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August 24, 2012

Gentle Giants Of The Pacific Ocean During Their Annual Migration

August 24, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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WHALE WATCHING ON LAND IN SOUTHERN CALIFORNIA By Don Simkovich Watch whales migrate up the Southern California coast to Alaska from February through April while standing on dry land. Starting in November, the whales pass by again as they head south to the warmer waters of Baja. Los Serenos de Point Vicente is a terrific place to stand high on cliffs above the ocean and see whales migrate up the coast. Bring binoculars to get a good view. A viewing platform is outside the back of the museum. We drove in to the parking lot off Rancho Palos Drive West to a spectacular view. To the southwest Catalina Island was in clear view 20 miles across the channel. The details of its ridges were clear. A few large ships sailed past the island to the horizon and we scanned the waters below for whale sightings. Directly to the north was Malibu, showing how dramatically the coast curves in and then juts out again. A crowd stood on the balcony with binoculars, telescopes, and imaging devices hooked up to a laptop computer. A dry erase board with the number of whales spotted was nearby. Eight whales had been spotted that day by the time we arrived

at noon. The whale census officially starts December 1 and ends May 15. While we scanned the waters and enjoyed watching the surf splash against the cliffs, I wondered if we would see any. I glanced back at the crowd and when I heard murmurings and saw what appeared to be veteran whale watchers take action I looked back and saw a spout of water not much more than a half mile off shore. I looked and saw it again, slightly further to the north. Then another spout of water appeared and a dark form quickly skimmed the surface. The trail of water spouts was heading north at a steady pace. I looked to the horizon and saw the ships appear smaller. And then I looked back to the water and the whales had passed. It was quiet again until more water spouts appeared in approximately the same area. Other whale watchers were mem-

bers of the American Cetacean Society. Then we hiked a wide trail leading along the edge of the cliffs glancing to the ocean and occasionally seeing water spouts move in to the distance. Los Serenos de Point Vicente is located in Rancho Palos Verdes and it juts in to the water so the coast both to the north and south curve back toward the mainland. The Point Vicente Interpretive Center is worth

visiting with educational exhibits on the Tongva Indians and an exhibit dedicated to the original Marineland, a park that was a pioneer in aquatic animal shows starting in 1954 and finally closing doors in 1987. The park and museum are located at 31501 Palos Verdes Drive West Rancho Palos Verdes, CA 90275. Phone 310-377-5370. There was no charge for parking.

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FOUR-TIME TONY AWARD WINNER MEMPHIS IS COMING TO ORANGE COUNTY

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

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MEMPHIS, the 2010 Tony Award winner for Best Musical, and the show that’s currently blowing the roof off Broadway, opens at Segerstrom Center for the Arts on November 6 for a limited engagement. Single tickets, which start at $20, will go on sale Sunday, September 30 at 10 a.m.PST. Tickets will be available online at SCFTA. org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 556-2787. For inquiries about group ticket savings for 10 or more, call the Group Services office at (714) 755-0236. The TTY number is (714) 5562746. The 2 p.m. performance on Saturday, November 17 will include audio description, open captioning and sign-language interpretation. Critically acclaimed MEMPHIS won four 2010 Tony Awards including Best Musical, Best Original Score(David Bryan and Joe DiPietro), Best Book (Joe DiPietro) and Best Orchestrations (David Bryan and Daryl Waters). MEMPHIS won four Drama Desk Awards including Outstanding Musical, Outstanding Performance by an Actress (Montego Glover), Outstanding Music (David Bryan) and Outstanding Orchestration (David Bryan and Daryl Waters). MEMPHIS has also won four Outer Critic Circle Awards including Outstanding Musical, Outstanding Score (David Bryan & Joe DiPietro), Outstanding Actress(Montego Glover) and Outstanding Choreography (Sergio Trujillo). MEMPHIS takes place in the smoky halls and underground clubs of the segregated ‘50s,

where a young white DJ named Huey Calhoun fell in love with everything he shouldn’t: rock and roll and an electrifying black singer. MEMPHIS is an original story about the cultural revolution that erupted when his vision met her voice, and the music changed forever. Come along on their incredible journey to the ends of the air waves – filled with laughter, soaring emotion and roof-raising rock ‘n’ roll. The show features a brand-new

Tony-winning score with music by Bon Jovi’s founding member and keyboardist David Bryan and lyrics by Bryan and Joe DiPietro (I Love You, You’re Perfect, Now Change), who also pens the musical’s book. Bryan and DiPietro also collaborated on the awardwinning off-Broadway hit, The Toxic Avenger. For more information, please visit: www.memphisthemusical. com.

“The first Academy Award for fiction was awarded to Jonah who arrived home three days late and told his wife he had been swallowed by a whale.” -Billy Crystal

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THE ANNUAL DOVE DASH MOVED PERMANENTLY TO THE FALL The Dove Dash, the 5K race held annually at Dove Canyon Country Club in the spring, will now take place in the fall. And while the traditional race was held this March, the fall race is scheduled for Sunday, September 30, at 8AM. “It’s no fun running in cold, wet and windy conditions,” remarked Laura Lee Fekete, founder of the Dove Dash, “so we decided to move the race to the fall so everyone could enjoy the beautiful surroundings.” This fall and for the first time, the Dove Dash will include a 10K option, with 6.2 miles of scenic and challenging golf course terrain. Both races will wind along the length of the beautiful Dove Canyon golf course. The Dove Dash is a charitable event with proceeds benefitting Ryan’s Reach, a non-profit organization that supports individuals who’ve suffered traumatic brain injuries and seek therapies to improve their lives. Ryan’s Reach is named after Ryan Corbin, grandson of Pat Boone, and a traumatic brain injury survivor. Ryan’s family attributes much of his recovery to the therapy he receives from High Hopes Head Injury Program in Tustin, CA. On the day of the race, all Dove Dash participants will receive a com-

memorative t-shirt, free race pictures, a delicious pancake breakfast, and a raffle ticket for a chance to win valuable prizes. Non-participants are encouraged to join the breakfast and entertainment at the country club. Teams are welcome. Register at

www.ryansreach.com as a group or an individual. Online registration closes Friday at midnight and prices go up Saturday and Sunday. Early packet pick up and late registration will take place at the Dove Canyon Country Club parking lot

Saturday, September 29th 3:00-7:00 pm, and as early as 6:30 am Sunday morning. For more information on sponsoring this event or volunteering, please contact Victoria Corbin at victoria@ ryansreach.com or 949-412-5040.

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CALIFORNIA GREY WHALE WATCHING In the fall, the Eastern Pacific, or California, Gray Whale starts a 2-3 month, 8,000-11,000 km (or 6,835 miles) trip south along the west coast of Canada, the United States and Mexico. The animals travel in small groups. The destinations of the whales are the coastal waters of Baja California and the southern Gulf of California, where they breed and the young are born. The breeding behavior is complex and often involves three or more animals. The gestation period is about one year, and females have calves every other year. The calf is born tail first and measures about 4 meters in length. It is believed that the shallow waters in the lagoons there protect the newborn from sharks. After several weeks, the return trip starts. This round trip of 16,000-22,000 km (or 13,670 miles), at an average speed of 10 km/h, is believed to be the longest yearly migration of any mammal. A whale watching industry provides ecotourists and marine mammal enthusiasts the opportunity to see groups of Gray Whales as they pass by on their migration. The whale feeds mainly on benthic crustaceans which it eats by turning on its side (usually the right) and scooping up the sediments from the sea floor. It is classified as a baleen whale and has a baleen, or whalebone, which acts like a sieve to capture small sea animals including amphipods taken in along with sand, water and other material. Mostly, the animal feeds in the northern waters during the summer; and opportunistically feeds during its migration trip, depending primarily on its extensive fat reserves. The migration route of the Eastern Pacific, or California, Gray Whale is often described as the longest known mammal migration. Beginning in the Bering Sea and ending in the warm-water lagoons of the Baja peninsula, their round trip journey moves them through 12,500 miles of coastline. This journey begins each October as the northern ice pushes southward. Traveling both night and day, Gray whales average approximately 120 km (80 miles) per day. By mid-December to early January, the majority of the Gray whales are usually found between Monterey and San Diego, where they are often seen on Newport Landing Whale Watching cruises. By late December to early January, the first of the Gray Whales Page 6

begin to arrive the calving lagoons of Baja. These first whales to arrive are usually pregnant mothers that look for the protection of the lagoons to give birth to their calves, along with single females seeking out male companions in order to mate. The three primary lagoons that the whales seek in Baja California are Scamnon’s (named after a notorious whale hunter in the 1850’s who discovered the lagoons and later became one of the first protectors of the Greys), San Ignacio and Magdalena. As noted, the California Grey Whales were called the devil fish until the early 1970’s when a fisherman in the Laguna San Ignacio named Pachico Mayoral (although terrified to death) reached out and touched a Grey mother that kept approaching his boat. Today the whales in Laguna San Ignacio are protected but it is possible to visit a whale camp there and have the same experience that Pachico had. Throughout February and March, the first Gray Whales to leave the lagoons are the males and single females. Once they have mated, they will begin the trek back north to their summer feeding grounds in the Bering seas. Pregnant females and nursing mothers with their newborn calves are the last to leave the lagoons. They leave only when their calves are ready for the journey, which is usually from late March to mid-April. The only predators of adult Gray Whales are humans and Orcas. After the California Gray Whales’ breeding grounds were discovered in 1857, the animals were hunted to near extinction there. After harvesting became inefficient because of dwindling numbers, the population recovered slowly, but with the advent of factory ships in the 20th century, the numbers declined again. Gray Whales have been granted protection from commercial hunting by the International Whaling Commission (IWC) since 1949, and are no longer hunted on a large scale. Limited hunting of Gray Whales has continued since that time, however, primarily in the Chukotka region of north-eastern Russia, where large numbers of Gray Whales spend the summer months. This hunt has been allowed under an “aboriginal/subsistence whaling” exception to the commercial-hunting ban.

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Fisheries Service must prepare an

Currently, the annual quota for the Gray Whale catch in the region is 140 whales per year. A smaller quota of 4 whales per year was established for the Makah Indian tribe of Washington at the IWC’s 1997 meeting, but with the exception of a single Gray Whale killed in 1999, the Makah people have been prevented from conducting Gray Whale hunts by a series of legal challenges, culminating in a United States federal appeals court decision in December 2002 that said the National Marine

Environmental Impact Statement before allowing the hunt to go forward. On September 8, 2007, five members of the Makah tribe shot a gray whale using high powered rifles in spite of the limitations. The whale died within 12 hours, sinking while heading out to sea. As of 2001, the population of California Gray Whales had grown to 26,000. Information courtesy of Newport Landing Whale Watching

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TWO LOCAL TEENS AND A CHILD COME TOGETHER TO UNITE A COMMUNITY by: Ria Ciscone As most of us are wrapping up our summers with jaunts to local beaches, last-minute vacation destinations and ice cream shops, two local families are forced to limit their travel to Children’s Hospital of Orange County. Seven-year-old Ayden Elsasser was diagnosed earlier this year with a malignant Posterior Fossa Medulloblastoma (pediatric brain tumor) and has since started aggressive chemotherapy and radiation treatments to the brain and spine. This next year will be filled with hospital visits, physical and occupational therapies and doctors’ clinics. He looks forward to the day he can train and test in Tang Soo Do, perform in Hip Hop dance competitions, and can return to Rancho Viejo Montessori School with his friends. Fifteen-year-old Kabina Cressey’s cancer journey began in 2008 when she was diagnosed with Ewing’s Sarcoma, a rare form of pediatric bone cancer. She fought that battle for 10 months until life had returned to normal. Her family was looking forward to celebrating three years of being cancer-free. However, on

November 8, 2011, they got the news that Kabrina had Acute Myeloid Leukemia (AML) and that the most likely cause of this secondary cancer was a chemotherapy drug she received to fight the Ewing’s. Since then, she successfully underwent a bone marrow transplant and things were looking up. She was accepted to the a cappella choir set to start this fall during her sophomore year at Tesoro High school, was excited to start Driver’s Ed and was enjoying the fact that her hair was growing back. Unfortunately, recently Kabrina learned that her Leukemia had returned. With Ayden and Kabrina’s positive attitudes, their inspirational parents and the expert care they’re receiving at CHOC, they have both been showing remarkable signs of progress. Both the Elsasser and Cressey families have an enormous support system comprised of family, friends and even some strangers who have been following their stories on Caring Bridge and Facebook. To that end, a few local moms joined together to host a not-to-be-missed evening at the Dove Canyon Country Club on Sunday, September 9 at 5:00 PM. The event is called “Ian Plays For

Ayden & Kabrina & the Children of TFF.” TFF stands for Talbert Family Foundation, which is dedicated to providing direct financial support to local families suffering from catastrophic illnesses, primarily cancer. The evening will include a champagne greeting, hors d’oeuvres, a silent auction full of coveted items and a delectable dinner. The highlight of the experience promises to be the piano concert featuring original works written and performed by the gifted Ian Castillo-Urrego, a graduate of Rancho Viejo Montessori School and sophomore at Trabuco Hills High Ian Castillo-Urrego guides Ayden School . Ian, 16 conceptualized the Elsasser at the piano evening: “After hearing about Kabrina and then shortly after, about Ayden, it really hit me hard. I felt like I needed to help in any possible way I could, so I figured, ‘Why not with my music?’”. Tickets are $75/person and can be purchased by emailing AydensBenefit@GaryandMisty.com. A portion of the ticket price and silent auction items is tax-deductible. The Talbert Family Foundation donates 100% of the monies from the public to the families it supports. Kabrina Cressey gets love from mom, Karen Cressey

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SANTA MARGARITA FOOTBALL COACH WELCH GEARS UP FOR ANOTHER AMBITIOUS YEAR TOMORROW’S GAME WITH BROPHY IS ALSO A KICKOFF TO MANY CHALLENGES AHEAD

Santa Margarita Catholic High School Football Coach Harry Welch (right) receiving trophy for CIF Southern Section Championship. Coach Welch was also named PAC-5 Division CIF Coach of the Year by LA84 Foundation Football Coaches Association for 2011-2012

By Caroline Pohl, Staff Reporter With three CIF State Football titles, nine other CIF Southern Section titles, and over thirty-eight years of experience, Coach Harry Welch continues to make California history. As the head football coach for Santa Margarita Catholic High School for two years now, Welch has been a blessing to the school, bringing a gush of success for the Rancho Santa Margarita community. For the last two weeks, the Santa Margarita football team has been in double days, practicing from 9:00 to 11:30 in the morning and then again from 5:30 to 9:00 at night. Every day, Coach Welch arrives at his office at 6:00 a.m. and does not leave until well past 9:00 p.m. Ranked between the number one and number four teams in the country, the team is under tremendous pressure to live up to the expectations of last season, when the school won its first CIF State Football title since 1997. The challenge for Santa Margarita High School begins with its first game tomorrow Saturday, Aug. 25, against the number one ranked school in the state of Arizona, Brophy High School. With average temperatures near Brophy High School currently Page 8

ranging from 110 degrees to 115 degrees, Coach Welch is continuously checking the weather status in the hopes that it will cool down before his team must play this coming week. But weather is not the only issue. Six hundred miles away, Santa Margarita High School is expected to play against the team’s All-American quarterback and All-American wide receiver, both of whose popularity has rallied the support of eight to ten thousand fans for Brophy. “This match is certainly a formidable one,” said Welch. “But I still am excited about it. The scoreboard is not an indicator of success at football, or life, for that matter.” Coach Welch believes that if the players continue to do all of the “little things” well and exercise respect for themselves and each other, they will have the potential to defeat Brophy High School. In 1965, Welch was offered a position as an assistant football coach at Crespi Carmelite High School, his Catholic high school alma mater. As an English teacher who taught Shakespeare and the Bible, and had played sports minimally in high school, this was the beginning of an entirely new experience. Coaching football, Welch would soon learn, was

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“just something he excelled at.” At Canyon High School in Santa Clarita, Welch’s career reached a point of recognition. In 2006, Canyon High School defeated the number one nationally ranked school, De La Salle High School, earning Welch his first CIF State Championship title. On that note, Welch chose to retire in 2007. He moved down to the Coto de Caza area to spend more time with his children and grandchildren. His retirement did not last long before he was offered a coaching position by St. Margaret’s Episcopal School. “It was an offer I could not refuse,” said Welch. “I spent three years at St. Margaret’s, three glorious years.” His time at St. Margaret’s consisted of three CIF Southern Section Championships, three League Championships, and a CIF State title. His record was 42-1. In 2010, the head coaching position opened at Santa Margarita High School. Welch, prompted by his Catholic roots, applied. “I wanted to start and end at a Catholic school,” said Welch. “I love the area, the people, the players.” And Welch’s success continues at Santa Margarita High School today. For Coach Welch and the team,

pre-game and post-game ceremonies still remain of vital importance. Before each game, the coaches and players attend a pre-game mass in their Sacred Heart Chapel, a serenely beautiful sanctuary that evokes calming, peaceful emotions for the players. The players are able to disentangle themselves from the pressures of the upcoming match, and focus on what truly matters—performing at their best while remaining in good health. Yet, the most incredible part occurs at the end of every game. Win or lose, hundreds of students, cheerleaders, and parents gather and form a tunnel from the outskirts of Santa Margarita High School to the Strader Grotto, a quad area located towards the center of the school. There, the players kneel before the bronze statue of the Virgin Mary, and together, as a community, they recite a decade of the Rosary. According to Welch, the players begin and end their game in the same fashion, with spirituality and morality as their highest priorities. Throughout his twenty-three years as a head coach, Welch has amassed numerous coaching awards including the California Coaches Association Coach of the Year in 2007, the Los Angeles Times 2010 Football Coach

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of the Year, and more recently, the 2011 NFL-KABC High School Coach of the Year. Yet, it is not Welch’s achievements with football that make him truly stand out, but it is the overwhelming amount of civility he exercises on and off the field towards all varieties of people. At games, Welch is supported by his children, grandchildren, and devoted wife Cindee, without whom, he believes, he could have never made it this far. Welch’s family still remains the most important aspect of his life. “His dedication to his family is difficult to match,” said family friend of the Welchs, Cynthia Gache. “I have known him since he coached at Canyon High School, and our families have grown closer ever since.” Nick and Kara St. John, two of Welch’s grandchildren, remain an active part of Welch’s football life, serving as his ball boy and ball girl. The two made a comfortable presence for Welch as they participated in Santa Margarita’s CIF State Championship last year at Anaheim Stadium. Prospects for Santa Margarita High School remain high this season. With a coach of such devotion, inspiration, and success, the Eagles are bound to prove a daunting competitor. “They’re a courageous group of young men,” said Welch. “I would take bullet for any one of them.” The Coto de Caza News

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

4TH ANNUAL FESTIVAL RUNWAY FASHION SHOW FEATURES RECYCLED MATERIALS A balmy afternoon with a slight breeze made being outside at the Laguna Beach Festival Arts a treat while watching the 4th Annual Runway Fashion Show where artists made the runway their canvas while they competed to create the most imaginative and unique designs using reclaimed, reused or recycled materials. A three-panel judge chose the top looks in four categories and over 1,500 Festival visitors cast their votes for “People’s Choice Award.” The winners this year each took home a $1,000 cash prize. They are: “Most Exciting Ensemble” was awarded to artists Brittany Ryan and Elizabeth McGhee for their Victorian ensemble made primarily of communication media (newspapers, telephone pieces, cassette tape) and titled “Miss Communication.” The dress is a 3rd generation recycled dress with many of its elements having been used in the past two Festival Runway Fashion Shows. Jeweler Adam Neeley won “Most Innovative Use of Materials” for his use of over 1,000 corn husks in his Frida Kahlo inspired dress. The corn husks were dipped in gold with an under skirt of old Macy’s plastic shopping bags. The bodice was formed out of fuchsia colored cardboard paper that was leftover from a child’s school project with the shawl formed from shipping packaging. Annette Wimmer created and modeled her own look, a tailored two piece suit of packaging supplies and aluminum foil, which received the award “Most Wearable to Next Year’s FOA Exhibit Opening Night Party.” The suite consisted of a diagonally woven skirt and an intricately constructed form fitted top. The edges are finished with hand torn and cut paper strips to soften the look and instead of using thread, Wimmer used staples and duct tape! Painter W. Bradley Elsberry won “Most Creative Concept” with the show’s closing look entitled “Wrapping it Up” utilizing packaging and wrapping material. Model Erika Meyers was initially hidden inside a war-themed exterior made up of machine guns, missiles, and bombs that were connected together and attached to a long red train that also had photos of war and death attached. As she made the dramatic reveal where she peeled off the monster type exterior, she emerged from the costume in a white dress made almost exclusively from paper, Strathmore watercolor paper to be exact. She stopped and sang a few verses from I Dreamed a Dream, a song from the play Les Misérables. Meyers then pulled up a large shepherd’s hook that had a long 50 foot white train attached to it with images from Dante’s Paradise placed on the outside. Also attached at the top of the stick was a white cut out dove giving it an angelic type feel as she carried it away. Elsberry runway also impressed the crowd and took home the highly coveted “People’s Choice Award.” Stunning entries from artists Luciano Bortone, Dagmar Chaplin, Michelle Lance, Rick Graves, Bruce Burr, Jon Seeman, John Tolle wowed the judges and crowd alike with their unique styling and creative use of materials. The judges this year hail from sophisticated textile and artistic fashion backgrounds, including Jeannie Mai, the host of the Style Channel’s popular fashion makeover show “How Do I Look?”, LACMA Curator of Costumes and Textiles, Kaye Spilker, and Sheri Holley from Macy’s South Coast Plaza. Due to unforeseen circumstances, Jerry Penacoli was unable to attend and Lisa M. Berman, The “Go To” Style Diva and Proprietor of Sculpture to Wear Gallery, stepped in to host the event. During the break when the judges were tallying up the scores, the crowd was treated to a special fashion show by contestants from the Miss Orange County Regional and Miss Orange County Teen Regional pageants who modeled designs from Brit Boy and Marisa Kenson. Giselle Boone, Executive Director of the Miss Orange County Regional Pageant said the girls competed in the pageant on August 4, 2012 and were excited to come and walk the runway. The 2012 Miss Orange County Teen Regional Tiffany Brock was on hand along with ten of the contestants from the pageant. Page 10

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(left to right standing) Lisa M. Berman, Erika Meyers, Annette Wimmer, Elizabeth McGhee, Sheri Holley, Alicia Chavex, Kaye Spilker, (left to right sitting) W. Bradley Elsberry, Brittany Ryan, Adam Neeley, with Jeannie Mai standing. (Photo by Patrick Rogers)

Elizabeth McGhee & Brittany Ryan won for “Most Exciting Ensemble” with their Victorian ensemble that was made of newspapers, telephone pieces, cassette tape and titled “Miss Communication.” (Photo by Cliff Wassmann)

Painter W. Bradley Elsberry won for “Most Creative Concept” & “People’s Choice Award”. Model Erika Meyers comes off stage with her angelic shepherd’s stick and dress made of Strathmore watercolor paper. (Photo by Cliff Wassmann)

Model Erika Meyers poses next to the monster exterior made up of machine guns, missiles, and bombs by artist W. Bradley Elsberry who won “Most Creative Concept” & “People’s Choice Award” (Photo by Rob Gage)

Model and artist Annette Wimmer models her tailored two piece suite that won “Most Wearable to Next Year’s Festival of Arts Opening Night Party” (Photo by Cliff Wassmann)

The Festival of Arts is a non-profit organization that produces The Festival of Arts – California’s Premier Fine Art Show and the Pageant of the Masters. For general information, visit the website at www.LagunaFestivalofArts.org.

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Coto de Caza Legal Notices T.S. No.: 2012-02475 Loan No.: 0598115061 APN: 836-651-26 TRA No.: 33-062 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/14/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash payable at time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: RON RHOADS AND JANICE RHOADS, HUSBAND AND WIFE AS JOINT TENANTS Beneficiary Name: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS A NOMINEE FOR PACIFIC COMMUNITY MORTGAGE, INC A CALIFORNIA CORPORATION Duly Appointed Trustee: Integrated Lender Services, a Delaware Corporation and pursuant to Deed of Trust recorded 10/20/2005 as Instrument No. 2005000845872 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 9/7/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $478,293.86 The property heretofore is being sold “as is.” The street Address or other common designation of real property is purported to be: 18 CALLE LIBERACION, RANCHO SANTA MARGARITA, CA 92688 Legal Description: As more fully described on said Deed of Trust. A.P.N.: 836-651-26 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 2012-02475. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 8/9/2012 Integrated Lender Services, a Delaware Corporation, as Trustee 2411 West La Palma Avenue, Suite 350 – Bldg. 1 Anaheim, California 92801 (800) 232-8787 For Sale Information please call: (714) 573-1965 Linda Mayes, Trustee Sale Officer P974613 8/17, 8/24, 08/31/2012

APN: 939-25-088 TS No: CA09003621-11-1 TO No: 5901215 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED June 8, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 14, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on June 22, 2006 as Instrument No. 2006000416610 of official records in the Office of the Recorder of Orange County, California, executed by HAMID REZA KHOSROWABADI, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25782 VIA LOMAS #88, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $363,071.37 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: August 10, 2012 TRUSTEE CORPS TS No. CA09003621-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Jose Hernandez, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09003621-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P975121 8/17, 8/24, 08/31/2012

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

August 24, 2012

PACIFIC SYMPHONY’S SEASON OPENS WITH ONE OF CLASSICAL MUSIC’S MOST REVERED PIANISTS, ANDRÉ WATTS Pacific Symphony’s 34th season gets off to a magnificent start when special guest artist and longtime Symphony friend André Watts headlines the grand opening with a performance of Brahms’ Piano Concerto No. 2, led by Music Director Carl St.Clair, on Thursday through Saturday, Sept. 20-22, at 8 p.m. in the Renée and Henry Segerstrom Concert Hall. Franz Liszt once called Brahms’ Second Piano Concerto “a distinguished work of art in which thought and feeling move in noble harmony.” Separated by a gap of 22 years from the composer’s first piano concerto, the second concerto’s premiere was given by Brahms himself as soloist and was an immediate success that’s held true to today. The program also includes the lightheartedness of two composers by the same last name: Johann Strauss Jr.’s Overture to “Die Fledermaus,” which contrasts with the sophistication of Richard Strauss’ Suite from “Der Rosenkavalier,” packed with colorful operatic orchestration. Season-ticket packages for the Classical series are $240-$975. Single tickets for this concert are $25-$110. An opening night celebration— “Festa di Firenze”—takes place Thursday, Sept. 20, beginning at 5 p.m., at the Westin South Coast Plaza, and includes dinner, concert and post-concert reception. For more information about purchasing a table or individual seats and concert tickets, call the Symphony’s special events department at (714) 876 2364. Last but not least, Watts returns for a fourth performance on Sunday, Sept. 22, at 3 p.m., for the kick-off of the Classical Connections series, when Brahms’ Piano Concerto No. 2 goes under the magnifying glass. Classical Connections Sunday matinee performances are 90-minutes long and include thoughtful and fascinating commentary from Maestro St.Clair. Classical Connections four-concert season packages are $85-$285. Single tickets are $25-$85. For more information or to purchase subscriptions or single tickets, call (714) 755-5799 or visit www.PacificSymphony.org. “André is a consummate artist,” says St.Clair. “To me this means he is an artist’s artist. His depth of knowledge and understanding of the works he performs reflect a level not often obtained or experienced. This makes everyone around him a better musician and also a more discerning listener.”

Watts is the musician Pacific Symphony calls when they want a showstopping start or a memorable end to a season. One of the world’s most celebrated and beloved piano superstars for more than 50 years, Watts joined the Symphony for St.Clair’s 20th anniversary celebration in June 2010, the final concert of the season, performing Grieg’s sweepingly dramatic Piano Concerto. Prior to that, in 2008, Watts also performed Rachmaninoff’s Piano Concerto No. 2 with the Symphony. But it dates all the way back to the mid-1980s, when St.Clair was assistant conductor at the Boston Symphony, that he first met Watts... “He came regularly as soloist, so I was able to experience his profound music-making,” says St.Clair. “I remember when he performed both Brahms’ piano concertos on the same concert. It was not only a moving experience, it was revelatory to hear these two great works backto-back as performed by André’s mastery. His performance of Rachmaninoff’s Second Piano Concerto is also vivid in my memory. These are musical moments that have formed my present expectations of these works. I’m honored to have had the opportunity to have conducted André in these concertos, among others. It was through our professional collaborations that we developed a mutual respect that deepened into a friendship.” The affection and sentiment are returned. Watts has said, “I, as well as the audiences and musicians of Pacific Symphony, praise Carl St.Clair for being a wonderful musician; we can feel even greater joy in realizing that this great artist is also a human being with a wonderful heart and soul.” Timothy Mangan, The Orange County Register’s classical music critic, following an appearance by Watts’ with the Symphony, wrote: “The piano became, in his hands, not just a tool to waft beautiful melodies, but an instrument that could growl and sting, rush and hover, feint and jab, accompany as well as solo. There wasn’t an uninflected bar in his entire performance, and that kept it interesting and involving from first to last. The place erupted after the final ‘whomp.’” Watts burst upon the music world at the age of 16 when Leonard Bernstein chose him to make his debut with the New York Philharmonic in the Young People’s Concerts. More than 50 years later, he remains one

of today’s most beloved superstars of the music world. He has played before royalty in Europe and heads of government in nations all over the world. He was selected to receive the coveted Avery Fisher Prize in 1988, and in June 2006, he was inducted into the Hollywood Bowl Hall of Fame in celebration of 50 years since his debut with the Philadelphia Orchestra. He is included in the “Great Pianists of the 20th Century” series on Philips. Watts’ appearance launches the Hal and Jeanette Segerstrom Family Foundation Classical Series 201213, an exceptional and diverse season designed to embrace traditional repertoire, while introducing bright new interpretations, inventive staging and the best in established and emerging guest artists. The season begins with the spotlight squarely on the piano… “This season opens with three extraordinary pianists each with different and individual talents,” says St.Clair. “In a matter of weeks, our patrons will have the opportunity to hear no less than four piano concertos, each of them beloved masterworks. In my 23 years as Music

Director, this is unprecedented and a rare opportunity on any stage. This season is steeped in music of the more traditional vein. The backbone of our repertoire will dominate the programs, but is complimented by interesting journeys into the realm of jazz, opera and music of the Baroque era.” Pacific Symphony/Season Opening programs: “Come to the Cabaret,” Mozart’s Requiem and Stravinsky’s “Rite of Spring”; a continuation of the opera initiative that lunched last season—“Symphonic Voices”— featuring Puccini’s “Tosca”; and the critically acclaimed American Composers Festival enters its 13th year by exploring the music of the iconic American jazz age with the Duke Ellington Orchestra. Pacific Symphony’s Classical series performances are made possible by the Hal and Jeanette Segerstrom Family Foundation, with additional support from American Airlines; The Westin South Coast Plaza, KUSC; and PBS SoCal. Classical Connections receives support from KPCC.

The Coto de Caza News

Page 15

August 24, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

SAFE EXERCISE IN HOT WEATHER

by Ira Bailey With temperatures soaring but looking great in swimsuits ever important, people are exercising more than ever in an attempt to losing those last 10 pounds. Besides the usual over training, sprains, and muscle aches that exercisers have to deal with, they face a new danger - heat. Here are a few tips on how to lose those pounds without losing your life in the process. 1.Stay hydrated. Water is okay, but sports drinks are better in hot weather. This is because you’ll likely sweat more, losing water as well as minerals, including salt. Chugging pure water can actually be harmful so sports drinks are the way to go. Best to go stock up on some Gatorade before you even plan any type of activity. 2.Take regular breaks. It doesn’t matter if your body can endure an hour of nonstop running in ordinary circumstances. Your body may be able to handle the cardiovascular aspect, but it won’t be able to handle the temperature boost, no matter how seasoned you are. Take a break every half hour if you’re doing intensive exercise and every hour for light or moderate exercise. Breaks should be five to ten minutes in a shady area so your heart rate and temperature can come down. Use this time to sip the sports drinks you stocked up on. Page 16

3.Exercise in the shade. If you’re running or walking, this might not be possible the whole time, but do your best to stay in the shade. It’s cooler there so you minimize the risks of exercising in hot weather a bit. If possible, an indoor track or pool would be better on days of extremely hot weather. 4.Exercise in the early morning or late evening. The hottest time of the day is usually around 11 am to 2 pm. If you schedule your exercise at around 7 to 9 am or 4 to 6 pm, you won’t be subjected to as hot of temperatures. 5.Wear loose cotton clothing. You may be tempted to work out in your beloved spandex shorts or your flattering black velvet pants, but this is one of those times where it may be necessary to forsake style for health and safety. Loose cotton clothing allows air to circulate around your body, which will allow your sweat to evaporate, cooling down your body in the process. Lighter colors are preferable over darker ones and shorts and sleeveless tops are preferred over others. 6.Don’t push yourself too hard. It’s common for us to push our bodies during exercise, especially if the goal is increased strength and endurance. In hot weather, however, your body is already facing an extra challenge

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by having to work hard to keep the body’s temperature stable. Pushing your body beyond its limits will require it to put in effort to sustain the exercise, taking away some of the focus from body temperature regulation. 7.Sunscreen, and lots of it. Your internal organs aren’t the only thing that need protecting in hot weather. Your skin is also susceptible to the heat and improper protection can lead to things like cancer. Get a good SPF level sunscreen, but make sure it’s not the kind that will clog your pores. You need them to sweat. Chapstick is also your friend. Do not, however, wear a hat, as heat is released through the head and a hat can impede this process. 8.Don’t exercise for too long. Even with regular breaks and lots of fluids, exercising for hours upon hours can be dangerous. Your body needs to take more energy to keep up with exercise the longer it goes on. This, like pushing your body to hard, takes away from the body’s ability to regulate temperature efficiently. The recommended time for weight loss is an hour of exercise, 4 to 5 times a week. If you just want to stay in shape, only half an hour is required. Unless you’re training for a sport of competition of some sort, with an experienced trainer or coach, there

is no need to go for longer than that. 9.Bring along equipment to help assess your risk. If you’re working out intensely, or even if you’re unsure of how much or how hard to work out, bring along a heart rate monitor. Almost any sporting type store should carry them. It will tell you how high your heart rate is going during exercise. You should stay in between 70% and 85% of your maximum heart rate on hot days. If you must work out intensely because of training purposes, it’s best to bring along a thermometer and a blood pressure monitor. A temperature over 101 degrees Fahrenheit is a sign that you need to stop or at least take an extended break and cool down. A blood pressure monitor is good for assessing dehydration. If your blood pressure is getting low, you need to take a break and get hydrated. 10.Listen to your body. Everything else aside, your body is the most accurate gauge of how you’re doing. If you feel in any way out of the ordinary, you need to stop exercising. This includes heart palpitations, increasing fatigue, chest pain or pressure. Don’t ignore the signs either. If you’re thirsty, drink. This is not the time to wait until you finish that last lap or set. Remember, you can’t exercise if you’re dead.

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CALLING ALL ACTORS Open auditions for Saddleback College’s Fall 2012 Theatre Arts productions of Spring Awakening, Almost, Maine and A Christmas Carol will be held on Tuesday and Wednesday, August 28th and 29th, theatre dance auditions are Thursday, August 30th and callbacks are Friday, August 31st. All auditions are at 6 pm in the McKinney Theatre, Saddleback College, 28000 Marguerite Parkway, Mission Viejo. For Spring Awakening and A Christmas Carol bring sheet music in correct key (16-32 bars). Accompanist provided; no tapes or CD’s. For both musicals and non-musicals, a one-minute monologue is required for each audition. Scripts will be available at the Performing Arts office in FA 304. Call 949-582-4413 for further information. Saddleback College Theatre Arts program produces several fully-staged shows in which students are encouraged to participate. Theatre Arts students are given the opportunity to audition for every production and Theatre Arts students are given priority in the casting process. In addition there are numerous opportunities for students to contribute in backstage activities of all college productions. Located in Mission Viejo, Saddleback College provides quality higher education and training to the greater south Orange County community. Having served more than 500,000 students since 1968, Saddleback College offers more than 300 degree and certificate programs to help students reach their personal, career, and educational goals. For more information, please visit www.saddleback.edu. For Fine Arts events, visit www.saddleback.edu/arts.

Local Dentist Michael Tessier Reveals Affordable Ways of Paying for Dental Care I think we all grew up thinking that medical or dental insurance was there for our benefit, like they were taking care of us. However, insurance is a product to make stockholders money. Although there’s nothing wrong with people wanting to make money in the market, that’s the main focus of that industry, not taking care of us (the insured). Even before the current attempt by the federal government to force us into government-run socialized medicine (run by the same people who operate Medicare, social security, and the post-office), all of us had become aware of the truth about insurance, as “covered benefits” decreased and “co-pays” increased. So, it is a real pleasant surprise for me to be able to report that Delta Dental of Illinois has announced their Enhanced Benefits Program offering “enhanced benefits for those with high-risk medical conditions”. Systemic diseases like diabetes, pregnancy, cardio-vascular conditions, renal disorders, cancer-related chemo- or radiation therapy, or suppressed immune systems have correlations with oral conditions. Delta/ Illinois is now taking these conditions into account, and paying more liberally for dental care than they used to. Pat and Donna at my front desk have between them fifty-plus years in the dental field, and will be able to answer any questions you might have. Please don’t hesitate to call them. When you call, please be sure to ask them about “Care Credit”, a credit card offering up to twelve months of interest-free credit on dental work. I like this because there are no premiums involved that have to be paid on a monthly basis, whether any dental work is required or not. Dr. Michael Tessier is located in Los Flores Plaza at 28562 Oso Parkway. Most major credit cards and dental plans cheerfully accepted telephone (949)459-7212

August 24, 2012

NEWCOMERS’ CLUB FRIENDSHIP BRUNCH!

The NEWCOMERS’ CLUB of SADDLEBACK VALLEY (NCSV) is a women’s social club with numerous and varied activities within the South Orange County area. NCSV offers a wide range of activities for all interests and ages. There are monthly coffees, luncheons, seasonal parties, fashion shows, special interests groups, couples activities, and lots more! Come and meet the Board Members & Committee Chairs who will introduce NCSV many exciting activities and bring you up to date on new interest groups that are now forming. Come and get to know us! There will be fun and prizes so we hope you will attend. Feel free to invite friends and neighbors who might also enjoy becoming part of this wonderful club. Join us for the Friendship Brunch at TJs Cantina at Tijeras Creek Golf Club in Rancho Santa Margarita. The cost is only $15! For more information and reservations contact us at 949-313-1022 or www.ncsvonline.org. The Newcomers’ Club of Saddleback Valley welcomes all!

NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier

ADA and CDA Member

• Complete Dentistry for Children & Adults • Mercury-Free Fillings • Orthodontics (tooth straightening) • Emergencies seen promptly • Dentures Repairs / Relines • Tooth Bonding & Bleaching • We meet all prescribed standards of sterilization and infection control

LAS FLORES PLAZA

28562 OSO PKWY. AT ANTONIO PKWY.

459-7212 1-877-GENTLE-T

MOST INSURANCE PLANS WELCOME

MOST MAJOR CREDIT CARDS ACCEPTED

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August 24, 2012

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URBAN KITCHEN GRILL AND WINE BAR OFFERS FOOTHILL RANCH UPSCALE EATERY

GRILLED WILD KING SALMON with sautéed baby spinach, ratatouille and jasmine rice

Urban Kitchen Grill and Wine Bar, a unique, upscale eatery offering gourmet comfort food and boutique wines has opened in Foothill Ranch. The restaurant features fresh, highquality entrees, sandwiches, salads, and desserts. “Our mission is to serve moderately-priced, hearty meals - comfort foods, if you will - in an unpretentious setting,“ said Urban Kitchen Grill owners Jaime Benson and David Hall. “We felt there was a niche for a new type of restaurant in the Foothill Ranch area. People who are looking for something special and varied can come to our bistro-style eatery for delicious food, boutique wines, and hand-crafted beers.” Their wine bar features wine flights for tasting and pairing, as well as full glasses. Wine tasting and wine dinners will be held on a regular basis featuring, primarily, boutique wines of California. “You can choose Urban Kitchen Grill as a place to have a quick lunch or dinner - or to have a relaxing experience with food and wine pairing,” Benson continued. “We intend to provide combinations which will tantalize the most gastronomically enthusiastic palates.” Urban Kitchen Grill and Wine Bar opened in mid-May. Both David and Jaime have spent most of their lives in the restaurant business. Executive Chef David Hall has been in the business for 22 years. For the last ten years, David held the positions Page 18

of General Manager and Director of Wine at The Bungalow Restaurant in Corona del Mar. This experience, in addition to his many previous years as a chef and caterer, have allowed David and Jaime in front of the store him to create a menu that is simple, yet provides the diner with a variety of experiences for food and wine pairings. General Manager Jaime Benson has 17 years of restaurant experience. Jaime has worked in the ‘front of the house’ for three upscale Orange County restaurants, the last several years with David in Corona del Mar. Prior to those years, Jaime was a corporate trainer for a national restaurant chain opening new stores in and out of California. Assisting with the opening is David’s wife Jaylene. Jaylene also brings years of her own restaurant experi- Wine Bar ence to the Urban Kitchen table. Previously, as general manager, she opened Opah Restaurant in Irvine, Zov’s Bistro in Portola Springs, and Zov’s Bistro in Newport Coast. Customer service was, and continues to be her mantra. Urban Kitchen Grill and Wine Bar is located where Portola Parkway and Glenn Ranch Road meet in Foothill Ranch. Everyone is invited to come by to experience their tasty food and beverages, attentive service, and comfortable ambience. Urban Kitchen Grill and Wine Bar is located at 27412 Portola Pkwy, Suite D Foothill Ranch, PROSCIUTTO WRAPPED TIGER PRAWNS with linguini, pistachio and pesto CA 92610 Phone: 949-340-2055

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THURSDAY IS

August 24, 2012

ALL DRINKS HALF PRICE IN OUR BAR & LOUNGE

LADIES NIGHT at EMBARCADERO CALIFORNIA BISTRO NOW OPEN IN RANCHO SANTA MARGARITA’S EL PASEO SHOPPING CENTER!

BRING YOUR LADY OR MEET ONE HERE

HALF PRICE DRINKS

FOR EVERYONE ALL NIGHT LONG THURSDAY EVENING IN OUR BAR & LOUNGE. LIVE MUSIC EVERY THURSDAY, FRIDAY AND SATURDAY Open 7 days a week. Lunch 11am-4pm. Dinner service begins at 4pm. HAPPY HOUR: 4pm-6pm every day Monday - Sunday

P h o n e : ( 9 4 9 ) 3 4 0 - 2 0 5 5 Fa x : ( 9 4 9 ) 3 4 0 - 0 0 9 5 27412 Portola Pkwy, Suite D Foothill Ranch, CA 92610

www.UrbanKitchenGrill.com

EMBARCADERO CALIFORNIA BISTRO

Located in the EL Paseo Plaza at 22332 EL Paseo in Rancho Santa Margarita 92688

(949)-709-2266

Serving authentic Italian Cuisine in beautiful Dove Canyon located in the center of South Orange County with spacious indoor dining and patio dining in view of Saddleback Mountain. In the spirit of Italian hospitality, this family restaurant is enjoyed by every generation. Here love and family are celebrated with fresh rosemary bread, hand stretched and tossed gourmet pizzas baked in our brick oven, scrumptious seafood selections, classic and original pasta favorites, delicious Lasagna, Eggplant Parmigiana, Cannelloni, Manicotti and Ravioli as well as entree’s featuring chicken and beef. We also offer many fine wines and beer selections. The secret behind the flavors of San Giovanni are time honored family recipes from our family to yours! Enjoy desserts such as Tiramisu and homemade cream puffs and, of course, Spumoni with a fresh rich cup of coffee.

Come in, sit down, you’re family at,

San Giovanni Ristorante

Special Events * Full Service Catering www.sangiovanni.us 31931 Dove Canyon Drive Hours: Open Daily Dove Canyon, CA 92679 5:00 pm - 9:00 pm (949) 589-1900

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SECLUDED ESTATE THIS MAGNIFICENT CUSTOM ESTATE IS LOCATED ON OVER AN ACRE OF TRANQUIL EQUESTRIAN ZONED LAND WITH MATURE OAK TREES AND IS SURROUNDED BY NATURE. LUXURIES INCLUDE 6 BEDROOM SUITES, 6.5 BATHROOMS, BONUS ROOM, LIBRARY, AND OFFICE THE HOME FEATURES AN EXCEPTIONAL OPEN FLOOR PLAN WITH RICH ARCHITECTURAL DESIGNS AND GREAT VIEWS. 8 PALOMINO, COTO de CAZA OFFERED AT $2,395,000 Also available for lease for $8400 a month LYN CHADWICK THE CHADWICK GROUP / PRUDENTIAL CALIFORNIA REALTY

Bringing People and Properties Together for 25 Years

The

hadwick Group

Prudential California Realty

Lyn Chadwick Page 20

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Specializing in Coto & Dove Canyon

949-280-2109 lynchadwick@cox.net DRE Lic # 00915157

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

EXCEPTIONAL CUSTOM HOME

TREMENDOUS SETTING

LIS NEW TIN G

TRULY AMAZING LOCATION

FAMILY NEIGHBORHOOD

BEYOND PERFECT

WHAT A SHOWPIECE

Beautiful townhome with all the ammentities. Offering approx. 1600 sq. ft with 3 bedrooms and 2.5 baths. Spacious floorplan with separate living and dining. Very nicely upgraded. Nice size backyard and an attached 2 car garage. Close to the park. 67 Night Bloom $569,000.00

Traditional home offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Situated on a prime view lot and loaded with upgrades. Extensive hardwood flooring, built ins, granite and custom window coverings. Pool/spa, built in BBQ and stunning sunset views. 15 Salinger Coto de Caza $1,219,000.00

LD SO

Large corner lot with loads of privacy. This unique floor plan is like nothing you have seen. Very unique upgrades throughout. Marble floors, granite counters, built-ins and shutters. Main floor master bedroom. Office with built-ins, oversized bonus room upstairs. Stunning backyard with pebble tec salt water pool and spa. Built in BBQ and large grass area for the kids. 11 Calle de Princesa $998,000.00

A DOLL HOUSE

Offering approx 1129 sq. ft. with 3 bedrooms and 2 baths.Everything is brand new!! Very nice spacious floorplan. Light and bright location. Hardwood floors, granite counters and stainless appliances. 1 car garage and 1 carport. Assoc. pool and spa. 5 Sundance $359,000.00

LIS NEW TIN G

Located on a prime lot with golf course views and so many upgrades beyond your imagination. Offering approx. 1351 sq. ft with 3 bedrooms and 3 bath. Two car attached garage and large front courtyard. 12969 Ternberry $499,000.00

AT H

LD SO PERFECT FAMILY HOME

Wonderful family neighborhood and ideal floorplan. Offering approx. 1900 sq. ft with 4 bedrooms and 3 baths. Seller has remodeled this beautiful home extensive tile floors and granite counters. Spacious backyard and well manicured. 10 Calle Larspur $485,000.00

UNIQUE FLOORPLAN

IDEAL FAMILY HOME

Located on a quiet culdesac with views. Aprox. 2500 sq. ft. with 5 bedrooms and 3 bath. Loaded with upgrades and a wonderful family home. Newly landscaped and all new flooring. 9 Woondsong $659,000.00

ES IN CR OW

This location and exterior views of the oak trees will leave you speechless. This custom home This beautiful QUALITY custom home has it all! This well thought out floorplan homes offers approx. 4000 sq. ft. situated on an acre lot nestled amongst the oak trees. Newly offers 6200 sq. ft.with 4 bedrooms, 6 baths and a private office. Exceptional remodeled with top notch finishes. Seller has the plans for the infinity pool. A must see. Seller private backyard. This custom home is situated on over an acre lot and located in the prestigious neighborhood â&#x20AC;&#x153;The Woodsâ&#x20AC;?. will consider seller financing or a trade 5 Shire $2,849,000.00 3 Palomino $1,299,000.00

Nestled up towards the hills in a wonderful family neighborhood with community pool and park. Offering approximately 2,300 sq. ft., 4 bedrooms, 3 baths and a large yard. 20692 Shadow Rock $539,000.00

August 24, 2012

LIS NEW TIN G

CU H O S TO ME M

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CULDESAC LOCATION

Offering approx 4000 sq. ft. with 5 bedrooms and 4 baths. Spacious bonus room could be a 6th bedroom. Beautifully appointed with stone and hardwood floors. Newly remodeled kitchen with granite counters and center island. The yard is complete with pool/spa and built in BBQ area with a cozy fireplace. Nice views and located on a culdesac. 5 Blackhawk $929,000.00

TRULY AMAZING

Offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Incredible traditional floorplan with all the upgrades.Oversized gourmet kitchen and adjoining family room with large breakfast nook. Private backyard complete with pool/spa, outside family room and built in BBQ. 12 Salinger $1,199,000.00

Where Integrity Meets Excellence The Coto de Caza News

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August 24, 2012

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Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 11-0148738 Title Order No. 11-0135414 APN No. 805-313-21 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/23/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DEBORAH L WILCOX, AN UNMARRIED WOMAN, dated 01/23/2007 and recorded 1/29/2007, as Instrument No. 2007000058568, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 08/31/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 11 CHARCA, RANCHO SANTA MARGARITA, CA, 926882700. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,159,594.05. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 11-0148738. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.164771 08/10/2012, 08/17/2012, 08/24/2012

APN: 649-022-34 TS No: CA05000346-12-1 TO No: 1109425 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/9/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 9/4/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 12/14/2005 as Instrument No. 2005000999402 of official records in the Office of the Recorder of Orange County, California, executed by MARY L BROGDON, SUCCESSOR TRUSTEE OF THE BROGDON-VINDING TRUST, ESTABLISHED JULY 11, 1996, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 30794 CALLE CHUECA, SAN JUAN CAPISTRANO, CA 92675-0000 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $356,969.96 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 8/2/2012 TRUSTEE CORPS TS No. CA05000346-12-1 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05000346-121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P972455 8/10, 8/17, 08/24/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-467625-VF Order No.: 110429942-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/27/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): WAHID SEDIQE AND MARYAN SALHI, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/8/2005 as Instrument No. 2005000530569 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/31/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $517,912.43 The purported property address is: 1 BROOKTREE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 623-533-22 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-467625-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-467625-VF IDSPub #0034083 8/10/2012 8/17/2012 8/24/2012

Page 22

The Coto de Caza News

Trustee Sale No. 12-00237-4 Loan No. Reinhart 2nd APN 105-051-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/4/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/31/2012, at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA., FIDELITY NATIONAL TITLE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 06/11/2007, as Instrument No. 2007000371321 of Official Records in the office of the Recorder of Orange County, CA , executed by: Carl H. Reinhart, a single man, as Trustor, in favor of Commercial Bank of California as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE PARTICULARLY DESCRIBED IN EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF. Exhibit “A” T.S. No.: 12-00237-4 Loan No.: Reinhart 2nd LEGAL DESCRIPTION All that certain real property situated in the County of Orange, State of California, described as follows: PARCEL 1: BEGINNING AT THE NORTH QUARTER CORNER OF SECTION 8, TOWNSHIP 5 SOUTH, RANGE 7 WEST, SAN BERNARDINO MERIDIAN; IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, THENCE WESTERLY ALONG THE NORTH LINE OF SAID SECTION, 2635.05 FEET TO THE NORTHWEST CORNER THEREOF; THENCE SOUTH 0 DEGREES 10’ EAST ALONG THE WEST LINE OF SAID SECTION, 1795.31 FEET TO THE NORTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO CHARLES R. LIMER AND WIFE, RECORDED JUNE 5, 1941 IN BOOK 1099, PAGE 11 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; THENCE SOUTH 79 DEGREES 35’ 30” EAST ALONG THE NORTHERLY LINE OF SAID LAND, 1019.77 FEET TO THE SOUTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO HOWARD G. GEISSLER AND WIFE, RECORDED MAY 15, 1957 IN BOOK 3908, PAGE 261 OF OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID GEISSLER LAND, NORTH 5 DEGREES 54’ 48” EAST 281.10 FEET AND SOUTH 79 DEGREES 35’ 30” EAST 148.70 FEET TO THE SOUTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO CHARLES E. JOHNSON AND WIFE, RECORDED AUGUST 23, 1955 IN BOOK 3184, PAGE 216 OF SAID OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID LAST MENTIONED LAND, NORTH 11 DEGREES 05’ 50” EAST 151.35 FEET, SOUTH 83 DEGREES 55’ 20” EAST 210.13 FEET, AND SOUTH 84 DEGREES 27’ 10” EAST 55.24 FEET TO THE NORTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO EVERETT L. JOHNSON, RECORDED MAY 20, 1960 IN BOOK 5253, PAGE 253 OF SAID OFFICIAL RECORDS; THENCE ALONG THE NORTHERLY LINE OF SAID LAST MENTIONED LAND, SOUTH 74 DEGREES 57’ 00” EAST 149.11 FEET TO THE WESTERLY LINE OF THE LAND DESCRIBED IN THE DEED TO CHESTER C. LYMAN AND WIFE, RECORDED AUGUST 23, 1955 IN BOOK 3184, PAGE 217 OF SAID OFFICIAL RECORDS; THENCE ALONG SAID WESTERLY LINE, NORTH 22 DEGREES 30’ 00” EAST 121.19 FEET TO AN ANGLE POINT IN THE WESTERLY BOUNDARY OF THE LAND DESCRIBED IN THE DEED TO SAID LYMAN, RECORDED FEBRUARY 10, 1956 IN BOOK 3393, PAGE 474 OF SAID OFFICIAL RECORDS; THENCE NORTH 5 DEGREES 46’ 40” EAST 164.26 FEET TO THE SOUTHWESTERLY LINE OF THE LAND DESCRIBED IN THE DEED TO SAID LYMAN, RECORDED OCTOBER 28, 1959 IN BOOK 4945, PAGE 216 OF SAID OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID LAST MENTIONED LAND, THE FOLLOWING COURSES AND DISTANCES: NORTH 70 DEGREES 45’ 20’ WEST 15.01 FEET; NORTH 21 DEGREES 16’ 40” EAST 209.85 FEET; NORTH 12 DEGREES 16’ 40” EAST 43.00 FEET; SOUTH 84 DEGREES 33’ 20” EAST 239.46 FEET; AND SOUTH 89 DEGREES 27’ 50” EAST 343.04 FEET TO THE NORTHWESTERLY CORNER OF THE LAND DESCRIBED IN THE DEED CHARLES E. JOHNSON AND WIFE, RECORDED JANUARY 10, 1957 IN BOOK 3765, PAGE 550 OF SAID OFFICIAL RECORDS; THENCE EASTERLY ALONG THE NORTH LINE OF SAID LAST MENTIONED LAND, 312.21 FEET TO THE EAST LINE OF THE WEST HALF OF SAID SECTION 8; THENCE NORTH ALONG THE SAID EAST LINE, 1149.58 FEET, MORE OR LESS, TO THE POINT OF BEGINNING. EXCEPTING THEREFROM, 1/2 OIL, GAS, MINERALS AND HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET FROM THE SURFACE OF SAID LAND, BUT WITHOUT THE RIGHT OF SURFACE ENTRY UPON ALL AND ANY PORTION OF SAID LAND FOR THE PURPOSE OF EXPLORING, BORING, DRILLING, MINING, PROSPECTING, REFINING OR MARKETING SAID SUBSTANCES, AS RESERVED IN DEED RECORDED JANUARY 26, 1979 IN BOOK 13014, PAGE 1494 OF OFFICIAL RECORDS. PARCEL 2: AN EASEMENT FOR INGRESS AND EGRESS OVER THAT PORTION OF SAID SECTION 8 LYING WITHIN THOSE CERTAIN 30-FOOT STRIPS OF LAND DESCRIBED IN DEEDS RECORDED DECEMBER 14, 1956 IN BOOK 3743, PAGE 435, AND RECORDED MARCH 3, 1958 IN BOOK 4216, PAGE 6, BOTH OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; EXCEPTING THEREFROM THAT PORTION INCLUDED WITHIN THE ABOVE DESCRIBED PARCEL 1. APN: 105-051-11 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 12-00237-4. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 14311 Ladd Canyon Road, Silverado, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $514,246.10 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: 8/3/2012 FIDELITY NATIONAL TITLE COMPANY, TRUSTEE 12-00237-4 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Tamala Dailey, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 P973451 8/10, 8/17, 08/24/2012

The Coto de Caza News

Trustee Sale No. 12-00236-4 Loan No: Reinhart first APN 105-051-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED December 1, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 31, 2012, at 9:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA., FIDELITY NATIONAL TITLE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on December 8, 2005, as Instrument No. 2005000981608 of Official Records in the office of the Recorder of Orange County, CA, executed by: Carl H. Reinhart, a single man, as Trustor, in favor of Commercial Bank of California, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE PARTICULARLY DESCRIBED IN EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF. Exhibit “A” T.S. No.: 12-00236-4 Loan No.: Reinhart first LEGAL DESCRIPTION All that certain real property situated in the County of Orange, State of California, described as follows: PARCEL 1: BEGINNING AT THE NORTH QUARTER CORNER OF SECTION 8, TOWNSHIP 5 SOUTH, RANGE 7 WEST, SAN BERNARDINO MERIDIAN; IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, THENCE WESTERLY ALONG THE NORTH LINE OF SAID SECTION, 2635.05 FEET TO THE NORTHWEST CORNER THEREOF; THENCE SOUTH 0 DEGREES 10’ EAST ALONG THE WEST LINE OF SAID SECTION, 1795.31 FEET TO THE NORTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO CHARLES R. LIMER AND WIFE, RECORDED JUNE 5, 1941 IN BOOK 1099, PAGE 11 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; THENCE SOUTH 79 DEGREES 35’ 30” EAST ALONG THE NORTHERLY LINE OF SAID LAND, 1019.77 FEET TO THE SOUTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO HOWARD G. GEISSLER AND WIFE, RECORDED MAY 15, 1957 IN BOOK 3908, PAGE 261 OF OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID GEISSLER LAND, NORTH 5 DEGREES 54’ 48” EAST 281.10 FEET AND SOUTH 79 DEGREES 35’ 30” EAST 148.70 FEET TO THE SOUTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO CHARLES E. JOHNSON AND WIFE, RECORDED AUGUST 23, 1955 IN BOOK 3184, PAGE 216 OF SAID OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID LAST MENTIONED LAND, NORTH 11 DEGREES 05’ 50” EAST 151.35 FEET, SOUTH 83 DEGREES 55’ 20” EAST 210.13 FEET, AND SOUTH 84 DEGREES 27’ 10” EAST 55.24 FEET TO THE NORTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO EVERETT L. JOHNSON, RECORDED MAY 20, 1960 IN BOOK 5253, PAGE 253 OF SAID OFFICIAL RECORDS; THENCE ALONG THE NORTHERLY LINE OF SAID LAST MENTIONED LAND, SOUTH 74 DEGREES 57’ 00” EAST 149.11 FEET TO THE WESTERLY LINE OF THE LAND DESCRIBED IN THE DEED TO CHESTER C. LYMAN AND WIFE, RECORDED AUGUST 23, 1955 IN BOOK 3184, PAGE 217 OF SAID OFFICIAL RECORDS; THENCE ALONG SAID WESTERLY LINE, NORTH 22 DEGREES 30’ 00” EAST 121.19 FEET TO AN ANGLE POINT IN THE WESTERLY BOUNDARY OF THE LAND DESCRIBED IN THE DEED TO SAID LYMAN, RECORDED FEBRUARY 10, 1956 IN BOOK 3393, PAGE 474 OF SAID OFFICIAL RECORDS; THENCE NORTH 5 DEGREES 46’ 40” EAST 164.26 FEET TO THE SOUTHWESTERLY LINE OF THE LAND DESCRIBED IN THE DEED TO SAID LYMAN, RECORDED OCTOBER 28, 1959 IN BOOK 4945, PAGE 216 OF SAID OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID LAST MENTIONED LAND, THE FOLLOWING COURSES AND DISTANCES: NORTH 70 DEGREES 45’ 20’ WEST 15.01 FEET; NORTH 21 DEGREES 16’ 40” EAST 209.85 FEET; NORTH 12 DEGREES 16’ 40” EAST 43.00 FEET; SOUTH 84 DEGREES 33’ 20” EAST 239.46 FEET; AND SOUTH 89 DEGREES 27’ 50” EAST 343.04 FEET TO THE NORTHWESTERLY CORNER OF THE LAND DESCRIBED IN THE DEED CHARLES E. JOHNSON AND WIFE, RECORDED JANUARY 10, 1957 IN BOOK 3765, PAGE 550 OF SAID OFFICIAL RECORDS; THENCE EASTERLY ALONG THE NORTH LINE OF SAID LAST MENTIONED LAND, 312.21 FEET TO THE EAST LINE OF THE WEST HALF OF SAID SECTION 8; THENCE NORTH ALONG THE SAID EAST LINE, 1149.58 FEET, MORE OR LESS, TO THE POINT OF BEGINNING. EXCEPTING THEREFROM, 1/2 OIL, GAS, MINERALS AND HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET FROM THE SURFACE OF SAID LAND, BUT WITHOUT THE RIGHT OF SURFACE ENTRY UPON ALL AND ANY PORTION OF SAID LAND FOR THE PURPOSE OF EXPLORING, BORING, DRILLING, MINING, PROSPECTING, REFINING OR MARKETING SAID SUBSTANCES, AS RESERVED IN DEED RECORDED JANUARY 26, 1979 IN BOOK 13014, PAGE 1494 OF OFFICIAL RECORDS. PARCEL 2: AN EASEMENT FOR INGRESS AND EGRESS OVER THAT PORTION OF SAID SECTION 8 LYING WITHIN THOSE CERTAIN 30-FOOT STRIPS OF LAND DESCRIBED IN DEEDS RECORDED DECEMBER 14, 1956 IN BOOK 3743, PAGE 435, AND RECORDED MARCH 3, 1958 IN BOOK 4216, PAGE 6, BOTH OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; EXCEPTING THEREFROM THAT PORTION INCLUDED WITHIN THE ABOVE DESCRIBED PARCEL 1. APN: 105-051-11 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-00236-4. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 14311 Ladd Canyon Road, Silverado, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $2,061,622.70 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: August 2, 2012 FIDELITY NATIONAL TITLE COMPANY, TRUSTEE 12-00236-4 135 Main Street, Suite 1900 San Francisco, CA 94105 415-247-2450 Tamala Dailey, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 P973456 8/10, 8/17, 08/24/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

THEREFROM, 1/2 OIL, GAS, MINERALS AND HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET FROM THE SURFACE OF SAID LAND, BUT WITHOUT THE RIGHT OF SURFACE ENTRY UPON ALL AND ANY PORTION OF SAID LAND FOR THE PURPOSE OF EXPLORING, BORING, DRILLING, MINING, PROSPECTING, REFINING OR MARKETING SAID SUBSTANCES, AS RESERVED IN DEED RECORDED JANUARY 26, 1979 IN BOOK 13014, PAGE 1494 OF OFFICIAL RECORDS. PARCEL 2: AN EASEMENT FOR INGRESS AND EGRESS OVER THAT PORTION OF SAID SECTION 8 LYING WITHIN THOSE CERTAIN 30-FOOT STRIPS OF LAND DESCRIBED IN DEEDS RECORDED DECEMBER 14, 1956 IN BOOK 3743, PAGE 435, AND RECORDED MARCH 3, 1958 IN BOOK 4216, PAGE 6, BOTH OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; EXCEPTING THEREFROM THAT PORTION INCLUDED WITHIN THE ABOVE DESCRIBED PARCEL 1. APN: 105-051-11 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-00236-4. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 14311 Ladd Canyon Road, Silverado, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $2,061,622.70 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: August 2, 2012 FIDELITY NATIONAL TITLE COMPANY, TRUSTEE 12-00236-4 135 Main Street, Suite 1900 San Francisco, CA 94105 415-247-2450 Tamala Dailey, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 P973456 8/10, 8/17, 08/24/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00577061PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of ALEJANDRO DIAZ MALDONADO, a Minor. Petitioner(s) KARINA DIAZ, has/have filed a petition with this court for a decree changing name(s) as follows: ALEJANDRO DIAZ MALDONADO, a Minor to ALEJANDRO MALDONADO, a Minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 21, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 10, 2012 Randall J. Sherman – Judge of the Superior Court Coto de Caza News– 8/17/2012, 8/24/2012, 8/31/2012, 9/7/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00581780-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of JAMIE JOY MEYER. Petitioner(s) JAMIE JOY MEYER, has/have filed a petition with this court for a decree changing name(s) as follows: JAMIE JOY MEYER to ASHNI J. AKAND. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 07, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JULY 06, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/10/2012, 8/17/2012, 8/24/2012, 8/31/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6522045 TS No.: CA1200242573 FHA/VA/PMI No.: APN:939‑11‑535 Property Address: 19431 RUE DE VALORE # 5F FOOTHILL RANCH, CA 92610 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/23/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 30, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 01/03/06, as Instrument No. 2006000002389, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: DAWN L KEVERN, A SINGLE PERSON,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 939‑11‑535. The street address and other common designation, if any, of the real property described above is purported to be: 19431 RUE DE VALORE # 5F, FOOTHILL RANCH, CA 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $327,247.94. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.as px using the file number assigned to this case CA1200242573. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205289 08/10/12, 08/17/12, 08/24/12

August 24, 2012

Title Order No .7742-421130 Trustee Sale No. 2010-3314 Reference No. CA-VIS 0195-03 APN No. 933-74-538 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 4/28/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 9/7/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on May 13, 2010 as Document No. 2010000226131 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): JAMES T. KERNS AND JOANNE ASPILLERA WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 38 CAMINO DEL ORO , RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $13,421.12 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, CABO VISTA MAINTENANCE CORPORATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2010-3314. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO www.priorityposting.com. Date: 8/2/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P973800 8/17, 8/24, 08/31/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00587533-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of MAH BATOOL SHARIFF. Petitioner(s) MAH BATOOL SHARIFF, has/have filed a petition with this court for a decree changing name(s) as follows: MAH BATOOL SHARIFF to MAHA BATOOL SHARIFF. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 21, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JULY 31, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/10/2012, 8/17/2012, 8/24/2012, 8/31/2012

The Coto de Caza News

Page 23

August 24, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-10-386612-EV Order No.: 100552993-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/4/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): COENRAAD VANDEPOLL AND CONNIE VANDEPOLL HUSBAND AND WIFE Recorded: 6/16/2003 as Instrument No. 2003000697526 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/31/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $353,322.45 The purported property address is: 32642 CARRETERRA DR, SAN JUAN CAPISTRANA, CA 92675 Assessor’s Parcel No. 121-442-24 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-10-386612-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-386612-EV IDSPub #0034218 8/10/2012 8/17/2012 8/24/2012

Trustee Sale No. 22543CA Title Order No. 95502039 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08-22-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09-07-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08-27-2007, Book , Page , Instrument 2007000528935 of official records in the Office of the Recorder of ORANGE County, California, executed by: KURT HEINRICHSON AND YVETTE HEINRICHSON as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: LOT 179 OF TRACT 9296 IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 466, PAGES 5 TO 18 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID ORANGE COUNTY. EXCEPT THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBONS, BELOW A DEPTH OF 500 FEET, WITHOUT THE RIGHT OF SURFACE ENTRY, AS RESERVED AND/OR GRANTED IN THE DOCUMENT(S) RECORDED JULY 24, 1973 IN BOOK 10814, PAGE(S) 190, OFFICIAL RECORDS. Amount of unpaid balance and other charges:$2,044,219.82 The street address and other common designation of the real property purported as: 26152 MOUNT DIABLO ROAD , LAGUNA HILLS, CA 92653 APN Number: 627463-06 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 22543CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 0811-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P973575 8/17, 8/24, 08/31/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6556960 TS No.: CA1200243204 FHA/VA/PMI No.: APN:938‑46‑334 Property Address: 149 COSTA BRAVA LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/29/10. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 30, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC as duly appointed Trustee under and pursuant to Deed of Trust recorded 06/30/10, as Instrument No. 2010000309109, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: GILLIAN G WALLACE, AN UNMARRIED WOMAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 938‑46‑334. The street address and other common designation, if any, of the real property described above is purported to be: 149 COSTA BRAVA, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $484,191.55. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be

recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.as px using the file number assigned to this case CA1200243204. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205815 08/10/12, 08/17/12, 08/24/12

Page 24

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Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-505981-CT Order No.: 1150201 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DIANE M REESE AND GARY S REESE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 10/24/2006 as Instrument No. 2006000714989 and modified as per Modification Agreement recorded 6/7/2010 as Instrument No. 2010000265030, in Book XXX, on Page XXX of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/31/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $556,165.21 The purported property address is: 25701 ORCHARD RIM LN, LAKE FOREST, CA 92630-2703 Assessor’s Parcel No. 610-121-25 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-505981-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-505981-CT IDSPub #0033333 8/10/2012 8/17/2012 8/24/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-507453-AB Order No.: 6527380 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/17/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RANDALL W. HEREDIA Recorded: 11/30/2006 as Instrument No. 2006000801946 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/4/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $349,757.29 The purported property address is: 58 RABANO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 931-83-735 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-507453-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-507453-AB IDSPub #0033340 8/10/2012 8/17/2012 8/24/2012

T.S. No. 20120106 LOAN NO.: 1344083/RODRIGUEZ NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED December 27, 2004 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that UNIONBANCAL MORTGAGE CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by VICTOR RODRIGUEZ, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY recorded 1/6/2005 in Book N/A Page N/A Inst. # 2005000013550 , of Official Records in the office of the County Recorder of Orange county, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 5/1/2012 in Book N/A Page N/A Inst. # 2012-000247451 of said Officials Records, will SELL on 9/14/2012 at 9:00 AM : On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States) (NOTE: CASHIER’S CHECK(S) MUST BE MADE PAYABLE TO UNIONBANCAL MORTGAGE CORPORATION) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described on said Deed of Trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 28192 LAS BRISAS DEL MAR SAN JUAN CAPISTRANO, CA 92675 APN# 675-401-19 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $695,470.40. The Beneficiary may elect to bid less than the full credit bid. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to satisfy the indebtedness

secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal of the note secured by said deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.priorityposting.com regarding the sale of this property, using the file number assigned to this case T.S. No. 20120106. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The mortgage loan servicer, beneficiary, or authorized agent has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 has been met. UnionBanCal Mortgage 8248 Mercury Court. M-520, PO BOX 85416 San Diego, California 92186-5416 858-496-5484 UNIONBANCAL MORTGAGE CORPORATION By: TONI SCANDLYN, ASST. VICE PRESIDENT P974818 8/24, 8/31, 09/07/2012

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Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-509163-AL Order No.: 1168418 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/11/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL ISHIDA AND TERRI ISHIDA, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 5/25/2004 as Instrument No. 2004000470429 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/11/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $292,590.86 The purported property address is: 22 NUTCRACKER LANE, ALISO VIEJO, CA 92656-1743 Assessor’s Parcel No. 623-261-22 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-509163-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-509163-AL IDSPub #0033757 8/17/2012 8/24/2012 8/31/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-460603-AB Order No.: 5719801 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/14/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DELBERTA WATERS, AN UNMARRIED WOMAN Recorded: 11/18/2005 as Instrument No. 2005000931231 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/11/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $358,629.49 The purported property address is: 24321 FORDVIEW ST, LAKE FOREST, CA 92630 Assessor’s Parcel No. 619-023-05 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-460603-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-460603-AB IDSPub #0034826 8/17/2012 8/24/2012 8/31/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-456737-RM Order No.: 110337000-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/4/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): NANCY GIRGIS, A SINGLE WOMAN Recorded: 6/5/2007 as Instrument No. 2007000360107 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/7/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $592,905.03 The purported property address is: 22342 BARBERA, LAGUNA HILLS, CA 92653-1839 Assessor’s Parcel No. 616-275-08 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the

property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-456737-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-456737-RM IDSPub #0033596 8/17/2012 8/24/2012 8/31/2012

August 24, 2012

NOTICE OF TRUSTEE’S SALE (UNIFIED SALE) Relating to Real Property Located at: 26732 Portola Parkway, Foothill Ranch (Lake Forest), Orange County, California APN 612-092-20/Title Order No. 484722/Trustee’s Sale No. F11-00475B and Other Real Property NOTICE OF TRUSTEE’S SALE (UNIFIED SALE) YOU ARE IN DEFAULT UNDER THE DEEDS OF TRUST DESCRIBED BELOW. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On August 30, 2012, at 1:30 p.m., at the front entrance (that being on Court Street) of the Wakefield Taylor Courthouse of the Contra Costa County Superior Court, which is located at 725 Court Street, Martinez, California 94553, between Main and Ward Streets, ASSURED LENDER SERVICES, INC., the duly appointed substituted trustee (in that capacity, the “Trustee”) under – 1. The Fee and Leasehold Deed of Trust, Security Agreement, Financing Statement, Fixture Filing and Assignment of Leases, Rents, and Security Deposits dated as of September 16, 2005 (that date, the “Origination Date”; and that deed of trust, the “First Deed of Trust”), made (or modified to be deemed to have been made) by DDR MDT MV ANAHEIM HILLS LP, DDR MDT MV ANTIOCH LP, DDR MDT MV BURBANK LP, DDR MDT MV CARSON CITY LLC, DDR MDT MV CHANDLER LLC, DDR MDT MV CHINO LP, DDR MDT MV CLOVIS LP, DDR MDT MV DEER VALLEY LLC, DDR MDT MV EL CAJON LP, DDR MDT MV FAIRFIELD LP, DDR MDT MV FOLSOM LP, DDR MDT MV FOOTHILL RANCH LP, DDR MDT MV GARDEN GROVE LP, DDR MDT MV INGRAM LP, DDR MDT MV LOMPOC LP, DDR MDT MV MADERA LP, DDR MDT MV NELLIS CROSSING LLC, DDR MDT MV NORTH FULLERTON I LP, DDR MDT MV PALMDALE LP, DDR MDT MV PORTERVILLE LP, DDR MDT MV REDDING LP, DDR MDT MV RENO LLC, DDR MDT MV SANTA MARIA LP, DDR MDT MV SANTA ROSA LP, DDR MDT MV SILVER CREEK LLC, DDR MDT MV SLATTEN RANCH LP, DDR MDT MV SONORA LP, DDR MDT MV SOUTH SAN DIEGO LP, DDR MDT MV SUPERSTITION SPRINGS LLC, DDR MDT MV SW LAS VEGAS LLC, DDR MDT MV TUCSON LLC, DDR MDT MV TULARE LP, DDR MDT MV UKIAH LP, DDR MDT MV WEST COVINA LP, and DDR MDT MV WEST LAS VEGAS LLC, each, as indicated, a Delaware limited partnership or limited liability company (collectively, the “Borrower”), as trustor; 2. The Fee and Leasehold Deed of Trust, Security Agreement, Financing Statement, Fixture Filing and Assignment of Leases, Rents, and Security Deposits dated as of September 30, 2005 (the “Second Deed of Trust”), made (or modified to be deemed to have been made) by the Borrower, as trustor; and 3. The Leasehold Deed of Trust, Security Agreement, Financing Statement, Fixture Filing and Assignment of Leases, Rents, and Security Deposits dated as of November 14, 2005 (the “Third Deed of Trust”; and the First Deed of Trust, the Second Deed of Trust, and the Third Deed of Trust, each as amended, consolidated, renewed, replaced, restated, assumed, assigned, or endorsed to date, collectively, the “Deed of Trust”, and being but one and the same deed of trust), made (or modified to be deemed to have been made) by the Borrower, as trustor, each in favor of GERMAN AMERICAN CAPITAL CORPORATION, a Maryland corporation (the “Original Lender”), as beneficiary; and the trustees named therein, which were recorded in the official records of the counties (collectively, the “Counties”) in California where the real properties located in California that remain subject thereto (collectively, the “Real Properties”) are located as set forth on Schedule 1 hereto (for the avoidance of doubt, certain of the properties that were subject to the Deed of Trust are not located in California or have heretofore been released therefrom or foreclosed on, and those out-of-state, released, or foreclosed properties, the Borrower owning the same, and the recording and other information relating to the Deed of Trust to which they are or were subject are not set forth on Schedule 1), WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States to the Trustee) (i) all right, title, and interest conveyed under the Deed of Trust and now held by the Trustee in the Real Properties; and (ii) the Personal Property (defined below) (that public auction sale, the “Sale”). The Real Properties are (i) located at the street addresses, if any, or have the common designations, if any; and (ii) have the county assessor’s numbers set forth on Schedule 1. The Real Property listed on the title page of this Notice of Trustee’s Sale (this “Notice of Sale”) is also more particularly described on Exhibit A hereto. EXHIBIT A LEGAL DESCRIPTION (FOOTHILL RANCH) REAL PROPERTY LOCATED IN THE CITY OF FOOTHILL RANCH (LAKE FOREST), COUNTY OF ORANGE, STATE OF CALIFORNIA, DESCRIBED AS FOLLOWS: PARCEL 1: PARCEL 7 OF PARCEL MAP NO. 92-259, AS SHOWN ON A MAP FILE IN BOOK 281, PAGES 33 THROUGH 41 INCLUSIVE OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF ORANGE COUNTY, CALIFORNIA. PARCEL 2: A NON-EXCLUSIVE EASEMENT OVER THE COMMON AREA OF THE SHOPPING CENTER, AS DEFINED IN THE “DECLARATION”, EXCLUDING PARCEL 1 ABOVE, INCLUDING, BUT NOT LIMITED TO, PARKING, INGRESS AND EGRESS TO AND FROM THE COMMON AREA AND PUBLIC STREETS, ADJACENT TO THE SHOPPING CENTER, PEDESTRIAN CROSSING, RIGHT AND EASEMENT TO INSTALL, MAINTAIN, REPAIR AND REPLACE COMMON UTILITY FACILITIES AS CREATED AND CONVEYED AS AN APPURTENANCE TO THE PROPERTY DESCRIBED AS PARCEL 1 ABOVE, IN, AND BY THE GRANT OF RECIPROCAL EASEMENTS, AND DECLARATION OF COVENANTS RUNNING WITH THE LAND (THE “DECLARATION”) DATED MAY 21, 1993 RECORDED MAY 21, 1993 AS INSTRUMENT NO. 93-342311 OF OFFICIAL RECORDS. PARCEL 3: A PERPETUAL EASEMENT FOR A TRUCK DOCK ACCESS INCLUDING LOADING AND UNLOADING OF COMMERCIAL AND OTHER VEHICLES, AS WELL AS A PERPETUAL EASEMENT FOR ACCESS OVER THE COMMON AREA TO A PHYSICALLY OPEN PUBLIC STREET KNOWN AS BAKE PARKWAY, AS CONVEYED PURSUANT TO THAT CERTAIN ROADWAY ACCESS EASEMENT AGREEMENT KNOWN AS COMMON DRIVEWAY EASEMENT AGREEMENT, DATED MAY 21, 1993, RECORDED MAY 21, 1993 AS INSTRUMENT NO. 93-0342312 OF OFFICIAL RECORDS. APN 612-092-20. The Trustee disclaims any liability for any incorrectness of the property addresses or other common designations, if any, shown on Schedule 1. SCHEDULE 1 REAL PROPERTIES AND RECORDING INFORMATION FOR DEED OF TRUST (Note: Recording information for each Deed of Trust is for noted County where respective Real Property is located.) Borrower/Owner Real Property Address Interest APN Deed of Trust DDR MDT MV Anaheim Hills LP 8100 E. Santa Ana Canyon Rd. Anaheim Orange County California Fee 354-451-27 Dated 09-16-05 Recorded 09-26-05 Doc. No. 2005000758578 DDR MDT MV Antioch LP 2602 Somersville Rd. Antioch Contra Costa County California Fee 074-450-032-3 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0361951-00 DDR MDT MV Burbank LP 245 E. Magnolia Blvd. Burbank Los Angeles County California Leasehold 2460-023-048 Dated 11-14-05 Recorded 11-21-05

Doc. No. 05-2819503 DDR MDT MV Chino LP 5517 Philadelphia St. Chino San Bernardino County California Fee 1015-071-06-0-000 Dated 09-16-05 Recorded 09-26-05 Doc. No. 2005-0714044 DDR MDT MV Clovis LP 1000 Shaw Ave. Clovis Fresno County California Leasehold 499-031-03 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0223307 DDR MDT MV Folsom LP 1010 E. Bidwell St. Folsom Sacramento County California Fee 071-1350-005-000 Dated 09-16-05 Recorded 09-22-05 Book 20050922 Page 1252 DDR MDT MV Foothill Ranch LP 26732 Portola Pkwy. Foothill Ranch (Lake Forest) Orange County California Fee 612-092-20 Dated 09-16-05 Recorded 09-26-05 Doc. No. 2005000758578 DDR MDT MV Garden Grove LP 13092 Harbor Blvd. Garden Grove Orange County California Fee 101-621-21 Dated 09-1605 Recorded 09-26-05 Doc. No. 2005000758578 DDR MDT MV Lompoc LP 1600 North H St. Lompoc Santa Barbara County California Fee 093-490-05 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0092484 DDR MDT MV Madera LP 1467 Country Club Dr. Madera Madera County California Fee 003-210-018 and 003-210-019 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005045356 DDR MDT MV North Fullerton I LP 200/202/262 E. Imperial Hwy. Fullerton, Orange County California Fee 293-091-06 and 293-091-07 Dated 09-16-05 Recorded 09-26-05 Doc. No. 2005000758578 DDR MDT MV Palmdale LP 1305 W. Rancho Vista Blvd. Palmdale Los Angeles County California Fee 3005-038-041 Dated 09-16-05 Recorded 09-26-05 Doc. No. 05-2313297 DDR MDT MV Redding LP 1755 Hilltop Dr. Redding Shasta County California Fee 107-310-029 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0056046 DDR MDT MV Santa Maria LP 201 Towncenter West Santa Maria Santa Barbara County California Fee 123-280-03 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0092484 DDR MDT MV Santa Rosa LP 600 Santa Rosa Plaza Santa Rosa Sonoma County California Fee 010-660-005-000 Dated 09-16-05 Recorded 09-27-05 Doc. No. 2005143581 DDR MDT MV Slatten Ranch LP 5849 Lone Tree Way Antioch Contra Costa County California Fee 056-120-055-1 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0361951-00 DDR MDT MV Sonora LP 1151 Sanguinetti Rd. Sonora Tuolumne County California Fee 056-640-34-00 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005020301 DDR MDT MV Tulare LP 1675 Hillman St. Tulare Tulare County California Fee 166-030-043-000 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0104780 2005-C4 DMM PORTFOLIO PROPERTIES, LLC, a Maryland limited liability company, is the present beneficiary (the “Beneficiary”) under the Deed of Trust and it is at the request of the Beneficiary that the Sale is to be conducted. The address of the Beneficiary is- c/o CWCAPITAL ASSET MANAGEMENT LLC 500 East Pratt Street, Suite 1050 Baltimore, Maryland 21202 Attention: Jeremy Zinn If no street address or other common designation is shown for one or more of the Real Properties listed on Schedule 1, directions to the location or locations of that or those Real Properties may be obtained by submitting a written request for the same to the Beneficiary at the above address within ten days from the first publication of this Notice of Sale. The Sale is to be a unified sale pursuant to California Commercial Code section 9604(a)(1)(B) of the Real Properties together with the personal property (including fixtures) listed on Exhibit B hereto in which the Beneficiary has a security interest (that personal property, collectively, the “Personal Property”); provided, however, that, pursuant to California Civil Code section 2924f(b)(3), neither the foregoing reference to the Personal Property nor the description of the Personal Property on Exhibit B EXHIBIT B PERSONAL PROPERTY DESCRIPTION All of the Property (as defined in the Deed of Trust) that is (i) tangible personal property that is located on or at any of the Real Properties, including Building Equipment (as defined in the Deed of Trust) located thereon or thereat, including fixtures, equipment, inventory, and other goods; or (ii) intangible personal property-other than accounts, cash, cash equivalents, deposit accounts, payment intangibles, other rights to the payment of money, insurance policies, and instruments-that directly relates to, is derived from, or is used in connection with the Real Properties or any tangible personal property identified in the foregoing clause (i), including REAs (as defined, by reference, in the Deed of Trust), Licenses (as defined in the Deed of Trust), plans and specifications for the construction of the Improvements (as defined in the Deed of Trust), and general intangibles (other than Leases (as defined in the Deed of Trust)) related to, derived from, or used in connection with the ownership, leasing, construction, maintenance, operation, occupancy, or sale of the Real Properties or any of that tangible personal property, including warranties. (i) constitutes an election by the Beneficiary, being the secured party with respect to the Personal Property, to conduct a unified sale pursuant to California Commercial Code section 9604(a)(1)(B); (ii) obligates the Beneficiary to conduct a unified sale pursuant to California Commercial Code section 9604(a)(1)(B); or (iii) will in any way render defective or noncomplying either this Notice of Sale or any sale pursuant hereto by reason of the fact that the Sale includes none or less than all of the Personal Property. The Beneficiary reserves, in its sole discretion, the right not to include in the Sale some or all of the Personal Property at any time until the consummation of the Sale. The Sale will be (i) “as is”, “where is”, and with all faults”; (ii) without recourse; (iii) without representation or warranty of any kind, express or implied, including any warranty as to title, possession, quiet enjoyment, merchantability, value, useful life, or fitness for intended use, or similar representations and warranties; and (iv) subject to all liens, claims, or interests having a priority senior (A) as to the Real Properties, to the Deed of Trust; and (B) as to the Personal Property, the security interests in the Personal Property held by the Beneficiary. The total amount of the unpaid balance of the obligations that are secured by the Deed of Trust, and the reasonably estimated costs, expenses, advances at the time of the initial publication of this Notice of Sale, after application of all credits due, is $179,557,016.19. The Trustee disclaims any liability for any good faith error in stating this amount. For the avoidance of doubt, interest that continues to accrue and additional amounts advanced or incurred pursuant to the Loan Documents (as defined in the Deed of Trust), if any, will increase total amount of the unpaid balance of the obligations that are secured by the Deed of Trust until the Sale. Nothing in this Notice of Sale is to be construed as a waiver of any fees, costs, expenses, or other amounts due or to become due to the Beneficiary pursuant to the Loan Documents. The Trustee will make a good faith effort to provide up-to-date information regarding sale dates and postponements free of charge 24 hours a day, seven days a week to persons who wish this information by (i) telephone at (714) 508-7373; and (ii) Internet Web site at www.priorityposting.com. Persons seeking this information should use the trustee’s sale number for each of the Real Properties listed on the title page of this Notice of Sale. The name and street address and telephone number in the State of California of the Trustee are- ASSURED LENDER SERVICES, INC. 2552 Walnut Avenue, Suite 110 Tustin, California 92780 Attention: Cherie Maples, Foreclosure Supervisor Telephone: (714) 508-7373 Dated: July 27, 2012. THE TRUSTEE: ASSURED LENDER SERVICES, INC. By: CHERIE MAPLES Foreclosure Supervisor P972527 8/10, 8/17, 08/24/2012

Title No. 1016061 ALS No. 2008-6868 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT OF A LIEN, DATED 3/3/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On 9/7/2012, at 09:00 AM, ASSOCIATION LIEN SERVICES, as duly appointed Trustee under and pursuant to a certain lien, recorded on March 11, 2009, as instrument number 2009000113492, of the official records of Orange County, California. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR LAWFUL MONEY OF THE UNITED STATES, OR A CASHIERS CHECK at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866. The street address and other common designations, if any, of the real property described above is purported to be: 21212 Stonecreek Dr., Trabuco Canyon, CA 92679 Assessor’s Parcel No. 833-342-48 The owner(s) of the real property is purported to be: Derek M. Fretheim and Traci L. Fretheim, Trustees of the Fretheim Family Trust dated July 29, 1996 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designations, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of a note, homeowner’s assessment or other obligation secured by this lien, with interest and other sum as provided therein: plus advances, if any, under the terms thereof and interest on such advances, plus fees, charges, expenses of the Trustee and trust created by said lien. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $8,870.36. Payment must be in cash, a cashier’s check drawn on a state or national bank, a check drawn by a state bank or federal credit union, or a check drawn by a state or federal savings & loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. The real property described above is being sold subject to the right of redemption. The redemption period within which real property may

be redeemed ends 90 days after the sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may contact Priority Posting & Publishing for information regarding the trustee’s sale or visit its website www. priorityposting.com for information regarding the sale of this property. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the website. The best way to verify postponement information is to attend the scheduled sale. The beneficiary of said Lien hereto executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. Date: 7/16/2012 Association Lien Services, as Trustee P.O. Box 64750, Los Angeles, CA 90064 (310) 207-2027 By: Alisher Sabirov, Trustee Officer P974261 8/17, 8/24, 08/31/2012

The Coto de Caza News

Page 25

August 24, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

HOT WEATHER FIXES By Georgia Lund Summer brings it’s own brand of fun and foibles. The hot weather that beckons us to come outside play also creates painful thigh rub caused from wearing shorts and having legs rub together when we walk. We get sunburned if we expose our skin to the sun without protection and self-tanner streaks if we try to skip the sun and tan indoors. And our hair frizzes de to humidity to so relegate it to a pony tail or hide it under a hat for most of the summer. Is there a way to fix to these hot weather foibles? Read on and find out.

Calm Sunburn Pain Oops! You forgot to apply sunscreen and now your skin’s on fire after a day in the sun. take a couple of aspirin to ease the inflammation and get into the coolest location you can find. Moving to the shade will get you out of the sun, but the heat will encourage the sunburned skin to swell and do even more damage. Move indoors to an air conditioned room to minimize the sunburn damage and pain. Remove Self-Tanner Streaks So your bottled tan looks really good, except for a couple of streaks on the palms of your hands (or some other small location). To remove the self-tanner streaks spritz the streaks with Windex or a similar window cleaner. Wait two minutes and wash with soap and warm water. This fix will remove the streaks , but it will also strip away all the self-tanner color on that area, so be aware you could go from streaked to white-spotted and use this fix sparingly.

Fix and Prevent Thigh Rub Shorts, sweat and walking cause friction at the point where thigh rub together. Ouch! Thigh rub, chaffing, heat rash, etc., can be quickly fixed by gently cleansing the area, applying baby powder or corn starch and wearing longer shorts or pants for a couple of days until the rash heals. To prevent thigh rub from happening (or reoccurring) generously apply a glycerin based lotion on thighs before donning shorts. GlycTame the Frizz erin protects the skin while allowHeat, humidity, chlorinated water ing thighs to glide past each other and salt water can all the smoothwithout friction. est of hair to frizz. The afore

mentioned hot weather foibles cause hair’s cuticle to ruffle and let moisture escape, leading to a frizzy head of hair. To tame frizz, apply moisturizing conditioner to dry hair and leave in before heading to the pool or beach. Re-apply when hair dries or apply sunscreen to hair. To prevent frizz, give your hair

a weekly deep conditioning during the summer by combing a moisturizing conditioner into dry hair, then wrapping hair in a warm, damp towel. The warm moisture will create steam and allow the moisturizing conditioner to penetrate hair shaft, smooth cuticles and stop frizz.

10 WAYS TO BEAT THE HEAT IN A COOL WAY BEAT THE HEAT WITH THESE TIPS, SOME MAY BE NEW , SOME JUST SOMETHING YOU HADN’T THOUGHT OF IN A WHILE By Atlanta Page Eat homemade Popsicles Have a water balloon fight Air conditioner not living up? Place a bowl of ice near the vent or in front of a fan. You just made an instant Air conditioner. Hike to the bottom of a nearby waterfall and jump into the refreshingly cold water. Eat spicy food. It has been said that spicy food has a cooling effect on the body. This really works! Brew up some of your favorite ice tea and toss in some mint from the garden. Have an ice cream party! Don’t have any ice cream? Not to worry, just pour some half n half over any frozen fruit or berries. Viola! Do a cold foot spa. Refreshing! [check with your doctor if you have any medical conditions]

Go to the mall. :)

Go get a water melon. You heard me. Many of us feel bad when it’s hot, I hope these ideas remind you of how you can have fun staying cool in the mainly because we are chronically dehydrated. Watermelon is sure to help! hot weather without breaking the bank. Get the whole family involved! Page 26

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

August 24, 2012

FREE BREAKFAST AT MCDONALD’S FOR STUDENTS IN KINDERGARTEN THROUGH EIGHTH GRADE ON SEPTEMBER 4 To help children start the new school year with great momentum, and stress the importance of children eating a wholesome breakfast every day, participating Southern California McDonald’s® restaurants will offer one free full-size Fruit & Maple Oatmeal to students in kindergarten through eighth grade on Tuesday, Sept. 4, from 6-9 a.m., while supplies last. To take advantage of this one-day offer, students are required to be accompanied by an adult when visiting a participating McDonald’s restaurant in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties. “It is essential that everyone eat a nutritious breakfast every day, yet often adults get by with a cup of coffee, a piece of toast or nothing at all,” said Bonnie Modugno, MS, RD, consulting for Southern California McDonald’s. “For children, skipping breakfast will likely impact their learning at school and their performance in after-school activities. To ensure they eat well early in the day, the Fruit & Maple Oatmeal is a great tasting breakfast choice that provides an excellent source of fiber and Vitamin C at only 290 calories.” The Fruit & Maple Oatmeal is freshly made with 100 percent natural whole grain oats and topped with about a half cup of real fruit, including a sweet and tangy medley of plump raisins, cranberries, and fresh red and green apples. “McDonald’s is committed to the well-being of children and to offering our customers the best quality, on-the-go food choices to meet their every day nutritional needs,” said Michael Mangione, Jr., McDonald’s owner/operator and president of the McDonald’s Operators’ Association of Southern California (MOASC). “This back-to-school season we are excited to offer a hearty breakfast choice to children and help propel their academic success this new school year.” For more information on the Fruit & Maple Oatmeal and McDonald’s “Commitments to Offer Improved Nutrition Choices”, visit www.McDonalds.com/changing. MOASC is composed of more than 600 franchised and company-owned McDonald’s restaurants in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties. Follow us on Twitter: @McDonalds_SoCal.

ALEGRIA FARM IN LAGUNA CANYON IS ORANGE COUNTY’S FIRST HYDROPONIC VERTICAL FARM Local entrepreneur Erik Cutter has bought the farm - literally. EnviroIngenuity today announced the phase one completion of Alegria Farm, Orange County’s first hydroponic vertical farm. Engaged in the promotion of sustainable technologies, EnviroIngenuity has brought a new farming system to the west coast. It wasn’t enough for Cutter to develop and sell a successful automotive design company, publish Baja Life Magazine for 15 years, operate a marketing and web design firm, and sell high-end resort properties. This Laguna Beach-based entrepreneur turned his latest hobby - growing food - into his latest venture. Alegria Farm is located on 1/4 acre in Laguna Canyon. Today, more than 7,000 plants are growing in 120 vertical towers producing an exotic tasting variety of leafy greens, medicinal herbs and heirloom vegetables. And the farm is still expanding. Alegria Farm utilizes the Verti-Gro(R) hydroponic system, a futuristic farming technique featured at the Epcot(R) theme park at Walt Disney World Resort in Orlando, Florida for last 16 years. The commercial system uses stacked pots with nutrients and water automatically dripped through the plant’s root system. Plants grow using 90 percent less water, 50 percent less fertilizer, 70 percent less land and zero oxic pesticides - all while delivering 10 times the yield of traditional organic farming. Hydroponic farming is soilless and utilizes coconut fiber instead of organic soil, which virtually eliminates pesticide usage to produce stronger plants that are substantially more nutrient-rich.

“We have nicknamed Alegria Farm ‘the farmacy’ because - aside from being delicious - the raw, natural food we are growing is super rich in enzymes, nutrients and phytochemicals. Dense nutrients remain intact in our food when it is consumed close to the time it is harvested. The high-yield, non-toxic nature of the Verti-Gro’s(R) system makes it easy to farm within the city limits so we can deliver the freshest produce possible. Our short delivery time has resulted in our new phrase, ‘Farm to Table in Minutes,’” said Cutter. With an education in biochemistry and oncology and an avid researcher of health and nutrition, Cutter hopes to alter the way food is perceived and teach people how important it is to know where your food comes from. “If you agree with Hippocrates, ‘Let thy food by thy medicine,’ then let Alegria Farm be your Farmacy,” says Cutter. In addition to creating access to locally-grown, highly nutritious, pesticide-free greens and vegetables, Alegria Farm is creating jobs for young people through its subscriber-based produce delivery service, Alegria Fresh. “Instead of a paper route, we will hire young people to handle our produce route,” said Cutter. “Subscribers to our home delivery produce route will receive a beautifully arranged bouquet of produce once, twice or three times each week,” Cutter said. “Picked fresh the same day, these bouquets provide nature’s most powerful bioavailable vitamins, minerals, enzymes and disease-fighting phytonutrients.”

The company is currently seeking applicants for its produce route. “Orange County has transformed from an agricultural to a dense urban mecca, so far less space is available to farmers making vertical farming a great solution to increase access to healthy food and reduce impact on the environment,” Cutter added. For more information on Alegria Farm or to schedule a private tour, please visit http://www. AlegriaFresh.com or follow on Facebook and Twitter.

The Coto de Caza News

Page 27

August 24, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices T.S. NO.: WCU-122200-CA Loan Number: 643393-80 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER THAT CERTAIN DEED OF TRUST DATED AS OF 10/18/2004, WHICH WAS RECORDED ON 10/28/2004 AS INSTRUMENT NUMBER 2004000971562 IN THE OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (THE “DEED OF TRUST”). UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. at 9:00 AM located on the front steps to On 9/13/2012, the entrance of the Orange Civic Center, 300 E. Chapman, Orange, California, Fidelity National Title Company dba Fidelity National Default Services (“Trustee”), as duly appointed Trustee under and pursuant to the Deed of Trust, which was executed by Dawn White, an unmarried woman (“Trustor”), as Trustor, in favor of Wescom Credit Union (“Beneficiary”), under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by Cash, a Cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), without warranty express or implied as to title, use, possession or encumbrances, All estate, right, title and interest conveyed to and now held by it under the Deed of Trust in the property situated in Orange County, California, which is described on Exhibit A attached hereto and incorporated herein by this reference, which has been assigned A.P.N.: 939-93-599 EXHIBIT A All that certain real property situated in the County of Orange, State of California, described as follows: A CONDOMINIUM COMPRISED OF: PARCEL 1: AN UNDIVIDED 1/28TH INTEREST IN AND TO LOT 1 OF TRACT NO. 12603, IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP FILED IN BOOK 562, PAGES 7 THROUGH 9 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPTING THEREFROM UNITS 25 THROUGH 30 INCLUSIVE AND UNITS 47 THROUGH 68 INCLUSIVE AS SHOWN AND DEFINED UPON THE CONDOMINIUM PLAN RECORDED NOVEMBER 7, 1986, AS INSTRUMENT NO. 86-534859, OFFICIAL RECORDS. EXCEPTING THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBONS, BELOW A DEPTH OF 500 FEET, WITHOUT RIGHT OF SURFACE ENTRY, AS RESERVED IN INSTRUMENTS OF RECORD. EXCEPT THEREFROM ALL WATER AND SUBSURFACE WATER RIGHTS, BELOW A DEPTH OF 500 FEET, WITHOUT THE RIGHT OF SURFACE ENTRY, AS DEDICATED OR RESERVED IN INSTRUMENTS OF RECORD. RESERVING UNTO GRANTOR, HIS SUCCESSORS AND ASSIGNS, TOGETHER WITH THE RIGHT TO GRANT AND TRANSFER ALL OR A PORTION OF SAME EXCLUSIVE EASEMENT OVER ALL OF THOSE AREAS SHOWN, IDENTIFIED AND ASSIGNED ON THE CONDOMINIUM PLAN REFERRED TO ABOVE AS “EXCLUSIVE USE COMMON AREA” FOR ENTRYWAY PURPOSES. PARCEL 2: UNIT 52 AS SHOWN UPON THE CONDOMINIUM PLAN REFERRED TO IN PARCEL 1 ABOVE. PARCEL 3: AN EXCLUSIVE EASEMENT FOR USE OVER THAT CERTAIN EXCLUSIVE USE COMMON AREA OVER THAT PORTION OF SAID LOT 1 DESCRIBED IN PARCEL 1 ABOVE, WHICH AREAS ARE SHOWN, IDENTIFIED AND ASSIGNED ON THE CONDOMINIUM PLAN RE-

FERRED TO IN PARCEL 1 ABOVE, APPURTENANT TO PARCELS 1 AND 2 ABOVE DESCRIBED FOR ENTRYWAY PURPOSES. The Real Property is being sold “as is”. From information which the Trustee deems reliable, but for which the Trustee makes no representation or warranty, the street address and other common designation, if any, of the Real Property is purported to be: 25429 Yountville, Lake Forest, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warrant, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trust created by the Deed of Trust, to-wit: $229,498.73 estimated. Accrued interest and additional advances, if any, will increase the figure prior to sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (877) 393-6812 or visit this Internet Web site: www.priorityposting.com, using the file number assigned to this case [WCU-122200-CA]. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Beneficiary has heretofore executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale (the “Declaration”). Pursuant to the Declaration, the undersigned prepared a Notice of Default and Election to Sell (the “NOD”). The Beneficiary approved the NOD and the undersigned subsequently caused the NOD to be recorded in the County where the Real Property is located. More than three months have elapsed since the NOD recorded. Dated: 8/10/2012 Fidelity National Title Company dba Fidelity National Default Services 4350 La Jolla Village Drive, Suite 370 San Diego, California 92122 (877) 393-6812 www.priorityposting. com Susan Bales, Vice President P975547 8/24, 8/31, 09/07/2012

and other charges:$2,044,219.82 The street address and other common designation of the real property purported as: 26152 MOUNT DIABLO ROAD , LAGUNA HILLS, CA 92653 APN Number: 627463-06 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 22543CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 0811-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P973575 8/17, 8/24, 08/31/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00591261-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of LAURA ZHANG YUANMING ARMSTRONG. Petitioner(s) LAURA ZHANG YUANMING ARMSTRONG has/have filed a petition with this court for a decree changing name(s) as follows: LAURA ZHANG YUANMING ARMSTRONG to MING ZHANG YUANMING ARMSTRONG. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 5, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 15, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/24/2012, 8/31/2012, 9/7/2012, 9/14/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00588558-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of MARIA DE LA LUZ ARAUJO. Petitioner(s) MARIA DE LA LUZ ARAUJO has/have filed a petition with this court for a decree changing name(s) as follows: MARIA DE LA LUZ ARAUJO to MARIA DE LA LUZ ARAUJO SUAREZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 28, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 09, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/24/2012, 8/31/2012, 9/7/2012, 9/14/2012

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The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TSG No.: 6534891 TS No.: CA1200243046 FHA/VA/PMI No.: APN:833‑232‑68 Property Address: 8 VIA DE LA MESA RANCHO STA MARGARITA, CA 92688 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/17/08. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 30, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC as duly appointed Trustee under and pursuant to Deed of Trust recorded 01/25/08, as Instrument No. 2008000038359, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: ALAN J. BAUMEL AND JULIET M. BAUMEL, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 833‑232‑68. The street address and other common designation, if any, of the real property described above is purported to be: 8 VIA DE LA MESA, RANCHO STA MARGARITA, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $558,048.57. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.as px using the file number assigned to this case CA1200243046. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205810 08/10/12, 08/17/12, 08/24/12 NOTICE OF TRUSTEE’S SALE TS No. CA-12-505195-VF Order No.: 120117750-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/24/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOHN L. TADE AND LORECEL R. TADE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 9/1/2006 as Instrument No. 2006000590034 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/7/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $524,826.47 The purported property address is: 26285 EVA STREET, LAGUNA HILLS, CA 92656 Assessor’s Parcel No. 634-192-10 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TSG No.: 5220394 TS No.: CA1100226600 FHA/VA/PMI No.: APN:836‑683‑08 Property Address: 16 ANGLESITE RANCHO SANTA MARG, CA 92688 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/23/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 31, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 11/30/05, as Instrument No. 2005000958897, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: GINO BIONDI AND MONICA METZGER, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 836‑683‑08. The street address and other common designation, if any, of the real property described above is purported to be: 16 ANGLESITE, RANCHO SANTA MARG, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $467,401.29. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.as px using the file number assigned to this case CA1100226600. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205760 08/10/12, 08/17/12, 08/24/12

on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-505195-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-505195-VF IDSPub #0033627 8/17/2012 8/24/2012 8/31/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

NOTICE OF TRUSTEE’S SALE File No. 7042.26314 Title Order No. 6548451 MIN No. 1000157-0008236122-7 APN 938-38-821 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/13/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): JOSEPH M GUERCIO, AND HOPE C GUERCIO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 06/20/07, as Instrument No. 2007000392386, of Official Records of ORANGE County, California. Date of Sale: 09/11/12 at 9:00 AM Place of Sale: Grand Ballroom of Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 125 WHITE SANDS, TRABUCO CANYON, CA 92679-5355 Assessors Parcel No. 938-38-821 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $273,262.80. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USAForeclosure.com or www.Auction.com using the file number assigned to this case 7042.26314. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 6, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Candice Yoo, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com or www. Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.26314: 08/17/2012, 08/24/2012,08/31/2012 LIEN SALE NOTICE IS HEREBY GIVEN pursuant to Sections 3071 and 3072 of the Civil Code of the State of California, the undersigned, MASTER AUTO CENTER, 20732 LAKE FOREST DRIVE, STE B-6, LAKE FOREST, CA 92630, will sell at a public sale on SEPTEMBER 5, 2012 at 10:00 a.m. the following property: CA License#: 5DCK059, Veh ID#: 5LMFU28R63LJ41471, Make: LINCOLN, Year: 2004, Model: NAVIGATOR, Style: CARRY-ALL (SUV; RUGGED) The Lienholder has the right to bid at the sale. COTO DE CAZA NEWS– 08/24/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-506261-AL Order No.: 1152103 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/2/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JAVIER H. TURCIOS AND ANN E. TURCIOS, HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 8/7/2006 as Instrument No. 2006000527330 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/7/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $815,326.29 The purported property address is: 6 GOOSEBERRY COURT, COTO DE CAZA AREA, CA 92679 Assessor’s Parcel No. 778-171-32 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the

NOTICE OF TRUSTEE’S SALE TS No. 12-0041953 Title Order No. 12-0073522 APN No. 613-411-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/25/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by ROBIN HELMS AND DANIELLE HELMS, dated 03/25/2010 and recorded 4/2/2010, as Instrument No. 2010000155185, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 09/04/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 21572 MIDCREST DR, LAKE FOREST, CA, 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $516,244.52. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0041953. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.164667 08/10/2012, 08/17/2012, 08/24/2012

same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-506261-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-506261-AL IDSPub #0033567 8/17/2012 8/24/2012 8/31/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6534304 TS No.: CA1200242612 FHA/VA/PMI No.: APN:939‑11‑659 Property Address: 19431 RUE DE VALORE #47B FOOTHILL RANCH, CA 92610 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/02/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 30, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/06/07, as Instrument No. 2007000081514, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: CARLOS BUSTOS AND CHRISTINE BUSTOS, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 939‑11‑659. The street address and other common designation, if any, of the real property described above is purported to be: 19431 RUE DE VALORE #47B, FOOTHILL RANCH, CA 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $331,055.00. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.as px using the file number assigned to this case CA1200242612. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205297 08/10/12, 08/17/12, 08/24/12

NOTICE OF TRUSTEE’S SALE TSG No.: 4883360 TS No.: CA1000222320 FHA/VA/PMI No.: APN:656‑292‑52 Property Address: 30732 CALLE BARBOSA LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/19/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 13, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC as duly appointed Trustee under and pursuant to Deed of Trust recorded 04/28/05, as Instrument No. 2005000326210, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: OSCAR BUSTAMANTE AND CORRINE L. BUSTAMANTE, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 656‑292‑52. The street address and other common designation, if any, of the real property described above is purported to be: 30732 CALLE BARBOSA, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $861,916.50. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned

August 24, 2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20120028700405 Title Order No.: FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/15/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/19/05, as Instrument No. 2005001013405, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: ABEL ALVAREZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: August 30, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 22441 GRAVINO, LAGUNA HILLS, CA 92653. APN# 616‑291‑22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $528,837.56. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120028700405. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www. nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 08/03/12 NPP0205722 08/10/12, 08/17/12, 08/24/12

caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.aspx using the file number assigned to this case CA1000222320. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0206305 08/24/12, 08/31/12, 09/07/12

The Coto de Caza News

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August 24, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Trustee Sale No.: 20120028700306 Title Order No.: 7742-454898 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 5/8/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/21/2007 as Instrument No. 2007000328727 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: JADE A. PIERSON AND RYAN D. PIERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 9/11/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA.. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 24357 MARQUIS COURT 299, LAGUNA HILLS, CA 92653 APN#: 937-99-183 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $340,356.27. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120028700306. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 8/10/2012 P974494 8/17, 8/24, 08/31/2012

NOTICE OF TRUSTEE’S SALE File No. 7042.26314 Title Order No. 6548451 MIN No. 1000157-0008236122-7 APN 938-38-821 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/13/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): JOSEPH M GUERCIO, AND HOPE C GUERCIO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 06/20/07, as Instrument No. 2007000392386, of Official Records of ORANGE County, California. Date of Sale: 09/11/12 at 9:00 AM Place of Sale: Grand Ballroom of Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 125 WHITE SANDS, TRABUCO CANYON, CA 926795355 Assessors Parcel No. 938-38-821 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $273,262.80. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure. com or www.Auction.com using the file number assigned to this case 7042.26314. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 6, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Candice Yoo, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.26314: 08/17/2012, 08/24/2012,08/31/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-474250-LL Order No.: 984705 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): TIFFANY J KELLER A SINGLE WOMAN AS TO AN UNDIVIDED 80% INTEREST, AND BRUCE W KELLER AN UNMARRIED MAN, AS TO AN UNDIVIDED 20% INTEREST, AS TENANTS IN COMMON Recorded: 4/27/2007 as Instrument No. 2007000276110 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/11/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $436,313.80 The purported property address is: 6 CALLE DE VIDA, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 930-27-412 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may

hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-474250-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-474250-LL IDSPub #0033525 8/17/2012 8/24/2012 8/31/2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110169808138 Title Order No.: 110583879 FHA/VA/ PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/10/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/17/07, as Instrument No. 2007000447771, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: ARTEMIO OCAMPO, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: September 6, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 17 TEMECULA COURT, RANCHO SANTA MARGARITA, CA 92688. APN# 833‑441‑01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $683,090.93. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that

there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110169808138. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 957629334 916-939-0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 08/08/12 NPP0205861 08/17/12, 08/24/12, 08/31/12

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The Coto de Caza News

Trustee Sale No. 445532CA Loan No. 3012673632 Title Order No. 616816 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02-06-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09-14-2012 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 02-13-2007, Book N/A, Page N/A, Instrument 2007000093832, of official records in the Office of the Recorder of ORANGE County, California, executed by: D.E. MILLER AND, MARIE MILLER, TRUSTEES, OR THEIR SUCCESSORS IN TRUST, UNDER THE MILLER FAMILY LIVING TRUST, DATED AUGUST 4, 1997, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $2,679,577.17 (estimated) Street address and other common designation of the real property: 9 SAWGRASS COTO DE CAZA, CA 92679 APN Number: 788-081-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 08-17-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee FRED RESTREPO, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www. priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P974247 8/24, 8/31, 09/07/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00589855-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of LISA LYNN THURMAN. Petitioner(s) LISA LYNN THURMAN to LISA LYNN PHILLIPS. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 28, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 09, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/17/2012, 8/24/2012, 8/31/2012, 9/7/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00589710-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of LAURA VAZQUEZ HERNANDEZ, a minor and ALEXA VAZQUEZ, a minor. Petitioner(s) PATRICIA HERNANDEZ VAZQUEZ and JULIO VAZQUEZ PLATA, on behalf of LAURA VAZQUEZ HERNANDEZ and ALEXA VAZQUEZ, minors, has/ have filed a petition with this court for a decree changing name(s) as follows: LAURA VAZQUEZ HERNANDEZ, a minor, to LAURA GUADALUPE VAZQUEZ HERNANDEZ, and ALEXA VAZQUEZ, a minor, to ALEXA GUADALUPE VAZQUEZ HERNANDEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 28, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 09, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/17/2012, 8/24/2012, 8/31/2012, 9/7/201

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TSG No.: 6587144 TS No.: CA1200243481 FHA/VA/PMI No.: APN:804‑151‑25 Property Address: 31572 VIA COYOTE COTO DE CAZA, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/15/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 13, 2012 at 01:30 PM, First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 12/27/05, as Instrument No. 2005001031134, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: THE KENNETH REYNOLDS AND DONNA REYNOLDS REVOCABLE TRUST, DATED FEBRUARY 12, 2003 KENNETH REYNOLDS AND DONNA REYNOLDS AS TRUSTEES,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 804‑151‑25. The street address and other common designation, if any, of the real property described above is purported to be: 31572 VIA COYOTE, COTO DE CAZA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,178,830.74. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx using the file number assigned to this case CA1200243481. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Title Insurance Company 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Title Insurance Company May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0206053 08/24/12, 08/31/12, 09/07/12

T.S. No. 10-2599-11 Loan No. 0147017727 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/23/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JACK JEWETT, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 10/31/2007 as Instrument No. 2007000662134 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 9/21/2012 at 09:00 AM Place of Sale: In the Grand Ballroom, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $541,477.85, estimated Street Address or other common designation of real property: 31202 CALLE DEL CAMPO SAN JUAN CAPISTRANO, CA 92675 A.P.N.: 666-083-33 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 10-2599-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 8/17/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead P977425 8/24, 8/31, 09/07/2012

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FINISH CARPENTRY. Doors, Crown, Mantels, ALL Woodwork. 25 years in Coto de Caza and References. Patrick Lee 949-887-5534 WINDOW CLEANING – POWER WASHING – GUTTER CLEANING. 32 years in O.C. Coto and Dove References. Call Alex: 949610-4556 HOUSECLEANING by Polish Married Couple. Professional, Experienced, Reliable with Local References. Call: 949-701-7494 mandm. housecleaning@yahoo.com The QUIETMAN Handyman Services. Special on Rain gutter cleaning! Home, Yard and Pool maintaince. Affordable and Dependable. References available. Kevin 949-939-7965 WOOD Specialties – Interior, exterior molding, paneling, door, cabinets, patio covers, decks, gates, termite repair. Additions, remodeling. Lic#477356 Guy Gates (949) 306-8510 RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949-293-5691

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LEGAL NOTICES NOTICE OF TRUSTEE’S SALE TSG No.: 6573712 TS No.: CA1200243292 FHA/VA/PMI No.: APN:932‑14‑105 Property Address: 31614 WEST NINE DRIVE LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/14/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 6, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 12/15/05, as Instrument No. 2005001005062, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: KELLY BOOTH LIDKE, AN UNMARRIED WOMAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 932‑14‑105. The street address and other common designation, if any, of the real property described above is purported to be: 31614 WEST NINE DRIVE, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $388,098.49. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said

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LEGAL NOTICES lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-474250-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-474250-LL IDSPub #0033525 8/17/2012 8/24/2012 8/31/2012

Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.aspx using the file number assigned to this case CA1200243292. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205705 08/17/12, 08/24/12, 08/31/12

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BULLOCK RUSSELL JOHN RUSSELL

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the most trusted team in real estate - FEATURED LISTINGS -

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ACCEPTING BACKUP OFFERS

11 Meridian Dove Canyon, CA 92679 5 Beds | 3 Baths | 2,516 ESF Listed at: $599,000 www.11Meridian.net

1426 Montgomery Tustin, CA 92782 3 Beds | 3 Baths | 1,679 ESF Listed at: $489,000 www.1426Montgomery.com

PENDING SALE

FOR SALE 935 Baja Laguna Beach, CA 92651

10 Mountain Laurel Dove Canyon, CA 92679 6 Beds | 5 Baths | 4,000 ESF Listed at: $849,000 www.10MtLaurel.com ACCEPTING BACKUP OFFERS

22521 Rio Aliso Dr Lake Forest, CA 92679 3 Beds | 3 Baths | 2,123 ESF Listed at: $489,000 www.22521RioAliso.com

Buildable Lot | Approved Plans!

Listed at: $1,150,000 Call for more information!

FOR SALE

1 Manorwood Coto de Caza, CA 92679 4 Beds | 3 Baths | 2,961 SF Listed at: $999,000 www.1Manorwood.com

FOR SALE 925 Baja Laguna Beach, CA 92651 Buildable Lot!

Listed at: $950,000 Call for more information! FOR SALE 22321 Eagle Rock Way Laguna Beach, CA 92651

ACCEPTING BACKUP OFFERS

38351 Silverton Dr Laguna Niguel, CA 92677 4 Beds | 3 Baths | 2,640 ESF Listed at: $699,000 Call for more information! ACCEPTING BACKUP OFFERS

19202 Willow Brook Ln Portola Hills, CA 92679 4 Beds | 3 Baths | 2,494 ESF Listed at: $624,000 www.19202WillowBrook.com

Buildable Lot | Approved Plans!

Listed at: $895,000 Call for more information!

11 Mantenida Coto de Caza, CA 92679 4 Beds | 4 Baths | 3,400 SF Listed at: $875,000 www.11Mantenida.com

( 949) 614-0071 Page 32

FOR SALE 6 Riveroaks Irvine, CA 92602 3 Beds | 3 Baths | 2,200 ESF Listed at: $849,000 www.6Riveroaks.com

ACCEPTING BACKUP OFFERS

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