TheOnlyWeeklyNewspaperExclusivelyForTheRanchoSantaMargaritaAndCotodeCazaArea
May4,2012
May 4, 2012
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
PRO NAILS & HAIR SALON OPENS 2ND LOCATION IN RANCHO ALL-NEW SALON ARRIVES IN RANCHO SANTA MARGARITA’S ANTONIO PLAZA
plenty of staff members and lots of brand new equipment to serve the clientele of the new Antonio plaza Pro Nails and Hair Salon.
Rancho Santa Margarita residents are giving a warm welcome to the brand new Pro Nails and Hair salon’s new Antonio plaza location. Last Saturday’s grand opening celebration not only honored the new location but celebrated owners John and LoAnn Studdert’s sixth year in this area. Pro nails and hair also operates the popular pro Nails and hair salon in the nearby Plano Trabuco (Albertsons) shopping center which they will continue to operate. “We are so happy to have the new location already in place” says Lo Ann. “naturally we were a little bit nervous about all the new construction and choosing new equipment to open a totally new salon, “she continued. “but everything looks perfect now and we were both pleased and surprised about the large crowd for our grand opening.” John and Lo Ann are the perfect couple to operate to beauty salons in the same city. “One or both of us are always on duty whenever the salon is open” says John.” We both love what we do and we seem to complement each other’s skills. Our main objective is to please people with their hair and nails and we are always satisfied to be able to do that.” The new salon will offer all the services that Rancho Santa Margarita customers have come to expect. With a total staff of 30; someone is always available for both Walk-ins and appointments. “We specialize in all of the
popular high fashion haircuts, styling, coloring, highlighting, adding beads, feathers, weaves, and every possible kind of hair style, says John. This location will also offer both regular and hot oil manicures, and pedicures.in addition, Pro Nails and Hair already has a fine reputation for a long-lasting gel nails with over 150 colors for hands and feet. The skin care department offers a wide range of facials and waxing plus tinting of eyebrows, eyelashes and Happy faces of all the staff gathered around for the grand opening eyelash extensions. The salon also celebration in the new Antonio plaza Pro Nails and Hair Salon. provides one hour neck and shoulder massage, or a full body Swiss massage at the same low prices Rancho Santa Margarita residents have come to expect. In Rancho Santa Margarita Hair Care and Skin Care Products at amazingly low prices are displayed in a MOTHER’S DAY wide variety of top-name brands from both international markets and AmeriGood through May 14 can made selections. The very best in gentle shampoos and conditioners for your hair. Rejuvenating skin care products which can literally take years off your appearance are all available from Pro Nails and Hair Salon in our newest location in Rancho Santa Margarita. The salon is open Monday through Saturday from 9:00 AM to 7:00 PM and on Sunday from 10:00 AM to 6:00 PM the new Antonio plaza location is WITH ANY HAIR COLOR SERVICE (Please bring this ad) at 22411 Antonio pkwy suite C130the POPULAR SKIN CARE 20% OFF! MOST telephone number is 949 459-0189 NAIL CHOICES
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big, bright, and beautiful new Antonio plaza Pro Nails and Hair Salon. Page 2
The Coto de Caza News
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
May 4, 2012
Jenna Ahn and Sean Chang of Coto de caza score big in archery Jenna Ahn, Coto de Caza resident recently was placed first at the Easton Foundation Gator Cup for Archery, competing in the Women’s Recurve Cadet Division (15-17 age group). The Easton Gator Cup took place in Newberry, Florida on April 19-20, 2012. This national event is sponsored by the United States Archery Association and is one of the seven qualifying events that determine the USA Team for 2013 based on the ranking in the competitions. An 8th grade student at Las Flores Middle School, Jenna was one of the youngest archer selected to take part in the Junior Dream Team, the Olympic development team for young archers. She is setting a record of the youngest archer winning in a national event in recent years. She was the winner of the qualifying rounds, from which the national ranking is decided. And in the immediately following Olympic Rounds she defeated all opponents and won the gold medal in her division. It was a clean sweep victory of Jenna. Additionally, Coto de Caza’s Sean Chang placed 3rd in the Men’s Recurve Cadet Division. Sean, a 9th grade student at St. Margaret’s Espicopal High School, began shooting one and a half year ago. It was an astonishing achievement for a beginner being placed 3rd in the national event. He hopes to be selected in the Junior Dream Team this year. This achievement is definitely a step forward in the right direction. Hoping to qualify for 2013 USA Junior Team, Jenna and Sean have been practicing very diligently everyday towards their goals of being representing US Archery Team in 2016 Summer Olympic in Brazil. More information about USA Archery can be found at the following website: www. usarchery.org
The Coto de Caza News
Page 3
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
May 4, 2012
The Coto de Caza News
NFL Great Deacon Jones Helps Raise $300,000 at coto golf tourney for Women’s Services at St. Joseph Hospital
Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com
Ruth White Editor
Sandra White
Display Advertising
Diana Calvaneso, Manager Valerie Mincheff Legal Advertising
David Flood, Art Director Graphics Department
Jerry White Publisher
The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.
Page 4
More than 280 golfers gathered at the Coto De Caza Golf & Racquet Club on Monday, April 23, to supportSt. Joseph Hospital of Orange for their 27th Annual Golf Tournament, which raised nearly $300,000 for the hospital. Former Los Angeles Rams’ defensive end and NFL Hall of Famer Deacon Jones, whose life was touched by the talented physicians and nurses at St. Joseph Hospital through multiple life-saving procedures, also spoke at the tournament to show his support of the hospital. Tournament proceeds will benefit St. Joseph Hospital Women’s Services. The hospital is currently initiating development of the region’s newest, comprehensive mother and baby unit that will include 60 new, private rooms and astate-of-the-art newborn transitional care unit. In addition, the hospital will soon open its Center for Breast Imaging and Diagnosis, which will provide a full continuum of sophisticated breast services to patients in a comforting setting. “St. Joseph Hospital thanks all of the golfers who helped us raise funds for our Women’s Services Initiative at St. Joseph Hospital that will contribute to the development of our new mother and baby unit, as well as to the opening of our Center for Breast Imaging and Diagnosis,” said Anita York, MD, obstetrics and gynecologist at St. Joseph Hospital and chair of the St. Joseph Hospital Golf Tournament. “These two new programs will allow us to continue to fulfill our mission of improving the health and quality of life of the people in our community by providing the most premium women’s
The Coto de Caza News
(From L to R) St. Joseph Hospital’s Dr. Lawrence Santora and his wife, Rina, with NFL Hall of Famer Deacon Jones and his wife, Elizabeth at the post tournament banquet.
(From L to R) Golf Tournament Chair Dr. Anita York with her husband, Jerry Fisher and St. Joseph Hospital Foundation Board Member Charlene Immell with her husband, Board of Trustees member Mike Immell, after a great day of golf.
services available in Orange County. Our highly skilled physicians and nursing staff are excited to offer these new programs, which were made possible through these gener-
ous donations.” For more information on the St. Joseph Hospital Foundation, please visithttp://www.sjo.org/For-Community/Ways-to-Give.aspx.
When the one man loves the one woman and the one woman loves the one man, the very angels desert heaven and come and sit in that house and sing for joy. ~TheBrahma Sutras
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
May 4, 2012
Spring is in the air at the KENNEY HRABIK ANNOUNCES RSM Friends of the Library RUN FOR RSM CITY COUNCIL
Evita Block (book store manager) and Annmarie Kyriazis (volunteer) pricing books for the upcoming Spring book sale.
Spring is in the air as the RSM Friends of the Library are busy processing donations for the upcoming Semi Annual Book Sale. The sale will be held in the RSM Library’s Community Room on Friday May 11th from 10:00 am until 4:00 pm and Saturday May 12th from 10:00 am until 3:00pm. Come browse through the “quality” selection of children’s books and adult non-fiction. And be sure to check out the special collections of vampire novels and Christian fiction. Come shop. The money generated from the sale benefits the library and library programs. For information call the store 949-459-5524 or check the website at www.rsmfol.com.
Kenney Hrabik, owner of Dove Canyon Courtyard, has formally announced he will run for Rancho Santa Margarita City Council. Kenney is a 21 year resident, husband, and father of four children. Kenney was one of the finalist for the vacated seat of former councilman Gary Thompson, which was awarded to past council member Carol Gamble. Kenney made his announcement to an enthusiastic crowd of about 250 friends and neighbors at his business, Dove Canyon Courtyard. His platform will include cutting govern- Kenney and Leigh ment waste, safer schools, and bringing back jobs to Rancho. Hrabik “I am running to give Rancho Santa Margarita residents a voice. I have watched two recent votes by the same three council members to block reforming their personal benefits, retirement accounts, and term limits,” Kenney said. “The majority of Orange County cities have adopted term limits and others are currently reforming their benefits. It upsets me that our community was denied the opportunity to vote on these important issues in the November election.” The three council members that denied putting these reforms on the ballot are Mayor Tony Beall, Jerry Holloway, and Carol Gamble. These three longtime council members are all up for re-election in November. Council members Steve Baric and Jesse Petrilla are not up for re-election, but have both been in support of benefits reform and term limits. “To give a part-time public servant full medical, dental, vision and a retirement account is flat out wrong! “ Kenney said. “Keep your $463.50 stipend but give the rest back. This entitlement attitude is killing this country. Benefits should be reserved for full-time employees of the city.” He also feels his 25 year business experience would be a great addition to the council. “I know personally the expense, time and red tape you must go through to open a business in Rancho Santa Margarita,” Kenney said. “I will work towards a smaller, smarter, simplified local government.” You may follow Kenney’s run for council at his website; www. RSM2012.com
“FRIENDS FOR FRAGILE X” DONATES $20,000 TO SUPPORT GENETIC DISEASE RESEARCH Driven by the goal and passion to obtain a cure for the genetic condition of Fragile X Syndrome, Friends For Fragile X donates $10,000 to both theNational Fragile X Foundation (NFXF) and U.C. Davis Medical Center MIND Institute (UCD MI) Fragile X Research and Treatment Center to advance research and promote public awareness of the genetic disease. Friends for Fragile X raised funds through its first annual Red, White & Blue Fundraiser in Coto de Caza , Calif. National Fragile X Foundation The proceeds received from the event will help NFXF establish Fragile X clinics nationwide and provide support and education programs for families with children diagnosed with Fragile X. “One of our goals is to improve the availability of and access to Fragile X clinics for families throughout the U.S. ,” said Robert Miller, executive director of the National Fragile X Foundation. “Organizations like Friends for Fragile X also allow us to advance our support of research efforts designed to improve treatments and ultimately cure Fragile X.” NFXF is organizing the 13th In-
ternational Fragile X Conference in July for more than 1,000 parents and professionals from around the world. Those attending will have the opportunity to learn about the latest research, teaching and therapy techniques and behavioral interventions from the world’s leading experts on Fragile X-associated disorders. U.C. Davis Medical Center MIND Institute (UCD MI) Fragile X Research and Treatment Center UCD MI will use the funds to purchase biofeedback equipment to assist on-going research and clinical trials toward finding a treatment and/or cure for Fragile X Syndrome in children.The biofeedback equipment will allow researchers at UCD MI to monitor changes in patients on different trial medications. UCD MI has 11 medications on trial at the institute. “The biofeedback machine will help us obtain measures to determine the efficacy of new medications in our treatment trials” said Dr. Randi
Hagerman, Medical Director at the UC Davis MIND Institute. “This is an innovative approach we have not been able to utilize before receiving funding from Friends for Fragile X. We are very grateful and honored to receive this funding. Their support allows us to make a difference in the lives of those with Fragile X.” Fragile X syndrome (FXS) is a family of genetic conditions caused by a change in the Fragile X (FMR1) gene. It is the most common cause of inherited intellectual disability,
affecting 1 in 3600 males and 1 in 6000 females. It is the leading single gene cause of autism. David and Joy Justus founded Friends for Fragile X when their son Tyler was diagnosed with the disease to create a network of “friends” to support him and help fund Fragile X research. For more information on Friends for Fragile X, visit www.friendsforfragilex. org. Friends for Fragile X is a 501(c) (3) non-profit California corporation and donations are tax deductible.
The Coto de Caza News
Page 5
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
May 4, 2012
The Coto de Caza News
Sheriff Sandra Hutchens to Serve as 2012 Essentials for Young Lives Honorary Chair Today HomeAid Orange County announced Sheriff Sandra Hutchens will Chair their 2012 Essentials for Young Lives Donation Drive. This is the second consecutive year Sheriff Hutchens has led this county‐wide effort. Organized by HomeAid, in partnership with the Children and Families Commission of Orange County, the annual campaign will take place the week before Mother’s Day, May 4‐11, and will collect essential items such as diapers and other baby supplies. “We are honored to have Sheriff Hutchens again chairing our Essentials for Young Lives Campaign. Sheriff Hutchens understands how important this donation drive is for the homeless mothers and their infants in our community and she brings heightened awareness to this important cause,” said Scott Larson, Executive Director of HomeAid Orange County. Items collected will be distributed among HomeAid’s sixteen service provider partners who operate transitional housing facilities built in partnership with HomeAid Orange County and serve homeless families across the county. In 2011, the Campaign collected more than 300,000 baby items. This year, the campaign has set out to collect more than one‐half million items. “The men and women of the Orange County Sheriff’s Department see firsthand how important transitional housing is to so many Orange County families. By joining with HomeAid and the Children and Families Commission of Orange County, we can help remove some stress and anxiety that comes with temporary living situations and make them a little more like home,” said Sherriff Hutchens. Donation drop off locations will be located throughout Orange County including Pretend City Children’s Museum in Irvine. Pretend City is offering a complementary VIP pass for your next visit to the museum with a donation. For a complete list of donation locations visit: www.essentialsforyounglives.org.
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The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
May 4, 2012
Trending Hairstyles for Weddings 2012 By Jennifer Ladd The hair style you choose on your wedding day is one of the most important details because it can change your look completely. So, whether your hair be long, short, or of a unique texture there’s a look for you! Some of the most important factors to consider is, first, are you going to feel confident with that style. Is the style, you chose, going to hold up through the ceremony and reception? Are you going to be comfortable in that hairstyle? These are things to keep in mind, as you should enjoy your wedding day, not add extra stress. It seems that this season’s bridal hair trends are textured. From braids to curls you can achieve these wedding day looks! Here are my top five hairstyle trends for this season...... B r a i d e d H a l o The braided halo is an impressive yet easy hairstyle that you can do yourself. It can be made a little messy with wispy fly-aways for a more casual affair, or it can be styled very sophisticated and elegant for a wedding or night out. A halo braid has always been very popular on flower girls, but is becoming increasingly trendy for
the bride herself. It works best with long hair that is not extremely layered. The Relaxed Ponytail A beautiful, soft ponytail with a little volume on top and sweet curls at the end. Wear low and with an air of sophistication. The Princess Grace This soft, romantic style is elegant, yet really easy to achieve. Use big rollers to get loads of volume through the crown and curls through the ends, then roughly pin to one side and tease the front to add a little volume. The Ballerina Bride It takes good bone structure to pull off a classic bun like this but it is oh-soworth-it for the sheer classic beauty of it, so wear yours at dizzying heights to really flaunt that face shape and flawless wedding day make-up. Messy is the New Sexy A tousled up-do is one of my favorite hairstyles, especially if you have thick and unruly hair because you will get that natural volume while keeping that big mane under control. Just a few bobby pins and a hair tie will help you achieve this look. To add volume and interest you can use rollers or a large barrel curling iron before pinning it up.
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The Coto de Caza News
Page 7
May 4, 2012
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
Over 200 volunteers show at Cañada Vista for annual Mormon Helping Hands Over 200 Mormon Helping Hands volunteers from the Santa Margarita Stake worked at Cañada Vista Park last Saturday. The group was part of an estimated 70,000 Helping Hands volunteers from the Church of Jesus Christ of Latter-day Saints who joined in efforts Statewide to restore parks throughout California on April 28, 2012. The three major projects at Cañada Vista Park included painting the skateboard park from brown to red, pulling thorny thistle plants and spreading a 6-foot high mulch pile to beautify the grounds. SAMLARC, the local landscape and recreation association, provided the red paint, the paint brushes and the
Group pauses for a picture after digging up thorny thistle plants at Canada Vista Park
mulch while Mormon Helping Hands volunteers provided wheelbarrows, shovels, tools and of course the man-power. Partnership with Mormon Helping Hands is not new for SAMLARC. In 2010, the park restoration project was centered on the dog park and slope maintenance. Ken Gibson, Mormon Helping Hands Chairman, said, “SAMLARC has been a great to help in making arrangements to partner with the community.” Upon entering the park you could see a sea of yellow vested volunteers busily painting at the skateboard park. The 6-foot high mulch pile was a flurry of activity as long as they had enough empty wheelbarrows. Participants were glad for an occasional break from the labor. Getting to the last project, the thorny thistle plants, was quite an undertaking. Mitch and Samantha Crowley wanted to bring their 2-½ year old son, Ethan, to teach him the value of work. There was little Ethan, dressed in his yellow vest, throwing falling thistle tops into the growing pile while the adults were digging these feisty plants out of the ground.
Mormon Helping Hands volunteers dressed in bright yellow vests fill wheelbarrows with mulch from pile.
Peter Vidmar, a member of the Santa Margarita Stake Presidency, said, “Service is a great way for families to be together. Children get to see their parents and older siblings working on a project. One of the goals of the annual Mormon Helping Hands event is that service will become a natural part of our Canada Vista skateboard park turns members’ lives.”
from brown to red after a morning of Mormon Helping Hands painting
Yellow Weddings Evoke Spring by Adding Yellow to Your Wedding By FRR Mallory Most brides are looking for a beautiful wedding on a budget. Early bridal planning involves selecting the color theme of the wedding. Smart brides know that all colors are not created equal. The more unusual the color, the more expensive it will be to decorate with that color. By the same token, when a color is more common, it is much cheaper and easier to find the materials you need to dress your wedding into a beautiful showstopper. One of the best colors for a bridal theme is yellow. There are a huge variety of decorative items available in yellow. By combining bright yellow with gray, black and white you will evoke the classic colors of French decor creating a timeless statement that is both young and fresh at the same time. At the same time, you will be using other basic colors that are also inexpensive and easy to find in a wide variety of items. Yellow is easy. A little bit of Page 8
yellow goes a long way. This allows you to extend your decorating dollar by using yellow both as a theme color and as an accent. Where you will discover the greatest savings with a yellow theme is with your floral decorations. Not only are there many flower types that have yellow blooms, there are a lot of inexpensive flowers that are readily available in yellow. This allows you to reduce the costs of your wedding flowers. Most weddings on average spend 10 to 15 percent of the entire wedding budget for flowers. By simply making yellow your theme color, you can reduce your budget without taking anything away from your wedding design.
The Coto de Caza News
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
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May 4, 2012
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
Society Scene by
Kelly Bennett Exclusively for the Coto de Caza News
Special Olympics Orange County Raises Nearly $285,000 Thanks to the enthusiastic support of 440 guests, nearly $285,000 in gifts were raised at Special Olympics on Parade, A Magical Evening at the Hilton Anaheim Hotel, where donations were given to support the year-round sports training and competition program for more than 1,300 men, women and children with intellectual disabilities that benefit from Special Olympics Orange County. “Through the power of sports, our athletes are on a path towards greater independence and self-sufficiency,” said David Armendariz, Regional Director for Special Olympics Orange County. “Research has shown that our athletes are five times more likely to have a job than their peers who are not in Special Olympics.” The event was chaired by Jennifer Watchinski with the help of co-chairs and friends Linda McMillian and Lisa Truman. The evening was a celebration of the athletes that participate in Special Olympics Orange County. Guests were greeted with champagne and passed hors d’oeuvres while perusing some of the fabulous items that were available at the silent auction. Four “SUPER Baskets” were also displayed and were raffled off each offering a value of over $1,000. Entering the ball room, it was apparent this was a celebration especially with the colors of red, white and blue adorning the tables and stage. Also in this celebration, two outstanding individuals were being honored; Tim Redmond for Person of the Year and Jim Ragsdale received the Betty Belden Palmer Award for Outstanding Athlete. Ragsdale is from Coto De Caza and according to his golf coach Rick McElwee, “Jim is a living example of everything that is good about sports. As much as he likes to win, Jim loves the camaraderie of being around his friends and teammates. At the young age of 17, Jim is already known as a team leader because of his positive attitude and ability to lift the spirits of his teammates. There is no athlete that embodies the spirit of Special Olympics more than Jim.” Redmond received the organization’s Person of the Year award. When it comes to volunteering for Special Olympics, Tim Redmond is their hometown superstar. Soon after his son Timothy Jr. became involved in Special Olympics, Tim decided to be more than just a spectator and enthusiastic parent. Ten years ago, Tim became a founding member of what is today known as the Orange County Regional Leadership Council. Additionally Tim also serves as the Chairperson of the Board of Directors for Special Olympics Southern California. Angels’ pitcher Jim Abbott was the Guest of Honorand keynote speaker who inspired the crowd with a powerful message about the human spirit. He also demonstrated on stage with one of the Special Olympic athletes how he switches his glove from catching the ball to throwing the ball, which by the way was so fast, you’d miss it if you blinked your eye. Abbott is one of the most inspirational players in sports, who was born without a right hand. Despite the adversity he faced, Jim achieved notable athletic success including leading Team USA to an Olympic Gold medal in 1988 and pitching a no-hitter for the New York Yankees. Jim is one of the most beloved players to ever wear an Angels Jersey. Live auction items are always a hit and this year, folks were excited as ever to open their wallets for some of the fabulous items that were available. Of note were the Deer Valley Dream Home vacation for 6 days, it went for $3600 while the Platinum suite at Angel Stadium for 18 guests drew $4300. Chef Dean Weitz donated his services for an exquisite five course premium gourmet dinner party for 10; he will come to your home and provide all the food required for a customized gourmet dinner. Three separate guests were battling it out, so Chef Weitz generously donated it three times – each paying $3500 a piece! Page 10
The Coto de Caza News
Jim Ragsdale of Coto de Caza received the Betty Belden Palmer Award for Outstanding Athlete and Tim Redmond was honored as Special Olympics Orange County Person of the Year.
Guest of Honor and Keynote Speaker - Angels’ pitcher Jim Abbott with Rafer Johnson, 1960 gold medalist and Founder of Special Olympics Southern California
Heading up the evening were Linda McMillian (Co-Chair), Jennifer Watchinski (Chair), Lisa Truman (CoChair)
Angels Pitcher Jered Weaver and wife Kristin
Ed Arnold, Master of Ceremonies with Bill Shumard, President and CEO of Special Olympics Southern California and David Armendariz, Regional Director for Special Olympics Orange County
The event featured a rousing Parade of Champions in which 10 Special Olympics athletes were paired with 10 Team USA Olympians, pro athletes or community leaders who are champions of Special Olympics. Parade participants included: Pitcher Jered Weaver, LA Angels of Anaheim, and wife Kristin. Pro football player and Olmpian Ron Brown Rafer Johnson, 1960 gold medalist and Founder of Special Olympics Southern California Cliff Meidl, 2000 Flag Bearer for Team USA Amanda Freed, 2004 gold medalist in softball Patrick McClenahan, President and CEO of the 2015 Special Olympics World Summer Games Rusty Smith, Olympian, who was inducted in the Speed Skating Hall of Fame on the day before the event 1984 silver medalist in volleyball Debbie Green 1984 silver medalist in water polo Joe Vargas Angels’ pitcher and 1988 gold medalist, Jim Abbott Special Olympics is proud to empower individuals with intellectual disabilities to become physically fit, and productive and respected members of society through sports training and competition. This is done through year-round sports training and athletic competition in a variety of Olympic-type sports, giving athletes ongoing opportunities to develop physical fitness, demonstrate courage, and experience joy in sharing of gifts, skills, and friendship. For more information or how to get involved with Special Olympics Orange County, contact David Armendariz, Regional Director, Special Olympics Orange County, at(714) 564-8374 or at DArmendariz@sosc.org. Photos by FrankArmstrongPhotography.com
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
May 4, 2012
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May 4, 2012
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May 4, 2012
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NOTICE OF TRUSTEE’S SALE TS No. CA-11-481491-AB Order No.: 6170325 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/1/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GLORIA J. WHEELER, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY Recorded: 7/8/2003 as Instrument No. 2003000799049 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $181,578.62 The purported property address is: 28881 CANYON POINT, TRABUCO CANYON, CA 92679 Assessor’s Parcel No. 939-13-068 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-481491-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-481491-AB IDSPub #0026299 5/4/2012 5/11/2012 5/18/2012
PHYSICIAN REFERRAL COMPANY SUPPORTS PEOPLE IN TRANSITION
Gary Calvaneso, Mary Baker, Sandra McElwee, Miriam Kang, Linda Matulis
When your primary care physician tells you that you need to see a specialist, most patients assume their doctor will refer them to a quality physician. After all, anyone who is going to treat you should be board-certified, well versed in the latest techniques and have an impressive record of successes with other patients; right? Well it may come as a surprise that the referral system doesn’t actually work that way. Most people assume their primary care doctor has a rolodex of top notch specialists to pass along as needed. In today’s fast paced world, primary care physicians simply don’t have the time to go out, research and meet with other specialists. With specialists operating margins falling over the past decade and health care reforms putting pressure on their bottom line, quality specialists have a need to do a better job educating referring doctors and patients about their expertise. That’s where 2 local residents, Gary Calvaneso and Sandra McElwee who met through Saddleback Church, decided there was an opportunity to work with quality specialists and educate referring primary care physicians about their skills. In early 2011, they formed a referral marketing company called The Referral Specialists (www.TheReferralSpecialists.com).
Page 14
The Coto de Caza News
The Referral Specialists provide practice representatives and referral marketing services to specialty physicians. Practice representatives are experienced healthcare professionals who call on primary care physicians and complementary specialists to educate them about their specialist client’s expertise. Since starting their business, their specialty physician clients have experienced positive gains as a direct result of their services. Typically these specialists triple or quadruple the number of referring physicians who refer to them and increase their bottom line. In fact, the Referral Specialists business caught the attention of the Wall Street Journal’s Smart Money magazine where they were mentioned by name. “Our business connects quality specialists with PCP’s (Primary Care Physicians) through referral marketing, said Gary Calvaneso, Managing Partner. Educating the medical community not only benefits everyone in the medical market but also produces jobs which is something that our community really needs”. Aside from achieving positive results for their clients, what makes The Referral Specialists unique is their dedication to helping those that are unemployed and need help. For Calvaneso, it is something he takes to heart.
The Coto de Caza News
NOTICE OF TRUSTEE’S SALE TS No. CA-12-494128-LL Order No.: 120019996-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/28/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LOGAN C O’HARA, A SINGLE MAN Recorded: 2/6/2008 as Instrument No. 2008000054912 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $231,946.75 The purported property address is: 69 BRAMBLE LANE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 939-931-72 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-494128-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-494128-LL IDSPub #0026125 5/4/2012 5/11/2012 5/18/2012
Nearly every Monday for the past 6 years, Calvaneso has been a volunteer at Saddleback Church in Lake Forest, listening to and coaching unemployed people with a smile and an offer of hope. “For our practice reps, we only consider candidates that are unemployed” said Calvaneso. “We are not interested in recruiting people that already have a job and an income. We prefer to support those that do not. It is our way of giving back to the community by helping those in need which is a principle of our faith.” “You would be surprised at the high level of unemployed talent there is out there” said Sandra McElwee, Managing Partner. “One of our practice reps is a senior woman with over 25 years of pharmaceutical sales experience calling on physicians’ offices. She was out of work for over 2 years before joining up with us and has done a great job for our clients”. Not only do the Referral Specialists focus on working with unemployed candidates, but they also do the same for suppliers. “We wanted to apply our faith based principles of helping those in need to all aspects of our business, said Calvaneso”. “Even the caterer we use is trying to generate income through a home based business. What employers need to understand is that being unemployed has nothing to do with talent or quality. We carefully screen our suppliers, looking for skill and quality first. The doctors all rave about her food and she now gets additional business from them”. “We have a stay-at-home mom who makes some of the best toffee you’ll ever taste, right out of her home kitchen. Here again, our clients rave about her toffee and have provided her additional business” said Calvaneso. For his volunteerism in supporting people in transition in 2011, Calvaneso received the Orange County Spirit of Volunteerism Award as part of the leadership team managing Saddlebacks Career Coaching and Counseling program. If you are a physician with a specialty medical practice and are interested in a free consultation to learn more about how The Referral Specialists can help increase referrals from other physicians, visit their website at www. TheReferralSpecialists.com , call them 949-433-1702 or e-mail them at info@get-referred.com.
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
May 4, 2012
The Coto Village Homeowners Association NewsMay 2012 Report The Coto de Caza News is honored that the Village Association has elected to publish the monthly homeowner’s information in our newspaper. Spring cleanup is here Who:Village residents. no contractors, landscapers or business drop-offs What: your trash and unwanted items that haven’t been taken off property . Now’s the time to get rid of oversized items for free. Restrictons:There are restrictions on content-no tires, batteries, paint, acids or oils When : five commercial Dumpsters are being delivered on Friday, May 25 . They will be fully accessible on Saturday, May 26 and Sunday, May 27 from 7:00 AM to 7:00 PM . Where: the Dumpsters will be located at the overflow parking lot at the corner of Via Ortega and a Via Coyote. General Store and Merry Hill Development As you may be aware, the general store and Merryhill Properties at the corner of the Via Pajaro and Via Conejo is for sale. Tom Gabriel, principal of Oxbow, attended the April board meeting to discuss the proposed conceptual plans for this area and answer homeowners questions. They have been working with the County of Orange and other entities to determine if the proposal will be feasible. The investors intend on making a decision on the property by the end of the month. The proposal is to build an assisted living care facility for seniors with the buildings positioned on the rear of the property near the Equestrian center. Buildings will be no more than two stories in height and the trees and landscaping will remain at the roadside. If the project continues, Tom Gabriel has promised to attend future meetings. These meetings will be announced in future newsletters and publications in the Coto de Caza News so that residents can attend and stay informed.
the grass, the front yard, etc. Cigarettes are not only litter, but a fire hazard, please dispose of them properly and responsibly. Street signs As you may have noticed, some of our signs are missing; we are busy performing the sign maintenance. Some are undergoing repair, while others are being replaced. In addition, all of the signage will be painted our standard colors in order to match. In the future if you notice a damaged or missing sign, please contact Merit. Fire hydrants The association has placed our request with Santa Margarita Water District for the fire hydrants to be painted and maintained . Horses For safety reasons, the association is asking the equestrian center to remind riders to stay on the trails and minimize riding on the street. For our Village equestrians please keep this in mind as well. May board meeting Coto Valley Club May 9, 7 o’clock PM All homeowners are welcome and encouraged to attend. By law, the agenda is posted on the corner of Via Ortega and Via Coyote four days prior to the meeting noting meeting plans to be discussed.
Architectural updates And the survey says …. Thanks to all who participated in the architectural committee survey sent out in March. Out of 438 members, 144 responded (33%) Your responses are under review by the committee and their recommendations, based on your input, will be given to the board for review over the next several months. The survey You can help results (except for the free form quesA few small gestures go a long way tions) are included for your review. in keeping the Village looking beauti- Listed below are some of the items ful and maintaining a property values. that the home owners expressed a You can help by doing the following: desire to change. Putting away your trash cans on Monday night . Architectural guidelines survey Picking up after your pet on walks results; around the neighborhood and on the Architectural deposits-majority trails. want fees reduced. Especially for Park in designated areas –not on minor work /repairs. Also, members
wanted the process streamlined to make it easier to submit paperwork . Variances –members feel variances are necessary when reviewing the submittals due to inherent nature and uniqueness of the community and topography. House Colors-Update house color palette to include more earth tones / natural colors. Homeowners want white, red, brown tones and added to the pallette Homeowners want to eliminate salmon, peach, bright colors, and black. Building site coverage-respondents to allow site coverage to increase to 40 percent of lot size, with square footage limited to 4000 square feet. Front yard fountains /water features –majority want to allow . Ornamental animals /garden creatures –majority are not in favor of allowing. Fencing –majority want guidelines updated to limit fencing material only to wrought iron and picket-style fencing on property where required and approved. Greenbelt encroachment survey results The overwhelming number of respondents felt that it should be the obligation of the homeowner to maintain any encroached common area , in addition, the responses were heavily against trampolines, volleyball or bocci ball courts. Please see the full survey responses included in the newsletter to see how your fellow homeowners voted . House Colors online In addition to reviewing those survey responses and working two update the guidelines, the ARC committee has been working with
Dunn-Edwards to create a customized website for the village which will contain our approved color palette. The local Dunn-Edwards store will also have the color palette available for review. You can order from DunnEdwards or take the color samples to the paint retailer of your choice for easy color matching. We hope this is one small step in making the process easier for all parties . Contact information- Community Manager Jaime Moore,CCAM 949)448-8224 FAX 949 448-6538 jmoore@meritpm.com Architectural Compliance Common Area Maintenance David Goldstein (949)448-6O94 Fax 949 448-6516 Board members President, Jason Vallone Vice president, treasurer Jim Evans Secretary, Linda Bundy Member at large, Ken Upton Member of large, Jeff Reuter Blog:www.cotovillageonline.com Website: www.meritconnect.com/ Cotodecazacommunity Guest gate access Web site:www.czmaster.org Support /account creation : Support11@dwellinglive.com 949)858 -2290 Phone numbers CHP street blocking 949 559-7888 Sheriff noise and vandalism 949)770- 6011
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May 4, 2012
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Coto de Caza Legal Notices Trustee Sale No. 245712CA Loan No. 3050750714 Title Order No. 630913 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/26/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/25/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08/31/2005, Book NA, Page NA, Instrument 2005000689737, of official records in the Office of the Recorder of Orange County, California, executed by: TERRENCE MICHAEL HARP AND, CATHY HARP, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $479,967.81 (estimated) Street address and other common designation of the real property: 21 CALLE DEL MAR , Rancho Santa Margarita, CA 92688 APN Number: 814-143-22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face
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meeting. DATE: 4/25/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P943867 5/4, 5/11, 05/18/2012
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How to Save Money on a Wedding Gown Easy Ways to Get a Wedding Dress on a Budget By Zawn Villines Many brides have dreamed about their wedding gown since they were children, so it’s easy to understand how a wedding dress can quickly become the most expensive item in a wedding budget. But you shouldn’t have to drive yourself into debt for a dress you’ll only wear once, no matter how pretty it is. You can save money on your wedding dress if you plan ahead and are willing to invest a little bit of time for a big financial payoff. Go Secondhand Several online marketplaces sell dresses from brides who either didn’t get married or are re-selling their old wedding dresses. These dresses are frequently steeply discounted, and are often still highly trendy. With a good tailor, you can even purchase a dress in a different size or a slightly different cut than you’d prefer. Similarly, vintage dresses are a hot fashion commodity and can save you mega bucks. Start shopping early at Goodwill, secondhand stores and vintage outlets. If you find a dress you love, a good tailor can usually fix small tears and alter the dress to your body. You might even be able to get
a dress for only a few bucks! Vintage dresses are especially good choices for casual weddings because you can simply buy an elegant white dress and add gorgeous jewelry to dress it up for your wedding. Sample Sales Lots of retailers have sample sales a few times a year. Dresses are sold as-is, which means you’ll need to have the dress altered. But these dresses are steeply discounted and have typically only been used as models on mannequins or in advertisements. They are also frequently representative of the latest seasonal trends. Department Stores Many department stores have small bridal sections. You won’t be paying for the look and feel of an expensive bridal boutique and can end up saving hundreds or even thousands of dollars on the dress of your dreams. Early Bird Discounts Tailoring Don’t be shy about asking your A good tailor is your best friend bridal salon for a discount. Many bridal boutiques offer discounts if you when you’re trying to save money on order your dress early or on the same a wedding dress. Consider buying a dress off the rack at a bridal shop and day you try it on.
then taking it to a tailor for alterations. Alternatively, buy a basic, simple dress and have a tailor add lace, pearls and embroidery to dress it up.
Spring & Summer Weddings: What’s Trending This Year By Abby McMillin With all the details that go in to planning a wedding, it’s no surprise that the trends surrounding the ceremonies, dresses, flowers, and centerpieces are getting revamped every year. With more and more couples tying the knot and getting creative this year, there’s no shortage of great trends to keep our eyes on. One Venue for Both the Ceremony & Reception Your guests (and wallet) will be happy about this one! More couples this year are opting to stay in one location for the vows and post-party fun. No need to get back in the car and navigate to where the reception is being held. Also, the bridal party will love not having to be shuffled around, making things like photo shoots much more convenient. With venues like hotels, clubs, and banquet halls, there’s no shortage of indoor or outdoor options. These places often have beautifully manicured grounds, so a ceremony outside can also be possible if the weather cooperates. Detailed Backless Dresses One aspect of the wedding dress that should never be overlooked is the back. While the bride is standing at the altar all eyes are on this portion of her dress-think of all the photos taken during this portion of the ceremony! It might just be the inspiration behind so many brides forgoing the strapless look and focusing on the backless one. With beautiful lace detailing, hand beading, and sheer fabrics, this look is easily achieved and breathes new life into the bridal silhouette.
Contrasting Colors Get ready to see warm autumn hues paired with airy sea shades this year as nontraditional colors take center stage. Wedding themes are drawing upon vintage inspiration and odd color combinations, so expect to see colors like tangerine and sea foam green; peach and celery; or even marigold and plum. My brother and his fiancé are actually considering poppy-red and mint-green! The whole color palette reads like an Instagram album and gives the wedding party a retro feel.
the aisle holding signs reading, “ Here comes the bride! “ Another innovative idea is to have The Rustic Themed Wedding the little pair stand in the foreground holdWhile classic black-tie weddings will never go out of ing a large photo frame with the happy couple style, one trend that’s giving it a run for its money is kissing in the background-simply adorable! the rustic wedding. With many more couples going the DIY route than ever before, it’s not hard to see Say Cheese! why the rustic wedding is so appealing. Complete Last year was all about the photo booths and with wildflowers, outdoor themes, barn reception this trend is holding on strong this year too. In adhalls, and pastoral centerpieces, this trend blends dition, pre-ceremony photo s have been popping heartfelt romance with natural elegance. And the up all over various wedding sites. But here’s the best part is you can really showcase who you are catch: most couples want to stay traditional and as a couple and save a lot of money on things avoid seeing each other before the ceremony, you don’t really care about or need. Get the whole so the trick will be to stay out of sight. I’ve seen bridal party involved in making handmade décor! photos where the couple is blindfolded together, hiding around the corner from one another, or Flower Girls & Ring Bearers laughing on opposite sides of a door. What a These little cuties are being given bigger roles fun thing to do before walking down the aisle! and getting more attention then ever before. Ring bearers have been spotted coming down The Coto de Caza News
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
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The Coto de Caza News
A Fresh Menu At A Great Fixed Price! Prime Cafe and Wine Bar By Ruth White Whether you’re in the mood for a salad, Prime Filet or tuna that has never seen the inside of a freezer or can, Prime Cut Café in the city of Orange is a great choice. But wait… now they’ve given you an even better reason to visit… a terrific bargain. Check out their new fixed price three course dinner menu at only $20 available Monday thru Thursday after 4pm. Start your meal with a choice of fresh, made from scratch soup, deviled eggs, house marinated olives, or choose one of four outstanding salads with house-
Beet and Avocado Salad
Creme Brulee
made dressings. Our choices were the Tomato Bisque and Marinated Beet and Avocado Salad. Both were excellent. Entrée Choices include a fine Filet Mignon Steak sandwich (my choice) accompanied by some of the best fries I’ve had in years… not a fry left behind! There are also roasted to order chickens, a Filet Mignon salad and Short Rib Pasta. I’m a dessert person so I was happy to see some yummy selections which included carrot cake, really good sorbet, a childhood memory: chocolate chip cookies and milk (you won’t find that on many menus) plus my choice, Crème Brulee garnished with strawberries.
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Should you want to explore the regular menu, you’ll find a glorious selection of fresh, quality items from Prime meats to Artisanal cheeses, Prime Rib, smoked in house salmon, house made breads and not a microwave in the place. The prices are very reasonable with almost all entrees under $30 including lobster and many choices under $20. The most expensive entrée is $32.95 which gets you a full pound of prime aged beef. And if you still have room, you’ll want to try their home made from scratch desserts that are baked fresh to order. The atmosphere is comfy oversized
booths, quiet hushed lighting and racks of wine bottles. If you’re a wine lover, you’ll want to check out the wine menu. You can hear your table conversation easily with plenty of room between tables. Will I go back? Yes. Is it worth driving to Orange? Absolutely. Consider it to be a destination restaurant. The reasonable prices are a bonus! Prime Cut Café, 1547 West Katella, Orange, CA 714-532-4300 Sunday - Thursday 11:00 am -9:30 pm Friday and Saturday 11:00 am - 10:30 PM Bar open (drink service only) till 11:00
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May 4, 2012
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May 4, 2012
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ES IN CR OW
SO
ES IN CR OW
LD
Offering approx 4000 sq. ft. with 5 bedrooms and 4 baths. Spacious bonus room could be a 6th bedroom. Beautifully appointed with stone and hardwood floors. Newly remodeled kitchen with granite counters and center island. The yard is complete with pool/spa and built in BBQ area with a cozy fireplace. Nice views and located on a culdesac. 5 Blackhawk $929,000.00
UNIQUE FLOORPLAN
LARGE LOT
Offering approx. 2100 sq. ft with 4 bedrooms and 3 baths. Oversized lot with plenty of room for a pool. New carpet and paint and a tremendous foyer. Vaulted ceilings and sweeping iron staircase. 4th bedroom is an ideal bonus room for the kids. Third car garage is separate and could be a home office. 10411 Vernon $799,000.00
INCREDIBLE HOME
Located on a quiet culdesac close to the park. Offering approx. 3000 sq. ft with 4 bedrooms, 4 baths and a bonus. Spacious floor plan and ready to move in. Beautifully decorated. Large private back yard complete with spa, firepit and outside family room. Don’t miss out on this one! 5 Sugarcane $799,000.00
CHARMING TOWNHOME
Top notch upgrades through out..Excellent floorplan offering approx. 2300 sq. ft. with 3 bedrooms and 3 full baths. Large loft/bonus room could be a 4th bedroom. Large private patio for entertaining. Gorgeous views of the mountains and golf course. Short walk to the country club. 17 Bogey Lane $579,000.00
SO
TA N
LD
GL
LIS NEW TIN G
EW
OO
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UNBELIEVABLE
This home will WOW you from the inside out. Forever views and a culdesac location. Offering approx 5100 sq. ft with 5 bedrooms/ bonus room/private office and 4.5 baths. )Beautifully upgraded and a grand yard which includes a pool and spa. A truly must see property. 18 Tortoise Shell $1,399,000.00
Large corner lot with loads of privacy. This unique floor plan is like nothing you have seen. Very unique upgrades throughout. Marble floors, granite counters, built-ins and shutters. Main floor master bedroom. Office with built-ins, oversized bonus room upstairs. Stunning backyard with pebble tec salt water pool and spa. Built in BBQ and large grass area for the kids. 11 Calle de Princesa $998,000.00
ES IN CR OW
OR SB LL HI CULDESAC LOCATION
May 4, 2012
LIS NEW TIN G
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O
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Where Integrity Meets Excellence TREMENDOUS TANGLEWOOD
Inviting courtyard entrance invites you into this beautiful home offering approx. 3170 sq. ft. 5 bedrooms and 3 bull baths. 4th Offering approx 1800 sq. ft with 3 bedrooms and 3 baths.Beautiful detached home in bedroom would be a great home office or bonus room. Extensive West Park with all the upgrades. Turn key and ready to move into. Hardwood floor- stone flooring, granite counters and gourmet kitchen. Entertainers ing, granite counters, new carpet & paint. Large back yard. Excellent school district. backyard complete with built in BBQ. One of the best family neighborhoods in Coto! 19 Westchester Coto de Caza $770,000.00 14 Palermo Irvine $719,000.00
TRULY AMAZING
Offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Incredible traditional floorplan with all the upgrades.Oversized gourmet kitchen and adjoining family room with large breakfast nook. Private backyard complete with pool/spa, outside family room and built in BBQ. 12 Salinger $1,199,000.00
LIS NEW TIN G
LIS NEW TIN G
LIS NEW TIN G
NEWLY REMODELED
TREMENDOUS TOWN HOME
WHAT A VIEW
FOR LEASE
This one has it all. Large corner lot. Light and Bright with a nice size yard. Offering approx. 1800 sq. ft with 3 bedrooms and 2.5 baths. New carpet, paint, stone and granite. Located close to parks and assoc. pool and spa. 132 Tall Oak $659,000.00
LIS NEW TIN G
ES IN CR OW
ES IN CR OW
Located in Silvercreek. Offering approx 4200 sq. ft with 4 bedrooms and 4.5 baths. Beautiful Located in an exclusive gate guarded neighborhood of Rancho Cielo. Exceptional Tuscan exterior and a wonderful family home. Beautiful pool and spa with cozy fireplace and upgrades through out an entertainers dream backyard. Offering approx. 3200 sq. built in BBQ. Oversized bonus room. Ready to move in now. 32 Hubbard $5,200.00 ft with 5 bedrooms and 3.5 baths. Private office downstairs. Complete with pool/ spa and entertaining bar area. Endless sunset views that will take your breath away. per month 21811 Via Del Lago $659,000.00
COZY CONDO
Charming condo with vaulted ceilings and view balcony. Offering approx. 1200 sq. ft with 2 bedrooms and 2 baths. Light and bright location. Extensive tile floors, new carpet and paint. Cozy kitchen with granite counters and stainless appliances. 50 Vermillion $399,000.00
TUSCAN BEAUTY
Offering approx 2500 sq. ft with 3 bedrooms and 3.5 baths. Large courtyard entry and beautiful views. Newly remodeled with stone floors, carpet and paint. Stunning kitchen with granite counters and stainless appliances. Oversized master suite with large sitting area that could be used as an office. Convenient upstairs laundry. 11 Tuscan Blue $1,299,000.00
VERY EMOTIONAL HOME Offering approx. 3700 sq. ft with 4 bedrooms and 3.5 baths. Private office and convenient upstairs bonus room for the kids that could be converted to two additional bedrooms. Beautifully ugraded top to bottom. Exceptional corner lot location with lush landscaping and privacy. Built in BBQ and room for a pool or spa. 28 Douglas $1,039,000.00
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May 4, 2012
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Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-11-453209-TC Order No.: 5588588 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/2/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LISA ROXANN DOWNER, AN UNMARRIED WOMAN Recorded: 8/9/2005 as Instrument No. 2005000618451 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $325,566.79 The purported property address is: 3 BURLINGAME LN, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 937-87-699 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage
or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-453209-TC . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-453209-TC IDSPub #0027218 5/4/2012 5/11/2012 5/18/2012
Trustee Sale No. 256243CA Loan No. 5303175144 Title Order No. 1064130 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/18/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08/22/2005, Book NA, Page NA, Instrument 2005000659548, of official records in the Office of the Recorder of Orange County, California, executed by: LESLIE R MAHRU AND ELOISE A MAHRU , HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) ACTING SOLELY AS NOMINEE FOR LENDER, AMERICAN MORTGAGE EXPRESS FINANCIAL ITS SUCCESSORS AND ASSIGNS, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $669,916.86 (estimated) Street address and other common designation of the real property: 12 TUMBLEWEED STREET , Trabuco Canyon, CA 92679 APN Number: 779-051-13 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 4/26/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting. com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P941165 4/27, 5/4, 05/11/2012
NOTICE OF TRUSTEE’S SALE TS No. CA-11-453423-RM Order No.: 110313728-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARIA ISABEL FABELA-HAYDEN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 2/14/2006 as Instrument No. 2006000099628 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $254,595.74 The purported property address is: 23441 CAMINITO JUANICO #277, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 934-24-277 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-453423-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-453423-RM IDSPub #0026863 4/27/2012 5/4/2012 5/11/2012
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The Coto de Caza News
T.S. No. 11-16823 APN: 833-043-18 Loan No. 219978153 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: CESAR B. CABRERA AND ANNE R. CABRERA, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 7/31/2007 as Instrument No. 2007000478145 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, Date of Sale:5/17/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. Estimated amount of unpaid balance and other charges: $556,264.14 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 31921 OLD HICKORY ROAD TRABUCO CANYON, California 92679 Described as follows: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST A.P.N #.: 833-043-18 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common
T.S. No. 09-12867-11 Loan No. 7090801296 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: BRUCE R CARLISLE AND MARY M CARLISLE, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 9/25/2006 as Instrument No. 2006000636449 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 5/18/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Amount of unpaid balance and other charges: $584,285.64, estimated Street Address or other common designation of real property: 33106 Southwind Court San Juan Capistrano, CA 92675 A.P.N.: 668-222-29 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 09-12867-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 4/23/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Phone: (949) 720-9200 Foreclosure Dept. Fax (949) 608-0130 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Renae C. Murray, Foreclosure Manager 09-12867-11 DECLARATION TO NOTICE OF SALE AS REQUIRED BY CALIFORNIA CIVIL CODE SECTION 2923.54 (1) The mortgage loan servicer (_X_) has (__) has not [check one] obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date this Notice of Sale is filed. (2) The timeframe for giving notice of sale as specified in subdivision (a) of Section 2923.52 (__) does (_X_) does not [check one] apply pursuant to Section 2923.52 or 2923.55. Stephen Lee Signature Stephen Lee Print Your Name Contract Mgf. Coor Print Your Title OCWEN Loan Servicing, LLC P943407 4/27, 5/4, 05/11/2012
LIEN SALE NOTICE IS HEREBY GIVEN pursuant to Sections 3071 and 3072 of the Civil Code of the State of California, the undersigned, A. C. TOWING, 180 CALLE IGLESIA, SAN CLEMENTE, CA. 92692 will sell at a public sale on MAY 16, 2012 at 10:00 a.m. the following property: CA License#: 5KQD444, Veh ID#: 1FAFP56U15A250B19, Make: FORD, Year: 2005, Model: TAURUS SE Style: 4 DOOR. The Lienholder has the right to bid at the sale. COTO DE CAZA NEWS– 05/04/2012 NOTICE OF INTENT TO SELL ABANDONED PROPERTY left over from Eviction of Property located at 423 South Crest Road, Orange, CA 92868. Notice is hereby given to WILLIAM P. MAHAR and all interested persons that JAMES MAHAR hereby intends to sell the abandoned property herein described.The abandoned property includes, but is not limited to: misc. HOUSEHOLD AND GARAGE ITEMS. The described property will be sold at a public sale, to the highest bidder, 8:00 am on 5/15/2012 at 909 N. Main Street, Santa Ana, CA. You have the right to bid on the property at this sale. The Coto de Caza News – 4/27/2012, 5/4/2012
The Coto de Caza News
designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 11-16823. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 4/19/2012 Law Offices of Les Zieve, as Trustee 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 For Non-Automated Sale Information, call: (714) 848-7920 For Sale Information: (714) 573-1965 or www.priorityposting.com Christine O’Brien, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE P942454 4/27, 5/4, 05/11/2012
NOTICE OF TRUSTEE’S SALE TS No. CA-12-494095-LL Order No.: 1081078 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JEREMIAH FRANKLIN JIMENEZ, A SINGLE MAN Recorded: 4/26/2006 as Instrument No. 2006000280805 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $375,154.94 The purported property address is: 29605 FAIRGLEN COURT, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No. 650-101-52 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-494095-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-494095-LL IDSPub #0026375 5/4/2012 5/11/2012 5/18/2012
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Trustee Sale No.: 20110159902199 Title Order No.: 1022132 FHA/VA/ PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 11/22/2006 as Instrument No. 2006000790797 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JAMES ALEXANDER MCKITTERICK III AND SHIRLEY FRAZIER MCKITTERICK, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 5/29/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23462 CAMINITO SALADO #345 LAGUNA HILLS, CA 92653 APN#: 934-24-345 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $365,022.64. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the
real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20110159902199. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting. com NDex West, L.L.C. as Trustee Dated: 4/25/2012 NDex West, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P941663 5/4, 5/11, 05/18/2012
NOTICE OF TRUSTEE’S SALE TS No. CA-11-487485-AL Order No.: 1048819 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JESSICA SWAIN, A SINGLE WOMAN Recorded: 12/8/2006 as Instrument No. 2006000823890 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $315,420.95 The purported property address is: 19397 CASCADE DRIVE, PORTOLA HILLS AREA, CA 92679-1135 Assessor’s Parcel No. 932-47-116 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-487485-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-487485-AL IDSPub #0025711 4/27/2012 5/4/2012 5/11/2012
NOTICE OF TRUSTEE’S SALE TS No. CA-12-493377-LL Order No.: 120014400-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/7/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHRISTINA C. COSSEY AND PATRICK D. COSSEY, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 8/19/2003 as Instrument No. 2003001000634 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $93,289.44 The purported property address is: 21041 CIMMARON, TRABUCO CANYON, CA 92679 Assessor’s Parcel No. 833-371-38 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-493377-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-493377-LL IDSPub #0025864 4/27/2012 5/4/2012 5/11/2012
May 4, 2012
NOTICE OF TRUSTEE’S SALE TS No. CA-10-411811-RM Order No.: 100764233-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/6/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KEVIN A. DAUGHERTY AND ERIN C. DAUGHERTY, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 12/8/2005 as Instrument No. 2005000981568 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/25/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $327,916.24 The purported property address is: 63 SAN ANGELO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 930-27-246 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE
TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10-411811-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-411811-RM IDSPub #0025938 5/4/2012 5/11/2012 5/18/2012
NOTICE OF TRUSTEE’S SALE TS No. CA-11-452348-RM Order No.: 110308208-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PATRICIA L MALDONADO A SINGLE WOMAN Recorded: 8/29/2006 as Instrument No. 2006000576672 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/11/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $341,180.09 The purported property address is: 2 BUCKTHORN #15, RANCHO SANTA MAR, CA 92688 Assessor’s Parcel No. 933-75-118 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-452348-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-452348-RM IDSPub #0025154 4/20/2012 4/27/2012 5/4/2012
NOTICE OF TRUSTEE’S SALE TS No. CA-11-480882-CT Order No.: 1013943 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/30/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JASON BALLOU AND LEIGH ANN BALLOU, HUSBAND AND WIFE, AS COMMUNITY PROPERTY, WITH RIGHT OF SURVIVORSHIP Recorded: 9/1/2005 as Instrument No. 2005000694067 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $468,053.44 The purported property address is: 25225 AVENIDA TRANQUILA, LAKE FOREST, CA 92630-7024 Assessor’s Parcel No. 939-95-166 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-480882-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-480882-CT IDSPub #0025550 4/27/2012 5/4/2012 5/11/2012
The Coto de Caza News
Page 23
May 4, 2012
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Coto de Caza Legal Notices TS No. CA-11-463537-JB Order No.: 110390774-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/9/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KEN STARNES AND SUSAN STARNES , HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 11/17/2005 as Instrument No. 2005000922146 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 5/23/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $595,755.74 The purported property address is: 10 Spring Harbor , Aliso Viejo, CA 92656 Assessor’s Parcel No. 939-87-417 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com, using the file number assigned to this foreclosure by the Trustee: CA-11-463537-JB. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P938762 4/27, 5/4, 05/11/2012
Trustee Sale No. 11-03557-5 Loan No. 0031111990 APN 617-223-06 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED May 8, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 21, 2012, at 09:00 AM, Doubletree by Hilton Hotel Anaheim Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom, Power Default Services, Inc., as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on May 18, 2006, as Instrument No. 2006000333709 of Official Records in the office of the Recorder of Orange County, CA , executed by: DAVID S DLUZAK AND SANDRA FUHRMANDLUZAK, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 24042 GEMWOOD DRIVE, LAKE FOREST, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 11-03557-5. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $477,562.42 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: 04/24/2012 POWER DEFAULT SERVICES, INC., Trustee By: Fidelity National Title Company, its agent 11000 Olson Drive Ste 101, Rancho Cordova , CA 95670, 916-636-0114 By: John Catching, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com AUTOMATED SALES INFORMATION PLEASE CALL 1800-280-2832 P940150 4/27, 5/4, 05/11/2012
NOTICE OF TRUSTEE’S SALE TS No. CA-11-457766-CT Order No.: 898296 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MATT SMITH AND KRISTEN SMITH HUSBAND AND WIFE AS JOINT TENANTS Recorded: 11/21/2006 as Instrument No. 2006000787017 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/25/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $771,115.17 The purported property address is: 25475 ELDERWOOD, LAKE FOREST, CA 92630 Assessor’s Parcel No. 610-173-06 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER:
The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-457766-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-457766-CT IDSPub #0026152 5/4/2012 5/11/2012 5/18/2012
NOTICE OF TRUSTEE’S SALE TS No. 12-0002350 Title Order No. 12-0004956 APN No. 804-501-53 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/02/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JOEL PUGH AND ROBIN PUGH, HUSBAND AND WIFE AS JOINT TENANTS, dated 03/02/2006 and recorded 3/8/2006, as Instrument No. 2006000151644, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 05/14/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 6 SEACLIFF, COTO DE CAZA, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,169,116.16. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0002350. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.157371 4/20, 4/27, 5/04/2012
Trustee Sale No.: 20110169808466 Title Order No.: 110599880 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 3/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/31/2006 as Instrument No. 2006000210363 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: DAVID N REED, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 5/21/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23412 PACIFIC PARK DRIVE, UNIT 29G, UNIT 29G, ALISO VIEJO, CA 92656 APN#: 931-51-427 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $344,694.50. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction. com for information regarding the sale of this property, using the file number assigned to this case 20110169808466. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction. com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 4/12/2012 P936210 4/27, 5/4, 05/11/2012
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The Coto de Caza News
NOTICE OF TRUSTEE’S SALE TS No. CA-11-428374-TC Order No.: 110107041-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GUILLERMO SILVA AND DANITZA S. SILVA HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 6/15/2007 as Instrument No. 2007000384706 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/21/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $453,135.37 The purported property address is: 25317 VIA VIEJO STREET 74, LAKE FOREST, CA 92630 Assessor’s Parcel No. 933-10-074 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-428374-TC . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-428374-TC IDSPub #0026242 4/20/2012 4/27/2012 5/4/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00562911-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DAVID ANDREW MOORE. Petitioner DAVID ANDREW MOORE aka DANIEL ANDREW MOORE has/have filed a petition with this court for a decree changing name(s) as follows: DAVID ANDREW MOORE aka DANIEL ANDREW MOORE to DANIEL ANDREW MOORE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JUNE 08, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 18, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 4/27/2012, 5/4/2012, 5/11/2012, 5/18/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00563308-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MI KIEU NGUYEN, a Minor. Petitioner(s) MO HUU NGUYEN & HANG THI PHAM, ON BEHALF OF MI KIEU NGUYEN a Minor, has/have filed a petition with this court for a decree changing name(s) as follows: MI KIEU NGUYEN to MIMI KIEU NGUYEN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JUNE 08, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 19, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 4/27/2012, 5/4/2012, 5/11/2012, 5/18/2012
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Coto de Caza Legal Notices Trustee Sale No. : 20110010601381 Title Order No.: 1062413 FHA/ VA/PMI No.: 482165715734 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 3/15/2000. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/23/2000 as Instrument No. 20000150649 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: ALISA D. WOODS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 5/29/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 22895 LEO LANE #55 , LAKE FOREST, CA 92630 APN#: 933-02-055 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $169,263.13. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property
is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20110010601381. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www. priorityposting.com NDex West, LLC as Trustee Dated: 4/25/2012 NDex West, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P941664 5/4, 5/11, 05/18/2012
TS No. CA-10-357725-BL Order No.: 100255097-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/1/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JONATHAN WOLF , A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 2/10/2005 as Instrument No. 2005000109388 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/30/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $904,916.39 The purported property address is: 12 Dove St, Aliso Viejo, CA 92656 Assessor’s Parcel No. 623-402-23 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com, using the file number assigned to this foreclosure by the Trustee: CA-10-357725-BL. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P943779 5/4, 5/11, 05/18/2012
Trustee Sale No. 240118CA Loan No. 3014990018 Title Order No. 299410 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/21/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/25/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 12/05/2007, Book , Page , Instrument 2007000714059, of official records in the Office of the Recorder of Orange County, California, executed by: JESSICA M CHA A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $786,047.66 (estimated) Street address and other common designation of the real property: 25002 WOOLWICH STREET , Laguna Hills, CA 92653 APN Number: 620-302-05 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 4/25/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P943803 5/4, 5/11, 05/18/2012
May 4, 2012
Trustee Sale No. : 20120159900134 Title Order No.: 1079145 FHA/VA/ PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 7/3/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/12/2006 as Instrument No. 2006000463761 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: KEN J. SLINGLAND AND THEA SLINGLAND, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 5/29/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 26 CALLE DEL RIO , RANCHO SANTA MARGARITA, CA 92688 APN#: 81414416 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $745,502.44. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE
TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120159900134. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www. priorityposting.com NDex West, LLC as Trustee Dated: 4/25/2012 NDex West, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P941659 5/4, 5/11, 05/18/2012
HUD # 0484200192 TS# 12-12335-21 NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on 05/17/2004, a certain (Deed of Trust) was executed by Aileen T. Van Laanen, as Trustor in favor of Financial Freedom Senior Funding Corporation, a Subsidiary of Lehman Brothers Bank, FSB, as beneficiary, and Alliance Title Company, as Trustee and was Recorded on 05/21/2004 as Instrument No. 2004000457037, in the office of the Orange County, California Recorder, and WHEREAS, the Deed of Trust was insured by the UNITED STATES SECRETARY OF HOUSING AND URBAN DEVELOPMENT, (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on 10/06/2011, as Instrument # 2011000497218 in the office of the Orange County, California Recorder, and WHEREAS, a default has been made by reason of failure to pay all sums due under the Deed of Trust, pursuant to Paragraph 9 Subsection (i) of said deed of Trust and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable, NOW THEREFORE, pursuant to power vesting in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of us as Foreclosure Commissioner” notice is hereby given that on 5/30/2012 at 09:00 am local time, all real and personal property at or used in connection with following described premises (“Property”) will be sold at public auction to the highest bidder: Commonly known as: 30714 Calle Resplendor, San Juan Capistrano, CA 92675 More thoroughly described as: Lot 73 of Tract No 5496, as per map recorded in Book 218, Pages 47 to 50 inclusive of miscellaneous maps, in the office of the County Recorder of said County. The sale will be held at the following location: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA. Per The Secretary of Housing and Urban Development the estimated opening bid will be $299,462.30. There will be no pro-ration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before the closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making a bid, all bidders except the Secretary must submit a deposit totaling ten percent (10%) of the Secretary’s estimated bid amount, in the form of a cashier’s check made payable to the Foreclosure Commissioner. Each oral bid need not be accompanied by a deposit. If the successful bid is an oral, a deposit of $29,946.23 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a cashier’s or certified check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time with which to deliver the remainder of the payment. All extensions will be fore 9-day increments for a fee of $600.00 paid in advance. The extension fee shall be in the form of certified or cashier’s check made payable to the commissioner. If the high bidder closed the sale prior to the expiration period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of HUD Field Office Representative, offer the property to the second highest bidder to an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as proved herein HUD does not guarantee that the property will be vacant. The amount that must be paid by the Mortgagor, to stop the sale prior to the scheduled sale date is $299,312.20 as of 05/29/2012, PLUS all other amounts that are due under the mortgage agreement. Plus advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents. Plus a commission for the Foreclosure commissioner and all other costs incurred in the connection with the foreclosure prior to reinstatement. Date: 3/19/2012 FORECLOSURE COMMISSIONER: CIMARRON SERVICE CORP, of NEVADA 719 14TH STREET MODESTO, CA 95354 Telephone No. (209) 544-9658 Facsimile No. (209) 544-6119 H.E. COX, President P933406 4/20, 4/27, 05/04/2012
APN: 937-99-780 TS No: CA05002438-11-1S T O N o : 5903194 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/3/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/29/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 03/09/2004 as Instrument No. 2004000189733 of official records in the Office of the Recorder of Orange County, California, executed by SHERMAN G. DAVIS AND NICOLE D. DAVIS, HUSBAND AND WIFE AS JOINT TENANTS., as Trustor(s), in favor of FIRST CAPITAL MORTGAGE CORP. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 4 SHERRELWOOD COURT , ALISO VIEJO, CA 92656 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $338,816.56 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 4/27/2012 TRUSTEE CORPS TS No. CA05002438-11-1S 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Camale Smith, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05002438-11-1S. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P945583 5/4, 5/11, 05/18/2012
ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00560971-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ADAM BEN-BASSAT, a Minor. Petitioner(s) ITZIK MEHL and GALI MEHL, ON BEHALF OF ADAM BEN-BASSAT, a Minor, has/have filed a petition with this court for a decree changing name(s) as follows: ADAM BEN-BASSAT to ADAM MEHL. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on MAY 25, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 11, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 4/13/2012, 4/20/2012, 4/27/2012, 5/4/2012
ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00559136-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the names of FATEMEH KARKHANEHCHIN. Petitioner FATEMEH KARKHANEHCHIN has/have filed a petition with this court for a decree changing name(s) as follows: FATEMEH KARKHANEHCHIN to SHOHREH KARKHANEHCHIN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on MAY 25, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 4, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 4/13/2012, 4/20/2012, 4/27/2012, 5/4/2012
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Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TSG No.: 6448059 TS No.: CA1200239717 FHA/VA/PMI No.: APN:814‑224‑13 Property Address: 51 MILAGRO RCHO STA MARG, CA 92688 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/25/04. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 24, 2012 at 01:30 PM, First American Trustee Servicing Solu‑ tions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 06/02/04, as Instrument No. 2004000493851, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: THOMAS J. DICKENS AND LISA J. DICKENS, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 814‑224‑13. The street address and other common designation, if any, of the real property described above is purported to be: 51 MILAGRO, RCHO STA MARG, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the prop‑ erty to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $378,558.78. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BID‑ DERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/proper‑ tySearchTerms.aspx using the file number assigned to this case CA1200239717. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to at‑ tend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 05/01/12, First American Title Insurance Company First American Trustee Servic‑ ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0200518 05/04/12, 05/11/12, 05/18/12
ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00560596-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ALFREDO CARMONA, a Minor. Petitioner(s) DIANA GONZALEZ, on behalf of ALFREDO CARMONA a Minor, has/have filed a petition with this court for a decree changing name(s) as follows: ALFREDO CARMONA to ALFREDO PEREZ GONZALEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JUNE 08, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 10, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 4/27/2012, 5/4/2012, 5/11/2012, 5/18/2012
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T.S. No. 20110106 LOAN NO.: 1547063/SHAWKEY NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED September 18, 2007 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that UNIONBANCAL MORTGAGE CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by CHRISTOPHER SHAWKEY AND PAMELA A. SHAWKEY, HUSBAND AND WIFE Recorded 9/25/2007 in Book N/A Page N/A Inst. # 2007000582476 , of Official Records in the office of the County Recorder of Orange county, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 3/31/2011 in Book Page Inst. # 2011-000164719 of said Officials Records, will SELL on 5/11/2012 at 9:00 AM: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States) (NOTE: CASHIER’S CHECK(S) MUST BE MADE PAYABLE TO UNIONBANCAL MORTGAGE CORPORATION) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 10 WANDERING RIVER COTO DE CAZA, CALIFORNIA 92679 APN# 755-233-22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,215,893.67. The Beneficiary may elect to bid less than the full credit bid. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal of the note secured by said deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.priorityposting.com regarding the sale of this property, using the file number assigned to this case T.S. No. 20110106. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The mortgage loan servicer, beneficiary, or authorized agent has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 has been met. UnionBanCal Mortgage 8248 Mercury Court. M-520, PO BOX 85416 San Diego, California 92186-5416 858-496-5484 UNIONBANCAL MORTGAGE CORPORATION By: TONI SCANDLYN, ASST. VICE PRESIDENT P938842, 4/20, 4/27, 05/04/2012
NOTICE OF TRUSTEE’S SALE TS No. CA-12-494128-LL Order No.: 120019996-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/28/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LOGAN C O’HARA, A SINGLE MAN Recorded: 2/6/2008 as Instrument No. 2008000054912 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $231,946.75 The purported property address is: 69 BRAMBLE LANE #105, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 939-93 - 1 72 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage
The Coto de Caza News
T.S. No.: 10-41215 TSG Order No.: 100771117-CA-MSI A.P.N. 664-081-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/5/1990. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/14/2012 at 09:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 4/24/1990 as Instrument No. 90-215574 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: RONALD MEYERS AND MARJORIE MEYERS, WHO ARE MARRIED TO EACH OTHER, as Trustor, BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 31587 VIA CRUZADA, SAN JUAN CAPISTRANO, California 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $291,014.87 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 10-41215. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 12/17/2010 The Declaration pursuant to California Civil Code, Section 2923.54 is attached as Exhibit A SERVICER’S DECLARATION TO NOTICE OF SALE PURSUANT TO CALIFORNIA CIVIL CODE SECTION 2923.54 Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is recorded. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52.” I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct Date: August 20, 2010 JP MORGAN CHASE Bank, N.A. By: Jason Taylor Name: Jason Taylor Title: Vice President Date: 4/13/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P941292 4/20, 4/27, 05/04/2012
or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-494128-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-494128-LL IDSPub #0026125 5/4/2012 5/11/2012 5/18/2012
The Coto de Caza News
NOTICE OF TRUSTEE’S SALE TS No. 12-0003094 Title Order No. 12-0005480 APN No. 627-061-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MOHAMED R. ZOLFAGHARI AND MOJDEH N. ZOLFAGHARI, TRUSTEES OF THE MOHAMED R. ZOLFAGHARI & MOJDEH N. ZOLFAGHARI, REVOCABLE TRUST, U/D/T 6/5/2003, dated 08/22/2007 and recorded 8/29/2007, as Instrument No. 2007000535945, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 05/21/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 26872 HIGHWOOD CIRCLE, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,004,344.32. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0003094. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.157229 4/27, 5/04, 5/11/2012 NOTICE OF TRUSTEE’S SALE T.S No. 1328651-15 APN: 629-193-08 TRA: 34-016 LOAN NO: Xxxxx8655 REF: Fettig, Michael IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED January 21, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 24, 2012, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded January 31, 2005, as Inst. No. 2005000076899 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Michael Christopher Fettig and Jennifer Anne Fettig, Husband And Wife As Joint Tenants, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank On the front steps to the entrance of the orange civic Center, 300 E. Chapman Orange, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 22 Key Largo Aliso Viejo CA 92656-6000 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $505,336.90. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1328651-15. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: April 25, 2012. (R-409384 05/04/12, 05/11/12, 05/18/12)
The Coto de Caza News
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NOTICE OF TRUSTEE’S SALE TSG No.: 5960932 TS No.: CA1100235769 FHA/VA/PMI No.: APN:778‑161‑35 Property Address: 3 PEPPER COURT COTO DE CAZA, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/24/04. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 24, 2012 at 01:30 PM, First American Trustee Servicing Solu‑ tions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 06/03/04, as Instrument No. 2004000500691, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: WILLIAM H. ROWE, A MARRIED PERSON,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 778‑161‑35. The street address and other common designation, if any, of the real property described above is purported to be: 3 PEPPER COURT, COTO DE CAZA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, posses‑ sion, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $711,351.07. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auc‑ tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/proper‑ tySearchTerms.aspx using the file number assigned to this case CA1100235769. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to at‑ tend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 04/26/12, First American Title Insurance Company First American Trustee Servic‑ ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0200883 05/04/12, 05/11/12, 05/18/12
APN: 937-88-287 TS No: CA08002841-11-1 T O N o : 6399018 PROPERTY ADDRESS: 23276 ORANGE AVENUE #7, LAKE FOREST, CA 92630 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED February 15, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 15, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on February 28, 2005 as Instrument No. 2005000145416 of official records in the Office of the Recorder of Orange County, California, executed by GUADALUPE BARETE, A SINGLE WOMAN, as Trustor(s), in favor of DOWNEY SAVINGS AND LOAN ASSOCIATION, F.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 23276 ORANGE AVENUE #7, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $297,749.91 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: April 11, 2012 TRUSTEE CORPS TS No. CA08002841-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Ernie Aguilar, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www. priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08002841-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P940349 4/20, 4/27, 05/04/2012
NOTICE OF TRUSTEE’S SALE TSG No.: 6438852 TS No.: CA1200239525 FHA/VA/PMI No.: APN:932‑28‑546 Property Address: 9 CALLE KATRINA RCHO STA MARG, CA 92688 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/31/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 24, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 04/04/06, as Instrument No. 2006000225496, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: ROGER W. BOIVIN AND MURIEL R. BOIVIN, HUSBAND AND WIFE AS JOINT TENANTS,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 932‑28‑546. The street address and other common designation, if any, of the real property described above is purported to be: 9 CALLE KATRINA, RCHO STA MARG, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $540,781.03. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at
a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1200239525. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 05/01/12, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0200505 05/04/12, 05/11/12, 05/18/12
NOTICE OF TRUSTEE’S SALE TS No. CA-11-452348-RM Order No.: 110308208-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PATRICIA L MALDONADO A SINGLE WOMAN Recorded: 8/29/2006 as Instrument No. 2006000576672 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/11/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $341,122.29 The purported property address is: 2 BUCKTHORN, RANCHO SANTA MAR, CA 92688 Assessor’s Parcel No. 933-75-118 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-452348-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-452348-RM IDSPub #0025154 4/20/2012 4/27/2012 5/4/2012 NOTICE OF TRUSTEE’S SALE File No. 7037.73856 Title Order No. 4989148 MIN No. APN 938-08-056 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/20/01. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): RICHARD G. FORSBERG AND MARCIA FORSBERG, HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 11/26/01, as Instrument No. 20010841143, of Official Records of ORANGE County, California. Date of Sale: 05/10/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA The purported property address is: 19 CASCADA, RANCHO SANTA MARGARITA, CA 92688 Assessors Parcel No. 938-08-056 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $107,568.82. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7037.73856. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: April 12, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Monica Woodward, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7037.73856: 04/20/2012,04/27/2012,05/04/2012
May 4, 2012
NOTICE OF TRUSTEE’S SALE TS No. 12-0002469 Title Order No. 12-0004713 APN No. 804-091-75 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/17/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MIGUEL CHAVEZ, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, dated 07/17/2006 and recorded 7/18/2006, as Instrument No. 2006000478281, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 05/15/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 23605 VIA AGUILA, TRABUCO CANYON, CA, 926794132. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $997,283.61. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0002469. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.156840 4/20, 4/27, 5/04/2012 NOTICE OF TRUSTEE’S SALE TS No. 12-0002372 Title Order No. 12-0004637 APN No. 804-424-22 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/02/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JOHN E HINSON, AND VICTORIA A HINSON, HUSBAND AND WIFE AS JOINT TENANTS, dated 03/02/2006 and recorded 3/17/2006, as Instrument No. 2006000177307, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 05/14/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 15 EASTRIDGE, COTO DE CAZA, CA, 926794702. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $784,992.32. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0002372. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.156418 4/20, 4/27, 5/04/201
The Coto de Caza News
Page 29
May 4, 2012
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-11-453209-TC Order No.: 5588588 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/2/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LISA ROXANN DOWNER, AN UNMARRIED WOMAN Recorded: 8/9/2005 as Instrument No. 2005000618451 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $325,566.79 The purported property address is: 3 BURLINGAME LN, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 937-87-699 The land is situated in city of aliso viejo, county of orange state of california, and described as follows: Parcel NO. 1: Unit 30 (the “unit”) as shown and described in the phase 3 condominium plan for camden park (the “plan”) for portions of lots 3 and 4 of tract NO. 15526, which plan was recorded on april 12, 2000, as instrument NO. 00-187619, in official records of orange county, california (“official records”). Excepting therefrom, common area and association property as shown on the condomonium plan. Excepting therefrom its successors in interest and others, together with the right to transfer all or a portion of the same, easements for access, ingress, egress, encroachment, support, maintenance, drainage, use, enjoyment, repairs, and for other purposes, all as shown in the plan and as described in the declaration of covenants, conditions and restrictions and reservation of easements for camden park, which was recorded on march 3, 2000, as instrument NO. 00-115685, as amended by the first amendment to declaration of covenants, conditions and restrictions and reservation of easements for camden park, recorded on may 3, 2000, as instrument NO. 00230416, as may be further amended from time to time (collectively, “declaration”); the notice of addition of territory and supplemental declaration of covenants, conditions and restrictions for camden park (phase 3), which was recorded on may 3, 2000 as instrument NO. 00-230418, (the “phase 3 notice”); the declaration of covenants, conditions and restrictions for aliso viejo community association which was recorded on april 6, 1982, as instrument NO. 82-118353 (“community declaration”); and in the notice of annexation and supplemental declaration for delegate district NO. 66, of aliso viejo community association (A.V.P.A. 20/21) which was recorded on may 27, 1999, as instrument NO. 99-394039 (“community annexation”), all in official records. Further excepting therefrom, the right to enter the unit for a term of twelve (12) months after the recordation date of this grant deed, to complete and repair any improvements or landscaping located thereon as determined necessary by grantor, in its sole discretion, to comply with requirements for the recordation of the map, and to comply with the requirements for applicable governmental agencies. Such entry by grantor shall be preceded by reasonable notice of grantee before such entry. If grantee does not comply with this reservation of right of entry, grantor may enforce the right of entry in a court of law. Grantee shall be responsible for all damages arising out of such breach including attorney fees and court costs. This reservation of right of entry shall automatically expire twelve (12) months after the recordation of this grant deed. Excepting therefrom on hundred percent (100%) of all rights to oil, gas and other hydrocarbon and mineral substances lying under or that may be produced from the above-described land, together with one hundred percent (100%) of all rights to the proceeds therefrom and one hundred percent (100%) of all rents, bonuses and profits accruing therefrom; without, however, any rights including rights of entry in or with respect to any portion of the surface or substance to a vertical depth of 500 feet from the surface as the same may from time to time exist, by deeds recorded september 20, 1976 in book 11908, pages 567 and 568, official records. Excepting therefrom, to the extent not excepted by the foregoing, all minerals, oil, gas, petroleum, other hydrocarbon substances and all underground water in or under or which may be produced from the property which underlies a plane parallel to and 500 feet below the present surface of the property for the purpose of prospecting for, the exploration, development, production, extraction and taking of said minerals, oil, gas, petroleum, other hydrocarbon substances and water from the property by means of mines, wells, derricks or other equipment from surface locations on adjoining or neighboring land or lying outside of the property, it being understood that the owner of such minerals, oil, gas, petroleum, other hydrocarbon substances and water, as set forth above, shall have no right to enter upon the property or any portion
thereof above said plane parallel to and 500 feet below the present surface or the property for any purpose whatsoever, by document recorded may 27, 1999 as instrument NO. 99-394040, official records. Excepting therefrom, for the benefit of grantor, its successors and assigns, together with the right to grant and transfer same, the right to place on, under or across the property, transmission lines and other communications facilities for a complete community cable antenna, television and communications system (“CATV system”), and thereafter to own and convey such CATV system, and the right to enter upon the property to service to service, maintain, operate, repair, reconstruct and replace the CATV system; provided, however, that the exercise of such rights shall not unreasonably interfere with grantee’s reasonable use and enjoyment of the property. Excepting therefrom, for he benefit of grantor and other others, together with the right to grant or transfer all or a portion of the same, nonexclusive easements and rights of access, ingress, egress, maintenance, repair, drainage, encroachment, support and for other purpose, as described in the map (described below), in the declaration, the phase 3 notice, the community declaration and the community annexation. Parcel NO. 2: An undivided one twenty-second (1/22) fee simple interest as a tenant in common in and to the common area described in the plan, which plan encumbers a portions of lot 3 and 4, as shown on a subdivision map of tract NO. 15526 (the “map”) filed on may 7, 1999, in book 784, pages 29 to 31, inclusive of miscellaneous maps, in the office of the orange county recorder. Parcel NO. 3: Exclusive easements appurtenant to parcel NO. 1 and parcel NO. 2 described above for use for utility closet purposes over the portions of the associaiton property as are shown, assigned and described in the plan, and for internal and external telephone wiring designed to serve a single unit. Parcel NO. 4: Nonexclusive easements of access, ingress and egress for sue, maintenance, repair, replacement, drainage, encroachment, support and for other purposes, as described in the declaration, the phase 3 notice, the community declaration, the community annexation and the map. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http:// www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-453209-TC . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan. com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-453209-TC IDSPub #0027218 5/4/2012 5/11/2012 5/18/2012
NOTICE OF TRUSTEE’S SALE TS No. 12-0006861 Title Order No. 12-0013017 APN No. 741-441-11 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/03/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JOEL Z. HORSAGER AND SUSAN C. HORSAGER, HUSBAND AND WIFE AS JOINT TENANTS, dated 08/03/2006 and recorded 8/15/2006, as Instrument No. 2006000545688, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 05/29/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 23 TRANQUILITY PLACE, LADERA RANCH AREA, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,404,207.00. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided
in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0006861. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.157482 5/04, 5/11, 5/18/2012
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NOTICE OF TRUSTEE’S SALE TS No. CA-11-471707-AL Order No.: 968826 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/26/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RUTH ARCE, WHO AQUIRED TITLE AS RUTH J ARCE AN UNMARRIED WOMAN Recorded: 4/13/2007 as Instrument No. 2007000239560 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $400,825.06 The purported property address is: 22822 MESA WAY #1, LAKE FOREST, CA 92630-4643 Assessor’s Parcel No. 932-47-069 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-471707-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-471707-AL IDSPub #0025525 4/27/2012 5/4/2012 5/11/2012
NOTICE OF TRUSTEE’S SALE TS No. CA-11-451973-CT Order No.: 870563 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/24/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ELIZAR P. HIGA JR., A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 8/31/2005 as Instrument No. 2005000690231 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $302,415.81 The purported property address is: 26142 SERRANO CT #21, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-94-021 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-451973-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-451973-CT IDSPub #0025499 4/27/2012 5/4/2012 5/11/2012
T.S. No. 11-5595-11 Loan No. 0012395695 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/20/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: KRISTIN KARN, A SINGLE WOMAN Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 02/25/2004 as Instrument No. 2004000144926 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 5/25/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. Amount of unpaid balance and other charges: $305,268.05, estimated Street Address or other common designation of real property: 26028 SERRANO COURT #102 , LAKE FOREST, CA 92630 A.P.N.: 939-94-102 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 11-5595-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 4/26/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Renae C. Murray, Foreclosure Manager P944977 5/4, 5/11, 05/18/2012
NOTICE OF TRUSTEE’S SALE File No. 7301.27492 Title Order No. 6046078 MIN No. APN 836-581-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/22/04. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Gerald W Hiller and Mary Pat Daly-Hiller, husband and wife as joint tenants Recorded: 09/30/04, as Instrument No. 2004000875640,of Official Records of ORANGE County, California. Date of Sale: 05/17/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 37 VIA BRIDA, RANCHO SANTA MARGARITA, CA 92688 Assessors Parcel No. 836-581-01 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $428,800.87. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure. com or www.Auction.com using the file number assigned to this case 7301.27492. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: April 20, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee David Ochoa, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7301.27492: 04/27/201 2,05/04/2012,05/11/2012
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employment WORK IN COTO DE CAZA, FRIDAYS ONLY. Do you have prior office experience? Great multi-tasker needed to provide assistance to the legal advertising department. Includes heavy phones, faxing, data entry and more. Hours are 8:30-4:30 Fridays only. Fax your resume to 949-589-6429.
Display Advertising Sales Representatives. Experienced ad sales representatives to sell ads for South Orange County’s top 5 weekly newspapers. Weekly draw against commissions, benefits, protected accounts. Experienced only, no trainees. Fax resume in confidence to (949) 589-6429 HOME SERVICES PAINTING/HANDYMAN SERVICES All types of repairs and painting imaginable! I’ve been doing this for almost 40 years so most likely I’ve seen it before. CA ST LIC #439189, Insured, Reliable, Knowledgeable, All work priced reasonably and guaranteed! (949) 614-6521 info@archpainters.com RENT A HUSBAND – Home Repairs. Large and Small Electrical, Plumbing, etc. Local Resident! 949-689-5545 HOUSECLEANING in Coto. Please Call 714-939-6588. Visit our website for more information: www.SPGCleaningServices.com HOME & PROPERTY PROJECT MGR. Home & Small Business Concierge & Organizer, Party & Logistics Planning. Landscape Design & Home Staging. ArtisticLandscapesbyLaurel. com Laurel Lee Aronson 949-427-0964 OSIECKI TILE/STONE installation. 24 years experience. Quality and detailed craftsmanship for installations of showers, tubs, flooring, fireplaces, backsplashes. Lic# 903343. Free Estimates 949-690-4536
legal Notices T.S. NO.: AMP-122096-CA Loan Number: EEM Property Mgt. NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER THAT CERTAIN DEED OF TRUST AND ASSIGNMENT OF RENTS DATED AS OF 10/10/2005 WHICH WAS RECORDED ON OCTOBER 21, 2005 AS INSTRUMENT NUMBER 2005000848209 IN THE OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (THE “DEED OF TRUST”). UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAYBE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 25, 2012, at 9:00 AM, located on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, California Fidelity National Title Company d/b/a Fidelity National Default Services (“Trustee”), as duly appointed Trustee under and pursuant to the Deed of Trust which was executed by EEM Property Mgt., LLC, a California limited liability company (“Trustor”), as Trustor, in favor of CDC Small Business Finance, as Beneficiary (“CDC”). Applied Medical Properties I, LLC (“Beneficiary”) is the current beneficiary under the Deed of Trust. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by Cash, a Cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state): All right, title and interest conveyed to and now held by it under the Deed of Trust in the property situated in Orange County, California, which is described on Exhibit A attached hereto and incorporated herein by this reference, which has been assigned A.P.N.: 805-492-11 (the “Real Property”). EXHIBIT “A” THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF RANCHO SANTA MARGARITA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCEL A: PARCEL 5 OF PARCEL MAP NO. 99-113, AS SHOWN ON A MAP FILED IN BOOK 310, PAGES 1 TO 4 INCLUSIVE, OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM ALL OIL, OIL RIGHTS, MINERALS, MINERAL RIGHTS, NATURAL GAS RIGHTS, AND OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING, THAT MAY BE WITHIN OR UNDER THE PARCEL OF LAND HEREINABOVE DESCRIBED, TOGETHER WITH THE PERPETUAL RIGHT OF DRILLING, MINING, EXPLORING, AND OPERATING THEREFOR AND STORING IN AND REMOVING THE SAME FROM SAID LAND OR ANY OTHER LAND, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THOSE HEREINABOVE DESCRIBED, OIL OR GAS WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE LAND HEREINABOVE DESCRIBED, AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, RETUNNEL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES WITHOUT, HOWEVER, THE RIGHT TO DRILL, MINE, STORE, EXPLORE OR OPERATE THROUGH THE SURFACE OR THE UPPER FIVE HUNDRED (500) FEET OF THE SUBSURFACE OF THE LAND HEREINABOVE DESCRIBED, AS RESERVED BY RANCHO SANTA MARGARITA JOINT VENTURE, IN DEED RECORDED JULY 8, 1998 AS INSTRUMENT NO. 19980435946 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM ANY AND ALL WATER RIGHTS OR INTERESTS IN WATER RIGHTS NO MATTER HOW ACQUIRED BY COMPANY, AND AU. WATER RIGHTS OR INTERESTS IN WATER RIGHTS THAT MAY BE WITHIN, UNDER OR ON THE LAND, WHETHER SUCH WATER RIGHTS SHALL BE RIPARIAN, OVERLYING, APPROPRIATIVE, PERCOLATING, PRESCRIPTIVE OR CONTRACTUAL; PROVIDED, HOWEVER, THAT THE RESERVATION DOES NOT RESERVE ANY RIGHT TO ENTER UPON THE SURFACE OF THE LAND IN THE EXERCISE OF SUCH RIGHTS, AS RESERVED BY RANCHO SANTA MARGARITA JOINT VENTURE, IN DEED RECORDED JULY 8, 1998 AS INSTRUMENT NO. 19980435946 OF OFFICIAL RECORDS. PARCEL B: AN EASEMENT FOR INGRESS AND EGRESS PURPOSES OVER AND ACROSS THAT PORTION OF LOT 2 OF TRACT NO. 13447, AS SHOWN ON A MAP RECORDED IN BOOK 763, PAGES 36 TO 39 INCLUSIVE OF
MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA, INCLUDED WITHIN A STRIP OF LAND 15.00 FEET IN WIDTH, THE SOUTHWESTERLY LINE OF SAID STRIP BEING DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEASTERLY CORNER OF LOT 1 SAID TRACT 13447; THENCE SOUTH 19° 21’ 32” EAST 67.00 FEET ALONG THE NORTHEASTERLY LINE OF SAID LOT 1. THE NORTHEASTERLY LINE OF SAID STRIP TO BE PROLONGED OR SHORTENED SO AS TO TERMINATE NORTHWESTERLY IN THE NORTHWESTERLY LINE OF SAID LOT 2. PARCEL C: EASEMENTS AND RIGHTS AS SET FORTH IN THE SECTION ENTITLED “CERTAIN EASEMENTS FOR OWNERS” OF THE ARTICLE ENTITLED “RIGHTS OF OWNERSHIP AND EASEMENTS” OF THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JULY 2, 1986 AS INSTRUMENT NO. 86-283736 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. PARCEL D: EASEMENTS AS SET FORTH IN THE SECTION ENTITLED “CERTAIN EASEMENTS FOR OWNERS” OF THE ARTICLE “EASEMENTS” OF THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR BROOKHOLLOW BUSINESS PARK-MID TECH INDUSTRIAL RECORDED OCTOBER 21, 1999 AS INSTRUMENT NO. 19990742293 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. COMMONLY KNOWN AS: 30222 ESPERANZA, RANCHO SANTA MARGARITA, CA 926882121 APN: 805-492-11 The Real Property is being sold “as is”. The street address and other common designation, if any, of the Real Property is purported to be: 30222 Esperanza Rancho Santa Margarita, CA 92688-2121 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warrant, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trust created by the Deed of Trust, to-wit: $1,388,817.44 (estimated). Accrued interest and additional advances, if any, will increase the figure prior to sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (877) 393-6812 or visit this Internet Web site: www.priorityposting.com, using the file number assigned to this case [AMP-122096-CA]. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Beneficiary has heretofore executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale, and a Written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the Real Property is located and more than three months have elapsed since such recordation. Dated: April 26, 2012 Fidelity National Title Company dba Fidelity National Default Services 4350 La Jolla Village Drive, Suite 370 San Diego, California 92122 (877) 393-6812 www.priorityposting.com Tom Paschen, Sr. Vice President P945630 5/4, 5/11, 05/18/2012
May 4, 2012
FINISH CARPENTRY. Doors, Crown, Mantels, Stainless Steel Appliances. Pool Spa, Custom ALL Woodwork. 25 years in Coto de Caza and Hardscape. 4 bedrooms plus bonus. Christina Bowen 949-230-1128 RE/MAX References. Patrick Lee 949-887-5534 HOUSECLEANING by Polish Married Couple. Professional, Experienced, Reliable with Local References. Call: 949-701-7494 mandm. housecleaning@yahoo.com The QUIETMAN Handyman Services. Special on Rain gutter cleaning! Home, Yard and Pool maintaince. Affordable and Dependable. References available. Kevin 949-939-7965
$3400 / 3br - Just Reduced! Highly Upgraded - Walk to Beach (San Clemente, CA) This highly upgraded custom 3 Bedroom, 2.5 bath, plus office/utility area has many upgraded fixtures including travertine flooring, custom staircase with rod-iron railing, granite counter-tops, stainless steel Jen Air appliances, custom cabinetry, recessed lighting, beautiful light fixtures, wiring for flat screen in master bedroom & family room and 2 fireplaces and balconies, tank-less water heater and much more! (949) 292-4895
WOOD Specialties – Interior, exterior molding, paneling, door, cabinets, patio covers, decks, $1275 / 2br - Living Too Far Away and Paying Too gates, termite repair. Additions, remodeling. Much? (Newport Beach) Living Too Far Away and Lic#477356 Guy Gates (949) 306-8510 Paying Too Much? A gated community near the
RYAN’S Hauling Service, demolition, trash prestigious Santa Ana Country Club, Palm Mesa pick-up, garage clean up. No job too small. Also Apartments feature first class amenities at coach prices: lush landscaping, heated pool and spa, handyman/odd jobs 949-293-5691
stables Maxwell Stables in Coto, stalls available 12x24 covered stalls, feed & clean twice daily. (949) 858-9700 or 636-3458
RENTAL NEEDED
on-site laundry, well-equipped fitness center, patios, balconies, and courtyards. Easy freeway access means we’re only minutes away from the John Wayne Airport, the shopping centers of South Coast Plaza and Fashion Island, and the sparkling sands of the beach. (714) 546-9860
SLEEPING QUARTER NEEDED for traveling businessman. 8 days/month in exchange for handyman service. Separate entrance preferred. 949-636-1841
HOMES FOR LEASE HIGHLY Upgraded Home with Spectacular 180 degree views. Granite Counter, Stainless Appliances, Wood Flooring, New paint. 3 Bedrooms plus Loft. Call Christina Bowen 949-230-1128 RE/MAX POOL Home, Upgraded with Shutters, Granite,
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