Coto 11 7 14 by Mission Viejo News Group

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

November 7, 2014

Coto de Caza Gets Holiday Headstart on

FITNESS

November 7, 2014

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 7, 2014

Walking to Exercise for Fitness Better Health and Fitness Are Just Steps Away By Nancy Shepherd For years it was believed that exercise for fitness had to be very strenuous to have any noticeable benefit. However, it is now recognized that something as simple as walking can be as efficient as more rigorous activities. The key is the type of walking you do. Simply strolling is better than nothing; it at least gets you moving and keeps your joints limber. But if you’re walking to exercise for fitness, you’ll need to step up the pace. Depending on your current health and your fitness goals, you can choose from brisk walking, power walking, and pole walking. Brisk walking can help you lose weight, improve your mood, manage Type 2 diabetes, lower blood pressure, and normalize cholesterol. Done consistently, it is as effective for reducing the risk of heart attack as jogging. As a weight-bearing exercise, it also contributes to strong bones and reduces risk from osteoporosis. All it takes is a good, supportive pair of walking shoes and enough space to work up to a good pace. To gain the benefits of brisk walking, your speed should be fast enough to raise your heart rate, but still

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allow you to comfortably carry on a conversation. After a five to ten minute warm-up at a slower pace, increase to the brisk pace and maintain it for at least 30 minutes. You’ll get best results from engaging in the activity no fewer than five days a week. The next level of walking for fitness is power walking. At this level you can burn almost as many calories as jogging but without the jarring impact on your joints. In one study, women who incorporated three power walks per week into their walking routines lost five times as much belly fat than women whose workouts consisted of only brisk walking -- even though they burned the same number of calories. To take your workout to the power walking level, do your warm-up walk, then bend your elbows and swing your arms as you stride energetically. Strive for a pace of four miles an hour, an intensity at which conversation is no longer comfortable. Pole walking gives you all the benefits of power walking and then some. Adding poles to your walking routine involves more muscles of the upper body, so you burn more calories and tone your upper body as well as your legs. Additionally, the

poles provide stability and relieve some of the load from the hips and knees, which may make it easier for older people to take part. Walking with poles results in a greater aerobic workout without having to walk any faster. Even though using the poles raises the heart rate higher and burns more calories than walking without poles, walkers don’t perceive the exertion as harder. It has also been reported to relieve neck and shoulder pain. To pole walk correctly, it is best to get some instruction so you’ll get the most from your efforts. You’ll learn the proper length for your poles and the most effective techniques. Generally, walking with poles is like power walking, except that you will push down and back on the poles to propel yourself more powerfully with each stride. There’s no longer any excuse for not working out. Walking to exercise makes improved fitness accessible to nearly everyone. Start where you are and do as much as you can do. As your fitness improves, step up to the next level of walking and you’ll be taking positive steps toward better health.

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November 7, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Decorate Your Home with Thanksgiving Wreaths Decorating your home for Thanksgiving can be both easy and fun. Thanksgiving decorations are not too hard to find, and they look really nice. The decorations can include candle holders, centerpieces, and even wreaths. Thanksgiving wreaths come in various designs and styles, including leaves, pumpkins, and even a little scarecrow! You can find Thanksgiving wreaths, including homemade wreaths, in various stores that sell seasonal and home decorations. This includes retail stores and online shopping websites such as Amazon. If you are looking to decorate your home for the Thanksgiving season, then here are a few Thanksgiving wreaths to look for online or offline, or to just get an idea of the kind of wreaths you can find.

and house guests!

Autumn Halloween Scarecrow Broom Wreath Fall Colors.

This wreath is another handmade autumn broom. It is decorated with fall colored leaves and a friendly looking scarecrow in the center. The back has a wire hanger on it, so that you can hang it up and show off this adorable scarecrow to everyone!

Autumn/Thanksgiving Wreath.

This autumn/Thanksgiving wreath is decorated with fall colored leaves, berries, and pumpkins. Great for decorating the home for the Thanksgiving season!

P u m p k i n & F e at h e r Autumn Decorative Wel- Wreath. Decorate your home this c o m e B r o o m W r e at h Thanksgiving with this pumpkin Thanksgiving. & feather wreath. It is decorated measures at about 10 inches in decorate your front and back door,

This wreath is actually a handmade autumn broom. It is decorated with fall colored leaves, pine cones, berries, and acorns. The center of it has a yellow and white welcome sign with a ribbon. The back has a wire hanger on it, so that you can hang it up and welcome your family, friends,

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with fall colored leaves, pumpkins, diameter. This is great for decoratP u m p k i n Ca n d l e R i n g ing your home for Thanksgiving. Hang it up as a wreath or place Wreath for Fall, Autumn it around a Thanksgiving candle! and Thanksgiving. Hanging up Thanksgiving This item is both a candle ring wreaths is a fun way to celebrate and a wreath! It is decorated the Thanksgiving season! You with mini orange pumpkins and can buy one or two wreaths to

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or buy a few to decorate both the inside and outside of your home. Your wreaths will look nice and show everyone that you are ready to celebrate Thanksgiving! Have fun decorating your home with Thanksgiving wreaths this season! Happy Thanksgiving!

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

ALSO ON THE WEB COTODECAZANEWS.COM

CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Kim Malaletkin Katherine Waterhouse Legal Advertising

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza

November 7, 2014

Fitness Tips – Identifying Roadblocks Lifetime Fitness A few weeks ago, you might have been an exercise newbie, negotiating your way through those first workouts that seemed impossible, and tough. I bet you never thought you’d survive those first few weeks! But look at you now - you’ve got it all covered. You’re not only feeling good but are also continuing to exercise regularly as well. You’re in total control of your diet too - good for you! I hope you continue with your good habits, and stay on track. Here is the next step to help you stay committed to your fitness plan:

Identifying Roadblocks

Fitness Roadblock No. 1: Don’t fall for fitness routines or diets that offer quick-fix solutions There is no shortage of fad diets and fitness routines that promise the moon but these seldom work. Steer clear of these quick fixes. Instead, making positive changes in your daily routine such as quitting smoking, along with a good fitness plan, can help you obtain your fitness goals quicker. Fitness Roadblock No. 2: Don’t let a loved one, or a friend sabotage your fitness plan Most of us start a fitness routine with a lot of enthusiasm but get derailed from our path to total fitness due to lack of support from a dear one or a friend. It can be really frustrating when others around you don’t seem as excited about your health plans as you! They may try to make you skip your workout or even persuade you to have something unhealthy. If this seems familiar to you, then you are letting your loved ones and friends sabotage your fitness plan. Don’t let them do this to you;

talk to them. Maybe they’re not even aware of sabotaging your plans in the first place! Have a talk with them, and let them know how important it is for them to understand you, and support your initiatives. Fitness Roadblock No. 3: Identify flaws in your fitness goals ensure that you have a definite goal - one that is not vague. This is very important because if you don’t have a target, everything will do. And this way, you will never succeed. Thus, a large part of achieving lifetime fitness depends on three things • First, you need to find out your present fitness level • Second, you need to determine your objective • Third, you need to set a realistic target and plan how you will get there Fitness Roadblock#4:

Lack of motivation Motivation is the key to staying committed to fitness for life. But, many fail to stay on track due to lack of compelling reasons that help to remain focused and succeed. Thus, if your plan to achieve total health is not powered by strong motivations, then you’ll either remain where you are now, or land up being where you were prior to starting to exercise. What you need then is to be aware of why it is important for you to be fit will it improve your health? Will it help to find a better partner? In addition, you need to also, determine why it is simply unacceptable for you to fail. Once you can answer these important questions honestly, you should be able to overcome any roadblocks to achieving lifetime fitness.

News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

The race is not always to the swift, nor the battle always to the strong. But that’s the way to bet. ~Damon Runyon The Coto de Caza News

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November 7, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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For booking inquires and requests for more information contact Judy at Primo Pr at 949-709-7719 or email at: judyveronajoseph@aol.com web site: www.primopublicrelations.com

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 7, 2014

Bobbi Mezger A Tradition of Service

Your Coto Expert for 25 Years...and Still Going Strong! view the video below and my website to learn more about me and the resources i offer to sell your home for top dollar

www.youtube.com/watch?v=MHrAmrfX3Ro

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Got Trust? The manner in which you hold title to your home may have significant tax consequences. For a free consultation with an experienced Trust Attorney, call 714-936-3398 or email lawtrams@aol.com.

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November 7, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Santa Margarita Girls Tennis and Volleyball Teams Win First Two Trinity League Titles of the 2014-2015 Season Story by Sean Zeitler Photos by Robert Russell The Santa Margarita girls’ varsity tennis team captured an unprecedented ninth straight Trinity League Championship after they defeated the host team, JSerra, 12-6 last week. Despite dropping their first two matches of the season to University and Corona del Mar, Santa Margarita Eagles then strung together a stretch of 15 straight victories and secured the league title with the win over the Lions. The Santa Margarita girls’ tennis program is never one to shy away from competition, as every year they open up the season with the aforementioned University, a perennial tennis powerhouse year in and year out. This year was no different as the first two matches

were against University and Corona del Mar, currently ranked number one and three in Orange County respectively. The Santa Margarita girls’ tennis program now has 10 total league championships to their name with their first one coming back in 1992. After a quiet stretch through the 90’s, the Eagles picked it back up in 2006 and haven’t looked back since. The last time the Santa Margarita Eagles were not league champions, singles standout Katie Chang was seven years old. Following suit in League Championship technique, the Santa Margarita girls’ volleyball team secured a share of the 2014 Trinity League Championship Tuesday night after defeating Jserra, at JSerra, 4-1.

Senior Dillon Gustafson winds Junior Kristina Breisacher up for a backhand return prepares to return a shot.

After falling asleep in the second game, the Eagles bounced back in commanding style, 25-17, 22-25, 25-16, 25-17. Sophomore Meghan McClure had 24 kills with eight digs and was joined by Iona-bound senior Claire Archibald’s 16 kills and six digs. Jane Horner contributed 18 digs with Ashley Campbell adding 12 of her own; freshman Devon Chang did her part to facilitate the ball with 52 assists and 11 digs. After splitting their series with Mater Dei (22-10), the Santa Margarita Eagles (28-6) and the Monarchs will share the crown as Trinity Champions for 2014. This marks the first league championship for the Santa Margarita girls’ volleyball program since 2011 and the 10th league championship

The Eagles listen in during a timeout of their match against Orange Lutheran.

Junior libero Jane Horner sets Sophomore standout Katie Senior Deena Fatehi sets up for up a pass to a teammate. Chang returns a shot. a forehand return. Page 8

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in the program’s rich history, dating back to their first league title in 1989. The girls’ volleyball program boasts seven CIF Championships on their resume including a stretch of four consecutive from 1996-1999, with a state championship in 1999 in which current Santa Margarita Eagle coaches, Monique (Gerlach) Harrison ‘00 and Crystal (Day) Chitwood ‘01, were on the varsity roster. As Trinity League closes, the Santa Margarita Eagles are currently sitting at #4 in the County and #9 in Division 1AA behind Orange County schools Mater Dei (3) and Corona del Mar (7). Girls’ volleyball CIF pairings will be announced today no later than 2:00pm.

Senior Claire Archibald finishes a kill.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 7, 2014

TESORO HIGH SCHOOL GIRLS GOLF TEAM FINISH STRONG

Tesoro High School Girl’s Golf Team. The 2014 Tesoro High School the season with an impressive Girls Golf Team finishes strong in 1st place in the SOUTH COAST this year’s golf season. They bring LEAGUE. This makes it Tesoro school pride to their Tesoro High High School Girls Golf Team’s 5th with their impressive record and League Championship in a row. outstanding accomplishments this They did it again. Talking about year once again. Each of the team playing the game right and finishing members played hard and they gave strong, this year’s Tesoro Girls Golf their very best. And it showed: The Team finished the season with an Tesoro Girls Golf Team finished impressive 13 WINS and 3 losses.

This year’s Tesoro High Girls Golf Team has been ranked as high as 4th in Orange County and they’re pressing on. Under the leadership of Coach Don Skaff and Coach Nick Schofield, the Girls Golf Team at Tesoro High has finished Runner Up in the last two years in CIF and they are not giving up. They will be playing in the CIF Team

Championship on Oct. 30 at Costa Mesa Country Club. 2014 Tesoro Girls Varsity Golf Team Players are: Amanda Brown, Tara Finigan, Emma Kang, Erin Boyle, Caroline Bastian, Anna Song, Sophia Song, Juliana Regis, Mikayla Klein, Cameron Davidson.

Girls on the Run: Healthy Girls Today, Powerful Leaders Tomorrow Joelle Flynn recalls when she was a girl with a slight belly, her father nicknamed her “Porky.” That name stuck in her head and her heart. It created a potentially life¬long negative self ¬image, she says. Flynn, 43, went on to super success as a stockbroker and an entrepreneur. She gained her self¬ confidence, personal strength and self¬empowerment through running. Now, as the Executive Director of Girls on the Run Orange County® (GOTROC), Flynn points out that running is an activity that is central to the GOTROC program, but not the sole focus. Girls on the Run Orange County is a transformational youth development program centered on physical activity for girls in grades three through eight. The program is designed to develop and enhance girls’ competencies and to support them in successfully navigating life’s experiences. For 18 years, the nonprofit Girls on the Run, based in Charlotte, N.C., have been empowering thousands of elementary¬ and middle¬ school¬ aged girls through an after¬school, activity ¬based program that culminates, after 10 to 12 weeks, in a 5K celebratory race. Just last year, the program served nearly 150,000 girls in the U.S. and Canada. Since its inception in 1996, the nonprofit has served

754,021 girls through more than 220 chapters, or “Councils.” Each Council is an independent 501(c)(3) nonprofit corporation. Orange County just received their 501(c)(3) status this past year and is on their 2nd season with sites in Santa Ana, Irvine and Yorba Linda. They are looking to expand this next year into Newport Beach, Laguna Beach and Dana Point. The curriculum includes such topics as: Gossiping Hurts Everyone, Being Emotional is Healthy!, Positive Self Talk and Why I Choose It, Standing Up to Peer Pressure, It’s OK to Choose Our Friends. Professional image stylist, personal branding expert and Newport Beach resident, Lauren Solomon, recalls the day on the playground in the fourth grade when a group of girls started chanting “Lauren’s on a diet. Isn’t that a riot? But, it doesn’t matter, because she’s getting fatter.” “I was fortunate to be surrounded by family and friends who didn’t let these situations define who I became,” shares Solomon.” Not every young girl is so lucky. I would have loved to have a program like GOTR when I was growing up. It has become exponentially more difficult for young girls over the years, not easier.” “Every girl needs this program,” says Cecily Ferguson, a stay¬ at ¬home mother of four, a director of

the new Orange County council and the 5K race director. Their upcoming celebratory 5K will be on December 6th at 9:00 am at the Irvine Great Park and is open to the public. Girls who participate have been told they’re “not smart enough,” or “not pretty enough,” or have been shunned or bullied by classmates. Or, they may be dealing with the basic real life issues of just being a girl. Whatever their motivation to participate, the girls make new friends, grow in self¬ confidence and expand their personal awareness of their true potential. Ferguson says, “We teach girls they can.” “They can stand up for themselves, they can love themselves, they can take care of themselves physically and emotionally. They can stand up for those around them. They can be a hugely

valuable part of the community, and they can become strong, empowered girls today and, women, leaders, tomorrow.” Here is an opportunity for you to support Girls On The Run Orange County with friends, fashion and fun…Lauren Solomon and luxury¬ design clothing collection, Worth New York, are sponsoring a Girls Run -Girls Shop Trunk Show at the Balboa Bay Resort, Newport Beach ¬ Mon, Nov 10¬Wed Nov 13. To book an appointment email: LSolomon@ worthnewyork.com or call 917-5707506. A percentage of your purchases will go to support the great work of Girls On the Run Orange County. For more information about Girls on the Run Orange County, please visit www.GirlsontheRunOC.org.

The Coto de Caza News

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November 7, 2014

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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November 7, 2014

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November 7, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Wells of Life Exceeds Fundraising Goal at Sold Out Benefit Photos by Bob Delgadillo The 4th Annual Wells of Life Gala and Auction took place at the Mission Viejo Country Club raising record-setting gross receipts in excess of $173,000. Guests enjoyed heavy hors d’oeuvres, a no host cocktail bar, silent and live auctions, and a stunning performance by world-renowned tenor Anthony Kearns. Kearns, a member of the singing sensation, The Irish Tenors, made a special appearance at the gala as part of his role as National Ambassador for the Wells of Life nonprofit. Kearns performed for the sold-out crowd of more than 200 guests with a special selection of music chosen especially for the gala. In a poignant moment, Kearns dedicated an exceptional song, “I Believe,” to the work Wells of Life is doing to help children in need. Wells of Life President Nick Jordan and Kearns hail from the same small village of Kiltealy in Country Wexford, Ireland – a circumstance denoting a strong bond, observed Jordan in his introduction of Kearns. During the live auction, Kearns also surprised everyone by offering a private performance for the live auction. “I am delighted to participate in such an extraordinary evening for what is truly a remarkable and meaningful cause – providing fresh drinking water to the children of Uganda, East Africa”, said Kearns, who also released a short, powerful public service announcement (PSA) in support of the organization. During the VIP reception, a water well was dedicated to Bishop Tod Brown funded by the St Thomas More Society of Orange County. He was given a special oil painting by local artist Toni Danchik that depicted children getting the much-needed water that they so deserve. Board members Peter Callahan and Greg Weiler presented the Bishop with this significant piece of art. The evening’s featured video presentation showed the children of two countries – America and Uganda -- giving and receiving the gift of clean water. The children interviewed spoke freely from their heart about how raising money for building water wells for those in need has moved and changed their lives. After the video, some of the children in the video who were in attendance were called up to the stage and thanked for their tireless efforts. The Martin Family from Rancho Santa Margarita was honored for their commitment to Wells of Life. Amber and Mike Martin, along with their six children, have already funded four wells and have a goal of funding at least seven more wells – one for each child and one for the family. With a moving surprise of the night, six-year old Eli Martin presented his check of $6,000 for his water well to Nick Jordan on behalf of Wells of Life, making this the Martin’s fifth water well for Wells of Life. Jordan was very excited about the evening, “Tonight, Wells of Life unites the world across two continents and shows the power of giving and receiving. During a night of giving, every drop matters and every dollar makes a difference. Our children inspire us to do what’s necessary to bring clean water to those who need this precious resource.” Guests participated in a rousing live auction with items up for bidding that included a grand adventure in the Bahamas, wine and dinner for 8 at Mission Viejo Wine Works, a Champagne Sunset Cruise and picnic dinner for 6, two rounds of golf and 4 nights at the Exuma Beach Resort and a 8-week old puppy “Marshmallow”, a Maltese mix. Wells of Life is a Laguna Beach, California based nonprofit organization that was founded in 2008 and incorporated as a 501(c) (3) in 2011 with the sole purpose of providing Ugandan communities with access to clean and safe drinking water. Wells of Life is committed to drilling wells and empowering Ugandan communities with the gift of water. To learn more about Wells of Life and how to get involved, visit http://www.wellsoflife.org. Page 12

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Nick Jordan, Anthony Kearns, Bishop Tod Brown and Finbar Hill

Peter Callahan and Greg Weiler present a special award to Bishop Tod Brown

Dan Thompson and Laurie Holcomb

The Stewarts with their new puppy

The Martin Children, Brooke, Eli, Zoe, and Sydney Martin.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 7, 2014

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November 7, 2014

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IS NOW!

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We are pleased to announce that our custom framing business is relocating beginning November 1, 2014. 949-459-2090 Same Great Service - New Location 22521 Avenida Empresa Suite 126 Rancho Santa Margarita, CA 92688 Page 14

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 7, 2014

lOCAl DENTiST Dr. MiCHAEl TESSiEr OffErS COMPliMENTArY SECOND OPiNiON ON DENTAl DiAgNOSES

22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org

Reverend Craig M. Butters, Pastor

SATURDAY VIGIL MASS: 5:00 PM

SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM

SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

BIRTH ANNOUNCEMENTS! The Coto de Caza News is happy to announce the birth of your newborn:

Baby’s Name: Date of Birth: Weight:

Two ladies came in last week. Their stories were similar. Both were new to the area, each went to a new dentist, each was told that she needed a Dr. Michael Tessier relatively large amount of dental work (one of the ladies said the estimate was $10,000), even though they each had been going to their dentist regularly for years. So, totally independently, they came in to see me to get their teeth cleaned and for a thorough comprehensive examination and second opinion. We did a full set of x-rays on each, checked gum health, took photographs, and checked for cancer. They were both in great shape, dentally, and just needed a maintenance visit. It does happen that patients come in needing a very expensive treatment plan to get their mouths back to a healthy state. Maybe times were tough and money was scarce, or they couldn’t get time off from work, or they didn’t have dental insurance (more on that in a moment), or they didn’t have a dentist they could trust. I did have a lady bring her children in once who’d taken them to see the dentist within the six months before moving here. Each of the children had pretty significant decay- eight and twelve

NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier

Length: Proud Parents:

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Coto de Caza News 23472 Vista del Verde Suite 6 Coto de Caza 92679

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cavities each , several of which I could see without even putting a mirror in their mouth. Mom was understandably upset with what I told her and took the children to another dentist, who confirmed my diagnosis. She brought them back, and we got everything squared away to mom’s satisfaction. The point is, if something doesn’t sound right, or you don’t understand it, please get a second opinion. We see patients with questions all the time, those consultations are complimentary, and we’re glad to help out. Now, a word on dental insurance. Not all dental insurance coverage is good, coverage isn’t all the same, some companies aren’t easy to work with, and some people just don’t need dental insurance. They might end up paying more in “co-pay” and premium than they would if they just got done what needed to be done when needed. And, we offer “Care Credit”, which is effectively a credit card for dental work (doesn’t work at Nordstrom’s) that allows you to pay off a charge for dental work over twelve months without interest. So, if you or someone you know has a question about their dental needs, or would benefit from a complimentary consultation appointment, please don’t hesitate to call my office. The number is 949-459-7212, and the office is located at the intersection of Oso and Antonio Parkways, down the walk from Starbucks and the car wash at 28562 Oso Parkway.

Except leathers, alterations and laundry service. One coupon per order and can not be combined with any other offer. Not valid with pick-up and delivery. Exp.11/30/14

28562 Oso Parkway Plaza de Las Flores

FREE PICK UP AND DELIVERY! • (949) 766-5021

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November 7, 2014

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coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert. Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890 Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages Tuesday – Thursday 4pm – Midnight Friday – Saturday 4pm - 1am Sunday 11am – Midnight

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.5518 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads. Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

22302 El Paseo Ste I, RSM 949.459.7900 Embarcadero California Bistro Embarcadero hosts an innovative menu featuring small plates, signature salads, steaks, seafood, short ribs, and entrees with a new twist. We also boast a full bar featuring specialty mojitos, martinis, and an extensive wine list. RESTAURANT HOURS Sunday-Thursday 5pm - 9pm Thursday-Saturday 5pm - 10pm BAR HOURS Open daily, 5pm Close

22332 El Paseo, RSM 949.709.2266 Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

22205 El Paseo Ste A, RSM 949.858-0581

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G u id e

Neighborhood Grill & Salad Bar Neighborhood Grill features open flame entrees-shish kabobs, gyros and charbroiled sandwiches. To complement their menu they serve homemade Baklava and Häagen Dazs ice cream. Mon-Fri 11am – 8pm Saturday 12pm – 8pm

29941 Aventura Ste 1, RSM 949.635.3131 Panera Bread Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino Open daily at 4:30pm

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225 Rice & Spice Thai Cuisine Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining. Across from Saddleback Church

27412 Portola Pkwy, Foothill Ranch 949.340.2055 Uncorked wine bar Uncorked in RSM offers delicious tapas, excellent wine, and great ambience. There are very few tables so the space feels intimate and cozy. Thursday night wine tasting they served dates stuffed with goat cheese wrapped in prosciutto. . . amazing! The Humboldt Fog on the Artisanal Cheese Plate is a new favorite and the crab cakes never disappoint. The Sommelier is knowledgeable and the staff very friendly.

22342 El Paseo,Rancho Santa Margarita, CA 92688 949.589.1156 Wan Fu Chinese Gourmet

22411 Antonio Pkwy Ste C 949.459.7676

Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

San Giovanni’s Ristorante

30642 Santa Margarita Pkwy, RSM 949.589.8028

Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Selma’s Chicago Style Pizzeria Pizza & Sandwiches Open 11am daily (Sundays at 9am)

30461 Avenida De Las Flores Ste B, RSM 949.709.8165 Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

Trabuco Oaks Steakhouse Steaks, Prime Rib, Lobster. Home of the famous “2-pound steak.” Relax while you sip one of our sumptuous wines or cocktails or a frosty beer.

20782 Trabuco Oaks Rd, Trabuco Canyon 949-586-0722

Wood Ranch BBQ & Grill Mon-Fri at 4pm Sat & Sun at 11:30am

22352 El Paseo, RSM 949.888.1100

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 7, 2014

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Quality vendors - Food and Refreshments, Rafﬂe Table Bring your Family and Friends. Shop for the Holidays Unique gifts - Free parking Any questions, please contact Shannon @ 949-939-5914 – shannonestupinan@gmail.com

Romano’s Rancho Santa Margarita 949.589.1555 In the Antonio Plaza Shopping Center 22441 Antonio Pkwy Suite A-330

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GOT CATERING? 2 for Tuesdays 2 Large Pizzas 2 Toppings 2 GO $20.00

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Ito t'sstart that time of year again – time planning your holiday dinner parties and office events!

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Special Events * Full Service Catering www.sangiovanni.us 31931 Dove Canyon Drive Hours: Dove Canyon, CA 92679 Open Daily (949) 589-1900 5:00 pm - 9:00 pm

Page 18

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Phone: (949) 340-2055 • Fax: (949) 340-0095 27412 Portola Pkwy, Suite D • Foothill Ranch, CA 92610

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 7, 2014

Segerstrom Center Presents an Evening with Guitarist, Singer/Songwriter and Vocalist George Benson

Ten-time Grammy® Award-winning artist and National Endowment for the Arts Jazz Master George Benson returns to Segerstrom Center for the Arts for one night only on Friday,

March 27 at 8 p.m. in the Renée and Henry Segerstrom Concert Hall. The evening’s program includes the greatest hits from Benson’s career, which spans more than 50 years. A

genius guitarist and versatile musician, Benson has crossed seamlessly over many musical genres, from swing to bop to R&B to pop to scat singing. His music and influence continue to inspire.

The French electronic duo Daft Punk recently shared in an Entertainment Weekly interview that Benson’s 1980 hit “Give Me the Night” is “the song we play to get pumped before a night out.”

Top 10 Tips for a Healthier Heart The message that a healthy lifestyle helps protect your heart isn’t new. If you’d like to do more to take care of your heart, here are 10 ways technology can make that easier. 1. Stop Smoking. Apps such as Smoke Reducer for Android, and iQuit for iPhone can help you wean off tobacco. You can also use the Firefox add-on Quitomzilla, which shows you how much money you save by not smoking, the number of cigarettes not smoked, and the overall time since your last smoke. 2. Stay Within a Healthy Weight Range. Make it easier to monitor your weightloss progress with the iHealth Wireless Scale. You can track your weight over time, and see results in relation to daily activity, time of day, diet, exercise, and more. The scale lets you set a milestone and share your results with doctors, fitness buddies and family. The free companion iHealth Scale app works with iPod touch, iPhone and iPad. Learn more at www.ihealth99.com. 3. Limit Alcohol and Caffeine. Keep track of how much you’re drinking with the DrinkControl or Alcohol Monitor apps for iPhone, or the SoberApp for Android. They estimate your blood alco-

hol content and let you know whether or not you should drive. To monitor your caffeine intake, try the Caffeine Zone 2 for iPhone and iPad, or the Caffeine Monitor app for Android. 4. Take Care of Your Teeth. Research suggests that there may be a link between periodontal disease and heart disease. Go online and check the American Dental Association’s database at www.ADA. org to find oral health care products that have the ADA seal of approval. At the ADA website, you can also watch videos on a variety of oral health care topics. 5. Keep Tabs on Your Blood Pressure. The Mayo Clinic recommends you monitor your blood pressure at home and visit your doctor regularly. With the iHealth Blood Pressure Dock, (www. ihealth99.com), you can accurately measure your blood pressure, track your readings over time, and share that information with healthcare providers, friends and family members. The Dock comes with a blood pressure arm cuff and doubles as a charging station for your iPod touch, iPhone and iPad. The companion iHealth app is available for free.

6. Reduce Stress. Try a portable biofeedback device, like the StressEraser, to help you relax by synchronizing your breathing and your heart rate. If having too much on your plate and too many interruptions causes you stress, try Quiet Hours. It lets you shut down your computer’s communication apps, like instant messaging, for a specified period of time.

7. Exercise Regularly. The Online Activity Tracker from the American Heart Health Association lets you create a personalized walking plan, log time or distance traveled, plot and save walking routes, and more. Check it out at www.startwalkingnow.org. You can also use the AHA Walking Paths app for Android and iPhone.

8. Eat Right. Tracking the foods you consume helps you better understand your caloric and nutritional intake. The Lose It! app for the iPhone allows you to enter and track your meals and snacks, and keep track of your weight loss progress and goals via the app, as well as access your account online. Visit www.loseit.com for more information. Offering many of the same capabilities, Android phone users can use the Diet Assistant app at www. dietassistantapp.com.

9. Make Sleep a Priority. Not getting enough sleep can raise your blood pressure and make it more likely you’ll have a stroke or heart attack. Learn more about your sleep patterns with a sleep monitor. You can try a headband monitor, such as the Zeo, (www.myzeo.com), or an armband monitor such as the SleepTracker, (www. sleeptracker.com). Each keeps track of your sleep cycle and helps you wake up at the optimal time. 10. Know Your Family History. Knowing your family’s medical history can help you identify patterns that might be relevant to your own heart health. There are a number of online tools such as My Family Health Portrait at https:// FamilyHistory.hhs.gov to help you gather and store that information.

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Practice makes perfect: a dress rehearsal for your turkey The holidays are approaching and before you know it, you’ll be thinking about that daunting task of cooking a turkey. This holiday season, make sure your bird impresses all the guests and relatives by conducting a dress rehearsal for your turkey. More than 88 percent of Americans eat turkey on Thanksgiving, according to a National Turkey Federation survey. But before doing so, why not do a dry run and prepare a turkey, or try a smaller bird like chicken, using a brining technique that is sure to be a crowd pleaser? It’s the hot new culinary trend that’s got everyone from celebrity chefs to home cooks buzzing. But even though brining may be the latest technique to sweep kitchens, it’s hardly new. Mankind has been brining since ancient times. It probably started out, hundreds of millennia ago, as a way of preserving seafood with sea salt. The technique has come a long way since, and now food lovers everywhere, in typical what’s-old-is-new-again fashion, are rediscovering the benefits of brining. Think you don’t have the tools to brine? Chef Helen Roberts, director of culinary development at Kikkoman, has perfected the turkey brine. The brine is simple: salt, sugar, water, dried spices and the magic ingredient:

soy sauce. Pull out your refrigerator drawer or a large, deep bucket to brine your bird. After you’ve stirred your ingredients and placed your turkey in the liquid, let the brine work its magic overnight. What’s the secret behind brining? Brining has a tenderizing and moisturizing effect. The brine is absorbed and diffused throughout the meat as it soaks overnight. In addition, Roberts explains that soy sauce has a savory effect that seals in the turkey flavor and moisture. “Brining makes a big difference when you’re roasting meat. You’ll have the juiciest bird you’ve ever tasted,” says Roberts. But, as we all know, a turkey isn’t the only thing on the kitchen table - check out some recipes here that will leave your taste buds craving for more. Savory Turkey Brine Ingredients (Recipe for a 16 to 24 pound turkey) 2 gallons cold water 10 ounces Kikkoman Naturally Brewed Soy Sauce 1/2 cup kosher salt 1/2 cup sugar 2 tablespoons dried sage 2 tablespoons dried celery seed 1 tablespoon dried thyme Instructions The night before roasting, remove

giblets and turkey neck; rinse turkey inside and out. In a large stock pot or 5 gallon bucket, mix water with remaining ingredients. Stir well until all the salt is dissolved. Place turkey in the pot, cover with a lid and refrigerate overnight or at least 8 hours. Remove turkey from the brine, rinsing well. Follow your regular cooking instructions. Brining isn’t just for meat though. Brine veggies for a rich, savory taste. Perhaps one of the trendiest veggies, Brussels sprouts, are a prime candidate for a soy sauce brine. Sick of the same old side dishes? Now that you’ve brined your turkey, get creative with your side dishes too. Put a spin on classic mashed potatoes with the Wasabi Mashed Potatoes recipe found on www.kikkomanusa.com. The spice

and heat will balance out the creamy texture of the mashed potatoes. If you have leftover turkey, try a completely new dish instead of just reheating. Keep enjoying your juicy turkey by adding to a stir fry, include in a salad or in a tetrazzini. For leftover mashed potatoes, use panko to transform into crunchy, warm Panko Mashed Potato Cakes. Have you ever wondered ... why turkey for Thanksgiving? Turkeys became a Thanksgiving staple after the Native Americans introduced turkey to the Pilgrims back in 1621 during the first Thanksgiving meal. As you prepare to celebrate the holidays, try this brining recipe to keep turkey juicy and moist, and you are bound to enjoy a wonderful meal with friends and family.

Helicopter Tree Removal Planned for South Big Bear. Castle Rock Trail will be Temporarily Closed The Mountaintop Ranger District will be using helicopters as part of the South Big Bear Hazardous Fuels Reduction project. Helicopters will be removing trees and slash in areas inaccessible by conventional tree removal methods and fly the logs to a staging point or landing. The helicopter project work begins on November 4th, and is expected to be completed by November 25th, weather and conditions permitting. In the project area, helicopters will be operating south of Highway 18 and south of Boulder Bay. During this portion of the South Big Bear project, the Castle Rock hiking trail (map attached) will be closed to all public use and will reopen once the area is safe for public entry. If you have questions on alternative hiking and recreational opportunities, please contact the Big Bear Discovery Center at 909382-2790. While this type of logging is very interesting for the public to observe, “Favorable weather has allowed it could be dangerous to be in the area around the operation site, so the the work in Big Bear to progress, and public is cautioned and asked to view we will continue the work as long as conditions will allow it” stated District from a safe, distant vantage point. Ranger Marc Stamer. “The work is Page 24

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all part of the continuing effort by the San Bernardino National Forest to reduce fuels around the mountain communities.” Ranger Stamer added. For more information on continuing

and planned fuels reduction products, visit us on-line at: http://www.fs.usda. gov/projects/sbnf/landmanagement/ projects

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 7, 2014

Balance-boosting footwear tips for older Americans Balance in all aspects of life is a good thing. We work hard but make time for fun, love our children while setting boundaries, and eat healthy to enjoy a sundae on Friday night. But mental equilibrium isn’t the only kind of balance that’s important in life. Good physical balance can help older people avoid the debilitating and potentially lifethreatening complications of a fall. Falls are the leading cause of fatal and non-fatal injuries among older people, according to the Centers for Disease Control and Prevention. In 2010, 2.3 million fall injuries sent older folks to emergency rooms, 662,000 required hospitalizations, and falls cost $30 billion in direct medical costs, the CDC says. “Preventing falls among older Americans is a top health priority, and improved balance can help reduce the risk of a fall,” says Dr. Matthew Garoufalis, a podiatrist and president of the American Podiatric Medical Association (APMA). “Proper footwear can help improve balance, especially in older people who may struggle

with mobility and balance issues.” When selecting a shoe to improve balance, keep these guidelines in mind: * Put shoes to the test - the APMA’s 1-2-3 test. Step 1 - Press on both sides of the heel area to ensure the heel is stiff and won’t collapse. Step 2 - Bend the shoe to check for toe flexibility. The shoe shouldn’t bend too much in the toe box area, but it shouldn’t be too stiff and inflexible either. Step 3 Try twisting the shoe; it shouldn’t twist in the middle. * Have your feet professionally measured every time you shoe shop. Natural aging and health changes can cause the size of your feet to change. Measure both feet - late in the day - and shop for the larger foot. * Bring the type of socks you plan to wear with the shoes and walk around the store in the shoes before you purchase them. * If you don’t feel comfortable or steady in the store, don’t buy them. Shoes should feel comfortable and supportive right away; if they don’t feel good right away, breaking

them in won’t improve things. * If you have specific health challenges or foot issues, talk to a podiatrist about the best footwear for your needs. If your podiatrist has prescribed orthotics - biomechanical inserts that go into your shoes - take them with you when you shop and try them out in the shoes you’re considering. * Quality shoes can be an

investment. Before you buy, check to see if the brand and style you’re considering have earned the APMA’s Seal of Acceptance and Seal of Approval. The organization grants these seals to products found to promote good foot health. To learn more about foot health, selecting proper footwear, and where you can find a podiatrist in your area, visit www.apma.org.

Five Great Drought Tolerant Native Plants Native plants are the best choice a year once established – it will still for your garden - even when we’re be “showy” for you each Spring. The not in a drought - but when water is local hummingbirds will thank you. scarce Natives are the only logical selection. Plant in the fall or winter so natives become acclimated. Provide a little water in summer, in the early morning hours (much less than that required by traditional landscape plants) to encourage blooming and keep natives from going dormant. Here are five great drought tolerant natives for your local garden:

Penstemon spectabilis or showy penstemon, is a perennial native to coastal Southern California. It’s iridescent purple-blue flowers are present from April through May. In the wild you’ll find it blooming in the Coastal Sage Scrub and Chaparral plant communities. Plant it in the full sun and give it as little as 4” of water

Baccharis pilularis, or coyote brush, is a shrub native to coastal California. Its fluffy white flowers bloom from September through January, providing an abundant source of nectar for beneficial insects through the fall and winter. While it is common in the coastal sage scrub and chaparral it is sadly under appreciated as a landscape plant. That should change! It can flourish in a wide range of conditions, it is drought tolerant, and stays green year round! Keep its natural shape or hedge it. Eriophyllum confertiflorum, or golden yarrow, is a small shrub (1 – 2 feet high) native to most of coastal California. It can bloom

between February and August – that’s right, most of the year! It enjoys the full sun and is happy next to those penstemons mentioned earlier and the Artemisia mentioned next. Place it in the full sun where the butterflies can find it, but don’t over water!

Salvia apiana or white sage, is a shrub native to coastal southern California. Its delicate lavender flowers bloom from April through July, and its silver foliage looks spectacular year round. Salvia apiana likes sunny dry slopes and no extra water after A r t e m i s i a c a l i f o r n i c a , o r the first year. It loves to live near California sagebrush, is a shrub Artemisia californica, and it is happy (3-4 feet) native to most of coastal in most soils from sandy loam to clay. California. It put the ‘sage’ in coastal sage scrub – a native garden is not complete without at least one! Artemisia californica likes full sun and little or no water after established. It doesn’t seem to care if it lives in clay or sand, but don’t get it wet in the summer! It loves to grow next to Baccharis pilularis (mentioned earlier) and Salvia apiana (mentioned next). This is what “plant community” looks like, folks! The Coto de Caza News

Page 25

November 7, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Top 5 Strategies for Overall Body Wellness and Fitness Total Body Fitness is More Than the Workout

By Joe Zep There are a variety of aspects to contemplate for the highest levels of health, body wellness and fitness. The physical activity is the most important characteristic but in addition you will need proper dieting, frame of mind along with the right nutritional supplements to keep on a constant exercise routine schedule and keep it there over time. Everyone will have diverse goals and desires on an individual basis nevertheless having all elements in place will ensure ultimate health and a very good general plan for total body fitness. Here are five tips to enable you to get your total body fitness on the right track in addition to a good plan going forward: P OSITIVE MENTA LITY First off you will need to get started with a positive attitude to be sure that you will see results. It could take a bit of time to achieve the results that you are after. Total body fitness requires maintaining a positive goal focused mindset to subsequently attain your main goals. Keeping positive will keep you on the path so that if circumstances Page 26

come up that knocks you off your diet once or twice or you fail to make an exercise routine or two it wonâ&#x20AC;&#x2122;t throw you off your progress and you are not going to be unsuccessful. Keeping optimistic and on target is an especially important part. F ITNESS D IET For total body health and fitness the proper diet is crucial. It is so easy to consume processed foods simply because they are everywhere we go. Appropriate diet has to be a deliberate choice. When doing a workout your body have to have protein together with proper nutrients. Get the appropriate mixture of fats in your nutrition diet, all fats are not harmful and the beneficial ones are essential to a healthy body. Eat mainly things that grow out of the earth, a healthy combination of vegetables and fruit is part of an ideal diet program on a daily basis. Ensure that you keep an eye on sugars and simple carbohydrates additionally because it will increase your blood sugar which is bad. REGUL A R E X ERCISE Everybo dy h as g ot d i ffe ren t aspirations, some would like to drop some pounds, build muscle tone,

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boost stamina or opt for full on body building. It can help to decide well in advance to ensure that your goals are reasonable and attainable. You can always raise the bar down the road as you recognize good results. It is very important to stick with your exercise schedule so that you have the time reserved and will follow it. For individuals who prefer to go all out and build muscle mass they might prefer to train 2 times a day. For the majority it is going to be something such as three or four times each week. Whatever you decide and set your goal at, follow it and make the determination to actually follow through. E X ERCISE ROUTINE Life gets very busy with occupation, spouse and children as well as responsibilities. The best solution to remain on track is to use a workout schedule. Decide on the days and times before hand on a calendar or personal planner so that you will be committed to those particular times. If things pop up shift your schedule so that you still fit it in. Most individuals enjoy doing there physical activity early in the morning, at lunch time or after hours. Whatever you schedule

continue to keep the commitment and make it a priority for total body fitness. SU P P LEMENTS Supplements are a good way to increase results from your workouts and can induce a healthy body. Make sure you do proper research ahead of time to make sure that nutritional supplements are safe. There are plenty of herbal and natural supplements and can include protein powders comprised of egg, soy, or whey. Whey protein is an excellent method to achieve high protein together with low-calorie choice. Some other health supplements may also include creatine, casein, metabolism booster products, minerals and vitamins. There are actually way too many to list but you can certainly search bodybuilding supplements online and check out all the different supplements which are on the market. No matter what your goals for total body fitness you can easily reach all of them by having a stepby-step plan, a schedule, keeping focused and setting goals to realize and make brand new ones so remember to take into consideration these 5 tips for total body fitness.

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November 7, 2014

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Coto de Caza News Legal Notices Title No. 1408382 ALS No. 2014-4134 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT OF A LIEN, DATED February 25, 2014. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On November 26, 2014, at 9:00 AM, ASSOCIATION LIEN SERVICES, as duly appointed Trustee under and pursuant to a certain lien, recorded on February 28, 2014, as instrument number 2014000078255, of the official records of Orange County, California. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR LAWFUL MONEY OF THE UNITED STATES, OR A CASHIERS CHECK at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866. The street address and other common designations, if any, of the real property described above is purported to be: 20881 Serrano Creek Rd., Lake Forest, California 92630 aka 20881 Serrano Creek Rd. #77, Lake Forest, CA 92630 Assessor’s Parcel No. 939-94-077 The owner(s) of the real property is purported to be: Gary Allen Hayes an unmarried man The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designations, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of a note, homeowner’s assessment or other obligation secured by this lien, with interest and other sum as provided therein: plus advances, if any, under the terms thereof and interest on such advances, plus fees, charges, expenses of the Trustee and trust created by said lien. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $9,172.20. Payment must be in cash, a cashier’s check drawn on a state or national bank, a check drawn by a state bank or federal credit union, or a check drawn by a state or federal savings & loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. The real property described above is being sold subject to the right of redemption. The redemption period within which real property may be redeemed ends 90 days after the sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may contact Priority Posting & Publishing for information regarding the trustee’s sale or visit its website www.priorityposting.com for information regarding the sale of this property. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the website. The best way to verify postponement information is to attend the scheduled sale. The beneficiary of said Lien hereto executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. Date: October 23, 2014 Association Lien Services, as Trustee P.O. Box 64750, Los Angeles, CA 90064 (310) 207-2027 By: B. Gladous, Trustee Officer P1117918 10/31, 11/7, 11/14/2014

APN: 625-034-14 T.S. No. 011369-CA NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 11/20/2014 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 8/25/2005, as Instrument No. 2005000670910, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: MICHAEL L. HOLLANDER AND SUE W. HOLLANDER, HUSBAND AND WIFE AS JOINT TENANTSWILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92868all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 25501 PONCE CT LAGUNA HILLS, CALIFORNIA 92653-5307The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $946,892.09 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site WWW.PRIORITYPOSTING.COM, using the file number assigned to this case 011369-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (714) 573-1965 10/31, 11/7, 11/14/2014

NOTICE OF TRUSTEE’S SALE TS No. CA-14-626617-AB Order No.: 8449587 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ELLIOT M. ALLEN AND ELIZABETH M. ALLEN HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 8/29/2006 as Instrument No. 2006000576695 and modified as per Modification Agreement recorded 7/20/2011 as Instrument No. 2011000352449 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/1/2014 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $893,862.05 The purported property address is: 3 EL POTRO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No.: 836-561-32 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for

this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-626617AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-626617-AB IDSPub #0072709 11/7/2014 11/14/2014 11/21/2014

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The Coto de Caza News

Coto de Caza News Legal Notices T.S. No. 13-25348 APN: 632-291-24. NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JERRY MASON AND CYNTHIA E MASON, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP. Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 11/9/2006 as Instrument No. 2006000759231 in book , page of Official Records in the office of the Recorder of Orange County, California, Date of Sale:11/21/2014 at 3:00 PM. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. Estimated amount of unpaid balance and other charges: $1,247,808.91. Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 21 ENDLESS VISTA, ALISO VIEJO, CA 92656-8057. Described as follows: As more fully described on said Deed of Trust. A.P.N #.: 632-291-24 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 13-25348. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 10/27/2014. Law Offices of Les Zieve, as Trustee 30 Corporate Park, Suite 450 Irvine, CA 92606. For Non-Automated Sale Information, call: (714) 848-7920. For Sale Information: (714) 848-9272 www. elitepostandpub.com Christine O’Brien, Trustee Sale Officer. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 10548 10/31, 11/7, 11/14/2014.

T.S. No. 13-26566 APN: 613-032-02. NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/23/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: LANE E KUNCE, AND TERESA A KUNCE, HUSBAND AND WIFE AS JOINT TENANTS. Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 11/1/2006 as Instrument No. 2006000739834 in book , page of Official Records in the office of the Recorder of Orange County, California, Date of Sale:11/21/2014 at 3:00 PM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. Estimated amount of unpaid balance and other charges: $632,324.87 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 25531 TOLEDO WAY LAKE FOREST, CA 92630 Described as follows: As more fully described on said Deed of Trust. A.P.N #.: 613-032-02 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 13-26566. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated:10/27/2014 Law Offices of Les Zieve, as Trustee 30 Corporate Park, Suite 450, Irvine, CA 92606. For Non-Automated Sale Information, call: (714) 848-7920. For Sale Information: (714) 848-9272 www. elitepostandpub.com Christine O’Brien, Trustee Sale Officer. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 10555 10/31, 11/7, 11/14/2014.

NOTICE OF TRUSTEE’S SALE TS No. CA-11-449705-CT Order No.: 857047 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/1/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PEDRO IGNACIO GARCIA AND FRANCY E JUYO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 3/14/2005 as Instrument No. 2005000188918 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/1/2014 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $504,865.12 The purported property address is: 44 ASPEN CREEK LN, LAGUNA HILLS, CA 92653 Assessor’s Parcel No.: 625-38157 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you

should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-449705CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-11-449705-CT IDSPub #0072870 11/7/2014 11/14/2014 11/21/2014

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-13-564746-JP Order No.: 130128137-CA-API YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/12/2002. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MURIEL P LANE A WIDOW Recorded: 7/18/2002 as Instrument No. 20020600344 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/17/2014 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $270,310.64 The purported property address is: 8 GOLDEN RAIN, ALISO VIEJO, CA 92656 Assessor’s Parcel No.: 629-151-48 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-564746JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-564746-JP IDSPub #0072075 10/24/2014 10/31/2014 11/7/2014

AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-736766 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MAHOOR HAMIDIAN, a minor. Petitioner(s) ALI HAMIDIAN and LEILA YOUNESI on behalf of the minor MAHOOR HAMIDIAN, a minor has/have filed a petition with this court for a decree changing name(s) as follows: MAHOOR HAMIDIAN to NILA HAMIDIAN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 16, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: October 08, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/07/2014, 11/14/2014, 11/21/2014, 11/28/2014

RECORDING REQUESTED BY Western Progressive, LLC. AND WHEN RECORDED MAIL TO: Western Progressive, LLC Northpark Town Center, 1000 Abernathy Rd NE; Bldg 400, Suite 200, Atlanta, GA 30328 T.S. No.: 2013-02381-CA Loan No.: 7110449043 A.P.N.:804-601-20. NOTICE OF TRUSTEE’S SALE. PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED.

IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03/09/2001. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Trustor: Dennis W Davis AND Kathryn M Davis, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: Western Progressive, LLC Recorded 03/13/2001 as Instrument No. 20010144226 in book ---, page--- and of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/03/2014 at 03:00 PM. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA. Estimated amount of unpaid balance and other charges: $645,643.64. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, A SAVINGS ASSOCIATION OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: All right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described as Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt More fully described in said Deed of Trust Street Address or other common designation of real property: 10 Muirfield, Trabuco Canyon, CA 92679. A.P.N.: 804-601-20. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $645,643.64. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary of the Deed of Trust has executed and delivered to the undersigned a written request to commence foreclosure, and the undersigned caused a Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on this property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http:// www.altisource.com/MortgageServices/DefaultManagement/ TrusteeServices.aspx using the file number assigned to this case 2013-02381-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 21, 2014 Western Progressive, LLC , as Trustee C/o 30 Corporate Park, Suite 450, Irvine, CA 92606. Automated Sale Information Line: (866) 960-8299 http://www. altisource.com/MortgageServices/DefaultManagement/TrusteeServices.aspxFor Non-Automated Sale Information, call: (866) 240-3530. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Publish 11/07/14, 11/14/14, 11/21/14

November 7, 2014

Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00747269 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ALEXANDER JOSEPH LEAZER, a minor. Petitioner(s) RACHAEL A. VALENCIA on behalf of the minor ALEXANDER JOSEPH LEAZER, a minor has/have filed a petition with this court for a decree changing name(s) as follows: ALEXANDER JOSEPH LEAZER to ALEXANDER JOSEPH VALENCIA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 10, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 26, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 11/07/2014, 11/14/2014, 11/21/2014, 11/28/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00753088 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of HAJAR BAGHAL, a minor. Petitioner(s) BETOUL SAWAS and AMIN BAGHAL on behalf of the minor HAJAR BAGHA, a minor has/have filed a petition with this court for a decree changing name(s) as follows: HAJAR BAGHA to JOY BAGHAL. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 20, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 28, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 10/31/2014, 11/07/2014, 11/14/2014, 11/21/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-700749531 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of TYREIK ISLAM, a minor. Petitioner(s) SADICIA JACKSON on behalf of the minor TYREIK ISLAM, a minor has/have filed a petition with this court for a decree changing name(s) as follows: TYREIK ISLAM to TYREIK JACKSON. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 31, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 09, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 10/17/2014, 10/24/2014, 10/31/2014, 11/07/2014

APN: 935-43-359 TS No: CA08002536-14-1 TO No: 140074842-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED September 10, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 2, 2014 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on September 22, 2004, as Instrument No. 2004000851291, of official records in the Office of the Recorder of Orange County, California, executed by RAFFY J. OHANNESIAN AND KRISTA M. OHANNESIAN,HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, as Trustor(s), in favor of HSBC MORTGAGE CORPORATION (USA) as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 101 PASTO RICO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $310,654.81 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08002536-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 28, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA08002536-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ORDER NO. CA14-001137-1, PUB DATES: 11/07/2014, 11/14/2014, 11/21/2014

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00749186 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ERNESTO NIETO JIMENEZ changing name(s) as follows: ERNESTO NIETO JIMENEZ to ERNESTO JIMENEZ NIETO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 30, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 7, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 10/24/2014, 10/31/2014, 11/7/2014, 11/14/2014

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November 7, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices APN: 836-461-07 T.S. No. 017811-CA NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 5/12/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 11/21/2014 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 5/23/2003, as Instrument No. 2003000603052 , of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: MIKE S JONES AND VICKIE L JONES, HUSBAND AND WIFE AS JOINTS TENANTSWILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92868all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be:2 VIA CARMIN RANCHO SANTA MARGARITA, CALIFORNIA 92688The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $300,721.05 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site WWW.PRIORITYPOSTING.COM, using the file number assigned to this case 017811-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (714) 573-1965 Coto De Caza News, 10/31/14, 11/07/2014, 11/14/2014

Loan No. HARDY RESS Order No. 75406 A.P. NUMBER 606-252-11 NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY [PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.] YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 7/21/2005, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 11/14/2014, at 9:00 A.M. of said day, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, RESS Financial Corporation, a California corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by DAVID E. HARDY and DARLENE L. HARDY, Husband and Wife as Joint Tenants recorded on 07/28/2005, in Book n/a of Official Records of Orange County, at page n/a, Recorder’s Instrument No. 2005000582947, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 06/27/2014 as Recorder’s Instrument No. 2014-000256278, in Book n/a, at page n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: Lot 71, Tract 13335, per Book 617, pages 33 - 41 inclusive, of Miscellaneous Maps The street address or other common designation of the real property hereinabove described is purported to be: 19262 Jasper Hill Road, Trabuco Canyon, CA 92679. The undersigned disclaims all liability for any incorrectness in said street address or other common designation. Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said obligations at the time of initial publication of this Notice is $111,311.08. In the event that the deed of trust described in this Notice of Trustee’s Sale is secured by real property containing from one to four singlefamily residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee’s sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 74506. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 10/14/2014 RESS Financial Corporation, a California corporation, as Trustee By: Bruce R. Beasley, President 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800) 343-7377 FAX: (951) 270-2673 Trustee’s Sale Information: (714) 573-1965 or www.priorityposting.com P1116441 10/24, 10/31, 11/07/2014

T.S. No. 13-23558 APN: 625-134-08 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/6/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), dvances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Peter M Rochon, an unmarried man. Duly Appointed Trustee: Law Offices Of Les Zieve Deed of Trust recorded 4/12/2007 as Instrument No. 2007000236710 in book , page of Official Records in the office of the Recorder of Orange County, California, Date of Sale:11/14/2014 at 3:00 PM. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. Estimated amount of unpaid balance and other charges: $654,606.37. Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 24912 SAUSALITO ST, LAGUNA HILLS, CA 92653. Described as follows: as fully described in Deed of Trust. A.P.N #.: 625-134-08. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown,

directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 13-23558. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 10/20/2014. Law Offices of Les Zieve, as Trustee 30 Corporate Park, Suite 450, Irvine, CA 92606. For Non-Automated Sale Information, call: (714) 848-7920. For Sale Information: (714) 848-9272 www.elitepostandpub.com THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 10461 10/24, 10/31, 11/7/2014.

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Coto de Caza News Legal Notices APN: 804-651-04 TS No: CA08002462-14-1S-FT TO No: 13-0029964 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 15, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 18, 2014 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on November 17, 2006, as Instrument No. 2006000781231, of official records in the Office of the Recorder of Orange County, California, executed by HECTOR A HAGET JR, AN UNMARRIED MAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for COUNTRYWIDE HOME LOANS, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 9 BRIGHTON, TRABUCO CANYON, CA 92679-3705 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $970,412.47 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08002462-14-1S-FT. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 17, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA08002462-14-1S-FT 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Order No. CA14-001061-1, Pub Dates 10/24/2014, 10/31/2014, 11/07/2014

APN: 606-191-06 TS No: CA08003239-14-1 TO No: 1636474 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED September 12, 2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 19, 2014 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on September 30, 2003, as Instrument No. 2003001194453, of official records in the Office of the Recorder of Orange County, California, executed by STEVEN S. RUBALCAVA AND ALLISON RUBALCAVA, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE EXPRESS FINANCIAL, A CALIFORNIA CORPORATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 18852 VISTA MODJESKA ROAD, TRABUCO CANYON, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $255,077.59 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08003239-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 16, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA08003239-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Order No. CA14-001044-1, Pub Dates 10/24/2014, 10/31/2014, 11/07/2014

Trustee Sale No. 14-001499 CXE Title Order No. 0214025714 APN 620-273-28 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04/25/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/13/14 at 9:00 AM, Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to the power of sale contained in that certain Deed of Trust executed by Martin Colclough and Annette Colclough, Husband and Wife, as Joint Tenants, as Trustor(s), in favor of Mortgage Electronic Registration Systems, Inc., solely as Nominee for Lehman Brothers Bank, FSB, a Federal Savings Bank, as Beneficiary, Recorded on 04/28/05 in Instrument No. 2005000326721 of official records in the Office of the county recorder of ORANGE County, California; Capital One, N.A Successor in Interest Upon Merger with ING Bank, FSB, as the current Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described as: 25412 OAK LEAF ROAD, LAGUNA HILLS, CA 92653 The property heretofore described is being sold “as is”. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $527,896.72 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The undersigned caused

said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: October 13, 2014 Elaine Malone Assistant Secretary & Assistant Vice President Aztec Foreclosure Corporation 20 Pacifica, Suite 1460 Irvine, CA 92618 Phone: (877) 257-0717 or (602) 6385700 Fax: (602) 638-5748 www.aztectrustee.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call or visit the Internet Web site, using the file number assigned to this case 14-001499. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Call 714-573-1965 http://www.Priorityposting.com Or Aztec Foreclosure Corporation (877) 257-0717 www.aztectrustee. com P1116602 10/24, 10/31, 11/07/2014

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices T.S. No. 14-0316-11 Loan No. 0014777197 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요 약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/26/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: FRANK S LEYVA JR, AND MARY L LEYVA, HUSBAND AND WIFE, AS JOINT TENANTS Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 9/1/2005 as Instrument No. 2005000691555 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 20 CELONOVA PL LAKE FOREST, CA A.P.N.: 601-311-06 Date of Sale: 11/21/2014 at 1:30 PM Place of Sale: At the North

front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $657,266.62, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 14-0316-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/17/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwideposting.com Frank Escalera, Team Lead NPP0237563 To: COTO DE CAZA NEWS 10/31/2014, 11/07/2014, 11/14/2014

employment WEEKEND WORKERS NEEDED NOW – Need Cash? Start this Week. Good Pay Saturday and Sunday Only. Come Early. Pay Daily. Work with Horses at Maxwell Stable in Coto de Caza. Call John or Jill 949-636-3458 COOKS/Preps/Dishwasher Selma’s Chicago Pizzeria & Tap Room. 30461 Avenida de Las Flores, RSM. Call for Details 949-709-8165 HIRING NOW! Pizza Cooks and Prep Cooks. Must have weekend and night availability. Appy in Person. Selma’s Chicago Pizzeria & Tap Room. 30461 Avenida de Las Flores, RSM 949-709-8165 OR 27702 Crown Valley Pkwy, Ladera Ranch, 949-388-7260. Display Advertising Sales Representatives. Experienced ad sales representatives to sell ads for South Orange County’s top 5 weekly newspapers. Weekly draw against commissions, benefits, protected accounts. Experienced only, no trainees. Fax resume in confidence to (949) 589-6429 pets LOVING TENDER Care for Your Pets. Professional Pet Sitter and Dog Walker. 949767-7249 or visit rsmcrittercare.com stables Maxwell Stables in Coto, stalls available 12x24 covered stalls, feed & clean twice daily. (949) 858-9700 or 636-3458 mUSIC

CITY OF RANCHO SANTA MARGARITA NOTICE INVITING BIDS FOR CONSTRUCTION OF

BELL TOWER REGIONAL COMMUNITY CENTER FLOORING PROJECT

NOTICE IS HEREBY GIVEN that sealed bids for the CIP PROJECT: Bell Tower Regional Community Center Flooring Project, in the City of Rancho Santa Margarita will be received at the Office of the City Engineer of the City of Rancho Santa Margarita, 22112 El Paseo, Rancho Santa Margarita California, until 2:00 p.m. on Tuesday, November 18, 2014 , at which time they will be publicly opened and read aloud. MANDATORY PRE-BID JOB WALK: A mandatory pre-bid job walk for this project will be conducted on Thursday, November 6, 2014 at 10:00 a.m. at the Bell Tower Regional Community Center (BTRCC). Because the job walk is mandatory, the bid proposal submitted by a bidder whose representative(s) did not attend the entirety of the mandatory pre-bid job walk will be rejected by the City as being non-responsive. DESCRIPTION OF THE WORK: In general, the work is comprised of removing and disposing of existing carpet, furnishing and installing carpet and wall base, removal and replacement of existing office furniture, material delivery and staging, and other miscellaneous improvements as shown on the plans and as required to complete the work. AWARD OF CONTRACT: (a) The City reserves the right after opening bids to reject any or all bids, to waive any informality (non-responsiveness) in a bid, or to make award to the lowest responsive, responsible bidder on the Proposal Bid Sheets, and reject all other bids, as it may best serve the interest of the City. (b) Within five (5) working days after the date of the Notice of Apparent Low Bidder, the successful bidder will be required to submit required Contract Agreement and Insurance. Within ten (10) working days after the date of the Notice of Award, the successful bidder will be required to submit Bonds (Faithful Performance and Material and Labor), and Construction Schedule. CONTRACTOR’S LICENSE CLASSIFICATION: The Contractor shall possess a valid Class C-15 Contractor’s License at the time of submitting bids, in accordance with provisions of Chapter 9, Division III of the California Business and Professions Code. WAGE RATE REQUIREMENTS: Pursuant to Section 1773 of the Labor Code, the State prevailing wage rates for this project have been determined by the Director of the California Department of Industrial Relations (DIR) and are online at http://www. dir.ca.gov/DLSR/PWD but not printed in the Specifications. The Federal prevailing wage rates for this project are those that are in effect ten (10) calendar days prior to bid opening; they are set forth on the Department of Labor website: http://www.wdol. gov/wdol/scafiles/davisbacon/ca35.dvb but are not printed in the Specifications. If there is a conflict between State and Federal wage rates, the higher of the two will prevail. Lower State wage rates for work classifications not specifically listed in the Federal wage decision are not acceptable. RETAINAGE FROM PAYMENTS: The Contractor may elect to receive 100 percent of payments due under the Contract Documents from time to time, without retention of any portion of the payments by the City, by depositing securities of equivalent value with the City in accordance with the provisions of Section 22300 of the Public Contract Code. OBTAINING OR INSPECTING CONTRACT DOCUMENTS: Contract Documents may be inspected without charge at the Public Works Department counter at City Hall, 22112 El Paseo, Rancho Santa Margarita, CA 92688. Complete electronic sets of said Contract Documents will be furnished upon application at the Public Works Department counter at City Hall, 22112 El Paseo, Rancho Santa Margarita, CA 92688. Contract Documents are available in portable document form (PDF) on a compact disc (CD) only. There is no charge for the Contract Documents on CD. To request a CD by mail, the Contractor must submit an email (ccastellanos@cityofrsm.org) request and provide the following information: project title, company name, mailing address, phone number, carrier account. It is the contractor’s responsibility to ensure they are on the City’s Plan Holder’s List and obtain any addendum or clarifications that are issued by the City prior to submitting a bid. Dated this 24th day of October, 2014. City of Rancho Santa Margarita, California By ______________________________________ Maria Ferris, Deputy City Clerk The Engineer’s estimate is $52,821 22112 El Paseo Published by: Coto de Caza News Rancho Santa Margarita, CA 92688 10/31/14 and 11/07/14

PIANO INSTRUCTION 20 Years Experience Teaching All Ages. Your Home or Mine. Lourinda – 949-510-7766 MUSIC LESSONS OC Music Center located in RSM at Empressa & Aventura www. ocmusiccenter.com. Call 949-858-0900 PIANO INSTRUCTION in your home. Learn Music you Love! BA in Music. Call 949-5597105 www.thekeyboardlady.com OFFICE SPACE FOR LEASE Furnished 988 Sq. Ft. Ground Floor Office Space – 5 Workstations + Pvt. Ofc. Alarm, HVAC, COX Fibre-Optic ready. $1,350+NNN+Elec.NNN’s Average +/.24PSF. 29826 Ave de Las Banderas, Suite 300, RSM. /Tom – Brokers Welcome (714)-350-9200 HOME SERVICES CALIFORNIA HOLIDAY LIGHTING - Holiday Lights professionally installed and removed. We can provide lights or we can use yours! Save Up To $150.00 off early Installation November 1st - November 20th - 949-454-3888 MAKE YOUR HOME A SMART HOME. Securely Connect to Your home Right from Smartphone, Tablet, or Computer. Control and Automate Lights, Locks, Thermostats, Sensors, Cameras and More. Systems Starting at $299 Installed. Michael {949) 266-7016

November 7, 2014

CUSTOM WOOD STAINING/REFINISHING. Time To Update Your Stairs Or Cabinets. Add Value and Beauty To Your Home. Stain Matching, Refinishing, Lacquering, Glazing and Varnishing. Local References Available. 714-299-5202 RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949-293-5691 TILE CONTRACTOR – Installing since 1988. Tile/Stone Installation for showers, tubs, flooring, fireplaces and backsplashes. Lic# 903343. FREE Estimates 949-201-5884 HIDDEN ROOM BOOKCASES, Finish Carpentry, Doors, Crown, Mantels, ALL Woodwork. 25 years in Coto de Caza and References. Patrick Lee 949-887-5534 SILVER CREEK LANDSCAPING – 25% Off - Call for Details – 949-753-0663 or Visit Us @ www.silvercreeknurseryinc.com HOUSECLEANING by Polish Married Couple. Professional, Experienced, Reliable with Local References. Call: 949-701-7494 mandm. housecleaning@yahoo.com WOOD Specialties – Interior, exterior molding, paneling, door, cabinets, patio covers, decks, gates, termite repair. Additions, remodeling. Lic#477356 Guy Gates (949) 306-8510 RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949-293-5691 ROOMSCAPES innovative design, great products, even better value. Discover the difference. Kitchen - Bath - Home. 949-448-9627 WWW.ROOMSCAPES.NETs FINEST OUTDOOR FURNITURE - We are Southern California’s source for the finest outdoor furniture including Brown Jordan, summer classics, Gloster, trop a tone, cast classics, fire pits, and patio umbrellas to make your outdoor living a pleasure bring this ad and save another 10% this week only. Victory Furniture 81 Technology Drive West Irvine California (949) 788-0386

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LOW COST CLASSIFIEDS ONLY $1.00 PER WORD! The Coto de Caza News

Page 31

November 7, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

BULLOCK RUSSELL JOHN RUSSELL

FLO BULLOCK

T HE MOS T T R US T ED T E A M IN R E A L ESTAT E

7 Peony Way Coto de Caza, CA

Listed at: $1,250,000 www.7Peony.com

2 Taiga Coto de Caza, CA

Listed at: $1,898,000 31852 Via Oso www.2Taiga.com Coto de Caza, CA

IZE L S IEW O V PO T / LO

R CA E 4- RAG A G

31832 Via Pato Coto de Caza, CA

Listed at: $1,025,000 www.31832ViaPato.com

11 Victoria Coto de Caza, CA

Listed at: $1,284,000 www.11Victoria.com

NO PA EW VI

31841 Via Faisan Coto de Caza, CA

Listed at: $1,499,000 www.31841ViaFaisan.com

23 Bogey Lane Coto de Caza, CA

Listed at: $1,249,000 www.31852ViaOso.com

58 Via Andorra Coto de Caza, CA

Listed at: $819,000 www.58ViaAndorra.com

NO PA EW VI

Listed at: $679,000 www.23Bogey.com

24232 Fairway Lane Coto de Caza, CA

Listed at: $822,000 www.24232Fairway.com

Listed at: $639,000 www.21045Silverado.com

22851 Hunter Creek Mission Viejo, CA

Listed at: $979,000 www.22851HunterCreek.com

L CU SAC E D

10 Piedmont Dove Canyon, CA

Listed at: $1,049,000 www.10Piedmont.com

(949) 614- 0071 Page 32

The Coto de Caza News

21045 Silverado Robinson Ranch, CA

www.BullockRussell.com

AGENT ALLIANCE OC BRE: 01343119/01512593