Texas Association of Community Development Corporations
Presents The
2015 Texas Community Development Conference
“Moving Communities Forward� April 8 - 10th, 2015 Westin Oaks, Galleria - Houston
Achieving great things for our community
Wells Fargo is proud to recognize the achievements of community development organizations across the state of Texas. When everyone comes together, wonderful things can happen. The spirit of community is alive and well, right here and now.
We support the Texas Association of Community Development Corporations for enriching our communities.
wellsfargo.com Š 2015 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. (1243035_14500)
Table of Contents
4 TACDC Board & Roundtable 5 Letter from Board President
6 Conference Training Schedule 7 Conference Schedule 13
Keynote Speaker Biographies
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Trainer and Plenary Biographies
18 List of Exhibitors 19 List of Sponsors
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Join Us! Wednesday Reception The Roof at the Westin Oaks, 6:00 p.m. Sponsored by Wells Fargo
2015 TACDC Community Development Conference
TACDC Board of Directors President JENNIFER GONZALES GERALD CARLTON Alamo Community Group EDCO CHARLES PRICE Vice-President Development Corporation of Tarrant MICHAELLE WORMLY County WOMAN, INC. GARY LINDNER Secretary People Fund SAMUEL HOM Pecan Village, Inc./MHMRA SHERMAN ROBERTS City Wide CDC Treasurer JILL MILLER MARK ROGERS Odessa Affordable Housing, Inc. Guadalupe Neighborhood Development Corporation Past-President NICK MITCHELL-BENNETT ANNIE JONES EVANS CDC of Brownsville South Fair CDC PAUL CHARLES PAUL TURNEY Neighborhood Recovery CDC Brazos Valley Affordable Housing Corporation DEBORAH DENNIS WREM Literacy Group, CHDO CBC-4009-SupportAds-5.5X4.25-MM.pdf 1 4/14/14 12:30 PM
TACDC Roundtable Members Valerie Williams Bank of America
Theresa Alvarez Wells Fargo, NA
Irvin Ashford, Jr. Comerica Bank J.O.T. Couch Texas Interfaith Housing
Stephan Fairfield Covenant Community Capital
Roy C. Lopez Capital One Bank Amanda Timm LISC/NEF
Gilbert Gerst Bank of Texas
Victor Elmore Texas Mezzanine Fund, Inc.
Nick Mitchell-Bennett Rio Grande Valley Multibank
Mark Nerio BB&T Bank
Walter Moreau Foundation Communities
Celine Thomasson NeighbborWorks America
Rick Morrow Locke Lord, LLP
Rey OcaÑas BBVA Compass
TACDC Staff MATT HULL Executive Director ROBYN MURPHY Office Manager
Let’s raise expectations of what our community can be.
HOWARD PORTER Program Manager, Community Loan Center
Join Comerica Bank in supporting our community. As a proud sponsor, together we can raise expectations of how great our community can be.
®
MEMBER FDIC. EQUAL OPPORTUNITY LENDER.
2015 TACDC Community Development Conference
RAISE YOUR EXPECTATIONS.
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President’s Letter “Moving Communities Forward” Thank you for joining us at the 2015 Texas Community Development Conference. We are excited to bring TACDC’s annual conference to Houston and we look forward to seeing long-time friends, making new contacts, learning from each other, and re-energizing ourselves for the work that we all do in Texas. The theme for the conference this year, “Moving Communities Forward,” is a reflection of the new reality for CDCs. We are doing more with less, yet we are still improving our communities, still taking risks in real estate, bringing capital to areas where private markets shy away, and delivering services in new and unique ways. As we have discussed at previous conferences, this new reality is driven by several factors, including: a changed political environment, new regulations in place after the recession of 2008, and shifting priorities for private and public funders. In spite of these circumstances, CDCs are taking on new roles and responsibilities in their communities. We are doing more and we are helping those who need help. While affordable housing may still be our main line of business, more and more CDCs are expanding into infrastructure improvements, financial empowerment, workforce training, education, and healthcare. We are moving our communities forward. As always, the program we offer during our few days in Houston focuses on creating possibilities for CDCs. Is it possible for us to better utilize the Community Reinvestment Act to bring resources to our communities? Can CDCs and healthcare providers work together to bring better health services to our communities? Likewise, in parts of the state that lack access to fresh foods and adequate nutrition, can we develop solutions to end food deserts? What policies and rules will govern the National Housing Trust Fund and how can we best use these funds in Texas? Lastly, how do we better integrate design, art, and architecture to improve the built environment where we live to improve mobility, education, health, and well-being? While we may not have the answers to these questions today, now is the time to explore opportunities so we can make the right decisions when the time comes to put plans into action. I want to take a moment to thank everyone involved in bringing the conference to fruition. The TACDC Board of Directors and Conference Planning Committee have done a terrific job of planning the speakers and breakout sessions. I want to thank all of TACDC’s Roundtable members, sponsors and exhibitors for their commitment to making the conference a success. Finally, I want to thank TACDC’s members for their commitment to building the community development field in Texas for the benefit of all CDCs and lowincome families. Yours truly, Gerald Carlton Board President
Join us for a very special off-site reception hosted by BBVA Compass at their amazing office tower walking distance from the hotel. Built in 2013, the BBVA Compass Plaza sets a new standard for office space by combining energy efficiency and sustainable design to achieve a LEED Gold Certification.
BBVA Compass Plaza 2200 Post Oak Boulevard
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2015 TACDC Community Development Conference
Conference Training Schedule Wednesday, April 8th, 2015 9:30 am CRA Training Registration Opens Westin Oaks H otel - Third Level Foyer 10:00 am CRA for Community-Based Organizations C onsulate R oom
This workshop is designed for community-based organizations interested in learning about the Community Reinvestment Act (CRA) and how it can benefit the people and the communities they serve. The workshop will provide community-based organizations information on the Community Reinvestment Act and practical suggestions for developing partnerships with banks. Trainer: Scarlett Duplechain, Office of the Comptroller of the Currency
Noon
Lunch on your own
1:00 pm
Advanced CRA Training: How to Analyze a Bank’s Performance C onsulate R oom
Community organizations across the country have successfully used the Community Reinvestment Act (CRA) to increase investment by financial institutions in low and moderate-income communities. This workshop will provide a foundational understanding of CRA and how it relates to both housing programs and policy. Participants will start with an overview of the law and its history, walk through the aspects of a bank’s performance that are examined under CRA (lending, service and investment), and end with case studies of successful CRA campaigns and how you can leverage the CRA for your work. Participants will receive resources that we generally reserve for members of NCRA, such as our quarterly CRA Action Alert, which is the most comprehensive compilation of CRA exams, mergers and acquisitions, and branch closings. Trainers: Torey Hollingsworth, National Community Reinvestment Coalition Kate Hibbs, National Community Reinvestment Coalition
3:00 pm
CRA Banker Roundtable C onsulate R oom
The CRA Banker Roundtable allows bank staff members responsible for implementation and compliance of the Community Reinvestment Act within their financial institution the chance to discuss how they work within CRA guidelines and how they meet their bank’s CRA obligations. Attendees will have the opportunity to ask questions of the panelists to gain insight on strategies for accessing bank CRA resources. Roundtable Guests: Yolanda Davila, BBVA Compass Gilbert Gerst, Bank of Texas Vanessa Reed, Comerica Bank Gloria Sanderson, First Community Bank Marcus Vasquez, Woodforest Bank Laurie Vignaud, Capital One
4:30 pm
Question and Answer Session
5:00 pm
Adjourn
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Conference Schedule Wednesday April 8,2015 3:00 pm
Exhibit Hall Set-Up Begins Third Level Foyer
4:00 pm
Registration Opens Third Level Foyer
6:00 pm
Welcome Reception Hosted by Wells Fargo The Roof (21 st Level)
Thursday April 9, 2015 7:30 am Registration Opens Third Level Foyer 8:00 am Welcome Breakfast C onsort B allroom II “Community Development in Houston” 9:00 am
Featuring: Neal Rackleff, Director, City of Houston’s Housing and Community Development Department
Breakout Sessions Sustaining Thriving Communities Embassy
Community development is evolving in Texas. Thriving organizations are moving beyond only providing affordable housing and are taking a holistic approach to creating lasting change in their neighborhoods. CDCs are providing a broader array of services and programs to meet the changing needs in their communities. At the same time, coalitions of organizations are forming to deliver place-based services in some of our most challenged areas as a way to provide support beyond housing. This panel will focus on two of the ways that organizations are providing housing and services to make our communities more livable. Presenters: Amanda Timm, LISC Bill Odle, Urban Land Institute-Houston
Addressing Food Deserts in Texas C ontinental
Research is finding that many factors contribute to the health and wellness of a community. Chief among those factors is the ability of low-income residents to access fresh and healthy foods. Food deserts, or areas that lack access to proper nutrition, are prevalent in Texas and community development corporations are beginning to address the issue through development and collaboration with other non-profits and government. This session focuses on the importance of access to proper nutrition from a community development perspective and will discuss a few examples where public and private sectors worked together to address food deserts. Presenters: Scott Howard, Urban Harvest David Kim, City of Houston Paul Charles, Neighborhood Recovery CDC 7
2015 TACDC Community Development Conference
Federal and State Policy Update C onsulate
The 114th Congress and the 84th Texas Legislature will affect your ability to work effectively in your communities. New opportunities and threats loom around every bill and potential policy decision. This session will help you cut through the clutter and focus on the issues in Washington and Austin that will affect you and your organization the most. Presenters: Torey Hollingsworth, National Community Reinvestment Coalition Joseph Lindstrom, National Low Income Housing Coalition Matt Hull, Texas Association of Community Development Corporations
10:15 am
Break
10:45 am
Breakout Sessions Serving People with Disabilities and the Section 811 Program Embassy
People with disabilities have a great need for accessible, affordable, integrated housing throughout Texas. Community Housing Development Organizations and Community Development Corporations have many opportunities to serve that need in the community. With proper planning and relationship building with service providers, CDCs and CHDOs can create strategies successfully linking clients with disabilities to the resources they need to remain independent and thrive in their communities. This session highlights several approaches to serving people with disabilities and delves into the Texas Department of Housing and Community Affairs Pilot 811 Voucher program for people with disabilities. Presenters: Isabelle Headrick, Accessible Housing Austin Kate Moore, Kate Moore Consulting Stephanie Thomas, ADAPT of Texas
Avoiding Common Pitfalls in Affordable Housing and Community Development C ontinental
Affordable housing and community development are complicated. Potential pitfalls lie around every corner in both program administration and running a successful non-profit. Rules change and program administrators and policy makers are not always consistent in their interpretations. However, there are steps you can take to avoid common pitfalls in affordable housing and community development. This panel will focus on how to prepare your organization to take on new challenges and the steps needed to thrive when building affordable housing and implementing community development programs. Presenters: David Danenfelzer, Texas State Affordable Housing Corporation Tina Council, I Am Pleased Development Center Jeff Baloutine, NeighborWorks
Art and Design in Community Development C onsulate
Community development should seek to make our neighborhoods and cities beautiful places imbued with local culture. The integration of art and design into our work, and the creative engagements of our constituents should be more than just attractive additions to community developemnt, they should be part of its ethos. 2015 TACDC Community Development Conference
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buildingcommunityWORKSHOP will share strategies and examples of art and design in community development and discuss how you can expand the practice in your work. Presenters: Thomas Simpson, bcWorkshop Jesse Miller, bcWorkshop
Insurance and Retirement Plans for Community Development Corporations C onsort I
The world can be a dangerous place, yet it is even more dangerous when you do not prepare for the inevitable mishaps that come with running a non-profit. Likewise, it is dangerous to your financial well-being if you do not plan for your retirement and the retirement of your staff. This session will focus on understanding the basic insurance coverages that all non-profits and developers should have, as well as changes to insurance rules and guidelines that affect you as a non-profit, as a property owner, and as a developer. This session also explains how TACDC’s 401k program can help you retain staff and help you and your staff prepare for retirement in a very cost effective way. Presenters: Ernie Wright, Wright Financial Charlene Rogers, Frost Insurance Dale Zellmer, AJG Insurance
Noon
Lunch C onsort B allroom II “The Economic Outlook for Houston and Texas”
Featuring: Bill Gilmer, Director of the Institute for Regional Forecasting in the University of Houston’s Bauer College of Business
1:30 pm
Breakout Sessions Hot Legal Topics in Community Development C onsulate
Times are changing for non-profits and community development corporations. New laws impact our operations, management, and disclosure of information now more than ever. This breakout session with three veteran attorneys features a discussion on: 1) current legal issues impacting the operation of CDCs, including non-profit governance issues, 2) legal updates on community land trusts, and 3) what CDCs need to know about intellectual property and protecting their brands. Presenters: Eliza Platts-Mills, University of Texas School of Law Heather Way, University of Texas School of Law Frances Leos Martinez, Texas C-Bar
Healthcare and Community Development: Partnering with Healthcare Providers Embassy
Our ZIP code tends to be a more accurate predictor of our health status than our genetic code. In fact, an estimated 80 percent of our health status is affected by our behavior and the environment—where we live, learn, work and play. The “healthy communities” movement is picking up momentum as more practitioners in the community development, economic development, public health and health care industries work together.
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2015 TACDC Community Development Conference
This session will focus on how community organizations can collaborate with housing developers, financial institutions and health care providers to help low and moderate income communities become healthier, more vibrant, and resilient. Presenters: Elizabeth Sobel-Blum, Federal Reserve Bank of Dallas Kelly Opot, Corporation for Supportive Housing Tamara Bourda, CHI St. Luke’s Health
Expanding Payday Loan Alternatives in Texas: The Community Loan Center
C ontinental Payday and auto-title lending is predatory and alternatives are needed in communities where we work. One alternative created by a CDC and operating in Texas is the Community Loan Center. In this session you will learn about the success of the Community Loan Center Program to date in Texas, delve as deep as possible into the operations of the program, and further clarify how session participants can bring the Community Loan Center to their city. Presenters: Nick Mitchell-Bennett, Community Development Corporation of Brownsville Howard Porter, Texas Community Capital
2:45 pm
Dessert Break/Happy Hour/Meet our Exhibitors Third Level Foyer
3:30 pm
TACDC Annual Membership Meeting/Board Elections C onsulate
The Texas Association of Community Development Corporations’ Annual Membership Meeting is your chance to guide the direction your association takes over the next year. Members will affirm policy priorities and elect new board members. TACDC members and nonmembers will learn about the organization’s funding and activities and provide feedback on new directions and services needed in the community development field.
5:30 pm 6:30 pm
Adjourn Reception at the BBVA Compass Bank Tower
Join us for an off-site reception at the LEED Gold office of our Champion Sponsor, BBVA Compass at 2200 Post Oak Boulevard
Friday April 10, 2015 8:00 am
Registration Opens Third Level Foyer
8:00 am
Breakfast C onsort II
9:00 am
Morning Plenary
2015 TACDC Community Development Conference
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C onsort II Community Development Roundtable: The Evolution of Community Developers in Texas
Community Development started late in Texas with the majority of community development corporations being formed in the mid-1990s. This late start does not mean that CDCs in Texas have been slow to start. On the contrary, CDCs in Texas are quite effective in building housing and serving their communities. Today, community development corporations seem to be evolving faster to keep up with a changing landscape that includes funding sources, funder expectations, needs of the community, and regulations. In the changing political environment and volatile economy over the past ten years, we have witnessed some CDCs and non-profits close their doors and cease serving their communities. At the same time, we’ve seen some CDCs and non-profits change with the times, figure out new ways of serving their community and residents, and how to serve them better. These organizations have weathered the difficulties and emerged stronger, more resilient, and more capable of serving the needs of their neighbors. The Community Development Roundtable is a discussion with a diverse set of CDC leaders from across Texas. These leaders represent organizations that build single family or multi-family properties, or both, as well as provide an array of services to their clients. These executive directors have successfully grown their organizations to be capable of doing more in their communities. Together we will explore where these leaders think the community development industry is going in Texas and what it will take for us to get there. Participants: Mary Lawler, Avenue CDC Bobby Calvillo, Affordable Homes of South Texas Sherman Roberts, Citywide CDC Charlie Price, Development Corporation of Tarrant County David Diaz, Midland CDC
10:30 am Break 10:45 am Breakout Sessions Sustainability and Financing of Affordable Multi-family Green Rehab Projects Embassy
Rehabilitation of existing multi-family properties is typically costly, time consuming and a hassle. Increasing energy efficiency and sustainability is often considered to be cost prohibitive. However, with careful planning and resource allocation and recovery, it is possible to add energy-efficient and sustainable features into rehabilitation projects while maintaining a healthy long-term bottom line. This session will examine strategies for saving energy and operation costs while structuring the financing to be feasible. Presenter: Rachel Stone, ICAST
Purpose Built Communities C ontinental
Purpose Built Communities helps struggling communities implement a proven model to end poverty, substandard education, unemployment, health disparities and other challenges threatening urban America. By partnering with a local lead organization that serves as the community quarterback, we are able to help create vibrant new communities where everyone has the opportunity to thrive. The model is a three-pronged approach developing high quality mixed-income housing, a cradle-to-college education pipeline, and community wellness programs all guided by the community quarterback. Together, they create our holistic approach to community revitalization.
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2015 TACDC Community Development Conference
Presenters: Kathleen Brownlee, Purpose Built Communities Anne Whitlock, CONNECT@6800 Bellaire Becky Malone, Renaissance Heights, Fort Worth
National Housing Trust Fund C onsulate
The National Housing Trust Fund exists to create and maintain rental homes that are affordable and available to the lowest income households in America. The NHTF was established as part of the Housing and Economic Recovery Act of 2008 and the first regulations were published this year explaining how the funds will be administered. This session will provide state and local housing advocates and providers with detailed information on what you need to know to prepare for the first NHTF dollars coming to Texas in early 2016. Presenter: Joseph Lindstrom, National Low Income Housing Coalition
Noon
Lunch C onsort B allroom II “Why Design Matters in Community Development”
Featuring: Susan Rogers, Director, University of Houston Community Design Resource Center
1:30 pm
Adjourn
THE IMPORTANCE OF COMMUNITY IS PART OF THE FABRIC OF THE CAPITAL ONE CULTURE. Our commitment to helping and enhancing the lives of the people in our community is why we proudly support the Texas Association of Community Development Corporations 2015 Annual Conference. Visit any Capital One Bank Branch 1-888-755-2265 | www.capitalonebank.com
©2012 Capital One. Capital One is federally registered service mark. All rights reserved.
2015 TACDC Community Development Conference
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Keynote Speakers Neal Rackleff
N
eal Rackleff has over 18 years of successful affordable housing, community and economic development experience. As Director of the City of Houston’s Housing and Community Development Department, Rackleff oversees the City’s community development activities, including the strategic investment of funds for quality affordable housing, neighborhood facilities, social services and general neighborhood revitalization activities. Prior to joining the City’s Housing and Community Development Department, Rackleff practiced law at the firm of Locke Lord Bissell & Liddell, LLP, specializing in community and economic development, affordable housing, and municipal and public law. Rackleff represented nonprofit, governmental, and for-profit entities in financing and revitalization activities.
Rackleff also served as the General Counsel for the Houston Housing Authority, as well as Vice-President and General Counsel of the Greenspoint Management District and Tax Increment Reinvestment Zone, working on significant public/private partnerships to develop housing, parks and infrastructure. Rackleff has a deep understanding of both federal and state housing programs, and has worked on some of the most significant development projects in the City’s history, including Allen Parkway Village and the redevelopment of the Rice Hotel. Rackleff received his Doctor of Jurisprudence from the University of Southern California Law Center and a bachelor’s degree from Brigham Young University. He is involved in numerous civic and community organizations.
Bill Gilmer Susan Rogers
S
usan Rogers is the Founder and Director of the Community Design Resource Center (CDRC) at the University of Houston’s Gerald D. Hines College of Architecture and an Assistant Professor. She is an educator and practicing community designer and planner. Her research, teaching, and practice focus on design as a strategy for community change, exploring the seams between design, equity and the public interest. The CDRC, founded in 2005, has partnered with dozens of community-based and non-profit organizations across the city of Houston as a means to develop collaborative and pragmatic solutions to the challenges facing the city.
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B
ill Gilmer is Director of the Institute for Regional Forecasting in the University of Houston’s Bauer College of Business. The Institute focuses on developments in the Houston business cycle, monitoring the effects on the Gulf Coast region of the national economy, energy and global expansion. It also conducts other economic studies of policy significance to the Houston area. Before joining the Institute, Gilmer served for 23 years as a Senior Economist and Vice-President of the Federal Reserve Bank of Dallas. He joined the Houston Branch of the Federal Reserve Bank of Dallas as a senior economist in 1989, focusing on energy markets. He co-managed the 11th District’s regional economic analysis, and was editor of two of the bank’s regional publications. He was the officer in charge of the bank’s El Paso office from 2003-2012. 2015 TACDC Community Development Conference
Trainers and Plenary Speakers SCARLETT DUPLECHAIN Scarlett Duplechain is a District Community Affairs Officer of the Office of the Comptroller of the Currency (OCC). She joined the OCC in New Orleans in August, 2006 as part of the OCC Community Affairs team to serve as a liaison to governmental organizations, community groups, and national bank customers on community reconstruction financing issues and hurricane-related banking matters. She also identifies community development lending, investment, and service opportunities available to national banks and federal savings associations to aid them in their efforts to provide credit and other banking services to their communities. Currently, she is responsible for providing technical assistance and training to national banks and federal savings associations and national bank examiners on community and economic development, convening key stakeholders to identify community development needs, and facilitating partnerships among
financial institutions, community-based organizations, and others. Prior to joining the OCC, Duplechain worked for JPMorgan Chase where she served as Vice President and Community Relations Manager of the Philanthropy Division. Duplechain holds a B.S. in Business Management from the University of Houston. TOREY HOLLINGSWORTH Torey Hollingsworth is a Regional Organizer at the National Community Reinvestment Coalition, where she supports NCRC member organizations in the Midwest. In that role, Hollingsworth works to build and strengthen local coalitions focused on promoting community reinvestment and fair lending practices. Additionally, she supports NCRC members through research on emerging issues, technical assistance around the Community Reinvestment Act, and strategic advice and support on community reinvestment campaigns. Hollingsworth joined NCRC after working as an organizer in Washington,
PROUD TO SUPPORT THE 2015 TEXAS COMMUNITY DEVELOPMENT CONFERENCE
What’s Your Dream? What’s Your Plan? Everyone has a dream. Let us help you make a plan to get there.
Gilbert Gerst | 214.515.1723 www.bankoftexas.com © 2015 Bank of Texas, a division of BOKF, NA. Member FDIC.
2015 TACDC Community Development Conference
DC’s Ward 7 for Greater DC Cares. She received her BA from the University of Chicago, where she helped form a student and community collaborative that spurred her interest in organizing. Hollingsworth is originally from Dayton, Ohio. KATE HIBBS Kate Hibbs organizes NCRC members in the Northwest region. She began her organizing career with the Direct Action and Research Training (DART) Center in 2010. Upon completion of her field school in Toledo, Ohio, she took a position with the DART affiliate in Charlottesville, Virginia where she became the Lead Organizer upon completion of her first year. At Interfaith Movement Promoting Action by Congregations Together (IMPACT), Hibbs organized grassroots campaigns around homelessness, mental health care and job training in healthcare fields. She trained community leaders to research viable solutions to community problems and to mobilize over 1,500 community members to use direct action to get solutions implemented in central Virginia. A native of the South Side of Chicago, Hibbs graduated Phi Beta Kappa from the College of William & Mary, holding a B.A. in Hispanic Studies and a selfdesigned interdisciplinary studies major in Immigration Studies. GLORIA SANDERSON Gloria Sanderson is the Senior Vice-President, CRA Officer for First Communities Bank, NA. In her role at First Communities Bank, she is responsible for the implementation, monitoring, and compliance with the Community Reinvestment Act. Prior to joining First Communities Bank, Sanderson served as the director of the Local Initiative Support Coalition (LISC) offices in Houston. Sanderson currently serves as the President of the Board for Portfolio Resident Services, a multistate nonprofit providing enhanced 14
More than 44,000 lives changed.
community development services at affordable multifamily properties. Sanderson is a graduate of Texas Women’s University. MARCUS VASQUEZ Marcus Vasquez is the Community Reinvestment Act Officer for Woodforest National Bank. In his role at Woodforest National Bank, Vasquez ensures the bank successfully complies with federal banking laws and regulations pertaining to both the Community Reinvestment Act as well as Fair Lending. Prior to joining Woodforest, Vasquez was a Federal Compliance Regulator/ Federal Bank Examiner with the Office of Thrift Supervision. In his role at the OTS, Vasquez specialized in the area of consumer compliance and examined federally chartered financial institutions for compliance with banking laws and regulations as an accredited Federal Compliance Regulator. Vasquez is a graduate of Sam Houston State University with a degree in Banking and Financial Institutions. VANESSA T. REED Vanessa Reed is Assistant Vice President and Community Reinvestment Act (CRA) Manager of programs for Comerica Bank – South Texas. Reed is responsible for community development and involvement for Comerica Bank for Houston, San Antonio and Kerrville. Her priorities include affordable housing, education including financial literacy, small business development, job training and neighborhood revitalization programs for low to moderate income individuals and communities. Reed joined Comerica Bank in 2000. She earned five Comerica ROAR awards for her outstanding achievement and results as a credit specialist for the commercial real estate department. Prior to joining Comerica Bank, Reed worked as the office accountant for The Ellis Roofing Company, the largest AfricanAmerican owned roofing company in the 15
Through our member financial institutions, the Federal Home Loan Bank of Dallas has provided more than $237 million in Affordable Housing Program grants.
For decades our grant funds have opened the door to homeownership for first-time homebuyers, provided critical repairs for elderly and disabled homeowners, and aided in the construction and rehabilitation of affordable housing projects.
800.362.2944 | fhlb.com | Follow us on Twitter:
@FHLBDallas
We commend TACDC for its work on behalf of community development in Texas
NEF, Inc. is a leading syndicator of the low-income housing tax
credit, having invested $11 billion for 140,000 affordable homes nationwide since 1987.
LISC mobilizes resources to help community development organiza-
tions transform distressed neighborhoods into sustainable communities. Since 1980, LISC has invested more than $ 14.7 billion to build housing, schools, child care, and retail and community space nationwide.
Amanda Timm, Executive Director atimm@lisc.org www.lisc.org/houston
Omar Chaudhry, Vice President - Acquisitions ochaudhry@nefinc.org www.nefinc.org
2015 TACDC Community Development Conference
southern sector. She’s also worked for the former First National Bank of Commerce in New Orleans. A graduate of the University of New Orleans, Reed holds a bachelors degree in Business Management with a concentration in accounting. Her civic and community involvement include serving on the board of directors for the Change Happens! and Greater Houston Black Chamber. She is actively involved in the community through service and volunteer initiatives with the Texas Women’s Empowerment Foundation (TWEF), FDIC’s Alliance for Economic Inclusion, and Houston Money Week. GILBERT GERST Gilbert Gerst is Senior Vice President of the BOK Financial (BOKF) and Corporate Manager of Community Development Banking. BOKF is a $28 billion regional financial services company based in Tulsa, Oklahoma. BOKF operates seven banking divisions: Bank of Oklahoma, Bank of Texas, Bank of Albuquerque, Bank of Arkansas, Bank of Arizona, Bank of Kansas City, and Colorado State Bank & Trust. Gerst has spent his entire career in the financial services industry and joined BOKF in June 2011 after 25+ years with JPMorgan Chase where he served as a Senior Relationship Manager in their Community Development Real Estate Group. During his career at JPMorgan Chase, he served as a specialist in tax credit financing including the management of the Community Development Real Estate Group’s Southwest Region covering Texas, Oklahoma, Colorado, Arizona, Utah and Louisiana. He completed the bank’s formal credit management program, spent time in business banking and began his career in the finance department supporting various lines of businesses throughout the bank. He currently has corporate wide responsibility for community development lending and investment activities and CRA compliance and examinations. Investment activities include responsibility for the bank’s Low Income Housing Tax Credit 2015 TACDC Community Development Conference
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(“LIHTC”) activities which include construction and permanent financing as well as LIHTC equity investments. Other activities include New Markets Tax Credit lending and investments, Community Development Financial Institution and Small Business Investment Corporation investments, and commercial lending to non-profits and other business opportunities which contribute to the revitalization of low to moderate income neighborhoods and communities. YOLY DAVILA Yoly Davila currently serves as the Community Relations Manager of the Texas regions for BBVA Compass. She supports the bank’s corporate responsibility objectives for CRA, community outreach, reputation building, and business development. She provides support to the BBVA Compass Foundation as a grants review officer, BBVA Compass Charity, and BBVA Compass Volunteers through the coordination and identification of opportunities where employees can deliver financial education and share their financial expertise with low to moderate income (LMI) communities or organizations serving LMI populations. She monitors market level compliance with Community Reinvestment Act guidelines and goals and provide support, guidance, and education to market executives to develop strategies to address CRA deficiencies.
Most recently, Davila was a performance analyst for the Texas Legislative Budget Board. This work involved the planning and development of performance reviews of governmental agencies, including evaluations for program economy, efficiency, and effectiveness. She is involved with several community non profits where she serves on the board of directors. Born in El Paso to Mexican immigrants, Davila is a first generation college student. She holds a master degree from the Lyndon B. Johnson School of Public Affairs at the University of Texas at Austin and an undergraduate degree in political science from Williams College. LAURIE VIGNAUD As SVP/Senior Director at Capital One, Laurie Vignaud has overall responsibility for the development, monitoring, management and promotion of community development programs and Community Reinvestment Act (CRA) initiatives for Capital One Bank in Louisiana and Texas. She has been instrumental in bringing millions of dollars in grant financing to the bank that were used to support affordable housing programs. In addition, she has created and led some of the bank’s most creative affordable housing and small business initiatives in the region in recent years. The team led by Vignaud recognizes and cultivates community development projects, which may involve the new
construction and renovation of singlefamily housing units throughout Capital One’s south central region. Vignaud serves as the President of Capital One’s Community Development Corporation, which is the entity that provides capital to nonprofit housing developers for the construction of new single-family homes sold to low- and moderate-income firsttime homebuyers. She works directly with various governmental, non-profit and forprofit agencies to provide and promote affordable housing, small business, and economic development and asset-building opportunities. Vignaud manages a team of five associates strategically located across Capital One’s south central region. She has more than 18 years of experience in the community development arena and more than 20 years of banking experience. A New Orleans native, Vignaud received a bachelor’s degree in sociology from the University of New Orleans and a graduate degree in banking from the Southern Methodist University Southwest Graduate School of Banking in Dallas. She also attended Southern University of New Orleans, where she studied social welfare. Active in the community, Vignaud serves on the board of the Houston Area Urban League, the NAACP Texas State Corporate Advisory Board, and the board of the Ensemble Theater.
Portfolio Resident Services The Nation’s Largest Provider of Resident Services For your FREE resident services consultation, contact info@portfolioresidentservices. org www.portfolioresidentservices.org 17
2015 TACDC Community Development Conference
Exhibitors BB&T BBVA Corporation for Supportive Housing Federal Home Loan Bank Federal Reserve Bank LISC NCRC
NLIHC Portfolio Resident Services Texas C-Bar Texas Community Capital Urban Land Institute Wright Financial Services
You’ve built your business by serving your clients’ best interests. So have we. Our commercial clients know the value of doing business with BB&T. We keep decision-making authority on the local level, with a deep understanding of the needs and nuances of the communities we serve. At BB&T, we will continue to build new relationships just as we have since 1872 – by creating long-lasting partnerships that extend beyond deals and transactions. Experience the difference when one of the strongest and most respected banks in the nation is also part of your community. BBT.com
Thank You
2015 Conference Committee Members Michaelle Wormly Sam Hom Tamara Foster Stephan Fairfield
B A N K I N G
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2015 TACDC Community Development Conference
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thank you sponsors! Champion PLATINUM sponsors
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2015 TACDC Community Development Conference
We are the bank working to empower communities across the country. BBVA Compass is proud to sponsor TACDCs 22nd Annual Community Development Conference. Together we are working for a better future for people. 1-800-COMPASS • bbvacompass.com
BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC. Rev. 03/2015 / #2821
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