 905-945-0188 not intended to solicit proper ties cur rently listed for sale.

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February 2010

The GOLFI TEAM Real Estate Market Watch

Page 7

Hamilton Wentworth Rob Golfi* just listed

just listed

CODE # S160

just listed

CODE # Ug1675

just listed

CODE # R134

CODE # C588

$99,900 HAMILTON 3 Bedroom Super Semi

$185,000 HAMILTON Terrific 3 Bedroom Condo

$379,900 HAMILTON 4 Bedroom Backs on Park

$199,900 HAMILTON 3 Bedroom Raised Ranch

Super Semi! Updated kitchen, bathroom, flooring, siding, newer shingles and furnace. Mostly vinyl windows, 100 amp breakers, double rear drive. With 3 bedrooms, 1.5 bath, it's ready to move in!

Bright and immaculate 3 bedroom condo in terrific mountain location. Well maintained and updated, this unit boasts newer windows, furnace, central air, updated bath and tiled flooring in kitchen. Huge master with 3pc ensuite.

Fabulous neighbourhood for this 4 bedroom beauty. Backing onto parkland and situated on a huge lot, it’s the perfect family home. Huge principle rooms, fully finished basement, family room with gas fireplace and eat-in kitchen w/slider to deck.

1100 square foot newly built 3 bedroom raised ranch. Hardwood and ceramics throughut, 2 full bathrooms including ensuit, open concept, fabulous kitchen, ample parking and quick highway access. Won't last at this price!!

just listed

SOLD R E H T O AN ONE CODE # B748

CODE # SF94

CODE # E212

CODE # W136

HAMILTON BEACH $119,900 Opportunity Knocks

HAMILTON MOUNTAIN $359,900 Great New Home

wEST HAMILTON $289,900 3+1 Bedroom

EAST HAMILTON $125,000 Cozy Starter Home

Amazing location by the Hamilton Recreational waterfront trail! Renovate to make it spectacular or tear down and build your own. Make an offer - vendor is motivated!

“The Harvard” beautiful new home, open concept design with huge great room and spacious kitchen. Features 2nd floor loft area convertible to 4th bedrm, 9' main floor ceilings, 2.5 baths. Great pie shape court lot 50' wide at back. Maple hardwood in great rm. Maple kitchen ceramic flooring.

Fantastic 3+1 BR and room for more!

Ideal student rental or get inside and get creative! Award winning landscaping, wonderful use of property for outdoor enjoyment. Tons of storage space, builtins, very open and spacious interior.

Cozy starter or retirement home with almost everything done inside including newly drywalled and reinsulated, updated kitchen and bath, recent roof, wiring, windows, basement is high and dry, insulated and drywalled.

Selling your Home?

Home Evaluations

SOLD R HE T O N A ONE

No Cost or Obligation CODE # g271

EAST HAMILTON $159,900 Front Porch Charm!

Updated 2 BR. Renovated kitchen with new cabinetry and granite countertop.

Sunroom with door to terrific deck with gazebo. Fenced yard has huge shed with loft and set up for city gardening.

Call Rob

905-945-0188 or 905-575-7700 NOT INTENDED TO SOLICIT PROPERTIES CURRENTLY LISTED FOR SALE.

SOLD R HE T O N A ONE

SOLD R HE T O N A ONE

CODE # W698

CODE # A42

HAMILTON CENTRAL $319,900 6 Bedrooms & More

wEST MOUNTAIN $239,900 Won't Last!

Newly built 2 storey home. 6 bedrooms and 2 more roughed in downstairs including a roughed in bath. Ideal for large family to move in together for ecomonic reasons. Plenty of parking front and rear. Don’t miss out!

Wonderful 3 bedroom in great neighbourhood – won’t last! Newer windows, beautiful hardwood floors, spacious living room, eat-in kitchen with large dining area. Fully finished basement, fenced yard.

Golfi today

SOLD R HE T O N A ONE

SOLD R HE T O N A ONE

CODE # SC21

CODE # M350

CODE # H199

CODE # B225

HAMILTON CENTRAL $163,900 Attention Investors

HAMILTON MOUNTAIN $224,999 Priced to Go!

wEST HAMILTON $339,900 Custom Built Beauty

HAMILTON CENTRAL $152,900 Larger than life!

Affordable 3 bedroom priced to go! Eatin kitchen, spacious living room, hardwood floors. Fenced yard and plenty of parking. Close to schools, shopping and the Linc. Great starter home or investment property.

Custom built 2000 sq ft 3BR! Quality materials throughout.

Gleaming hardwood, cobblestone tiles, granite countertops. Patterned concrete in basement and garage. Huge Master suite with walk-in. Walk to Hess, Locke and downtown.

Fabulous kitchen with walk-in pantry and ceramic floors. Huge living room with hardwood floors. 3 bedrooms, main bath with whirlpool tub. Many updates and basement with high ceiling. Near Gage Park and Ivor Wynn Stadium!

Legal non-conforming duplex or large family home. Terrific for in-law set-up!

Main floor with original trim, hardwood floors and fireplace. Updated plumbing, electrical and furnace. Fenced yard and parking for 2 cars. Check out the neighbourhood and see the potential here!

Call Today 905-575-7700

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The GOLFI TEAM Real Estate Market Watch

February 2010

Edgewater Manor Restaurant

Installing a New Door by: Joe Keca Home Improvement Group

W

hen ordering a pre-hung door, make sure you specify the wall's overall thickness. The jambs ordered for plastercovered walls are different than those for walls finished with drywall. When you fit the jamb into the rough opening, you will see that the jamb is wider than the rough framing and that it sticks out on either side. Be sure the distances are proper to allow for drywall, plaster, sheathing, or siding.

Position the door properly Place the door in the rough opening, centering it in the frame and fastening it as discussed in the steps below.

Using a piece of drywall (or other finish material) as a spacer against the trimmer studs, slightly adjust the unit until it is flush with the spacer. (If the finished floor has not yet been installed, raise the side jambs to the correct level with blocks; you want to avoid cutting off the bottom of a new door if possible.)

Before nailing the jambs, it's very important to make sure the door fits squarely in the opening and that the jambs are plumb, both from side to side and from front to back. Drive pairs of tapered wooden shims between the jambs and the trimmer studs (if the casing is attached to the jambs, insert shims from the open side) to adjust the unit and hold it in place until you nail it.

Secure the door hinge-side first Start by shimming the lower hinge side of the door. Nail through the jamb and shims part way (1 inch) into the stud

with a 10d finishing nail; position the nail where the stop moulding will cover it.

Insert shims next to the upper hinge location, check the jamb for plumb, and nail partway.

Again, shim, plumb, and nail halfway between the top and middle hinge positions. Repeat this process between the middle and bottom hinges. Check to make sure the jamb above the doorway is level.

Now shim the opposite jamb at similar locations, but do not nail where you will need to cut for the latch.

Complete the installation Remove any bracing or blocking tacked to the unit. Close the door, and check that there is the same amount of space (1/16 to 1/8 inch) between the edges of the door and the jambs. If the door sticks or is out of alignment, pull out nails in the area that seems to be the problem, using a block to protect the jambs from your hammer.

Adjust the shims and re-nail. Install the lock set. Drive the nails almost flush, and then set the heads with a nailset.

Using a handsaw, cut off the shims flush with the jambs (you can just break off short, thin pieces). Finish with door casing or other trim.

Nail the threshold between the jambs, shimming below if the threshold does not rest securely on the subfloor. Finally, install the stop moulding with finishing nails.

Joe Keca is a specialist in complete building and interior renovations with the Home Improvement Group. He can be reached -Å at 905-309-5555.

H

ello my name is Peter and I am an addict.

An addict to wine. No really I am an addict to wine and a Sommelier at The Edgewater Manor who looks at wine as part of everyone’s life and I love to demystify it for others.

The holiday season is a time of getting together with family & friends. Therefore it is a great time to try a new wine. Wine is such a personal thing. It can be partnered up with food, with music and with people. There is a wine for everyone.

Edgewater Manor has the most extensive wine program in the Hamilton / Burlington area. Winner of the highly regarded Wine Spectator Award, the program consists of wines from around the world. From Sparkling wine to red, white, aromatic and dessert wines. There is a nice selection of wines by the glass, half liters and half bottles. Also a great selection of old rare wines dating back to 1953. There is a Sommelier on staff to perform wine tastings, wine pairings and wine dinners. We will search and bring in any wine you desire. We will search the world for it!

For menu, pictures and more information on The Edgewater Manor as well as other local restaurants, please visit www.MenusOnly.com MenusOnly.com is an online restaurant menu guide connecting you with great restaurants in the Hamilton and Burlington areas. Browse through restaurant menus, view pictures of restaurant dining areas, patios, and menu items, and print local restaurant coupons all in one place.

MenusOnly.com – a perfect dining experience starts here.

1-877-910-AWAY (2929)

Rob Golfi, SRES

Pricing Starting From $49.99

®

Includes 2 Items ®

Rob is a Seniors Real Estate Specialist (SRES ) according to the Seniors Real Estate Specialist Council of the NATIONAL ASSOCIATION OF REALTORS®.

Of the 56,000 Real Estate Agents in Ontario, there are only about 100 with the SRES® designation and all were required to successfully complete a comprehensive course in understanding the needs, considerations, and goals of the real estate buyers and sellers aged 50 and older. Rob specializes in helping seniors that are looking for a lifestyle change, whether it be downsizing to a condominium, a smaller house, an apartment or even assisted living.

Rob’s consultation process covers everything from selling your home, finding a new home, disposing of furniture, staging and cleaning as well as assisting in the move. Rob’s goal is to handle everything and ensure that the transition goes as smooth and pleasant as possible for everyone.

Contact Rob today at 905-575-7700.

-Å

Clean Out Your Garage Not Your Wallet Bulk BoyZ is a New Service brought to you by Ad antage Waste Systems Take back your space and remove that Bulk Waste Clear Out Your Garage Empty The Basement Clean Up The Back Yard All Without Lifting A Finger Stand Back And Watch Our BoyZ Do The Work Bulk BoyZ will remove your unwanted items in a TRULEY CLEAN and PROFESSIONAL Manner Our Bulk BoyZ Team is Fully INSURED

Online at WWW.bulkboyz.com 231 South Service Rd West Grimsby, Ontario

www.golfiteam.com

Toll Free 1-877-910-2929 Fax 905-945-1402

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February 2010

The GOLFI TEAM Real Estate Market Watch

MarketWa tch-Dog MarketWatch-Dog Each issue, The Golfi Team will showcase a ‘marketwatch-dog’; a family companion from one of our current listings.

A few minutes with...“Gary” This issue, we visit Gary, a questionable character with a very determined streak. A background check proves a bit shady...apparently adopted as a stray with a very sad and convincing story, Gary is about 2 years old. He had spent his whole life trying to get inside and finally found the right window to sit at. Although we did face quite a dilemma with this Marketwatch-dog issue, Gary has us almost convinced ...

MarketWatch: So, Gary…you…are a cat. gARY: I am not a cat.

MW: Seems you slipped thru the radar…This is the Marketwatch-dog column, a story about our Canine friends.

You are not a dog, Gary; you are a cat, a Feline. gARY: I am a Dog. MW: Really....A Dog?? gary: Excuse me, but I am an exclusive breed of dog, I am a PHeline MW: PHeline??? gary: Yes, PHeline: the PH stands for ‘Part-Hound’, you’ve not heard of us?? You see, the entire breed of Canine is highly overrated—frankly, we PHeline’s don’t know why THEY even deserve a column. PHelines are far more civilized. We are independent. Our owners do not have to wipe our paws—we keep ourselves very clean, and if need be: we can put a nose prints anywhere, too. We do not slobber or drool, and we do not offer inappropiate greetings. My look is always intelligent and I do not have to beg—it just happens.

MW: A popular canine game is ‘Fetch’. Gary, can you fetch a ball? gary: Pardon me, but PHelines are very smart: just who threw the ball in the first place?

MW: Can you do any “dog” tricks? gary: Tsk, Tsk, Tsk...“Tricks are for kids”.

MW: Seems you have some very valid points, Gary. We’re just not 100% on this “PHeline’ thing...Are you sure you are a dog? gary: I’m ‘PAWS’itive!

look for our next MarketWatch-dog in the next issue of Market Watch!

The golfi team supports SPCA’s of Ontario.

Selling your Home?

Home Evaluations No Cost or Obligation

Call Rob Golfi today 905-945-0188 or 905-575-7700 NOT INTENDED TO SOLICIT PROPERTIES CURRENTLY LISTED FOR SALE.

Page 9

Land Transfer Tax Calculation For Residential Transaction in Ontario Examples (Price-Tax) $55,000 - $275 $65,000 - $375 $75,000 - $475 $85,000 - $575 $95,000 - $675 $100,000-$725 $110,000-$825 $120,000-$925 $130,000-$1025 $140,000 - $1125 $150,000 - $1225 $160,000 - $1325 $170,000 - $1425 $180,000 - $1525 $190,000 - $1625 $200,000 - $1725 $210,000 - $1825 $220,000 - $1925 $230,000 - $2025 $240,000 - $2125 $250,000 - $2225 $260,000 - $2375 $270,000 - $2525 $280,000 - $2675 $290,000 - $2825

$300,000 - $2975 $325,000 - $3350 $350,000 - $3725 $400,000 - $4475 $425,000 - $4975 $450,000 - $5475 $500,000 - $6475 $525,000 - $6975 $550,000 - $7475 $600,000 - $8475 $650,000 - $9475 $700,000 - $10,475 $725,000 - $10,975 $750,000 - $11,475 $800,000 - $12,475 $825,000 - $12,975 $850,000 - $13,475 $900,000 - $14,475 $925,000 - $14,975 $950,000 - $15,475 $975,000 - $15,975 $1,000,000 - $16,475

The information contained on this page is for estimation purposes only and applies to the sale of Ontario Residential properties only. Your actual Ontario Land Transfer Tax should be independently calculated and verified. The real estate board nor any of its advertisers shall ave any liability for the accuracy of the information contained on this page.

A Path to First Impressions…

(NC)—While you may enter your home from a side door or through the garage, most new visitors enter through the front entrance. The walkway to the main entrance sets the tone for visitor's first impressions. If the walkway is deteriorating and in need of repairs it might be time to replace it.

One of the most versatile and customizable options are interlocking concrete pavers. Made with high strength, durable concrete, each unit locks together to form a surface that is visually attractive and withstands the elements.

When planning a walkway project with interlocking concrete pavers, one of the first decisions involves choosing a style that suits your house style and your personal tastes. There is a wide array of colours, shapes, sizes and textures that can satisfy both needs.

Why concrete pavers?

• Don't crack. Each interlocking paver unit has joints that allow for a small amount of movement without cracking.

• Are easy to repair. You can remove and reinstate the same pavers with no ugly patches after repairs to the base or underground utilities.

• Present no problems with snow removal. With pavers, you can plow, shovel or use a snow blower.

• Come in many shapes, colours and textures.

Some homeowners install smaller walkways themselves. Larger projects typically require hiring a trained contractor. The Interlocking Concrete Pavement Institute web site at www.icpi.org can provide further information on these topics.

-

Call 905-575-7700 / 905-945-0188

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Page 10

The GOLFI TEAM Real Estate Market Watch

Good Debt vs. Bad Debt

Home Staging - A Must in Today’s Market

By: Anthony Panto, Owner / Advisor

by: Sheri Gamble, Details Event Coordination Inc.

T

he old saying that you only get one chance to make a good first impression certainly rings true for homeowners selling their homes in today’s market. With so many homes to choose from, you need to “stand out” amongst the competition.

Creating a positive first impression is the key to selling your home. Studies have shown that most buyers make a decision about a house within 15 seconds of walking in the door.

Staging is beyond cleaning and decorating. It’s about creating the perfect atmosphere and environment for the new homeowners. Staging makes your house look warmer, brighter, more spacious, well maintained and best of all, prospective home buyers feel welcomed and can picture themselves living in the space.

After a consultation with the homeowners to determine the needs and budget, many different techniques can be executed to successfully stage the property.

Decluttering, depersonalizing, updating décor and rearranging furniture are some of the elements used to showcase a home to its full potential.

Professional home stagers ultimately know and understand the enhancements required in order to market the home

most efficiently. They also can suggest appropriate home improvements to further increase the value of the listing.

Home stagers will utilize their inventory of retailers and suppliers who partner with them to ensure the end results meets your expectations and stays within your budget.

Due to the popularity of home makeover television programs, consumers are becoming increasingly familiar with interior design trends. As a result, Canadians now expect more when shopping for a new house.

Home staging is the best way to make a dramatic impact without having to spend a lot of money. Often the additional gain will far outweigh the cost of staging.

With the spring market just around the corner, you may want to consider making an investment in your home!

Details Event Coordination is ready to help! Give them a call today.

Sheri Gamble and Gwen Kennedy are Home Stagers and Event Planners with Details Event Coordination. They can be reached at 905.632.2602 or via email at sheri@detailseventco.com or gwen@detailseventco.com. Or visit their website at www.detailseventco.com. -Å

February 2010

Debt, Insurance, & Investment Specialist

T

his time of year creates the perfect opportunity to rid yourself of that terrible credit card debt by using a strategy I have named “Good debt vs. Bad debt”.

Bad debt is when the item purchased using borrowed money has no chance of gaining in value over time. Such as credit card debt. Good debt is when you use borrowed money to buy something that will grow in value over time such as the purchase of a home. It is common that people will use a mortgage to help buy their home knowing that over time the house they buy today will most definitely be worth more years down the road.

The same “Good debt” idea could be applied to investing in your RRSP. Here is how it works: We borrow money from any lending institution and use the money to contribute to your RRSP account. The borrowed money monthly payment can be deferred up to 6 months down the road allowing you time to use the large RRSP contribution receipt for your 2009 income taxes. This should generate a large tax refund that you will then use to pay off your “bad debt” credit card balance. The money you have been paying monthly towards your credit card can now go towards paying

your RRSP loan and the money you contributed into your RRSP account will grow over time adding extra money for you to use at retirement. There are details to calculate before implementing this strategy so I advise consulting myself or another trusted professional before doing this.

My approach as an advisor is to take time to really understand each client’s personal situation and put myself in his or her shoes. From this perspective, I explore every possibility to design the best solutions that will generate the highest results. I do not charge a fee for my services instead; I am compensated by earning a commission from the companies I arrange the best-suited product for my client. What clients seem to appreciate most about my approach is; that information is always delivered clearly and in a simple manner, my genuine concern for their needs, and most of all my creative ability to design a financial plan.

Anthony can be reached at 905.297.1179 or via email at anthony@capfinancial.ca Visit their website at www.capfinancial.ca -Å

January Sales Return to More Normal Levels (February 4, 2010 – Hamilton, Ontario) The Greater HamiltonBurlington area resale market reported a total of 750 units sold in January, indicating an increase of 58 per cent over the same month last year, but a 3 per cent decrease from December 2009.

“January sales certainly returned to more normal January levels,” said Joe Ferrante, RAHB President. “The unexpectedly strong market in December of 2009 was a hard act to follow, but the market held reasonably steady for the first month of the year.”

Residential properties sold during January totalled 714 which included 574 freehold properties and 140 condomini-

ums. Commercial sales for December, including industrial, farm, vacant land and business, totalled 36 units.

The average price of freehold residential properties sold in the month of January was $302,474, an increase of 10 per cent over the same month last year, and 1.25 per cent over last month.

In the condominium market the average price of condominiums in January was $230,583, an increase of 10 per cent from January 2009, but a decrease of 4.5 per cent from last month. The average sale price reflects the dollar volume of residential sales divided by the number of total residential units sold.

January’s total residential average

sales price of $288,397 showed an increase of almost 9 per cent over the same month in 2009, and an increase of almost 1 per cent over December, 2009.

“While the January market performed at levels that are more normal, we are looking forward with caution, as there is still a great deal of economic uncertainty surrounding us. ” added Ferrante.

Unit sales reflect “all property types” including residential, condominiums, commercial property, farmland and sale of businesses.

Established in 1921, the REALTORS® Association of Hamilton-Burlington (RAHB) represents more than 2,400 real estate brokers and sales representatives

from Hamilton, Burlington, and surrounding areas. Members of the association may use the REALTOR® trademark, which identifies them as real estate professionals who subscribe to a strict code of ethics. The association operates the local Multiple Listing Service® (MLS®) and provides ongoing professional education courses for its members. In addition, RAHB is an active participant in the Home Ownership Affordability Partnership (HOAP) and holds an annual auction in support of local charities. Advertisements of local MLS® property listings and information about the services provided by a REALTOR® can be found at www.REALTOR.ca. More information about RAHB is available at www.rahb.ca.

-

Rob Golfi proudly supports the Children’s Miracle Network and a donation is made from every sale!

Disclaimer: Different commission rates, fees and listing and marketing services may be offered by other RE/MAX Franchisees and Sales Associates in Canada.

The GOLFI TEAM is ranked in the Top 100 Re/Max Teams in Canada.

RE/MAX has over 18,000 Sales Representatives in Canada

www.golfiteam.com

Rob Golfi

Sharon Stafford

Sales Representative

Sales Representative

Heather Reid Sales Representative

Hans Marcelissen Sales Representative

Wendy MurrayNicholson Sales Representative

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February 2010

The GOLFI TEAM Real Estate Market Watch

Page 11

Waterfront and Luxury Rob Golfi* just listed

Waterfront

Waterfront

CODE # l71

CODE # F5

STONEY CREEK $724,900 On Turtle Pond

GRIMSBY $1,499,900 2 Acre Lakefront

Fantastic contemporary for 3 bedrooms and in-law with private entrance. Open concept, breathtaking design with quality custom finishes. Very private location backing on to Turtle Pond, a designated nature sanctuary.

Huge waterfront lot! 3+1 bedroom home with additional self contained in law suite. Open concept great room with cathedral ceilings, gleaming hardwood floors and floor to ceiling-wall to wall windows!

Waterfront

Selling your Home?

Home Evaluations

905-945-0188 or 905-575-7700 NOT INTENDED TO SOLICIT PROPERTIES CURRENTLY LISTED FOR SALE.

Waterfront

GRIMSBY $689,900 4 Bedroom Custom Built A love-at-first-sight experience as you enter into this gorgeous 4 bedroom, custom-built beauty, located on 3.2 acres of private landscape. This one-of-a kind home boasts a bright and spacious layout with ample room for storage and a mature or growing family.

Waterfront

CODE # M484

Golfi today

CODE # C33

CODE # R19

GRIMSBY

$649,900 Waterfront!!

3+1 bedroom in Bal Harbour with gleaming hardwood floors and new broadloom. Great room has wall-to-wall windows and spectacular lake views. Several walkouts to backyard paradise with heated inground pool surrounded by amazing perennial gardens.

Waterfront

SOLD R HE T O N A ONE

No Cost or Obligation Call Rob

Waterfront

3.2 aCres

SOLD R HE T O N A ONE

CODE # F7

CODE # l95

STONEY CREEK $429,900 Lakefront Condo End Unit

STONEY CREEK $294,900 Backs onto Turtle Sanctuary

STONEY CREEK $525,900 350' Deep Lot

Luxury end unit condo with maple wash cabinetry, granite counters, tumbled marble backsplash, stainless appliances.

Maple floors, 9 ft. ceilings, 2 ensuites, private patio overlooking lake. 660 ft. of privacy on the water.

Unique area, designated ‘environmentally sensitive’. Shares in Neighbourhood Lakefront park and backing onto Turtle pond, this property is truly one-of-a-kind.

Updated plumbing, electrical, roof and more. Huge lot – come see the possibilities!

Remarkable 2,000sqft with amazing views with riparian rights. Features spacious family room with gas fireplace, 3 full size bdrms including den on upper floor underground sprinkler system, full shoreline protection, quick access to QEW.

Waterfront Condo

15 aCres

SOLD R HE ANOT E ON

CODE # W62

CODE # B1720

CODE # E85-9

STONEY CREEK $699,900 Exclusive Waterfront

PELHAM $524,900 Tremendous Views

STONEY CREEK $469,900 Waterfront Condo on Marina

STONEY CREEK $579,900 W O W ! Factor

Waterfront! Rare find on private lane close to Fifty Point Conservation area.

101ft of waterfront, park like setting and solid 3 bedroom bungalow. Substantial breakwall, well treed mature lot, amazing sunrises and sunsets included!

15 acres! Peaceful location with spacious principle rooms and convenient layout.

New windows, formal living room and separate dining room. Kitchen overlooks family room with fireplace and walkout to patio.

2 Bedroom fully finished unit with hardwood, ceramic, marble and new berber carpet. Maple cabinetry in kitchen, large master plus luxury 4pc ensuite. Professionally finished basement and so much more!

Incredible open concept! 3+1 bedroom with upgrades beyond the ordinary!

Custom kitchen, fully finished basement, beautifully landscaped, decorated like a magazine centre spread!! All the bells and whistles here, put it on your must see list!

Waterfront

Waterfront

48 aCres

SOLD R HE T O N A ONE CODE # SB70

CODE # l6

CODE # D7

CODE # B227

CODE # l143

STONEY CREEK $599,900 Lakefront Oasis!

STONEY CREEK $649,900 Entertainer’s Dream

GRIMSBY $1,499,900 Fabulous Lakefront

Waterfront with riparian rights and private dock. A resort in your own backyard ‘Casa Seabreeze’!! Hardwood floors, sunken family room with picture window and view of TO Skyline. Luxury Master suite with decadent ensuite and private balcony overlooking the Lake.

Soaring ceilings! Marple hardwoods, stained glass, custom kitchen open to bar/meeting area. Master bedroom with ensuite and balcony. Ultimate yard with putting green, hot tub, patio and more!

Close to lake, park and marina.

Fabulous waterfront property! Custom built 3000 sq ft home with Lake views every room. Maple hardwood floors, granite counters, master suite with access to back deck, ensuite and walk-in shower. Handicap adaptable!

Call 905-575-7700 / 905-945-0188

GRIMSBY

$749,000 Country Living

Custom Colonial on 48 acres!

3 bedrooms with full finished attic.

Master has 5pc ensuite with euro shower and spa tub plus cedar lined closet. 3/4" Oak plank floors, solid birch kitchen with granite counters and cozy fireplace.

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Page 12

The GOLFI TEAM Real Estate Market Watch

February 2010

FeatureHome

Rob Golfi*

Waterfront With in-laW

CODE # F5

C

lean contemporary lines warmed by rustic, natural materials and finishes. A definite masculine feel and a perfect layout for entertaining, this open concept has a definite WOW factor.

Architecturally unique, it is well placed amongst ‘like’ homes and future renovated designs.

Set back from the road beyond the separate double car garage with loft area, the professional landscaped leads the way to an eye-popping entry that’s just the beginning. A warm slate floor entry sets the stage. Double French doors on both sides of the front door, one leading to the office, the other is the entrance to the games room with wet bar, both rooms with gleaming Oak floors richly stained in Mahogany. An angled and open staircase, floor to ceiling stone covered wood burning fireplace and 2 story windows and a garden door fill the room with natural light that reflects off the gleaming hardwood.

The flow between the great room and the kitchen is ideal for entertaining with the great size and set-up. The gourmet kitchen, also in dark hardwood, boasts gorgeous granite counters and island breakfast bar. Undercounter lighting, pot lighting, built-in oven and cooktop, new Meille dishwasher & garborator, walk-in pantry, display cabinetry and so much more to delight the chef, or make any wannabe chef at least look the part!

Upstairs, double door entry to a master suite with incredible views and a walk-out to a private balcony that overlooks Turtle Pond. An open ensuite has a soaker tub plus a walk-in shower and a wonderful walk-in closet. A 4 pc bathroom and 2 more bedrooms complete the upper level.

A separate private entrance to the lower level is the ideal in-law set-up. A self contained unit boasting 3 bedrooms, a full kitchen and living room area, plus ample storage and a 3pc bath.

Outside living can be enjoyed to the fullest on the fully lit deck that covers the full back of the house.The bonus of living in this community is that the neighbourhood holds shares in a lakefront park at the bottom of nearby Teal Ave with access to the Lake and private parkland for the residents. A very contemporary design with lots of open living, both inside and out.

Rare opportunity, don’t miss out! Call Rob Golfi today at 905-575-7700 for a private viewing and thank you for visiting my website, looking forward to hearing from you.

Call Rob Golfi today at 905-575-7700 for a private viewing or visit my website at www.robgolfi.com Thank you for viewing my listing.

-

5 Frances Ave., Stoney Creek Price:

$724,900

Taxes:

$7,838.49

Lot Size:

43.00 x 318.00 ft

House Size:

2,550 sqft appx.

Re/Max Escarpment Realty Inc., Brokerage Independently Owned and Operated

The GOLFI TEAM is ranked in the Top 100 Re/Max Teams in Canada.

RE/MAX has over 18,000 Sales Representatives in Canada

www.golfiteam.com

Rob Golfi

Sharon Stafford

Heather Reid

Hans Marcelissen

Sales Representative

Sales Representative

Sales Representative

Sales Representative

Wendy MurrayNicholson Sales Representative