PREVENTION:
WELLNESS:
$ 429.27
INSURANCE COSTS:
MEANS YOU'VE HAD IT ALREADY Physical exam
100pts
Flu Shot
Pap smear
SAVE
SAVE
$60/mth
Get your annual physical [70 PTS] Get the flu shot [30 PTS]
Diagnostic
Check in another 2 hours a week at the gym and you could save $60 on your monthly fee next month.
Switch to a pharmacy that is contracted with us [$300/yr]
AUGUST
SUGGESTED PROVIDER:
SUGGESTED PROVIDER:
DR. FRASCA
Pap Smear
AUGUST SUGGESTED PROVIDER:
DR. CHOKERI
DR. CHOKERI
OCTOBER Flu Shot
HELLO CHRISTINA
SUGGESTED PROVIDER:
CVS PHARMACY
Here is a recap of the health services we think you should take advantage of.
$ 30 per visit
for services contracted with us
TIP OF THE MONTH:
$5000
for services not contracted with us
We pay all remaining costs
$30
per visit
Did you know that more than 41 million women in america have Heart disease? And that more women than men will die from it? In fact, it's the leading health problem that kills women.
FUTURE SAVINGS UP TO $878/YR
HOW CAN I IMPROVE?
TIPS
CAN REDUCE YOUR CHANCES BY
add cholestorol lowering sterols on your bread get 7-8 hours of sleep
YOUR RESPONSIBILITY FOR MEDICAL BILLS THIS YEAR:
$ 125
$ 450 left
33%
have one serving of fish that is high in omega 3
52%
make time for 2.5 hours of exercise a week
33%
add flaxseed to your diet
46%
We wanted to give you some small suggestions so you could lower your cost and improve your long term health.
Left to pay for services contracted with us: $ 450 left
$30
per visit
$ 850 left Left to pay for services not contracted with us:
WHAT ARE YOUR OVERALL COSTS?
+10% of final bill We pay 90% of final bill
Just a reminder of your monthly costs.
We pay all remaining costs
THINGS I NEED TO REMEMBER
30%
of final bill We pay 70% of final bill
30%
I'M GOING TO SEE A SPECIALIST
of final bill We pay 70% of final bill
$per125 visit
IM GOING TO THE EMERGENCY ROOM
We pay all remaining costs
$per100 stay
20%
I'M GOING TO MY PRIMARY CARE PHYSICIAN
We pay all remaining costs
per visit
CUT YOUR HEART ATTACK RISK BY 92%
YOU PAY
NOTES
We pay 70% of final bill
30%
I GOT ADMITTED TO THE HOSPITAL
of final bill We pay 70% of final bill
I'M BUYING MEDICATIONS IN STORE
WHAT ARE MY COSTS WHEN I VISIT HEALTH PROVIDERS?
30%
of final bill We pay 70% of final bill
These are your set costs when you visit any of your health care providers.
This page is for you to keep track of your health information.
I KNOW I'M GOING TO FORGET THIS
AS OF MAY 2012
You should keep your insurance card with you at all times. Take it to all health related appointments.
YOUR INSURANCE CARD CUSTOMER SERVICE (800)-123-4567 SUBSCRIBER'S NAME: JOHN SMITH
ID NUMBER: 860860376
GROUP NUMBER: 182232
You have the United Healthcare HSM plan
YOUR PLAN'S IDENTIFICATION INFORMATION
Physical Exam
MARCH
NEXT PAYMENT DUE: April 1st, 2012
MAXIMUM OUT OF POCKET COSTS FOR 2012:
$2750
WHEN YOU SEE PROVIDERS NOT CONTRACTED WITH US
YOU PAY
$
TO SAVE SOME TIME WE OUTLINED A PLAN FOR YOU: MEANS YOU'VE HAD IT ALREADY
HPV Shot
LAST PAID: March 1st, 2012
Switch to a dermatologist that is contracted with us [$200/yr]
500 PTS/YR = 10% OFF monthly fees in 2013
2012
$500/yr
EARN
HPV Vaccine
WHEN YOUR SEE PROVIDERS CONTRACTED WITH US
YOUR MONTHLY FEE:
YOUR INSURANCE CARD
$
SOME SUGGESTIONS FOR YOU:
www.unitedhealthcare.com
THIS YEAR YOU CAN GET ALL OF THESE SERVICES AT NO ADDITIONAL COST:
YOUR H EA LTH I NS URA N CE
W H AT YO U N E E D :
W H AT YO U N E E D :
I NEED A DOCTOR
FIND ME A DOCTOR
1. Your insurance card 2.
HOW CAN I FIND ONE?
CUSTOMER SERVICE (800)-123-4567 This is the best way to assure that you find a doctor that is definetly contracted with us
2. ONLINE ZO C DO C
FIND A PROVIDER
BILLING
J U LY
28
W H AT YO U N E E D :
MEDICINE
W H AT YO U N E E D :
SCHEDULE APPOINTMENT
WHERE DO I GO?
W H AT W I L L I PAY
FOLLOW UP
INSURANCE COVERAGE
CONSULTATION
YO U R J O U R N E Y T H R O U G H H E A LT H C A R E
HELPFUL THINGS
TOOLS TO LOCATE DOCTORS
1. CALL
$
!
Hopefully this answers any questions you may have but if you still have some please call. CUSTOMER SERVICE (800)-123-4567