MarketWatch October November 2010_MarketWatch_Transfer.qxd 15/10/10 2:31 PM Page 1
October/November 2010 - Vol 21
P R E S E N T E D
B Y
T H E
G O L F I
T E A M
D L O S R E H T O N A ONE 17 Eric Burke, Hamilton I would like to thank you for helping me sell my home. I knew that I would need someone like you Rob, not only with strong exposure, but also with vast experience in dealing in these market conditions. You sold my house in less than two weeks! Thank you so much for your expertise and professionalism - I've already passed your name to my parents to sell their home too! Terri
jusT lisTed
46 Second Road West STONEY CREEK
$439,900
5 Bedroom, 5 Level Back Split Oh My Gosh, best value for this great 5 bedroom, 5 level back split, sitting 100 x 152 ft lot. Everything is done -- all you have to do is move in. Features gorgeous hardwood floors, beautiful Florida room, showcase fireplace, perfect for growing family, fantastic location close to all amenities. Call the Golfi Team now for a private viewing.
Rob Golfi Sales Representative
Rob Golfi Sales Representative
Visit www.RobGolfi.com for more details.
Sharon Stafford Sales Representative
Heather Reid Sales Representative
Hans Marcelissen Sales Representative
Wendy Murray-Nicholson* Sales Representative
Sarah Dallicardillo Administrative Assistant
www.GolfiTeam.com
Rosemary Fournier Administrative Assistant
MarketWatch October November 2010_MarketWatch_Transfer.qxd 15/10/10 2:31 PM Page 2
Page 2
The Golfi TeAm Real Estate Market Watch
About Rob Golfi
S
ince the inception of his career in 1997, Golfi has Rob recognized that understanding his clients’ needs is essential to providing excellent service. As business grew, Rob assembled the Golfi Team in an effort to maintain the same level of professionalism clients have come to expect. Shortly thereafter in 2003, the team received the prestigious honour of being among the top 100 Real Estate Teams for RE/MAX Canada, and this status continues to date. Rob’s experience and aggressive negotiating skills have earned him every major honour awarded by RE/MAX, including President’s Club, 100% Club, Platinum Club, Chairman’s Club, Hall of Fame, the Lifetime Achievement Award in 2006 and the SRES® designation in 2009. Having worked with many of the industry’s professionals
by: Rob Golfi
over the years, he has the necessary edge to best negotiate the sale of your home. Any agent can list your house, but Rob’s knowledge, marketing extensive background and dedication gives clients peace of mind when dealing with the single most important investment in their lives. With years of combined experience, the Golfi Team can provide your home with a level of exposure that most agents cannot. Utilizing a team approach also means that they will likely find a purchaser to buy your home sooner, rather than waiting for other agents to approach you with potential buyers. Ranked in the top 5 of nearly 2,000 sales agents in the Hamilton-Burlington and Niagara areas, listing with Rob and the Golfi Team is the right choice when choosing someone to represent your best interest. -Å
SUDOKU 6
9 4 8 8
3
1
1 6
8
9 7
9 3
8
2
5 2 3
October/November 2010
Good Market Strength in First Half of 2010
T
he Hamilton-Burlington area resale market reported a total of 1359 units sold in June, indicating a decrease of 15 per cent from the same month last year, and a decrease of 6 per cent from May of this year. The total unit sales for the first six months of 2010 are being reported at 18.7 per cent higher than the same period last year, while new units listed are 20.7 per cent higher than last year at this time, according to Multiple Listing Service® (MLS®) statistics released by the REALTORS® Association of HamiltonBurlington (RAHB). “June’s sales are down from last year’s record-breaking month,” said Joe Ferrante, RAHB President, “but the strong numbers in the early months of the year still brings our year-to-date sales ahead of last year at this time.” Residential properties sold during June totalled 1,305 which included 1,036 freehold properties and 269 condominiums. Commercial sales for June, includ-
ing industrial, farm, vacant land and business, totalled 54 units. The average price of freehold residential properties sold in the month of June was $331,056, an increase of 5 per cent over June last year. The average sale price reflects the dollar volume of residential sales divided by the number of total residential units sold. In the condominium market the average price of condominiums in June was $249,227, an increase of 13.5 per cent over June 2009. The total number of units listed for sale during June was 2072, which is 22 per cent more than were listed in the same period in 2009. “With a good inventory of properties available,” added Ferrante. “Hamilton, Burlington and our outlying areas remain a great place to buy real estate.” Unit sales reflect “all property types” including residential, condominiums, commercial property, farmland and sale of businesses.
Dear Rob and Team Members, I cannot express in words how much I have enjoyed being a part of your team. Each of you has impacted my life in a very significant way and I would like to thank you for all of your kindness, guidance and professional support. I am very proud to say that I was once apart of such a strong and dynamic team, lead by one of the most professional, talented and influential sales representatives that I have encountered in all of my two years working in real estate. Rob, you have been a remarkable boss, mentor and professional support system. I will always cherish this experience as one of my most professionally defining. Thank you for giving me the opportunity to be a part of your team. Take good care and best wishes for the upcoming year! Sincerely, Sarah Dallicardillo Sarah is now pursuing her educational goals in the UK. She is attending law school and aspiring to become a successful lawyer.
4 2
5 4
9
6 9 7
6 1 5
The Solution Fill in the grid above, so that each row of 9 squares, each column of nine and each section of nine (three squares by three) contains the numbers 1 through 9 in any order. There is only one solution for the puzzle and the numbers shown can NOT be changed.
“This house has a wonderful home theater. Actually it’s a large picture window in the neighbour’s house!”
www. GolfiTeam .com
6
8
5
2
7
3
2
5
9
7
1
4
4
1
8
9
3
6
9 4 1 3 8 6 7 5 2
7 6 5 9 3 2 8 4 1
1 9 8 4 6 7 2 3 5
4 3 2 8 1 5 6 7 9
3 7 9 6 2 8 5 1 4
2 1 4 7 5 9 3 6 8
5 8 6 1 4 3 9 2 7
MarketWatch October November 2010_MarketWatch_Transfer.qxd 15/10/10 2:32 PM Page 3
October/November 2010
The Golfi TeAm Real Estate Market Watch
Page 3
Grimsby Rob Golfi* 93 acres
GRIMSBY
$359,900 Only the Best!
Completely updated & renovated inside and out. New furnace & central air (08), oak mahogany kitchen with granite & stainless appliances, updated baths, Japanese cherry hardwood, custom oak wet bar, heated & insulated 3 car garage with 220 amp.
GRIMSBY $328,900 Quality Losani Built Home
$299,900 GRIMSBY Big Home, Small Price
$649,900 GRIMSBY 5 Minutes to Down Town
1900 sq.ft. finished top to bottom with huge living room area with showcase gas fireplace, stylish kitchen with breakfast bar, 5 pc ensuite with double sinks, glass & ceramic shower. Finished rec room in basement.
Custom built 2000 sq.ft. home with plaster construction and an unbeatable floor plan, gorgeous hardwood floors, oversized sunken family room, new furnace, new shingles in 2009, beautifully landscaped on oversized 75 x 133 ft lot.
“WOW” Rare find! 93 acre farm only 5 minutes to Grimsby and QEW. Work shop 18.4 x 36 ft. and Barn 37 x 70 ft. 80 acres of workable land, 13 acres of bush, well maintained home with updated shingles, windows, beautiful hardwood flrs, finished basement
WaTerfronT
D SOL ER TH ANO NE O GRIMSBY $679,900 Grimsby Historical Home
GRIMSBY $499,900 2400 Sq Ft, 4+1 Bedroom
GRIMSBY $424,999 Charming & Affordable
GRIMSBY $1,999,900 Grimsby’s Finest Luxury Estate
Historical, solid stone home backs onto Niagara Escarpment. Remodelled to preserve its charm and modern conveniences. Beautiful kitchenl, mirco cabinets, island, granite counters. Bridal staircase, wood plank floors, original Georgian fireplace, 4+1 bedrooms, double car garage.
Professionally finished basement with full bath & spare bedroom, 9 ft ceilings with pot lights, hardwd flrs with upgraded trim, show case fireplace in great room, oak staircase w/runner, ens bath in master, stylish maple kitchen, inground salt water pool, hot tub, deck & more!
Charming & affordable waterfront built in 1964, features a comfortable one floor plan with finished basememt. Plus oversized sliding doors leading to large interlock patio & gazebo in a private setting overlooking Lake Ontario. Newer furnace, central air & shingles ('07).
This fine property shows like a dream. Seated on 4 acres of lush landscape and backing onto Niagara Escarpment. This amazing 6500 sq ft estate features main floor master suite, multimedia control centre, gourmet chef’s kitchen & 4 additional large bedrooms.
D SOL ER TH ANO NE O GRIMSBY
D SOL ER TH ANO NE O
$405,000 1.67 Acres
Spectacular raised ranch boasts tremendous character! 2+2 bedrooms. Updates include gleaming hardwood, gourmet kitchen with backsplash, granite counter tops & mobile island. Plus a heated double garage and 3 outer buildings!
Golfi Team has Maximum Internet Exposure to Get Your Home SOLD!
The
Call today!
905-945-0188
D SOL ER TH ANO NE O
D SOL ER TH ANO NE O
GRIMSBY $269,900 One Floor & More Bright & spacious bungalow situated on oversized treed lot backing on to a lush green space. This well built home feats. beautiful hrdwd flrs, vinyl windows, finished rec rm w/wet bar & spare bdrm.
1 acre
GRIMSBY $222,900 Bright & Beautiful End Unit!
GRIMSBY $247,900 Bungalow on Huge Lot
GRIMSBY 234,900 Charming 3 Bedroom Bungalow
GRIMSBY $373,000 3+1 Bedroom Bungalow
2 bdrm bungalow only 6 yrs old. Ceramic flrs & backsplash in eat-in kitchen, Living room w/gas FP, laundry hook-up on main level & professionally finished bsmt. Quiet complex w/quick access to the QEW. Won’t last!
Well maintained & priced to go! Situated on a large mature lot plus recent upgrades incl. windows, siding, soffits, facia, eaves trough, furnace & baths. Oak cabinets in kit, hrdwd flrs on the main level, reno’d lower lvl. Dbl paved drive holds 4 cars. Pool & 6 person hot tub (07).
Situated on spacious treed lot on quiet cul-desac, beautiful gleaming hardwood in bedrm, sun filled living room with floor to ceiling bay window, fin’d bsmt w/full bath & spare bedrm. Fenced yard. Close to schools, parks & quick access to QEW.
Spectacular one level on one acre of sprawling landscape. Gated front for privacy, gothic stone exterior w/double garage & drive. Airy & spacious living areas, 2 fireplaces, summer style eat-in kitchen & fully fin’d lower level with 2nd kitchen. In-law potential plus updates!
WaTerfronT
WaTerfronT
D SOL ER TH ANO NE O GRIMSBY $299,900 Inviting 1,500 sq.ft. Home Completed top to bottom with professionally finished basement. Spacious eat-in kitchen, dinette, cozy front porch with Escarpment views, patterned concrete drive, patio, private treed yard. Very desirable neighbourhood. Quick access to QEW!
GRIMSBY
$539,900 Lake Views
Backing onto Niagara Escarpment with views of Lake Ontario, secluded setting on 1.83 acres in the heart of Grimsby, beautiful centre hall plan with 4 bedrooms, main floor den & laundry, sun room, gorgeous oak kitchen cabinets, walking distance to downtown, schools and parks.
GRIMSBY $1,499,900 2 Acre Lakefront
GRIMSBY $974,900 Extraordinary 4 Bedroom Custom
Huge waterfront lot! 3+1 bedroom home with additional self contained in law suite. Open concept great room with cathedral ceilings, gleaming hardwood floors and floor to ceilingwall to wall windows!
Approx 4800 sq.ft w/lakeviews. Oak kitchen w/granite counter-tops, blt-in appls & terra cotta tiles. Large family room, oak hrdwd, dining rm w/vaulted ceilings, living rm w/fp, main flr den, master with 5 pc ensuite & inground pool.
Call Today 905-945-0188
MarketWatch October November 2010_MarketWatch_Transfer.qxd 15/10/10 2:32 PM Page 4
Page 4
The Golfi TeAm Real Estate Market Watch
October/November 2010
Hamilton & Stoney Creek Rob Golfi*
$324,900 EAST HAMILTON Prestigious 3+1 Bedroom Tudor
CENTRAL HAMILTON $139,900 Renovated Top to Bottom
HAMILTON CENTRAL Updates
$94,900
$339,900 WEST HAMILTON Close to McMaster
Nestled on top of cul-de-sac on private pie shaped lot, window lined back of home for incredible back yard views, spacious kitchen with island & bay window, fully finished basement, updated shingles, quick access to Red Hill and close buses and shopping.
Cute bungalow done top to bottom, features new windows & doors, new furnace, updated plumbing & shingles, 100 amp on breakers, new fencing in back yard, side drive, all appliances included.
Renovated & ready to sell! Get inside this cozy 2 bedroom bungalow. Large priv. fully fenced yard with deck. Updates incl. 100 amp breakers, windows, doors, front porch, roof, soffits, facia, kitchen & bathroom. All appliances included.
Great investment -- walk to McMaster, updates include new furnace (07), new shingles (02), hardwood floors, all new appliances, new driveway, carpet, ceramic floors in kitchen. rental income $1750/month, tenants pay utilities!
MOuNT HOpE $262,900 Adult Lifestyle Condo
HAMILTON CENTRAL $149,900 Large Home with Garage
EAST HAMILTON $167,900 Upgrades Galore!
Condo in Twenty Place. Features 2 bedrooms, hardwood, ceramics, Califormia Shutters, 2 walkouts to outdoor covered balcony. Don’t miss out! Access to Clubhouse with pool, whirlpool, gym, tennis courts, underground parking & large storage locker.
Large family home, separate double garage, inlaw suite rented til June 2011 at $800/mo. all incl. Property doesn’t have retrofit. Being sold as a single family residential. Newer furnace & most windows been replaced.
$219,900 HAMILTON MOuNTAIN Close to Bruce Park Gorgeous brick bungalow. Upgrades galore, oak kitchen with ceramics. Shingles, windows and doors 2008, refinished hardwood, updated wiring, panel and plumbing, basement is dry walled ready for finishing touches!
Inviting 1.5 storey home with many upgrades including refinished kitchen, new hardwood floors, wiring, windows (08), furnace & Central Air (03), shingles (07), new light fixtures, baseboards & trim. Freshly painted throughout! Large drive & lot 41x98! Just move in!
WINONA $359,900 Large Home with 3+1 Bedrooms
HAMILTON MOuNTAIN $189,900 Great Starter Home
MOuNT HOpE $459,900 Prestigious 2000 sq.ft Bungalow
EAST MOuNTAIN $249,900 3+1 Bedrooms
Easy access to the QEW, shopping,and schools. Large kitchen with island & granite counters. Vaulted ceilings, pot lighting, california shutters. Inside garage entry with main floor laundry. Fully fenced back yard. Large master, his/her closets & ensuite with corner soaker tub.
Pleasant 3 bedroom brick, 1½ storey home close to schools, shopping & buses. Features vinyl windows, hardwood floors, furnace '01, finished rec room in basemnt, new shingles '09. Fantastic for first time buyers. Make it yours!
10 yr old bungalow will take you by surprise! Features grand foyer, hardwood floors, incredible kitchen with granite & ceramics, vaulted ceilings, crown moldings, main floor laundry, professionally finished basement with showcase fireplace. Professionally landscaped!
Across from Lawfield school. 3+1 bdrms, 2 baths & 2 kitchens plus in-law suite. In-ground pool with deck, hardwd flrs on main level under carpet. Upgraded windows (’09) & exterior door (’10) Furnace & shingles (’07). Spacious rec room w/gas fireplace & lots of room for storage.
HAMILTON $210,000 Fabulous find!
HAMILTON $319,900 Fabulous Lot!
EAST HAMILTON $299,900 3 Bedroom Raised Ranch
EAST HAMILTON $269,900 Gorgeous 4 Bedroom Home
This great starter home, located in a friendly family neighbourhood features beautiful hardwood in the living & dining room, bright eat-in kitchen, & 2 baths. Plus sliding doors leading to a 2 tiered deck and fully fenced yard. Close to shopping, schools, buses & the Linc.
Well maintained 1900 sq.ft. home w/beautiful floor plan. Family room w/cathedral ceilings, hrdwd flrs & wood fp, stylish kitchen, fin’d bsmt w/spare bdrm, some newer vinyl wndws & shingles (’03), fenced yrd w/deck & 8 x 10 shed. Plus an extra wide garage w/new door.
Immaculate 3 bedroom with fully finished basement. Spacious living room and dining room. Eat-in kitchen has been updated and boasts ample counter space and cupboards. Updated vinyl windows, concrete drive and patio in fenced yard.
Fabulous home features centre hall plan with oversized living room with showcase fireplace, formal dining room large bay window, 4 spacious bedrooms, master ensuite, beautiful hrdwd, and gorgeous plaster & crown mldings on the main floor. Fully fenced yard.
EAST HAMILTON $399,900 In-law Setup - 4 Bedrooms
STONEY CREEK $309,900 Newly Renovated with In-Law
STONEY CREEK $224,900 Super 3 Bedroom Semi
STONEY CREEK $267,900 5 Level Backsplit
Executive area near O'Sullivan Memorial park. 4 bedroom home with a full in-law suite. Large Barzotti style kitchen, solid oak flring, french doors grant access to a sunroom overlooking a picturesque backyard with a in-ground pool. Concrete drive & an additional single drive.
Located in the heart of Stoney Creek. 3+2 bedrooms plus in-law w/separate entrance. 2 kitchens, 2 laundrys, 3.5 baths, 2 fireplaces, master w/ensuite & walk-in closet. Newer shingles, double concrte drive, garage converted to extra ebdrm & landscaped yard with deck.
Great 3 bedroom semi-detached in prime Stoney Creek location. Very clean & well kept, finished top to bottom. Features newer shingles, all new windows, sliding door & open fireplace in family room with walk out to private yard. Close to amenities.
Spacious all brick 5 levle backsplit w/in-law suite. 2 car garage & large drive fits 6 cars. Inlaw suite has separate entry, newer hickory kitchen, family room with fireplace and walkout to large lot. Newer furnace, central air, garage door plus walk-out to garage from basement
Call Today 905-575-7700
MarketWatch October November 2010_MarketWatch_Transfer.qxd 15/10/10 2:32 PM Page 5
October/November 2010
The Golfi TeAm Real Estate Market Watch
Page 5
Hamilton & Stoney Creek Rob Golfi* WaTerfronT
$274,900 STONEY CREEK In-Law Setup
STONEY CREEK $339,900 Beautiful 2 Storey
$449,900 STONEY CREEK 3 Bedroom Gem
$439,900 BEAMSVILLE 5 Bedrooms!
2 Storey all brick home with in-law set up in basement with separate entrance, hardwood in living/dining rooms & family room, beautiful oak kitchen cabinets, large fenced yard with patterned concrete patio, mostly vinyl windows, shingles are 5 yrs new.
Features hardwood floors through out most of home, great room with gas fireplace and vaulted ceilings, professionally finished basement, landscaped with fenced yard, concrete double drive with garage!
Waterfront!! Rare gem, 3 bedroom loaded with character, restorations underway! New kitchen (09), living room with beamed ceiling & pine plank floors throughout! Balcony with sliders from all 3 Bedrooms upstairs, amazing lakeviews!
Oh my gosh, best value for this great 5 bedroom, 5 level back split, sitting 100 x 152 ft lot. Everything is done -- all you have to do is move in. Features gorgeous hardwood floors, beautiful Florida room, showcase fireplace, perfect for growing family, fantastic location close to all amenities.
WaTerfronT
WaTerfronT
STONEY CREEK $599,900 Exclusive Waterfront
STONEY CREEK $699,9O00 Gorgeous Waterfront
ST. CATHARINES $169,900 Attention Retirees!
STONEY CREEK $479,900 Custom Built to Perfection
Waterfront! Rare find on private lane close to Fifty Point Conservation area. 101ft of waterfront, park like setting and solid 3 bedroom bungalow. Substantial breakwall, well treed mature lot, amazing sunrises and sunsets included!
Investment or In-law potential. 2 renovated separate units plus 1 apartment. Updates include landscaping, newer roofing, decking, flooring, awnings, wiring, plumbing, kitchen and much more. Don’t miss out on this one of a kind opportunity.
Immaculately maintained 2 bedroom bungalow town home, main floor laundry, new furnace & Air conditioning, finished rec room, 2 gas fireplaces, hardwood flooring in living room, dining room. Lots of updates have been done!
3+1 Bedrm w/gourmet kitchen & granite cnter tops, travitn flrs, sunken fam rm w/fp & hrdwd in bdrms. Plus California shutters, crown mlding & Cthdrl ceilings. Upgds incl. furnace & c/air (08), pool heater & liner (09) newer wndws, facia & eaves.
Lincoln & West Lincoln Rob Golfi*
BEAMSVILLE $228,900 2 Storey Freehold Townhome
BEAMSVILLE $259,900 Zoned General Commercial
BEAMSVILLE $879,900 9.2 Acres on Bench
BEAMSVILLE $279,900 Oversized Lot!
1386 sq.ft. Features include great sized bedrooms with 3 pc ensuite and walk in closet off of master. Kitchen overlooking spacious family room, attached to neighbouring unit at the garage.
Ideal for Home Business. Impressive 4 bedroom, 4 level back split sitting on 60' x 150' lot. Features hardwood floors, updated windows, shingles ('06), furnace ('03), garage door & opener ('08), 2 fireplaces, walkout from lower level, 20' x 22' garage.
Prestigious 9.2 acre 1900 sqft home on bench of Niagara Escarpment overlooking Beamsville & Lake Ontario. Dark stained oak hardwood flrs, showcase fireplace in living room, main floor den, family room, & long circular drive. Shingles, furnace and central air 8 yrs new.
Beautiful home on oversized “L” shaped lot. 4 spacious bdrms, 2 full baths recently reno’d, sun-filled liv/din rm w/cathedral ceilings & gas fireplace/ Plus hardwd & berber carpet, mostly updated vinyl wndws & shingles (’03), deep garage, oversized deck in private back yard.
WEST LINCOLN $349,900 Location! Location!
BEAMSVILLE $209,900 Spectacular 4 Bedroom Semi!
BEAMSVILLE Local Escape
2+1 bedroom fully reno’d & with modern kitchen, cherry wood cabinets, ceramic, cathedral ceilings, adjoined fam room. Thick carpeting in all principal rms & main bath w/whirlpool tub. Dbl side drv, fin bsmt (’06) incl. rec rm, kitchen, bedrm & laundry, 25 yr roof (’04), furnace (’03).
Great neighbourhood! 1700 sq ft of living space plus finished rec room in full basement. Bright eat-in kitchen with large bay window plus spacious living & dining room. Huge master with ensuite potential. Situated on a large, mature, fully fenced lot.
Clean and well cared for mobile home, open concept w/recent updates! Newer shingles, flooring & pantry. Spacious living room & kitchen w/cathedral ceilings. Current park fee $261/mth incl. water, garbage, sewer & snow removal.
BEAMSVILLE
$459,900 11 Acres
Raised ranch on 11 acres, built in 1993, finished in-law apartment with walk out, spacious kitchen with plenty of counter space, shingles one yr, furnace 3 yrs, well maintained home in the heart of wine country.
Call Today 905-575-7700
$52,000
MarketWatch October November 2010_MarketWatch_Transfer.qxd 15/10/10 2:32 PM Page 6
Page 6
The Golfi TeAm Real Estate Market Watch
October/November 2010
if you want it
Commercial
SOLD
Rob Golfi*
Call Rob Golfi
905-575-7700 BEAMSVILLE $1,399,900 26.6 Acre Farm on Lower Bench
$499,900 BEAMSVILLE Commercial Building
BEAMSVILLE $249,900 Prime Commercial
Over 700 ft of frontage on Niagara's busiest wine route. 26.6 Prestigious acres on the lower bench with over a 20ft fall from front to back of property. Property consists of a large barn with 2 cold storages, heated workshop and parking area. 3 residential detached homes on property. Call Rob today at 905-945-0188.
Zoned light industrial, consists of building plus 4 Bedroom century home sitting on approx 3 acres located on Regional Rd 81 on wine route, with good traffic. Property has 6000 sq.ft steel frame building on concrete slab with 2 washrooms, 220 volts. Call Rob today at 905-945-0188.
Downtown core storefront with large window, front and back entrances can suit 2 businesses or 1 large one. Rear parking and municipal lot. New furnace, 2pc bath. 1800 sq ft of business space with GC zoning, plus 2 bedroom apartment on upper level. Call Rob today at 905-945-0188.
OR
905-945-0188 VISIT
www.RobGolfi.com
Whole Home Surge Protection — Are You Covered?
Presents
Cancer Assistance Drive and Ride Program
I
f you are plagued by frequent electrical spikes in your home, a whole house surge protector may be the answer out of all of the different type of power protection available. Maybe you live in an area where electrical storms are the norm and your house is a magnet to lightning strikes. Such events can be costly and cause extensive damage to electrical appliances, or worse, to more expensive TV sets, computers, or stereo systems. If you happen to live in a home with older wiring, the devastating result could be a house fire. A surge suppressor that protects the entire house works by directing the spike into a grouding wire, while allowing normal voltage to travel where needed. It's important to know that while a surge may not completely destroy an appliance, over time multiple surges can shorten the life on sensitive equipment such as computers by gradually burning the wires or wearing down internal parts. Strong surges may wipe out crucial hard drive data, or even damage costly phone equipment. Types Of Surge Protectors Surge suppressors basically come in three varieties: 1) Electrical, 2) Meters, and 3) Plug-in or "point of use" surge protectors. The meter and electrical suppressors work by regulating outside electrical interferences. These types are typically installed near main power meters. Conversly, plug-in suppressors connect the appliance to the wall plug and have built-in alerts as to when there has been a power surge. If you are considering buying a whole house surge protector you need to be aware of a few things: 1) Price - Don't go cheap here. While price isn't everything, if you go with a model that is too inexpensive you may pay a higher price later. 2) UL Ratings - Make certain the suppressor you are buying meets UL ratings for
excellent quality. 3) UL Standards - Your potential surge protector needs to meet ansi standards **As a side note, if you are buying a plug-in type suppressor, be sure to check the alert indicator to make sure there has been no previous damage. Believe it or not, people will take back suppressors that have already been shot with a high surge. Certainty Of Protection = Complete Peace Of Mind: You want to be assured your home electronics are safe from dangerous power spikes and electrical storms, so there are a couple of points to make when investing in this type of equipment. First, no matter what model you buy, a point of service suppressor is simply not enough to protect your expensive electronics and appliances from some surges. In reality its best to have a whole house surge protector installed by a qualified electrician in conjunction with point of service suppressors connected to your more expensive equipment. This provides the extra assurance and peace of mind knowing that your home is safe. Installing a whole house surge protector yourself will usually lead to headaches and decreased peace of mind because you will constantly be wondering if you got everything correct. Second, and conversely, a whole house surge protector alone will not provide an adequate "blanket coverage" for all of your equipment or appliances. If you are going to invest any significant amount of money at all, its best to make sure you are completely safe from devastating surges.
The Cancer Assistance Program is a community based volunteer organization helping cancer patients with special focus on rides and equipment. All services are free of charge. The dollars raised through this program provide the vital funds required to assist with the cost of driving cancer patients to their doctors' appointments and cancer treatment clinics.
Platinum - $1,000 Funds provide about 64 drives. Acknowledged on C.A.P. website and charitable tax receipt.
Gold - $500 Funds provide about 32 drives. Acknowledged on C.A.P. website and charitable tax receipt.
Silver - $250 Funds provide about 16 drives. Acknowledged on C.A.P. website and charitable tax receipt.
Bronze - $125 Funds provide about 8 drives. Acknowledged on C.A.P. website and charitable tax receipt.
Patron - $50 Funds provide about 3 drives. Acknowledged on C.A.P. website and charitable tax receipt.
569 Concession Street, Hamilton
905-383-9797 www.cancer assist.ca
Call Today 905-945-0188
MarketWatch October November 2010_MarketWatch_Transfer.qxd 15/10/10 2:32 PM Page 7
October/November 2010
The Golfi TeAm Real Estate Market Watch
How Many Chances do you Have to Make that First Impression?
Fears of a Canadian Housing Market Crash Overblown by: Sue Ippolito RBC Mortgage Specialist
Y
ou may have noticed a lot of stories in the press recently about a significant risk of a collapse in housing values. These concerns are based on the belief that the increase in house prices we’ve seen in the past several years have created a housing bubble. To better understand current housing market trends, we have looked back at the lever of housing affordability that prevailed in the late 1980’s and early 1990 when a real estate bubble caused the Canadian housing market to meltdown in the years that followed. While it is true that housing affordability has deteriorated in recent quarters, it remains much better than it was in 1990. We believe that the modest erosion in affordability will cool the housing market but will not create a deap freeze effect. Home prices overall are expected to maintain their values nationally, though some local areas with very poor
Page 7
by: Sheri Gamble Details Event Coordination Inc.
housing affordability , such as Vancouver and Montreal could experience declines in home values. What does that mean for homebuyers? Now more than ever it is important for homebuyers to get the right advice from knowledgeable real estate professionals, such as Rob Golfi’s Team. By understanding market trends in their area potential homebuyers will be able to make informed decisions about value for money. By working with an RBC mortgage specialist potential homebuyers can also review their options for true affordability, today and in the future. Your new home doesn’t come with mortgage advice. I do. Contact Sue Ippolito today: RBC Mobile Mortgage Specialist
905-648-8567 sue.ippolito@rbc.com
Re-elect
Dave Kadwell for Grimsby Alderman Ward 2
Enthusiastic & Committed to Serve A strong voice at Town Hall Very accessible and addresses your concerns Proven representative over the past 4 years for Ward 2
Contact Dave at 905-945-8259
Y
our home is your greatest investment so you want to make sure that it’s in the best possible condition before putting it on the market. Home staging aims to ensure that your house sells quickly rather than lingering on the market. Homes that sell in the first month usually get the best offers. Canadians have found that the cost of home staging is often less than the first price reduction on an un-staged home. When considering a stager, sellers may also want to consider the emotional toll of a house remaining on the market; the stress of your house not selling at all (or eventually selling for less) or the strain of keeping your house in immaculate shape for multiple showings and open houses. The stress reduction alone can make home staging well worth it! Selling your house can be demanding. Financially, physically and emotionally, the experience is rated the top 3 most stressful life experiences. Take the first step to get the most equity from the sale of your property – hire a home stager! Home stagers generally look to remove excesses – too much furniture, too much clutter and too many personal items – then they rearrange what’s left to make the home look it’s best. Stagers will try to turn the look of the home into a model home. It’s not necessarily how you would live, but it’s not about living in the house, it’s about selling the house. When only 5% of the population can truly visualize
how beautiful a home can be or see past the clutter, personal items and ordinary appearance; then staging becomes paramount for a fast sale at a great price. It is estimated that 1 in 4 homes nationwide are now staged, so if you’re not doing it, you may be at a disadvantage. Over 80% of buyers search the web first to get an inside peek at your property. Is it ready to be photographed for the listing and for an open house? Clutter, misplaced furniture, vibrant wall colours are all visually distracting when looking at property photos on the net. Home stagers will be able to discuss the home objectively and work on its problem areas. Sellers hire stagers to give an objective opinion based on their experience in the real estate market. They are not judgmental but aim to be constructive and positive. Most sellers, when they see the transformation of their home, see exactly why home staging makes such a profound difference in selling. You only get one chance to make that first great impression! It’s your money – you decide! Sheri Gamble and Gwen Kennedy are Home Stagers and Event Planners with Details Event Coordination.
905.632.2602 or via email at:
sheri@detailseventco.com Visit their website at:
www.detailseventco.com
MenusOnly.com is an online restaurant menu guide connecting you with great restaurants in the Hamilton and Burlington areas. Browse through restaurant menus, view pictures of restaurant dining areas, patios, and menu items, and print local restaurant coupons all in one place. MenusOnly.com – a perfect dining experience starts here.
Home evaluation No Cost or Obligation
Call Rob Golfi today! Rob Golfi*
905-575-7700 / 905-945-0188
www. GolfiTeam .com
MarketWatch October November 2010_MarketWatch_Transfer.qxd 15/10/10 2:32 PM Page 8
Call the Golfi Team Today!
905-575-7700 905-945-0188
Rob Golfi
Sharon Stafford
Sales Representative
Sales Representative
Heather Reid Sales Representative
Hans Marcelissen Sales Representative
Wendy MurrayNicholson Sales Representative