Salute to Area Business 2013

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Salute 2013

to area business An advertorial supplement to The Courier • Feb. 3, 2013

Liberty fifth-largest Arkansas-based bank

Liberty Bank of Arkansas has grown into a dominant force in the Arkansas banking industry with a strong presence in the Arkansas River Valley. Liberty Bank of Arkansas is the fifth-largest Arkansasbased bank in the state with more than $2.8 billion in assets and 45 locations, along with 63 ATMs. New ATMs are located at select Walgreen stores in/around Northwest Arkansas, as well as our own Arkansas Tech University’s Baswell Techionary, Saint Mary’s Regional Medical Center and the Hector community store, to service Liberty Bank’s growing customer base. Most Liberty Bank locations are open from 7 a.m. to 7 p.m. Monday through Friday, and from 9 a.m. to 1 p.m. on Saturday. “We continue to stress our person-to-person banking philosophy, and put special emphasis on providing our customers with excellent products and customer service,” said Roy Reaves, Chairman and CEO of Liberty Bank Central. Liberty Bank focuses our efforts around real banking. Liberty Bank captures the essence of this real banking theme by providing a oneof-a-kind banking experience for our customers by providing a wide selection of products and high-quality customer service with services that include: ■ Free checking and free instant debit/ATM card — Upon opening a checking account, our customers will instantly be issued a Debit/ ATM card that can be used immediately upon leaving the banking center. The card is issued while our customer is at our location, so there is no waiting for the card to be processed and mailed to the customer. Liberty Bank customers may choose to have their Debit/ATM card issued with their photo on it to provide even greater security and protection or personalize their debit card with one of our “themed” debit cards. These debit cards allow customers to select a card with their favorite school’s logo or one of our many other fun and interesting designs. The themed debit card has proven to be very popular, as it allows customers to

personalize their debit card more to their style. ■ Same-day posting — One of the great benefits of real banking at Liberty Bank is same-day posting of all transactions. Liberty Bank customers no longer have to rush to the bank to beat the traditional 3 p.m. cut-off time most banks have. With same-day posting, customers can be assured that any deposit or loan payment will be credited to their account the same day the transaction is made, right up to 7 p.m. Monday through Friday. ■ Innovative products — At Liberty Bank, we know time is money and convenience is beneficial. Our Commercial Capture Express (CCX) and our Merchant Services are just two ways to save time and make life simpler. Liberty customers save time and money by not having to make daily trips to the bank and still receive same-day posting to their account (MondayFriday). Liberty Bank’s Online and Mobile Banking services are additional avenues for convenient banking. Liberty Bank allows customers to access their account information and conduct their banking transactions online, as well as, using their cell phone. Customers can check their balances and/or transfer funds from anywhere they have internet access. With Liberty Bank’s Merchant Services partnership with Elavon, customers can accept American Express/ Visa/MasterCard/Discover payments and the money is automatically deposited into their checking account. Liberty Bank also offers Electronic Check Services, Merchant Connect, and Electronic Smart Cards that can be reloaded as needed and still have the convenience of a debit card or credit card. Generations Gold Checking is very popular with Liberty customers. As with any new checking account opened with Liberty Bank, customers immediately receive custom checks, instant ATM/Debit card, online banking access, Internet bill pay, and the option of estatements. Additionally, for a low monthly fee, the Generations Gold account, offered exclusively by Liberty Bank, offers endless discounts on groceries,

THE COURIER / Joshua Mashon

Cheryle Alexander, branch coordinator at Liberty Bank on East Main, shows a customer the different account options available to her. vacations, movies, gift cards, health services, roadside assistance, discounts from national and local retailers/ restaurants and identity theft protection. Other benefits that come with banking with Liberty Bank of Arkansas include:

THE COURIER / Joshua Mashon

Liberty Bank teller Wendy Pitts assists a customer at the drive-through.

■ Full-time trust department — Liberty Bank of Arkansas continues to provide a full-time, full-service trust department at its 401 N. Arkansas Ave. location in Russellville. Vice President and Trust Officer, Ellen Tarkington, has more than 25 years experience in trust services and can help with virtually any trust and investment need including: retirement plan administration, investment management, personal trust, estate planning and administration, and much more. ■ Lending in the Arkansas River Valley — Liberty Bank offers loans of all types including: Personal, Commercial, Construction, Real Estate, Home Equity loans, and more. The River Valley is served by an experienced lending staff with more than 300 years of combined banking experience who realize the importance of a one-onone relationship with their customers. “Contrary to what many media outlets report, there is no shortage of funds available for lending in the River Valley,” said Mack Streety, EVP and Chief Lending Officer in the Central Region. “We stand ready to assist in the financing of business expansions, new start ups, and the ongoing capital needs of our local business community,” Liberty Bank also continues to be a leader in Mortgage

lending in the River Valley. Karen Lee, Senior Vice President of Mortgage lending of Liberty Bank has more than 25 years of mortgage experience. “We offer all types of financing options such as: Conventional, VA, FHA, and Rural Development Loans,” said Lee. “This year has been especially busy with rates being so low. Over the past few months, mortgage rates have been at all-time lows. From a rate standpoint, now is the best time ever to purchase a new home or refinance an existing mortgage. If you haven’t had a chance to do so, you should stop in and see how we can save you money.” ■ Commitment to communities — Liberty Bank is continually preparing for the future and is dedicated to providing excellent financial services that our customers and communities can count on. “Liberty Bank takes pride in each community we are a part of by focusing on the growth and prosperity of each community with continued involvement and support. We are proud of our entire staff for the pride they take in supporting so many worthwhile causes in the community, and we will continue to support our communities in every way possible.” said Reaves. “Please join Liberty Bank to experience real banking today.”


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