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October 18, 2013
Wonderful Winter WEDDING Designer Gowns
October 18, 2013
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
Grand Opening Event for New Life Framing Studio Brings Crowds from City Hall and Rancho Residents
Mayor Anthony Beall, City Councilman Brad McGirr, Planning Commissioner April Josephson, Rancho Santa Margarita Chamber of Commerce President Suzanne Singh, Jeffrey Halbreich, former owner Suzie Koh, Christine Rand, and other notables were all on hand this week to welcome Logan Sexton to Rancho Santa Margarita at the grand opening of the New Life Framing Studio in the EL Paseo shopping center. The El Paseo Shopping Center in Rancho Santa Margarita has been enlivened with the long-awaited grand opening of Logan Sexton’s New Life Framing Studio which took place earlier this week. While ribbons were cut, champagne corks were popped, certificates presented, festive crowds from the Rancho Santa Margarita City hall and the Chamber of Commerce gathered to shake their hand of the new owner and enjoy the elegant décor of this exciting new business. During the grand opening ribbon cutting, new owner Logan Sexton addressed the crowd saying: “Welcome to New Life Framing Studio. Those who venture to our beautiful framing Studio in Rancho Santa Margarita, California, will experience a very new sense of how precision custom framing and the marriage of proper design and use of décor, in one’s home or office, can make a significant difference in the feel, look, and comfort of their lifestyle environments”. We have a new, innovative and exciting way to help our clients tell the story of their lives, careers, precious moments, achievements, and all of the things they have encountered in life, that are meaningful and cherished by them. Our showroom has seven design vignettes that are engineered to help our clients visualize how custom framing and elegant décor can dramatically change the appearance of their own rooms, in a very affordable way. We have an avant-garde framing design center, which offers the very latest in custom framing mouldings, frame mats, fillets, glass, fabrics, scoops, subsurface materials, and we possess the technology to provide precision services for our client’s expectations of custom framing expectations. We participate as members of the Professional Picture Framing Association, the Rancho Santa Margarita Chamber of Commerce, and we are working closely with Furnishing Hope, which provides goods and services to our country’s most treasured resource, the woman and men who represent our Armed Forces and who have returned from Iraq and Afghanistan with debilitating injuries and who need our help. Those heroes are engaged in the Wounded Warrior Project. Please come to see us. You will enjoy our hospitality, the beauty and elegance of our studio, and the excitement that will come in learning how to tell the story of your life with precision custom framing. Thank you, Logan Sexton-New Life Framing Studio Page 2
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QUIET MOMENT just before the grand WELCOME HANDSHAKE from Rancho opening event owner Logan Sexton and Santa Margarita City Councilman Brad Christine Rand enjoy a conversation with McGirr and Logan Sexton just inside the Rancho Santa Margarita Mayor Anthony New Life Framing Studio interior Beall
THIRD TIME’S A CHARM! it may have SPECIAL GUEST Erick Castro, veteran taken three tries with the giant scissors joins Logan Sexton and Beth Phillips from the Rancho Santa Margarita chamber founder of Furnishing Hope, at the grand of commerce,Which brought lots of laughs opening party after the ribbon cutting. to the festive crowd at grand opening the new owner and Logan Sexton finally got the job done
CHAMBER OF COMMERCE CERTIFICATE is presented to New owner Logan Sexton, joined by Mayor Anthony Beall, City Councilman Brad McGirr, Planning Commissioner April Josephson, former owner Suzie Koh, Christine Rand, Rancho Santa Margarita Chamber of Commerce, Jeffrey Halbreich.
MANY ADMIRERS FILL THE STUDIO and join local dignitaries and wellwishers following the ribbon cutting ceremonies. Many visitors complemented the outstanding interior design, and the many attractive framed paintings and the delightful decorator accessories.
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October 18, 2013
Five Fall Wedding Trends to Make Your Fall Wedding Amazing Fall is a lovely time of year to have a wedding, and this year the fall wedding trends are fantastic. There are many great fall wedding ideas to think about and each will give certain flair to your wedding. This article will discuss the top five fall wedding trends that will help make your wedding spectacular. The first 2013 fall wedding trends concern color and Pantone Fashion Color Report leads the way in letting us know what these colors are. This year the colors for the weddings being planned are running the spectrum, from Rapture Rose which is a vibrant mix of pink, fuchsia and crimson. Other colors being shown for weddings in the fall are Burnt Sienna, Honey Yellow, Purple Heart and a wonderful combination of reds and magentas called American Beauty. You can find out more about Pantone Fashion Colors by visiting their website at Pantone.com. This site will give you great help in finding out about the current fall wedding ideas as well as the fall wedding trends. The fall wedding trends for fashion are as wonderful and varied as the colors being chosen; from strapless dresses to the popular black and
white themes there is something to choose from for every fall bride. The super short wedding dress is one of the more popular fall wedding ideas as is the oversized floral embellishments like the giant rose lapels and huge floral arrangements on the tables. Another of the more in style fall wedding trends is the use of Black rosettes which can be placed on either the dress the bride and her bridesmaids will wear or on the tables. Rosettes no matter where they are placed are one of the nicest fall wedding ideas to come out this year. There are many fall wedding ideas for decorating as well as fashion. Some of the fashion fall wedding trends include floral arrangements. One of the fall wedding trends for 2009 is the Orchid. This lovely and delicate flower has made a comeback in a large way. Another flower that is one of this year’s fall wedding trends in floral arrangements is the use of coordinating fall colors that incorporate the warmth and light of the candles, this mimics the days becoming shorter. The use of fruits and vegetables are also a fall wedding trend that is becoming very popular this year.
There are many wonderful fall wedding trends for wedding themes as well. This year one of the more fashionable fall wedding trends for themes is the Wilderness Adventure. Many couples are trying making their weddings more unique and memorable, and some are taking their weddings to the outdoor theme by recreating a cabin in the woods feel or even decorating the wedding halls as if they were in a tropical jungle. Another of the fantastic new fall wedding trends to come out for 2013 is the Victorian Traditional wedding. This encompasses the fall wedding ideas of horse drawn carriages for
the bride and groom as well as for the guests and intricately decorated cakes. Another fall wedding ideas for cakes is the vintage cake which includes a three tired cake made in butter cream and topped with a vintage topper. A few places to find a great vintage cake topper are the second hand stores and even your own parents or grandparents. Whether your fall wedding ideas include the use of fruits in your floral arrangements, or the new fall wedding trend of making the wedding reception hall look like a cabin in the woods you will be sure to have a unique and trendy wedding this year.
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
October 18, 2013
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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area
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October 18, 2013
Wonderful Winter WEDDING Designer Gowns
Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com
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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.
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Must-Have Fall Wedding Fashion Autumn is one of the most popular seasons to host a wedding, and this year just may be the most fashionable Fall for brides yet! When it comes to aisle style, brides planning to say, “I do” in 2013 and 2014 are in for an absolute treat! Innovative, yet dreamy, trends floated down the Fall 2013 bridal runways. From the illusion neckline to utterly romantic cap sleeves, pearls and unexpected textures, these trends will leave you looking glamorously chic on your big day! Illusion Necklines The illusion neckline is one of the hottest trends warming up the runways this Fall. This ultra-feminine design is perfect for any body type and adds an aura of mystery to your look. These delicate, unusual necklines can be subtle and unembellished, lacy and refined, or glittery and overthe-top. The options can be as unique as the bride herself! Illusion necklines were trending on the runways of Amsale, Christos, Romona Keveza, Vera Wang and Reem Acra. Cap Sleeves Utterly romantic and sweetly feminine, cap sleeves are taking fashion by storm! This stylish element made a dramatic appearance on bridal fashion runways this season. Perfect for brides that want the modesty of having their shoulders ever so alluringly covered as they walk down the aisle. We love the fact that strapless gowns are taking a back seat for once! Designers Christos, Kenneth Pool,
Monique Lhuillier and Temperley Bridal, to name a few, featured cap sleeves in their collections. Cowl Backs Go backless and turn heads on your big day! Recent bridal trends have opened the door for brides to become more daring and sultry. A cowl back style is sexy without showing too much skin. Sassy, yet classy, the cowl back trend is what bridal fashion is currently all about! Designers daring to bare backs include Ines Di Santo, Pronovias, Carolina Herrera and Reem Acra. Pearls Designers like Carolina Herrera and Reem Acra showed pretty pearl detailing on the gowns gracing their bridal runways. A classic wedding jewel, pearl accents give your wedding day look a feel of timelessness. Gowns with pearls are perfect for brides who want to feel classically beautiful on the most important day of their lives. Glitter & Metallics Classic wedding gown fabrics get a update with hints of gold and silver, metallics, shimmers and sparkles. Look to designers Pronovias, Ines Di Santo, Carolina Herrera, Monique Lhuillier and Reem Acra for sparkly tulle enhancements this season. Sheer Straps Barely-there fabric adds visual interest to any wedding gown and makes for an incredibly sexy strap detail. So sheer, these straps add another layer without making the dress feel heavy. Simply ethereal! Christos, Pronovias, Amsale, Reem
Acra and Marchesa all included pretty sheer straps in their collections. Classic Long Sleeves In a post-Kate Middleton world, it’s unlikely that sleeves -- especially in the Fall -- will be disappearing from bridal runways any time soon. The wonderful thing about these new, long sleeves is how cleverly designed they are, and how much variation there is! The options are are endless. From opaque, textured fabrics to sheer lace- and tulle-covered arms, slip one of these gowns on for an ultra-elegant, and even regal, feel. Some designers flaunted sleeves that had been beaded, were covered in florals, or were enhanced with other tantalizing embellishments. Claire Pettibone, Christos, Monique Lhuillier, Oscar de la Renta, Elie Saab, Marchesa, and Badgley Mischka showed off some seriously stunning sleeves.
That married people can live together day after day is a miracle the Vatican has overlooked ~Bill Cosby
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NETworks presents DISNEY’S BEAUTY AND THE BEAST Disney’s Beauty and the Beast, the award winning worldwide smash hit Broadway musical, is coming to Orange County at Segerstrom Center for the Arts. Produced by NETworks Presentations, this elaborate theatrical production will come to life on stage at Segerstrom Hall from January 14–19, 2014. Single tickets, which start at $29, are now available online at SCFTA.org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 5562787. For inquiries aboutgroup ticket savings for 10 or more, call the Group Services office at (714) 755-0236. The TTY number is (714) 556-2746. The 2 p.m. performance on Saturday, January 18will include audio description, open captioning and sign language interpretation. Disney’s Beauty and the Beast features the animated film’s Academy Award® winning score with music by Alan Menken and lyrics by the late Howard Ashman, with additional songs with music by Alan Menkenand lyrics by Tim Rice. The book is written by Linda Woolverton. CONTACT Scalla Jakso (714) 556-2122 x4710, SJakso@SCFTA. org. Rena Nishijima (714) 556-2122 x4371, RNishijima@SCFTA.org Images: SCFTA.org/media. RELEASE DATE October 14, 2013 Disney’s Beauty and the Beast. NEWS 2/4 October 14, 2013. 600 Town Center Drive Costa Mesa, CA 92626. T(714) 556-2121 F(714)5568984 SCFTA.org. The original creators of the Broadway production are together again for this new touring production. Theplay is directed by Rob Roth and choreographed by Matt West, with costume design by Ann Hould Ward (Tony®Award winner for her work on Disney’s Beauty and the Beast), lighting design by Natasha Katz, scenic design by Stanley A. Meyer, sound design by John Petrafesa Jr. and music supervision by Michael Kosarin. Director Rob Roth states, “It has been wonderful to bring the entire original design team back together to work on this new production of Beauty and the Beast. As a director, it is rare to have the opportunity to revisit your work 15 years later. Hopefully I’ve grown and developed as an art ist, along with my collaborators, and we can bring 15 years of experience to this new production. We have remained very close as a team over the years of producing the show around the world, and it has been so much fun getting together to reexplore and re-invent the show for this new NETworks tour.
The theme of Beauty is about seeing past the exterior into the heart of someone, and this is reflected in the design for the show, which is about transparency and layers, seeing past one thing and into another.” Disney’s Beauty and the Beast is the classic story of Belle, a young woman in a provincial town, and the Beast, who is really a young prince trapped in a spell placed by an enchantress. If the Beast can learn to love and be loved, the curse will end and he will be transformed to his former self. But time is running out. If the Beast does not learn his lesson soon, he and his household will be doomed for all eternity. Disney’s Beauty and the Beast has become an international sensation that has played to more than 35 million people worldwide in 21 countries. For additional information, please visit www. BeautyAndTheBeastOnTour.com. Time Warner is the Media Partner of the Broadway and Curtain Call Series. NETworks Presentations (Producer). Since 1995, NETworks has produced and managed more than 55 touring productions in the U.S., U.K. and internationally. Current productions include Disney’s Beauty andthe Beast, Blue Man Group National Tour, Elf The Musical, Flashdance the Musical, Memphis the Musical, Cameron Mackintosh’s spectacular new production of Andrew Lloyd Webber’s The Phantom of the Opera, The National Theatre of Great Britain’s production of War Horse and We Will Rock You, the musical by Queen and Ben Elton. Disney’s Beauty and the Beast NEWS 3/4 October 14, 2013 600 Town Center Drive Costa Mesa, CA 92626 T (714) 556-2121 F (714) 556-8984 SCFTA.org Segerstrom Center for the Artsis unique as both an acclaimed arts institution and as a multi-disciplinary cultural campus. It is committed to supporting artistic excellence on all of its stages, offering unsurpassed experiences, and engaging the entire community in new and exciting ways through the unique power of live performance and a diverse array of inspiring programs. Previously called the Orange County Performing Arts Center, Segerstrom Center traces its roots back to the late 1960s when a dedicated group of community leaders decided Orange County should have its own world-class performing arts venue. As Orange County’s largest non-profit arts organization, Segerstrom Center for the Arts
owns and operates the 3,000 seat Segerstrom Hall and intimate 250 seat Founders Hall, which opened in 1986, and the 2,000 seat Renée and Henry Segerstrom Concert Hall, which opened in 2006 and also houses the 500 seat Samueli Theater, the Lawrence and Kristina Dodge Education Center’s studio performance space and Boeing Education Lab. A spacious arts plaza anchors Segerstrom Center for the Arts and is home to numerous free performances throughout the year as part of Segerstrom Center for the Arts’ ongoing Free for All series. The Center presents a broad range of programming each season for audiences of all ages from throughout Orange County and beyond, including international ballet and dance, national tours of top Broadway shows, intimate performances of jazz and cabaret, contemporary artists, classical music performed by renowned chamber orchestras and ensembles, family friendly programming, free performances open to the public from outdoor movie screenings to
dancing on the plaza and many other special events. It offers many education programs designed to inspire young people through the arts. These programs reach hundreds of thousands of students of all ages with vital arts in education programs, enhancing their studies and enriching their lives well into the future. In addition to the presenting and producing institution Segerstrom Center for the Arts, the 14 acre campus also embraces the facilities of two independent acclaimed organizations: Tony®Award winning South Coast Repertory and a site designated as the future home of the Orange County Museum of Art. Segerstrom Center for the Arts is also proud to serve as the artistic home to three of the region’s major performing arts organizations: Pacific Symphony, the Philharmonic Society of Orange County and the Pacific Chorale, who contribute greatly to the artistic life of the region with annual seasons at Segerstrom Center for the Arts
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OCC Theatre to Stage ‘Elephant Man’ Nov. 8-17 Visual Effects, Live Music Highlight Tony Award-Winning Play “Elephant Man,” Orange Coast College’s fall theatrical production promises to be a visually intense experience that employs gritty live music to recreate the dark atmosphere of an industrialized London in the 1800s. The play opens Friday, November 8th, and runs through Sunday, November 17th. Performances, recommended for mature audiences, will be 7:30 p.m. Fridays and Saturdays, November 8, 9, 15 & 16 with 2:30 p.m. matinees on Sundays, November 10 & 17. Advance sale tickets, available at the OCC Bursar’s Office or online at www.occtickets.com, are $10 for adults and $6 for OCC students and senior citizens. At the door admission will be $12 and $8. William Mittler, one of the founding members of Fullerton’s renowned STAGEStheatre and a well-known Orange County director, actor and playwright, is directing his first production as an OCC faculty member. “Elephant Man,” a Tony Awardwinning play written in the 70s by Bernard Pomerance, was one of the first plays Mittler ever saw on stage.
Based on the true story of John Merrick, the powerful script chronicles the Elephant Man’s journey from a desperate existence in a Victorian freak show to his days as the toast of London high society. Mittler plans to use four projectors in 19 of the play’s 21 scenes. A live band, including guitar, keyboards, drums and a male vocalist, will perform music that is “very industrial sounding,” Mittler said, setting the mood that captures the sordid streets of late 1800s London. “We’re really trying to make the play exciting,” he explained. “We’re such a visual society, the special effects will help the audience get into the play.” The 25-member cast and crew is made up entirely of students who participated in auditions the first day of the fall semester. Mittler said he is “very impressed by the talent pool at OCC.” Abel Diaz, a 28-year-old full-time student from Huntington Beach, portrays Elephant Man, John Merrick. “It’s very exciting. It’s a lot of work that’s challenging mentally and physically,” Diaz said. At a strapping 6’2”, the athletic Diaz said the role of Elephant Man requires him to contort and contract his body. He studied
videos of the real Elephant Man to help him mimic Merrick’s movements. Michael Canas, an OCC theatre alumnus, will portray Freddrick Treves, the young doctor who tries to help Elephant Man. Canas appreciates the experience he received as a student in OCC’s Repertory Theatre. “I wouldn’t be where I am now without the REP program and I’m very grateful for the faculty who continue to run it today. It’s the perfect place to get handson experience at directing, production managing, and just being your own leader.” The role o f Tr e v e s i s challenging, Canas said. “I found his inner conflict so fascinating, and I’m always excited to find more about him
with each rehearsal.” “I love The Elephant Man,” the actor added. “I’m always amazed that it won the Tony because when you look at it at a first glance, the story seems so simple. I think that’s why it resonates so emotionally with people, because it talks about something so elemental for everyone, the need for human connection.”
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Santa margarita
Jeremy McNichols drags Bosco defender Christian Holland for big yardage in the first quarter.
Six Eagle defensemen pursue Bosco running back Sean McGrew.
Sophomore running back Matthew Mark takes a pitch from KJ Costello Sophomore quarterback KJ Costello celebrates his second rushing and follows his blockers for a 24-yard gain. touchdown of the night. By Steve Wylie The Eagles of Santa Margarita Catholic High School drew the Braves of St. John Bosco for their Trinity League opener and Homecoming game last Friday night at Saddleback College. Bosco, ranked number one in Southern California, number two in California, and number eight nationally, came off a 75-35 victory the previous week with Crenshaw High School, ready to show what they could do in a nationally-televised game. The Eagles were in for a tough night, although they had bounced back from two early season losses with three straight victories in nonleague play. Games like this are important recruiting tools for key players hoping to prove their value to prospective colleges. Bosco has several nationally-ranked players, including the number one-ranked offensive Page 8
lineman, Damien Mama (6’5”, 353 lbs.) and junior quarterback Josh Rosen, ranked number two in the nation. The Braves’ offensive line averages 6’2” and 302 lbs, and their defensive line has played together since Pop Warner competition. The Braves demonstrated their assets right out of the chute. Stopping the first Eagle drive of the night, Bosco running back Sean McGrew took the first handoff from quarterback Rosen and sprinted 64 yards to the end zone. On the first play of the next Eagle possession, the Braves recovered a fumble, and on the next play McGrew again found the end zone, giving the Braves a 14-0 lead after one minute of play. One characteristic of a Harry Welch-coached team is that the Eagles never give up. Putting the first two possessions aside, the Eagles put together an 80-yard drive, scoring
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their first touchdown on a one-yard plunge by sophomore quarterback KJ Costello. This drive nearly stalled at midfield, but a fake punt and pass by Kyle Sweet to Alec McNiff gave the Eagles a drive-sustaining first down. On the ensuing possession, the Braves marched downfield, with Josh Rosen scoring the first of his four rushing touchdowns from seven yards out. But the Eagles responded with another impressive drive, initiated by a strong kickoff return by Rick Ellison, and a passing attack from KJ Costello, capped off by another one-yard dive into the end zone by Costello. A two-point conversion fell short, bringing the score to 21-12 in favor of Bosco with 1:32 remaining in the first quarter. That would be the end of the Eagles’ scoring for the night. The Braves went on to score a total of eight touchdowns, en route to a 56-
12 victory. During halftime, the crowd was treated to performances by the Eagle Pep Squad, the Dance Team, and a senior dance with a “Willy Wonka” theme. Concluding the festivities, the fans celebrated the coronation of Lauren Milani as Homecoming Queen. Milani, active in several campus organizations as well as an athlete in cross country and track and field, was voted Queen by her classmates. The Homecoming Court also included Senior Princesses Kendall Aldridge and Laura Licht, Junior Princess Rachel Hoffman, and Sophomore Princess Amy Mohajer. This week’s game against Servite will be played at Cerritos College, with a 7:00 p.m. kickoff. Both teams sport identical 3-3 records, and will be looking for their first Trinity League victory of the young season. Photos by Steve Wylie
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Newly-crowned Homecoming Queen Lauren Milani is escorted by her father, Anthony Milani, following her coronation at halftime.
Junior Princess Rachel Hoffman is escorted by her father, Brion The Eagle Regiment kept things lively in the stands for the Homecoming crowd. Hoffman.
The Pep Squad showed their skill during the Homecoming halftime show. The Coto de Caza News
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Society Scene by
Kelly Bennett Exclusively for the Coto de Caza News
Wells of Life Raises Over $100,000 at Annual Gala
Lifetime Achievement Honoree Eithne Keegan with Anne Kinney, Bill Cumming, and Aileen Danley.
Photos by Peggy O’Donnell The 2nd Annual Wells of Life Gala and Auction took place at the Mission Viejo Country Club with 165 in attendance; the Laguna Beach nonprofit raised over $100,000. Guests enjoyed a seated dinner, no host cocktails, entertainment from Irish dancers from the Aniar Academy, as well as a silent and live auction. During the program, two honorees were recognized for their Lifetime Achievements; Ethne Keegan and Toni Danchik. Keegan, a registered nurse at Mission Hospital in Mission Viejo and philanthropist, is an International Speaker and Educator and has helped many around the world. Keegan has been instrumental with Wells of Life by organizing the mission trips to Uganda allowing volunteers and whoever wishes to attend, to see firsthand the difference their contribution makes to the Ugandan communities. Danchik is an artist and Curator for Artisan Gallery at Mission Viejo Country Club and Jean and Darren Coyle with Eugene and Mary Gallagar. shows her work at the Mission Fine Art Gallery in San Juan Capistrano. Danchik donated an original painting, “New Life at the Water Well” which raised $4,000 during the live auction. This signature piece inspired many to give from their hearts as it shows the expression of children getting the much needed water they so deserve. Nick Jordan, President of Wells of Life, was very excited about the evening, “We want to thank everyone who took part in making our fundraising efforts a success proving we can make a difference when it comes to providing water to those who need it most. What we saw last night was a giant leap of humanity and we have reached an important milestone by being able to fund our 100th well by years end”. The highlight of the evening was the introduction of the $6.00 solution; drilling a well for fresh water in Uganda costs $6,000 which serves 1,000 people. All guests were able to save one life and change the world. Leighton Mauze a student from San Antonio Texas Alamo Heights High School, Chrissy Cheung from Mission Viejo High School and Katie Altman Lifetime Achievement Honoree Michelle Yegsigian and Nick from La Cañada Flintridge Sacred Heart Academy were also introduced. and artist Toni Danchik with Peter Each of them spoke about their passion for Wells of Life as they each have Jordan. Callahan who purchased “New Life at the Water Well”. started clubs at their high schools on behalf of the charity raising funds for building a well. The room was silent when letters from Africa were read; 9 year old children Manus Jordan and Elana Sewell, read letters from children in Uganda who thanked Wells of Life for the building of their well and what it meant to them and their village. The last letter, read by Board Member Michelle Yegsigian, was from a principal of a school who pleaded for a well because of the poverty and sickness they are enduring from having no water. Afterwards, a video was shown on how Wells of Life gives the people of Uganda hope and creates a new opportunity for prosperity and peace – creating sustainable water sources that will impact generations to come. Wells of Life is a Laguna Beach, California based nonprofit organization that was founded in 2008 with the sole purpose of providing Ugandan communities with access to clean and safe drinking water. Wells of Life is committed to drilling wells and empowering Ugandan communities with the Katie Altman from La Cañada Flintridge Sacred Heart Academy, gift of water. To learn more about Wells of Life and how to get involved, visit Chrissy Cheung from Mission Viejo High School and Leighton Mauze http://www.wellsoflife.org from San Antonio Texas Alamo Heights High School. Page 12
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October 18, 2013
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Embrace color trends in style this fall From runway fashion to home decor, blue is definitely in the spotlight right now. Give your home a fresh boost of an on-trend color and make it through the fall season in style. If you’re warming up to the idea of a new look in your home, but aren’t sure how to use color to create a good mood, consider using a fall or pre-holiday redecoration to get ready for next year. Erika Woelfel, director of color at Behr Paints shares the 2014 Color Trends: Seaside harmony - What says “summer” better than a trip to the beach? While winter’s lower temperatures mean you probably won’t want to get sand between your toes or dip them into the ocean, you can still enjoy the warmth and relaxation of the seashore. Simply choose colors that echo the natural hues of sun, surf and sand. Cool blue-greens soothe the senses, while gentle peach and soft white evoke the warmth of the sand and revive the spirit. Create the effect with an inspiring wall color such as Behr’s Ocean Liner T14-1, South Peach T14-2, Miami Weiss T14-3 (a creamy shell-like hue), Edgewater T14-4 or Sky Blue T14-5. Then, extend the theme throughout your decor with accessories and lighting that celebrate the look of a chic modern resort. Urban alternative - If modern decor appeals to you but you think it might underscore the chill of winter, try an urban alternative look. The style celebrates the warmer aspects of modern decor, emphasizing wood, metal and stone tones. This natural evolution of industrial modern decor creates an effect that feels more modest, relaxed and attainable. A palette of rich browns and soft grays creates this look with Behr wall paints Boho T14-6 (a rich olive tone), grays like Offbeat T14-7 and Film Fest T14-8, the reddish brown of Hipsterfication T14-9 and the espresso-like warmth of Coffee Bar T14-10.
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Grand reign - From the mansions of the “Great Gatsby” to the magnificent homes of Newport, R.I., Americans continue to be fascinated with grand residences. These opulent homes carry us to another place and time, when the Vanderbilts, Carnegies and Rockefellers set the standard for luxury and elegance with their fantastic homes. You can recreate some of this effect with opulent detail, color and ornamentation. This style works for either richly masculine rooms with Cloisonne Blue T14-14, the deep eggplant purple of Imperial Jewel T14-11 or the more neutral Coronation T1412 from Behr, or delicately feminine ones with the neutral Grand Soiree T14-13 and dreamy Minuet Rose T14-15. Whatever style you choose, these colors will create a sense of romance and mystery. Natural avocation - One way to while away the cold hours of winter is with a hobby, and what better hobby for winter than a little nature-watching? Explore the natural disciplines of botany, geology and astronomy with color by choosing tones that call to mind flora, fauna and celestial bodies. Behr’s deeply green Arboretum T14-16, vibrant New Shoot T14-18 and rich red Amaryllis T14-20 wall colors bring the vibrancy of the natural world into your home. And for hues that are the perfect backdrop for winter hobbying, choose the restfully golden Sunday Afternoon T14-19 or the neutral Archivist T14-17. Color’s effect on emotion and energy has been well-documented, and what better time to give your mood a boost than in the fall and winter months? When natural changes in the environment weigh down your mood, you can bolster your mental state - and create a more pleasing, warmer and welcoming environment - by strategic use of color. Visit-Behr.com for inspiration and how-to information and Behr’s blog colorfullybehr.com to learn more about 2014 color trends.
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Any fall bride will need some important beauty tips to make her big day extra special. The fall is a season that is unparalleled by any other, and this is why a fall themed wedding is always so beautiful. This article will discuss several fall bride beauty tips to ensure the bride is more beautiful than the wedding season. Before the Wedding Pamper yourself and treat your body well. This means facials, bubble baths, and manicures. Also make sure to eat healthy foods that will help you avoid bloating and gas during your big day. Drinking water regularly is another important tip for bride beauty during fall. Moisturize on a regular basis. Also remember to give your makeup and hairstyle a test run a week or so in advance. Also have sample size versions of all the products you will be using ready in your purse for quick touch ups during the wedding. Hair If you are getting a trim before your wedding, make sure to do it at least 1 week in advance to allow your hair to settle. Use deep conditioning methods for your hair starting a week or 2 before your big day. This will protect hair and prevent frizz during your fall wedding. Another beauty tip
Fall Bride Beauty Tips
for brides is to be careful to avoid the wind. Too much wind can wreck a lovely hairstyle. Always bring any accessories you will be wearing with you when you do your trial run hairstyle. This will provide brides with the full beauty look so that they can tweak it if they need to. Adding highlights around the bride’s face is also a nice way to add warmth to fall bride beauty. Makeup Makeup is an important part of your fall bride beauty. Choosing makeup colors can be hard for brides, but fall calls for deep hues, natural tones, and jewel colors. Eye shadow can be reminiscent of jeweled tones such as emerald or amethyst. It can also be a natural tone such as cream, ivory, or vanilla. A fall bride beauty tip for lips is the use of berry colors. Pink and purple undertones in lipstick are perfect for fall brides, and lip gloss in similar shades will work well for those who do not prefer dark lip color. Fall bride makeup should also withstand the weather. Fall can be cold and rainy, but it should not affect your
bridal makeup. First, it is important to moisturize your skin during the fall. Using light colored powder foundation will give you a natural look. Bronzer can be applied to the cheeks like blush for a warm glow in fall. Lip pencils should be used to help make lip color last throughout the day. Water proof mascara is a bride
October 18, 2013
beauty must have, and it should be used in a natural color to match your eyelashes. Fall is a tricky season for brides, and these beauty tips are an excellent way to make sure the fall bride is looking her best. If you are planning on being a fall bride keep these tips in mind.
SAWDUST STUDIO ART CLASSES CELEBRATES 3RD YEAR ANNIVERSARY WITH A 3-FER The Sawdust Studio Art Classes (SSAC) program is happy to celebrate its 3rd Year Anniversary! October marks the anniversary month of the non-profit art organization’s SSAC educational program, and to help celebrate the Sawdust Art Festival is offering the public a “3-fer” Anniversary Special. Now through October 31, the public has the opportunity to sign up for three classes to receive 30% off registration fees to help celebrate the 3rd year anniversary. Guests can register one student for any three classes at a 30% discount or register three students for one class at a 30% discount. The anniversary special can be applied to classes scheduled through December 31, 2013. SSAC was created three years ago in partnership with the Laguna Beach Visitors & Conference Bureau to support the Sawdust Art Festival’s mission of educating the public about the art created Laguna Beach and to reach both the local and visiting public’s creative side. “It’s hard to believe it’s been three years. It’s been such a pleasure to see the classes grow into the educational program it has become today. It is important
to continue nourishing the future of SSAC and to further tap into the demand for art education. People’s interest in learning an in-depth level of art and craftsmanship from art experts is certainly out there and this makes for an exciting future,” said Cherril Doty, SSAC Manager. About the Sawdust Art Festival The Sawdust Art Festival is located at 935 Laguna Canyon Road. The Sawdust Art Festival is a nonprofit art organization dedicated to educating the public and promoting t h e a rt c r e a t e d i n Laguna Beach. Twohour Sawdust Studio Art Classes are offered every Friday and Saturday at 10 a.m. and 2 p.m. on the Sawdust Art Festival Grounds. To check out more details about the Sawdust Art Festival and other upcoming events and festivals, please navigate to www. sawdustartfestival.org or call 949.494.3030.
About the Laguna Beach Visitors & Conference Bureau. Laguna Beach Visitors & Conference Bureau is located at 361 Forest Avenue, Suite 200 with its Visitors Center at 381 Forest Ave. in the Coast Sotheby’s International Realty office. The Visitors Center is open daily, Monday - Sunday from 10 a.m. to 5 p.m. Laguna Beach is Southern California’s premier
seaside destination located midway between Los Angeles and San Diego and along the central coast of Orange County. Known as home to hundreds of local artists, and set amid 20,000 acres of wilderness, Laguna Beach is primarily served by Orange County Airport located just 20 minutes away. For more information, please visit www.lagunabeachinfo.com.
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local Dentist Michael Tessier Says Avoiding Tooth Decay is getting Easier than Ever Before
22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org
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Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856
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Years ago some of the reasons people gave for not having the cavities in our teeth filled were:” the “shot”, the “the “drill”, the “numbness”, the pain” Dr. Michael Tessier associated with old-time dentistry. But, by using the Whisper Jet, a micro miniature sandblaster using 50 micron-size particles of aluminum oxide, and the Waterlase MD Laser, we get your fillings completed without anesthetic, and with no pain, because of today’s technology, Remembering that the decay process starts with acid-induced demineralization of the enamel of the teeth, here are some ways to avoid the need for dental work: Go to the dentist every six monthsfrequent visits help avoid big problems. Avoid industrially-manufactured foods, like chips or cookies or crackers. Instead, or after, eat raw carrots, celery or apples. Real foods have larger, fibrous particles which actually clean decay-producing sugars off the teeth). Avoid soft drinks, sweetened or otherwise. Instead, drink water, fluoridated or not. Chew sugarless gum. This stimulates acid-neutralizing saliva which counteracts the acidic end-products of bacterial metabolism that cause decay, and mechanically cleans the teeth.
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Brush properly with fluoride toothpaste. Floss daily. That little point contact where adjacent teeth touch each other is not accessible to a toothbrush bristle. Remember, you only have to floss the ones you want to keep. By the way, there’s a significant link between the phosphoric acid used as a preservative in dark soft drinks and Alzheimer’s. Another reason to avoid them. We recently found a hard candy that’s sweetened with a Xylitol that coats the teeth with a decay-reducing micro-film. Something like fifteen flavors, no aftertaste. Good Stuff. There is a genetic pre-disposition to susceptibility to decay. Some people get cavities irrespective of how well they take care of their teeth; some people don’t take care of their teeth at all, and still never get cavities. It isn’t necessarily fair (how much in life is?), but the above can help. “The more I work with the laser and the sandblaster, filling teeth without the need for drilling and therefore anesthetic, the more I realize how much dentistry has changed over the last 30 years. When the drill and the carbide burr were our only cutting options, we made it more likely that, in their later adult hood, these teeth would crack, ultimately needing crowns. Today, we’re leaving these teeth stronger. This stuff is great,” he says with a smile. Dr. Michael Tessier is located in Los Flores Plaza at 28562 Oso Parkway. Most major credit cards and dental plans cheerfully accepted. Telephone (949) 459-7212
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RANCHO SANTA MARGARITA’S FAVORITE FROZEN YOGURT ACROSS FROM LOWES 30461 Avenida De Las Flores, Suite E Rancho Santa Margarita, CA 92688 949.635.9365
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Eat & Drink at Selmaʼs during October and we will donate on your behalf $1 per item ordered! Papa Draft Beers Large Wings & 4x4s Captain Caramel Crunch
Selma’s Chicago Pizzeria & Tap Room San Clemente (949)276-2828
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JOIN US FOR A THICK JUICY STEAK
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Trabuco oaks steakhouse Prime Rib Dinner Special: Monday - Thursday
SATURDAYS 11AM | SUNDAYS 10:30AM Bottle of Sparkling Wine with Juice Mixers [25]
Mango-Mosa [8] Mimosa [7] Chandon Champagne Split [10]
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fresh eggs / honey cinnamon butter / real maple syrup / applewood-smoked bacon
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HEY WHERE HAVE YOU BEEN HIDING? WE MISS YOU! BRING IN THIS COUPON MONDAY THROUGH THURSDAY TO RECEIVE 10% OFF YOUR NEXT ORDER OF $50 OR MORE ANYTIME BETWEEN 5PM TO 7PM.
grilled potatoes / Italian sausage / fresh eggs / cheddar cheese / tangy salsa / ripe avocado / sour cream / corn tortillas
BACON & EGG FLATBREAD [10]
aged Vermont cheddar / baby arugula / fresh eggs / applewood-smoked bacon
PORK & EGGS [13]
brown sugar-infused pork chop / fresh eggs / grilled potatoes / ginger-candied apples
Directions to Trabuco oaks steakhouse, take Rancho Santa Margarita parkway to plano Trabuco, left, down the hill past Rose Canyon Cantina and next right on Trabuco oaks Drive. From the 5 freeway take el Toro to Cooks Corner or live oak make a right, take it for 4.3 miles pass the fire station and make a left and it will be the second building on the right.
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Rancho Santa Margarita, Dove Canyon and Coto de Caza for making us one of your favorite destinations for Swine Dining, Craft Cocktails and Sunday Football!
Executive Chef George Valdovinos Invites You to Join Us for
SUNDAY BRUNCH 10AM to 2PM
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Dinner Specials Prime Rib Eye Steaks Pan Seared Halibut Beef Short Ribs Venison Chops
(949)888-0072 31431 Santa Margarita Parkway Suite M (Ralph’s Center) The Coto de Caza News
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MAGNIFICENT GOLF COURSE LOCATION
Located on the 17th hole with a wrap around patio to enjoy the golf and mountain views. Offering approx 2700 sq. ft with 3 bedrooms, private office and a three car garage. Newly remodeled with hardwood floors, new paint and carpet. An amazing home 68 Via Barcaza $809,000.00
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GREAT FLOORPLAN You will love this floor plan! Perfect family home offering approx 4231 sq. ft. with 4 bedrooms and 4.5 baths. Nice size bonus room upstairs for the kids. Very nicely done backyard complete with rock pool/fireplace and built in BBQ area. 32 Hubbard $1,420,000.00
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October 18, 2013
LIS NEW TIN G
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SOUTHERN HILLS FINEST Impeccable in every way. This one of a kind Custom Home is located in The Woods. Offering approx. 6500 sq. ft. in the main house and 900 sq. ft in the detached guest Beautifully situated on terraced lot with privacy and stunning views of the mountains and golf house. 6 bedrooms and 7.5 baths. Private office and bonus room. Situated on over an course. Offering approx. 4010 sq. ft with 4 bedrooms and 4.5 baths. Private office downstairs acre of manicured grounds. Outside family room with fireplace. Views, views, views! and a bonus room can easily be added. 21 Sunningdale $1,299,000.00 6 Fresian $3,295,000.00
WO TH OD E S
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GOLF COURSE BEAUTY This is it..Model perfect in and out. Offering approx 4300 sq. ft with 4 bedrooms, 4.5 baths and a bonus room. Pool/spa and putting green. Endless and breathtaking views of the golf course and mountains. 15 Ellliot $1,475,000.00
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Shows like a model home! Outstanding upgrades throughout this incredible home located in This beautiful QUALITY custom home has it all! This well thought out floorplan The Pinnacle. Offering approx. 4500 sq. ft. on a 25,000 sq ft with lots of privacy. 5 bedrooms offers 6200 sq. ft.with 4 bedrooms, 6 baths and a private office. Exceptional lot and located in and 4.5 bath. Private office and a bonus room for the kids. Outside pavilion, putting green and private backyard. This custom home is situated on over an acre the prestigious neighborhood “The Woods”. 5 Shire $2,995,000.00 pool/spa. Don’t miss out on this one! 98 Panorama $2,019,000.00
ONE OF A KIND CUSTOM Amazing location backs up to open acres of land with hiking/biking trails. This unique custom home in The Village offers approx. 3900 sq. ft. with 6 bedrooms and 3 full baths. Ideal for any family. Very spacious and open floor plan. 31826 Via Perdiz $1,249,000.00
Where Integrity Meets Excellence
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October 18, 2013
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
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PAGEANT OF THE MONSTERS HAUNTED HOUSE RETURNS TO LAGUNA BEACH OCTOBER 25, 26, 27, AND 31 Phantasmically Fun and Frightfully Affordable! Just when you thought it was safe to go backstage…The Festival of Arts and Pageant of the Masters brings a “monster” of a good time to Laguna Beach! Reviving an event from years past, Pageant of the Masters Director Diane Challis Davy presents the Pageant of the Monsters, transforming the Pageant’s backstage into a Haunted House with an artistic twist. The event will take place on October 25, 26, 27 and 31 at the Festival of Arts, from 6 -
9:30pm. This is the 4th presentation of Pageant of the Monsters. Davy originated the haunted house idea in 1996, it was repeated in 1997 and then again in 2007. This year, the Pageant of the Masters’ creative team of artists and technicians has reunited to resurrect the acclaimed Halloween Haunted House as part of the Pageant of the Masters 80th Anniversary celebration. Davy reveals, “Over 100 bewitched Pageant of the Masters volunteers will transform into the ghostly passengers of a doomed luxury liner plus other creepy creatures.” She continued, “It’s not your usual haunted house. Guests will be directed through the amphitheater, Pageant workshops and stage, which have been transformed into a series of eerie artistically presented vignettes. It will be a little scary and spooky, but lots of fun for the whole family.” In addition to the haunted house, the Festival of Arts grounds will be filled with ghoulish tricks and treats including: Fortune Tellers Alien Autopsy Pumpkin Printmaking
Mask Making Demented Chef Side Show Wandering Zombies Live Music Local art organizations will host additional activities including spooky face painting with Sawdust Art Festival, ghoulish crafty fun with Art-A-Fair, plus other “spook-tacular” surprises with the Laguna Playhouse. So for those looking for something a little different besides the typical costume party or amusement park haunt, the Pageant of the Monsters
is frightfully affordable and offers festivities for everyone to enjoy. ADMISSION & LOCATION Tickets are $15 for adults and $10 for children 12 and under (not recommended for children under 5). Tickets are available online at www.PageantTickets.com or by phone 800-487-3378. No guests in costumes please. On October 31, children 12 and under may come in costume. The event will take place at Festival of Arts, 650 Laguna Canyon Road, Laguna Beach, CA 92651.
Trending Hairstyles for Weddings 2013 By Jennifer Ladd The hair style you choose on your wedding day is one of the most important details because it can change your look completely. So, whether your hair be long, short, or of a unique texture there’s a look for you! Some of the most important factors to consider is, first, are you going to feel confident with that style. Is the style, you chose, going to hold up through the ceremony and reception? Are you going to be comfortable in that hairstyle? These are things to keep in mind, as you should enjoy your wedding day, not add extra stress. It seems that this season’s bridal hair trends are textured. From braids to curls you can achieve these wedding day looks! Here are my top five hairstyle trends for this season...... B r a i d e d H a l o The braided halo is an impressive yet easy hairstyle that you can do yourself. It can be made a little messy with wispy fly-aways for a more casual affair, or it can be styled very sophisticated and elegant for a wedding or night out. A halo braid has always been very popular on flower girls, but is becoming increasingly trendy for Page 22
the bride herself. It works best with long hair that is not extremely layered. The Relaxed Ponytail A beautiful, soft ponytail with a little volume on top and sweet curls at the end. Wear low and with an air of sophistication. The Princess Grace This soft, romantic style is elegant, yet really easy to achieve. Use big rollers to get loads of volume through the crown and curls through the ends, then roughly pin to one side and tease the front to add a little volume. The Ballerina Bride It takes good bone structure to pull off a classic bun like this but it is oh-soworth-it for the sheer classic beauty of it, so wear yours at dizzying heights to really flaunt that face shape and flawless wedding day make-up. Messy is the New Sexy A tousled up-do is one of my favorite hairstyles, especially if you have thick and unruly hair because you will get that natural volume while keeping that big mane under control. Just a few bobby pins and a hair tie will help you achieve this look. To add volume and interest you can use rollers or a large barrel curling iron before pinning it up.
The Coto de Caza News
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
October 18, 2013
How to Save Money on a Wedding Gown Easy Ways to Get a Wedding Dress on a Budget By Zawn Villines Many brides have dreamed about their wedding gown since they were children, so it’s easy to understand how a wedding dress can quickly become the most expensive item in
a wedding budget. But you shouldn’t have to drive yourself into debt for a dress you’ll only wear once, no matter how pretty it is. You can save money on your wedding dress if you plan ahead and are willing to invest a little
bit of time for a big financial payoff. Go Secondhand Several online marketplaces sell dresses from brides who either didn’t get married or are re-selling their old wedding dresses. These dresses are frequently steeply discounted, and are often still highly trendy. With a good tailor, you can even purchase a dress in a different size or a slightly different cut than you’d prefer. Similarly, vintage dresses are a hot fashion commodity and can save you mega bucks. Start shopping early at Goodwill, secondhand stores and vintage outlets. If you find a dress you love, a good tailor can usually fix small tears and alter the dress to your body. You might even be able to get a dress for only a few bucks! Vintage dresses are especially good choices for casual weddings because you can simply buy an elegant white dress and add gorgeous jewelry to dress it up for your wedding. Sample Sales Lots of retailers have sample sales a few times a year. Dresses are sold as-is, which means you’ll need to have the dress altered. But these
dresses are steeply discounted and have typically only been used as models on mannequins or in advertisements. They are also frequently representative of the latest seasonal trends. Department Stores Many department stores have small bridal sections. You won’t be paying for the look and feel of an expensive bridal boutique and can end up saving hundreds or even thousands of dollars on the dress of your dreams. Early Bird Discounts Don’t be shy about asking your bridal salon for a discount. Many bridal boutiques offer discounts if you order your dress early or on the same day you try it on. Tailoring A good tailor is your best friend when you’re trying to save money on a wedding dress. Consider buying a dress off the rack at a bridal shop and then taking it to a tailor for alterations. Alternatively, buy a basic, simple dress and have a tailor add lace, pearls and embroidery to dress it up.
New itineraries, ships and offerings draw more cruise travelers to European rivers Europe continues to attract the attention of American travelers, and travel on river cruises is one of the best ways to see many of the continent’s sights and explore much of its history. In response to strong demand, cruise lines are offering many new and expanded services to accommodate this growing travel
interest: Expanding to new rivers. Many river cruise lines are bolstering their cruise portfolios by expanding to rivers where they haven’t before offered itineraries. Such is the case with Tauck, a leader in premium quality guided travel for 88 years, which is adding two new cruises on
the Seine River in 2014. “Cruising the Seine Plus Versailles, Paris & London,” 14 days, begins with an included two-night stay in London at the landmark Savoy, complete with guided sightseeing. Guests travel next to France for a nineday cruise along the Seine, before enjoying an in-depth exploration of Paris and a two-night stay in Versailles at the Trianon Palace Versailles, a Waldorf Astoria property. “Rendezvous on the Seine,” 10 days, includes a two-night stay in Paris. A subsequent sevenday cruise on the Seine is highlighted by a tour of Normandy’s historic D-Day beaches, an excursion to seaside Honfleur, guided tours of abbeys and chateaux, and a farm visit and tasting of local specialties in Etretat. Added offerings on existing rivers. Many of the popular rivers already traveled by cruise lines
will have additional options added. These rivers include the Danube where travelers can visit Regensburg, Germany and travel to Bratislava, Slovakia - and the Rhine, where visitors love exploring nearby Amsterdam, Cologne and everything between to Basel, Switzerland. New ships. Many river cruise lines are expanding their fleets to keep up with demand, and Tauck is no exception. Next year the company will launch a pair of “newbuilds,” the ms Savor and ms Inspire. At 443 feet, the ships will be the longest in the company’s fleet, but the new vessels will accommodate far fewer passengers than same-sized ships in other lines, to ensure a less crowded and more intimate atmosphere. As with its existing ships, Tauck will also staff the new riverboats with a Cruise Director and three professional Directors to provide the highest possible levels of service. Those interested in more information on Tauck’s river cruise offerings can visit the company’s website at www.tauck.com, or call 800-468-2825.
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October 18, 2013
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
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Secrets for a streamlined routine: How to look flawless in seconds Award winning actress shares her must-have multi-tasking beauty solution
Every year, women spend billions of dollars on cosmetics and beauty products because they think that a complex routine is the key to unlocking their beautiful best. Women are busier than ever and need simple solutions to streamline their everyday. Emmy and Golden Globe Award nominated star of the TV series “Nashville,” Connie Britton was one of these women whose routine involved multiple steps. Back on set and busier than ever, Britton offers up her favorite tips for simplifying her routine. * Connie’s beauty secret: “I have tried many products over the years and have a cabinet full of the latest moisturizers, sunscreens and foundations to prove it,” says Britton. “I was so excited to finally discover POND’S Luminous Finish BB+ that has short and long term benefits - it gives me flawless coverage instantly and evens out my skin tone while brightening and moisturizing my skin. It really does it all and keeps its promise.” Britton has teamed up with POND’S to help women get flawless skin. The multi-tasking beauty benefit cream is formulated with Tone Perfecting Complex and visibly fades dark spots. * Snacks to swear by: Busy routines allow for little time to sit down and enjoy a meal. “I make sure to carry high protein, healthy snacks like almonds that are great for my skin and help keep it radiant,” explains Britton. As a bonus, being prepared with healthy snacks make it is easier to resist the urge to give into the temptation of sugary treats. * Get glowing: Britton’s other secret for beautiful
skin? “I love doing exercise that feels like it strengthens and nourishes inside and out, so lately I have been doing a lot of yoga, which incorporates body, mind, and spirit,” she says. “I always feel great after!” * Make-up for lost time: “As a mom, it’s tough to fit in a full eight hours of beauty sleep,” says Britton. “But I’m always really amazed at what a difference
a couple of coats of volumizing mascara make in the morning. It actually helps me look bright-eyed and well-rested.” After curling lashes apply two coats of mascara for eyes that looking instantly brighter and awake. For more tips from Britton, visit the POND’S Facebook page at facebook.com/Ponds.
Preparing for happily ever-after? Simple ways to Keep your wedding plans happy and affordable Your wedding is supposed to be one of the happiest days of your life, but what happens when the caterer closes, the head count is wrong and the band is a no show? More than one couple has experienced these types of wedding disasters. Make sure your wedding day is only filled with blissful memories by taking a few steps to do what you can to protect yourself from the financial and emotional impact of wedding-day dilemmas and put your mind at ease. 1. Solidify a budget The average wedding costs a whopping $28,427, according to theknot.com, which means couples are spending big bucks to say “I do.” Whether you’re able to spend $5,000 or more than $50,000, it’s important to create a realistic budget and stick with it throughout the wedding-planning process. A good way to stay within budget is to set priorities. Do you care more about the food and not so much about the flowers? Allot more funds for catering and keep the bouquet modest. Create a spreadsheet and involve your partner so you both are on the same page. No one wants to be mid-wedding planning and realize they can’t afford what they promised guests, or worse, have a huge bill at the end that risk delays to other goals, such as buying a home. 2. Purchase wedding insurance Imagine it’s two weeks before Page 24
the wedding and you just found out the reception hall suddenly closed, the tailor lost your dress and the photographer was in a car accident and therefore can’t attend the ceremony. There’s always an element of the unknown, and when so much money and emotion are involved in an event like a wedding, it’s crucial to get wedding insurance. “Wedding cancellation insurance can help cover losses for deposits sent to businesses who have unexpectedly closed, replacement of damaged wedding dresses and attire, and restaging of photos if a photographer is a no show,” says Steve Lauro, vice president of Aon’s WedSafe wedding insurance program. “It may even cover up to the full cost of your wedding if your event is postponed due to unforeseen circumstances such as extreme weather or a venue shutting its doors.” “Event Liability insurance, required by many venues, is another type of coverage you may be required to obtain in order to adequately protect your wedding,” adds Lauro. 3. Investigate venues and vendors National average wedding costs: $2,379 for a photographer, $1,997 for a florist, $12,905 for a reception venue, $63 per guest for catering. When investing so much money into a wedding, you want to make sure the businesses you select are the
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best of the best. Spend time researching different venues and vendors before you sign on the dotted line. When researching, ask and make sure each business carries liability insurance. Get references and spend time emailing and making calls - a real person will give you the best insight into what type of experience to expect. Check out every business on BBB.org and read online reviews. 4. Stay organized and confirm details one month out Many couples plan a wedding a year or more out, so it’s important a month prior to confirm all the details to ensure a smooth and beautiful wedding day. Call vendors and event sites to verify times and services. You’ll receive lots of paperwork during the weddingplanning process. Keep copies of all contracts in a specified folder. Record how much was put down on deposits and when additional amounts are due so you don’t miss a payment. Keep a spreadsheet of all important numbers in one document for easy reference. Give this document to several trusted people so if you need assistance
calling, particularly on the day of the wedding, your mother-in-law or best man can step in and help. Make sure your special day ends in wedded bliss rather than a wedding disaster. These simple tips can help ensure a beautiful experience for you and your guests, and protect you should you encounter an unexpected surprise.
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
October 18, 2013
Three unique ways to help kids embrace a blended family About 1,300 new stepfamilies form each day in the United States, according to the U.S. Census Bureau. And of the 60 million American children younger than 13, half are currently living with one biological parent and that parent’s partner. As a result, couples are trying to find ways to include their stepchildren in the marriage ceremony and commemorate the union of all members of the new blended family. Andy Netzel of Geneva, Ohio, turned to Things Remembered, the nation’s leading retailer of personalized gifts, to find something unique and meaningful to commemorate the special day he married his wife,
Margie, and became stepfather to Emily, 4. During the couple’s ceremony, instead of naming Andy and Margie husband and wife, Pastor Michael Meranda paused after the couple kissed and asked Emily to step forward. The couple hadn’t prepared the little girl for this moment. If she knew about it ahead of time, they knew she’d be anxious throughout the entire ceremony. Andy took the microphone and told his stepdaughter-to-be that it wasn’t just he and Margie who were joined, but rather all three of them. He opened a jewelry box with a Things Remembered bracelet inside. It was engraved with “Mom, Emily, Andy.” “To me, this wasn’t just about Margie and I getting married. This was a lifelong commitment to our new family,” he says. “Margie had a ring. I wanted Emily to have something she could remember this day by, even when she was getting married herself.” It appears to have worked. Emily now refers to the wedding day as “the day we all got married.” Personalized treasures More couples are turning to personalized gifts to commemorate the occasion, says Amy Myers, vice president of Creative Services at Things Remembered. The retailer has seen a steady increase in the number of couples coming in to commemorate the occasion. “We began noticing couples using commemorative gifts about
10 years ago,” Myers says. “Our store managers were the ones who pointed it out to us. We began including engraving suggestions for stepfamilies about five years ago. We have a lot of people come in, not knowing exactly what to say.” Myers says the message seems to drive the gift. Once they find the right words, finding a gift is usually the easy part. Community bricks Many families have also purchased engraved “community bricks” to honor the day they became an official family. Bricks can be purchased through churches, schools, civic organizations or even to support a special landmark that is special to the family. Online retailer, Cut In Stone, specializes in engraved bricks of all shapes, sizes and materials. The symbolism of creating a cornerstone to celebrate the day a blended family came together has a powerful impact, as does the permanence of placing the brick in a prominent part of the community. Many families make a family event out of visiting the location of their brick on their anniversary. When purchasing a brick, families should inquire about purchasing a second one to keep in addition to the one that becomes part of the community landscape. Handwritten letters Some stepparents use the occasion to create a time capsule of sorts with a handwritten letter. In addition to writing a letter to the child about the formation of their family, stepparents
can write about what this new family means to them and their hopes for their future together. This further emphasizes the transformation from a couple to an official family. The letters are often stored in a special box with a few photos and other mementos from the wedding day. Even if the child is quite young on the wedding day, they’ll see the effort that went into making them a big part of that day - and the couple’s life. Just as a first-time wedding is cause for celebration, the coming together of two people and their children to create a blended family is an extraordinarily special event. By taking a moment to recognize and pay tribute to the children in a blended family, couples help children realize they are not losing a parent, but rather gaining another person or group of people to love and support them throughout their future.
Life insurance 101: What you need to know
Life insurance. Everyone says it’s important, but it can be a difficult topic to talk about and even more difficult to understand. However, it is critical to understand this topic because of its importance to building your financial strategy. Life insurance can help you provide for the people and organizations you care about. Choosing the right life insurance solution gives you peace of mind knowing your loved ones will be taken care of. Here’s a quick primer from Thrivent Financial for Lutherans on some of the most common types of life insurance. * Term life insurance - Temporary life insurance that offers a death benefit and is generally less expensive than permanent insurance. It’s ideal for short-term life insurance needs, like when you are raising a family, paying off a mortgage or starting a business. * Whole life insurance - Permanent life insurance that gives you a guaranteed death benefit, guaranteed level premiums and a guaranteed cash value that increases each year. The guarantees are contingent on all premiums being paid and no loans or changes being made to the contract. * Whole life plus term protection Permanent life insurance with added flexibility. It lets you “dial-in” your
premium to the level of whole life and term insurance desired. This insurance offers lifetime protection through a blend of whole life insurance plus term insurance and paid-up additional coverage. * Universal life insurance Permanent life insurance that allows you to increase or decrease your death benefit and your premium is flexible; subject to any limitations in the contract. Accumulated value in a universal life contract earns interest at the current rate, with a minimum rate stated in the contract. * Variable universal life insurance - Permanent life insurance that gives you a flexible premium and the potential to build accumulated value. However, death benefits and other values may vary, because you direct how the cash is invested among the investment portfolios offered. The investment performance has no guarantees and you could lose money. How much life insurance should you have? When purchasing life insurance, think about your goals for your overall financial strategy, your economic value to your loved ones and your wishes for your survivors. First you’ll need to calculate your
economic value - the value of your future earnings over your lifetime. To do so, consider the following factors: * Your current annual earnings. * The amount your annual earnings increase. * How many years you plan to work until retirement. * The rate of return you expect your invested assets to earn. Use these numbers as a starting point when you sit with a financial professional to determine the level of
coverage you might need. Remember to consider how much of your future economic value you want to replace in the event of your death. This will depend on the financial goals you set for yourself and your survivors. Life insurance is an essential part of any healthy financial program. It is important that you choose what’s right for you and your situation and that you plan accordingly with a licensed professional.
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October 18, 2013
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
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The Coto de Caza News
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
October 18, 2013
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For richer or poorer: let your newlywed bliss turn into financial success For better or worse, richer or poorer - that’s the promise most couples make when they face one-another at the altar. When it comes to finances and young love, it can be easy to fall into some common pitfalls that can haunt couples long after the wedding day. “Communication is a key part of a strong marriage, and it’s also the basis for a strong financial partnership,” says Barrett Burns, president and CEO of VantageScore Solutions. “Being proactive before and planning ahead of the wedding while sticking to a financial plan will help guard against common financial mistakes that can occur early in a couple’s life together.” To start your new life together with a strong financial foundation, check off a few important money to-dos before you say “I do!” 1. Have the debt talk All couples must have the debt talk. It may not be romantic, but it is necessary in order to plan a bright future together. Be open and honest about debt, savings and spending habits, even if they are less than perfect. Financial turmoil is one of the top reasons cited for divorce, so understanding each other’s finances today and what goals you have for the future will help reduce stress on your partnership. With the average college student graduating with $26,600 in student loan debt, according to The Project on Student Debt, young couples need to create a plan for
managing debt and saving for the future. 2. Control wedding spending The “big day” is a defining moment in life, but it’s important for couples to remember it’s just one day of many that they will spend together. Weddings and related events cost a whopping $28,427 on average, according to theknot.com, and that doesn’t even include the honeymoon. “When it comes to young couples planning a dream wedding, the plastic tends to be relied upon,” says Burns. “It’s important to be realistic about how much you can spend. Becoming over extended on credit cards is a common mistake, and this type of high-interest debt is not the wisest way to begin your lives together.” The best course of action when it comes to wedding planning is to create a budget and stick to it. It’s not necessarily bad to use credit, especially if you can take advantage of a credit card rewards program, but Burns advises only charging or borrowing what you know you can pay back in a reasonable amount of time as keeping high balances and missing payments can have significantly negative impacts on your credit score, which in turn leads to stress. 3. Work together to build a positive credit profile Married couples do not have joint credit files or credit scores. Each individual has their credit files with the credit reporting companies and
Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE T.S No. 1328651-40 APN: 629-193-08 TRA: 34-016 LOAN NO: 7965 REF: Fettig, Michael IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED January 21, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 07, 2013, at 10:00am, Cal-western Reconveyance Llc, as duly appointed trustee under and pursuant to Deed of Trust recorded January 31, 2005, as Inst. No. 2005000076899 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Michael Christopher Fettig and Jennifer Anne Fettig, Husband And Wife As Joint Tenants, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state: On the front steps to the entrance of the orange civic Center, 300 E. Chapman Orange, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 22 Key Largo Aliso Viejo CA 92656-6000 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $555,783.88. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further
recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.dlppllc.com, using the file number assigned to this case 1328651-40. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221. CalWestern Reconveyance LLC, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: October 10, 2013. (DLPP-433966 10/18/13, 10/25/13, 11/01/13)
their own credit scores, but in some cases like when joint accounts and co-signed loans are created, the actions of one can impact the other. “It’s common for younger people who are just beginning their financial independence to not have much, if any, credit history. It’s important to be proactive and take steps to build a positive credit profile and score so you can demonstrate to lenders that you are a good manager of credit,” says Burns. Get a copy of your credit report and resolve any issue you may have with the information presented in it. If you have a limited credit history, carefully consider the benefits of joint accounts, but keep in mind that the positive financial actions like paying bills on-time and keeping balances low, as well as actions that can have negative impacts like missing payments will influence the couples’ individual credit scores. “The importance of paying bills on time cannot be understated,” says Burns. “A single missed payment can drop each person’s credit score 80 to 100 points. This can affect a couple’s ability to get the best interest rates and terms for a loan.” Another important step in building credit after a marriage is to make sure that all financial lenders are aware of name changes. “If you choose to change your name after you are married, make sure all your accounts have your current information, otherwise positive actions may not
get reported correctly or in a timely manner,” Burns says. 4. Shop around for rates “Whether you’re taking out a personal loan or selecting a credit card, you absolutely must shop around for rates,” advises Burns. “Don’t just take the easiest or first option. You want to get the best deal available with low interest rates and reasonable terms.” When shopping for rates, Burns notes to do so within a two week period of time. Credit inquiries from auto and mortgage lenders and credit cards issued from banks and credit unions are only counted once if done in a two week period causing just a slight decrease to credit scores. Finally, couples soon to be married or those that recently were married can also test their knowledge about credit scores at www.CreditScoreQuiz.org, a website created by VantageScore Solutions and its partner, Consumer Federation of America, one of the largest consumer advocates in the country.
Coto de Caza News Legal Notices
APN: 606-292-19 Property : 19332 Brushwood Lane, Lake Forest, CA 92679 Title Order No. : 7301301103 Trustee Sale No. : 2068-004752-F00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED April 13, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 01, 2013, Sage Point Lender Services, LLC, as duly appointed Trustee WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT drawn on a state or national bank, cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States). The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust with interest and late charges thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN BELOW MENTIONED DEED OF TRUST Executed by: Jeanie L Reese-Whitmark, a married woman as her sole and separate property Recorded on April 26, 2007, as Instrument No. 2007000270874, of Official Records, in the office of the County Recorder of Orange County, California Date of Sale: November 01, 2013 at 01:30 PM Place of Sale: at the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA 92701 The street address and other common designation, if any, of the real property described above is purported to be: 19332 BRUSHWOOD LANE, LAKE FOREST, CA 92679 APN# 606-292-19 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is $697,208.35. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. If the Trustee is unable
to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to the return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (949) 236-5599 or visit this Internet Web site WWW.NATIONWIDEPOSTING. COM, using the file number assigned to this case 2068004752-F00. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date:10/1/13 Sage Point Lender Services, LLC 400 Exchange, Suite 110 Irvine, CA 92602 949-265-9940 Joseph Hirschy FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (949) 236-5599 or visit WWW.NATIONWIDEPOSTING.COM SAGE POINT LENDER SERVICES, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. NPP0221862 To: COTO DE CAZA NEWS PUB: 10/11/2013, 10/18/2013, 10/25/2013
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Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00681339 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; ANNEMARIE RYAN VILORIA, a minor. Petitioner(s) SUSAN and BENNY VILORIA on behalf of the minor ANNEMARIE RYAN VILORIA has/have filed a petition with this court for a decree changing name(s) as follows: ANNEMARIE RYAN VILORIA to MIA RYAN VILORIA . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, Santa Ana, CA 92702, on DECEMBER 4, 2013 at 8:30 o’clock am Dept. D100, W#44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 16, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News – 10/18/2013, 10/25/2013, 11/1/2013, 11/8/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00681068 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; MAUREEN MICHELE LICCIARDO Petitioner(s) MAUREEN MICHELE LICCIARDO has/have filed a petition with this court for a decree changing name(s) as follows: MAUREEN MICHELE LICCIARDO to MAULENA MAUREEN MICHELE LICCIARDO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, 22410, Santa Ana, CA 92702, on December 3, 2013 at 8:30 o’clock am Dept. D100Window 44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 15, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 10/18/2013, 10/25/2013, 11/1/2013, 11/8/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00681054 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; YANG SOOK YEON Petitioner(s) YANG SOOK YEON has/have filed a petition with this court for a decree changing name(s) as follows: YANG SOOK YEON to YANG SOOK SHIN . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, 22410, Santa Ana, CA 92702, on December 5, 2013 at 8:30 o’clock am Dept. D100Window 44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 15, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 10/18/2013, 10/25/2013, 11/1/2013, 11/8/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00674111 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; CHARLES ANTHONY WRIGHT III, a minor. Petitioner(s) CORRINE N. GONZALES on behalf of the minor CHARLES ANTHONY WRIGHT III has/have filed a petition with this court for a decree changing name(s) as follows: CHARLES ANTHONY WRIGHT III to MARCUS ANTHONY WRIGHT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, Santa Ana, CA 92702, on OCTOBER 29, 2013 at 8:30 o’clock am Dept. D100, W#44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMER 09, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News – 10/4/2013, 10/11/2013, 10/18/2013, 10/25/2013
Trustee Sale No. 256188CA Loan No. 0843890955 Title Order No. 1062664 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06-04-2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10-25-2013 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06-24-2004, Book N/A, Page N/A, Instrument 2004000572435, of official records in the Office of the Recorder of ORANGE County, California, executed by: KAREN LIPKE, AN UNMARRIED WOMAN, as Trustor, FIRST FRANKLIN FINANCIAL CORP., SUBSIDIARY OF NATIONAL CITY BANK OF INDIANA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: PARCEL 1: UNIT 132, IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN AND DEFINED ON THAT CERTAIN CONDOMINIUM PLAN RECORDED MAY 30, 1980 IN BOOK 13621, PAGE 1050 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. PARCEL 2: AN UNDIVIDED 1/138TH INTEREST AS A TENANT IN COMMON IN AND TO LOT 1 OF TRACT NO. 9945, AS SHOWN ON A MAP RECORDED IN BOOK 463, PAGES 38 AND 39 OF MISCELLANEOUS MAPS IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY TOGETHER WITH ALL IMPROVEMENTS THEREON, EXCEPT THERE FROM CONDOMINIUM UNITS 1 THROUGH 138 INCLUSIVE, LOCATED THEREON. EXCEPT THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET WITHOUT ANY RIGHT TO ENTER UPON THE SURFACE OR THE SUBSURFACE OF SAID LAND ABOVE A DEPTH OF 500 FEET, AS PROVIDED IN INSTRUMENTS OF RECORD. PARCEL 3: AN EXCLUSIVE EASEMENT APPURTENANT TO EACH UNIT FOR PARKING AND RELATED PURPOSES OVER THAT PORTION OF LOT 11 OF TRACE NO. 9945 AS SHOWN ON EXHIBIT A TO THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED TN BOOK 13621, PAGE 984 OF OFFICIAL RECORDS AND ANY AMENDMENTS AND SUPPLEMENTS THERETO, AS CARPORT SPACE 132, AND FURTHER SHOWN ON THE CONDOMINIUM PLAN FOR EACH UNIT. PARCEL 4: A NON-EXCLUSIVE EASEMENT FOR INGRESS, EGRESS, USE AND ENJOYMENT OF THE COMMON AREA OF LOT 1 AS DEFINED AND DESCRIBED IN THE ABOVE DECLARATION.. Amount of unpaid balance and other charges: $220,396.30 (estimated) Street address and other common designation of the real property: 26701 QUAIL CREEK #132 LAGUNA HILLS, CA 92656 APN Number: 937-89-132 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10-03-2013 CALIFORNIA RECONVEYANCE COMPANY, as Trustee RIKKI JACOBS, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: www.lpsasap. com or 1-714-730-2727 www.priorityposting.com or 1-714573-1965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P1061078 10/4, 10/11, 10/18/2013
October 18, 2013
Coto de Caza News Legal Notices Order No: 1225918N TS No: K13-01021 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN, DATED 11/28/2012. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that Witkin & Neal, Inc., as duly appointed trustee pursuant to that certain Notice of Delinquent Assessment and Claim of Lien (hereinafter referred to as “Lien”), recorded on 11/30/2012 as instrument number 2012000740902 in the office of the County Recorder of Orange County, California, and further pursuant to the Notice of Default and Election to Sell thereunder recorded on 4/24/2013 as instrument number 2013000243376 in said county and further pursuant to California Civil Code Section 1367.1 and those certain Covenants, Conditions and Restrictions recorded on 3/5/1984 as instrument number 84-092424, WILL SELL on 11/7/2013, 9:00 A.M. on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. at public auction to the highest bidder for lawful money of the United States payable at the time of sale, all right, title and interest in the property situated in said county as more fully described in the above-referenced Lien. The purported owner(s) of said property is (are): Randall J. Lanham and Kristen Welles Lanham, as Trustees of the Lanham Family Trust. The property address and other common designation, if any, of the real property is purported to be: 2 Wandering Riv Coto de Caza, CA 92679, APN 755-233-18. The undersigned trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is: $6,594.88. The opening bid at the foreclosure sale may be more or less than this estimate. In addition to cash, the trustee will accept a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union or a check drawn on state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or the endorsee as a matter of right. Said sale shall be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Lien, advances thereunder, with interest as provided in the Declaration plus the fees, charges and expenses of the trustee. THIS PROPERTY IS BEING SOLD IN AN “AS-IS” CONDITION. This communication is from a debt collector. Witkin & Neal, Inc. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in bankruptcy, you may have been released from personal liability for this debt in which case this notice is intended to exercise the secured party’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER AND ALL OTHER INTERESTED PARTIES: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site: www.priorityposting.com using the file number assigned to this case K13-01021. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. IMPORTANT NOTICE: Notwithstanding anything to the contrary contained herein, the sale shall be subject to the following as provided in California Civil Code Section 1367.4(c)4: “A non judicial foreclosure sale by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption. The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale.” Dated 10/2/2013 Witkin & Neal, Inc. as said Trustee 5805 SEPULVEDA BLVD., SUITE 670 SHERMAN OAKS, CA 91411 (818) 845-8808 By: Susan Paquette Trustee Sales Officer THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. P1063723 10/18, 10/25, 11/01/2013
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NOTICE OF TRUSTEE’S SALE File No. 7301.29828 Title Order No. 7243731 MIN No. 100011520039243169 APN 620-041-14 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/12/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): JOSE JAVIER MENDOZA AND GUADALUPE MENDOZA, HUSBAND AND WIFE Recorded: 12/19/06, as Instrument No. 2006000847112,of Official Records of ORANGE County, California. Date of Sale: 11/07/13 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 25101 MAWSON DR, LAGUNA HILLS, CA 92653-5273 Assessors Parcel No. 620-041-14 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $502,155.83. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or 800-280-2832 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7301.29828. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 11, 2013 NORTHWEST TRUSTEE SERVICES, INC., as Trustee David Ochoa, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 866-387-6987 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 or 800-280-2832 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7301.29828: 10/18/2013,10/25/2013,11/01/2013
TS# BILANDZIA NOTICE OF SALE OF COLLATERAL Loan Number: 7063 Peter Andrew Bilandzia Kelly Anne Bilandzia 23301 Ridge Route Dr. #92 Laguna Hills, CA 92653 Notice is hereby given, pursuant to the California Uniform Commercial Code and Section 18037.5 of the California Health and Safety Code, of the public sale of that mobile home identified as: Description A 1996 Glenhaven, 90002 Skyline Hm, Inc., 48’ x 11’10” and 52 x 11’10” and 52 x 11’10” Serial Number 45710611IC/45710611IB/45710611IA Label/Insignia Number ULI424514/ULI424515/ULI424516 Model Number Glen6041E License Number LAX2827 By the undersigned on 11/8/2013 at 9:00 a.m. at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Such sale is being made by reason of your default under that certain Security Agreement dated December 3rd 2007 between you, as the Debtor, and the undersigned, as Secured Party, and pursuant to the rights of the undersigned under said Security Agreement, Sections 9600 et al. of the California Commercial Code and Section 18037.5 of the California Health and Safety Code. At any time before the sale, you may redeem said collateral in accordance with your right under the California Uniform Commercial Code, by tendering $111,356.88 in fulfillment of your installment obligations secured by the collateral, as well as $2,500.00 in payment of expenses reasonably incurred by the undersigned in retaking, holding and preparing the collateral for disposition, in arranging for the sale, and for reasonable attorney’s fees and for reasonable expenses. If not redeemed, said sale will be made, but without covenant or warrant, expressed or implied, regarding title, possession, mobile home area approval, or encumbrances, to pay for the aforesaid remaining principal sum and expenses under the Security Agreement. If you are not obligated on the Debt, or if the Debt has been discharged in a bankruptcy proceeding, this letter is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, an action to enforce the debt will be taken against the property only. You are being given this notice as a courtesy because your interest in the property loan may be affected. Dated: October 8, 2013 Main Street Financial Corporation/ Maven Asset Management By Kyla Sullivan cc: Department of Housing & Community Development P1065940 10/18/2013
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October 18, 2013
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Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 13-0006987 Title Order No. 13-0021643 APN No. 935-43-673 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/19/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by PETER TRAN, A SINGLE MAN, AND KIMBERLY CHAN, A SINGLE WOMAN AS JOINT TENANTS, dated 04/19/2006 and recorded 4/24/2006, as Instrument No. 2006000274218, in Book N/A, Page N/A, of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 11/05/2013 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 7 VIA PAMPLONA, RANCHO SANTA MARGARITA, CA, 926882337. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $385,680.26. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 13-0006987. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATED: 08/14/2013 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.246422 10/11, 10/18, 10/25/2013
NOTICE OF TRUSTEE’S SALE TS No. CA-10-400355-CT Order No.: 100674742-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GING A. CATALANO, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 3/24/2006 as Instrument No. 2006000192943 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/1/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $702,034.34 The purported property address is: 23 ROBIN RIDGE CIR, ALISO VIEJO, CA 92656 Assessor’s Parcel No.: 623-214-02 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www. qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10-400355-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-10-400355-CT IDSPub #0056793 10/11/2013 10/18/2013 10/25/2013
APN: 614-251-46 TS No: CA05002926-10-1 TO No: 100700014-CA-LPI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED June 19, 2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 1, 2013 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on July 3, 2003 as Instrument No. 2003000786400 of official records in the Office of the Recorder of Orange County, California, executed by JEFFREY A. JAMES A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for WASHENAW MORTGAGE COMPANY as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 21861 UTE WAY, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $342,745.29 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the
Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05002926-10-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: September 30, 2013 TRUSTEE CORPS TS No. CA05002926-10-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1063300 10/11, 10/18, 10/25/2013
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The Coto de Caza News
Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-09-313804-RM Order No.: 150-1172278-05 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/31/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JORGE G.VALDES, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 9/9/2005 as Instrument No. 2005000715527 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/8/2013 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $896,651.92 The purported property address is: 24872 AVENIDA AVALON, LAGUNA HILLS, CA 92653 Assessor’s Parcel No.: 620-36138 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-09-313804RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-09-313804-RM IDSPub #0056989 10/18/2013 10/25/2013 11/1/2013
NOTICE OF TRUSTEE’S SALE. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/11/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: TAREK T. RAYESS, AN UNMARRIED MAN Duly Appointed Trustee: Law Offices Of Les Zieve Deed of Trust recorded 5/22/2006 as Instrument No. 2006000341823 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, Date of Sale:11/8/2013 at 3:00 PM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA Estimated amount of unpaid balance and other charges: $327,494.94 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 35 ANACAPA COURT FOOTHILL RANCH, California 92610 Described as follows: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST A.P.N #.: 930-56-185 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 10-12125. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Law Offices of Les Zieve, as Trustee 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 For Non-Automated Sale Information, call: (714) 848-7920. For Sale Information: (714) 848-9272 www. elitepostandpub.com.THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 8973. 10/18, 10/25, 11/1/2013.
NOTICE OF TRUSTEE’S SALE TS No. CA-12-509397-VF Order No.: 120151985-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/17/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GEORGE A TANCAS, AN UNMARRIED MAN Recorded: 11/22/2006 as Instrument No. 2006000790265 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/28/2013 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $988,446.26 The purported property address is: 28961 CALLE SUSANNA, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No.: 664-121-31 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you
should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-509397VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-12-509397-VF IDSPub #0056515 10/4/2013 10/11/2013 10/18/2013
The Coto de Caza News
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2009 Toyota Corolla Base. Stock #: 9Z056542.VIN: 1NXBU40E49Z056542 Class: Car, Compact. $12,900. Rancho Santa Margarita Honda 877-801-7855. 2010 Chevrolet Aveo 1LT.Stock #: AB106117. VIN: KL1TD5DEXAB106117. Class: Car, Subcompact. $9,900. Rancho Santa Margarita Honda 877-801-7855. 2009 Toyota Camry LE Stock #: 9R094726 VIN: 4T4BE46K69R094726. Class: Car, Intermediate. $12,500. Rancho Santa Margarita Honda 877-801-7855. 2003 Honda Element EX.Stock #:3L036817. VIN: 5J6YH28513L036817. Class: SUV, Compact Sport Utility. $8,600. Rancho Santa Margarita Honda 877-8017855. 2010 Honda Civic LX. Stock #: AE014567. VIN: 19XFA1F59AE014567. Class: Car, Compact. $13,900. Rancho Santa Margarita Honda 877-801-7855. 2006 Volkswagen Jetta Value. Stock #: 6M665320. VIN: 3VWPG71K16M665320 Class: Car, Compact. $7,900. Rancho Santa Margarita Honda 877-801-7855. 2010 Jeep Liberty Sport. Stock #: AW170057. VIN: 1J4PP2GK2AW170057. Class: SUV, Compact Sport Utility. $15,400. Rancho Santa Margarita Honda 877-801-7855. 2012 Honda Civic EX. Stock #: CH518314. VIN: 2HGFG3B89CH518314. Class: Car, Compact. Certified:Yes. $16,000. Rancho Santa Margarita Honda 877-801-7855. 2011 Scion xB Base. Stock #: B1141543. VIN: JTLZE4FE0B1141543. Class: Car, Compact. $15,250. Rancho Santa Margarita Honda 877-801-7855. 2009 Honda Civic LX. Stock #: 9E042122. VIN: 19XFA16579E042122. Class: Car, Compact. $11,391. Rancho Santa Margarita Honda 877-801-7855. 2004 Toyota Sienna LE. Stock #: 4S149678. VIN: 5TDZA23C24S149678. Class: Van, Small Van. $9,791. Rancho Santa Margarita Honda 877-801-7855. 2008 Toyota Prius Base. Stock #: 87721682. VIN: JTDKB20U087721682. Class: Car, Intermediate. $13,991. Rancho Santa Margarita Honda 877-801-7855. 2004 Honda Element EX. Stock #: 4L003660. VIN: 5J6YH28534L003660. Class: SUV, Compact Sport Utility. $8,551. Rancho Santa Margarita Honda 877-8017855. 2011 Ford Edge SEL. Stock #: BBA53711. VIN: 2FMDK3JC6BBA53711. Class: SUV, Intermediate Sport Utility. $24,991.Rancho Santa Margarita Honda 877-801-7855
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The Coto de Caza News