June 1, 2014 Issue 95 by The Real Estate Market Watch

WHAT TO dO WHEN yOUr HOME dOESN’T SELL

WHAT’S INSIdE:

PAGE 6

PAGE 5

Disclose problems if selling your home

HOMES FOR SALE Grimsby, Lincoln, West Lincoln & Niagara Listings PAGE 4

HOMES FOR SALE Hamilton, Stoney Creek, Ancaster, Dundas & Glanbrook Listings PAGE 8

June 2, 2014 - Vol 65a

What our clients are saying: The Golfi team Sold our house in 1 day for 100% of asking price!! We had the property listed with a private brokerage with no action for 3 months. We want to thank the Golfi Team for their professional approach to selling our home. It is truly amazing what an agent can do who has the knowledge of waterfront property and the marketing to get the message out that a great home is for sale. We will definitely recommend the Golfi Team – well done Golfi Team! – Rick & Bridgette

Rob Golfi Sales Representative

HOME EVALUATION NO COST • NO OBLIGATION

905-575-7700 • 905-945-0188

37 Edgewater STONEY CREEK

A.C.

Page 2

The Golfi Team Real Estate Market Watch

June 2, 2014

about rob Golfi

ob’s career in real estate began in October 1997 and putting the needs of his clients first has always been a primary principle. Rob joined RE/MAX Escarpment January 1st 1999. As his career grew and with changing times in the marketplace, Rob realized that the team concept was the next step in order to maintain the same level of service that his clients had come to expect. Hence, “The Golfi Team” was formed, comprised of a select group of individuals who work well together and share Rob’s team philosophy. In 2003, the team received the prestigious honour of being in the top 100 Real Estate Teams for RE/MAX Canada*. And this status continues to date*. Rob has received every major award available at RE/MAX including the Diamond Club (2010-2012)*, 100% Club (1999-2001)*, Platinum Club (2002)*, Chairmans Club (2003-2009)*, Hall of Fame (Inducted in 2003)*, and the Lifetime Achievement Award (Inducted in 2006)*, Circle of Legends (2013).* Rob’s experience and aggressive negotiating skills are key in this business. Any agent can list your house, but Rob’s knowledge and ability to negotiate constructively gives his clients peace of mind in dealing with the single most important investment in their lives. Rob has an extensive marketing background that compliments his real estate career. He has achieved an impressive visual identity in the market place. Rob also prides himself on his ability to stay current with in the industry and to remain competitive in the marketplace. His hard work and dedication has awarded him the honour of consistently ranked in the Top 5 of nearly 2500 sales agents in the Hamilton-Burlington and Niagara Area since (2003).** Currently (2013)* Rob is ranked Number 1 in transactions sales ends in the Hamilton-Burlington and Niagara Area.

“Each client is always treated with First Class Service.”

where the future takes shape

Seniors real Estate Specialist is a designation for RealtORS® to address the needs of home buyers and sellers, age 50-plus.

If you are buying or selling a home,

contact Rob Golfi today.

rob Golfi SaleS RepReSe ntative

905-575-7700

visit www.Golfiteam.com Check out our Blog for the latest information in Real estate

*Based on RE/MAX Ontario Atlantic Canada annual commission criteria **Based on The Real Estate Association of Hamilton-Burlington total transactions January 1, 2003 – March 31, 2013.

www. GolfiTeam .com

June 2, 2014

The Golfi Team Real Estate Market Watch

Page 3

Waterfront WATERFRONT

GRIMSBY

WATERFRONT

$1,669,900

188 North Service Road

GRIMSBY

$885,000

143 Lake Street

ONE ACRE GATED LAKEFRONT ESTATE - Features 4 bedrm home, w/fully-finished basement, 180 ft of armour rock shoreline protection. Everything has been updated from top to bottom in this magnificent show piece. Separate building can be a boat house or studio. View pictures on line.

$6,665 per/mth P&I / O.A.C.

WATERFRONT

FABULOUS FiND – Exclusive listing to the Golfi Team. Beautiful Waterfront lot sitting on 140 x 183 ft. lot on private cul-de-sac, build your dream home on the shores of lake Ontario, services include sewers, water and gas to lot line.

$3,535 per/mth P&I / O.A.C.

StOneY CReek

$737,000

37 Edgewater Drive WOW! The lakefront view is breathtaking! Newport Yacht club. 4 BRs, master w/ensuite, 2 way gas FP, & 9ft sliding door w/gorgeous view! Main flr is open concept w/hardwd flrs & FP in living rm, sliding doors to concrete deck inground lit path & fire pit at the lake’s edge. Fully finished basement!

StOneY CReek

$589,900

90 Seabreeze Cres. WATERFRONT RETREAT 1900 sq.ft, 1-1/2 storey home with beautiful lake views. Features 4 bedrooms, 2-1/2 baths, vaulted ceilings, oak spiral staircase, professionally landscape yards. Call for a private viewing today!

$2356 per/mth P&I / O.A.C.

$2,944 per/mth P&I / O.A.C.

WATERFRONT

hAMIltOn eASt

WATERFRONT

$949,900

StOneY CReek

WATERFRONT

$619,900

WATERFRONT

FORt eRIe

$849,900

StOneY CReek

$1,149,900

1083 Beach Boulevard

131 Edgewater Drive

1645 Niagara Parkway

12 Campview Road

TRENDY BEACH BLVD – Spectacular & luxurious best describes this awesome beauty! Executive free hold townhome on waterfront trail with top quality finishes through-out, quartz, marble, porcelain, crown moulding, and oversized terraces, steps away to downtown Burlington & quick access to QEW

THiS iS A 10++ LOCATED AT NEWPORT YACHT CLUB, biggest lot! Private Marina, new $60,000 designer gourmet kitchen with top-of-the-line sub-zero fridge & wine storage, wolfe 6 burner gas stove, miele dishwasher, granite counter top with built-in island!

CUSTOM BUiLT HOME facing the Niagara River, four large bedrooms, plus finished attic with roughed in bath for a fifth bedroom. Solid oak doors and trim throughout. Unspoiled basement with walkout. New C/A, Furnace ‘01. Roof ‘05. Does not disappoint!

Extraordinary 1/3 acre WATERFRONT home on quiet private road w/2 storey grand foyer! Breath-taking views of Lake Ontario & CN Tower. Open concept, 9' ceilings, Gourmet kitch w/granite counters. 3 BRs, 3 full baths, 2nd floor ldry. Master suite w/walk-in closet & ensuite. Backyard professionally landscaped.

$3,794 per/mth P&I / O.A.C.

$2,476 per/mth P&I / O.A.C.

Does Your House Have a Secret Passage? D

oes your house have any secret passages? Wouldn’t it be cool if it did? Would you believe that some houses actually do have secret passages? it’s true! Throughout history, all sorts of homes have been built with secret passageways, hidden rooms, and storage spaces out of plain sight. For some people, the reasons for these secret places are practical. Perhaps they fear they will one day need a place to hide from invaders. Or maybe they have valuables that need a secure storage spot. For others, secret areas may be nothing more than a whimsical preference. After all, who wouldn’t like to be able to use a secret passageway to access a hidden area of the house? And who could resist having a bookcase that moves to reveal a secret room? Here are some examples of interesting secret passageways, hidden rooms, and concealed storage spaces from some incredible houses: Singer Sewing Machine Company president Commodore Frederick G. Bourne built a five-story castle on Dark island in the middle of the St. Lawrence River in New York. Filled with secret passageways, Singer Castle, as it is known now, was used by Bourne to host elaborate parties. So why the secret passageways? According to legend, Bourne liked to sneak out of his own parties so he could spy on his guests to find out what

they would say about him when he wasn’t around! Doug Carlston, founder of gaming software company Broderbund, created a home that was like one of his gaming worlds brought to life. The home contained over 1,700 feet of secret passageways and 1,100 square feet of hidden catacombs. Traveling through this maze of secret corridors, one can find treasure chests, caves, and even a “room of doom” that can only be escaped by swimming through a chute or jumping through a waterfall! in 1710, Captain Jonathan Hunt built a house in Northampton, Massachusetts. He included a secret passageway as a family hiding spot, because he feared attacks from local Native Americans. Today, the house is a residence hall on the campus of Smith College. Every year, college students enjoy searching for the secret passageway! The Octagon House in Fond du Lac, Wisconsin, was built in 1856 by trader isaac Brown. The 12-room house was built like a fort with nine secret passageways and a hidden room, because Brown feared Native American attacks since the area was on the frontier at that time. Over time, the secret passageways and hidden room were put to good use as a stop on the Underground Railroad. They were a perfect place to hide runaway AfricanAmerican slaves headed north.

$0 per/mth P&I / O.A.C.

$4,593 per/mth P&I / O.A.C.

Beautify your patio with outdoor-friendly materials

ave you ever wondered why some products are suitable for the outdoors while others can only be kept inside?

“Outdoor furniture and accessories are made with materials that offer more durability and weather-resistant appeal,” says Aimee Beatty, an in-house stylist with Pier 1 imports. “Durability doesn't mean you have to sacrifice style, however. There are many items that could look just as beautiful inside your home, but are durable enough for the outdoor elements.” Next time you're out shopping for your patio or garden, keep these specific materials in mind: Synthetic Fibres Ever think about all the abuse from the elements that outdoor pillows, seat cushions and umbrellas suffer? Between the sun, the rain and everything in between, fabrics made for outdoor use are designed

Call Today 905-575-7700

to withstand the elements, keeping your newly designed patio fresh for all the parties to come. Synthetic fibres used in these fabrics are designed to bead water, resist stains and maintain their colour. You can also lengthen the life span of such materials by covering them when not in use and avoiding prolonged exposure. Acrylics and Melamine Outdoor drinkware and dinnerware made of acrylic and melamine provide much of the same great style as their glass counterparts without the breakability. A nice set of acrylic drinkware and melamine dinnerware, such as Summer Quench Turquoise Goblets and Trellis Dinnerware, both from Pier 1 imports (www.pier1.ca), will keep your outdoor soiree safe and fun throughout the evening. Synthetic Rattan and Wicker Wicker may be the traditional material for outdoor furniture, but this new generation of synthetic wickers and rattans is not your grandmother's porch furniture. All-weather chairs, tables and more are woven of synthetic rattan or wicker over durable, rust-resistant frames, making them durable and easy to clean. This approach offers the flexibility to incorporate a woven look into furniture of all styles from traditional to modern and global to whimsical without sacrificing durability and longevity. www.newscanada.com

Page 4

The Golfi Team Real Estate Market Watch

June 2, 2014

Grimsby, Lincoln West Lincoln & Niagara

Rob Golfi*

5.5 ACRES

BeAMSVIlle

$309,900

5107 Connor Drive, North descr to come

$1,118 per/mth P&I / O.A.C.

BeAMSVIlle

$269,900

$849,900

28 Heathcote Court

SPECTACULAR CUSTOM BUiLD backing onto Escarpment feat. 4 bedrooms, in-ground salt water pool, formal living rm/dining rm, family rm w/fireplace and great room/2nd family room. Walk in from the garage to a large basement. Loaded with updates including stainless appliances, hardwood flooring, large eat-in kitchen w/centre island, granite counters, slate flooring, porcelain tiles, main floor laundry and much more.

$3,394 per/mth P&I / O.A.C.

$399,900

62-515 Winston Road

P/L#23 Durham Road

iMACULATE FREEHOLD 2 STOREY TOWNHOME Built by Brant Haven homes. This luxury living by the lake features 9 ft ceilings on the main level, hardwd in great rm, 3 stainless appliances, ensuite w/walk in closet, bedrm level ldry, & unspoiled basement w/rough in bath. Taxes not set, & $55.00/mth road fee.

ZONED LiGHT iNDUSTRiAL AND COMMERCiAL with 5.5 acres and 602 feet of frontage on Durham Rd.

FREE Home Evaluation Get your home sold Fast!

905.945.0188

$1,307 per/mth P&I / O.A.C.

MuSt Sell • Estate Sales • Bank Foreclosures • Company-Owned Properties • Distress Sales

Free List with Pictures www.HamiltonDistressSales.com

FORt eRIe

10 ACRES

$849,900

Lot #201, Academy Street

1645 Niagara Parkway CUSTOM BUiLT HOME FACiNG THE NiAGARA RiVER, four large bedrooms, plus finished attic with roughed in bath for a fifth bedroom. Solid oak doors and trim throughout. Unspoiled basement with walkout. New C/A, Furnace ‘01. Roof ‘05. Does not disappoint!

$499,900

34 Baker Rd. S. SPRAWLiNG 3+1 BEDROOM, 1-1/2 storey home with main floor master bedroom. Sitting on large lot in fantastic neighbourhood. Beautiful hardwood floors, showcase fireplace in family room. Partially finished basement, fenced yard. Available for immediate occupancy.

$1,997 per/mth P&I / O.A.C.

$3,394 per/mth P&I / O.A.C.

GRIMSBY

SMIthVIlle

$448,000

7 Wade Road

WeSt lInCOln

$1,669,900

188 North Service Road ONE ACRE GATED LAKEFRONT ESTATE - Features 4 bedrm home, w/fully-finished basement, 180 ft of armour rock shoreline protection. Everything has been updated from top to bottom in this magnificent show piece. Separate building can be a boat house or studio. View pictures on line.

$6,665 per/mth P&I / O.A.C.

$329,900

5074 Charles Street

GORGEOUS 3 PLUS 1 BEDRM BUNGALOW on an extra large lot in Beamsville, updates include kitchen, flooring, windows, entry doors, bathrooms, owned hot water tank ‘09, furnace ‘08, and more. Large deck off rear patio door, mudroom, closed in sun patio, attached garage, inside entry. Possible in-law suite.

$539,900

OVERSiZED LOT can possibly be severed for a corner building lot or build a garage. Buyer to verify zoning reg. 4 level side split in prime location on quiet deadend street. 3+2 bdrms, in-ground pool, walkup from bsmt, double garage, & large driveway. Updated kitchen, windows, hdwd floors and roof.

$1,789 per/mth P&I / O.A.C.

GRASSIe

$174,900

3 Meadowood Lane

HUNTERS & HOBBiESTS – Everything has been done to this 3 bedrm raised ranch with 48x32 car garage or workshop, sitting on 10 acres with 7 acres of bush. Updates include windows & furnace 2011, updated kitchen cabinets with granite counters & backsplash, professionally finished basement and much more.

BUiLDiNG LOT RARE FiND - Fantastic opportunity to build your dream home on this 50.00 X 108.00 ft lot!, Sewer and water to lot line. Buyer pays town, regional charges and park dedication plus building permit, 4 lots available. Subject to severance in progress. HST may be applicable.

$699 per/mth P&I / O.A.C.

$2,156 per/mth P&I / O.A.C.

1.36 ACRES

SMIthVIlle

$410,000

LARGE 2750 SQ.FT. 4 BEDROOM FAMiLY HOME located on a quiet street in the prestigious Station Meadows. Features include hardwood flooring on both levels, large dining room, eat in kitchen, family room w/gas fireplace, unfinished basement, main floor laundry, formal living room, & much more.

$1,638 per/mth P&I / O.A.C.

WeSt lInCOln

GRIMSBY

$589,900

168 Saw Mill Road

1 ACRE

$779,900

BeAMSVIlle

8326 3rd Concession Rd.

55 Las Road

1.5 ACRE

WATERFRONT

BeAMSVIlle

BUILDING LOT

POSSIBLE SEVERANCE

GRIMSBY

$4,493 per/mth P&I / O.A.C.

$1,317 per/mth P&I / O.A.C.

RM2 ZONiNG – ¾ acre land site centrally located downtown area, permitted uses apartment dwelling, boarding or lodging dwelling, home for the aged, nursing home, group home, private home daycare. Call for details on permitted uses.

$1,597 per/mth P&I / O.A.C.

$1,125,000

4892 Northgate Crescent

WATERFRONT

BeAMSVIlle

EXTRAORDiNARY SEMi on large landscaped property, features open & inviting floor plan with wonderful family size kitchen, sliding doors leading to party size deck in private fenced yard, freshly painted with new flooring, patterned concrete drive, shingles 2012, & quick access to QEW.

$1,078 per/mth P&I / O.A.C.

GRIMSBY

GRIMSBY $326,900 / $1,795 leASe

BACKiNG ONTO 40 MiLE CREEK-Custom newly built 2 storey country home w/detached 3 car garage sitting on 1.36 acres fenced, features open concept w/large family size kitchen & island, 4 large sunny bedrooms, professionally landscaped, high speed internet available, close to Bruce Trail and minutes to town.

$2,356 per/mth P&I / O.A.C.

1.36 ACRES

$509,900

GRIMSBY

$349,900

8058 Sheridan Court

2967 South Grimsby Rd., #18

225 Hysert Road

CUSTOM BUiLT BUNGALOW – Sitting on 1.5 acres in quiet cul-de-sac features 3 bedrm 2200 sq ft of luxury living, beautiful hardwood floors, maple kitchen with granite counters, ensuite bath, partallialy finished basement, oversized dble garage, Less than 10 mins to QEW

SPRAWLiNG CUSTOM BUiLT 4 LVL BACK SPLiT Sitting on 1 acre of manicured grounds, features cathederal ceilings, beautiful hardwood floors, large country size kitchen, sun filled rec-rm, landscaped with stamped concrete patio and driveway, heated & insulated oversized garage.

GET OUT OF TOWN! 4 bdrm home sitting on 1.36 acres of quietness, features hardwood floors, updated bathrooms, & fascia, eaves & siding, freshly painted, clean neat and tidy, 30x17 ft. barn/workshop, and 3500 gal cistern. Close to town but far enough to enjoy country living.

$3,115 per/mth P&I / O.A.C.

$2,037 per/mth P&I / O.A.C.

Call Today 905-945-0188

1,398 per/mth P&I / O.A.C.

June 2, 2014

The Golfi Team Real Estate Market Watch

Page 5

Disclose problems if you’re selling a house: Caveat emptor is a good rule to follow if you are buying a home. But seller must be careful to disclose structural defects.

uyer beware, or Caveat Emptor, is a phrase used to describe the outcome when you buy something and later find a problem with it. in plain English it means tough luck – you’re buying the thing ‘as is’ with all the defects in it. Pedlar contacted the Region of Peel and learned they had been out to the property twice in 2010 to inspect and clean out a blockage from the same sewage line. The Region sent a letter to McDevitt after the second visit in July, 2010 suggesting other repairs be done. in some cases involving the purchase of a house, it’s not as easy as that for a seller to get off the hook. if you know there’s something seriously wrong with your house, something that might not be found in a home inspection and you don’t disclose it, you can be successfully sued later. Here’s why: in October, 2011, Jason Pedlar and Mary Kalbfleisch agreed to buy a 35year-old home in Caledon from Daniel McDevitt and Elizabeth Jakobczak. The couple had a home inspection done before they put in an offer, and the inspection found that the drainage on the

property was adequate. The deal closed in mid-December. Two months later on Feb. 20, Pedlar found sewage backing up into the basement bathtub and sink. Roto Rooter cleared the drain, but could not get past a certain point in the pipe. A TV scope showed water pooling inside the pipe. A quote of $6,000 plus HST was given to repair the problem. Pedlar contacted his insurance company and the work took longer to do and cost more because the basement had 36 inches of concrete. The buyers had to move out while the repairs were being done because of the dust and noise from the jack hammering. Kalbfleisch was also pregnant. The insurance company paid for them to stay in a hotel while the repairs were completed. Related: How to save thousands on your mortgage renewal Pedlar and Kalbfleisch sued for $14,945, which were the additional costs not covered by their insurance to repair the problem. They asked for $5,000 more in aggravated damages, because they had to move out and have their baby while outside the home.

McDevitt admitted in court that he had a problem with the basement bathroom but that after the Region came out and cleared the blocked area, they told him that if he had no further problems for six months, he would be good to go. McDevitt also said in court that the basement bathroom every day and did not have any problems from July 2010, until the sale in 2011. He stated in court that he did not mention this to the buyers because he felt that this was no longer a problem. in a decision released this month , Deputy Judge John Rose of the Barrie Small Claims Court used the law of hidden defects to reach his decision. He said that if the seller knows about a defect that has caused any loss of use or enjoyment of a meaningful part of the premises, then it must be disclosed to the buyer. The Region inspectors testified that they discussed the potential sewer pipe problem with McDevitt. This together along with the letter convinced the Judge that McDevitt knew about a structural problem with the pipe which should have been disclosed. He awarded the buyers $10,500 for the repairs to the pipes but nothing for aggravated damages as the sellers did not do

this with any ill motive and there was no evidence of mental distress. The buyers were fortunate to have uncovered the evidence from the Region of Peel to support their position. Without it, it would have been difficult to prove that the sellers knew anything about this. Here are lessons: •Buyers might consider a separate test for the drainage system as part of any home inspection with older homes, even if this costs an extra $200 to $300. •Sellers should disclose any structural problems to avoid getting sued later. By: Mark Weisleder Real Estate

Crossword Solution GET YOUR

visit

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HOME

SOLD CALL NOW!

905-945-0188

We SELL more... because we DO more! THE ULTIMATE SELLING TEAM SHARON STAFFORD

HANS MARCELISSEN

WENDY MURRAYNICHOLSON

MIKE MCNEIL

DAN GOLFI

CHRISTINE SERAFINI

ERIC PINI, B.A.

LAURA BIELAK

SAM ASSADI

JENNIFER DRAHO

JEFF GOLFI

ROB GOLFI SaleS RepReSentative

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Page 6

The Golfi Team Real Estate Market Watch

How to Sell a Home that Didn’t Sell

MuSt Sell • • • •

Estate Sales Bank Foreclosures Company-Owned Properties Distress Sales

Free List with Pictures www.HamiltonDistressSales.com

HAMiLTON/NiAGARA – if your home has just come off the market and hasn’t sold, don’t be discouraged. The reason your home did not sell may have nothing to do with your home or the market. in reality, your home may have been one of the most desirable properties for sale. So Why Didn’t Your Home Sell? Last year almost half of the homes listed for sale never sold at all, and many sellers found that there was a tremendous amount a homeowner needed to be educated on to sell their home for top dollar in the shortest time period. Don’t risk making the wrong choices and losing both time and money on your investment. Before you hire a realtor, know the right questions to ask to save you time and money. industry experts have prepared a free special report called “How to Sell a House that Didn’t Sell” which educates you on the issues involved. Please visit www.CouldntSell.com

Fixer-upper HOMeS FOr SALe These homes need work. Free list with pictures. www.HamiltonFixerUpper.com

11 Critical Home Inspection traps to Be Aware Before listing Your Home For Sale HAMiLTON - According to industry experts, there are over 33 physical problems that will come under scrutiny during a home inspection when your home is for sale. A new report has been prepared which identifies the eleven most common of these problems, and what you should know about them before you list your home for sale.

Whether you own an old home or a brand new one, there are a number of things that can fall short of requirements during a home inspection. if not dealt with, any of these 11 items could cost you dearly in terms of repair. That’s why it’s critical that you read this report before you list your home. if you wait until the building inspector flags these issues for you,

you will almost certainly experience costly delays in the close of your home sale or, worse, turn prospective buyers away altogether. in most cases, you can make a reasonable preinspection yourself if you know what you’re looking for, and knowing what you’re looking for can help you prevent little problems from growing into costly and

unmanageable ones. To help home sellers deal with this issue before their homes are listed, a free report entitled “11 Things You Need to Know to Pass Your Home inspection” has been compiled which explains the issues involved. To order your free copy of this report visit www. HamiltonInspectionPitfalls.com

June 2, 2014

27 Quick & easy Fix ups to Sell Your Home Fast and for top Dollar HAMiLTON/NiAGARA – Because your home may well be your largest asset, selling it is probably one of the most important decisions you will make in your life. And once you have made that decision, you’ll want to sell your home for the highest price in the shortest time possible without compromising your sanity. Before you place your home on the market, here’s a way to help you to be as prepared as possible. To assist homesellers, a new industry report has just been released called “27 Valuable Tips That You Should Know to Get Your Home Sold Fast and for Top Dollar.” it tackles the important issues you need to know to make your home competitive in today’s tough, aggressive marketplace. Through these 27 tips, you will discover how to protect and capitalize on your most important investment, reduce stress, be in control of your situation, and make the most profit possible. in this report you’ll discover how to avoid financial disappointment or worse, a financial disaster when selling your home. Using a common-sense approach, you get the straight facts about what can make or break the sale of your home. You owe it to yourself to learn how these important tips will give you the competitive edge to get your home sold fast and for the most amount of money. How to order your free copy of this report, check us out online at

www.hamilton27tips.com

Homes For Sale Bungalows & raised ranches Two Storeys • Semis & Town Homes HamILtOn EaSt

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Call Us today for information on any of these Homes!

905-575-7700 • 905-945-0188 Call Today 905-575-7700

June 2, 2014

The Golfi Team Real Estate Market Watch

Page 7

Six things to know about real estate deposits When you make an offer on a house you have to put down a deposit. Here are some things to keep in mind.

efore you get to the happy moment of getting the keys to your new house, there are plenty of stressful moments. Mark Weisleder helps you navigate the path. Here are some answers to common questions about deposits when you are buying a house. When must a deposit be paid? in Ontario, the standard real estate contract gives the buyer two choices; you can pay the deposit immediately when you make an offer, or you can agree to pay it within twenty four hours after the seller accepts it. Most buyers prefer the second option. if you are in a bidding war, you will be encouraged to come up with the deposit immediately, to show good faith to the seller. Can the buyer get out of a deal by refusing to pay the deposit? No. Once the deal is accepted, you canâ&#x20AC;&#x2122;t change your mind. if you do, the seller can sell the property again and if he gets less money than you were going to

pay the seller can sue you for the difference, plus legal fees. What happens if the deposit is paid late? The seller has the right to cancel the deal. This is because all time limits matter in a real estate contract and if you are late, even by a few minutes, the seller can try and cancel. i have seen this happen many times, especially when the seller knows that there is another buyer out there who will pay more money. if you need more time to come up with your deposit, say so in your offer. How much should a buyer pay as a deposit? This is a tough question, and will largely depend on where your home is located. in Toronto, deposits are now usually up to 5 per cent of the sale price. in Brampton, it is closer to 2 per cent. in some areas of Ontario, deposits can be as little as a few hundred dollars. Why does the deposit go to the sellerâ&#x20AC;&#x2122;s real estate agent and not the seller?

Crossword puzzle (Solution on Page 5)

if the seller goes bankrupt or disappears with the deposit, the buyer is not protected. When the deposit is held by the real estate brokerage, it is in trust and is also protected by insurance so even if the brokerage goes bankrupt, the buyer can get their money back. if the buyer is unhappy with their home inspection, can the seller refuse to return the deposit? This happens more than you think. A deposit cannot be released unless both the buyer and seller agree. if a seller believes the buyer did not act in good faith in trying to satisfy their condition, whether it is

a home inspection, financing or a condominium status certificate review, they can refuse to release the deposit. This means it stays in the brokerâ&#x20AC;&#x2122;s trust account until a judge decides who gets it, which can take years. As a precaution, buyers should consider making two deposits in their offer, a small one of say one per cent when the offer is accepted, and a second larger deposit once the condition is satisfied. Understand the rules about deposits before you sign any real estate contract. it is expensive to change your mind later. By: Mark Weisleder Real Estate

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3 1 4

9 6 7

the Solution 4 6 2

7 8 3 6 2 4 1 5 9

6 7 1 4

8 5 4 3 7

2 8 9 3

2 6 1

3 2 9 8 1 6 5 4 7

2 1 6 5 3 7 9 8 4

4 7 9 6 8 3 1 2

8 2 4 1 6 7 5

www. GolfiTeam .com

down 1 Join to something else (6) 2 Succulent (5) 3 Workplace eatery (7) 5 audibly (5) 6 Distended (7) 7 Hounds (anag) (6) 8 Group of many islands (11) 14 keep for future use (7) 15 not coarse (7) 16 Garden hedge plant (6) 17 Zorba's land (6) 19 Lacking clarity (5) 21 Cutlery item (5)

Across 1 Despicable (6) 4 Saunas (anag) (6) 9 Less fat (7) 10 Woodwind instruments (5) 11 Bonnie's partner (5) 12 Spanish gentleman (7) 13 See-through (11) 18 tranquil (7) 20 muslim or Hindu mendicant holy man (5) 22 La traviata composer (5) 23 authentic (7) 24 pact (6) 25 Cling (6)

9 2

Fill in the grid above, so that each row of 9 squares, each column of nine and each section of nine (three squares by three) contains the numbers 1 through 9 in any order. there is only one solution for the puzzle and the numbers shown can nOt be changed.

Page 8

The Golfi Team Real Estate Market Watch

Rob Golfi*

June 2, 2014

Hamilton, Stoney Creek Ancaster, dundas & Glanbrook WATERFRONT

hAMIltOn eASt

$179,900

100 Quigley Road, Unit 63 End unit on Ravine! Many updates: patio door 2013, windows 2005, Furnace & CAC 2007, new garage door & opener installed June 4/’14, bath 2009, Granite 2013, flring on main flr‎ 2009! Gas stove! Backs onto Red hill Creek! Lots of playgrounds nearby! Well maintained come see it before it's too late!

$718 per/mth P&I / O.A.C.

StOneY CReek

$619,900

StOneY CReek

MuSt Sell $1,149,900

hAMIltOn eASt

• Estate Sales • Bank Foreclosures • Company-Owned Properties • Distress Sales

$154,900

12 Campview Road

32 Allan Avenue

FiNDERS KEEPERS LOSERS WEEPERS! Move into this updated bungalow in East Hamilton close to all amenities. Shingles, flooring, bathroom & kitchen have all been updated (2012). Fenced in yard with large 19’ x 13’ deck.

$619 per/mth P&I / O.A.C.

Free List with Pictures www.HamiltonDistressSales.com

$4,593 per/mth P&I / O.A.C.

StOneY CReek

$349,900

hAMIltOn

$224,900

hAMIltOn

$224,900

131 Edgewater Drive

5 Darrow Drive

68 Holton Avenue South

5 Camden Street

THiS iS A 10++ located at Newport Yacht Club, biggest lot! Private Marina, new $60,000 designer gourmet kitchen with top of the line sub zero fridge & wine storage, wolfe 6 burner gas stove, miele dishwasher, granite counter top with built in island!

SPACiOUS 5 LEVEL BACK SPLiT in immaculate condition in fantastic neighbourhood features spacious family room with gas fireplace leading to covered patio and fence yard. Updates include new windows, furnace shingles all in 2006 & 2007. Close to all amenities.

BiG HOME USED AS TWO FAMiLY! Main level has one bedrm, kitch, livin, dinrm, 4 piece bath $850.00/month w/utilities included. Second & third floor rented approx $1200.00/month w/utilities included. Laundry in bsmt. .

MOUNTAiN BUNGALOW!! Great location with 3 bedrooms, 2 baths, gleaming hardwood flrs, fenced yard, storage at the back of the enclosed carport & big bright windows in lower level. Updates on main level incl: windows, updated kitchen & bathroom.

$2,476 per/mth P&I / O.A.C.

$898 per/mth P&I / O.A.C.

$1,397 per/mth P&I / O.A.C.

$898 per/mth P&I / O.A.C.

FREE Home Evaluation hAMIltOn

Get your home sold Fast!

$524,900

905.575.7700

22 McIntosh Avenue DESiRABLE WEST MOUNTAiN 2600 sq.ft. 4+1 BR home w/3.5 baths features living & dining room combo along w/a main floor family rm w/gas fireplace, Master BR w/walk-in closet & separate jetted tub. Fully finished basement with 3pc bath, bedrm and rec room. Fabulous home for the growing or lrg family!

$2,096 per/mth P&I / O.A.C.

hAMIltOn

$294,900

673 King Street East LOCATiON LOCATiON LOCATiON! This incredibly maintained 2200 sq.ft. corner property with commercial frontage and 2 additional apartments features fantastic income, close to Cathedral high school, new roof 4yrs new, 14 ft ceilings, hardwd flrs, full basement with newer wiring & parking space in the back.

$1,178 per/mth P&I / O.A.C.

WATERFRONT

BuRlInGtOn

$1,250,000

360 Plains Road, East GREAT DEVELOPMENT OPPORTUNiTY - Value in land, zoned MXG re-development with commercial & residential usage on 60 x 290 ft. lot. High traffic area, great highway access!

$4,993 per/mth P&I / O.A.C.

hAMIltOn eASt

$949,900

BRAntFORd

$149,900

hAMIltOn Mtn

$329,900

1087 Beach Boulevard

342 Dalhousie Street

754 Stone Church Road East

LOCATiON ROCKS!! Short bus ride to Wilfrid Laurier Campus. Convenient Location for Tenants. Both units occupied on month to month. Side parking and huge backyard. $475.00 + hydro/water upstairs and $650.00 + hydro/water downstairs. Seller pays gas and water heater rental.

iMMACULATE AND UPDATED!! This home has been well cared for and backs onto an empty lot. Family room w/fireplace. Recent updates: kitchen w/new cabinets, backsplash & quartz counters, shingles 2013, furnace 2009, windows 2009/14, flooring, insulation, and big cedar shed w/overhang.

$599 per/mth P&I / O.A.C.

$3,794 per/mth P&I / O.A.C.

$1,318 per/mth P&I / O.A.C.

TRIPLEX

hAMIltOn Mtn

$339,900

193 Parkwood Crescent FANTASTiC LOCATiON!! Walk to Limeridge mall & parks. This home features a spiral staircase, main floor family room w/gas fireplace, separate dining room, laundry was on the main LVL and can be moved back, large partially finished bsmt and fenced rear yard with deck. Shingles replaced in 2002.

$1,358 per/mth P&I / O.A.C.

BInBROOk

$239,900

BInBROOk

$454,900

hAMIltOn CtR

$279,900

25 Viking Drive, Unit #1

117 Tanglewood Drive

187 Sanford Avenue North

FANTASTiC LOCATiON, SHOWS 10++. Award winning design 1198 sq.ft. end unit freehold w/condo road fee. hardwd flrs on main level, walkout to yard from finished lower lvl, good sized storage space off of the garage. Very bright & modern w/nice views.

STUNNiNG 4 BEDRM family home loaded with upgrades, new hardwood flooring, granite counters, upgraded 2 piece bathroom, finished basement, large fenced private yard. Large office in basement could be a 5th bedroom.

GREAT iNVESTMENT OPPORTUNiTY! Currently used as 3 family home. Updates include furnace, water heater, and roof (2011). Basement unit $750, Main unit $950, Upper unit $1200. Tenants willing to stay.

$958 per/mth P&I / O.A.C.

$1,817 per/mth P&I / O.A.C.

Call Today 905-575-7700

$1,118 per/mth P&I / O.A.C.

June 2, 2014

The Golfi Team Real Estate Market Watch

Rob Golfi*

Hamilton, Stoney Creek Ancaster, dundas & Glanbrook 2 ACRES

POOL

hAMIltOn eASt

Page 9

$159,900

StOneY CReek

$619,900

StOneY CReek

$599,900

hAMIltOn Mtn

$319,900

23 Vansitmart Avenue

71 Richmond Crescent

1489 /2 #8 Hwy

425 East 15th Street

GREAT LOCATiON! This 3 bedroom, 1 bath home offers an open and inviting floor plan, a large kitchen with plenty of counter space and cupboards, and a fenced yard. Updates include furnace and main roof in 2008. Close to shopping, buses, Redhill and QEW.

CUSTOM BUiLT! 3500+ sq. ft. home features LR/DR w/vaulted ceilings, 3 way gas fireplace, main flr den & laundry, eat-in kitchen, oak cupboards & moveable island, prof. landscaped grounds w/sprinkler system, in ground pool, waterfall & shed w/shower. Family rm, 2nd flr loft, master bedrm w/ensuite, more bedrms & bonus room over garage. Lower level in-law suite. Loads of extras!

OUTSTANDiNG & iMMACULATE custom built 1760 sq.ft. all brick bungalow sitting on one acre with 3 car garage, featuring beautiful hardwood through-out, stylish kitchen with granite counter tops, main floor laundry, partially finished basement with 3pc bath & rough in for kitchen.

CUSTOM BUiLT BUNGALOW ON HAMiLTON MOUNTAiN!! Original owner, detached garage with hydro, big concrete drive, poured concrete foundation with a 200 sq.ft. cold room. Side entrance and full 3 piece bath in lower level. Could be in-law setup or rental! Very well maintained!

$639 per/mth P&I / O.A.C.

$1,298 per/mth P&I / O.A.C.

$2,396 per/mth P&I / O.A.C.

$2,476 per/mth P&I / O.A.C.

WATERFRONT

BInBROOk

$399,900

260 Binbrook Road “OUT” BUT NOT “FAR OUT” – Half acre beauty w/the sweet smell of country all around, spacious 4 lvl back split features lrg. living rm w/new bay window, cozy family rm w/showcase gas fireplace, bedrooms w/original hardwood flrs, updated bathrm, private yard, & oversized dble garage.

hAMIltOn eASt

327 Webster Road

$239,900

$1,797 per/mth P&I / O.A.C.

25 Viking Drive, Unit #1 FANTASTiC LOCATiON, SHOWS 10++. Award winning design 1198 sq.ft. end unit freehold w/condo road fee. hardwd flrs on main level, walkout to yard from finished lower lvl, good sized storage space off of the garage. Very bright & modern w/nice views.

$958 per/mth P&I / O.A.C.

hAMIltOn

$479,900

72 Sanders Boulevard WALKiNG DiSTANCE TO MCMASTER! 7 Good sized BRs, 2 baths, lrg eat-in kitch, separate side entrance to inlaw suite. Home currently rented til May ‘14 for $3,095/mth, tenants willing to stay. Updates: new furnace & A/C units ‘10, wired smoke alarms & all rooms are internet, TV, & phone wired.

things You'll Need Gloves Mask 1/2 cup ammonia

$399,900

723 Ridge Road

WATERFRONT RETREAT 1900 sq.ft, 1-1/2 storey home with beautiful lake views. Features 4 bedrooms, 2-1/2 baths, vaulted ceilings, oak spiral staircase, professionally landscape yards. Call for a private viewing today!

$2,356 per/mth P&I / O.A.C.

BInBROOk

StOneY CReek

$454,900

117 Tanglewood Drive STUNNiNG 4 BEDRM family home loaded with upgrades, new hardwood flooring, granite counters, upgraded 2 piece bathroom, finished basement, large fenced private yard. Large office in basement could be a 5th bedroom.

BEAUTiFUL ESCAPRMENT ViEWS! Prime location on Ridge Road, close to all amenities. This property has a home suitable for renting or building your dream home. Buyer to satisfy themselves with building permits & costs. $1,597 per/mth P&I / O.A.C.

hAMIltOn eASt

$117,900

95 Hope Avenue CUTE ONE FLOOR PLAN, and same owners for 24 years!! Front concrete drive, nice fenced in backyard w/sliding doors from kitchen, new windows and doors. Great location, close to new Centre Mall and parks.

$1,817 per/mth P&I / O.A.C.

$471 per/mth P&I / O.A.C.

Design your dream garden on a budget

By Alicia Bodine

$589,900

$1,917 per/mth P&I / O.A.C.

How to Clean Nicotine From Painted Walls igarettes contain nicotine, which can stain your walls. Nicotine has the power to stain more than just your teeth. As the smoke comes out of your cigarette it travels upward. it will land on your walls and your ceilings. Eventually, you will begin to see the nicotine. it will look brown and will feel a bit greasy to the touch. As soon as you notice the nicotine stains, you will want to clean your walls. Walls that have been left stained with nicotine for a long time will not be cleanable. You would then have to prime and paint your walls to cover up the stains.

StOneY CReek

90 Seabreeze Crescent

iMMACULATE best describes this awesome 4+1 bedrm, 2200 sq.ft., all brick home on premium lot. Hdwd floors mostly throughout, kitchen w/granite counters & breakfast bar, oak staircase, fin. basement w/bedroom & full bathroom.

$1,597 per/mth P&I / O.A.C.

BInBROOk

$449,900

Instructions 1 Put on a pair of gloves and a mask. You are going to work with ammonia, which is a strong chemical that has a strong odor. 2 Pour 1/2 cup of ammonia in a spray bottle. 3 Add 1/2 cup of vinegar and 1 tbsp. of dish detergent to the spray bottle. 4 Shake to mix your three ingredients together and then spray the nicotine stains on your walls with it. 5 Wait 60 seconds and wipe the nicotine stains away with your sponge. Do this by wiping in a circular motion. 6 Wipe your walls down with a clean sponge that has been dampened with water. This will rinse off any leftover dish detergent.

ou don't have to spend hundreds of dollars on a landscape architect to add major impact to your garden this spring. Try these simple and affordable tips to get it looking beautiful in no time: Fun fences. Are you faced with a concrete wall? Put up a trellis or two for an instantly dramatic and elegant look. Play up the look even more by adding some climbing plants to highlight the trellis. Blooms are in the air. Hanging baskets always look elegant on a porch or veranda and add instant colour to your garden. “Choose large baskets like the PC Jumbo Hanging Basket,” suggests Peter Cantley, a garden guru at Loblaw Companies Limited. “The flowers are beautifully colour coordinated, and the basket is big and roomy. That's so important because a larger soil capacity helps keep plants from drying out. For real impact try brightly coloured baskets like apple green or plum, which coordinate beautifully with flowers.”

Rocky road. Add some pretty pebbles or stones around plant bases or arrange large, smooth rocks along the edges of a pathway. This sophisticated look will draw attention to the shapes and curves in your yard. light of the party. Proper lighting is essential for entertaining on summer evenings and for creating the perfect ambience in your garden getaway. Light from candles, lamps or illuminated planters make a big difference with a splash of colour. use colourful planters. Set them around the edge of your patio to separate the space from the yard or put them right into your garden. Peter Cantley suggests the new PC Riley Pot, a stunning and fun plastic planter that comes in unique colours like peacock blue and deep burgundy. For more of a classic look, try the PC fibreglass pots. They have the look and feel of real stone but they're a fraction of the price. The classic designs enhance any outdoor décor. www.newscanada.com

Call Today 905-575-7700

Page 10

The Golfi Team Real Estate Market Watch

June 2, 2014

Marketplace Clutter Removal & Organizing

Senior Downsizing

We Guide You Through The Entire Process

WE GUIDE YOU THROUGH THE ENTIRE PROCESS

Pamela Culp Blanchard Cell: 905-971-9568 www.beclutterfree.ca

Pamela Culp Blanchard Cell: 905-971-9568 www.seniordownsizing.ca

Real estate lawyer

Paul lewis Settimi

Barrister, Solicitor and Notary Public

Jacqueline Paradisi

8 Main Street East, Suite 303 Hamilton, Ontario L8N 1E8 Bus: 905-527-0808 Fax: 905-527-0774

HOME STAGING

20 Main Street West Grimsby, Ontario L3M 1R4 Bus: 289-235-7500 Fax: 905-527-0774

paul.settimi@cogeco.net

Advertise Here For information on advertising in the Market Watch, contact

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Rose Magro

email: rose@golfiteam.com cell: 905-745-0122

Home Inspection

HouseMaster is proud to be the oldest and most experienced name in home inspections. The HouseMaster Franchise System has over 35 years of home inspection experience. HouseMaster offices have collectively performed over 2 million inspections, continuing a long tradition of quality and integrity. HouseMaster provides home buyers and sellers an independent, third-party, professional evaluation of the condition of the major elements of a home and serves the Burlington, Hamilton and surrounding areas. We are number one in North America for Open customer satisfaction for a reason seven let us show you why! days a week.

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Imagine having nothing to eat.

Over the last 2 years, the Golfi Team proudly helped raise over 5680 lbs of food for local food bank.

for more information about our services, or to book your inspection.

Buying a home through us?

Please donate to your local food bank – it’s the neighbourly thing to do.

provides “Peace of Mind”

www. GolfiTeam .com

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*Vehicle ma *Vehicle mayy not be eexactly xactly as shown. shown.

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664 FFennell ennell A Ave. ve. E., H Hamilton, amilton, Ontario L8V 1V1 Grimsby: Hamilton: 905.575.7700 | Grimsb y: 905.945.0188 Toll Free: T oll Fr ee: 1.800.288.9184 | Fax: 905.575.1962

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