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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

February 20, 2015

TOP DOGS FOR 2015 Westminster Kennel Club Prizewinners “Miss P.” BEST OF SHOW


February 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

IMPORTANT ELECTION FOR RANCHO RESIDENTS NEXT WEEK

Last call for SAMLARC members in Rancho to make your vote count

By April Josephson Photo by Richard Reese In the Rancho Santa Margarita Landscape and Recreation Corporation election going on now, SAMLARC is attempting to make an important change to its bylaws, called “Measure A.” All members should pay close attention to Measure A, and take the time to vote in this important election—before it’s too late! All ballots must be received either via mail or hand-carried to the SAMLARC business office in RSM before 5:00 p.m. on Tuesday, February 24, 2015. SAMLARC is a master-planned community association that includes 13,645 households in Rancho Santa Margarita, and has an annual budget about half the size of the budget for the entire city of RSM. Most people don’t realize the impact that SAMLARC has on our surroundings. SAMLARC is responsible for landscape and all of the parks throughout roughly 80% of the city. Almost 30 years ago, SAMLARC was formed by the original developer of Rancho Santa Margarita, and was Page 2

designed to manage and maintain the landscape and parks in our beautiful community, without the benefit of having a city or other resources to rely upon. With time, comes change. Yet, the SAMLARC bylaws have not changed. That is why the SAMLARC Board of Directors decided to bring forward Measure A. Measure A was created to address outdated provisions in the SAMLARC bylaws, which made sense when the community was being built—but have long since outlived their usefulness. One area of Measure A deals with antiquated language. Even though the community is built-out, the SAMLARC bylaws still heavily reference the developer—as though the developer was still involved. Measure A removes references to the developer in the bylaws, to simplify and bring them in line with current laws, and the way SAMLARC operates today. SAMLARC members can review the proposed bylaw changes simply by accessing the CD that was sent as a part of the 2015 SAMLARC election

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package. The most important aspect of Measure A has to do with making each SAMLARC member’s vote count. Currently, when you vote in the annual SAMLARC election, your vote only counts if your district’s delegate attends the annual meeting to cast your ballot—even if you have voted by properly completing and submitting your ballot to SAMLARC before the election deadline. Although there are over 13,000 SAMLARC members, there are less than 90 delegates. In past elections, the results may have been different had each member’s individual vote been counted. If Measure A passes, all properly submitted member votes will be counted, so there will be no second-guessing election results, or worries that each member’s vote is not equal. The delegate system was set up by developer to streamline elections while they were running SAMLARC. With construction long since completed and the developer out of the picture, the delegate system

is actually counterproductive, and costly for SAMLARC to utilize when managing the election process. With Measure A, the current SAMLARC Board of Directors wants to insure that every owner’s vote counts. (Whether or not your assigned delegate shows up.) However, to implement the changes Measure A, EVERYONE needs to vote in this election. As you are likely aware, it is difficult to get a majority to vote in any type of election. Because of the singular importance of this election— SAMLARC has held workshops and even sent people door-to-door to raise awareness of the changes. It is now up to you to do your part by voting “Yes” on Measure A and submitting your ballot. Don’t forget that your ballot must be completed and received by mail or walked in to the SAMLARC business office at the corner of Santa Margarita Parkway and Tomas, before 5:00 p.m. on Tuesday, February 24, 2015.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

February 20, 2015

ALBERTSON’S STORE IN RANCHO SANTA MARGARITA WILL BE CONVERTED TO HAGGEN SUPERMARKETS The Haggen supermarket chain announced today that among the 146 stores in their merger between Albertson’s and Safeway is the popular Rancho Santa Margarita Albertson’s supermarket located at 21672 Plano Trabuco road in the Plano Trabuco oaks shopping center at the corner of Santa Margarita parkway and Plano Trabuco road. According to a spokesman for the Haggen chain, The Albertson’s store will remain open but it will hoist the New Haggen banner as early as next month when the Haggen group takes over all of the Albertson’s, Von’s, Pavillions, and Safeway stores in Orange County . The Haggen empire is said to be Increasing its employees from 2000 to about 10,000 Supermarket staff members with the new acquisition. The purchase will include a group of 2230 stores plus 27 distribution facilities and 19 manufacturing plants 14 retail divisions including about one billion dollars in the investment portfolio. According to industry experts the new stores could produce somewhere in the neighborhood of $50,000,000 to $70,000,000 dollars per year in gross supermarket sales . The Haggen Stores All are already on the move to take over the Albertson’s, Von’s, Pavillions, and Safeway stores in Orange County. Albertson’s in Mission Viejo and Ladera Ranch will also be converted to the Haggen Stores brand Perhaps as early as the coming month.

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February 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Coto ’s Goydos wins Champions Tour event By Craig Dolch / Associated Press. Coto de Caza’s Paul Goydos closed with a birdie for a 3-under 69 and a one-stroke victory over Gene Sauers on Sunday in the Champions Tour’s Allianz Championship in Boca Raton, Fla. Goydos chipped to a foot from behind the par-5 18th green and tapped in for his second victory in 12 career starts of the 50-and-over tour. He won twice in 507 starts on the PGA Tour. “Statistics are a wonderful predictor of the past,” Goydos said. “Part of it is experience and maturity. If I played like I did today 10 years ago, I don’t think there’s any way I would have won this tournament. I didn’t have my best game, but I got it around.” On a wild day at Broken Sound where nine players had a share of the lead at some point, Goydos finished at 12-under 204 to claim the $255,000 first prize. He chipped in for an unlikely birdie at the difficult ninth and stayed atop the leaderboard the rest of the day. “It was a shootout without great

scores,” Goydos said. “The course played tough today.” Sauers birdied his final two holes for a 67. It was his fourth runner-up finish on the Champions Tour, including a playoff loss to Colin Montgomerie last year in the U.S Senior Open. “I’ve lost the last five playoffs I’ve played in. I was hoping to break that streak,” Sauers said. “But I’m ecstatic with the way I played.” Fred Funk chipped in for eagle on the final hole to tie for third at 10 under with John Huston, playing for the first time in 18 months because of a neck injury, and 2014 winner Michael Allen. Funk and Huston shot 66, and Allen had a 67. Jose Coceres, who started the day nine shots back in 45th place, played his first 16 holes in 10 under to tie Goydos for the lead. But Coceres bogeyed his 17th hole and finished sixth after a 63. The biggest comeback in Champions Tour history was when Jay Sigel rallied from 10 back to win the 1994 GTE West Classic.

Coto de Caza’s Paul Goydos holds the trophy after winning the Allianz Championship in Boca Raton, Fla., Michael Cohen, Getty Images

HOW FAST WILL YOUR HOME BE SOLD?

SOLD THE SAME DAy!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ SOLD THE SAME DAY That the ad appeared in the Coto de Caza News” “ SOLD THE SAME WEEKEND The ad was in the Coto de Caza News” “SOLD IN THREE DAYS After the ad appeared in Coto de Caza News” “SOLD WITHIN THE SAME WEEK The ad was in the Coto de Caza News” “BUYERS CAME IN WAVING Our ad that was in the Coto de Caza News”

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.

FaCt:93% of all homes sold within 90 days of listing were advertised in the Coto de Caza news

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

February 20, 2015

CUSTOM-INSPIRED. MASTERFULLY DISTINCTIVE.

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LyonSignatureHome.com Plan, pricing and production information are subject to change without prior notice. Square footages quoted are approximate only. All renderings, floorplans and maps are artist’s conception and are not to scale. Models do not reflect racial preference. Image shown is for illustrative purposes only; no guaranty or warranty concerning existence of (or right to develop) depicted improvements within Covenant Hills. The above information is provided for general reference only and made without representation or warranty of the accuracy thereof including, without limitation, the accuracy of availability, pricing, square footage, lot size, views, facilities and same is submitted subject to errors, omissions. All information furnished regarding properties for sale was obtained from unaffiliated third parties and while deemed reliable, is not guaranteed. DMB Ladera, LLC reserves the right to change any designs, specifications, elevations, prices or other terms without prior notice or obligation. Warning: The California Department of Real Estate has not inspected, examined or qualified the above information and no Federal or State agency had judged the merits or value, of any of the properties referenced above. Nothing contained herein shall constitute an offer to sell or lease any homes or real estate. No offer for sale or lease may be made without the delivery of a Public Report. Void where prohibited by law. California BRE license #00982816

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February 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

ALSO ON THE WEB COTODECAZANEWS.COM

CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express

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8 Tips for Pet Parents on Suitable Etiquette for Pets 1. Keep barking under control: The pet parent with the barking dog is most likely not the most popular neighbor. Although barking is not always preventable, ensure pets receive proper training so they don’t bark incessantly. Avoid leaving dogs alone for long periods of time, especially outdoors. Making sure pets have enough exercise and plenty of toys to provide mental stimulation will help curb barking. For tips and tricks, consult one of Petco’s Positive Dog Trainers. All Petco dog trainers are certified in AKC Canine Good Citizen and STARR Puppy testing. The AKC STARR Puppy training is designed to get dog owners and their puppies off to a good start. The AKC Canine Good Citizen certification is a widely-recognized high standard of polite behavior and excellent preparation for therapy dog training. Each dog who completes these courses will receive a certificate from the American Kennel Club. 2. Don’t let cats wander: Although cats can exhibit very independent behavior, the outdoor cat that is always wandering into their neighbor’s yard, may not be welcomed with open arms. Keep cats from visiting the family next door by providing them a cozy space inside the home with enough toys to keep them mentally stimulated throughout the day. Petco’s Playscapes Modular Cat Furniture will ensure cats can satisfy their need for exploration and climbing without wanting to leave the house. 3. Keep the hair and smell at bay: When dining out with pets, ensure dogs are properly groomed to keep

shedding to a minimum. A smelly dog shedding its winter coat is never pleasant near food so bathe pets regularly and use a shed control shampoo. When entertaining at home, make sure guests want to return by removing pet hair from furniture and smelling of the animal. Be sure the cat’s litter box is scooped daily and use an odor absorbent litter such as Petco Dual Odor Guard Scoopable Cat Litter. Keep small animal and reptile habitats clean and use potty pads, like Four Paws Wee Wee pads to help cut down on guests stepping in a new puppy’s “accident.” 4. Clean up waste: Walking into the front yard and stepping in a pile of poop from a neighbor’s dog can be upsetting. It may sound simple, but be sure to pick up waste when walking a dog. Products, like the eco-friendly Earth Rated Poop Bags, easily hook to the dog’s leash making it simple to carry along on a walk. 5. Obey the rules: Keep dogs leashed at all times while at parks and in other dog-friendly public places. Excited dogs who are off-leash may run and jump on people or children or hurt themselves by running away from their pet parent. Only take a dog off-leash at a dog park that allows it. Remember to obey all marked rules at the dog park and don’t forget to close the gate behind you so other dogs can’t escape. 6. Positive reinforcement is key: Barking orders is not the way to encourage a pet to behave, especially when it is done in public. Disciplining pets in front of others can make people uncomfortable. Instead, train pets by reinforcing good behavior

with loving attention or a treat. Keep a calm tone and never raise your voice, especially when in public. 7. Use table manners: Petco understands that pet parents love their animals, but others may be uncomfortable when certain people take it to the extreme, especially while at a restaurant. Never feed pets from the pet parent’s lap or plate. Not only can certain people food be dangerous for pets, but this behavior can encourage pets to beg. Always feed pets from their own food bowl away from human consumption. 8. Not everyone loves animals: It may be hard to believe, especially since pets are such a part of family life, but not everyone is an animal lover. Some people may be allergic to dogs or cats and some can even fear animals. To avoid an unpleasant run in, never let pets run up to a stranger. When taking out other types of pets like birds, reptiles or rabbits, keep in mind that others may feel uncomfortable around these animals. On the other hand, these pets may attract more attention since they are not seen in public as often, so keep them safe by always encouraging strangers to ask before petting or handling them.

written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

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“Whoever said you can’t buy happiness forgot little puppies.” ~Walt Disney


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

February 20, 2015

Tips for new pet parents Whether you’re acquiring a new puppy or kitten for your household or adopting an adult pet from a shelter or rescue organization, the following tips will help you get off on the right foot with your newest family member. * What’s up, doc? Just as you require regular visits to your doctor and dentist to make sure you stay healthy, so does your new pet. A veterinary visit should be a oncea-year event, minimum, and more frequent check-ups may be needed, depending on your pet’s age and health status. Regular visits are likely to include a thorough exam, weigh-in, immunizations and parasite checks (a heartworm test and fecal exam). Blood tests and dental cleanings are also routine procedures. * Healthy eating. Your new pet may be eyeing your plate with interest, but don’t give in. Pets shouldn’t eat like people. Cats are carnivores; they need plenty of protein in their diets roughly twice the percentage that you do - and they need it in the form of meat, poultry or fish. And while your dog, like you, is an omnivore, that doesn’t mean he should share your meals. A food formulated especially for dogs is much better and treats should make up no more than 10 percent of a dog’s caloric intake. * Parasite prevention. You’ve probably heard of pests like

heartworms, intestinal parasites, fleas and ticks but understanding how and when to prevent them is a different matter. Dogs and cats can become infected with heartworms, although the resulting disease differs somewhat between the two species. Heartworm disease can be deadly, or it can reduce the quality of life of both dogs and cats. Mosquitoes spread heartworms and dogs and cats need to be protected year-round, thanks to a mosquito’s ability to survive in a variety of environments. A bonus is that many heartworm preventives also protect pets against other internal parasites. For more information on how to protect your new pet against heartworms and other parasites, talk to your veterinarian and visit the American Heartworm society website at heartwormsociety.org. * Bathing. Most of us wouldn’t dream of letting a day go by without a shower or bath. But daily bathing is unnecessary for pets and can dry out their skin and hair. Most dogs are fine with a bath every three months, unless they get extra dirty or have silky hair. Cats usually keep themselves clean without any help although brushing long-haired cats on a regular basis is advised to keep their fur tangle-free and help prevent hairballs. * Making a connection. Dogs and

cats relate to their owners in different ways. As a pack animal, dogs expect you to lead their pack and give them rules to follow. Dogs make faces - in fact, it’s estimated that they have 100 different facial expressions, thanks to their mobile ears. Cats attach to their people as social partners and use affectionate behaviors, such as purring, kneading and rubbing against you to show their affection. They’re also quite vocally expressive and can produce more than 100 different sounds. * Sleep habits. While cats have a reputation for dozing, both cats and

dogs spend more than half their time in slumber. Like babies, puppies and kittens sleep more than adults, although their sleep patterns can be erratic. Keep in mind that excessive sleeping can be a sign of boredom. Most pets will be glad to forego a nap for playtime or a walk. Bringing a pet into your home is one of the greatest joys in life, but it means new responsibilities. Understanding your pet’s behavior, as well as the do’s and don’ts of pet health care, will help make your bond with your pet a lasting one.

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February 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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THE WESTMINSTER KENNEL CLUB 139TH ANNUAL DOG SHOW WINNERS GROUP Last week’s iconic dog show in New York City, featured an entry of 2,711 as it extends its standing as the second-longest continuouslyheld sporting event in this country, behind only the Kentucky Derby. There were entries in all 192 breeds and varieties eligible for this year’s show. Golden Retrievers have the largest entry with 58, followed closely by Labrador Retrievers with 56, Australian Shepherds 43, French Bulldogs 41, Cavalier King Charles Spaniels 38, Rhodesian Ridgebacks 38, and Rottweilers 33. Norwich Terriers have the largest entry in the Terrier Group with 19. There is only one White Bull Terrier and one Norwegian Lundehund entered. The entries includes two breeds newly recognized by the American Kennel Club that are eligible for Westminster for the first time: Coton de Tulears in the Non-Sporting Group (14) and Wirehaired Vizslas in the Sporting Group (4). There are 117 foreign entries and 88 entries in Junior Showmanship. Entries have come from 48 states and Washington, D.C., and 14 foreign countries. For the fifth year in a row, New York has the most with 242. Other top states include California with 204, Pennsylvania 185, New Jersey 182, Florida 145, Texas 143, Virginia 132, Ohio 117 and Massachusetts 106. There are no entries from North Dakota or Idaho. There are 117 foreign entries, led by Canada with 88. Best In Show was judged by The Hon. David Merriam of Bonsall, CA. Judge Merriam will head a panel of 33 judges from 14 states, Canada and Finland who will officiate at the dog show world’s most famous and prestigious event, held at Madison Square Garden and Piers 92/94 in New York. The panel includes four judges who have previously judged

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Best In Show at Westminster, 13 who have judged Groups, and 11 who are judging for their first time at Westminster. Judging for the all breed show takes place in two different venues. Breed judging, benching and Junior Showmanship preliminary competition will take place during the days Monday and Tuesday at Piers 92/94. Group and Best In Show judging, as well as the Junior Showmanship Finals, will be held at Madison Square Garden on Monday and Tuesday evenings, as has been the case virtually every year since the show began. O n M o n d a y a n d Tu e s d a y, America’s Dog Show also featured live television coverage on CNBC and USA Network, as well as live streaming video to the website and on the Westminster App. The evening competition televised live each night from 8-11 p.m. ET and 5-8 p.m. PT. Monday’s telecast of the Hound, Toy, Non-Sporting and Herding Groups will be on CNBC. Tuesday’s telecast was on USA Network and included the Sporting, Working and Terrier Groups, as well as Best In Show. The world’s greatest canine athletes competed in the world’s most exciting canine sport in the 2nd Annual Masters Agility Championship at Westminster at Pier 94. The 2015 trial features an increase in the entry limit to 330 (quickly reached) and is limited to dogs that have attained Master titles, raising the quality and the intensity of the competition. The competition featured dogs of 72 breeds (led by 49 Border Collies and 45 Shetland Sheepdogs) and also 13 mixed breeds (All American dogs). The All American category is once again significant, bringing non-purebred dogs to a Westminster event last year and this year for the

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first time since the very earliest days of the show. Saturday night’s finals were taped for national broadcast on FOX Sports 1 on Sunday, Feb. 15 from noon-2 p.m. ET. With more than 100 dog breeds participating, attendees can learn about each dog from the experts themselves – breeders, enthusiasts, trainers and groomers. The public getting the chance to learn about responsible pet ownership and what breeds might be right for their lifestyle and their family.

The combined entry of the three events means that more than 3,000 dogs were on hand from all over the country for Westminster Week in 2015. Follow the Westminster Kennel Club online: www.westminsterkennelclub.org • Use #WKCDogShow • Facebook: Westminster Kennel Club Dog Show • Twitter: @WKCDOGS • Instagram: @ westminsterkennelclub


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

February 20, 2015

Stay Fresh Throughout Your Day

When walking into a meeting, after lunch, before a presentation, or making a new acquaintance, the last thing you want to worry about is not looking your best. In a society based on a go-go-go lifestyle, quick mirror checks can give you that extra boost of confidence before important moments in life. Here are some tips to help you look your best throughout the day. Mid-day Mirror Check For many people, breaking for lunch often means running to a nearby restaurant for a quick bite before returning to the office. Take a moment to freshen-up prior to heading back to work, because you never know when you’ll need to be at your very best. * Touch-up that makeup. Often in the course of the morning, makeup can rub off or smear. Do a check in the mirror to reapply concealer or mascara. Using a pre- and postmakeup primer will also help keep your makeup from smearing. * Post-lunch check. Before you reapply any lip product, freshen up your mouth. On-the-go products such as the Colgate(r) Wisp(r) mini-brushes are perfect for a quick brushing that will keep your mouth clean and fresh, with no rinsing required. Plus they are

small enough to pack in a purse or keep in your desk drawer. Check out the full line at www.ColgateWisp.com. * Apply fragrance. Perfume, cologne and body spray will often fade over the course of the morning. Take an opportunity to re-apply in the afternoon. Remember to be mindful of those with whom you share office space. Opt for light scents and don’t over-apply. * Style your ‘do. Combing or brushing your locks can help re-set your hairstyle. Products such as hairspray and dry shampoo can give your style additional body and boost. * Drink your H20. The benefits of drinking water show in your mood and in your skin. Staying hydrated will help prevent you from running low on energy and will keep your skin looking fresh. Make sure you have a water bottle at your desk and drink up! Before the Big Pitch When preparing for an important meeting, use mirror time to run through your talking points while prepping your look. * Straighten that tie. Make sure to check your attire. It doesn’t hurt to have a backup suit or outfit in the office in the event of a coffee collision. Having another option will keep you stress-free in those moments

following a spill. * Stash those products. Keep a supply of travel-sized personal care products in a drawer at the office. Store a comb, deodorant with antiperspirant, cologne, contact lens solution or eye drops, a lint roller and pocket mirror. These items are great to have on hand for last-minute meetings or to freshen up after a midday walk or trip to the gym.

* Keep those pearly whites fresh. A clean mouth is important for making a good impression. Post-coffee or following lunch, consider using a Colgate(r) Wisp(r) for a convenient brush to refresh your mouth. These tips will help you feel confident and focus on what’s important, whether you’re presenting during a meeting or heading to a date straight from the office.

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February 20, 2015

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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February 20, 2015

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February 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

US Ambassador to Iraq Featured at World Affairs Council OC Photos by Ann Chatillon The World Affairs Council of Orange County held a special dinner at the Weston South Coast Plaza Hotel in Costa Mesa with featured keynote speaker, former Ambassador to Iraq Paul Bremer who spoke on the subject, “America-Still the Indispensable Nation: Lessons Learned in the Aftermath of Iraq and Afghanistan”. Orange County Chapter Chairman Tom Pappa welcomed approximately 200 attendees to the Event and among the distinguished guests in attendance, recognized were Lewis Johnson, CEO Alelo, Inc., UC-Irvine’s Dr. Peter Navarro, OCBJ’s Jerry Sullivan, Judge Jim Gray, Irvine Mayor Steven Choi, World Affairs Council National Board Members Timor Rafiq and Serge Tomassian, Joanne Sokolski, Orange County office of Protocol, and Dr. and Mrs. Kamal Batniji, who has performed extensive medical humanitarian work worldwide. Dinner was served – folks dined on mixed winter greens with dried cranberries, candied pecans, and crumbled goat cheese with balsamic vinaigrette for starters. Main course served was a delicious braised boneless short-ribs with forked mashed potatoes and seasonal vegetables, then dessert had a trio of Pistachio Crème Brulee, dark chocolate mousse, and a wild berry shot. Ambassador Bremer started his day with breakfast with five students selected by the World Affairs Council where he answered questions about his job and the world at large. He then spent lunch with a group of 30 young professionals where he addressed some of the tasks included in his job as ambassador. The evening caped his visit in Orange County with his keynote address; he stated the United States remains the only capable leader to defend the values of the Western World. He also answered questions from the crowd, was very charming and received a standing ovation. During three decades as a professional diplomat, Bremer served in numerous capacities including Ambassador to the Netherlands and Ambassador at Large for Counter Terrorism in the Reagan administration. He was appointed Presidential Envoy to Iraq by President George W. Bush in 2003. The Ambassador received the State Department Superior Honor Award, two Presidential Meritorious Service Awards, and the Distinguished Honor Award from the Secretary of State. In 2004, Ambassador Bremer received the Presidential Medal of Freedom for his service in Iraq. He also holds a B.A. from Yale University, Certificat d’Etudes Politiques from the University of Paris, and MBA from Harvard University. Spotted in the crowd were Chapman College’s Dr. Jim & Cigden Coyle, Drs. Harry and Asha Sahota (inventor of the angioplasty balloon), incoming World Affairs Council President Mark Chapin Johnson, Dr. Bogie Maglich, R & D Medical’s David Sheraton and his fiancé Veronica Contreras, Bowers Board Member Janis Agopian, Rutan & Tucker’s Ted and Sherry Wallace, and Black Starr & Frost’s Moustafa Imam. Underwriters for the affair were Serge & Mona Tomassian, Bruce & Carol Hallenbeck, David Sheraton, Hal Smith, Rod and Liz Maxson, and Dr. Parmis Khatibi. The World Affairs Council of Orange County is part of the World Affairs Councils of America, the largest non-profit international affairs organization in the United States. Established in 1971, the mission of WAC-OC is to bring the world to Orange County and Orange County to the world by hosting prominent speakers on topics of international importance. Past speakers have included Astronaut Buzz Aldrin, Radio Host Dennis Prager, TV Personality Lou Dobbs, AMB John Bolton, Author/Filmmaker Peter Navarro, AMB John Negroponte, Getty Museum Director Dr Timothy Potts, AMB Peter Tomsen, U.S. AMB to Afghanistan, Honorable James B. Smith, U.S. AMB to Saudi Arabia, Canadian AMB Gary Doer, and Mark Lijek, rescued American in “Argo”. For more information please visit, www.worldaffairscouncil.org. Page 12

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AMB Paul Bremer with Becky Williams and WAC Chair Tom Papa

Chapman College’s Dr. and Mrs. James Coyle

Mark Chapin Johnson with Dr. Parmis Khatibi, Taymor Kamrany and Lewis Johnson

UCI’s Dr. Peter Navarro talking to Leslie Lebon and AMB Bremer


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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

February 20, 2015

Veterinarians Warn Pet Owners of the Dangers of Pet Dehydration Balboa Veterinary Hospital in San Diego is warning pet owners about the dangers of animal dehydration during the warm summer months. According to the San Diego veterinarians, higher summer temperatures and extended outdoor playtime increases the risk for dehydration in dogs and cats. Dehydrated pets are at greater risk for heat exhaustion and heat stroke. Without veterinary intervention, heat stroke can be fatal for pets. The animal hospital is urging pet owners to keep pets hydrated, learn the warning signs of heat stroke, and to be vigilant about pets’ overall health during the summer months. Warmer summer temperatures and increased outdoor activities raises the risk for dehydration and heat stroke in pets, says the veterinary team at Balboa Veterinary Hospital. The veterinarians are urging pet owners to be vigilant this summer and keep pets hydrated. “Dehydration is common among pets during the summer months,” said veterinarian Dr. Juan Pablo Romero. “Animals, just like humans, require additional water intake during warmer weather in order to stay hydrated. Additionally, due to increased outdoor

activities, pets are at a greater risk for over-exertion, which elevates the risk for dehydration.” Water is essential to all living beings, including dogs. Water makes up 80% of a dog’s body, says, Dr. Romero, and a drop in fluid levels can have a significant impact on an animal’s overall health. Dehydration occurs when fluid levels drop below normal due to decreased water intake or increased fluid loss. Symptoms of dehydration include sunken eyes, lethargy, dry mouth, loss of appetite, and depression. “During the summer, dehydration can occur after outdoor activities, such as an afternoon playing on the beach in Coronado, a long run, or even a vigorous game of fetch,” said Dr. Romero. “Pet owners need to be vigilant about not only providing water after outdoor activities, but managing their pet’s level of exertion.” Dr. Romero says pet owners should provide pets with constant access to fresh water and change it regularly. If pets will be outside for extended periods, the veterinarian recommends partially freezing a pet’s water bowl. As the day progresses, the water will melt, giving pets constant access to

fresh water. During the summer months, Balboa Veterinary Hospital reports an increase in the number of pets who are dehydrated or suffering from heat exhaustion. “Many of these cases could be prevented through vigilance and reduced outdoor activity,” said Dr. Romero. “Pets can become dehydrated even on overcast days that are not ‘hot’. Vigilance and early intervention are key to preventing more serious health problems.” Pet owners who suspect their pets

are dehydrated should contact their veterinarian, says Dr. Romero. Balboa Veterinary Hospital is accredited by the American Animal Hospital Associations (AAHA). The vet hospital provides comprehensive wellness care services, including vaccinations, annual exams, pet surgery, and dog grooming. To learn more please visit their website at http://mybalboavet.com/. CONTACT: Balboa Veterinary Hospital 888-667-5235.

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February 20, 2015

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Local Dentist Dr. Michael tessier Discusses sleep problems including snoring and sleep apnea

22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org

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not everyone needs surgery to fix this problem.. Alternatively, I make a noninvasive removable oral appliance (like a retainer) that comfortably repositions the lower jaw forward, thereby clearing the base of the tongue away from the windpipe minimizing breathing restrictions to give you more oxygen while you are sleeping. I have tried several designs, both on myself and patients with similar problems, and have finally found THE WINNER. My wife and my neighbors, and all the patients for whom I’ve made this appliance and their neighbors, are very grateful. We all awaken more refreshed in the morning because we got a more profound, more restful nights sleep. Incidentally, a patient told me today that in a hospital sleep study he had 168 sleep apnea episodes without the appliance, and seventeen episodes with it. Also, he had a seventeen per cent reduction in blood oxygen while sleeping without the appliance, and only a three per cent reduction with it. If your sleep habits are disturbing other people, before going the surgery route, a call to Dr. Tessier’s Office for a complimentary consultation appointment may be in order. Dr. Michael Tessier’s office is located at 28562 Oso at the intersection of Oso and Antonio parkway in the center near the carwash and Starbucks. The telephone number is 949-459-7212.

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Snoring, or noisy breathing while asleep affects slightly more men than women. There are several reasons for this, including Dr. Michael Tessier flabby tissue in the throat, loose or long soft palates, or obstructed nasal passages. Sleep apnea or the temporary cessation of breathing is a result of some of that redundant tissue or the base of the tongue covering the wind- pipe. Snoring and sleep apnea prevent a good, deep night’s sleep, which can lead to a sleepy day, even narcolepsy which causes people to fall completely asleep during the work day. Undue stress on the heart can also be a result of a poor night’s sleep. According to a Yale University study published in the New England Journal of Medicine has found that obstructive sleep apnea can triple the risk of stroke or death. 4% of adult men and 2% of adult women in this country suffer from the malady, including, according to a 2003 study of three hundred players, about 14% of the National Football League. While there are surgical procedures used today to cut away redundant tissue and open up the breathing passage

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February 20, 2015

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coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert. Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890 Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages Tuesday – Thursday 4pm – Midnight Friday – Saturday 4pm - 1am Sunday 11am – Midnight

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.5518 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads. Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

22302 El Paseo Ste I, RSM 949.459.7900 Embarcadero California Bistro Embarcadero hosts an innovative menu featuring small plates, signature salads, steaks, seafood, short ribs, and entrees with a new twist. We also boast a full bar featuring specialty mojitos, martinis, and an extensive wine list. RESTAURANT HOURS Sunday-Thursday 5pm - 9pm Thursday-Saturday 5pm - 10pm BAR HOURS Open daily, 5pm Close

22332 El Paseo, RSM 949.709.2266 Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

22205 El Paseo Ste A, RSM 949.858-0581

Page 16

The Coto de Caza News

G u id e

Neighborhood Grill & Salad Bar Neighborhood Grill features open flame entrees-shish kabobs, gyros and charbroiled sandwiches. To complement their menu they serve homemade Baklava and Häagen Dazs ice cream. Mon-Fri 11am – 8pm Saturday 12pm – 8pm

29941 Aventura Ste 1, RSM 949.635.3131 Panera Bread Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino Open daily at 4:30pm

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225 Rice & Spice Thai Cuisine Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining. Across from Saddleback Church

27412 Portola Pkwy, Foothill Ranch 949.340.2055 Uncorked wine bar Uncorked in RSM offers delicious tapas, excellent wine, and great ambience. There are very few tables so the space feels intimate and cozy. Thursday night wine tasting they served dates stuffed with goat cheese wrapped in prosciutto. . . amazing! The Humboldt Fog on the Artisanal Cheese Plate is a new favorite and the crab cakes never disappoint. The Sommelier is knowledgeable and the staff very friendly.

22342 El Paseo,Rancho Santa Margarita, CA 92688 949.589.1156 Wan Fu Chinese Gourmet

22411 Antonio Pkwy Ste C 949.459.7676

Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

San Giovanni’s Ristorante

30642 Santa Margarita Pkwy, RSM 949.589.8028

Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Selma’s Chicago Style Pizzeria Pizza & Sandwiches Open 11am daily (Sundays at 9am)

30461 Avenida De Las Flores Ste B, RSM 949.709.8165 Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

Trabuco Oaks Steakhouse Steaks, Prime Rib, Lobster. Home of the famous “2-pound steak.” Relax while you sip one of our sumptuous wines or cocktails or a frosty beer.

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Wood Ranch BBQ & Grill Mon-Fri at 4pm Sat & Sun at 11:30am

22352 El Paseo, RSM 949.888.1100

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

February 20, 2015

Bedtime tips to encourage kids to get to sleep

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Despite parents’ best efforts, bedtime can be the most stressful time of the day. Many kids fight sleep and resist going to bed, and questions of “but why do I have to go to bed?” are often answered with an unsatisfying, “Because I said so!” To h e l p e l i m i n a t e b e d t i m e frustrations, the American Academy of Sleep Medicine (AASM) recommends parents take the following steps to positively influence their child’s sleep habits: * Keep a bedtime routine. A consistent routine (10 to 15 minutes long) - brushing teeth, changing into pajamas and reading a book - helps children go from alert and active to a quieter state, giving them the ability to fall asleep on their own. * Focus on timing. Kids who go to bed at the same time each night and wake up at the same time every morning sleep better and have fewer night wakings. Studies also show that kids who go to bed around the same time each day have fewer behavior problems and perform better in school. “Research has shown consistent bedtimes and bedtime routines encourage cognitive development,” says Dr. M. Safwan Badr, president of the AASM. “Educating children on necessary sleep health and establishing effective bedtime routines will help foster healthier lifestyles as they grow into adolescents and adults - reducing the epidemic of insufficient sleep in America.” * Teach and demonstrate the value of sleep. Getting enough sleep is critical to the health and wellbeing of every child, and sharing the importance of quality sleep will help them understand why. Two interactive apps developed by the AASM give parents new resources to teach their children about the value of sleep

using tablet devices.The apps - I See the Animals Sleeping and The Animals Sleep - use interactive storytelling and activities to show animals’ sleep patterns, environment and adaptations. They illustrate how sleep is important for all animals, and people too. Based on two educational children’s picture books, the apps will help kids understand the need for a soothing sleep environment and the importance of developing healthy sleep habits that will last their lifetime. “It’s important that children develop an understanding of why they have to go to sleep because it will help them grow and play and feel better during the day - and not just because their parents say so,” says Dr. Shalini Paruthi, spokesperson for the AASM. “The best method to teach children about a new topic is to start with something that interests them; in this case, that topic is animals.” The AASM recommends tablet use with children during the daytime for educational interaction. The illustrated books that inspired the apps are both available in hardcover for use as part of a child’s bedtime routine. The kids’ sleep apps are available for download on the iPad, Kindle Fire or Android tablets. Parents should pay special attention to any persistent problems such as loud snoring, which is a warning sign for obstructive sleep apnea. If parents have concerns about how their child is sleeping, they should discuss them with their child’s doctor. I See the Animals Sleeping and The Animals Sleep are available for free download from the App Store, Google Play and Amazon. For more information on children’s sleep health or the AASM, visit SleepEducation. com.

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The Coto de Caza News

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The Coto de Caza News

January 30, 2015

JEWELRY

Valentine's Day Just Two Weeks Away

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

THURSDAY IS

February 20, 2015

WEEKLY DRINK SPECIALS IN OUR BAR & LOUNGE

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Driving with dogs: Tips to keep everyone in the car safe It’s only natural for man’s best friend to stay close by his master’s side, but for dog owners who drive frequently, bringing Fido along for the ride can be risky. The problem is particularly worrisome for older drivers; a recent study conducted by researchers at the University of Alabama at Birmingham showed that for people 70 years and older, crash rates were higher among those who frequently drove with pets in the car. But for many drivers, leaving precious pets behind isn’t an option. The best compromise is to find solutions that will get you from point A to point B without compromising the safety of human or animal passengers. Distracted driving is a growing concern and a loose pet in the car certainly numbers among the potential hazards that can take your eyes - and mind - off the road and lead to accidents. While older drivers might not be as likely to be distracted by texting or smartphone surfing, even those who have spent many years navigating the roads need to honestly assess how having a pet in the car can divert their attention away from the road. To stay safe on the road when Fido is with you, remember these tips:

* Don’t allow pets in the front seats. Having a pet sit on your lap is obviously distracting, but if he’s in the front passenger seat, the problem can be just as bad. In the front seats, your pet is more likely to be within your line of sight and obstruct your view of the road. An unrestrained dog in the front seats could also be easily injured if you have to slam on the brakes or swerve, or are hit from behind. The force with which airbags deploy also poses a safety hazard for dogs in the front seat - if you’re in an accident and they inflate and hit your dog, he could easily sustain an injury. * Create separation. There are a variety of pet barriers on the market that can keep your pet from moving between the front and back seats of your car. Installing a barrier will help keep your pet out of your way and diminish concerns about him being propelled forward in case you have to make a sudden stop. * Restrain your pet. There are a number of options for pet restraints in your vehicle. Pet seatbelts and car seats will help keep a dog safely in place. Keeping a crate in the car is also a good option. Make sure it’s secured and large enough so that he can stand up, turn around and

comfortably sit or lay down. Add a soft pad in the bottom of the crate and it might just become your pet’s favorite new way to travel. * Brush up on your driving skills. Today’s driving environment is probably very different than it was when you first got your license. A refresher course, like those offered by AARP Driver Safety, is an ideal way to ensure that your skills are up to date. Brushing up on defensive driving techniques and the essential rules of the road will help keep everyone in your car safe - and you may even qualify for a multi-year

automobile insurance discount from your insurance company (check with your agent for details). AARP Driver Safety courses are available in a classroom or online setting, in both English and Spanish. Pets are important members of the family, so it’s only right that drivers consider their safety, just as they would for any other passenger. For more safe driving tips and information about AARP Driver Safety, visit www. aarp.org/drive.

The Coto de Caza News

Page 19


February 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

ANOTHER FRESH PLACE

ON THE RANCH.

S E N DE RO FAR M OPE N S EAR LY FALL . O N E MOR E WAY LI FE FLOUR I S H E S ON T H E R ANCH .

With amazing scenery, trails, El Prado, three clubhouses and a full calendar of events, it’s no wonder Sendero is selling so quickly and was named 2014 Best Master-Planned Community not only in Orange County—but in the entire U.S. Now, Sendero Farm is nearly here. It’s a sustainable farm, including a produce stand, your own place to plant and farm-fresh eggs from Sendero hens. There’s even a friendly community farmer overseeing it all, from carrots and kale to arugula and herbs. Farm-to-fork dinner parties and seasonal events will take place amid the fruit orchard, community toolshed, children’s garden and fields of flowers. And since Sendero is nearing sellout, now is the perfect time to put down roots. S E N D E R O N E I G H B O R H O O D S (from the $300s) LYON CABANAS From 1,006 to 1,557 sq. ft. High $300s to mid $400s LYON VILLAS From 1,308 to 1,637 sq. ft. Low $400s to low $500s SHEA TOWNHOMES From 1,419 to 1,798 sq. ft. High $400s to mid $500s

SEACOUNTRY Single Family Homes From 1,800 to 2,000 sq. ft. High $500s to low $600s

RYLAND Single Family Homes From 2,310 to 2,625 sq. ft. Low $700s to low $800s

TRI POINTE Single Family Homes From 2,050 to 2,394 sq. ft. High $600s to mid $700s

MERITAGE Single Family Homes From 2,678 to 2,996 sq. ft. Mid $800s to mid $900s MODEL HOMES NOW SELLING

G AV I L Á N N E I G H B O R H O O D S ( 5 5 +) STANDARD PACIFIC Bungalows From 1,276 to 1,860 sq. ft. Low $700s to high $800s MODEL HOMES NOW SELLING

STANDARD PACIFIC Casitas From 1,624 to 2,059 sq. ft. Mid $600s to low $700s

SHEA– SOLD OUT Single Family Homes From 1,770 to 2,043 sq. ft. Mid $700s to low $800s DEL WEBB – SOLD OUT Single Family Homes From 2,026 to 2,310 sq. ft. High $700s to high $800s

MODEL HOMES NOW SELLING

© 2015 RMV Community Development, LLC. All plans are proposed by RMV Community Development, LLC (“RMV”) and are subject to change without notice. RMV offers no assurance that plans will be completed. Illustrations are not to scale. Imagery used does not depict racial preference.

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The Coto de Caza News


The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

CULDESAC LOCATION

UR GOL SE F VI EW

February 20, 2015

CO

LIS NEW TIN G

GR TH EE E NS

The Coto de Caza News

GOLF COURSE VIEW/FORMER MODEL

FORMER MODEL HOME

ME RIT AG E

GR

ES IN CR OW

A ES ND C TA O TE TO S

Beautiful home offering approx. 3000 sq. ft with 4 bedrooms, cozy loft and 3 full baths. One Offering approx 4600 sq. ft with 5 bedrooms and 4.5 baths. Very unique and open floor plan Amazing golf course views! Located on the 18th hole of the south course. Offering approx 3100 of a kind amazing home. Located on a large lot over 8000 sq. ft. with over the top upgrades. and tremendous family home. On the golf course with saddleback mountain views as well. sq. ft with 4 bedrooms and 4 baths. Large yard with a pool and totally redone with very nice Plenty o f room for a pool. 27 Oakbrook $1,375,000.00 upgrades. 6 Shoal Creek $1,129,000.00 77 Charleston $984,900.00

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This home will take your breath away. Dramatic floorplan offering 5 bedrooms, bonus and This absolutely amazing home has warmth, drama and serene views. Backed to the common Model perfect in every way! Offering approx 3100 sq. ft with 3 bedrooms and 3 full baths. private office. Newly remodeled and just gorgeous. View home with pool and spa. Single loaded area with oak trees and privacy. Offering approx. 5000 sq. ft with impeccable upgrades. The Upstairs bonus could be another bedroom. A rare find detached Casitas. The upgrades in culdesac location. 14 Thorn Oak $1,111,000.00 kitchen and family room add on make it an entertainers dream. Fabulous yard with an outside this home are absolutely top notch. Culdesac and view. 9 Altimra $1,029,000.00 family room, pool/spa and putting green. 4 Van Gogh $1,724,900.00

BEST KEPT SECRET!

ES IN CR OW

SO

LD SO LAKE VIEWS

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Located in the Pinnacle Tract on a large private lot over 23,000 sq. ft. Offering Offering approx 1200 sq. ft with 3 bedrooms and 2 baths. So cute and ready to move in. approx. 4500 sq. ft with 5 bedrooms, 4.5 baths, bonus and private library. This is a Everything has been redone. Low tax rate and no mello roos. very emotional house from the inside out. Pool/spa and built in bbq area. Top notch 26053 Via Pera $363,000.00 upgrades. 98 Panorama $1,899,000.00

LD

Located in Santiago Canyon with 5500 sq. ft and 4.5 acres. Wonderful property is ideal for horses or your own vineyard. Private carriage house and 2 stall barn. 7 car garage. 16252 Jackson Ranch $2,250,000.00

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Ladera Ranch home sits on a corner lot and a large 8000 sq. ft. lot. Offering approx.. 2000 Stunning home located on a quiet culdesac in the well sought after gated community of This tremendous home is truly a one of a kind. An expanded plan 2 model offering approx. This sq. ft. with 3 bedrooms and 2.5 bath. Beautifully$ decorated with such warmth and charm. Pride sq. ft with 5 bedrooms and 4.5 baths. Bonus, exercise room and home office. Infinity Stoneridge. Offering approx 3345 sq. ft with 5 bedrooms and 4.5 baths. Lovely floorplan 4800 $ .00 of ownership on this one. 2 Sachem 739,000.00 and what a view of the Mission Viejo Lake. 22891 Briarcliff $975,000.00 pool overlooking the 12th hole on the south course 24 Lakeview 1,799,000

The Coto de Caza News

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February 20, 2015

Page 22

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The Coto de Caza News

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

February 20, 2015

Should You Buy Pet Insurance? By Jason Alderman One topic I’ve learned to avoid with new acquaintances until I know them better (along with politics and religion) is where they stand on the treatment of pets. Some people, when their dog gets sick or badly injured, say, “It’s an animal – that’s just part of the circle of life.” Others consider Rover a close family member and would take out a second mortgage to save his life. Pet owners from both camps probably see the barrage of ads for pet insurance and wonder whether it’s worth the expense, which might be several thousand dollars over the life of your pet. I did some research and the best answer I can come up with is, it depends. First, ask yourself: Do you regard pet insurance as a financial investment, where you expect to get back more in benefits than you paid out in premiums over the pet’s life? Or, is it more like auto or homeowner’s insurance, where you hope nothing ever goes seriously wrong, but you want coverage in case there’s a catastrophe? Either way, here are some basic

facts about pet insurance that may help you decide whether it’s right for you: Pet insurance shares many features with human health insurance: Policies typically have annual deductibles, copayments and exclusions, and some limit which veterinarians, clinics and hospitals you can use. But there are numerous differences as well. For example, pet insurers are allowed to refuse coverage for preexisting conditions and to set annual and lifetime payout limits. Among the many other restrictions you should watch for when comparing plans are: • Premiums vary greatly depending on where you live and may increase based on your pet’s age, breed, veterinary cost inflation and other factors. • Typically you must pay the vet or hospital bill out of pocket and get reimbursed later. • Many plans deny or restrict coverage for congenital or hereditary conditions (like hip dysplasia in dogs or kidney failure in cats) and preventable conditions like

periodontal disease. • Along with annual and lifetime maximums on benefits paid out, there may be a limit on how much it will pay for treatment of an individual illness or accident. • If your pet suffers a particular disorder one year, don’t be surprised if that condition is excluded at renewal – or if you’re required to pay an additional fee for future coverage. • Pets over certain age limits frequently are denied coverage. • Certain breeds are often excluded or only eligible for restricted coverage. • Some carriers let you augment your accident and illness policy with optional “wellness care” coverage for things like spaying and neutering, annual physicals, vaccines and routine tests. Make sure the additional premium is worth the extra cost. Perhaps the biggest challenge when choosing pet insurance is trying to compare plans, apples to apples. There are about a dozen carriers in the U.S. Each offers a variety of plans with varying deductible, copayment and maximum coverage amounts,

as well as different covered benefits and exclusions. You can go directly to their websites for plan details and to request a quote, or use an independent comparison website to pull quotes from multiple carriers. I’d recommend creating a spreadsheet to compare benefits and costs side by side, just as you would when shopping for auto insurance. Bottom line: If you decide pet insurance isn’t right for you, at least be sure you’re setting money aside to cover expected – and unexpected expenses.

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February 20, 2015

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Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-638292-JP Order No.: 14-0019717 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/11/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SHAHRZAD MOATAMEN, A SINGLE WOMAN Recorded: 11/17/2010 as Instrument No. 2010000614325 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 3/16/2015 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $253,271.37 The purported property address is: 7 SUMMERWOOD, ALISO VIEJO, CA 92656 Assessor’s Parcel No.: 939-254-50 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-638292JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-638292-JP IDSPub #0077034 2/13/2015 2/20/2015 2/27/2015

Trustee Sale No. : 20100187422596 Title Order No.: 100246799 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/06/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/15/2008 as Instrument No. 2008000475967 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: WALTER S. HARRIS AND RANDELEIGH HARRIS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 03/05/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 28842 JAEGER DR, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 654292-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $752,144.41. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien,

Page 24

Loan No.: REED RESS Order No. 75505 A.P. NUMBER 105252-27 NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个 信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY [PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.] YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED October 22, 2013, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 03/06/2015, at 9:00 A.M. of said day, on the front steps to the entrance of the Orange Civic Center, 300 East Chapman Avenue, Orange, CA, RESS Financial Corporation, a California corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by Tracy Lee Reed Administrator of the Estate of Edward Allen Reed, deceased, pursuant to Probate Case No. 30-2013-00669667-PR-PL-CJC recorded on 11/04/2013, in Book n/a of Official Records of Orange County, at page n/a, Recorder’s Instrument No. 2013000614005, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 11/05/2014 as Recorder’s Instrument No. 2014000452549, in Book n/a, at page n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: Lots 468, 469 & 470, Modjeska Home Sheet “H”, per Book 16, page 19, Miscellaneous Maps The street address or other common designation of the real property hereinabove described is purported to be: 28971 Hill Top Drive, Silverado, CA 92676. The undersigned disclaims all liability for any incorrectness in said street address or other common designation. Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said obligations at the time of initial publication of this Notice is $201,576.78. In the event that the deed of trust described in this Notice of Trustee’s Sale is secured by real property containing from one to four single-family residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee’s sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 75505. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: February 9, 2015 RESS Financial Corporation, a California corporation, as Trustee By: Bruce R. Beasley, President 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800)343-7377 FAX: (951)270-2673 Trustee’s Sale Information: (714) 573-1965 or www.priorityposting.com P1131219 2/13, 2/20, 02/27/2015

you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20100187422596. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 02/03/2015 NPP0241668 To: COTO DE CAZA NEWS 02/13/2015, 02/20/2015, 02/27/2015

The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices TSG No.: 12-02332546-T TS No.: CA1400260844 FHA/VA/ PMI No.: APN: 691-391-34 Property Address: 34471 VIA GOMEZ DANA POINT, CA 92624 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/08/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 03/05/2015 at 01:30 P.M., VERIPRISE PROCESSING SOLUTIONS LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 09/14/2004, as Instrument No. 2004000826305, in book NA, page NA, , of Official Records in the office of the County Recorder of ORANGE County, State of California, executed by: MARTIN W. GENTRY, A MARRIED MAN AS HIS SOLE AND SEPERATE PROPERTY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 691-391-34 The street address and other common designation, if any, of the real property described above is purported to be: 34471 VIA GOMEZ, DANA POINT, CA 92624 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $845,889.37. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.aspx, using the file number assigned to this case CA1400260844 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: VERIPRISE PROCESSING SOLUTIONS LLC 750 Hwy 121 BYP STE 100 Lewisville, TX 75067 VERIPRISE PROCESSING SOLUTIONS LLC IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)9390772 NPP0241847 To: COTO DE CAZA NEWS 02/13/2015, 02/20/2015, 02/27/2015

TSG No.: 12-02335353-T TS No.: CA1400261008 FHA/VA/ PMI No.: APN: 939-36-553 Property Address: 8 CORNICHE DRIVE # C DANA POINT, CA 92629 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/27/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 03/05/2015 at 01:30 P.M., VERIPRISE PROCESSING SOLUTIONS LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 04/06/2006, as Instrument No. 2006000229549, in book NA, page NA, , of Official Records in the office of the County Recorder of ORANGE County, State of California, executed by: JOAN H. BUTTER, AN UNMARRIED WOMAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 939-36-553 The street address and other common designation, if any, of the real property described above is purported to be: 8 CORNICHE DRIVE # C, DANA POINT, CA 92629 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $348,583.41. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1400261008 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: VERIPRISE PROCESSING SOLUTIONS LLC 750 Hwy 121 BYP STE 100 Lewisville, TX 75067 VERIPRISE PROCESSING SOLUTIONS LLC IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)9390772NPP0241269 To: COTO DE CAZA NEWS 02/13/2015, 02/20/2015, 02/27/2015

TSG No.: 12-02376265-T TS No.: CA1400261690 FHA/ VA/PMI No.: APN: 654-141-43 Property Address: 28171 CASITAS COURT LAGUNA NIGUEL, CA 92677 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/28/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 03/06/2015 at 01:30 P.M., VERIPRISE PROCESSING SOLUTIONS LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 11/09/2005, as Instrument No. 2005000903908, in book NA, page NA, , of Official Records in the office of the County Recorder of ORANGE County, State of California, executed by: RONALD NELSON, A SINGLE MAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 654-141-43 The street address and other common designation, if any, of the real property described above is purported to be: 28171 CASITAS COURT , LAGUNA NIGUEL, CA 92677 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $900,316.82. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice

of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1400261690 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: VERIPRISE PROCESSING SOLUTIONS LLC 750 Hwy 121 BYP STE 100 Lewisville, TX 75067 VERIPRISE PROCESSING SOLUTIONS LLC IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)9390772NPP0241909 To: COTO DE CAZA NEWS 02/13/2015, 02/20/2015, 02/27/2015


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Coto de Caza News Legal Notices T.S. No. 2014-1958 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: WENDLAND PROPERTIES, LLC, A DELAWARE LIMITED LIABILITY COMPANY Duly Appointed Trustee: S.B.S. TRUST DEED NETWORK, A CALIFORNIA CORPORATION Recorded 1/19/2007 as Instrument No. 2007000038997 in book XX, page XX of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 3/17/2015 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other reasonable estimated charges: $3,086,657.68 Property being sold “as is- Where is” Street Address or other common designation of real property: 29883 SANTA MARGARITA PARKWAY RANCHO SANTA MARGARITA, CA 92688 A.P.N. 836-691-20 THE BENEFICIARY MAY ELECT, IN ITS DISCRETION, TO EXERCISE ITS RIGHTS AND REMEDIES IN ANY MANNER PERMITTED UNDER SECTION 9604 PF THE CALIFORNIA COMMERICAL CODE, OR ANY OTHER APPLICABLE SECTION, AS TO ALL OR SOME OF THE PERSONAL PROPERTY, FIXTURES AND OTHER GENERAL TANGIBLES AND INTANGIBLES MORE PARTICULARLY DESCRIBED IN THE DEED OF TRUST, AND ABSOLUTE ASSIGNMENT OF RENTS AND LEASES AND SECURITY AGREEMENT (AND FIXTURE FILING). The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 2014-1958. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 2/12/2015 S.B.S. TRUST DEED NETWORK, A CALIFORNIA CORPORATION 31194 La Baya Drive, Suite 106 Westlake Village, California 91362 (818) 991-4600 FRANCIS FRANCO, TRUSTEE SALE OFFICER WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P1132009 2/20, 2/27, 03/06/2015

NOTICE OF TRUSTEE’S SALE File No. 8170.20265 Title Order No. NXCA-0160404 APN 620-221-13 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/04/2013. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Henry J. Leason, an Unmarried Man Recorded: 06/12/2013, as Instrument No. 2013000355084, of Official Records of ORANGE County, California. Date of Sale: 03/12/2015 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 25362 BENTLEY, LAGUNA HILLS, CA 92653-4611 Assessors Parcel No. 620-221-13 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $394,826.29. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-4849942 or visit this Internet Web site www.USA-Foreclosure. com or www.Auction.com using the file number assigned to this case 8170.20265. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: February 12, 2015 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Victoria Gutierrez, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 8170.20265: 02/20/2015,0 2/27/2015,03/06/2015

February 20, 2015

Coto de Caza News Legal Notices Trustee Sale No. : 00000004720520 Title Order No.: 7301402436-70 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/30/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/07/2006 as Instrument No. 2006000456167 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JOHN BEDFORD II AND KATHLEEN BEDFORD AND, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 03/16/2015 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23461 WHITE DOVE DRIVE, LAKE FOREST, CALIFORNIA 926303766 APN#: 617-453-09 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $581,793.13. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000004720520. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 02/09/2015 NPP0241978 To: COTO DE CAZA NEWS 02/20/2015, 02/27/2015, 03/06/2015

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NOTICE OF TRUSTEE’S SALE File No. 7372.22259 Title Order No. 4370984 APN 936-85-178 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/09/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): CORY ROSIER, A SINGLE MAN Recorded: 03/19/2007, as Instrument No. 2007000175083, of Official Records of Orange County, California. Date of Sale: 03/16/15 at 9:00 AM Place of Sale: Grand Ballroom of Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive,, Orange, CA The purported property address is: 31 GARRISON LOOP, LADERA RANCH, CA 92694 Assessors Parcel No. 936-85-178 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $589,805.64. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing

the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-4849942 or visit this Internet Web site www.USA-Foreclosure. com or www.Auction.com using the file number assigned to this case 7372.22259. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: February 12, 2015 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Victoria Gutierrez, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7372.22259: 02/20/2015,0 2/27/2015,03/06/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00770548 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of KIRRA LELAND O’TOOLE Petitioner(s) KIRRA LELAND O’TOOLE has/have filed a petition with this court for a decree changing name(s) as follows: KIRRA LELAND O’TOOLE to KIRRA O’TOOLE PUGH.The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 22, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: FEBRUARY 09, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/20/2015, 02/27/2015, 03/06/2015, 03/13/2015

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The Coto de Caza News

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

February 20, 2015

PAY LESS TO ADVERTISE TO REACH THE HIGH INCOME HOMEOWNERS OF COTO DE CAZA, DOVE CANYON AND RANCHO SANTA MARGARITA WHO WOULD LIKE TO BUY FROM YOU 1. Coto de Caza News Readers can afford your very Best! According to reliable sources such as the U.S. census bureau the area served by the Coto de Caza News one of Orange County’s highest income groups. These affluent nearby homeowners in Coto de Caza, Dove Canyon, and the gated communities surrounding Rancho Santa Margarita have more money to spend and the time to spend it. Make sure that these readers are aware of your company and what you do by keeping a regular, affordable advertising message in the newspaper that all of them read every week 2. Why pay more to reach your most preferred customers? Smart business owners and marketing experts agree that the most expensive advertising is advertising that doesn’t work. Savvy business managers are wise to be concerned about high volume publications that don’t deliver a strong local audience that would bring you customers. Major daily newspapers like the Times and the Register reach nearly a million readers, but do you really need to pay their high prices to reach your customers in Coto de Caza, Dove Canyon and Rancho Santa Margarita? While some glossy monthly magazines are stylish, their costly rates may not be realistic compared to choosing a highly effective newspaper like the Coto de Caza News which is received by your most likely preferred customers of high income homeowners with advertising that costs you far less money. The Coto de Caza news is attractive, effective and affordable. 3. Why do Rancho Santa Margarita Readers read the Coto de Caza News? Even before it became a city in the year 2000, the Superior Court of Orange County adjudicated (approved) The

Coto de Caza news as the official newspaper for Rancho Santa Margarita. That’s why you regularly see stories about the Rancho Santa Margarita City Council, RSM Chamber of Commerce, and prominent Rancho Santa Margarita people in the Coto de Caza News. So when you advertise In the Coto de Caza News you get more than just Coto de Caza readers. 4. U S Post office plus selected delivery makes this newspaper special! While everyone knows that the Coto de Caza news is delivered to every single family residence in Coto de Caza and Dove Canyon by the United States Post office, the Coto de Caza news is also handdelivered each week to local Rancho Santa Margarita area businesses, city hall, library, and other popular gathering spots where Rancho Santa Margarita residents can easily pick up a copy. 5. Who is this woman that raises hundreds of millions of dollars and how can she help me grow my business? If you don’t know her already, get to know Kelly Bennett, the top society columnist in Orange County. She also has the top rated radio show and television program “Breakfast with Gary and Kelly. Readers eagerly await her weekly column in the Coto de Caza News which features major charity events where the beautiful people of Orange County gather for fashionable luncheons and dinners which regularly raise millions of dollars for worthy causes. Permit us to say that placing your advertising where it is

seen by people who can afford to give away millions is the best advertising purchase you will ever make. Read Kelly Bennett’s “Society Scene “column every week in the Coto de Caza news and see why. 6. Free Online Advertising Coto de Caza News Version each week. While many people still prefer to have a hard copy of the Coto de Caza news to hold in their hand, our online version is equally popular for those who want to access our entire newspaper on their smartphone, tablet or computer. Your regular ad will appear in our online edition at no extra charge. Just click on Cotodecazanews.com. 7. How Fast Will this Home be sold? We’d like to share some actual quotes from local Coto de Caza area realtors: “SOLD THE SAME DAY that the ad appeared in the Coto de Caza News, SOLD THE SAME WEEKEND that the ad appeared in the Coto de Caza News, BUYERS CAME IN WAVING the ad that appeared in the Coto de Caza News.” Two factors determine how fast a house will sell: 1.Choose a skilled real estate professional 2. Advertise it in the Coto de Caza News FACT: 93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News. Whether you are selling homes or other desirable goods or services you should consider the Coto de Caza news for your advertising. 8. Extremely Affordable

Classified Advertising Only a Dollar a Word. In keeping with our motto of providing highly effective advertising at an affordable cost, the Coto de Caza news offers weekly classified advertising for only $1.00 a word with a 15 word minimum. You’re very welcome! 9.What does Good News mean to you? Most other news media is full of crime, war, celebrity scandals, and other kinds of bad news. We guarantee that when you place your advertising in the Coto de Caza news your ad will never be next to any kind of bad news. Our unusual but extremely delightful editorial policy of only printing good, positive family-friendly news makes reading this newspaper a pleasure. Keeping our readers happy keeps them in a pleasant mood when they are reading your advertising message. 10. Silent Salesman Works for you Seven Days a Week. Our surveys show that the Coto de Caza news has more “coffee table life” with readers keeping a copy of the newspaper in their homes as long as a full week which is far longer than any daily publication. If you’d like to see a little excitement in your sales figures, place a call to Coto de Caza News for fast action on advertising that is effective, attractive, and affordable Ask for one of our cheerful display advertising representatives to put some real power in your advertising when you call (949)589-9990

The Coto de Caza News

Page 27


February 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00767374 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of IMAN KAZEROONI ZAND Petitioner(s) IMAN KAZEROONI ZAND has/have filed a petition with this court for a decree changing name(s) as follows: IMAN KAZEROONI ZAND to IMAN KAZEROONIZAND. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, Central Justice Center, 700 Civic Center Drive West, Santa Ana, CA 92701 on MAY 27, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 22, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/20/2015, 02/27/2015, 03/06/2015, 03/13/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00769289-CU-PT-CJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of NATALIA D. BLASSIO Petitioner(s) NATALIA D. BLASSIO has/have filed a petition with this court for a decree changing name(s) as follows: NATALIA D. BLASSIO to NATALIA LOREN BLASSIO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 15, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 29, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/13/2015, 02/20/2015, 02/27/2015, 03/06/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00766555 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of SOFIA PIOL aka SOFIA FENTON Petitioner(s) SOFIA PIOL aka SOFIA FENTON has/have filed a petition with this court for a decree changing name(s) as follows: SOFIA PIOL aka SOFIA FENTON to DANIELLE ELIZABETH PIOL. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, Central Justice Center, 700 Civic Center Drive West, Santa Ana, CA 92701 on APRIL 01, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 16, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/20/2015, 02/27/2015, 03/06/2015, 03/13/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2015-00769573 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DANIEL OSWALDO QUIJANO, a minor. Petitioner(s) MIRIAM HERRERA-LARA on behalf of the minor DANIEL OSWALDO QUIJANO, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: DANIEL OSWALDO QUIJANO to DANIEL HERRERA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 21, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: FEBRUARY 03, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/13/2015, 02/20/2015, 02/27/2015, 03/06/2015

AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00770174 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of NICOLE KALEB DELMAN Petitioner(s) NICOLE KALEB DELMAN has/have filed a petition with this court for a decree changing name(s) as follows: NICOLE KALEB DELMAN to CHARLOTTE LEE DELMAN.The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 22, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: FEBRUARY 05, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/20/2015, 02/27/2015, 03/06/2015, 03/13/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00769168 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of TRAVIS MERVIL MILLER Petitioner(s) TRAVIS MERVIL MILLER has/have filed a petition with this court for a decree changing name(s) as follows: TRAVIS MERVIL MILLER to TRAVIS MAURICE GUNTER. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, Central Justice Center, 700 Civic Center Drive West, Santa Ana, CA 92701 on APRIL 15, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 30, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/13/2015, 02/20/2015, 02/27/2015, 03/06/2015

Coto de Caza News Legal Notices AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00751981 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ANA VIANEY GALLEGOS DELGADO Petitioner(s) ANA VIANEY GALLEGOS DELGADO has/have filed a petition with this court for a decree changing name(s) as follows: ANA VIANEY GALLEGOS DELGADO to GEORGINA RAMIREZ PEREZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MARCH 17, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 08, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/13/2015, 02/20/2015, 02/27/2015, 03/06/2015 AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2014-740734 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of AVA MARIE HULETT, a minor. Petitioner(s) COLLIN MACDONALD and LAURA HULETT on behalf of the minor AVA MARIE HULETT, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: AVA MARIE HULETT to AVA JACK HULETT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 07, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 20, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/06/2015, 02/13/2015, 02/20/2015, 02/27/2015 AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2014-00752082 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ALEJANDRO MANUEL OLAGUE, a minor. Petitioner(s) ALMA MICHEL on behalf of the minor ALEJANDRO MANUEL OLAGUE, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: ALEJANDRO MANUEL OLAGUE to ALEJANDRO OLAGUE MICHEL. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MARCH 18, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 08, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/06/2015, 02/13/2015, 02/20/2015, 02/27/2015

LOW COST CLASSIFIEDS ONLY $1.00 PER WORD! Page 28

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ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00764934 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of TALERAN CERDAGALAN DIAZLEAL Petitioner(s) TALERAN CERDAGALAN DIAZLEAL has/have filed a petition with this court for a decree changing name(s) as follows: TALERAN CERDAGALAN DIAZLEAL to TALERAN TROY GALAN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MARCH 18, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 08, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/06/2015, 02/13/2015, 02/20/2015, 02/27/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00768535 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JODEYNE PAULA WORKMAN. Petitioner(s) JODEYNE PAULA WORKMAN has/have filed a petition with this court for a decree changing name(s) as follows: JODEYNE PAULA WORKMAN to JODEYNE PAULA JOHNSTON. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 09, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 28, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/06/2015, 02/13/2015, 02/20/2015, 02/27/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00768230 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of SHAHRBANOO ROUHI. Petitioner(s) SHAHRBANOO ROUHI has/have filed a petition with this court for a decree changing name(s) as follows: SHAHRBANOO ROUHI to SHERY DIAMOND. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 08, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JANUARY 27, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/30/2015, 02/06/2015, 02/13/2015, 02/20/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00767243 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JULIE KEIKO OSHITA. Petitioner(s) JULIE KEIKO OSHITA has/have filed a petition with this court for a decree changing name(s) as follows: JULIE KEIKO OSHITA to JULIE KEIKO ITO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 02, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: January 21, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 01/30/2015, 02/06/2015, 02/13/2015, 02/20/2015


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices APN: 755-051-03 T.S. No. 008134-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 5/17/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 2/26/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 6/1/2007, as Instrument No. 2007000351743, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: STEVEN C. LUECK, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 5 STANFORD COURT COTO DE CAZA AREA, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $775,488.64 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 008134-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117 EXHIBIT “A” THE LAND REFERRED TO IN THIS GUARANTEE IS SITUATED IN THE STATE OF CALIFORNIA, (UNINCORPORATED AREA), COUNTY OF ORANGE AND IS DESCRIBED AS FOLLOWS: PARCEL 1: LOT(S) 47 OF TRACT NO. 15162, IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 740, PAGE(S) 15 TO 18 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. PARCEL 2: NON-EXCLUSIVE EASEMENTS FOR ACCESS, INGRESS, EGRESS, MAINTENANCE, REPAIR, DRAINAGE AND ENCROACHMENT, ALL AS DESCRIBED IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COTO DE CAZA (“MASTER DECLARATION”), RECORDED MARCH 5, 1984 AS INSTRUMENT NO. 84-092424, AND IN THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COTO DE CAZA, RECORDED SEPTEMBER 18, 1996, AS INSTRUMENT NO. 1996-04766687, AND THE FIRST AMENDMENT TO THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COTO DE CAZA, RECORDED JANUARY 7, 1997 AS INSTRUMENT NO. 19970008443, (COLLECTIVELY THE “SUPPLEMENTAL DECLARATION”), ALL OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. PARCEL 3: AN EXCLUSIVE USE SIDEYARD EASEMENT OVER A PORTION OF LOTS 46 AND 48 OF TRACT NO. 15162, AS SHOWN ON MAP RECORDED IN BOOK 740, PAGES 15 TO 18 INCLUSIVE, OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA, THE LOCATION, DIMENSIONS, PURPOSES AND CONDITIONS OF SUCH EASEMENT BEING DESCRIBED IN THE SUPPLEMENTAL DECLARATION. 02/06/15, 02/13/15, 02/20/15

LOW COST CLASSIFIEDS ONLY $1.00 PER WORD!

T.S. No. 10-12125 APN: 930-56-185 NOTICE OF TRUSTEE’S SALE. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/11/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: TAREK T. RAYESS, AN UNMARRIED MAN. Duly Appointed Trustee: Law Offices Of Les Zieve Deed of Trust recorded 5/22/2006 as Instrument No. 2006000341823 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, Date of Sale:3/6/2015 at 3:00 PM. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. Estimated amount of unpaid balance and other charges: $353,336.13. Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 35 ANACAPA COURT, FOOTHILL RANCH (LAKE FOREST), California 92610. Described as follows: SEE ATTACHED EXHIBIT A. A.P.N #.: 930-56-185. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 10-12125. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 2/9/2015. Law Offices of Les Zieve, as Trustee 30 Corporate Park, Suite 450, Irvine, CA 92606. For Non-Automated Sale Information, call: (714) 848-7920. For Sale Information: (714) 848-9272 www.elitepostandpub.com THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 11162 2/13, 2/20, 2/27/2015. Dated: 2/9/2015 Law Offices of Les Zieve, as Trustee 30 Corporate Park, Suite 450 Irvine, CA 92606 For Non-Automated Sale Information, call: (714) 848-7920 For Sale Information: (714) 848-9272 www.elitepostandpub.com _________________________________ Natalie Franklin, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 11162 2/13, 2/20, 2/27/2015. EXHIBIT A LEGAL DESCRIPTION REF. NO. 10-12125 A CONDOMINIUM COMPRISED OF: PARCEL NO. 1: UNIT NO. “115”, CONSISTING OF CERTAIN AIRSPACE AND SURFACE ELEMENTS, AS SHOWN AND DESCRIBED IN THE CONDOMINIUM PLAN (“PLAN”) FOR LOT 14 OF TRACT NO. 14730, WHICH PLAN WAS RECORDED ON DECEMBER 6, 1993 AS INSTRUMENT NO. 93-0848715 IN OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. PARCEL NO. 2: AN UNDIVIDED ONE-TWELFTH (1/12) FEE SIMPLE INTEREST AS A TENANT IN COMMON IN AND TO ALL OF THE COMMON AREA DEFINED IN THE DECLARATION REFERRED TO BELOW, IN LOT 14 OF TRACT NO. 14730, AS SHOWN ON A SUBDIVISION MAP RECORDED ON JUNE 1, 1993 IN BOOK 698 AT PAGES 34 TO 45, INCLUSIVE, OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE ORANGE COUNTY RECORDER. PARCEL NO. 3: NONEXCLUSIVE EASEMENTS FOR ACCESS, INGRESS, EGRESS, USE, ENJOYMENT, DRAINAGE, ENCROACHMENT, SUPPORT, MAINTENANCE, AND FOR OTHER PURPOSES, ALL AS MAY BE SHOWN IN THE PLAN, AND AS ARE DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RIGHT OF ENTRY FOR THE VINEYARDS, RECORDED ON AUGUST 4, 1993 AS INSTRUMENT NO. 93-0522886 (THE “DECLARATION). THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR THE VINEYARDS (PHASE 10), RECORDED ON DECEMBER 6, 1993 AS INSTRUMENT NO. 93-0848713 (THE “NOTICE”), THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR FOOTHILL ANTIBES, RECORDED ON AUGUST 3, 1993 AS INSTRUMENT NO. 93-0518978 (THE “MASTER DECLARATION”), AND THE SUPPLEMENTARY DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTION FOR FOOTHILL ANTIBES (LOT 14 OF TRACT NO. 14730) RECORDED ON DECEMBER 6, 1993 AS INSTRUMENT NO. 93-0848714 (THE “SUPPLEMENTAL DECLARATION”), ALL IN THE OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. PARCEL NO. 4: EXCLUSIVE EASEMENTS APPURTENANT TO PARCELS NO. 1 AND NO. 2 DESCRIBED ABOVE, FOR USE FOR PATIO PURPOSES, OVER THE PORTIONS OF LOT 14 OF TRACT NO. 14730 AS SHOWN AND ASSIGNED IN THE NOTICE. PARCEL NO. 5: EXCLUSIVE EASEMENTS APPURTENANT TO PARCELS NO. 1 AND NO. 2 DESCRIBED ABOVE, FOR USE FOR PARKING AND BALCONY PURPOSES, OVER THE PORTIONS OF LOTS 14 AND C OF TRACT NO. 14730 AS SHOWN, ASSIGNED AND DESCRIBED IN THE PLAN.

February 20, 2015

Coto de Caza News Legal Notices

NOTICE OF TRUSTEE’S SALE TS No. CA-14-639027-CL Order No.: 730-1405494-70 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/6/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): Malcolm Howard and Marion Howard, husband and wife Recorded: 10/22/2004 as Instrument No. 2004000953980 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 3/16/2015 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $523,026.84 The purported property address is: 30311 HUNKY DORY LANE, TRABUCO CANYON, CA 92679 Assessor’s Parcel No.: 856-033-22 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-639027CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-639027-CL IDSPub #0076657 2/13/2015 2/20/2015 2/27/2015

APN: 837-401-16 T.S. No. 017967-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 4/23/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 3/2/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 4/29/2004, as Instrument No. 2004000369879, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: FRANK BOWERS JR. AND DEBRA D. BOWERS, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 21812 RAINTREE LANE LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $260,285.50If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 017967-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. CLEAR RECON CORP. 4375 Jutland Drive Suite 200San Diego, California 92117 Exhibit A The land referred to in this Report is situated in the City of Lake Forest, County of Orange, State of California, and is described as follows: Lot 34 of Tract No. 9131, in the City of Lake Forest, County of Orange, State of California, as per map recorded in Book 430, Pages 33 to 39 inclusive of Miscellaneous Maps, in the Office of the County Recorder of said County. 2/6/2015, 2/13/2015, 2/20/2015

APN: 931-836-70 T.S. No. 019964-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 3/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 3/2/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 3/28/2006, as Instrument No. 2006000201374, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: JENNIFER A. KREIS-RICKER, AN UNMARRIED WOMANWILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 4 RABANO STRANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $36,610.31 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO

POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 019964-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117 Exhibit A The land referred to in this Report is situated in the City of Rancho Santa Margarita, County of Orange, State of California, and is described as follows: A Condominium Composed Of: Parcel 1: An undivided 1/18th interest in and to those portions of Parcels 6 and 7, in the County of Orange, State of California, as shown on Lot Line Adjustment No. LL 94-056, recorded August 11, 1995 as Instrument No. 95-0347270, of the Official Records of said County, lying within Module “A” and being the Condominium Common Area as described as and shown on the Phase 5 Condominium Plan recorded December 17, 1996 as Instrument No. 96-0634044, of the Official Records of said County, and any amendments thereto (the “Condominium Plan”). Parcel 2: Unit No. 127 as shown and described on the Condominium Plan. 2/6/2015, 2/13/2015, 2/20/2015

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Coto de Caza News Legal Notices Trustee Sale No. 12-518634 RFT Title Order No. 140328943-CA-VOI APN 858-046-02 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06/16/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 03/12/15 at 9:00 AM, Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to the power of sale contained in that certain Deed of Trust executed by Eddy J. Secco, an unmarried person, as Trustor(s), in favor of Charles Schwab Bank, N.A, as Beneficiary, Recorded on 07/10/06 in Instrument No. 2006000457683 of official records in the Office of the county recorder of ORANGE County, California; Charles Schwab Bank f/k/a Charles Schwab Bank, N.A., as the current Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described as: 18602 TOPANGA CANYON ROAD, SILVERADO, CA 92676 The property heretofore described is being sold “as is”. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $180,368.44 (Estimated good through 2/13/15) Accrued interest and additional advances, if any, will increase this figure prior to sale. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: February 13, 2015 Aztec Foreclosure Corporation Robbie Weaver Assistant Secretary & Assistant Vice President Aztec Foreclosure Corporation 20 Pacifica, Suite 1460 Irvine, CA 92618 Phone: (877) 257-0717 or (602) 638-5700 Fax: (602) 638-5748 www.aztectrustee.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call or visit the Internet Web site, using the file number assigned to this case 12-518634. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Call 714-573-1965 http://www.Priorityposting.com Or Aztec Foreclosure Corporation (877) 257-0717 www.aztectrustee. com P1132028 2/20, 2/27, 03/06/2015

Trustee Sale No. 14-001599 CXE Title Order No. 0214033559 APN 804-721-06 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02/17/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 03/02/15 at 9:00 am, Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to the power of sale contained in that certain Deed of Trust executed by Lisa Poutre, and Kevin P. Poutre, Wife and Husband as Community Property, as Trustor(s), in favor of Mortgage Electronic Registration Systems, Inc., solely as Nominee for Countrywide Bank, N.A., as Beneficiary, Recorded on 03/01/06 in Instrument No. 2006000138676 of official records in the Office of the county recorder of ORANGE County, California; The Bank of New York Mellon Corporation, as Trustee for Structured Asset Mortgage Investments II Trust 2006-AR3 Mortgage Pass-Through Certificates Series 2006-AR3, as the current Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Auction.com, Orange, CA 92868, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described as: 5 RUSSET, DOVE CANYON, CA 92679 The property heretofore described is being sold “as is”. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $1,225,597.48 (Estimated good through 2/26/15) Accrued interest and additional advances, if any, will increase this figure prior to sale. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: January 28, 2015 AZTEC FORECLOSURE CORPORATION Elaine Malone Assistant Secretary & Assistant Vice President Aztec Foreclosure Corporation 20 Pacifica, Suite 1460 Irvine, CA 92618 Phone: (877) 257-0717 or (602) 638-5700 Fax: (602) 638-5748 www.aztectrustee.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call or visit the Internet Web site, using the file number assigned to this case 14-001599. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. www.Auction.com or call (800) 280-2832 Or Aztec Foreclosure Corporation (877) 257-0717 www.aztectrustee.com P1129688 2/6, 2/13, 02/20/2015

Order No: 5911413 TS No: J12-10005 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN, DATED 7/26/2012. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that Witkin & Neal, Inc., as duly appointed trustee pursuant to that certain Notice of Delinquent Assessment and Claim of Lien (hereinafter referred to as “Lien”), recorded on July 27, 2012 as instrument number 2012000428735 in the office of the County Recorder of Orange County, California, and further pursuant to the Notice of Default and Election to Sell thereunder recorded on 12/5/2012 as instrument number 2012000751943 in said county and further pursuant to California Civil Code Section 5675 et seq. and those certain Covenants, Conditions and Restrictions recorded on 11-1-1977 as instrument number In Book 12445, pages 901955, WILL SELL on 3/5/2015, 9:00 A.M. on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. at public auction to the highest bidder for lawful money of the United States payable at the time of sale, all right, title and interest in the property situated in said county as more fully described in the above-referenced Lien. The purported owner(s) of said property is (are): Regina M. Mendoza, an unmarried woman. The property address and other common designation, if any, of the real property is purported to be: 21841 Shenandoah Drive, Lake Forest, CA 92630, APN 837-402-09. The undersigned trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is: $11,324.94. The opening bid at the foreclosure sale may be more or less than this estimate. In addition to cash, the trustee will accept a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union or a check drawn on state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or the endorsee as a matter of right. Said sale shall be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Lien, advances thereunder, with interest as provided in the Declaration plus the fees, charges and expenses of the trustee. THIS PROPERTY IS BEING SOLD IN AN “AS-IS” CONDITION. This communication is from a debt collector. Witkin & Neal, Inc. is attempting to collect a debt and any information obtained will be used

for that purpose. If you have previously received a discharge in bankruptcy, you may have been released from personal liability for this debt in which case this notice is intended to exercise the secured party’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER AND ALL OTHER INTERESTED PARTIES: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site: www.priorityposting.com using the file number assigned to this case J12-10005. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. IMPORTANT NOTICE: Notwithstanding anything to the contrary contained herein, the sale shall be subject to the following as provided in California Civil Code Section 5715: “A non judicial foreclosure sale by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption. The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale.” Dated 2/2/2015 Witkin & Neal, Inc. as said Trustee 5805 SEPULVEDA BLVD., SUITE 670 SHERMAN OAKS, CA 91411 (818) 845-8808 By: Susan Paquette Trustee Sales Officer THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. P1130119 2/6, 2/13, 02/20/2015

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Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-621412RY Order No.: 140092777-CA-MAI NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/5/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MOHAMMAD REZA MAHJOUB, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 7/14/2006 as Instrument No. 2006000472577 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 3/2/2015 at 12:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $1,318,540.33 The purported property address is: 21551 MONTBURY DR, LAKE FOREST, CA 92630 Assessor’s Parcel No. 613-512-05 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-621412RY. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE . Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 O r Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-621412-RY IDSPub #0077066 2/6/2015 2/13/2015 2/20/2015

T.S. No.: 14-53482 TSG Order No.: 11-0090757-02 A.P.N.: 833-163-39 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CA CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信息摘要 참고사항: 본 첨 부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/8/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 3/13/2015 at 9:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 12/15/2005 as Instrument No. 2005001005604 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: MARIELOS Y HINNAOUI, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICA’S WHOLESALE LENDER, A NEW YORK CORPORATION, ITS SUCCESSORS AND ASSINGS as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 28 VIA JOAQUIN, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $871,726.04 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 14-53482. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 10/4/2011 Date: 2/12/2015 Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting & Publishing (714) 573-1965 Dalaysia Ramirez, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P1131914 2/20, 2/27, 03/06/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-14-640380-CL Order No.: 730-1405635-70 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/24/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): Craig H. Petrik and Jeanne M. Petrik, husband and wife as joint tenants Recorded: 7/2/2003 as Instrument No. 2003000779750 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 3/4/2015 at 12:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $923,388.80 The purported property address is: 26751 DOMINION WAY, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No. 650-451-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title

insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-640380CL. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE . Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 O r Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-640380-CL IDSPub #0076508 2/6/2015 2/13/2015 2/20/2015


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February 20, 2015

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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