Living Well 60+ July-August 2018

A RESOURCE GUIDE FOR YOUR GENERATION JULY / AUG 2018 VOL. 14 ISSUE 3

ENTERTAINMENT • HEALTH • BARGAINS • LIFESTYLE

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STAFF WRITERS

Contents

July/Aug 2018

Lisa M. Petsche

Jean Jeffers

Charles Sebastian

Frank Kourt

Harleena Singh

Dr. Tom Miller

5

Talking to Children About Death and Dying

6

Enjoying Outdoor Events with an Older Relative

7

New Kentucky Powers of Attorney Law Adopted By General Assembly

8

Grandparenting Tips: Enjoy time with your grands

9

Questions to Ask Your Financial Advisor

ROCK POINT PUBLISHING Brian Lord / Publisher David Bryan Blondell / Independent Sales Rep. Jennifer Lord / Customer Relations Specialist Barry Lord / Sales Representative Anastassia Zikkos / Sales Representative Kim Wade / Sales Representative Janet Roy / Graphic Designer

11 Medicaid Changes Delayed by Court Ruling 12

Angela S. Hoover

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EVENTS CALENDAR

Publishing

18 SENIOR SERVICES DIRECTORY 22 Antioxidants: Nature’s Chain Breakers 23 Reliving Life’s Transitions Through Your Children and Grandchildren 24 Never Too Early to Plan for Retirement 26 Supplements: Big Scam or Big Help? Study and choose wisely 27 Central Kentucky Golf Fitness & Lifestyle 30 Legal Health Documents Assure Your Wishes Are Followed

FROM THE

Dear Friends, Have you had “the talk” with your family yet? A frank and honest discussion of what you want in the waning years of your life? Do you have a will? Does your family know what medical procedures you want and don’t want if you become incapacitated? Do they know what your final wishes are – cremation, burial?

If you haven’t had these discussions yet, plan on doing so as soon as you can. It may be hard

For advertising rates and to find out how to get YOUR article published:

859-368-0778 e-mail brian@rockpointpublishing.com

31 Waiting for My Peas to Dry Up

EDITOR

Living Well 60+ can be found in 19 central Kentucky counties and is distributed to over 900 locations, including senior centers, retirement homes, hospitals, clinics and specialty shops. You can also pick up your FREE copy of Living Well 60+ at most grocery and convenience stores as well as many restaurants throughout Central KY.

Tanya J. Tyler, Editor | Share your story: tanyaj@twc.com to talk about debilitating illness and death, but it will also give you and your family peace of mind to know what you want and they will be more likely to fulfill your requests if they know them. While you’re at it, perhaps it is time to go through all the memorabilia and photos and knick-knacks you have around the house.

Paring them now will save your children and grandchildren the duty of trying to decide what to keep and what to toss (and if you decide

© Copyright LIVING WELL 60+ Magazine 2018.

All rights reserved. Any reproduction of the material in this magazine in whole or in part without written prior consent is prohibited. Articles and other material in this magazine are not necessarily the views of Living Well 60+ Magazine. Living Well 60+ Magazine reserves the right to publish and edit, or not publish any material that is sent.

Living Well 60+ Magazine will not knowingly publish any advertisement which is illegal or misleading to its readers.

The information in Living Well 60+ Magazine should not be considered as a substitute for medical examination, diagnosis or treatment.

beforehand who gets what, you may eliminate the fighting that has often torn families apart after a relative’s death). For suggestions and help, plan to attend the Senior Information Fair on Sept. 6 at Milward Funeral Directors, 1509 Trent Boulevard. You’ll learn more about the fair and what it will offer in this issue.

Live life like you mean it!

Tanya

July/August 2018

Talking to Children About Death and Dying Explain simply and clearly in age-appropriate ways

by Jean Jeffers, Staff Writer

Molly was 7 years old when her mom died of cancer. Molly had known her mother was very ill; she had witnessed her slow demise. Molly knew what death was. One of her animals had died during the past year and they buried it in the back yard.

Molly’s dad was grieving when he explained to Molly that her mom had died. He said, “God needed another angel in heaven, so He took your mom.” The next day, Molly put up a fuss, not wanting to leave the house or see her father leave. When her father

questioned her, she said, “God took Mommy, and He may want to take you, too, for one of His angels.”

When a death is unexpected, unprepared parents may say unhelpful – and, for a child – frightening things about what happened. As in Molly’s case, saying “God took your mother” may create a fear that God will arbitrarily “take” the remaining parent as well. If an adult tells a child, “Your mother is sleeping” when the mother is in fact dead, that may instill a fear of sleep in the child.

The best thing to do is to tell the child what has happened on a level the child understands. Be direct and straightforward. It is better to say, “Mommy has died” than to plague a child’s imagination with ideas of angels swooping down to whisk away another beloved adult or important person. Worse still is to ignore the child’s questions and push aside his or her fears and curiosity. Death is a natural part of life and it should be dealt with so the child can reach a place of acceptance. Telling a child directly will help her better realize and accept the loss of the family member or friend, deal more strongly with the event, build trust and grieve the loss in her own way.

Children have great resiliency and know a lot about life and death.

Trying to protect them from sadness and loss gets in the way of true grief. Children need closure just as much everyone else.

“Grieving kids will be healthier if adults are honest and earnest in helping them understand life

5

and death,” writes Joseph Primo in his book, What Do We Tell the Children? When a death in the family occurs, it is a time of grief for all. Feelings are heightened and everyone, including the children, are incredibly vulnerable. Some of the coping skills exhibited by family members may show they are not able to see beyond the pain. The goal is to help children cope with death in appropriate and safe ways.

A child realizes life will never be the same, but caregivers and family members may be more helpful if they follow the child’s lead in explaining about the death of a loved one. Ask what the child already knows about death. Ask them how much they are ready to hear and go with that. Give them simple but factual explanations.

If children are allowed to express their own feelings according to their ages and developmental stages, they will process the death at their own pace. If the child wishes to attend the visitation and the funeral, let them do so.

Explain in simple language what will happen at the funeral home, church and cemetery, and let the child know if her emotions overwhelm her and she needs to leave any of the venues, you will respect her wishes and not force her to stay.

One of the most important things you can do for a bereaved child is to offer your love and support – give the child a hug and a shoulder to cry on and a listening ear to help them remember and release.

SOURCES

• Primo, Joseph M. What Do We Tell the Children? Abingdon Press, 2013

Be direct and straightforward.

CHILDREN HAVE GREAT RESILIENCY AND KNOW A LOT ABOUT LIFE AND DEATH.

6

July/August 2018

vegetable juice or diluted fruit juice.

• A battery-operated personal fan and spare batteries.

• Sufficient prescription and over-the-counter medications to cover the time you plan to be away.

• Sunscreen, insect repellent and antihistamine.

• Any necessary medical equipment and supplies, such as a walking aid, food supplements, incontinence pads and diabetic supplies.

• A cushion or two for comfortably positioning your care recipient in the car and some music CDs for enjoyment if you’re driving a considerable distance.

• Your disabled parking permit.

Enjoying Outdoor Events with an Older Relative PLAN AHEAD TO BEAT THE HEAT

by Lisa M. Petsche, Staff Writer

The long, hot days of summer bring many opportunities for being outside, not only on your balcony or porch or in your back yard but also at organized events. The latter may include outdoor wedding receptions, family reunions and other types of celebrations as well as sporting events, concerts and festivals held in various open-air venues.

As enjoyable as these may be for an older care recipient, it’s important to exercise caution and plan ahead because summer sun and heat can be harmful to older adults, especially those whose health is already fragile. If you are a caregiver, be extra vigilant as temperatures soar. The following tips will help you protect your care recipient’s health and maximize his or her comfort and enjoyment at outdoor events.

Before You Go

• Call ahead to find out if the venue has shaded areas. Also ask

if any buildings on the premises attend an entire event. For exare air conditioned and accessiample, you may decide to attend ble. While you’re at it, ask about only the ceremony or reception handicapped parking portion of a wedding, spaces, paved walkrather than both.

Be extra ways and accessible • Clothing should bathroom facilities. be lightweight and vigilant as • If your relative has loose fitting to altrouble walking long temperatures low air to circulate distances, check to and perspiration to soar. see if the venue has evaporate. Stick to wheelchairs available. natural fibers such If not, rent a folding wheelchair. as cotton or microfiber materi• If you will be traveling out of als with an open weave. Shoes town, have your car – including should be sturdy and comfortthe air conditioning – checked able with good treads. Don’t and serviced before your forget to bring a cardigan in case departure. of a sudden weather change, cool • For events that span a whole evening or chilly indoor environday or more, such as outdoor ment if you’ll be in an air-condifestivals, plan to attend in the tioned setting at some point. morning before the heat reaches its peak or in the evening when What To Bring the temperature is cooling down. • A wide-brimmed hat, sunglasses • Set realistic expectations about and a large umbrella. time frames, since the heat may • A cooler containing beverages. sap your care recipient’s energy.

Water is best, but if your care It simply may not be feasible to recipient isn’t a water drinker, try

While You’re Out • Try to find a parking spot in the shade or use sun shades on your windshield.

• If you must be outdoors in the middle of the day, get out of the sun. Take shelter in the shade or an air-conditioned indoor space.

• Encourage your care recipient to eat lightly to avoid taxing the digestive system.

• Discourage your care recipient from drinking alcohol or limit his or her consumption to one drink. The care receiver should also avoid caffeinated beverages, which similarly cause dehydration.

• Before heading home, open your vehicle’s doors to let heat escape.

Be flexible about plans and expectations and give yourself an out. You may need to forego an event if a heat alert is issued. Don’t forget to protect yourself from the adverse effects of excessive summer sun and heat, too. You are just as important as the person you care for.

ABOUT THE AUTHOR:

Lisa M. Petsche is a medical social worker and freelance writer specializing in boomer and senior health matters. She has personal experience with elder care.

July/August 2018

ELDER LAW

New Kentucky Powers of Attorney Law Adopted By General Assembly

by Carolyn L. Kenton and Katie E. Finnell, Bluegrass Elderlaw, PLLC

During the most recent legislative session, Kentucky’s General Assembly adopted part of the Uniform Power of Attorney Act (UPOAA) in Kentucky House Bill 11.

Why did Kentucky adopt it?

The laws regarding powers of attorney (POA) in Kentucky were very old, provided no guidance and were no longer appropriate. The new law provides guidance and instructions for the person signing the POA (the principal), the person to act as the POA (the agent), the attorney drafting the document and the entities receiving the document (banks, insurance companies, etc.). This is a major change to the way powers of attorney, which are meant to last a lifetime, are to be governed.

When does the new law go into effect? The law becomes effective on July 15, 2018 for all documents executed after that date. Previously executed documents will still be valid but should be reviewed every few years or when major life changes occur.

This new legislation provides specific definitions and procedures necessary to ensure the POA’s validity in the eyes of the law and in the eyes of entities accepting the POA. This is especially important

when the principal has become incapacitated in some way, such as developing dementia, and becomes fully dependent on the assistance of their POA. These are three big topics the new legislation addresses: 1. Definitions and Procedures: An extensive list of definitions, including who is the agent and principal, what does durability and incapacity mean and what “to sign the document” means.

It makes a major change in the signing process by requiring the principal to sign the document before two disinterested witnesses and a notary. It provides a way for a principal who cannot physically sign a document but can communicate their concise direction to execute a POA (it explains how someone else can sign for them).

The POA is now specifically effective when executed and durable unless stated otherwise in the document. The law details procedures to implement a springing POA when one is used.

The law also dictates when a POA terminates or when and how an agent can resign or be removed, such as when a guardianship determination is made by the court.

2. Responsibilities, Duties and Accountability of the Agent: This section of the law adds in requirements totally absent in the previous law.

Agents are now required to act in good faith, loyally for the

principal’s benefit and with care, competence and diligence.

Agents are required to keep a record of all monies received and disbursed and any transactions made on behalf of the principal.

The records are to be made available to the principal, a court or governmental agency or testamentary fiduciary upon request. The law limits the agent’s financial or personal liability for their actions unless they engage in “bad behavior.” The statute lists who may petition the District Court to review the POA’s conduct. The law specifically permits co-agents to exercise their authority individually unless specified otherwise in the document. An agent who has actual knowledge of “bad behavior” by another agent of the same principal is required to notify the principal or take other action to safeguard the principal’s best interests and if the agent fails to do so, the agent is liable for the foreseeable damages that were incurred by the failure to act.

3. Third Party Acceptance: The law clarifies and specifies who is required to accept the POA and when and what are the options if the third party is not sure of its validity. The law puts a time limit for rejection of the document after it has been presented for acceptance, and if further authentication is requested, there is a time limit after such authentication is received for the document to be accepted. The law lists the reasons under which a valid rejection may be made and provides protection from liability to the person or entity who accepts a POA in good faith.

In addition, the person accepting the POA “shall not be responsible to determine or ensure the proper application of funds or property by the agent.”

In this age of extended life expectancy, POAs have become vital and necessary documents.

This legislation expands and strengthens the law in order to protect all parties involved.

When properly drafted and

7

used, POAs can be used through diminishing competency such as dementia. The alternative to needing and not having a valid POA once someone has diminished competency is to seek the assistance of the guardianship court.

ABOUT THE AUTHORS

Carolyn L. Kenton, a lifelong Kentuckian and former State Representative, has been in private practice in Lexington, KY, since 1992. She established Bluegrass Elderlaw, PLLC in 2011. She is a graduate of the University of Kentucky, where she earned her B.A., M.A. and J.D. degrees, and is a member of the Fayette County Bar Association Elder Law and Probate and Property Sections and the National Academy of Elder Law Attorneys. Ms. Kenton has been a frequent lecturer on the subjects of elder law, guardianships, Medicaid and the probate process. She is a co-author of Volume 23, Kentucky Practice, Elder Law, by West Publications.

Katie E. Finnell joined Bluegrass Elderlaw, PLLC in January 2017 as an Associate. Katie graduated from the University of Kentucky and earned her law degree from Northern Kentucky University, Chase College of Law. She is a member of the American Bar Association and the Kentucky Bar Association. She earned her LLM (legal masters degree) in Estate Planning and Elder Law from Western New England University in 2016. Katie serves on the board of the Plantory, a nonprofit organization that supports positive, passionate, community-minded businesses and other nonprofit organizations.

ATTORNEYS-AT-LAW

Call Today: 859-281-0048 www.bgelderlaw.com 120 N. Mill St., Ste. 201 Lexington, KY 40507

8

July/August 2018

Grandparenting Tips: Enjoy time with your grands

by Harleena Singh, Staff Writer

Grandparents get to play a very special role in the lives of their grandchildren. A study by the American Sociological Association found grandparents and grandchildren have profound effects on each other’s psychological well-being long into the future.

Becoming a grandparent is a joyful experience, but for some, it could mark the beginning of a series of conflicts. This happens when grandparents forget their responsibilities to grandchildren are not the same as those they had as parents of their own children. Here are some things you can do as grandparents to build a better bond with your grandchildren and children.

Feel like a kid again

Grandchildren have a way of making grandparents feel like kids again. Grandparents these days don’t merely sit on the sidelines and watch their grandkids play; they get in on the fun.

Fishing, swimming, going to theme parks – it’s all part of the grandparenting package. Teach your grandkids a card game you used to love, such as war or crazy eights, that gets everyone’s competitive juices flowing.

interests him or her. These fun trips provide a wonderful opportunity to grow the bond with your grandkids and make some memories.

Pass down family stories and traditions

• When you are with your grandchildren, really be with them.

Listen to their stories, read books they select and do what they want to do.

• Value and recognize the way your children raise their own children, however different from your parenting that may be.

• Avoid giving parenting advice unless you are asked.

• Respect your children’s parenting decisions.

Being a grandparent means sharing the family history.

Grandparents are the keepers of traditions and lore. Tell your grandchild stories about his or her parents when they were young or even stories of your own childhood. Share pictures, videos and scrapbooks to help bring the stories alive.

Your grandkids will get a kick out of seeing their parents and grandparents as babies and small children.

Take a trip together

One of the best ways to connect with your grandchildren is to get out in the world together. Take your grandchild to a concert, play, movie, local museum, sporting event or whatever

Here are some more grandparenting tips:

• Host family dinners on Sunday.

• Be excited to learn from your children and your grandchildren.

• If you make mistakes, admit them and be gracious. Clarify any misunderstandings with the parents privately.

• Gifts given to grandchildren should be meaningful. The best ones are handmade.

• Don’t try to compete with the children’s other grandparents.

• When visiting grandkids, especially those who live in different cities, always have some Grandma or Grandpa magic up your sleeve — games, puzzles or craft projects that you can work on together.

• Take care of your own health so you can be around your precious grands for a long time.

• Learn about online and inperson support groups for grandparents in your area through AARP (www.aarp.org) or the National Committee of Grandparents for Children’s Rights (www. grandparentsforchildren.givezooks.com). The latter is a U.S. government site that also provides links to numerous resources for grandparents across the country.

REFERENCES:

• AARP (www.aarp.org) • Bright Horizons (https://blogs. brighthorizons.com) • Care (www.care.com) • Families for Life (www.familiesforlife.org) • Natural Awakenings (www. naturalawakeningsmag.com) • One Country (www.onecountry.com) • Today (www.today.com) ABOUT THE AUTHOR:

Harleena Singh is a professional freelance writer and blogger who has a keen interest in health and wellness. She can be approached through her blog (www.aha-now.com) and website (www.harleenasingh.com).

Connect with her on Twitter, Facebook and Google+.

July/August 2018

9

FINANCIAL FOCUS

Questions to Ask YOUR FINANCIAL ADVISOR

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All tolerance and goals. He is passionateCDs about helping for your comfort level. sold by Edward Jones are registered with the Depository Trust Corp. (DTC). others plan for the future but his Conversely, if you think that during time horizon. And, as mentioned above, you may need to adjust most gratifying (and sometimes an extended period of market your strategy based on changes in challenging) role is that of a family gains your own portfolio appears Call or visit your local your life. But should you also make fiman. Griffin and his wife, to be lagging, you might feel that nancial advisor today. Dina, have changes based on outside forces, three children, two dogs, and one you should be investing more such as interest rate movements, large orange cat. aggressively, which entails greater www.edwardjones.com Griffin L Johnson Member SIPC new legislation or risk. In any case, it’s important that political events, Financial Advisor news affecting industries which you know your own risk tolerance 220 Lexington GreeninCircle Suite 140 substantially? and use it as a guideline for making you have invested Lexington, KY 40503 Try not to859-223-4303 make long-term investment choices – so it’s investment decisions based on definitely an issue to discuss with Griffin L Johnson: 859-223-4303 short-term news. Yet, talk with your financial advisor. your financial advisor to make sure your investment portfolio is How will changes in my life affect my investment strategy? not out of alignment with relevant Your life is not static. Over external factors. time, you may experience any By making these and other number of major events, such as inquiries, you can help yourself .

FDI-1867G-A

by Griffin L. Johnson, Financial Advisor

My hearing aids don’t define me — I do.

I didn’t realize that my hearing loss was affecting me until it began affecting him.

That’s when I made the choice to take charge of my hearing.

My family physician referred me to Audiology Associates. The moment I walked in the door, I knew I had found my hearing care home. Audiology Associates was patient, informative, and compassionate — my appointment felt more like a conversation than a consultation. We talked about my current lifestyle and how I could maintain — even improve — my hearing with their help and my determination.

Does David’s story sound familiar?

Visit our AudigyCertified practice to learn how you too can experience better hearing.

AudigyCertified™ and here for you We have been chosen as an elite private hearing care practice in North America by Audigy, LLC. Continuing education ensures that we can offer up-to-date diagnostics and technology to our patients. We are proud to have been selected and certified by our peers for upholding the highest standards of patient care.

Lexington • 259 Southland Dr Other convenient locations: Prestonsburg • 1428 N Lake Dr Pikeville • 5425 N Mayo Trail, Ste 201

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July/August 2018

CHAN GES: Delayed By Court Ruling One in three Kentuckians may be affected

by Angela S. Hoover, Staff Writer

The July 1 rollout of Kentucky HEALTH has been halted by U.S. District Judge James E. Boasberg.

The changes would have eventually affected 480,000 adults, or one in three Kentuckians, by December. They would have required enrollees ages 19-64 years of age to submit monthly documentation of working 80 hours per month.

Qualifying work activities would have included employment, job search, job training, education, volunteering, caring for a nondependent relative or other person with a disabling chronic condition or participating in a substance use disorder treatment program. The

changes would have taken away standard coverage for vision, dental and over-the-counter drugs and cap a yearly deductible of $1,000.

Since implementing Medicaid expansion in January 2014, Kentuckyâ&#x20AC;&#x2122;s non-elderly adult uninsured rate fell from 16.3 percent in 2013 to 7.2 percent in 2016 â&#x20AC;&#x201C; one of the largest reductions in the country.

Health law advocates including the Washington-based National Health Law Program, the Kentucky Equal Justice Center and the Southern Poverty Law Center filed a federal lawsuit on Jan. 24 to block the work requirements. The suit claimed only Congress can change Medicaid law, adding Medicaid is strictly a health plan that does not allow for work requirements imposed by some other federal programs such as SNAP, Ken-

11

12

Listen July/August 2018

TO THE FUTURE

Over the 40-plus years he has been in practice, Dr. Robert Manning with Audiology Associates has seen many exciting changes in audiology technology.

by Tanya J. Tyler, Editor, Living Well 60+

“When I first came into the profession, they were just starting to fit hearing aids all in the ear,” he said. “Prior to that, they had those big 4-inchlong hearing aids that hung behind the ears and squealed all the time.”

Now hearing instruments are smaller, more comfortable and full of amazing abilities.

The new digital technology makes it all very comfortable and not unsettling as it used to be.

“Throughout the years we’ve seen the advent of digital technology that allows the instruments to be considerably smaller,” Dr. Manning said. “We’ve got Bluetooth capability now where we can hook the cell phone up to the hearing aids. Your cell phone rings, you simply push a button and your hearing aids become speakers for your cell phone. The technology is really amazing. The sound quality

Dr. Robert Manning Au.D., Doctor of Audiology Audiology Associates

is extraordinarily better and the patients are a lot more satisfied.”

These new hearing instruments last longer than previous incarnations.

“With the new digital technology, hearing instruments typically are changed out every five to seven years,” Manning said. “The old analog stuff lasted about three years, and they became so full of sweat and body oils and had so much static you couldn’t get rid of it.”

The technology changes rapidly. “If you don’t go to at least two national training courses a year, you’re behind – it changes that fast,” Dr. Manning said. He and the staff at Audiology Associates in Lexington are dedicated to keeping up with the changes and to providing patients top-rate audiology services.

“We offer full service for hearing, balance and tinnitus or ringing in the ear,” Dr. Manning said.

Hearing loss is a silent predator, Dr. Manning said. “It kind of sneaks up on you before you know it’s there,” he said. “A lot of folks we test say, ‘My hearing’s perfect,’ and we find they’ve lost over 40 percent of their hearing.”

July/August 2018

Several factors contribute to hearing loss. The most common cause is exposure to loud noise, but there are any number of medical pathologies that may be related to hearing loss.

“Hereditary hearing loss is less and less prevalent but still present in some patients,” said Dr. Manning.

Other signs of hearing loss or indications for a need to have your hearing tested include answering people incorrectly; having pressure and fullness in the ears or a sensation that you’re only hearing out of one ear; balance problems; and turning the volume up on the TV or radio.

“It is highly recommended that you go to an audiologist first at least to find out why you have the hearing loss,” Dr. Manning said. “It’s important to note the National Institutes for Health has released study after study showing dementia and Alzheimer’s disease can be thwarted or avoid by correcting hearing loss.”

A visit to Audiology Associates entails a comprehensive exam to get to the bottom of your hearing difficulties.

“The first thing we do is take a very detailed

history,” Dr. Manning said. “We look at the patient’s family, their work setting and work history. We look at his medical background and medications he’s taking, medical surgical issues he’s had in the past. Then we listen to the patient to find out exactly where they feel they’re having the most problems.”

Innovative technology is used during the hearing test in the form of a video otoscope that puts a camera in the ear canal.

“Not only does this give us a better perspective of what’s going on but it allows the patient to be involved in the diagnostic process,” Dr. Manning said.

An audiogram helps determine the type, degree and configuration of your hearing loss. Further tests using computers lets Dr. Manning check on the overall function of the ear drum, middle ear, Eustachian tube, the cochlea, the auditory nerve pathway itself and the auditory cortex.

“All these things need to be evaluated separately and then in conjunction with one another so we can get a better idea of how the overall auditory system is going to handle amplification,” said Dr. Manning. “All this gives us the ability to try

13

three or four different hearing instruments. Once we do the testing and actually trial fit instruments on the patient, they’re just amazed at how much they weren’t hearing.”

Some people pick up hearing aids in other places rather than accredited hearing centers in order to save money. This is not always a good idea.

“I have not had one patient yet come in here who told me these hearing aids were successful,” Dr. Manning said.

“The instruments have got to be custom fitted to the patient in such a way that it addresses the actual needs of that individual.

It’s not one-size-fits-all.”

Audiology Associates takes care of patients from age 6 and older. “I’m proud to say over the years we’ve got about a 90-percent success rate in graduating our young children who we’ve followed most of their lives with hearing instruments,” Dr. Manning said.

Dr. Manning’s credentials include earning a Doctor of Audiology degree from the Arizona School of Health Sciences. He is licensed as an audiologist and a hearing instrument specialist, is a past president of the National Academy of Dispensing Audiologists and has received the prestigious Audiology Appreciation Award, a national award given in recognition of outstanding service to the profession of audiology, as well as the 2010 Excellence in Audiology Award from the Kentucky Academy of Audiology. His son, Jacob, is in practice with him specializing in hearing instrument selection, fitting and orientation and follow-up care for patients in the Lexington office.

259 Southland Drive, Lexington, KY 40503 (866) 318-8717 www.kyhearing.com

14

July/August 2018

tucky’s monthly premiums to the poor with lock-outs, and making dental, vision and OTC drugs contingent on rewards violates federal law. Both sides filed for a summary judgment; Boasberg held the hearing June 13 in Washington, D.C. Matthew Kuhn, deputy general counsel for Kentucky Gov. Matt Bevin, said the changes would help the state avoid spending money it does not have. They were the only way the state could afford

expanded Medicaid due to a advances the program’s objectives, $300 million shortfall over the the judge wrote, and the Trump next two years, he said. Boasberg administration failed to meet that questioned this argument since standard before approving Kenthe federal government pays 80 tucky’s plan. percent of the costs. He further “The Secretary [Tom Price] asked the state how requirnever adequately considered ing community whether Kenengagement helps tucky HEALTH They would have with medical care, would in fact required enrollees adding promoting help the state ages 19-64 health and medical furnish mediyears of age to assistance are two cal assistance different things. to its citizens, a submit monthly On June 29, the central objective documentation of district judge ruled of Medicaid. working 80 hours that approval of This signal omisper month.

Kentucky’s plan sion renders his by the Trump determination Administration conflicts with arbitrary and capricious,” Boasfederal Medicaid law. In a 60-page berg said in his decision. “It cited opinion, the judge vacated the no research or evidence that this Bank-issued, FDIC-insured Bank-issued, FDIC-insured approval and sent it back to the would happen, nor did it make federal government for further concrete estimates of how benefi1-year 1-year review. The federal government is ciaries might make that transition.

Minimum APY* deposit obligated under federal law to con- And, of course, it is not obvious sider whether a Medicaid proposal that$1000 the community engagement

requirement alone would help a person shift to private insurance.

At bottom, the record shows that 95,000 people would lose Medicaid coverage, and yet the Secretary paid no attention to that deprivation. Nor did he address how Kentucky HEALTH would otherwise help furnish medical assistance. [Price] glossed over the impact of the state’s project on the individuals whom Medicaid was enacted to protect.”

Soon after the judgment, the Bevin administration said it would immediately begin working with federal officials at the Centers for Medicare and Medicaid Services to review the plan in hopes of addressing any barriers to the implementation of Kentucky HEALTH.

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July/August 2018

15

FAMILY VISION

What is Behavioral Optometry?

You can retrain the brain and teach it how to see properly and optimally.

by Dr. Rick Graebe, Family Eyecare Associates and Vision Therapy

Behavioral optometry starts with the concept that vision is learned. When we’re born, we don’t know how to use our arms, legs and hands.

We also don’t know how to use our eyes. We have to learn how to integrate them with the rest of our body. The brain must process what the eyes are seeing, and then it has to integrate that information with the other senses.

From a behavioral standpoint, seeing requires a more holistic approach, getting all the senses to work together. Vision is movement: We learn how to use our eyes through moving our bodies.

Our eyes control our movement

through space. You can’t make an eye movement without sending a message to your body, and you can’t make a body movement without sending a neurological message to your eyes.

We know 70 percent of the input to the brain comes from the visual sense. From a developmental standpoint, the eyes initially are just simply watching, tracking and following the hands. Later, as we continue climbing the developmental ladder, the eyes begin directing the hands, telling them where to go. Visual input helps us attain fine motor skills as our eyes guide our fingers to do such tasks as threading a needle or holding a pen and writing.

The eyes working together as a team allows us to judge space and distance. Changing input results in changing output.

While the term “hand-eye coordination” is well known, it is more accurate to use the phrase eye-hand coordination. The eyes have to lead first, but when we’re learning how to do this, we start out watching hand movements.

The first year of life is more about taste and smell. The next two years are more about touch and feel. By the time we’re three years old, vision starts to become our dominant sense. By using our hands and eyes together, we discover we can “touch” and explore the world with our eyes. We don’t have to physically grab items to determine what they are.

If you don’t learn proper visual skills early in your life, your eyes and brain will often devise shortcuts. Your brain has to use the visual information from both eyes. If the two eye views cannot

be matched up, the brain will be forced to make a choice. It will reject all or part of the information from one eye. It may ignore, suppress or turn off visual information it cannot use. You can retrain the brain and teach it how to see properly and optimally.

From a behavioral and developmental vision standpoint, this means re-forming or re-creating neurological pathways. In some cases, you can even create new pathways. This empowers you to take charge of your own visual wellbeing. The behavioral or developmental optometrist has two goals for every patient: that their eyes will learn to work as a team so the patient will have good depth perception, and they will not have to depend on glasses in order to function in the world.

ABOUT THE AUTHOR:

Dr. Graebe received both his B.S degree in Visual Science and Doctorate of Optometry from Indiana University. He is a Behavioral Optometrist and learning expert. He has been in private practice here in the Bluegrass area for the past 32 years.

Family Eyecare Associates 105 Crossfield Drive, Versailles, KY 40383 859.879.3665 | www.myfamilyvision.com www.kentuckyvisiontherapy.com

Events Calendar JULY Fri

Sat

1 8 15 22 29

6 13 20 27

7 14 21 28

3 10 17 24 31

Classes may include chair yoga, restorative, yin yoga, tai chi, and more. Perfect for beginners as well as experienced yogis!

Donations-based class.

AUGUST

Sun Mon Tue Wed Thu

2 9 16 23 30

levels of physical condition.

4 11 18 25

5 12 19 26

Sun Mon Tue Wed Thu

5 12 19 26

6 13 20 27

7 14 21 28

1 8 15 22 29

2 9 16 23 30

Fri

Sat

3 10 17 24 31

4 11 18 25

Send us your event listings

List your event for FREE if it’s free to the public*.

E-mail your event information to brian@rockpointpublishing.com (*$35 fee for events that are not free to the public)

MELT Method Hand, Foot and Body Healing Class by Shayne Wigglesworth.

Mondays and Wednesdays at 12pm - Discover painfree living at any age! Enjoy a gentle foam roller class to reduce pain, inflammation, stress, anxiety and more! MELT Method certified instructor Shayne Wigglesworth will teach you healing techniques you can use for self care at home.

All materials and rollers are

Ongoing

provided. Perfect for all ages,

Yoga Health & Therapy Center Classes

Free Activities for Seniors at the Charles Young Center

Our Yoga Classes feature slow

Senior Programs Open MWF

stretch with gentle breathing,

from 9-1pm, free activities for

and relaxation techniques.

seniors including, Bodies in

Class size is small, to provide

Balance (Fall prevention/fitness

Free Class: ‘How to Stay Young’

careful instruction. Yoga classes

classes), Line Dancing, Indoor

Triple Crown Chiropractic and

are offered Mon through Thurs

Pickleball, Technology 101 and

Wellness offers a free class

(daytime and evening), and Sat

other social, educational and

twice a week explaining how to

mornings. Our Meditation Starter

recreational activities.

keep your body young through

Course teaches simple ways

Contact Katherine at 859-246-

chiropractic care. Free spinal

to focus and quiet the mind;

0281 or kdailey@lexingtonky.gov

screening available for anyone

5-week sessions are offered on

body types and experience levels. Learn more – call or go online: www.centeredlex.com 859-721-1841.

who attends the class. To

profit organization operating

Community Yoga Class with Lauren Higdon

since 1981, The Yoga Health &

Every Tuesday 10:30am–

to pr.triplecrownchiro@gmail.

Therapy Center is located at 322

11:30am at Centered Studio,

com. Triple Crown Chiropractic

W. 2nd St. Free private parking

309 N. Ashland Ave. Suite

and Wellness: 1795 Alysheba

is provided for most classes. For

180 in Lexington. This weekly

Way #4103 Lexington, KY. Free

more information on fees and

restorative class integrates

gift from the office to those who

scheduled dates and times, call

gentle yoga, breathing

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us at 859-254-9529, or email us

techniques, meditation and

at info@yogahealthcenter.org

wellness tips for all ages and

Sundays at 5:30 pm. A non-

register for the class, please call 859-335-0419. Questions

Lexington Area Parkinson’s Support Group Free daytime and evening discussion groups for people with PD and their care partners.

Daytime meetings held the 4th Monday of each month at noon. Evening meetings held on 1st Wednesday of each month at 6:00 pm. Both group meetings held at Crestwood Christian Church, 1882 Bellefonte Drive, Lexington, KY. For more details contact Elaine at 859-277-1040 or by email info@parkinsonslexington. com. Please visit www. parkinsonslexington.com for details and other free events held by LAPSG.

Lupus Support Group Living & Coping with Lupus: meets 1st Tuesday of every month at Imani Baptist Church, 1555 Georgetown Road, Lexington from 7:00pm–8:30pm.

The Lupus Foundation of America support groups are intended to provide a warm and caring environment where people with lupus, their family members, caregivers and loved ones can share experiences, methods of coping and insights into living with chronic illness. www. lupusmidsouth.org.

July/August 2018

Mondays

Woodsongs Old-Time Radio Hour Join in the fun of a music show taped live and broadcast around the world. Audience must be seated by 6:45 pm. Show starts at 7:00 pm. (Through December 17, 2018). Lyric Theatre and Cultural Arts Center, Lexington. $10. 859-252-8888 for details.

Fridays

Fountain Film on Friday Triangle Park will be transformed into an outdoor movie theater on Fridays throughout the summer.

Attendees are encouraged to bring a lawn chair or blanket, purchase food and beverages from Double H BBQ located in the park, and enjoy a free movie.

Arrive early for lawn games and music. July 13 – August 17, 2018 8:45pm. FREE.

Sundays, Fridays, Saturdays Grand Tour of Homes

The Building Industry Association of Central Kentucky presents the 2018 scattered site Grand Tour of Homes. This is your opportunity to view 42 beautiful new homes built by local leading professional builders. Homes range in price from $194,000 to $1,550,000 and are located in Lexington, Georgetown, Nicholasville, and Versailles. Open to the public.

No charge to attend. Friday 5-8pm, Saturday & Sunday Noon-5pm. www.biacentralky. com/ for additional details.

April – August Show & Tell: 15 Years Exhibit

The Kentucky Artisan Center celebrates 15 years in 2018, and this exhibit recognizes the contributions of 39 artists from all across the state. Over the years, these artists have shared their talents by giving demonstrations at the Center and bringing the creative

process to life. Presented by the Kentucky Artisan Center at Berea. 859.985.5448 for information. 9am–6pm, 200 Artisan Way, Berea, KY.

June – Aug. Summer Nights in Suburbia

A summer concert series featuring genres to include jazz, bluegrass, indie rock, blues and folk. In addition to the live music, there will also be food trucks.

Bring your lawn chairs/blankets and come enjoy the music.

MoonDance Amphitheater, 1152 Monarch Street, Lexington.

7pm–9pm, free.

June – Sept.

Lakeside Live

Free live music every Friday and Saturday night MaySeptember. With a beautiful covered dock, a fire pit hang out, amazing restaurants and shopping, and fun live music, you’ll want to linger with friends and family. Pets and lawn chairs are welcome. Recurring weekly on Friday and Saturday. 7pm– 10pm. Free. Lexington Green Circle, Lexington, KY 40503.

July 7-9

shoes or flats for this event!

Kentucky Castle, 230 Pisgah Pike, Versailles. $50/couples, $30 singles.

The Lexington Legends are a proud Single A Affiliate of the Kansas City Royals. Cheer on the Legends as they take on the Grasshoppers! Times: Saturday 6:35 p.m.; Sunday 2:05 p.m. and Monday 7:05 p.m.

September 6

Lexington Legends vs Greensboro Grasshoppers

July 16-22

Barbasol Championship: PGA Tour The PGA Tour comes to the Bluegrass for the Barbasol Championship July 1622 at Keene Trace. For full schedule, tickets and parking pass information visit www. barbasolchampionshipky.com.

July 20

17

Senior Information Fair 10 a.m.-2 p.m at Milward Funeral Directors, 1509 Trent Boulevard. Hosted by Milward Funeral Directors and The Willows at Hamburg. Guests will have an opportunity to talk to many vendors about financial planning, legal issues, estate planning, funeral preplanning, senior activities and transportation and senior living communities. It’s essentially a one-stop location for gathering a lot of information. A light lunch will be provided at no charge or obligation. Door prizes will be given away, too. To RSVP, call (859) 272-3414 before Sept. 4.

Havana Nights Salsa Dance Class on the Roof Ever wanted to learn how to Salsa? Head out to the Kentucky Castle for a Havana Nights themed performance, dance lesson, and dance social on the roof! No experiance neccessary! There will be a cocktail hour and performance - Enjoy complementary Cuban appetizers. Cash bar available with Havana drink specials!

Ladies - we recommend wedge

Saturdays

Lexington Farmer’s Market Every Saturday (April – October, 7am-2pm) downtown Lexington, 241 West Main Street, visit the Lexington Farmers’ Market! Browse herbs and spices, honey, beeswax, candles, body care products, organic products, eggs, meats and fresh, seasonal produce.

18

July/August 2018

Senior Services DIRECTORY

Category Key

Does your business provide excellent senior services?

call us for a spot County Offices & Meal Programs in the directory 859.368.0778 Health Care Systems & Hospitals Transportation, Personal Shopping, Errands Senior Day Centers, Adult Day Centers & Respite Care In Home Care (Non-Medical)

In Home Medical Care Mental Health, Family & Caregiver Support, Advice Disability & Rehabilitation Medical Equipment, Supplies & Monitoring Systems Finances & Estate Planning, Trusts/Wills, Reverse Mortgage

About the Directory Living Well 60+ is striving to make your search for local senior services a bit easier. We know there are many companies available to assist seniors in central Kentucky â&#x20AC;&#x201C; so many that beginning a search to fit your need can seem like a daunting task.

Thatâ&#x20AC;&#x2122;s why our directory features a collection of local companies and organizations who have a solid track record of providing exceptional assistance. We hope it becomes a useful starting point in your search for quality senior services.

Funeral Arrangement & Pre-Planning Legal Services Home Repair & Maintenance Skilled Nursing Facilities, Personal Care Homes, Long-Term Care Senior Independent Living & Retirement Housing Real Estate / Rent- Subsidized Housing For Independent Living Moving, Estate Sales, Downsizing Services Fitness, Healthy Eating & Healthy Living Healthcare, Medicare Help and Insurance Vision Care

July/August 2018

HEALTH CARE SYSTEMS & HOSPITALS Lexington Clinic 1221 S. Broadway Lexington, KY 40504 859-258-4000

IN HOME CARE (NON-MEDICAL) Accessible Home Care 366 Waller Ave. Ste. 112 Lexington, KY 40504 859-313-5167 www.accessiblebluegrass.com

Assisting Hands 1795 Alysheba Way, Ste. 7105 Lexington, KY 40509 859-264-0646 www.assistinghands.com/lexington

Senior Helpers of the Bluegrass 3070 Harrodsburg Rd. Ste. 240 Lexington, KY 40503 859-296-2525 www.seniorhelpers.com/lexington

Seniors Helping Seniors Where seniors who want to help are matched w/ seniors looking for help

710 E. Main Street Lexington, KY 40502 859-408-1145 www.seniorshelpingseniors.com/lexington

Drayer Physical Therapy Institute: Winchester Center 160 Pedro Way 859-745-2152 www.drayerpt.com

Drayer Physical Therapy Institute: Richmond Center 1054 Center Drive, Ste. 1 859-625-0600 www.drayerpt.com

Drayer Physical Therapy Institute: Lexington Perimeter Center 600 Perimeter Drive, Ste. 175 859-268-1201 www.drayerpt.com

Drayer Physical Therapy Institute: Lexington Beaumont Center 1010 Monarch Street, Ste. 150 859-219-0211 www.drayerpt.com

MEDICAL EQUIPMENT, SUPPLIES & MONITORING SYSTEMS Baptist Health Lifeline 859-260-6214 www.baptisthealth.com/lexington

FINANCES & ESTATE PLANNING, TRUSTS/WILLS, REVERSE MORTGAGE

IN HOME MEDICAL CARE

Attorney Walter C. Cox, Jr & Assoc. LLC

Medi-Calls

2333 Alexandria Dr. 859-514-6033 www.waltercoxlaw.com info@waltercoxlaw.com

1055 Wellington Way #215 Lexington, KY 40513 859-422-4369

Saint Joseph Home Health 2464 Fortune Dr. Ste. 110 Lexington, KY 40509 859-277-5111 www.saintjosephanchomecare.com

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July/August 2018

NATURAL REMEDIES

Antioxidants: NATURE’S CHAIN BREAKERS

by Jennifer Lord, Young Living Essential Oils Distributor

When I think of the body, I am reminded of a fun game we played as kids. Most games of tag involved someone who was “it,” and everyone else ran as fast as they could to avoid getting tagged.

But in this game, what started out with only one “it” soon grew to have many “its.” This game involved capturing tagged victims and forming a long chain of boys and girls, all with the unified goal of tagging all the rest of the runners. Our game wasn’t over until everyone had been gobbled up by the infected chain. It was awkward and slow, but the chain would be victorious, snatching up the last runner.

Now you’re probably wondering, how in the world does this represent our bodies?

For our bodies to function properly, our cells need to be healthy. Healthy cells need fuel, and they receive it from our mitochondria. Mitochondria are tiny, highly specialized organelles that serve as the battery-charging centers of the body. Every main system in the body contains mitochondria. The heart alone is 40 percent mitochondria. The bigger the system, the more mitochondria is needed.

During energy transfer within the mitochondria, molecules in the cells can form unstable bonds. Known as free radicals, these cells roam the

body looking for other compounds Imagine if in our game of tag we and molecules so they can become were able to break those “it” bonds. stable. Their instability causes Instead of having long chains of them to be toxic. Anything they captured runners, we could send out attach to becomes just like them, someone to break the bonds, freeing a free radical. Linking a continuous supply of themselves together, they new healthy runners. form a chain reaction of Antioxidants Our game would go on, damaged cells. allowing hours of play. support the Although the In nature’s game of formation of free radicals body by tag, antioxidants are is a natural consequence those chain breakers. eliminating of the chemical reaction Found in plants, too many free antioxidants inhibit the that occurs during the radicals. energy transfer of food, oxidation of molecules having too many free and even “gobble up” radicals is a problem. The body rogue radicals. Antioxidants are sees the free radicals for the toxins naturally occurring phytonutrients. they are and begins to wage war They are crucial for homeostasis, against them. Inflammation is the supporting the body by eliminating body’s defense to get rid of toxins. too many free radicals. Whether But just like everything else, too free radicals form through the much of good thing is a bad thing. natural process of oxidation or by When an overload of free radicals outside toxins (poor diet, pollution, cannot gradually be destroyed, their smoking), antioxidants help deal accumulation in the body generates with free radical damage, keeping oxidative stress. mitochondria healthy. Healthy According to the National mitochondria mean healthy cells.

Cancer Institute, “free radicals Research shows a plant-based can be hazardous to the body and diet including lots of leafy greens damage all major components of and bright colors is a sure way to cells, including DNA, proteins give the body the support it needs and cell membranes. The to repair free radical damage. The damage to cells caused by free same disease-fighting nutrients radicals, especially the damage that help keep plants healthy to DNA, may play a role in the during the energy transfer process development of cancer and of photosynthesis help keep our other health conditions. Cellular cells healthy during our chemical damage sets the body up for process of energy making. Foods disease.” Just as with our game rich in vitamin C and E and beta of tag, healthy cells begin to be carotene have been shown to lower outnumbered. Since the body is oxidative stress. always seeking homeostasis, this is But let us not forget the other a big problem. important parts of the plants (stem,

root, bark). Essential oils are also powerful sources of phytonutrients.

Containing the life blood of plants, their constituents support our bodies naturally. Clary Sage, just one of many essential oils containing phytonutrients, has been shown to reduce cortisol.

Additional studies of essential oils and their effectiveness in supporting the body show smelling lavender and rosemary decreases cortisol and increases free radical clean up. Plants, whether they are on our plates or found in essential oils, play a powerful role in our body’s defense against free radical damage.

So one has to ask: In your game of tag, who’s your chain breaker?

SOURCES:

• University of Pennsylvania Medical Center. “New Evidence Points to Role for Free Radicals in Alzheimer’s Disease.” Science Daily, 9 December 1998.

• Valko, M., Leibfritz, D., Moncol, J., et al. Free radicals and antioxidants in normal physiological functions and human disease. International Journal of Biochemistry & Cell Biology 2007; 39(1):44-84.

• Psychiatry Research. 28 February 2007;150(1):89-96. Epub 2007 Feb 7.

 Nature’s Essential Truth  Jennifer.lordcvlc@gmail.com

July/August 2018

Reliving Life’s Transitions Through Your Children and Grandchildren Elders should share their experience and wisdom

by Dr. Tom Miller, Staff Writer

The journey through life repeats itself – for some as many as three or more times. The years tick by and your children grow up and begin their own life journeys. That gives you a chance to relive your journey with added experience and wisdom.

When children leave the nest, it is natural to feel a sense of loss and uncertainty about what you will do with the rest of your life and how you will fit into their lives going forward. Successful adjustment is recognizing this is a natural course of action.

Guiding children through their own transitions into adult life must involve being supportive and continuing to keep in touch while giving them the space they need to maintain an effective relationship. Within all these myriad components is the question: What will we do to adjust? Just as children do, elders need to move forward and plan for their own futures. They need to welcome the opportunity to reconnect with friends and rediscover life for themselves, just as it was before children entered their lives.

With the advent of grandchildren comes the opportunity to offer guidance and support to a third generation. Elders often have advanced training and experience and thus should be better prepared to share in life’s transitions successfully. The relationship between a grandchild and his or her grandparent(s) is

a very unique one. Grandparents can provide unconditional love and influence their grandchildren by sharing their own experiences and understanding of their families and the challenges they face.

Having a family with a living centenarian can provide a very special perspective of skill development and problem solving based on 100 years of experience.

Grandchildren can find out what it was like to grow up during the Great Depression or World Wars I and II. They can learn about life without television and computers. Good grandparents can offer life’s lessons through a very distinctive lens. They come with years’ worth of wisdom and love to share with each and every grandchild.

Good grandparents can offer life’s lessons through a very distinctive lens.

Maximize Your Visual Performance Personal care with a professional touch

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SOURCES AND RESOURCES

• Denholtz, Elaine. The Extra Parent: How Grandparents Are Helping Out, Pitching In, and Raising Their Grandchildren.

Lincoln, NE: iUniverse (2006) • Miller, T.W., Ed. Handbook of Stressful Transitions Across the Life Span. New York: Springer Publishers Incorporated (2010)

• eye alignment, • reading difficulties, • school performance, • athletic performance, • balance, and • headaches

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Thomas W. Miller, Ph.D., ABPP, is a Professor Emeritus and Senior Research Scientist, Center for Health, Intervention and Prevention, University of Connecticut, and Professor, Department of Gerontology, College of Public Health, and Department of Psychiatry, College of Medicine, University of Kentucky.

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July/August 2018

FUNERAL

Never Too Early to Plan for Retirement

by Kim Wade, Community Relations Director, Milward Funeral Directors

Whether you’re a boomer or the child of a boomer, you may have started talking about the next 10, 20 or even 30 years and planning for the retirement years.

If you have already had the retirement conversation and started planning, congratulations – you are doing yourself and your family a favor by considering and possibly making decisions about the many choices you have available to you.

If you haven’t, don’t worry, you aren’t alone. I highly encourage you to start learning about, thinking about and discussing your future retirement with your family so they aren’t left in the dark wondering what Mom or Dad prefers.

Finding a way to start talking with loved ones about retirement and the future is the difficult part.

Here are a few topics to start with: Retirement Age

Just because you can retire at age 65 years doesn’t mean you have to or want to. Many people choose to work beyond retirement not because they need to but simply because their job is their passion. If you enjoy working, you should continue doing so. Perhaps consider cutting back your days so you can pursue other activities you enjoy or always wanted to do.

If you are ready to throw in the towel and can afford to do so, by all means retire and enjoy life.

Finances

If you’re going to retire, you certainly need to know how you will cover your expenses. No matter how old you are, it is a good idea to meet with a professional who can help you get your financial affairs in order.

Legal Affairs

Have you written a will or set up a trust? Do you need to deal with other legal affairs? If not, when you die, your family is likely to spend a lot of time and money in probate court handling your legal and financial affairs. Take time now to finalize your legal affairs. You can always make changes.

Healthcare

Will your children or home health care take care of you in your home or theirs? Is it time to downsize so you can live in your own home longer? If necessary, do you have a specific independent senior living or nursing home where you’d prefer to live? Senior living facilities are popping up all over town. Similar to the drugstore boom, the need for senior living facilities is greater than ever. If you haven’t, now is a great time to schedule a tour so you can find facilities you prefer if you should need to get more personalized care.

Funeral/Life Celebration

While no one really likes to plan for death, it is one of those things on the “have to” list. That is, if your goal is to ease the burden on your family. There are literally over 100 decisions that need to be made at the time of a person’s

death. Planning in advance is simply a responsible thing to do and one your children will greatly appreciate. Things to consider include whether you will pay for the funeral/life celebration now or through life insurance and specifying what you want done with your remains (burial or cremation) and where you want them placed, as well as how you’d like your life celebrated. Planning all these aspects allows your family more time to grieve their loss at the time of your death.

Activities

Retirement does not have to be the equivalent of sitting in front of the television all these remaining years. It can be if you want, but it can also be filled with a lot of enjoyment with friends and family. It could include traveling, volunteering, reading or quilting, exercising, caring for grandchildren, attending spiritual activities, cooking and so much more. The choice is yours. Enjoy life to its fullest. But also learn about the resources available to you and your family for your retirement. The need for senior resources varies widely depending on how independent or codependent an individual is during his or her senior years.

The Lexington community offers a spectrum of services to seniors. In fact, there seems to be more senior services than ever before. Our community is preparing for an increased demand from boomers who have or are about to enter their retirement years along with their parents who

are living longer than previous generations. One such resource you may want to consider are Senior Information Fairs. One of these fairs will be held at Milward Funeral Directors, 1509 Trent Boulevard, on Thursday, Sept. 6 from 10 a.m.-2 p.m. It is hosted by Milward Funeral Directors and The Willows at Hamburg. Guests will have an opportunity to talk to many vendors about financial planning, legal issues, estate planning, funeral pre-planning, senior activities and transportation and senior living communities. It’s essentially a one-stop location for gathering a lot of information. A light lunch will be provided at no charge or obligation. Door prizes will be given away, too. To RSVP, call (859) 272-3414 before Sept. 4.

ABOUT THE AUTHOR

Kim Wade has been a marketing consultant for more than 20 years specializing in the funeral industry. Currently, she is the Community Relations Director for Milward Funeral Directors, the 37th-oldest continuously operated family business in the United States which operates three locations in Lexington including its Celebration of Life center at 1509 Trent Boulevard. Kim can be reached at marketing@milwardfuneral.com or 859-252-3411.

159 North Broadway | 859.252.3411 391 Southland Drive | 859.276.1415 1509 Trent Boulevard | 859.272.3414 www.milwardfuneral.com

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July/August 2018

SUPPLEMENTS: Big Scam or Big Help?

STUDY AND CHOOSE WISELY

by Charles Sebastian, Staff Writer

Whether to use supplements has long been debated in the world of medicine and health and wellness. Supplements are considerably different from medications in that many don’t have science and double-blind studies to support their efficacy. Medications are much more thoroughly documented, tested and studied.

The real question remains: How can you be sure supplements will help you and are worth taking?

Fish oil, commonly available on many drugstore shelves, has been shown through studies to help with the heart. Vitamin D supplements are used for a sense of well-being, often combating issues such Seasonal Affective Disorder (SAD). Most other supplements, however, don’t have clinical trials behind them and are often said to

“suggest” a certain type of healing.

The problem with “suggesting” something to the body is that it activates the placebo effect, and it becomes very murky to discern to how much of the substance is helping the issue and how much of it is the mind believing it helps.

Because of the very loose laws surrounding supplements, there are tons of charlatans in the supplements game. These include companies that cut costs by putting fillers in the bottles and dropping the actual substance, in some cases to as low as 10 percent. These companies don’t want the public to know fillers are present, so they are often left off the labels, which are not highly regulated by the Food and Drug Administration (FDA).

Some of the filler substances are harmful to the people innocently taking them. In some extreme cases, the fillers even contraindicate prescription medications the buyer might be coincidentally taking.

An example of this was recently in the news. Magnesium sterate has been used as filler for some time.

It has been found to be harmful to some people and at the very least is simply filler for what the buyers thought they were getting.

Whether the FDA will clamp down on this and other potentially harmful materials remains to be seen.

How do you know if you’re getting a top-quality supplement?

One of the best guides is available on Dr. Joseph Mercola’s Web site (www.mercola.com). The doctor highlights the following criteria for assessing a supplement: • It is as close as possible to its natural (whole food) form.

• The manufacturer uses independent third-party labs that check the raw materials for contaminants and correct dosages.

• The manufacturer follows industry standards for quality assurance, including ISO 9001, ISO 17025 and Good Manufacturing

Processes (GMP) certifications.

• The utmost care has been taken in all phases of the supplement’s production, from growing its ingredients to manufacturing, testing for potency and quality control.

• It works! Always try to select from companies that have a long track record of providing highquality products that produce good clinical results.

• Read the labels carefully; companies need to declare added processing agents.

Be wise and discerning if you are on supplements or considering taking them. Think about what you’re putting in your body. Is there actual evidence for the claims? Is the substance helping you as it should, not from the placebo effect, but from true chemistry? Finally, can you get the same effect and help from food or by just letting the body get plenty of sleep and heal?

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July/August 2018

Legal Health Documents Assure Your Wishes Are Followed CONSIDER HAVING ONE OR MORE IN CASE OF ILLNESS OR DEATH

by Angela S. Hoover, Staff Writer

Having health documents in place can assure your wishes are clear. They can save your loved ones from added anguish in the aftermath of your illness or death.

Without your guidance in writing, your health care treatments and last wishes could be left up to estranged family members, doctors or even judges.

There are several types of health documents you should consider drawing up. These include: Living Wills. A living will outlines the types of medical treatments you do and do not wish to There are receive when you several are unable to direct types of your own medical care. You can health refuse or request documents life-prolonging you should treatment or artificial feeding consider or hydration (tube drawing up. feeding). You can outline your organ donation wishes and also the disposition of your body. You can designate a health care surrogate.

Copies of your living will should be added to your medical records and given to your primary care physician, health care surrogate, family members and any hospital

or nursing home to which you are admitted.

Powers of Attorney for Health Care (Health Care Surrogate Designation). A durable power of attorney (POA) for health care is a document that appoints someone you trust to be your health care agent. This person is legally allowed to make necessary health care decisions for you. Your agent can consent to or refuse any medical treatment that affects your physical or mental health (with some exceptions); hire or fire medical personnel; make decisions about the best medical facilities for you; visit you in the hospital or other facility even when usual visiting is restricted; gain access to medical records and other personal information; and get court authorization, if required, to obtain or withhold medical treatment. Your agent is legally required to follow your instructions whenever possible.

You may find it helpful to make your health care surrogate your financial agent as well, which is not a power automatically given to a health care agent. A durable POA for finances can manage your money when you are incapacitated.

Psychiatric Advance Directive (PAD). A PAD expresses your wishes about accepting or refusing

mental health treatment. PADs cover things such as medication preferences, electroconvulsive therapy and involuntary commitment to a mental health facility. You may also appoint a health agent (surrogate) to make decisions for you in accordance with your instructions. The PAD must be notarized or signed by two competent adult witnesses. The witnesses cannot be employees of your health care provider or any of their relatives.

Your agent must make decisions as he/she thinks you would make them (substituted judgment), not what he/she thinks is in your best interest. Your surrogate can override your instructions only if there is substantial medical evidence that following your instructions would cause you harm.

Kentucky Requirements.

There is no legal requirement to have both a living will and durable POA, but it is advisable. Under Kentucky law, your surrogate may not be an employee, owner, director or officer of a health care facility where you are a resident or patient, unless that person is related to you more closely than first cousins once removed or is a member of the same religious order. Whether you use the State Attorney General’s simple form

for both or have an attorney help you draft your own, it will need to be signed in the presence of a notary public or two witnesses.

A blood relative, a person who is going to inherit your property, an employee of a health care facility in which you are a patient, your attending physician or any person directly financially responsible for your health care cannot be a witness or notary.

FORMS

• Simple Living Will and Health Care Surrogate Designation https://ag.ky.gov/publications/ AG%20Publications/livingwillpacket.pdf • Living Will and Durable Power of Attorney that offers more details http://www.caringinfo.org/ files/public/ad/Kentucky.pdf • Kentucky Durable Power of Attorney, including financial agent: http://www.wikiform.org/legalforms/power-of-attorney/kentucky/kentucky-durable-powerof-attorney-form.html • Other Durable POAs https://powerofattorney.com/ kentucky/ • PAD http://www.namilexington.org/ wp-content/uploads/2013/08/ KY-Advanced-Mental-HealthDirective-Form.pdf

July/August 2018

Waiting for My Peas to Dry Up Mishearing song lyrics can be hilarious

by Frank Kourt, Staff Writer Sometimes, try as we may, we misspeak or even mishear things. It happens to the best of us, and most times these mishaps are not remarkable. Other times, however, they can be hilarious.

Many people mishear song lyrics.

T

here is even a Web site dedicated to misheard song lyrics – www.kissthisguy.com. The Web site’s name is an actual frequently misheard lyric from Jimi Hendrix’s “Purple Haze,” which, properly sung, is, “’Scuse me while I kiss the sky.”

Lots of people heard “’Scuse me while I kiss this guy” instead.

Other misheard classics on the site include “She’s got a tic in her eye,” instead of “She’s got a ticket to ride” from the Beatles and “There’s a bathroom on the right” instead of “There’s a bad moon on the rise” from Creedence Clearwater Revival.

My own misheard lyric was from “Sunshine of Your Love”

by Cream. The groups sings, “I’ll be with you, darling, now/I’ll be with you till my seas all dry up.”

It sounded to me as though they were singing, “I’ll be with you

till my peas all dry up.” I was thinking of those old-fashioned TV dinners. If you put one in the oven for too long, the frozen peas would dry up and be shriveled.

I encountered another situation years ago when a new friend, sitting at the dinner table with his wife, happily exclaimed, “I’m in love with this guy!”

It took a few drinks and deep consideration of his New Jersey accent before my wife and I figured out he was saying, “I’m in love with the sky!” Quite a difference.

Misheard lyrics aside, there’s another category of verbal faux pas called malapropisms, in which the speaker inadvertently substitutes a similar-sounding word for the one intended, often with amusing results.

My daughter, for example, heard her mother-in-law diagnose her ennui after the birth of her son as “post-mortem depression” as opposed to “postpartum depression.” My son’s co-worker remarked someone was “as hairy as Saskatchewan” rather than Sasquatch.

I know some people who make up their own pseudo-malapropisms, knowing perfectly well what they’re doing, such as a good friend of mine who said of an acquaintance, “She’s not overweight, she’s o-BEAST!”

Then there are “spoonerisms,” which are defined as “a verbal error in which a speaker accidentally transposes the initial sounds or letters of two or more words, often to humorous effect.”

These are named after Rev. William Archibald Spooner of Oxford, England, who was famous for such pronouncements as “Three cheers for our queer old dean” when he meant “dear old queen.” At a wedding he once said, “It is kisstomary to cuss the bride,” instead of “customary to kiss the bride.”

Pronouncements made by children often seem to make no sense and come clear only years later.

For example, my little brother, who was just a toddler at the time, loved canned fruit cocktail. Inevitably, each time he came upon a cherry, he would exclaim what to us other family members sounded for all the world like: “Boo-aboo! Pee on a rabbit!”

For many years the true meaning of this pronouncement never came clear until I related it to my wife one day.

“What he was saying,” she calmly clarified, “was, ‘Boy, oh boy!

Piece of a red one!’”

Sometimes I guess you just have to turn to someone well versed in the subtleties of baby talk to let you know what you missed.

31

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