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Veteran’s Day Monday November 11
November 8, 2013
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
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The Coto de Caza News
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
November 8, 2013
Memorial Day Vs Veterans Day: Three Key Differences by Michael Jack Corbin When thinking about Memorial Day vs Veterans Day, people often become confused. Learn more about 3 key differences between these days when American military veterans are honored, from the descriptions provided. Date of Veterans Day vs Memorial Day Veterans Day is celebrated in the United States on November 11, the date of the armistice that originally ended World War I. Originally called Armistice Day in the USA, it was celebrated under that name until 1968, when the name was changed to Veterans Day. From 1971 to 1978, however, the federal holiday for Veterans Day was moved to the last Monday in October. In 1978, November 11 became once again the official date of the Veterans Day observance. Memorial Day takes place in May, falling either on May 30, or on the last Monday of the month, whether before or after May 30. This date honors May 8, V-E Day in Europe after World War II, but was also close to the date when the Civil War ended in 1865. Federal Holidays on Memorial Day vs Veterans Day The Monday of Memorial Day is always a federal holiday. It is also considered the first long weekend of the summer, and is a time for family celebration. The Federal government, banks, schools, the post office and most businesses are closed on Memorial Day Monday. Veterans Day is an observance on the specific date of November 11. It can therefore fall on any day of the week. In most states, schools, banks and the post office close on that day. Many
banks, businesses and even schools are changing their approach to Veterans Day, choosing to remain open rather than have a midweek holiday. Due to America’s relatively brief participation in World War I, November 11 is not as significant a date for Americans as it is for their allies from Canada, Britain, France, Belgium, Holland and other countries in Europe. What is Commemorated on Memorial Day and Veterans Day The Memorial Day ceremony is a somber occasion when Americans remember their military dead, by gathering at cenotaphs across the country. Taps is played on a bugle and various regiments and levels of government lay wreaths at the cenotaph. Veterans Day is a more joyful celebration of gratitude veterans, and those currently in the armed forces, toward all members of the armed forces who par- for their service, is the major part of Veterans Day. ticipated in wars. The aspect of thanking still-living
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
November 8, 2013
The Coto de Caza News
The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area
The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area
November 8, 2013
Veteran’s Day Monday November 11
Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com
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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.
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Don’t give up on skin during the colder months ahead During the fall, when temperatures drop, skincare steps that were crucial during the hot summer months can often be overlooked because skin isn’t as exposed. Instead of waiting until skin is uncomfortably dry and itchy, make sure you’re moisturizing every day so skin stays soft, smooth and supple. And with all of the gatherings and parties that happen through fall and winter, you want to feel comfortable and confident in whatever you wear - whether it’s a short cocktail dress or a sleeveless top. So, if you’re the type to hide red, flaky skin under layers of clothing every fall and winter, consider these simple tips that will have you prepared to bare your arms and legs during one of the biggest party seasons. * Stop the scratching - With dry air comes dry skin, which can cause irritating itchy spots. Scratching those spots damages the skin and leaves red welts amongst the white scaly patches. Add a little moisture into the air at home using a humidifier, especially in the bedroom where you sleep at night. Research by the University of Minnesota found that if the outdoor temperature is between zero and 40 F, and the indoor temperature is set at 70 F, the relative humidity level indoors should be between 30 and 40 percent. Your skin, hair and sinuses will notice the extra humidity indoors, helping you to feel more comfortable in your skin. * Moisturizer is key-- Although a simple step, moisturizing is often overlooked. But you’d be surprised how applying a layer every day can make you feel more comfortable
and confident. “With all the parties during fall and winter, you don’t have time to sacrifice fashion because of poor skincare choices,” shares FashionIndie. com blogger Beca Alexander. “There’s no better feeling than flaunting your legs in the perfect little black dress. Every day, I apply NIVEA Extended Moisture Body Lotion. It keeps my skin so moisturized and absorbs quickly. I also make sure to apply it to my arms and then spritz on my perfume - it helps the scent last!” -Areas to remember moisturizing include the elbows, feet and neck, as these areas build up a tough layer of skin when dried out. * Add a bit of coloring - Self-tanning product technology has improved greatly over the years, and allows women to give their skin a hint of color without exposing it to any UV rays. After moisturizing, carefully apply a spray or cream tanner to the skin, being sure to thoroughly wash your hands and wrists once finished. Apply lightly and work in layers, so you don’t overdo it with too much coloring.
* Cater to special features - Lips, eyes and the nose are often affected by the colder temperatures more than the rest of the body. Be sure to give these features of your face loving attention with extra moisturizing products like lip balm and ointment during the winter months. Also be sure to cover your face while outside with scarves to help prevent additional damage from the cold wind. By maintaining your skin’s moisture as much as possible, you will feel much more comfortable and know that you can show off your beauty, even as the temperatures drop and the air gets drier.
It is the Soldier, not the minister, who has given us freedom of religion. It is the Soldier, not the reporter, who has given us freedom of the press. It is the Soldier, not the poet, who has given us freedom of speech. It is the Soldier, not the campus organizer, who has given us freedom to protest. It is the Soldier, not the lawyer, who has given us the right to a fair trial. It is the Soldier, not the politician, who has given us the right to vote. It is the Soldier who salutes the flag, Who serves beneath the flag, And whose coffin is draped by the flag, Who allows the protester to burn the flag. -George Patton Historical Society
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Seven simple tips for prepping your home for the holidays There’s something about the holiday season that makes gathering with family and friends extra special. But between the cooking, decorating and shopping, preparing for the holidays with that never-ending to-do list can be overwhelming. To reduce stress and stay organized, make a list of all the tasks you need to complete around the house, and apply a deadline for each project. This will help you prioritize and stay on schedule, eliminating any last-minute scrambles.
Of course, there are standard household chores like vacuuming, window wiping and counter cleaning, but don’t forget to consider these other holiday prep projects that may not be on your list. 1. Clean the oven - The oven is the heart of any kitchen, so it’s especially important to clean it to prevent excess smoke and other kitchen hazards. But don’t create additional problems by using a cleaner with smelly fumes. Rather, opt for a quick, easy-to-use product like Goo Gone Oven & Grill
Cleaner, a surface-safe alternative to general oven cleaners that does the work for you with its-super-cling foam and low odor formula. Look for it at your local retailer or purchase it online at www.googone.com. 2. Clear the fridge - Create space in your fridge and throw out any expired products, making room for your holiday menu items and any unexpected dishes that guests may bring. While you’re at it, make sure you clear plenty of counter space for your holiday menu items. 3. Freshen the carpet - Regular vacuuming will help eliminate surface dirt and pet hair, but it won’t eliminate set-in stains and ground-in grime. Depending on budget and time, you can either rent a carpet deep cleaner or hire a professional to clean the carpeted rooms of your home prior to hosting your big holiday event. In a time crunch? Focus on the high-traffic areas of your home like the living, family and dining rooms. 4. Empty a closet - No one wants to wear a wrinkled coat home from a party. Instead of tossing guests’ coats in a bedroom, maintain your privacy and clear out a closet near an entry where guests can hang their coats
while visiting. 5. Create more space - Give guests the freedom to unwind and relax at your holiday gathering by offering them enough space to do so. Store extra throw pillows, blankets and toys in bins or chests to create more seating space for guests. 6. Deodorize your home - What’s a surefire way to put a damper on your holiday gathering? Have guests enter a space plagued by unpleasant odors. Keep deodorizing sprays, candles or oils on hand to add a favorite scent to a room or to eliminate any undesirable odors left behind from an unfortunate cooking incident. For a cheaper alternative, boil an orange peel, which releases its natural oils into the air for a pleasant citrus scent. 7. Stock extra toiletries - For overnight guests, provide extra toiletries they may have forgotten like travel-size shampoo, soap, lotion, shaving cream, toothpaste, a toothbrush and cotton swabs. With these tips, some time and a bit of advanced planning, your home will be holiday-ready, leaving you stressfree to enjoy the most wonderful time of the year with those you love.
boys and girls clubs Help give kids the tools they need to succeed in school with Take a moment to consider this alarming fact: Each year more than 1 million American teens fail to graduate from high school, according to the Editorial Projects in Education Research Center. The consequences of this staggering statistic are felt not just throughout their lives, but also across our nation. A host of research shows that dropouts are more likely to develop health problems, live in poverty and be victims of crime. The problem impacts our economy as well, costing as much as $209 billion in lost taxes and higher government expenditures over the lifetimes of those who fail to graduate, according to research by the Teachers College, Columbia University, Center for Benefit-Cost Studies of Education. “Students do not fall behind because they lack ability, intelligence or initiative,” says Jim Clark, president and CEO of the Boys & Girls Clubs of America (BGCA). “Often, it’s the lack of access to basic school tools and quality after-school programming that holds children back. Access to those tools can help ensure they achieve
academic success and, eventually, a great future.” Now, you can help, too. Through September, BGCA’s annual Tools for Back-to-School campaign offers two ways to put much-needed school supplies in the hands of Club youth. First, take the quiz at GreatFutures. org/BacktoSchool, where right answers earn supplies for Boys & Girls Clubs. You can also drop off school supplies such as notebooks, pens, pencils and backpacks in collection bins at Disney Stores, Boys & Girls Clubs of America is launching the Tools for Back-toMichael’s and Staples. Local Boys & School campaign to put much-needed school supplies in the hands of Girls Clubs will distribute the donated deserving youth. supplies to Club members in their communities. “Our annual supply drive is just one of the ways our more than 4,000 Clubs help our Club members graduate from high school on time, ready for a post-secondary education and a 21st-century career,” Clark says. “We are grateful for the public’s support of these efforts.” To learn more about Boys & Girls Clubs of America, visit www. GreatFutures.org. Access to basic school tools and quality after-school programming can help ensure that students achieve academic success. The Coto de Caza News
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November 8, 2013
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the pope has cross-generational appeal A young boy wandered onto the stage at the Vatican this past weekend, hugging Pope Francis as he tried to give a speech. The boy, who looks about 6, was originally sitting on the steps near the pope, while Francis listened to followers address him at the Vatican’s Year of Faith Celebration. Boys will be boys, and this one wanted a closer look at the man in the robe. So he wandered up to give
a personal hello. But the boy’s misadventure didn’t end there. He kissed the cross around the Pope’s neck. He refused to be ushered back to his seat, and as other people came on stage to greet the pope, the boy did his best to keep them from honing in on his new buddy. Eventually Francis convinced the child to take a seat. But he didn’t go back to his spot on the steps. Instead,
the rambunctious youngster sat on the pope’s chair while he continued his speech, which led to this a-dor-able photo that @pegobry posted on Twitter. The interaction goes to show that the pope has some serious crossgenerational appeal and that you can get away with a lot when you’re a kid and don’t know any better.
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Santa margarita Celebrates Senior Night and honor retiring coach harry welch with award
Santa Margarita President Paul Carey presents a beautiful trophy to retiring Head Coach Harry Welch during the pre-game recognition. (Photo by Steve Wylie) Story and Photos by Steve Wylie Buoyed by last week’s thrilling upset victory over arch-rival Mater Dei, Santa Margarita Eagle fans gathered at Saddleback College to pay tribute to the graduating seniors before facing Orange Lutheran on Friday night. The festivities began with the traditional parade of senior players and their fathers from the Eagle tunnel to midfield, where the players presented roses to their moms. Senior Pep Squad members and their parents were recognized by the football team and Pep Squad members. During halftime, senior members of the Eagle Regiment and Color Guard were also also announced. Retiring Head Coach Harry Welch received special recognition by Principal Raymond Dunne and President
Paul Carey. In his four years at Santa Margarita, Coach Welch has built an impressive 35-13 record, including a State Championship in 2011, the third of his illustrious career. His career record stands at 256-59-2. The Eagles scored two touchdowns, both via the passing game. The first, a 24-yard catch and run from a scrambling Kyle Sweet to Alec McNiff, gave the Eagles a 7-7 tie in the first quarter. The second, a 44-yard strike from returning quarterback KJ Costello to Sweet came in the Eagles’ opening drive of the third quarter. The Eagles close out the regular season on tonight against the Lions of JSerra. It will be an away Alec McNiff scores the Eagles’ first touchdown in the first quarter. game for the Eagles, who share the (Photo by Steve Wylie) Saddleback College field with JSerra. Kickoff is set for 7:00 p.m.
Senior members of the Pep Squad Paige Frederick, Hanna Polson, Matt Mark (#25) leaps high in an effort to block an Orange Lutheran Maddie Parsons, and Danielle Wood are all smiles before the game. field goal. (Photo by Steve Wylie) (Photo by Steve Wylie) Page 8
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Society Scene by
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Girl Scouts Recognizes Six Extraordinary OC Leaders Nearly 400 guests came together to recognize six extraordinary local female leaders, all Girl Scout Alumnae, and raise over $271,000 for Girl Scouts of Orange County at its Fourth Annual Celebrate Leadership event at the Island Hotel in Newport Beach. Each honoree was matched with a current Orange County Girl Scout through a shared “key to leadership,” linking these leaders of tomorrow with leaders of today. Each guest went home with a beautiful 2014 Keepsake Calendar, featuring stunning photographs of the honorees with their partner Girl Scouts. The 2013 Celebrated Leadership Honorees are: Ashleigh Aitken, of Anaheim Hills, Of Counsel at Aitken*Aitken *Cohn; Shannon Eusey, of Newport Beach, Co-founder and President of Beacon Pointe Advisors; Donna Giordano, of Huntington Beach, President of Ralphs Grocery Company, Joan Patronite Kelly, of Huntington Beach, Managing Principal and co-founder of BonTerra Consulting; Ingrid Otero-Smart, of Capistrano Beach, President of Casanova Pendrill and Laila Pence, of Tustin, Owner and President of Pence Wealth Management “We are proud to recognize these exceptional women,” said Nancy Nygren, CEO of Girl Scouts of Orange County. “They are each leaders in their respective fields and truly serve as role models for tomorrow’s female leaders.” An outstanding event committee chaired by Nella Webster O’Grady of Palo Capital, helped make the event a tremendous success. The silent auction area was abuzz with excitement as bidders were perusing all the fabulous items available. Dinner was served, attendees started off with Organic Baby Greens with Chevre, Candied Pecans, Roasted Apples with Balsamic Dressing. The entrée was a Petite Filet of Beef with Red Wine Sauce and Chimichurri on Potato au Gratin with Maine Diver Scallops on Truffle Risotto, Ragout of Mushrooms, Carrots and Brussel Sprouts. Featured on the tables were the delectable Tiered Center Piece of Desserts which included Chocolate Salted Carmel Mousse and Lemon Meringue Tart. After dinner, the live auction was started with some folks going head to head trying to get their favorite item. Top live auction items for the evening were a private boat parade party for 50 at the elegant harbor home of Victoria and David Collins, including catering; a personal golf tournament for 12 at Shady Canyon Golf Club and the most sought after item of the evening, one lucky guest won a lock up and lunch with Sheriff Hutchens from the Orange County Sheriff’s Department. Funds raised will support Girl Scouts of Orange County’s high quality leadership development programs for more than 22,000 Girl Scouts and to recruit, train, and support the more than 14,000 adult members and volunteers who guide and support them. In addition, funds will be used to develop new Girl Scout programs focusing on career exploration and changing the world, while emphasizing the importance of STEM (Science, Technology, Engineering and Math) skills. Girl Scouts is the nation’s preeminent leadership development program and the leading authority on girls’ healthy development. According to a recent study conducted by the Girl Scout Research Institute in conjunction with an independent research firm, women who were Girl Scouts as children display significantly more positive life outcomes than non-Girl Scout alumnae, with higher perceptions of self, higher rates of volunteerism and civic engagement, higher rates of college education and higher household incomes than non-alumnae. Girl Scouts is in its 101st year of building girls of courage, confidence, and character, who make the world a better place. In Orange County alone, over 22,000 Girl Scouts from every social and economic background are developing values, skills and abilities for success in the 21st century. To join, volunteer, reconnect with or donate to Girl Scouts, visit www.GirlScoutsOC.org. Page 12
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Dr. Judy Rosener, Kim Felton, Dr. Victoria Collins.
McKenna Brownell, Celebrate Leadership Chair Nella Webster O’Grady, Madeline Salvatierra, Jacqueline Orr, Ella Chang (in front)
Girl Scout Madeline Salvatierra Girl Scouts of Orange County with Celebrate Leadership Honoree CEO Nancy Nygren and Board Shannon Eusey, wearing her Girl Chair Julie Miller-Phipps Scout sash from when she was a girl.
Girl Scout Alumna Sheriff Sandra Hutchens, Celebrate Leadership Honoree Laila Pence, Girl Scouts of Orange County CEO Nancy Nygren.
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we can finish the fight. Enroll in Cancer Prevention Study-3. On December 3-5, residents of south Orange County can help make a difference by participating in the American Cancer Society’s Cancer Prevention Study (CPS-3). This historical study will help us better understand the factors that cause or prevent cancer.
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To participate in the study you must be between the ages of 30 and 65, never been diagnosed with cancer and are willing to make a long-term commitment (20-30 years) that consists of a follow-up questionnaire every three years. At enrollment, you’ll fill out a short comprehensive survey on health history provide a small blood sample (to be collected by trained phlebotomists) along with a waist measurement. That’s it! “Because I’m a cancer survivor, I’m not eligible to participate, but I know how important these cancer prevention studies are in the fight against cancer,” said Steve Bell, American Cancer Society lead volunteer. “To help save lives, I’m encouraging my family, friends and community to participate in honor of the nearly 14 million cancer survivors today in the U.S. who are celebrating another birthday like me.” For enrollment sites or to schedule an appointment, visit cps3southoc.org or call 1.888.604.5888.
©2013, American Cancer Society, Inc.
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Evita Comes to Segerstrom Center for the Arts
First National Tour of the Tony®Nominated Smash Hit Production Evita Comes to Segerstrom Center for the Arts. Producers Hal Luftig, Scott Sanders Productions and Troika Entertainment announce casting for
the national tour of the Tony AwardNominated Best Revival of a Musical and smash hit production of Tim Rice’s and Andrew Lloyd Webber’s EVITA, coming to Segerstrom Center for the Arts December 10 – 22. New York Post says of this stunning new
production, “The wait was worth it: packed with memorable tunes, EVITA is a modern masterpiece!” The national tour of EVITA will star Caroline Bowman (Kinky Boots) as Eva Perón, Tony-nominated Josh Young (Jesus Christ Superstar) as
Che and Sean MacLaughlin (Woman in White) as Juan Perón. Don’t miss the feature story in the Center’s December - January 2013 issue of Revue online magazine – available soon at www.SCFTA.org/ Revue.
Top trends for a fall wardrobe update Fall fashion magazines can easily top 500 pages of skirts, tops, pants, coats and accessories; all deemed “must-haves” for the chilly weather ahead. The choices and trends can be staggering, but just because temperatures are falling doesn’t mean you need to drop a small fortune on a new wardrobe. Fashion experts from two of the Art Institutes schools share six of the top trends for fall and how you can use them to make the most of the pieces already in your closet. Animal print - “Look at any magazine and you’re going to see animal print,” says Stefani Bay, fashion instructor at The Illinois Institute of Art - Chicago. She says everything is in animal print. Whether black and white or a crazy color, this trend can be found on garments, shoes, bags and scarves. According to Bay, adding an animal print piece to any outfit in your closet will make you look “of the moment.” Tweed - “Tweeds are a very important fashion story this fall,” says Emil DeJohn, fashion instructor at The Art Institute of Philadelphia. Each year a variety of tweeds grace the runways of Fashion Week, but this year they are stealing the spotlight, especially in black and white versions Page 14
of houndstooth, Donegal tweed, and herringbone. “A tweed jacket is the perfect thing over something old,” says Bay, especially when it’s a colorful tweed over a colorful outfit. Other options include tweed scarves and even handbags. Leather - “When isn’t leather right?” asks Bay. DeJohn agrees adding whether it’s trim, collar and cuff, or the entire jacket, leather is something every woman should have in her closet this fall. You can find this incredibly versatile textile in jeans, blouses and accents, but according to Bay, the big story for leather is the motorcycle jacket. You can find motorcycle jackets in all price points, made from leather, faux leather, vinyl or patent leather. Added to your closet it will make anything look more current. Black and white - A perennial favorite of chic women the world over, black and white is a big trend for fall, especially when paired with a bright shocking color, says DeJohn. The perfect way to jazz up black and white is with a punch of the season’s soft orange, citrus green, bright royal blue, gold or royal purple. “You can put anything black and white over a white
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shirt to look crisp and professional,” says Bay. You can also do the same with a black T-shirt or add a punch of black and white with a handbag. Dresses - “Dresses made a major comeback. Every designer had a number of dresses in their collection,” says DeJohn. Dresses are easy, convenient and versatile. “They take you from day to evening,” says Bay. She recommends wearing a favorite dress with a motorcycle jacket and boots for day, and chandelier earrings and heels for evening. She cautions that the most important thing with
dresses is fit. And if you have an old dress with a great pattern or color, just add a motorcycle jacket to give it new life. Hats and scarves - According to DeJohn, hats are also making a comeback. He says they are an easy and practical update to any outfit, with a variety to suit all face shapes. Bay says scarves are another trend in fall accessories. For daytime, she recommends wearing a long woven scarf wrapped around multiple times, and for evening add a beaded scarf to a black dress.
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November 8, 2013
Veterans of the Year will be honored on Veterans Day The city of Mission Viejo will recognize Pat Rizco and Yvonne Carson as its Male and Female Veterans of the Year during its annual Veterans Day Ceremony on Monday, November 11. The ceremony takes place at 2 p.m. in Veterans Plaza outside the Norman P. Murray Community and Senior Center, 24932 Veterans Way. The two honorees were selected from a pool of 16 highly qualified nominees. Rizco’s resume for military and community service reads like a novel. He served in the Air Force from 1952 through 1973 and was assigned to bases throughout the country, in Europe and Vietnam. He is a decorated veteran with five Air Force commendations and a Bronze Star medal for meritorious service in Vietnam. For the past two decades, he has been a member of the Lion’s Club International, where he currently serves as vice president of the Mission Viejo club. He’s a member and former commander of the Mission Viejo Veterans of Foreign Wars Post 6024; is involved with the Wounded Warriors Battalion; and is a member of the South County Amateur Radio Association (SOARA). He’s also an
usher at Saddleback Church and is a member of the Palmia Veterans Club, among other volunteer efforts. Carson is a WWII veteran who served in the Women’s Corps. She spent her basic training in Fort Des Moines, Iowa. During the war, she worked at the Intelligence Service ciphering and deciphering messages received in code. She spent time in Australia and Indonesia and returned home a sergeant in November of 1946. Carson moved to Mission Viejo in 1991 and today is a member of the Palmia Veterans Club where she performs many volunteer duties. The two will be recognized along with local veterans during the public ceremony that will include a color guard, rifle salute, taps and Colonel Joseph Russell from the U.S. Marine Corps
Headquarters Battalion First Marine Division serving as keynote speaker. Dawn Wright, the “famed voice” of the Los Angeles Angels and Anaheim Ducks, and the Southern California
Children’s Advanced Chorus will entertain guests. Refreshments will be served after the ceremony. For more information, call 949-470-3061.
EDUCATION FOR THE CHILDREN “ YOUTH GAMES” The first annual EFC “Youth Games” was held on Sunday, O c t o b e r 2 7 t h , a t t h e Te s o r o High School Stadium where 270 Kindergartners through 8th graders competed in various track and field and other sporting events while representing their respective schools. Students from Arroyo Vista School, Las Flores Elementary and Las Flores Middle Schools, Tijeras Creek Elementary School, and Wagon Wheel Elementary School, participated to help raise money to support the students, teachers, and classrooms through the EFC Grant Program. It was a nice role reversal of “Students helping Teachers”. Winners in each event were awarded a Gold, Silver, or Bronze medal and the perpetual “Youth Games” Trophy was awarded to Las Flores Middle School and Wagon Wheel Elementary School for having won the most medals. The OC Sheriffs Dept saluted the athletes with a helicopter fly by and landing, and preceded to allow the athletes to get a close up view of the
helicopter. The events were run and judged by the current Student Athletes of Tesoro High School’s Football, Lacrosse, Baseball, Soccer, Track and Field, and Basketball teams.
EFC is a non-profit foundation comprised of volunteer parents and community members who raise money to enhance the educational experiences of our children in the Tesoro family of schools. Through
EFC’s fundraising efforts, we have provided over $1.5 million dollars in school grants in the past 15 years. Last year alone, we funded over $80,000 in grants for our schools.
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local Dentist Discusses archaic-sounding Modern technology
22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org
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I just did three fillings using the Whisper-Jet (sand blaster) on a thirtyfive year old patient. He asked me why this Dr. Michael Tessier procedure was necessary, and here’s what I told him: Just like any other situation, early detection is always a good thing. The grooves in the chewing surfaces of the molars get to the point where they’re narrower than one bristle of a toothbrush. So, a patient can’t get in there to clean those grooves, but the acidic end-products of bacterial metabolism can. When we use a drill on a small cavity, we can only make the whole as small as the diameter of the drill allows. So really small cavities would require removal of much more tooth structure than necessary. Also, using the drill would require anesthetic because of the discomfort that arises from both the rotational vibration of the drill and the heat of friction that ensues as the drill cuts the tooth structure. And, drilling on any crystalline substance, like tooth enamel, can result in micro-fractures that can, in the case of tooth structure,
NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier
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lead to tooth fractures in later years. So, we use a sandblaster that most often leaves a much leaves a smaller hole, doesn’t cause discomfort from the heat of friction or the rotational vibration of the drill, and doesn’t lead to fractures of tooth structure. Then we fill the hole in the tooth with a liquid plastic material which thru capillary action gets into the pores of the enamel, sealing those pores and preventing leakage. In fact, if we were still doing silver/ mercury fillings ( and we don’t even have the facility to do amalgam fillings, anymore), the sandblaster would be inadequate because we’d need a bigger hole to pack that obsolete filling material into. Definitely a case of cooperative evolution. When we have to do cavities on children’s adult molars, we use the sandblaster, thereby avoiding the need for a shot, removing less tooth structure, and reducing the possibility of fractures way in the future. When I see all the factors cataloged like that, the value of the whole procedure is a big “no duh”. Modern technology strikes again. Please call my office (949-459-7212) if you have any questions about this or any other of dentistry’s modern technologies. The office is located at Oso and Antonio Parkways, the center with the car wash and Starbucks.
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Cinepolis Luxury Cinemas Launches New Menu With top performing U.S. locations in Del Mar, La Costa, Laguna Niguel, Rancho Santa Margarita and Westlake Village, Cinépolis is the go to theater for a first class movie going experience. Continuing to offer premium services, the Cinepolis team has created a new menu debuting this month, just in time for the busy fall movie season. The new menu offers a wider selection of healthy options including several vegetarian and vegan options, while still providing the classic movie fare. Guests are invited to socialize with friends in the lounge-style lobby, bar area, or outdoor patio, before or after their movie. They may also enjoy the full menu in their premium leather reclining seats inside the exclusive auditoriums. The new menu features several trendy, gourmet items. The signature starters now feature Truffle Skinny Fries with sriracha aioli and Shishito Peppers with a ponzu dipping sauce. Our healthy and unique salads include a Kale Salad with carrots, purple cabbage and orange segments and a Red Quinoa Salad with arugula, tossed in a cilantro- lime vinaigrette. A few of the new entrees highlight the gluten free and vegetarian options guests have come to expect. The Garden Truffle FlatBread made with summer squash, fresh burrata cheese and drizzled with truffle oil is a tasty vegetarian item. The gluten free fusilli Pasta Primavera is sure to be a new favorite, as well as the Avocado BTL and the Southwest Chicken Panini. The new offerings are finished off with dessert specialties including a Blood Orange Mascarpone Mousse Cake or a housemade Nutella Springroll. And don’t forget the classic movie snacks! Enjoy a variety of popcorn such as butter, lite, caramel, and spicy chili, or upgrade to gourmet Zebra Popcorn, made with dark and white chocolate. Everything from nachos, hotdogs, soft drinks, milkshakes and a full candy selection is available to Cinepolis’ guests. All cinemas include state-of-the-art digital and sound projection technology, leather reclining seats, personal swivel tables and call service buttons that summon servers to complete the in- theater dining experience. Tickets start at $13.50 and seats can be selected online, through the App, or directly at the box office.
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Cheese plate Truffle Skinny Fries The Coto de Caza News
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November 8, 2013
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Urban Grill & Wine Bar • Foothill Ranch! The near instant success of Urban Grill & Wine Bar in Foothill Ranch is most certainly due to the chemistry between the two owner/partners, David Hall and Jaime Benson. David, the Executive Chef, has been in the restaurant business for over 24 years. For the previous ten years before opening Urban, David held the positions of General Manager and Director of Wine at The Bungalow Restaurant in Corona Del Mar. This experience, in addition to his many previous years as a chef and caterer, have allowed him to create a menu that is uncomplicated, yet provides the diner with a rich variety of experiences for food and wine pairings. General Manager Jaime Benson has 20 years of restaurant experience. Jaime has worked in the ‘front of the house’ for three upscale Orange County restaurants, the last several years with David in Corona del Mar. Prior to those years, Jaime was a corporate trainer for a national restaurant chain opening new locations in California and in other states. Urban Grill and Wine Bar is a unique, upscale eatery offering gourmet comfort food and boutique wines in Foothill Ranch. The restaurant features fresh, highquality entrees, sandwiches, salads, and desserts prepared and served by an enthusiastic and knowledgeable staff of 28. They also offer a robust catering service for parties, business meetings, or other events of up to 300 persons. Our mission is to serve moderately-priced, hearty meals — comfort foods, if you will — in an unpretentious setting,“ said Urban Grill owners Jaime Benson and David Hall. “We felt there was a niche for a new type of restaurant in the Foothill Ranch area. People who are looking for something special and varied can come to our bistro-style eatery for delicious food, boutique wines, and hand-crafted beers.” Their wine bar features wine flights for tasting and pairing, as well as full glasses. Wine tasting and wine dinners are held on a regular basis featuring, primarily, boutique wines of California. “You can choose Urban Grill as a place to have a quick lunch or dinner — or to have a relaxing experience with food and wine pairing,” Benson continued. “We intend to provide combinations which will tantalize the most gastronomically enthusiastic palates.” Urban Grill and Wine Bar opened in Foothill Ranch in May of 2012. Chef Hall explained that “The greatest reward I get out of operating Urban Grill is watching our guests dine and enjoy the ambiance, the service, and the food — and then come back the next day, or a week later, to experience it once more.” When asked what his greatest reward has been opening Urban Grill and Wine Bar, Jaime responded: “Seeing the restaurant that David and I built busy with happy guests. Maybe it’s kind of corny, but having a partner that is as passionate as I am about this business who wants it to do everything really, really well, makes it fun to come to work.” Urban Grill and Wine Bar is located where Portola Parkway and Glenn Ranch Road meet in Foothill Ranch. Everyone is invited to come by to personally experience the tasty food and beverages, attentive service, and comfortable ambience that is Urban Grill and Wine Bar. Page 18
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Jaime Benson and David Hall.
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22332 EL Paseo Rancho Santa Margarita (Plaza El Paseo) www.embarcadero-oc.com (949) 709-2266
November 8, 2013
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HEY WHERE HAVE YOU BEEN HIDING? WE MISS YOU! BRING IN THIS COUPON MONDAY THROUGH THURSDAY TO RECEIVE 10% OFF YOUR NEXT ORDER OF $50 OR MORE ANYTIME BETWEEN 5PM TO 7PM. Directions to trabuco oaks steakhouse, take rancho santa Margarita parkway to plano trabuco, left, down the hill past rose canyon cantina and next right on trabuco oaks Drive. from the 5 freeway take el toro to cooks corner or live oak make a right, take it for 4.3 miles pass the fire station and make a left and it will be the second building on the right.
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ON THE LAKE IN RANCHO SANTA MARGARITA! SWINE DINING CRAFT COCKTAILS New American fusion, eclectic modern menu available until 10 p.m. Daily specials! - tuesday – friday: happy hour 4-6 p.m. ! - tuesday’s: industry night specials! (with proof) - Wednesday’s: Wine Wednesday’s- half off all bottles of wine! - thursday’s: ladies night 6 p.m. to close! - friday’s and saturday’s: live music! - sunday’s: special football menu starting at 10 a.m.!
(949)888-0072 31431 Santa Margarita Parkway Suite M (Ralph’s Center) The Coto de Caza News
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November 8, 2013
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2013 Veterans Day Discounts, Sales, Deals and Free Meals 2013 Veterans Day free meals, discounts, deals and sales. Veteran’s Day is officially Monday, November 11, 2013 and since it falls on a Monday this year it is the observation day as well. 2013 Restaurants with Veterans Day Free Meals. Applebees Free Meal: On Monday, November 11th, veterans and active duty military can choose from a free signature Thank You Meal menu Must present valid Veteran’s form of identification or be in uniform. Bar Louie Free Lunch or Dinner From open to close Sunday, November 10th and Monday, November 11th every Bar Louie location across the country will offer veterans and military personnel a free meal up to a $12 value when they show valid military I.D. or other proof of service. California Pizza Kitchen: On Monday, November 11, all veterans or active duty military personnel will be able to get any pizza from our menu for free (dine-in only). Please come in uniform or bring your military ID or other proof of service. Offer valid at participating CPK restaurants, excluding Guam, airport, stadium and university locations. Champs Free Cheeseburger and Fries: Veterans and active-duty receive a free handcrafted burger and fries all day. Choose from a select menu. Participating locations only, check to confirm. Charlie Brown’s Steakhouse Eat Free: Veterans and active-duty military eat free on Monday, 11.11.13. Valid ID required or in uniform or photo in uniform. Chili’s Free Meal: Veterans and activeduty military receive a free meal from a special Veterans Day menu on Monday Nov. 11th. Must show proof of military service. Einstein Bagels Free Bagel and Shmear: This Veterans Day from 5:30 a.m. to 5:00 p.m., all active, inactive and retired military personnel are invited to receive a Free Signature or Classic Bagel and Shmear, or any other topping, and no purchase is necessary. Famous Dave’s Free or Discounted Meal: Famous Dave’s is providing a variety of free meals and discounts at participating locations to former and current military personnel on 11/11/2013. Offers vary by location. Golden Corral Free Meal: Monday November 11th from 4 PM to 9 PM get a free Veterans Day buffet and beverage to any veteran who has served in the United States military or is a current active duty service member. All Golden Corral locations will be participating. No identification is required to get your free Veterans day meal. Hooters Free Meal: Monday, Nov. 11, Hooters invites all veterans and current servicemen and women to a free meal, up to $10.99 in value with any drink purchase, by presenting a military ID or proof of service at any Hooters location across the country. Krispy Kreme Free Doughnut & Coffee: Offering a free doughnut and coffee to all those served or currently are serving. Proof of military service required or those in uniform. Only at participating locations. Little Caesars Free Crazy Bread All United States armed forces veterans and active military members get a free order of Crazy Bread® with proof of military status at participating stores nationwide this Veterans Day, 11/11/13. Longhorn Steakhouse Free App From Nov. 11 – Nov. 14, service members receive a complimentary appetizer from a list of 10 delicious options, including New! Crispy Fried Green Beans, Lobster-Crab-and-Seafood-Stuffed MushPage 22
rooms and Sweet Chili Shrimp. Includes veterans and current service members. McCormick and Schmick’s Free Entree: Enjoy a complimentary entree on Sunday November 10th, 2013. All veterans must show official verification. Veterans Day entrees must be enjoyed at the restaurant. No to-go orders permitted. Menchie’s Free Frozen Yogurt: On Veterans Day, Monday, November 11th, 2013 Veterans and active duty personnel get a a free 6 oz. frozen yogurt. Show a valid ID or be in uniform to receive. Noah’s Bagels Free Bagel and Shmear: This Veterans Day from 5:30 a.m. to 5:00 p.m., all active, inactive and retired military personnel are invited to receive a Free Signature or Classic Bagel and Shmear, or any other topping, and no purchase is necessary. Olive Garden Free Meal: All veterans and military active duty will receive a free meal from a special menu on Veterans Day. Also, all November current military service members and their families get 10% off in honor of Military Appreciation Month. On The Border Free Entree: All veterans and active duty military will receive a free entree from the “Create Your Own Combo menu” on Monday, November 11, 2013. OTB will also donate 15% of all eligible sales on Veterans Day from guests who bring in a give-back flyer. Outback Steakhouse Free Bloomin’ Onion® and a beverage: Military personnel and veterans get a Free Bloomin’ Onion® and a beverage. Must have valid identification. Plus, get 10% off all meals from Nov. 12 through Dec. 31. Paciugo Gelato Caffe: Paciugo will thank our nation’s veterans and troops on Veterans Day with a free 12 oz Gelatte on Monday, November 11, 2013. Military guests will need to provide proof of military service. Red Lobster Free App & drink: From Nov. 11 – Nov. 14, service members receive a complimentary Texas Tonion appetizer and non-alcohol beverage. Includes veterans and current service members. Red Robin Free Burger and Fries: All Veterans and Active Duty Military get a free Tavern Double Burger and Bottomless Steak Fries on Monday, Nov. 11. Sizzler Free Lunch: Active duty and retired members of the military get a free lunch on Veterans Day, Monday, November 11, 2013 until 4 p.m. Guests with proof of military service will select a six-ounce six-ounce Tri Tip Steak, single Malibu Chicken or a half dozen Fried Shrimp entrée with a choice of side dish. Note this offer does not include veterans. Texas Roadhouse Free Lunch: Select from a free special veterans lunch menu including a beverage and sides no November 11th, 2013. TGI Fridays Free Lunch: Veterans and active duty military service members are invited have lunch on T.G.I Friday’s this Veterans Day, Monday, November 11, from 11 a.m. to 2 p.m. Travel Centers of America Free Meal: On Veterans Day, November 11, all CDL drivers who are Military Veterans eat FREE at participating full-service restaurants with proof of service. Must present valid ID. 24 Hours Fitness: U.S. military servicemen and servicewomen on Nov. 8 to Nov. 11 get all-club access in honor of Veterans Day. Army Corp of Engineers Recreation Areas: On Monday, November 11th, 2013 The U.S. Army Corps of Engineers is waiving all day use fees at more than 2,400 recreation areas nationwide. This waiver is available to all veterans,
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active and reserve component service members, and their families. Only verbal confirmation of service is required. Bed, Bath & Beyond: 20% off the entire purchase for U.S. Military, veterans and military spouses on November 9, 10 and 11, 2013. Bed and Breakfast Inns in the U.S. and Canada: Get a free stay with the 5th Annual B&Bs for Vets military specials that takes place on Sunday, November 10 and Monday, November 11, 2013. See site for participating B & Bs. Brides Across America Free Wedding Gown Events: During the month of November Brides Across America is partnering with bridal salons across the nation to giveaway wedding dresses to qualified military brides. All military brides must pre-register online. California Association of Bed and Breakfast Inns: Some B&Bs belonging to the CABBI association are offering military specials in conjunction with Veterans’ Day (November 11, 2013). Some Inns are extending the special through the month of November or keeping year round. Dahn Yoga 20% Discount 20% discount on regular memberships the entire month of November for Active Military, Veterans And Families. Free Car Wash: On Monday November 11th Veterans or active duty military can receive a free car wash at over 2,000 participating locations. No proof of service is required but everyone is asked to honor this program. Some of the participating car washes include 7-11, Mister Car Wash, Simoniz Car Wash and Mike’s Car Wash. See list of participating locations Free Hair Cut: While too many to list many local hair clip and barber shops offer free hair cuts on Veterans Day to Veterans and active duty armed forces members. Call stores in your local area to confirm. Free Oil Change: Oil changes are free to Veterans and active duty armed forces members at many participating local oil change centers including participating name brand oil service centers. Call stores in your local area to confirm. Many are offering the free oil change for several days around Veteran’s Day. Great Clips Free Haircut: On Veterans Day, Monday, Nov. 11, 2013, military members can come in on Veterans Day for a free haircut or to pick up a free haircut card to use any day before the end of the year, 12/31/2913. Customers who also come in for a haircut at any U.S. Great Clips salon will receive a free haircut card to give to an active/inactive/retired military member of any branch, including the National Guard. Jo-Ann Fabric and Craft Stores: Sunday, November 10, through Friday, November 15, past or present members of the armed forces, as well as their families, will receive 20 percent off their total purchase including regular-, sale-priced and clearance items. JC Penney: All current and former military personnel and their families can enjoy an extra 20% off on purchases instore (some exclusions may apply) from November 6-11 by presenting a military ID or proof of service. Plus, this discount is available online starting on November 6th, 2013 at jcp.com/military (link not valid prior to 11/6). Meineke Car Care Center: On Monday, November 11, 2013, participating Meineke Centers will provide free basic oil changes to all veterans and active-duty military personnel, as well as spouses of deployed members. Motel 6: Active and retired U.S. military personnel in select markets to reserve a $6 one-night room rate valid Monday, Nov. 11, in honor of Veterans Day. The exclu-
sive $6 room rate is available to the first 10 rooms reserved at participating Motel 6 locations in six markets: Colorado Springs, Colo.; El Paso, Texas; Fayetteville, N.C.; Norfolk, Va.; San Antonio, Texas; and San Diego, Calif. Call 1-800-4-MOTEL6 and reference “VETERANS” to take advantage of the offer while it lasts. National Parks Free Veterans Day Admission: Everybody gets free entrance to our National Parks on Veterans Day weekend. Dates this year include November 9 – 11, 2013. Red Roof Inn 15% All November Veterans receive 15% off your stay the entire month of November! And don’t forget, Red Roof Inn is military and government friendly all year long, offering 10% off at locations nationwide. Who is Eligible?: Active Duty, Veterans, Retirees, Reservists, Dependents. Sea World Parks & Entertainment Veterans Discount: Veterans get 50% off tickets now through November 11th, 2013. Seaworld properties include Sea World, Aquatica, Busch Gardens, Sesame Place, Adventure Island, Water Country USA and Discovery Cove. Active Duty military members who already used their free admission for the year can also get 50% off tickets. Sports Clips Free Haircut All veterans and active-duty U.S. service members can get a free haircut on Veterans Day, Monday, November 11, 2013 with valid proof of service. Sports Clip is also raising money for the Veterans of Foreign Wars’ (VFW) Operation Uplink program and will donate a $1 for every haircut service to the program. Social Security Report Free: On Veterans Day get a free tool showing how when you claim Social Security benefits it will affect how much you (and spouse, if married) will receive each month. The tool will also suggest a claiming strategy to maximize your benefits. Under Armour 15% Off plus Free Shipping: From now until 11/11/13 get 15% off everything plus free shipping on all orders, no minimum at UA.com. Offer valid for Veterans and Active Duty Military. US Forest Service Free Veterans Day Admission: The U.S. Forest Service is waiving fees at most of its day-use recreation sites over the Veterans Day holiday weekend, Nov. 9-11. Go online to find a national forest or grassland near you. Walgreens: On Monday, Nov. 11, customers with a valid military ID or proof of service will receive 15 percent off eligible store items and 20 percent off Walgreens, Nice! And W brand products at any Walgreens drugstore nationwide. Aquarium of the Pacific Free Admission – Long Beach, CA: FREE admission with valid service ID for veterans, military personnel, police officers, and firefighters on Monday, November 11, 2013 from 9:00 AM to 6:00 PM. Ikea – Carson, CA: November 9 – 11, 2013 veterans get a free Entrée includes a sandwich, hot dish or entrée salad. Value up to $9.99. Offer may vary in IKEA Carson and IKEA Portland. Not valid with any other discount or offer. Knotts Berry Farm Free Admission – Military Tribute Days – Orange County, CA: Starting November 4th, Free admission for Veterans or current serving military personnel and one guest with proper I.D. presented at turnstile plus purchase up to six additional tickets for just $22 each until November 27! November 28 – January 5, 2014, up to six additional tickets can be purchased for only $27 each. Be sure to bring proof of service
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November 8, 2013
Potted Potter At The Irvine Barclay Theatre Irvine Barclay Theatre today announced an engagement of Potted Potter, the unauthorized Harry Experience, a parody by Dan and Jeff, for four performances only, Thursday, November 14-Saturday, November 16, 2013. Written and performed by two-time Olivier Award-nominated actors Daniel Clarkson and Jefferson Turner, Potted Potter is perfect for ages six to Dumbledore (who is very old indeed). This engagement is the show’s Southern California premiere. Potted Potter is presented by Irvine Barclay Theatre and is produced by Starvox Entertainment and Marketing. Playing to sold-out houses all over the world, the Olivier Awardnominated Potted Potter takes on the ultimate challenge of condensing all seven Harry Potter books (and a game of Quidditch with the audience) into seventy fun-filled minutes. Even if you don’t know the difference between a Horcrux and a Hufflepuff, the silly magic of Potted Potter will have you in its spell. Audience members are invited to come early. Doors will open an hour before each show with a variety of pre-show activities and special Potter menu items at the concessions bar. Potted Potter was first created as a five minute long, two-man show
to entertain bookstore customers waiting in line to purchase the sixth book in the series and was then a comic summary of the first five books. Since then, the piece has been expanded and performed by Children’s BBC host team Clarkson and Turner literally thousands of times – at the Edinburgh Festival, in the West End, off Broadway and across America to much acclaim. A critic’s Pick by the New York Times, New York Magazine, and Time Out London, Potted Potter won
the prestigious 2012 Olivier Award nomination for Best Entertainment & Family Show. The New York Times said, “The flavor is Monty Python meets vaudeville…Mr. Clarkson and Mr. Turner do indeed tell an abbreviated, ridiculous version of the Boy Who Lived… You don’t need to know all the nuances of Hogwarts to enjoy the jokes... Besides, if you miss something, another laugh will be along shortly…The duo cast the perfect spell over the audience.”
Irvine Barclay’s President Doug Rankin said, “The Barclay is thrilled to be able to bring Potted Potter to southern California for the area premiere. I’m a big fan of the books, and now I’m a fan of Dan and Jeff and their fresh, fun take on the Harry Potter lore.” Tickets (Adults $45.00; Children $35.00) can be purchased at the Irvine Barclay Theatre, 4242 Campus Drive, Irvine CA, online at www.thebarclay. org, or by calling 949.854.4646.
Five fun and affordable fall activities your family will love Crisp air, changing leaves and cozy knit sweaters signify the return of autumn. Fall can be a busy time for most families, juggling back-to-school routines, carpools, homework, after school events and sports practice. Now is a great time to slow down, bring the whole family together and enjoy all of the exciting activities fall has to offer.Here are a few fun ways to spend quality time with your family and relish in fall to the fullest: 1. Visit an apple orchard. This is a great way to make the most of the beautiful fall weather and do something active with the family. Use apples to make apple sauce, a tasty tart or just slice them up for a great on-the-go snack. Try unique apple varieties you’ve never tried they all taste a bit different! Pack a picnic for the orchard and include Marzetti Caramel Dip Snack Packs to dip the apples you pick. The dips are an easy and fun way to treat your family to the flavors of fall. And with varieties like Old Fashioned and Fat Free, there’s something for everyone to enjoy. 2. Go for a nature walk. With the vibrant, colorful leaves and the cool, crisp air, autumn is a great time to get your family outdoors and learn more about nature in a local
nature preserve or state park. Pick up a few fall mementos along the way to integrate into crafts. For example, bring home some colorful leaves and decoupage them onto the outside of a mason jar to create a seasonal fall candle holder, or create a lively fallinspired canvas incorporating several different leaf shapes and colors. 3. Gear up for Holidays Host a Fall themed get-together by incorporating fun foods the kids can help prepare and will love to eat! Use a pumpkin-shaped cookie cutter to create cut-out cookies and involve the kids in decorating - with everything from sprinkles to frosting. Or, for a quick and easy themed treat, try making marshmallow lollipops drizzled with chocolate or caramel dip, then use chopped nuts or candy bits to make ghoulish faces.4. Visit a local farmers market. Fall offers a whole new repertoire of amazing fresh fruits and vegetables. Encourage your kids to try new items like figs, acorn squash or cauliflower. If they find samples that they enjoy, purchase a few and find a way to incorporate them into your next meal. You can also buy items such as tomatoes and pickle peppers in bulk, and then can at the end of season to store for the long winter ahead. 5. Have a bonfire.
As the weather cools down, bonfires are a great way to stay warm at night and make lasting family memories. Gather everyone together and reconnect by huddling around the fire in cozy blankets. Pour mugs of warm apple cider and munch on Nutty Caramel Popcorn while swapping ghost stories over the glow of the fire. Nutty Caramel Popcorn Ingredients: 1/2 cup Marzetti Old Fashioned Caramel Dip 2 tablespoons butter 8 cups popped microwave plain popcorn 1/2 cup peanuts Directions: Preheat oven to 250 degrees.
Spray a 13-by-9-inch baking dish with nonstick cooking spray and set it aside. Melt butter in small saucepan. Stir in dip; simmer over low heat five minutes, stirring frequently. You can even substitute other Marzetti dip flavors, like Peanut Butter Caramel or Sweet and Salty Caramel, for a tasty twist. Pour mixture over popcorn and peanuts in prepared dish. Stir until evenly coated. Bake 30 minutes, stirring every 15 minutes. Cool completely in dish on wire rack, about 45 minutes. For more family-friendly fall food inspiration and to find information about other tasty recipes, visit Marzetti Kitchens.
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November 8, 2013
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15 Futuristic Technologies That Will Transform Small Business by Jason Nazar Apps and Software Cashless Shopping It’s only a matter of time before everyone will be able to pay without swiping cards, signing receipts or paying cash. Due to their ubiquity, smartphones appear to be the next key to cashless payment. Systems like PayPass mobile and Google Wallet allow customers to spend and send money directly from their phones while still building their credit card rewards. Studies have shown that consumers feel greater remorse when using cash and will spend larger amounts on credit cards, which is why many small businesses are willing to bear the extra expense of credit card charges. Will an increasingly painless tap-and-go system lead customers to spend even more money? Will it eventually lower credit card processing costs for small businesses? In-Person Customization Many believe that business will continue to shift towards the web, but technology also has the ability to enhance customer engagement and experience in-person. Customization technology will eventually allow brick-and-mortar stores to tailor the retail environment beyond what can be experienced at home, with devices such as a 3D body-scanning system called Me-ality, which helps customers to find the perfect fitting jeans, or the Marai Mirror, which allows shoppers to scan a makeup item and have it digitally added to their reflections in a virtual mirror. Virtual Organization and Workspaces Projections Anywhere Nothing’s worse than showing up with a PowerPoint presentation and not having the right HDMI cable. What if you could project the presentation directly from your smartphone onto the wall? Countless institutions, from MIT to Carnegie Mellon are working on simplified projection technology. The Omnitouch, for example, is a wearable device that allows you to project a highres touch-screen display on any surface, even the palm of your hand. This could help facilitate more impromptu meetings and collaboration, and allow a busy entrepreneur to travel lightly while making presentations and pitches in different locations. Touch-Interactive Desks While projections are nice for on-the-go organization, people will probably continue working at desks long into the future. But what if the desks themselves could be smarter? In comes technology like the BendDesk, a curved, interactive desk whose surface is comprised entirely of a backlit touch-screen. You can interact with virtual images, videos or documents, or even use a special pen to take digital notes. What about for the meeting room? Ideum has created a massive, multiuser, multi-touch screen table called Pano, which is over 8 feet long and could revolutionize group collaboration. While realistically interactive desks may be out of reach for bootstrapped businesses at first, for design or technology firms they may increase productivity so immensely they’d be worth the investment. 3D Holograms Ever since Leia told Obi-Wan that he was her only hope, we have dreamt of a time when 3D holograms would become a reality. Fact is, 3D holographic projections are already here, and they’re even higher quality than the visions of Star Wars. Companies like AV Concepts have already developed 3D holographic projections (see a pretty stunning video demonstration here) that allow businesspeople to give speeches to large crowds, workers to be telepresent in a meeting when they’re miles away, or a product launch to capture the imagination of an audience by displaying a lifesized model of their 3D prototype. Page 24
Human-Sensitive Computer Technology As society slowly becomes more computersavvy, computers are also becoming more humansavvy. Leap Motion has developed a computer motion sensor that allows you to scroll, zoom and write without touching a thing. While many of us use two screens to increase our productivity, advancements like MITs Perifoveal Display will eventually allow us to use four or five screens at once by tracking and reacting to the motion of our eyes. The screen you are focused on will brighten, and if something significant pops up on another screen it will flash brightly enough to catch your peripheral vision. This ability to track a larger amount of data can be critical for giving small businesses an edge over their competitors, whether it’s by analyzing live web traffic, following social media feeds or more closely tracking and reacting to customer activity. Prototypes and Manufacturing 3D Printers “3D printing” has become a recent buzzword, as over the last year or two 3D printers have become available to the general public. For businesses that produce physical goods or create threedimensional designs, personal 3D printers such as the Makerbot Replicator 2 symbolize the beginning of an era where smaller businesses and engineers can not only print and test their own models, but can perhaps eventually print actual goods to be sold. High-End Manufacturing Printing certainly has its limits, and for the moment small businesses continue to outsource all or most of their production to large-scale industrial manufacturers. What if small businesses could afford to handle heavy industrial equipment, such as metalwork or laser cutting on their own? Technologies such as Ford’s Freeform Fabrication Technology provide the first glimmer of hope for rapid and affordable production of customized metal prototypes and products. Meanwhile, industrial equipment that was once too expensive and powerful for any small business to consider, such as a high-precision laser cutter, is now becoming much more accessible, transportable and affordable. Wearable Technology Smartwatches Every business owner is toting around a smartphone these days, but what’s the next big step in personal devices? We all know about Google Glass, but with Apple’s latest patent on wrist technology, signs are pointing towards a potential pivot to the “smartwatch” (which seems more practical, seeing as watches are more difficult to lose or break than a phone or glasses). Countless concepts of the iWatch have been cropping up, and services such as Pebble and i’m Watch are already providing the first versions of
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smartwatches that will make communication even more efficient. Bionic Contact Lenses Another wearable technology that offers less to carry and almost no risk of theft is wearable lenses. The intrusiveness and safety concerns surrounding contacts may posit it further in the future, but researchers at the University of Washington have already successfully tested pixel-sized bionic contact displays on rabbits. This technology could eventually allow you to open and read messages without moving a single muscle except your eyes. How useful could a tool like this be for increasing productivity during a lull in a business meeting? Or for looking up a person’s name during a networking event? Office Devices Telepresence Robots We all know about virtual meeting services like AnyMeeting and WebEx, but with these systems you are stuck at your desk with headphones on, and have limited ability navigate an office. With mobile remote presence robots like the Beam or Anybots, you can literally enter a meeting or walk and talk with someone down the hallway. These bots could eventually eliminate the need for expensive commuting or flying cross-country for a meeting, which may allow smaller local businesses to source workers from other locations. For businesses on a budget, cheaper and more pocket-sized options such as Botiful are currently available for an affordable rate. Bendable Laptops What if you could roll up your laptop like a yoga mat? That technology is currently in development; you can see a video demonstration of what unfurling the “RollTop,” (with OLED flexible-screen technology) would look like. Although bendable screens have yet to be released, the market for flexibility appears to be opening up; Lenovo has announced the release of a “Yoga” Ultrabook, whose screen can rotate almost 360 degrees. While a bendable computer may be mostly a novelty, the ability to roll up a self-charging laptop and carry it effortlessly just adds to the list of devices that could prove invaluable for entrepreneurs on the run. Memory-Enhanced Whiteboard Erasers What startup hasn’t pored over a blank whiteboard and covered it in brainstorms, upcoming plans and ideas? Eventually you need to erase the board, but what if you want to access those notes again later? A team of Japanese designers developed an Erascan, which allows you to scan the whiteboard while you erase it. The Erascan has been designed to identify handwriting, emails, drawings, URLs and more, then immediately store and email the content. Luckily, no technology has been developed to wipe minds… yet.
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Coto de Caza News Legal Notices Trustee Sale No. : 20100134003856 Title Order No.: 100477389 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/24/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/30/2004 as Instrument No. 2004000786074 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JESUS RODRIGUEZ AND ANA PEREZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/14/2013 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 60 WILD HORSE LOOP #33, RANCHO SANTA MARGARITA, CALIFORNIA 92688 APN#: 931-95-304 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $430,173.52. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20100134003856. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/09/2013 NPP0222055 To: COTO DE CAZA NEWS 10/25/2013, 11/01/2013, 11/08/2013
T.S. No.: 9985-6478 TSG Order No.: 100151 A.P.N.: 833-313-14 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02/27/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 03/05/2007 as Document No.: 2007000140885, of Official Records in the office of the Recorder of Orange County, California, executed by: VI VO, A SINGLE PERSON AND CHRISTINA HUY VO, A SINGLE PERSON, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 11/14/2013 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 27 ELDERBERRY ST, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $455,301.01 (Estimated) as of 10/29/2013. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee`s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9985-6478. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.nationwideposting.com or Call: 916-939-0772. NBS Default Services, LLC, Suzanne Castle “We are attempting to collect a debt, and any information we obtain will be used for that purpose.”NPP0222515 To: COTO DE CAZA NEWS 10/25/2013, 11/01/2013, 11/08/2013
T.S. No.: 9508-1293 TSG Order No.: 8303467 A.P.N.: 620-221-21 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/06/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 08/03/2006 as Document No.: 2006000520068, of Official Records in the office of the Recorder of Orange County, California, executed by: PETER MELODY AND DIANNE E. MELODY, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 11/14/2013 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 25312 BENTLEY, LAGUNA HILLS , CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $262,624.82 (Estimated) as of 10/25/2013. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on
this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee`s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9508-1293. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.nationwideposting.com or Call: 916-939-0772. NBS Default Services, LLC, Suzanne Castle “We are attempting to collect a debt, and any information we obtain will be used for that purpose.”NPP0222031 To: COTO DE CAZA NEWS 10/25/2013, 11/01/2013, 11/08/2013
November 8, 2013
Coto de Caza News Legal Notices Trustee Sale No. 13-07-001 Loan No. 601904413 Title Order No. 1493307 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文 件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서 가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PURSUANT TO CIVIL CODE 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/23/2007 AND MORE FULLY DESCRIBED BELOW. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash or cashiers check (payable at the time of sale in lawful money of the United States) (payable to Assured Lender Services, Inc.), will be held by a duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, legal fees and costs, charges and expenses of the undersigned trustee (“Trustee”) for the total amount (at the time of the initial publication of this Notice of Trustee’s Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor(s): AUTO ORANGE II, LLC, A CALIFORNIA LIMITED LIABILITY COMPANY Recorded: recorded on 08/29/2007 as Document No. 2007000537022 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 11/22/2013 at 09:00AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA 92866 Amount of unpaid balance and other charges: $5,498,620.72 The purported property address is: 32881 Camino Capistrano, San Juan Capistrano, CA 92675 Legal Description: PARCEL NO. 1, IN THE CITY OF SAN JUAN CAPISTRANO, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A PARCEL MAP FILED IN BOOK 79, PAGES 26 AND 27 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT ALL WATER, CLAIMS OR RIGHTS TO WATER, IN OR UNDER SAID LAND. Assessors Parcel No. 668-291-13 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell Under Deed of Trust (the “Notice of Default and Election to Sell”). The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Trustee’s Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 508-7373 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 13-07-001. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY COVERED IN THIS ACTION INCLUDES ALL SUCH REAL PROPERTY AND THE PERSONAL PROPERTY IN WHICH THE BENEFICIARY HAS A SECURITY INTEREST, RESPECTIVELY, IT BEING THE ELECTION OF THE CURRENT BENEFICIARY UNDER THE DEED OF TRUST TO CAUSE A UNIFIED SALE TO BE MADE OF SAID REAL AND PERSONAL PROPERTY IN ACCORDANCE WITH THE PROVISIONS OF SECTION 2924F(b)(2) OF THE CALIFORNIA CIVIL CODE. DATE: 10/29/2013 Assured Lender Services, Inc. Cherie Maples, Vice President of Trustee Operations Assured Lender Services, Inc. 2552 Walnut Avenue Suite 100 Tustin, CA 92780 Sales Line: (714) 573-1965 Sales Website: www. priorityposting.com Reinstatement Line: (714) 508-7373 To request reinstatement and/or payoff FAX request to: (714) 505-3831 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P1068137 11/1, 11/8, 11/15/2013
Trustee Sale No. 260314CA Loan No. 0080326747 Title Order No. 1358857 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/23/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/25/2013 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08/04/2003, Book N/A, Page N/A, Instrument 2003000934497, of official records in the Office of the Recorder of Orange County, California, executed by: JACLYN M. SVENSSON AND BERT H RANELYCKE-SVENSSON, WIFE AND HUSBAND AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Legal Description: PARCEL 1: LOT 105 (LOT) OF TRACT NO. 16023, AS SHOWN ON A MAP (MAP) FILED IN BOOK 808 PAGES 36 TO 45 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY, AS CORRECTED BY A CERTIFICATE OF CORRECTION RECORDED MARCH 20, 2001 AS INSTRUMENT NO. 20020158771 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. (OFFICIAL RECORDS) EXCEPT THEREFROM, ALL OIL, OIL RIGHTS, NATURAL GAS RIGHTS, MINERAL RIGHTS, AND OTHER HYDROCARBON SUBSTANCES BY WHATEVER NAME KNOWN, TOGETHER WITH APPURTENANT RIGHTS THERETO, WITHOUT, HOWEVER, ANY RIGHT TO ENTER UPON THE SURFACE OF SAID LAND NOR ANY PORTION OF THE SUBSURFACE LYING ABOVE A DEPTH OF 500 FEET, AS EXCEPTED OR RESERVED IN INSTRUMENTS OF RECORD, EXCEPT THEREFROM, ALL UNDERGROUND WATER LYING BENEATH SAID LAND, BUT WITHOUT THE RIGHT OF ENTRY TO THE SURFACE THEREOF FOR THE PURPOSE OF PROCURING WATER, AS RESERVED UPON THE MAP OF SAID LAND. PARCEL NO. 2: NONEXCLUSIVE EASEMENTS FOR USE, ACCESS, INGRESS, MAINTENANCE, REPAIR, DRAINAGE, ENCROACHMENT, SUPPORT AND FOR OTHER PURPOSES, ALL AS DESCRIBED IN THE AMENDED AND RESTATED MASTER DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COTO DE CAZA (MASTER DECLARATION) RECORDED MARCH 21, 2001 AS INSTRUMENT NO. 20020161718, AS AMENDED BY FIRST AMENDMENT TO AMENDED AND RESTATED MASTER DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COT DE CAZA, RECORDED JUNE 18, 2001 AS INSTRUMENT NO. 20010398625 AND FIRST AMENDED AND RESTATED SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR VALLE VISTA AT COTO DE CAZA (SUPPLEMENTAL DECLARATION), RECORDED APRIL 27, 2001 AS INSTRUMENT NO. 2001261272, ALL IN OFFICIAL RECORDS, AND AS DESCRIBED IN THE MAP OF SAID TRACT NO. 16023.. Amount of unpaid balance and other charges: $605,607.41 (estimated) Street address and other common designation of the real property: 23 WEBER LANE COTO DE CAZA, CA 92679 APN Number: 755-264-24 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10/31/2013 CALIFORNIA RECONVEYANCE COMPANY, as Trustee RIKKI JACOBS, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting. com or 1-714-573-1965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting. com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P1067339 11/1, 11/8, 11/15/2013
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Just like the technological advances in electronics where the IPhone changed the way we think about and use phones, there has been a significant technological leap forward in custom orthotics. It is estimated that 95% of the population suffers from mechanical foot imbalances. These are primarily seen as over pronation of the feet. Pronation is where the feet/arches collapse or the ankles tend to fall inward. Abnormal pronation is certainly seen with all flat feet, but people with high arches can also have pronation problems. While the average person might not be able to identify abnormal pronation, one can look at the results of pronation and determine if these new orthotics could be of benefit to them. If you have any of these problems, you are a candidate for the new Perfect Posture orthotics.
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You may ask, “What is so new about these Perfect Posture arch supports?” These orthotics utilize a new casting method that puts the foot into its best position. When the cast is made, the mold is actually the shape of the new orthotic. The new casting process results in a full contact orthotic which supports your foot so that there is contact with all parts of the foot in its optimal position. Another improvement from the old technology is the orthotic device is made of material that is calibrated to YOUR weight. Utilizing this new material and process results in an orthotic which will act as a spring for your arch, as it will flex just the right amount when walking, standing or exercising based on your weight. Should you gain or lose 15% of your weight the orthotic should be recalibrated. For patients who will say I already have orthotics, this situation is analogous to having an old cellular phone. Yes you have a phone but you get so much more function and convenience with smart phones. So discard those old orthotics and come in! You’ll benefit from the latest advances - while you get the most out of your feet - and your life!
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
November 8, 2013
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Coto de Caza News Legal Notices
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Coto de Caza News Legal Notices
Trustee Sale No. : 20130202200032 Title Order No.: 0213019833 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/02/2006 as Instrument No. 2006000517094 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: RAYMOND PEREZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/02/2013 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 33537 VISTA COLINA #5, DANA POINT, CALIFORNIA 92629 APN#: 93364-005 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $316,765.02. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20130202200032. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/17/2013 NPP0222457 To: COTO DE CAZA NEWS 11/08/2013, 11/15/2013, 11/22/2013
Trustee Sale No. 449906CA Loan No. 0015276314 Title Order No. 790100 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/3/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/2/2013 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 11/12/2004, Book N/A, Page N/A, Instrument 2004001017459, of official records in the Office of the Recorder of Orange County, California, executed by: LILY ADIBI AN UNMARRIED WOMAN, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: LOT 49 OF TRACT NO. 5531, AS SHOWN ON A MAP RECORDED IN BOOK 197, PAGES 29 TO 33 INCLUSIVE, OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT THEREFROM AN UNDIVIDED ONE-HALF INTEREST IN ALL OIL, GAS, MINERALS, AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH SHOWN BELOW BUT WITH NO RIGHT OF SURFACE ENTRY, AS PROVIDED IN DEED DEPTH: 500 FEET RECORDED: IN BOOK 5931, PAGE 586 AND RE-RECORDED IN BOOK 5939, PAGE 534, BOTH OF OFFICIAL RECORDS Amount of unpaid balance and other charges: $667,248.04 (estimated) Street address and other common designation of the real property: 24302 TWIG STREET LAKE FOREST, CA 92630 APN Number: 619-031-24 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 11/1/2013 CALIFORNIA RECONVEYANCE COMPANY, as Trustee REGINA CANTRELL, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting. com or 1-714-573-1965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P1069187 11/8, 11/15, 11/22/2013
RECORDING REQUESTED BY Western Progressive, LLC AND WHEN RECORDED MAIL TO: Western Progressive, LLC 2002 Summit Blvd, Suite 600 Atlanta, GA 30319 T.S. No.: 2013-29798 Loan No.: 7100112973 NOTICE OF TRUSTEE’S SALE. PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY.YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/2/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: STEPHANIE E. PHONSIRI AND VANH PHONSIRI, WIFE AND HUSBAND, AS JOINT TENANTS. Duly Appointed Trustee: Western Progressive, LLC. Recorded 11/12/2004 as Instrument No. 2004001013496 in book ---, page --- and rerecorded on --- as --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/4/2013 at 3:00 PM. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866.Amount of unpaid balance and other charges: $508,548.08. Street Address or other common designation of real property: 5 SAN ANDRES, RANCHO SANTA MARGARITA, CALIFORNIA 92688. A.P.N.: 814-061-07. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://altisource.com/resware/ TrusteeServicesSearch.aspx using the file number assigned to this case 2013-29798. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information. The best way to verify postponement information is to attend the scheduled sale Date: 10/25/2013 Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210Huntington Beach, California 92648. Automated Sale Information Line: (866) 960-8299. http://altisource.com/resware/TrusteeServicesSearch.aspx. For Non-Automated Sale Information, call: (866) 240-3530. Pub T.S. No.: 2013-29798, 11/08/13, 11/15/13, 11/22,13.
NOTICE OF TRUSTEE’S SALE TS No. CA-13-586440-JB Order No.: 130142390-CA-API YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/17/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JAMES M. UNDERWOOD III AND HEATHER M. UNDERWOOD, HUSBAND AND WIFE Recorded: 6/28/2004 as Instrument No. 2004000585568 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/22/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $630,462.68 The purported property address is: 8 MARIPOSA, RANCHO SANTA MARGARITA, CA 92679 Assessor’s Parcel No.: 804-721-35 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-586440JB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-586440-JB IDSPub #0057768 11/1/2013 11/8/2013 11/15/2013
NOTICE OF TRUSTEE’S SALE File No. 7314.05500 Title Order No. 130146226 MIN No. 100497190000027208 APN 601-153-48 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/25/10. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): SEAN HECTOR PONCE AND CYNTHIA J. PONCE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 11/09/10, as Instrument No. 2010000596353,of Official Records of ORANGE County, California. Date of Sale: 11/14/13 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 22 BELL VISTA, FOOTHILL RANCH, CA 92610 Assessors Parcel No. 601-153-48 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $563,765.55. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property
itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or 800-280-2832 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7314.05500. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 17, 2013 NORTHWEST TRUSTEE SERVICES, INC., as Trustee David Ochoa, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 866-387-6987 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 or 800-280-2832 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7314.05500: 10/25/2013,11/01/2013,11/08/2013
NOTICE OF TRUSTEE’S SALE File No. 7233.24264 Title Order No. NXCA-0095931 MIN No. APN 625-033-09 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/26/02. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): JOHN C. CORBETT AND LORENE M. CORBETT, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 07/31/02, as Instrument No. 20020632681,of Official Records of Orange County, California. Date of Sale: 11/14/13 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 25491 ALISAL AVE, LAGUNA HILLS, CA 92653-5320 Assessors Parcel No. 625-033-09 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $226,936.30. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the Trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing
the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877484-9942 or 800-280-2832 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7233.24264. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 16, 2013 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Jeffrey Mosher, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 866-387-6987 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 or 800-280-2832 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7233.24264: 10/25/2013,11/01/2013,11/08/2013
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Coto de Caza News Legal Notices AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-663751 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; AFSHIN HAGHIGHI. Petitioner(s) AFSHIN HAGHIGHI has/have filed a petition with this court for a decree changing name(s) as follows: AFSHIN HAGHIGHI to ALEX HAGHIGHI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, Santa Ana, CA 92702, on DECEMBER 17, 2013 at 8:30 o’clock am Dept. D100-Window 44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: NOVEMBER 5, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 11/8/2013, 11/15/2013, 11/22/2013, 11/29/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00685273 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; CASSANDRA LESKO aka CASSANDRA LEE LESKO. Petitioner(s) CASSANDRA LESKO aka CASSANDRA LEE LESKO has/have filed a petition with this court for a decree changing name(s) as follows: CASSANDRA LESKO aka CASSANDRA LEE LESKO to CASEY L. LAUREN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, 22410, Santa Ana, CA 92702, on DECEMBER 19, 2013 at 8:30 o’clock am Dept. D100. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: NOVEMBER 04, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 11/8/2013, 11/15/2013, 11/22/2013, 11/29/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00679594-CU-PT-CJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; BRIGITTA CAMARA Petitioner(s) BRIGITTA CAMARA has/have filed a petition with this court for a decree changing name(s) as follows: BRIGITTA CAMARA to BRIGITTE KAMARA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, 22410, Santa Ana, CA 92702, on November 26, 2013 at 8:30 o’clock am Dept. D100. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 04, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 10/25/2013, 11/1/2013, 11/8/2013, 11/15/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00681339 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; ANNEMARIE RYAN VILORIA, a minor. Petitioner(s) SUSAN and BENNY VILORIA on behalf of the minor ANNEMARIE RYAN VILORIA has/have filed a petition with this court for a decree changing name(s) as follows: ANNEMARIE RYAN VILORIA to MIA RYAN VILORIA . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, Santa Ana, CA 92702, on DECEMBER 4, 2013 at 8:30 o’clock am Dept. D100, W#44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 16, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News – 10/18/2013, 10/25/2013, 11/1/2013, 11/8/2013
NOTICE OF TRUSTEE’S SALE TS No. CA-13-566148-JB Order No.: 130140202-CA-API YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/24/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): STEVEN NAKAMURA AND CHRISTINE NAKAMURA, HUSBAND AND WIFE Recorded: 3/28/2006 as Instrument No. 2006000201462 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/22/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $326,966.60 The purported property address is: 24531 COPPER CLIFF COURT #28, LAKE FOREST, CA 92630 Legal Description: Please be advised that the legal description set forth on the Deed of Trust is in error. The legal description of the property secured by the Deed of Trust is more properly set forth and made part of Exhibit “A” as attached hereto. Assessor’s Parcel No.: 934-74-028 A condominium comprised of: Parcel 1: That portion of lot 1 of tract No. 8742, in the city of lake forest, county of orangee, state of california, as per map recorded in book 366, page(s) 10 and 11, miscellaneous maps, in the office of the county recorder of said county. Shown and defined as unit 28 on condominium plan recorded in book 11861 page 306 of official records. Parcel 2: An undivided 1/64th interest in and to that portion of lot 1 of tract No. 8742, as per map recorded in book 366, page(s) 10 and 11, miscellaneous maps, in the office of the county recorder of said county, shown and defined as common area on a condominium plan recorded in book 11861 page 306 of official records. Except therefrom all oil, gas, minerals and other hydrocarbon substances lying below a depth of 500 feet without any right to enter upon the surface or the subsurface of said land above a depth of 500 feet, as reserved in instruments of record. Parcel 3: An easement for ingress, egress, public utilities over that portion of lot 2 of tract 8742, as per map recorded in book 366 pages 10 and 11 of miscellaneous maps, in the office of the county recorder of said county, shown as copper cliff court on a condominium plan recorded in book 11861 page 306 of official records. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-566148JB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-566148-JB IDSPub #0057914 11/1/2013 11/8/2013 11/15/2013
November 8, 2013
Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00681068 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; MAUREEN MICHELE LICCIARDO Petitioner(s) MAUREEN MICHELE LICCIARDO has/have filed a petition with this court for a decree changing name(s) as follows: MAUREEN MICHELE LICCIARDO to MAULENA MAUREEN MICHELE LICCIARDO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, 22410, Santa Ana, CA 92702, on December 3, 2013 at 8:30 o’clock am Dept. D100Window 44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 15, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 10/18/2013, 10/25/2013, 11/1/2013, 11/8/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00681054 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; YANG SOOK YEON Petitioner(s) YANG SOOK YEON has/have filed a petition with this court for a decree changing name(s) as follows: YANG SOOK YEON to YANG SOOK SHIN . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, 22410, Santa Ana, CA 92702, on December 5, 2013 at 8:30 o’clock am Dept. D100Window 44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 15, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 10/18/2013, 10/25/2013, 11/1/2013, 11/8/2013
Trustee Sale No. 259705CA Loan No. 0015301963 Title Order No. 1237672 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06-02-2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11-22-2013 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06-09-2005, Book NA, Page NA, Instrument 2005000443342, of official records in the Office of the Recorder of ORANGE County, California, executed by: JAFAR HAKIMI, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, WASHINGTON MUTUAL BANK FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: PARCEL 1: LOT(S) 190 OF TRACT NO. 9044, IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 417, PAGE(S) 1 TO 9 INCLUSIVE, OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT THEREFROM ALL OIL, GAS, MINERALS, AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET, BUT WITH NO RIGHT OF SURFACE ENTRY, AS PROVIDED IN DEED RECORDED SEPTEMBER 28, 1972 IN BOOK 10348, PAGE(S) 318 AND 323, OFFICIAL RECORDS. PARCEL 2: EASEMENTS FOR THE PURPOSE SET FORTH IN AND OVER THE LAND DESCRIBED IN ARTICLE II OF THE SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED IN BOOK 12712, PAGE 1159 AND FOLLOWING OF OFFICE RECORDS OF ORANGE COUNTY, CALIFORNIA, AND AS SHOWN ON EXHIBIT A ATTACHED THERETO. Amount of unpaid balance and other charges: $731,941.73 (estimated) Street address and other common designation of the real property: 24552 LINDA FLORA STREET LAGUNA HILLS, CA 92653 APN Number: 625-173-56 T h e undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is
Trustee Sale No. : 20130210200279 Title Order No.: 8225440 FHA/VA/PMI No.: 484599863 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/21/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/27/2008 as Instrument No. 2008000141773 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: FINLAY INGLIS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/21/2013 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 25712 LE PARC # 63, LAKE FOREST, CALIFORNIA 92630 APN#: 939-04-193 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $277,594.93. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20130210200279. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/17/2013 NPP0222458 To: COTO DE CAZA NEWS 11/01/2013, 11/08/2013, 11/15/2013
being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10-28-2013 CALIFORNIA RECONVEYANCE COMPANY, as Trustee RIKKI JACOBS, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting. com or 1-714-573-1965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting. com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P1068307 11/1, 11/8, 11/15/2013
The Coto de Caza News
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November 8, 2013
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Coto de Caza News Legal Notices Trustee Sale No. 231083CA Loan No. 0015454788 Title Order No. 602119468 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07-202006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12-02-2013 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 07-26-2006, Book N/A, Page N/A, Instrument 2006000499267, of official records in the Office of the Recorder of ORANGE County, California, executed by: KRISSY R. ADAMCZYK, A SINGLE WOMAN, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (MERS), SOLELY AS NOMINEE FOR LENDER, LOAN LINK FINANCIAL SERVICES, IT’S SUCCESSORS AND ASSIGNS, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: PARCEL 1: LOT 9 OF TRACT NO. 8814 IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 370 PAGES 1 THROUGH 4 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. PARCEL 2: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER LOTS 43 THROUGH 49 INCLUSIVE AND LOTS A, B, C AND D OF TRACT NO. 8814, IN SAID COUNTY AND STATE, AS SHOWN ON A MAP RECORDED IN BOOK 370 PAGES 1 THROUGH 4 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY, AS PROVIDED FOR AND SET FORTH IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JUNE 19, 1975 IN BOOK 11434 PAGE 1889, OFFICIAL RECORDS AND ANNEXATION THERETO RECORDED FEBRUARY 13, 1976 IN BOOK 11646 PAGE 1368 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. Amount of unpaid balance and other charges: $723,235.32 (estimated) Street address and other common designation of the real property: 24835 WOODSIDE LANE LAKE FOREST, CA 92630-2460 APN Number: 614-441-09 Theundersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any,
shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10-29-2013 CALIFORNIA RECONVEYANCE COMPANY, as Trustee FRED RESTREPO, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-5731965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting. com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P1068680 11/8, 11/15, 11/22/2013
Trustee Sale No. 245712CA Loan No. 3050750714 Title Order No. 630913 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/26/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/25/2013 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08/31/2005, Book NA, Page NA, Instrument 2005000689737, of official records in the Office of the Recorder of Orange County, California, executed by: TERRENCE MICHAEL HARP AND, CATHY HARP, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Legal Description: PARCEL 1: LOT(S) 6 OF TRACT NO. 15282, IN THE CITY OF RANCHO SANTA MARGARITA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 746, PAGE(S) 9 TO 17 INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPT THEREFROM ALL OIL, OIL RIGHTS, MINERALS, MINERAL RIGHTS, NATURAL GAS RIGHTS, AND OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING, THAT MAY BE WITHIN OR UNDER SAID LAND, TOGETHER WITH THE PERPETUAL RIGHT OF DRILLING, MINING, EXPLORING AND OPERATING THEREFORE, AND STORING IN AND REMOVING THE SAME FROM SAID LAND OR ANY OTHER LANDS, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THE SAID LAND, OIL OR GAS WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE SAID LAND AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, RETUNNEL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES, WITHOUT, HOWEVER, THE RIGHT TO DRILL, MINE, STORE, EXPLORE AND OPERATE THROUGH THE SURFACE OR THE UPPER 500 FEET OF THE SUBSURFACE OF SAID LAND. AS RESERVED BY RANCHO SANTA MARGARITA JOINT VENTURE, IN DEED RECORDED JULY 3, 1996 AS INSTRUMENT NO. 19960339997, OF OFFICIAL RECORDS. EXCEPTING THEREFROM ALL WATER, WATER RIGHTS, GEOTHERMAL STEAM AND STEAM POWER, WITHIN OR UNDERLYING SAID PROPERTY, TOGETHER WITH THE PERPETUAL RIGHT OF DEVELOPMENT THEREOF, PROVIDED, HOWEVER, THAT THE RIGHTS HEREIN RESERVATION DOES NOT RESERVE TO OR FOR THE BENEFIT OF COMPANY ANY RIGHT TO ENTER UPON THE SURFACE OF THE LAND IN THE EXERCISE OF SUCH RIGHTS AS RESERVED BY RANCHO SANTA MARGARITA JOINT VENTURE, IN DEED RECORDED JULY 3, 1996 AS INSTRUMENT NO 199660339997, OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM ALL WATER AND WATER RIGHTS, IF ANY, INCLUDED WITHIN AND UNDERLYING THE DISTINCTIVE BORDER OF THIS MAP, AS DEDICATED TO THE SANTA MARGARITA WATER DISTRICT ON THE MAP OF SAID TRACT.
PARCEL 2: NON-EXCLUSIVE EASEMENTS FOR ACCESS, INGRESS, EGRESS, MAINTENANCE, REPAIR, DRAINAGE, ENCROACHMENT AND SUPPORT, ALL AS DESCRIBED IN THE AMENDED AND RESTATED DECLARATION OF COVENANTS, C0NDITI0NS AND RESTRICTIONS FOR RANCHO SANTA MARGARITA (“SAMLARC DECLARATION”), RECORDED APRIL 24, 1986 AS INSTRUMENT NO. 86-162928 AND IN THE SUPPLEMENTARY DECLARATION OF COVENANTS, C0NDITIONS AND RESTRICTIONS FOR LYON PROMENADE PHASE 5 (“SUPPLEMENTAL DECLARATION”), RECORDED JUNE 19, 1991 AS INSTRUMENT NO. 19970284126, BOTH OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. Amount of unpaid balance and other charges: $523,711.04 (estimated) Street address and other common designation of the real property: 21 CALLE DEL MAR RANCHO SANTA MARGARITA, CA 92688 APN Number: 814-143-22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10/28/2013 CALIFORNIA RECONVEYANCE COMPANY, as Trustee REGINA CANTRELL, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-5731965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting. com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P1066163 11/1, 11/8, 11/15/2013
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The Coto de Caza News
The Coto de Caza News
Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-13-566346-JB Order No.: 130141646-CA-API YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/22/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): STACEY MATHEWS AN UNMARRIED WOMAN AND RANDEL MATHEWS AND COLLINE MATHEWS, HUSBAND AND WIFE ALL AS JOINT TENANTS Recorded: 10/27/2010 as Instrument No. 2010000567340 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/2/2013 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $143,674.36 The purported property address is: 4 VIA TERRANO, RANCHO SANTA MARGA, CA 92688 Assessor’s Parcel No.: 930-21-540 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-566346JB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-566346-JB IDSPub #0057961 11/8/2013 11/15/2013 11/22/2013
NOTICE OF TRUSTEE’S SALE TS No. CA-11-432133-CT Order No.: 110142027-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/13/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): AMELIA FLORES, A SINGLE WOMAN Recorded: 4/26/2004 as Instrument No. 2004000352850 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/15/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $454,425.70 The purported property address is: 6 MELODY HILL LN, LAGUNA HILLS, CA 92653 Assessor’s Parcel No.: 625-302-16 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www. qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-432133-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-11-432133-CT IDSPub #0057487 10/25/2013 11/1/2013 11/8/2013
NOTICE OF TRUSTEE’S SALE TS No. CA-13-562575-JP Order No.: 1454878 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/21/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JUAN M. HERNANDEZ AND GABRIELA OJEDA HERNANDEZ Recorded: 6/26/2007 as Instrument No. 2007000404781 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/18/2013 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $272,247.91 The purported property address is: 26478 CALLE SAN LUIS #72F, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No.: 932-02-072 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you
should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-562575JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-562575-JP IDSPub #0057267 10/25/2013 11/1/2013 11/8/2013
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
mUSIC MUSIC LESSONS OC Music Center located in RSM at Empressa & Aventura www. ocmusiccenter.com. Call 949-858-0900
Tutor EXPERIENCED Math Tutor in RSM! Retired Math Teacher Tutoring Elementary through College Algebra. Call 949-521-2526
employment Display Advertising Sales Representatives. Experienced ad sales representatives to sell ads for South Orange County’s top 5 weekly newspapers. Weekly draw against commissions, benefits, protected accounts. Experienced only, no trainees. Fax resume in confidence to (949) 589-6429 HOME SERVICES COMPUTER PROBLEMS? Call the Computer Experts. We Come To You 24/7 – ABC Tech Services 949-521-2625 GENERAL HANDYMAN, local with references and over 20 years experience! Plumbing, painting, cleaning, hauling and more. Call for estimates. The Quietman Services. 949-9397965 SILVER CREEK LANDSCAPING – 25% Off - Call for Details – 949-753-0663 or Visit Us @ www.silvercreeknurseryinc.com TILE CONTRACTOR – Installing since 1988. Tile/Stone Installation for showers, tubs, flooring, fireplaces and backsplashes. Lic# 903343. FREE Estimates 949-201-5884 HOUSECLEANING by Polish Married Couple. Professional, Experienced, Reliable with Local References. Call: 949-701-7494 mandm. housecleaning@yahoo.com CUSTOM WOOD STAINING/REFINISHING. Time To Update Your Stairs Or Cabinets. Add Value and Beauty To Your Home. Stain Matching, Refinishing, Lacquering, Glazing and Varnishing. Local References Available. 714-299-5202 WOOD Specialties – Interior, exterior molding, paneling, door, cabinets, patio covers, decks, gates, termite repair. Additions, remodeling. Lic#477356 Guy Gates (949) 306-8510 RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949-293-5691
stables Maxwell Stables in Coto, stalls available 12x24 covered stalls, feed & clean twice daily. (949) 858-9700 or 636-3458
Horse riding lessons
HERITAGE Trainer Caroline Bonham Accepting New Students at Coto Valley Equestrian Center. Before work, After School or Weekend Lessons Available! Programs for Beginner to Advanced. Training on your Horse or Our lesson horses. 949-322-1768
OFFICE HELP PART TIME Office Clerk needed to assist Coto Businessman. Strong Office, Phone and Computer Skills required, including Word, PowerPoint and Outlook. Fax your resume to 949-766-4487 or Call 766-4486.
automobiles for sale
2009 Toyota Corolla Base. Stock #: 9Z056542.VIN: 1NXBU40E49Z056542 Class: Car, Compact. $12,900. Rancho Santa Margarita Honda 877-801-7855. 2010 Chevrolet Aveo 1LT.Stock #: AB106117. VIN: KL1TD5DEXAB106117. Class: Car, Subcompact. $9,900. Rancho Santa Margarita Honda 877-801-7855. 2009 Toyota Camry LE Stock #: 9R094726 VIN: 4T4BE46K69R094726. Class: Car, Intermediate. $12,500. Rancho Santa Margarita Honda 877-801-7855. 2003 Honda Element EX.Stock #:3L036817. VIN: 5J6YH28513L036817. Class: SUV, Compact Sport Utility. $8,600. Rancho Santa Margarita Honda 877-8017855. 2010 Honda Civic LX. Stock #: AE014567. VIN: 19XFA1F59AE014567. Class: Car, Compact. $13,900. Rancho Santa Margarita Honda 877-801-7855. 2006 Volkswagen Jetta Value. Stock #: 6M665320. VIN: 3VWPG71K16M665320 Class: Car, Compact. $7,900. Rancho Santa Margarita Honda 877-801-7855. 2010 Jeep Liberty Sport. Stock #: AW170057. VIN: 1J4PP2GK2AW170057. Class: SUV, Compact Sport Utility. $15,400. Rancho Santa Margarita Honda 877-801-7855. 2012 Honda Civic EX. Stock #: CH518314. VIN: 2HGFG3B89CH518314. Class: Car, Compact. Certified:Yes. $16,000. Rancho Santa Margarita Honda 877-801-7855. 2011 Scion xB Base. Stock #: B1141543. VIN: JTLZE4FE0B1141543. Class: Car, Compact. $15,250. Rancho Santa Margarita Honda 877-801-7855. 2009 Honda Civic LX. Stock #: 9E042122. VIN: 19XFA16579E042122. Class: Car, Compact. $11,391. Rancho Santa Margarita Honda 877-801-7855. 2004 Toyota Sienna LE. Stock #: 4S149678. VIN: 5TDZA23C24S149678. Class: Van, Small Van. $9,791. Rancho Santa Margarita Honda 877-801-7855. 2008 Toyota Prius Base. Stock #: 87721682. VIN: JTDKB20U087721682. Class: Car, Intermediate. $13,991. Rancho Santa Margarita Honda 877-801-7855. 2004 Honda Element EX. Stock #: 4L003660. VIN: 5J6YH28534L003660. Class: SUV, Compact Sport Utility. $8,551. Rancho Santa Margarita Honda 877-8017855. 2011 Ford Edge SEL. Stock #: BBA53711. VIN: 2FMDK3JC6BBA53711. Class: SUV, Intermediate Sport Utility. $24,991.Rancho Santa Margarita Honda 877-801-7855
November 8, 2013
Coto de Caza News Legal Notices T.S. No. 13-2233-11 Loan No. 0686950528 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本 文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요 약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/7/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: MINA ABDELMALEK AND MARGUERITE ABDELMALEK, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 12/15/2004 as Instrument No. 2004001115534 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/2/2013 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of
unpaid balance and other charges: $215,473.22, estimated Street Address or other common designation of real property: 60 TIERRA MONTANOSA RANCHO SANTA MARGARITA, CA 92688 A.P.N.: 938-12-276 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 13-2233-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/4/2013 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwideposting. com Frank Escalera, Team Lead NPP0222942 To: COTO DE CAZA NEWS 11/08/2013, 11/15/2013, 11/22/2013
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The Coto de Caza News
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November 8, 2013
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Robinson Facial Plastic Surgery
Summer-time procedures. Why wait! Dr. Robinson’s non-surgical procedures performed at the office. No downtime! • Nose contouring (similar to a rhinoplasty) • Neck contouring (similar to a neck lift) • Facial contouring ( removes tired and hollow appearance of the face)
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The Coto de Caza News
The Coto de Caza News