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November 28, 2014
HOLIDAY SHOPPERS HITTING THE MALLS
November 28, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
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Shop Small and support your neighborhood on November 29, 2014 by Karen Kerrigan SBE Council has been a Small Business Saturday partner organization since its launch in 2010. This year, Small Business Saturday falls on November 29. The day encourages people to shop at small businesses on the Saturday after Thanksgiving. Communities are tapping into this movement by hosting special events and promotions to help drive small business sales. Consumers are learning about the impact of buying local. Many innovative and creative ideas have emerged from this event, which are helping Main Street businesses across America. Small Business Saturday has become a powerful event. You can make Small Business Saturday a success for your business and your community. SBE Council has summarized some useful advice from a variety of sources below. If you haven’t done much to plan or align your sales and marketing strategy around this special day, there’s still time to leverage the media attention, publicity and tools provided by Small Business Saturday to build a solid foundation for next year’s event. Tips and Advice Small Business Saturday Countdown Begins, Retail Minded Magazine Work with your local media to bring
awareness to your store. Position yourself as a local leader, becoming a go-to resource for the media and other small businesses. “Save the Date” reminder to Shop Small on Small Business Saturday. Share interesting statistics about the impact of shopping small. Begin handing out or distributing incentives or coupons right now that are valid only on Small Business Saturday. 5 Ways to Prepare for Small Business Saturday, Small Business Administration. Incorporate Small Business Saturday into your larger holiday campaign. R a l l y Yo u r N e i g h b o r h o o d . Could your business become a neighborhood champion of Small Business Saturday? Learn from businesses that have taken part in Small Business Saturday. Read their experiences, learn some practical tips, get inspired! Big Ideas to Make the Most of Small Business Saturday, Business 2 Community. Personalize, plan and promote: The Small Business Saturday site provides downloadable personalized email images, digital banners, images for social media and logos to post on your blog or website. Access Small Business Saturday promotional material here.
Have a “Shop Small” Soiree – plan a kick-off breakfast or event. Get Social. Use the hashtag #shopsmall on tweets. Your Step-by-step Marketing Road Map to a Successful Small Business Saturday, Laurel Main Street Inspire your audience, add value, and offer an extra for every purchase during that day: free gift-wrapping, free necklace, free Christmas ornament, etc. Give a free gift for every referral. Provide an experience worth talking about. Entertain customers and be present the entire event. Evaluate your success: Did you reach your goal? Did you inspire your audience to action? Did you use all available resources? Did your customer enjoy the experience of shopping with you? Small Business Saturday: What
Worked and What Didn’t, Forbes. Offer AMAZING deals. This is a one-day event that will help increase sales. Connect with customers you haven’t heard from in a while. Try something new. Try some variety. Create Urgency. Make sure your customers know THE DEAL is only for Small Business Saturday. The event is gaining traction each year. You can make Small Business Saturday work for your business and get a piece of the Holiday Sales pie. Small Business Saturday is a great way to attract and find new customers, and reward loyal ones. Why not leverage the massive publicity generated by the day to help drive year-round sales? Here’s wishing you big sales for the holiday season, and a strong finish for 2014!
capistrano unified school District to Host Special Olympics Basketball Tournament at Tesoro High School Capistrano Unified School District is hosting its Second Annual Special Olympics Basketball Tournament on Friday, Dec. 5, in the Tesoro High School gymnasium, 1 Tesoro Creek Rd., Las Flores. Held in collaboration with the Special Olympics’ Southern California Orange County Regional O ff i c e , o p e n i n g c e r e m o n i e s begin at 9:45 a.m., with games commencing at 10 a.m., followed by the presentation of awards. The public is invited to come out and cheer the athletes. More than 180 students from the district’s STEPS (Structured Teaching Educating Prepared Students) programs will participate, which include young athletes from Tesoro, San Clemente, and Dana Hills high schools, and Marco Forster, Niguel Hills, and Newhart middle schools. Along with the basketball tournament, there will be a basketball skills clinic for the nonambulatory students and a cheer Page 2
clinic for students who choose to engage in spirited support for the teams. Student athletes will be paired with “best buddies” from Tesoro High and all participants will receive ribbons for participation and placement in the tournament.
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Lunch and awards are provided, compliments of Special Olympics of Orange County. The district Community Advisory Committee for Special Education, PTSA parents, local military personnel, as well as the Tesoro
staff, administration, students, Pep Squad, Special Olympics Club, and ASB were instrumental in preparing for this special event. For additional information contact the district Special Education Department (949) 234-9270.
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
November 28, 2014
COTO GOLF AND RACQUET CLUB COMPLETES MULTIMILLION-DOLLAR RENOVATION PROJECT
Coto de Caza Golf & Racquet Club, a member of the ClubCorp family and one of Orange County’s premier private clubs, has completed its multi-million renovation to its clubhouse and outdoor spaces just in time for the holidays. The luxurious upgrades include stylish new décor and expanded dining and social
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features, and mark the second phase in a multi-year, multimilliondollar project to enhance meeting and dining engagements for club members and guests. “The renovations continue to engage members and drive new interest in a highly-sought after destination in the community,” said General Manager JR Rosenbluth.
“These upscale amenities and larger social spaces offer members more opportunities to use the club’s full features and utilize the club as a meeting place to connect with family and friends.” The new clubhouse renovations include a new media lounge, an expanded bar, an expanded dining room, and a new expanded
outdoor terrace featuring cabana seating and fire pits. Extensive renovations to the North Course as well as improvements and upgrades to the men’s and w o m e n ’s l o c k e r r o o m s w e r e completed in 2013. The Coto de Caza project is part of a $20-million reinvention plan by ClubCorp across 11 clubs in 2014.
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November 28, 2014
More Secure Shopping Ahead Following several high-profile security breaches in recent years, consumers have more reason than ever to be concerned about their privacy when using debit and credit cards. Fortunately, an effort is underway to implement new technology across the United States that will better protect shoppers and their private information. The Europay, Mastercard and Visa (EMV) card is widely used overseas and can be found in the United States. You may have an EMV card in your wallet without knowing it. In fact, according to EMVCo, 45 percent of the total payment cards in circulation globally include EMV chip technology. New guidelines being rolled out in the United States will hold banks or retailers that have not implemented this new security liable for fraud, so by late 2015, consumers can expect to see these changes closer to home. What is EMV? The Smart Card Alliance describes EMV as a set of specifications for smart card payments and acceptance devices that provide strong transaction security features and capabilities not possible with traditional magnetic stripe cards. The EMV chip in the payment card is an embedded microprocessor that keeps your money and financial information from falling into the wrong hands. What makes EMV more secure? EMV offers greater security than the traditional magnetic stripe debit or credit cards. An important distinction is that data is stored on a chip rather than the familiar magnetic stripe, making it nearly impossible to counterfeit an EMV card. “As opposed to magnetic strip technology commonly used in credit and debit cards throughout the country, the EMV chip is extremely difficult to crack by hackers,” said
Philippe Benitez, vice president of business development for secure transactions for Gemalto, a digital security company that provides the EMV technology. “The card also contains a unique ‘stamp’ that prevents your personal and financial information from being used fraudulently in the event that your card is stolen or lost.” From a technology perspective, EMV boosts security through: The chip: A smart card chip is a small computer (or microprocessor) that has its own data storage, processing power and application software. A unique code: EMV cards generate a unique code that is validated by your bank for each transaction and cannot be re-used. A transaction using a fake card with stolen data couldn’t happen at an EMV terminal because it wouldn’t be able to generate the proper code. Advanced cryptography: EMV s e c u r i t y i s b a s e d on str ong cryptography, which is used to generate the unique transaction code that allows the terminal to authenticate the card.
How will EMV change my shopping experience? Instead of swiping your card, now you’ll “dip” your card into the payment terminal, holding it in place to allow the transfer of data. Shoppers should expect that this process will take slightly longer than the traditional quick swipe of a magnetic card. EMV technology also enables contactless payments, so shoppers may instead “tap” their contactless EMV cards, which are just as secure and speed up the check-out experience. Card issuers (your bank or credit company) will determine whether you are required to enter a pin or sign to verify your purchase. Initially, cards will include both EMV and magnetic stripe technology, so you can be assured your card will work whether the retailer has adopted the new system or not. For more information about EMV and how it will affect your future card-based purchases, visit www. thatsemv.com or www.gemalto.com/ emv. Photo courtesy of Getty Images.
News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.
“Odell Beckham’s Touchdown catch is being called the greatest catch in NFL History. Except for Gisele Bundchen” ~David Letterman The Coto de Caza News
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St. John’s Names New Associate Vicar St. John’s Episcopal Church and School in Rancho Santa Margarita is excited to welcome its new Associate Vicar, Rev. Martha Johns. Rev. Martha, affectionately known as Mother Martha, began her ministry at St. John’s on Sunday, November 2. The Episcopal Church plans to ordain her as a priest on January 17, at the Pro-Cathedral of St. John’s in Los Angeles. Prior to her call to ministry, Mother Martha enjoyed a successful career in finance, yet worship and leadership were not foreign concepts to her. As a “cradle Episcopalian,” Mother Martha’s involvement with local parishes throughout her life taught her different ways to engage people in the church. From an early age, she began to understand the connection between building community and teaching people about the church, the bible, and Jesus, and how such teachings are relevant in their individual lives. She also spent time working in prison ministry, bringing weekly religious services to female inmates. With the help of the Diocesan Altar Guild, she turned classrooms at the jail into a church and also visited the cells of women in lockdown to pray with them. “Through their food tray slots, [the women] can put their hands out and we can anoint their hands. That’s pretty moving,” she recalls. As Mother Martha begins a new chapter in her life at St. John’s, she express an excitement to “be part of an army of dedicated, highly motivated, resourceful volunteers who are committed to St. John’s and to achieving and accomplishing astounding things.” St. John’s is equally delighted to have her join the community!
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November 28, 2014
Bobbi Mezger A Tradition of Service
Your Coto Expert for 25 Years...and Still Going Strong! I’ve Been Here For The Ups And The Downs And I Continue To Be Here For You No Matter What The Situation!
In today’s roller coaster real estate, you need a professional who knows the landscape of the area and the market. As the leading expert in Coto for over 25 years, I have seen it all. I have been here to help you maximize the good times and helped many find solutions during challenging situations. As a resident of Coto, I am committed to keeping our community strong. My experience has helped many Coto homeowners two, three and even four times. That’s a testament to my knowledge of the area, passion for what I do and strong negotiating skills. Call me anytime to discuss your real estate needs, I’m here to help.
Got Trust? The manner in which you hold title to your home may have significant tax consequences. For a free consultation with an experienced Trust Attorney, call 714-936-3398 or email lawtrams@aol.com.
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JOY TO THE WORLD! HOLIDAY CONCERTS WITH PACIFIC SYMPHONY Renée and Henry Segerstrom Concert Hall. Classical Series BEETHOVEN & RACHMANINOFF Dec. 11-13, 8 p.m. Carl St.Clair, conductor Alain Lefèvre, piano Savor two giant works of the repertoire: Beethoven’s exuberant and joyful symphony, with its kinetic, frenetic power (The composer himself called it “one of my best works”) and Rachmaninoff’s enduringly popular piano concerto. Before that, Pacific Symphony’s composer-in-residence offers a tribute to Music Director Carl St.Clair on the occasion of his 25th anniversary. Prangcharoen: Illuminating Journey Beethoven: Symphony No. 7 Rachmaninoff: Piano Concerto No. 2 Family Musical Mornings NUTCRACKER FOR KIDS Dec. 13, 10 a.m., 11:30 a.m. Alejandro Gutiérrez, conductor Charlotte Rubino, narrator Festival Ballet Theatre Bree Burgess Rossen, script writer and stage director Visions of sugarplums will dance in your head after seeing Tchaikovsky’s
delightful Christmas ballet, performed in a condensed 45-minute version created just for kids. This seasonal favorite finishes with a grand finale holiday sing-along! Pedals and Pipes Organ Series HOLIDAY ORGAN SPECTACULAR Dec. 16, 7:30 p.m. Todd Wilson, organ Lisa Vroman, soprano Rose Corrigan, bassoon Barry Perkins, piccolo/petite trumpet Mindy Ball, harp Celebrate the season with the king of instruments! Enjoy a magnitude of musical splendors with a worldclass organist and a delightful mix of sacred and holiday music. Favorite Christmas carols share the bill with traditional organ works that highlight the $3.1-million organ. Special one-time-only performance! HANDEL’S GLORIOUS MESSIAH Dec. 14, 3 p.m. Christoph Campestrini, conductor Katherine Whyte, soprano Claire Shackleton, mezzo soprano Steven Tharp, tenor Richard Zeller, baritone Pacific Chorale - John Alexander, artistic director. Robert Istad,
Make Brown Bagging Better
Brown bagging with a tasty sandwich is a great way to save money and enjoy a healthier lunch. But sometimes you can fall into a rut and get bored eating the same thing every day. Here are some easy ways to make brown bagging better: Try different sandwich bread – Add some extra flavor to your favorite sandwich with a zesty rye, a dark pumpernickel or an Asiago ciabatta. Switch spreads – Mayo and yellow mustard are good, but how about Italian-style deli dressing, honey mustard or even Russian dressing? Stack your sandwich high with fresh ingredients – Avocado, hummus and cucumbers are all unexpected options that give an extra kick to any sandwich. This delicious turkey sandwich starts with premium Boar’s Head Ovengold® Turkey Breast, which is roasted to perfection and certified heart-healthy. And like all Boar’s Page 8
Head Brand premium deli meats and cheeses, it is gluten-free and contains no fillers or artificial colors or flavors. For more delicious ways to make your lunch better, visit www.boarshead.com. California Turkey Sandwich 3 slices Boar’s Head Ovengold® Turkey Breast 1 slice Boar’s Head Muenster Cheese 1/4 medium avocado, peeled, pitted, thinly sliced 2 lettuce leaves 3/4 tablespoon Boar’s Head Pepperhouse Gourmaise® 1 whole wheat sandwich roll, thin, round Separate the sandwich roll in 2 halves. Layer the bottom half of bread with lettuce, tomato, turkey, avocado and cheese. Spread the Pepperhouse Gourmaise over top half of bread; then flip atop the sandwich. Press together lightly and serve.
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assistant conductor and chorusmaster An event of joy, reflection and renewal. Thrill to blazing trumpets, thundering timpani and the electrifying uplifting “Hallelujah!” chorus. Pops Series CHRISTMAS with SANDI PATTY Dec. 18-20, 8 p.m. Richard Kaufman, conductor Sandi Patty, vocalist Jamie Farr, narrator A wholesome, uplifting holiday concert for the entire family. Sandi Patty’s angelic voice has earned her
five Grammys, four Billboard Music Awards, three platinum records, five gold records and 11 million records sold. Known simply as “The Voice,” Patty joins Pacific Symphony to celebrate the season with inspirational and joyful songs. Special guest Jamie Farr from M*A*S*H narrates “The Night Before Christmas.” Box Office: (714) 755-5799 www.PacificSymphony.org 615 Town Center Dr. Costa Mesa, Calif. 92626
EARLY START FOR HOLIDAY LIGHTING CREWS
Ladders are going up on local roofs all over Southern Orange County as homeowners get into the Holiday spirit. But instead of doing it themselves, many local residents are choosing professional teams to bring and hang the lights such as Scott Martin’s California Holiday crew shown here. “Not only are we faster and safer than homeowners, another benefit of having us do the decorations, “says Scott, “is that we come back after the holidays and take it all down”.
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November 28, 2014
Tips to spruce up your home for the holidays
Holidays are when most people open their homes for friends and family. Sharing the season’s greetings is always the priority but these gatherings are also an opportunity to show off improvements made during the year. This is one of the reasons that autumn is a popular time for home improvements. Fifty-two percent of homeowners plan to make home improvements this fall, according to the leading real estate website Zillow. It is also a great time of year for deals as retailers unload inventory to make room for new styles. Creating a warm and inviting atmosphere includes much more than just poinsettias and Santa Claus centerpieces. There are a number of affordable steps homeowners can take to add a real “wow factor” to their holiday entertaining. Kitchen updates The kitchen is commonly one of the busiest rooms during the holidays. Since guests often gather there, it makes sense to make the space the focus for a few improvements before the holidays. Simple and inexpensive updates, such as adding new knobs and handles to cabinets or installing a new backsplash, will make a big difference. Stylish new light fixtures can also give your kitchen a quick facelift that will impress your guests.
Install hardwood floors The warmth and beauty of hardwood floors can transform the look and feel of your home to create a space that will stun your guests. And unlike carpet, hardwood floors do not stain or wear as easily from inevitable spills and foot traffic that the holidays bring.-Moreover, carpet traps dust, pollen and other particles that can cause allergies and respiratory issues. Visually unique flooring options such as Lumber Liquidators’ Bellawood Bamboo bring together
both the aesthetic and practical advantages of hardwood flooring. This flooring carries a 100-year transferable warranty that assures these benefits will be sustained for a lifetime of holiday gatherings. De-clutter It’s important to create inviting open space for guests to enjoy. Decluttering bookshelves and removing miscellaneous furniture can help make a room feel larger and more open, and will allow room for festive seasonal decor. Spending time to organize the refrigerator will make
space for any holiday dishes a guest brings. Improve the entry The front entry provides the first impression of a home, so it’s important to create a stylish, cared-for and welcoming look. Homeowners can complete small projects outside, such as updating house numbers, painting the front door and creating holidaythemed arrangements. Simple decor updates just inside the door - such as adding family photos and new rugs will add a warm and personal feel.
Unique, Fun-ctional Gifts for Kids If you’re looking for a unique alternative to the traditional trucks and dolls, a holiday gift that is both fun and functional is an ideal way to treat the kids on your shopping list this year. A present that is fun and has a purpose lets you get creative as you tackle holiday shopping, and feel good about giving a gift that can be used rather than being added to the already overwhelming mountain of toys and gadgets gracing most kids’ bedrooms. Start by gathering some basic details about the kids you’re buying for: favorite colors, sports teams, activities and so on. Ask parents for ideas that fall more toward “needs” than “wants” and you’ll be on your way. For some added inspiration, consider these unique but usable kid-friendly gift ideas: Bedding: For a child who has recently transitioned from a crib to toddler bed or toddler bed to bigkid bed, sheets are a way to honor this exciting milestone. Choose an appealing design, such as a beloved character, to maximize the fun factor. You can easily find sets under $30 at nearly any major retailer. Pain management: Help soothe little ones’ pain and reduce fever in a lovable, non-threatening way with kid-friendly cuddly cooling and huggable heating packs. Thermal-Aid Zoo stuffed animals are available in seven different familiar animal characters that kids will embrace when it comes time to treat an ailment. Find your favorite zoo animal at http://www.buythermalaid.com; a current promotion lets you get two for about $15 plus shipping and handling. Storage: You can now find a wide range of storage solutions that appeal specifically to kids.
From canvas cubes bearing funny critter faces to brightly colored bins and shelves, there are numerous options that help contain kids’ stuff in fun and funky containers. Prices vary widely, but can range from as little as $10 or less and up to $100 for larger units at most big box retailers. Outdoor gear: After months back in school, the holiday break may be the first extended period the kids on your list get to spend outside. Send them out to the elements in style with outerwear appropriate for your climate, such as matching scarf and gloves, new snow boots or a warm and cozy coat. You’re sure to find what you need at nearly any price point, from $5 for gloves up to $50
or more for a quality coat at most general retailers, clothing or sporting goods stores. Activity books: Make learning fun with ageappropriate books that offer interactive activities such as connect-the-dots, coloring, mazes and more for toddlers, and phonics, math and other subjects for the older kids. For an added touch, throw in a whimsical set of markers or crayons (parents will thank you if they’re washable). A book or two will run less than $10 at most major retailers. Regardless of your budget, you can find fun and functional gifts for the youngest kids on your holiday shopping list that they’ll be excited to receive and you can feel good about giving.
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Society Scene by
Kelly Bennett Exclusively for the Coto de Caza News
Big Brothers Big Sisters of OC Raises over $900,000 to Benefit Youth Melissa Beck and Moustafa Imam Referred to as the “premier networking event in Orange County,” nonprofit Big Brothers Big Sisters of Orange County celebrated its 50th Annual “Gourmet Dinner” black-tie gala at the Balboa Bay Resort in Newport Beach with more than 450 of Southern California’s top business and community leaders, who helped to raise over $900,000 to benefit the organization’s professionally supported one-to-one mentoring relationships to change atrisk youth lives for the better. Big Brothers Big Sisters of Orange County’s largest annual fundraiser offered a swanky and rat pack-vibe and featured liquor tastings, including with a monogrammed ice sculpture, a hand rolled cigar bar, and beautiful, luxury cars. Attendees had the opportunity to also don Black, Starr & Frost diamonds in the liquor and cigar lounge. Dinner by classically trained executive chef Vincent Lesage was served, including an entrée of pan-seared filet mignon with truffle perigourdine sauce and béarnaise with gratin dauphenoise and green asparagus, and dessert of salted caramel macadamia nut torte with espresso anglaise. During the event, Auction.com Chairman and Big Brothers Big Sisters of Orange County Board Member of 25 years Rob Friedman was honored with the Joel K. Rubenstein Award, which is presented to those who have demonstrated loyal and profound passion for Big Brothers Big Sisters and made a lasting and permanent impact on the organization. A Newport Beach and a Nellie Gail Ranch resident, Friedman is a major financial supporter of Big Brothers Big Sisters of Orange County, including with Irvine-based Auction.com being an ongoing presenting sponsor for the nonprofit’s events, such as the Gourmet Dinner. More so, he also provided the first challenge gift for the nonprofit’s capital expansion campaign, and through Auction.com is donating $750,000 for a new building which will enable the organization to grow its mentorship services by 100% over a decade. Additionally, Friedman has been the principal funder of the “Big” recruitment campaign, recognizing that one of the largest needs of the organization is finding dynamic and committed male volunteers. “We are deeply grateful to our supporters who help us provide the priceless experience of a mentorship match to our “Littles,” and thrilled to have celebrated our 50th anniversary of our largest annual fundraiser, the Gourmet Dinner,” said Big Brothers Big Sisters of Orange County CEO Melissa Beck. “We are especially excited to have honored Rob Friedman with the much-deserved Joel K. Rubenstein Award. If I could clone one person, it would be Rob Friedman. He is an invaluable supporter of our organization and cause and has positively impacted countless at-risk youth in the county over nearly three decades of support.” Big Brothers Big Sisters of Orange County’s “Honorary Big” program raised more than $228,000 at the event. The nonprofit’s version of funda-need, each $1,000 Honorary Big pledge funds one year of a mentorship match for one child. Attendees bid between $1,000 and $25,000 to support the program, with presenting sponsor Auction.com and Friedman capping off the excitement with a $100,000 match pledge should the “Honorary Big“ donations hit a total of $100,000. All proceeds from the Gourmet Dinner benefit Big Brothers Big Sisters of Orange County’s youth mentorship programs. A Tustin-based nonprofit organization that helps youth to realize their potential and build their futures, Big Brothers Big Sisters of Orange County provides over 2,400 children facing adversity with professionally supported one-to-one mentoring relationships to change their lives for the better. Youth (“Littles”) are matched with volunteer mentors (“Bigs”) to develop positive relationships that have a direct and lasting effect on their lives, with results including: in 2013-2014, 98% of “Littles” graduated high school on time, with 70% of “Littles” being the first in their family to receive a high school diploma. More so, 83% of “Littles” enrolled in college and 100% said their “Big” was their biggest influence to pursue a higher education for a better future. For more information, visit www.bigbrooc.org. Page 12
The Coto de Caza News
Lauren and Jason Lilijstrom
Christie Cash and Gene Ku
Sloane Richardson and Melissa Beck
Dereck Moore and Scharrell Jackson
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
November 28, 2014
Banderas Pet Hospital
dr. michael eberhardt & dr. Jason steenis treating pets for half a century Having a combined 50 Years Experience
Holiday Travel? Don’t Forget Your “Pet Kids”! Banderas Pet Hospital & Boarding! Where “Pet Kids” like to vacation!
Dr. Michael Eberhardt
Dr. Jason Steenis
Banderas Pet Hospital
949.766.4449 www.rsmVet.com 29772 Banderas, RSM
Just 2 blocks south of the main post office Follow us on Facebook & Instagram for more information and cute pictures!
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November 28, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
HOW FAST WILL YOUR HOME BE SOLD?
sold the same day!
That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:
“ SOLD THE SAME DAY That the ad appeared in the Coto de Caza News” “ SOLD THE SAME WEEKEND The ad was in the Coto de Caza News” “SOLD IN THREE DAYS After the ad appeared in Coto de Caza News” “SOLD WITHIN THE SAME WEEK The ad was in the Coto de Caza News” “BUYERS CAME IN WAVING Our ad that was in the Coto de Caza News”
Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.
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The Coto de Caza News
• Bullying Prevention • Self Defense • Child Safety OC ATA Martial Arts • Leadership Skills 31431 Santa Margarita Pkwy. St. D Rancho Santa Margarita 92688 • Confidence Call Us Today at 949-858-8325 www.ocatamartialarts.com
The Coto de Caza News
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November 28, 2014
LOCAL DENTIST DR. MICHAEL TESSIER OFFERS COMPLIMENTARY SECOND OPINION ON DENTAL DIAGNOSES
22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org
Reverend Craig M. Butters, Pastor
SATURDAY VIGIL MASS: 5:00 PM
SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM
SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am
Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856
BIRTH ANNOUNCEMENTS! The Coto de Caza News is happy to announce the birth of your newborn:
Baby’s Name: Date of Birth: Weight:
Two ladies came in last week. Their stories were similar. Both were new to the area, each went to a new dentist, each was told that she needed a Dr. Michael Tessier relatively large amount of dental work (one of the ladies said the estimate was $10,000), even though they each had been going to their dentist regularly for years. So, totally independently, they came in to see me to get their teeth cleaned and for a thorough comprehensive examination and second opinion. We did a full set of x-rays on each, checked gum health, took photographs, and checked for cancer. They were both in great shape, dentally, and just needed a maintenance visit. It does happen that patients come in needing a very expensive treatment plan to get their mouths back to a healthy state. Maybe times were tough and money was scarce, or they couldn’t get time off from work, or they didn’t have dental insurance (more on that in a moment), or they didn’t have a dentist they could trust. I did have a lady bring her children in once who’d taken them to see the dentist within the six months before moving here. Each of the children had pretty significant decay- eight and twelve
NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier
Length: Proud Parents:
Send Photo!
Coto de Caza News 23472 Vista del Verde Suite 6 Coto de Caza 92679
BEASLEY’S L AS FLORES
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cavities each , several of which I could see without even putting a mirror in their mouth. Mom was understandably upset with what I told her and took the children to another dentist, who confirmed my diagnosis. She brought them back, and we got everything squared away to mom’s satisfaction. The point is, if something doesn’t sound right, or you don’t understand it, please get a second opinion. We see patients with questions all the time, those consultations are complimentary, and we’re glad to help out. Now, a word on dental insurance. Not all dental insurance coverage is good, coverage isn’t all the same, some companies aren’t easy to work with, and some people just don’t need dental insurance. They might end up paying more in “co-pay” and premium than they would if they just got done what needed to be done when needed. And, we offer “Care Credit”, which is effectively a credit card for dental work (doesn’t work at Nordstrom’s) that allows you to pay off a charge for dental work over twelve months without interest. So, if you or someone you know has a question about their dental needs, or would benefit from a complimentary consultation appointment, please don’t hesitate to call my office. The number is 949-459-7212, and the office is located at the intersection of Oso and Antonio Parkways, down the walk from Starbucks and the car wash at 28562 Oso Parkway.
Except leathers, alterations and laundry service. One coupon per order and can not be combined with any other offer. Not valid with pick-up and delivery. Exp.12/31/14
28562 Oso Parkway Plaza de Las Flores
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• Complete Dentistry for Children & Adults • Mercury-Free Fillings • Orthodontics (tooth straightening) • Emergencies seen promptly • Dentures Repairs / Relines • Tooth Bonding & Bleaching • We meet all prescribed standards of sterilization and infection control
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Page 15
November 28, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
coto de caza news R est aurant Arigato Japanese Cuisine
Cinnamon Productions
Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm
Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm
31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert. Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am
22022 El Paseo, RSM 949.835.1890 Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm
22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages Tuesday – Thursday 4pm – Midnight Friday – Saturday 4pm - 1am Sunday 11am – Midnight
31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.5518 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads. Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm
22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm
31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm
29941 Aventura Ste O, RSM 949.589.0354
22302 El Paseo Ste I, RSM 949.459.7900 Embarcadero California Bistro Embarcadero hosts an innovative menu featuring small plates, signature salads, steaks, seafood, short ribs, and entrees with a new twist. We also boast a full bar featuring specialty mojitos, martinis, and an extensive wine list. RESTAURANT HOURS Sunday-Thursday 5pm - 9pm Thursday-Saturday 5pm - 10pm BAR HOURS Open daily, 5pm Close
22332 El Paseo, RSM 949.709.2266 Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm
22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm
22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm
21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm
22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm
22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro
Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm
22205 El Paseo Ste A, RSM 949.858-0581
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The Coto de Caza News
G u id e
Neighborhood Grill & Salad Bar Neighborhood Grill features open flame entrees-shish kabobs, gyros and charbroiled sandwiches. To complement their menu they serve homemade Baklava and Häagen Dazs ice cream. Mon-Fri 11am – 8pm Saturday 12pm – 8pm
29941 Aventura Ste 1, RSM 949.635.3131 Panera Bread Open daily 6am - 9pm
30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino Open daily at 4:30pm
31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225 Rice & Spice Thai Cuisine Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm
22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm
Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm
30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining. Across from Saddleback Church
27412 Portola Pkwy, Foothill Ranch 949.340.2055 Uncorked wine bar Uncorked in RSM offers delicious tapas, excellent wine, and great ambience. There are very few tables so the space feels intimate and cozy. Thursday night wine tasting they served dates stuffed with goat cheese wrapped in prosciutto. . . amazing! The Humboldt Fog on the Artisanal Cheese Plate is a new favorite and the crab cakes never disappoint. The Sommelier is knowledgeable and the staff very friendly.
22342 El Paseo,Rancho Santa Margarita, CA 92688 949.589.1156 Wan Fu Chinese Gourmet
22411 Antonio Pkwy Ste C 949.459.7676
Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall
San Giovanni’s Ristorante
30642 Santa Margarita Pkwy, RSM 949.589.8028
Pizza & Pasta Open daily at 5pm - 9pm
31931 Dove Canyon Dr., RSM 949.589.1900 Selma’s Chicago Style Pizzeria Pizza & Sandwiches Open 11am daily (Sundays at 9am)
30461 Avenida De Las Flores Ste B, RSM 949.709.8165 Spikes Fish House Open daily at 11am - 9pm
30465 Avenida De Las Flores , RSM 949.766.3382
Trabuco Oaks Steakhouse Steaks, Prime Rib, Lobster. Home of the famous “2-pound steak.” Relax while you sip one of our sumptuous wines or cocktails or a frosty beer.
20782 Trabuco Oaks Rd, Trabuco Canyon 949-586-0722
Wood Ranch BBQ & Grill Mon-Fri at 4pm Sat & Sun at 11:30am
22352 El Paseo, RSM 949.888.1100
Restaurant Reviews Wanted!
Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
November 28, 2014
DONNA B TURNS A WONDERFUL COOKIE RECIPE INTO A TASTY BUSINESS THAT HAS LASTED 21 YEARS My three year old son, Michael, and I sat up nights making cookie dough in our little apartment to make ends meet. With the encouragement of my friends and family I continued to make unique and special cookie dough recipes for whoever would try them. Eventually my small enterprise got so busy that I had to quit my “jobs” so I could focus on my “business”. Two years later I married a wonderful man named Jeff and we had a beautiful baby girl named Delanie. With the new addition to our family, I made the very difficult decision to put the cookie business on hold so that I could be a stay at home wife and mother. Despite the demands that come with a toddler and a newborn, I still became restless. Jeff understood this and encouraged me to get back to what I enjoyed best creating and producing tasty treats. As a way of getting started he suggested that I bring samples to local nail and hair salons so I could get feedback and possibly new customers. The response was overwhelming and before I knew it I was back in the baking business. In 1993, it became evident that I would not be able to bake cookies out of my kitchen anymore so the decision was made to open Donna B’s Bakery. The original plan included two other people, but after three months of hard work it became clear that they were not committed to the business the way I was. So the decision was made to go it alone. It was an incredibly difficult decision for us as we only had $15,000 for this venture and I was at a very vulnerable stage of my life. As predicted, the money went quickly and we were forced to use all of our credit cards to keep the business afloat. Deep in debt and out of cash my husband gave me an ultimatum “turn a profit this month or we’re filing bankruptcy”. With an immense amount of hard work, the help of friends and family and the hope that came with many prayers, we were able to keep the business open. I will forever be thankful for the countless people who supported and believed in me along the way. We have kept our business small and quaint on purpose. I’ve learned the hard way that the only way to success is to provide the best products possible without over extending. Growing too fast or opening multiple locations without the right quality controls and staff can prove disastrous for a business like this. I can’t stress enough that maintaining the highest quality Donna B’s Gingerbread Cookie products alongside outstanding service is the key to longevity. With Dough. The smell of baking cookies flows through the front door as it jingles open. A tall friendly woman comes from the back and greets me. “Hi, welcome to Donna B’s.” While perusing the case of tempting, just baked cookies, she asks “Have you been here before?” That’s my first encounter with Donna B of Donna B’s Bakery. After introducing myself, Donna takes me on the journey of how Donna B’s Bakery came about and how it currently serves the community. She sweeps the blonde hair off of her face and begins telling the story of her family business. “Only by the grace of God have I been able to endure. We are all given a gift in life and the gift that I received was Donna B’s Bakery. I’m blessed to have survived in a business that I had no business getting into. This year marks the 20th anniversary of our opening in Laguna Niguel. Who would believe that after 20 years a small business named Donna B’s would still be alive and strong in its original location. It all started 28 years ago when I messed up on a cookie recipe that I was making for a Lamaze class. I was 7 months into the awkward stage of pregnancy and spilt water all over the recipe I was using. Smeared ink and disintegrating paper made it virtually illegible. I didn’t know if I was supposed to add 5 or 6 eggs. Didn’t know how much flour or sugar to mix in. So I just threw it together and hoped for the best. I certainly didn’t think the cookies would turn out. Call me surprised when everyone devoured the cookies and said they were the best they’d ever tasted. I just couldn’t believe it. They all wanted the recipe but all I could offer was a smile since no such thing existed. Who knew that just 2 years later I’d be a single mother selling mystery dough as a fourth job. I’ve always said that out of every negative in life there comes a positive solution and that’s how it all started.
Donna Billman owner of Donna B’s Bakery. The wedding cake business brings this in mind and despite the thousands of cookies, brownies and gift baskets a special element to our bakery. we continue to ship worldwide, we We get to create and deliver one still remain a small family business of the most significant items to the focused foremost on the satisfaction celebration. Our staff spends many happy moments designing the perfect of our clients. I’m looking forward to this upcoming cake for each couple. And because year and its new challenges. We will we understand how important this be expanding our Cookie Dough day is, we only take 4 wedding cake Fundraising for organizations that orders per day to ensure that every are looking for unique cookie options bride is delighted with her cake. Our for their sales. Preservative free and cakes are not only centerpieces transfat free treats are a great way for any occasion, they are also to bring families together in a more guaranteed to be fresh and delicious. Twenty one years of providing sweet healthy and tasty way. We have raised thousands of dollars in the past treats for businesses, weddings, for neighborhood schools, churches birthday parties, cookie dough and clubs and are very excited about fundraising and special occasions. how our business continues to give Seems like just yesterday I was back to the communities around us. making cookie dough in my kitchen.” For more information please call: We constantly look for new ideas to add to our current array of products. 949-367-0100. Donna B’s Bakery is While cakes and cookies are our located at 26022 Cape Drive, Suite staple, they certainly aren’t the B Laguna Niguel, Ca. 92677. www. only thing we offer. We also create donnab.com mouthwatering desserts like cake pops, chocolate dipped pretzels and strawberries, gourmet brownies and specialty candies. And themed or personalized cookies and cakes are always just a phone call away. Our talented designers are not only creative, they really do care about each and every order and the end result shows this. Whether it’s a rollercoaster cake or a sunflower cupcake, a client’s smile is sure to Donna B’s Red Raspberry follow. Habanero Jelly. The Coto de Caza News
Page 17
November 28, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
trabuco oaks steak House • menu specials • Full bar • appetizers & Deserts available
Come join us at trabuco oaks steakhouse Today! Reserve Office Parties, Birthdays, Family Reunions, Wedding rehersals and anniversaries.
CUSTOMIZE YOUR PARTY’S MENU Please Contact Manager Reyes Gallardo For Details 949.929.4636 OR Reyesgallardo925@gmail.com 20782 Trabuco oaks road, trabuco canyon
949-586-0722
TRABUCOOAKSSTEAKHOUSE.COM
directions to trabuco oaks steak house, take santa margarita parkway to plano trabuco, one mile past o’neil park, turn left on trabuco oaks drive.second building on the right. or el toro road to trabuco canyon, turn right at cook’s corner.left down the hill past rose canyon to trabuco oaks drive, turn right on trabuco oaks
THURSDAY IS
The Coto de Caza News
GOT CATERING? Ito t'sstart that time of year again – time planning your holiday dinner parties and office events!
URBAN will customize a menu to your specifications and arrange for your every need including wait staff, rentals, flowers, and valet parking, etc. Call us now to make plans for all of your holiday events! Phone: (949) 340-2055 • Fax: (949) 340-0095 27412 Portola Pkwy, Suite D • Foothill Ranch, CA 92610
www.UrbanGrillandWineBar.com
WEEKLY DRINK SPECIALS IN OUR BAR & LOUNGE
LADIES NIGHT at EMBARCADERO CALIFORNIA BISTRO NOW OPEN IN RANCHO SANTA MARGARITA’S EL PASEO SHOPPING CENTER!
BRING YOUR LADY OR MEET ONE HERE
WEEKLY DRINK SPECIALS
All night long Thursday evening in our Bar & Lounge. LIVE MUSIC TROY RITCHIE (previously a contestant on the voice) Playing every Thursday for the month of December Open 7 days a week. Lunch 11am-4pm. Dinner service begins at 4pm. HAPPY HOUR: 4pm-6pm every day Monday - Sunday
EMBARCADERO CALIFORNIA BISTRO
Located in the EL Paseo Plaza at 22332 EL Paseo in Rancho Santa Margarita 92688
(949)-709-2266
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The Coto de Caza News
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The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
November 28, 2014
Hits Just Keep on Coming for Local Restaurateurs David Hall and Jaime Benson Urban Grill Expands Restaurant’s Gorgeous New Cocktail Bar
Co-owners David Hall and Jaime Benson seem pleased with success of their Urban Grill restaurant and cocktail bar. As the sun sets slowly over the Saddleback mountains overlooking Foothill Ranch, crowds of hungry diners from as far away as Newport Beach, and locals from nearby Coto de Caza, Dove Canyon, Rancho Santa Margarita and Mission Viejo are headed for the popular Urban Grill at 27412 Portola Parkway Foothill Ranch. What drives the locals to fill the seats of this popular upscale restaurant is most likely the combined 45 years’ experience in the restaurant business shared by co-owners David Hall and Jaime Benson who know how to please the crowds with succulent servings of USDA Prime steaks, fresh fish, as well as tasty yet affordable (some say best) burgers and sandwiches in all of South Orange County. Although they opened from scratch just two and a half years ago, co-owners David Hall and Jaime Benson have been dazzling their diners with extraordinary food and a couple of other well-kept secrets. “Just what is the secret to your incredible success? “asks the newspaper reporter. “I’m not afraid to tell you,” says co-owner Jaime Benson. “It’s not like anyone can steal this secret. It’s training, training, training and training! Both my partner David Hall and I are constantly training what we now consider to be a superb staff of thirty two employees. Our service staff knows the menu from top to bottom and they are well trained in what our Chefs are doing back in the kitchen to make
Customers toasting to our new coctail bar.
irresistible food together with every entrée and its’ accompanying side dishes.” He adds” this extra level of staff training reveals itself in the quality of customer experience. We know what makes the customer come back. “Customers love to see the confidence of our staff, “adds co-owner David Hall while holding a glass of boutique wine. “As you see, we have recently expanded our wine bar to more than 100 bottles of fine wine and twenty prestigious beers. Now we are pleased to be pouring a full array of all of the popular custom crafted cocktails, martinis, in addition to several popular non-alcoholic beverages.” Co-owners David Hall and Jaime Benson have a passion for food and wine and enjoy professional hospitality and service. “What else do you offer at Urban Grill?” asks the reporter. “Is it ok if we mention that we have Happy hour daily from 3-6pm and we open Sunday all day for NFL Football? Urban Grill Wine tasting Wednesdays every month. Intimate Patio dining is available all year round. We also cater all events from Weddings, holiday parties and office lunches. Urban Grill Gift cards are available for exceptionally delicious holiday gifts.” Adds Jaime. Urban Grill is located not far from Saddleback Church at 27412 Portola Parkway Foothill Ranch 92610; the phone number is (949)340-0095
Urban Grills welcoming front door.
Beautiful Food. Server presents one of Urban Grill’s attractive entrees.
Elegant new bar co-owners David Hall and Jaime Benson reveal newly expanded cocktail bar.
Cool drinks of every kind at Urban Grill. The Coto de Caza News
Page 19
November 28, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
R
The Coto de Caza News
WOMENS DRESSES STORE WIDE HOLIDAY SALE!
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OMANO’S Select Merchandise
Tailor • Tuxedo Sales & Rentals • Fine Apparel
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By Master Tailor Romano Palma
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Romano’s Rancho Santa Margarita 949.589.1555 In the Antonio Plaza Shopping Center 22441 Antonio Pkwy Suite A-330
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The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
November 28, 2014
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DOWNSTAIRS MASTER
TRULY AMAZING
LAKE VIEWS
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Stunning home located on a quiet culdesac in the well sought after gated community of This tremendous home is truly a one of a kind. An expanded plan 2 model offering approx. Darling floorplan with a great room and downstairs master suite. Offering approx. sq. ft with 5 bedrooms and 4.5 baths. Bonus, exercise room and home office. Infinity 2500 sq. ft with 4 bedrooms, 3 baths and a large bonus room. Nice size view yard. Stoneridge. Offering approx 3345 sq. ft with 5 bedrooms and 4.5 baths. Lovely floorplan 4800 $ .00 Short walk to pool and park. 11 Regents Park $849,000.00 and what a view of the Mission Viejo Lake. 22891 Briarcliff $999,000.00 pool overlooking the 12th hole on the south course 24 Lakeview 1,799,000
MODEL PERFECT
A SHOW STOPPER
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CARRIAGE UNIT This absolutely amazing home has warmth, drama and serene views. Backed to the common perfect in every way! Offering approx 3100 sq. ft with 3 bedrooms and 3 full baths. Carriage unit in a beautiful complex offering approx. 1250 sq. ft with 2 bedrooms and 2 baths. area with oak trees and privacy. Offering approx. 5000 sq. ft with impeccable upgrades. The Model Upstairs bonus could be another bedroom. A rare find detached Casitas. The upgrades in Ideal loft area with built$in desk. Attached 1 car garage. Assoc. pool. kitchen and family room add on make it an entertainers dream. Fabulous yard with an outside this home are absolutely top notch. Culdesac and view. 9 Altimra $1,044,000.00 2755 Dietrich 399,000.00 family room, pool/spa and putting green. 4 Van Gogh $1,724,900.00
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ABSOLUTELY AMAZING
SO CUTE
Located in the Pinnacle Tract on a large private lot over 23,000 sq. ft. Offering Offering approx 1200 sq. ft with 3 bedrooms and 2 baths. So cute and ready to move in. approx. 4500 sq. ft with 5 bedrooms, 4.5 baths, bonus and private library. This is a Everything has been redone. Low tax rate and no mello roos. very emotional house from the inside out. Pool/spa and built in bbq area. Top notch 26053 Via Pera $363,000.00 upgrades. 98 Panorama $1,899,000.00
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FORMER MODEL HOME
Amazing golf course views! Located on the 18th hole of the south course. Offering approx 3100 sq. ft with 4 bedrooms and 4 baths. Large yard with a pool and totally redone with very nice upgrades. 6 Shoal Creek $1,129,000.00
GOLF COURSE VIEW/FORMER MODEL
GORGEOUS VIEWS
GEORGIAN FLAIR
WHAT A LOCATION
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Offering approx 4600 sq. ft with 5 bedrooms and 4.5 baths. Very unique and open floor plan This magnificent custom home sits on over an acre of land with stunning views. Offering approx. Offering approx. 4150 sq. ft with 5 bedrooms and 4.5 baths and a private office. Lovely and tremendous family home. On the golf course with saddleback mountain views as well. views, pool and spa. Located on a single loaded cul de sac 7100 sq. ft. with 6 bedrooms and 6.5 baths. Detached$ guest house with full bath and kitchen- upgrades and a nice size yard with 27 Oakbrook $1,399,000.00 street. 14 Thorn Oak $1,029,000.00 2,995,900.00 ette. Amazing entertaining yard. 6 Fresian
BEST KEPT SECRET!
CHARMING CUSTOM
Total remodeled home with a large yard/spa and built in BBQ. Very private location. Offering Located in Santiago Canyon with 5500 sq. ft and 4.5 acres. Wonderful property is ideal for Located at the end of a culdesac with such charm and a cozy inviting porch. Offering approx 5000 sq. ft with 5 bedrooms, 4 bath, private office and a bonus room. Exceptional views and or your own vineyard. Private carriage house and 2 stall barn. 7 car garage. approx. 1900 sq. ft with 3 bedrooms, 2.5 baths and a large loft area which could be converted horses a private pool and spa. 6 Lippizaner $1,699,000.00 16252 Jackson Ranch $2,250,000.00 to a 4th bedroom. 43 Spoon $599,000.00
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November 28, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
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Gracious etiquette tips to survive holiday gatherings Whether you are hosting a fantastic holiday gathering or you’re the gracious guest, ask yourself this question: Are you comfortable with your knowledge of etiquette? Are you confident in your table manners or do you admit you take your cue by watching those around you? “It seems so many people only think about etiquette during the holidays and then the pressure is on to be perfect,” says etiquette coach Dubravka Vujinovic. “But proper manners should be important at every meal, whether you are sitting down to a formal gathering or casual dinner with friends.” Vujinovic is one of the etiquette experts at North Carolina-based Replacements, Ltd., the world’s largest retailer of old and new china, crystal, silver and collectibles. This time of year the company is bombarded with inquiries from
those needing a crash course in proper social graces and entertaining. Questions range from how to set the table, to the best way to serve the perfect meal. Vujinovic offers these suggestions for your next event. * Break out the buffet Buffets settings are becoming increasingly popular. In this style of setting the host places the food, dinnerware and utensils on a sideboard or table and guests serve themselves. “I love buffets, because they are so stress-free for me as a hostess,” says Vujinovic. “Since the food is already on the serving table, I don’t have to keep running back and forth to the kitchen to keep bringing out different courses or dishes; I can relax and enjoy the evening. On the other hand, as a guest, I like buffets because this setting allows me to eat the food I want; I don’t feel obligated to have to sample everything that is being passed around the table.” If you’re hosting a s e a t e d b u ff e t , w a t e r glasses should be filled and on the table before your guests sit down to their meal. Guests should be guided to pick up their dinnerware and
place it at their individual setting. * Set the perfect table If you opt to set your table in advance or if you’re a buffet guest setting your own place setting, remember, forks go to the left, knives then spoons to the right. The sharp side of the knife blade should be turned toward the dinner plate. And remember, only include utensils in your place setting that will be used for the courses you are serving; extra pieces may confuse your guests. The bread plate goes on the left of the dinner plate, glasses on the right. Don’t panic if you aren’t sure about the proper place setting for each meal. Vujinovic says you can find “cheat sheets” or place setting guides for various meals on the company’s website, replacements.com, under the site’s “neat things” tab. * Tips for hosts and guests Remember, the host/hostess always sits last. That person will let you know when it’s OK to begin eating. They may offer a blessing or statement or perhaps start by passing a dish. Always pass food around the table counter clockwise to your right and refrain from serving yourself first. Pass the salt and pepper as a set, even if you’re only asked for one.
If you’re not sure which utensil to use with each course, start on the outside and work in toward the dinner plate. Don’t cut more than one or two bites of food at a time, and never butter an entire roll or piece of bread. Instead, pinch off pieces small enough for one or two bites and butter those first. If you need to excuse yourself temporarily, place your napkin on your chair to indicate you will be coming back. Signify you’re finished with the meal by placing your napkin to the left of the dinner plate, and your fork and knife side by side diagonally across your plate with the sharp side of the knife blade facing inward and the fork tines up. Turn your cellphone on vibrate or don’t even bring it to the table. Enjoy the company of those around you. And what if you commit a major holiday fumble by accidently breaking a piece of the host’s dinnerware? “You should certainly offer to replace the broken piece, especially if it has sentimental value for the host or hostess. If you don’t know the name of the pattern or the manufacturer, Replacements offers a free pattern identification service that is a valuable resource,” says Vujinovic.
Holiday Gift Idea for Grandparents Protect your grandchild’s future with life insurance Tired of purchasing toys that break or that her grandchildren will outgrow, 62-year-old Barbara Carlson* decided the holidays were a perfect time to purchase a gift that will continue to protect both of her grandchildren well into their futures. “I just became a grandmother for the second time, and I bought a permanent youth life insurance policy for my new granddaughter that could either one day help protect her financially if the unexpected happens or help her pay for college,” said Carlson. She is not alone. Grandparents are increasingly giving the gift of life insurance to their grandchildren for many reasons. For Carlson, it was a way of helping her son and daughterin-law during a time when budgets are tight. She purchased the two youth whole life insurance policies so the new parents could focus on more immediate concerns, such as increased childcare expenses and other necessities. “I bought both youth policies when the grandchildren were newborns Page 22
and their policies will mature in 20 years,” added Carlson. “That means when my grandchildren reach age 20, they can either keep their policy as life insurance protection or they may decide to borrow against the cash value to help pay for college.” Carlson pays approximately $15 a month for each child’s policy and those premium payments never increase. Her son maintains sole control of the policies until her grandchildren reach the age of 16, with some restrictions. Three Tips for Purchasing Youth Life Insurance 1. Consider youth policies that are whole life policies. Whole life youth policies are a form of permanent life insurance. That means the child continues to be insured, regardless of changes in her or his health condition, as long as the policy remains in force and the premiums are paid. The premium payments are guaranteed and never increase. 2. Purchase youth life insurance at younger ages. While many organizations offer youth life insurance up to age 18, typically the
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earlier you purchase the policy, the less expensive it is over the coverage period. 3 . D i ff e r e n t l i f e i n s u r a n c e organizations offer additional childfriendly benefits. In addition to offering youth life policies, life insurers such as not-for-profit insurer Royal Neighbors of America, also offers its members benefits which currently include scholarship opportunities that
can help fund the costs of a college education. For more information on life insurance products or member benefits such as scholarships, log on to www.royalneighbors.org or call (866) 845-6665. * Details have been altered to ensure personal privacy. Photo courtesy of Getty Images.
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
November 28, 2014
7 Ways to Cut Your Holiday Expenses By Jason Alderman When it comes to holiday spending, waiting in store lines all night and jostling for discounts will mean very little if you don’t have a budget that shapes your finances year-round. With the average U.S. household spending $600-$700 in 2014 for the holidays, putting that money together shouldn’t be a game of chance. Here are some tips to get it right: 1. Before you make a list, plan. How’s your debt? Do you have an emergency fund or any savings put aside? Start the holiday season by getting a handle on what you owe and what you’re spending day-today. Then plan a holiday budget (www.practicalmoneyskills.com/ YourHolidayBudget) as early as possible that allows you to spend wisely. 2. See what spending is really necessary. It’s tough to cut young kids off a gift list, so turn to the adults. If your finances are limited, it’s worth asking adult friends and family members if they’d consider a gift swap or forego gifts altogether. They might
actually think it’s a good idea. 3. Attack your everyday expenses. Want to afford the holidays? Consider evaluating some expensive habits. Try reducing the amount you are spending on expensive nights out. Cook at home and bring your lunch to work. Use public transportation. Compare and cut your auto and home insurance premiums. Turn down the thermostat, dump magazine subscriptions, gym memberships and any other budget item you’re not using. You’ll find that savings build quickly. 4. Browse before you buy. Assuming you’ve made a tight gift list, create a gift budget (www.practicalmoneyskills. com/YourGiftLog) tracking precisely what you’re willing to pay for every item. For must-have, non-negotiable gifts, you may have to pounce before Thanksgiving Day and Black Friday and Monday for both price and selection. Also, don’t forget to budget for holiday entertainment www.practicalmoneyskills.com/ EntertainmentPlanner). It’s a potentially huge cost. Plan ahead and don’t waver.
5. Create your own Holiday Club. Online savings and money market accounts can allow you to set aside your holiday budget in small amounts throughout the year and they’ll pay better rates than the last few banks offering Holiday Club savings accounts. 6. Watch gas and shipping. Smart shoppers weigh the value of store trips versus online shopping. They also keep an eagle eye for advertised online and shipping discounts. Sign up for special deals and coupons, consolidate in-person trips to stores and make sure you review return policies at online and bricks-andmortar stores before you buy. Paying return fees or missing a window to return a gift entirely can cost big money. 7. Keep good records. Whether you track your finances on paper or on a computer, develop a system that allows you to match your holiday list to what you spend every year. Good recordkeeping not only allows you to track the numbers, but also prevents you from duplicating gifts or
overspending year to year. And it’s always a good idea to keep a list of what you get from others to make sure you’re thanking people appropriately. Finally, consider whether it’s worth making new holiday traditions that go beyond gift giving. Some families consider contributing throughout the year to a joint vacation or reunion fund to bring everyone together. You might also consider the needs of aging or needy relatives who need assistance with chores, transportation or pet care. The holidays are what you make them.
This Holiday, Give More During this hectic holiday shopping season, the best gifts for friends and family are not only wonderful to receive, but also give back to children who need help. The United Nations Children’s Fund (UNICEF) works in more than 190 countries and territories to save and improve children’s lives, providing medicine, clean water, nutrition, education, emergency relief and more. This year, the organization is proud to announce the launch of its inaugural UNICEF Market, an online holiday marketplace which benefits the organization’s work for children, featuring gifts from around the globe, from hand-crafted jewelry, home accents and accessories, to books that will inspire readers. Give an inspired gift For a truly unique gift experience, shoppers can purchase UNICEF Inspired Gifts in their loved one’s name. From packages providing lifesaving nutrition to vaccines and mosquito nets, you can find more ways to help children at www. inspiredgifts.org. The organization also offers a variety of boxed holiday cards ($10 to $20) that can be purchased online and through Pier 1 Imports, IKEA, Barnes and Noble and select Hallmark Gold Crown stores. Pier 1 Imports and IKEA will donate 100%
of the purchase price from the sale of each greeting card to the U.S. Fund for UNICEF. To shop online, visit market.unicefusa.org. The perfect gift for the book lover, Caryl Stern’s memoir “I Believe in ZERO: Learning from the World’s Children,” takes readers on journeys through Africa, South America, and South and East Asia to experience the lives of women and children. The author has chosen to donate 100 percent of the royalties she would have received to the U.S. Fund for UNICEF. Other ways to support For more than 20 years, Pier 1 Imports and UNICEF have held a greeting card contest with the winning design being reproduced as the organization’s official greeting card. The winning card is sold exclusively at stores nationwide and on pier1.com with 100 percent of the purchase price going to the organization. IKEA’s global “Soft Toys for Education” campaign has raised more than $90 million to help provide a quality education to 11 million children in 46 countries. From November 9 to January 3, for every soft toy or children’s book sold in IKEA stores, the IKEA Foundation will donate one euro (approximately $1.30) to support UNICEF and Save the Children’s global education programs. The Soft
Toys for Education collection includes a wide range of woodland and fairy tale creatures with accompanying story books. The 2014 collection includes newcomers such as KATTUGGLA the soft toy owl and PIPHARE the soft toy rabbit. For more information, visit www.ikeafoundation.org. K.I.N.D: Kids in Need of Desks offers desks ($65 each) for children in schools in Malawi, where four out of five students do not have a desk or chair. In addition, the fund is providing scholarships for girls in the country. A donation of $177 delivers one year of education, and is available for purchase at http://inspiredgifts. unicefusa.org/shop/schools. This holiday season, as travelers visit loved ones around the globe, they can use their spare currency to make a difference in the lives of children in need. Through UNICEF’s Change for Good program on American Airlines, travelers can make donations of foreign and domestic currency on select international flights or at Admirals Club and Flagship Lounges. Through Delta’s SkyWish program, SkyMiles® members can donate their unused frequent flier miles to the U.S. Fund for UNICEF for travel in support of UNICEF’s lifesaving work for children. As part of a long-standing partnership of over a decade between the U.S. Fund for UNICEF and Delta,
this is a simple way for SkyMiles® members to put their unused miles to good use this holiday season. For more information or to donate miles, visit www.delta.com/skywish. Through Dec. 31, 2014, donations to UNICEF’s education programs in Syria will be matched one-for-one by Western Union, aiming to raise a total of $100,000 to support education programs in and around Syria. As part of its broader Education for Better Fund, Western Union has committed a minimum of $50,000 to support UNICEF’s efforts to provide education to children in Syria and neighboring countries. In the U.S., donations can be made via westernunion.com using a credit card or debit card. For more information or to donate, please visit www.westernunion.com/donate. To find out more, and to shop for holiday gifts that help others, visit shop.unicefusa.org.
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ANNUAL HOLIDAY CELEBRATION “HANDEL’S GLORIOUS MESSIAH”! Rejoice in the inspired melodies and theatrical mastery of “Handel’s Glorious Messiah” when Pacific Symphony performs the Baroque masterpiece as a festive prelude to Christmas and the celebration of Christ’s birth. A holiday tradition across the world, “Messiah” has been performed for more than 250 years, but with each new conductor, orchestra and soloists, it becomes a fresh and newly invigorating experience. Austrian conductor Christoph Campestrini leads the Symphony along with Pacific Chorale and a host of globally distinguished soloists including soprano Katherine Whyte, mezzo-soprano Claire Shackleton, tenor Steven Tharp and baritone Richard Zeller. Full of exciting choral writing, thundering timpani and blazing trumpets, “Messiah” energizes its audience and leaves them singing, “Hallelujah!” Handel’s popular oratorio takes place at the Renée and Henry Segerstrom Concert Hall on Sunday, Dec. 14, at 3 p.m. Tickets are $25-$99. For more information or to purchase tickets, call (714) 7555799 or visit www.PacificSymphony. org. “It is always a great joy for me to conduct this beautiful masterpiece,” says Maestro Campestrini. “It is such a moving experience to tell together with the soloists, the chorus and the orchestra the ancient story of Jesus’ life, expressed in this most personal artistic statement of Handel. He had just recovered from a stroke when he set these words to music, and the gratitude for having regained his health again is deeply felt in this music.” Handel was born at the peak of the Baroque era, and he produced many operas before creating “Messiah,” which he compiled solely with biblical references. He was known as the “master of sacred and secular music,” and his talent of composing for voice and instrument shines in this most famous oratorio through the telling of Christ’s narrative. His talent in this piece seems as though it is “divine inspiration,” with a clear message of religion and exclamation of God’s glory. “This work has the great spiritual depth of a liturgical masterwork, but as Handel was also one of the most prominent opera composers of his time, it also contains the drama and excitement of a fascinating and thrilling story,” says Campestrini. “In a performance, it can be a uniquely moving experience when performers unite in one musical spirit and reach Page 24
out to the audience.” In this year’s rendition, Campestrini aims to keep the piece sounding new by studying past interpretations to gain a better understanding of Handel’s great work. Just like there are different versions of a movie, every conductor gives his unique take on a piece. It is an exciting experience to hear how a new conductor chooses to interpret the music, and how his past experiences are observed in the present performance. “To keep a musical work of the past fresh is one of the most important challenges for any performer,” says Campestrini. “With repeated performances of a work such as in this case, I study the circumstances of its composition more in depth each time, so that the interpretation as a whole will benefit. In Baroque music it is also quite fascinating to study what early music groups have done in their exploration of this repertoire and to incorporate some of these elements also in performances of traditional symphony orchestras. The combination of both of these worlds can be a wonderful experience.” Campestrini has conducted more than 120 orchestras across five continents, including the London Symphony Orchestra, Moscow Radio Symphony, Vienna Radio Symphony, Prague Philharmonia and the Queensland Philharmonic in Australia. He is also an accomplished opera conductor and has worked with well-known soloists Julian Rachlin, Rudolf Buchbinder, Alisa Weilerstein and Julia Fischer. In the past few years, Campestrini has proven his talent in the United States, and currently leads orchestras reaching from Philadelphia to Chicago. Along with these, he has performed with the Vancouver Symphony and the Calgary Philharmonic. He has previously performed with the Orchestre Symphonique de Quebec and Rochester Philharmonic Orchestra on a return invitation, and toured Austria multiple times with the Polish National Radio Symphony Katowice and the Wiener Concertverein, along with debut performances in Taiwan and China. Campestrini furthermore recorded music for labels and radio stations in Munich and Heidelberg, Germany; Austria; and the Czech Republic. Soprano Katherine Whyte has performed in her native country of Canada, the United States and Europe. Her most recent performances include the role of Donna Anna in “Don Giovanni,” as well as a solo-
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ist in Beethoven’s Mass in C Major and Handel’s “Messiah.” Whyte has sung with many groups, including the Vancouver Opera, Houston Symphony, and the National Chorale and New Chorale Society. She made her debut as the title role in Canadian Opera Company’s “Iphigénie en Tauride.” Previously, she performed Strauss’ “Die ägyptische Helena” with the Metropolitan Opera as well as “Le Nozze di Figaro” with the Virginia Opera and “Rigoletto” with the English National Opera. She performed Mozart’s Requiem and Handel’s “Messiah” with the Houston Symphony, Beethoven’s Symphony No. 9 with the National Chorale and Arkansas Symphony Orchestra, and Brahms’ “Ein deutsches Requiem” with the Orquesta Sinfónica Nacional de Costa Rica. Whyte won the Alice Tully Recital Competition and played a solo recital at Weill Hall in 2008. Mezzo-soprano Claire Shackleton earned her master of music degree at the Cincinnati College-Conservatory of Music, where she played roles consisting of Der Komponist in “Ariadne auf Naxos” and Dorabella in “Cosí fan tutte.” Shackleton also performed Ravel’s “Shéhérazade” and Beethoven’s Symphony No. 9 in concert at the conservatory. She is praised for her colorful tone and eye-catching stage presence. Her appearances for the 2014-15 season include Mercédés in “Carmen” with the New Orleans Opera, Annio in “La Clemenza di Tito” with Opera in the Heights and Bach’s Mass in B Minor with the Louisiana Philharmonic. She was recently named Young Artist of the Year at Central City Opera in 2013, and has received awards from the Shreveport Opera Singer of the Year Competition and FrancoAmerican Vocal Academy Grand Concours de Chant. Tenor Steven Tharp is recognized worldwide for his knowledge in a wide variety of repertoire and his sweet-
sounding voice. Noticed by The New Yorker and Opera News, Tharp’s voice has been called, “sweetness,” “strong, free and…lyrical in utterance.” Some of his previous performance repertoire includes the roles of Jaquino in “Fidelio,” Nemorino in “L’Elisir d’Amore” and Lysander in “A Midsummer Night’s Dream.” He has appeared in concert with orchestral groups such as the New York Philharmonic, Royal Philharmonic and Cincinnati Symphony. He has performed more than 50 operatic roles, although his strength lies in pieces by Mozart and Handel. To further his success, Tharp’s world-premiere recording of Edward MacDowell songs, accompanied by James Barbagallo, earned him a Grammy-Award nomination, and he is soon to record a classical piece by Schubert on CD. Tharp has even added stage direction as one of his accomplishments in productions such as the Manhattan School of Music’s Handel Project, which included “Alcina” and “Ariodante.” Baritone Richard Zeller is commended globally for both his concert and opera roles. Some of his better known roles are Marcello in “La Bohéme,” Ernesto in “Il Pirata” and Eddie in “A View from the Bridge.” He has worked with the Scottish Opera, Hamburgische Staatsoper, Deutsche Oper am Rhein, the Lyric Opera of Chicago and the San Diego Opera, performing operas such as “La Traviata,” “Boris Godunov” and “Andrea Chénier.” His appearances on stage include Mendelssohn’s “Elijah” with the Chicago Symphony, “Les Troyens” with the Boston Symphony, Handel’s “Messiah” with the Philadelphia Orchestra and “Carmina Burana” with the Buffalo Philharmonic and Huntsville Symphony. In this 2014-15 season, Zeller rejoins the Oregon Symphony to perform Beethoven’s Symphony No. 9 as well as “Elijah” with the Park Bach Festival.
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Coto de Caza News Legal Notices APN: 666-182-13 TS No: CA07000057-14-1 TO No: 8407350 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED August 9, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 29, 2014 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on August 23, 2006, as Instrument No. 2006000563884, of official records in the Office of the Recorder of Orange County, California, executed by LUSIA WALKER RIES, TRUSTEE OF THE 2006 RESTATEMENT OF THE LUSIA WALKER RIES TRUST,DATED JULY 14, 2006, as Trustor(s), in favor of FINANCIAL FREEDOM SENIOR FUNDING CORPORATION, A SUBSIDIARY OF INDYMAC BANK, F.S.B. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 32153 Via Barrida, San Juan Capistrano, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $102,684.51 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA07000057-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: November 20, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA07000057-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ORDER NO. CA14-001284-1, PUB DATES: 11/28/2014, 12/05/2014, 12/12/2014
T.S. No. 14-29089 APN: 839-111-52. NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/15/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: KRISTA MIDDLEKAUFF, AN UNMARRIED WOMAN. Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 4/21/2004 as Instrument No. 2004000338806 in book , page of Official Records in the office of the Recorder of Orange County, California, Date of Sale:12/19/2014 at 3:00 PM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. Estimated amount of unpaid balance and other charges: $515,720.64. Note: Because the beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 1 LA SORDINA, RANCHO SANTA MARGARITA, CA 92688. Described as follows: As more fully described on said Deed of Trust. A.P.N #.: 839-111-52 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 14-29089. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 11/23/2014. Law Offices of Les Zieve, as Trustee. 30 Corporate Park, Suite 450, Irvine, CA 92606. For Non-Automated Sale Information, call: (714) 848-7920. For Sale Information: (714) 848-9272. www.elitepostandpub.comNatalie Franklin, Trustee Sale Officer. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 10729 11/28, 12/5, 12/12/2014.
AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-736766 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MAHOOR HAMIDIAN, a minor. Petitioner(s) ALI HAMIDIAN and LEILA YOUNESI on behalf of the minor MAHOOR HAMIDIAN, a minor has/have filed a petition with this court for a decree changing name(s) as follows: MAHOOR HAMIDIAN to NILA HAMIDIAN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 16, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: October 08, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/07/2014, 11/14/2014, 11/21/2014, 11/28/2014
ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00747269 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ALEXANDER JOSEPH LEAZER, a minor. Petitioner(s) RACHAEL A. VALENCIA on behalf of the minor ALEXANDER JOSEPH LEAZER, a minor has/have filed a petition with this court for a decree changing name(s) as follows: ALEXANDER JOSEPH LEAZER to ALEXANDER JOSEPH VALENCIA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 10, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 26, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/07/2014, 11/14/2014, 11/21/2014, 11/28/2014
November 28, 2014
Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE T.S. No. 14-1345-11 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: MARIKO HAMADA, A SINGLE WOMAN Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 9/26/2006 as Instrument No. 2006000640638 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 21852 UTE WAY LAKE FOREST, CA 92630 A.P.N.: 614-251-43 Date of Sale: 12/12/2014 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $836,942.98, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 14-1345-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/6/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwideposting. com Frank Escalera, Team Lead NPP0238315 To: COTO DE CAZA NEWS 11/21/2014, 11/28/2014, 12/05/2014
T.S. No. 13-2656-11 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/2/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: MICHAEL SALAS AND YVONNE SALAS, HUSBAND AND WIFE, AS JOINT TENANTS Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 4/24/2008 as Instrument No. 2008000193416 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 9 WINDCROFT DRIVE COTO DE CAZA, CA 92679-0000 A.P.N.: 755-151-20 Loan Modification recorded 6/26/13 as Instrument number 2013000387599 Date of Sale: 12/19/2014 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $2,714,347.82, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 13-2656-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/13/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwideposting.com Frank Escalera, Team Lead NPP0238588 To: COTO DE CAZA NEWS 11/21/2014, 11/28/2014, 12/05/2014
T.S. No.: 9411-7773 TSG Order No.: 8467372 A.P.N.: 659-291-20 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 05/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 05/31/2006 as Document No.: 2006000364071, of Official Records in the office of the Recorder of Orange County, California, executed by: KAVEH MAJD AND PAMELA MAJD, HUSBAND AND WIFE, AS JOINT TENANTS, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 12/15/2014 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 6 CHARMONY, LAGUNA NIGUEL, CA 92677 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $426,879.46 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest
bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9411-7773. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www. nationwideposting.com or Call: 916-939-0772. NBS Default Services, LLC, Nicole Rodriguez, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only.NPP0238466 To: COTO DE CAZA NEWS 11/21/2014, 11/28/2014, 12/05/2014
The Coto de Caza News
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November 28, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Turkey Croissant
FAMILY FEATURES
A
fter the big day has come and gone, most holiday hosts find themselves still talking turkey. What to do with all that leftover bird? During the long weekend following the holiday, you can put those leftovers to good use. Recipes that incorporate turkey in deliciously unique ways will help you use up those leftovers and clear out the fridge before you know it. To ensure the tastiest dishes you can feel good about serving your loved ones, look for the USDA-verified seal on your turkey’s packaging to know that your turkey was raised with no growth-promoting antibiotics by farmers who care. One good option: Honeysuckle White, the first major turkey brand to supply turkey without growth-promoting antibiotics and without charging a premium price. For more recipes and preparation tips, visit www.honeysucklewhite.com.
Holiday Minis
Servings: 48 pieces Prep time: 15 minutes Bake time: 15-20 minutes 1 pound (or 3 cups) chopped Honeysuckle White turkey (dark and white meat) 1 package (14 ounces) cornbread stuffing mix 1 jar (16 ounces) turkey gravy 1 can (6 ounces) cranberry sauce with whole cranberries Preheat oven to 350°F. Spray mini muffin pans (as many as needed to make 48 bites) with nonstick cooking spray. Chop freshly cooked
Servings: 12 Prep time: 20 minutes Total time: 25 minutes 1 pound (approximately 2 cups) of leftover Honeysuckle White whole turkey, cut into 1/2-inch cubes 1 cup toasted pine nuts 1 cup diced celery 6 tablespoons chopped fresh chives 6 tablespoons diced red bell pepper 1 cup low-fat mayonnaise 2 tablespoons lemon juice 12 croissants
Combine turkey, pine nuts, celery, chives and red pepper in medium bowl. Stir in mayonnaise and lemon juice. Split croissants and place generous helping of turkey salad on bottom half of each, top with remaining half and serve. To toast pine nuts: Place nuts in dry skillet in single layer and toast over low heat for about 5 minutes, stirring as needed to prevent burning. Because pine nuts can burn easily, it is a good idea to watch until they are golden and fragrant, which means they are toasted.
Turkey, Spinach and Swiss Quiche
or leftover turkey into 1/4-inch pieces. In large bowl, prepare stuffing mix as directed on package. Add turkey to stuffing mixture. Stir in 1 cup turkey gravy. Mixture should hold together when spooned into a ball. If mixture is too dry, add more gravy by tablespoons until correct consistency is achieved. Spoon stuffing mixture into muffin pan, filling each cavity full, then pressing mixture down to level top of each bite. Bake for 15–20 minutes or until tops are golden brown. Remove from pan and garnish each bite with cranberry sauce. Additional gravy may be heated and served on side as dipping sauce.
Servings: 6 Prep time: 30 minutes Total time: 1 hour, 10 minutes Non-stick cooking spray 1/2 white onion, diced 1/2 red bell pepper, diced 2 cloves garlic, minced 1.25 pounds (approximately 3 cups) of leftover Honeysuckle White whole turkey, cut into bite-size pieces 1 package (10 ounces) frozen spinach, thawed and well-drained 3 eggs 1/2 cup low-fat milk 1/2 teaspoon salt 1/4 teaspoon coarse ground black pepper 1 cup grated Swiss cheese
Cozy Turkey Soup
Servings: 6 Prep time: 20 minutes Total time: 1 hour, 15 minutes 1 white onion, minced (reserve 2 tablespoons) 3 tablespoons extra virgin olive oil 1.4 pounds (approximately 3 cups) of leftover Honeysuckle White turkey, chopped 1/8 teaspoon salt 1/8 teaspoon coarse ground pepper 1/2 cup diced celery 1 cup diced carrot 1 clove garlic, minced 5 yellow peppers, seeded and diced 2 medium potatoes, peeled and diced 1 can (15 ounces) chicken stock 1 tablespoon salt Bread bowls (optional) 2 tablespoons grated Parmesan cheese
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The Coto de Caza News
The Coto de Caza News
In skillet, saute onion in 2 tablespoons olive oil for 2–3 minutes. Add cooked turkey and 1/8 teaspoon salt and pepper to desired flavor. Set aside. Heat 1 tablespoon oil in large stockpot on low. Saute celery, carrot, garlic and reserved 2 tablespoons onion for approximately 10 minutes, or until vegetables are soft. Add yellow peppers, potatoes, stock and 1 tablespoon salt. Simmer for 15–20 minutes, until potatoes are tender. Cool for 10 minutes, then transfer back to pot to keep warm. Add turkey and onion mixture to soup. Ladle soup into bowls and garnish with grated Parmesan cheese.
Quality Starts on the Farm
1 (9-inch) pie crust, unbaked Preheat oven to 350°F. Spray large nonstick skillet with cooking spray and place over medium heat. Saute onion, pepper and garlic over medium heat until tender, about 3 minutes. Add turkey and thawed spinach (squeeze out moisture) and saute 1 minute or until all ingredients are heated through. Remove from heat. In mixing bowl, beat together eggs, milk, salt and pepper. Sprinkle cheese into bottom of pie shell. Layer turkey, vegetable and spinach mixture on top of cheese. Pour egg mixture over top. Bake approximately 50 minutes, or until center is set.
Darrell Glaser, a sixth-generation farmer from Texas, along with his mother, Jeannette, and wife, Shannon, started raising turkeys more than 20 years ago. Today, his four sons also help on the family’s farm. “We do everything we can to produce a quality product that other families would be comfortable eating during the holidays,” Glaser said. Glaser, who has raised nearly 14 million turkeys, says this starts with keeping the birds healthy and comfortable. “We take really good care to ensure the environment is just right for our turkeys. This includes keeping the floors of our barns dry and making sure the birds have plenty of fresh air and good quality water and feed,” Glaser said. Glaser says if turkeys are happy and comfortable, they are generally healthy, which reduces the need to prescribe medicine, like antibiotics. Glaser and his family are one of more than 700 independent farm families who are raising turkeys for Honeysuckle White without using growth-promoting antibiotics. “We feed America and want to provide a quality food source for our customers,” Glaser said. “With consumers more concerned about their food, if we can produce wholesome turkey without growth-promoting antibiotics, then we should.”
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
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The Coto de Caza News
Page 27
November 28, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Coto de Caza News Legal Notices T.S. No.: 2014-01509-CA Loan No.: 7130646289 A.P.N.:938-12-216 NOTICE OF TRUSTEE’S SALE PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED
IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/05/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Trustor: Christopher D. Bowman Duly Appointed Trustee: Western Progressive, LLC. Recorded 12/11/2006 as Instrument No. 2006000828293 in book ---, page--- and of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/10/2014 at 03:00 PM. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Estimated amount of unpaid balance and other charges: $315,525.03. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, A SAVINGS ASSOCIATION OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: All right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described as Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt. More fully described in said Deed of Trust Street Address or other common designation of real property: 91 Tierra Plano, Rancho Santa Margarita, CA 92688. A.P.N.: 938-12-216. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $315,525.03. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary of the Deed of Trust has executed and delivered to the undersigned a written request to commence foreclosure, and the undersigned caused a Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on this property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http:// www.altisource.com/MortgageServices/DefaultManagement/ TrusteeServices.aspx using the file number assigned to this case 2014-01509-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 27, 2014. Western Progressive, LLC , as Trustee C/o 30 Corporate Park, Suite 450, Irvine, CA 92606. Automated Sale Information Line: (866) 960-8299 http://www. altisource.com/MortgageServices/DefaultManagement/ TrusteeServices.aspx Date: October 27, 2014. Western Progressive, LLC , as Trustee C/o 30 Corporate Park, Suite 450, Irvine, CA 92606. Automated Sale Information Line: (866) 960-8299 http://www.altisource.com/MortgageServices/DefaultManagement/TrusteeServices.aspxFor Non-Automated Sale Information, call: (866) 240-3530. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Publish 11/14/14, 11/21/14, 11/28/14 NOTICE TO CREDITORS OF BULK SALE (UCC Sec. 6105) Escrow No. 14-34810-MK NOTICE IS HEREBY GIVEN that a bulk sale is about to be made. The name(s) and business address(es) of the seller(s) are: ANTOINETTE M. DELVALLE-BLOGG, 22521 AVENIDA EMPRESA, STE 107, RANCHO SANTA MARGARITA, CA 92688 Doing business as: RANCHO COTO PEDIATRICS All other business name(s) and address(es) used by the seller(s) within three years, as stated by the seller(s), is/are: The name(s) and business address of the buyer(s) is/are: SHYAM BHASKAR M.D., INC, 231 W. NOBLE AVE, VISALIA, CA 93277 The assets being sold are described in general as: FURNITURES, FIXTURES, EQUIPMENTS, TOOLS, TRADENAME, GOODWILL, LEASEHOLD INTEREST, LEASEHOLD IMPROVEMENTS, ALL TRANSFERABLE PERMITS, LICENSES AND INVENTORY OF STOCK IN TRADE and is located at: 22521 AVENIDA EMPRESA, STE 107, RANCHO SANTA MARGARITA, CA 92688 The bulk sale is intended to be consummated at the office of: TEAM ESCROW INC, 17310 RED HILL AVE, STE 140, IRVINE, CA 92614 and the anticipated sale date is DECEMBER 11, 2014 The bulk sale is subject to California Uniform Commercial Code Section 6106.2. [If the sale is subject to Sec. 6106.2, the following information must be provided.] The name and address of the person with whom claims may be filed is: TEAM ESCROW INC, 17310 RED HILL AVE, STE 140, IRVINE, CA 92614 and the last day for filing claims by any creditor shall be DECEMBER 10, 2014, which is the business day before the anticipated sale date specified above. Dated: 11/12/14 SHYAM BHASKAR M.D., INC, Buyer(s) LA1476346 COTO DE CAZA 11/21/14
Page 28
NOTICE OF TRUSTEE’S SALE T.S. No. 14-2544-11 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. See attached Exhibit “A” for Legal Description EXHIBIT A LOT 4 OF TRACT NO. 7937, IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 318 PAGES 23 AND 24 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPTING THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES IN AND UNDER SAID LAND, BUT WITHOUT THE RIGHT OF ENTRY ON THE SURFACE OF SAID LAND OR IN AND TO THE SUBSURFACE THEREOF TO A DEPTH OF 500 FEET FROM THE SURFACE FOR THE PURPOSE OF EXPLORING FOR, DRILLING, BORING, MARKETING OR REMOVING SAID SUBSTANCES, AS RESERVED JUNE 4, 1974 IN BOOK 11161 PAGE 518, OFFICIAL RECORDS. Trustor: SUSANA DIAZ Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 11/15/2006 as Instrument No. 2006000772217 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 22962 ASPAN STREET LAKE FOREST, CA 92630 A.P.N.: 617-391-04 Date of Sale: 12/15/2014 at 9:00 AM Place of Sale: In the Auction.com room, Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $148,861.60, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 14-2544-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/31/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead NPP0238050 To: COTO DE CAZA NEWS 11/14/2014, 11/21/2014, 11/28/2014
ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00750999-CU-PT-CJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of RAFAEL PLASENCIA RICO. Petitioner(s) RAFAEL PLASENCIA RICO has/have filed a petition with this court for a decree changing name(s) as follows: RAFAEL PLASENCIA RICO to RAFAEL PLASCENCIA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 07, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated:October 15, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/14/2014, 11/21/2014, 11/28/2014, 12/05/2014
The Coto de Caza News
The Coto de Caza News
Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-627937-CL Order No.: 730-1404019-70 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/18/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BRIAN CRAIG RHYNES, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 5/27/2011 as Instrument No. 2011000266127 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/19/2014 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $574,500.89 The purported property address is: 11 WAYFAIRE, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No.: 780-051-76 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-627937CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-627937-CL IDSPub #0073209 11/28/2014 12/5/2014 12/12/2014
APN: 833-432-26. TS No: CA05000548-14-1-FT TO No: 12-0079581 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED January 16, 2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 15, 2014 at 09:00 AM, Auction.com Room, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on February 5, 2008 as Instrument No. 2008000052662 of official records in the Office of the Recorder of Orange County, California, executed by TIMOTHY TOUVE, AN UNMARRIED MAN WHO ACQUIRED TITLE AS TIMOTHY B TOUVE, as Trustor(s), in favor of COUNTRYWIDE BANK, FSB. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 21 CALLE COTURNO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $351,209.83 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address www.Auction.com for information regarding the sale of this property, using the file number assigned to this case, CA05000548-14-1-FT. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: November 7, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA05000548-14-1-FT 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: AUCTION.COM AT 800.280.2832 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ORDER NO. CA14-001200-1, PUB DATES: 11/14/2014, 11/21/2014, 11/28/204
Trustee Sale No. : 20130028700504 Title Order No.: 1484591 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/06/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/15/2005 as Instrument No. 2005001001374 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JOEL RODRIGUEZ AND NORMA G. DERODRIGUEZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/04/2014 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 21396 CALLE DE ORO, LAKE FOREST, CALIFORNIA 92630 APN#: 614-321-54 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $583,902.58. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand
that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20130028700504. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 11/07/2014 NPP0238027 To: COTO DE CAZA NEWS 11/14/2014, 11/21/2014, 11/28/2014
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00757110 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of GHANDIAN ANOOSHE. Petitioner(s) GHANDIAN ANOOSHE has/have filed a petition with this court for a decree changing name(s) as follows: GHANDIAN ANOOSHE to DIAN ANOOSH. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 29, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: November 19, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/21/2014, 11/28/2014,12/05/2014, 12/12/2014 AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00743324 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of BRETT BORAMY HANKS. Petitioner(s) BRETT BORAMY HANKS has/have filed a petition with this court for a decree changing name(s) as follows: BRETT BORAMY HANKS to BRET BORAMY HEINRICH . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 29, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: November 19, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/21/2014, 11/28/2014,12/05/2014, 12/12/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-0075618 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of TREVOR SHANE MCKIM, a minor. Petitioner(s) NICHOL ROMALDO on behalf of the minor TREVOR SHANE MCKIM, a minor has/have filed a petition with this court for a decree changing name(s) as follows: TREVOR SHANE MCKIM to TREVOR SHANE MCKIM-ROMALDO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 29, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: NOVEMBER 14, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/21/2014, 11/28/2014, 12/05/2014, 12/12/2014
T.S. No. 14-1747-11 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/27/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: RAMI KANJO Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 3/29/2007 as Instrument No. 2007000201505 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 18 VIA GATILLO RANCHO SANTA MARGARITA, CA 92688 A.P.N.: 836-49120 Date of Sale: 12/22/2014 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $640,366.75, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 14-1747-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/18/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwideposting.com Frank Escalera, Team Lead NPP0238725 To: COTO DE CAZA NEWS 11/28/2014, 12/05/2014, 12/12/2014
LOW COST CLASSIFIEDS ONLY $1.00 PER WORD!
November 28, 2014
Coto de Caza News Legal Notices CITY OF RANCHO SANTA MARGARITA NOTICE INVITING BIDS FOR CONSTRUCTION OF ANNUAL RESIDENTIAL OVERLAY (FY 2014-2015) NOTICE IS HEREBY GIVEN that sealed bids for the CIP PROJECT ANNUAL RESIDENTIAL OVERLAY (FY 2014-2015), in the City of Rancho Santa Margarita will be received at the Office of the City Engineer of the City of Rancho Santa Margarita, 22112 El Paseo, Rancho Santa Margarita California, until 2:00 p.m. on Thursday, December 18, 2014, at which time they will be publicly opened and read aloud. DESCRIPTION OF THE WORK: In general, the work is comprised of best management practices, mobilization, traffic control, cold milling, asphalt concrete overlay, pavement fabric, asphalt concrete digouts in localized areas, adjusting manholes, survey monuments and valve covers to grade, and pavement striping, markings and markers and other miscellaneous improvements as shown on the plans and as required to complete the work. AWARD OF CONTRACT: (a) The City reserves the right after opening bids to reject any or all bids, to waive any informality (non-responsiveness) in a bid, or to make award to the lowest responsive, responsible bidder on the Proposal Bid Sheets, and reject all other bids, as it may best serve the interest of the City. (b) Within five (5) working days after the date of the Notice of Apparent Low Bidder, the successful bidder will be required to submit required Contract Agreement and Insurance. Within ten (10) working days after the date of the Notice of Award, the successful bidder will be required to submit Bonds (Faithful Performance and Material and Labor), Construction Schedule, Traffic Control Plan and Water Pollution Prevention Plan. CONTRACTOR’S LICENSE CLASSIFICATION: The Contractor shall possess a valid Class A Contractor’s License at the time of submitting bids, in accordance with provisions of Chapter 9, Division III of the California Business and Professions Code. WAGE RATE REQUIREMENTS: Pursuant to Section 1773 of the Labor Code, the State prevailing wage rates for this project have been determined by the Director of the California Department of Industrial Relations (DIR) and are online at http://www.dir.ca.gov/DLSR/PWD but not printed in the Specifications. The Federal prevailing wage rates for this project are those that are in effect ten (10) calendar days prior to bid opening; they are set forth on the Department of Labor website: http://www.wdol.gov/wdol/scafiles/davisbacon/ca35.dvb but are not printed in the Specifications. If there is a conflict between State and Federal wage rates, the higher of the two will prevail. Lower State wage rates for work classifications not specifically listed in the Federal wage decision are not acceptable. RETAINAGE FROM PAYMENTS: The Contractor may elect to receive 100 percent of payments due under the Contract Documents from time to time, without retention of any portion of the payments by the City, by depositing securities of equivalent value with the City in accordance with the provisions of Section 22300 of the Public Contract Code. OBTAINING OR INSPECTING CONTRACT DOCUMENTS: Contract Documents may be inspected without charge at the Public Works Department counter at City Hall, 22112 El Paseo, Rancho Santa Margarita, CA 92688. Complete electronic sets of said Contract Documents will be furnished upon application at the Public Works Department counter at City Hall, 22112 El Paseo, Rancho Santa Margarita, CA 92688. Contract Documents are available in portable document form (PDF) on a compact disc (CD) only. There is no charge for the Contract Documents on CD. To request a CD by mail, the Contractor must submit an email (ccastellanos@cityofrsm.org) request and provide the following information: project title, company name, mailing address, phone number, carrier account. It is the contractor’s responsibility to ensure they are on the City’s Plan Holder’s List and obtain any addendum or clarifications that are issued by the City prior to submitting a bid. City of Rancho Santa Margarita, California Dated this 19th day of November 2014
The Engineer’s estimate is $320,000
By ______________________________________ Amy Diaz, City Clerk 22112 El Paseo Rancho Santa Margarita, CA 92688
Published: Coto de Caza News – 11/21/14 and 11/28/14
Order No: 05920208 TS No: L14-07005 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN, DATED 12/1/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that Witkin & Neal, Inc., as duly appointed trustee pursuant to that certain Notice of Delinquent Assessment and Claim of Lien (hereinafter referred to as “Lien”), recorded on 12/3/2008 as instrument number 2008000558194 in the office of the County Recorder of Orange County, California, and further pursuant to the Notice of Default and Election to Sell thereunder recorded on 7/29/2014 as instrument number 2014000303272 in said county and further pursuant to California Civil Code Section 5675 et seq. and those certain Covenants, Conditions and Restrictions recorded on 3/5/1984 as instrument number 84-092424, WILL SELL on 12/19/2014, 9:00 A.M. on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. at public auction to the highest bidder for lawful money of the United States payable at the time of sale, all right, title and interest in the property situated in said county as more fully described in the above-referenced Lien. The purported owner(s) of said property is (are): Jeremy R. Nelson, Trustee of the Nelson Family Trust, UDT, Dated 11/9/2005. The property address and other common designation, if any, of the real property is purported to be: 8 Brumby Coto de Caza, CA 92679, APN 779-021-01. The undersigned trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is: $32,109.82. The opening bid at the foreclosure sale may be more or less than this estimate. In addition to cash, the trustee will accept a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union or a check drawn on state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or the endorsee as a matter of right. Said sale shall be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Lien, advances thereunder, with interest as provided in the Declaration plus the fees, charges and expenses of the trustee. THIS PROPERTY IS BEING SOLD IN AN “AS-IS” CONDITION. This communication is from a debt collector. Witkin & Neal, Inc. is attempting to collect a debt and any information obtained will be used
for that purpose. If you have previously received a discharge in bankruptcy, you may have been released from personal liability for this debt in which case this notice is intended to exercise the secured party’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER AND ALL OTHER INTERESTED PARTIES: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site: www.priorityposting.com using the file number assigned to this case L14-07005. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. IMPORTANT NOTICE: Notwithstanding anything to the contrary contained herein, the sale shall be subject to the following as provided in California Civil Code Section 5715: “A non judicial foreclosure sale by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption. The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale.” Dated 11/17/2014 Witkin & Neal, Inc. as said Trustee 5805 SEPULVEDA BLVD., SUITE 670 SHERMAN OAKS, CA 91411 (818) 845-8808 By: Susan Paquette Trustee Sales Officer THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. P1120980 11/28, 12/5, 12/12/2014
The Coto de Caza News
Page 29
November 28, 2014
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Coto de Caza News Legal Notices Trustee Sale No. 14-001635 CXE Title Order No. 0214034241 APN 932-28-543 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/03/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/15/14 at 9:00 am, Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to the power of sale contained in that certain Deed of Trust executed by Douglas Stewart, a married man as his sole & separate property, as Trustor(s), in favor of Mortgage Electronic Registration Systems, Inc., solely as Nominee for America’s Wholesale Lender, a New York Corporation, as Beneficiary, Recorded on 11/08/05 in Instrument No. 2005000899461 of official records in the Office of the county recorder of ORANGE County, California; The Bank of New York Mellon Corporation as Trustee for Structured Asset Mortgage Investments II Inc. Mortgage Pass-Through Certificates Series 2005-AR8, as the current Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Auction.com Room, Orange, CA 92868, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described as: 15 CALLE KATRINA, RANCHO SANTA MARGARITA, CA 92688 The property heretofore described is being sold “as is”. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $644,735.27 (Estimated good through 12/11/14) Accrued interest and additional advances, if any, will increase this figure prior to sale. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: 11-11-14 Elaine Malone Assistant Secretary & Assistant Vice President Aztec Foreclosure Corporation 20 Pacifica, Suite 1460 Irvine, CA 92618 Phone: (877) 257-0717 or (602) 6385700 Fax: (602) 638-5748 www.aztectrustee.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call or visit the Internet Web site, using the file number assigned to this case 14-001635. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. www.Auction.com or call (800) 280-2832 Or Aztec Foreclosure Corporation (877) 257-0717 www.aztectrustee.com P1120412 11/21, 11/28, 12/05/2014
APN: 610-051-24 T.S. No. 006190-CA NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/24/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 12/5/2014 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 12/3/2010, as Instrument No. 2010000652429, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: CRAIG S BERGSTROM, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be:25061 CALLE ARENAL LAKE FOREST California 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $433,291.60 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site WWW. PRIORITYPOSTING.COM, using the file number assigned to this case 006190-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (714) 573-1965 Publish: 11/14/2014, 11/21/2014, 11/28/2014
Order No: 116000688 C TS No: H11-10087 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN, DATED 2/9/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that Witkin & Neal, Inc., as duly appointed trustee pursuant to that certain Notice of Delinquent Assessment and Claim of Lien (hereinafter referred to as “Lien”), recorded on 2/15/2011 as instrument number 2011000085269 in the office of the County Recorder of Orange County, California, and further pursuant to the Notice of Default and Election to Sell thereunder recorded on 11/16/2011 as instrument number 2011-580941 in said county and further pursuant to California Civil Code Section 5675 et seq. and those certain Covenants, Conditions and Restrictions recorded on 2/10/1987 as instrument number 87-077069, WILL SELL on 12/11/2014, 9:00 A.M. on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. at public auction to the highest bidder for lawful money of the United States payable at the time of sale, all right, title and interest in the property situated in said county as more fully described in the above-referenced Lien. The purported owner(s) of said property is (are): Mahinour Shouga, a married woman as her sole and separate property. The property address and other common designation, if any, of the real property is purported to be: 21061 Jenner aka 21061 Jenner #84 Lake Forest, CA 92630, APN 939-93-661. The undersigned trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is: $22,566.07. The opening bid at the foreclosure sale may be more or less than this estimate. In addition to cash, the trustee will accept a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union or a check drawn on state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or the endorsee as a matter of right. Said sale shall be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Lien, advances thereunder, with interest as provided in the Declaration plus the fees, charges and expenses of the trustee. THIS PROPERTY IS BEING SOLD IN AN “AS-IS” CONDITION. This communication is from a debt collector. Witkin & Neal, Inc. is attempting to collect a debt and any information obtained will be used
for that purpose. If you have previously received a discharge in bankruptcy, you may have been released from personal liability for this debt in which case this notice is intended to exercise the secured party’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER AND ALL OTHER INTERESTED PARTIES: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site: www.priorityposting.com using the file number assigned to this case H11-10087. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. IMPORTANT NOTICE: Notwithstanding anything to the contrary contained herein, the sale shall be subject to the following as provided in California Civil Code Section 5715: “A non judicial foreclosure sale by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption. The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale.” Dated 11/4/2014 Witkin & Neal, Inc. as said Trustee 5805 SEPULVEDA BLVD., SUITE 670 SHERMAN OAKS, CA 91411 (818) 845-8808 By: Susan Paquette Trustee Sales Officer THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. P1119992 11/21, 11/28, 12/05/2014
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Coto de Caza News Legal Notices Title Order No: 140012352 Trustee Sale No.: 2011-2764 Reference No: CO-MEL 0025-04 A.P.N.: 935-43-646 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A NOTICE OF A NOTICE OF DELINQUINT ASSESSMENT AND CLAIM OF LIEN. YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 2/4/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 12/11/2014 at 3:00 PM, S.B.S. Lien Services, As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 3/12/2010, as Document No. 2010000118955, Book , Page, of Official Records in the Office of the Recorder of ORANGE County, California, The original owner: BLAISE X BRYANT AND LORA M BRYANT The purported new owner: BLAISE X BRYANT AND LORA M BRYANT, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or national bank, a check drawn by a state or federal credit union, or a check drawn by state or federal savings and loan association, savings association, or a savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN AVE, ORANGE, CA. All right, title and interest under said Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any of the real property described above is purported to be: 48 VIA CORDOBA, RANCHO SANTA MARGARITA, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to wit: $22,442.92 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant: CORTE MELINA MAINTENANCE CORPORATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALE INFORMATION, PLEASE CALL (855)986-9342, or visit this Internet Web site www.superiordefault.com using the file number assigned to this case 2011-2764 . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(c) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. Date: 11/4/2014. S.B.S LIEN SERVICES, 31194 La Baya Drive, Suite 106, Westlake Village, California, 91362. By: Annissa Young, Trustee Sale Officer (11/14/14, 11/21/14, 11/28/14, SDI-10885)
Loan No.: 13-1904 DAPS, Inc. RESS Order No.: 75431 A.P. NUMBER 627-101-04 NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정 보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY [PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.] YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED August 13, 2013, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 12/05/2014, at 9:00 A.M. of said day, on the front steps to the entrance of the Orange Civic Center, 300 East Chapman Avenue, Orange, CA, RESS Financial Corporation, a California corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by DAPS, Inc., a Delaware Corporation recorded on 08/23/2013 in Book n/a of Official Records of Orange County, at page n/a, Recorder’s Instrument No. 2013000499212, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 08/01/2014 as Recorder’s Instrument No. 2014000309496, in Book n/a, at page n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: Lot 35, Tract 9292, per Book 384, pages 38 through 50, Miscellaneous Maps The street address or other common designation of the real property hereinabove described is purported to be: 27070 Hidden Trail Road, Laguna Hills, CA 92653. The undersigned disclaims all liability for any incorrectness in said street address or other common designation. Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said obligations at the time of initial publication of this Notice is $1,179,016.58. In the event that the deed of trust described in this Notice of Trustee’s Sale is secured by real property containing from one to four single-family residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee’s sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 75431. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: November 7, 2014 RESS Financial Corporation, as Trustee By: Bruce R. Beasley, President 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800)3437377 FAX: (951)270-2673 Trustee’s Sale Information: (714) 573-1965 www.priorityposting.com P1119956 11/14, 11/21, 11/28/2014
NOTICE OF TRUSTEE’S SALE TS No. CA-14-625896-RY Order No.: 140117232-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JIMMY CHARALAMBOUS, AN UNMRRIED MAN Recorded: 2/8/2007 as Instrument No. 2007000087123 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/5/2014 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $998,849.63 The purported property address is: 3 STANFORD COURT, COTO DE CAZA, CA 92679 Assessor’s Parcel No.: 755-051-02 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that
the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www. qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-625896-RY . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-625896-RY IDSPub #0072804 11/14/2014 11/21/2014 11/28/2014
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RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949-293-5691 TILE CONTRACTOR – Installing since 1988. Tile/Stone Installation for showers, tubs, flooring, fireplaces and backsplashes. Lic# 903343. FREE Estimates 949-201-5884 HIDDEN ROOM BOOKCASES, Finish Carpentry, Doors, Crown, Mantels, ALL Woodwork. 25 years in Coto de Caza and References. Patrick Lee 949-887-5534 SILVER CREEK LANDSCAPING – 25% Off - Call for Details – 949-753-0663 or Visit Us @ www.silvercreeknurseryinc.com HOUSECLEANING by Polish Married Couple. Professional, Experienced, Reliable with Local References. Call: 949-701-7494 mandm. housecleaning@yahoo.com WOOD Specialties – Interior, exterior molding, paneling, door, cabinets, patio covers, decks, gates, termite repair. Additions, remodeling. Lic#477356 Guy Gates (949) 306-8510
RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949-293-5691 ROOMSCAPES innovative design, great products, even better value. Discover the difference. Kitchen - Bath - Home. 949-448-9627 WWW.ROOMSCAPES.NETs FINEST OUTDOOR FURNITURE - We are Southern California’s source for the finest outdoor furniture including Brown Jordan, summer classics, Gloster, trop a tone, cast classics, fire pits, and patio umbrellas to make your outdoor living a pleasure bring this ad and save another 10% this week only. Victory Furniture 81 Technology Drive West Irvine California (949) 788-0386
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LOVING TENDER Care for Your Pets. Professional Pet Sitter and Dog Walker. 949767-7249 or visit rsmcrittercare.com
CUSTOM WOOD STAINING/REFINISHING. Time To Update Your Stairs Or Cabinets. Add Value and Beauty To Your Home. Stain Matching, Refinishing, Lacquering, Glazing and Varnishing. Local References Available. 714-299-5202
GET READY TO RELAX With a fabulous facial - or luxurious professional massage in a quiet and comfortable atmosphere by master technicians with skilled hands and soothing methods. Kalologie 360 Spa skincare, body massage. 25642 Crown Valley Parkway, Suite D1 Ladera Ranch CA 92694. Call us to book your appointment today at (949)-388-2360
WINDOW TREATMENTS - Drapery, roman shades, Upholstery, motorized shades, don’t ignore the economy of quality. Free in-home consultation.The Drapery Showcase - 23891 Via abricante #601 Mission Viejo,CA. (949)-587-1002
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no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 14-30362. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 11/12/2014 Law Offices of Les Zieve, as Trustee 30 Corporate Park, Suite 450 Irvine, CA 92606 For Non-Automated Sale Information, call: (714) 848-7920 For Sale Information: (714) 573-1965 www.priorityposting.com Christine O’Brien, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE P1120532 11/21, 11/28, 12/05/2014
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Coto de Caza News Legal Notices T.S. No. 14-30362 APN: 931-920-07 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/14/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: HUMBERTO CARRILLO ARTEAGA AND PAULA MARTINEZ HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 6/20/2007 as Instrument No. 2007000393192 in book , page of Official Records in the office of the Recorder of Orange County, California, Date of Sale:12/12/2014 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. Estimated amount of unpaid balance and other charges: $357,121.48 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 26431 Paseo Carmel Unit 7A San Juan Capistrano, CA 92675-2114 Described as follows: As more fully described on said Deed of Trust. A.P.N #.: 931-920-07 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If
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949.459.5400 #1 Team in CA & #4 in the U.S. Ken, Donnie & Christina Bowen RE/MAX REAL ESTATE GROUP Stacie Brick, Tamara Young, Renee Conrad, Drew Weddle, Parker Reed
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TURN-KEY ENTERTAINERS DREAM HOME
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STUNNING TURN-KEY VILLAGE HOME
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RARE MOSTLY SINGLE LEVEL HOME
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www.TheBowenTeam.com Page 32
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$1,035,000
BRE# 00935116