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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

June 29, 2012

Coto de Caza Ready To Celebrate The FOURTH OF JULY


June 29, 2012

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

June 29, 2012

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 29, 2012

The Coto de Caza News

What Makes America Great

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Valerie Mincheff Legal Advertising

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

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By Bryan Golden In less than 200 years, America grew from a handful of colonies to become the greatest nation in history. In a few hundred years, we surpassed nations that were many times older. What makes America great? The two main elements that make America great are our people and our freedoms. Our people have a can do, nothing is impossible, spirit. Starting with the American Revolution, we have always conquered adversity, often in the face of overwhelming odds. We have more rights and freedoms than anywhere else in the world. Our freedoms are considered inalienable rights, not privileges granted by government. Our freedoms are the envy of the world. Every item in the bill of rights is a precious jewel, designed to ensure the immortality of our liberty. Our founders came from societies where government controlled its citizens. They had a solid understanding of the consequences of unchecked power. Our constitution was crafted specifically to limit the scope of government to prevent its infringing on individual liberties. Our constitution is a brilliant document, filled with foresight and understanding, that has withstood the test of time. The principles embedded in the constitution are the foundation of our greatness. In America, each citizen can control his or her destiny without fear of interference by government or others. Our government was formed to serve the people rather than vice versa. Our government was designed to play a minimal role in people’s lives. Our doors have always been open to people from anywhere in the world who want to come here legally to work

hard, contribute, and assimilate into our society. America’s reputation as a melting pot is derived from the fact that people from every walk of life can work together to create an unstoppable force for good. In America anything is possible. America is great because it offers its people unlimited opportunity to succeed by bringing their dreams to reality. In America, success requires hard work, determination, and persistence, not permission. We are constitutionally protected to prevent government from confiscating the results of our labor. America is an engine for unprecedented productivity. Our economic system has been responsible for civilization transforming innovations and discoveries. No other country has even come close and many other systems have failed miserably.

America has a big heart. Whether in this country or elsewhere, we help those who can not help themselves. Americans are first on the scene in the wake of natural or civic disasters. We are there with food, supplies, medical aid, and money. Our brave soldiers travel the globe defending those who can’t defend themselves. In America there are no problems that we can’t solve. Any obstacles we may face do not taint our greatness. It is our greatness that enables us to overcome adversity and become even stronger in the process. Everyday, be thankful that you live in America and benefit from its greatness. Don’t take for granted that which people in other countries can only dream about. Be proud to be an American.

“Let every nation know, whether it wishes us well or ill, we shall pay any price, bear any burden, meet any hardship, support any friend, oppose any foe, to assure the survival and success of liberty.” - John F. Kennedy

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 29, 2012

ROTARY CLUB OF COTO DE CAZA /RANCHO SANTA MARGARITA TO HOST ANNUAL 4TH OF JULY PARADE AND COUNTRY FAIR The Rotary Club of Coto de Caza/ Rancho Santa Margarita will host Coto de Caza’s 31st annual 4th of July Parade and Country Fair with festivities for the whole family. From bounce houses, water slides and carnival games to a beer garden for adults, attendees can celebrate Independence Day with friends, family and the community. The festivities kick off at 10 a.m. with a parade starting at Plano Trabuco and Coto de Caza Drive and ending at the Country Fair housed at the Sports Park in Coto de Caza. “The Rotary Club of Rancho Santa Margarita/Coto de Caza is once again honored to work with local families and businesses to put this event together,” said Jeffrey Sawyer, president of the Rotary Club of Coto De Caza/Rancho Santa Margarita. “We are excited to host one of Orange County’s most impressive Independence Day celebrations while giving back to the community through the donation of event proceeds to local charities and international causes.” The 4th of July Parade is open to

all who wish to join in the celebration. Classic cars, golf carts, self-made floats, sports team and performance groups may register as participants in the event festivities. While the parade and fair admission are free to the public, the Rotary will spearhead specialty sponsorship opportunities including the Country Fair vendor booths and parade entries. Event proceeds will benefit projects and causes supported by the Rotary Club of Coto de Caza/ Rancho Santa Margarita, including Camp Pendleton Marine Families Left Behind, polio eradication, clean water in southern Asia, and Thanksgiving meals for the needy. For sponsorship, parade participation or further event details, visit www.rotary4th.org. Rotary Club of Coto de Caza/Rancho Santa Margarita was founded in 1983 by members of the Rotary Club of Mission Viejo. Originally named the Rotary Club of Coto de Caza/Trabuco Canyon, the club was renamed in 2001 to include the new city of Rancho Santa Margarita. Rotary Club of Coto de Caza/Rancho

Santa Margarita is a service club with men and women members from diverse business, cultural and ethnic backgrounds. Its members consist of business owners, professionals, management people, engineers, developers and much more, who live and/or work in the canyon areas, that include Coto de Caza, Rancho Santa Margarita, Foothill Ranch, Dove Canyon, Wagon Wheel and Ladera Ranch. Rotary International is the largest service organization in the world, with more than 1.2 million members. Club members meet weekly at 7 a.m. on Thursday morning at the Bell Tower Regional Community Center to share fellowship, have a wonderful breakfast, listen to an exciting speaker and to plan community, international and vocational service projects. Typical community

outreach efforts include fundraising to help the needy or sponsor school programs affected by budget cuts as well as “hands-on” projects, such as building homes, bus shelters and parks, helping Marine families left behind, helping abused women and children and much more. The Club welcomes all men and women who want to give back to their community and share fellowship with others. If you have an interest in Rotary, contact Ken Upton at 949-858-3880 or visit http://www.cotoranchorotary. org/.

Santa Margarita Catholic High School Announces Katy Daly As Head Girls Volleyball Coach Santa Margarita Catholic High School is pleased to announce the selection of Katy Daly as the girls’ head volleyball coach effective immediately. Daly has been a health/fitness teacher at Santa Margarita Catholic High School since 2007 and has also taught cultural geography at the school. For the past eight years, Daly has served as a head coach with the Laguna Beach Volleyball Club where her teams have been nationally-recognized. Before joining the Laguna Beach Volleyball coaching staff, Daly worked with the Sports Shack Volleyball Club in Beverly Hills, CA as a head coach. “I truly feel that coaching is my vocation,” Daly said. “I look forward to working with our studentathletes to help them reach their full potential as well-rounded student athletes.” Daly played collegiate volleyball at Pepperdine University under full scholarship where she was a team captain and named to the All-Conference First-Team three consecutive years. Before playing college volleyball, Daly was a member of the Laguna Beach Volleyball club where she was the MVP of the National Championship teams in 1998 and 2002. She also played high school volleyball for the San Clemente Tritons where she was named CIF player of the year in 2001 helping to lead her team to a CIF title. Daly earned a bachelor’s degree in liberal arts/ physical education from Pepperdine University in 2006, and recently completed her master’s degree in education, also from Pepperdine University. “The Santa Margarita volleyball program will

provide an atmosphere for the student/athlete to excel in the classroom, have a positive high school experience, and an opportunity to win championships.” Daly said. “I look forward to running a competitive, faith-based program built on trust, discipline, consistency and fairness.” In the school’s 25-year history, the girls’ volleyball program has captured seven CIF titles, nine league championships and a state title. “I am confident Katy will continue to grow the

outstanding volleyball program that has been established over the years at Santa Margarita,” said Athletic Director Rich Schaaf. “She believes in what our athletic programs are all about, making our students not just better athletes, but better people on and off the court.” Daly replaces Bryan Cottriel who recently stepped down from his position as head coach of both the boys and girls volleyball teams.

The Coto de Caza News

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June 29, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Celebrating Summer Cuisine, All-American Style It’s that time again – cookouts, picnics, family reunions and backyard parties are happening all over the country. Grocery carts are getting filled with hot dogs, fresh fruit and condiments galore, all in anticipation of some outdoor fun. Looking for some inspiration for a get-together? Look no further than time-tested and always versatile potato salad. There are many variations of this classic side, from mayonnaise-based dressings to zesty vinaigrettes. But it’s the dish’s delicious “accessories” that make it a crowd pleaser. Black olives are a popular addition to American potato salad. Known for their versatility, black olives are the perfect accessory to potato salad, adding a subtle, savory flavor to this party staple. And here’s something you might not know – 95 percent of the nation’s black and green ripe olives are grown on family farms in California, making them a true allAmerican ingredient. Here’s an easy recipe for your next gathering. While red, yellow and purple potatoes provide the ideal canvas, it’s the California Ripe Olives that make this potato salad a winner. For more recipe ideas, visit www.calolive.org.

1/3 1/3 1 2 2 3 1/2 1 2

Red, White and Blue Potato Salad Makes 4 servings 1/2 1/2 1/4 2/3

pound red potatoes, diced pound Yukon Gold potatoes, diced pound purple potatoes, diced cup California Ripe Olives, halved

cup green onions, chopped cup celery, diced tablespoon red wine vinegar teaspoons Dijon mustard teaspoons capers, drained tablespoons extra virgin olive oil teaspoon salt pinch freshly ground black pepper tablespoons flat-leaf parsley, chopped

In large pot, boil water and potatoes. Cook until tender, drain and cool to room temperature. Combine potatoes, olives, green onions and celery in a large mixing bowl and set aside. In medium bowl, whisk together red wine vinegar, mustard and capers. Gradually whisk in olive oil, then season with salt, pepper and parsley. Pour dressing over potato mixture and toss until evenly coated.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 29, 2012

Former Eagle great Ryan Martin ‘07 competes in the 800 meter Finals at the U.S. Track and Field Olympic Trials tonight Today marks the second time a Santa Margarita Catholic High School athlete will compete in the U.S. Olympic Track and Field Trials as Eagle Hall of Famer Ryan Martin takes on the best runners in the Unites States in the 800 meters. Martin, a California High School State Runner-up in 2007 will compete in the U.S. Olympic Trials 800 meter final tonight at 7:47p.m. Martin is one of 8 athletes that qualified for the finals from the original field of 32 athletes. Martin holds the 4th fastest time in the U.S., less than a second behind the national leader, Nick Symmonds of Nike. In his time at SMCHS, Martin was a State Runnerup, 2-time C.I.F. Champion, Orange County Champion, and League Champion numerous times, compiling 47.5 Hall of Fame points, making him the second most accomplished high school athlete to come through the Boys’ Track and Field Program. In addition to his Track and field accolades, Martin was a part of the 2006 Cross Country team that placed second at CIF and 3rd at the California State Meet where he was a member on one of the best Cross Country teams to come through the school. Ryan just graduated from U.C.S.B. this year and will now take part in one of the most exciting races of his life!! ‘Like’ the Santa Margarita Boys Cross Country page to find out race times and television coverage channels for the entire U.S. Olympic Track and Field Trials. Good Luck Ryan!! The entire Santa Margarita Family is behind you!!

Ryan Martin ‘07 Races in the U.S. Olympic Trials 800 meter Final Tonight

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June 29, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

LOCAL CAR BUFFS WIN BIG AT the 2012 DANA POINT CONCOURS D’ELEGANCE The Dana Point Concours d’Elegance© was a spectacular success, attracting huge crowds and a stunning field of vehicles including a 1934 Voisin C-25 Aerodyne that won the prestigious Best of Show title during the 30th anniversary event, on Sunday, June 24, at the St. Regis Monarch Beach resort in Dana Point, Calif. The two-day celebration of Southern California’s automotive heritage honored Bruce Meyer for his contributions to the hobby and featured a Private Collection Tour, automotive fine art exhibition, a flyover of six vintage airplanes organized by Capt. Jason Dwinger and the inaugural Beach Cruisers Show. Many notable historic racecars captured the theme for the weekend, “Legends of Le Mans: Racing in the ‘60s,” including a Porsche 935 that won the 24 hour endurance race. “From the stunning setting to the fantastic cars and motorcycles, everyone enjoyed the California car culture this weekend,” said Jeff Spellens, Dana Point Concours d’Elegance president. “We were the epicenter of the collector car and motorcycle cultures with thousands of visitors viewing rare examples of the world’s finest marques. And our ‘Legends of Le Mans’ exhibit was simply amazing.” As part of the celebration, the Dana Point Concours also honored 50 years of Shelby American. Notable Southern California Collector Bruce Meyer was recognized for his 1962 Shelby Cobra, which was the first production Cobra ever built; it placed first in the Shelby Cars class. Meyer was also honored during the weekend with the 2012 Dana Point Concours d’Elegance Automotive Icon Award for his tireless work in the automotive industry and passion for growing the hobby. “I’m honored to receive the first Automotive Icon award from the Dana Point Concours,” said Meyer. “This event has a reputation as being a Concours for people who are as passionate about automobiles as I am. The wonderful people in this organization have made the Dana Point Concours one of the best automotive experiences in the United States. It was a pleasure to be part of the festivities for their 30th celebration this year and I look forward to attending again in 2013.” The Best of Show award in the Page 8

1920 Mercer Raceabout

motorcycle class was bestowed upon a 1926 Brough Superior, while the 1934 Voisin C-25 Aerodyne from the notable collection of Peter and Merle Mullin was crowned the automotive Best of Show for its exceptional lines and remarkable details. Originally an airplane manufacturer, Frenchman Gabriel Voisin turned his attention to building expensive, luxury automobiles in the early 20th century that were known throughout the world for their innovation. This year’s Featured Marque Award was presented to a 1956 Jaguar D-Type from the Legends of Le Mans Racecars class. Owned by Greg and Debbie Johnson of 1961 Mercedes-Benz 300SL Roadster Irvine, Calif., the Jaguar captured 2nd place 1957 Chevrolet Bel the trophy because the English Air – Lee Frain, Newport Beach sports car best embodied the spirit of the Le Mans racers. Class 7a – Legends of LeMans Our local winners include: Race Cars through 1960 3rd place 1950 Allard J2 LeClass 1 – Antique and Vintage/ Mans Roadster – Steve & Jeanne Horseless Carriage (to 1925) Schuler, Capistrano Beach 2nd place 1920 Mercer Raceabout – Rick & Lucy Rawlins, Class 9d – British Sports Cars Balboa Island Postwar Under 3 Liters 1st place 1960 Lotus Elite - WilClass 6a – American Luxury liam and Maritza Nighswonger, Touring (Postwar to 1970) Dana Point 3rd place 1957 Cadillac Eldorado – William & Nancy Naeve, Class 10a – Mercedes-Benz Capistrano Beach 300SL 2nd place 1961 Mercedes-Benz Class 6c – American Convert300SL Roadster – Tom & Linda ibles to 1970 Bau, Ladera Ranch 1st place 1960 Plymouth Fury – Denny & Pat Grundy, Trabuco Class 11a – Ferrari (Open) Canyon 3rd place 1978 Ferrari 308 GTS

The Coto de Caza News

– Oliver & Jill Cagle, San Clemente Class 19b – Kustoms (19351960) 3rd place 1954 Mercury Monterey – Wayne Poe, San Clemente CHAIRMAN CLASSIC CAR AWARD Awarded to the most deserving classic car as selected by the Chairman and his designates 1960 Porsche 356 Cabriolet Kent & Carol Wilken, Newport Beach BRIGGS CUNNINGHAM AWARD Awarded to the most exciting American automobile 1920 Mercer Raceabout Rick & Lucy Rawlins, Balboa Island


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 29, 2012

RANCHO WAL-MART STORE OPENS AUGUST 8 RANCHO RIBBON CUTTING READY FOR WORLD’S LARGEST RETAILER

New Rancho Santa Margarita Wal-Mart will be located on Avenida de las Flores near Lowe’s

The long awaited opening of Rancho Santa Margarita’s Wal-Mart retail grocery operation is only a few short weeks away. Wal-Mart, the world’s biggest private employer with over two million employees, and the largest retailer in the world with 8,970 locations and 180 Billion in assets will add one more location to its’ prodigious list when it officially opens here on August 8,2012 Wal-Mart’s contractors are hastening to complete the final embellishments to the 30,000 square foot space between Lowe’s and Staples on Avenida de Las Flores in Rancho Santa Margarita where they say they will open what they call a Wal-Mart Neighborhood Market which is their term for their chain of grocery stores that average about 42,000 square feet. Wal-Mart Neighborhood Markets are a cross between a discount store and supercenters, offering a variety of products, which include a substantial line of groceries, meats, pharmaceuticals, health and beauty aids, photo developing services, including beer, wine and a Wal-Mart Managers Tracey Schmidt and Shelley Trujillo Meet Rancho’s Mayor varied selection of other retail merchandise. They will need at least Anthony Beall at a recent RSM Chamber of Commerce event. 50 new hires from the Rancho area to supplement staff transferring from other area Wal-Marts to work in the already popular Rancho Santa Margarita store location. Job seekers should visit the Wal-Mart Hiring Office (shown in the photo at right), during business hours but the Hiring Center is not located at the new store, the employment office location may be half a mile from the actual store. The hiring center is located at 30092 Santa Margarita Parkway. It’s located way back behind the Shell station at the” Interchange Plaza” sign. Deep inside the shopping center, past the FedEx Kinko’s where the former Eagle Credit Union used to be is the new Wal-Mart Hiring Center. The Rancho Santa Margarita Chamber of Commerce and many officials from the city of Rancho Santa Margarita are expected to roll out the welcome mat when the giant retailer rolls into town on August 8. A ribbon-cutting ceremony is already in the planning stage, but other retail grocery chains in the area have already begun with a round of price cutting to welcome their new competition. Rancho Santa Margarita grocery shoppers seem eager to witness the new developments. Wal-Mart Hiring Office back behind the Shell Station at 30092 Santa Margarita Parkway

The Coto de Caza News

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June 29, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Tournament Players Party at Roy Emerson Adoption Guild Tennis Classic The Adoption Guild of Southern Orange County completed its 51st Annual Roy Emerson Adoption Guild Tennis Classic with its Finals rounds, for all levels, held at Newport Beach Tennis Clubs. The Guild welcomed approximately 450 players to The Tournament Players Party, with opening rounds played at Palisades and Newport Beach Tennis Clubs, and semi-finals and Finals rounds played the following weekend. All final rounds were played at Newport Beach Tennis Club. During the Tournament Kick Off Weekend, approximately fifteen local restaurants and vendors donated fare for the hungry players attending the Players Party. Included were 3 Three 3 Restaurant, Flemings Restaurant, La Cave Restaurant, Avila El Ranchito, Sapori’s, Sabatinos Sausage Co., Blue Water Grill, Sage Restaurant, Newport Rib Co., Il Fornaio Restaurant, Newport Beach Tennis Club, Trader Joe’s, Hi Time Wine Cellars, Ho Sum Bistro, Starbuck’s Coffee, Woody’s Restaurant, and Nothing Bundt Cakes. The Player’s Party menu included delectable ribs with bacon mac and cheese, beef and pork sliders, clam chowder, sausage and peppers, gorgonzola salad, chicken lasagna, with tiramisu, assorted Bundt cakes and Starbucks coffee for dessert. Dinner Entertainment was provided by Island Guitarist Freddy Zuma, who appears regularly at Tommy Bahamas. From 8 pm to midnight, it was dancing to the strains of Phil Shane. With the kickoff of the Roy Emerson Adoption Guild Tennis Classic, the Guild extended thanks to Union Bank of CA, Coca Cola, Hi Time Wine Cellars, Activate Drink, Dunlop Sports, William Harold Jewelers, Stephen and Pam Fossler, Jackie Glass/the Kling Family Foundation, and Pam Selber. Chaired by Laurie Moroch and Sue Podany, the Tournament Players Party Committee included members Jeri Nevins, Carol Adams, and Joanne Vogelsang. Working feverishly behind the bar were volunteers Clay Hall, Roger Alexander, and Don Nevins. Spotted among the Guests were Tennis Great Roy and Joy Emerson with daughter Heidi, Newport Beach Tennis Club Owner Steve Joyce, Britt & Bob Meyer with friend Marit Fotland, Katie Richardson with pal, Kimberlee Drake, Cathy Eusey, Manager Vince Otskey, Pam Fossler, Dennis Claus, Diana Hurst, Tom Carr, Former Guild President Marily Wilson, Jim Chapman, and Tournament Chairman Deidre Wilson. The Roy Emerson Adoption Guild Tennis Classic continued with commencement of Open Player matches, and all level finals, at the Newport Beach Tennis Club. Winners in Open Player Singles Division were: Men’s Singles-Amit Inbar; Women’s Singles-Parris Todd. Winners in the Open Player Doubles Division were: Men’s 35 Doubles-N. Grover and A. Hernandez; Men’s Doubles-Amit Inbar/M. Tabatruong; Women’s Doubles-K. Lajcakova/A. Tranckino; Mixed Doubles-Martel Campbell/K. Nguyen. Spectators were also treated to a Silent Auction offering items such as San Diego Charger Football tickets, a kid’s BMW peddle car from Crevier Motors, styling and products from new, hot Platino Salon, a 3-day stay at a Mammoth Lake Condo, and $500 Gift Certificate from South Coast Plaza. On Finals, a new Fine Wine Auction was featured, with wines priced as low as $35 up to approximately $250+. Incoming Adoption Guild President Jeanette Perry summed it up: “It was a lovely six days of outstanding tennis, with talented athletes, future stars, a host of collegiate players represented from UCLA, LSU, USC, Pepperdine, and Goleta. In addition to prior Tournament champions, outstanding high school players graced the courts as well.” Michael Chang made an appearance in the opening rounds creating a stir among participants and spectators alike. Since 1961, Adoption Guild has generated over $4.2 million in funding, contribPhotos by Ann Chatillon Page 10

The Coto de Caza News

Katie Richardson, Brad Albert, with Heidi, Roy and Joy Emerson

Winners in the Open Player Doubles Division (Men’s 35 Doubles) were Art Hernandez and Neel Grover from Laguna Beach

Co Chairs Laurie Moroch and Sue Podany

Tom Carr and Alma Brinones

Scott Simpson and Lori Conten

uting to approximately 3000 adoptions. For over fifty years, the Adoption Guild of Southern Orange County has supported Holy Family Services Adoption & Foster Care Agency. With the hope of giving every child an opportunity to have a loving family, dedicated Adoption Guild volunteers work each year to present two major fund-raising events: the Patroness Tea and Roy Emerson Adoption Guild Tennis Classic in May. All proceeds benefit Holy Family Services. Visit www.adoptionguild.org for information.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Coto de Caza News

Page 11


June 29, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Center Stage Studio Announces

CSSD Center Stage Studio Dance Presents 2012 Dance Teams!

Summer Intensives!

THE HUNGER GAMES THE MUSICAL

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The Coto de Caza News

The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 29, 2012

RANCHO SANTA MARGARITA

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Athlete’s Choice is pleased to announce our Coach of the Month, Robert DeVault I’ve lived in California all my life. I grew up in Northern, CA. so I’m a big fan of the San Francisco Giants and 49er’s. We moved to Rancho Santa Margarita 14 years ago. It’s a great place to live! Awesome families and friends. My beautiful wife Mary and I have been blessed with four wonderful kids, Desmond 21, Sage 16, Eve 12, and Duke 6. I started coaching 20 years ago in all different sports. My first coaching experience was with my younger brother. I coached his 15 year old baseball team. Coaching at that level right out of the gate was by far my biggest challenge. Although it was tough my brother and I became closer from the experience. Since then I have coached several years in Little League Baseball and Pop Warner Football. It sounds like a cliché but I love coaching sports because of the players. Each season it’s like being part of a family. You grow together, learn together, laugh together, cry together, and love together. During the process you compete with yourselves and others to be better at the sport you enjoy. The greatest part of coaching is the help you receive from volunteers during the process. I have had wonderful assistant coaches, parent volunteers, and friends who have helped me not make a mess of things for many years. I thank them for their time, energy, and encouragement. Outside of coaching I spend time hanging out with my family, golfing , and having fun with friends. Also I volunteer as a board member for Tesoro High School Lacrosse and Santa Margarita Pop Warner Football. I want to thank Kevin and Maria Hickman at Athletes Choice for this honor and also for opening their business in Ranch Santa Margarita. Peace.

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The Coto de Caza News

Page 13


The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 29, 2012

The Coto de Caza News

DISCOVER GOD’S HEALING POWER

JOIN US Church Services - Sun at 10 AM Sunday School - Sun at 10 AM Healing Tesimony Meetings - Wed at 7:30 PM Child Care at all Services

Visit Our Christian Reading Room Open Monday- Friday 10 AM - 2 PM Saturday 10 AM - Noon

FIRST CHURCH OF CHRIST, SCIENTIST (949) 589-5155 www.christiansciencersm.org www.spirituality.org

30442 Via Con Dios Rancho Santa Margarita

22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org

Reverend Craig M. Butters, Pastor

SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM

SATURDAY VIGIL MASS: 5:00 PM

More than 6,000 Americans Spent 4th of July in Emergency Rooms Due to Fireworks-related Injuries -Prevent Blindness America Urges Public to Celebrate Independence Day Safely, Without Using FireworksWhile many Americans were enjoying Independence Day festivities with family and friends, in 2010 an estimated 6,300 Americans spent part of their Fourth of July holiday in the emergency room due to fireworks injuries, according to the U.S. Consumer Product Safety Commission (CPSC) Fireworks Annual Report issued in 2011. The report also found that children under 15 years of age accounted for approximately 40 percent of the estimated injuries. And, children under the age of 5 experienced an estimated 700 injuries. For that specific age group, sparklers accounted for 43 percent of the total injuries. In fact, fireworks sometimes referred to as “safe and sane” including sparklers, fountains and other novelties, made up 2 out of 5 injuries treated in emergency rooms. To help families enjoy a safe and happy Fourth of July, Prevent Blindness America, the nation’s oldest non-profit eye health and safety organization, is making an effort to Page 14

educate the public on the potential dangers of fireworks. Prevent Blindness America warns: • Fireworks are extremely dangerous. • Do not purchase, use, or store fireworks or sparklers of any type. • Protect yourself, your family and your friends by avoiding fireworks and sparklers. • Attend only authorized public fireworks displays conducted by licensed operators, but be aware that even professional displays can be dangerous. Fireworks laws vary from state to state and sometimes, within different counties. Delaware, Massachusetts, New Jersey and New York have banned the sale and use of all consumer fireworks. According to the American Pyrotechnics Association, Illinois, Iowa, Ohio and Vermont allow only wire or wood stick sparklers and other novelty items. As of January 2012, the state of Michigan now allows the sale and purchase of all consumer fireworks. While Gov. Mark Dayton of Minnesota recently vetoed legislation to legalize aerial fireworks, including roman candles and other devices.

The Coto de Caza News

Prevent Blindness America continues to support the development and enforcement of bans on the importation, sale and use of all fireworks and sparklers, except for authorized public displays by competent licensed operators. The non-profit group believes it is the only effective means of eliminating the social and economic impact of fireworks-related trauma and damage. “The Fourth of July should be a time when we come together to honor our country by celebrating our great nation safely and responsibly,” said Hugh R. Parry, president and CEO of Prevent Blindness America. “We hope all Americans have a wonderful holiday with their loved ones, not in the emergency room.” There were more than 1,300 reported eye injuries in 2010. In the event of any eye-related accident, Prevent Blindness America recommends the following: If there are specks in the eye, · DO NOT rub the eye. · Use an eye wash or let tears wash out specks or particles; · Lift the upper eyelid outward and down over the lower lid; · If the speck doesn’t wash out,

keep the eye closed, bandage and see a doctor or go to the emergency room. If the eye or eyelid is cut or punctured, · DO NOT wash out the eye with water. · DO NOT try to remove an object stuck in the eye. · Cover the eye with a rigid shield without pressure. The bottom half of a paper cup may be used. Visit a doctor or go to the emergency room immediately. For more information on fireworks safety, please call Prevent Blindness America at (800) 331-2020 or log on to preventblindness.org.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 29, 2012

Coto de Caza Village Homeowners Association News A public service sponsored by the Coto de Caza News

Call for volunteers Disaster preparedness volunteer We need one more volunteer for the disaster preparedness committee. Please contact merit for more information, or for more details all gone to the blog and look under archives for “June newsletter “.thank you to Young Hong on for volunteering your time on this valuable committee.

Fire watch volunteers Wall and tears are now being recruited for the third annual south county fire watch, run by south county land stewards. Volunteers are used by OCFA as deterrents and lookouts during red flag alert days . Several Village homeowners have been fire watch volunteers for the past two years and find it an easy and rewarding experience. Learn more on our blog:www.cotovillageonline.com. Reminders Snakes As the weather warms up, rattlesnakes are becoming more active. Cleanup would files and debris and keep your garage doors closed. Fireworks Remember, it is fire season and fireworks or illegal in unincorporated areas of the county. They also pose a serious fire risk.

Call for candidates It’s that time of year again to run for the Village homeowners association. Our homeowners association is a five person committee of dedicated volunteers . If you would like to make a positive impact on your community, please consider running for a one-year term on the board. Candidate statements will be mailed soon it and all are due in August. A candidates’ night will be held in September at our regularly scheduled homeowners association meeting at 7:00 PM and the election takes place in October. If you’d like more information about running for a board position please contact Merit.

Independence day-July 4 The fourth of the July is next week on Wednesday-fly your flags in support of our great country. July 4 parade The Coto de Caza rotary club is sponsoring the 4th of July parade and a country fair . The parade Marches down Coto de Caza drive Followed up by the country fair and the sports park. The fare includes kids play venues, Food, games and of course food and drinks. This is a family tradition you won’t want to miss.

Landscape update You have probably notice the tractors

out on the trails and in the open spaces. Our contractor has completed our yearly weeding abatement per of Orange County guidelines and for fire safety. In addition, we had the trails groomed to ensure that the community can continue to utilize one of the Village’s best kept secrets.

owner to alert Merit. In addition, please try to communicate our community rules to your tenants so that you and they are not send a violation notice. Thank you for your cooperation.

Read all about it

Have you checked our community blog? Did you know that we have adorable owlets that came back to replace some of our Coto valley country club –July 11, 7 in our Village? Log on and check out the more worn out signs was far greater than we had budgeted for this year. As a result, o’clock PM pictures and other village goings-on! the board has decided to review our options All homeowners are welcome and enand is looking to repair any major issues Sidewalks couraged to attend. By law the agenda is and paint home of the signs . (Yes they posted on the corner of via Ortega and a By the time you read this sidewalk repair will finally all be the same color.) And to put Via Coyote four days prior to the meeting will be completed. Enjoy your walks and a placeholder into next year’s budget for noting meeting topics to be discussed . please pick up after your pets! sign replacement. We are investigating all options to ensure that your money is spent Welcoming committee Parking prudently. In addition, the board is working The Village welcome committee is hard Parking is on the EVEN side of the street with our vendor to formally document our at work meeting and greeting our new neighbors. We provide each new home- in 2012. Please alert your friends, vendors, signs formats /sizes, fonts, Logos and colors, so that all future signs will have the owner with a FAQ page, parking policy, guests and Realtors! same uniform Village appearance . school, Parks and trails information, as Behind the scenes Please feel free to drop us a note and well as a warm smile and a contact for all things Village (and the surrounding areas! ) Your current board has been hard at let us know what we’re doing well and Among as we have over 25 years of experi- work building a framework and a long- what we can improve upon. All feedback ence in this area! If you would like to join term plan for the village. Our community sent to merit will be relayed to the board. our welcome committee , or if we missed was formed in the late 1960s and one of Thank you. Contact information welcoming you please contact Merit . our largest expenses use our roads and infrastructure –remember they are over Merit Property Management Motorcycles 40 years old! The Village needs an engiOne Polaris way , suite 100 We have had a series of motorcycle neering street plan (briefly a looted to last Aliso Viejo CA 92656 vandalism issues on our trails. Not only is month )to help guide us in properly mainCommunity Manager Jaime Moore this illegal but a major fire hazard. Please taining the roads for the future. By hiring CCAM keep your motorcycles off the trails. The an engineering company, the board has (949)-448-6224 Orange County sheriff has been notified begun its long-term plan. We are aware Fax (949)-448-6538 of our concerns and will be a greater pres- that our streets show some wear and tear, jmoore@meritpm.com ence on our trails both by foot, horseback, the striping in stating and the speed bumps and air patrol. are differing sizes. We will be addressing Architectural Compliance any safety issues as a priority, while our Common area maintenance Gate Call- Ins master plan is developed. Please know Dana Goldstein Just a reminder. The homeowners asthat this year’s board has worked tirelessly (949)-448-6094 sociation pays for every phone call to the to find an engineering company that will Fax (949)-448-6516 cake for guest and vendor access. The create a long-term plan for the future. Our dgoldstein@meritpm.com policy is that the first four calls are free . On first phase will be a traffic study to develop the fifth call $20.00 is built your account, the a plan for traffic coal mining and to create board members 11th call on other $20.00 is built your aca plan for striping, signage, and etc. Many President: Jason Vallone count and so on in increments of 10 calls. of you have come to us with issues: drivevice president/ treasurer: Jim Evans Remember its free to use your computer to ways, water run-off, curbs, etc. We have secretary :Linda Bundy register your guests and vendors involved. heard you loud and clear and are working member at large Ken Upton www.czmaster.org. towards long-term solutions. Our second member at large Jeff Reuter phase will address the Jing streets by havblog : www.cotovillageonline.com General store & Merryhill ing an engineering company may for the web site: www.meritconnect.com/coto There has been no change in the status health of our existing roads and provide a decazacommunity. of these two properties. Of courting to planned for long-term maintenance. We Guest gate access the developer, they still have a contract to thank you for your patience as we finalize Web site: www.czmaster.org. purchase these properties, but escrow has these plans. Support /account creation: not opened. We will send out updates as The architectural committee is well into Support11@dwellinglive.com we receive them. Check the blog for the the process of updating and streamlining (949)-858-2290 latest developments. the architectural guidelines. They have met Phone numbers with the homeowners association architect CHP (street blocking) Village homes for lease on two separate occasions and are making OC Sheriff (noise and vandalism ) (949)-770-6011 If you are a homeowner and are leasing significant progress on updating the policies Andy and streamlining the process .We Reminder your home, please contact merit so that should have a new color palette approved In order to be consistent than to protect management can provide your tenants shortly ; thank you for all of your comments all parties involved, all approvals from Merit with our Village FAQs, parking policy and must be in writing. No verbal authorizations monthly newsletters. The only way to track . Stay tuned. Last month we briefly touched on our are allowed. Thank you for your underwhich will news are for lease, and to keep sign project, but unfortunately, the bids standing and cooperation . everyone informed news for the home-

July Board meeting

The Coto de Caza News

Page 15


June 29, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Australian Rider Harley Brown and Cassiato Are Back And In The Winner’s Circle San Juan Capistrano, CA - June 24th, 2012 - Seven nations represented the field of twenty horse and rider combinations this afternoon in the $30,000 June Classic III Grand Prix. Nearing the end of the qualifying round, Harley Brown (AUS) was the one to catch with both jump-off qualifiers, Angelli and Cassiato. With two riders to go, Nicole Shahinian-Simpson was able to break through and qualify her mount, Picturized, for the jumpoff. Course designer Jack Robson set a track that challenged both young and seasoned horses and asked riders surprising questions that resulted in several refusals, numerous unlucky rails, and an unfortunate spill where both horse and rider walked away unscathed. “Some unfortunate rails and time faults out there today,” Robson shared of the twenty horse and rider combinations attempting to master his course. Of the sixteen efforts, many of the victims accrued faults at the oxer-oxer combination, the large triple bar to vertical combination and coming home to the vertical-oxer combination. “It was a national standard and a rebuilding type course for those who’ve been here all three weeks,” Robson continued, “some different lines to approach and options to take that made it a unique class.” Rusty Stewart, coming off his $30,000 June Classic Grand Prix win just seven days earlier aboard his trusted mount Bristol, had an unlucky back rail at the first obstacle, but was able to

ride the rest of the course flawlessly and settle for fifth with four faults. The only other round of the day without a dropped rail went to eighteenyear-old Canadian rider, Alexandria Smith and her eleven-year-old Hanoverian gelding, Albatros. Smith however couldn’t beat the time allowed of 84 seconds, accruing two time faults and going home fourth respectively. Brown (AUS) and Shahinian-Simpson returned for the jump-off knowing it would take speed and precision to get through Robson’s design without fault. Returning to the track first was Brown and Paige Harryman’s thirteen-year-old Westphalian gelding, Angelli. Brown continued his fault free streak with a smart but quick ride under the time allowed in 42.046. As Brown prepped his second jump-off mount, Shahinian-Simpson and her nine-year-old Hanoverian mare, Picturized, were able to cut corners and angle fences to better the leading time and go double-clear in 38.964. The crowed eagerly waited for Brown to return with his infamous mount, Cassiato, to see if he could also go double-clear and walk away champions. Brown galloped in and guided the mighty grey Holsteiner to a precise but swift round, floating over the fences with ease and stopping the clock to reclaim the lead in 37.097 seconds. “He was great,” Brown gloated about winning mount Cassiato, “He just got back from Europe last Thursday and I was happy how he went

Harley Brown guided Cassiato to a double clear round, securing first place in 37.097

today. Jack’s (Robson) course was excellent. I thought it was a really well built and constructed course.” Brown and Castillo will return home to San Louis Obispo for some well-deserved rest and look forward to the upcoming summer series in Del Mar, CA.

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Page 16

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 29, 2012

46th Annual Sawdust Art Festival Opens June 29

The Sawdust Art Festival celebrates its 46th annual season this summer, opening its doors to the public Friday, June 29 with a traditional ribbon-cutting ceremony at 10 am. Sawdust President Gavin Heath will make the Opening Day announcement and Laguna Beach Mayor Jane Egly will officially cut the ribbon, unveiling the 2012 summer season. The festival will open daily from 10 am to 10 pm through Sunday, September 2. Over 200 Laguna Beach artists, 18 new artists, excitedly anticipate a new summer season in hopes of drawing an even greater crowd than last year to expose their unique handmade artwork. Visitors can experience the awe in artwork being created before their eyes, including the large glassblowing enclosure where glass masters perform their skill at the furnace. The diverse range of artwork at the Sawdust encompasses all types of mediums, including ceramics, glass, woodwork, jewelry, sculpture, painting, photography, textiles, mixed media and much more. In addition to the newbies joining the Sawdust family, also new this year is the Reset Sundays entertainment series. The Sawdust Entertainment Committee decided to feature a mellow genre of music every other Sunday evening this summer, as a relaxing way for visitors to wind down

their weekends and prepare for a new week. Chamber music groups, jazz ensembles and lighter musical performers are booked every other Sunday at 5 pm on the grounds. In support of the Sawdust’s mission to educate the public, the year-round Sawdust Studio Art Classes will continue to be offered every Friday and Saturday at 10 am and 2 pm. Guests can experience the magic of the Sawdust studio and create their own unique art piece, to wear or to share, in just one two-hour session. For an updated schedule check www.sawduststudioartclasses.com. A variety of fresh and exciting arts and crafts projects will be offered at the Children’s Art Booth and Sawdust Studio One. The new schedule of classes will be available at sawdustartfestival.org/ classes-and-workshops and on the grounds during festival season. The annual Artists’ Benevolence Fund Auction, which supports artists that have experienced a catastrophic event, will take place on Sunday, August 12 from 2-5 pm on the Main Entertainment Deck. This year, the moneys raised at the annual live auction will be especially important, as the Artists’ Benevolence Fund is need of replenishing the funds granted during last winter’s disastrous floods. All Laguna Beach artists, and not only Sawdust artists, benefit from the Artists’ Benevolence Fund. We will

also host our 3rd annual Sawdust Art Education Fundraiser, “2012 Original Collectors’ Panels,” a collection of art panels, each uniquely created by contributing Sawdust artists using all types of media to be auctioned off at the festival. These two fundraisers are great ways for the community to pull together in an effort to support art education and the livelihood of local artists. Other scheduled special events include: Hawaiian Surf Day – Saturday, July 7 Green Day – Saturday, July 21 from 11 am to 5 pm Country Western Day – Saturday, August 4 Beatles Day – Saturday, August 18 Tropical Tuesdays – every Tuesday Residents Nights – Laguna Beach residents are admitted free after 5 pm with ID on Thursday evenings; other local cities will also be featured for free admission after 5 pm on various weekday evenings, TBA on sawdustartfestival.org The Sawdust’s title sponsorship with American Honda will continue for the third consecutive year. Two Honda hybrid vehicles will be on display on the grounds, one of which will be raffled off. Guests will have the opportunity to win a 2012 Civic Natural Gas, last year’s Green Car of the Year; tickets will be sold during the

festival at $5 per raffle ticket or 5 for $20. The winning raffle ticket will be drawn on Sunday, September 2 at 4 pm on the Main Entertainment Deck. At this year’s summer show, guests can also enjoy live entertainment on three stages and roaming acts around the grounds, eye-catching artist demonstrations, hands-on art workshops for all ages, and delicious food and drink, including new beverages offered at the Sawdust Saloon. Don’t miss the diversity in character, creativity and action at the 46th Annual Sawdust Art Festival! To check out more details about the Sawdust Art Festival’s 46th annual summer season and calendar of events, please visit www.sawdustartfestival.org or call 949-494-3030. The Sawdust Art Festival is open 10-10 daily June 29 through September 2, and is located at 935 Laguna Canyon Road in Laguna Beach with free City trolley service to and from the Act V parking lot. Admission prices are: Adults $7.75, Seniors (65+) $6.25, Children (6-12) $3.25, Children (5 & under) Free; Summer Season Pass $15; Annual Pass $20. The Sawdust Art Festival is a nonprofit art organization dedicated to educating the public and promoting the art created in Laguna Beach. The Sawdust Art Festival thanks its 2012 sponsors Honda, 104.3 MYfm, Hoegaarden and Kendall-Jackson.

The Coto de Caza News

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31951 Dove Canyon Dr. Suite C Trabuco Canyon, CA 92679


LIS NEW TIN G PERFECT FAMILY HOME

A DOLL HOUSE

AT H CH

BEYOND PERFECT

LD

TREMENDOUS TANGLEWOOD

Inviting courtyard entrance invitesTOWN you into HOME this beautiful home TREMENDOUS offering approx. 3170corner sq. ft. bedrooms and bull size baths. This one has it all.be Large lot. 5Light and Bright with3aroom. nice yard.4th OfCharming condo with vaulted ceilings and view balcony. Offering approx. 1200 sq. bedroom would a great home office or bonus Extensive fering flooring, approx. 1800 sq. ft counters with 3 bedrooms and 2.5 kitchen. baths. NewEntertainers carpet, paint, ft with 2 bedrooms and 2 baths. Light and bright location. Extensive tile floors, stone granite and gourmet stone and granite. Located andOne assoc. complete withclose builttoinparks BBQ. ofpool the and bestspa. family neighnew carpet and paint. Cozy kitchen with granite counters and stainless appliances. backyard .00 borhoods Coto!$659,000 19 Westchester Coto de Caza $770,000.00 132 TallinOak 50 Vermillion $399,000.00

Large corner lot with loads of privacy. This unique floor plan is like nothing you have seen. Very unique upgrades throughout. Marble floors, granite counters, built-ins and shutters. Main floor master bedroom. Office with built-ins, oversized bonus room upstairs. Stunning backyard with pebble tec salt water pool and spa. Built in BBQ and large grass area for the kids. 11 Calle de Princesa $998,000.00

WHAT A VIEW

LD

Located in an exclusive gate guarded neighborhood of Rancho Cielo. Exceptional upgrades through out an entertainers dream backyard. Offering approx. 3200 sq. ft with 5 bedrooms and 3.5 baths. Private office downstairs. Complete with pool/ spa and entertaining bar area. Endless sunset views that will take your breath away. 21811 Via Del Lago $659,000.00

SO

LD SO

LD SO

FABULOUS CORNER LOT

Light and bright location with only one neighbor next to you. Approx. 1800 sq. ft. with 3 bedrooms and 3 baths and an attached two car garage. Vaulted ceilings and a dramatic entry. Nice size yard with a view. New carpet, paint, granite and appliances. You could add a loft for extra footage. 39 Regato $409,000.00

SO

ES IN CR OW

SOTANGL LDEWO OD

Traditional home offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Situated on a prime view lot and loaded with upgrades. Extensive hardwood flooring, built ins, granite and custom window coverings. Pool/spa, built in BBQ and stunning sunset views. 15 Salinger Coto de Caza $1,234,000.00

COZY CONDO

UNIQUE FLOORPLAN

TREMENDOUS SETTING

This location and exterior views of the oak trees will leave you speechless. This custom home homes offers approx. 4000 sq. ft. situated on an acre lot nestled amongst the oak trees. Newly remodeled with top notch finishes. Seller has the plans for the infinity pool. A must see. 3 Palomino $1,399,000.00

ES IN CR OW

AM

V VI ALL ST E A

Wonderful family neighborhood and ideal floorplan. Offering approx. 1900 sq. ft with 4 bed- Offering approx 1129 sq. ft. with 3 bedrooms and 2 baths.Everything is brand rooms and 3 baths. Seller has remodeled this beautiful home extensive tile floors and granite new!! Very nice spacious floorplan. Light and bright location. Hardwood floors, counters. Spacious backyard and well manicured. granite counters and stainless appliances. 1 car garage and 1 carport. Assoc. pool and spa. 10 Calle Larspur $485,000.00 5 Sundance $359,000.00

SHOWS LIKE A MODEL Offering approx. 3700 sq. ft with 4 bedrooms and 3.5 baths. Private office and convenient upstairs bonus room for the kids that could be converted to two additional bedrooms. Beautifully ugraded top to bottom. Exceptional corner lot location with lush landscaping and privacy. Built in BBQ and room for a pool or spa. 28 Douglas $1,039,000.00

June 29, 2012

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CULDESAC LOCATION

Offering approx 4000 sq. ft. with 5 bedrooms and 4 baths. Spacious bonus room could be a 6th bedroom. Beautifully appointed with stone and hardwood floors. Newly remodeled kitchen with granite counters and center island. The yard is complete with pool/spa and built in BBQ area with a cozy fireplace. Nice views and located on a culdesac. 5 Blackhawk $929,000.00

TRULY AMAZING

Offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Incredible traditional floorplan with all the upgrades.Oversized gourmet kitchen and adjoining family room with large breakfast nook. Private backyard complete with pool/spa, outside family room and built in BBQ. 12 Salinger $1,199,000.00

Where Integrity Meets Excellence The Coto de Caza News

Page 21


June 29, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE: Title Order No.: 1129686 Trustee Sale No.: 77412 Loan No.: 9040923419 APN: 833-563-05 You are in Default under a Deed of Trust dated 08/06/2004. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 07/12/2012 at 10:00AM, FCI Lender Services, Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/20/04 as DOC #2004000755583, Modification recorded on 08/19/11 as DOC#2011000410214 of official records in the Office of the Recorder of Orange County, California, executed by: Monica M Wilson, a single woman, as Trustor Downey Savings and Loan Association, F.A., as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). THE FRONT ENTRANCE TO 8180 EAST KAISER BLVD., (PLEASE CHECK IN WITH RECEPTIONIST), ANAHEIM HILLS, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 13 Mejorana, Rancho Santa Margarita CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $474,798.58 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 6/15/12FCI Lender Services, Inc., as Trustee 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 U.S. Bank National Association, Customer Service Department (800) 824-6902 or Toll Free #-1-855-MYUSMAP (or 855-698-7627) - mortgageassistancepoint@usbank.com For Trustee Sale Information log on to: www.rsvpforeclosures.com CALL: 877 RSVP-ADS or 877 778-7237. Teri Snyder, Exec. Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877 778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 77412. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.” (RSVP# 289738)(06/22/12, 06/29/12, 07/06/12) T.S. No.: CR12-1026 A.P.N.: 790-011-37 Loan No.: CR12-1026 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/7/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JOSE SALVADOR SANDEJAS FABREGAS AND MARIA REGINA ANNELI B. FABREGAS, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: COUNTY RECORDS RESEARCH, INC. Recorded 10/11/2011 as Instrument No. 20111373811 in book, page and Re-Recorded on 03/13/2012 as Instrument No. 2012000143033 of Official Records in the office of the Recorder of Orange County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 3/14/2012 in Book Page, as Instrument No. 2012000146996 of said Official Records. Date of Sale: 7/13/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Amount of unpaid balance and other charges: $182,980.43 Street Address or other common designation of real property: 21 MOUNTAIN LAUREL, DOVE CANYON, CA 92679 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at the trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case CR12-1026. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Date: 6/18/2012 COUNTY RECORDS RESEARCH, INC. 4952 WARNER AVENUE #105 HUNTINGTON BEACH, CA 92649 PHONE #: (714) 846-6634 FAX #: (714) 846-8720 TRUSTEE’S SALE LINE (714) 573-1965 Sale Website: www.priorityposting.com HOAI PHAN COUNTY RECORDS RESEARCH, INC., TRUSTEE DIVISION P959637 6/22, 6/29, 07/06/2012

Page 22

APN: 937-88-252 TS No: CA08000199-12-1 TO No: 1117239 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/5/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/17/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 10/15/2004 as Instrument No. 2004000931571 of official records in the Office of the Recorder of Orange County, California, executed by SANDRA E. LEMUS, A SINGLE WOMAN, as Trustor(s), in favor of DOWNEY SAVINGS AND LOAN ASSOCIATION, F.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 23266 ORANGE AVENUE #4 , LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $290,581.79 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 6/12/2012 TRUSTEE CORPS TS No. CA08000199-12-1 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Ernie Aguilar, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08000199-121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P957516 6/22, 6/29, 07/06/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-10-335944-AL Order No.: 100014088-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/20/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HERMINIO R. HIDALGO AND JULITA D. HIDALGO, HUSBAND AND WIFE, AND HERMINIO D. HIDALGO JR., AN UNMARRIED MAN, AND RENRICK D. HIDALGO, A MARRIED MAN, ALL AS JOINT TENANTS Recorded: 6/30/2008 as Instrument No. 2008000311810 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/13/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $482,207.34 The purported property address is: 25091 FARTHING STREET, LAKE FOREST, CA 92630 Assessor’s Parcel No. 614-022-04 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either

The Coto de Caza News

APN: 606-363-30 TS No: CA09000241-12-1 TO No: 1079631 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/24/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/17/2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 03/03/2010 as Instrument No. 2010000100567 of official records in the Office of the Recorder of Orange County, California, executed by MATTHEW J MORRIS AND KAREN L MORRIS, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of FLAGSTAR BANK, FSB as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 19556 DORADO DRIVE, TRABUCO CANYON, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $433,086.10 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 6/14/2012 TRUSTEE CORPS TS No. CA09000241-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 James Matthews, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www. priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09000241-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P958403 6/22, 6/29, 07/06/2012

of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10-335944-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-335944-AL IDSPub #0031112 6/22/2012 6/29/2012 7/6/2012

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-10-384789-VF Order No.: 100531096-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RAMONA LEAH WENDT AN UNMARRIED PERSON Recorded: 12/21/2006 as Instrument No. 2006000856282 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/13/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $288,970.10 The purported property address is: 25256 CLEMENS LANE, LAKE FOREST, CA 92630 Assessor’s Parcel No. 614-092-30 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-10-384789-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-384789-VF IDSPub #0030891 6/22/2012 6/29/2012 7/6/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00577614-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JUNGWOO NA, a minor, and JUNGJAE NA, a minor. Petitioner(s) SUNGSOO NA and YOUNGMI JUN, on behalf of JUNGWOO NA, a minor & JUNGJAE NA, a Minor, has/have filed a petition with this court for a decree changing name(s) as follows: JUNGWOO NA to JUSTIN JUNGWOO NA and JUNGJAE NA to JACOB JUNGJAE NA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 10, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JUNE 19, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 6/22/2012, 6/29/2012, 7/6/2012, 7/13/2012


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-472783-LL Order No.: 975562 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/23/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): YOON LEE, A SINGLE WOMAN Recorded: 10/4/2005 as Instrument No. 2005000782937 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/13/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $244,823.53 The purported property address is: 21971 RIMHURST DRIVE #168, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-04-068 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-472783-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-472783-LL IDSPub #0030926 6/22/2012 6/29/2012 7/6/2012

APN: 938‐750‐93 TS No: CA09004659-11-1 TO No: 5901823 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED January 8, 2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 26, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on January 14, 2008 as Instrument No. 2008000019419 of official records in the Office of the Recorder of Orange County, California, executed by YOUNGMI HONG, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 36 PASEO VIENTO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $450,807.64 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: June 22, 2012 TRUSTEE CORPS TS No. CA09004659-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 James Matthews, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09004659-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P960912 6/29, 7/6, 07/13/2012

T.S. No. 12-0117-11 Loan No. 0124353905 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: CARL C. CARDARELLI, A SINGLE MAN Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 03/30/2007 as Instrument No. 2007000205428 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 7/20/2012 at 09:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Amount of unpaid balance and other charges: $725,611.25, estimated Street Address or other common designation of real property: 26262 YOLANDA ST LAGUNA HILLS, CA, A.P.N.: 634-192-02 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-0117-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 6/22/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P960944 6/29, 7/6, 07/13/2012

June 29, 2012

T.S. No. 12-0165-11 Loan No. 0032474124 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/9/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: NOMAL T. SIRIWARDENA, A SINGLE WOMAN Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 2/17/2006 as Instrument No. 2006000112047 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 7/20/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Amount of unpaid balance and other charges: $272,506.25, estimated Street Address or other common designation of real property: 19431 RUE DE VALORE 1D FOOTHILL RANCH, CA A.P.N.: 939-11-597 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-0165-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 6/22/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P960953 6/29, 7/6, 07/13/2012

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June 29, 2012

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Coto de Caza Legal Notices Trustee Sale No.: 20120015001236 Title Order No.: 120087902 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/11/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/15/2007 as Instrument No. 2007000385890 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: AMANDA GOLAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 07/23/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23335 CAMINITO ANDRETA, LAGUNA HILLS, CA 92653 APN#: 934-24-132 LEGAL DESCRIPTION ATTACHED AS EXHIBIT A ORDER NO. 120087902 EXHIBIT A LEGAL DESCRIPTION REF. NO. 20120015001236 A CONDOMINUM COMPRISED OF: PARCEL 1: AN UNDIVIDED 1/95TH INTEREST IN AND TO LOT 2 OF TRACT NO. 8333, IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 342, PAGES 12 TO 18, INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXPECTING THEREFROM THAT PORTION OF SAID LOT 2, LYING WESTERLY OF THE FOLLOWING DESCRIBED LINE: BEGINNING AT THE MOST NORTHERLY CORNER OF LOT 7 OF SAID TRACT NO. 8333; THENCE ALONG THE NORTHWESTERLY BOUNDARY OF LOT 1 OF SAID TRACT NO. 8333; NORTH 67º46’00” EAST, 63.00 FEET; THENCE, LEAVING THE BOUNDARY OF SAID LOT 1, SOUTH 22º14’00” EAST, 8.47 FEET TO A TANGENT CURVE, CONCAVE NORTHEASTERLY HAVING A RADIUS OF 192.00 FEET; THENCE SOUTHEASTERLY ALONG SAID CURVE THROUGH A CENTRAL ANGLE OF 45º08’49” A DISTANCE OF 151.29 FEET TO A POINT ON A NON-TANGENT CURVE, CONCAVE EASTERLY HAVING A RADIUS OF 412.00 FEET, A RADIAL TO SAID POINT BEARS NORTH 72º 31’57” WEST; THENCE SOUTHERLY ALONG SAID CURVE THROUGH A CENTRAL ANGLE OF 11º 52’36”, A DISTANCE OF 85.40 FEET; THENCE TANGENT TO SAID CURVE SOUTH 05º 35’27” WEST, 45.59 FEET TO A TANGENT CURVE CONCAVE WESTERLY HAVING A RADIUS OF 548.00 FEET; THENCE SOUTHERLY ALONG SAID CURVE THROUGH A CENTRAL ANGEL OF 25º 19’03”, A DISTANCE OF 242.15 FEET; THENCE TANGENT TO SAID CURVE SOUTH 30º54’30” WEST, 145.90 FEET TO A POINT ON A NON-TANGENT CURVE, CONCAVE SOUTHWESTERLY HAVING A RADIUS OF 1450.00 FEET, A RADIAL LINE TO SAID POINT BEAR NORTH 26º06’54” EAST, SAID POINT ALSO BEING ON THE SOUTHERLY BOUNDARY OF SAID LOT 2. EXCEPT THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET FROM THE SURFACE OF SAID LAND, BUT WITH NO RIGHT OF SURFACE ENTRY, AS PROVIDED IN DEEDS OF RECORD. ALSO EXCEPTING THEREFROM THE FOLLOWING: UNITS 113 THROUGH 207 AS SHOWN UPON THE CONDOMINIUM PLAN RECORDED IN BOOK 11364, PAGE 1603 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY, AND AS AMENDED IN BOOK 11741, PAGE 3230 OF OFFICIAL RECORDS. EXCLUSIVE EASEMENT AND RIGHT TO USE AND OCCUPY ALL THOSE AREAS DESIGNATED AS B, P, E, G AND CP AS SHOWN UPON THE CONDOMINIUM PLAN. PARCEL 2: UNIT 132 AS SHOWN UPON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 3: AN EXCLUSIVE APPURTENANT EASEMENT FOR RESIDENTIAL USE AND PURPOSES IN AND THE BALCONY AND PATIO DIRECTLY ADJACENT TO THE ABOVE-DESCRIBED UNIT WHICH SHALL BE DEEMED TO BE PART OF THE “RESTRICTED COMMON AREA” SHOWN AS B-132 AND P-132, ON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 4: AN EXCLUSIVE APPURTENANT EASEMENT FOR INGRESS AND EGRESS IN AND TO THE ENTRYWAY DIRECTLY ADJACENT TO THE ABOVE-DESCRIBED UNIT WHICH SHALL BE DEEMED TO BE PART OF THE “RESTRICTED COMMON AREAS” SHOW AS E-132 ON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 5: AN EXCLUSIVE APPURTENANT EASEMENT TO USE AND OCCUPY AT ALL TIMES, THE PARKING SPACE DESCRIBED AND DESIGNATED ON THE CONDOMINIUM PLAN ABOVE REFERRED TO AS CP-132 WHICH SHALL BE DEEMED TO PART OF THE “RESTRICTED COMMON AREAS.” PARCEL 6: AN EXCLUSIVE APPURTENANT EASEMENT FOR GARDENING PURPOSES IN AND TO THE AREA DIRECTLY ADJACENT TO THE ABOVE DESCRIBED UNIT WHICH SHALL BE DEEMED TO BE PART OF THE “RESTRICTED COMMON AREAS” SHOWN AS C-132 ON THE CONDOMINIUM PLAN ABOVE REFERRED TO. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $230,718.75. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120015001236. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 06/18/2012 P958674 6/29, 7/6, 07/13/2012

Page 24

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-500435-EV Order No.: 120078901-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/20/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHELLE L. WITHROW, SINGLE WOMAN Recorded: 11/30/2007 as Instrument No. 2007000709567 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $412,401.96 The purported property address is: 23412 PACIFIC PARK DR 38F, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 931-512-13 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-500435-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-500435-EV IDSPub #0030195 6/29/2012 7/6/2012 7/13/2012

Title Order No. 4914654 Trustee Sale No. MAR 1208226TSG Reference No: 5H-145413 APN# 932-47-383 NOTICE OF TRUSTEE SALE YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT RECORDED 4/24/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 07/10/2012 at 3:00 PM, McIntyre Law Group as the duly appointed trustee will sell all right, title and interest held by the trustee, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to satisfy to the obligation secured by the lien as set forth in that certain Notice of Delinquent Assessment, recorded on 4/24/2009 as Document No. 2009-200999 of Official Records in the Office of the Recorder of Orange County, California, wherein this office is the duly appointed trustee. The original trustor (record owner at the time the Notice of Delinquent Assessment was recorded) was Marc P. Ernaga WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this State) at: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, California 92866. All right, title and interest under said Notice of Delinquent Assessment in the property situated in said County. The street address and other common designation, if any of the real property described above is purported to be: 19613 Orviento Drive Trabuco Canyon CA 92679. This sale is subject to a 90-day right of redemption pursuant to Civil Code 1367.4 © (4). The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown above. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, reasonably estimated fees, charges, and expenses of the Trustee, reasonably estimated to be: $7,687.55. Accrued Interest and additional advances, if any, will increase this figure prior to sale. The claimant, Palermo Homeowners Association, under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. PLEASE NOTE THAT WE ARE A DEBT COLLECTOR. Date: 6/6/2012 McIntyre Law Group 15061 Springdale St., Suite 105 Huntington Beach, CA 92649 714-893-9919 For Sales Information: Please Call (714) 480-5690 Carolina Abadia, Legal Assistant TAC: 957287 PUB: 6/15 6/22 6/29/12.

The Coto de Caza News

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-461750-RM Order No.: 110378227-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): WILLIAM N. PERKOSKI, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 2/23/2006 as Instrument No. 2006000120472 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/20/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $794,119.62 The purported property address is: 57 ROCKROSE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 629-242-27 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-461750-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-461750-RM IDSPub #0030242 6/29/2012 7/6/2012 7/13/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-497821-AL Order No.: 120054312-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/27/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL T. BOUFFARD AND BECKY K. BOUFFARD, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 11/4/2004 as Instrument No. 2004000993082 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $318,949.18 The purported property address is: 21 WILD HORSE LOOP UNIT 77, RANCHO SANTA MARGARITA, CA 92688-1813 Assessor’s Parcel No. 931-953-48 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-497821-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-497821-AL IDSPub #0030279 6/29/2012 7/6/2012 7/13/2012

Title Order No .7742-331261 Trustee Sale No. 2010-3121 Reference No. SA-MLA A887-02 APN No. 806-072-02 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 5/21/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 7/20/2012 at 09:00 AM S.B.S. Lien Services As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on June 30, 2009 as Document No. 2009000344868 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): ROBERT S RENNIE AND VICTORIA L RENNIE AND MICHAEL J D’AMICO AND KIMBERLY J D’AMICO WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 26 TWILIGHT LANE RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,491.94 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more

than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2010-3121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 6/21/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Luis Alvarado, Trustee Sales Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P960590 6/29, 7/6, 07/13/2012


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Coto de Caza Legal Notices APN: 668-182-11 TS No: CA08002595-11-1 TO No: 1028525 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/29/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/25/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 01/04/2010 as Instrument No. 2010000001079 of official records in the Office of the Recorder of Orange County, California, executed by ROBERT W FINUCANE AND YVETTE MENDOZA, HUSBAND AND WIFE., as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25765 AVENIDA PEDREGAL, SAN JUAN CAPISTRANO, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $404,912.88 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 6/22/2012 TRUSTEE CORPS TS No. CA08002595-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Ernie Aguilar, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08002595-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P960878 6/29, 7/6, 07/13/2012

Trustee Sale No. 22002CA Title Order No. 120050541-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/6/2012 at 09:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 05/19/2005, Book , Page , Instrument 2005000387820 of official records in the Office of the Recorder of ORANGE County, California, executed by: RHONDA JEAN NIELSEN as Trustor, INDYMAC BANK, F.S.B., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges: $417,880.94 The street address and other common designation of the real property purported as: 30022 CANYON CREEK (A VACANT LAND) , TRABUCO CANYON, CA 92679 3017 APN Number: 856-041-44 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting. com , using the file number assigned to this case 22002CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 6/11/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P957130 6/15, 6/22, 06/29/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-490627-CT Order No.: 1062342 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/26/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HANH D CAMPEAU A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 9/2/2005 as Instrument No. 2005000697087 and modified as per Modification Agreement recorded 4/4/2006 as Instrument No. 2006000223506, in Book XXX, on Page XXX of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/13/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $651,125.53 The purported property address is: 21542 MORESBY WAY, LAKE FOREST, CA 92630-7235 Assessor’s Parcel No. 613-451-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-490627-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-490627-CT IDSPub #0029804 6/22/2012 6/29/2012 7/6/2012

June 29, 2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-493466-AB Order No.: 6449575 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JACKIE L. JONES, AN UNMARRIED MAN AND KAREN DAEDLER, AN UNMARRIED WOMAN AS JOINT TENANTS Recorded: 8/11/2005 as Instrument No. 2005000630477 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $338,689.54 The purported property address is: 27 TIERRA PLANO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 938-12-272 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-493466-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-493466-AB IDSPub #0029515 6/22/2012 6/29/2012 7/6/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-500742-AL Order No.: 1122883 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/6/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHARLES MARK BOWSER AND RENEE M. BOWSER, HUSBAND AND WIFE Recorded: 1/28/2003 as Instrument No. 2003000104001 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $293,288.76 The purported property address is: 83 SAN SEBASTIAN, RANCHO SANTA MARGARITA, CA 92688-2531 Assessor’s Parcel No. 805-141-23 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-500742-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-500742-AL IDSPub #0029670 6/22/2012 6/29/2012 7/6/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-500788-AL Order No.: 1123257 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): VIPUL DESAI AND KIMBERLY DESAI, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 6/4/2007 as Instrument No. 2007000356875 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $327,969.31 The purported property address is: 25657 MONT POINTE, #9E, LAKE FOREST, CA 92630-5963 Assessor’s Parcel No. 933-02-466 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE

TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-500788-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-500788-AL IDSPub #0029672 6/22/2012 6/29/2012 7/6/2012

The Coto de Caza News

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June 29, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Where To Go In Orange County On The 4th of July Dana Point July 4th All American BBQ Buffet Wednesday, July 4, 2012 5:00 pm to 8:30 pm Some of the menu items include summer salads, grilled burgers, bbq chicken, ribs, gourmet macaroni and cheese, assorted desserts. Open seating, first come, first served. Live Entertainment by “Keston & the Rhythm Killers”. Harbor Fireworks start at 9:00. Adults: $85.00 Children ages 6-12: $35.00 Complimentary for children 5 and under. Price includes: tax, gratuity and valet parking Independence Day Fireworks Extravaganza Wednesday, July 4, 2012 Fireworks at 9 pm Start out early in the morning if you’re planning an Independence Day celebration at Doheny State Beach as this is the busiest day of the year! Doheny’s day-use opens at 6:00 am. The fireworks show off the barge outside of the harbor begins at 9:00 pm. Doheny closes a 10:00 pm. Remember, no fireworks are allowed! INFORMATION: For additional information, call (949) 496-6172 4th of July Fireworks Cruises Wednesday, July 4, 2012 7:30pm - 9:30pm Enjoy a unique evening of fun on the water, complete with a live Fireworks demonstration sponsored by the city of Dana Point! Enjoy one of the best fireworks displays on the coast. Regular Cruise: $29 Adults $19 Kids 3-12 Dinner Cruise: $79 Adults, $39 Kids 5-12, 4 and under are FREE! LOCATION: Dana Wharf Sportfishing Dana Point Harbor INFORMATION: Make reservations online or call (949) 496-5794

Mission Viejo

sphere for all ages. Local clubs and organizations set up booths for food, drink, crafts, gifts and games. Free entertainment includes music, dance and comedy for the enjoyment of children and adults alike, with performers drawn from local talent as well as professionals from outside the area. As would be expected for a Fourth of July Faire, the event climaxes at dusk in a spectacular fireworks display. LOCATION: Olympiad & Marquerite INFORMATION: 949-830-7066

Newport Beach Old Glory Boat Parade Wednesday, July 4, 2012 1 pm parade start time (Gala - 7 am - 11pm) Each year the Newport Beach Harbor becomes a festive delight as owners adorned their boats in redwhite-&-blue decorations, balloons, streamers and waving flags that outline the skies as Sousa Marches and Anthems fill the air. Families and friends from near and far arrive at the bay front beaches and yacht clubs along the peninsula and the many islands, vying for the best spot to settle down and view the boat parade. The all-day Gala at the American Legion Post 291: Pancake Breakfast 7:00am 11:00am $10 BBQ Lunch and Dinner 12:00pm - 5:00pm $10 Live Music and Dancing 1:00pm - 5:00pm. LOCATION: American Legion Post 291 Newport Beach, Ca Fireworks & Parade Cruises Wednesday, July 4, 2012 Newport Landing will have 3 cruises for the 4th Of July including the Firework Spectacular evening cruise. Witness Newport Harbor as it is full of the Spirit of America. INFORMATION: For additional information or to make reservations call 949-675-0551

San Clemente

The Mission Viejo Annual Street Faire and Fireworks Spectacular San Clemente Fireworks Show Wednesday, July 4, 2012 Wednesday, July 4, 2012 Noon - 9 PM At approximately 9:00 p.m. the City Held yearly on Olympiad Road and continues its annual tradition with a in the area adjoining Lake Mission spectacular fireworks display from Viejo, this Faire provides a classic the Municipal Pier. Admission is free. Fourth of July celebration for the city INFORMATION: of Mission Viejo. Rides and games 949-361-8264 enhance an exciting carnival atmo Page 26

The Coto de Caza News

San Juan Capistrano San Juan Capistrano 4th of July Celebration Wednesday, July 4, 2012 3:00 - 9:30 pm Festivities include mechanical rides, bounce houses, activities for the kids, food, exhibits, and a beer garden. “The Trip” will perform live on stage at 6:00 p.m. While there is no cost to enter the park, tickets for rides and bounce houses may be purchased on site. The evening culminates with a spectacular fireworks show designed and choreographed by Bay Fireworks. Street parking is available along with additional parking in the sports park complex. No personal fireworks or barbecues will be permitted. Bicyclists attending the event are asked to walk bikes through the grounds for the safety of everyone. LOCATION: The Sports Park 25925 Camino Del Avion. INFORMATION: 949-493-5911

4th of July at Disneyland! “Disney’s Celebrate America! A Fourth of July Concert in the Sky” will be featured July 1st through July 4th at Disneyland, plus there’s an all new Independence Day pre-show for World of Color over at Disney

California Adventure featuring video, water effects, lighting and fireworks! 9:30pm

RSM/COTO de Caza The Rotary Club Of Coto de Caza/ Rancho Santa Margarita To Host Annual 4th Of July Parade And Country Fair Wednesday, July 4 10:00a Coto de Caza Sports Park, Coto De Caza Coto de Caza’s 31st annual 4th of July Parade and Country Fair kicks off at 10 a.m. and is open to all who wish to join in the celebration.

Ladera Ranch Ladera Ranch is famous for its events and July 4th is the crowning event of the year. Enjoy one of the best fireworks displays in Orange County. The event is an all day celebration. LARCS presents a fun filled day that is held at Founder’s Park. Festivities include a community parade, the Freedom Run, live music, a pie eating contest, a teen zone, great food and much more. This is a fantastic day of events that everyone in the family will love. 7:00AM 10K Freedom Run (Awards at 8:35AM) 7:45AM - 11:35AM P a n c a k e Breakfast 8:30AM 5K Freedom Run (Awards at 9:30AM) Activities continue all day DARK Fireworks Show Begins


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 29, 2012

12 minutes a day mental gymnastics Memory exercises performed for just 12 minutes a day for 8 consecutive weeks have proven to to keep the brain sharp and can reverse memory loss in those at risk for developing alzheimers. The memory exercise called Kirtan Kriya has been researched and tested, and has proven to be beneficial to the people at risk, as well as their caregivers. “Kirtan Kriya is scientifically proven to boost blood flow to critical brain areas and increase mental energy, sharpen concentration and improve focus,” explains Dr. Dharma Singh Khalsa, Medical Director of the Alzheimer’s Research and Prevention Foundation. Because of its demonstrated mental health benefits, Kirtan Kriya has been vigorously studied by the ARPF in concert with scientists from top medical schools such as UCLA, USCF, and the University of Pennsylvania, and findings have been published in prestigious medical journals such as the International Journal of Geriatric Psychiatry and The Journal of Alzheimer’s Disease. “As a result of the extraordinary findings of these studies, Kirtan Kriya has been endorsed by the ARPF as a way to prevent Alzheimer’s disease.”utive weeks have proven to to keep the brain sharp and can reverse memory loss

in those at risk for developing alzheimers. The memory extraordinary findings of these studies, Kirtan Kriya has been endorsed by the ARPF as a way to prevent Alzheimer’s disease.” According to Dr. Dharma, Kirtan Kriya (pronounced “Keertun Kreea”), is a type of meditation derived from the Kundalini yoga tradition, which has been practiced for thousands of years. This meditation is often referred to as a singing exercise, and it involves singing the primal sounds “Saa”, “Taa”, “Naa”, and “Maa”, along with repetitive finger and thumb movements, or mudras. “The current recommendation for practicing Kirtan Kriya was developed by combining thousands of years of ancient techniques with millions of dollars of scientific study,” says Dr. Dharma. “The number one fear among adults is losing their mental faculties. It is important that people understand that

by taking preventative measures and making lifestyle changes, such as incorporating Kirtan Kriya exercises into a daily routine, we can reduce the number of people developing Alzheimer’s by as much as 50 percent,” continues Dr. Dharma. It is believed that the placement of the tongue on the roof of the mouth while carrying out Kirtan Kriya chanting sounds stimulates 84 acupuncture points on the upper palate, causing a beneficial biochemical transformation in the brain. Additionally, research has revealed that utilizing the fingertip position in conjunction with the sounds enhances blood flow to particular

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areas in the motor-sensory part of the brain. The exercise increases brain blood flow to critically important areas and promotes greater attention, concentration, focus, improved short term memory, and better mood. “Our research revealed a reduction in inflammation, less depression and a 44 percent increase in the enzyme known as telomerase, which is a breakthrough anti-aging discovery,” explains Dr. Dharma. “Essentially when you have more telomerase, you live longer in better health and with an improved memory.” More information is available at http://www.alzheimersprevention.org/research.htm

• • • • • • • •

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(949) 282-8282 The Coto de Caza News

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June 29, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TSG No.: 6445274 TS No.: CA1200239537 FHA/VA/PMI No.: APN:639‑038‑07 Property Address: 28811 DRAKES BAY LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/08/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 12, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/20/07, as Instrument No. 2007000108922, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: PARVIZ AKRADI AND SOHEILA BOLORITABAR, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 639‑038‑07. The street address and other common designation, if any, of the real property described above is purported to be: 28811 DRAKES BAY, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,461,548.81. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1200239537. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 06/11/12, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0203071 06/22/12, 06/29/12, 07/06/12

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110033500576 Title Order No.: 110284869 FHA/VA/ PMI No.: 0 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/11/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/21/06, as Instrument No. 2006000854377, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: KARL ARTHUR MATHEY AND MARY ELLEN MATHEY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: July 12, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Court­house at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 21112 WINCHESTER DRIVE, TRABUCO CANYON, CA 92679. APN# 833‑371‑24 The undersigned Trustee disclaims any liability for any incorrect­ness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $725,402.75. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110033500576. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting. com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 06/12/12 NPP0202958 06/22/12, 06/29/12, 07/06/12

Title No. 967291 ALS No. 2007-4875 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT OF A LIEN, DATED DECEMBER 4, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On July 10, 2012, at 9:00 AM, ASSOCIATION LIEN SERVICES, as duly appointed Trustee under and pursuant to a certain lien, recorded on December 6, 2007, as instrument number 2007000719752, of the official records of Orange County, California. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR LAWFUL MONEY OF THE UNITED STATES, OR A CASHIERS CHECK at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange California 92866. The street address and other common designations, if any, of the real property described above is purported to be: 21112 Winchester Dr., Trabuco Canyon, California 92679 a.k.a. 21112 Winchester Dr., Rancho Santa Margarita, CA 92679 Assessor’s Parcel No. 833-371-24 The owner(s) of the real property is purported to be: Karl Arthur Mathey and Mary Ellen Mathey, husband and wife as joint tenants The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designations, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of a note, homeowner’s assessment or other obligation secured by this lien, with interest and other sum as provided therein: plus advances, if any, under the terms thereof and interest on such advances, plus fees, charges, expenses of the Trustee and trust created by said lien. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $13,238.04. Payment must be in cash, a cashier’s check drawn on a state or national bank, a check drawn by a state bank or federal credit union, or a check drawn by a state or federal savings & loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. The real property described above is being sold subject to the right of redemption. The redemption

period within which real property may be redeemed ends 90 days after the sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may contact Priority Posting & Publishing for information regarding the trustee’s sale or visit its website www. priorityposting.com for information regarding the sale of this property. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the website. The best way to verify postponement information is to attend the scheduled sale. The beneficiary of said Lien hereto executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. Date: May 22, 2012 Association Lien Services, as Trustee P.O. Box 64750, Los Angeles, CA 90064 (310) 207-2027 By: Alisher Sabirov, Trustee Officer P956468 6/15, 6/22, 06/29/2012

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The Coto de Caza News

NOTICE OF TRUSTEE’S SALE File No. 7042.24915 Title Order No. 6491826 MIN No. 1001204-0675646600-1 APN 937-99-176 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/07/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): PATRICIA ROGEL, AN UNMARRIED WOMAN AND PATRICIA PARRA, A SINGLE WOMAN AS JOINT TENANTS Recorded: 12/09/05, as Instrument No. 2005000985545, of Official Records of ORANGE County, California. Date of Sale: 07/23/12 at 9:00 AM Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 24379 MARQUIS COURT #292, LAGUNA HILLS, CA 92653 Assessors Parcel No. 937-99-176 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $327,632.85. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure. com or www.Auction.com using the file number assigned to this case 7042.24915. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: June 14, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Candice Yoo, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.24915: 06/22/201 2,06/29/2012,07/06/2012 NOTICE OF TRUSTEE’S SALE File No. 7037.01741 Title Order No. 4256128 MIN No. APN 759-153-10 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/24/02. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Michael P. Garvin and Dawn A. Garvin, husband and wife as joint tenants Recorded: 11/05/02, as Instrument No. 20020970188, of Official Records of Orange County, California. Date of Sale: 07/05/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA The purported property address is: 5 THORNHILL STREET, LADERA RANCH, CA 92694 Assessors Parcel No. 759-153-10 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $595,577.92. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7037.01741. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: June 7, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Monica Romero, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7037.01741: 06/15/2012,06/22/2012,06/29/2012

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-499104-LL Order No.: 120066576-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LEANDRO FERMIN, JR., AND ESPERANZA FERMIN, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 6/19/2007 as Instrument No. 2007000390410 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $409,384.63 The purported property address is: 47 LUNETTE AVE, FOOTHILL RANCH, CA 92610 Assessor’s Parcel No. 601-121-01 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-499104-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-499104-LL IDSPub #0030144 6/29/2012 7/6/2012 7/13/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00576571-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ENAAM SAAD EMAM. Petitioner(s) ENAAM SAAD EMAM has/have filed a petition with this court for a decree changing name(s) as follows: ENAAM SAAD EMAM to MARY MAKAR SAID. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 10, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JUNE 18, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 6/29/2012, 7/6/2012, 7/13/2012, 7/20/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00577614-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JUNGWOO NA, a minor, and JUNGJAE NA, a minor. Petitioner(s) SUNGSOO NA and YOUNGMI JUN, on behalf of JUNGWOO NA, a minor & JUNGJAE NA, a Minor, has/ have filed a petition with this court for a decree changing name(s) as follows: JUNGWOO NA to JUSTIN JUNGWOO NA and JUNGJAE NA to JACOB JUNGJAE NA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 10, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JUNE 19, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 6/22/2012, 6/29/2012, 7/6/2012, 7/13/2012


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Trustee Sale No. 754106CA Loan No. 3063155067 Title Order No. 120007391-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/6/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06/30/2006, Book N/A, Page N/A, Instrument 2006000443873, of official records in the Office of the Recorder of Orange County, California, executed by: CHRISTOPHER C BECKER AND, DEBRA A BECKER, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $340,581.65 (estimated) Street address and other common designation of the real property: 37 SANTA AGATHA , RANCHO SANTA MARGARITA, CA 92688 APN Number: 930-27-273 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 6/11/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www. lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P954144 6/15, 6/22, 06/29/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-499299-LL Order No.: 1113752 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KEVIN M. WAYT. A SINGLE MAN, AND RACHEL A. KOELLER, A SINGLE WOMAN AS JOINT TENANTS Recorded: 9/22/2006 as Instrument No. 2006000633735 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $306,031.47 The purported property address is: 19801 MEADOW RIDGE DRIVE #8, TRABUCO CANYON AREA, CA 92679 Assessor’s Parcel No. 938-74-609 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

TS No. CA-12-498653-AB Order No.: 6481405 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/8/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOHN SCHREINER AND CATHERINE SCHREINER HUSBAND AND WIFE, AS JOINT TENANTS Recorded: 10/28/2004 as Instrument No. 2004000971963 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 7/25/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $631,344.66 The purported property address is: 33431 CALLE MIRAMAR, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No. 675-154-09 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com, using the file number assigned to this foreclosure by the Trustee: CA-12498653-AB. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P954324 6/29, 7/6, 07/13/2012

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-499299-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-499299-LL IDSPub #0029433 6/22/2012 6/29/2012 7/6/2012

June 29, 2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110033501214 Title Order No.: 110413956 FHA/VA/ PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/07/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/11/07, as Instrument No. 2007000308516, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: LA VONNE M. PHILLIPS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: July 19, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 28383 PUEBLO DRIVE, TRABUCO CANYON, CA 92679. APN# 932‑47‑202 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $334,824.35. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110033501214. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www. nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 06/21/12 NPP0203157 06/29/12, 07/06/12, 07/13/12

NOTICE OF TRUSTEE’S SALE TSG No.: 5562565 TS No.: CA1100230961 FHA/VA/PMI No.: APN:939‑30‑452 Property Address: 27964 VIA JANEIRO LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/12/03. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 19, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 11/20/03, as Instrument No. 2003001406475, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: ARMANDO CASTILLO AND DORA HERRERA CASTILLO, HUSBAND AND WIFE AS JOINT TENANTS.,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 939‑30‑452. The street address and other common designation, if any, of the real property described above is purported to be: 27964 VIA JANEIRO, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $138,027.31. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx using the file number assigned to this case CA1100230961. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 06/27/12, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0203068 06/29/12, 07/06/12, 07/13/12

Trustee Sale No. 12330 Loan No. MANAGEMENT RESOURCE GROUP Title Order No. 6496968 APN 755-253-29 TRA No. 82-322 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/6/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 06/29/2012 at 09:00AM, ACTION FORECLOSURE SERVICES, INC., A CALIFORNIA CORPORATION as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/24/2011 as Document No. 2011-000042249 of official records in the Office of the Recorder of Orange County, California, executed by: MANAGEMENT RESOURCE GROUP INC., A WYOMING CORPORATION, as Trustor, IRA RESOURCES, INC., FBO BARBARA BARSKY IRA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: SEE ATTACHED EXHIBIT “A” EXHIBIT “A” THE LAND REFERRED TO IN THIS GUARANTEE IS SITUATED IN THE STATE OF CALIFORNIA, (UNINCORPORATED AREA), COUNTY OF ORANGE AND IS DESCRIBED AS FOLLOWS: PARCEL 1: LOT 5 OF TRACT NO. 15809, IN THE AREA OF COTO DE CAZA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 799, PAGE(S) 1 TO 11, INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET BUT WITH NO RIGHT OF SURFACE ENTRY, AS RESERVED BY ERNEST A. BRYANT, JR., AND JUDITH TILT BRYANT, HUSBAND AND WIFE, IN THE DEED RECORDED SEPTEMBER 24, 1963 IN BOOK 6729, PAGE(S) 443 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET, BUT WITH NO RIGHT OF SURFACE ENTRY, AS RESERVED BY COTO DE CAZA, LTD., IN THE DEED RECORDED NOVEMBER 30, 1998 AS INSTRUMENT NO. 98-813258 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM ANY AND ALL WATER, WATER RIGHTS OR INTERESTS THEREIN APPURTENANT OR RELATING TO THE LAND OR OWNED OR USED BY GRANTOR IN CONNECTION WITH OR WITH RESPECT TO THE LAND (NO MATTER HOW ACQUIRED BY GRANTOR), WHETHER SUCH WATER RIGHTS SHALL BE RIPARIAN, OVERLYING, APPROPRIATIVE, LITTORAL, PERCOLATING, PRESCRIPTIVE, ADJUDICATED, STATUTORY OR CONTRACTUAL, TOGETHER WITH THE RIGHT AND POWER TO EXPLORE, DRILL, REDRILL, REMOVE AND STORE THE SAME FROM OR IN THE LAND OR TO DIVERT OR OTHERWISE UTILIZE SUCH WATER, RIGHTS OR INTERESTS ON ANY OTHER PROPERTY OWNED OR LEASED BY GRANTOR; BUT WITHOUT, HOWEVER ANY RIGHT TO ENTER UPON THE SURFACE OF THE LAND IN THE EXERCISE OF SUCH RIGHTS, AS RESERVED BY COTO DE CAZA, LTD. IN DEED RECORDED NOVEMBER 30, 1998 AS INSTRUMENT NO. 98-813258 OF OFFICIAL RECORDS. PARCEL 2: NON-EXCLUSIVE EASEMENTS FOR USE, ACCESS, INGRESS, EGRESS, MAINTENANCE, REPAIR, DRAINAGE AND ENCROACHMENT, ALL AS DESCRIBED IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COTO DE CAZA (“MASTER DECLARATION”), RECORDED MARCH 5, 1984 AS INSTRUMENT NO. 84-92424, AND THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL

DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR OAK KNOLL IN COTO DE CAZA (“SUPPLEMENTAL DECLARATION”), RECORDED SEPTEMBER 11, 2000 AS INSTRUMENT NO. 00-471430, TN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR THE SUMMIT (“SUMMIT DECLARATION”), RECORDED SEPTEMBER 20, 2000 AS INSTRUMENT NO. 00-492456 AND THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION Of COVENANTS, CONDITIONS AND RESTRICTIONS FOR THE SUMMIT (“SUMMIT NOTICE”), RECORDED OCTOBER 10, 2000 AS INSTRUMENT NO. 00-540827, ALL OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 1 TAIGA, COTA DE CAZA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $952,737.25 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714)730-2727 or 619-704-1090 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12330. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: 5/31/2012 ACTION FORECLOSURE SERVICES, INC. 3033 FIFTH AVENUE SUITE 235 SAN DIEGO, CA 92103 (619) 704-1090 AUTOMATED SALES LINE (714) 730-2727 www.priorityposting.com JAMES M. ALLEN, JR., CHIEF FINANCIAL OFFICER P954674 6/8, 6/15, 06/22/2012

The Coto de Caza News

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June 29, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0021838 Title Order No. 12-0036854 APN No. 741-275-30 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KEVIN J. VOYTOVICH AND HAYLEY S. VOYTOVICH, HUSBAND AND WIFE AS JOINT TENANTS, dated 08/16/2005 and recorded 8/29/2005, as Instrument No. 2005000679624, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/20/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 40 FOLIATE WAY, LADERA RANCH AREA, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,122,637.79. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0021838. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.162325 6/29, 7/06, 7/13/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-434326-RM Order No.: 110158832-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/17/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BARBARA J. VAN OOSTING, AN UNMARRIED WOMAN Recorded: 6/23/2004 as Instrument No. 2004000571274 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/6/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $271,089.32 The purported property address is: 24762 GLENWOOD DR, LAKE FOREST, CA 92630 Assessor’s Parcel No. 614-121-40 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-434326-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-434326-RM IDSPub #0028960 6/15/2012 6/22/2012 6/29/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-489513-AB Order No.: 6361286 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/28/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ALWOOD N KIA AND SUSANNE E KIA, HUSBAND AND WIFE AS JOINT TENANTS WITH FULL RIGHTS OF SURVIVORSHIP.. Recorded: 11/7/2005 as Instrument No. 2005000895571 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/9/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $262,234.76 The purported property address is: 25 VIA HONRADO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 931-95-115 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the

property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-489513-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-489513-AB IDSPub #0029017 6/15/2012 6/22/2012 6/29/2012

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The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. 12-0021233 Title Order No. 12-0035320 APN No. 939-73-091 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/20/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by ZAHID HANIF, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, dated 06/20/2005 and recorded 6/23/2005, as Instrument No. 2005000484443, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/16/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 23301 LA GLORIETA NO. 91, MISSION VIEJO, CA, 92691. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $268,454.68. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0021233. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.160408 6/22, 6/29, 7/06/2012 NOTICE OF TRUSTEE’S SALE TS No. 12-0006092 Title Order No. 12-0011795 APN No. 833-662-15 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/03/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by CHARLES WILLIAM HUTCHISON, AND TANYA HUTCHINSON, HUSBAND AND WIFE AS JOINT TENANTS, dated 08/03/2005 and recorded 8/9/2005, as Instrument No. 2005000621545, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/13/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 33012 PINNACLE DRIVE, RANCHO SANTA MARGARITA, CA, 926794307. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $974,200.11. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0006092. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.161794 6/22, 6/29, 7/06/2012

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. 12-0020127 Title Order No. 12-0033935 APN No. 804-651-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by HECTOR A HAGET JR, AN UNMARRIED MAN, dated 11/15/2006 and recorded 11/17/2006, as Instrument No. 2006000781231, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/16/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 9 BRIGHTON, TRABUCO CANYON, CA, 926793705. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $940,051.67. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0020127. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.160726 6/22, 6/29, 7/06/2012 NOTICE OF TRUSTEE’S SALE T.S No. 1347647-14 APN: 629-243-24 TRA: 34016 LOAN NO: Xxxxxx2507 REF: Wright, Edwin IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED January 26, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 12, 2012, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded February 08, 2006, as Inst. No. 2006000089712 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Edwin Wright and Julie Wright, Husband And Wife, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank On the front steps to the entrance of the orange civic Center, 300 E. Chapman Orange, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 50 Rockrose Aliso Viejo CA 92656 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $851,912.11. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1347647-14. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: June 18, 2012. (R-413245 06/22/12, 06/29/12, 07/06/12)


The Coto de Caza News

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legal Notices NOTICE OF TRUSTEE’S SALE TSG No.: 6492609 TS No.: CA1200241173 FHA/VA/PMI No.: APN:656‑272‑03 Property Address: 30902 CLUBHOUSE DR UNIT 13 A LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/22/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 12, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/30/06, as Instrument No. 2006000207900, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: THOMAS J WAFFLE AND MICHELLE R WAFFLE, AS TRUSTEES OF THE WAFFLE FAMILY TRUST DATED APRIL 30, 2002 COMMONWEALTH LAND TITLE CO.,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 656‑272‑03. The street address and other common designation, if any, of the real property described above is purported to be: 30902 CLUBHOUSE DR UNIT 13 A, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $398,042.44. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved

in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1200241173. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 06/22/12, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0202712 06/22/12, 06/29/12, 07/06/12

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