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November 14, 2014 Celebrities Pledge to Grow

Beards for Movember Raising Awareness for

Prostate Cancer and MS. Actor George Clooney

November 14, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Celebrities Pledge to Grow Beards for Movember

The Today show is about to get hairy. Today Show Hosts Pledge to Grow Beards for Movember Matt Lauer, Al Roker, Willie Geist, and Carson Daly pledged to forego shaving for the month of November to raise awareness about men’s health issues. Several NBC staffers also pledged to let their facial hair grow this month. Savannah Guthrie, while she couldn’t participate directly, joined the cause by collecting razors and shaving cream from her colleagues.

November, in some circles, has come to be known as Movember, after the month long event that takes place now around the world, to raise awareness for prostate and testicular cancer diseases that significantly affect men around the world.

The idea behind Movember is that participants sign up donors, then shave on Nov 1st. Typically you leave a mustache “Mo” in Australian slang but some men prefer to go cleanshaven and grow a beard.) After that, you don’t shave again until Dec 1st. As a result, November has also come to be known by some people as “beard-growing month.”

Movember, the organization, was declared by Global Journal as one of the top 100 non-government organizations (NGOs) in the world out

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of around 5M NGOs worldwide. The event has become a huge success since the first event’s 30 participants known as “Mo Bros” and “Mo Sistas.”

A similar organization, Noshember (No Shave November), offers an alternative full-month of November event to grow a beard while raising awareness for prostate cancer and MS. Worldwide event which takes place during the month of November, to raise awareness for testicular and prostate cancer.

1 in 6 American men will be diagnosed with prostate cancer at some point in their life. 660 American men are diagnosed with prostate cancer each day. 90% is the cure rate of prostate cancer, if detected early and treated in time.15 minutes is the average interval before another American male dies of prostate cancer.

How many participants in Movember? 3.05M men and women participated overall years 20032012 campaigns. There are now 21 participating countries, which joined as follows: Last year $21,000,000. was raised in the USA alone.

Facial Hair and Shaving the Numbers 14-16 years old is the average age at first shave in the USA. 33% of American men have facial hair, according to one source, which conflicts with the next figure possibly due to survey methods. Since 55% of males worldwide supposedly have facial hair, it seems Americans tend towards the clean-shaven look.

75-90% of American men shave their face regularly (once a day) meaning either a partial or full shave.

Some men are seasonal shavers.

1.3 billion Men worldwide shave with a traditional blade and razor.

Women apparently find fullbearded men have 2/3 the attraction

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factor compared to clean-shaven men. However, women find fullbearded men to be “older, morerespected, and powerful, of a higher status”. Or if you ask someone else, they’ll say beards are hot.

92% of 10,000 participants in online survey said that beards are “hot”. The survey conducted by IFC (Independent Film Channel) for their reality TV show Whisker Wars, so the chances that most participants already like facial hair are very high, in comparison to the wider American populace.

98% of the Forbes 100 list of world’s richest men who are cleanshaven (2012). (Maybe they own shares in men’s hygiene product companies?)

5-7 is the approximate number of shaves the average American shaving male gets out of a disposable razor.

Some cold-water-shaving enthusiasts say that warm water warps blades, causing them to dull faster.

Baseball Beards The Boston Red Sox of Major League Baseball (MLB) are not only winners of the 2013 World Series, but possibly the hairiest team in the league, in terms of facial hair based on a recent study of 912 MLB players.

58% of MLB players have facial hair. 72% of Milwaukee Brewers players have some facial hair. 33% of Boston Red Sox players sport full beards. 0% of MLB players have just a mustache, compared to 40% in the 1987 season 0 Cincinnati Reds players had any facial hair at least until the team was sold in 1999, due to an enforced policy requiring players to be completely clean shaven.

Obscure or Unusual Facial Hair Facts. Here are some unusual facts about facial hair.

The word ‘barber’ comes from the Latin word barba, which means

beard. High-placed ancient Egyptian men weaved gold thread into their gold-dyed beards. Kings, queens and royal cows wore metallic “beards” for special occasions, including eclipses.

Russians paid a beard tax due to a 1705 law during Peter the Great’s rule. The ruler apparently wanted to “modernize” Russian society. Those paid the tax (cost varied by societal status) were given a token that in had a Cyrillic inscription saying “the beard is a superfluous burden.”

Brigham Young University has a “clean-shaven” dress code for men, but Brigham Young himself has displayed a beard. Abraham Lincoln reputedly grew beard on the written advice of an 11-year old girl who thought his face was thin. Not sure if this was before or after he took up vampire hunting but he was the first bearded U.S. president. When Lincoln won the presidency in 1860, politician Valentine Tapley stopped shaving based on a promise made.

Tapley’s beard upon his death in 1910 was 12.5 feet long. Ulysses S. Grant was the first U.S. president with a full-beard. Benjamin Harrison was the last U.S. president with a beard.

Pogonophobia is the fear of beards.

Actor Alec Baldwin appears in a Capital One credit card commercial competing with two “Vikings” in a beard-growing contest. After each combatant grimaces for a few seconds, each sprouts a full beard. Of course that’s make believe, but there are beard growing contests, including the World Beard Championships, which took place in Germany in 2013. Competitors sport some of the most fascinating artistically groomed facial hair. The Beard Team USA won 9 trophies in the competition.

There is a TV reality show on IFC network called Whisker Wars, about competitive beard growing.

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November 14, 2014

five fun and affordable fall activities your family will love

RANCHO CITY COUNCIL DESIGNATES RANCHO SANTA MARGARITA AS ‘PURPLE HEART CITY’

3. Gear up for Holidays Host a Fall themed get-together by incorporating fun foods the kids can help prepare and will love to eat! Use a pumpkin-shaped cookie cutter to create cut-out cookies and involve the kids in decorating - with everything from sprinkles to frosting.

Or, for a quick and easy themed treat, try making marshmallow lollipops drizzled with chocolate or caramel dip, then use chopped nuts or candy bits to make ghoulish faces.4. Visit a local farmers market.

Fall offers a whole new repertoire of amazing fresh fruits and vegetables.

Encourage your kids to try new items like figs, acorn squash or cauliflower.

If they find samples that they enjoy, purchase a few and find a way to incorporate them into your next meal.

You can also buy items such as tomatoes and pickle peppers in bulk, and then can at the end of season to store for the long winter ahead.

5. Have a bonfire.

As the weather cools down, bonfires are a great way to stay warm at night and make lasting family memories. Gather everyone together and reconnect by huddling around the fire in cozy blankets. Pour mugs of warm apple cider and munch on Nutty Caramel Popcorn while swapping ghost stories over the glow of the fire.

Mayor Carol Gamble (left) and Mayor Pro Tem Brad McGirr (far right) award certificate To Commander Dannie Watkins Purple Heart Veterans at Wednesday’s Rancho Santa Margarita City Council meeting.

Here are a few fun ways to spend quality time with your family and relish in fall to the fullest: 1. Visit an apple orchard.

This is a great way to make the most of the beautiful fall weather and do something active with the family.

Use apples to make apple sauce, a tasty tart or just slice them up for a great on-the-go snack. Try unique apple varieties you’ve never tried they all taste a bit different! Pack a picnic for the orchard and include Marzetti Caramel Dip Snack Packs to dip the apples you pick. The dips are an easy and fun way to treat your family to the flavors of fall. And with varieties like Old Fashioned and Fat Free, there’s something for everyone to enjoy.

2. Go for a nature walk.

With the vibrant, colorful leaves and the cool, crisp air, autumn is a great time to get your family outdoors and learn more about nature in a local nature preserve or state park. Pick up a few fall mementos along the way to integrate into crafts. For example, bring home some colorful leaves and decoupage them onto the outside of a mason jar to create a seasonal fall candle holder, or create a lively fallinspired canvas incorporating several different leaf shapes and colors.

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November 14, 2014

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CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza

November 14, 2014

Sink shopping 101: Is your sink ready for the hectic holidays?

From enjoying a nice cup of coffee in the morning to putting the final touches on a homemade pie, the kitchen is the center of the home any time of year, but especially during the busy holiday season. The kitchen will be put to the test, filled to the brim with friends and loved ones, whipping up the family’s secret recipes. In order to handle the holiday season with ease, your sink needs to be in tip-top shape. Is yours up for the challenge?

It may be time to replace your current sink if it’s leaking, chipping or the finish is lackluster. Before you make the big purchase, here’s your guide to buying a functional and stylish sink for your kitchen.

Right size, right fit The first question to ask when looking for a new kitchen sink is about the sink size and number of bowls: Is your current sink too big, too small or just right? Keep in mind you should select a sink that fits in the existing countertop opening unless you are planning on replacing your counters.

The main factor to consider when selecting your new sink is the number of bowls. To help make the selection, think about your kitchen habits and preferences. If you have limited counter space, you may want to select a single bowl sink; not only does it give you more workspace, it can also accommodate larger trays and skillets. If you like to multi-task at the sink by soaking dishes on one side while prepping the meal on the other, a dual bowl sink will better meet your needs.

Along with the number of bowls, also consider the depth when choosing a new sink. With a shallow sink,

it’s easier to see any items left in it; the more depth a bowl has also means there’s more room, allowing you to worry less about dirty dishes being seen from afar or toppling over the edge. It’s easier than you think to find the right depth and style - there are a wide variety of stainless steel sinks; there’s a perfect option to meet all of your cooking and cleaning needs, with both single and double bowl configurations available.

Suitable type Once you find the configuration and depth that’s right for your kitchen, it is time to select the sink type. A dropin sink is level with your countertop, easy to install and is compatible with laminate and ceramic surfaces.

The other type of sink installation is an undermount. Here, the sink lip is mounted under the countertop, giving the counter a continuous flow into the sink, and making it easy to wipe away food, crumbs and water.

Undermount sinks are a great fit for kitchens that have granite, marble or soapstone countertops. Since it adheres directly to the counter, these solid surface options can better support the weight of the sink.

The gauge, or measurement of the thickness of material, should also be considered while shopping for a sink. Remember, the lower the number, the thicker the steel. Cooks and busy families may prefer heavier gauge sinks that will do a better job of resisting dents that can come from frequent use. Thicker steel will also minimize vibration from a disposal and prevent flexing or bowing when

the faucet is mounted directly to the sink.

Adding a second sink is a smart idea for kitchens with two cooks and households that frequently entertain.

Creating a separate food prep station or beverage center complete with running water prevents congestion around your main sink and helps make the room feel more spacious.

Choosing a bar/prep sink that coordinates with the rest of your kitchen is easy. Once this new work area is complete, you’ll appreciate having this practical luxury in your kitchen.

Visually pleasing The last step is to pick the sink that is aesthetically pleasing to you and fits in with the style and decor of your kitchen. Kitchen sinks come in a variety of materials and finishes, the most popular and cost-effective material is stainless steel. It’s easy to clean and maintain, and has the added benefit of being heat and stain resistant.

Breaking down each aspect of a potential kitchen sink purchase makes shopping a manageable task.

Just remember to start with the basics: the configuration, how the sink will be installed and the overall look you’re trying to achieve to supplement your kitchen’s design.

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Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

Kissing a man with a beard is a little like going to a picnic. You don’t mind going through a little brush to get there” ~Dollie Parton The Coto de Caza News

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Governor Brown Appoints Two to Orange County Superior Court

Gassia Apkarian Governor Edmund G. Brown Jr. today announced the appointment of Gassia Apkarian and Craig E. Arthur to judgeships in the Orange County Superior Court.

Apkarian, 47, of Mission Viejo, has been senior attorney and president at Apkarian Defense APC since 2007. She served as a deputy public defender at the Orange County Public Defender’s Office from 2000 to 2007,

and was western regional director of the Armenian Assembly of America in 1995, where she was deputy executive director from 1994 to 1995 and country executive director from 1992 to 1994. She earned a Juris Doctor degree from the University of La Verne College of Law and a Bachelor of Arts degree from the University of California, Irvine.

Apkarian fills the vacancy created by

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Craig E. Arthur the retirement of Judge Francisco F. Firmat. Apkarian is a Democrat.

Arthur, 53, of Tustin, has served as a commissioner at the Orange County Superior Court since 2005. He was an attorney in private practice from 1999 to 2005 and an attorney at the Law Office of Harold LaFlamme from 1990 to 2002. Arthur served as an attorney at the Orange County Public Defender’s Office from 1989 to 1990.

He earned a Juris Doctor degree from the Western State University College of Law, a Bachelor of Arts degree from California State University, Long Beach and an Associate of Arts degree from Orange Coast College.

He fills the vacancy created by the retirement of Judge Craig E. Robison.

Arthur is a Democrat.

The compensation for each of these positions is $184, 610

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November 14, 2014

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Inaugural Rancho Santa Margarita Blue and Gold Signature Fundraising Event Held on Campus The annual benefit gala raises $210,000

The Blue and Gold Committee of dedicated volunteers. More than 80 volunteers served on the committee making the event possible.

The Santa Margarita Catholic High School community recently came together for a celebratory evening in support of the school and students at the inaugural SMCHS Blue and Gold event. This year’s Blue and Gold “An Evening Under the Stars” fundraiser was held on campus in the Strader Grotto and Moiso Family Pavilion (gymnasium). This is the first time the school’s annual benefit gala has been on campus.

The celebratory evening brought in an estimated $210,000 for the school with $112,950 of that total specifically designated for tuition assistance. Through the fund-astudent portion of the auction, guests raised their bidder cards giving the gift of a Santa Margarita education through contributions to the school’s tuition assistance fund. One of every

five students depends on tuition assistance to attend the school.

In addition to tuition assistance, proceeds from Blue and Gold benefit the school’s arts, academics and athletic programs while enhancing educational opportunities for all students. The Oct. 18 event was attended by 563 Eagle parents, grandparents, graduates, faculty, staff and friends.

Upon valeting their car, guests were provided with a warm welcome by student leaders in uniform who then escorted attendees to have their photo taken with the Eagle mascot. The SMCHS steel drum band, as well as the school’s string quartet, provided entertainment during arrival and check-in. Santa Margarita supporters socialized, enjoyed tray-passed appetizers

Guests dance the night away at SMCHS Blue and Gold “An Evening Under the Stars.”

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and drinks, and bid on an array of unique silent auction items before entering the Moiso Family Pavilion which was dressed up like it’s never been before. The gymnasium was completely transformed into an elegant ballroom aglow in blue and complete with stunning white ceiling drapery studded with white twinkle lights, floor to ceiling drapes, illuminated chandeliers hanging in the center of the pavilion as well as wall-to-wall black flooring and a white dance floor gleaming with lit up stars which also were projected on the walls.

President Andy Sulick and Principal Ray Dunne thanked those in attendance for their generosity including a special thank you to the event’s sponsors and underwriters as well as event chairs Ann Marie

Jennison and Amy Cramer of Ladera Ranch and the entire Blue and Gold Committee, which included about 80 dedicated volunteers.

“Many have come together in love to make this evening possible,” said Principal Ray Dunne. “We are here tonight because of our Lord. He has blessed the Santa Margarita community and it is truly His school. Tonight’s event is a wonderful celebration of our students, school and each and every one of you who have all come together to make this evening a success.”

President Sulick commented that the evening was about community building, having fun and supporting the incredibly talented Santa Margarita student body.

“I am humbled by your generosity,” he told those in attendance. “The

Students in the steel drum band entertained guests upon their arrival.

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Mark Dubeau, Debbie Dubeau, Gina Kerley, Kevin Kerley, Marilyn Hunt, Bill Hunt, Kathy Tonakowa and Kyle Tonakowa.

Partygoers enjoyed a three-course heart and soul of Santa Margarita is our community. Thank you to meal starting with a pear and endive each and every one of you who all salad adorned with cabernet poached work to help our students become pears, toasted walnuts with a thin the best versions of themselves. wedge of blue cheese and served Whether it be through time, talent with a vanilla shallot vinaigrette or treasure your support allows followed by peppercorn grilled hanger Santa Margarita to offer excellence steak served with garlic whipped in Catholic education, an innovative potatoes and a cabernet demi glaze place to learn and a community where accompanied by lemon garlic grilled Caritas Christi (the love of Christ) is prawns and ratatouille vegetables. at the heart of everything we do. All A “blue and gold themed” dessert of vanilla bean panna cotta, topped of this tonight is for your children.”

Cramer and Jennison said they with fresh blueberries and served wanted to hold the event on campus with a mini orange biscotti dipped in as it was born out of pride and love chocolate, provided a sweet ending.

Must-have silent and live auction for the school.

“It seems appropriate that we items had guests bidding feverishly. would celebrate together on the site Party favorites included getaways of our beautiful campus which is to Maui, the Disney Aulani on special to all of us,” Cramer said. “We Oahu, Puerta Vallarta, Las Vegas, are blessed to be the beneficiaries of Monarch Beach, Palm Desert and some incredible visionaries, including San Francisco; sports tickets and the Moiso and Strader families, who memorabilia; fine jewelry including a believed in the future of SMCHS limited edition Michele watch handand generously helped the school set with 440 diamonds; designer handbags; a fishing excursion; become what it is today.”

The overwhelming outpouring of wine pairing dinners at Orange support and the generous spirit of County’s finest restaurants including giving were essential to the success a chef’s tasting dinner for eight at of the event, Cramer and Jennison Selanne’s Steak Tavern complete with transportation for four couples said.

“We have all played a role in provided by Your Car Our Driver and the success of our students’ lives,” a personal meet and greet with the Jennison said. “One thing is for 2014 Sochi Winter Olympics MVP certain…the SMCHS community is a Teemu Selanne; a vintage wine giant family that shares the common collection; and “once-in-a-lifetime” thread of pride, faith and the charism opportunities such as access to an exclusive car museum and dinner for of Caritas Christi.”

SMCHS seniors Jackson Billups and Katelyn Person took pictures of guests with the Eagle mascot upon their arrival.

November 14, 2014

David and Clara Martinez, sponsors of SMCHS Blue and Gold “An Evening Under the Stars” 12 in the Preserve Dining Room at served in the military and a mother the Coto de Caza Golf and Racquet who was a Catholic school teacher.

Club. Other highlights of the evening “An SM education is a game included the opportunity to win a trip changer,” he said. “You are looking at to Palm Desert by putting a golf ball someone who benefitted from tuition in the “Eagle Golf Challenge” game, assistance. We are blessed to be at spinning the “Wheel of Blessings” one of the best Catholic high schools for a chance to win a trip to Las in the county. Let’s make the dream of Vegas with show tickets among other an SM education a reality tonight and prizes, taking home a premium bottle continue to transform lives.” of wine in the “wine pull” as well as Attendees did just that with four unwrapping a surprise gift card and people immediately giving a full year’s student nonuniform dress pass in the tuition followed by scores of others hidden treasures boxes. agreeing to support the worthy cause.

During dinner, Santa Margarita The evening closed with guests graduate Chloe Manese, class of dancing the night away and enjoying 2009, asked guests in attendance to the post grotto lounge in the Strader provide the gift of a Santa Margarita Grotto, which was transformed during education to students who might dinner to include relaxing furniture for not otherwise have the opportunity quiet conversation under the stars to attend Santa Margarita. Manese while nibbling on sweet treats from attributes her strong faith foundation Nothing Bundt Cakes and enjoying and the success she achieved at the the coffee bar.

University of San Diego, and now in SMCHS Blue and Gold Sponsors her career as an event planner, to Soaring Eagle Sponsor the education she received at Santa The Billups Family/Cable Family Margarita, made possible through Foundation tuition assistance.

St. Joseph Health - Mission Hospital “I got to where I am today because O’Connell Landscape Maintenance someone believed,” she said. “You Shulman Hodges & Bastian LLP are investing in a community rooted in We Believe Sponsor faith and kindness. You are investing The Andrews Family Foundation in people like me who have nothing Audi Mission Viejo but gratitude.”

Infiniti of Mission Viejo President Andy Sulick, a member The Jankovich Family of the school’s charter class, echoed The Martinez Family those sentiments saying he too was the recipient of tuition assistance at Santa Margarita with a father who

Matt and Margo Gunderson.

President Andy Sulick, with his wife Julie Sulick

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November 14, 2014

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November 14, 2014

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Shea Center Raises $900k at Family Faire BBQ Photos by: Brian Carter / Pixel That! Photography Over 1500 friends, sponsors, riders, staff and volunteers recently gathered for the annual J.F. Shea Therapeutic Riding Center BBQ and Family Faire.

This evening of family fun, included country-style carnival games, riding demonstrations, a sumptuous BBQ dinner, auction items for bidding, and country music for dancing. This traditional end-of-summer party has been one of the Shea Center’s major fundraising events supporting its mission to improve the lives of people with disabilities through therapeutic horserelated programs.

At the heart of The Shea Center is a corps of generous volunteers who donate thousands of hours of time and talent. This year Hearts of Montage, a volunteer employee group from Montage Laguna Beach, expanded its supporting role by hosting the Sponsor/VIP Saloon where it served an intriguing array of hors d’oeuvres and specialty drinks.

The luxury hotel’s Director of Food & Beverage Victorio Gonzalez explained, “After a 10-year relationship with The Shea Center, we wanted to be onsite to support the fundraiser, the kids, and this fantastic cause.”

Describing the evening’s menu, Executive Chef Rob Wilson said, “To fit this special occasion, we are serving an amazing Montagesque meal with a barbeque-western personality.”

The evening was sold out with dinner tables filling the Samueli Arena and adjacent patio. Kent French, broadcaster and producer for the Anaheim Ducks, served as emcee and auctioneer. He whipped up the excitement stimulating generous bids for a wide variety of unique live auction items.

These included a behind-the-scenes tour during the production of NCIS, the top rated CBS drama, a Montana vacation getaway, and a Holiday dinner for 12 prepared at home by renowned chef Azmin Ghahremass of Sapphire Laguna. There were 286 live and silent auction items that generated over $96,000.

One of the evening’s most heartfelt moments was the annual “Parade of Stars” when more than 60 therapy clients and their families moved through the dinner guests to standing applause. This year’s honored rider was 3-year-old Callan Mullins. His dad, Jared, spoke of his son’s path following four open-heart surgeries and two strokes, leaving him partially paralyzed in a wheelchair and unable to speak. Now, in less than a year of therapeutic riding, Callan has built core strength, is able to stand, and recently took his first independent steps walking to greet his pal Emerson, the Center’s handsome facility dog. Jared noted that following those first 10 steps, Callan proudly exclaimed, “I did it!” The crowd loved it!

The evening concluded with dancing to the music of popular country band Swingshift. The BBQ’s Presenting Sponsors were The Klein Family and Rancho Mission Viejo Rodeo. The Event Sponsor was the E. J. & Thomas Tracy Family Foundation, and the Entertainment Sponsors were the O’Connell Family Foundation Trust and The Schreiber Family.

Gross proceeds for the evening were over $900,000, the largest amount ever generated by a single fundraiser in the riding center’s history.

The J.F. Shea Therapeutic Riding Center is dedicated to improving the lives of people with disabilities through therapeutic horse-related programs. For more information on J.F. Shea Therapeutic Riding Center visit www.sheacenter.org. For information on Hearts of Montage visit www. montagehotels.com/heartsofmontage.

Page 12

The Coto de Caza News

Matt Kimble, Melissa Hill and Jan Kimble with granddaughters Ruby and Luci Hill

Rev. Msgr. Arthur H. Holquin, Lissa Freese, Gilbert Aguirre, Kathleen McClemmy and Janie Gresham.

Event Presenting Sponsors, Bill and Jenny Klein

Callan Mullins and father Jared Mullins

Event Entertainment Sponsors, Eden and George O’Connell

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 14, 2014

Banderas Pet Hospital

dr. Michael eberhardt & dr. Jason steenis treating Pets for Half a Century having a combined 50 years Experience

Holiday Travel?

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Holiday Designer special!

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Banderas Pet Hospital & Boarding!

Where “Pet Kids” like to vacation!

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Dr. Jason Steenis

Banderas Pet Hospital

949.766.4449 www.rsmVet.com 29772 Banderas, RSM

Just 2 blocks south of the main post office Follow us on Facebook & Instagram for more information and cute pictures!

Local Resident Husband & Wife Owner Operated Grant & Kristin Topping

Call us Now FoR a FRee estImate!

949.600.7779 www.macflooringservices.com

72 Argonaut Ste 120 Aliso Viejo, CA 92656

License #951930

The Coto de Caza News

Page 13

November 14, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

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949-459-2090 Same Great Service - New Location 22521 Avenida Empresa Suite 126 Rancho Santa Margarita, CA 92688 Page 14

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 14, 2014

lOCAl DENTiST Dr. MiChAEl TESSiEr OFFErS COMPliMENTAry SECOND OPiNiON ON DENTAl DiAGNOSES

22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org

Reverend Craig M. Butters, Pastor

SATURDAY VIGIL MASS: 5:00 PM

SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM

SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

BIRTH ANNOUNCEMENTS! The Coto de Caza News is happy to announce the birth of your newborn:

Baby’s Name: Date of Birth: Weight:

Two ladies came in last week. Their stories were similar. Both were new to the area, each went to a new dentist, each was told that she needed a Dr. Michael Tessier relatively large amount of dental work (one of the ladies said the estimate was $10,000), even though they each had been going to their dentist regularly for years.

So, totally independently, they came in to see me to get their teeth cleaned and for a thorough comprehensive examination and second opinion. We did a full set of x-rays on each, checked gum health, took photographs, and checked for cancer. They were both in great shape, dentally, and just needed a maintenance visit.

It does happen that patients come in needing a very expensive treatment plan to get their mouths back to a healthy state.

Maybe times were tough and money was scarce, or they couldn’t get time off from work, or they didn’t have dental insurance (more on that in a moment), or they didn’t have a dentist they could trust. I did have a lady bring her children in once who’d taken them to see the dentist within the six months before moving here. Each of the children had pretty significant decay- eight and twelve

NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier

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Coto de Caza News 23472 Vista del Verde Suite 6 Coto de Caza 92679

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cavities each , several of which I could see without even putting a mirror in their mouth. Mom was understandably upset with what I told her and took the children to another dentist, who confirmed my diagnosis. She brought them back, and we got everything squared away to mom’s satisfaction.

The point is, if something doesn’t sound right, or you don’t understand it, please get a second opinion. We see patients with questions all the time, those consultations are complimentary, and we’re glad to help out.

Now, a word on dental insurance. Not all dental insurance coverage is good, coverage isn’t all the same, some companies aren’t easy to work with, and some people just don’t need dental insurance. They might end up paying more in “co-pay” and premium than they would if they just got done what needed to be done when needed. And, we offer “Care Credit”, which is effectively a credit card for dental work (doesn’t work at Nordstrom’s) that allows you to pay off a charge for dental work over twelve months without interest.

So, if you or someone you know has a question about their dental needs, or would benefit from a complimentary consultation appointment, please don’t hesitate to call my office. The number is 949-459-7212, and the office is located at the intersection of Oso and Antonio Parkways, down the walk from Starbucks and the car wash at 28562 Oso Parkway.

Except leathers, alterations and laundry service. One coupon per order and can not be combined with any other offer.

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28562 Oso Parkway Plaza de Las Flores

FREE PICK UP AND DELIVERY! • (949) 766-5021

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The Coto de Caza News

Page 15

November 14, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert.

Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890 Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages Tuesday – Thursday 4pm – Midnight Friday – Saturday 4pm - 1am Sunday 11am – Midnight

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.5518 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads.

Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

22302 El Paseo Ste I, RSM 949.459.7900 Embarcadero California Bistro Embarcadero hosts an innovative menu featuring small plates, signature salads, steaks, seafood, short ribs, and entrees with a new twist. We also boast a full bar featuring specialty mojitos, martinis, and an extensive wine list.

RESTAURANT HOURS Sunday-Thursday 5pm - 9pm Thursday-Saturday 5pm - 10pm BAR HOURS Open daily, 5pm Close

22332 El Paseo, RSM 949.709.2266 Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

22205 El Paseo Ste A, RSM 949.858-0581

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The Coto de Caza News

G u id e

Neighborhood Grill & Salad Bar Neighborhood Grill features open flame entrees-shish kabobs, gyros and charbroiled sandwiches. To complement their menu they serve homemade Baklava and Häagen Dazs ice cream. Mon-Fri 11am – 8pm Saturday 12pm – 8pm

29941 Aventura Ste 1, RSM 949.635.3131 Panera Bread Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino Open daily at 4:30pm

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225 Rice & Spice Thai Cuisine Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining.

Across from Saddleback Church

27412 Portola Pkwy, Foothill Ranch 949.340.2055 Uncorked wine bar Uncorked in RSM offers delicious tapas, excellent wine, and great ambience. There are very few tables so the space feels intimate and cozy. Thursday night wine tasting they served dates stuffed with goat cheese wrapped in prosciutto. . . amazing! The Humboldt Fog on the Artisanal Cheese Plate is a new favorite and the crab cakes never disappoint.

The Sommelier is knowledgeable and the staff very friendly.

22342 El Paseo,Rancho Santa Margarita, CA 92688 949.589.1156 Wan Fu Chinese Gourmet

22411 Antonio Pkwy Ste C 949.459.7676

Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

San Giovanni’s Ristorante

30642 Santa Margarita Pkwy, RSM 949.589.8028

Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Selma’s Chicago Style Pizzeria Pizza & Sandwiches Open 11am daily (Sundays at 9am)

30461 Avenida De Las Flores Ste B, RSM 949.709.8165 Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

Trabuco Oaks Steakhouse Steaks, Prime Rib, Lobster.

Home of the famous “2-pound steak.”

Relax while you sip one of our sumptuous wines or cocktails or a frosty beer.

20782 Trabuco Oaks Rd, Trabuco Canyon 949-586-0722

Wood Ranch BBQ & Grill Mon-Fri at 4pm Sat & Sun at 11:30am

22352 El Paseo, RSM 949.888.1100

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page.

Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places).

Please send your Restaurant Review to newseditorials@yahoo.com

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 14, 2014

WANT TO DRAW

A CROWD? ly Newspaper

The Only Week

Exclusively For

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TO YOUR STORE OR BUSINESS? PUT AN AD IN THE COTO DE CAZA NEWS AND WATCH WHAT HAPPENS

Visit TryATA.com & Get 2 Weeks FREE! Come in & see how Professional Martial Arts Instructors will teach your kid: • Bullying Prevention • Self Defense • Child Safety OC ATA Martial Arts • Leadership Skills 31431 Santa Margarita Pkwy. St. D Rancho Santa Margarita 92688 • Confidence Call Us Today at 949-858-8325 www.ocatamartialarts.com

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WOMENS DRESSES STORE WIDE FALL SALE!

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OMANO’S Select Merchandise

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Romano’s slashes prices on selected items of Couture Bridal, Flower Girls, Quinceaeras, Sweet Sixteen, Bridesmaids, Special Occasion Gowns, Military Ball Gowns, Mother of the Bride, Pageant, Lingerie, Formal Evening, Graduation, Home Coming, Shoes and beautiful Bridal Accessories.

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T����� T����� - B��� S����� P������� 3nd Annual Holiday Boutique Saturday, November 8th 9:00am – 3:00pm At: Tesoro High School 1 Tesoro Creek Rd. Las Flores, CA 92679

Quality vendors - Food and Refreshments, Raffle Table Bring your Family and Friends. Shop for the Holidays Unique gifts - Free parking Any questions, please contact Shannon @ 949-939-5914 – shannonestupinan@gmail.com

Romano’s Rancho Santa Margarita 949.589.1555 In the Antonio Plaza Shopping Center 22441 Antonio Pkwy Suite A-330

The Coto de Caza News

Page 17

November 14, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

GOT CATERING? 2 for Tuesdays 2 Large Pizzas 2 Toppings 2 GO $20.00

Wine Wednesdays 40% Off Bottles of Wine No Glut w Serv ing en Past Free P iz a& Rav za, ioli

Ito t'sstart that time of year again – time planning your holiday dinner parties and office events!

URBAN will customize a menu to your specifications and arrange for your every need including wait staff, rentals, flowers, and valet parking, etc.

Come in, sit down, you’re family at, San Giovanni Ristorante

Call us now to make plans for all of your holiday events!

Special Events * Full Service Catering www.sangiovanni.us 31931 Dove Canyon Drive Hours: Dove Canyon, CA 92679 Open Daily (949) 589-1900 5:00 pm - 9:00 pm

Page 18

The Coto de Caza News

Phone: (949) 340-2055 • Fax: (949) 340-0095 27412 Portola Pkwy, Suite D • Foothill Ranch, CA 92610

www.UrbanGrillandWineBar.com

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 14, 2014

Cibo, Vino, Amici (Food, Wine, Friends)

The Kitchen is where family and friends gather to share delicious food made with love. Please join us in our kitchen. Enjoy traditional Italian dishes prepared with the recipes, flavors and techniques brought from Italy by my grandmother....Filomena!

Pizza Fresh Pasta Dine in Take Out Catering Special Events 

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for special events and reservations Call reyes gallardo 949-929-4636

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23891 Via Fabricante #601, Mission Viejo www.thedraperyshowcase.com

949-587-1002 A HunterDouglas Priority Dealer The Coto de Caza News

Page 19

November 14, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Best Gift is the Best Massage!

3 Massage Sessions for $99* (While supplies last) Relax, you’ve found the perfect gift. Give your loved ones the gift of calm with the highest-rated massage available.** Elements’ Holiday 3-pack is available for a limited time. So relax but don’t miss it!

Visit one of the following South Orange County Elements’ Massage Studios for this offer TM

Mission Viejo Gateway Center 949.595.0813 Alicia and Jeronimo

Mission Viejo North/Trabuco HIlls 949.455.0000 Trabuco Hills Shopping Center

24000 Alicia Pkwy., Suite 19, Mission Viejo, CA 92691 elementsmassage.com/MissionViejoGateway

27695 Santa Margarita Pkwy., Suite A3, Mission Viejo, CA 92691 elementsmassage.com/MissionViejoNorth

same-day appointments

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Monday - Friday 9:00 am - 9:00 pm Saturday 9:00 am - 7:00 pm Sunday 10:00 am - 6:00 pm

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*Offer is based on (3) one-hour massage sessions which includes time for consultation and dressing. Limited to one offer per recipient while supplies last.

Non-transferable. Must be redeemed within three months of activation. Cannot be combined with other coupons or promotional offers. No cash value. No refunds for unused or expired sessions. Some exclusions may apply. Not valid on gift certificates or gift cards. Offer good at two locations listed. Offer expires Dec. 31, 2014. **Highest-rated claim based on Net Promoter scores from 2013 via Listen360.com.

Page 20

The Coto de Caza News

CARRIAGE UNIT

LAKE VIEWS

ME RIT AG E

A ES ND C TA O TE TO S

GR

ES IN CR OW

MODEL PERFECT

WHAT A LOCATION

LIS NEW TIN G

LE PI

NN

AC

LIS NEW TIN G

A SHOW STOPPER

This absolutely amazing home has warmth, drama and serene views. Backed to the common Model perfect in every way! Offering approx 3100 sq. ft with 3 bedrooms and 3 full baths. area with oak trees and privacy. Offering approx. 5000 sq. ft with impeccable upgrades. The Upstairs bonus could be another bedroom. A rare find detached Casitas. The upgrades in kitchen and family room add on make it an entertainers dream. Fabulous yard with an outside this home are absolutely top notch. Culdesac and view. 9 Altimra $1,044,000.00 family room, pool/spa and putting green. 4 Van Gogh $1,724,900.00

Total remodeled home with a large yard/spa and built in BBQ. Very private location. Offering approx. 1900 sq. ft with 3 bedrooms, 2.5 baths and a large loft area which could be converted to a 4th bedroom. 43 Spoon $599,000.00

ABSOLUTELY AMAZING

SO CUTE

Located in the Pinnacle Tract on a large private lot over 23,000 sq. ft. Offering Offering approx 1200 sq. ft with 3 bedrooms and 2 baths. So cute and ready to move in. approx. 4500 sq. ft with 5 bedrooms, 4.5 baths, bonus and private library. This is a Everything has been redone. Low tax rate and no mello roos. very emotional house from the inside out. Pool/spa and built in bbq area. Top notch 26053 Via Pera $363,000.00 upgrades. 98 Panorama $1,899,000.00

SO

LD

ES IN CR OW

Amazing golf course views! Located on the 18th hole of the south course. Offering approx 3100 sq. ft with 4 bedrooms and 4 baths. Large yard with a pool and totally redone with very nice upgrades. 6 Shoal Creek $1,129,000.00

GR TH EE E NS

DOWNSTAIRS MASTER

Carriage unit in a beautiful complex offering approx. 1250 sq. ft with 2 bedrooms and 2 baths.

Darling floorplan with a great room and downstairs master suite. Offering approx.

Ideal loft area with built$in desk. Attached 1 car garage. Assoc. pool.

2500 sq. ft with 4 bedrooms, 3 baths and a large bonus room. Nice size view yard.

2755 Dietrich 399,000.00 Short walk to pool and park. 11 Regents Park $849,000.00

Stunning home located on a quiet culdesac in the well sought after gated community of Stoneridge. Offering approx 3345 sq. ft with 5 bedrooms and 4.5 baths. Lovely floorplan and what a view of the Mission Viejo Lake. 22891 Briarcliff $999,000.00

FORMER MODEL HOME

November 14, 2014

LIS NEW TIN G

LIS NEW TIN G

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

LIS NEW TIN G

The Coto de Caza News

GOLF COURSE VIEW/FORMER MODEL

GORGEOUS VIEWS

GEORGIAN FLAIR

DOWNSTAIRS MASTER

LD SO

SO

LD

SIL C A VER NY AD ON O

Offering approx 4600 sq. ft with 5 bedrooms and 4.5 baths. Very unique and open floor plan This magnificent custom home sits on over an acre of land with stunning views. Offering approx. Offering approx. 4150 sq. ft with 5 bedrooms and 4.5 baths and a private office. Lovely and tremendous family home. On the golf course with saddleback mountain views as well. views, pool and spa. Located on a single loaded cul de sac 7100 sq. ft. with 6 bedrooms and 6.5 baths. Detached$ guest house with full bath and kitchen- upgrades and a nice size yard with 27 Oakbrook $1,399,000.00 street. 14 Thorn Oak $1,029,000.00 2,995,900.00 ette. Amazing entertaining yard. 6 Fresian

BEST KEPT SECRET!

CHARMING CUSTOM

Offering approx. 4400 sq. ft with 5 bedrooms and 5.5 baths. Top notch upgrades and a rare Located in Santiago Canyon with 5500 sq. ft and 4.5 acres. Wonderful property is ideal for Located at the end of a culdesac with such charm and a cozy inviting porch. Offering approx find separate casitas with full bath off of the courtyard entry. Located on a single loaded street horses or your own vineyard. Private carriage house and 2 stall barn. 7 car garage.

5000 sq. ft with 5 bedrooms, 4 bath, private office and a bonus room. Exceptional views and with beautiful views. 29 Bell Pasture $1,519,000.00 a private pool and spa. 6 Lippizaner $1,699,000.00 16252 Jackson Ranch $2,250,000.00

The Coto de Caza News

Page 21

November 14, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Mini cheesecakes - the perfect little something sweet Mini Pear-Ginger Cheesecakes with Gingersnap Crust Ingredients: Cheesecake ½ cup water 125 mL 8 dried pear halves, chopped (dried apples can be substituted) 1/3 cup crystallized ginger 75 mL 3 packages (8 oz/250 g) low-fat cream cheese, room temperature 2 eggs, lightly beaten ¾ cup granulated sugar 175 mL Crust 40 gingersnap cookies, processed to form crumbs (about 2 cups/500 mL) 3 Tbsp canola oil 45 mL 2 Tbsp brown sugar 30 mL 2 Tbsp granulated sugar 30 mL 2 tsp salt 10 mL Instructions: Preheat oven to 325 °F (160 °C).

In medium saucepan, bring water, dried pears and crystallized ginger to simmer over medium heat. Reduce heat to low, cover and simmer for about 12 minutes until water is absorbed and pears softened.

In food processor, process pears and ginger until course paste forms and cool about 10 minutes. While

paste is cooling, make crust.

To make crust: combine all crust ingredients. Spray miniature cheesecake pans with canola oil.

Divide crumb mixture evenly among mini cheesecake pans and press firmly into bottom.

Bake crusts for 8 to 10 minutes until golden brown around edges.

Remove from oven and set on wire rack and cool completely.

Reduce oven temperature to 250 °F (120 °C).

While crusts are cooling, continue making cheesecake filling. In large bowl, beat cream cheese and gingered pear paste together on low until light and fluffy. Beat in eggs.

Add sugar and beat until smooth, frequently scraping down sides of bowl with spatula. Transfer filling into liquid measuring cup or pitcher and pour filling into crusts, dividing evenly.

Place in oven and bake about 30 minutes until filling is set. Remove from oven and set on wire rack about

1 hour to cool completely. Then cover with plastic wrap and refrigerate for at least 4 hours before removing cheesecakes from pan.

To serve, garnish cheesecakes with crystallized ginger.

Tips: The cheesecakes can be also made in non-stick mini muffin tins that are sprayed well with canola oil and/ or lined with cupcake holders. Dried pear halves may be substituted with dried apples.

Yield: 24 mini cheesecakes.

Being your own boss : getting your freelance or small business off the ground

It’s one of the greatest American dreams. You make your own hours and choose your own clients, while doing what you love and getting paid for it. Starting your own small or freelance business can be an empowering and life-altering experience, but before you get to the good part, there’s plenty of work to create the foundation of a successful business.

Today, there are many new tools to get you started on the right track, but they are still based on tried and true principles. * There’s no such thing as too much networking. “Start with your immediate network,” says Shawn O’Mara, senior partner at design firm ocreations, who earned his associate of applied science degree in Visual Communications from The Art Institute of Pittsburgh in 1991. “Do you have an uncle who owns a pizza shop? Offer to create a new logo for him. The money doesn’t matter as much when you’re first starting out; you need to concentrate on building your portfolio.”

Another great way to build your portfolio is to contact non profit organizations. “Non-profits usually Page 22

do not have a large budget, so if you offer to do the work at a reduced rate, you’ll get the experience,” says Dana Melvin, director of career services at The Art Institute of Pittsburgh.

Once you’ve started working with get those clients, Melvin reminds business owners to make sure to get permission to use them as references.

Melvin also reminds entrepreneurs, “No matter where you go, your business card should come with you.”

That includes the gym, grocery store and gas station. “You never know when you’ll meet a potential client and you should never pass up an opportunity to get your contact info in their hands.”

One of your biggest networking tools doesn’t even require you to get out of your pajamas. “Facebook, LinkedIn and so many other social media outlets allow you to reach out to people you could not reach before. A lot of the work I am doing is for people that I went to high school with and I could not have connected with them if it were not for social networks,” says O’Mara.

O’Mara also encourages budding entrepreneurs to think outside of

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the box when advertising their business. He encourages people to find sponsorship and donation opportunities in the community. “My son plays pee wee football, so I donate the T-shirts so that everyone who comes to the games sees what I do for a living,” O’Mara emphasizes that everyone you know should know what you do for a living.

And then there’s office space. Do you need it? There was a time when a business without an office wasn’t much of a business at all. But times have changed. O’Mara’s business is graphic design and although now has an office, he says all a freelancer in his field needs is a laptop and the right software. He says most client

meetings can either be held at the client’s office or at your local coffee shop.

If you do decide you need an office both Melvin and O’Mara advise that you look into co-working spaces.

“Those facilities have common conference rooms, shared office equipment like a copier and fax machine, a common kitchen and some have a receptionist for all the businesses that share the space,” explains Melvin.

O’Mara says there’s an extra benefit to the shared space as well.

“The people you’re sharing the space with become part of your network and help you to grow your business; they can also become your clients.”

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 14, 2014

coto de caza Village homeowners news

New Items Election Results The results are in… the 2014-2015 directors are Jason Vallone, Ken Upton, Doug McCormick, Jeff Reuter and Karen Park.

Vote Totals Doug McCormick - 139 Karen Park – 116 Jeff Reuter – 109 Ken Upton – 147 Jason Vallone – 203 Thanks to all Village residents who voted!

Holiday Decorating Contest The holidays are right around the corner. The Welcome and Social Committees are pleased to announce the continuation of tradition through sponsoring the Holiday Home Decorating Contest. In addition to your contribution to help make the Village look festive during the holidays, there are cash prizes for the top three (3) homes: 1st Place - $150, 2nd Place - $100, and 3rd Place - $50.

The judges will be reviewing the homes in the evenings between December 15th-18th so please make sure to get your decorations up and lights turned on to be included in the contest. The challengers from last year’s competition were on Via Pato, Via Aquilla and Via Buho. Start planning now and Happy Holidays!

Social Committee Volunteers The Association is always interested in new ideas to meet our neighbors. If you are interested in joining the Social Committee or have any suggestions for our next event, please contact Karen Park at karen@ theparkteamoc.com or by phone at 949-690-5605. Planning for the 2015 year is in the works and we welcome any ideas!

Gate Call-Ins for Guests Made Simple With the holidays just around the corner many of you will be entertaining guests and celebrating the holidays with family and friends.

Adding your guests to the guest list at the front gate has never been easier!

Simply go to czmaster.org and create your own log in.

Through use of this simple website you can easily add your guests and even manager your guest list with a simple click of a button. This website is extremely user friendly and can be accessed from any device. By using this free site, not only does it make managing your guest list easy, it saves you and the Association big bucks!

Manager’s Corner Below are this month’s most frequently asked questions that Management has received. Should you have any questions that you

would like to see posted to the newsletter please contact Community Manager, Courtney Fischer, at 949448-6197 or by email at Courtney. fischer@fsresidential.com. Chance are many of your neighbor’s are pondering the same thing: - When is trash day?

Garbage trucks arrive Monday morning. Trash cans may be put out Sunday evening and must be removed, from view, no later than Tuesday morning.

- Our streets are narrow; do we have a parking policy?

Yes, All homeowners are encourage to park in their driveways and in designated parking areas. When this is not possible, you and your guests may park on the street with a valid permit pass. In odd years, park on the odd side of the street. In even years, park on the even side of the street. No street parking from midnight to 6am.

Village Working Group Evaluates Options for Club Area Included with this month’s newsletter is an update from the Village Working Group, who spent the summer and fall gathering information about the future of the club area and how it affects the Village. It has worked to figure out which options are in the community’s best interest and published an evaluation report on October 19. Read it at

cotovillageonline.com.

The group will be presenting at the November 12 meeting at 7 p.m.

Now that a portion of the club is up for sale, it’s important for the Village to come together, support a few viable options and speak with one strong voice to developers.

Policy Change Holiday Decoration Policy The Board of Directors has adopted a Holiday Decorations/ Light Policy as follows: Halloween are permitted to remain throughout the month of October. Decorations must be removed the first week of November.

Holiday Decorations may be erected the day after Thanksgiving and are permitted to remain through the 2nd week of January.

Blog: www.cotovillageonline.com Website: http://california.fsrconnect.com/ CotodeCazaCommunity Gate Access Website: www.czmaster.org Support/Account Creation: Support11@dwellinglive.com 949-858-2290 Phone Numbers Universal Protection Services (Street Blocking) (949) 559-7888 Sheriff Department (Noise & Vandalism Matters) (949) 770-6011

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Discover the genius of Amer ica’s favorite architects with a road trip

The classic summer road trip is an annual American tradition. In fact, a recent study commissioned by Expedia.com found half of Americans plan to take a road trip of 200 miles or more. They can be a great way for the entire family to spend time together, create memories and broaden their knowledge of the country, all for a lot less money and hassle than flying to your destination.

If your family is planning to hit the road, you don’t have to settle for the same old beach excursion or theme park pilgrimage - discover the genius of America’s favorite architect with attractions that are truly unique to the U.S. Get to know one of America’s mostloved architects Even if you don’t know a cupola from a pergola, chances are you’ve heard of architect Frank Lloyd Wright.

The Wisconsin native created a distinctive and enduring style that has become synonymous with great American architecture. Wright’s creativity produced some of the most visually striking and enduringly beloved buildings in the country, including the Guggenheim Museum in New York City, the Monona Terrace

Civic Center in Madison, Wis., and the SC Johnson campus in Racine, Wis. “Usonia,” a term used to describe Wright’s architectural vision for the development of cities featuring practical, yet beautiful homes for the middle-class. Usonian homes used less expensive, native construction materials, emphasized a strong visual connection between the interior and exterior, and used design to facilitate more energy-efficient heating, cooling and lighting of homes. “Usonia: Frank Lloyd Wright’s Vision of the American Home,” also features an “exploded” model of Wright’s first Usonian home, “Jacobs House I.” The Midwest is a bounty for Frank Lloyd Wright devotees, boasting numerous examples of his architectural genius within a 200mile radius of Racine, Wis. Consider traveling to the following destinations during your next summer road trip.

Taliesin in Spring Green, Wis.: Wright’s summer home, where he designed such masterpieces as the Guggenheim, is open to the public for tours. Started in 1911, the home implemented some of Wright’s concepts about organic architecture, incorporating local limestone for

chimneys and stone piers and sand from the nearby Wisconsin River in stucco walls.

Frank Lloyd Wright Home and Studio in Oak Park, Ill.: Wright spent the first 20 years of his career working in this impressive home located just outside of Chicago. Public tours are available. Visit gowright.com to learn more.

Frederick C. Robie House in Chicago, Ill.: Considered one of the most important buildings in American architecture, this house was Wright’s homage to his client, Frederick C. Robie. Completed in 1910, the house showcases Wright’s mastery of the Prairie style of construction and

foreshadows his rise as the forefather of modernism in architecture.

Burnham Street Historic District in Milwaukee, Wis.: Nowhere else in the country can you view a more awe-inspiring collection of American System-Built Homes. Wright designed these homes to be modest, affordable and beautiful.

Jacobs House I in Madison, Wis.: After viewing the “exploded” model at “The Gallery,” stop at Jacobs House I to view Wright’s first Usonian home.

Designed for Herbert and Katherine Jacobs, the home was built in 1936 and epitomizes the Usonian concepts for which Wright is famous.

Veterinarians Stress the Importance of Good Pet Dental Care Pets receive plenty of veterinary care, but many pet owners overlook the importance of pet dental care.

Without regular oral care, pets are at risk for gum infections, gingivitis, swollen gums, tooth infections, periodontics, and halitosis. Pet owners can perform their own examinations of their pet mouths, and clean their pet’s teeth using canine toothpaste and a canine toothbrush to help ensure their pet’s optimal health.

Oral examinations should be a part of every pet checkup, since they can help veterinarians detect and treat diseases including mouth tumors, cysts, and gum diseases.

The common signs that a pet may be experiencing a pet dental disease include: extreme bad breath, eroded tarter that may start to turn black, and the pet may begin to experience loss of appetite. Eighty percent of dogs and cats past the age of four have some type of pet dental disease. The Balboa Veterinary Hospital says that most pet owners do not realize that these dental diseases, such as periodontal disease, affect more than just the mouth. Bacteria breed in the mouth can also spread to other vital organs, such as the Page 24

kidneys, liver, lungs, and heart. The veterinary hospital warns pet owners if proper pet care is not taken pets can lose teeth due to the disease, or may need infected teeth to be extracted.

San Diego veterinarians recommend that along with daily teeth brushing, for both cats and dogs, annual dental care visits to a San Diego vet is vital.

Regular tooth brushing goes a long way toward keeping pets safe and healthy, and can easily be performed at home in a few minutes.

“I recommend that pet owners brush their pet’s teeth daily to remove tartar that can cause swollen gums and gingivitis,” says Dr. Miranda Alexander of Balboa Veterinary Hospital in San Diego. San Diego veterinarians encourage pet owners to purchase dog friendly toothpaste and tooth brush and make it a routine to brush pet’s teeth at least once a day. Most pets can get used to the idea of having their teeth brushed and may come to see the routine as a bonding experience.

San Diego veterinarians can teach pet owners how to examine their pet’s mouths and brush their pet’s teeth.

“Chew toys also play a role in dog oral health,” notes Dr. Alexander of Balboa

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Veterinary Hospital. As pets chew, they scrape tartar off their teeth.

Owners can feel good about leaving pets at home with nylon bones.

Although the San Diego veterinary hospital cautions pet owners to never leave pets alone with rawhide chews, as they present a choking hazard.

Balboa Veterinary Hospital

offers comprehensive pet dental care, including oral examinations, preventative dental care and treatment of oral health issues affecting pets. To learn more about pet dental care and pet dental diseases, please visit Balboa Veterinary Hospital’s website at http://mybalboavet.com.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 14, 2014

F e st i val B a llet Theat r e’ s The Nu tcr a ck e r R e t u rn s fo r 2 0 1 4 H o li day Se a s on O r a n g e C o u n t y ’s M o s t Distinguished Holiday Tradition Begins Friday December 12 Festival Ballet Theatre of Orange County announces dates and guest artists for its highly-anticipated December production of The Nutcracker. Festival Ballet Theatre opens on December 12, 2014 and runs through December 24. Tickets are on sale now and will quickly sell out.

Bursting with energy and excitement, Festival Ballet Theatre’s enormously beloved Nutcracker Ballet charms audiences of all ages.

Set to the timeless music of Peter Tchaikovsky, The Nutcracker tells the story of Clara, a sweet young girl who receives the special gift of a nutcracker soldier from her mysterious godfather. During the night, magical events unfold: the Christmas tree grows taller, toy soldiers and little mice become larger, and Clara’s nutcracker comes to life.

He battles the ferocious Mouse King, and just when it seems all is lost, Clara distracts the Mouse King to save her beloved nutcracker. Her act of bravery transforms the nutcracker into a handsome prince who takes Clara on a magical journey.

This holiday celebration features dancing toys, mischievous mice, waltzing flowers and sparkling snowflakes. The audience is transported on fantasy trip to the beautiful Land of the Snow and the Land of the Sweets, where the beautiful Sugar Plum Fairy and her Cavalier highlight the ballet. Guest artists from the prestigious American Ballet Theatre, Pacific Northwest Ballet and Joffrey Ballet perform with FBT’s company dancers. In addition to the guest artists and Festival Ballet Theatre company dancers, over 150 talented local dancers will perform in the children’s roles.

A tradition for the entire family, Festival Ballet Theatre’s The Nutcracker is made even more magical with sets and costumes

by Simon Pastukh and Galina Solovyeva. No holiday is complete without seeing this iconic ballet. The full-length, traditional production is choreographed and directed by Festival Ballet Theatre’s Artistic Director Salwa Rizkalla.

Tickets for The Nutcracker are on sale now at TheBarclay.org and available to purchase over the phone at 949.854.4646. Tickets are $45 adults, $42 seniors and $40 children.

Purchase four or more adult tickets on family night December 17 and 18 at 7:00 pm to automatically save $10 per ticket.

Esteemed Guest Artists: Irina Dvorovenko & Maxim Beloserkovsky - American Ballet Theatre Fabrice Calmels - Joffrey Ballet & Carla Körbes - Pacific Northwest Ballet Sascha Radetsky & Isabella Boylston - American Ballet Theatre Performances: Fabrice Calmels - Joffrey Ballet & Carla Korbes - Pacific Northwest Ballet Friday, Dec 12 at 7pm Saturday, Dec 13 at 2pm Saturday, Dec 13 at 7pm

Sunday, Dec 14 at 1pm Sunday, Dec 14 at 6pm Irina Dvorovenko & Maxim Beloserkovsky - American Ballet Theatre Wednesday, Dec 17 at 7pm Thursday, Dec 18 at 7pm Friday, Dec 19 at 7pm Saturday, Dec 20 at 2pm Saturday, Dec 20 at 7pm Sascha Radetsky & Isabella Boylston - American Ballet Theatre Sunday, Dec 21 at 1pm Sunday, Dec 21 at 6pm Monday, Dec 22 at 2pm Tuesday, Dec 23 at 2pm Wednesday, Dec 24 at 11am *Artists subject to change.

For tickets and information please visit FestivalBallet.org

The Top Three Flu-Fighting Tips for 2014 Every year, Americans stock up on lemon tea, vitamin C, and herbal remedies to brace for another long flu season. But what really works? Protecting yourself (and your friends, family, and community) from influenza is as easy as taking these three simple steps, courtesy of ZocDoc – a free service (currently available in select cities) which lets patients book doctor appointments online instantly: 1. Get a flu shot. Two-thirds of Americans plan to get the flu vaccine this year, but following through on this pledge can be difficult. Simply visit www.ZocDoc.com, find a nearby doctor, choose your own appointment time, and schedule an appointment with just a few clicks.

2. Stop the spread of germs. Common-sense germ precautions are one of the most powerful steps you can take to stop the flu in its tracks. According to the Centers for Disease Control and Prevention, this means washing your hands frequently or using an alcohol-based hand sanitizer; covering your nose and mouth when you cough or sneeze; avoiding close contact with sick people; and limiting contact with healthy people if you fall ill.

3. Seek help if you are under the weather. If you do become sick, it’s important to see your doctor right away.

Although many people think of the flu as just a nuisance illness, it can be very serious – especially for the very young, the elderly, and anyone with a weak immune system. Every year, the flu is responsible for hundreds of thousands of hospitalizations, and countless hours of lost work. Currently, ZocDoc is available in Atlanta, Boston, Chicago, Dallas-Fort Worth, Houston, Los Angeles, New York, Philadelphia, Phoenix, San Francisco, and Washington, D.C. There are more than 5.5 million available appointments with medical professionals nationwide. For more information, visit www.ZocDoc.com.

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November 14, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Hot cooking trends for cool weather foods

With the return of cool autumn weather, our thoughts turn to warm, comforting foods. But cold-weather cooking needn’t be dull. This year, take your menu cues from restaurant and cooking trends to create fun fall foods your entire family will enjoy.

Here are some popular restaurant ingredients and cooking methods to inspire your home-cooked meals this season: Look for locally sourced meats.

Locally sourced meats and seafood were cited as the No. 1 trend in restaurants, according to the National Restaurant Association (NRA) annual survey of professional chefs. Visit your neighborhood butcher or the locally grown section at your grocer for the freshest cuts and catches for meals with the fullest flavor, from slow-roasted beef to hearty stews and creamy seafood chowders.

Be adventurous with veggies.

Everyday green vegetables are popping up on menus in new ways, putting a fresh twist on old standbys.

Brussels sprouts, once thought to be needlessly bland, are the latest “it” vegetable, taking on a new personality when sauteed or seared to bring out a nutty flavor. Also enjoying a new place in the sun is kale­ - stir-fried, steamed, sauteed, baked or even added to a soup or stew for crunch - kale can add tasty, unexpected texture and flavor to a meal. Tools such as Calphalon Contemporary Nonstick Cookware make these veggies a snap to prepare, thanks to a multi-layer non-stick cooking surface Page 26

and hard-anodized construction that ensures lasting, easy release, even heat distribution and new dishwashersafe cleanup. The line includes everything from saute pans to stock pots so simmering, pan-searing, poaching, frying or stewing your favorite fall comfort foods is easier than ever.

Hit the fall farmers market. The popularity of farmers markets continues to grow as more Americans seek out fresh fruits and vegetables so much so that the number of farmers markets has grown by 150 percent in the last 10 years, according to the National Farmers Market Coalition.

Farmers markets are no longer just a summertime tradition either. Even in cooler climates, local farmers markets extend into November. Stroll through your local market to pick up in-season produce. In addition to brussels sprouts and kale, look for freshpicked acorn and butternut squash, pumpkins, cranberries, artichokes and mushrooms.

P r e s e r v e n a t u r e ’s b o u n t y.

Americans’ hunger for preserving seasonal freshness is a contributing factor in the returning popularity of home pickling and canning. In fact, pickling is among the top five food preparation methods cited by the NRA chef survey. Pickled products are also showing up in artisan specialty shops and grocery stores, with varieties extending beyond the standard to include pickled cauliflower, cucumbers, carrots and more. Home canning is also seeing

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an uptick as the desire for homemade freshness continues. For tips on food preservation, check out the National Center for Home Food Preservation.

Crunch into the newest apple varieties. It seems every year that new varieties of apples are popping up, ready to be added to your favorite recipes. SnapDragon and Ruby Frost are just two of the new varieties this fall, while heirloom apples are also enjoying the limelight. Whether your family loves apple cobbler and pie, or just can’t get through the season without a homemade caramel apple, follow your whims and try out-of-theordinary apple varieties in your own recipes.

Serve soups with twist. What would autumn be without a savory soup simmering on the stove? This season, rev up your soup repertoire and try something new. Bring interesting flavors home by combining autumn’s produce with a bit of spice. Curried Butternut Squash and Apple Soup makes the most of in-season squash and apples with the added kick of fresh ginger, curry powder, ground cinnamon and cayenne pepper. Top with a dollop of thick, creamy yogurt.

So go ahead - experiment this season with new ingredients and techniques - and help your family “fall into” a flavorful fall. For more cooking ideas and recipes, visit calphalon. com.Curried Butternut Squash and Apple Soup Servings: Serves 4 Prep time: Less than 30 minutes Cook time: Less than 60 minutes

Ingredients: 1/2 cup butter 1 cup onion, chopped 2 cloves garlic, minced 1 tablespoon fresh ginger, minced 1 tablespoon curry powder 2 pounds butternut squash, peeled, seeded and coarsely chopped 4 cups chicken or vegetable broth 1 Granny Smith apple, peeled, cored and chopped 1 tablespoon port wine (optional) Salt and freshly ground black pepper 1/4 cup plain yogurt (optional) Pinch each of ground cinnamon and cayenne pepper Directions: Heat butter in a Contemporary Nonstick 8-qt Stock Pot or 5-qt Dutch oven over medium heat. Add onion and saute until softened, about 8-10 minutes.-Add garlic, ginger and curry powder and cook for 1 minute while constantly stirring.

Add squash, vegetable broth and apple to the stock pot. Cover and cook until the squash is soft, about 20-25 minutes. Add the port and turn the heat off.

Cool soup slightly; carefully puree soup with an immersion blender or in batches using a blender or food processor. Reheat the soup in the stock pot and season to taste with salt and pepper.

Ladle into soup bowls. Garnish each bowl with a dollop (or swirl) of yogurt and a pinch of cinnamon and/ or cayenne pepper, if desired. Serve immediately.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 14, 2014

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November 14, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices Title No. 1408382 ALS No. 2014-4134 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT OF A LIEN, DATED February 25, 2014. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On November 26, 2014, at 9:00 AM, ASSOCIATION LIEN SERVICES, as duly appointed Trustee under and pursuant to a certain lien, recorded on February 28, 2014, as instrument number 2014000078255, of the official records of Orange County, California. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR LAWFUL MONEY OF THE UNITED STATES, OR A CASHIERS CHECK at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866. The street address and other common designations, if any, of the real property described above is purported to be: 20881 Serrano Creek Rd., Lake Forest, California 92630 aka 20881 Serrano Creek Rd. #77, Lake Forest, CA 92630 Assessor’s Parcel No. 939-94-077 The owner(s) of the real property is purported to be: Gary Allen Hayes an unmarried man The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designations, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of a note, homeowner’s assessment or other obligation secured by this lien, with interest and other sum as provided therein: plus advances, if any, under the terms thereof and interest on such advances, plus fees, charges, expenses of the Trustee and trust created by said lien. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $9,172.20. Payment must be in cash, a cashier’s check drawn on a state or national bank, a check drawn by a state bank or federal credit union, or a check drawn by a state or federal savings & loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. The real property described above is being sold subject to the right of redemption. The redemption period within which real property may be redeemed ends 90 days after the sale.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may contact Priority Posting & Publishing for information regarding the trustee’s sale or visit its website www.priorityposting.com for information regarding the sale of this property. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the website. The best way to verify postponement information is to attend the scheduled sale. The beneficiary of said Lien hereto executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. Date: October 23, 2014 Association Lien Services, as Trustee P.O. Box 64750, Los Angeles, CA 90064 (310) 207-2027 By: B. Gladous, Trustee Officer P1117918 10/31, 11/7, 11/14/2014

APN: 625-034-14 T.S. No. 011369-CA NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 11/20/2014 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 8/25/2005, as Instrument No. 2005000670910, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: MICHAEL L. HOLLANDER AND SUE W. HOLLANDER, HUSBAND AND WIFE AS JOINT TENANTSWILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92868all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 25501 PONCE CT LAGUNA HILLS, CALIFORNIA 92653-5307The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $946,892.09 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site WWW.PRIORITYPOSTING.COM, using the file number assigned to this case 011369-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (714) 573-1965 10/31, 11/7, 11/14/2014

NOTICE OF TRUSTEE’S SALE TS No. CA-14-626617-AB Order No.: 8449587 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ELLIOT M. ALLEN AND ELIZABETH M. ALLEN HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 8/29/2006 as Instrument No. 2006000576695 and modified as per Modification Agreement recorded 7/20/2011 as Instrument No. 2011000352449 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/1/2014 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $893,862.05 The purported property address is: 3 EL POTRO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No.: 836-561-32 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for

this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-626617AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-626617-AB IDSPub #0072709 11/7/2014 11/14/2014 11/21/2014

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The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices T.S. No. 13-25348 APN: 632-291-24. NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JERRY MASON AND CYNTHIA E MASON, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP. Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 11/9/2006 as Instrument No. 2006000759231 in book , page of Official Records in the office of the Recorder of Orange County, California, Date of Sale:11/21/2014 at 3:00 PM. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. Estimated amount of unpaid balance and other charges: $1,247,808.91. Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 21 ENDLESS VISTA, ALISO VIEJO, CA 92656-8057. Described as follows: As more fully described on said Deed of Trust. A.P.N #.: 632-291-24 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 13-25348. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 10/27/2014. Law Offices of Les Zieve, as Trustee 30 Corporate Park, Suite 450 Irvine, CA 92606. For Non-Automated Sale Information, call: (714) 848-7920. For Sale Information: (714) 848-9272 www. elitepostandpub.com Christine O’Brien, Trustee Sale Officer.

THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 10548 10/31, 11/7, 11/14/2014.

T.S. No. 13-26566 APN: 613-032-02. NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/23/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: LANE E KUNCE, AND TERESA A KUNCE, HUSBAND AND WIFE AS JOINT TENANTS. Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 11/1/2006 as Instrument No. 2006000739834 in book , page of Official Records in the office of the Recorder of Orange County, California, Date of Sale:11/21/2014 at 3:00 PM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. Estimated amount of unpaid balance and other charges: $632,324.87 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed.

Street Address or other common designation of real property: 25531 TOLEDO WAY LAKE FOREST, CA 92630 Described as follows: As more fully described on said Deed of Trust.

A.P.N #.: 613-032-02 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 13-26566. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated:10/27/2014 Law Offices of Les Zieve, as Trustee 30 Corporate Park, Suite 450, Irvine, CA 92606. For Non-Automated Sale Information, call: (714) 848-7920. For Sale Information: (714) 848-9272 www. elitepostandpub.com Christine O’Brien, Trustee Sale Officer.

THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 10555 10/31, 11/7, 11/14/2014.

NOTICE OF TRUSTEE’S SALE TS No. CA-11-449705-CT Order No.: 857047 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/1/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PEDRO IGNACIO GARCIA AND FRANCY E JUYO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 3/14/2005 as Instrument No. 2005000188918 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/1/2014 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $504,865.12 The purported property address is: 44 ASPEN CREEK LN, LAGUNA HILLS, CA 92653 Assessor’s Parcel No.: 625-38157 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you

should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-449705CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-11-449705-CT IDSPub #0072870 11/7/2014 11/14/2014 11/21/2014

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices T.S. No.: 2014-01509-CA Loan No.: 7130646289 A.P.N.:938-12-216 NOTICE OF TRUSTEE’S SALE PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED

IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/05/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Trustor: Christopher D. Bowman Duly Appointed Trustee: Western Progressive, LLC. Recorded 12/11/2006 as Instrument No. 2006000828293 in book ---, page--- and of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/10/2014 at 03:00 PM. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Estimated amount of unpaid balance and other charges: $315,525.03. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, A SAVINGS ASSOCIATION OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: All right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described as Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt. More fully described in said Deed of Trust Street Address or other common designation of real property: 91 Tierra Plano, Rancho Santa Margarita, CA 92688. A.P.N.: 938-12-216.

The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $315,525.03. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary of the Deed of Trust has executed and delivered to the undersigned a written request to commence foreclosure, and the undersigned caused a Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on this property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http:// www.altisource.com/MortgageServices/DefaultManagement/ TrusteeServices.aspx using the file number assigned to this case 2014-01509-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 27, 2014. Western Progressive, LLC , as Trustee C/o 30 Corporate Park, Suite 450, Irvine, CA 92606. Automated Sale Information Line: (866) 960-8299 http://www. altisource.com/MortgageServices/DefaultManagement/ TrusteeServices.aspx Date: October 27, 2014. Western Progressive, LLC , as Trustee C/o 30 Corporate Park, Suite 450, Irvine, CA 92606. Automated Sale Information Line: (866) 960-8299 http://www.altisource.com/MortgageServices/DefaultManagement/TrusteeServices.aspxFor Non-Automated Sale Information, call: (866) 240-3530. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Publish 11/14/14, 11/21/14, 11/28/14 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00749186 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ERNESTO NIETO JIMENEZ. Petitioner(s) ERNESTO NIETO JIMENEZ has/ have filed a petition with this court for a decree changing name(s) as follows: ERNESTO NIETO JIMENEZ to ERNESTO JIMENEZ NIETO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 30, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated:October 07, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 10/24/2014, 10/31/2014, 11/07/2014, 11/14/2014

NOTICE OF TRUSTEE’S SALE T.S. No. 14-2544-11 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. See attached Exhibit “A” for Legal Description EXHIBIT A LOT 4 OF TRACT NO. 7937, IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 318 PAGES 23 AND 24 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPTING THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES IN AND UNDER SAID LAND, BUT WITHOUT THE RIGHT OF ENTRY ON THE SURFACE OF SAID LAND OR IN AND TO THE SUBSURFACE THEREOF TO A DEPTH OF 500 FEET FROM THE SURFACE FOR THE PURPOSE OF EXPLORING FOR, DRILLING, BORING, MARKETING OR REMOVING SAID SUBSTANCES, AS RESERVED JUNE 4, 1974 IN BOOK 11161 PAGE 518, OFFICIAL RECORDS. Trustor: SUSANA DIAZ Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 11/15/2006 as Instrument No. 2006000772217 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 22962 ASPAN STREET LAKE FOREST, CA 92630 A.P.N.: 617-391-04 Date of Sale: 12/15/2014 at 9:00 AM Place of Sale: In the Auction.com room, Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $148,861.60, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 14-2544-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/31/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead NPP0238050 To: COTO DE CAZA NEWS 11/14/2014, 11/21/2014, 11/28/2014

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00753088 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of HAJAR BAGHAL, a minor. Petitioner(s) BETOUL SAWAS and AMIN BAGHAL on behalf of the minor HAJAR BAGHA, a minor has/have filed a petition with this court for a decree changing name(s) as follows: HAJAR BAGHA to JOY BAGHAL. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted.

Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 20, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 28, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 10/31/2014, 11/07/2014, 11/14/2014, 11/21/2014

November 14, 2014

Coto de Caza News Legal Notices APN: 935-43-359 TS No: CA08002536-14-1 TO No: 140074842-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED September 10, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 2, 2014 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on September 22, 2004, as Instrument No. 2004000851291, of official records in the Office of the Recorder of Orange County, California, executed by RAFFY J. OHANNESIAN AND KRISTA M. OHANNESIAN,HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, as Trustor(s), in favor of HSBC MORTGAGE CORPORATION (USA) as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 101 PASTO RICO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $310,654.81 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08002536-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 28, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA08002536-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ORDER NO. CA14-001137-1, PUB DATES: 11/07/2014, 11/14/2014, 11/21/2014

APN: 833-432-26. TS No: CA05000548-14-1-FT TO No: 12-0079581 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED January 16, 2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 15, 2014 at 09:00 AM, Auction.com Room, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on February 5, 2008 as Instrument No. 2008000052662 of official records in the Office of the Recorder of Orange County, California, executed by TIMOTHY TOUVE, AN UNMARRIED MAN WHO ACQUIRED TITLE AS TIMOTHY B TOUVE, as Trustor(s), in favor of COUNTRYWIDE BANK, FSB. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 21 CALLE COTURNO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $351,209.83 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address www.Auction.com for information regarding the sale of this property, using the file number assigned to this case, CA05000548-14-1-FT. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: November 7, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA05000548-14-1-FT 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: AUCTION.COM AT 800.280.2832 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ORDER NO. CA14-001200-1, PUB DATES: 11/14/2014, 11/21/2014, 11/28/204

Trustee Sale No. : 20130028700504 Title Order No.: 1484591 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/06/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/15/2005 as Instrument No. 2005001001374 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JOEL RODRIGUEZ AND NORMA G. DERODRIGUEZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/04/2014 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 21396 CALLE DE ORO, LAKE FOREST, CALIFORNIA 92630 APN#: 614-321-54 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $583,902.58. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand

that there are risks involved in bidding at a trustee auction.

You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20130028700504. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 11/07/2014 NPP0238027 To: COTO DE CAZA NEWS 11/14/2014, 11/21/2014, 11/28/2014

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November 14, 2014

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Coto de Caza News Legal Notices

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Coto de Caza News Legal Notices

APN: 836-461-07 T.S. No. 017811-CA NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 5/12/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 11/21/2014 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 5/23/2003, as Instrument No. 2003000603052 , of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: MIKE S JONES AND VICKIE L JONES, HUSBAND AND WIFE AS JOINTS TENANTSWILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92868all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be:2 VIA CARMIN RANCHO SANTA MARGARITA, CALIFORNIA 92688The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $300,721.05 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site WWW.PRIORITYPOSTING.COM, using the file number assigned to this case 017811-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (714) 573-1965 Coto De Caza News, 10/31/14, 11/07/2014, 11/14/2014

APN: 610-051-24 T.S. No. 006190-CA NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/24/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 12/5/2014 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 12/3/2010, as Instrument No. 2010000652429, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: CRAIG S BERGSTROM, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be:25061 CALLE ARENAL LAKE FOREST California 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $433,291.60 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site WWW. PRIORITYPOSTING.COM, using the file number assigned to this case 006190-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (714) 573-1965 Publish: 11/14/2014, 11/21/2014, 11/28/2014

Title Order No: 140012352 Trustee Sale No.: 2011-2764 Reference No: CO-MEL 0025-04 A.P.N.: 935-43-646 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A NOTICE OF A NOTICE OF DELINQUINT ASSESSMENT AND CLAIM OF LIEN. YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 2/4/2010.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 12/11/2014 at 3:00 PM, S.B.S. Lien Services, As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 3/12/2010, as Document No. 2010000118955, Book , Page, of Official Records in the Office of the Recorder of ORANGE County, California, The original owner: BLAISE X BRYANT AND LORA M BRYANT The purported new owner: BLAISE X BRYANT AND LORA M BRYANT, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or national bank, a check drawn by a state or federal credit union, or a check drawn by state or federal savings and loan association, savings association, or a savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN AVE, ORANGE, CA. All right, title and interest under said Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien.

The street address and other common designation, if any of the real property described above is purported to be: 48 VIA CORDOBA, RANCHO SANTA MARGARITA, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to wit: $22,442.92 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant: CORTE MELINA MAINTENANCE CORPORATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALE INFORMATION, PLEASE CALL (855)986-9342, or visit this Internet Web site www.superiordefault.com using the file number assigned to this case 2011-2764 . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(c) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. Date: 11/4/2014. S.B.S LIEN SERVICES, 31194 La Baya Drive, Suite 106, Westlake Village, California, 91362.

By: Annissa Young, Trustee Sale Officer (11/14/14, 11/21/14, 11/28/14, SDI-10885)

Loan No.: 13-1904 DAPS, Inc. RESS Order No.: 75431 A.P. NUMBER 627-101-04 NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정 보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY [PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.] YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED August 13, 2013, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 12/05/2014, at 9:00 A.M. of said day, on the front steps to the entrance of the Orange Civic Center, 300 East Chapman Avenue, Orange, CA, RESS Financial Corporation, a California corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by DAPS, Inc., a Delaware Corporation recorded on 08/23/2013 in Book n/a of Official Records of Orange County, at page n/a, Recorder’s Instrument No. 2013000499212, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 08/01/2014 as Recorder’s Instrument No. 2014000309496, in Book n/a, at page n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: Lot 35, Tract 9292, per Book 384, pages 38 through 50, Miscellaneous Maps The street address or other common designation of the real property hereinabove described is purported to be: 27070 Hidden Trail Road, Laguna Hills, CA 92653. The undersigned disclaims all liability for any incorrectness in said street address or other common designation.

Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said obligations at the time of initial publication of this Notice is $1,179,016.58.

In the event that the deed of trust described in this Notice of Trustee’s Sale is secured by real property containing from one to four single-family residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee’s sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 75431. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: November 7, 2014 RESS Financial Corporation, as Trustee By: Bruce R. Beasley, President 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800)3437377 FAX: (951)270-2673 Trustee’s Sale Information: (714) 573-1965 www.priorityposting.com P1119956 11/14, 11/21, 11/28/2014

T.S. No. 14-0316-11 Loan No. 0014777197 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本 文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요 약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/26/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: FRANK S LEYVA JR, AND MARY L LEYVA, HUSBAND AND WIFE, AS JOINT TENANTS Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 9/1/2005 as Instrument No. 2005000691555 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 20 CELONOVA PL LAKE FOREST, CA A.P.N.: 601-311-06 Date of Sale: 11/21/2014 at 1:30 PM Place of Sale: At the North

front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $657,266.62, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 14-0316-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/17/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwideposting.com Frank Escalera, Team Lead NPP0237563 To: COTO DE CAZA NEWS 10/31/2014, 11/07/2014, 11/14/2014

NOTICE OF TRUSTEE’S SALE TS No. CA-14-625896-RY Order No.: 140117232-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JIMMY CHARALAMBOUS, AN UNMRRIED MAN Recorded: 2/8/2007 as Instrument No. 2007000087123 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/5/2014 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $998,849.63 The purported property address is: 3 STANFORD COURT, COTO DE CAZA, CA 92679 Assessor’s Parcel No.: 755-051-02 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that

the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www. qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-625896-RY . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney.

If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.

QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-625896-RY IDSPub #0072804 11/14/2014 11/21/2014 11/28/2014

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Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00750999-CU-PT-CJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of RAFAEL PLASENCIA RICO. Petitioner(s) RAFAEL PLASENCIA RICO has/have filed a petition with this court for a decree changing name(s) as follows: RAFAEL PLASENCIA RICO to RAFAEL PLASCENCIA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 07, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated:October 15, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/14/2014, 11/21/2014, 11/28/2014, 12/05/2014

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AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-736766 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MAHOOR HAMIDIAN, a minor. Petitioner(s) ALI HAMIDIAN and LEILA YOUNESI on behalf of the minor MAHOOR HAMIDIAN, a minor has/have filed a petition with this court for a decree changing name(s) as follows: MAHOOR HAMIDIAN to NILA HAMIDIAN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 16, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: October 08, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/07/2014, 11/14/2014, 11/21/2014, 11/28/2014

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November 14, 2014

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00747269 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ALEXANDER JOSEPH LEAZER, a minor. Petitioner(s) RACHAEL A. VALENCIA on behalf of the minor ALEXANDER JOSEPH LEAZER, a minor has/have filed a petition with this court for a decree changing name(s) as follows: ALEXANDER JOSEPH LEAZER to ALEXANDER JOSEPH VALENCIA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 10, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 26, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/07/2014, 11/14/2014, 11/21/2014, 11/28/2014

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November 14, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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COTO DE CAZA – SALES LAST 30 DAYS STREET

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15 Harvard

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2 Olympic

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Based on information from the Association of REALTORS®/Multiple Listing as of October 8, 2014 and /or other sources. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

949.933.5079 NORA@NORAGALLOGLY.COM

www.noragallogly.com agent alliance | keller williams realty | bre 01332277

Based on information from the Association of REALTORS®/Multiple Listing as of [date the AOR/MLS data was obtained] and /or other sources. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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The Coto de Caza News