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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

November 13, 2015

MOVEMBER Men Partipate In No-Shave November To Raise Awareness For Prostate Cancer Research Pierce Brosnan


November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 13, 2015

THE MOVEMBER FOUNDATION INVITES YOU TO GROW, GIVE OR MOVE the globe. While the Movember Foundation has raised more than $650 million dollars globally and funded 1,000 programs, the charity knows that to help men live happier, healthier and longer lives, one must consider the holistic person, which means addressing both physical and mental health issues. Though year-round efforts and programs, the Movember Foundation is tackling each of these issues to bring about real, tangible change. The Foundation is one of the largest nongovernmental investors in research and quality of life initiatives in the world. To learn more about the men’s health programs the Movember Foundation is funding visit us.movember.com/ report-cards. Supporters can help make a difference by signing up to grow, give or MOVE at Movember.com. Once registered, participants become part of the global movement and can utilize their personalized fundraising page to get friends, family, and colleagues to donate to their efforts. Just by participating, millions of men and women will be helping to save lives. Connect with Movember on Facebook, Twitter, YouTube, flickr, and Pinterest. To follow the campaign on social media, use the hashtags #Movember and #MOVE4Movember. About the Movember Foundation The Movember Foundation is a global charity raising funds and awareness for men’s health. These funds deliver breakthrough research and support services to allow men to live

longer, healthier, happier lives. Since 2003, millions have joined the men’s health movement, raising more than $650 million and funding over 1,000 programs through impact investments, focusing on prostate cancer, testicular cancer, poor mental health and physical inactivity. The Foundation runs awareness and fundraising activities yearround, with the annual Movember campaign in November being globally recognized for its fun and innovative approach to raising money and getting men to take action for their health. During Movember, we challenge men to grow a moustache or to make a commitment to get active and MOVE, both of which are about real action for health and are done to spark conversation and raise vital funds and awareness. The Foundation’s vision is to have an everlasting impact on men’s health. Movember is fully accredited by the Better Business Bureau, and for the past three years, has been named a Top 100 best NGO by The Global Journal. For more information please visit Movember.com.

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“The Movember Foundation’s aim is to not only start conversations about testicular and prostate cancer, poor mental health and physical wellbeing but encourage men worldwide to prioritize their health.” Simply put, men are dying too young and the statistics continue to be sobering: • Poor Mental Health: Every day 87 men commit suicide1 in the United States translating to 31,755 deaths each year, almost the capacity of a college football stadium. Additionally, each year, 1 in 4 adults will experience a diagnosable mental health problem. • Prostate Cancer: In the U.S. a man dies every 19.1 minutes from prostate cancer and a new case occurs every 2.4 minute. In 2015, an estimated 220,800 American men will be diagnosed with prostate cancer, which has become the second most common cancer for men in the U.S. • Testicular Cancer: While there is a 95% cure rate for testicular cancer, for 1 in 20 it’s still a death sentence. That is too many. Furthermore, the incidence of men diagnosed with testicular cancer has doubled over past 50 years and this year an estimate of 8,430 men in the U.S. will be diagnosed. • Physical Inactivity: More than one-third of American men over age 20 are obese. Physical inactivity is also fourth leading risk factor for global mortality. Through the month-long Movember campaign, men and women spark conversations and raise critical funds that support breakthrough men’s health programs throughout

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The moustache is back and better than ever with the launch of the Movember Foundation’s 2015 Movember campaign! As one of the largest global charities investing in programs to address prostate cancer, testicular cancer, poor mental health and physical inactivity, the Movember Foundation is the leader in men’s health. Today, the Foundation debuted a new way for men and women to participate in the movement – MOVE. During the month of Movember, the Foundation will still challenge men to grow a moustache and women to support the campaign but now both men and women can choose to be champions of men’s health starting with their own through MOVE! MOVE is the Movember Foundation’s 30-day fitness challenge inviting participants to be more active while raising funds and awareness for men’s health. Starting today, men and women are encouraged to become an official participant of Movember by signing up at Movember.com and committing to grow a moustache, MOVE, or take things to the next level by doing both! “We are excited to bring back the moustache in 2015 and introduce MOVE, a new way for men and women to participate in the Movember campaign, raise funds and continue the dialogue about men’s health. Now more than ever we need to increase awareness of the state of men’s health. Too many men don’t talk, don’t take action and die too young,” said Mark Hedstrom, U.S. Country Director at the Movember Foundation.

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November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

TWO NEW MUSICIANS JOIN ORCHESTRA ROSTER FOR 2015-16 SEASON: VIOLINIST CHLOE CHIU AND VIOLIST VICTOR DE ALMEIDA

Chloe Chiu Pacific Symphony announces the addition of two accomplished string players to the orchestra for the 201516 season: Chloe Chiu is the newest member of the second violin section and Victor de Almeida joins the viola section. Chiu is currently a violinist with the Santa Barbara Symphony and is on full scholarship pursuing a graduate program certificate, studying with Glenn Dicterow at USC’s Thornton School of Music

(where the Symphony’s Music Director Carl St.Clair leads the orchestra program). De Almeida is a graduate of the Peabody Institute of Music with a bachelor of music and graduate performance diploma. He is married to Pacific Symphony violist, Carolyn Riley, and is the son of Pacific Symphony cellist Waldemar de Almeida. He is also a member of the Hollywood Bowl Orchestra and the Pageant of the Masters Orchestra. Born in Taiwan, Chiu is a compelling violinist who first picked up the violin at age 8 and started captivating audiences at the tender age of 9. She has performed intercontinentally throughout Australia, Europe (Austria, Bulgaria and Italy), Asia (Singapore and Taiwan) and the Middle East (Israel). As a frequent prizewinner in Taiwan, as well as internationally, Chiu has reveled in success at several competitions, achieving a multitude of prestigious awards. She holds the first prizes at the Taoyuan Competition, Tainan Music Competition, Hsing Tian Kong Music Competition and Taipei Music

Competition (all in Taiwan). In 2010, she was laureate in the Canetti International Violin Competition in Israel, and she was the grand finalist in the Andrea Postacchini International Violin Competition in Italy. Chiu received her professional education with full scholarships at the University of Singapore, Peabody Institute and the University of Southern California. She has studied with many esteemed musicians including Glenn Dicterow, Bing Wang, Victor Danchenko and Qian Zhou. Chiu currently serves as sectional violinist of Santa Barbara Symphony. A double prizewinner at the 2008 Primrose International Viola Competition, de Almeida has been principal violist of the Cincinnati Symphony Orchestra, associate principal violist of the Indianapolis Symphony Orchestra and the principal violist of the Annapolis Symphony. In addition to his numerous solo and chamber music performances around Southern California and abroad, de Almeida records soundtracks for several television shows and motion pictures. He was born into a Brazilian-

Victor de Almeida American musical family in Adelaide, Australia, where his parents were the principal and assistant principal cellists of the Adelaide Symphony Orchestra. Almeida is an arranger and avid collector of viola music and takes pride in performing rare works, his own transcriptions and collaborating with living composers on works dedicated to him.

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You can look forward to an evening full of insights and inspiration. Your feelings about death and life will forever be changed as James delivers messages of love, forgiveness, and joy weaved through the evidential memories and specific details the spirit people wish to impart. You will enjoy: • Discovering the process of mediumship • A guided healing and enlightened group meditation • Detailed messages of love, support, and inspiration given to audience members from guides, family, and friends in spirit. You will leave feeling a connection with Spirit, and comforted in the knowledge that loved ones who have passed are always with you. • Friday November 20, 2015 7-10pm • InSpirit Center, 25782 Obrero Drive, Mission Viejo, CA For tickets visit www.vanpraagh.com/events/ ($75.00 each)


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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

November 13, 2015

How to save big with last-minute vacation planning tips Sometimes the vacation bug bites without much notice. If you find yourself craving a travel adventure in the near future, you might worry it will be too complicated or costly to plan without adequate time. But the truth is, sometimes last-minute trips offer the best opportunity to score big bargains, if you know where to find them. There’s no need to ignore your lastminute itch for travel. Try a few travel tips and planning strategies to ensure your trip is not only memorable and stress-free, but saves you cash, too. 1. Skip air travel and save at the pump Last-minute plane tickets are costly, so for spontaneous trips, consider hitting the road instead. Pack up the car, RV or motorcycle and let the road be the gateway to your next great vacation. Download an app that tracks gas prices, like gasbuddy or Gas Guru -so you can always find the best price per gallon to cut down on fuel costs. Want better fuel economy? Improve your gas mileage by up to 3.3 percent by keeping your tires inflated to the proper pressure, says the U.S. Department of Energy. 2. Uncover hidden gem locations Popular tourist towns with massive crowds will always cost more than those hidden gems visited by fewer folks. Get destination inspiration on websites like www.LiveLifeLocal.com. With a focus on car, RV, boat and motorcycle travel, the site - created by Safeco Insurance - makes it easy to search for fun destinations and routes by geography, vehicle and tags. You’ll find valuable content from authors and bloggers as well as everyday users passionate about travel.

3. Be flexible and ask for discounts If you can be flexible with travel dates, you might be able to score a last-minute deal. Booking accommodations for weekdays rather than weekends will save you cash, and often there’s more availability last-minute. If you know you want to travel in the near future, call hotels and campgrounds and see if they offer discount rates for open rooms/ sites. Often rates are reduced 24 to 48 hours prior, but you need to ask. For hotels, a discounted room is better than a vacant room. For you, a fantastic deal awaits. Check out sites like Orbitz.com, Expedia.com or Booking.com. 4. Plan activities en route Getting there is half the fun when you plan stops along the way. When you’re short on time, go online to map your route and discover unique places to stop along the road to your final destination. For example, LiveLifeLocal lets you map your route and suggests nearby activities. To

help organize and plan your stops along the way, you can add your preferred activities to a “collection” on your online vacation portfolio. It’s a great way to quickly research and organize a last-minute vacation, plus it is free. Just add a title and save it for easy access, then share adventures on your favorite social media sites and make all your friends jealous. 5. Package and save When it comes to saving money, package deals are a great way to ease a tight budget. Can you bundle activities together and purchase all your tickets for a deep discount? Does your hotel offer any freebie activities to local attractions along with a reservation? Always ask about possible discounts and packaged savings so you can get the best deals throughout your last-minute trip. Give in to the wanderlust and take that last-minute trip with confidence. Whether you’re hitting the road solo or bringing the whole family along, a few simple strategies will ensure a trip to remember without breaking the bank.

Is there a place in heaven for gay people, and even atheists? Why not? Who am I to judge.” ~Pope Francis

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November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

VETERANS FOUGHT FOR OUR WAY OF LIFE. IT’S OUR DUTY TO FIGHT FOR THEIRS. DAV helps veterans of all ages and their families get the health, disability and financial benefits they earned. Lend support or get free help at DAV.org.

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November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Take advantage of ‘National Adopt a Senior Pet Month’ With November designated as “National Adopt a Senior Pet Month,” the Mission Viejo Animal Services Center is hoping folks will consider adding a loving senior pet to their family. Right now, two adorable seniors – Ellie, a 9-year-old schnauzer mix, and a 7-year-old brown tabby named Tamera – are waiting for new homes. Older pets are one of the most difficult groups of animals to find new homes for since most people want to adopt a puppy or kitten. But there

are so many benefits to adopting an older pet. For example, younger animals need more patience, energy and consistent training. Senior pets are typically calmer than puppies and kittens and generally fit right into their new homes with little adjustment. Most older animals are already housebroken and know some basic tricks. Most importantly, with an older animal, what you see is what you get. Understanding the personality of an animal is key to finding the perfect match for a family and homeless pet.

While puppies and kittens are still developing their personalities, senior pets let you know what to expect from the get-go. That’s not to say there won’t be challenges. Sometimes, because the pet is at an advanced age, there can be some extra health issues to consider. However, this should not deter you from adopting a senior pet. Depending on breed, lifestyle and existing health issues, a senior dog or cat can still have many healthy and happy years to give as a loving

companion. As an added incentive, the Mission Viejo Animal Services Center has a Mature Pet Program, so an approved adopter will save $25 off a cat 6 years and older and $50 off of a pooch 6 and older. Drop by the Mission Viejo Animal Services Center today to meet these special older pets. For more information, call 949-470-3045 or visit http://www.cmvas.org.

Tamera, a 7-year-old brown tabby

Ellie, a 9-year-old schnauzer mix

Banderas Pet Hospital & Boarding Leaving Town? Don’t Forget Your “Pet Kids”! Pet’s are safe & secure under the watchful eyes of Banderas Pet Hospital staff. Check out our Supervised, Outside Play Area on our website www.rsmVet.com for more fun pictures, then call to reserve your pet’s home away from home!

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29772 Banderas, RSM (2 blocks south of Main Post Office) Follow us on Facebook & Instagram for more information and cute pictures!

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 13, 2015

Mission Viejo Elks Volunteer at OC Stand Down event By Mike Klinger Last weekend, before the sunrise at the Tustin, CA MCAS, volunteers from Mission Viejo Saddleback Valley, Newport Harbor, Westminster, Buena Park and Huntington Beach Elks Lodges prepared and served breakfast for Homeless Veterans at the Orange County Stand Down. Bill Bracken, Brackens Kitchens, a Non Profit Hunger Relief program,

1,500 Veterans young and old attend Stand Down.

supplied all the food (eggs, sausage, biscuits and gravy, fruit, coffee). Thank you to MV Elks Vicky Long, Judy Klinger, Kathy Andrews, Julie Thomas and Harvey Boelts DDGER who got up at the crack of dawn to help serve our veterans along with the many other volunteers from Orange Coast District Elks Lodges. We are proud to be part of this year’s volunteer team that made life a little more comfortable for the weekend for Maureen Schaller, Judy Klinger, Kathy Andrews, Julie Thomas, Vicky homeless veterans. Long, with Robin Kelley. The Mission of the Orange County Stand Down is to help United States Veterans who are homeless, displaced, disabled or otherwise in transition become integrated into our community by providing them a continuum of opportunities through the Stand Down for Homeless Veterans and Veterans Resource Expo. The 2015 Orange County Stand Down & Veterans Resource Expo was a four day event located at the South Hangar at Former MCAS Tustin, CA. Chow line for breakfast served by the Elks.

Practice makes perfect: a dress rehearsal for your turkey The holidays are approaching and before you know it, you’ll be thinking about that daunting task of cooking a turkey. This holiday season, make sure your bird impresses all the guests and relatives by conducting a dress rehearsal for your turkey. More than 88 percent of Americans eat turkey on Thanksgiving, according to a National Turkey Federation survey. But before doing so, why not do a dry run and prepare a turkey, or try a smaller bird like chicken, using a brining technique that is sure to be a crowd pleaser? It’s the hot new culinary trend that’s got everyone from celebrity chefs to home cooks buzzing. But even though brining may be the latest technique to sweep kitchens, it’s hardly new. Mankind has been brining since ancient times. It probably started out, hundreds of millennia ago, as a way of preserving seafood with sea salt. The technique has come a long way since, and now food lovers everywhere, in typical what’s-old-is-new-again fashion, are rediscovering the benefits of brining. Think you don’t have the tools to brine? Chef Helen Roberts, director of culinary development at Kikkoman, has perfected the turkey brine. The brine is simple: salt, sugar, water, dried spices and the magic ingredient:

soy sauce. Pull out your refrigerator drawer or a large, deep bucket to brine your bird. After you’ve stirred your ingredients and placed your turkey in the liquid, let the brine work its magic overnight. What’s the secret behind brining? Brining has a tenderizing and moisturizing effect. The brine is absorbed and diffused throughout the meat as it soaks overnight. In addition, Roberts explains that soy sauce has a savory effect that seals in the turkey flavor and moisture. “Brining makes a big difference when you’re roasting meat. You’ll have the juiciest bird you’ve ever tasted,” says Roberts. But, as we all know, a turkey isn’t the only thing on the kitchen table - check out some recipes here that will leave your taste buds craving for more. Savory Turkey Brine Ingredients (Recipe for a 16 to 24 pound turkey) 2 gallons cold water 10 ounces Kikkoman Naturally Brewed Soy Sauce 1/2 cup kosher salt 1/2 cup sugar 2 tablespoons dried sage 2 tablespoons dried celery seed 1 tablespoon dried thyme Instructions The night before roasting, remove

giblets and turkey neck; rinse turkey inside and out. In a large stock pot or 5 gallon bucket, mix water with remaining ingredients. Stir well until all the salt is dissolved. Place turkey in the pot, cover with a lid and refrigerate overnight or at least 8 hours. Remove turkey from the brine, rinsing well. Follow your regular cooking instructions. Brining isn’t just for meat though. Brine veggies for a rich, savory taste. Perhaps one of the trendiest veggies, Brussels sprouts, are a prime candidate for a soy sauce brine. Sick of the same old side dishes? Now that you’ve brined your turkey, get creative with your side dishes too. Put a spin on classic mashed potatoes with the Wasabi Mashed Potatoes recipe found on www.kikkomanusa.com. The spice

and heat will balance out the creamy texture of the mashed potatoes. If you have leftover turkey, try a completely new dish instead of just reheating. Keep enjoying your juicy turkey by adding to a stir fry, include in a salad or in a tetrazzini. For leftover mashed potatoes, use panko to transform into crunchy, warm Panko Mashed Potato Cakes. Have you ever wondered ... why turkey for Thanksgiving? Turkeys became a Thanksgiving staple after the Native Americans introduced turkey to the Pilgrims back in 1621 during the first Thanksgiving meal. As you prepare to celebrate the holidays, try this brining recipe to keep turkey juicy and moist, and you are bound to enjoy a wonderful meal with friends and family.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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November 13, 2015

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November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Girl Scouts Recognizes Six OC Leaders and Raises over $243,000 for Local Girls Photos by: Laurel Hungerford More than 300 community and business leaders came together to recognize six extraordinary local female leaders, all Girl Scout Alumnae, and raise over $243,000 for Girl Scouts of Orange County at its Sixth Annual Celebrate Leadership event at the Island Hotel in Newport Beach. Each honoree was matched with a current Orange County Girl Scout, pairing the female leaders of tomorrow with current leaders. The Girl Scouts each created and presented a unique art canvas to her honoree, illustrating the woman’s leadership characteristics. The Girl Scouts, ranging in age from six to 16, also shared how these leaders inspire them to achieve greatness. Guests sipped on “Orange Juliette” cocktails prepared with vodka, elderflower liqueur, orange juice and grenadine in a martini glass rimmed with raw sugar, named in honor of Girl Scouts’ founder Juliette Gordon Low, who was born on October 31. During the reception, guests browsed more than 100 silent auction items, including David Yurman and John Hardy jewelry, St. John’s and Tory Burch handbags, exotic car racing and Angels and Kings sports packages. Bidding was lively during the event’s live auction, which featured a personal golf tournament for 12 at Shady Canyon Golf Club, an Oregon Getaway and Wine Tasting in the Willamette Valley, a Catered Wine Tasting and Party for 20, and more. Guests went home with boxes of Thin Mints and a beautiful 2016 Girl Scouts Keepsake Calendar, featuring stunning photographs of the honorees with their partner Girl Scouts. An outstanding event committee chaired by Donna Giordano, President of Ralphs Grocery Company, and Shannon Kennedy, Regional President for BNY Mellon Wealth Management, helped make the event a tremendous success. 2015 Celebrate Leadership Honorees are: Jacqueline Akerblom, West Region Managing Partner, Grant Thornton LLP; Corinne Burton, President, Teacher Created Materials Publishing; Tanya Domier,Tanya Domier, Chief Executive Officer, Advantage Sales & Marketing LLC; Sue GrahamSparks, Vice President Store Manager, Macy’s South Coast Plaza; Sumiko Katayama, Vice President, Treasury Relationship Manager, Commercial Banking Treasury Services, MUFG Union Bank, N.A.; and Deborah Proctor, President and Chief Executive Officer, St. Joseph Health “We are proud to recognize these exceptional women,” said Nancy Nygren, CEO of Girl Scouts of Orange County. “They represent vastly different industries and followed different paths, but they share one important attribute: all six honorees were Girl Scouts who developed vital leadership skills that contributed to their success, and all are tremendous role models for our female leaders of tomorrow,” said Nancy Nygren, CEO of Girl Scouts of Orange County. “We are grateful to these outstanding women, our generous sponsors, and everyone who attended for supporting Girl Scouts, which gives girls a safe and positive place to develop the confidence and skills to believe they can do anything.” Funds raised at the event will support Girl Scouts of Orange County’s leadership development programs for more than 21,000 Girl Scouts and to recruit, train, and support the more than 9,000 volunteers who guide and support them. The Girl Scouts of Orange County are 36,000 strong, over 21,000 girls and 15,000 adults who believe every girl can change the world. Girl Scouts began over 100 years ago with one woman, Juliette Gordon “Daisy” Low, who believed` in the power of every girl. Today, they continue her vision of building girls of courage, confidence, and character who make the world a better place by helping them discover their inner strength, passions, and talents. With programs in every zip code in Orange County, there’s a chance for every girl to do something amazing. For more information visit www. GirlScoutsOC.org. Page 12

The Coto de Caza News

Nancy Nygren, Sumiko Katayama, Deborah Proctor, Sue GrahamSparks, Tanya Domier, Jacqueline Akerblom, Corinne Burton

Ashleigh Aitken with Shannon Kennedy, Jacqueline Akerblom and Donna Giordano

Cayman Wurth, Corinne Burton, and Amelia Burton

Judy Brandt with JoAnn Albers and Sue Parks


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 13, 2015

HOW FAST WILL YOUR HOME BE SOLD?

solD tHe saMe DaY!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ sold tHe same day that the ad appeared in the Coto de Caza news” “ sold tHe same weeKend the ad was in the Coto de Caza news” “sold in tHree days after the ad appeared in Coto de Caza news” “sold witHin tHe same weeK the ad was in the Coto de Caza news” “Buyers Came in waVing our ad that was in the Coto de Caza news”

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.

Fact:93% of all homes sold within 90 days of listing were advertised in the coto de caza news

CUTTING-EDGE COLLISION REPAIR

ROLLS INTO RANCHO SANTA MARGARITA.

INTRODUCING THE NEW CALIBER COLLISION RANCHO SANTA MARGARITA 23251 Antonio Pkwy., Rancho Santa Margarita, CA 92688 949.888.8260

©2015 Caliber Collision. All rights reserved.

The Coto de Caza News

Page 13


November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Orange County’s

Best Dressed Windows Drapery Roman Shades Upholstery Sunscreens/Blinds Bedding/Pillows Woven Woods Motorization Custom Hardware...and More Your window treatment expert since 1987. Don't ignore the economy of quality. Call for your FREE in home consultation. By Appointment Only

23891 Via Fabricante #601, Mission Viejo www.thedraperyshowcase.com

949-587-1002

A HunterDouglas Priority Dealer

Page 14

The Coto de Caza News

Wear Our

Latest Styles


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 13, 2015

HOW FAST WILL YOUR HOME BE SOLD?

solD tHe saMe DaY!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ sold tHe same day that the ad appeared in the Coto de Caza news” “ sold tHe same weeKend the ad was in the Coto de Caza news” “sold in tHree days after the ad appeared in Coto de Caza news” “sold witHin tHe same weeK the ad was in the Coto de Caza news” “Buyers Came in waVing our ad that was in the Coto de Caza news” Reverend Theodore Olson, Pastor Reverend Duy Le, Parochial Vicar

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.

SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

Fact:93% of all homes sold within 90 days of listing were advertised in the coto de caza news

saDDleback cares For yoU

No matter what struggles, hardships, or difficulties you are facing, we want you to know that you do not have to walk alone. Our support programs and signature ministries offer hope, help and healing to guide you through life’s challenging times and connect you with others who share a similar journey.

Need prayer? Join us this weekend, and after the service, visit the Prayer Garden for personal, confidential prayer.

WeekenD service times Saturday: 4 & 6 PM* Sunday: 9 & 11 AM, 1 & 6 PM *ASL Interpreted.

neW Hope sUpport groUps

find support, care, comfort, encouragement, hope and strength as you meet others who are facing the same difficulties. www.saddleback.com/supportgroups

saddleback chur ch ( 9 4 9 ) 6 0 9 - 8 0 0 0 w w w. s a d d l e b a c k . c o m , 

1 S a d d l e b a c k P k w y, L a k e F o r e s t , C A 9 2 6 3 0

BIRTH ANNOUNCEMENTS! The Coto de Caza News is happy to announce the birth of your newborn:

Baby’s Name: Date of Birth: Weight: Length: Proud Parents:

Shopping break.

A perfect moment to talk about alcohol. An alarming number of pre-teens are drinking alcohol – which makes it urgent to find every opportunity to talk to your kids about the dangers of underage drinking. For tips on how – and when – to begin the conversation, visit:

www.underagedrinking.samhsa.gov

Send Photo!

Coto de Caza News 23472 Vista del Verde Suite 6 Coto de Caza 92679 The Coto de Caza News

Page 15


November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert. Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890

Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill

Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages. “Now Open for Lunch”. New Hours: Tuesday – Thursday 11am – Midnight Friday – Saturday 11am - 1am Sunday 11am – Midnight

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.0072 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads. Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

Page 16

22302 El Paseo Ste I, RSM 949.459.7900

Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Rice & Spice Thai Cuisine

Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi

Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

22411 Antonio Pkwy Ste C 949.459.7676 San Giovanni’s Ristorante

Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

The Trough sandwich kitchen Farm Fresh Gourmet Sandwiches Open for Breakfast. Eat In, Take Out, Curbside Pick-up. Open Dailey 8am - 8pm.

31441 Santa Margarita Pkwy, Rancho Santa Margarita www.thetroughoc.com 949.709.5545

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining. Across from Saddleback Church

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

27412 Portola Pkwy, Foothill Ranch 949.340.2055

22205 El Paseo Ste A, RSM 949.858.0581

Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

Panera Bread

Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.589.8028

30642 Santa Margarita Pkwy, RSM 949.459.9000

Wood Ranch BBQ & Grill

Pizza E Vino

Mon-Fri at 4pm Sat & Sun at 11:30am

Open daily at 4:30pm

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225

The Coto de Caza News

Wan Fu Chinese Gourmet

22352 El Paseo, RSM 949.888.1100

G u id e Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 13, 2015

Family owned & operated

orange county’s Friendly, Family auto repair shop

smog cHeck

oFFicial smog cHeck & repair station

2975

most cars

$

$

+$8.25 cert

trucks, Vans, suV’s

$

39

75

4995

+Tax $3 Disposal fee Most cars Reg. $109.99

includes: new oil filter and up to 5 Quarts of 5w/30 oil.

+$8.25 cert

mission Viejo only smog service vehicles 2000 & newer. Cannot be combined with any other offer. expires 12/31/15

brake special

syntHetic oil cHange

Skid plates $5 extra. 5w/20 oil extra. Cartridge oil filters $10 extra. Cannot be combined with any other offer. expires 12/31/15

$

9995

Front or Rear Most cars Reg. $219.99

includes: new Brake Pads and resurfacing rotors if necessary Vans, suV’s, trucks, and 4-wheel drives higher. Cannot be combined with any other offer. expires 12/31/15

Mercedes-Benz and BMW Certified Mechanics

T����� T����� - B��� S����� P������� 4th Annual Holiday Boutique Saturday, November 14th 9:00am – 3:00pm At: Tesoro High School 1 Tesoro Creek Rd. Las Flores, CA 92679

Quality vendors - Food and Refreshments, Raffle Table Bring your Family and Friends. Shop for the Holidays Unique gifts - Free parking Any questions, please contact Shannon @ 949-939-5914 – shannonestupinan@gmail.com

Happy Holidays!

PartyScapes Unlimited L E T U S TA K E C A R E O F A L L Y O U R H O L I D AY PA R T Y P L A N N I N G N E E D S !

Servers Catering Entertainment Decor & more

949.716.1226

www.PartyScapesOC.com

Free

First-time cUstomer special

50%off

cHeck engine ligHt Diagnostic

Labor For Any Fluid Services

if service needed,

20%off

20%off Labor For Any Services

Labor For Any Services Cannot be combined with any other offer. expires 12/31/15

Cannot be combined with any other offer. expires 12/31/15

First-time cUstomer special

Cannot be combined with any other offer. expires 12/31/15

2 locations to serve you

rancho santa margarita (in the moBil gas station)

31521 santa margarita Parkway, rancho santa margarita, Ca 92688

(949) 264-6878

mission Viejo (in the moBil gas station)

26052 marguerite Parkway, mission Viejo, Ca 92692

(949) 367-0026

open 6 Days a Week Mon-Fri 8:00 A.M. - 6:00 P.M. Saturday 8:00 A.M. - 4:00 P.M. service@goodguysautocarecenter.com www.goodguysautocarecenter.com

Law Office of

JAMES D. STONE Recently, I relocated my office to Rancho Santa Margarita. I was an Anaheim Police Officer for 15 years and have been a Trial Attorney for the past 32 years, specializing in Criminal and Civil Defense. I personally have litigated over 600 cases in three (3) different states, thirteen (13) different counties and more than sixty (60) different courts. For more information regarding the law in your specific case, please contact my office for a free consultation, by phone or at my office.

Law Office of

JAMES D. STONE 30021 TOMAS, SUITE 300 RANCHO SANTA MARGARITA, CA 92688 TELEPHONE: (949) 433-9179 FACSIMILE: (949) 888-8829 E-Mail-jdstonelaw@netscape.net

The Coto de Caza News

Page 17


November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

coto de caza Village homeowners news

Congratulations to our newly elected Board of Directors! Mary Sadler Uwe Schneider Jim Stivers Jason Vallone Michael Walker Holiday Decorating Contest The holidays are right around the corner. The Welcome and Social Committees are pleased to announce the continuation of tradition through sponsoring the Holiday Home Decorating Contest. In addition to your contribution to help make the Village look festive during the holidays, there are cash prizes for the top three (3) homes: 1st Place - $150 2nd Place - $100 3rd Place - $50 The judges will be reviewing the homes in the evenings between December 15th-18th so please make sure to get your decorations up and lights turned on to be included in the contest. The challengers from last year’s competition were on Via Pato, Via Aquilla and Via Buho. Start planning now and Happy Holidays! Social Committee Volunteers The Association is always interested in new ideas to meet our neighbors. If you are interested in joining the Social Committee or have any suggestions for our next event, please contact Karen Park at karen@ Page 18

theparkteamoc.com or by phone at 949-690- 5605. Planning for the 2016 year is in the works and we welcome any ideas! Artificial Turf Many of you have heard of the recent legislation signed by Governor Brown regarding artificial turf. This legislature amends Civil Code Section 4735 and essentially states that Association’s cannot prohibit the use of artificial turf in their community. With this new law, it is important to note that the Association may still adopt and apply reasonable landscape rules so long as they do not prohibit artificial turf or synthetic grass. The law does not apply to common area or HOA property in which the Association may still prohibit artificial turf in these areas. It is also important to remember that when considering artificial turf, homeowner must still submit their plans for these types of modifications to the ARC Committee for review and final approval. The Architectural Committee is currently reviewing the current rules regarding artificial turf and is seeking to amend those rules to accommodate this new legislature while continuing to maintain the integrity of the Village. Need a New Roof? If you are interested in a new roof and not sure what falls within the guidelines, here are a few things to note. Please look for the following attributes: • Architectural Grade

The Coto de Caza News

• Thick Profile/High Definition • 50 Year Warranty. • Materials NOT approved: Corrugated metal, mission/ barrel tile Please note that any roof repairs or replacement may require Architectural approval. When submitting your application you must include a sample of the roof material you plan to use along with a brochure detailing the specification of the roof including the above required information. For any questions regarding this matter, please contact the Community Manager, Janine Stratton, at 949-4486185 or by email at Janine.Stratton@ fsresidential.com for assistance. Encroachment Policy Before homeowners can plant vegetation into HOA property they must first obtain approval through the Architectural Committee. It is important to note that use of the Encroachment area is limited to planting only; no hardscape or permanent structures of any kind are permitted. Please remember that while you are allowed to use and enjoy this space, this area remains the property of the HOA and all rules and guidelines must be followed. Homeowners are required to submit their plans along with a signed and notarized Encroachment Agreement to Management for Committee review and approval before work can begin. Once approved, the documentation will be filed with the County.

Contact Information During Courtney Fischer’s Leave of Absence, please contact Janine Stratton as the Community Manager for the Village. Please feel free to contact Janine with any Association questions or concerns at (949) 448-6185 or Janine.Stratton@ fsresidential.com for assistance. Management BOARD MEMBERS Mary Sadler Uwe Schneider Jim Stivers Jason Vallone Michael Walker Blog: www.cotovillageonline.com Website: http://california.fsrconnect.com/ CotodeCazaCommunity Gate Access Website: www.czmaster.org Support/Account Creation: Support11@dwellinglive.com 949-858-2290 Phone Numbers Universal Protection Services (Street Blocking) (949) 559-7888 Sheriff Department (Noise & Vandalism Matters) (949) 770-6011 Take Note: New Patrol Vendor effective 12-1-15 GMI Integrated Facility Solutions will be providing patrol/citation service to The Village effective 12-1- 15. The phone number for GMI Integrated Facility Solutions is (949) 724-9268.


The Coto de Caza News

2 for Tuesdays 2 Large Pizzas 2 Toppings 2 GO $20.00

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 13, 2015

Wine Wednesdays 40% Off Bottles of Wine No Glut w Serv ing en Past Free P iz a& Rav za, ioli

949. 583.1289

Come in, sit down, you’re family at, San Giovanni Ristorante Special Events * Full Service Catering

www.beachhutdeli.com

www.sangiovanni.us 31931 Dove Canyon Drive Hours: Dove Canyon, CA 92679 Open Daily (949) 589-1900 5:00 pm - 9:00 pm

26051 la paz rd ste 180 Mission Viejo, California, 92691

Our Services

Coto General Store!

Final County Paperwork before Construction Begins. Great News! We have received our “Certificate of Completeness” from Orange County Planning Department! We’re just awaiting the signature on one final document and we’re ready to start up the bulldozers and begin construction. for more information go to: www.cotogeneralstore.com or email us at: info@cotogeneralstore.com

LARRY and CAROL

• • • • • • • • • • • • • •

Bridges Crowns Dental Hygiene Dentures Extractions Fillings Implants Invisalign Periodontics Root Canal Therapy Sedation Therapy Sleep Apnea Veneers Whitening

(949) 916-9600 | (949) 716-9900 www.globaldentalservices.com 24000 Alicia Pkwy, Suite 18 Mission Viejo, CA 92691 The Coto de Caza News

Page 19


November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

newSOLD listings

SOLD BREAKER! NEWRECORD LISTING 55+ COMMUNITY 7 GalanST. St | $769,000 6 ELMHURST SOLD $539,000

NEW LISTING 15 Tudor Way  In Escrow in 2 days! 12 TUBEROSE ST. | SOLD $527,500

RECORD BREAKER!

12 TUBEROSE ST. | SOLD $527,500

6 ELMHURST ST. | SOLD $539,000

17 SKLAR | REPRESENTED BUYER

2 STONE TURRET CT. | REPRESENTED BUYER

$725,000

$639,000

$66,500 OVER MODEL MATCH! NEWLAST LISTING $615,000 Via Barcaza  $699,000 4115ETHEREAL | SOLD

$66,500 OVER LAST MODEL MATCH! 41 ETHEREAL | SOLD $615,000

17 CERNER CT. | REPRESENTED BUYER $722,500

OVER $60 MILLIONSOLD SOLD LOCALLY!

Ladera Ranch Resident and Area Real Estate Expert

17 SKLAR | REPRESENTED BUYER

2 STONE TURRET CT. | REPRESENTED BUYER

$725,000

$639,000

17 CERNER CT. | REPRESENTED BUYER $722,500

Ladera Ranch Resident and Area Real Estate Expert

Call Amy Sims Team today!

over $60 $70 MILLION million SOLD solD LOCALLY! locally! OVER WITH OVER 200 LADERA RANCH TRANSACTIONS, Call Amy Sims Team today! ® USE THE MOST RECOMMENDED REALTOR . WITH OVER 200 LADERA RANCH TRANSACTIONS, ® USE THE MOST RECOMMENDED REALTOR .

RECORD BREAKER!

12 TUBEROSE ST. | SOLD $527,500

6 ELMHURST ST. | SOLD $539,000

TEAM AM 949.559.5959 |T E www.AmySimsTeam.com 949.559.5959 | www.AmySimsTeam.com

Page 20

The Coto de Caza News

$66,500 OVER LAST MODEL MATCH! 41 ETHEREAL | SOLD $615,000


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

SOLD

IN ESCROW

OCEAN VIEW

Wow..this charming single story has been completely remodeled and is such a showpiece. Offering Stunning home in a private gated community with an ocean view. Offering approx. approx. 1800 sq. ft with 3 bedrooms and 2 baths. New hardwood floors, paint, carpet and a spectacular 4000 sq. ft with a 10,000 sq. ft. lot. Four bedrooms, four baths and a bonus. Gorgeous backyard with pool/spa. Enjoy the sunset views and evening breezes. kitchen. Stunning yard for entertaining. 55 Dartmouth $809,900.00 $ .00

24 San Simeon

altor re

f so

AVAILABLE

AVAILABLE

2015

1,889,000

CO

ZA

top

SINGLE STORY

TO

November 13, 2015

DE CA

DOVE CANYON

ESTATE HOME

Private and secluded estate home on over an acre. Offering approx. 4400 sq. ft Perfectly located on the fifteenth fairway of the Dove Canyon golf course. The with 5 bedrooms 5 baths and a bonus room. Very unique floor plan and excep- highly upgraded home offers panoramic views of the mountains and fairway. tional ugrades. Rock pool and spa, BBQ area and a sport court. Three car garage. Offering 5 bedrooms, 4.5 baths bonus and private office.

23 Via Terracaleta

$

12 Indian Pipe

1,430,000.00

AVAILABLE

Debra Kovacs Direct 949.350.0146 debrakovacs@cox.net Lauren Kovacs Direct 949.600.3672 laurenkovacs@cox.net

Contact Us For Your Complimentary Home Evaluation...

AVAILABLE

OAK KNOLL

Stunning curb appeal with brick exterior. This magnificent Toll Bros home offers 5900 sq. ft with 5 bedrooms, 5.5 baths and a loft. Stunning backyard with pool/ spa and full kitchen/bbq area. Breathtaking views of the mountains and city lights.

15 Flagstone

1,329,000.00

$

1,999,950.00

$

AVAILABLE

FORMER MODEL HOME

SAN MARINO

Wow, what a lot and view! One of the largest lots in the tract. This plan 2 offers approx.. 6000 sq ft of living space and over a 12,000 sq. ft lot with endless views. Stunning upgrades and what a yard. Rock pool/slide, outside family room and sport court. 19 Longview $2,139,000.00

AVAILABLE

ON THE GOLF COURSE

Amazing golf course views! Located on the 18th hole of the south course. Offering approx 3100 Newly remodeled and picture perfect. Offering approx. 3700 sq. ft with 4 and spa. Located on the golf sq. ft with 4 bedrooms and 4 baths. Large yard with a pool and totally redone with very nice bedrooms and 3.5 baths. Amazing floorplan with pool course with forever views. 45 Golf Ridge $1,159,000.00 upgrades. 6 Shoal Creek $1,099,000.00

THE KOVACS CONNECTION Where Integrity Meets Excellence www.DebraKovacs.com Cal BRE# 01277417 | 01927907

Information obtained from reliable sources but not guaranteed.

NMLS ID 118767

Direct 949.767.7111

65 Enterprise #355-B, Aliso Viejo, CA 92656. Rates, terms, and availability of programs are subject to change without notice. Licensed by the CA Department of Business Oversight CRMLA 4131040. All rights reserved.

The Coto de Caza News

Page 21


November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

1. Coto de Caza News Readers can afford your very Best! According to reliable sources such as the U.S. census bureau the area served by the Coto de Caza News one of Orange County’s highest income groups. These affluent nearby homeowners in Coto de Caza, Dove Canyon, and the gated communities surrounding Rancho Santa Margarita have more money to spend and the time to spend it. Make sure that these readers are aware of your company and what you do by keeping a regular, affordable advertising message in the newspaper that all of them read every week 2. Why pay more to reach your most preferred customers? Smart business owners and marketing experts agree that the most expensive advertising is advertising that doesn’t work. Savvy business managers are wise to be concerned about high volume publications that don’t deliver a strong local audience that would bring you customers. Major daily newspapers like the Times and the Register reach nearly a million readers, but do you really need to pay their high prices to reach your customers in Coto de Caza, Dove Canyon and Rancho Santa Margarita? While some glossy monthly magazines are stylish, their costly rates may not be realistic compared to choosing a highly effective newspaper like the Coto de Caza News which is received by your most likely preferred customers of high income homeowners with advertising that costs you far less money. The Coto de Caza news is attractive, effective and affordable. 3. Why do Rancho Santa Margarita Readers read the Coto de Caza News? Even before it became a city in the year 2000, the Superior Court of Orange County adjudicated (approved) The Coto de Caza news as the official newspaper for Rancho Santa Margarita. That’s why you regularly see stories about the Rancho Santa Margarita City Council, RSM Chamber of Commerce, and Page 22

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P AY L E S S T O A D V E R T I S E

TO REACH THE HIGH INCOME HOMEOWNERS OF COTO DE CAZA, DOVE CANYON AND RANCHO SANTA MARGARITA WHO WOULD LIKE TO BUY FROM YOU. prominent Rancho Santa Margarita people in the Coto de Caza News. So when you advertise In the Coto de Caza News you get more than just Coto de Caza readers. 4. U S Post office plus selected delivery makes this newspaper special! While everyone knows that the Coto de Caza news is delivered to every single family residence in Coto de Caza and Dove Canyon by the United States Post office, the Coto de Caza news is also handdelivered each week to local Rancho Santa Margarita area businesses, city hall, library, and other popular gathering spots where Rancho Santa Margarita residents can easily pick up a copy. 5. Who is this woman that raises hundreds of millions of dollars and how can she help me grow my business? If you don’t know her already, get to know Kelly Bennett, the top society columnist in Orange County. She also has the top rated radio show and television program “Breakfast with Gary and Kelly. Readers eagerly await her weekly column in the Coto de Caza News which features major charity events where the beautiful people of Orange County gather for fashionable luncheons and dinners which regularly raise millions of dollars for worthy causes. Permit us to say that placing your advertising where it is seen by people who can afford to give away millions is the best advertising purchase you will ever make. Read Kelly

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Bennett’s “Society Scene “column every week in the Coto de Caza news and see why. 6. Free Online Advertising Coto de Caza News Version each week. While many people still prefer to have a hard copy of the Coto de Caza news to hold in their hand, our online version is equally popular for those who want to access our entire newspaper on their smartphone, tablet or computer. Your regular ad will appear in our online edition at no extra charge. Just click on Cotodecazanews.com. 7. How Fast Will this Home be sold? We’d like to share some actual quotes from local Coto de Caza area realtors: “SOLD THE SAME DAY that the ad appeared in the Coto de Caza News, SOLD THE SAME WEEKEND that the ad appeared in the Coto de Caza News, BUYERS CAME IN WAVING the ad that appeared in the Coto de Caza News.” Two factors determine how fast a house will sell: 1.Choose a skilled real estate professional 2. Advertise it in the Coto de Caza News FACT: 93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News. Whether you are selling homes or other desirable goods or services you should consider the Coto de Caza news for your advertising. 8. Extremely Affordable Classified Advertising Only a Dollar a Word.

In keeping with our motto of providing highly effective advertising at an affordable cost, the Coto de Caza news offers weekly classified advertising for only $1.00 a word with a 15 word minimum. You’re very welcome! 9.What does Good News mean to you? Most other news media is full of crime, war, celebrity scandals, and other kinds of bad news. We guarantee that when you place your advertising in the Coto de Caza news your ad will never be next to any kind of bad news. Our unusual but extremely delightful editorial policy of only printing good, positive family-friendly news makes reading this newspaper a pleasure. Keeping our readers happy keeps them in a pleasant mood when they are reading your advertising message. 10. Silent Salesman Works for you Seven Days a Week. Our surveys show that the Coto de Caza news has more “coffee table life” with readers keeping a copy of the newspaper in their homes as long as a full week which is far longer than any daily publication. If you’d like to see a little excitement in your sales figures, place a call to Coto de Caza News for fast action on advertising that is effective, attractive, and affordable Ask for one of our cheerful display advertising representatives to put some real power in your advertising when you call (949)-589-9990


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 13, 2015

C o t o d e C a z a g e t s r e a dy f o r E l N i ñ o s t o r m s 1. CREATE AN EMERGENCY FAMILY PLAN 2. EMERGENCY ACTION PLAN (RESIDENTIAL AND COMMERCIAL) 3. PREPARE A DISASTER SUPPLY KIT 4. SANDBAG CONSTRUCTION 5. SANDBAG SUPPLIERS 6. WHAT YOU NEED TO KNOW ABOUT FEDERAL DISASTER ASSISTANCE AND FEDERAL FLOOD INSURANCE 7. IF AN EVACUATION IS ADVISED Discuss what to do about power outages and personal injuries. Draw a floor plan of your home, and mark an escape route from each room. Locate the main electric fuse box, water service main, and natural gas main. Learn how and when to turn these utilities off. Teach all responsible family members. Keep necessary tools near gas and water shut-off valves. Remember, turn off the utilities only if you suspect the lines are damaged or if you are instructed to do so. If you turn the gas off, you will need a professional to turn it back on. Pick one out-of-state and one local friend or reative for family members to call if separated by disaster (it is often easier to call out-of-state than within the affected area). • Post emergency telephone numbers near telephones. • Teach children how and when to call 911, police and fire. • Teach children how to make long distance telephone calls. • Instruct household members to turn on the radio for emergency information. Pick two meeting places: • A place near your home in case of a fire. • A place in your neighborhood in case you cannot return home, • Learn the safest route from your home or job to high, safe ground in case you have to evacuate in a hurry, and be sure to keep your gas tank full!! • Take a basic first aid and CPR class. • Make at itemize list of personal property, including furnishings, clothing and valuables; photograph your home inside and out, which will help settle insurance claims. Keep photos in a safe deposit box. FOR MORE INFORMATION The federal Emergency Management Agency offers free publications on protecting your home and assembling and emergency kit, 1-800-638-6620. El Niño information is available on the agency’s web site: http://www.fema.gov RESIDENTIAL Losses due to flooding can often be cut dramatically by carrying out an effective pre- planned set of actions. The emergency plan may consist primarily of a checklist of things to be done and a little pre-thinki ng about where contents will be moved, who’s going to help, where things will be stored and so on. Among others, items on the emergency “to do “ list might include: • Moving items to be left in the structure to an upper floor or stacked

on top of each other to put at least some furniture above flood level. • Throwing curtains and drapes up over rods. • Pulling up and removing carpets and rugs. • Motors to be removed from furnace and other equipment located in the low levels of the house. • Unplug equipment that can’t be moved. • Assemble medicine, heirlooms, valuables and other items to be for taking during evacuation. COMMERCIAL Commercial and industrial sites offer the opportunity and need for more detailed planning and sometimes new construction or other preparations to facilitate putting the plan into action when necessary. This may include such things as: • Preparing electrical equipment for quick disconnect. • Preparing equipment for quick evacuation. • Keeping raw materials and products on pallets for quick removal. • Providing means for opening all necessary doors manually in the event of a power outage. Arranging for transportation when needed. • Arranging for storage space when needed. • Keeping on hand all items needed for rapid cleanup and restoration of production. EMERGENCY ACTION PLAN PREPARE A DISASTER SUPPLY KIT • List of important phone numbers (family, physicians, etc.) • Copy of insurance policy. • Credit cards and cash. • An extra set of car keys. • Inexpensive rabbit-ears television antennas to use when cable goes out. • Special items for infants, elderly or disabled family members. • Extra batteries. • Matches. • Clock (wind-up or batteryoperated). • Blankets or sleeping bags. • Scissors. • Plastic garbage bags. • Map of the area. • Clean change of clothes & rain gear. • A supply of non-perishable packaged or canned food and a non-electric can opener. • A first aid kit and prescription medications. • Flashlights and extra bulbs. • Battery-operated lanterns. (Candles and kerosene lanterns are fire hazards.) • Working fire extinguishers . • Battery-operated radio. • Assemble supplies you might need in an evacuation. Store them in an easy-to-carry container such as a backpack or duffel bag. Put aside in a special box in garage. Keep heat-sensitive items inside home and rotate stock throughout season. Batteries can go in refrigerator. WATER Having an ample supply of clean water is a top priority in an emergency. A normally active person needs to drink at least two quarts of water each day, hot environments can

double that amount. Children, nursing mothers and ill people will need even more. You will also need water for food preparation and hygiene. Store a total of at least one-gallon per person, per day. You should store at least a two-week supply of water for each member of our family. If supplies run low, never ration water. Drink the amount you need today, and try to find more for tomorrow. You can minimize the amount of water your body needs by reducing activity and staying cool. Store water in sealed, unbreakable containers. Identify the storage date and replace every six months Sandbags The use of sandbags is a simple, but effective, way to prevent or reduce floodwater damage. Properly filled and placed, sandbags can act as a barrier to divert moving water around instead of through buildings. Sandbag construction does not guarantee a watertight seal, but is satisfactory for use in most situations. Sandbags are also used successfully to prevent overtopping of levied streams and for training current flow to specific areas. Untied sandbags are recommended for most situations. Tied sandbags should only be used for special situations when pre-filling and stockpiling may be required for specific purposes such as filling holes, holding objects in position or to form barriers backedby supportive planks. Tied sandbags are generally easier to handle and to stockpile, however sandbag filling operations can generally best be accomplished at or near the placement site and tying of bags would waste valuable time and effort. If the bags are pre-filled at a distant location, due consideration must be given to transportation vehicles and placement site access. The most commonly use bags are untreated burlap sacks available from feed or hardware stores. Empty bags can be stockpiled for emergency use and will be serviceable for several years if properly stored. Filled bags of earth material will deteriorate quickly. A heavy bodied or sandy soil is most desirable for filling sandbags, but any usable material at or near the site has definite advantages. Course sand could leak out through the weave of the bag (to prevent this double bag the material). Gravely or rocky soils are generally poor

choices because of their permeability characteristics. Sandbag barriers can easily be constructed by two people, as most individuals have the physical capabilities to carry or drag a sandbag weighing approximately 30 pounds the use of sandbags is a simple, but effective, way to prevent or reduce floodwater damage. Properly filled and placed, sandbags can act as a barrier to divert moving water around instead of through buildings. Sandbag construction does not guarantee a watertight seal, but is satisfactory for use in most situations. Sandbags are also used successfully to prevent overtopping of levied streams and for training current flow to specific areas. HOW TO FILL A SANDBAG Filling sandbags is a two-person operation: One member of the team should place the empty bag between or slightly in front of widespread feet with arms extended. The throat of the bag is folded to form a collar and held with the hands in a position that will enable the other team member to empty a rounded shovel full of material into the open end. The person holding the sack should be standing with knees slightly flexed and head and face as far away from the action of the shovel as practical. The shoveler should carefully release the rounded shovel full of soil into the throat of the bag. Haste in this operation can result in undue spillage and added work. The use of safety goggles and gloves is desirable and sometimes necessary. For large-scale operations, filling sandbags can be expedited by using bag holding racks, metal funnels, and power loading equipment. However, the special equipment required is not always available during an emergency. Bags should not be filled more than half full or less than onethird their capacity. PLACEMENT Remove any debris from the area where bags are to be placed. Place the l/2-filled bags lengthwise and parallel to the direction of flow. Fold the open end of the unfilled portion of the bag to form a triangle. (If bed bags are used, flatten or fire the tied end.) Place succeeding bags on the folded or fired portion of the previous bag and stamp into place to eliminate voids and form a tight seal.

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Page 23


November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Autumn edibles: Tips for fall gardening and second plantings People choose to garden for many reasons: Food is fresher and tastes better. It’s a healthy hobby that exercises the body. It saves money. Numerous reports show an increasing number of homeowners are growing their own fruits, vegetables and herbs. As summer’s end nears, you may think gardening season is over. The good news is with a few strategic tips, you can keep your green thumb going and enjoy a plethora of autumn edibles for months to come. Step 1: Select second plantings Second plantings are the plants you use for the latter part of the gardening season. Late summer is typically the best time to plant these varieties. Call your local extension offices or access information online to find regionalized planting schedules and recommended plant varieties. The length of the fall season and when the first frost will likely hit are important considerations when selecting second plantings. Keep in mind that fast-maturing vegetables are ideal for fall gardening and they should be planted early enough to reach maturity before the first frost arrives. Popular second plantings that yield a delicious late fall/early winter harvest include broccoli, lettuce, turnips, collards, carrots, peas, radish, spinach, leeks and beets. Some people even claim root vegetables and cole crops like kale and turnips taste better after the first frost. Step 2: Prepare your garden space If you plan to use your current garden space for

second plantings, remove the early-season plants that are done producing. Add those plants to your current compost bin or create a new compost pile with easy-to-use, stylish options from Outdoor Essentials. Wood-slate bins blend well with the outdoor aesthetic and the design allows oxygen to circulate and facilitate the composting process. Next, prepare your garden space. Elevated garden beds are growing in popularity because they look great anywhere in your yard or on your patio, and are easy to move if necessary. Raised garden beds from Outdoor Essentials elevate the plants so gardeners don’t have to bend over and risk injury. They are ideal for fall because gardeners can regulate the temperature of raised beds with ease. On hot days, move or add a shade netting to protect plants from the heat; when frost is a threat, cover the entire bed for protection. While you’re getting your hands dirty, fall is the perfect time to plant spring flowering bulbs. A little outdoor work now and you’ll be rewarded with beautiful flowers when spring arrives next year. Step 3: Enjoy the harvest Tend your garden daily for the best results - it may just need a quick check for pests and proper soil moisture. Typical benefits of late-season gardening include fewer bothersome bugs and the soil has better water retention. As plants grow, pick the fruits and vegetables and enjoy Mother Nature’s bounty. If your plants become crowded, pluck a few out to help remaining plants grow roots and increase the harvest yield. You may be surprised just how many cool months

your plants provide you with fresh, delicious produce. Fall is a great opportunity to keep gardening momentum alive. So get started and decide what second plantings are best for your space. In as little as 30 days you could be eating the freshest, most flavorful vegetables you’ve ever had, all while under the gorgeous autumn sun.

German shepherds to gerbils: How to choose the best pet for your family Whether a loyal pal like Lassie is what you’re looking for, or a Garfieldlike couch potato is more your speed, a pet can make a wonderful addition to your family. But there is more to choosing a new pet than simply falling in love with a cute face. Making an informed and well-researched decision can lead to a happy home life for both you and your pet. One of the most important things to know is that all pets are awesome. They have the potential to be great family members. It all boils down to what you want the animal for, the demands of the animal, and the husbandry and expenses associated with that animal. The priority is the family needs to decide the type of time they have available for the animal. The family also needs to look at its capability to provide the appropriate exercise, living quarters and temperament. Sometimes people are mismatched with the animals they choose, and shelters are filled with young dogs that did nothing wrong. They were just a poor match for their owners. The energy of the animal is an important factor to consider. For any species, understanding how much energy that animal has is important. For example, a border collie wouldn’t Page 24

be good for people working 16 hours a day, while great Danes tend to make great apartment dogs since they generally lay around a lot. Your family must be able to meet the energy needs of the animal. If you work long hours, a cat would be a better choice than a dog, but it’s important to remember that cats also need companionship. For families that aren’t home much, a fish, hamster, gerbil, rat or ferret would be better choices. Puppies will require exercise and obedience training, which will require more time than an older dog or other types of animals. Temperament is another key area, especially when looking at breeds of dogs. People often look at puppies as the ideal dog for their small children, but this isn’t the case. A puppy for children younger than 5 is not recommended and that the puppy cowering in the back of the litter is the worst to pick for children. The cost of owning a pet goes beyond the initial purchase of the animal. An animal like a hamster will require an initial purchase of a cage, wheel and food, while a dog will require a collar, leash, obedience lessons, a kennel and food, among other things. The amount an animal eats will also greatly affect the cost

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of ownership. All animals should be seen by a veterinarian at least once a year. A relationship with a veterinarian is just as profound as a relationship with a lawyer or regular doctor. Don’t forget to look at the health of your own family. If you have individuals with allergies, certain breeds and species of animals are better. There are even dogs that are hypo-allergenic. Think about how clean you want your home if you are bothered by cat or dog hair. You can’t confine an animal to a mud room or basement. Before deciding on any pet,

research is key. The biggest thing is you have to do your research and think about the needs of the animal. It’s not about you, it’s about the animal. It’s going to need your time, love and attention. For dogs, talk with breeders, people who own that breed, and research breeds on sites like the American Kennel Club website, which contains info on all breeds of dogs. If you’re adopting an animal, many rescue groups and shelters do an excellent job of assessing temperament. These shelters will know if an animal is good with children and other animals.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-15-674776-BF Order No.: 150160069-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/25/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BRIAN E. KLEPACKI AND LINDA AVALOS, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 6/3/2004 as Instrument No. 2004000503199 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/7/2015 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $248,214.65 The purported property address is: 28492 SASSETTA WY, TRABUCO CANYON, CA 92679 Assessor’s Parcel No.: 932-47-475 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-15-674776BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-674776-BF IDSPub #0095181 11/13/2015 11/20/2015 11/27/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-14-621412-RY Order No.: 140092777-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/5/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MOHAMMAD REZA MAHJOUB, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 7/14/2006 as Instrument No. 2006000472577 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/4/2015 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse located at 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $1,338,665.92 The purported property address is: 21551 MONTBURY DR, LAKE FOREST, CA 92630 Assessor’s Parcel No.: 613-512-05 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916.939.0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-621412RY . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916.939.0772 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-621412-RY IDSPub #0094832 11/13/2015 11/20/2015 11/27/2015

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 15-002450 Title Order No. 730-1407307-70 APN 636-512-67 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06/21/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/07/15 at 12:00 PM, Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to the power of sale contained in that certain Deed of Trust executed by Seyedshahab Tagnavidinani, a married man as his sole & separate property, as Trustor(s), in favor of Mortgage Electronic Registration Systems, Inc., solely as Nominee for America’s Wholesale Lender, A New York Corporation, as Beneficiary, Recorded on 06/30/05 in Instrument No. 2005000508185 of official records in the Office of the county recorder of ORANGE County, California; Deutsche Bank National Trust Company as Trustee for Soundview Home Loan Trust 2005-4 Asset-Backed Certificates, Series 2005-4, as the current Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described as: 28012 LORETHA LANE, LAGUNA NIGUEL, CA 92677. The property heretofore described is being sold “as is”. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $1,067,913.23 (Estimated good through 12/2/15). Accrued interest and additional advances, if any, will increase

this figure prior to sale. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: November 3, 2015 AZTEC FORECLOSURE CORPORATION ROBBIE WEAVER ASSISTANT SECRETARY & ASSISTANT VICE PRESIDENT Aztec Foreclosure Corporation 20 Pacifica, Suite 1460, Irvine, CA 92618 Phone: (877) 257-0717 or (602) 6385700 Fax: (602) 638-5748 www.aztectrustee.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call or visit the Internet Web site, using the file number assigned to this case 15-002450. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. www.homesearch.com 800758-8052 or Aztec Foreclosure Corporation (877) 257-0717 www.aztectrustee.com NPP0263295 To: COTO DE CAZA NEWS 11/13/2015, 11/20/2015, 11/27/2015

November 13, 2015

Coto de Caza News Legal Notices Trustee Sale No. : 20110015000468 Title Order No.: 110034653 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/14/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 11/19/2007 as Instrument No. 2007000691226 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: MOHSEN MAHMANESHRAD AND ZAHRA SHIRIN NASERFARHADI, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/03/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 10 SAN BONIFACIO, RANCHO SANTA MARGARITA, CALIFORNIA 92688 APN#: 805-121-07 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $538,925.52. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110015000468. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916-939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 11/04/2015 NPP0263230 To: COTO DE CAZA NEWS 11/13/2015, 11/20/2015, 11/27/2015

Trustee Sale No. : 20110015004688 Title Order No.: 110419853 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/30/2006 as Instrument No. 2006000580205 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: MELISSA LOUISE EARL AND WALTER THOMAS EARL, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/03/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 30001 HAPPY SPARROW LN, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 655-182-30 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $787,646.41. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110015004688. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916-939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 11/03/2015 NPP0263137 To: COTO DE CAZA NEWS 11/13/2015, 11/20/2015, 11/27/2015

APN: 938-060-58 TS No: CA08001685-15-1 TO No: 95307848 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED June 22, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 8, 2015 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on June 28, 2006, as Instrument No. 2006000434628, and that said Deed of Trust was modified by Modification Agreement recorded on May 11, 2009 as Instrument Number 2009000232828 and that said Deed of Trust was also modified by Modification Agreement recorded May 22, 2014, as Instrument Number 2014000198344, of official records in the Office of the Recorder of Orange County, California, executed by DEANNE JOHNSON, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for LOAN LINK FINANCIAL SERVICES as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 34 REGATO, RANCHO SANTA MARGARITA, CA 926883004 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $633,844.37 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be

acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08001685-15-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: November 4, 2015 MTC Financial Inc. dba Trustee Corps TS No. CA08001685-15-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Miguel Ochoa, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.ORDER NO. CA15-003990-1, PUB DATES: 11/13/2015, 11/20/2015, 11/27/2015

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November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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understand your flu vaccine options and get vaccinated With the 2014-2015 flu season officially here, it’s important to consider the single best way to prevent influenza (commonly known as “the flu”) - the flu vaccine. What many older adults don’t know is that the immune system weakens with age, meaning older adults are at a higher risk for flu and related complications. More than 200,000 people in the U.S. are hospitalized each year from flu-related illness, according to the Centers for Disease Control and Prevention. Adults aged 65 and older typically account for more than half (60 percent) of these hospitalizations and almost all (90 percent) flurelated deaths, the CDC reports. To help spread the word about this serious public health issue, the National Council on Aging (NCOA) has launched the second year of Flu + You, an educational program that encourages older adults and their caregivers to learn about the seriousness of the flu, the importance of annual vaccination, and vaccine options for adults 65 and older. Actor Lee Majors, best known for his iconic television role as The Six Million Dollar Man, is joining the campaign this year as a national spokesperson. “According to the CDC, the leading reason older adults do not get the flu vaccine is because they are unaware they need it,” says Majors. “I get the flu shot every year and encourage my peers to do the same. It’s a simple step you can take to help protect yourself from the flu.” The flu can make existing health conditions worse, and it is especially dangerous for people

with lung disease, heart disease, diabetes, kidney disease and cancer, conditions that commonly affect older adults. Nationwide, 86 percent of adults 65 years of age and older have at least one chronic health condition and approximately 66 percent of Medicare beneficiaries have two or more chronic conditions, according to the CDC. These conditions put them at increased risk of the flu and flu-related complications, which include hospitalization and even death. “The CDC recommends an annual flu vaccine as the single best way to protect yourself from the flu, yet a third of people 65 and older still don’t get vaccinated,” says Dr. Richard Birkel, NCOA senior vice president for Healthy Aging and Director of NCOA’s Self-Management Alliance. “As NCOA continues to educate older adults about the flu and the potential severity of the illness, we hope to encourage more people to help protect themselves and their loved ones by getting an annual flu shot.” There are now many types of flu vaccines, with several specifically indicated for certain age groups or immunization needs, including a higher dose flu vaccine, for adults 65 and older, that is designed specifically to address the age-related decline of the immune system. By improving the production of antibodies in older patients, the higher dose vaccine can provide a stronger immune response to the flu than traditional vaccines. Whichever vaccine option is selected, an annual flu shot is a Medicare Part B benefit. This means that the vaccine is covered with no copay for Medicare beneficiaries 65 and older.

Actor Lee Majors Older adults and their caregivers can learn more about vaccine options and the importance of getting an annual flu vaccine on the Flu + You website, www.ncoa.org/Flu, which features free educational materials, a public service announcement with Majors, and more facts about the flu. Flu + You is a national public education initiative from the National Council on Aging with support from Sanofi Pasteur.

Stressed by social obligations? Tips for an easier holiday season The holiday season is filled with gatherings of friends and family. As invitations to different holiday events begin to flood your calendar, one of the biggest challenges is figuring out how to attend everything. But for some, hectic schedules and public gatherings fill the holiday season with additional stress as they are combined with low self-esteem or lack of confidence, making this time of year a nightmare. If the holiday season creates worry and stress for

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you, rather than joy and excitement, consider these confidence-building tips: * Feel free to say “no.” - You don’t have to attend every party or gathering. If your stress and worries are caused by overbooking, make it a goal to only attend one event each weekend, and possibly one additional event during the week. Be sure to include any family visits or dinners in your tally. Limiting your activities will give you time to recharge and

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thoroughly enjoy the events you are attending. * Boost your smile. - According to a 2013 Fixodent survey conducted by Wakefield Research, 38 percent of denture wearers admit to skipping something because they feel self-conscious about their dentures. Whether you’re indulging in tasty treats, socializing or even traveling this holiday season, Fixodent provides you with strong hold and protection, helping to seal out food particles and killing odorcausing bacteria for a clean mouth and fresh breath so you don’t have to miss any of your holiday activities. Visit www. facebook.com/ Fixodent for helpful tips on keeping socially active this holiday season. * Pick the perfect holiday wear. - Sometimes much of the stress caused by the holiday season is a result of the outfit chosen for the event. For women,

high heels look great, but can quickly hurt the feet, making it uncomfortable to stand and socialize for long. Consider wearing beautiful flats or heels that have protective cushioning. Look for dresses that not only make you feel good about how you look, but are also comfortable to wear. For men, a tie presents a stylish look for a social gathering, but if wearing one feels constricting, try a distinguished look by hanging a scarf over a sport coat, instead. * Enjoy the food and drink. - Sometimes when we’re stressed, we tend to overeat or consume too much alcohol. Make a conscious effort to sample the foods and drinks provided at the family dinners and social gatherings you attend without overdoing it. One trick to help achieve this is to use a dessert/appetizer plate for entree items, so you’ll take less. This allows you to better mingle, socialize and enjoy the party, and when you go home, you’ll feel better - both physically and about yourself - giving you confidence to attend the next scheduled event on your holiday calendar. Put stress and worry on the back burner this holiday season and look forward to the social events you’ll attend this year with a smile on your face.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 13, 2015

Rep. Mimi Walters Military Service Academy Night in Review

Rep. Mimi Walters Rep. Mimi Walters (CA-45) recently hosted a Military Service Academy Night at the Arnold O. Beckman High School Auditorium in Irvine, CA. The event had over 150 attendees and served as an opportunity for high school students interested in applying to one of the five Military Service Academies to learn more about the application and nomination process. Presentations were made by representatives from all five Military Service Academies: the United States Naval Academy, the United States Military Academy at West Point, the United States Air Force Academy, the United States Coast Guard Academy, and the United States Merchant Marine Academy. Representatives and members of Rep. Walters staff were there to assist with questions regarding

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the application process. Currently, Rep. Walters’ office has received over 45 applications, consisting of students from 10 different cities and 18 different high schools. Said Rep. Mimi Walters, “As the daughter of a U.S. Marine, I am honored and privileged for the opportunity to nominate up to ten individuals for each vacant academy slot allotted to our district. Attending one of our nation’s service academies is an exceptional honor, reserved for our nation’s brightest and most talented students who exemplify the strongest leadership skills and highest character. “With this honor, comes the obligation and commitment to serve in the military for a minimum of five years upon graduation. While answering this noble call comes with much sacrifice, it also represents the beginning of a long and gratifying career of civil service and patriotism.” Rep. Walters office is planning on hosting an additional Military Service Academy Night in the Spring of 2016. In the meantime, the office is available to help answer any questions regarding the academy appointment process. For more information, individuals may contact Rep. Walters’ office at (949) 263-8703 or visit Rep. Walters’ website to view frequently asked questions.

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The Coto de Caza News

Page 27


November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices T.S. No.: 9448-9112 TSG Order No.: 730-1500355-70 A.P.N.: 656-372-06 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 09/08/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 09/19/2006 as Document No.: 2006000621259, of Official Records in the office of the Recorder of Orange County, California, executed by: HYUN SOOK LUKSIC, AND MLADEN LUKSIC, WIFE AND HUSBAND AS JOINT TENANTS, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the attached legal description. Legal Description Parcel 1: All Of Lot 26 In The County Of Orange, State Of California, As Shown On Tract 12869, Filed In Book 583, Page(S) 14 Through 18, Inclusive, Of Miscellaneous Maps, In The Office Of The County Recorder Of Said County. Together With That Portion Of Lot C Of Said Tract 12869, Described As Follows: Beginning At The Southeasterly Corner Of Said Lot 26; Thence N. 87° 50` 00” E., 3.00 Feet Along The Easterly Prolongation Of The Southerly Line Of Said Lot 26; Thence N. 01° 34` 00” E., 50 11 Feet To A Point On The Easterly Prolongation Of The Northerly Line Of Said Lot 26; Thence S. 87° 50` 00” W., 3.49 Feet Along Said Easterly Prolongation To The Northeasterly Corner Of Said Lot 26; Thence Along The Easterly Boundary Of Said Lot 26 S. 01° 00` 00” W., 50.07 Feet To The Point Of Beginning. Said Land Is Shown As Parcel 8, Exhibit “B” Attached To That Certain “Lot Line Adjustment Ll 87-107 Recorded March 14, 1988 As Instrument No. 88-114019 Of Official Records Of Orange County, California. Except Therefrom All Oil, Gas, Minerals, Other Hydrocarbon Substances And Underground Water Lying Below A Depth Of 500 Feet, But With No Right Of Surface Entry, As Provided In Deed Recorded January11, 1988 As Instrument No. 012969, Official Records. Also Except Therefrom All Oil, Gas, Minerals, Other Hydrocarbon Substances And Underground Water Lying Below A Depth Of 500 Feet, But With No Right Of Surface Entry, As Provided In Deed Recorded June 27, 1988 As Instrument No. 88-305816, Official Records. Parcel 2: Non-Exclusive Easements For Access, Ingress, Egress, Drainage, Encroachment, Maintenance, Repairs And For Other Purposes, All As Described In The Master Declaration Of Covenants, Conditions And Restrictions And Reservation Of Easements For Nigel Summit (Master Declaration”) Recorded May 14, 1987 As Instrument No. 87-270341 And In The Supplemental Declaration And Notice Of Addition Of Territory For Nigel Summit Community Association And Establishment Of Delegate District (Delegate-District No.9) Recorded September 14, 1987 As Instrument No. 87-519196 (“Notice Of Addition”), Both Of Official Records Of Orange County, California. Sale Date & Time: 11/23/2015 at 12:00 PM Sale Location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 The street address and other common designation, if any, of the real property described above is purported to be: 30862 BELLE MAISON, LAGUNA NIGUEL, CA 92677 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $1,202,347.43 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, (800) 758-8052 for information regarding the trustee’s sale or visit this Internet Web site, https://homesearch.com/, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9448-9112. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: https://homesearch.com/ or Call: (800) 758-8052. NBS Default Services, LLC, Kim Coker, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. NPP0261454 To: COTO DE CAZA NEWS 10/30/2015, 11/06/2015, 11/13/2015

Page 28

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00819276 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JANNA RAE ALCORN ALLEN. Petitioner(s) JANNA RAE ALCORN ALLEN has/have filed a petition with this court for a decree changing name(s) as follows: JANNA RAE ALCORN ALLEN to JANNA RAVEN SKYE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on FEBRUARY 18, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: NOVEMBER 10, 2015 RICHARD LUESEBRINK - Judge of the Superior Court Coto de Caza News – 11/13/2015, 11/20/2015, 11/27/2015, 12/04/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00818828 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JESSICA DE LA CRUZ TOVAR. Petitioner(s) JESSICA DE LA CRUZ TOVAR has/have filed a petition with this court for a decree changing name(s) as follows: JESSICA DE LA CRUZ TOVAR to JESSICA PARDO DE LA CRUZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on FEBRUARY 17, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: NOVEMBER 06, 2015 RICHARD LUESEBRINK - Judge of the Superior Court Coto de Caza News – 11/13/2015, 11/20/2015, 11/27/2015, 12/04/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00810447 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of TABATHA SOLINA BUSTILLOS. Petitioner(s) TABATHA SOLINA BUSTILLOS has/have filed a petition with this court for a decree changing name(s) as follows: TABATHA SOLINA BUSTILLOS to TABATHA SOLINA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on DECEMBER 24, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 18, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/13/2015, 11/20/2015, 11/27/2015, 12/04/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00818790 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of HESSAM MOTAMEDIAN. Petitioner(s) HESSAM MOTAMEDIAN has/have filed a petition with this court for a decree changing name(s) as follows: HESSAM MOTAMEDIAN to HESAM BASHARI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on FEBRUARY 17, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: NOVEMBER 06, 2015 RICHARD LUESEBRINK - Judge of the Superior Court Coto de Caza News – 11/13/2015, 11/20/2015, 11/27/2015, 12/04/2015

The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00811464 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ANDREW DEON BIGGERS. Petitioner(s) ANDREW DEON BIGGERS has/ have filed a petition with this court for a decree changing name(s) as follows: ANDREW DEON BIGGERS to ANDREW DEON BIGGERS-HERBERT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on JANUARY 05, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 24, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/06/2015, 11/13/2015, 11/20/2015, 11/27/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00811405 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JONATHON MATTHEW STEVENS. Petitioner(s) JONATHON MATTHEW STEVENS has/have filed a petition with this court for a decree changing name(s) as follows: JONATHON MATTHEW STEVENS to JONATHON STEVENS CZABAN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on JANUARY 05, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 24, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 10/30/2015, 11/06/2015, 11/13/2015, 11/20/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00815521 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of TIMOTHY MURPHY DOWELL, JR. Petitioner(s) TIMOTHY MURPHY DOWELL, JR has/have filed a petition with this court for a decree changing name(s) as follows: TIMOTHY MURPHY DOWELL, JR to MASON DOWELL WASHINGTON. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on JANUARY 28, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 19, 2015 MICHAEL BRENNER - Judge of the Superior Court Coto de Caza News – 10/23/2015, 10/30/2015, 11/06/2015, 11/13/2015

T.S. No.: 9448-9355 TSG Order No.: 730-1503627 A.P.N.: 805-201-10 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 03/27/2006 as Document No.: 2006000197521, of Official Records in the office of the Recorder of Orange County, California, executed by: DAMON WOLVEN AND JOCELYN WOLVEN, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the attached legal description. Sale Date & Time: 12/07/2015 at 12:00 PM Sale Location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 The street address and other common designation, if any, of the real property described above is purported to be: 6 SANTA CECELIA, RANCHO SANTA MARGARITA, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $753,528.72 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, (800) 758-8052 for information regarding the trustee’s sale or visit this Internet Web site, https://homesearch.com/, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9448-9355. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: https://homesearch.com/ or Call: (800) 758-8052. NBS Default Services, LLC, Kim Coker, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. LEGAL DESCRIPTION PARCEL 1: LOT(S) 30 OF TRACT NO. 13169, IN THE CITY OF RANCHO SANTA MARGARITA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 604, PAGE(S) 17 TO 22 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES, LYING BELOW A DEPTH OF 500 FEET, WITHOUT THE RIGHT OF SURFACE ENTRY, AS RESERVED IN INSTRUMENTS OF RECORD SAID COUNTY. PARCEL 2: NON-EXCLUSIVE EASEMENTS FOR ACCESS, INGRESS, EGRESS, USE AND ENJOYMENT, DRAINAGE, ENCROACHMENT, SUPPORT, MAINTENANCE, REPAIRS AND FOR OTHER PURPOSES, ALL AS DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR THE ARROYO (“DECLARATION”) RECORDED NOVEMBER 7, 1988 AS INSTRUMENT NO. 88-570851, IN THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION (“NOTICE”) RECORDED MAY 10, 1989 AS INSTRUMENT NO. 89-248013, IN THE AMENDED AND RESTATED DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR RANCHO SANTA MARGARITA (“SAMLARC DECLARATION”) RECORDED APRIL 24, 1986 AS INSTRUMENT NO. 86- 162928, AS IMPOSED BY THE SUPPLEMENTARY DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS, THE ARROYO PHASE 7, RECORDED MAY 10, 1989 AS INSTRUMENT NO. 89-248014, ALL PARTIES OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. NPP0263027 To: COTO DE CAZA NEWS 11/13/2015, 11/20/2015, 11/27/2015

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Coto de Caza News Legal Notices

TSG No.: 8110138 TS No.: CA1300253292 FHA/VA/PMI No.: APN: 933-74-427 Property Address: 51 VIA MADERA RANCHO SANTA MARGARITA, CA 92688 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/30/2015 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/16/2006, as Instrument No. 2006000109148, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: CHRISTINE KULFAN, A SINGLE WOMAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 933-74-427 The street address and other common designation, if any, of the real property described above is purported to be: 51 VIA MADERA, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $375,252.78. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1300253292 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: First American Title Insurance Company 6 Campus Cir, Bldg 6, 1st Floor Westlake, TX 76262 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0262769 To: COTO DE CAZA NEWS 11/06/2015, 11/13/2015, 11/20/2015

Trustee Sale No. : 00000005281530 Title Order No.: 8555844 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/21/2014. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/22/2014 as Instrument No. 2014000200054 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: RICARDO D. RODRIGUEZ AND KELLY A. RODRIGUEZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/30/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 22345 CAMINITO DANUBO, LAGUNA HILLS, CALIFORNIA 92653 APN#: 938-382-77 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $425,542.98. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 00000005281530. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916-939-0772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/21/2015 NPP0261723 To: COTO DE CAZA NEWS 11/06/2015, 11/13/2015, 11/20/2015

T.S. No. 14-1747-11 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/27/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: RAMI KANJO Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 3/29/2007 as Instrument No. 2007000201505 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 18 VIA GATILLO RANCHO SANTA MARGARITA, CA 92688 A.P.N.: 836-49120 Date of Sale: 12/2/2015 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $667,559.58, estimated The undersigned

Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 14-1747-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/3/2015 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: 916-939-0772 www.nationwideposting.com Sindy Clements, Foreclosure Officer PLEASE BE ADVISED THAT THE WOLF FIRM MAY BE ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION YOU PROVIDE WILL BE USED FOR THAT PURPOSE. NPP0262276 To: COTO DE CAZA NEWS 11/06/2015, 11/13/2015, 11/20/2015

November 13, 2015

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-653837-JP Order No.: 14-0025197 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/8/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BRYAN BOWERS AND LARINA BOWERS, HUSBAND AND WIFE. AS JOINT TENANTS Recorded: 6/16/2005 as Instrument No. 2005000464300 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/7/2015 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $671,079.05 The purported property address is: 21012 MORNINGSIDE DR, TRABUCO CANYON, CA 92679 Assessor’s Parcel No.: 842-131-05 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-653837JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-653837-JP IDSPub #0094563 11/6/2015 11/13/2015 11/20/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-15-661381-CL Order No.: 150047994-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/27/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JUAN LOPEZ, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY Recorded: 9/2/2008 as Instrument No. 2008000415169 and modified as per Modification Agreement recorded 4/4/2013 as Instrument No. 2013000203448 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/7/2015 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $483,521.72 The purported property address is: 9 BOBWHITE LANE, ALISO VIEJO, CA 92656 Assessor’s Parcel No.: 623-261-37 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-15-661381CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-661381-CL IDSPub #0094725 11/6/2015 11/13/2015 11/20/2015

T.S. No. 029111-CA APN: 806-072-02 NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/15/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 12/7/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 8/21/2007, as Instrument No. 2007000520466, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: ROBERT S RENNIE, AND VICTORIA L RENNIE, HUSBAND AND WIFE, AND MICHAEL J D’AMICO, AND KIMBERLY J D’AMICO, HUSBAND AND WIFE, ALL AS JOINT TENANTS WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: AUCTION.COM, DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY, 100 THE CITY DRIVE, ORANGE, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be:26 TWILIGHT LANE RANCHO SANTA MARGARITA, CALIFORNIA 92688-8507 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $405,572.38 If the

Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 029111-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (800) 280-2832 Publish: 11/6/2015, 11/13/2015, 11/20/2015

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November 13, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices

Coto de Caza News Legal Notices

T.S. No. 029857-CA APN: 627-402-12 NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/9/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 12/3/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 8/21/2007, as Instrument No. 2007000520402, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: PHILIP A. GODFREY AND KAREN K. GODFREY, AS CO-TRUSTEES OF THE GODFREY TRUST ESTABLISHED MAY 9, 2006, BY PHILLIP A. GODFREY AND KAREN K. GODFREY, TRUSTORS WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be:25362 GALLUP CIRCLE LAGUNA HILLS, CALIFORNIA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $1,860,497.03 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 029857-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 Publish: 10/30/2015, 11/6/2015, 11/13/2015

Trustee Sale No. : 00000004540332 Title Order No.: 140143108 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/31/2006 as Instrument No. 2006000736984 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JAMES C. WAND, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/19/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 32031 EAST NINE DRIVE, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 670-221-04 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,403,821.25. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 00000004540332. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916-939-0772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/19/2015 NPP0261288 To: COTO DE CAZA NEWS 10/30/2015, 11/06/2015, 11/13/2015

Trustee Sale No. : 00000004735920 Title Order No.: 7301502998-70 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/12/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/19/2004 as Instrument No. 2004000324646 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: RIFAT AHMED, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/20/2015 TIME OF SALE: 12:00 PM PLACE OF SALE: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 17 DOUGLASS DRIVE, TRABUCO CANYON, CALIFORNIA 92678 APN#: 755-264-49 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $910,947.52. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-758-8052 for information regarding the trustee’s sale or visit this Internet Web site www.homesearch.com for information regarding the sale of this property, using the file number assigned to this case 00000004735920. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: XOME 750 HIGHWAY 121 BYP, SUITE 100 LEWISVILLE, TX 75067 800-758-8052 www.homesearch.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/15/2015 NPP0261101 To: COTO DE CAZA NEWS 10/30/2015, 11/06/2015, 11/13/2015

Loan No.: Title Order No.: Trustee’s Sale No.: 14-100147 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS ONLY APPLICABLE TO NOTICE(S) MAILED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED JULY 25, 2013. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On NOVEMBER 19, 2015 at 10:00 a.m., C&H TRUST DEED SERVICE, as duly appointed or substituted Trustee, under the certain Deed of Trust executed by HOUSHANG E. ESFAHANI AND FARRAH ESFAHANI, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP as Trustor, to secure obligations in favor of FAEZEH AFCHEHE, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY as Beneficiary, recorded on 07/30/2013 as Instrument No. 2013000452728 of Official Records in the office of the County Recorder of ORANGE County, California. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER for cash, or cashier’s check, (payable at the time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank specified in section 5102 of the Financial Code and authorized to business in this state) ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CALIFORNIA all right, title and interest conveyed to and now held by it under said Deed of Trust in and to the following described real property situated in the aforesaid County and State, to wit: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST. The street address or other common designation of the above-described property is purported to be: 24941 Nellie Gail Road, Laguna Hills, California, Assessor’s Parcel No. 627-051-04, 27671 Gold Dust Lane, Laguna Hills, California, Assessor’s Parcel No. 636-381-11. The undersigned Trustee disclaims any liability for any incorrectness of the street address and/or other common designation, if any, shown hereinabove. Said sale will be made, but” without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust, to wit: Said property is being sold for the express purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is estimated to be $200,631.21. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a writ-

ten Declaration of Default and Demand for Sale, and a written Notice of_ Default and Election to Sell. The undersigned Trustee, or predecessor Trustee, has caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (949) 860-9155 for information regarding the trustee’s sale or visit www.innovativefieldservices.com for information regarding the trustee’s sale using the file number assigned to this case, which is 14-100147. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. PLEASE TAKE NOTICE THAT if the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Further, if the foreclosure sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid and shall have no further recourse or remedy against the Mortgagor, Mortgagee, or Trustee herein. If you have previously been discharged in bankruptcy, you may have been released of personal liability for this loan in which case this notice is intended to exercise the note holders rights against the real property only. As required by law, you are notified that a negative credit reporting may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligation. Dated: 10/23/2015 C&H Trust Deed Service, as Successor Trustee By: Coby Halavais, Trustee Sale Officer (IFS# 1244 10/30/15, 11/06/15, 11/13/15)

NOTICE OF TRUSTEE’S SALE TS No. CA-14-626483-RY Order No.: 100693718 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/3/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RODNEY O. HURT, AN UNMARRIED MAN Recorded: 10/4/2006 as Instrument No. 2006000661277 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/30/2015 at 3:00PM Place of Sale: On the front steps to the entrance of the Orange Civic Center, located at 300 E. Chapman Orange, California 92866 Amount of unpaid balance and other charges: $522,291.77 The purported property address is: 29751 MILLPOND COURT, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No.: 650-072-45 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you

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TSG No.: 140118893 TS No.: CA1500268998 FHA/VA/PMI No.: APN: 614-524-03 Property Address: 24461 PEACOCK ST LAKE FOREST, CA 92630 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/30/2015 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 11/30/2007, as Instrument No. 2007000708411, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: TRACY L. WHITNEY, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 614-524-03 The street address and other common designation, if any, of the real property described above is purported to be: 24461 PEACOCK ST, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $119,200.74. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1500268998 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: First American Title Insurance Company 6 Campus Cir, Bldg 6, 1st Floor Westlake, TX 76262 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0262639 To: COTO DE CAZA NEWS 11/06/2015, 11/13/2015, 11/20/2015

should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 888-988-6736 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-626483RY . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 888-988-6736 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-626483-RY IDSPub #0094265 11/6/2015 11/13/2015 11/20/2015


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GRAND OPENING – BODY BY ELIZABETH, 20% OFF Your First Appointment, Experience a Swedish, Deep Tissue, Sports, Prenatal, Ceriatric, Hot Stone or Aromatherapy Massage, Call for a Free Consultation or to Schedule your Appointment 949-4301812, Located inside Phenix Salon Suites at 30501 Avenida de las Flores, Rancho Santa Margarita, CA 92688 C U S T O M W O O D S TA I N I N G / REFINISHING Time To Update Your Stairs Or Cabinets. Add Value and Beauty To Your Home. Stain Matching, Refinishing, Lacquering, Glazing and Varnishing. Local References Available. 714-299-2502. WOOD Specialties – Interior, exterior molding, paneling, door, cabinets, patio covers, decks, gates, termite repair. Additions, remodeling. Lic#477356 Guy Gates (949) 306-8510 RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949293-5691 ROOMSCAPES innovative design, great products, even better value. Discover the difference. Kitchen - Bath - Home. 949448-9627 WWW.ROOMSCAPES.NETs FINEST OUTDOOR FURNITURE - We are Southern California’s source for the finest outdoor furniture including Brown Jordan, summer classics, Gloster, trop a tone, cast classics, fire pits, and patio

Coto de Caza News Legal Notices

Trustee Sale No. : 00000005136593 Title Order No.: 8535061 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/09/2000. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/16/2000 as Instrument No. 20000135998 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: KIRK MATTHEW HOBOCK AND CARMEN MARIE HOBOCK, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/03/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 3 RAVELLO, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 653-531-05 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $422,684.05. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien,

you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 00000005136593. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916-939-0772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/30/2015 NPP0262659 To: COTO DE CAZA NEWS 11/13/2015, 11/20/2015, 11/27/2015

umbrellas to make your outdoor living a pleasure bring this ad and save another 10% this week only. Victory Furniture 81 Technology Drive West Irvine California (949) 788-0386 GET READY TO RELAX With a fabulous facial - or luxurious professional massage in a quiet and comfortable atmosphere by master technicians with skilled hands and soothing methods. Kalologie 360 Spa skincare, body massage. 25642 Crown Valley Parkway, Suite D1 Ladera Ranch CA 92694. Call us to book your appointment today at (949)-388-2360 WINDOW TREATMENTS - Drapery, roman shades, Upholstery, motorized shades, don’t ignore the economy of quality. Free in-home consultation. The Drapery Showcase - 23891 Via abricante #601 Mission Viejo,CA. (949)587-1002 mUSIC MUSIC LESSONS OC Music Center located in RSM at Empressa & Aventura www.ocmusiccenter.com. Call 949-8580900

November 13, 2015

stables Maxwell Stables in Coto, stalls available 12x24 covered stalls, feed & clean twice daily. (949) 858-9700 or 636-3458 TRANSPORTATION LIMO SERVICE AT TAXI PRICE! Serving Southern California any Airport. Reliable and On-Time. Reservations Recommended. Call 949-554-5366 or 714-222-2328. BO LIMO SERVICE

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The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

RESORT STYLE CUSTOM ESTATE WITH PANORAMIC VIEWS

LIS NEW TIN G

November 13, 2015

17 Oak Canyon Trail, Coto de Caza 5 Bedrooms/4.5 baths Living SF: 5,558 est. Lot SF: 45,590 est. Offered at $3,795,000

BREATHTAKING VIEWS IN THE PINNACLE TRACT

OAK KNOLL VIEW ESTATE 3 Rocky Mountain, Coto de Caza/Offered at $1,900,000

LD SO

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ES IN CR OW

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42 Panorama, Coto de Caza 5 Bedrooms/4.5 baths Living SF: 4,800 est. Lot SF: 36,949 est. Offered at $2,295,000

ROSEWOOD TRACT BEAUTY

19 Victoria, Coto de Caza/SOLD at $1,185,000

TUSCAN ESTATE IN SAN MARINO TRACT

10 Leatherwood, Coto de Caza/SOLD at $1,820,000

9/1/15 - 10/31/15 STREET

BEDS BATHS SQ FEET SELLING PRICE

2015

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