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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

March 20, 2015

Beautiful 2015 Bridal Designs

March 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

BID ACCEPTED FOR SALE OF COTO VALLEY COUNTRY CLUB Silver Bronze Board Quickly Chooses from Several Bids for Sale of Coto Valley Country Club and Portions of Coto de Caza Equestrian Center

Kenney Paul Hrabik and his wife Leigh Hrabik, Owners of Allstar Events and Dove Canyon Courtyard seem happy to hear that their bid to buy the Coto Valley Country Club was accepted. They say they plan to take over within sixty days “Our goal is to restore and bring life back to Coto Valley Country Club and manage the day to day operations,” Paul

said. “Our focus would be on building family friendly sports facility with banquet rooms available for special occasions. Our vision seems to be embraced by most of The Village Homeowners as we are not changing the original intended use of this facility.”

“We were pleased to learn that the Coto Valley Country Club has been saved after all. Kenney Paul Hrabik, a local resident and owner of Dove Canyon Courtyard, has just signed a purchase agreement to buy and restore Coto Valley Country Club.

It would have been a shame to tear down this venue so rich in history of the development of Coto de Caza, “said Russ Cotton, longtime resident of the Village in Coto de Caza and prominent member of a neighborhood group called “Preserve the Village,” where more than 90% of the Village Homeowners were said to be in favor of saving the club.

Silver Bronze Corporation, which owns the Clubhouse property and the Coto de Caza Equestrian Center made their choice of a new owner for the historic clubhouse on March 12th.

While the reason that the corporation was in such a rush to sell the club is still unclear, since it did not appear to be in any financial distress, there was a special meeting of the remaining members, and the Board of Directors of Silver Bronze Corporation, who quickly made their decision last Thursday.

According to a group of usually reliable sources, the five finalists in

The winning bidders were Kenney Paul Hrabik and Leigh Hrabik, Owners of Allstar Events and Dove Canyon Courtyard.

Kenney Paul Hrabik, a well-known former candidate for Rancho Santa Margarita City Council, is better known as Kenney Paul in connection with his All-Star event business, told the Coto de Caza news: “I know I can make Coto Valley Country Club profitable,” Kenney Paul said. “I have 28 years in event and recreation management. This property just needs a facelift and it will be thriving once again. I envision community gatherings with dinners, movie nights, and sporting events.

Local couples would love this venue for country weddings!”

“We would also like to create an “Old Fashion Ice Cream Bar.” Our vision is having kids and neighbors be able to drop in (by bike, walking, or horseback) and enjoy a root beer float, ice cream cone, or lemonade,” Kenney Paul said. “This would be stocked with all your favorite bottled sodas from the past.”

In 2006, Kenney Paul turned an old landscaper’s yard and nursery into what is now the beautifully refurbished Dove Canyon Courtyard.

This is now a very popular wedding venue and he looks to do it again

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the bids for the Clubhouse property were reviewed, although the exact figure on the final amount has not been formally announced, the rumored amount of the sale was $2.3 million non-contingent close in 45-days, compared with $4.8 million for the Single Family Builder offers, however contingent on a successful re-zoning that may have taken over two-years to secure, and with a big risk of never closing.

One of the biggest surprises was Stonefield Development (Bob Pack) who reportedly offered $2.4 million, even though he would have had to rezone both the Coto Valley Country Club and his own parcel. But unlike the other two builder bidders, Stonefield would have had 28 lots over which to spread their costs which would have been a bountiful upside potential.

Two additional bids were also reviewed including one from an Assisted Living development company and another from the winning bidder Allstar Events, neither of which were apparently contingent on any change in zoning, but once again reportedly less than half the price offered by the builders making offers contingent on the uncertainty of zoning modifications by the County of Orange.

The Coto de Caza News

with Coto Valley Country Club. He told the Coto de Caza news that he is taking wedding reservations starting in August. He needs a few months to finish his remodel to bring this historical clubhouse back to life!

Robert O. Hill, the lead principal of Oak Grove, and new Board Member, Alain O’Connor, who also is a principal in Oak Grove, LLC, which recently closed escrow on the vacant Merryhill School property for $1,850.000.00, are reportedly anxious for the sale of Coto Valley Country Club Clubhouse to close so that they can use the quick cash to offset a possible requirement to pay off a bank loan if the lender does not agree to a decrease in their loan’s collateral resulting from agreement to a lot split off of the “Oak Grove Joint Venture’s” portion of Equestrian Center land.

Aside from Stonefield Development, Village HOA owners who favored the residential alternative for the Clubhouse property, and SBC Members who refused to sell out to Oak Grove, LLC, a large contingent of local homeowners and those directly involved in the transaction appear to be happy about the proceedings at least for the time being.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

March 20, 2015

Wow guests with original wedding reception touches Most brides have a vision of a beautifully decorated and themed wedding reception. Luckily, it is easy to achieve the wedding decor you see in your mind’s eye with a few easy and inexpensive do-it-yourself projects.

Tables they’ll talk about You don’t have to settle for the same old table settings and centerpieces when it comes to putting your mark on your reception. Find knick-knacks or trinkets that mean something special to you and then use spray paint to turn them into a coordinated collection perfect for sparking dinner conversation.

For example, paint mismatched candlesticks and Christmas bulbs

R

with Krylon Shimmer Metallic and ColorMaster spray paint in your wedding colors to create a glistening and glamorous centerpiece. Similarly, turn lovebird figures and plain tins into one-of-a kind favors that are sure to please.

Novel napkin rings Napkins are a necessary dinner table accessory, so what do you do to make them stylish and add another personalized touch? Custommade napkin rings are just the right detail. Wood or metal rings are often available at your local craft store.

Then make them your own by gluing on personalized tokens, such as small decorations ornaments or initials, and spray painting to coordinate with your other table decorations for a completely classy look.

Table numbers Numbering the tables at your reception is an easy way to direct guests to their seats. It’s simple to add an elegant touch by creating your own table numbers using inexpensive photo frames. Whether you purchase frames from a store, garage sale or by collecting them from around your own home, you can create a cohesive and classy collection in no time.

Once you have your frames, purchase house numbers (like those used to show an address) that will fit within the glass area of your picture frames. Remove the glass and wipe all surfaces with alcohol to achieve a clean surface. Spray paint the

frame and numbers the color of your choice. Metallic paints create a classy look that complements your main wedding colors. While those items dry, spray the glass with Krylon Looking Glass Mirror-Like spray paint. Once all the pieces are dry, reassemble the frames and use an adhesive to bond the number to the front of the glass. When setting up for your reception, nest these numbers among your other table decorations for an exquisite presentation.

Card catcher

Looking for a creative space for guests to put cards? Convert an old bird house into a beautiful vessel to capture cards. Whether metal or wood, start with a clean surface and paint it in your wedding colors and complementary metallics for a surprisingly classy simple solution for cards.

With a bit of inspiration and spray paint, you’ll have a wedding table to wow you guests. For information on these and other Krylon products and projects visit www.krylon.com.

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March 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Tips for making the most of your wedding registry As you busily prepare for your walk down the aisle and make countless decisions regarding every flawless detail, one task on your to-do list will help you see beyond your wedding day and into your future life together the wedding registry. And though few things could be more enjoyable than a day of shopping with your beloved, there’s also a bit of strategy that goes into building a complete registry.

Registry recommendations When making registry selections, be sure you’ve listed a variety of items at different price points - high and low.

This way, guests can purchase gifts they can afford but they also have room to exercise some creativity.

According to theknot.com, you should aim to have at least twice as many items on your wish lists as attendees at your wedding.

Having two to three registries is common and completely manageable.

Consider including a department store, a national chain and an online retailer. Registering for items that are available at nationwide locations and online is convenient for outof-towners. Be sure to check store return and exchange policies in case you receive duplicate items.

Some retailers offer completion programs, providing coupons or discounts to purchase remaining items on registries after the wedding.

Wherever you decide to build your

wish list, make the most of it by segmenting your needs into separate, distinct categories.

Kickstart your kitchen Cooking together is a simple way to bond with your spouse and have some fun in the process. Now is the perfect time to think about upgrading your kitchen essentials, including dinnerware, silverware, glassware, cookware, bakeware, cutlery, gadgets, storage containers and barware. Love hosting holidays and events? Opt for at least eight place settings and mix and match with complementary serving platters, bowls and serving utensils. Choose versatile pieces that can go from cooking to serving, saving space and adding convenience.

If you’re looking for a kitchen appliance that can do the job of several, consider a high-powered blender.

The Vitamix Professional Series 750 offers five pre-programmed settings, including a self-cleaning option. It has the ability to chop, cream, blend, heat, grind, churn and more - without any attachments. Other appliances that shouldn’t be forgotten include a slow cooker, coffee maker, toaster or toaster oven and microwave.

Hone in on home basics Since you won’t spend all of your time in the kitchen, the rest of the home should be included in your registry. An assortment of matching

linens, such as towels, rugs and shower curtains for bathrooms, plus bedding sets with extra blankets and pillows add comfort and style to your master suite and any guest rooms.

Decorative pillows, ottomans and throw rugs are nice transitional pieces to tie a room together, especially if you are blending items from each of your previous, unique spaces.

Don’t be afraid to register for a few larger items, such as chairs, tables or storage pieces. Lamps, wall art, picture frames, candleholders and vases will help round out your home decor.

Think outside the home If you’ve already found the perfect starter home and have an outdoor area, why not register for items that will extend your living space? An

outdoor grill is a perfect choice for the couple who loves to cook, and fire pits are ideal for summer get-togethers and relaxing weekends. If you enjoy al fresco dining, add a patio furniture set to your wish list. Consider other accessories such as hammocks, umbrellas and outdoor games.

Creating gift registries is a fun way to bond with your better half and make your house into a home. Use them as a tool to plan how you’ll be spending your future together. Cater your registries to your own unique interests and don’t worry if your wish list isn’t 100 percent conventional, as long as it fits your needs.

With some careful planning, creativity, teamwork and a bit of fun, your wedding gifts will be used for many years after saying “I do.”

S h eddin g for t h e weddin g Summer is often synonymous with wedding season. For most of us, wedding season means looking forward to drinking, dancing and cake. But for the bride (and groom), it means tightening, toning and trimming to get in shape before the big day.

Michelle McCormick, personal trainer at Life Time - The Healthy Way of Life Company knows the pressure brides and grooms often feel. She understands that all eyes are on the couple from the moment they walk down the aisle until the last dance of the night.

“When I work with brides and/or grooms-to-be, I tell them it’s usually best to start thinking about their health and fitness goals about three months before the wedding day to allow plenty of time to set goals, establish a regular routine and adjust to a healthier diet,” says McCormick.

“Crash diets or extreme exercise programs are not something I ever recommend given the risks for injury or illness before the big day.”

McCormick, who believes that shedding for the wedding is a great opportunity for the bride and groom to support each other, suggests a fourweek plan broken up in increments.

Weeks one to four: Nutrition and exercise education Focus on creating new and healthy habits. Nutrition is key when trying Page 4

to lose weight, decrease body fat, or increase your overall health.

Begin with a fitness program that incorporates weight training and cardio intervals. Start with two or three days of weight training, two or three days of cardio and one day of Pilates or Yoga. McCormick recommends couples lay out a nutrition plan that consists of carbohydrates, protein and healthy fats with each meal between 300 and 600 calories.

Carbs should mostly consist of fruits, vegetables and complex carbs such as lima beans, squash, sweet potatoes and black eyed peas. Try to avoid simple carbs made with refined sugars such as candy, fruit juice, sodas and packaged foods.

Proteins should be lean and free of hormones and antibiotics whenever possible. Try chicken, almonds, turkey, fish, flank steak or even tofu.

A good protein powder can also be used in the morning, throughout your day or after a workout to add protein to your diet.

Make sure to get monosaturated and polyunsaturated fats, known as “good fats” into your diet. These fats help increase your good cholesterol while lowering your bad cholesterol and boosting your immune system.

Incorporate olive oil, sunflower oil, coconut milk, avocados, soybean oil or flaxseed oil to your recipes for a healthier meal.

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Weeks five to eight: Creating momentum for your wedding day In this phase, McCormick suggests focusing on switching up exercise and cardiovascular routines. Working with a certified personal trainer might be a good step - or for those on a tight budget, group fitness classes are a great way to shake up a workout routine. Try personal training or group fitness one or two days every other week and continue with a healthy nutrition schedule.

“Remember, 80 percent of your success will be from your healthy food choices,” says McCormick.

Exercise should include one to two weight-training exercises per body part once or twice a week. Try to continually switch up the amount of weight and the number of repetitions to help stimulate change within your body. Continue this routine two to three days per week and add in another day of Pilates or Yoga.

Focus on having three to five meals throughout the day.

Weeks nine to 12: Sleep, relax, and enjoy In the final weeks before the wedding, it is important to continue the fitness and nutrition routines you have developed over the last few months. However, a new focus on rest and relaxation is key as the big day approaches and life can start to feel a bit stressful. Try taking a Yoga

class in the evenings to help you sleep better at night and use a sauna for 10 minutes at least three days a week. Remember, you can eat well and exercise perfectly but without sleep, stretching and resting, your adrenals have a higher chance of not functioning efficiently.

Exercise should consist of cardio coaching three to four days per week, weight training two to three days per week and Yoga or Pilates one to two days per week.

At the end of four weeks, brides and grooms will feel great and be ready to face the world as a married couple. “I get such joy seeing the progress brides and grooms-to-be make as they prepare for their big day and to live a healthy way of life forever,” says McCormick.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

March 20, 2015

THE EXQUISITE BEAUTY OF DISTINCTION.

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LyonSignatureHome.com Plan, pricing and production information are subject to change without prior notice. Square footages quoted are approximate only. All renderings, floorplans and maps are artist’s conception and are not to scale. Models do not reflect racial preference. Image shown is for illustrative purposes only; no guaranty or warranty concerning existence of (or right to develop) depicted improvements within Covenant Hills. The above information is provided for general reference only and made without representation or warranty of the accuracy thereof including, without limitation, the accuracy of availability, pricing, square footage, lot size, views, facilities and same is submitted subject to errors, omissions. All information furnished regarding properties for sale was obtained from unaffiliated third parties and while deemed reliable, is not guaranteed. DMB Ladera, LLC reserves the right to change any designs, specifications, elevations, prices or other terms without prior notice or obligation. Warning: The California Department of Real Estate has not inspected, examined or qualified the above information and no Federal or State agency had judged the merits or value, of any of the properties referenced above. Nothing contained herein shall constitute an offer to sell or lease any homes or real estate. No offer for sale or lease may be made without the delivery of a Public Report. Void where prohibited by law. California BRE license #00982816

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March 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

ALSO ON THE WEB COTODECAZANEWS.COM

The Coto de Caza News

Top fashion tips for spring and summer

CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Kim Malaletkin Katherine Waterhouse Legal Advertising Officers

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza

Spring is just around the corner - time to start planning your warmweather wardrobe updates. To help you stay on top of the trends for spring 2015, the experts have plenty of advice to share.

Lynne Riding, who is the fashion coordinator at The Art Institute of Charleston, a branch of The Art Institute of Atlanta, and Dr. Courtney A. Hammonds, who has the same role at The Art Institute of AtlantaDecatur, a branch of The Art Institute of Atlanta, offer some pointers.

Q: What are the top five trends for spring 2015?

A: “Look for clean, simple lines,” says Riding. “You’ll also see pleats, sheers and lace, and prints - both floral and graphic.” Hammonds agrees that pleats, especially knife pleats, will be big this spring. “Graphic prints are a major trend, using written words embroidered or printed across ready-to-wear garments,” he adds.

“We’ll also see accessories with metallic touches in gold and bronze this year.” Q: What are this spring’s top colors?

A: Both experts agree that lilac and other pastels are the most important color story for spring. Greens, especially mint green, are also big.

“Muted and sophisticated tones predominate, although brights are also seen, particularly when paired with metallic touches,” Hammonds says.

Q: What one piece should everyone consider adding to her wardrobe to be on trend for spring?

A: “A poplin dress shirt in white, lilac or mint green is a great spring/summer addition,” says Riding. “It could either be a long wrap shirt without buttons or a long shirt worn on the hips with a belt.” Hammonds recommends adding a modern accessory, such as a metallic bag or clutch, statement

eye frames, or even a metallic shoe that can go from day to night.

Some other ideas to give your wardrobe the fashion edge this spring? Consider a longer skirt (midcalf or upper ankle length), wearing a classic shirt untucked with the bottom several buttons undone, or an accessory with fringe. And be sure to hang on to fashions with color blocking. Riding says this trend is continuing to be popular.

Whatever you do, Hammonds advises, dare to be edgy and always be true to yourself and your personal style. Riding adds, “A trend only works if it works for you. Does it fit your style, your lifestyle, what’s flattering? For instance, if lilac is not your color, don’t add a lilac dress to your wardrobe.

Instead, choose a flower print that includes lilac or wear a print skirt with lilac tones along with a crisp white shirt.”

News. Display Advertising Rates: Available upon request.

Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

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All men make mistakes, but married men find out about them sooner. ~Red Skelton

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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RANCHO CITY COUNCIL HONORS ARROYO VISTA ELEMENTARY STUDENTS SAMANTHA BARANOFF AND JOSHUA WOO

Last week the Rancho Santa Margarita City Council Presented certificates of appreciation to Arroyo Vista K-8 School - Samantha Baranoff and Joshua Woo for their outstanding scholarship and citizenship. Presenting the awards were Mayor Pro tem Tony Beall,and Rancho Santa Margarita City Council member Carol Gamble. Family members and teachers joined in the photos after the Presentation.

Cielo Vista Elementary School Students Gargi Bhogle and Noah Cassetto Honored at last week’s Rancho Santa Margarita City Council Meeting.

The Rancho Santa Margarita City Council last week presented awards of outstanding citizenship and scholarship to Rancho Santa Margarita residents Gargi Bhogle and Noah Cassetto of Cielo Vista Elementary School. The awards were presented by Mayor Pro tem Tony Beall ,and Rancho Santa Margarita City Council Member Carol Gamble. The students were joined by their teachers and families following the award.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

March 20, 2015

HOW FAST WILL YOUR HOME BE SOLD?

SOLD ThE SAmE DAY!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ SOLD THE SAME DAY That the ad appeared in the Coto de Caza News” “ SOLD THE SAME WEEKEND The ad was in the Coto de Caza News” “SOLD IN THREE DAYS After the ad appeared in Coto de Caza News” “SOLD WITHIN THE SAME WEEK The ad was in the Coto de Caza News” “BUYERS CAME IN WAVING Our ad that was in the Coto de Caza News”

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.

FaCt:93% of all homes sold within 90 days of listing were advertised in the Coto de Caza news

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March 20, 2015

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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March 20, 2015

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March 20, 2015

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

“Cheers for Literacy” Raises Funds to Help Kids Read!

The Literacy Project’s (TLP) “Cheers to Literacy” bar battle was held to help raise funds to spread the gift of literacy to struggling readers in elementary school classrooms across Southern California. The fun-filled evening was held at one of Orange County’s most scenic restaurants, 3-Thirty-3 Waterfront, located right on the water in Newport Beach.

What a battle it was as guests mingled enjoying delicious appetizers and sipping on fun and fruity cocktails mixed up by our two teams of contenders!

The place was packed for an exciting night full of friendly faces and generous hearts. Many devoted community leaders, philanthropists and passionate advocates of education all showed their support through generous tip donations and constant cheer for the bartenders during the battle.

The first team to compete featured Crystal Cannon and Ashley Zarlin.

Crystal Cannon is a full time Model Manager for Rockstar Energy for the US, Canada and Australia. Cannon’s partner, Ashley Zarlin, is the head designer and Chief Executive Officer of her upcoming brand, Cheeky Minx.

Cannon and Zarlin kicked off the battle with undeniable charisma as they energized the crowd.

The second team following Cannon and Zarlin were Miles Kirchner and Brett Lawrence, who brought just as much energy and passion for sealing in the win with the most tip donations. Miles Kirchner is the marketing coordinator at Tavik and specializes in market managing, event coordinating and artist relations. Kirchner’s teammate, Brett Lawrence, is the Chief Executive Officer of the scenic estate of Rancho Las Lomas, a premiere resort that offers special events, weddings, wine tasting and brewery. Cannon and Zarlin inched ahead of competitors Lawrence and Kirchner at the finish line, but the joint effort by both teams was the true win for The Literacy Project.

As the night wrapped up, guests and contestants were all smiles and joyful to have spent an enjoyable evening supporting The Literacy Project.

“There is nothing better than engaging our own children in a worthy cause like The Literacy Project that helps those of great need with the least means.

Hopefully learning about giving back at this pivotal age will develop a lifelong passion for philanthropy,” said Sue Grant.

The Literacy Project’s (TLP) mission is to enable at-risk and disadvantaged youth to increase their reading skill levels and to become self-sufficient, productive and contributing members of our society. Founded in 2009, TLP’s vision is to bring the gift of literacy to children as a foundational learning element to help achieve their personal dreams. To accomplish its mission, The Literacy Project (TLP) accesses and enhances key phonic skills among struggling readers; promotes learning in a fun, social and interactive environment; uses proven methods to maximize the learning experience; and fosters self-sufficiency and economic success through academic achievement.

To-date, The Literacy Project has helped more than 3,000 struggling readers throughout Orange and Los Angeles counties, as well as the Coachella Valley. By providing its signature reading program, at “no-cost” to students or the school, TLP has proven to be incredibly effective. For more information, please visit www.literacyprojectfoundation.org Page 12

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The Gals: Bartender competitors Ashley Zarlin and Crystal Lyn Cannon with Sue Cannon (center)

John Wortmann with Cheryl and Rob Venneri and Anne Wortmann having a great time.

Wayne Peterson and Jeannie Lawrence

Scott, Kathryn and Jeff Brewer

The Men: Bartender competitors Miles Kirchner and Brett Lawrence

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

March 20, 2015

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The Coto de Caza News

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A LOWER COST WAY TO ADVERTISE YOUR BUSINESS In Coto de Caza, Dove Canyon and Rancho Santa Margarita The Coto de Caza News is

DELIVERED EVERY WEEK

Where every newspaper counts Also on the web at: Cotodecazanews.com

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

people love to read

MUCH MORE EFFECTIVE GREAT BIG RESPONSE from readers who can afford your Very Best! Our readers have money to spend and time to spend it.

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(949) 589-9990

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23472 Vista Del Verde, Suite 6, Coto de Caza, CA. 92679-3930 email: newseditorials@yahoo.com

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The Coto de Caza News

January 2, 2015

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

March 20, 2015

The Spring Sports Season is in Full Swing at Santa Margarita With the winter playoff season winding down, it’s time to look ahead at what the “Eagles of Spring” are doing

By Sean Zeilter Photos by Andrew Hoang The first official action of the spring sports season for the Eagles started off with an idea that came with a purpose, beyond winning or losing.

The Eagle Track & Field program decided to add a twist to their annual season opener, the Eagle Invitational.

In its 18th year, for the first time the Eagles partnered with the Wounded Warrior Project with all the proceeds going to WWP. Despite a bleak weather forecast, the Wounded Warrior Project Eagle Invitational was committed to moving forward rain or shine which proved to be the right decision, as the clouds would roll in but not a drop of rain would fall for the entire meet. The meet surpassed its $5,000 goal as the total amount raised between a meet entry fee, donations, snack bar and t-shirt sales would total $5,202.00.

The excitement didn’t stop there.

The Eagle Invite proved to be the marquee meet for the state of California in the opening week of the 2015 season, with two nation-leading marks set, as well as 12 California State leaders all coming from the Eagle Invite.

Matt Katnik of St. John Bosco would set the day off with a lifetime best throw of 66’08.5” in the boys’ shot put to put him at the top of the national leader board, setting a new field record in the process. In the discus, Malik McMorris of Mater Dei claimed his own nation-leading mark with his throw of 189-00. You might have to do a double take when looking at the full results, as the boys’ shot put field saw an unprecedented 10 competitors break the 50-foot

barrier.

On the track, junior Trevor Reid of Notre Dame made his name clear by anchoring the state-leading 4x100 team with their jaw dropping 42.01 effort. His day wasn’t done there, as he would drop two individual stateleading marks in the 100 (10.83), 200 (22.08), and anchored the stateleading 4x400 team to a 3:22.76.

The host team would add three state leaders of their own, with junior Mason Mitchell setting a new lifetime best and state-leading mark in the 400 with his 49.76. He would come back later to anchor the 4x400 with a fully automatic split of 48.84. Kaitlyn Merritt would be a part of two stateleading marks as well, one in the pole vault (13-00), and anchoring the state leading 4x400 team with their 4:01.51.

Santa Margarita Catholic High School would like to thank everyone that contributed to this invitational by donating money, food, and time to help raise money for the Wounded Warrior Project.

In the pool, the boys and girls swim teams kicked off their season in a dual meet with two perennial powerhouse, as the Eagles would play host to University. Last year’s CIF Champions Katie McLaughlin and Grant Shoults for opening up their 2015 seasons with a splash, setting school records and county leading marks in a dual meet against University High School last Thursday.

In a dual meet that featured the defending 2014 CIF Division 1 Champions for boys and girls, with the Eagles girls’ team and the University boys’ teams claiming those titles, this meet had no shortage of impressive

Senior captain Danny Semeniuta competes in the 300 hurdles during the 18th Annual Eagle Invitational.

times. Both teams lived up to the bill, with the girls’ team defeating Uni 137-33 and the boys’ team coming up short, 108.5-61.5.

Cal-bound McLaughlin would go on to set school records in the 200 yard IM (2:01.45) and the 100 backstroke (55.28). Shoults, still only a junior, raised his stock amongst the best ever in the county, climbing to 3rd on the all-time county list in the 200IM with his time of 1:48.33.

Prior to the start of the spring season, two Eagle athletes were recognized by the Orange County Athletic Directors Association as “Athletes of Character,” Pac-12 bound seniors Kaitlyn Merritt and Sam Slobodien.

Having already signed with Stanford University, Kaitlyn is the owner of several pole vault records, including our SMCHS school record, Trinity League record and All-Time Orange County record of 13’09.”

Nationally, Kaitlyn currently holds the National Freshman Class Record of 13’03”, and the National Sophomore Class Record of 13’08”.

Kaitlyn is a three-time Trinity League Champion, three-time Orange County Champion, three-time CIF Champion, and won the 2012 California State Championship to become the first Santa Margarita Athlete ever to win an individual California State title.

In addition to pole vaulting, Kaitlyn is also a member of both relays and participates in any open running event the team needs. Kaitlyn’s vault of 13’09” currently ranks tied as the fourth best female high school pole vault mark ever in the United States. Off the track, Kaitlyn is the President of the Gimme Shelter

Junior Mason Mitchell cruises to victory in the 400 meters and set the California State leading time.

Club which helps feed the homeless at the Isaiah House once a month, she is a member of the California Scholarship Federation, an oncampus tutor, a link crew leader, student-ambassador, and carries a 4.86 grade point average.

The USC-bound Slobodien is a two-year varsity starter for the boys’ water polo program and broke the school’s single season scoring record with 106 goals this past season, as well as a school high 77 assists. With his breakthrough senior season, Sam was selected to the 1st team AllTrinity League, Division 1 All-CIF 1st team, 1st team All-Orange County, 2nd team All-Southern California, and a California-Hawaii All-American. In the classroom, Sam maintains a 4.0 grade point average.

Junior Gabby Wikidal competes in the 300 hurdles during the 18th Annual Eagle Invitational.

The Coto de Caza News

Page 15

March 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert.

Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890 Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages Tuesday – Thursday 4pm – Midnight Friday – Saturday 4pm - 1am Sunday 11am – Midnight

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.0072 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads.

Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

22302 El Paseo Ste I, RSM 949.459.7900 Embarcadero California Bistro Embarcadero hosts an innovative menu featuring small plates, signature salads, steaks, seafood, short ribs, and entrees with a new twist. We also boast a full bar featuring specialty mojitos, martinis, and an extensive wine list.

RESTAURANT HOURS Sunday-Thursday 5pm - 9pm Thursday-Saturday 5pm - 10pm BAR HOURS Open daily, 5pm Close

22332 El Paseo, RSM 949.709.2266 Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

22205 El Paseo Ste A, RSM 949.858-0581

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The Coto de Caza News

G u id e

Neighborhood Grill & Salad Bar Neighborhood Grill features open flame entrees-shish kabobs, gyros and charbroiled sandwiches. To complement their menu they serve homemade Baklava and Häagen Dazs ice cream. Mon-Fri 11am – 8pm Saturday 12pm – 8pm

29941 Aventura Ste 1, RSM 949.635.3131 Panera Bread Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino Open daily at 4:30pm

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225 Rice & Spice Thai Cuisine Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining.

Across from Saddleback Church

27412 Portola Pkwy, Foothill Ranch 949.340.2055 Uncorked wine bar Uncorked in RSM offers delicious tapas, excellent wine, and great ambience. There are very few tables so the space feels intimate and cozy. Thursday night wine tasting they served dates stuffed with goat cheese wrapped in prosciutto. . . amazing! The Humboldt Fog on the Artisanal Cheese Plate is a new favorite and the crab cakes never disappoint.

The Sommelier is knowledgeable and the staff very friendly.

22342 El Paseo,Rancho Santa Margarita, CA 92688 949.589.1156 Wan Fu Chinese Gourmet

22411 Antonio Pkwy Ste C 949.459.7676

Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

San Giovanni’s Ristorante

30642 Santa Margarita Pkwy, RSM 949.589.8028

Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Selma’s Chicago Style Pizzeria Pizza & Sandwiches Open 11am daily (Sundays at 9am)

30461 Avenida De Las Flores Ste B, RSM 949.709.8165 Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

Trabuco Oaks Steakhouse Steaks, Prime Rib, Lobster.

Home of the famous “2-pound steak.”

Relax while you sip one of our sumptuous wines or cocktails or a frosty beer.

20782 Trabuco Oaks Rd, Trabuco Canyon 949-586-0722

Wood Ranch BBQ & Grill Mon-Fri at 4pm Sat & Sun at 11:30am

22352 El Paseo, RSM 949.888.1100

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page.

Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places).

Please send your Restaurant Review to newseditorials@yahoo.com

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

March 20, 2015

Spring 2015 Wedding Dress Trends

By Lauren Frankfort The Spring 2015 Bridal Runways are just wrapping up, and every season we get to witness what’s on the cutting-edge of wedding dress design.

From new necklines to interesting embellishments and fashionable fabrications, each season presents a slew of exciting new trends. This spring was no different, with a handful of unexpected necklines, skirt options, colors, and accessories at play. More than most runway seasons, this round of presentations left our hearts flurrying with excitement for what’s to come in the bridal world. Off-theshoulder necklines, bold colors, tulle overskirts, capes, and collars infused many of the designers’ collections with a breath of fresh air.

Off-the-shoulder necklines were a natural progression for many bridal designers like , Oscar de la Renta, and . In previous seasons oneshoulder, illusion, and cap-sleeves took control of the runways. This time, the romantic draped shoulder shined.

It’s a great option for brides who want a sleeve, but don’t want to look too covered. Can you say modern-day Belle?

Next, new colors emerged in many of our favorite dressmakers presentations (hello, Monique Lhuillier). Blues, grays, and even mint green creations stole the spotlight from the blush, ivory, and of course, white gowns we’re accustomed to seeing.

The most creative dresses boasted convertible skirts, particularly in tulle. Adding a playful and ethereal vibe, designers like Hayley Paige and Theia crafted new silhouettes that offer a versatile, whimsical, and modern options for their big day.

Brides that want to ensure a dramatic walk down the aisle will love a cape. Whether it’s a sweet sheer illusion with appliqués like D.I.D.’s or a sweeping, full-length overcoat like Angel Sanchez’s, a cape allows you to cover up for the ceremony and helps create two looks from one.

Last but not least, collars were an addition to the already-popular high illusion necklines. Just gently gracing the neck these lace tops, from Marchesa and Mira Zwillinger to Naeem Khan, give your gown a regal finish.

The Coto de Caza News

Page 17

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

March 20, 2015

The Coto de Caza News

The World of

CHEESE WEEK

MARCH 28TH - APRIL 4TH

2 for Tuesdays 2 Large Pizzas 2 Toppings 2 GO $20.00

CHEESE & WINE/BEER PAIRING March 28th - 2 PM - $39/Person - Reservations Required

Wine Wednesdays 40% Off Bottles of Wine

See website for more information - www.UrbanGrillandWineBar.com

THE CHEESE PLATE all five cheeses [20]

BROCCOLI, POTATO AND VERMONT CHEDDAR SOUP [8] No Glut w Serv ing en Past Free P iz a& Rav za, ioli

VEGETABLE GRATIN

aged gruyère and parmesan [6]

BRIE EN CROUTE

apricots, toasted almonds and dried on vine raisins [10]

FRIED SAGANAKI

olive oil, fresh lemon and spicy roasted tomato relish [8]

GRILLED PHILLY CHEESE STEAK ROULADE

prime top sirloin stuffed with aged provolone, sautéed mushrooms, grilled onions, red bell peppers, served with chili cheese fries - (5oz) one roulade [17] two roulades [27]

STUFFED CHICKEN BREAST

brie, laura chenel goat, prosciutto, spinach and lemon beurre blanc - (5oz) one chicken breast [14] two chicken breasts [21] Come in, sit down, you’re family at, San Giovanni Ristorante Special Events * Full Service Catering

Re s e r v e yo u r ta b l e n o w ! ! ( 9 4 9 ) 3 4 0 - 2 0 5 5 27412 Portola Pkwy, Foothill Ranch, CA 92610 w w w. U r b a n G r i l l a n d W i n e B a r. c o m

The Coto de Caza News ADVERTISING IN The Coto de Caza News is

MOST AFFORDABLE

COSTS MUCH LESS

OFTEN HALF THE PRICE OF Glossy magazines or Big City Newspapers or Post Card mailings.

WHY PAY MORE MONEY TO REACH THE SAME PEOPLE? The Coto de Caza News is a respected Weekly Newspaper

A LOWER COST WAY TO ADVERTISE YOUR BUSINESS In Coto de Caza, Dove Canyon and Rancho Santa Margarita The Coto de Caza News is

DELIVERED EVERY WEEK

Where every newspaper counts Also on the web at: Cotodecazanews.com

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

people love to read

MUCH MORE EFFECTIVE GREAT BIG RESPONSE from readers who can afford your Very Best! Our readers have money to spend and time to spend it.

Call today!

(949) 589-9990

The Coto de Caza News The Only Weekly Newspaper Exclusively for the Coto de Caza area.

23472 Vista Del Verde, Suite 6, Coto de Caza, CA. 92679-3930 email: newseditorials@yahoo.com

Page 18

The Coto de Caza News

fresh berries [8]

REGULAR MENU ALSO AVAILABLE

www.sangiovanni.us 31931 Dove Canyon Drive Hours: Dove Canyon, CA 92679 Open Daily (949) 589-1900 5:00 pm - 9:00 pm

The Coto de Caza News

BLEU CHEESE CAKE

January 30, 2015

JEWELRY

Valentine's Day Just Two Weeks Away

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

THURSDAY IS

March 20, 2015

WEEKLY DRINK SPECIALS IN OUR BAR & LOUNGE

LADIES NIGHT at EMBARCADERO CALIFORNIA BISTRO NOW OPEN IN RANCHO SANTA MARGARITA’S EL PASEO SHOPPING CENTER!

BRING YOUR LADY OR MEET ONE HERE

WEEKLY DRINK SPECIALS

All night long Thursday evening in our Bar & Lounge.

LIVE MUSIC TROY RITCHIE (previously a contestant on the voice) Playing every Thursday for the month of December

For Special Events and Reservations Call Reyes gallardo 949-929-4636

Open 7 days a week. Lunch 11am-4pm. Dinner service begins at 4pm.

HAPPY HOUR: 4pm-6pm every day Monday - Sunday

EMBARCADERO CALIFORNIA BISTRO

Located in the EL Paseo Plaza at 22332 EL Paseo in Rancho Santa Margarita 92688

(949)-709-2266

DELICIOUS SURPRISE! We can hardly wait to tell all our Friends and neighbors in Coto de Caza About our new and delicious surprise!

We are just finishing our website So everyone can read and enjoy Within the next few weeks

LARRY and CAROL

The Coto de Caza News

Page 19

March 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

THIS SPRING, HAVE

A FIELD DAY. BRING YOUR PICNICS, PARTIE S, CLEATS AND BALL GAME S. SENDERO FIELD WILL BE READY BY SPRINGTIME .

With scenery, trails, El Prado, three clubhouses and a full calendar of events, it’s no wonder Sendero was named Best Master-Planned Community in Orange County—and in the entire country. Now, Sendero Field is nearly here.

Come out and play. Sendero Field is our own 15-acre community park with baseball fields, pickleball courts, twisting trails and big green spaces for festivals, farmers markets, movie nights and seasonal celebrations. Southern live oak and sycamore will offer shady spots for BBQs and picnics, and an adventure play park for kids will include imagination stations, play structures, climbing rocks, and lots of places to slide, swing and roll.

And because Sendero is nearly sold out, now is the time to put down roots at The Ranch.

S E N D E R O N E I G H B O R H O O D S (from the $300s)

G AV I L Á N N E I G H B O R H O O D S ( 5 5 +)

LYON CABANAS From 1,006 to 1,557 sq. ft.

High $300s to mid $400s

STANDARD PACIFIC Bungalows From 1,276 to 1,860 sq. ft.

Low $700s to high $800s

LYON VILLAS From 1,308 to 1,637 sq. ft.

Low $400s to low $500s SHEA TOWNHOMES From 1,419 to 1,798 sq. ft.

High $400s to mid $500s

SEACOUNTRY Single Family Homes From 1,800 to 2,000 sq. ft.

High $500s to low $600s

RYLAND Single Family Homes From 2,310 to 2,625 sq. ft.

Low $700s to low $800s

TRI POINTE Single Family Homes From 2,050 to 2,394 sq. ft.

From the $800s to $900s

MERITAGE – SOLD OUT Single Family Homes From 2,678 to 2,996 sq. ft.

Mid $800s to mid $900s

MODEL HOMES NOW SELLING

MODEL HOMES NOW SELLING

STANDARD PACIFIC Casitas From 1,624 to 2,059 sq. ft.

Mid $600s to low $700s

SHEA– SOLD OUT Single Family Homes From 1,770 to 2,043 sq. ft.

Mid $700s to low $800s DEL WEBB – SOLD OUT Single Family Homes From 2,026 to 2,310 sq. ft.

High $700s to high $800s

MODEL HOMES NOW SELLING

© 2015 RMV Community Development, LLC. All plans are proposed by RMV Community Development, LLC (“RMV”) and are subject to change without notice. RMV offers no assurance that plans will be completed. Illustrations are not to scale. Imagery used does not depict racial preference.

Page 20

The Coto de Caza News

CO

LIS NEW TIN G

GR TH EE E NS

TREMENDOUS COMMUNITY

Offering approx. 1400 sq. ft of living. 3 bedrooms and 2.5 baths. Private courtyard entrance, double door entry and very open. Nice size rooms and wonderful yard for entertaining. Large patio and a putting green. Attached 2 car garage. Community pool and spa 4 Spring Hill $489,000.00

GOLF COURSE VIEW/FORMER MODEL

FORMER MODEL HOME

Amazing golf course views! Located on the 18th hole of the south course. Offering approx 3100 sq. ft with 4 bedrooms and 4 baths. Large yard with a pool and totally redone with very nice upgrades. 6 Shoal Creek $1,099,000.00

ME RIT AG E

LIS NEW TIN G DOWNSTAIRS MASTER

Beautiful home offering approx. 2500 sq. ft with 4 bedrooms and 3 full baths.

Spacious floor plan and very light and bright. A rare find downstairs master bedroom. New carpet and paint. Short walk to the local parks. View property.

11 Regents Park $849,000.00

March 20, 2015

UR GOL SE F VI EW

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

LIS NEW TIN G

The Coto de Caza News

A SHOW STOPPER

CHARMING CONDO

LD SO

LD SO

LD SO LAKE VIEWS

COMPLETELY REMODELED

CULDESAC LOCATION

Beautiful home offering approx. 3000 sq. ft with 4 bedrooms, cozy loft and 3 full baths. One This home will take your breath away. Dramatic floorplan offering 5 bedrooms, bonus and of a kind amazing home. Located on a large lot over 8000 sq. ft. with over the top upgrades. private office. Newly remodeled and just gorgeous. View home with pool and spa. Single Plenty o f room for a pool. loaded culdesac location. 14 Thorn Oak $1,111,000.00 77 Charleston $984,900.00

LD

BEST KEPT SECRET!

Located in Santiago Canyon with 5500 sq. ft and 4.5 acres. Wonderful property is ideal for horses or your own vineyard. Private carriage house and 2 stall barn. 7 car garage.

16252 Jackson Ranch $1,995,000.00

SO

ES IN CR OW

SIL C A VER NY AD ON O

Offering approx 4600 sq. ft with 5 bedrooms and 4.5 baths. Very unique and open floor Located in the beautiful complex of California Court. Spacious two master suites with large Model perfect in every way! Offering approx 3100 sq. ft with 3 bedrooms and 3 full baths. plan and tremendous family home. On the golf course with saddleback mountain views as living room and dining room. Lovely light and bright kitchen. Large balcony for entertaining and Upstairs bonus could be another bedroom. A rare find detached Casitas.$ The upgrades.00in this home are absolutely top notch. Culdesac and view. 9 Altimra 1,009,000 well. 27 Oakbrook $1,325,000.00 an attached 1 car garage with laundry area. 113 California Court $399,000.00

TRULY AMAZING

REAL SHOWPIECE

Ladera Ranch home sits on a corner lot and a large 8000 sq. ft. lot. Offering approx.. 2000 Stunning home located on a quiet culdesac in the well sought after gated community of This tremendous home is truly a one of a kind. An expanded plan 2 model offering approx. This sq. ft. with 3 bedrooms and 2.5 bath. Beautifully$ decorated with such warmth and charm. Pride sq. ft with 5 bedrooms and 4.5 baths. Bonus, exercise room and home office. Infinity Stoneridge. Offering approx 3345 sq. ft with 5 bedrooms and 4.5 baths. Lovely floorplan 4800 $ .00 of ownership on this one. 2 Sachem 739,000.00 and what a view of the Mission Viejo Lake. 22891 Briarcliff $975,000.00 pool overlooking the 12th hole on the south course 24 Lakeview 1,799,000

The Coto de Caza News

Page 21

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

March 20, 2015

The Coto de Caza News

local dentist dr. michael tessier discusses Sleep Problems including Snoring and Sleep apnea

22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org

Reverend Craig M. Butters, Pastor

SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM

SATURDAY VIGIL MASS: 5:00 PM

SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

MAXWELL STABLES

IN COTO DE CAZA

STALLS

AVAILABLE

Competitive Rates 12’ X 24’ Covered Stalls Feed & Clean Twice Daily

CONVENIENT PARKING LIGHTED ARENA 4 TURN-OUT AREAS HORSES FOR SALE OVER 40 MILES OF TRAILS

Located next to the Coto de Caza Equestrian Center just behind the General Store

MAXWELL

949-636-3458

DRY CLEANERS Family Owned and Operated 4 Generations of Dry Cleaning

• Tailoring • Wedding Dress Heirlooming • Formal Wear

DRY CLEANING

ALL BLANKETS & BEDSPREADS

Must Present Coupon With Incoming Order

Must Present Coupon With Incoming Order

15% OFF 30% OFF Except leathers, alterations and laundry service. One coupon per order and can not be combined with any other offer.

Not valid with pick-up and delivery.

Exp. 3/31/15

Except leathers, alterations and laundry service. One coupon per order and can not be combined with any other offer.

Not valid with pick-up and delivery.

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Page 22

Dr. Michael A. Tessier

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not everyone needs surgery to fix this problem.. Alternatively, I make a noninvasive removable oral appliance (like a retainer) that comfortably repositions the lower jaw forward, thereby clearing the base of the tongue away from the windpipe minimizing breathing restrictions to give you more oxygen while you are sleeping. I have tried several designs, both on myself and patients with similar problems, and have finally found THE WINNER. My wife and my neighbors, and all the patients for whom I’ve made this appliance and their neighbors, are very grateful. We all awaken more refreshed in the morning because we got a more profound, more restful nights sleep.

Incidentally, a patient told me today that in a hospital sleep study he had 168 sleep apnea episodes without the appliance, and seventeen episodes with it. Also, he had a seventeen per cent reduction in blood oxygen while sleeping without the appliance, and only a three per cent reduction with it.

If your sleep habits are disturbing other people, before going the surgery route, a call to Dr. Tessier’s Office for a complimentary consultation appointment may be in order. Dr. Michael Tessier’s office is located at 28562 Oso at the intersection of Oso and Antonio parkway in the center near the carwash and Starbucks. The telephone number is 949-459-7212.

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Snoring, or noisy breathing while asleep affects slightly more men than women. There are several reasons for this, including Dr. Michael Tessier flabby tissue in the throat, loose or long soft palates, or obstructed nasal passages. Sleep apnea or the temporary cessation of breathing is a result of some of that redundant tissue or the base of the tongue covering the wind- pipe. Snoring and sleep apnea prevent a good, deep night’s sleep, which can lead to a sleepy day, even narcolepsy which causes people to fall completely asleep during the work day.

Undue stress on the heart can also be a result of a poor night’s sleep. According to a Yale University study published in the New England Journal of Medicine has found that obstructive sleep apnea can triple the risk of stroke or death. 4% of adult men and 2% of adult women in this country suffer from the malady, including, according to a 2003 study of three hundred players, about 14% of the National Football League.

While there are surgical procedures used today to cut away redundant tissue and open up the breathing passage

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March 20, 2015

Hosting a bridal, baby or graduation party?

Clever food shortcuts big on taste, low on stress It’s that time of year - bridal showers, baby showers and graduation parties are likely dotting your calendar.

If you’re the lucky host of one of these milestone events, you might feel excitement paired with a bit of trepidation as you start the partyplanning process. The good news is, there are some simple ways to be the “hostess with the mostest” and limit stress at the same time.

1. Make a plan Sit down and brainstorm your ideas. Record them on paper or

electronically. Once you have a list of themes, decor, food and activities, you can start narrowing your options down to what really aligns with the guest of honor’s tastes and preferences. Remember, you want the party to reflect you since you’re the host, but make sure it speaks to the person whom the party is being hosted for.

2. Accept help Planning a party can be timeconsuming and costly. If the mother of the bride or best friend of the mother-to-be offers to help, don’t turn her away. The best way to ensure you get the help you need and no one oversteps boundaries is to assign specific tasks. For example, assign someone to make a dessert, plan an activity or stop at the store to pick up colored napkins and cutlery.

3. Determine a menu The warmer months beg for fresh party fare, so be sure to highlight healthy foods and everyday favorites in your menu. Salads, fresh veggies and fruit are light and versatile.

Furthermore, you can highlight the best of your region’s seasonal produce by visiting your local co-op

or farmers market to select items that were locally grown and made.

4. Think dips With your menu focused on lighter, fresh fare, you need to add extras to complement those items, and nothing works better than a classic variety of dips. Luckily, you don’t have to rely on fatty sour cream-based dips anymore. Consider serving Simply Organic Greek Yogurt Dip Mixes, which are easy to make and taste great. Plus, by replacing sour cream with Greek yogurt there’s zero fat and more protein, meaning guests will feel healthful and satisfied. Other popular dip options include fruit dip and guacamole. Visit www.simplyorganic. com for more ideas.

5. Decide on drinks Make sure you provide a variety of drink options for guests, especially if you’re hosting your event outdoors.

Always stock water, but be sure to add other beverages to your menu also. For example, lemonade and sweet tea is perfect for afternoon parties. A popular trend is to select a specialized drink to serve - for example, you might serve pink rose tea for the gal expecting a baby girl or

create a tropical concoction for your friend who will be honeymooning in Hawaii. For recent graduates, you can’t go wrong with fruit punch in the school’s color.

No matter the type of party you are hosting, a few trendy touches and cleaver food shortcuts will wow guests and keep them raving long after it has ended. Above all else, have fun and enjoy these special moments with loved ones because the memories will last a lifetime.

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Page 23

March 20, 2015

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Prepping tips for spring outdoor projects Soon, winter will be winding down and homeowners will start planning and prepping for - a variety of outdoor projects for spring. From cleaning, repairing or replacing decks, to creating raised beds for veggies and flowers, now is the time to start gearing up for those spring projects.

Cleaning up Start with spring cleaning existing structures. Take a weekend to clean decks, gazebos and pergolas of dirt, debris, mold and mildew. For structures made of naturally durable Western Red Cedar, a broom, garden sprayer and hose, plus a little bleach are all you need.

Sweep winter debris such as twigs and leaves from decks, taking care to clean between planks on horizontal surfaces. This facilitates airflow and drainage, and can help prevent a buildup of moisture when spring showers arrive. Next, use a garden sprayer to apply a-mild oxygen bleach solution to kill mold and mildew. Be sure to leave the bleach solution on the wood surface for approximately 30 minutes, and then rinse with water.

Never use a pressure washer as it can damage the wood. Maintenance and repair Carefully inspect outdoor structures for wear and tear. While Western Red Cedar contains natural preservatives that make the wood durable, all outdoor structures require annual care, including those made of pressure-treated lumber or composites.

Check planks, beams and boards for cracking, warping or rough spots and repair accordingly. Replace damaged wood, and be sure to examine hardware to ensure it’s working properly and free of rust.

New projects If you’ve always dreamed about lounging on a lovely deck on a summer afternoon, or savoring a spring morning beneath the shade of a decorative pergola, now’s the time

Page 24

to start planning the project.

A great deck is the showpiece of an inspired backyard, and spring is a prime time to add one. To ensure your deck affords you the most value and enjoyment, consider using an online deck planner to help you envision your deck before you begin building.

As gardening grows in popularity, you might consider adding raised planting beds to your landscaping.

Raised beds not only make caring for and harvesting your garden easier no bending required - they can also function as a decorative enhancement to your outdoor environment.

The material you choose will influence the longevity, beauty and enjoyment of your structure, so carefully consider your options before deciding.

“Many homeowners choose Western Red Cedar for its beauty and natural durability,” says Paul Mackie, western area manager, Western Red Cedar Lumber Association, or “Mr. Cedar” as he is known in the industry.

“It has a deep, rich luster that other woods and man-made materials just can’t match. Plus, it’s a greener choice because it’s renewable and recyclable - unlike composites - and doesn’t require chemical treatment as non-durable wood species do. It’s naturally rot and insect resistant, and you can stain it or leave it natural, depending on your preference.”

The green qualities and durability of Western Red Cedar make it a great choice for virtually any outdoor structure - including those popular wooden playsets that begin appearing like wildflowers in backyards across the country every spring.

Whatever project you’re dreaming of this spring - from building a new deck, pergola, or planting beds to refurbishing an existing outdoor structure or palyset - careful planning, cleaning, maintenance and the right materials can ensure your project adds value and beauty to your home environment.

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The Coto de Caza News

Coto de Caza News Legal Notices

Title Order No . 140012632 Trustee Sale No. 2014-1917 Reference No. 32 HERNANDEZ APN No. 939-250-32 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 8/22/2014. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 4/7/2015 at 9:00 AM, S.B.S. Lien Services As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on August 28, 2014 as Document No. 2014000349724 Book Page of Official Records in the office of the Recorder of Orange County, California , The original owner: ESTEBAN FLORES-HERNANDEZ The purported new owner: ESTEBAN FLORES-HERNANDEZ WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA 92866 All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 25862 VIA LOMAS #32 LAGUNA HILLS, CA 92653 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $20,009.99 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, ALISO MEADOWS CONDOMINIUM ASSOCIATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO or visit this Internet Web site WWW.priorityposting.com, using the file number assigned to this case 2014-1917. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 5715(b). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO WWW.priorityposting.com Date: 2/27/2015 S.B.S. Lien Services 31194 La Baya Drive, Suite 106 Westlake Village, California 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P1134011 3/13, 3/20, 03/27/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-14-641237RY Order No.: 140210493-CA-MAI NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/27/2000. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JIHAD H. AJALTOUNT, AN UNMARRIED MAN Recorded: 2/25/2000 as Instrument No. 20000101590 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 4/6/2015 at 12:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $827,376.71 The purported property address is: 25311 GALLUP CIRCLE, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 627-412-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-641237RY. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE . Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 O r Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-641237-RY IDSPub #0078560 3/13/2015 3/20/2015 3/27/2015

Trustee Sale No. : 00000004797810 Title Order No.: 7301403471-70 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/28/2007 as Instrument No. 2007000198594 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: ROBERT CUNNINGHAM, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 04/13/2015 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 25256 MANZANITA DRIVE, DANA POINT, CALIFORNIA 92629 APN#: 668-475-22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $2,194,846.52. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are con-

sidering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000004797810. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 03/06/2015 NPP0243358 To: COTO DE CAZA NEWS 03/13/2015, 03/20/2015, 03/27/2015

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Coto de Caza News Legal Notices

T.S. No. 12-1962-11 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/1/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. Trustor: JANENE COOK, AN UNMARRIED WOMAN Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 11/15/2007 as Instrument No. 2007000685507 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 31855 OLD OAK RD (TRABUCO CANYON AREA) RANCHO SANTA MARGARITA, CA A.P.N.: 833-011-56 Date of Sale: 3/27/2015 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $754,244.84, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 12-1962-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 2/24/2015 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 7209200 Sale Information Only: (916) 939-0772 www.nationwideposting.com Frank Escalera, Team Lead NPP0242993 To: COTO DE CAZA NEWS 03/06/2015, 03/13/2015, 03/20/2015

T.S. No. 14-1613-11 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/23/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: SORAYA RIAZI PASHANIA, A WIDOW Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 6/30/2005 as Instrument No. 2005000508689 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 27 SOUTH PEAK DRIVE LAGUNA NIGUEL, CA 92677 A.P.N.: 659-241-27 Date of Sale: 4/13/2015 at 9:00 AM Place of Sale: In the Auction.com room, Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $1,990,260.74, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 14-1613-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 2/25/2015 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead NPP0243044 To: COTO DE CAZA NEWS 03/06/2015, 03/13/2015, 03/20/2015

TSG No.: 12-02281914-T TS No.: CA1400260225 FHA/VA/ PMI No.: APN: 938-836-90 Property Address: 56 SPOON LANE COTO DE CAZA, CA 92679 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/09/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 04/02/2015 at 01:30 P.M., VERIPRISE PROCESSING SOLUTIONS LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/15/2005, as Instrument No. 2005000193805, in book NA, page NA, , of Official Records in the office of the County Recorder of ORANGE County, State of California, executed by: MARK S SCHULZ AND BARBARA I SCHULZ TRUSTEES OF THE SCHULZ FAMILY TRUST DATED JUNE 13, 2001, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 938-836-90 The street address and other common designation, if any, of the real property described above is purported to be: 56 SPOON LANE, COTO DE CAZA, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $484,818.31.

The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused

said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1400260225 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: VERIPRISE PROCESSING SOLUTIONS LLC 750 Hwy 121 BYP STE 100 Lewisville, TX 75067 VERIPRISE PROCESSING SOLUTIONS LLC IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0243246 To: COTO DE CAZA NEWS 03/13/2015, 03/20/2015, 03/27/2015

March 20, 2015

Coto de Caza News Legal Notices T.S. No.: 9551-2020 TSG Order No.: 00272028 A.P.N.: 939-19-533 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02/05/2007.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 02/22/2007 as Document No.: 2007000115162, Book No.: NA, Page No.: NA, of Official Records in the office of the Recorder of Orange County, California, executed by: SAMUEL O BEZI, AN UNMARRIED MAN , as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the attached legal description.

Sale Date & Time: 03/26/2015 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 69 GRENADA ST 165, LAGUNA NIGUEL, CA 92677-4835 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $259,261.18 (Estimated) as of 02/27/2015. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9551-2020. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further

recourse. NBS Default Services, LLC 301 E. Ocean Blvd.

Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.nationwideposting. com or Call: 916-939-0772.

NBS Default Services, LLC, Nicole Rodriguez, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only.

LEGAL DESCRIPTION A Condominium Comprised of: Parcel 1: Unit No. 165, in the City of Laguna Niguel, County of Orange, State of California, consisting of certain airspace and surface elements as shown and described in the Condominium Plan (“Plan”) for Phase 4 of Crystal Cay, which plan was recorded April 9, 1984 as Instrument No. 84-145048 in official records of Orange County, California.

Parcel 2: An undivided one-sixty-seventh (1/67th) fee simple interest as a tenant in common in and to all of the real property, including, without limitation, the Common Areas defined in the “Notice” referred to below, in Lot 3 of Tract No. 11135, in the City of Laguna Niguel, County of Orange, State of California, as shown on a Subdivision Map recorded in Book 513, Pages 39 to 44 inclusive of Miscellaneous Maps, in the office of the Orange County Recorder. Excepting therefrom all Condominium Units located thereon and all restricted Common Areas as shown on the plan referred to herein. Excepting therefrom all minerals, oil, gas, petroleum, other hydrocarbon substances, and all underground water in or under or which may be produced from such Lot which underlies a plane parallel to and 500 feet below the present surface of such Lot for the purpose of prospecting for, the exploration, development, production, extraction, and taking of said minerals, oil, gas, petroleum, other hydrocarbon substances, and water from such Lot by means of mines, wells, derricks, or other equipment from surface locations on adjoining or neighboring land or lying outside of the above- described lot, It being understood that the Owner of such minerals, oil, gas, petroleum, other hydrocarbon substances, and water, as set forth above, shall have no right to enter upon the surface or any portion thereof above such plane parallel to and 500 feet below the present surface of such Lot for any purpose whatsoever as reserved in Deed recorded June 24, 1985 as Instrument No. 85- 228555 of Official Records. Parcel 3: Nonexclusive easements for access, ingress, egress, use, enjoyment, drainage, encroachment, support, maintenance, repairs, and for other purposes, all as shown in the plan and as described in the Declaration recorded November 4, 1983 as Instrument No. 83-489578 and Notice recorded March 8, 1984 as Instrument No. 84-0969968, both of Official Records referred to herein. Parcel 4: The exclusive right to possession and occupancy of those portions of Lot 3 of said Tract No. 11135, in the City of Laguna Niguel, County of Orange, State of California, as shown on a Subdivision Map recorded in Book 513, Pages 39 to 44 inclusive of Miscellaneous Maps, in the office of the Orange County Recorder, referred to in Parcel 2 above, designated as patio or balcony as appurtenant to Parcels 1 and 2 above described, defined and described as restricted common areas in the Declaration recorded November 4, 1983 as Instrument No. 83-Order No. 00272028-991-IE4-DM6 Guarantee No. CA-FAINIMP-7242405-1-14-00272028 489578 and Notice recorded March 8, 1984 as Instrument No. 84-0969968, both of Official Records and as shown and defined in the plan.

Parcel 5: The exclusive right to possession and occupancy of those portions of Lot 3 of said Tract No. 11135, in the City of Laguna Niguel, County of Orange, State of California, as shown on a Subdivision Map recorded in Book 513, Pages 39 to 44 inclusive of Miscellaneous Maps, in the office of the Orange County Recorder, referred to in Parcel 2 above, designated as carport parking as appurtenant to Parcels 1 and 2 above described, over parking space 758 defined and described as restricted common areas in the Declaration recorded November 4, 1983 as Instrument No. 83-489578 and Notice recorded Marc March 8, 1984 as Instrument No. 84-0969968, both of Official Records and as shown on exhibit “A” to the notice. NPP0242806 To: COTO DE CAZA NEWS 03/06/2015, 03/13/2015, 03/20/2015

Trustee Sale No. : 20130015000539 Title Order No.: 130036516 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/30/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/06/2004 as Instrument No. 2004001082391 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: GLORIA VILLA CARRILLO AND ANDRES F CARRILLO, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 04/09/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 27062 VALLEYMONT ROAD, LAKE FOREST, CALIFORNIA 92630 APN#: 837-421-15 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $472,317.88. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien,

you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20130015000539. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 03/13/2015 NPP0243842 To: COTO DE CAZA NEWS 03/20/2015, 03/27/2015, 04/03/2015

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

March 20, 2015

PAY LESS TO ADVERTISE TO REACH THE HIGH INCOME HOMEOWNERS OF COTO DE CAZA, DOVE CANYON AND RANCHO SANTA MARGARITA WHO WOULD LIKE TO BUY FROM YOU 1. Coto de Caza News Readers can afford your very Best!

According to reliable sources such as the U.S. census bureau the area served by the Coto de Caza News one of Orange County’s highest income groups. These affluent nearby homeowners in Coto de Caza, Dove Canyon, and the gated communities surrounding Rancho Santa Margarita have more money to spend and the time to spend it. Make sure that these readers are aware of your company and what you do by keeping a regular, affordable advertising message in the newspaper that all of them read every week 2. Why pay more to reach your most preferred customers?

Smart business owners and marketing experts agree that the most expensive advertising is advertising that doesn’t work.

Savvy business managers are wise to be concerned about high volume publications that don’t deliver a strong local audience that would bring you customers. Major daily newspapers like the Times and the Register reach nearly a million readers, but do you really need to pay their high prices to reach your customers in Coto de Caza, Dove Canyon and Rancho Santa Margarita?

While some glossy monthly magazines are stylish, their costly rates may not be realistic compared to choosing a highly effective newspaper like the Coto de Caza News which is received by your most likely preferred customers of high income homeowners with advertising that costs you far less money. The Coto de Caza news is attractive, effective and affordable.

3. Why do Rancho Santa Margarita Readers read the Coto de Caza News? Even before it became a city in the year 2000, the Superior Court of Orange County adjudicated (approved) The

Coto de Caza news as the official newspaper for Rancho Santa Margarita. That’s why you regularly see stories about the Rancho Santa Margarita City Council, RSM Chamber of Commerce, and prominent Rancho Santa Margarita people in the Coto de Caza News. So when you advertise In the Coto de Caza News you get more than just Coto de Caza readers.

4. U S Post office plus selected delivery makes this newspaper special!

While everyone knows that the Coto de Caza news is delivered to every single family residence in Coto de Caza and Dove Canyon by the United States Post office, the Coto de Caza news is also handdelivered each week to local Rancho Santa Margarita area businesses, city hall, library, and other popular gathering spots where Rancho Santa Margarita residents can easily pick up a copy.

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If you don’t know her already, get to know Kelly Bennett, the top society columnist in Orange County. She also has the top rated radio show and television program “Breakfast with Gary and Kelly. Readers eagerly await her weekly column in the Coto de Caza News which features major charity events where the beautiful people of Orange County gather for fashionable luncheons and dinners which regularly raise millions of dollars for worthy causes.

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seen by people who can afford to give away millions is the best advertising purchase you will ever make. Read Kelly Bennett’s “Society Scene “column every week in the Coto de Caza news and see why.

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7. How Fast Will this Home be sold?

We’d like to share some actual quotes from local Coto de Caza area realtors: “SOLD THE SAME DAY that the ad appeared in the Coto de Caza News, SOLD THE SAME WEEKEND that the ad appeared in the Coto de Caza News, BUYERS CAME IN WAVING the ad that appeared in the Coto de Caza News.”

Two factors determine how fast a house will sell: 1.Choose a skilled real estate professional 2. Advertise it in the Coto de Caza News FACT: 93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News.

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In keeping with our motto of providing highly effective advertising at an affordable cost, the Coto de Caza news offers weekly classified advertising for only $1.00 a word with a 15 word minimum.

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9.What does Good News mean to you?

Most other news media is full of crime, war, celebrity scandals, and other kinds of bad news. We guarantee that when you place your advertising in the Coto de Caza news your ad will never be next to any kind of bad news. Our unusual but extremely delightful editorial policy of only printing good, positive family-friendly news makes reading this newspaper a pleasure. Keeping our readers happy keeps them in a pleasant mood when they are reading your advertising message.

10. Silent Salesman Works for you Seven Days a Week.

Our surveys show that the Coto de Caza news has more “coffee table life” with readers keeping a copy of the newspaper in their homes as long as a full week which is far longer than any daily publication. If you’d like to see a little excitement in your sales figures, place a call to Coto de Caza News for fast action on advertising that is effective, attractive, and affordable Ask for one of our cheerful display advertising representatives to put some real power in your advertising when you call (949)589-9990

The Coto de Caza News

Page 27

March 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices

AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2014-00748463 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ISAAC LOPEZ, a minor. Petitioner(s)CARLOS AUGUSTO LOPEZ CASTILLO on behalf of the minor ISAAC LOPEZ, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: ISAAC LOPEZ to ISAAC CASTILLO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 30, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: FEBRUARY 17, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 03/20/2015, 03/27/2015, 04/03/2015, 04/10/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00775333 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of NORMA MARY ANDERSON CHIZEK Petitioner(s) NORMA MARY ANDERSON CHIZEK has/have filed a petition with this court for a decree changing name(s) as follows: NORMA MARY ANDERSON CHIZEK to NORMA MARY CHIZEK. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MAY 20, 2015 at 8:30 o’clock am Dept. D100, Window 44.

A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: MARCH 06, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 03/13/2015, 03/20/2015, 03/27/2015, 04/03/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00774571-CU-PT-CJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of HEATHER ELAINE COLBERT Petitioner(s) HEATHER ELAINE COLBERT has/have filed a petition with this court for a decree changing name(s) as follows: HEATHER ELAINE COLBERT to HEATHER ELAINE CORDERO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MAY 19, 2015 at 8:30 o’clock am Dept. D100, Window 44.

A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: MARCH 02, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 03/13/2015, 03/20/2015, 03/27/2015, 04/03/2015

Page 28

AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2014-00749531 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of TYREIK SEAN ISLAM, a minor. Petitioner(s)SADICIA JACKSON on behalf of the minor TYREIK SEAN ISLAM, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: TYREIK SEAN ISLAM to TYREIK LA SEAN JACKSON. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 29, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: FEBRUARY 17, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 03/06/2015, 03/13/2015, 03/20/2015, 03/27/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00773923 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of RIVER JADE FROSCH Petitioner(s) RIVER JADE FROSCH has/have filed a petition with this court for a decree changing name(s) as follows: RIVER JADE FROSCH to RIVER JADE FROSCH LAZZARA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MAY 13, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: FEBRUARY 27, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 03/06/2015, 03/13/2015, 03/20/2015, 03/27/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00770825 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ALANNAH ANN ABEYTA Petitioner(s) ALANNAH ANN ABEYTA has/have filed a petition with this court for a decree changing name(s) as follows: ALANNAH ANN ABEYTA to ALANNAH ANN DEWITT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on APRIL 23, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: FEBRUARY 10, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/27/2015, 03/06/2015, 03/13/2015, 03/20/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00772096 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of KAYVAN KABOLI Petitioner(s) KAYVAN KABOLI has/have filed a petition with this court for a decree changing name(s) as follows: KAYVAN KABOLI to KEVIN DIAMOND.The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MAY 05, 2015 at 8:30 o’clock am Dept. D100, Window 44.

A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: FEBRUARY 18, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 02/27/2015, 03/06/2015, 03/13/2015, 03/20/2015

The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-644943-CL Order No.: 140420203-CA-VOI NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/12/2004.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SALVATORE COLLICA AND FRANCES T. COLLICA Recorded: 2/20/2004 as Instrument No. 2004000128370 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 4/6/2015 at 12:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $525,208.73 The purported property address is: 31702 PASEO ISABELLA, SAN JUAN CAPISTRANO, CA 92675-3440 Assessor’s Parcel No. 664-093-10 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-644943CL. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE . Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 O r Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-644943-CL IDSPub #0077953 3/13/2015 3/20/2015 3/27/2015

Trustee Sale No. : 00000004721130 Title Order No.: 7301403469-70 FHA/VA/PMI No.: 0054861876 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/01/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/07/2004 as Instrument No. 2004000290242 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JOSHUA DERBY AND THERESA DERBY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 04/13/2015 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE

BY HILTON HOTEL ANAHEIM - ORANGE COUNTY 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 31 ACORN RIDGE, RANCHO SANTA MARGARITA, CALIFORNIA 92688 APN#: 787-281-23 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $370,221.10. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL

NOTICE OF TRUSTEE’S SALE TS No. CA-14-644012-CL Order No.: 140361684-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/21/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CAROLYN S LANE, AN UNMARRIED WOMAN Recorded: 7/19/2007 as Instrument No. 2007000453209 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 3/27/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $275,761.82 The purported property address is: 17 MEADOWOOD, ALISO VIEJO, CA 92656 Assessor’s Parcel No.: 930-76-566 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-644012CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-644012-CL IDSPub #0077694 3/6/2015 3/13/2015 3/20/2015

BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction. com for information regarding the sale of this property, using the file number assigned to this case 00000004721130. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 02/27/2015 NPP0242851 To: COTO DE CAZA NEWS 03/06/2015, 03/13/2015, 03/20/2015

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices APN: 836-471-03 T.S. No. 014291-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/7/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 3/26/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 12/2/2003, as Instrument No. 2003001440983, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: GLEN PAUL SHARRAR, AND SHAWNNA LEA SHARRAR, HUSBAND AND WIFE AS JOINT TENANTSWILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE:ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 15 SAN GABRIEL RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $519,038.89 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 014291-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. CLEAR RECON CORP.4375 Jutland Drive Suite 200 San Diego, California 92117 EXHIBIT A LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCEL 1:LOT 15 OF TRACT NO. 14138, AS PER MAP RECORDED IN BOOK 663, PAGE(S) 1 TO 8 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF ORANGE COUNTY, CALIFORNIA, AND ON THAT CERTAIN CERTIFICATE CORRECTION RECORDED MARCH 27, 1995 AS INSTRUMENT NO. 95-119502 OF OFFICIAL RECORDS OF SAID COUNTY. EXCEPTING THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBONS, BELOW A DEPTH OF 500 FEET, WITHOUT RIGHT OF SURFACE ENTRY, AS RESERVED IN INSTRUMENTS OF RECORD. EXCEPT THEREFROM ALL WATER AND SUBSURFACE WATER RIGHTS, BELOW A DEPTH OF 500 FEET, WITHOUT THE RIGHT OF SURFACE ENTRY, AS DEDICATED OR RESERVED IN INSTRUMENTS OF RECORD. PARCEL 2: NON-EXCLUSIVE EASEMENTS FOR ACCESS, INGRESS, EGRESS, MAINTENANCE, REPAIR, DRAINAGE, ENCROACHMENT, AND FOR OTHER PURPOSES, ALL AS DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR VISTA SUR (‘’DECLARATION’’), RECORDED FEBRUARY 19, 1991, AS INSTRUMENT NO. 91-074912, IN THE AMENDED AND RESTATED DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR RANCHO SANTA MARGARITA (‘’SAMLARC DECLARATION’’), RECORDED APRIL 24, 1986, AS INSTRUMENT NO. 86-162928, AND THE SUPPLEMENTARY DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR ESTRELLA VISTA AT VISTA SUR PHASE 2 (‘’SUPPLEMENTARY DECLARATION’’), RECORDED APRIL 9, 1991, AS INSTRUMENT NO. 91-163424, AND THE NOTICE OF ADDITION OF TERRITORY RESTRICTIONS (‘’NOTICE’’) RECORDED APRIL 9, 1991, AS INSTRUMENT NO. 91-163423, ALL OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. 3/6/2015, 3/13/2015, 3/20/2015

LOW COST CLASSIFIEDS ONLY $1.00 PER WORD!

T.S. No.: 9985-5629 TSG Order No.: 99262 A.P.N.: 755141-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/02/2004.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 11/10/2004 as Document No.: 2004001012810, of Official Records in the office of the Recorder of Orange County, California, executed by: A. D. MARCHESE, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state).

All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the attached legal description. Sale Date & Time: 04/02/2015 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 6 GINGER LILY COURT, COTO DE CAZA, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $1,047,626.91 (Estimated) as of 02/20/2015. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9985-5629. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd.

Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.nationwideposting. com or Call: 916-939-0772.

NBS Default Services, LLC, Vanessa Gomez, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only.

LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ORANGE, STATE OFCALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCEL 1: Lot 11 of Tract No. 15330, in the County of Orange, State of California, as shown on Map recorded in Book 756, Pages 1 to 5 inclusive of Miscellaneous Maps, records of Orange County, California. Excepting therefrom one-half of all rights to oil, gas, petroleum, hydrocarbon substances and other minerals and gases below a depth of 500 feet measured vertically from the present surface of subject property, without the right of surface entry and without the right of entry within said 500 feet, as reserved by Ernest A. Bryant Jr., and Judith Tilt Bryant, in Deed recorded September 24, 1963 in Book 6729, Page 443 of Official Records. Also excepting therefrom all oil, oil rights, minerals, mineral rights, natural gas rights, and other hydrocarbons by whatsoever name known, geothermal steam and all products derived from any of the foregoing that may be within or under the land, together with the perpetual right of drilling, mining, exploring and operating thererfor and storing in and removing the same from said land or any other land, including the right to whipstock or directionally drill and mine from lands other than the land, oil or gas, wells, tunnels and shafts into, through or across the subsurface of the land, and to bottom such whipstocked or directionally drilled wells, tunnels and shafts under and beneath or beyond the exterior limits thereof, and to redrill, retunnel, equip, maintain, repair, deepen and operate any such wells or mines without, however, the right to drill, mine, store, explore or operate through the surface or the upper 500 feet of the subsurface of the land as reserved by Coto De Caza Ltd., a California Limited Partnership in Deed recorded January 14, 1998 as Instrument No. 19980021553 of Official Records. PARCEL 2: Non-exclusive easements for access, ingress, egress and encroachment, all as described in the Master Declaration of Covenants, Conditions, Restrictions and Reservation of Easements for Coto De Caza (“Master Declaration”), recorded March 5, 1984 as Instrument No. 84-092424, and the Notice of Addition of Territory and Supplemental Declaration of Covenants, Conditions, Restrictions and Reservation of Easements for Courante in Coto De Caza (“Supplemental Declaration”), recorded May 8, 1998 as Instrument No. 19980284854, both of Official Records of Orange County, California. NPP0243108 To: COTO DE CAZA NEWS 03/13/2015, 03/20/2015, 03/27/2015

March 20, 2015

Coto de Caza News Legal Notices

APN: 625-034-14 T.S. No. 011369-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 4/9/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 8/25/2005, as Instrument No. 2005000670910, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: MICHAEL L. HOLLANDER AND SUE W. HOLLANDER, HUSBAND AND WIFE AS JOINT TENANTS WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 25501 PONCE COURT LAGUNA HILLS, CALIFORNIA 92653-5307The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $964,160.25If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 011369-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117 EXHIBIT A LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: LOT 103, TRACT 9403, IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 393, PAGE 41 THROUGH 46, OF MISCELLANEOUS MAPS, IN THEOFFICE OF THE COUNTY RECORDER OF THE SAID COUNTY. 3/20/2015, 3/27/2015, 4/3/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-15-656608-CL Order No.: 140147280 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/30/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HAROLD J. MEYERS AND SUSAN L. MEYERS Recorded: 5/5/2004 as Instrument No. 2004000389677 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 4/10/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $233,600.67 The purported property address is: 19 POPPYFIELD LN, Rancho Santa Margarita, CA 92688 Assessor’s Parcel No.: 938-83-792 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-15-656608CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-656608-CL IDSPub #0078830 3/20/2015 3/27/2015 4/3/2015

TSG No.: 3183157 TS No.: 20069134007494 FHA/VA/PMI No.: APN: 836-591-06 Property Address: 25 CALLE GAZAPO RANCHO SANTA MARGARITA, CA 92688 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/02/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 03/26/2015 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 07/09/2004, as Instrument No. 2004000623589, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: NICK G. KASTANAS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 836-591-06 The street address and other common designation, if any, of the real property described above is purported to be: 25 CALLE GAZAPO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $916,343.65.

The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in

the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case 20069134007494 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: First American Title Insurance Company 6 CAMPUS CIRCLE, 2ND FLOOR Westlake, TX 76262 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0242937 To: COTO DE CAZA NEWS 03/06/2015, 03/13/2015, 03/20/2015

The Coto de Caza News

Page 29

March 20, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices APN: 939-94-226 TS No: CA01000598-14 TO No: 95306635 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED April 11, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 10, 2015 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, Special Default Services, Inc., as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on April 18, 2005 as Instrument No. 2005000288077 of official records in the Office of the Recorder of Orange County, California, executed by DONALD E CENICEROS A SINGLE MAN, as Trustor(s), NATIONAL CITY BANK as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: PARCEL 1: AN UNDIVIDED ONE-TWENTY FIRST (1/31ST) INTEREST IN AND TO LOT 6 OF TRACT NO. 11388, IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, ACCORDING TO THE MAP RECORDED IN BOOK 508, PAGES 44 AND 45, MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT UNITS 83 TO 103, INCLUSIVE, SHOWN AND DEFINED ON THE CONDOMINIUM PLAN RECORDED OCTOBER 20, 1983 AS INSTRUMENT NO. 83-463341, OF THE OFFICIAL RECORDS OF SAID ORANGE COUNTY, CALIFORNIA. PARCEL 2: UNIT 96, SHOWN AND DEFINED ON THE ABOVE MENTIONED CONDOMINIUM PLAN. The property heretofore described is being sold lias is”. The street address and other common designation, if any, of the real property described above is purported to be: 25206 GROVEWOOD, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $193,835.67 (Estimated).

However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason. the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA01000598-14. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 3/11/2015 Special Default Services, Inc., as Duly Appointed Successor Trustee TS No. CA01000598.14 17100 Gillette Ave Irvine, CA 92614 (844) 706-4182 Lisa Rohrbacker, Trustee Sales Officer SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 SPECIAL DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1135343 3/20, 3/27, 04/03/2015

Trustee Sale No. : 20110015005876 Title Order No.: 110528113 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/08/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/20/2007 as Instrument No. 2007000108223 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: DENNY DAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 04/14/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 1 WIMBLEDON CT, DANA POINT, CALIFORNIA 92629 APN#: 939-41-530 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $764,561.72. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110015005876. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 03/13/2015 NPP0243840 To: COTO DE CAZA NEWS 03/20/2015, 03/27/2015, 04/03/2015

NOTICE OF TRUSTEE’S SALE File No. 7023.112282 Title Order No. NXCA-0165838 APN 930-27-664 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/19/2010.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Richard R Fernandez, a Married Man Recorded: 10/20/2010, as Instrument No. 2010000550757, Modified by Agreement Recorded 3/6/2014 as Instrument N0. 2014000086137, of Official Records of ORANGE County, California. Date of Sale: 04/09/2015 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 154 VIA VICINI, RANCHO SANTA MARGARITA, CA 92688 Assessors Parcel No. 930-27-664 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $374,211.72. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You

will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-4849942 or visit this Internet Web site www.USA-Foreclosure. com or www.Auction.com using the file number assigned to this case 7023.112282. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: March 11, 2015 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Victoria Gutierrez, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7023.112282: 03/20/2015, 03/27/2015,04/03/2015

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The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-13-562679-JP Order No.: 130113813-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/4/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LORRAINE A SKELTON, A SINGLE WOMAN Recorded: 1/16/2007 as Instrument No. 2007000027138 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 4/10/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $589,208.11 The purported property address is: 28298 BOND WAY, SILVERADO, CA 92676 Assessor’s Parcel No.: 876-051-38 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-562679JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-562679-JP IDSPub #0079181 3/20/2015 3/27/2015 4/3/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-13-595094-AB Order No.: 8358453 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/29/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ROBERT FLORES AND JACKIE P. FLORES, HUSBAND AND WIFE Recorded: 10/6/2005 as Instrument No. 2005000790601 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 4/10/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $467,701.45 The purported property address is: 5 ALLAIRE WAY, ALISO VIEJO, CA 92656-0000 Assessor’s Parcel No.: 937-87-189 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-595094AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-595094-AB IDSPub #0078951 3/20/2015 3/27/2015 4/3/2015

Trustee Sale No. : 20120015000040 Title Order No.: 120000246 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 09/24/2007 as Instrument No. 2007000578837 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: RAMSEY DAYFALLAH AND AIDE ALBA DAYFALLAH, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 04/14/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 28622 VIA REGGIO, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 654-644-11 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $781,198.34. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien,

you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120015000040. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 03/13/2015 NPP0243447 To: COTO DE CAZA NEWS 03/20/2015, 03/27/2015, 04/03/2015

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Coto de Caza News Legal Notices NOTICE OF PETITION TO ADMINISTER ESTATE OF: SALLY ANNE BOND AKA SALLY A. BOND CASE NO. 30-2015-00775399-PR-LA-CJC To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the WILL or estate, or both of SALLY ANNE BOND AKA SALLY A. BOND. A PETITION FOR PROBATE has been filed by KIMBERLY COLLETT in the Superior Court of California, County of ORANGE. THE PETITION FOR PROBATE requests that KIMBERLY COLLETT be appointed as personal representative to administer the estate of the decedent.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act . (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.

A HEARING on the petition will be held in this court as follows: 04/09/15 at 2:00PM in Dept. C-8 located at 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA 92701 IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.

IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code.

Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.

YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.

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