CDC 7-27-12 by Mission Viejo News Group

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

July 27, 2012

Great Weekend For

FISHING !

July 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Fishing with Your Kids The Best Way to Have an Enjoyable Experience Fishing By Carl Kolchak Fishing with your kids should be a fun family experience, but it often can turn into a tedious chore. Tangled lines, a lack of action, and the suggestion of going fishing with your kids can turn from excited looks into bored faces in a hurry. Trying to keep up, especially if you have more than two children, can run a parent ragged, as he or she tries to make sure lines are in the water and everybody is having a good time. Here are some tips to make sure that fishing with your kids is a worthwhile and enjoyable adventure. First and foremost, you need to catch fish. Nothing creates the potential for boredom more than a fishing pole that just sits there with no fish biting! Pretty soon the children are wondering why they are there to begin with and fishing with your kids goes from a great idea to a very bad one in a matter of a few minutes. There are many things you can do to increase your odds of catching fish, giving the kids the excitement that will keep their interest. Go fishing with the kids in the early morning or late afternoon; these are the peak times for most species of fish to bite. During the summer, after supper is the optimal time to gather the equipment and head to the local fishing spot. If the kids are too young to bait their own hooks and cast out, you need to forget about doing any fishing yourself and concentrate on their needs. It’s no fun for a kid to stand around and watch you fish. Proper equipment is crucial to success when fishing with your kids. Do not bother with those “kiddie” poles that cannot stand up to the rigors of actual fishing. An inexpensive spinning reel and rod will do the trick; you aren’t going after world records, you simply want to catch fish. A spinning reel is the easiest type for a youngster to learn to cast with. If they are old enough to cast, make sure you put them in a spot way from trees and brush that will snag your child’s line and hook. Find an open area along the river bank or shore of the pond. Nothing is more frustrating while fishing than having to break your line, tie another hook on, rebait it and cast again, only to get caught up in the same branch or log! If you are fishing with your kids at a small pond, there are two species of fish that you can usually targetbullheads and pumpkinseeds. All you need for bait are night crawlers, which Page 2

you can catch yourself on any damp spring or early summer evening. Get the children involved in this, by letting them go out and catch them for themselves. All they need is a flashlight and a bit of coaching. Catching the worms will be almost as much fun as catching the fish. If you need to buy your bait, many convenience stores actually sell worms during the fishing season. Night crawlers can be kept in a container in your refrigerator for weeks; only be sure that everyone knows what is in that container to avoid unwanted surprises. Once you are at the pond, space the kids out so they will have their own areas to fish and avoid tangling their lines. You do not need to use floats or bobs. Have a number four snelled hook tied to the line with a pair of split shots secured about eighteen inches up from the hook. A snelled hook is a hook that comes already attached to a short piece of monofilament with a loop tied at the end. You can tie it right to your line; the number of the hook, in this case a number four, is an indicator of the hook’s size. The split shot will give you or your child added weight on the line, allowing the line to be cast further. Hook the night crawler on and cast out. Place a forked stick into the ground and lean the pole against it. When the fish bite, your child will see the line start to move. It will either begin to go out as the fish runs with the bait or there will be a distinct jerking motion that your child can

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easily detect as the end of the rod as it snaps back and forth. Now is when you have your child pick up the rod and try to set the hook. Teach them not to simply reel the line in, but to give the line a good, quick yank in an attempt to hook the fish. They will be able to tell in an instant if the fish is on by the tension and feel of the line. Have them reel in, but not too fast, always being sure not to let the line go slack. Pumpkinseeds, a common pond dweller, are small in size, but their streamlined shape allows them to put up a great fight for their stature. They will zigzag to and fro in the water until your child can land them. They have sharp spines on their back fins that need to be avoided. It is important for your child to learn how to properly handle a fish once it has been caught, so as to be able to release it unharmed. Show your child how to hold the fish and remove the hook, teaching them not to be afraid of doing this. Until your child is old enough to handle this alone, you will be doing the removing, as well as putting on the worm and casting out. Bullhead will bite one right after another on a good day, and they can keep you running from child to child as they land them or lose them. Let your child either catch the fish or be responsible for it getting away, as this will help them learn what they did right or wrong. They will get a feel for when the fish are biting, when to set the hook, and how fast to reel in. Eventually, they will be able to hold the pole and

know when the fish are biting, without having to lean it against the stick. If you are going to be fishing with your kids at a river, add more split shots so you can cast out further. Rivers are more unpredictable in that there are many more species of fish that can be caught; trout, bass, white and yellow perch, suckers, pumpkinseed, and carp are commonly caught on night crawlers here in the Northeast. The potential is there for your kid to hook some decent sized fish; avoid the temptation to jump in and land the “big one”. Fishing with your kids at a river can be made even more fun by assigning each species of fish a point value. The more desirable the fish, such as a bass or trout, the higher number it is assigned. Have your kids keep track of how many points they have accumulated, with some sort of reward or prize going to the winner. Teach them to be sure to leave the pond shore or riverbank the way they found it, litter and garbage free. If the fish are not biting, a pair of binoculars can come in handy as there is bound to be something of interest around the water, whether it’s a kingfisher, a mallard, or a muskrat. Fishing with your kids can be great fun, enhanced by their learning to appreciate the outdoors and actually catching fish. Put yourself and your children in a situation where they have the best chance to succeed, and you and they will look forward to spending this time together long after they have grown up!

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

July 27, 2012

500 attend rancho santa margarita pioneer celebration If you were to visit the park on Saturday, July 21st, you would know it was not a typical day. You might even wonder whether these families were even California residents. The pioneer bonnets, aprons, cowboy hats and handkerchiefs looked out of place, especially in the July heat. The heat at Altisima Park in Rancho Santa Margarita didn’t seem to keep 500 people from attending the free Pioneer Celebration sponsored by the Santa Margarita Stake from The Church of Jesus Christ of Latter-day Saints. The celebration schedule included pioneer type games, a simple dinner, a mini-trek with covered wagons, and even two messy pie eating contests. If you were to follow the cheering you might see the three-legged race, the water balloon toss or jump the line in action. Pat Brokaw, Santa Margarita Stake Young Men General President, explained, “It was hot but that didn’t seem to faze the children at all. By the time we had the 500 water balloons ready the adults were so ready to join the games. I think when the water balloons broke it was a welcome relief from the heat.” After dinner and games, the mini-trek began. Margie Dayley, Santa Margarita Trek Chairman, was asked to plan and orchestrate the trek. Dayley explained, “I wanted every child in the trek to have a bonnet or handkerchief, so I found ten teenagers and a handful of willing adults to help me sew 130 bonnets at the beginning of July.” Every child walking did wear a bonnet or handkerchief while pulling homemade red “covered wagons” to walk the short distance to the playground. The handcart trek was re-enacted to remind the children of the sacrifices that led up to the pioneers entering the Salt Lake Utah Valley on July 24, 1947. In 1947, after years of persecution, the Mormon pioneers would finally have a place of their own where they could live and practice their religion in peace. To this day, Pioneer Day is a Utah state holiday. Pioneer Day Celebration is to commemorate the Mormon pioneers passage into Salt Lake Valley in 1847. Fleeing persecution, Mormons saw Utah as a haven where they could rear families and practice their religion. July 24th, Pioneer Day, is an official Utah state holiday. The first Pioneer Day celebration was held in 1857. This year’s celebration was held on July 21st, 4-6pm in Altisima Park, Rancho Santa Margarita, California.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

July 27, 2012

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PACIFIC SYMPHONY’S ANNUAL CONCERT stars young violinist Chad hoopes

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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

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Led by Music Director Carl St.Clair, “Tchaikovsky Spectacular” is Symphony’s third “Tweetcert,” featuring program notes/tidbits sent to cell phones in real time An evening of f a v o r i t e Tc h a i ko vsky ma s t e r pieces, a little Mozart and all the drama of the “1812” Overture with cannons and fireworks highlight this year’s annual “Tchaikovsky Spectacular” at Pacific Symphony’s Summer Festival 2012, sponsored by Hoag. Led by Music Director Carl St.Clair, the concert features young violin prodigy Chad Hoopes performing Tchaikovsky’s demanding and exquisite Violin Concerto, with all of its soothing beauty and graceful melodies. At only 18, Hoopes (who plays the 1713 Antonio Stradivari) performs with “an inspiring blend of emotional expression, technical ease and engaging showmanship way beyond his years…” The concert takes place Saturday, Aug. 25, at 8 p.m., at Verizon Wireless Amphitheater in Irvine. For the Symphony’s third “Tweetcert,” audience members are encouraged to turn on their cell phones! Those with access to Twitter or text messaging may view tweet-size tidbits of information about the music and the featured

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artists in real time. Follow the Symphony on Twitter at twitter.com/ PacificSymphony and respond to the tweets using #PSSummer. Individual tickets are $25 (lawn) to $99 (orchestra); kids under 14 are half price in most sections with the purchase of an adult ticket. Members of the military get in free all season! Guests are welcome to picnic on the grounds of the amphitheater starting at 6 p.m. For more information or to purchase tickets, call (714) 755-5799 or visit PacificSymphony.org. For this uplifting and triumphant battle plan for orchestra, the concert’s memorable finale, the Symphony is joined by members of the Huntington Beach Concert Band (which is also providing pre-concert entertainment), the Symphony’s board of directors chair, Sally Anderson, playing percussion, along with 16 cannon

blasts and synchronized fireworks. American violinist Hoopes, born in 1994, has been appearing with numerous ensembles throughout the world since he won the first prize at the Young Artists Division of the Yehudi Menuhin International Violin Competition. His exceptional talent and tone are acclaimed by critics worldwide. During the 2011-12 season, he was the third artist-in-residence in the history of the Classical Minnesota Public Radio. His virtuosity and exuberant personality have been featured on the CBS Early Show, NBC affiliate station WKYC (Cleveland), NPR station WCLV in Ohio, ABC affiliate station KSTP Twin Cities Live and on PBS’s From the Top: Live at Carnegie Hall.

“The fish and I were both stunned and disbelieving to find ourselves connected by a line.” –Mark Twain

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

July 27, 2012

Southbound I-605 / I-405 Connector Slated For Two-Week Closure Beginning July 30 Construction crews will close the southbound connectors of the San Gabriel River Freeway (I-605) and San Diego Freeway (I-405) beginning at 10 p.m. next Monday, July 30 as part of the West County Connectors project. The two-week closure is required for crews to reconstruct the connector to accommodate the new I-405 / I-605 HOV connector and additional lanes on the I-405. Work includes installing new pavement, realigning the lanes and laying the groundwork for new overhead signage and lights. Construction crews are placing detour signs to help drivers during the closure. The project team recommends drivers take the following routes: From the southbound I-605, exit Spring Street. Continue on Spring Street to Woodruff Avenue and proceed to the southbound I-405 on-ramp From the southbound I-605, exit Spring Street. Continue on Spring Street to Studebaker Road and proceed so the eastb o u n d S R - 2 2 o n - r a m p . Ta k e the eastbound SR-22 connector

to the southbound I-405 From the southbound I-605, exit Katella Avenue and proceed east. Turn right on Los Alamitos Boulevard/Seal Beach Boulevard and proceed south to the southbound I-405 on-ramp From the southbound I-605, take the westbound SR22 connector toward Long Beach. Exit Studebaker Road and proceed south to the eastbound SR-22 on-ramp. Proceed eastbound on the Sr-22 until the freeway transitions to the southbound I-405 Originally scheduled for late 2012, the project team moved up the work on its construction timeline to begin this construction activity prior to the start of the Seal Beach Boulevard bridge reconstruction. Also, beginning Wednesday, July 25, crews will close the

southbound I-405 freeway from Valley View Street to Seal Beach Boulevard for two to three weeks. The closure will take place from 11 p.m. to 5 a.m. Sunday through Thursday nights. The $277-million West County Connectors project will improve traffic flow by directly connecting carpool lanes on I-405, I-605 and SR-22. In addition, a second car-

pool lane will be constructed on I-405 between SR-22 and I-605. For a map and detailed detour information, please visit the West County Connectors project website. For additional information, contact Sarah Swensson at (714) 560-5376 or email at wccproject@octa.net.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

PUSSYCAT PALOOZA ADOPTION EVENT

Half Off Cat Adoptions Now Through August 31st The San Clemente-Dana Point Animal Shelter is featuring Pussycat Palooza, a feline adoption event, starting now through the end of August. During this promotion, cats can be adopted for $50, which is half off the shelter s standard adoption fee of $100. The shelter currently has over 60 cats in-house and another 20-30 cats in foster homes awaiting adoption. Cats adopted during this promotional event will be spayed/neutered, vaccinated and microchipped and the owner will receive a bag of cat food, all at no extra cost. The animal shelter is located at 221 Avenida Fabricante in San Clemente. For more information on the event or for the operating hours of the shelter, call (949) 492-1617.

July 27, 2012

Ladera Ranch Artist, Madison Bolokowicz Featured Illustrator In New Book 12-year-old artist and Ladera Ranch resident, Madison Bolokowicz, will be the special guest at the Ladera Ranch Library’s storytime on Wednesday, August 1 at 10:30 a.m. Madison’s artwork was selected from a worldwide Kids Art Contest as one of thirteen illustrations featured in a new children’s book, “Guess What is on Grandpa’s Farm?” by southern California author, Nancy O’Neill. Written in clever rhyming clues, each book in the series provides a fun guessing game and learning experience for young children. The second book, “Guess What is at the North Pole?” is scheduled for release in October. The Kids Art Contest for that book is open for submissions now and is a great opportunity for kids ages 5-17 who are aspiring artists or who just love to be creative. “I simply LOVE art!” Madison has been taking art classes since she was in preschool. She has been working on an art portfolio with her current art teacher and aspires to go to an art high school! One day she

hopes to have a career utilizing her talent and love of the arts. She also enjoys playing tennis, playing the violin, volunteering for many organizations and recently started doing karate. This is a fun community event which is not only inspiring for kids of all ages but also highlights a very talented, young, local artist. We hope that the paper is able to send someone to cover the event and/or schedule an interview with the artist and author.

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July 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Local Coto de Caza Resident Takes a Swing at Cancer On August 4th, over 60 golfers will tee off at the 10th Annual Swing for a Cure Golf Tournament. This year the tournament will be held at the scenic Tijeras Creek Golf Club in Rancho San Margarita. But this story will tell you, this is more than a summer golf tournament; it is an opportunity for giving back. Swing for a Cure is run under the direction of founder and chair James Johnson, Jr. He started the tournament 10 years ago as purely a social event, getting friends together for a day of golf and a great time. Then following his personal experience with cancer, Johnson decided to turn the focus of the tournament into fundraising event with all proceeds benefitting The Leukemia and Lymphoma Society (LLS). As a 3-time cancer survivor, I fully appreciate the importance of raising awareness and the tremendous need for funding cancer research, education and assistance for all blood cancer patients, explained Johnson. In 2002, Johnson s battle began when he was first diagnosed with Stage-2 non-Hodgkin s Lymphoma, known as Mycosis Fungoides. Then in 2004, one week after the birth of his first child, he was diagnosed with Stage-3 Hodgkin s Lymphoma and

shockingly, later that same year with Pancreatic Cancer. Following the successful treatment of all 3 cancers, unfortunately the Hodgkin s Lymphoma had returned. After a successful stem cell transplant in 2006, James is among the thousands of cancer survivors living a healthy life today. Today, Swing for a Cure has evolved into a highlyanticipated charity event. The day includes 18 holes of challenging golf, followed by a fun-filled evening including a cocktail reception, dinner, raffle, silent auction and awards ceremony. Two years ago, Johnson established the Healing Through Sports Foundation James Johnson Jr. (4th from the left) and friends enjoying the day at last Swing for a Cure. Local Coto de Caza Resident Takes a Swing at Cancer (HTSF) as a non-profit organization with a mission to bring people together to engage in Leukemia, Lymphoma, Hodgkin’s Please visit the website at www. a variety of activities while supporting disease and Myeloma and improv- healingthroughsports.org to learn cancer research, patient services and ing the quality of life of patients and more about the Healing Through prevention programs. their families. In fact, over 75% of all Sports Foundation or register in adHTSF has chosen to partner with funds raised go directly into research, vance for the golf outing. Even if you the Leukemia Lymphoma Society education and patient services; one cannot participate in the golf tourna(LLS) as the benefactor of all its of the best ratios of all charitable ment, your donations would be very events. LLS is a national voluntary organizations! much appreciated. health agency dedicated to curing

SMOOTH JAZZ SAXOPHONIST JACKIEM JOYNER TO HEAT UP CENTER STAGE WITH COOL NOTES From church choir to touring headliner, saxophonist Jackiem Joyner has been delighting listeners with smooth notes and cool beats since he was a boy. On the heels of his third and self-titled album release, Joyner will be the third jazz star to appear at the Festival of Arts 2012 “Jazz on the Green” series when he takes center stage at 1pm on July 28th. At the release of his first album in “Babysoul” 2007, Joyner was named Debut Artist of the Year by Smooth Jazz News. Two singles (“I’m Waiting For You” and “Take Me There”) from Joyner’s sophomore album “Lil’ Man Soul” went to the top of the charts. His single “I’m Waiting For You” was the longest-running #1 single in 2009, topping the smooth jazz radio charts for an incredible 12 weeks. Jackiem noted, “I’m learning that the most important element of building and sustaining a career in this business is developing that unique sound over time and being consistent. A big key is having songs that can stay on the radio and reach the people for a long period of time. I want to give them the best material and performances I can! I love workPage 8

ing with the best artists in the genre, but there’s nothing more liberating and fun than taking center stage myself and looking out there and knowing the audience is connecting with my own music.” “We’re thrilled to welcome Jackiem Joyner back to the Festival of Arts back,” said Susan Davis, Director of Special Events for the Festival of Arts. “He’s an incredible talent that continues to rise, and we’re confident that his fresh face and rhythms will become iconic at the Festival of Arts ‘Jazz on the Green’ series!” Jackiem Joyner will perform July 28th from 1pm-3pm on stage at the Festival green. There is no extra cost beyond admission to the Festival of Arts for guests to enjoy his performance. The Festival of Arts and Pageant of the Masters are sponsored in part by Acura, Cox Communications, Fidelity Investments, KOST Radio 103.5, the Ritz-Carlton Laguna Niguel, and The Orange County Register. The Festival of Arts is a non-profit organization that produces The Festival of Arts – California’s Premier Fine Art Show and the Pageant of the Masters. For gen-

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eral information, call (949) 494-1145 or visit the website at www.LagunaFestivalofArts.org. The event is located at 650 Laguna Canyon Road, Laguna Beach, California. Proceeds support the arts and art education in and about Laguna Beach. The Festival of Arts is open daily from July 1 – August 31, 2012, from 10am to 11:30pm (August 25, 10am to 3:30pm). General Admission: Weekdays $7, Weekends $10; Students & Seniors: Weekdays $4, Weekends $6; Free Admission for Children 12 and under, Military, and Laguna Beach Residents. A special promotion this year (funded in part by Bank of America) offers patrons the opportunity to purchase a Passport to the Arts for only $21.50. Receive unlimited admission all summer long to The

Festival of Arts– California’s Premier Fine Art Show, the Sawdust Art Festival and Art-A-Fair. Go online for more information and details at www.LagunaBeachPassport.com or call 949-497-0521. Each passport includes one-time free parking in the ACT V parking lot on Laguna Canyon Road and FREE shuttle service. Offer excludes Pageant of the Masters.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

July 27, 2012

Rancho City Council Takes Quick Action on Chiquita Ridge Project Major NFL Style Sports Stadium, Giant Courthouse Complex, Premier Power Projects Among Possibilities for Prime Rancho Santa Margarita Land Surrounded by Open Space

Chiquita Ridge -92 acres of wonderful wilderness ready for possible development

Wednesdayâ&#x20AC;&#x2122;s July 25, 2012 meeting of the Rancho Santa Margarita City council may have begun slowly but rapidly moved to a major project called Chiquita Ridge. The 92 acre site is situated in a prime development area near the intersections of Antonio parkway and Oso. After a brief and polite discussion, the council quickly moved to approve a professional services agreement with Developers Research Inc., a project anagement consulting services company to prepare a comprehensive market and development feasibility report for the massive land project. The City Council quickly and unanimously authorized the mayor to execute the agreement . Both the mayor and the city council left no doubt that this is an extremely important piece of land for possible development. If it is developed, this huge amount of property would be ideal for at least one substantial project never before seen in Rancho Santa Margarita .While none of these projects were specifically discussed at the council meeting, Chiquita Ridge easily has room for one or more of these possible developments:

MAJOR NFL STYLE FOOTBALL OR SPORTS STADIUM COMPLEX

If the National Football League is reluctant to move a new franchise to either Los Angeles or San Diego, Rancho Santa Margarita now has plenty of room to drop one right here .it definitely has the

size to sustain the largest sports complex in South Orange County. Easy freeway access is another drawing card for any of these possibilities. The 241 Toll road and he 5 Freeway are extremely close at hand. Whatâ&#x20AC;&#x2122;s that old saying Realtors have about location?

MOTHER OF ALL COURTHOUSE FACILITIES

The County of Orange has long been seeking a venue large enough to accommodate one additional giant courthouse complex equally as large as or larger than the one in Santa Ana. Because the Chiquita Ridge area is surrounded by open space, there would be no objections from the neighbors since there are none .There are reportedly boatloads of federal, state, and county money available to fund this kind of project .The income to the city of Rancho Santa Margarita would be assured for many years.

PROMINENT POWER STATION PROJECT

Other cities have long envied the city of Los Angeles which has its own power station to provide lower-cost power to its residents. Rancho might now be a contender for a bigger, cleaner canyon power plant now that San Onofre is considering a phase- out of nuclear power. Rancho Santa Margarita would likely have many contenders for a high income lease by the high energy providers like SDG& E and Southern California Edison for starters.

Barry Gross from Developers Research addresses the Rancho Santa Margarita Council

The Rancho Santa Margarita City council gave the consulting service company a tall order to determine which, If any development projects might be worthwhile investments for the city. Just twelve years ago cattle grazed lazily along this ridge and the city is not in a desperate rush to chop down he chaparral. But the possibilities are positively amazing.

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July 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Fashion Show Promotes Heart Health with Guard A Heart The Clubhouse at The Strand in Dana Point which sits overlooking the beautiful Pacific Ocean was the perfect setting for Guard A Heart’s 1st Annual Fashion Show, raising more than $25,000 for the non-profit’s support of “Know Your Risk, Save a Life” campaign. The evening was filled with beautiful fashions, delicious food and awards were given to those in the community who have embraced their cause. With a crescent shaped moon hovering over drifting clouds, the mild weather made way for a tropical mood. The evening started off with guests arriving by limousines – they were shuttled to the event from the beach parking area. Arriving to the clubhouse they were greeted by a red carpet affair complete with a step and repeat wall and throngs of paparazzi waiting to take their photos. Entering the 4 level architectural masterpiece, guests were surrounded with tropical foliage and colorful floral sprays. Around 150 guests enjoyed the evening’s festivities which included live music by Hope and Hawaiian Artist Brian Pi’ikea Vasquez. Tasty drinks were donated by Tommy Bahama, Blue Ice Vodka, and Vegan Wine and mouthwatering appetizers donated by K’ya, Vintage Steakhouse, Stillwater Grill, Gemmells and Socially Sweet. The program started with USMC Color Guards Timothy Black, Angelo Sarni, Andrew Grothem and Cress Forester escorting Ms. America 2012 Nicole Rash who sang a lovely rendition of the National Anthem. The fashion show then started and featured the latest designs by Tommy Bahama Fashions, Marisa Kenson and Dr. Bahar Couture. Along with the group of models, Nicole Rash, Willie Gault and Vida Samadzai, actress and former Ms. Afghanistan strutted around the pool area in sophisticated panache modeling the fashion designs. The fashion show was under the direction by highly regarded fashion show producer Julie French. Several VIPs were awarded the Guardian of Hearts award for their philanthropic efforts on heart disease awareness and prevention. Dr. Bahar Sederati, lead internist with Bahar Medical Group; Dr. Douglas Harrington, CEO of Aviir Diagnostics; Susan Jeske, CEO of the Ms. America Pageant; Willie Gault, Founder of Athletes for Life, former America football wide receiver and Olympic athlete; and Lora Thomas, of Kyani were included in those honored. Members of the Guard A Heart Board of Directors including Hayward Sawyer, Jerry Nostadt, Tom Scuccimarra and Najib Khoury were in attendance and presented the evening’s awards. Other guests who attended included: Annie Nelson, founder of OC American Soldiers Network; Michele Berk, producer of Baywatch, creator, Soul Surfer, K-11; Debbie Durkin, Los Angeles Sustainable Producer; Janeane Bernstein Event MC and Radio Talk Show Host; and Damian Collins, entrepreneur. One hundred percent of proceeds from the event will go towards Guard a Heart’s “Know Your Risk, Save a Life” campaign, which uses donated funds to offer free cardiac testing for those who cannot otherwise afford it. Its mission to save lives is only made possible by countless volunteers within the community raising awareness of this highly preventable disease. Guard A Heart is a non-profit foundation dedicated to raising awareness of heart disease prevention by spreading the word to guard your heart and save your life. Cardiovascular disease is the leading cause of death in the United States. If individuals know their risk and take the necessary steps, the good news is that most cardiovascular disease is preventable. Although heart disease is typically diagnosed in adulthood, its roots are often found in childhood. Compelling research has shown that plaque buildup in the arterial walls begins very early in life and progresses through increasing degrees of atherosclerosis. Intervention strategies and healthy lifestyle changes to reduce heart disease risk should begin in childhood when reversal of the process is easier, not later in life when the disease is more fully developed. Guard a Heart Foundation provides funding for individuals who are unable to pay for cardiac risk assessments. Please visit www.guardaheart.org for more information Photos by: Brian Tierney Page 10

The Coto de Caza News

Ms. America 2012 Nicole Rash models one of Tommy Bahama’s fashions

Estrella Harrington, President and Co-Founder of Guard A Heart Foundation poses with Jerry Nostadt (Board of Director for Guard A Heart) and Dr. Bahar Sederati, lead internist with Bahar Medical Group.

Recording artist Hope with members of the USMC Color Guard

Dr. Doug Harrington receives an award from Hayward Sawyer, Board of Director Guard A Heart

Jeff Astgen, from Guard A Heart leads the models wearing Tommy Bahama Fashions

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South County’s Only Female Surgical Oncologist Dr. Lisa Curcio to be Honored at American Cancer Society Gala Lisa Curcio, Surgical Oncologist of Mission Viejo has been chosen as honoree for the inaugural Illumination of Hope event to be held at The Strand at Headlands Private Beach Club on Saturday August 11. Dr. Curcio is south Orange County’s only female surgical oncologist who has devoted her life’s work to the education, prevention and treatment of breast cancer. “Once a person has cancer, they are motivated to make life changes” said Curcio. “It takes a village for cancer care, we need those of us working in the trenches and organizations like American Cancer Society to continue to raise awareness, education, and the philanthropic support of our community to provide the means for these advancements,” she added. The funds raised at this year’s event will benefit the American Cancer Society Orange County Region. Tickets are $125 per person and can be purchased at gala.acsevents.org/illumination. For more information about the event, contact Michelle Rodriguez at Michelle.Rodriguez@cancer.org or call 949.567.0612. The American Cancer Society combines an unyielding passion with nearly a century of experience to save lives and end suffering from cancer. As a global grassroots force of more than three million volunteers, we fight for every birthday threatened by every cancer in every community. We save lives by helping people stay well by preventing cancer or detecting it early; by helping people get well by being there for them during and after a cancer diagnosis; by finding cures through investment in groundbreaking discovery; and by fighting back by rallying lawmakers to pass laws to defeat cancer and by rallying communities worldwide to join the fight. As the nation’s largest non-governmental investor in cancer research, contributing about $3.4 billion, we turn what we know about cancer into what we do. As a result, more than 11 million people in America who have had cancer and countless more who have avoided it will be celebrating birthdays this year. To learn more about us or to get help, call us anytime, day or night, at 1-800-227-2345.

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Upcoming Events At The Richard and Donna O’Neill Conservancy Note: The Richard and Donna O’Neill AGES: 8 and up Conservancy is only open to the public durBRING: Warm clothing ing events.Advance reservation is required DONATION: $15/regular admission for all events. (949) 489-9778 (ages 8 & up); $10/Supporters (ages 8 & up) August 2012 Event Summary MORE INFO: www.theconservancy.org What kinds of bats live at in Orange EVENT: Summer Weeding County? Take an evening walk with bat DATE: Monday, August 06, 2012 biologist Stephanie Remington to find out! WHEN: 7:00 AM to 9:00 AM Ms. Remington has surveyed Orange FITNESS LEVEL: Moderate County bats in habitats ranging from subINTERPRETATION LEVEL: Low urban neighborhoods to the local wildlands. AGES: 10 and up You will experience “bat detectors” which BRING: Work gloves if you have them convert ultrasonic bat sounds to frequenDONATION: FREE cies audible to humans, as you learn more MORE INFO: www.theconservancy.org about the natural history of local bats. Volunteer to spend a few hours in beautiful surroundings helping make Reserve EVENT: Tarantula Walk trails accessible to our visitors. You’ll join a DATE: Saturday, August 18, 2012 dedicated crew in protecting the food plants WHEN: 6:30 PM to 8:30 PM of our native wildlife by eliminating weeds, FITNESS LEVEL: Moderate those pesky botanical invaders. Volunteer INTERPRETATION LEVEL: High efforts make an impact! Drinks and snacks AGES: 8 and up provided. BRING: Warm clothing, sturdy shoes, flashlight EVENT: Bat Walk DONATION: $10/adults; $5/child; FREE/ DATE: Saturday, August 11, 2012 Supporters WHEN: 7:00 PM to 9:00 PM MORE INFO: www.theconservancy.org FITNESS LEVEL: Moderate Get up close and personal with TaINTERPRETATION LEVEL: High rantulas! We’ll be on the lookout for male

tarantulas making their annual late summer search for females. Guest leader Larry Shaw will also lure nocturnal insects with blacklights, which use an ultra-violet frequency spectrum these creatures find irresistible. EVENT: Family Nature Walk DATE: Sunday, August 19, 2012 WHEN: 8:30 AM to 10:30 AM FITNESS LEVEL: Easy INTERPRETATION LEVEL: Moderate AGES: 6 and up BRING: Warm clothing, sturdy shoes, flashlight DONATION: $10/adults; $5/child; FREE/ Supporters MORE INFO: www.theconservancy.org Come enjoy the beautiful, natural morning scenery of The Conservancy on this slow-paced walk. We will be learning about the plants and animals that live in the wildlands.

DATE: Saturday, August 4, 2012 TIME: 10:00 AM to 11:00 AM WHERE: Visitor Center, Ronald Caspers Wilderness Park MORE INFO: Call Caspers at 949-9232210 or email CaspersParkFoundation@ gmail.com DONATION: FREE (At the entrance kiosk, mention that you are attending a CPPF meeting.) A nature-themed lecture is usually held in association with the monthly meeting of Caspers Park Foundation (CPF) volunteers. This month, Bob Allen will give a presentation on local wildflowers. Lecture start time is approximate; lecture follows EVENT: CPF Nature Talk: Wildflowers the business portion of the meeting, which of Orange County starts at 9:30a.m.

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DISCOVER GOD’S HEALING POWER

JOIN US Church Services - Sun at 10 AM Sunday School - Sun at 10 AM Healing Tesimony Meetings - Wed at 7:30 PM Child Care at all Services

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great local fishing lakes Santa Ana River Lakes 4060 E. La Palma Ave. Anaheim, CA 92806 Rental boats are available. No private boats allowed. Trout are stocked in the winter and Catfish in the summer. There are also some Bass and Carp in here. No fishing license is required. Rainbow trout record over 27-pounds. This is a privately stocked fishing lake available to the public for a $22 fee. Hours are 6AM to 4PM for day fishing and 5PM to 11PM for night fishing. 24-hour fishing (5PM to 4PM, Fri., and Sat.) is also available. There is a lake store for tackle and supplies. (714) 632-7830 recording, (714) 6327851 voice. Big Bear Lake Big Bear Lake is located in San Bernadino County, near the city of Big Bear, CA. From I-10, take I-215 North. Exit State Rd. 259 North to State Rd. 30 East. Turns into 330. Continue East to Running Springs, then go North on State route 18 to the lake. An alternate route would be to take hwy. 38 in Redlands North into the mountains. Boat launching is free at several ramps on the North shore. You must, however, purchase a boat permit available at most marinas and launch ramps. Some marinas also feature over-night slips. Boat rentals are available at Holloway’s Marina and Pleasure Point Marina. Skiing and personal watercraft are allowed There are Trout, Bass, Catfish, Carp and Crappie in the lake. The lake is stocked with rainbow trout regularly by the DFG and County hatcheries. The Big Bear Fishing Assoc. also stocks Trophy Sized Trout for contests and special events. Fishing is generally best during the early mornings or late evenings or during the early spring and fall / winter months when the water is too cold for pleasure boaters and skiers. The lake has 2,971 surface acres and 22 miles of shoreline at capacity. It rests at an elevation of 6,743 feet. Big Bear lake is open year round, except when frozen-over during cold winters. There are many campsites and cabin rentals located near the lake. The South shoreline is mostly private. Public access is allowed on the North side. (909) 866-3218.

This lake was once regarded as a “boating only” lake, but has recently become a hot spot for So. California anglers. The City of Elsinore has recently taken great measures to improve the fishery in this lake including structure and habitat building and regular fish stockings. White bass were planted in early 2005 to control the enourmous carp population there. Trout, bass, white bass, panfish, catfish and carp can be taken here in good numbers. Entrance fee is $5 per car and $6 to use the launch ramp. There are numerous campgrounds around the lake from $15-$20 per night. There is also numerous snack bars and marinas around the lake. (909) 674-3124, (909) 471-1212. Irvine Lake 4621 Santiago Canyon Rd. Silverado, CA 92676 Irvine Lake Rental boats and pontoons are available. There is also a private boat launch available for an $10 launching fee. The lake is stocked with trout in the winter and catfish during the summer. There are also bluegill, largemouth bass, sturgeon, crappie, wipers, and carp in here. Fishing permits are $22 for adults and $11 for children. No fishing license is required. This is a privately run lake with 750 surface acres at capacity. The lake is available for fishing, camping, and outdoor events. There is a well stocked tackle store and cafe available. See www.irvinelake.net for more information.

Laguna Niguel Lake 28241 La Paz Rd. Laguna Niguel, CA 92677 Laguna Niguel Lake is located in Orange County off I-5. Take La Paz Rd. exit South to the lake. Trout are stocked bi-weekly here in the winter. They are Utahraised rainbows with superb color and fighting ability. There is also a healthy population of Largemouth Bass (catch and release only) and panfish are also stocked here. Rental boats are $10/hour. No private boats allowed. Float tubing is permitted for a $10 launch fee. The park is open from 6am to dusk daily. The lake surface area is Elsinore Lake 44 acres. Fishing permits are $18 32040 Riverside Dr. for adults, $13 for youths. A vehicle Lake Elsinore, Ca. 92530 entry fee ($2 M-F, $4 sat-sun) is Lake Elsinore is located in required to get into the park. Visit Riverside Co. off hwy. 15. From Los the Laguna Niguel Lake website for Angeles take I-5 south to hwy 91 east. more information. (949) 362-3885 Go south on I-15 to the Main St. exit.

Perris Lake 17801 Lake Perris Dr. Perris, CA 92571 Lake Perris is located southeast of the city of Riverside, CA. From L.A. take I-10 East to I-15 South. Take 215 South and exit Ramona Expy. East to the lake. Perris is known mainly for it’s Bass fishing which has been continually improving these past few years. The lake holds the state record for Spotted Bass although catches of these planters have declined over the years. There is a healthy supply of Largemouths here and two-digit fish are not uncommon. There are also some unusually large Bluegill (up to 3 pounds!) and Catfish here. Rainbow trout are stocked from Fall through Spring by the DFG Boating, Skiing and Float-tubing are allowed. There is an excellent launch facility for $8 per vessel. Rental boats and over-night slips are available at the marina (909) 657-2179 The Park is open from 6AM-8PM (OCT-APR) and 6AM-10PM (APROCT). Entrance fee is $8.00 per car. There is a bait shop and a mini-mart to serve your needs. Camping is available for $25 for non hookup and $34 for hookups. Call for reservations! (800) 444-7275. (909) 657-0676. Ranger Station (951) 940- 5600. Jess Ranch Lake 11401 Apple Valley Rd Apple Valley, CA 92307 Jess Ranch Trout Farm is located in the high desert, near the city of Apple Valley. From Los Angeles take I-10 East towards San Bernardino. Merge onto I-15 North and exit on Bear Valley Rd. toward Lucerne Valley. Turn right on Bear Valley and then right on Apple Valley Rd. This is a private trout, bass, and catfish farm. There are several lakes and ponds here, which are fed by the

Mojave river. General admission for picnicing and bird watching is $3 per person, children under 12 are free. 760-240-1107. No boats are allowed. Float tubes are allowed on the bass lake - $20 / 4-hours. Advanced reservations are required. Fishing permits are $10 for adults (5-fish limit) and $5 for children (2-fish limit). There is also an angling pond for children - $3.50 Per Fish. Must keep all fish caught. Lake Mission Viejo Open to members only. Lake Mission Viejo is home to many fish. Some of the fish inhabiting the lake are Bass, Catfish, Trout, and Sunfish, such as Bluegill and Black Crappie. Trout are restocked annually during the winter time as they rarely survive the warm summers. You are allowed to fish from rental fishing boats, registered private boats, and in the designated fishing areas. You are not allowed to fish in the swimming area. Although catch & release fishing is encouraged, all trout caught, up to a daily bag limit of 4, must be kept and not released back into the lake. Rancho Santa Margarita Lake 30842 La Miranda, Rancho Santa Margarita, CA www.cityofrsm.org Bass like to hide in coves, sides lines and near sewer man hole, which a pipe runs under water across lake located on the right side of lake past the rocks. This lake has lots of fish! Bass up to 7lbs, Carp up to 3feet long, Catfish up to 13lbs, Bluegill, and Rock Bass. Carp,Bluegill and Catfish. Catfish can be caught with hotdogs,nightcrawlers,fried chicken, chicken liver, and stink bait. Bass can be caught with texas rigs or drop shots set ups, night crawlers, top water baits, hotdogs, and any spin or crank baits. Fishing till 10pm.

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Rediscovering Riesling, the Noblest of Grapes By David White If you ask a sommelier to name her favorite grape, there’s a good chance she’ll say Riesling. If you’re surprised, then it’s probably because you associate Riesling with the sweet, simple German wines of yesteryear, like Blue Nun, Liebfraumilch, and Piesporter. These wines were -- and still are -- affordable and approachable. And they’ll always have fans. But they do a disservice to true Riesling. Fortunately, that could soon change. New York City sommelier and restaurateur Paul Grieco is on a mission to make sure that Americans give Riesling the respect it deserves. Grieco’s crusade began in 2008, when he announced a plan to focus on Riesling all summer long at Terroir Wine Bar in New York City’s East Village. In a “single-minded attempt to get guests to at least try this noble grape,” Grieco offered only Riesling as his by-the-glass white wine offering. As he tells it, “the staff was incredulous and the guests suspect, but with 30 different glass pours... we set upon a massive inspirational and educational scheme that was challenging and fun.” His campaign quickly took off. In 2010, 14 wine bars in New York

joined together to create a Riesling Pub Crawl; several well-known Riesling producers visited the city; and Grieco organized a concert where only Riesling was served. Last year, about 200 bars and restaurants across the country took part by hosting events, offering specials, and agreeing to spread the gospel of Riesling. This summer, the “Summer of Riesling” attracted nearly 500 participants. (To see if anyone is participating in your community, head to www.SummerOfRiesling.com.) Misconceptions still abound, but consumers are starting to recognize that Riesling is a serious grape. Over the past several years, Riesling sales have steadily risen. And sommeliers are finding that consumers are extremely receptive to the grape. Riesling’s greatest strength is its versatility. First, there’s its geographical diversity. While its ancestral home is Germany, where Riesling has been grown in the Rhine and Mosel Valleys since the 14th century, it’s also the most planted grape in the Alsace region of France. The grape is also experiencing a resurgence in the United States, especially in New York’s Finger Lakes. And there are sizeable

Local Dentist Michael Tessier Reveals Affordable Ways of Paying for Dental Care I think we all grew up thinking that medical or dental insurance was there for our benefit, like they were taking care of us. However, insurance is a product to make stockholders money. Although there’s nothing wrong with people wanting to make money in the market, that’s the main focus of that industry, not taking care of us (the insured). Even before the current attempt by the federal government to force us into government-run socialized medicine (run by the same people who operate Medicare, social security, and the post-office), all of us had become aware of the truth about insurance, as “covered benefits” decreased and “co-pays” increased. So, it is a real pleasant surprise for me to be able to report that Delta Dental of Illinois has announced their Enhanced Benefits Program offering “enhanced benefits for those with high-risk medical conditions”. Systemic diseases like diabetes, pregnancy, cardio-vascular conditions, renal disorders, cancer-related chemo- or radiation therapy, or suppressed immune systems have correlations with oral conditions. Delta/ Illinois is now taking these conditions into account, and paying more liberally for dental care than they used to. Pat and Donna at my front desk have between them fifty-plus years in the dental field, and will be able to answer any questions you might have. Please don’t hesitate to call them. When you call, please be sure to ask them about “Care Credit”, a credit card offering up to twelve months of interest-free credit on dental work. I like this because there are no premiums involved that have to be paid on a monthly basis, whether any dental work is required or not. Dr. Michael Tessier is located in Los Flores Plaza at 28562 Oso Parkway. Most major credit cards and dental plans cheerfully accepted telephone (949)459-7212

plantings of Riesling in Austria, New Zealand, and Australia. There’s also its sweetness. Some Rieslings are syrupy and lusciously sweet -- and work as dessert. Others are bone dry, pairing best with raw fish, subtle cheeses, and other light dishes. Most fall somewhere in between, and are the perfect match for spicy Asian cuisine, like Thai and Indian. All are marked by high acidity, which is why it’s such an adaptable food wine. And all are extremely fragrant. It’s no wonder why so many sommeliers love Riesling. Don’t ever let Riesling’s sweetness trick you into thinking it’s not a serious wine. Sommeliers also evangelize about Riesling because it’s so good at capturing terroir, or a wine’s sense of place. In part, this is because most Riesling is fermented in stainless steel, so it isn’t manipulated through oak aging or other winemaking techniques. The grape is remarkably transparent -- German researchers have found a link between soil type and flavor in Riesling. Riesling grapes sourced from slate vineyards tend to produce wines with citrus aromas,

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while grapes sourced from limestone vineyards typically result in more tropical fruit aromas. As Robert Parker, the world’s most famous wine critic, recently explained, “If you want to talk about terroir, talk about German Rieslings or Alsace Rieslings, where the wines are naked -- there’s no makeup.” Even though Riesling sales have been rising, Grieco and other Riesling proselytizers still have their work cut out -- Riesling accounts for just 5 percent U.S. wine sales. But it’s not by accident that Riesling has long been known as the “noblest of the noble grapes.” So don’t be surprised if the next time you dine out, your waiter steers you towards a glass of Riesling. David White, a wine writer, is the founder and editor of Terroirist.com. His columns are housed at Wines. com, the fastest growing wine portal on the Internet.

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YOU ARE CORDIALLY INVITED TO A TWILIGHT OPEN HOUSE THIS MAGNIFICENT CUSTOM ESTATE IS LOCATED ON OVER AN ACRE OF TRANQUIL EQUESTRIAN ZONED LAND WITH MATURE OAK TREES AND IS SURROUNDED BY NATURE. LUXURIES INCLUDE 6 BEDROOM SUITES, 6.5 BATHROOMS, BONUS ROOM, LIBRARY,AND OFFICE THE HOME FEATURES AN EXCEPTIONAL OPEN FLOOR PLAN WITH RICH ARCHITECTURAL DESIGNS AND GREAT VIEWS. THURSDAY AUGUST 2,2012 5 PM - 8 PM 8 PALOMINO, COTO de CAZA OFFERED AT $2,395,000 HOSTED BY LYN CHADWICK THE CHADWICK GROUP / PRUDENTIAL CALIFORNIA REALTY

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ES IN CR OW PERFECT FAMILY HOME

A DOLL HOUSE

Offering approx 1129 sq. ft. with 3 bedrooms and 2 baths.Everything is brand new!! Very nice spacious floorplan. Light and bright location. Hardwood floors, granite counters and stainless appliances. 1 car garage and 1 carport. Assoc. pool and spa. 5 Sundance $359,000.00

BEYOND PERFECT

Traditional home offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Situated on a prime view lot and loaded with upgrades. Extensive hardwood flooring, built ins, granite and custom window coverings. Pool/spa, built in BBQ and stunning sunset views. 15 Salinger Coto de Caza $1,234,000.00

TREMENDOUS TANGLEWOOD

Inviting courtyard entrance invitesTOWN you into HOME this beautiful home TREMENDOUS offering approx. 3170corner sq. ft. bedrooms and bull size baths. This one has it all.be Large lot. 5Light and Bright with3aroom. nice yard.4th OfCharming condo with vaulted ceilings and view balcony. Offering approx. 1200 sq. bedroom would a great home office or bonus Extensive fering flooring, approx. 1800 sq. ft counters with 3 bedrooms and 2.5 kitchen. baths. NewEntertainers carpet, paint, ft with 2 bedrooms and 2 baths. Light and bright location. Extensive tile floors, stone granite and gourmet stone and granite. Located andOne assoc. complete withclose builttoinparks BBQ. ofpool the and bestspa. family neighnew carpet and paint. Cozy kitchen with granite counters and stainless appliances. backyard .00 borhoods Coto!$659,000 19 Westchester Coto de Caza $770,000.00 132 TallinOak 50 Vermillion $399,000.00

Large corner lot with loads of privacy. This unique floor plan is like nothing you have seen. Very unique upgrades throughout. Marble floors, granite counters, built-ins and shutters. Main floor master bedroom. Office with built-ins, oversized bonus room upstairs. Stunning backyard with pebble tec salt water pool and spa. Built in BBQ and large grass area for the kids. 11 Calle de Princesa $998,000.00

WHAT A VIEW

Located in an exclusive gate guarded neighborhood of Rancho Cielo. Exceptional upgrades through out an entertainers dream backyard. Offering approx. 3200 sq. ft with 5 bedrooms and 3.5 baths. Private office downstairs. Complete with pool/ spa and entertaining bar area. Endless sunset views that will take your breath away. 21811 Via Del Lago $659,000.00

COZY CONDO

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FABULOUS CORNER LOT

Light and bright location with only one neighbor next to you. Approx. 1800 sq. ft. with 3 bedrooms and 3 baths and an attached two car garage. Vaulted ceilings and a dramatic entry. Nice size yard with a view. New carpet, paint, granite and appliances. You could add a loft for extra footage. 39 Regato $409,000.00

ES IN CR OW

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FAMILY NEIGHBORHOOD Nestled up towards the hills in a wonderful family neighborhood with community pool and park. Offering approximately 2,300 sq. ft., 4 bedrooms, 3 baths and a large yard. 20692 Shadow Rock $539,000.00

TREMENDOUS SETTING

This location and exterior views of the oak trees will leave you speechless. This custom home homes offers approx. 4000 sq. ft. situated on an acre lot nestled amongst the oak trees. Newly remodeled with top notch finishes. Seller has the plans for the infinity pool. A must see. Seller will consider seller financing or a trade 3 Palomino $1,399,000.00

AT H

LIS NEW TIN G

Wonderful family neighborhood and ideal floorplan. Offering approx. 1900 sq. ft with 4 bedrooms and 3 baths. Seller has remodeled this beautiful home extensive tile floors and granite counters. Spacious backyard and well manicured. 10 Calle Larspur $485,000.00

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CULDESAC LOCATION

Offering approx 4000 sq. ft. with 5 bedrooms and 4 baths. Spacious bonus room could be a 6th bedroom. Beautifully appointed with stone and hardwood floors. Newly remodeled kitchen with granite counters and center island. The yard is complete with pool/spa and built in BBQ area with a cozy fireplace. Nice views and located on a culdesac. 5 Blackhawk $929,000.00

TRULY AMAZING

Offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Incredible traditional floorplan with all the upgrades.Oversized gourmet kitchen and adjoining family room with large breakfast nook. Private backyard complete with pool/spa, outside family room and built in BBQ. 12 Salinger $1,199,000.00

Where Integrity Meets Excellence The Coto de Caza News

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July 27, 2012

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Coto de Caza Legal Notices T.S. No.: 10-40879 TSG Order No.: 100693718-CA-MSI A.P.N.: 650-072-45 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/3/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/2/2012 at 09:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 10/04/2006 as Instrument No. 2006000661277 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: RODNEY O. HURT, AN UNMARRIED MAN, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 29751 MILLPOND COURT, SAN JUAN CAPISTRANO, California 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $476,646.54 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 10-40879. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 11/10/2010 The Declaration pursuant to California Civil Code, Section 2923.54 is attached as Exhibit A SERVICER’S DECLARATION TO NOTICE OF SALE PURSUANT TO CALIFORNIA CIVIL CODE SECTION 2923.54 Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to section 2923.53 that is current and valid on the date the notice of sale is recorded. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52.” I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct. Date: August 20, 2010 JP Morgan Chase Bank, N.A. By: Jason Taylor Name: Jason Taylor Title: Vice President Date: 7/6/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P964459 7/13, 7/20, 07/27/2012

TS No. CA-12-497240-AB Order No.: 6473080 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KATHERINE L. TAYLOR INDIVIDUAL Recorded: 02/21/2007 as Instrument No. 2007000112290 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 8/8/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $810,125.17 The purported property address is: 28574 MALABAR RD , Trabuco CYN, CA 92679-1175 Assessor’s Parcel No. 606-372-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may

Page 22

APN: 938-12-306 TS No: CA05000282-12-1 TO No: 5905701 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED August 22, 2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 7, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on August 29, 2003 as Instrument No. 2003001057390 of official records in the Office of the Recorder of Orange County, California, executed by THUAN VO AND NGOC DUNG THI HO, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of PROFESSIONAL MORTGAGE CORP. as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 11 TIERRA PLANO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $251,530.43 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: July 5, 2012 TRUSTEE CORPS TS No. CA05000282-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05000282-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P964335 7/13, 7/20, 07/27/2012

be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www. qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-12-497240-AB. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P959610 7/13, 7/20, 07/27/2012

The Coto de Caza News

APN: 935-99-104 TS No: CA09005929-11-1 TO No: 110429177-CABFI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED August 17, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 10, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on August 24, 2005 as Instrument No. 2005000666794 of official records in the Office of the Recorder of Orange County, California, executed by PHYLLIS A BARTHOLOMEW, AN UNMARRIED WOMAN, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22 BIRDIE LANE, COTO DE CAZA, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $349,681.27 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: July 3, 2012 TRUSTEE CORPS TS No. CA09005929-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Jose Hernandez, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09005929-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P963888 7/13, 7/20, 07/27/2012

APN: 616-291-33 TS No: CA09006746-11-1 TO No: 6475455 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/10/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 10/22/2007 as Instrument No. 2007000643763 of official records in the Office of the Recorder of Orange County, California, executed by EDWARD LOPEZ, A SINGLE MAN, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 23802 PESARO , LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $466,032.24 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 6/28/2012 TRUSTEE CORPS TS No. CA09006746-11-1 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Rowena Paz, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09006746-111. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P962715 7/13, 7/20, 07/27/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0020637 Title Order No. 12-0034236 APN No. 759-504-14 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/13/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KELLY J HEARTY, AN UNMARRIED WOMAN, dated 09/13/2005 and recorded 9/16/2005, as Instrument No. 2005000736084, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 08/06/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 16 NORTH SELLAS ROAD, LADERA RANCH AREA, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $437,366.46. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions

of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0020637. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.161880 7/13, 7/20, 7/27/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

July 27, 2012

GRAND FUNK RAILROAD CONCERT Lake Mission Viejo has come a long way

by Anna Chadburn photos by William Casper Lake Mission Viejo, first open to residents in 1977, has come a long way since its original beginnings. While private, the Lake is not exclusive, and is accessible to residents of Mission Viejo and their guests. Built by the Mission Viejo Company, this man-made lake has been a model of family recreation for 35 years. Over the years, the services the Lake provides to its members have evolved with the changing community. The boat rentals, which have always been a big draw, with pontoon party boats, sail boats and kayaks, now include stand-up paddle boards. Members may also launch their own boats into the waters of LMV, but must first pass a safety inspection as well

as be cleared for the presence of Quagga mussels, an invasive aquatic organism that have been on the rise in Southern California. Maintaining the pristine waters is a priority at the Lake. The biology department monitors water quality on a daily basis, and lifeguards enforce regulations on the beaches and by boat to ensure it stays that way. For example, children must wear waterproof diaper covers and only electric motors are allowed on boats. All of this is good news for swimmers as well as anglers. Lake Mission Viejo is a virtual paradise for anyone looking to hook a trout or bass, which are both stocked several times per year. In 2006, a 19 lb. 12 oz. bass was caught, which at the time was the state record and the 13th largest on record nationally accord-

ing to an article in the OC Register. In addition to all the fun in, and on the water, Lake Mission Viejo provides city residents with world-class events and entertainment. The Summer Concert series is a huge draw for Mission Viejo residents for over 20 years, and continues to grow. World class acts have graced the Lake’s stage, including artists such as Tom Jones, Pat Benatar and Kenny Loggins, to name a very few, and the addition of the Rock Under the Radar series gives members a chance to see underground bands on their way up the Billboard charts. For a more mellow concert-going experience, members can also spend a Sunday afternoon with the Saddleback Symphony each spring or enjoy Jazzfest in tandem with A Taste of the Lake at the end of summer.

Holiday’s bring a special spirit to Lake Mission Viejo as well. The Lake Eeerie Graveyard and Pumpkin Patch have been drawing more and more attention each year, and with the addition of a sledding hill with real snow at Christmastime, Santa’s Arrival is merrier than ever. While the Lake provides numerous activities, there are also facilities in place for members to host their own events. With newly improved facilities, the Lake has become the backdrop for weddings and other special occasions. From humble beginnings, the Lake has evolved into a premiere example of community recreation and continues to adapt to provide fun, family friendly recreation for the residents of Mission Viejo.

The Coto de Caza News

Page 23

July 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-498557-AL Order No.: 1108113 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JAMES L. JANNISE AND APRIL M. JANNISE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/5/2007 as Instrument No. 2007000424205 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/13/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $398,281.25 The purported property address is: 26281 CLOVER GLEN, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-36-152 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-498557-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-498557-AL IDSPub #0032100 7/20/2012 7/27/2012 8/3/2012

APN: 62739104 TS No: CA08001966-11-1 TO No: 110436552-CA-BFI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/9/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/21/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 06/29/2011 as Instrument No. 2011000317166 of official records in the Office of the Recorder of Orange County, California, executed by BHARTI KHATRI, AN UNMARRIED WOMAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 3 TIERRA VISTA, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $870,313.36 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 7/23/2012 TRUSTEE CORPS TS No. CA08001966-11-1 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Ernie Aguilar, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08001966-111. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P969556 7/27, 8/3, 08/10/2012

Trustee Sale No. 17901CA Title Order No. 100764654-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10-24-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 08-09-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 10-31-2006, Book , Page , Instrument 2006000735564 of official records in the Office of the Recorder of ORANGE County, California, executed by: PAUL JETSUN GALLO MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ST FIN CORP, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges:$1,174,971.40 The street address and other common designation of the real property purported as: 1 ALTA VISTA , LAKE FOREST, CA 92610 APN Number: 601-142-63 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not au-

tomatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 17901CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 0710-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 STEPHANIE GARCIA, FORECLOSURE OFFICER MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P965376 7/20, 7/27, 08/03/2012

Page 24

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-12-498557-AL Order No.: 1108113 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JAMES L. JANNISE AND APRIL M. JANNISE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/5/2007 as Instrument No. 2007000424205 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/13/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $398,281.25 The purported property address is: 26281 CLOVER GLEN #35, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-36-152 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-498557-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-498557-AL IDSPub #0032100 7/20/2012 7/27/2012 8/3/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00580565-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JOSEPH WADE MEZEY. Petitioner(s) JOSEPH WADE MEZEY has/have filed a petition with this court for a decree changing name(s) as follows: JOSEPH WADE MEZEY to JOSEPH WADE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 17, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JUNE 29, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 7/6/2012, 7/13/2012, 7/20/2012, 7/27/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00575848-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of FRANCESSCA MAYA SIMONSON. Petitioner(s) FRANCESSCA MAYA SIMONSON has/have filed a petition with this court for a decree changing name(s) as follows: FRANCESSCA MAYA SIMONSON to FRANCESSCA MAYA CANALE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 17, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JUNE 28, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 7/6/2012, 7/13/2012, 7/20/2012, 7/27/2012

The Coto de Caza News

Trustee Sale No. 748445CA Loan No. 0710511940 Title Order No. 110178191-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/10/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 01/20/2006, Book N/A, Page N/A, Instrument 2006000045883, of official records in the Office of the Recorder of Orange County, California, executed by: JESUS TELLEZ, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $624,344.56 (estimated) Street address and other common designation of the real property: 22721 WOOD LAKE LN , LAKE FOREST, CA 92630 APN Number: 617-372-02 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 7/10/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee CASEY KEALOHA, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www. lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P965134 7/20, 7/27, 08/03/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-005574288-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of MATEEN KADER. Petitioner(s) MATEEN KADER, has/have filed a petition with this court for a decree changing name(s) as follows: MATEEN KADER to MATTHEW KLINE KADER. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on AUGUST 31, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JUNE 6, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 7/27/2012, 8/3/2012, 8/10/2012, 8/17/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00584372 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of CHRISTINE COATS. Petitioner(s) CHRISTINE COATS has/have filed a petition with this court for a decree changing name(s) as follows: CHRISTINE COATS to CHRISTINE WAMBUI COATS. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on SEPTEMBER 7, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JULY 18, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 7/27/2012, 08/03/2012, 8/10/2012, 8/17/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Trustee Sale No. 440377CA Loan No. 0698365020 Title Order No. 309670 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07-05-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 08-17-2012 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 07-14-2006, Book N/A, Page N/A, Instrument 2006000472577, of official records in the Office of the Recorder of ORANGE County, California, executed by: MOHAMMAD REZA MAHJOUB, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, LONG BEACH MORTGAGE COMPANY, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $1,240,112.16 (estimated) Street address and other common designation of the real property: 21551 MONTBURY DRIVE LAKE FOREST, CA 92630 APN Number: 613-512-05 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 07-26-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee FRED RESTREPO, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www. priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P968867 7/27, 8/3, 08/10/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-479328-CT Order No.: 1006802 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/13/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL J. BRAGDON AND MARIA MENDEZ BRAGDON, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 6/22/2005 as Instrument No. 2005000480409 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/3/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $215,703.76 The purported property address is: 32266 PASEO CAROLINA, SAN JUAN CAPISTRANO, CA 92675-3521 Assessor’s Parcel No. 931-98-152 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

Trustee Sale No. 449633CA Loan No. 0677613721 Title Order No. 780409 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/10/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/17/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06/22/2004, Book NA, Page NA, Instrument 2004000565244, of official records in the Office of the Recorder of Orange County, California, executed by: CARL M GRANT A SINGLE MAN, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $320,444.72 (estimated) Street address and other common designation of the real property: 4 MESQUITE, TRABUCO CANYON, CA 92679 APN Number: 938-38-704 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 7/17/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee FRED RESTREPO, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www. lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P967573 7/27, 8/3, 08/10/2012

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-479328-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-479328-CT IDSPub #0032310 7/13/2012 7/20/2012 7/27/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-427642-RM Order No.: 110102081-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/14/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): FRANCISCO J. MANTILLA AND ANA MANTILLA, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 5/22/2003 as Instrument No. 2003000594476 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/3/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $231,900.59 The purported property address is: 22901 ASPAN ST, LAKE FOREST, CA 92630 Assessor’s Parcel No. 617-384-17 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-427642-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-427642-RM IDSPub #0031253 7/13/2012 7/20/2012 7/27/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-506424-AL Order No.: 1152750 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/23/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL J GERSTNER A SINGLE MAN Recorded: 10/30/2007 as Instrument No. 2007000657261 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/27/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $337,541.70 The purported property address is: 25571 INDIAN HILL LANE #A, LAGUNA HILLS, CA 92653-6049 Assessor’s Parcel No. 934-53-640 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

July 27, 2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-499566-AB Order No.: 6486431 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/23/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PAVEL LAGUNAS AND KATRINA LAGUNAS, HUSBAND AND WIFE Recorded: 3/28/2011 as Instrument No. 2011000158540 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/6/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $357,107.73 The purported property address is: 28351 PUEBLO DR, TRABUCO CANYON, CA 92679 Assessor’s Parcel No. 932-65-217 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-499566-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-499566-AB IDSPub #0031540 7/13/2012 7/20/2012 7/27/2012

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-506424-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-506424-AL IDSPub #0032454 7/27/2012 8/3/2012 8/10/2012

The Coto de Caza News

Page 25

July 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Deep-Sea Fishing in Southern California for Beginners By Sylvia Cochran A California vacation would be incomplete without a few deep-sea fishing trips. If you are following in the footsteps of your fishing buddies, there are at least three facts they forgot to tell you. What should you know about Southern California deep-sea charters before setting foot on deck? Deep-Sea Fishing Trips Follow Peak Seasons As noted by Sportfish San Diego, deep-sea charters usually target fish species by following a calendar denoting seasonal peaks. For example, if you have your heart set on yellowfin tuna, schedule your California vacation between the months of July and October. Conversely, if big eye tuna is your game, then August and September are the months that charter boat operators predict greatest success. Deep-sea Fishing in Southern California Is Regulated The California Department of Fish and Game (DFG) provides up-to-date information on open, closed, and partially closed fisheries. Check the listing frequently, as ocean conditions or dips in the fish populations may lead to early fishery closures. Moreover, fishing for some species from shore is governed by rules

that greatly differentiate from regulations applying to deep-sea charters. Case in point are rockfish, which may be caught by divers and shore anglers year-round, but may only be caught by boat anglers between March 1 and December 31. The changing rules, bag limits, tackle restrictions, and depth constraints are the reasons why tourists going on deep-sea fishing trips prefer to use the services of deep-sea charters. Not All Deep-sea Charters Operate and Cost the Same - Newport Landing (309 Palm St. #A in Balboa, CA 92661; 949-675-0550) will charge you extra if the cost of marine diesel goes above the $4 per gallon mark. Rod rentals start at $12.50, and a half-day deep-sea fishing charter costs $41.50 for anyone 13 and older; the cost is $34 for anyone 12 and under. - Davey’s Locker (400 Main St. in Newport Beach, CA 92661; 949673-1434) offers an adult package price for half-day charters, which includes not only the $46.50 ticket

price, but also a rod rental, one-day fishing license, and tackle. The company charges extra for onboard fish cleaning. - Marina del Rey Sportfishing (Dock 52 Fiji Way in Marina del Rey, CA 90292; 310-822-3625) specializes in twilight charters. These deep-sea fishing trips last from 6 p.m. to 10 p.m. and cost $39 for each adult. In this case, adult pricing also applies to youngsters 12 and older. Those under

the age of 12 pay $25. - Dana Wharf (34675 Golden Lantern in Dana Point, CA 92629; 949-496-5794) offers a special deal for Tuesday anglers: 50 percent off ticket prices. Good on half-day and three-quarter-day trips, this yearround promotion makes it affordable to go deep-sea fishing if $44 or $59 respectively for an adult ticket is a bit steep. Youngsters over the age of 14 pay the adult ticket cost.

Hotspots for Fishing in and Around San Diego County By Sam Skipper Lake Cuyamaca This San Diego County lake is 110 acres and surrounded by Cuyamaca Rancho State Park. It’s stocked with trout yearlong, and you can get free fishing classes here on Saturdays. Lake Cuyamaca is open from 6:00 in the morning and closes at sunset, seven days a week. Fish that are stocked or can be found here: Florida-strain Largemouth Bass, Trout, Smallmouth Bass, Channel Catfish, Crappie, Sturgeon and Bluegill. State Fishing Licenses are required for people over 16 years of age, and lake permits are 6.00 for adults and 3.50 for kids. If you don’t have a state license, annual ones can be purchased there for 37.50 and day licenses for 12.10. RV campsites and tent campsites are also available for camping for a fee, and boats are available for rent. For information: call 760-765-0515. Miramar Resevoir This fishing spot is located about 18 miles North of San Diego and at its peak fullness as 4 shoreline miles and a max depth of 114 feet. You can Page 26

rent boats here on the weekends, and fishing can be done from boats, float tubes (with restrictions) and from the shoreline. Miramar Resevoir is open sunrise to sunset year round. Fish that are stocked or can be found here: Florida-strain Largemouth Bass, Bluegill, Sunfish, Trout and Channel Catfish. Limits and catch limitations: 12 inch size for bass, and limits are 5 fish for trout, 5 fish for catfish, 25 fish for crappie, and the rest are limitless. For information: call 619-465-FISH. Dixon Lake Located in Escondido, this San Diego County lake is open year round, from 6:00 am to dusk. During the summer night fishing may be permitted but call in advance for the latest information. Entry fee for car/vans/motorcycles is 5.00 and for vehicles over 20 feet (including buses) is 10.00. Senior citizens are free. Fish that are stocked or can be found here: Trout, Largemouth Bass, Bluegill, Crappie, Channel Catfish. Along with a Califorina Fishing License, the rate for fishing here is 7.00 for people over 16 years, 5.00 for seniors and kids from 8 to 15 years, and children under 8 is free. Boats can be rented here. For information: call 760-839-4680.

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Lake Jennings This resevoir supplies the Helix area and is open currently for fishing Fridays, Saturdays and Sundays from 6:30 until around 6 or 7 pm (call for current hours). Fish that are stocked or can be found here: Trout, Catfish, Bass. Besides a California Fishing License, a daily fishing permit for Lake Jennings is 8.00 for adults, 3.00 for youth (8 to 16 years), and children under 7 fish for free. Seniors permits are 7.00. Boats may be rented here For information: call 619-443-2510.

Lake Murray This lake is inside Mission Trails Regional Park located in between La Mesa and Santee. When at max fullness, this lake has 3.2 miles of shoreline and a depth of 95 feet with 171 surface acres. Fish that are stocked or can be found here: Florida-strain Largemouth Bass, Black Crappie, Bluegill, Channel Catfish, Trout. Limits and catch limitations: 12 inch size for bass, and limits are 5 fish for trout, 5 fish for catfish, 25 fish for crappie, and the rest are limitless.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

July 27, 2012

PHILHARMONIC SOCIETY OF ORANGE COUNTY ANNOUNCES FINANCIAL RESULTS OF 2011-12 SEASON

Yo Yo Ma On Monday, July 23, the Philharmonic Society of Orange County announced an unaudited surplus of $15,810 for the fiscal year ending June 30, 2012. Reports show total revenues of $4,186,337 and total expenses of $4,170,527. The figures were released at the organization’s annual meeting, which took place at Soka Performing Arts Center. Officers for the 2012-13 season were elected at the board meeting immediately following: Sabra Bordas, Chairman; Douglas H. Smith, Immediate Past Chairman; and Noel Hamilton, Secretary/Treasurer. New board members include international banker Anthony Mastrangelo. The Committees board members include Toni Sobel, President; Karen Wolff, Past President; and Sandi Campbell, President-Elect. The annual meeting also featured a performance by the Philharmonic Society’s Musical Concierge, Dr. Randy Polevoi, who received his Doctorate in Musical Arts from the

Itzhak Perlman University of North Carolina at Greensboro. Dr. Polevoi performed Schubert’s Impromptu Op. 90, No. 3 in G-flat major; Ravel’s Jeux d’eau; and Gershwin’s “Swanee,” as well as two pieces by Chopin: Nocturne in Dflat major, Op. 27, No. 2, and Prelude Op. 28, No. 16 in B-flat minor. The Society’s 2011-12 season included an unforgettable performance by violinist Joshua Bell leading the Academy of St. Martin in the Fields, the Orange County debut of acclaimed tenor Charles Castronovo, pianist Marino Formenti performing the complete set of Beethoven’s Diabelli Variations, as well as performances by an extraordinary roster of major American orchestras, such as the Chicago Symphony Orchestra with music director Riccardo Muti, the Baltimore Symphony Orchestra with trailblazing female music director Marin Alsop, the Cleveland Orchestra with music director Franz Welser-Möst, guitar virtuoso Pepe Romero and the

Los Angeles Philharmonic, and the New York Philharmonic with music director Alan Gilbert. The 2011-12 season also marked the 120th anniversary of the opening of Carnegie Hall and the 25th anniversary of Segerstrom Center for the Arts. In honor of its partnership with Carnegie Hall, the Philharmonic Society paid tribute to its East Coast partner throughout the season. Presented at Segerstrom Center for the Arts, this West Coast salute to Carnegie Hall’s 120th anniversary festivities featured select programming from when New York City’s cultural gem—Carnegie Hall—first opened its doors in 1891 with Peter Ilyich Tchaikovsky on its stage. As part of this celebration, the Mariinsky Theatre Orchestra led by conductor and music director Valery Gergiev performed four of Tchaikovsky’s beloved symphonies. The Society looks forward to the upcoming 2012-13 season. The season highlights include recitals by

world-renowned soloists cellist YoYo Ma, violinist Itzhak Perlman and pianist Louis Lortie. Returning to the Orange County scene are Gustavo Dudamel with the Los Angeles Philharmonic and Esa-Pekka Salonen with the Philharmonia Orchestra. Other highlights include renowned Beethoven interpreter Sir John Eliot Gardiner leading his Orchestre Révolutionnaire et Romantique and Monteverdi Choir with two blazing performances of Beethoven’s late masterpieces—the Ninth Symphony and the Missa Solemnis—the second of which will be heard in Orange County for the first time on period instruments, as well as the Grammy Award-winning Parker Quartet and the St. Lawrence String Quartet performing the first and last of Beethoven’s late string quartets, respectively. The Donna L. Kendall Classical Series will continue for its fourth season.

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Page 27

July 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TSG No.: 6506786 TS No.: CA1200241734 FHA/VA/PMI No.: APN:778‑081‑31 Property Address: 60 DORNOCH WAY COTO DE CAZA, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/25/04. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 2, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pur‑ suant to Deed of Trust recorded 04/01/04, as Instrument No. 2004000272813, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: BRIAN CHARLES HOVEY, A MARRIED MAN AS HIS SOLE AND SEPER‑ ATE PROPERTY.,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 778‑081‑31. The street address and other common designation, if any, of the real property described above is purported to be: 60 DORNOCH WAY, COTO DE CAZA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, posses‑ sion, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $521,262.19. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auc‑ tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/proper‑ tySearchTerms.aspx using the file number assigned to this case CA1200241734. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to at‑ tend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 07/13/12, First American Title Insurance Company First American Trustee Servic‑ ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0204048 07/13/12, 07/20/12, 07/27/12

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 126687‑11 Loan No. 0222763 Title Order No. 1327937‑05 APN 932‑28‑293 TRA No.: YOU ARE IN DEFAULT UN‑ DER A DEED OF TRUST DATED 09/25/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED INGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 3, 2012 at 01:30 PM, MORTGAGE LENDER SERVICES, INC. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 09/28/06 as Document No. 2006000645588 of official records in the Office of the Recorder of ORANGE County, California, executed by: ANDREW JONATHAN SEIBLY, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA., all right, title and interest con‑ veyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 19 ROSA #133, RANCHO SANTA MAR‑ GARITA, CA 92688-. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $242,148.99 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. The Beneficiary may elect to bid less than the full credit bid. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BID‑ DERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web site www.nationwideposting.com using the file number assigned to this case 126687‑11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postpone‑ ment information is to attend the scheduled sale. Date: 07/06/12 MORTGAGE LENDER SERVICES, INC. 81 BLUE RAVINE ROAD, SUITE 100, FOLSOM, CA 95630, (916) 962-3453 Sale Information Line: (916) 939-0772 or www.nationwideposting.com Tara Campbell, Trustee Sale Officer MORTGAGE LENDER SERVICES, INC. MAY BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NPP0204457 PUB: 07/13/12, 07/20/12, 07/27/12

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110187411557 Title Order No.: 1033767 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/09/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER, TREDER & WEISS, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/15/06, as Instrument No. 2006000403120, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: THOMAS SHANKS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: August 16, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 64 CHANDON, LAGUNA NIGUEL, CA 92677. APN# 933‑27‑220 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $456,098.63. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee

auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110187411557. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee, BY: Ric Juarez Dated: 07/19/12 NPP0204938 07/27/12, 08/03/12, 08/10/12

Page 28

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-17762 Loan No.: 7091554878 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/30/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: WILLIAM ROTHMAN AND LESLIE ROTHMAN, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: Western Progressive, LLC Recorded 12/6/2006 as Instrument No. 2006000815693 in book ---, page --- and rerecorded on --- as --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 8/14/2012 at 1:30 PM Place of Sale:At the North entrance to the County Courthouse 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $1,171,944.22 Street Address or other common designation of real property: 11 JACKSON CT, COTO DE CAZA, CALIFORNIA 92679 A.P.N.: 778-181-24 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.altisource. com/MortgageServices/DefaultManagement/TrusteeServices.aspx, using the file number assigned to this case 2012-17762. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale Date: 7/9/2012 Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 Automated Sale Information Line: (866) 960-8299 http://www. altisource.com/MortgageServices/DefaultManagement/TrusteeServices.aspx For Non-Automated Sale Information, call: (866) 240-3530 Tunisha Jennings, Trustee Sale Assistant, Coto De Caza News-7/20/2012, 7/27/2012 & 8/3/2012

APN: 938-05-428 TS No: CA09000096-11-1 TO No: 4966385 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED April 7, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 21, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on April 13, 2006 as Instrument No. 2006000245588 of official records in the Office of the Recorder of Orange County, California, executed by OH HYONG KWON AND MYUNG HEE KWON HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22024 SUMMIT HILL DRIVE, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $499,231.74 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the is-

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-439840-RM Order No.: 110185887-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/1/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): IAN SALAMANCA, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY Recorded: 12/20/2006 as Instrument No. 2006000852917 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/10/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $1,183,488.13 The purported property address is: 49 CALLE GAZAPO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 836-532-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-439840-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-439840-RM IDSPub #0031869 7/20/2012 7/27/2012 8/3/2012

suance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: July 13, 2012 TRUSTEE CORPS TS No. CA09000096-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Joseph Barragan, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09000096-111. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P966515 7/27, 8/3, 08/10/2012

The Coto de Caza News

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Trustee Sale No. 240090CA Loan No. 1023034219 Title Order No. 297879 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11-23-2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 08-17-2012 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 11-30-2005, Book , Page , Instrument 2005000954066, of official records in the Office of the Recorder of ORANGE County, California, executed by: JOHN HOUSTON AND COLLEEN REPKE-HOUSTON HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $852,729.38 (estimated) Street address and other common designation of the real property: 33911 CALLE CONEJO SAN JUAN CAPISTRANO, CA 92675 APN Number: 675-052-11 T h e u n dersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 07-23-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee REGINA CANTRELL, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www. priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P965566 7/27, 8/3, 08/10/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 4187008 TS No.: 20099070814145 FHA/VA/PMI No.: APN:658‑321‑07 Property Address: 32026 ISLE VISTA LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/27/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 2, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 06/02/05, as Instrument No. 2005000422811, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: LOREN ZIDELL and SCOTT ARDITI,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 658‑321‑07. The street address and other common designation, if any, of the real property described above is purported to be: 32026 ISLE VISTA, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $2,384,840.32. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at

NOTICE OF TRUSTEE’S SALE TSG No.: 6345035 TS No.: CA1100238561 FHA/VA/PMI No.: APN:654‑701‑37 Property Address: 24642 EL MANZANO LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/02/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 9, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/08/05, as Instrument No. 2005000099208, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: JONATHAN MCGREGOR, A SINGLE MAN AND CYNTHIA R MALOOF, A SINGLE WOMAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 654‑701‑37. The street address and other common designation, if any, of the real property described above is purported to be: 24642 EL MANZANO, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $505,032.60. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1100238561. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date:07/18/12 First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0204302 07/20/12, 07/27/12, 08/03/12

a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case 20099070814145. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 07/05/12, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0204363 07/13/12, 07/20/12, 07/27/12

NOTICE OF TRUSTEE’S SALE TS No. 12-0010907 Title Order No. 12-0018156 APN No. 932-65-235 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/07/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JUSTIN J. CROWDER AND ANNA L. CROWDER, HUSBAND AND WIFE AS JOINT TENANTS, dated 04/07/2006 and recorded 4/14/2006, as Instrument No. 2006000249513, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 08/10/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 28322 PUEBLO DRIVE, (TRABUCO CANYON AREA) LAKE FOREST, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $499,345.21. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0010907. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.163428 7/20, 7/27, 8/03/2012 NOTICE OF TRUSTEE’S SALE T.S. No.: 9551-0374 TSG Order No.: 110584807-CA-LMI A.P.N.: 613-221-22 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/18/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 08/25/2005 as Document No.: 2005000671216, of Official Records in the office of the Recorder of Orange County, California, executed by: Candace David, an unmarried woman, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 08/21/2012 at 03:00 PM Sale Location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA The street address and other common designation, if any, of the real property described above is purported to be: 22915 Hazelwood, Lake Forest, CA 92630-5445 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $570,290.16 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (877) 778-7237 for information regarding the trustee’s sale or visit this Internet Web site, www.rsvpforeclosures.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9551-0374. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 12/16/2011 NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.rsvpforeclosures.com or call (877) 778-7237 NBS Default Services, LLC, Mandi Harvey 07/20/2012 “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” (RSVP# 290993, 07/27/12, 08/03/12, 08/10/12)

July 27, 2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6507390 TS No.: CA1200241822 FHA/VA/PMI No.: APN:655‑182‑03 Property Address: 29941 RUNNING DEER L LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/22/03. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 9, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 10/01/03, as Instrument No. 2003001205447, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: KURTIS W KREH AND LINDA L. KREH, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 655‑182‑03. The street address and other common designation, if any, of the real property described above is purported to be: 29941 RUNNING DEER L, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $318,458.79. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1200241822. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date:07/18/12 First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0204230 07/20/12, 07/27/12, 08/03/12

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS # CA-10-386612-EV Order # 100552993-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/4/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): COENRAAD VANDEPOLL AND CONNIE VANDEPOLL HUSBAND AND WIFE Recorded: 6/16/2003 as Instrument No. 2003000697526 in book xxx , page xxx of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/3/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $351,541.23 The purported property address is: 32642 CARRETERRA DR SAN JUAN CAPISTRANA, CA 92675 Assessor’s Parcel No. 121-442-24 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, please refer to the referenced legal description for property location. In the event no common address or common designation of the property is provided herein directions to the location of the property may be obtained within 10 days of the date of first publication of this Notice of Sale by sending a written request to PNC Mortgage, a division of PNC Bank, N.A 3232 Newmark Dr. Miamisburg OH 45342. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: [1] The mortgage loan servicer has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed; [2] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does apply to this notice of sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714573-1965 or Login to: www.priorityposting.com Reinstatement Line: 619-645-7711 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFO RMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0032402 7/13/2012 7/20/2012 7/27/2012

The Coto de Caza News

Page 29

July 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0021794 Title Order No. 12-0037110 APN No. 620-342-48 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/17/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by PONCIANO MARASIGAN AND JUANITA MARASIGAN, HUSBAND AND WIFE, AS JOINT TENANTS, dated 02/17/2005 and recorded 3/7/2005, as Instrument No. 2005000166949, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 08/14/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 24965 SUNSET PLACE WEST, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $335,128.51. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0021794. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.162619 7/20, 7/27, 8/03/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0035099 Title Order No. 11-6-119675 APN No. 930-83-098 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/14/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JULIUS T. WASHINGTON AND SOPHIA C. WASHINGTON HUSBAND AND WIFE AS JOINT TENANT S, dated 11/14/2008 and recorded 11/18/2008, as Instrument No. 2008000538812, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 08/21/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 132 MONTANA DEL LAGO DR, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $391,531.65. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0035099. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.163416 7/27, 8/03, 8/10/2012

NOTICE OF TRUSTEE’S SALE TS No. 10-0117920 Title Order No. 10-8-434574 APN No. 741-371-03 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/28/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by RUSSELL A. SCOTT AND MARI J. SCOTT HUSBAND AND WIFE AS JOINT TENANTS, dated 10/28/2004 and recorded 10/29/2004, as Instrument No. 2004000981384, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 08/17/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 17 LULLABY COURT, LADERA RANCH, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,095,510.32. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and

expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0117920. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.120839 7/27, 8/03, 8/10/2012

Page 30

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20120134000474 Title Order No.: 120095081 FHA/VA/ PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/16/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/25/06, as Instrument No. 2006000568666, Modified 10/27/10, Inst. No. 201000056688 of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: MAHTAB MOATAMER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: August 2, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 61 BLAZEWOOD, LAKE FOREST, CA 92610. APN# 601‑052‑24 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, posses‑ sion, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $680,528.83. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auc‑ tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be post‑ poned one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120134000474. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone infor‑ mation or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting. com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 07/05/12 NPP0203851 07/13/12, 07/20/12, 07/27/12 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00581443-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of LAUREN ASHLEY O’HARA. Petitioner(s) LAUREN ASHLEY O’HARA has/have filed a petition with this court for a decree changing name(s) as follows: LAUREN ASHLEY O’HARA to ASHLEY O’HARA SKALSKY. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 24, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JULY 05, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 7/13/2012, 7/20/2012, 7/27/2012, 08/03/2012

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-499705-LL Order No.: 1116142 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/5/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PAUL KIKLAS, A SINGLE MAN Recorded: 9/12/2008 as Instrument No. 2008000432291 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/6/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $286,221.58 The purported property address is: 23181 GUINEA STREET, LAKE FOREST, CA 92630 Assessor’s Parcel No. 617-261-13 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-499705-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-499705-LL IDSPub #0031685 7/13/2012 7/20/2012 7/27/2012 NOTICE OF TRUSTEE’S SALE File No. 7042.25595 Title Order No. 6516268 MIN No. 100196800030615293 APN 933-02-129 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/13/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): BRYAN L. GUTSCHE AND DIANE B. GUTSCHE, HUSBAND AND WIFE, AS JOINT TENANTS Recorded: 06/19/06, as Instrument No. 2006000409575, of Official Records of ORANGE County, California. Date of Sale: 08/06/12 at 9:00 AM Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 22873 TAURUS LANE, LAKE FOREST, CA 92630 AKA 22873 TAURUS LANE #129, LAKE FOREST, CA 92630 Assessors Parcel No. 933-02-129 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $418,210.61. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7042.25595. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: July 9, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Candice Yoo, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.25595: 07/13/2012,07/20/2012,07/27/2012

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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NOTICE OF TRUSTEE’S SALE TS No. 12-0018270 Title Order No. 12-0030267 APN No. 939-94-178 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/17/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MICHAEL LAW AND ROBERTA LAW HUSBAND AND WIFE AS JOINT TENANTS, dated 12/17/2009 and recorded 12/29/2009, as Instrument No. 2009000694951, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 08/17/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25164 CHESTNUTWOOD, LAKE FOREST, CA, 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $454,361.20. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust

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trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auc‑ tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be post‑ poned one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120028700441. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone infor‑ mation or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting. com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 07/20/12 NPP0204635 07/27/12, 08/03/12, 08/10/12

with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0018270. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.163819 7/27, 8/03, 8/10/2012

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legal Notices NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20120028700441 Title Order No.: 458965 FHA/VA/ PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/29/04. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/01/04, as Instrument No. 2004000885758, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: TERRENCE F ROARK AND MARSHA ANN ROARK, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: August 16, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 24372 LOS SERRANOS DRIVE, LAGUNA NIGUEL, CA 92677. APN# 653‑062‑22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, posses‑ sion, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $584,933.50. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a

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DRE: 01332277 AGENT ALLIANCE OC