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Zumba  takes  center  stage as  a  UW-ÂW  student  organization Page  7
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October  16,  2013
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Government  shutdown  yields  problems  for  students,  citizens Â
By Michael Riley News  Editor
If  a  UW-ÂWhitewater  student  has  been  liv- ing  under  a  rock  for  the  past  month  or  is  sim- ply  confused  by  the  whole  government  shut- down  situation,  a  brief  breakdown  will  bring  anyone  up  to  speed.    A  disagreement  on  the  budget  between  the  House  of  the  Representatives  and  the  Senate  resulted  in  a  federal  government  shutdown  for  WKH Âż UVW WLPH LQ \HDUV According  to  the  Constitution,  Congress  is  not  allowed  to  spend  money  until  both  the  House  of  Representatives  and  the  Senate  agree  upon  a  budget.   The  House,  controlled  by  the  Republicans,  passed  a  spending  bill  that  included  steady  VSHQGLQJ OHYHOV IRU WKH Âż VFDO \HDU EXW GLG QRW allow  funding  for  the  Affordable  Care  Act,  or  Obamacare.  Once  it  reached  the  Senate,  how- ever,  the  bill  was  denied  and  sent  back  to  the  House.   After  more  debate  and  disagreement,  on  midnight  Oct.  1  the  government  went  into  a  shutdown. So  what  is  shutdown? One  way  to  explain  this  is  to  look  at  what  government  money  is  being  spent  during  the  shutdown.   In  case  of  a  shutdown,  some  fund- ing  continues  so  the  entire  country  does  not  go  LQWR D Âż QDQFLDO FULVLV According  to  information  requests  made  from  the  Senate  Budget  Committee  and  in- formation  from  the  Congressional  Budget  2IÂż FH DERXW SHUFHQW RI WKH HQWLUH IHGHUDO government  is  shutdown.  The  other  83  percent  is  a  part  of  the  pro- jected  2014  spending,  estimated  at  $3.6  tril- lion.   This  means  the  government  will  con- tinue  to  pay  for  obligated  commitments  like  $225  billion  on  exempted  military  and  civil- ian  personnel,  $2  trillion  on  entitlement  ben- HÂż WV IRXQG HOLJLEOH EHIRUH WKH VKXWGRZQ DQG $237  billion  on  interest  costs  when  due.   The  budget  traditionally  is  passed  before  WKH HQG RI WKH Âż VFDO \HDU ZKLFK UXQV IURP Oct.  1  to  Sept.  30,  but  the  disagreement  led  to  a  complete  shutdown.   Hitting  close  to  home Although  UW-ÂWhitewater  is  still  func- tioning  the  same  as  it  was  pre-Âshutdown,  it  has  not  been  entirely  immune  to  the  VLWXDWLRQ :LWK JRYHUQPHQW RIÂż FHV FORVHG DQG ZHEVLWHV RIĂ€ LQH HIIHFWV of  the  shutdown  have  trickled  down  to  students.    In  Dr.  David  J.  Bashaw’s  statis- tics  class,  students  faced  problems  acquiring  information  because  of  the Â
shutdown. General  business  major  and  junior  Abbey  Kukulski  said  if  other  students  in  her  class  had  not  been  doing  their  research  before  the  shut- GRZQ WKH FKDQFH RI Âż QGLQJ LW QRZ LV JRLQJ WR EH PRUH GLIÂż FXOW “We  had  to  create  an  executive  summary  on  local  leading  economic  indictors  over  the  past  ten  months,  observe  the  trends  and  make  our  own  observations  and  predictions,â€?  Ku- kulski  said.   “I  was  in  the  library  one  night  WU\LQJ WR Âż QLVK LW EXW ZKHQ , WULHG DFFHVVLQJ the  U.S.  Census  Bureau  there  was  nothing  but  a  page  saying  all  information  will  be  unavailable  until  further  notice.â€?   Madeleine  Wal- ton,  chair  of  the  Col- lege  Republicans,  said  a  government  shutdown  should  have  never  hap- Walton pened.   She  said  she  would  have  liked  the  House  to  hold  10  hours  or  more  of  PHHWLQJV D GD\ WR Âż JXUH out  the  disagreements,  rather  than  giving  up.   “A  government  shutdown  was  something  I  never  thought  I  would  witness,â€?  Wa l t o n Â
Â
  Established  1901
Affordable  Care  Act  may  change  student  insurance
By Lucas Wimmer Assistant  News  Editor
The  Affordable  Care  Act,  also  known  as  Obamacare,  has  been  the  center  of  contro- versy  at  the  national  level,  including  its  role  as  the  central  issue  in  the  government  shutdown. Despite  this  controversy,  the  Affordable  Care  Act  will  have  an  impact  on  UW-ÂWhite- water  students.  The  big  changes  will  be  the  ones  that  impact  the  students  who  are  currently  unin- sured,  said  Richard  Jazdzewski,  executive  director  of  UW-ÂWhitewater  University  Health  and  Counseling  Services.  “The  good  news  is  that,  as  the  title  implies,  students  will  have  access  to  health  insurance,  whereas,  in  the  Jazdzewski past,  they  might  not  have  due  to  cost,â€?  said  Ruth  Swisher,  director  of  health  at  UW-ÂWhitewater  University  Health  and  Counseling  Services. The  national  average  of  col- lege  students  who  are  u n i n - sured  is  usually  around  10  to  2 0 Â
See  Shutdown  Page  2
percent,  Jazdzewski  said. On  Oct.  1,  the  new  marketplace  opened  up  through  the  Affordable  Care  Act,  where  uninsured  people,  including  students,  can  pur- chase  different  plans  that  cater  to  their  indi- vidual  needs. People  enrolling  in  these  plans  can  be  eli- gible  for  government  subsidies  and  tax  rebates  WKURXJK WKHLU VSHFLÂż F SODQ -D]G]HZVNL VDLG The  different  plans  people  can  choose  from  range  in  coverage,  so  people  can  choose  which  plan  suits  them  best.  For  example,  students  who  are  under  the  age  of  30  can  get  a  catastrophic  plan,  which  is  a  plan  with  a  high  deduct- ible  that  will  protect  against  a  large  amount  of  debt  in  the  case  of  a  serious  medi- cal  emergency  but  may  not  cover  as  much  of  the  rou- tine  medical  procedures,  Jazdzewski  said. Swisher “What’s  going  to  be  the  most  affordable  will  also  offer  the  least  amount  of  services,â€?  Swisher  said. Jazdzewski  said  he  encourages  students  to  talk  to  who  they  are  getting  their  insur- ance  through  and  talk  their  plans  through  with  them.  This  will  prevent  any  confusion  about  what  their  plan  covers. Students  who  are  currently  insured  will  see  some  changes  in  their  insurance  as  well,  but  they  will  not  be  as  big  of  changes  as  an  uninsured  person  will  experience,  Jazdzewski  said. Students  can  now  remain  on  their  parents’  health  insurance  plan  until  the  age  of  26,  and  there  will  be  more  coverage  for  preventative  care,  as  well  as  a  removal  on  the  limit  to  life- WLPH EHQHÂż WV Also,  insurance  providers  will  no  longer  be  able  to  deny  insurance  due  to  preexisting  conditions.  “If  a  student  has  asthma,  if  they  have  cardiology  issues  or  diabetes,  anything  that  would  have  kept  a  health  insurance  company  from  covering  them,  they  will  no  longer  be  excluded  from  getting  insurance,â€?  Swisher  said. Beginning  Jan.  1,  2014,  everyone  will  be  required  to  be  insured.  The  penalty  for  not  having  insurance  will  be  $95  for  an  adult  and  $47.50  for  a  child. UW-ÂWhitewater  will  attempt  to  assist  students  with  their  transition  in  a  few  ways.  One  way  is  to  present  a  video,  developed  by  the  Kaiser  Family  Foundation,  to  the  students  that  helps Â
See  Insurance  Page  3 Student-ÂRun  Weekly  Newspaper  at  the  University  of  Wisconsin-ÂWhitewater