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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

January 30, 2015

JEWELRY

Valentine's Day Just Two Weeks Away


January 30, 2015

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 30, 2015

Cinderella, Opera for Kids! - Pacific Symphony Rossini’s sparkling and humorous operatic retelling of the timeless rags-to-riches tale “Cinderella” is brought to life by Pacific Symphony as part of Family Musical Mornings, presented by Farmers and Merchants Bank. “Cinderella: Opera for Kids!” is an enchanting romantic comedy filled with toe-tapping tunes, colorful characters and splendid orchestration. As part of the Symphony’s operavocal initiative―which includes Bizet’s “Carmen” in February as part of the Classical series―this 45-minute adaptation of Rossini’s “La Cenerentola” is designed to introduce children to the world of opera and the beautiful and powerful instrument of the voice. Led by Assistant Conductor Alejandro Gutiérrez, the orchestra and singers tell the tale of Cinderella, a kindhearted girl living in her stepmother’s castle who longs to escape the cruelty of her vain stepsisters. When the prince announces that he will choose his bride at a glamorous ball, Cinderella seizes the opportunity to take control of her destiny. Complete with all of the enchanting elements that are familiar

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to children and families, Cinderella, with the help of her mice friends, rides to the ball in a magical carriage and leaves her glass slipper for the prince to find. “Cinderella: Opera for Kids!” takes place Saturday, Jan. 31 at 10 a.m. and 11:30 a.m., in the Renée and Henry Segerstrom Concert Hall. Tickets are $20-45 and include a Musical Carnival before or after the show (more below). For more information or to purchase tickets call (714) 755-5799 or visit www. PacificSymphony.org.

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January 30, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Fall in love with local artists and indie crafts people at Art Crawl Experience: Your Arts Desire Anaheim’s ACE is firing up for a Valentine’s Day celebration on February 14th. Attendees to ACE can take a romantic stroll through pop-up galleries beneath the glow of newly installed European market lights which gracefully drape from the majestic Canary Palm Trees along Center Street Promenade. Explore downtown’s restaurants, shops, MUZEO, Center Gallery and Anaheim Packing District to discover over 50 artists, galleries & retail open houses, as well as gourmet food trucks, hand-crafted cocktails, local brews and boutique wines. Indie craftspeople and artists demonstrating their creative process will display truly unique gifts, which will be available for purchase. Anaheim’s newest boutique wine bar, Colony Wine Merchant, and the Anaheim Halloween Parade have teamed up to create a cozy outdoor wine bar, which will be located across from the main stage. Entertainment commences at 6pm on the main stage at the corner of Center Street Promenade and Lemon Street, and includes Space Circus, a

collective of eclectic DJs, as well as a special performance by Spyglass Fire Dancers. Highlights inside of the downtown brick & mortars of this ACE of hearts include a 16-artist collective exhibit titled “Love on the Run” at Domain Photography, Calligraphy demonstrations at MUZEO, artist Lou Gordon at J. Mac Jeweler, music by Communal Contact at Ink & Bean, 2 arts exhibits at Community Gallery, a free showing of the film “Chocolat” at Anaheim Packing District and gourmet dinner specials at over 35 eateries! Art-inary walking maps are available at all locations and at the INFORMATION Booth, presented by Anaheim Arts Council. A free shuttle provided by Anaheim Resort Transportation (ART) makes stops at Domain Photography, MUZEO, Center Street Promenade, Center Gallery and the Anaheim Packing District. As an added bonus, the first 100 single ladies to visit the Information Booth will receive a single stem rose at the, while supplies last.

Admission is free thanks to our sponsors, the Anaheim Arts Council, City of Anaheim’s Cultural and Heritage Commission, Anaheim Packing District and Downtown Anaheim Association. Parking is also free at the Downtown Anaheim parking structures (enter from Oak Street). For more information and a full listing of the evenings festivities, please visit www.ACEAnaheim.

c o m o r w w w. f a c e b o o k . c o m / ArtCrawlExperience. About ACE: Art Crawl Experience (ACE) is Downtown Anaheim’s quarterly art walk, held on the second Saturday of February, May, August and November. ACE was created in 2011 through a collaboration of local artists and community leaders to bring arts and culture to Downtown Anaheim.

State Schools Chief Tom To rlakson Seeks Sponsors for Summer Meal Sites State Superintendent of Public Instruction Tom Torlakson today urged schools, camps, nonprofits, Indian tribal governments, and government offices to become Summer Food Service Program (SFSP) sponsors, so they can provide free meals to underprivileged children. “Low-income children often don’t have access to nutritious school meals during the summer break, which can cause them to lag behind academically when classes start up again in the fall,” said Torlakson. “We need to sign up as many sponsors as possible to provide free meals, so no child will go hungry this summer.” Under SFSP, sponsors are reimbursed for the number of meals served that meet federal meal pattern requirements. Sponsors may also use the funds for operating and administrative costs. The meal sites must be located in areas where at least half the students are low income. The meal sites start operating 15 days after school ends for summer break or when year-round schools are off track. Families can go to any meal site and their children will receive free meals—no questions asked and no income verification is needed. Page 4

Many meal sites may also offer fun activities for children. The California Department of Education (CDE) administers the program in the state for the U.S. Department of Agriculture that is an equal opportunity provider and employer.

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To apply before the June 1, 2015 deadline and to receive training, visit the CDE’s Summer Food Service Program Information - Summer Food Service Web page, call 1-800-9525609, or email sfsp@cde.ca.gov. For tips on how to run successful meal

sites, visit the California Summer Meal Coalition Web site. The CDE will update its Summer Meal Service Sites interactive Web map early this summer to help families locate meal sites or sponsors close to their homes.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

ALSO ON THE WEB COTODECAZANEWS.COM

January 30, 2015

Resolve to Adopt Cost-Cutting Shopping Habits in the New Year

CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Kim Malaletkin Katherine Waterhouse Legal Advertising

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza

The start of the New Year is often a time for resolutions and improvements to your daily lifestyle. While many people vow to lose weight or take a big trip, others might focus on trying to save money in the year to come. There are some easy ways to start saving now and develop smart shopping habits for the remainder of 2015. Plan Weekly/Monthly Meals Instead of impulsively buying produce and other perishable items while grocery shopping, try to make a plan for all your meals that week or month. By only buying what you need, you can save money at the grocery

store and limit the opportunity for food to go to waste. Private Brands Another simple way to save money this year is to make the switch to private or store brands. Many items can be purchased at a fraction of the name brand price, and there is often little or no difference in product quality. For instance, Dollar General offers many private brand items at affordable prices with a satisfaction guarantee, which can help you to cut back on expenses without sacrificing quality. Digital Coupons You can score truly great deals

by clipping coupons, but doing so can be a time consuming process. New digital alternatives can make the process less painstaking. One example is Dollar General’s digital coupon program, which lets users create a profile where they can pin the coupons most relevant to them. You can have instant savings on your cell phone or computer for items you use the most, without ever touching a newspaper or pair of scissors. This new year, resolve to make a few small changes to your shopping habits that can create big savings in the long run! (StatePoint)

News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper

A diamond is a chunk of coal that becomes brilliant under pressure. ~Henry Kissinger

to place legal and public notices for the South Orange County Judicial District.

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January 30, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Measles Continues to Spread in Orange County Orange County now has sixteen confirmed cases of measles. Ten of the reported measles cases in Orange County, along with others throughout California and in other states, are connected to visiting Disneyland or Disneyland California Adventure Park in December. The source of the infection for the four most recent cases is not known; they were not exposed at Disneyland and had no known contact to any of the confirmed Disney-associated cases. The identification of four measles cases with acquisition from unknown community contacts indicates exposure to measles is more widespread throughout the county. The Health Care Agency expects that the measles outbreak will continue to spread, so all should be aware of the signs and symptoms of measles. Health officials remind the public that the best way to prevent the measles is by getting vaccinated. Measles is a highly contagious and potentially severe disease that causes fever, rash, cough, and red, watery eyes. Children too young to be immunized, pregnant women and people with compromised immune systems are at the greatest risk for severe illness. Measles spreads very

easily by air and by direct contact with an infected person. People are contagious from approximately four days before the rash appears through four days after the rash appears. Anyone suspecting they have measles should CALL their medical provider BEFORE arriving at the medical office to avoid exposing others to the measles virus. Protect Yourself and Family from Measles: • Children should receive their first

MMR vaccine at 12-15 months of age. The second dose of MMR is given at 4 to 6 years of age before going to school. • Vaccinating children, adolescents and adults is the best way to protect infants who are too young to receive the MMR vaccine. • Vaccinations are very safe. The benefits far outweigh any risks. Side effects are usually mild, such as soreness where the shot was given. • Measles is found in many parts

of the world, including Europe, Asia, Africa, and the Middle East. Vaccination before traveling is recommended. • Measles vaccine is widely available in the community, and free and low-cost vaccinations are available. A complete list is available at www.ochealthinfo.com To learn more about measles, visit the Centers for Disease Control and Prevention or the Orange County Health Care Agency.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 30, 2015

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January 30, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Governor Brown Sworn In, Delivers Inaugural Address

Govenor Jerry Brown Governor Edmund G. Brown Jr. took the oath of office as Governor of California and delivered his inaugural address in the Assembly Chamber. The address serves as the Governor’s constitutionally required annual report to the Legislature. Members of the Legislature, the Judiciary, Constitutional Officers, the extended family of my pioneering ancestors and fellow Californians: An inauguration is always a special occasion but today it is particularly special as I think about that day 40 years ago when my father and mother watched me take the oath as California’s 34th governor. It is also special because of how far we have come in the last four years. Then, the state was deep in debt $26 billion and our unemployment rate was 12.1 percent. Now, the state budget, after a decade of fiscal turbulence, is finally balanced more precariously than I would like but balanced. California has seen more than 1.3 million new jobs created in just four years and the unemployment rate has dropped to 7.2 percent. Thanks goes to the Legislature for cutting spending, the economy for recovering and the people for voting for temporary taxes. We also have the people to thank for Propositions 1 and 2, which save water and money and prepare us for an uncertain future. These are measures that nearly every Democrat and Republican voted to put on the ballot and nearly 70 percent of voters ultimately approved. And I’m proud to report that as a result, by the end of the year, we will be investing in long overdue water projects and saving $2.8 billion in the state’s new constitutionally protected Rainy Day Fund. And we’re not stopping there. Soon we will make the last payment on the Page 8

$15 billion of borrowing made to cover budget deficits dating back to 2002. We will also repay a billion dollars borrowed from schools and community colleges and another $533 million owed to local governments. California has made bold commitments to sustain our environment, help the neediest and build for our future. We are leaders in renewable energy and efficiency; we have extended health care to millions; we are transforming our educational and criminal justice systems; we are building the nation’s only high-speed rail system; we raised the minimum wage; we are confronting the drought and longer-term water issues; and last, but not least, we have enacted real protections for our hardworking immigrants, including the issuance of long-awaited driver’s licenses. In 2011, we were handed a mess and through solid, steady work, we turned it around. While we have not reached the Promised Land, we have much to be proud of. As I embark upon this unprecedented fourth term as governor, my thoughts turn to a time long ago when I first entered this chamber, January 5, 1959, for my father’s inauguration. I sat there in front of the rostrum, next to my 81-yearold grandmother, Ida Schuckman Brown, feeling awkward in my priestly black suit and Roman collar. My perspective was different then. The previous August, as a young Jesuit living in what was then a pre-Vatican II seminary, I had taken vows of poverty, chastity and obedience. To me, the boisterous crowd, the applause, the worldliness of it all was jarring. That was 56 years ago, yet the issues that my father raised at his inauguration bear eerie resemblance to those we still grapple with today: discrimination; the

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quality of education and the challenge of recruiting and training teachers; the menace of air pollution, and its danger to our health; a realistic water program; economic development; consumer protection; and overcrowded prisons. So you see, these problems, they never completely go away. They remain to challenge and elicit the best from us. To that end, over the next four years and beyond we must dedicate ourselves to making what we have done work, to seeing that the massive changes in education, health care and public safety are actually carried out and endure. The financial promises we have already made must be confronted honestly so that they are properly funded. The health of our state depends on it. Educating the next generation is fundamental to our collective well-being. An issue that has plagued our schools for decades is the enormous barrier facing children from low-income families. When my father was governor, he sought to remedy the wide inequities among different school districts by calling for equalization of funding. His efforts were not successful. Now decades later we have finally created a much fairer system of school funding, called the Local Control Funding Formula. Under the provisions of this law, state funds are directed to school districts based on the needs of their students. Districts will get significantly more funds based on the number of students from foster care, low-income families and non-English-speaking parents. This program also breaks with decades of increasing centralization by reducing state control in favor of local flexibility. Clear goals are set, and their enforcement is entrusted to parents and local officials. This puts California in the forefront of educational reform. After years of underfunding and even borrowing from our local schools, the state now has significantly increased its financial support for education. Next year schools will receive $65.7 billion, a 39 percent increase in four years. The tasks ahead are daunting: making sure that the new system of local control works; recruiting and training tens of thousands of teachers; mastering the Common Core Curriculum; and fostering the creativity needed to inspire students. Teachers need to be held accountable but never forget: they have a tough job to do. They need our encouragement, not endless regulations and micromanagement from afar. With respect to education beyond high school, California is blessed with a rich and diverse system. Its many elements serve a vast diversity of talents and interests. While excellence is their business, affordability and timely completion is their imperative. As I’ve

said before, I will not make the students of California the default financiers of our colleges and universities. To meet our goals, everyone has to do their part: the state, the students and the professors. Each separate institution cannot be all things to all people, but the system in its breadth and diversity, through real cooperation among its segments, can well provide what Californians need and desire. Along with education, health and human services constitute a major part of what state government does. And in the past few years we have made massive commitments in this area, which will require increasing levels of spending, the full extent of which is not yet known. For example, two years ago California embraced the Affordable Care Act, dramatically increasing its health insurance coverage under the Medi-Cal program. The state will enroll 12.2 million people during this new budget year, a more than 50 percent increase. Providing the security of health coverage to so many Californians who need it is the right thing to do. But it isn’t free. Although the federal government will temporarily foot much of the bill, new state costs now and more so in the future will run into the billions. Another major state responsibility is our system of crime and punishment. And here too, I will refer to my father’s 1959 address. He worried then about California’s “dangerously overcrowded prisons.” He talked about identifying “those prisoners who should never be released to prey again on an innocent public,” but he also said, “we should also determine whether some prisoners are now kept confined after punishment has served its purpose.” We face these same questions today: what purposes should punishment serve and for how long should a person be confined to jail or prison for a few days, a few years or for life? In response to a large increase in crimes beginning in the 1970s, the Legislature and the people through ballot initiatives dramatically lengthened sentences and added a host of new crimes and penalty enhancements. Today, California’s legal codes contain more than 5,000 separate criminal provisions and over 400 penalty enhancements, an arcane and complex mix that only the most exquisitely trained specialist can fathom. And funding has grown proportionately: during the 1970s we had 12 prisons holding fewer than 30,000 prisoners and corrections spending was only 3 percent of the budget; our system then grew to a peak of 34 prisons, with an inmate population of 173,000, eating up more than 10 percent of our budget dollars. Continued on page 22


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 30, 2015

Coto de Caza Volunteer Pamela Petersen Sets the Tone for Ocean Institute 2015 Jazz Festival Leading the Festival Committee to Success The smooth tones of the 2015 Ocean Institute Jazz Festival aren’t the only thing that’s hot in Dana Point. Dedicated Coto de Caza resident Pamela Petersen has put in close to 200 hours of volunteer time on the Jazz Festival committee to help bring the Ocean Institute’s 2015 Jazz Festival to life this year. From auction items to restaurants to gourmet Chefs to lining up the talent, she has cheerfully performed miracles for this year’s Jazz Festival, and it shows. Because of her efforts, Rick Braun and Friends Elliott Yamin, and Norman Brown perform on Friday and Saturday. Hot salsa jazz band DW3 takes the stage at Sunday’s Encore Performance. Proceeds from the Jazz Festival benefit the Ocean Institute to help fund their hands-on educational programs and workshops for children age K-12. Limited tickets are still available from $75.00 - $500.00 per person, depending upon day and event at www.oijazzfestival.com or call 949-496-2274, ext. 337 for more information or ticket purchase. Using the ocean as the classroom, the Ocean Institute inspires children to learn. The Ocean Institute has become nationally known for its handson marine science, environmental education and maritime history programs. More than 115,000 K-12 students and 6,000 teachers annually participate in the Institute’s 61 awardwinning, immersion style programs.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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January 30, 2015

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January 30, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

The Dream Guild of Juvenile Diabetes Research Foundation Holiday Luncheon Raises $44,000 Carolyn Ausman, James Cueva with Ashley Duva The Orange County chapter of Juvenile Diabetes Research Foundation or JDRF, with generous support from Gucci, hosted a three course lunch with wine pairings at South Coast Plaza’s Charlie Palmer which raised more than $44,000 in support the Orange County chapter of JDRF. The event was chaired by Jennifer Condas and Christina Ferguson. After welcoming the crowd, Dream Guild President Pamela Lowry introduced the Yule T1De Girls, Caroline Brewster and Katherine Hellmers. They spoke about their journey meeting each other, both living with T1D – and how they came to the idea of selling mistletoe. They were cute as button and told everyone the money they raise is to support research to “Kiss Diabetes Goodbye”. The T1D in the way they spell YuleT1De stands for T1D (type one diabetes). Guests were able to peruse the silent auctions pieces which included Saint Laurent and Nancy Gonzales handbags, the ultimate birthday party at TopShop LA, and a $2,500 shopping trip to Oscar del la Renta. Opportunity tickets were also sold for the many items up for grabs. During lunch, James Cueva, Store Director for Jaeger-LeCoultre helped announce 2014 Committee: Dream Guild President, Pamela Lowry, Jodi Salerno, the winners and each time he did, it was apparent that joy and excitement Co-Chair Christina Jenkins, Co-Chair Jennifer Condas, Beth Bidna were in the air! Roughly 50 items were included in the Opportunity Drawing which of course got many squeals and cheers from the winning ticket holders. Items that some lucky winners walked home with were award winning wines, the Dream Guild Champagne baskets, designer fashion items, South Coast Plaza shopping sprees, beauty products, fashions, dining experiences, and more. The highlight Opportunity Drawing was the GUICCI bright diamante yellow leather luggage set was won by Yvonne Moyano. Lunch at Charlie Palmer’s at Bloomingdale’s South Coast Plaza included for starters a Market Green Salad with fresh saved apple, baby tomato, pistachio, oregano vinaigrette. The main course was a choice of either Mary’s Farm Chicken with wild mushroom risotto with poultry jus or a Grilled Salmon with Meyer lemon caper vinaigrette, Brussel sprouts with fingerling potatoes (I picked the Grilled Salmon – YUM!). Delectable desserts included a Trio of Dessert: tiramisu parfait, blood orange gelato, panna cotta with seasonal berries and of course wine and champagne flowed throughout with Buvet Rose, Grand Ballon, and Trios Voylles Cab being the beverage of choice. Yule T1De Girls Caroline Brewster and Katherine Hellmers The mission of the Dream Guild is to build a friendly, cohesive group of women who will help increase JDRF’s presence in the community through exciting and fun events to help raise funds to cure diabetes. The Dream Guild is a membership organization whose annual signature event include the Holiday Luncheon and Spring Fling membership event in May. JDRF is the leading global organization funding type 1 diabetes (T1D) research. JDRF’s goal is to progressively remove the impact of T1D from people’s lives until we achieve a world without T1D. JDRF collaborates with a wide spectrum of partners and is the only organization with the scientific resources, regulatory influence, and a working plan to better treat, prevent, and eventually cure T1D. As the largest charitable supporter of T1D research, JDRF is currently sponsoring $530 million in scientific research in 17 countries. In 2012 alone, JDRF provided more than $110 million to T1D research. More than 80 percent of JDRF’s expenditures directly support research and researchrelated education. In 2012 Forbes magazine named JDRF one of its five All-Star charities, citing the organization’s efficiency and effectiveness. For Michelle Horrowitz enjoying the The Dream Guild of JDRF Holiday more information, please visit jdrf.org. Luncheon Page 12

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 30, 2015

HOW FAST WILL YOUR HOME BE SOLD?

sOld the same day!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ SOLD THE SAME DAY That the ad appeared in the Coto de Caza News” “ SOLD THE SAME WEEKEND The ad was in the Coto de Caza News” “SOLD IN THREE DAYS After the ad appeared in Coto de Caza News” “SOLD WITHIN THE SAME WEEK The ad was in the Coto de Caza News” “BUYERS CAME IN WAVING Our ad that was in the Coto de Caza News”

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.

FaCt:93% of all homes sold within 90 days of listing were advertised in the Coto de Caza news

Liven Up Game Time When it’s time to watch the big • Gingersnaps or molasses-spice game, kick the party up a notch with cookies. foods that will keep the party going • Snickerdoodle cookies. from kickoff to post-game interviews. • Vanilla ice cream with cinnamon These ideas from Bob Evans will topping. keep fans satisfied throughout the • Cheesecake brownie bites with season: raspberry sauce. Dips and Appetizers: Finger foods For more ways to liven up your made more fun with a little extra zip. game-time food, visit www.bobevans. • Sausage con queso dip – Spicy com. sausage, cheese and your favorite 7-Layer Taco Dip salsa – a tasty combo with just the Prep time: 15 minutes right amount of heat. Cook time: 10 minutes • 7-layer taco dip – Made with Makes: 8 servings Bob Evans Original Roll Sausage, 1 pound Bob Evans it’s zesty, it’s cheesy and it’s tasty. Original roll sausage Just don’t forget the tortilla chips for 1 can (16 ounces) refried dipping. beans • Spicy meatballs – Serve on their 1 can (4.5 ounces) own or in a hoagie bun. chopped green chiles • Wings – Jerk, Buffalo, or 1 package (1.25 ounces) barbecued. Have plenty of extra taco seasoning mix napkins. 1 container (16 ounces) Sides: Skip the same old stuff and sour cream spice things up. 1 jar (11 ounces) salsa • Corn on the cob with chipotle lime 1 can (6 ounces) sliced butter. black olives • Jalapeño cornbread. 1 large tomato, diced • Smokin’ hot baked beans. 1 bunch green onions, Desserts: Sugar and spice – how chopped very, very nice. 2 cups (8 ounces) shredded

Mexican cheese blend Tortilla chips In large skillet over medium heat, crumble and cook sausage until browned. Stir in beans, chilies and taco seasoning mix. Spread sausage mix into 7 x 11-inch serving dish. Top with sour cream, then salsa. Sprinkle olives, tomato and onion on top. Cover with cheese.

Serve immediately with chips. Refrigerate leftovers. Whether you’re hosting a watch party, or headed to a tailgate, having the right foods for the big game is crucial. Use these appetizer, side dish and dessert ideas to kick game time up a notch and try this recipe for a delicious dip that will be the hit of the season.

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January 30, 2015

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local Dentist Dr. Michael Tessier Discusses Sleep Problems including Snoring and Sleep Apnea

22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org

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Snoring, or noisy breathing while asleep affects slightly more men than women. There are several reasons for this, including Dr. Michael Tessier flabby tissue in the throat, loose or long soft palates, or obstructed nasal passages. Sleep apnea or the temporary cessation of breathing is a result of some of that redundant tissue or the base of the tongue covering the wind- pipe. Snoring and sleep apnea prevent a good, deep night’s sleep, which can lead to a sleepy day, even narcolepsy which causes people to fall completely asleep during the work day. Undue stress on the heart can also be a result of a poor night’s sleep. According to a Yale University study published in the New England Journal of Medicine has found that obstructive sleep apnea can triple the risk of stroke or death. 4% of adult men and 2% of adult women in this country suffer from the malady, including, according to a 2003 study of three hundred players, about 14% of the National Football League. While there are surgical procedures used today to cut away redundant tissue and open up the breathing passage

NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier

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not everyone needs surgery to fix this problem.. Alternatively, I make a noninvasive removable oral appliance (like a retainer) that comfortably repositions the lower jaw forward, thereby clearing the base of the tongue away from the windpipe minimizing breathing restrictions to give you more oxygen while you are sleeping. I have tried several designs, both on myself and patients with similar problems, and have finally found THE WINNER. My wife and my neighbors, and all the patients for whom I’ve made this appliance and their neighbors, are very grateful. We all awaken more refreshed in the morning because we got a more profound, more restful nights sleep. Incidentally, a patient told me today that in a hospital sleep study he had 168 sleep apnea episodes without the appliance, and seventeen episodes with it. Also, he had a seventeen per cent reduction in blood oxygen while sleeping without the appliance, and only a three per cent reduction with it. If your sleep habits are disturbing other people, before going the surgery route, a call to Dr. Tessier’s Office for a complimentary consultation appointment may be in order. Dr. Michael Tessier’s office is located at 28562 Oso at the intersection of Oso and Antonio parkway in the center near the carwash and Starbucks. The telephone number is 949-459-7212.

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coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert. Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890 Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages Tuesday – Thursday 4pm – Midnight Friday – Saturday 4pm - 1am Sunday 11am – Midnight

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.5518 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads. Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

22302 El Paseo Ste I, RSM 949.459.7900 Embarcadero California Bistro Embarcadero hosts an innovative menu featuring small plates, signature salads, steaks, seafood, short ribs, and entrees with a new twist. We also boast a full bar featuring specialty mojitos, martinis, and an extensive wine list. RESTAURANT HOURS Sunday-Thursday 5pm - 9pm Thursday-Saturday 5pm - 10pm BAR HOURS Open daily, 5pm Close

22332 El Paseo, RSM 949.709.2266 Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

22205 El Paseo Ste A, RSM 949.858-0581

Page 16

The Coto de Caza News

G u id e

Neighborhood Grill & Salad Bar Neighborhood Grill features open flame entrees-shish kabobs, gyros and charbroiled sandwiches. To complement their menu they serve homemade Baklava and Häagen Dazs ice cream. Mon-Fri 11am – 8pm Saturday 12pm – 8pm

29941 Aventura Ste 1, RSM 949.635.3131 Panera Bread Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino Open daily at 4:30pm

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225 Rice & Spice Thai Cuisine Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining. Across from Saddleback Church

27412 Portola Pkwy, Foothill Ranch 949.340.2055 Uncorked wine bar Uncorked in RSM offers delicious tapas, excellent wine, and great ambience. There are very few tables so the space feels intimate and cozy. Thursday night wine tasting they served dates stuffed with goat cheese wrapped in prosciutto. . . amazing! The Humboldt Fog on the Artisanal Cheese Plate is a new favorite and the crab cakes never disappoint. The Sommelier is knowledgeable and the staff very friendly.

22342 El Paseo,Rancho Santa Margarita, CA 92688 949.589.1156 Wan Fu Chinese Gourmet

22411 Antonio Pkwy Ste C 949.459.7676

Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

San Giovanni’s Ristorante

30642 Santa Margarita Pkwy, RSM 949.589.8028

Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Selma’s Chicago Style Pizzeria Pizza & Sandwiches Open 11am daily (Sundays at 9am)

30461 Avenida De Las Flores Ste B, RSM 949.709.8165 Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

Trabuco Oaks Steakhouse Steaks, Prime Rib, Lobster. Home of the famous “2-pound steak.” Relax while you sip one of our sumptuous wines or cocktails or a frosty beer.

20782 Trabuco Oaks Rd, Trabuco Canyon 949-586-0722

Wood Ranch BBQ & Grill Mon-Fri at 4pm Sat & Sun at 11:30am

22352 El Paseo, RSM 949.888.1100

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com


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January 30, 2015

Score a Tailgate Touchdown

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Are you ready for some football? The best thing about football, besides watching the game of course, is tailgating with delicious food and tasty drinks. So before settling in to watch your favorite team toss the pigskin, roll out some goodies that will score extra points with friends and family. These entertaining ideas from Wilton will ensure you don’t cause a delay of game by rushing and fumbling around your tailgate. Whether hosting fans at home or celebrating at the stadium, start by drafting a roster of easy-to-prepare snacks like chips and salsa or veggies with dip. Just make sure to have a yummy variety to hold ravenous receivers over until halftime. Now for the tailgate MVP: mini pulled pork sandwiches. This tiny take on a familiar favorite makes for perfect handoffs to your hungry crowd. Here’s the game plan: • Homemade pulled pork is easy. Just marinate pork shoulder in a spicy-sweet mustard mixture, then cook slowly until fork-tender. • While the pork cooks make homemade buns. The Wilton Whoopie Pie Pan makes perfect petite buns for the pork. Kick off the process with frozen bread dough rolls and accent with a sprinkling of sesame seeds before baking. Assemble the sandwiches, or set out the fixings and fans can help themselves. Top off with pickles and pennant-shaped picks. • Run out the game clock with Chocolate Kicker Cereal Treats, a surefire way to bring your team to the end zone. For the football-shaped Chocolate Kicker Cereal Treats recipe and other tailgating ideas, visit www.wilton.com. Mini Pulled Pork Sandwiches For Pork: 1 onion, chopped

6 cloves garlic, peeled 1 jalapeño pepper, seeded and chopped 3/4 cup apple cider vinegar 1/2 cup ketchup 1/3 cup molasses 1/4 cup Dijon mustard 2 teaspoons Worcestershire sauce 2 teaspoons chili powder 2 teaspoons paprika 1 tablespoon salt 4 pounds pork shoulder roast, trimmed of excess fat 1 quart water In bowl of food processor, combine all ingredients except pork and water; process until smooth. Pour over pork shoulder, turning to coat on all sides. Marinate at least 3 hours or overnight. In large pot, mix pork, marinade and water. Bring to simmer over low heat. Cook covered 2-1/2 to 3 hours or until pork pulls apart easily with a fork, turning meat every half hour. Remove pork from pot; shred. Meanwhile, over high heat, reduce sauce by 2/3 or until slightly thickened. Pour over shredded pork and toss to coat. For Rolls: 12 frozen bread dough rolls, thawed according to package directions 1 egg, lightly beaten with 1 tablespoon water 2 tablespoons sesame seeds Preheat oven to 350°F. Prepare Whoopie Pie Pan with vegetable cooking spray. Place one thawed roll in each cavity; spray lightly with cooking spray and cover with plastic wrap. Let sit in a warm area 30 minutes or until doubled in size. Press down dough lightly to fill whoopie pie cavity. Brush with egg wash and sprinkle with sesame seeds. Bake 1518 minutes or until light golden brown. Makes about 12 mini sandwiches.

Expires 2-28-15

Expires 2-28-15

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February 14th

2 for Tuesdays 2 Large Pizzas 2 Toppings 2 GO $20.00

Wine Wednesdays 40% Off Bottles of Wine No Glut w Serv ing en Past Free P iz a& Rav za, ioli

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ARCTIC CHAR OSCAR king crab / hollandaise / potato puree / asparagus

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Come in, sit down, you’re family at, San Giovanni Ristorante Special Events * Full Service Catering www.sangiovanni.us 31931 Dove Canyon Drive Hours: Dove Canyon, CA 92679 Open Daily (949) 589-1900 5:00 pm - 9:00 pm

Phone: (949) 340-2055 • Fax: (949) 340-0095 27412 Portola Pkwy • Foothill Ranch, CA 92610 w w w. U r b a n G r i l l a n d W i n e B a r. c o m

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The Coto de Caza News is

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Where every newspaper counts

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

people love to read

MUCH MORE EFFECTIVE GREAT BIG RESPONSE from readers who can afford your Very Best! Our readers have money to spend and time to spend it. Call today!

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NY CHEESE CAKE fresh berries OLD FASHION CHOCOLATE CAKE vanilla bean ice cream REGULAR MENU ALSO AVAILABLE

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Dessert (Choose one)

January 2, 2015

Let’s Get Lean

In 2015!


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THURSDAY IS

WEEKLY DRINK SPECIALS IN OUR BAR & LOUNGE

LADIES NIGHT at EMBARCADERO CALIFORNIA BISTRO NOW OPEN IN RANCHO SANTA MARGARITA’S EL PASEO SHOPPING CENTER!

BRING YOUR LADY OR MEET ONE HERE

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All night long Thursday evening in our Bar & Lounge. LIVE MUSIC TROY RITCHIE (previously a contestant on the voice) Playing every Thursday for the month of December Open 7 days a week. Lunch 11am-4pm. Dinner service begins at 4pm. HAPPY HOUR: 4pm-6pm every day Monday - Sunday

EMBARCADERO CALIFORNIA BISTRO

Located in the EL Paseo Plaza at 22332 EL Paseo in Rancho Santa Margarita 92688

(949)-709-2266

January 30, 2015

Valentine’s Day AT TRABUCO OAKS STEAKHOUSE

MAKE YOUR RESERVATONS TODAY FOR THAT SPECIAL SOMEONE. VALENTINES WEEKEND. FRIDAY THROUGH SUNDAY. FEBRUARY 13-15, 2015

Valentine’s Weekend Specials SERVED WITH SALAD, GARLIC BREAD, WESTERN BEANS, AND ONE COMPLEMENTARY GLASS OF WINE PER ENTRÉE

COWBOY $60 32 oz. Top Sirloin (Good Enough for Two) 8 oz. TOP SIRLOIN & LOBSTER $50 8 Oz. Filet Mignon & Jumbo Shrimp $50 KANSAS CITY RIB $40 16 Oz. Mesquite Grilled Rib Eye Center Cut Rustler $46 12 oz. Filet Mignon For Reservations Call: (949) 586-0722 directions to trabuco oaks steakhouse, take rancho santa margarita parkway to plano trabuco, left, down the hill past rose Canyon Cantina and next right on trabuco Oaks drive. from the 5 freeway take el toro to Cooks Corner or live Oak make a right, take it for 4.3 miles pass the fire station and make a left and it will be the second building on the right.

for Office parties, Birthdays, family reunions and anniversaries. please contact: reyes gallardo for detailsOR REYESGALLARDO925@GMAIL.COM

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Resolve to Learn More about Wine in 2015 Have you always wanted to learn about wine? In 2015, consider expanding your knowledge of wine as a great New Year’s resolution. Christopher Silva, CEO of St. Francis Winery in Sonoma, CA, offers the following tips for wine newbies and enthusiasts alike to get started on getting to know wine better in 2015: • Join a club. A wine club, either through specifically one winery or company that features an international selection, is a great way to have a variety of hand-picked, quality wines delivered to your doorstep. Whether you decide to stick with one varietal or try many, a wine club can cater to your wishes or help you expand your horizons wisely. • Take notes. Sipping on some vino? Record your impressions of the flavors in a “wine diary.” Remember to clear your palate first with something neutral, such as crackers. You’ll know whether to revisit the wine in the future, as well as learn to become more mindful of what you’re drinking. • Seek variety. For a broad overview of wine, it’s important to become familiar with the major varietals, which for white wines include Chardonnay and Sauvignon Blanc, and for red wines, Merlot, Cabernet Sauvignon and Zinfadel. Here are three new wines to try this year: Versatile as an aperitif or with a variety of seafood and light meats, St. Francis Sonoma County Sauvignon Blanc 2013 is a refreshing vintage wine with a clean, crisp structure and aromas of citrus, kiwi and mango with a touch of lime. Next up, St. Francis Sonoma County Cabernet Sauvignon 2011 has a rich, complex flavor and body. The wine’s firm structure, generous tannins and depth of color complement classic aromas and flavors of black currant, cassis, dusty cocoa

and tobacco. This wine is an excellent companion to aged blue cheese, braised or grilled beef and roast pork with fruit. Looking for an American classic? Try Zinfandel and St. Francis Sonoma County Old Vines Zinfandel 2012, which is made from dry farmed old vines to ensure concentrated flavor. Aromas of boysenberry, clove and cinnamon are followed by flavors of mixed berries, red licorice, tobacco leaf and mulling spices. Pair with barbecued ribs and pasta Bolognese. • Travel. Go right to the source and consider

planning a trip to wine country. Many vineyards host tours, have tasting rooms and offer education programs. A winery is also a great place to find top notch wine pairings. For example, the St. Francis` Wine & Food Pairing program, awarded the “Number One Restaurant in America” by OpenTable, is a seated, multicourse pairing hosted by wine experts. Find out more at www. stfranciswinery.com. By resolving to explore the world of wine, you can make everything from casual weeknight meals to festive parties, more delicious in 2015. (StatePoint)

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Governor Brown Sworn In, Delivers Inaugural Address

Govenor Jerry Brown Continued from page 8. Four years ago, the United States Supreme Court held that our prisons were unconstitutionally overcrowded and imposed strict capacity limits, far below the number of inmates that were then being held. Clearly, our system of crime and punishment had to be changed. And through the courts, the Legislature and the voters themselves, a number of far-reaching reforms have been enacted. The biggest reform is our realignment program, which places tens of thousands of lower-level offenders under county supervision. More recently, a federal three-judge panel ordered further measures to reduce prison overcrowding. And the voters, through Propositions 36 and 47, modified our criminal laws to reduce the scope of the Three Strikes law and change certain felonies into misdemeanors. All these changes attempt to find less expensive, more compassionate and more effective ways to deal with crime. This is work that is as profoundly important as it is difficult, yet we must never cease in our efforts to assure liberty and justice for all. The task is complicated by our diversity and our divisions and, yes, by shocking disparities. Since time immemorial, humankind has known covetousness, envy and violence. That is why public safety and respect for law are both fundamental to a free society. As we oversee these important changes to education, health care and public safety, we must not lose sight of our long-term liabilities. We have to face honestly the enormous and ever growing burden of the many commitments we have already made. Among these are the costs of pensions and retiree health care, the new obligations under the Affordable Care Act, the growing government costs of dealing with our aging population, bonded indebtedness and the deferred maintenance on our roads and other Page 22

infrastructure. These specific liabilities reach into the hundreds of billions of dollars. My plan has been to take them on one at a time. We have now taken steps to deal with the unfunded teachers’ pensions and those of the public employees. For the next effort, I intend to ask our state employees to help start pre-funding our retiree health obligations which are rising rapidly. We must also deal with longstanding infrastructure challenges. We are finally grappling with the long-term sustainability of our water supply through the recently passed Proposition 1 and our California Water Action Plan. Equally important is having the roads, highways and bridges in good enough shape to get people and commerce to where they need to go. It is estimated that our state has accumulated $59 billion in needed upkeep and maintenance. Each year, we fall further and further behind and we must do something about it. So I am calling on Republicans and Democrats alike to come together and tackle this challenge. We came together on water when many said it was impossible. We came together – unanimously – to create a solid Rainy Day Fund. We can do it again. Finally, neither California nor indeed the world itself can ignore the growing assault on the very systems of nature on which human beings and other forms of life depend. Edward O. Wilson, one of the world’s preeminent biologists and naturalists, offered this sobering thought: “Surely one moral precept we can agree on is to stop destroying our birthplace, the only home humanity will ever have. The evidence for climate warming, with industrial pollution as the principal cause, is now overwhelming. Also evident upon even casual inspection is the rapid disappearance of tropical forests and grasslands and other habitats where most of the diversity of life exists.” With these global changes,

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he went on to say, “we are needlessly turning the gold we inherited from our forebears into straw, and for that we will be despised by our descendants.” California has the most far-reaching environmental laws of any state and the most integrated policy to deal with climate change of any political jurisdiction in the Western Hemisphere. Under laws that you have enacted, we are on track to meet our 2020 goal of onethird of our electricity from renewable energy. We lead the nation in energy efficiency, cleaner cars and energy storage. Recently, both the SecretaryGeneral of the United Nations and the President of the World Bank made clear that properly pricing carbon is a key strategy. California’s cap-and-trade system fashioned under AB 32 is doing just that and showing how the market itself can generate the innovations we need. Beyond this, California is forging agreements with other states and nations so that we do not stand alone in advancing these climate objectives. These efforts, impressive though they are, are not enough. The United Nations’ Intergovernmental Panel on Climate Change, backed up by the vast majority of the world’s scientists, has set an ambitious goal of limiting warming to 2 degrees Celsius by the year 2050 through drastic reductions of greenhouse gases. If we have any chance at all of achieving that, California, as it does in many areas, must show the way. We must demonstrate that reducing carbon is compatible with an abundant economy and human well-being. So far, we have been able to do that. In fact, we are well on our way to meeting our AB 32 goal of reducing carbon pollution and limiting the emissions of heat-trapping gases to 431 million tons by 2020. But now, it is time to establish our next set of objectives for 2030 and beyond. Toward that end, I propose three ambitious goals to be accomplished within the next 15 years: 1. Increase from one-third to 50 percent our electricity derived from renewable sources; 2. Reduce today’s petroleum use in cars and trucks by up to 50 percent; 3. Double the efficiency of existing buildings and make heating fuels cleaner. We must also reduce the relentless release of methane, black carbon and other potent pollutants across industries. And we must manage farm and rangelands, forests and wetlands so they can store carbon. All of this is a very tall order. It means that we continue to transform our electrical grid, our transportation system and even our communities. I envision a wide range of initiatives: more distributed power, expanded

rooftop solar, micro-grids, an energy imbalance market, battery storage, the full integration of information technology and electrical distribution and millions of electric and low-carbon vehicles. How we achieve these goals and at what pace will take great thought and imagination mixed with pragmatic caution. It will require enormous innovation, research and investment. And we will need active collaboration at every stage with our scientists, engineers, entrepreneurs, businesses and officials at all levels. Taking significant amounts of carbon out of our economy without harming its vibrancy is exactly the sort of challenge at which California excels. This is exciting, it is bold and it is absolutely necessary if we are to have any chance of stopping potentially catastrophic changes to our climate system. California, since the beginning, has undertaken big tasks and entertained big ideas. Befitting a state of dreamers, builders and immigrants, we have not hesitated to attempt what our detractors have called impossible or foolish. In the last four years, in the last 40 years, yes ever since Gaspar de Portola in 1769 marched along the King’s Highway, California has met adversity with faith and courage. We have had setbacks and failures, but always in the end, the indomitable spirit of California has triumphed. Through it all, through good times and bad, California has been blessed with a dynamism and historic trajectory that carries each generation forward. Whether the early explorers came for gold or God, came they did. The rest is history: the founding of the Missions, the devastation of the native people, the discovery of gold, the coming of the FortyNiners, the Transcontinental Railroad, the founding of great universities, the planting and harvesting of our vast fields, oil production, movies, the aircraft industry, the first freeways, the State Water Project, aerospace, Silicon Valley and endless new companies and Nobel Prizes. This is California. And we are her sons and daughters. Yes, California feeds on change and great undertakings, but the path of wisdom counsels us to ground ourselves and nurture carefully all that we have started. We must build on rock, not sand, so that when the storms come, our house stands. We are at a crossroads. With big and important new programs now launched and the budget carefully balanced, the challenge is to build for the future, not steal from it, to live within our means and to keep California ever golden and creative, as our forebears have shown and our descendants would expect.


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January 30, 2015

How to Get a Part-Time Job as an NFL Cheerleader Break into the World of Professional Cheerleading

Many a young boy and his parents dream of him playing professional football one day, but how many parents plan on their daughter becoming a professional cheerleader for an NFL team? NFL cheerleaders get to tour the country and be famous too. On a TV show following the Dallas Cowboys cheerleader training camp, you can see that the NFL cheerleaders are also taught correct etiquette, poise, and even have to learn a little grammar. In addition, being a professional cheerleader is only a part-time job, so you can hold another job, go to school, or even be a mother at the same time. In fact, the Washington Redskins requires that you have a full- or part-time job, are attending college, or have a family in order to audition, emphasizing that this is a part-time job. Finding an Audition Find a team holding cheerleading auditions near you and register. You can find out about this by picking a team that plays near you, and searching for their cheerleading squad’s website online. You must be at least 18 years old to be accepted to an audition with the Dallas Cowboys, but 21 to audition for the Carolina Panthers. Most teams require that candidates have a high school diploma or GED. The auditions will take up several days, especially if you do well and progress through each round to the next. Keep this in mind when scheduling. Audition dates for NFL cheerleaders vary from squad to squad. The Dallas Cowboys

Cheerleaders hold their auditions in April, while the New England Patriots Cheerleaders have auditions at the end of March. Looking the Part The Dallas Cowboys cheerleading website claims that they do not have specific height and weight requirements to try out, but that the woman’s body should “look well-proportioned in dancewear.” An advertisement for the New England Patriots cheerleader try-outs specifies that they do have set requirements for height and weight. On the TV show about their training camp, however, they kicked off girls who did not photograph well, and took it upon themselves to fix hair and make-up style as they saw fit. You may have all the dance and cheerleading skills they could hope for, but if you don’t fit the image of a professional cheerleader, you don’t have a chance. What they’re looking for Dancing Talent Practice those high kicks and splits-these are some of the essential skills needed for become an NFL cheerleader. You also need to be able to pick up a new routine pretty quickly, as learning and performing one will probably be part of the audition. Most of the cheerleading squads are more dancing than the traditional cheerleader tumbling. However, some try-outs offer optional tumbling auditions if you do have these skills and want to show them off.

If you have the time and money, invest in some dance classes. The Dallas Cowboys cheerleaders offer classes to “prep” for their auditions. This may give you an advantage during auditions. What they’re looking for Personality Most auditions include some form of personal interview. Of course, how well you look and dance is probably far more important than this, but don’t take it lightly. NFL Cheerleaders are exposed to a lot of press, have to meet children and fans, and represent the team well. They have to make sure that their cheerleaders can present themselves well when talking to the public, and won’t pull any crazy stunts that will get bad press. They also want someone who will be easy to work with. So here, watch your manners and be nice! After Auditions - You’re not in yet After auditions, the candidate field is narrowed down. These lucky ones will go on to training camp, but more will need to be cut. The few weeks of training camp allows the judges to get to know the women’s personalities and dancing style better, and see who the best fit for the team is. If you get cut during this round, don’t get down! If you made it that far, you have some talent, and you probably got some feedback. If you still dream of being an NFL cheerleader, listen to that feedback, work on improving, and head out to the next auditions! The Coto de Caza News

Page 23


January 30, 2015

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How to Teach Kids About Money

by Andrea Aker Take Charge America Offers Tips for Teaching Kids About Money Nonprofit credit counseling agency shares seven techniques for teaching the value of a dollar Most parents know it’s important to teach their kids about money, but it’s easier said than done for today’s children, many of whom sport pricey smartphones, head phones and other gadgets with no real understanding of the costs involved. “Many children have no inkling of the value of a dollar,” said Mike Sullivan, director of education for Take Charge America, a national nonprofit credit counseling and debt management agency. “Technology has made it easy for kids to make purchases on their phones or tablets linked to mom’s credit card, but they don’t really know where the money comes from. It’s up to parents to teach kids about money before they enter the real world and the stakes are higher.” Sullivan offers seven tips for teaching children about money: 1. Teach by example. Parents who are careless with money are more likely to raise children who share their attitudes about finances. However, kids whose parents are responsible with their spending will grow up understanding the value of a dollar. 2. Demonstrate the work-money connection. Many parents lavish their children with toys and expensive gifts with no strings attached, but kids who earn money through chores, save up for expensive purchases, and learn the concept of delayed gratification will be properly prepared when they enter the real world. 3. Don’t use money as a reward. Children should not feel entitled to money as a result of good behavior. Page 24

Grown-ups don’t earn $2 for eating all of their carrots or brushing their teeth. Parents should set basic expectations for children’s behavior – without any promise of payment – and provide money in exchange for chores and other work. 4. Develop early budgeting skills. As your kids acquire money from chores, birthdays and other gifts, help them budget upfront. Create three jars labeled Spend, Save and Give. Each time they receive money, they must choose how to allocate that money themselves. Help them stick to the plan when it comes to spending and saving to drill in the money management lesson. 5. Open a savings account. Parents can teach their children the basics of banking by helping them open savings accounts in their own names. Kids will learn important financial lessons by watching their accounts grow or shrink depending on how they manage their money. 6. Encourage older teens to get a job. Teens are less likely to be cavalier with money when they understand what it takes to earn it. A job outside the home can teach teens responsibility, discipline and time management. 7. Try an object lesson. Parents can use a time-tested technique to teach their kids the concept of discipline, saving and interest. Give children one chocolate, candy or other treat and tell them they can eat it now, or wait a few hours to earn two treats. Studies show that kids who learn how to delay gratification experience greater happiness and success in life. For more financial tips and download money-management lesson plans for elementary-aged students, visit the Take Charge America Education Library.

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Coto de Caza News Legal Notices Trustee Sale No. : 00000004737530 Title Order No.: 7301404654-70 FHA/VA/PMI No.: 0092944938 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/13/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/19/2005 as Instrument No. 2005000388507 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: PAUL E. RUBIO, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 03/02/2015 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 8 CRUCILLO, RANCHO SANTA MARGARITA, CALIFORNIA 92688 APN#: 833-304-32 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $598,351.43. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000004737530. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 01/19/2015 NPP0240931 To: COTO DE CAZA NEWS 01/30/2015, 02/06/2015, 02/13/2015

Trustee Sale No. : 00000004797520 Title Order No.: 7301403327-70 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/03/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/20/2007 as Instrument No. 2007000255225 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: GEORGE W ALCALDE AND MARINA ALCALDE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 02/20/2015 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM ORANGE COUNTY 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 24731 LA CRESTA DRIVE, DANA POINT, CALIFORNIA 92629 APN#: 682-114-04 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,040,369.58. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000004797520. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 01/19/2015 NPP0240946 To: COTO DE CAZA NEWS 01/30/2015, 02/06/2015, 02/13/2015

APN: 601-241-84 TS No: CA08004506-14-1 TO No: 140019195-02 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED May 17, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On March 2, 2015 at 09:00 AM, Auction.com Room, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on May 25, 2005 as Instrument No. 2005000401939 of official records in the Office of the Recorder of Orange County, California, executed by CASEY B. LIKENESS, A SINGLE MAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for BARRINGTON CAPITAL CORPORATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 28 CARRELAGE LANE, LAKE FOREST, CA 92610-2332 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $548,727.90 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the

payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address www.Auction.com for information regarding the sale of this property, using the file number assigned to this case, CA08004506-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: January 23, 2015 MTC Financial Inc. dba Trustee Corps TS No. CA08004506-14-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: AUCTION.COM AT 800.280.2832 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Order No. CA15-000138-1, Pub Dates 01/30/2015, 02/06/2015, 02/13/2015


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Coto de Caza News Legal Notices APN: 804-621-48 TS No: CA01000458-14 TO No: 95306149 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED April 12, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On February 20, 2015 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, Special Default Services, Inc., as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on April 26, 2005 as Instrument No. 2005000316203 of official records in the Office of the Recorder of Orange County, California, executed by BRIAN H BUKOSKY AND DEBBIE HUBAUD-BUKOSKY HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), NATIONAL CITY BANK as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST AND ALL RELATED LOAN DOCUMENTS The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 4 ELKADER, DOVE CANYON, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $229,950.64 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA01000458-14. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 1/26/2015 Special Default Services, Inc., as Duly Appointed Successor Trustee TS No. CA01000458-14 17272 Red Hill Avenue Irvine, CA 92614 (844) 706-4182 Lisa Rohrbacker, Trustee Sales Officer SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 SPECIAL DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1129127 1/30, 2/6, 02/13/2015

APN: 617-302-46 TS No: CA08000249-14-1 TO No: 140420867-CA-VOI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED January 20, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On February 24, 2015 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on February 1, 2006, as Instrument No. 2006000072093, of official records in the Office of the Recorder of Orange County, California, executed by LESLIE A AYALA AND FRANK AYALA, WIFE AND HUSBAND AS JOINT TENANTS, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for BARRINGTON CAPITAL CORPORATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 23931 JARROW LANE, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $593,313.21 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08000249-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: January 23, 2015 MTC Financial Inc. dba Trustee Corps TS No. CA08000249-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Order No. CA15-000126-1, Pub Dates, 01/30/2015, 02/06/2015, 02/13/2015

APN: 616-271-06 T.S. No. 008950-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 5/9/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 2/19/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 5/14/2008, as Instrument No. 2008000231334, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: GLORIA QUINTANA, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 22131 PADOVA LAGUNA HILLS, CA 92653-1850 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $410,137.10 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of

Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 008950-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117 Lot 91 of Tract No. 7371, in the City of Laguna Hills, County of Orange, State of California, as per map recorded in Book 284, Pages 26 through 35 of Miscellaneous Maps, in the office of the County Recorder of said County. 1/30/2015, 2/6/2015, 2/13/2015

January 30, 2015

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-627937-CL Order No.: 730-1404019-70 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/18/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BRIAN CRAIG RHYNES, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 5/27/2011 as Instrument No. 2011000266127 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 2/20/2015 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $579,293.65 The purported property address is: 11 WAYFAIRE, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No.: 780-051-76 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http:// www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-627937-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-627937-CL IDSPub #0076768 1/30/2015 2/6/2015 2/13/2015

Loan No. DIRECT RISK MANAGEMENT RESS Order No. 75502 A.P. NUMBER 780-201-04 NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY [PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.] YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 4/19/2013, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 2/20/2015, at 09:00 AM of said day, On the front steps to the entrance of the Orange Civic Center, 300 East Chapman Avenue, Orange CA, RESS Financial Corporation, a California corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by Direct Risk Management, LLC, a California Limited Liability Company recorded on 05/01/2013, in Book n/a of Official Records of Orange County, at page n/a, Recorder’s Instrument No. 2013000262786, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 10/16/2014 as Recorder’s Instrument No. 2014000420396, in Book n/a, at page n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: Lot 69, Tract 15582, per Book 771, pages 18 through 22, Miscellaneous Maps The street address or other common designation of the real property hereinabove described is purported to be: 7 Radiance Lane , Rancho Santa Margarita, CA 92688 . The undersigned disclaims all liability for any incorrectness in said street address or other common designation. Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said obligations at the time of initial publication of this Notice is $420,575.30. NOTE: The Beneficiary may be contacted directly at (949) 280-4336 In the event that the deed of trust described in this Notice of Trustee’s Sale is secured by real property containing from one to four singlefamily residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee’s sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 75502. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: January 20, 2015 RESS Financial Corporation, a California corporation, as Trustee By: Bruce R. Beasley, President 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800) 343-7377 FAX: (951) 270-2673 Trustee’s Sale Information: (714) 573-1965 www.priorityposting.com P1128418 1/30, 2/6, 02/13/2015

TSG No.: 12-02335367-T TS No.: CA1400260966 FHA/VA/ PMI No.: APN: 649-721-05 Property Address: 17 SEABRIDGE ROAD LAGUNA NIGUEL, CA 92677 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 02/19/2015 at 01:30 P.M., VERIPRISE PROCESSING SOLUTIONS LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/23/2005, as Instrument No. 2005000220231, in book NA, page NA, , of Official Records in the office of the County Recorder of ORANGE County, State of California, executed by: EDWARD MORALES, AN UNMARRIED MAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 649-721-05 The street address and other common designation, if any, of the real property described above is purported to be: 17 SEABRIDGE ROAD , LAGUNA NIGUEL, CA 92677 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $796,733.18. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused

said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1400260966 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: VERIPRISE PROCESSING SOLUTIONS LLC 750 Hwy 121 BYP STE 100 Lewisville, TX 75067 VERIPRISE PROCESSING SOLUTIONS LLC IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0240978 To: COTO DE CAZA NEWS 01/30/2015, 02/06/2015, 02/13/2015

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The Coto de Caza News

Page 27


January 30, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices Trustee Sale No. : 00000004342226 Title Order No.: 8427449 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/17/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/24/2007 as Instrument No. 2007000335154 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: GERALD C. REGNER AND AMOR C. REGNER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 02/05/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 195 MONTANA DEL LAGO DR, RANCHO SANTA MARGAR, CALIFORNIA 92688 APN#: 930-831-99 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $795,227.04. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 00000004342226. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 01/12/2015 NPP0240565 To: COTO DE CAZA NEWS 01/16/2015, 01/23/2015, 01/30/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-14-637466-CL Order No.: 140187126-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/1/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JEANNE E. MORLETT WHO ACQUIRED TITLE AS JEANNE E. COBB Recorded: 11/9/2006 as Instrument No. 2006000756358 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 2/6/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $236,132.64 The purported property address is: 108 SANTA BARBARA CT, FOOTHILL RANCH, CA 92610-2495 Assessor’s Parcel No.: 930-56-310 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-637466CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-637466-CL IDSPub #0075650 1/16/2015 1/23/2015 1/30/2015

Trustee Sale No. : 00000004600268 Title Order No.: 140164162 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/17/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/23/2007 as Instrument No. 2007000116169 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: SONJA LEE WENTZEL AND KORY WENTZEL, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 02/05/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 25221 LONGWOOD LANE, LAKE FOREST, CALIFORNIA 92630 APN#: 614-421-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $775,106.53. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that

there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 00000004600268. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 01/08/2015 NPP0240435 To: COTO DE CAZA NEWS 01/16/2015, 01/23/2015, 01/30/2015

Page 28

The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices Trustee Sale No. 14-00328-2 Loan No: 22-067307-9 APN 650-341-15 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED September 17, 2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On February 5, 2015, at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA., FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on September 30, 2003, as Instrument No. 2003001200159 of Official Records in the office of the Recorder of Orange County, CA, executed by: MARC J. SPIZZIRRI AND CANDEE C. SPIZZIRRI, AND THEIR SUCCESSOR(S), AS TRUSTEES OF THE SPIZZIRRI FAMILY TRUST, ESTABLISHED UNDER THE DECLARATION OF TRUST DATED NOVEMBER 11, 1997, as Trustor, in favor of FIRST REPUBLIC BANK, as Beneficiary, and any modifications thereto are collectively referred to herein from time to time as the “Deed of Trust”, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 14-00328-2. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 30721 HUNT CLUB DRIVE, SAN JUAN CAPISTRANO, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $758,856.98 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: January 5, 2015 FIDELITY NATIONAL TITLE INSURANCE COMPANY, TRUSTEE 14-00328-2 11000 Olson Drive, Suite 101 Rancho Cordova, CA 95670 916-636-0114 Sara Berens, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714573-1965 P1126867 1/16, 1/23, 01/30/2015

Order No: 05920455 L TS No: L14-06013 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN, DATED 3/27/2014. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that Witkin & Neal, Inc., as duly appointed trustee pursuant to that certain Notice of Delinquent Assessment and Claim of Lien (hereinafter referred to as “Lien”), recorded on 4/2/2014 as instrument number 2014000123340 in the office of the County Recorder of Orange County, California, and further pursuant to the Notice of Default and Election to Sell thereunder recorded on 8/20/2014 as instrument number 2014000336997 in said county and further pursuant to California Civil Code Section 5675 et seq. and those certain Covenants, Conditions and Restrictions recorded on 3/5/1984 as instrument number 84-092424, WILL SELL on 2/6/2015, 9:00 A.M. On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. at public auction to the highest bidder for lawful money of the United States payable at the time of sale, all right, title and interest in the property situated in said county as more fully described in the above-referenced Lien. The purported owner(s) of said property is (are): Michael Chapman and Martha C. Chapman, Husband and Wife as joint tenants. The property address and other common designation, if any, of the real property is purported to be: 4 Shale, Coto de Caza, CA 92679, APN 755-253-10. The undersigned trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is: $6,606.78. The opening bid at the foreclosure sale may be more or less than this estimate. In addition to cash, the trustee will accept a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union or a check drawn on state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or the endorsee as a matter of right. Said sale shall be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Lien, advances thereunder, with interest as provided in the Declaration plus the fees, charges and expenses of the trustee. THIS PROPERTY IS BEING SOLD IN AN “AS-IS” CONDITION. This communication is from a debt collector. Witkin & Neal, Inc. is attempting to collect a debt and any information obtained will be used for that purpose. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER AND ALL OTHER INTERESTED PARTIES: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714573-1965 or visit this Internet Web site: www.priorityposting. com using the file number assigned to this case L14-06013. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. IMPORTANT NOTICE: Notwithstanding anything to the contrary contained herein, the sale shall be subject to the following as provided in California Civil Code Section 5715: “A non judicial foreclosure sale by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption. The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale.” Dated 12/24/2014 Witkin & Neal, Inc. as said Trustee 5805 SEPULVEDA BLVD., SUITE 670 SHERMAN OAKS, CA 91411 (818) 845-8808 By: Susan Paquette Trustee Sales Officer THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. P1125428 1/16, 1/23, 01/30/2015

T.S. No.: 14CA-T069 Notice Of Trustee’s Sale Order No.: 8508577 (The below statement is made pursuant to CA Civil Code Section 2923.3 (d)(1). The Summary will be provided to Trustor(s) and/or owner(s) only, pursuant to CA Civil Code Section 2923.3 (d)(2).) You Are In Default Under A Deed Of Trust Dated February 28, 2013. Unless You Take Action To Protect Your Property, It May Be Sold At A Public Sale. If You Need An Explanation Of The Nature Of The Proceeding Against You, You Should Contact A Lawyer. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: William F. Berleen, Jr., An Unmarried Man Duly Appointed Trustee: Bergstrom Law, Ltd. Recorded March 7, 2013 as Instrument No. 2013000141597 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: February 10, 2015 at 3:00 PM Place of Sale: Front entrance to Civic Center, 300 East Chapman Avenue, Orange Amount of unpaid balance and other charges: $605,164.18 Street Address or other common designation of real property: 27726 Estepona Mission Viejo, CA 92691-1129 A.P.N.: 837-122-18 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any,

shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Notice To Potential Bidders: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. Notice To Property Owner: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (877) 440-4460 or visit this Internet Web site http://mkconsultantsinc.com/, using the file number assigned to this case 14CA-T069. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: December 31, 2014 Bergstrom Law, Ltd. 2850 W Horizon Ridge Parkway, Suite 200 Henderson, Nevada 89052 Sale Line: (877) 440-4460 /s/ Maggie Bardis, as Authorized Signor Publish: 1/16, 1/23, 1/30


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Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00768230 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of SHAHRBANOO ROUHI. Petitioner(s) SHAHRBANOO ROUHI has/have filed a petition with this court for a decree changing name(s) as follows: SHAHRBANOO ROUHI to SHERY DIAMOND. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 08, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 27, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/30/2015, 02/06/2015, 02/13/2015, 02/20/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00767243 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JULIE KEIKO OSHITA. Petitioner(s) JULIE KEIKO OSHITA has/have filed a petition with this court for a decree changing name(s) as follows: JULIE KEIKO OSHITA to JULIE KEIKO ITO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 02, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: January 21, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/30/2015, 02/06/2015, 02/13/2015, 02/20/2015 LIEN SALE NOTICE IS HEREBY GIVEN pursuant to Sections 3071 and 3072 of the Civil Code of the State of California, the undersigned, THEODORE ROBINS FORD, 2060 HARBOR BLVD. COSTA MESA,CA 92627. will sell at a public sale on FEBRUARY 10, 2015 at 10:00 a.m. the following property: CA License#: 7Y42339, Veh ID#: 1FTYR14U96PA50827 Make: FORD, Year: 2006, Model: RANGER, Style: PICKUP. The Lienholder has the right to bid at the sale. The Coto De Caza News – 01/30/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00765858 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of VICENTE ENRIQUE TORRES ESTRADA AKA VICENTE ENRIQUE TORRES, HENRY TORRES, HENRY ESTRADA TORRES, HENRY E. TORRES, HENRY TORRES ESTRADA. Petitioner(s) VICENTE ENRIQUE TORRES ESTRADA AKA VICENTE ENRIQUE TORRES, HENRY TORRES, HENRY ESTRADA TORRES, HENRY E. TORRES, HENRY TORRES ESTRADA has/have filed a petition with this court for a decree changing name(s) as follows: VICENTE ENRIQUE TORRES ESTRADA AKA VICENTE ENRIQUE TORRES, HENRY TORRES, HENRY ESTRADA TORRES, HENRY E. TORRES, HENRY TORRES ESTRADA to HENRY ESTRADA TORRES. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MARCH 25, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: January 13, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/23/2015, 01/30/2015, 02/06/2015, 02/13/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30/2014-00760483 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DYLAN ROBBY UY SIM, a minor. Petitioner(s) JUDY UY on behalf of the minor DYLAN ROBBY UY SIM, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: DYLAN ROBBY UY SIM to DYLAN JAYLIN UY. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on FEBRUARY 19, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: DECEMBER 10, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/23/2015, 01/30/2015, 02/06/2015, 02/13/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 00761927 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of VIOLET CHUREE SERRANO and CONNOR ROY SERRANO a minor(s). Petitioner(s) CHUREE HALEY on behalf of the minor VIOLET CHUREE SERRANO and CONNOR ROY SERRANO, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: VIOLET CHUREE SERRANO to VIOLET CHUREE HALEY and CONNOR ROY SERRANO to CONNOR ROY HALEY . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on FEBRUARY 26, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: DECEMBER 17, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/16/2015, 01/23/2015, 01/30/2015, 02/06/2015 AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00759612 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of LINDA FLOR MARTINEZ, a minor. Petitioner(s) LORENA RAMIREZ on behalf of the minor LINDA FLOR MARTINEZ, a minor has/ have filed a petition with this court for a decree changing name(s) as follows: LINDA FLOR MARTINEZ to LINDAFLOR MARTINEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on FEBRUARY 18, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 08, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/16/2015, 01/23/2015, 01/30/2015, 02/06/2015

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January 30, 2015

Coto de Caza News Legal Notices T.S. No.: 9550-1592 TSG Order No.: 8422720 A.P.N.: 937-884-60 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/19/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 10/25/2006 as Document No.: 2006000721924, of Official Records in the office of the Recorder of Orange County, California, executed by: RENEE E TEASTA, A SINGLE WOMAN, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 02/13/2015 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 24216 JASPER LAKE LANE # 50, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $362,592.62 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9550-1592. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www. nationwideposting.com or Call: 916-939-0772. NBS Default Services, LLC, Nicole Rodriguez, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only.NPP0240973 To: COTO DE CAZA NEWS 01/23/2015, 01/30/2015, 02/06/2015

Trustee Sale No. : 00000004725310 Title Order No.: 7301403955-70 FHA/VA/PMI No.: 128046316 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/17/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/31/2006 as Instrument No. 2006000366526 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: CHARLES O. BECK, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 02/13/2015 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 5 SILVER GLADE DRIVE #230, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 931-92-349 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $460,729.03. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000004725310. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 01/09/2015 NPP0240540 To: COTO DE CAZA NEWS 01/23/2015, 01/30/2015, 02/06/2015

T.S. No.: 14-0561 Loan No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/25/2007 AND MORE FULLY DESCRIBED BELOW. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check payable at the time of sale in lawful money of the United States (payable to Attorney Lender Services, Inc.) will be held by the duly appointed Trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: BONITA L. PACEY, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Trustee: ATTORNEY LENDER SERVICES, INC. Recorded 10/31/2007 as Instrument No. 2007000661355 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 2113/2015 at 3:00 PM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, California 92866 Amount of unpaid balance and other charges: $584,283.28 The purported property address is: 21131 HIDDEN SPRING LANE, TRABUCO CANYON, CA 92679 A.P.N.: 833-023-47 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county wherein the real property is located and more than three (3) months have elapsed since such recordation. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of

first publication of this Notice of Trustee’s Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 888-988-6736 for information regarding the trustee’s sale or visit this Internet Web site http:I/salestrack.tdsf.com for information regarding the sale of this property, using the file number assigned to this case, 14-0561 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 1/16/2015 ATTORNEY LENDER SERVICES, INC. Diane Weifenbach, Trustee Sale Officer 5120 E. LaPalma Avenue, #209 Anaheim, CA 92807 Telephone: 714-695-6637 Sales Line: 888-988-6736 Sales Website: http://salestrack. tdsf.com This office is attempting to collect a debt and any information obtained will be used for that purpose. TAC: 971290 PUB: 1/23, 1/30, 2/06/15

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January 30, 2015

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Coto de Caza News Legal Notices APN: 625-034-14 T.S. No. 011369-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 2/19/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 8/25/2005, as Instrument No. 2005000670910, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: MICHAEL L. HOLLANDER AND SUE W. HOLLANDER, HUSBAND AND WIFE AS JOINT TENANTS WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 25501 PONCE COURT LAGUNA HILLS, CALIFORNIA 92653-5307 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $957,937.74 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 011369-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117 1/30/15, 2/6/15, 2/13/15

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00764719 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of YENNHU NGUYEN HO. Petitioner(s) YENNHU NGUYEN HO has/have filed a petition with this court for a decree changing name(s) as follows: YENNHU NGUYEN HO to CRYSTAL YENNHU HO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 07, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: January 07, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/16/2015, 01/23/2015, 01/30/2015, 02/06/2015

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APN: 668-192-19 T.S. No. 012142-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/10/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 2/20/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 1/17/2007, as Instrument No. 2007000030129, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: DEMETRIO LOYA, AND EULALIA LOYA, HUSBAND AND WIFE AS JOINT TENANTS WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: GRAND BALLROOM, DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY, 100 THE CITY DRIVE, ORANGE, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 25472 CALLE JARDIN SAN JUAN CAPISTRANO, CA 92675-4613 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $857,071.84 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW. AUCTION.COM, using the file number assigned to this case 012142-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (800) 280-2832 C L E A R RECON CORP. CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117 EXHIBIT A LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: LOT 19, TRACT 5657, IN THE CITY OF SAN JUAN CAPISTRANO, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 336, PAGES 13 TO 17 BOTH INCLUSIVE OF MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY.EXCEPT THEREFROM ALL OIL, GAS, MINERALS AND HYDROCARBONS, BELOW A DEPTH OF 500 FEET, WITHOUT THE RIGHT OF SURFACE ENTRY, AS RESERVED IN INSTRUMENTS OF RECORD. 1/30/15, 2/6/15, 2/13/15

AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00747313 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DANIEL ADAM BURTON. Petitioner(s) DANIEL ADAM BURTON has/have filed a petition with this court for a decree changing name(s) as follows: DANIEL ADAM BURTON to DANIEL ADAM JAMES. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on FEBRUARY 25, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: December 10, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/09/2015, 01/16/2015, 01/23/2015, 01/30/2015

The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE File No. 7393.20063 Title Order No. NXCA-0148097 APN 836-461-07 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/05/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Mike S. Jones and Vickie L. Jones, Husband and Wife Recorded: 10/03/2007, as Instrument No. 2007000595419, of Official Records of ORANGE County, California. Date of Sale: 02/05/2015 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA The purported property address is: 2 VIA CARMIN, RANCHO SANTA MARGARITA, CA 92688 Assessors Parcel No. 836-461-07 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $90,049.97. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-4849942 or visit this Internet Web site www.USA-Foreclosure. com or www.Auction.com using the file number assigned to this case 7393.20063. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: January 8, 2015 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Victoria Gutierrez, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7393.20063: 01/16/2015, 01/23/2015,01/30/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-0000763089 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of AMENA SYED KHALID. Petitioner(s) AMENA SYED KHALID has/have filed a petition with this court for a decree changing name(s) as follows: AMENA SYED KHALID to AMENA SYED. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MARCH 04, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: December 24, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/09/2015, 01/16/2015, 01/23/2015, 01/30/2015

T.S. No: V545516 CA Unit Code: V Loan No: 0034476440/ SHARPNACK AP #1: 804-441-17 NOTICE OF TRUSTEE’S SALE T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier’s, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: ROBERT SHARPNACK Recorded July 1, 2011 as Instr. No. 2011000322884 in Book --- Page --- of Official Records in the office of the Recorder of ORANGE County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded September 30, 2014 as Instr. No. 2014000398069 in Book --- Page --of Official Records in the office of the Recorder of ORANGE County CALIFORNIA. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED JUNE 24, 2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 17 EASTHILL, COTO DE CAZA, CA 92679 “(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness).” Said Sale of property will be made in “as is” condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: FEBRUARY 5, 2015, AT 3:00 P.M. *ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $651,755.29. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (888) 988-6736 or visit this Internet Web site: salestrack.tdsf.com, using the file number assigned to this case V545516 V. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the monies paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: January 9, 2015 T.D. SERVICE COMPANY as said Trustee and as authorized agent for the beneficiary SCHOOLSFIRST FEDERAL CREDIT UNION CHERYL L. GRECH, ASSISTANT SECRETARY T.D. SERVICE COMPANY 4000 W. Metropolitan Drive, Suite 400 Orange, CA 92868-0000 The Beneficiary may be attempting to collect a debt and any information obtained may be used for that purpose. If available , the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (888) 988-6736 or you may access sales information at salestrack.tdsf.com, TAC# 971214 PUB: 01/16/15, 01/23/15, 01/30/15

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00763911 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of PAIGE STEPHANIE WOBIG. Petitioner(s) HEATHER E. COLBERT has/have filed a petition with this court for a decree changing name(s) as follows: PAIGE STEPHANIE WOBIG to PAIGE STEPAHNIE CORDERO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MARCH 12, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: December 31, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/09/2015, 01/16/2015, 01/23/2015, 01/30/2015


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Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00763246 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of RASHA EL NAGGER AFIFI. Petitioner(s) RASHA EL NAGGAR AFIFI has/have filed a petition with this court for a decree changing name(s) as follows: RASHA EL NAGGAR AFIFI to RASHA MAHMOUD EL NAGGAR. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MARCH 4, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: December 6, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/09/2015, 01/16/2015, 01/23/2015, 01/30/2015

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ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00763272 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of CICELY MAY PARCO. Petitioner(s) CICELY MAY PARCO has/have filed a petition with this court for a decree changing name(s) as follows: CICELY MAY PARCO to CICELY MAY PARCO HATLEY. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MARCH 4, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: December 26, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/09/2015, 01/16/2015, 01/23/2015, 01/30/2015

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