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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

November 6, 2015

2016 Fabulous Fall Fashions


The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Coto de Caza News

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 6, 2015

Top trends for a fall wardrobe update shirt to look crisp and professional,” says Bay. You can also do the same with a black T-shirt or add a punch of black and white with a handbag. Dresses - “Dresses made a major comeback. Every designer had a number of dresses in their collection,” says DeJohn. Dresses are easy, convenient and versatile. “They take you from day to evening,” says Bay. She recommends wearing a favorite dress with a motorcycle jacket and boots for day, and chandelier earrings and heels for evening. She cautions that the most important thing with

dresses is fit. And if you have an old dress with a great pattern or color, just add a motorcycle jacket to give it new life. Hats and scarves - According to DeJohn, hats are also making a comeback. He says they are an easy and practical update to any outfit, with a variety to suit all face shapes. Bay says scarves are another trend in fall accessories. For daytime, she recommends wearing a long woven scarf wrapped around multiple times, and for evening add a beaded scarf to a black dress.

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of houndstooth, Donegal tweed, and herringbone. “A tweed jacket is the perfect thing over something old,” says Bay, especially when it’s a colorful tweed over a colorful outfit. Other options include tweed scarves and even handbags. Leather - “When isn’t leather right?” asks Bay. DeJohn agrees adding whether it’s trim, collar and cuff, or the entire jacket, leather is something every woman should have in her closet this fall. You can find this incredibly versatile textile in jeans, blouses and accents, but according to Bay, the big story for leather is the motorcycle jacket. You can find motorcycle jackets in all price points, made from leather, faux leather, vinyl or patent leather. Added to your closet it will make anything look more current. Black and white - A perennial favorite of chic women the world over, black and white is a big trend for fall, especially when paired with a bright shocking color, says DeJohn. The perfect way to jazz up black and white is with a punch of the season’s soft orange, citrus green, bright royal blue, gold or royal purple. “You can put anything black and white over a white

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Fall fashion magazines can easily top 500 pages of skirts, tops, pants, coats and accessories; all deemed “must-haves” for the chilly weather ahead. The choices and trends can be staggering, but just because temperatures are falling doesn’t mean you need to drop a small fortune on a new wardrobe. Fashion experts from two of the Art Institutes schools share six of the top trends for fall and how you can use them to make the most of the pieces already in your closet. Animal print - “Look at any magazine and you’re going to see animal print,” says Stefani Bay, fashion instructor at The Illinois Institute of Art - Chicago. She says everything is in animal print. Whether black and white or a crazy color, this trend can be found on garments, shoes, bags and scarves. According to Bay, adding an animal print piece to any outfit in your closet will make you look “of the moment.” Tweed - “Tweeds are a very important fashion story this fall,” says Emil DeJohn, fashion instructor at The Art Institute of Philadelphia. Each year a variety of tweeds grace the runways of Fashion Week, but this year they are stealing the spotlight, especially in black and white versions

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November 6, 2015

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The Coto de Caza News

Segerstrom Center for the Arts Welcomes Germany’s Fauré Quartett in its Orange County Debut November 11, 2015 Segerstrom Center’s Chamber Music Series continues on Wednesday, November 11 at 8 p.m. with leading piano ensemble, Fauré Quartett. For its Center debut, the quartet will perform Mozart’s Piano Quartet in G minor, K.478, Martinů’s Piano Quartet No. 1, H. 287 and music from its namesake, Gabriel Fauré’s Piano Quartet No. 1 in C minor, Op. 15. The Quartett, which includes Dirk Mommertz, piano; Erika Geldsetzer, violin; Sascha Frömbling, viola and Konstantin Heidrich, cello, is known for its adventurous repertory that pushes the boundaries of chamber music programming by spanning centuries and musical genres. To help enrich the experience for audiences, a free Preview Talk with musicologist and author Herbert Glass will take place at 7:15 p.m. in Samueli Theater. Tickets for Fauré Quartett start at $29 and will go on sale Sunday, October 18 at 10 a.m. PST. Tickets will be available online at SCFTA.org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 556-2787. The TTY number is (714) 556-2746. Segerstrom Center for the Arts applauds special underwriting support from Sam B. Ersan and the

Colburn Foundation for its support of the Chamber Music Series. Kia is the Official Automotive Partner of the Center and United Airlines is the Official Airline of the Center. Classical KUSC is the Media Partner of the Chamber Music Series. Segerstrom Center’s 2015 – 2016 Chamber Music Series continues with the Dilijan Chamber Players, Dover Quartet and St. Lawrence String Quartet. The Fauré Quartett, has established itself as one of the world’s leading piano quartets within just a few years, discovering new sound fields in chamber music and performing compositions outside the mainstream repertoire. The members are visionary in their approach and highly regarded for their experiments and discoveries, including performances with the NDR Big Band, collaborations with Rufus Wainwright or Sven Helbig, engagements in clubs including Berghain, Cocoon Club or “Le Poisson Rouge” in New York and appearances on television programs such as Rhapsody in School, where children gain appreciation and enthusiasm for chamber music. The Quartett’s album, Popsongs in 2009, created a great deal of buzz in the press and with their fans. In the

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following year, the ensemble was awarded the ECHO Classic for their album classic beyond borders, their second award following their recording of Brahms’ piano quartets (Chamber Music recording of the year, 2008). Other prizes include the German Music Competition, the ensemble prize from Festspiele MecklenburgVo r p o m m e r n , i n t e r n a t i o n a l competition and recording awards, Music Prize Duisburg and Brahms prize Schleswig Holstein. The musicians of the Fauré Quartett are pioneers in many ways. They met in 1995 while studying in Karlsruhe for the 150th anniversary

of Gabriel Fauré. In 2006, they signed a contract with Deutsche Grammophon, promoting them to the Champions League of the classic music business. They made highly regarded benchmark-recordings of works by Mozart, Brahms, Mendelssohn and pop songs from Peter Gabriel and Steely Dan. For more information about the Faurée Quartett, visit www. faurequartett.de/en/the-quartet.en. Segerstrom Center for the Arts – Samueli Theater. 600 Town Center Drive Costa Mesa, CA 92626 T (714) 556-2121 F (714) 556-8984 SCFTA. org

Camino Health Center Auxiliary presents

Fashion Show 2015 The

Tuesday, November 24, 2015 Ten o’clock in the morning The Ritz-Carlton, Laguna Niguel Silent Auction | Fund-A-Day | Raffle Drawings | Luncheon Fashion Show featuring South Coast Plaza Retailers Ticket Price: $200 | Table of 10: $2,000 To purchase tickets: www.mission4health.com/CaminoFS or call Mission Hospital Foundation at (949) 364-7783

Experience a Swedish, Deep Tissue, Sports, Prenatal, Geriatric, Hot Stone or Aromatherapy Massage Call for a free consultation or to schedule your appointment

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Camino Health Center has been providing vital health care services to the medically underserved for more than 30 years. Offering primary medical care and laboratory services, as well as dental care for children and prenatal women. Camino also connects those in need to the Women, Infants and Children (WIC) Supplemental Nutrition Program and most recently began a Behavioral Health Program that is coordinated with our medical clinic. Two additional sites are currently being developed in San Clemente and Lake Forest. Camino relies heavily on the generosity of caring donors and local businesses to continue to provide essential health care services to our community.

Affiliated with Mission Hospital, St. Joseph Health


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CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

Ruth White Editor

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Kim Malaletkin

Legal Advertising Officers

Beverly Farmer, Art Director Graphics Department

D e c o r at e Y o u r H o m e w i t h T h a n k s g i v i n g W r e at h s Decorating your home for Thanksgiving can be both easy and fun. Thanksgiving decorations are not too hard to find, and they look really nice. The decorations can include candle holders, centerpieces, and even wreaths. Thanksgiving wreaths come in various designs and styles, including leaves, pumpkins, and even a little scarecrow! You can find Thanksgiving wreaths, including homemade wreaths, in various stores that sell seasonal and home decorations. This includes retail stores and online shopping websites such as Amazon. If you are looking to decorate your home for the Thanksgiving season, then here are a few Thanksgiving wreaths to look for online or offline, or to just get an idea of the kind of wreaths you can find.

Autumn Decorative Welc o m e B r o o m W r e ath Thanksgiving. scarecrow to everyone! and a wreath! It is decorated This wreath is actually a hand- A u t u m n / T ha n k s g i v i n g with mini orange pumpkins and made autumn broom. It is decorated measures at about 10 inches in Wreath. with fall colored leaves, pine cones, berries, and acorns. The center of it has a yellow and white welcome sign with a ribbon. The back has a wire hanger on it, so that you can hang it up and welcome your family, friends, and house guests!

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

November 6, 2015

This autumn/Thanksgiving wreath is decorated with fall c o l o r e d l e a v e s , b e r ri e s , a n d pumpkins. Great for decorating the home for the Thanksgiving season!

P u m p k i n & F e ath e r Autumn Halloween ScareWreath. crow Broom Wreath Fall Decorate your home this Colors. Thanksgiving with this pumpkin

This wreath is another handmade autumn broom. It is decorated with fall colored leaves and a friendly looking scarecrow in the center. The back has a wire hanger on it, so that you can hang it up and show off this adorable

& feather wreath. It is decorated with fall colored leaves, pumpkins,

P u m p k i n Ca n dl e R i n g Wreath for Fall, Autumn and Thanksgiving. This item is both a candle ring

diameter. This is great for decorating your home for Thanksgiving. Hang it up as a wreath or place it around a Thanksgiving candle! Hanging up Thanksgiving wreaths is a fun way to celebrate the Thanksgiving season! You can buy one or two wreaths to decorate your front and back door, or buy a few to decorate both the inside and outside of your home. Your wreaths will look nice and show everyone that you are ready to celebrate Thanksgiving! Have fun decorating your home with Thanksgiving wreaths this season! Happy Thanksgiving!

A goal is a dream with a deadline. ~Napoleon Hill

The Coto de Caza News is a member of the California Newspaper Association

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November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

HOW FAST WILL YOUR HOME BE SOLD?

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November 6, 2015

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Five fun and affordable fall activities your family will love Crisp air, changing leaves and cozy knit sweaters signify the return of autumn. Fall can be a busy time for most families, juggling back-to-school routines, carpools, homework, after school events and sports practice. Now is a great time to slow down, bring the whole family together and enjoy all of the exciting activities fall has to offer.Here are a few fun ways to spend quality time with your family and relish in fall to the fullest: 1. Visit an apple orchard. This is a great way to make the most of the beautiful fall weather and do something active with the family. Use apples to make apple sauce, a tasty tart or just slice them up for a great on-the-go snack. Try unique apple varieties you’ve never tried they all taste a bit different! Pack a picnic for the orchard and include Marzetti Caramel Dip Snack Packs to dip the apples you pick. The dips are an easy and fun way to treat your family to the flavors of fall. And with varieties like Old Fashioned and Fat Free, there’s something for everyone to enjoy. 2. Go for a nature walk. With the vibrant, colorful leaves and the cool, crisp air, autumn is a great time to get your family outdoors and learn more about nature in a local

nature preserve or state park. Pick up a few fall mementos along the way to integrate into crafts. For example, bring home some colorful leaves and decoupage them onto the outside of a mason jar to create a seasonal fall candle holder, or create a lively fallinspired canvas incorporating several different leaf shapes and colors. 3. Gear up for Holidays Host a Fall themed get-together by incorporating fun foods the kids can help prepare and will love to eat! Use a pumpkin-shaped cookie cutter to create cut-out cookies and involve the kids in decorating - with everything from sprinkles to frosting. Or, for a quick and easy themed treat, try making marshmallow lollipops drizzled with chocolate or caramel dip, then use chopped nuts or candy bits to make ghoulish faces.4. Visit a local farmers market. Fall offers a whole new repertoire of amazing fresh fruits and vegetables. Encourage your kids to try new items like figs, acorn squash or cauliflower. If they find samples that they enjoy, purchase a few and find a way to incorporate them into your next meal. You can also buy items such as tomatoes and pickle peppers in bulk, and then can at the end of season to store for the long winter ahead. 5. Have a bonfire.

As the weather cools down, bonfires are a great way to stay warm at night and make lasting family memories. Gather everyone together and reconnect by huddling around the fire in cozy blankets. Pour mugs of warm apple cider and munch on Nutty Caramel Popcorn while swapping ghost stories over the glow of the fire. Nutty Caramel Popcorn Ingredients: 1/2 cup Marzetti Old Fashioned Caramel Dip 2 tablespoons butter 8 cups popped microwave plain popcorn 1/2 cup peanuts Directions: Preheat oven to 250 degrees.

Spray a 13-by-9-inch baking dish with nonstick cooking spray and set it aside. Melt butter in small saucepan. Stir in dip; simmer over low heat five minutes, stirring frequently. You can even substitute other Marzetti dip flavors, like Peanut Butter Caramel or Sweet and Salty Caramel, for a tasty twist. Pour mixture over popcorn and peanuts in prepared dish. Stir until evenly coated. Bake 30 minutes, stirring every 15 minutes. Cool completely in dish on wire rack, about 45 minutes. For more family-friendly fall food inspiration and to find information about other tasty recipes, visit Marzetti Kitchens.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 6, 2015

San Juan hills Stallions Remain In The Playoff Race By: San Juan Hills Athletic Department Staff Photos by: Todd Miller After three weeks of South Coast League play the San Juan Hills Stallions are 2-1 and 8-1 overall with their only loss coming to Mission Viejo who now stands at 10-0 and the #1 team in Orange County. The San Juan Hills Stallions fell a couple of spots to #9 in the county after the 48-20 loss to the Diablos on October 23rd. Their first South Coast League win came on the road against El Toro on October 16th. The San Juan Hills Stallions jumped out to a 14-0 lead early in the game, but the Chargers answered back to tie the game 2121 at the half. The San Juan Hills Stallions fell behind early in the 3rd quarter after junior quarterback Dawit Wilson threw a short pass to Colin Kentros who took it 45 yards for the score. The lead changed again after the San Juan Hills Stallions scored on their next two possessions to take a 33-28 lead into the 4th quarter. However, the lead didn’t last long as Wilson again hit Kentros for a 54-yard touchdown to make the score 36-33. Behind the arm and legs of senior quarterback Patrick O’Brien, who finished the game with 267 yards passing and 118 yards rushing, the San Juan Hills Stallions would score again and then stop El Toro on downs from the 12-yard line to secure the 40-36 victory. Junior wide receiver Jacob Huff would have his sixth 100-yard receiving game of the season and currently leads the county in receiving yards with 1074 and averages 15.3 yards per catch. After the game, Head Coach Aaron Flowers commented, “I was very proud of how our team persevered through the ups and downs in this game. We haven’t been challenged like that in some time. They (El Toro) have a lot of weapons on offense and our defense came up with the stops we needed at the right times.”

The following week, the San Juan Hills Stallions returned home for a South Coast League showdown of undefeated teams. However, Mission Viejo proved to be too much to handle for the San Juan Hills Stallions as they jumped out to a 34-0 lead in the first half behind the excellent play of senior quarterback Brock Johnson who threw two touchdown passes to Jason Lee. Senior runningback Isaiah Miller would add two rushing touchdowns of his own in the first half. He opened the scoring in the game with a 25 yard touchdown run and his second touchdown covered 20 yards later in the 2nd quarter. It was the tale of big plays through out the game for the Diablos who finished with the 48-20 win and remained unbeaten. Stallion quarterback Patrick O’Brien would have his lowest output on the year going 28 of 40 for 205 yards with two touchdowns and an interception. Last week, on senior night, the San Juan Hills Stallions bounced back with a 55-15 victory over Dana Hills who fell to 0-9 on the year. O’Brien was 11 of 12 for 154 yards in the 1st half with 5 touchdown passes. He did not play in the second half. Junior quarterback Brady Bjorkman kept the Stallion offense rolling in the second half as he rushed for 111 yards on 6 carries scoring on a 24 yard run in the 3rd quarter. He earned player of the game honors after a stellar performance on both sides of the ball. He caught 3 passes for 35 yards, played defense, and returned kicks. With the win, the San Juan Hills Stallions improved to 2-1 and 8-1 on the year and set up a battle for 2nd place in the South Coast League with Tesoro. On the line in this matchup is a potential home playoff game in the first round of the playoffs. The San Juan Hills Stallions have an uphill battle as they face the Titans without two of their team leading junior runningbacks, Brock Cazel and Cole Suchesk, who suffered injuries against Mission Viejo.

Senior Peter Prescott intercepts a Mission Viejo pass in the endzone.

Junior Brady Bjorkman turns the corner against the Diablos.

Senior defensive back Griffin Snaza leads the Stallions out as the carrier of The Brand versus Mission Viejo.

Junior wide receiver Cayden McCluskey darts through the Mission Viejo defense.

The Rough Rider student sections gears up for another home game in The Badlands. The Coto de Caza News

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

November 6, 2015

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November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Harvesters Raise $675,000 to Fight Hunger with Fashion Photos by: Carla Rhea and Ryan Miller For the 23rd year, Harvesters dazzled 400 attendees at its Annual Harvesters Fashion Show and Luncheon while presenting the season’s coveted fashion trends and delivering the powerful message that the strongest statement Orange County style-makers can make is to care. The highly anticipated charitable tradition sponsored by South Coast Plaza at the renowned Segerstrom Center for the Arts in Costa Mesa raised $675,000 net for Irvine-based Second Harvest Food Bank of Orange County. “Harvesters efforts help lead the way for those served by Second Harvest to a future without the debilitation of being hungry,” said Melissa Knode, chair of the Harvesters. “With the goal of a hunger-free Orange County, we’ve tapped into a success model of fashion shows and intimate shopping experiences. I’m grateful to my co-chair Susan Croul and our wonderful group of dedicated Harvesters members for helping to make the 23rd Annual Harvesters Fashion Show and Luncheon a success. This year’s presentation pushed our total contributions over the past 23 years to over $6 million, and enabled Second Harvest to provide 1.6 million meals from this one event alone.” Beginning with a premier Jaeger-LeCoultre champagne reception and a silent auction replete with luxury indulgences and one-of-a-kind experiences, the latest trends were offered for local style-watchers to bid on, including jeweler Robert Procop’s donation of a pair of citrine cushion stud earrings from his Angelina Jolie collaboration. Guests then became immersed in a runway show sponsored by South Coast Plaza. The presentation in the Samueli Theater featured curated highlights from the fall/winter 2015 collections of iconic fashion houses and luxury brands such as Barbara Bui, Fendi, Lanvin, Marni, Max Mara, Moncler, Oscar de la Renta, Ralph Lauren, Roberto Cavalli, Salvatore Ferragamo, Valentino, and Versace. A luncheon followed immediately in the Renée & Henry Segerstrom Concert Hall. A fall salad, burrata agnolotti with pan roasted chicken, and lemon meringue pie or chocolate cake rochers were among the items served to the sold-out audience. All Fashion Show and Luncheon guests took home fashionable South Coast Plaza-sponsored tote bags. Additionally, diptyque Paris provided all Underwriters with various diptyque gifts including an array of luxury scented candles, diffusers and fragrances. The event concluded with the ever-popular Harvesters after party held at Center Club offering guests complimentary tray-passed wine, champagne and hors d’oeuvres. Harvesters created its annual runway presentation and fundraiser to aid Second Harvest Food Bank. One hundred percent of its profits benefit the Irvine-based organization. Last year’s Harvesters Fashion & Luncheon raised a net amount of $470,000. Both Newport Beach residents, Melissa Knode served as event chair and Susan Croul was co-chair for this year’s event. Harvesters are a dedicated group of women committed to raising funds and awareness for Second Harvest Food Bank of Orange County. Its annual campaigns have generated more than $5.5 million for Second Harvest Food Bank of Orange County, helping to feed hundreds of thousands of people over the past 23 years. Since its founding in 1983, Second Harvest has provided more than 350 million pounds of donated and surplus food to local charities – or the equivalent of 291 million meals – and helps feed more than 200,000 individuals every month. Hunger affects our county’s most vulnerable populations, including seniors, children, the working poor, the unemployed, and the homeless. For more information, visit http://feedoc.org. Page 12

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Debra Gunn Downing with Jennifer Segerstrom

Melissa Knode with Nicole Suydam and Susan Croul

Crisi Hosea and Yvonne Moyano

Patti Edwards and Jacquie Casey

Model on the runway with the fall/ winter 2015 collection by Versace


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 6, 2015

HOW FAST WILL YOUR HOME BE SOLD?

solD the same Day!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ soLD THe sAme DAY That the ad appeared in the coto de caza news” “ soLD THe sAme WeekenD The ad was in the coto de caza news” “soLD in THree DAYs After the ad appeared in coto de caza news” “soLD WiTHin THe sAme Week The ad was in the coto de caza news” “BuYers cAme in WAving our ad that was in the coto de caza news”

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.

Fact:93% of all homes sold within 90 days of listing were advertised in the coto de caza news

CUTTING-EDGE COLLISION REPAIR

ROLLS INTO RANCHO SANTA MARGARITA.

INTRODUCING THE NEW CALIBER COLLISION RANCHO SANTA MARGARITA 23251 Antonio Pkwy., Rancho Santa Margarita, CA 92688 949.888.8260

©2015 Caliber Collision. All rights reserved.

The Coto de Caza News

Page 13


November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Most Wonderful Time of the Year at Willow Manor!

Join us for our traditional Girls Night Out Thursday December 3, 2015 at 7:00 RSVP a must space is limited Prizes, Goodies, and Great Friends

949-858-1216 willowmanorgifts.com

22342 El Paseo • Suite F1 Rancho Santa Margarita, CA 92688

Page 14

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 6, 2015

TerraNova’s OneStep Ministry Presents

Masquerade Reverend Theodore Olson, Pastor Reverend Duy Le, Parochial Vicar

November 20th, 2015 • 6:00 pm Lake Forest Sun & Sail Club Tickets : www.OneStepMinistry.Org/Gala TerraNova’s OneStep Ministry Presents

Masquerade SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

saDDleback cares For yoU

No matter what struggles, hardships, or difficulties you are facing, we want you to know that you do not have to walk alone. Our support programs and signature ministries offer hope, help and healing to guide you through life’s challenging times and connect you with others who share a similar journey.

November 20th, 2015 • 6:00 pm Lake Forest Sun & Sail Club Tickets : www.OneStepMinistry.Org/Gala

More For Kids from the Friends of the Rancho Santa Margarita Library

Need prayer? Join us this weekend, and after the service, visit the Prayer Garden for personal, confidential prayer.

WeekenD service times Saturday: 4 & 6 PM* Sunday: 9 & 11 AM, 1 & 6 PM *ASL Interpreted.

neW Hope sUpport groUps

Find support, care, comfort, encouragement, hope and strength as you meet others who are facing the same difficulties. www.saddleback.com/supportgroups

saddleback chur ch ( 9 4 9 ) 6 0 9 - 8 0 0 0 w w w. s a d d l e b a c k . c o m , 

1 S a d d l e b a c k P k w y, L a k e F o r e s t , C A 9 2 6 3 0

BIRTH ANNOUNCEMENTS! The Coto de Caza News is happy to announce the birth of your newborn:

Baby’s Name: Date of Birth: Weight: Length: Proud Parents:

Send Photo!

Coto de Caza News 23472 Vista del Verde Suite 6 Coto de Caza 92679

Give your kids a chance to find that special book that sparks a lifelong love of reading. The Rancho Santa Margarita Friends of the Library nonprofit organization (rsmfol.org) has collected thousands of gently used children’s books for its biggest ever fall sale. There’s something for every kid from toddlers to teens, all at affordable prices. Adults will find treasures of their own among large collections

of cook books, how-to books, biographies and histories, as well as an exciting trove of old and rare classics. The sale will take place in the Rancho Santa Margarita Library Communi ty Room, 30902 La Promesa from 10 a.m. to 4 p.m. Friday, November 6 and from 10 a.m. to 3 p.m., Saturday, November 7. All proceeds go to support the Rancho Santa Margarita Library.

The Coto de Caza News

Page 15


November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert. Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890

Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill

Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages. “Now Open for Lunch”. New Hours: Tuesday – Thursday 11am – Midnight Friday – Saturday 11am - 1am Sunday 11am – Midnight

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.0072 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads. Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

Page 16

22302 El Paseo Ste I, RSM 949.459.7900

Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Rice & Spice Thai Cuisine

Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi

Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

22411 Antonio Pkwy Ste C 949.459.7676 San Giovanni’s Ristorante

Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

The Trough sandwich kitchen Farm Fresh Gourmet Sandwiches Open for Breakfast. Eat In, Take Out, Curbside Pick-up. Open Dailey 8am - 8pm.

31441 Santa Margarita Pkwy, Rancho Santa Margarita www.thetroughoc.com 949.709.5545

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining. Across from Saddleback Church

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

27412 Portola Pkwy, Foothill Ranch 949.340.2055

22205 El Paseo Ste A, RSM 949.858.0581

Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

Panera Bread

Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.589.8028

30642 Santa Margarita Pkwy, RSM 949.459.9000

Wood Ranch BBQ & Grill

Pizza E Vino

Mon-Fri at 4pm Sat & Sun at 11:30am

Open daily at 4:30pm

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225

The Coto de Caza News

Wan Fu Chinese Gourmet

22352 El Paseo, RSM 949.888.1100

G u id e Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 6, 2015

Family owned & operated

orange county’s Friendly, Family auto repair shop

smog cHeck

oFFicial smog cHeck & repair station

2975

most cars

$

$

+$8.25 cert

Trucks, vans, suv’s

$

39

75

4995

+Tax $3 Disposal fee Most cars Reg. $109.99

includes: new oil Filter And up To 5 Quarts of 5w/30 oil.

+$8.25 cert

mission viejo only smog service vehicles 2000 & newer. Cannot be combined with any other offer. expires 12/31/15

brake special

syntHetic oil cHange

Skid plates $5 extra. 5w/20 oil extra. Cartridge oil filters $10 extra. Cannot be combined with any other offer. expires 12/31/15

$

9995

Front or Rear Most cars Reg. $219.99

includes: new Brake Pads And resurfacing rotors if necessary vans, suv’s, trucks, and 4-wheel drives higher. Cannot be combined with any other offer. expires 12/31/15

Mercedes-Benz and BMW Certified Mechanics

T����� T����� - B��� S����� P������� 4th Annual Holiday Boutique Saturday, November 14th 9:00am – 3:00pm At: Tesoro High School 1 Tesoro Creek Rd. Las Flores, CA 92679

Quality vendors - Food and Refreshments, Raffle Table Bring your Family and Friends. Shop for the Holidays Unique gifts - Free parking Any questions, please contact Shannon @ 949-939-5914 – shannonestupinan@gmail.com

Happy Holidays!

PartyScapes Party Planning for all your Holiday Party needs LET US TAKE CARE OF IT FOR YOU! Servers Catering Entertainment Decor & more

949.716.1226

www.PartyScapesOC.com

Free

First-time cUstomer special

50%off

cHeck engine ligHt Diagnostic

Labor For Any Fluid Services

if service needed,

20%off

20%off Labor For Any Services

Labor For Any Services Cannot be combined with any other offer. expires 12/31/15

Cannot be combined with any other offer. expires 12/31/15

First-time cUstomer special

Cannot be combined with any other offer. expires 12/31/15

2 locations to serve you

rancho santa margarita (in the moBiL gas station)

31521 santa margarita Parkway, rancho santa margarita, cA 92688

(949) 264-6878

mission viejo (in the moBiL gas station)

26052 marguerite Parkway, mission viejo, cA 92692

(949) 367-0026

open 6 Days a Week Mon-Fri 8:00 A.M. - 6:00 P.M. Saturday 8:00 A.M. - 4:00 P.M. service@goodguysautocarecenter.com www.goodguysautocarecenter.com

Law Office of

JAMES D. STONE Recently, I relocated my office to Rancho Santa Margarita. I was an Anaheim Police Officer for 15 years and have been a Trial Attorney for the past 32 years, specializing in Criminal and Civil Defense. I personally have litigated over 600 cases in three (3) different states, thirteen (13) different counties and more than sixty (60) different courts. For more information regarding the law in your specific case, please contact my office for a free consultation, by phone or at my office.

Law Office of

JAMES D. STONE 30021 TOMAS, SUITE 300 RANCHO SANTA MARGARITA, CA 92688 TELEPHONE: (949) 433-9179 FACSIMILE: (949) 888-8829 E-Mail-jdstonelaw@netscape.net

The Coto de Caza News

Page 17


November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

M u m -T a s t i c – F a l l’ s F a v o r i t e F i r e w o r k s a t Sherman Library & Gardens This Weekend

Exciting Explosions of Vibrant Color ,Plus Food, Fun, and Enchanting Floral Arrangements Want to do something new this weekend? With fall season finally here, it is the perfect weekend to celebrate the queen of the fall flowers, the chrysanthemum. Starting November 7th and running through November 8th, Sherman Library & Gardens will once again play host to the Orange County Chrysanthemum Society’s Regional Chrysanthemum Show and Sale; Mum-Tastic – Fall’s Favorite Fireworks! Sherman Library & Gardens is a proud supporter of the Orange County Chrysanthemum Society. The mission of the society and the goals of this year’s show is to promote a wider interest in the cultivation of the chrysanthemum, encourage a greater use and display of the beautiful blooms; and increase the bonds of fellowship among growers of the chrysanthemum. Sherman Library & Gardens has its own mission to bring horticulture, education and art to the community. With hundreds of exhibition mums, topiaries and floral arrangements on display and for sale, it is easy to see why the grounds at Sherman Library & Gardens is the perfect setting for these rare and beautiful flowers. On display will be examples of single stem mums, container grown mums, basket mums, bonsai style mums, mum trees and cascade mums. The

Page 18

Chrysanthemum Show is a juried event and will be open to the public after 1 pm. Sherman Library & Gardens have expanded this year’s event to include an Artisan Fair on Saturday, November 7th. By expanding this event not only will visitors be able learn about chrysanthemums and the Orange County Chrysanthemum Society, but they will also experience Orange County’s local art scene and support around 15 local artists and crafters. On November 7th, the gardens and Artisan Fair will open at 10:30am, with the 15th Annual Chrysanthemum Show opening at 1 pm after judging has been completed. Enjoy live demonstrations by artists, hear interesting lectures by the Mum Society, dine at the Tea Garden Creperie and enjoy a day exploring the Gardens. Admission on Saturday November 7th is free and $5 on Sunday. The Artisan Fair is only on Saturday but, the Chrysanthemum Show, plant sale, Tea Garden Creperie and gift shop will be available and open all weekend. Sherman Library & Gardens and the Café Jardin is located at 2647 East Coast Highway, Corona del Mar, California 92625. For information call (949)673-2261

The Coto de Caza News


The Coto de Caza News

2 for Tuesdays 2 Large Pizzas 2 Toppings 2 GO $20.00

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 6, 2015

Wine Wednesdays 40% Off Bottles of Wine No Glut w Serv ing en Past Free P iz a& Rav za, ioli

949. 583.1289

Come in, sit down, you’re family at, San Giovanni Ristorante Special Events * Full Service Catering

www.beachhutdeli.com

www.sangiovanni.us 31931 Dove Canyon Drive Hours: Dove Canyon, CA 92679 Open Daily (949) 589-1900 5:00 pm - 9:00 pm

26051 la paz rd ste 180 mission viejo, California, 92691

Our Services

Coto General Store!

Final County Paperwork before Construction Begins. Great News! We have received our “Certificate of Completeness” from Orange County Planning Department! We’re just awaiting the signature on one final document and we’re ready to start up the bulldozers and begin construction. for more information go to: www.cotogeneralstore.com or email us at: info@cotogeneralstore.com

LARRY and CAROL

• • • • • • • • • • • • • •

Bridges Crowns Dental Hygiene Dentures Extractions Fillings Implants Invisalign Periodontics Root Canal Therapy Sedation Therapy Sleep Apnea Veneers Whitening

(949) 916-9600 | (949) 716-9900 www.globaldentalservices.com 24000 Alicia Pkwy, Suite 18 Mission Viejo, CA 92691 The Coto de Caza News

Page 19


November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Home Financial solutions Have you had a SHORT SALE, BANKRUPTCY, LOAN MODIFICATION or FORCLOSURE and been told that you can not Purchase a New Home? Newly released Loan Programs and Guidelines changes have made it easier then ever to purchase a New Home. Recent Changes: • Purchase with No Waiting Period after a Short Sale • Purchase with No Waiting Period after a Bankruptcy • Purchase with No Waiting Period after a Forclosure

“We take our clients and what we do seriously because at the end of the day, everyone should either be in the home of their dreams or keep the one they love so much. To some people, it’s just paperwork and numbers. But to us, it’s personal. It’s home.”

Please call to discuss your specific needs and situation.

Al Hensling 949-250-1300

www.uamco.com Purchase Refinance Loans to $15,000,000 

Personalized Mortgage Solutions

19782 MacArthur Blvd. Suite 250 Irvine, CA 92612 NMLS: 71287 CA BRE Lic: 01154798 Page 20

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

November 6, 2015

Page 21


November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

1. Coto de Caza News Readers can afford your very Best! According to reliable sources such as the U.S. census bureau the area served by the Coto de Caza News one of Orange County’s highest income groups. These affluent nearby homeowners in Coto de Caza, Dove Canyon, and the gated communities surrounding Rancho Santa Margarita have more money to spend and the time to spend it. Make sure that these readers are aware of your company and what you do by keeping a regular, affordable advertising message in the newspaper that all of them read every week 2. Why pay more to reach your most preferred customers? Smart business owners and marketing experts agree that the most expensive advertising is advertising that doesn’t work. Savvy business managers are wise to be concerned about high volume publications that don’t deliver a strong local audience that would bring you customers. Major daily newspapers like the Times and the Register reach nearly a million readers, but do you really need to pay their high prices to reach your customers in Coto de Caza, Dove Canyon and Rancho Santa Margarita? While some glossy monthly magazines are stylish, their costly rates may not be realistic compared to choosing a highly effective newspaper like the Coto de Caza News which is received by your most likely preferred customers of high income homeowners with advertising that costs you far less money. The Coto de Caza news is attractive, effective and affordable. 3. Why do Rancho Santa Margarita Readers read the Coto de Caza News? Even before it became a city in the year 2000, the Superior Court of Orange County adjudicated (approved) The Coto de Caza news as the official newspaper for Rancho Santa Margarita. That’s why you regularly see stories about the Rancho Santa Margarita City Council, RSM Chamber of Commerce, and Page 22

The Coto de Caza News

P AY L E S S T O A D V E R T I S E

TO REACH THE HIGH INCOME HOMEOWNERS OF COTO DE CAZA, DOVE CANYON AND RANCHO SANTA MARGARITA WHO WOULD LIKE TO BUY FROM YOU. prominent Rancho Santa Margarita people in the Coto de Caza News. So when you advertise In the Coto de Caza News you get more than just Coto de Caza readers. 4. U S Post office plus selected delivery makes this newspaper special! While everyone knows that the Coto de Caza news is delivered to every single family residence in Coto de Caza and Dove Canyon by the United States Post office, the Coto de Caza news is also handdelivered each week to local Rancho Santa Margarita area businesses, city hall, library, and other popular gathering spots where Rancho Santa Margarita residents can easily pick up a copy. 5. Who is this woman that raises hundreds of millions of dollars and how can she help me grow my business? If you don’t know her already, get to know Kelly Bennett, the top society columnist in Orange County. She also has the top rated radio show and television program “Breakfast with Gary and Kelly. Readers eagerly await her weekly column in the Coto de Caza News which features major charity events where the beautiful people of Orange County gather for fashionable luncheons and dinners which regularly raise millions of dollars for worthy causes. Permit us to say that placing your advertising where it is seen by people who can afford to give away millions is the best advertising purchase you will ever make. Read Kelly

The Coto de Caza News

Bennett’s “Society Scene “column every week in the Coto de Caza news and see why. 6. Free Online Advertising Coto de Caza News Version each week. While many people still prefer to have a hard copy of the Coto de Caza news to hold in their hand, our online version is equally popular for those who want to access our entire newspaper on their smartphone, tablet or computer. Your regular ad will appear in our online edition at no extra charge. Just click on Cotodecazanews.com. 7. How Fast Will this Home be sold? We’d like to share some actual quotes from local Coto de Caza area realtors: “SOLD THE SAME DAY that the ad appeared in the Coto de Caza News, SOLD THE SAME WEEKEND that the ad appeared in the Coto de Caza News, BUYERS CAME IN WAVING the ad that appeared in the Coto de Caza News.” Two factors determine how fast a house will sell: 1.Choose a skilled real estate professional 2. Advertise it in the Coto de Caza News FACT: 93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News. Whether you are selling homes or other desirable goods or services you should consider the Coto de Caza news for your advertising. 8. Extremely Affordable Classified Advertising Only a Dollar a Word.

In keeping with our motto of providing highly effective advertising at an affordable cost, the Coto de Caza news offers weekly classified advertising for only $1.00 a word with a 15 word minimum. You’re very welcome! 9.What does Good News mean to you? Most other news media is full of crime, war, celebrity scandals, and other kinds of bad news. We guarantee that when you place your advertising in the Coto de Caza news your ad will never be next to any kind of bad news. Our unusual but extremely delightful editorial policy of only printing good, positive family-friendly news makes reading this newspaper a pleasure. Keeping our readers happy keeps them in a pleasant mood when they are reading your advertising message. 10. Silent Salesman Works for you Seven Days a Week. Our surveys show that the Coto de Caza news has more “coffee table life” with readers keeping a copy of the newspaper in their homes as long as a full week which is far longer than any daily publication. If you’d like to see a little excitement in your sales figures, place a call to Coto de Caza News for fast action on advertising that is effective, attractive, and affordable Ask for one of our cheerful display advertising representatives to put some real power in your advertising when you call (949)-589-9990


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 6, 2015

Final Markel Insurance Grand Prix Qualifier Win Goes to Clarke Aboard a Brave Warrior

Lane Clarke celebrates the win with Nancy Percival, Mickey Hayden, April Branson, Melissa Brandes, Robert Ridland and Brandon Seger With 39 entries and 11 clean, the final qualifier of the Markel Insurance 1.40m Grand Prix Series kept everyone on the edge of their seats and saddles, as top contenders raced to be the fastest, and, of course, clean. Four riders each had two horses in the jump-off, Brazilian Eduardo Menezes, Australian Lane Clarke, Brazilian Josephina Nor Lantzman and Enrique Gonzalez of Mexico, followed by last week’s winner, American Susan Hutchison aboard Ziedento. With several speed demons aiming for the top prize, it was Lane Clarke piloting MH Wardance (owned by MH Warbucks) who took the quickest route without a fault. Demonstrating true warrior mentality, ‘Brave’, as Clarke calls him, performed this feat even after pulling a shoe partway through the jump-off round. First to return, Enrique Gonzalez with Chacna (Daniel Chavez Anicet, owner), was double clean in 43.01. Five riders followed but failed to catch Gonzalez, including Clarke and Semira De Saulieu (owned by Brookelane Farms), who had the time, 39.58, but dropped a rail at fence 11b. Menezes on his second mount, Carushka, set the new time to catch, speeding around the course clean in 39.36, almost four seconds faster than Gonzalez and seemingly unbeatable. Clarke proved that, in fact, he could be faster, when he returned on his second mount, MH Wardance.

Turning quick and tight after the first fence, an oxer set along the rail, they held a fast pace until they landed off fence 6 and let loose at a full gallop to the second to last fence (16, a tall vertical) and continued over the last oxer, fault free, with the winning time of 38.68, just under a second faster than Menezes. With well over $50,000 in prize money, the Markel Insurance 1.40m Grand Prix Final at The Las Vegas National is on the horizon, and Clarke has his eye on the possibilities. Eve Jobs is Victorious in Inaugural CashCall Mortgage U25 Final Cruz also created the track for the up-and-coming show jumpers. Using the entire field, the course offered options where riders needed to make decisions best suited for their horses. Jobs said, “I thought the course was great. It incorporated a lot of hard parts and had some time to breathe as well.” Several other experienced yet young show jumpers galloped onto the field for today’s class, including internationally-experienced Karl Cook and Nayel Nassar. However, it was two other rising stars who joined Jobs in the jump-off, Taylor Harris on Kavanagh IV (owned by Harris Equestrian, LLC) and Mitchell Endicott on Chicago Lyngriis (owned by RC MCD, LLC). Jobs set the pace, going clean in 40.54. Explaining her strategy, she said, “My turn after the white oxer to the vertical was tidy. And then I think

taking out one stride of the last line helped me out.” Harris, also clean, was a second slower for second place. Endicott had a mishap part-way through the jump-off, taking the third spot in the U25 Final. “We believe in the development of young horses and young riders,” DeLong commented. “After all, they are the future of our sport.” With the first year in the books, the DeLong family and Blenheim EquiSports look forward to the future of this U25 Division and Final. As the first class in a strong line-up of competition today, yet another competitive young rider event followed, the final phase of the Platinum Performance/USEF Show

Jumping Talent Search Finals West. Notably, Eve Jobs, who clearly had a superb weekend competitively, made it to the competitive Final Four and finished third overall. Mitchell Endicott also earned a spot in the Final Four, finishing fourth overall. Sunday rounded out a full week of fabulous finals at the International Jumping Festival, when the young horses are center stage on the Grand Prix Field as the Blenheim Young Horse Finals, presented by Fairbanks Valley Farm, culminate in three age divisions - five, six and seven-yearolds. The 2015 season at the Rancho Mission Viejo Riding Park at San Juan Capistrano has come to a close. Photos by: McCool

Eve Jobs and Sandor De La Pomme The Coto de Caza News

Page 23


November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Coto de Caza gets ready for El Niño storms 1. CREATE AN EMERGENCY FAMILY PLAN 2. EMERGENCY ACTION PLAN (RESIDENTIAL AND COMMERCIAL) 3. PREPARE A DISASTER SUPPLY KIT 4. SANDBAG CONSTRUCTION 5. SANDBAG SUPPLIERS 6. WHAT YOU NEED TO KNOW ABOUT FEDERAL DISASTER ASSISTANCE AND FEDERAL FLOOD INSURANCE 7. IF AN EVACUATION IS ADVISED Discuss what to do about power outages and personal injuries. Draw a floor plan of your home, and mark an escape route from each room. Locate the main electric fuse box, water service main, and natural gas main. Learn how and when to turn these utilities off. Teach all responsible family members. Keep necessary tools near gas and water shut-off valves. Remember, turn off the utilities only if you suspect the lines are damaged or if you are instructed to do so. If you turn the gas off, you will need a professional to turn it back on. Pick one out-of-state and one local friend or reative for family members to call if separated by disaster (it is often easier to call out-of-state than within the affected area). • Post emergency telephone numbers near telephones. • Teach children how and when to call 911, police and fire. • Teach children how to make long distance telephone calls. • Instruct household members to turn on the radio for emergency information. Pick two meeting places: • A place near your home in case of a fire. • A place in your neighborhood in case you cannot return home, • Learn the safest route from your home or job to high, safe ground in case you have to evacuate in a hurry, and be sure to keep your gas tank full!! • Take a basic first aid and CPR class. • Make at itemize list of personal property, including furnishings, clothing and valuables; photograph your home inside and out, which will help settle insurance claims. Keep photos in a safe deposit box. FOR MORE INFORMATION The federal Emergency Management Agency offers free publications on protecting your home and assembling and emergency kit, 1-800-638-6620. El Niño information is available on the agency’s web site: http://www.fema.gov RESIDENTIAL Losses due to flooding can often be cut dramatically by carrying out an effective pre- planned set of actions. The emergency plan may consist primarily of a checklist of things to be done and a little pre-thinki ng about where contents will be moved, who’s going to help, where things will be stored and so on. Among others, items on the emergency “to do “ list might include: • Moving items to be left in the structure to an upper floor or stacked Page 24

on top of each other to put at least some furniture above flood level. • Throwing curtains and drapes up over rods. • Pulling up and removing carpets and rugs. • Motors to be removed from furnace and other equipment located in the low levels of the house. • Unplug equipment that can’t be moved. • Assemble medicine, heirlooms, valuables and other items to be for taking during evacuation. COMMERCIAL Commercial and industrial sites offer the opportunity and need for more detailed planning and sometimes new construction or other preparations to facilitate putting the plan into action when necessary. This may include such things as: • Preparing electrical equipment for quick disconnect. • Preparing equipment for quick evacuation. • Keeping raw materials and products on pallets for quick removal. • Providing means for opening all necessary doors manually in the event of a power outage. Arranging for transportation when needed. • Arranging for storage space when needed. • Keeping on hand all items needed for rapid cleanup and restoration of production. EMERGENCY ACTION PLAN PREPARE A DISASTER SUPPLY KIT • List of important phone numbers (family, physicians, etc.) • Copy of insurance policy. • Credit cards and cash. • An extra set of car keys. • Inexpensive rabbit-ears television antennas to use when cable goes out. • Special items for infants, elderly or disabled family members. • Extra batteries. • Matches. • Clock (wind-up or batteryoperated). • Blankets or sleeping bags. • Scissors. • Plastic garbage bags. • Map of the area. • Clean change of clothes & rain gear. • A supply of non-perishable packaged or canned food and a non-electric can opener. • A first aid kit and prescription medications. • Flashlights and extra bulbs. • Battery-operated lanterns. (Candles and kerosene lanterns are fire hazards.) • Working fire extinguishers . • Battery-operated radio. • Assemble supplies you might need in an evacuation. Store them in an easy-to-carry container such as a backpack or duffel bag. Put aside in a special box in garage. Keep heat-sensitive items inside home and rotate stock throughout season. Batteries can go in refrigerator. WATER Having an ample supply of clean water is a top priority in an emergency. A normally active person needs to drink at least two quarts of water each day, hot environments can

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double that amount. Children, nursing mothers and ill people will need even more. You will also need water for food preparation and hygiene. Store a total of at least one-gallon per person, per day. You should store at least a two-week supply of water for each member of our family. If supplies run low, never ration water. Drink the amount you need today, and try to find more for tomorrow. You can minimize the amount of water your body needs by reducing activity and staying cool. Store water in sealed, unbreakable containers. Identify the storage date and replace every six months Sandbags The use of sandbags is a simple, but effective, way to prevent or reduce floodwater damage. Properly filled and placed, sandbags can act as a barrier to divert moving water around instead of through buildings. Sandbag construction does not guarantee a watertight seal, but is satisfactory for use in most situations. Sandbags are also used successfully to prevent overtopping of levied streams and for training current flow to specific areas. Untied sandbags are recommended for most situations. Tied sandbags should only be used for special situations when pre-filling and stockpiling may be required for specific purposes such as filling holes, holding objects in position or to form barriers backedby supportive planks. Tied sandbags are generally easier to handle and to stockpile, however sandbag filling operations can generally best be accomplished at or near the placement site and tying of bags would waste valuable time and effort. If the bags are pre-filled at a distant location, due consideration must be given to transportation vehicles and placement site access. The most commonly use bags are untreated burlap sacks available from feed or hardware stores. Empty bags can be stockpiled for emergency use and will be serviceable for several years if properly stored. Filled bags of earth material will deteriorate quickly. A heavy bodied or sandy soil is most desirable for filling sandbags, but any usable material at or near the site has definite advantages. Course sand could leak out through the weave of the bag (to prevent this double bag the material). Gravely or rocky soils are generally poor

choices because of their permeability characteristics. Sandbag barriers can easily be constructed by two people, as most individuals have the physical capabilities to carry or drag a sandbag weighing approximately 30 pounds the use of sandbags is a simple, but effective, way to prevent or reduce floodwater damage. Properly filled and placed, sandbags can act as a barrier to divert moving water around instead of through buildings. Sandbag construction does not guarantee a watertight seal, but is satisfactory for use in most situations. Sandbags are also used successfully to prevent overtopping of levied streams and for training current flow to specific areas. HOW TO FILL A SANDBAG Filling sandbags is a two-person operation: One member of the team should place the empty bag between or slightly in front of widespread feet with arms extended. The throat of the bag is folded to form a collar and held with the hands in a position that will enable the other team member to empty a rounded shovel full of material into the open end. The person holding the sack should be standing with knees slightly flexed and head and face as far away from the action of the shovel as practical. The shoveler should carefully release the rounded shovel full of soil into the throat of the bag. Haste in this operation can result in undue spillage and added work. The use of safety goggles and gloves is desirable and sometimes necessary. For large-scale operations, filling sandbags can be expedited by using bag holding racks, metal funnels, and power loading equipment. However, the special equipment required is not always available during an emergency. Bags should not be filled more than half full or less than onethird their capacity. PLACEMENT Remove any debris from the area where bags are to be placed. Place the l/2-filled bags lengthwise and parallel to the direction of flow. Fold the open end of the unfilled portion of the bag to form a triangle. (If bed bags are used, flatten or fire the tied end.) Place succeeding bags on the folded or fired portion of the previous bag and stamp into place to eliminate voids and form a tight seal.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 6, 2015

Don’t give up on skin during the colder months ahead During the fall, when temperatures drop, skincare steps that were crucial during the hot summer months can often be overlooked because skin isn’t as exposed. Instead of waiting until skin is uncomfortably dry and itchy, make sure you’re moisturizing every day so skin stays soft, smooth and supple. And with all of the gatherings and parties that happen through fall and winter, you want to feel comfortable and confident in whatever you wear - whether it’s a short cocktail dress or a sleeveless top. So, if you’re the type to hide red, flaky skin under layers of clothing every fall and winter, consider these simple tips that will have you prepared to bare your arms and legs during one of the biggest party seasons. * Stop the scratching - With dry air comes dry skin, which can cause irritating itchy spots. Scratching those spots damages the skin and leaves red welts amongst the white scaly patches. Add a little moisture into the air at home using a humidifier, especially in the bedroom where you sleep at night. Research by the University of Minnesota found that if the outdoor temperature is between zero and 40 F, and the indoor temperature is set at 70 F, the relative humidity level indoors should be between 30 and 40 percent. Your skin, hair and sinuses will notice the extra humidity indoors, helping you to feel more comfortable in your skin. * Moisturizer is key-- Although a simple step, moisturizing is often overlooked. But you’d be surprised how applying a layer every day can make you feel more comfortable and confident. “With all

the parties during fall and winter, you don’t have time to sacrifice fashion because of poor skincare choices,” shares FashionIndie.com blogger Beca Alexander. “There’s no better feeling than flaunting your legs in the perfect little black dress. Every day, I apply NIVEA Extended Moisture Body Lotion. It keeps my skin so moisturized and absorbs quickly. I also make sure to apply it to my arms and then spritz on my perfume - it helps the scent last!” -Areas to remember moisturizing include the elbows, feet and neck, as these areas build up a tough layer of skin when dried out. * Add a bit of coloring - Self-tanning product technology has improved greatly over the years, and allows women to give their skin a hint of color without exposing it to any UV rays. After moisturizing, carefully apply a spray or cream tanner to the skin, being sure to thoroughly wash your hands and wrists once finished. Apply lightly and work in layers, so you don’t overdo it with too much coloring. * Cater to special features - Lips, eyes and the nose are often affected by the colder temperatures more than the rest of the body. Be sure to give these features of your face loving attention with extra moisturizing products like lip balm and ointment during the winter months. Also be sure to cover your face while outside with scarves to help prevent additional damage from the cold wind. By maintaining your skin’s moisture as much as possible, you will feel much more comfortable and know that you can show off your beauty, even as the temperatures drop and the air gets drier.

Coto de Caza News Legal Notices

TSG No.: 140118893 TS No.: CA1500268998 FHA/VA/PMI No.: APN: 614-524-03 Property Address: 24461 PEACOCK ST LAKE FOREST, CA 92630 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/30/2015 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 11/30/2007, as Instrument No. 2007000708411, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: TRACY L. WHITNEY, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 614-524-03 The street address and other common designation, if any, of the real property described above is purported to be: 24461 PEACOCK ST, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $119,200.74. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in

the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1500268998 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: First American Title Insurance Company 6 Campus Cir, Bldg 6, 1st Floor Westlake, TX 76262 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0262639 To: COTO DE CAZA NEWS 11/06/2015, 11/13/2015, 11/20/2015

Coto de Caza News Legal Notices

T.S. No. 029111-CA APN: 806-072-02 NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/15/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 12/7/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 8/21/2007, as Instrument No. 2007000520466, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: ROBERT S RENNIE, AND VICTORIA L RENNIE, HUSBAND AND WIFE, AND MICHAEL J D’AMICO, AND KIMBERLY J D’AMICO, HUSBAND AND WIFE, ALL AS JOINT TENANTS WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: AUCTION.COM, DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY, 100 THE CITY DRIVE, ORANGE, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be:26 TWILIGHT LANE RANCHO SANTA MARGARITA, CALIFORNIA 92688-8507 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $405,572.38 If the

Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 029111-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (800) 280-2832 Publish: 11/6/2015, 11/13/2015, 11/20/2015

The Coto de Caza News

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November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Five Great Drought Tolerant Native Plants Native plants are the best choice a year once established – it will still for your garden - even when we’re be “showy” for you each Spring. The not in a drought - but when water is local hummingbirds will thank you. scarce Natives are the only logical selection. Plant in the fall or winter so natives become acclimated. Provide a little water in summer, in the early morning hours (much less than that required by traditional landscape plants) to encourage blooming and keep natives from going dormant. Here are five great drought tolerant natives for your local garden:

Penstemon spectabilis or showy penstemon, is a perennial native to coastal Southern California. It’s iridescent purple-blue flowers are present from April through May. In the wild you’ll find it blooming in the Coastal Sage Scrub and Chaparral plant communities. Plant it in the full sun and give it as little as 4” of water

Page 26

Baccharis pilularis, or coyote brush, is a shrub native to coastal California. Its fluffy white flowers bloom from September through January, providing an abundant source of nectar for beneficial insects through the fall and winter. While it is common in the coastal sage scrub and chaparral it is sadly under appreciated as a landscape plant. That should change! It can flourish in a wide range of conditions, it is drought tolerant, and stays green year round! Keep its natural shape or hedge it. Eriophyllum confertiflorum, or golden yarrow, is a small shrub (1 – 2 feet high) native to most of coastal California. It can bloom

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between February and August – that’s right, most of the year! It enjoys the full sun and is happy next to those penstemons mentioned earlier and the Artemisia mentioned next. Place it in the full sun where the butterflies can find it, but don’t over water!

Salvia apiana or white sage, is a shrub native to coastal southern California. Its delicate lavender flowers bloom from April through July, and its silver foliage looks spectacular year round. Salvia apiana likes sunny dry slopes and no extra water after A r t e m i s i a c a l i f o r n i c a , o r the first year. It loves to live near California sagebrush, is a shrub Artemisia californica, and it is happy (3-4 feet) native to most of coastal in most soils from sandy loam to clay. California. It put the ‘sage’ in coastal sage scrub – a native garden is not complete without at least one! Artemisia californica likes full sun and little or no water after established. It doesn’t seem to care if it lives in clay or sand, but don’t get it wet in the summer! It loves to grow next to Baccharis pilularis (mentioned earlier) and Salvia apiana (mentioned next). This is what “plant community” looks like, folks!


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 6, 2015

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Page 27


November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices T.S. No.: 9448-9112 TSG Order No.: 730-1500355-70 A.P.N.: 656-372-06 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 09/08/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 09/19/2006 as Document No.: 2006000621259, of Official Records in the office of the Recorder of Orange County, California, executed by: HYUN SOOK LUKSIC, AND MLADEN LUKSIC, WIFE AND HUSBAND AS JOINT TENANTS, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the attached legal description. Legal Description Parcel 1: All Of Lot 26 In The County Of Orange, State Of California, As Shown On Tract 12869, Filed In Book 583, Page(S) 14 Through 18, Inclusive, Of Miscellaneous Maps, In The Office Of The County Recorder Of Said County. Together With That Portion Of Lot C Of Said Tract 12869, Described As Follows: Beginning At The Southeasterly Corner Of Said Lot 26; Thence N. 87° 50` 00” E., 3.00 Feet Along The Easterly Prolongation Of The Southerly Line Of Said Lot 26; Thence N. 01° 34` 00” E., 50 11 Feet To A Point On The Easterly Prolongation Of The Northerly Line Of Said Lot 26; Thence S. 87° 50` 00” W., 3.49 Feet Along Said Easterly Prolongation To The Northeasterly Corner Of Said Lot 26; Thence Along The Easterly Boundary Of Said Lot 26 S. 01° 00` 00” W., 50.07 Feet To The Point Of Beginning. Said Land Is Shown As Parcel 8, Exhibit “B” Attached To That Certain “Lot Line Adjustment Ll 87-107 Recorded March 14, 1988 As Instrument No. 88-114019 Of Official Records Of Orange County, California. Except Therefrom All Oil, Gas, Minerals, Other Hydrocarbon Substances And Underground Water Lying Below A Depth Of 500 Feet, But With No Right Of Surface Entry, As Provided In Deed Recorded January11, 1988 As Instrument No. 012969, Official Records. Also Except Therefrom All Oil, Gas, Minerals, Other Hydrocarbon Substances And Underground Water Lying Below A Depth Of 500 Feet, But With No Right Of Surface Entry, As Provided In Deed Recorded June 27, 1988 As Instrument No. 88-305816, Official Records. Parcel 2: Non-Exclusive Easements For Access, Ingress, Egress, Drainage, Encroachment, Maintenance, Repairs And For Other Purposes, All As Described In The Master Declaration Of Covenants, Conditions And Restrictions And Reservation Of Easements For Nigel Summit (Master Declaration”) Recorded May 14, 1987 As Instrument No. 87-270341 And In The Supplemental Declaration And Notice Of Addition Of Territory For Nigel Summit Community Association And Establishment Of Delegate District (Delegate-District No.9) Recorded September 14, 1987 As Instrument No. 87-519196 (“Notice Of Addition”), Both Of Official Records Of Orange County, California. Sale Date & Time: 11/23/2015 at 12:00 PM Sale Location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 The street address and other common designation, if any, of the real property described above is purported to be: 30862 BELLE MAISON, LAGUNA NIGUEL, CA 92677 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $1,202,347.43 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, (800) 758-8052 for information regarding the trustee’s sale or visit this Internet Web site, https://homesearch.com/, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9448-9112. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: https://homesearch.com/ or Call: (800) 758-8052. NBS Default Services, LLC, Kim Coker, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. NPP0261454 To: COTO DE CAZA NEWS 10/30/2015, 11/06/2015, 11/13/2015

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T.S. No.: 9508-1408 TSG Order No.: 00304492 A.P.N.: 654-402-13 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03/07/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 04/23/2003 as Document No.: 2003000454326, of Official Records in the office of the Recorder of Orange County, California, executed by: MOHAMAD D. HOSSEINZADEH, AND NOUSHIN N. HOSSEINZADEH, HUSBAND AND WIFE, AS JOINT TENANTS, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the attached legal description. Sale Date & Time: 11/12/2015 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 29392 CROWN RIDGE, LAGUNA NIGUEL , CA 92677 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $98,688.88 (Estimated) as of 10/23/2015. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9508-1408. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.nationwideposting.com or Call: 916939-0772. NBS Default Services, LLC, Nicole Rodriguez, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCEL 1: LOT 83 OF TRACT NO. 12969, IN THE CITY OF LAGUNA NIGUEL, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 603, PAGES 1 THROUGH 15 INCLUSIVE, OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. PARCEL 2: NON-EXCLUSIVE EASEMENTS FOR ACCESS, INGRESS, EGRESS, MAINTENANCE, REPAIR, DRAINAGE, ENCROACHMENT, AND FOR OTHER PURPOSES, ALL AS DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR FIELDSTONE COLLECTION LAGUNA NIGUEL (“ DECLARATION”), RECORDED DECEMBER 15, 1988 AS INSTRUMENT NO. 88-653288 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA, AND ANY AMENDMENTS THERETO, AS IMPOSED BY THAT CERTAIN NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR PHASE 6 OF FIELDSTONE COLLECTION LAGUNA NIGUEL (“NOTICE”), RECORDED MAY 9, 1989 AS INSTRUMENT NO. 89-246104 OF SAID OFFICIAL RECORDS. NPP0260803 To: COTO DE CAZA NEWS 10/23/2015, 10/30/2015, 11/06/2015

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Coto de Caza News Legal Notices Trustee Sale No. : 00000004898670 Title Order No.: 7301401553-70 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/30/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/02/2006 as Instrument No. 2006000077712 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: CHOONGWON LEE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/16/2015 TIME OF SALE: 12:00 PM PLACE OF SALE: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 19431 RUE DE VALORE UNIT 33D, FOOTHILL RANCH, CALIFORNIA 92610 APN#: 939-11-627 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $355,241.20. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-758-8052 for information regarding the trustee’s sale or visit this Internet Web site www.homesearch.com for information regarding the sale of this property, using the file number assigned to this case 00000004898670. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: XOME 750 HIGHWAY 121 BYP, SUITE 100 LEWISVILLE, TX 75067 800-758-8052 www.homesearch. com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/09/2015 NPP0260472 To: COTO DE CAZA NEWS 10/23/2015, 10/30/2015, 11/06/2015

Trustee Sale No. : 00000005338744 Title Order No.: 8564035 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/05/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/13/2005 as Instrument No. 2005000542484 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: KENNETH W. BLAKE AND ASTRID L. BLAKE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/12/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 21401 VINTAGE WAY, LAKE FOREST, CALIFORNIA 92630 APN#: 837-371-18 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $467,823.14. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 00000005338744. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916-939-0772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/15/2015 NPP0261001 To: COTO DE CAZA NEWS 10/23/2015, 10/30/2015, 11/06/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-14-626483-RY Order No.: 100693718 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/3/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RODNEY O. HURT, AN UNMARRIED MAN Recorded: 10/4/2006 as Instrument No. 2006000661277 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/30/2015 at 3:00PM Place of Sale: On the front steps to the entrance of the Orange Civic Center, located at 300 E. Chapman Orange, California 92866 Amount of unpaid balance and other charges: $522,291.77 The purported property address is: 29751 MILLPOND COURT, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No.: 650-072-45 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you

should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 888-988-6736 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-626483RY . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 888-988-6736 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-626483-RY IDSPub #0094265 11/6/2015 11/13/2015 11/20/2015


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Coto de Caza News Legal Notices

TSG No.: 8110138 TS No.: CA1300253292 FHA/VA/PMI No.: APN: 933-74-427 Property Address: 51 VIA MADERA RANCHO SANTA MARGARITA, CA 92688 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/30/2015 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/16/2006, as Instrument No. 2006000109148, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: CHRISTINE KULFAN, A SINGLE WOMAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 933-74-427 The street address and other common designation, if any, of the real property described above is purported to be: 51 VIA MADERA, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $375,252.78. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1300253292 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: First American Title Insurance Company 6 Campus Cir, Bldg 6, 1st Floor Westlake, TX 76262 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0262769 To: COTO DE CAZA NEWS 11/06/2015, 11/13/2015, 11/20/2015

Trustee Sale No. : 00000005281530 Title Order No.: 8555844 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/21/2014. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/22/2014 as Instrument No. 2014000200054 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: RICARDO D. RODRIGUEZ AND KELLY A. RODRIGUEZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/30/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 22345 CAMINITO DANUBO, LAGUNA HILLS, CALIFORNIA 92653 APN#: 938-382-77 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $425,542.98. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 00000005281530. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916-939-0772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/21/2015 NPP0261723 To: COTO DE CAZA NEWS 11/06/2015, 11/13/2015, 11/20/2015

T.S. No. 14-1747-11 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/27/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: RAMI KANJO Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 3/29/2007 as Instrument No. 2007000201505 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 18 VIA GATILLO RANCHO SANTA MARGARITA, CA 92688 A.P.N.: 836-49120 Date of Sale: 12/2/2015 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $667,559.58, estimated The undersigned

Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 14-1747-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/3/2015 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: 916-939-0772 www.nationwideposting.com Sindy Clements, Foreclosure Officer PLEASE BE ADVISED THAT THE WOLF FIRM MAY BE ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION YOU PROVIDE WILL BE USED FOR THAT PURPOSE. NPP0262276 To: COTO DE CAZA NEWS 11/06/2015, 11/13/2015, 11/20/2015

November 6, 2015

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-653837-JP Order No.: 14-0025197 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/8/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BRYAN BOWERS AND LARINA BOWERS, HUSBAND AND WIFE. AS JOINT TENANTS Recorded: 6/16/2005 as Instrument No. 2005000464300 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/7/2015 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $671,079.05 The purported property address is: 21012 MORNINGSIDE DR, TRABUCO CANYON, CA 92679 Assessor’s Parcel No.: 842-131-05 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-653837JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-653837-JP IDSPub #0094563 11/6/2015 11/13/2015 11/20/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-15-661381-CL Order No.: 150047994-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/27/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JUAN LOPEZ, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY Recorded: 9/2/2008 as Instrument No. 2008000415169 and modified as per Modification Agreement recorded 4/4/2013 as Instrument No. 2013000203448 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/7/2015 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $483,521.72 The purported property address is: 9 BOBWHITE LANE, ALISO VIEJO, CA 92656 Assessor’s Parcel No.: 623-261-37 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-15-661381CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-661381-CL IDSPub #0094725 11/6/2015 11/13/2015 11/20/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00811405 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JONATHON MATTHEW STEVENS. Petitioner(s) JONATHON MATTHEW STEVENS has/have filed a petition with this court for a decree changing name(s) as follows: JONATHON MATTHEW STEVENS to JONATHON STEVENS CZABAN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on JANUARY 05, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 24, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 10/30/2015, 11/06/2015, 11/13/2015, 11/20/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00815521 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of TIMOTHY MURPHY DOWELL, JR. Petitioner(s) TIMOTHY MURPHY DOWELL, JR has/have filed a petition with this court for a decree changing name(s) as follows: TIMOTHY MURPHY DOWELL, JR to MASON DOWELL WASHINGTON. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on JANUARY 28, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 19, 2015 MICHAEL BRENNER - Judge of the Superior Court Coto de Caza News – 10/23/2015, 10/30/2015, 11/06/2015, 11/13/2015

The Coto de Caza News

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November 6, 2015

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Coto de Caza News Legal Notices T.S. No. 029857-CA APN: 627-402-12 NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/9/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 12/3/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 8/21/2007, as Instrument No. 2007000520402, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: PHILIP A. GODFREY AND KAREN K. GODFREY, AS CO-TRUSTEES OF THE GODFREY TRUST ESTABLISHED MAY 9, 2006, BY PHILLIP A. GODFREY AND KAREN K. GODFREY, TRUSTORS WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be:25362 GALLUP CIRCLE LAGUNA HILLS, CALIFORNIA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $1,860,497.03 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 029857-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 Publish: 10/30/2015, 11/6/2015, 11/13/2015

Loan No.: Title Order No.: Trustee’s Sale No.: 14-100147 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS ONLY APPLICABLE TO NOTICE(S) MAILED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED JULY 25, 2013. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On NOVEMBER 19, 2015 at 10:00 a.m., C&H TRUST DEED SERVICE, as duly appointed or substituted Trustee, under the certain Deed of Trust executed by HOUSHANG E. ESFAHANI AND FARRAH ESFAHANI, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP as Trustor, to secure obligations in favor of FAEZEH AFCHEHE, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY as Beneficiary, recorded on 07/30/2013 as Instrument No. 2013000452728 of Official Records in the office of the County Recorder of ORANGE County, California. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER for cash, or cashier’s check, (payable at the time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank specified in section 5102 of the Financial Code and authorized to business in this state) ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CALIFORNIA all right, title and interest conveyed to and now held by it under said Deed of Trust in and to the following described real property situated in the aforesaid County and State, to wit: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST. The street address or other common designation of the above-described property is purported to be: 24941 Nellie Gail Road, Laguna Hills, California, Assessor’s Parcel No. 627-051-04, 27671 Gold Dust Lane, Laguna Hills, California, Assessor’s Parcel No. 636-381-11. The undersigned Trustee disclaims any liability for any incorrectness of the street address and/or other common designation, if any, shown hereinabove. Said sale will be made, but” without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust, to wit: Said property is being sold for the express purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is estimated to be $200,631.21. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a writ-

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Trustee Sale No. : 00000004540332 Title Order No.: 140143108 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/31/2006 as Instrument No. 2006000736984 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JAMES C. WAND, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/19/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 32031 EAST NINE DRIVE, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 670-221-04 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,403,821.25. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 00000004540332. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916-939-0772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/19/2015 NPP0261288 To: COTO DE CAZA NEWS 10/30/2015, 11/06/2015, 11/13/2015

ten Declaration of Default and Demand for Sale, and a written Notice of_ Default and Election to Sell. The undersigned Trustee, or predecessor Trustee, has caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (949) 860-9155 for information regarding the trustee’s sale or visit www.innovativefieldservices.com for information regarding the trustee’s sale using the file number assigned to this case, which is 14-100147. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. PLEASE TAKE NOTICE THAT if the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Further, if the foreclosure sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid and shall have no further recourse or remedy against the Mortgagor, Mortgagee, or Trustee herein. If you have previously been discharged in bankruptcy, you may have been released of personal liability for this loan in which case this notice is intended to exercise the note holders rights against the real property only. As required by law, you are notified that a negative credit reporting may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligation. Dated: 10/23/2015 C&H Trust Deed Service, as Successor Trustee By: Coby Halavais, Trustee Sale Officer (IFS# 1244 10/30/15, 11/06/15, 11/13/15)

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The Coto de Caza News

Coto de Caza News Legal Notices Trustee Sale No. : 00000004735920 Title Order No.: 7301502998-70 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/12/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/19/2004 as Instrument No. 2004000324646 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: RIFAT AHMED, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/20/2015 TIME OF SALE: 12:00 PM PLACE OF SALE: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 17 DOUGLASS DRIVE, TRABUCO CANYON, CALIFORNIA 92678 APN#: 755-264-49 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $910,947.52. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-758-8052 for information regarding the trustee’s sale or visit this Internet Web site www.homesearch.com for information regarding the sale of this property, using the file number assigned to this case 00000004735920. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: XOME 750 HIGHWAY 121 BYP, SUITE 100 LEWISVILLE, TX 75067 800-758-8052 www.homesearch.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/15/2015 NPP0261101 To: COTO DE CAZA NEWS 10/30/2015, 11/06/2015, 11/13/2015

T.S. No. 025024-CA APN: 614-501-26 NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 11/12/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 11/17/2006, as Instrument No. 2006000778251, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: WAYDEN ENCISO, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: LOT 5 OF TRACT NO. 9453, IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 384, PAGES 17 TO 20, INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID ORANGE COUNTY The street address and other common designation, if any, of the real property described above is purported to be:24212 SPARROW STREET LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $757,177.51 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 025024-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 Publish: 10/23/2015, 10/30/2015, 11/6/2015

LOW COST CLASSIFIEDS ONLY $1.00 PER WORD! T.S. No.: 9985-7692 TSG Order No.: 00194301 A.P.N.: 654-192-05 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 05/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 05/29/2007 as Document No.: 2007000344457, of Official Records in the office of the Recorder of Orange County, California, executed by: IKHO KANG, AND UNSOON K. KANG, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the attached legal description. Sale Date & Time: 11/12/2015 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 29255 KESTREL LANE, LAGUNA NIGUEL, CA 92677 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $762,791.38 (Estimated) as of 10/30/2015. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or

may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9985-7692. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www. nationwideposting.com or Call: 916-939-0772. NBS Default Services, LLC, Nicole Rodriguez, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: LOT 19 OF TRACT NO. 9790, IN THE CITY OF LAGUNA NIGUEL, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 410, PAGES 21 THROUGH 23, INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. NPP0260490 To: COTO DE CAZA NEWS 10/23/2015, 10/30/2015, 11/06/2015


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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00811464 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ANDREW DEON BIGGERS. Petitioner(s) ANDREW DEON BIGGERS has/ have filed a petition with this court for a decree changing name(s) as follows: ANDREW DEON BIGGERS to ANDREW DEON BIGGERS-HERBERT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on JANUARY 05, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 24, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/06/2015, 11/13/2015, 11/20/2015, 11/27/2015 LIEN SALE NOTICE IS HEREBY GIVEN pursuant to Sections 3071 and 3072 of the Civil Code of the State of California, the undersigned, A.C. TOWING, INC 180 CALLE IGLESIA SAN CLEMENTE, CA 92673 will sell at a public sale on NOVEMBER 17, 2015 at 10:00 a.m. the following property: CA License#: 6YEX960 Veh ID#: 1C3LC65M38N268286 Make: CHRYSLER, Year: 2008, Model: SEBRING, Style: 2 DOOR. The Lienholder has the right to bid at the sale. The Coto De Caza News – 11/06/2015

Jordan, summer classics, Gloster, trop a tone, cast classics, fire pits, and patio umbrellas to make your outdoor living a pleasure bring this ad and save another 10% this week only. Victory Furniture 81 Technology Drive West Irvine California (949) 788-0386 GET READY TO RELAX With a fabulous facial - or luxurious professional massage in a quiet and comfortable atmosphere by master technicians with skilled hands and soothing methods. Kalologie 360 Spa skincare, body massage. 25642 Crown Valley Parkway, Suite D1 Ladera Ranch CA 92694. Call us to book your appointment today at (949)-388-2360 WINDOW TREATMENTS - Drapery, roman shades, Upholstery, motorized shades, don’t ignore the economy of quality. Free in-home consultation. The Drapery Showcase - 23891 Via abricante #601 Mission Viejo,CA. (949)587-1002 mUSIC MUSIC LESSONS OC Music Center located in RSM at Empressa & Aventura www.ocmusiccenter.com. Call 949-8580900

November 6, 2015

stables Maxwell Stables in Coto, stalls available 12x24 covered stalls, feed & clean twice daily. (949) 858-9700 or 636-3458 TRANSPORTATION LIMO SERVICE AT TAXI PRICE! Serving Southern California any Airport. Reliable and On-Time. Reservations Recommended. Call 949-554-5366 or 714-222-2328. BO LIMO SERVICE

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The Coto de Caza News

Page 31


November 6, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

BULLOCK RUSSELL ď Ź

real estate services

top

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Flo Bullock and John Russell

2015

CO

TO

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PRESENTED BY

DE CA

2 MICHENER LANE Coto de Caza

5 Beds + Bonus | 4.5 Baths 4,492 ESF Listed at: 1,449,000 MAIN FLOOR MASTER SUITE CALL TO SET UP AN APPOINTMENT TODAY

R Y NE RR W A C O L IL W

W W W. FA L C O N R I D G E E S TAT E . C O M

22442 Via Pajaro Coto de Caza

Listed at: 17 Rue Cezanne $9,500,000 Coto de Caza

Dana Point

$1,698,000

D IZE -S L O OT PO L

N EA S OC IEW V

33832 Blue Lantern

Listed at:

Listed at: $1,549,000

22 Van Gogh Coto de Caza

Listed at: $1,595,000

T E N IC E PR VEM O PR IM

10 Eastridge

Listed at:

7 Saratoga

Listed at:

Coto de Caza

$949,000

Dove Canyon

$998,000

T E N IC E PR VEM O PR IM

O L S T AI CK E TR A B RS HO

11 Manorwood

Listed at:

21 Inverary

Listed at:

23482 Via Alondra

Listed at:

Coto de Caza

$979,000

Dove Canyon

$889,000

Coto de Caza

$995,000

(949) 614-0071 Page 32

The Coto de Caza News

www.BullockRussell.com

AGENT ALLIANCE OC BRE: 01343119 / 01512593


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