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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

April 24, 2015


April 24, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Coto de Caza’s Charming Tennis Champs Roxanne and Sierra Ellison Transition from Center Court to Center Stage

Story by Kylie Swenson As young girls growing up on the tennis courts of Coto de Caza, Roxanne and Sierra Ellison had big dreams on and off the court and on both sides of the camera. Passionate in the pursuit of their dreams in tennis, entertainment and business, the sisters continue to find success in their latest endeavors as television hosts and celebrity fit fashion experts. As Junior tennis players, The Ellison Sisters earned a #1 USA National Doubles Ranking and went on to be top collegiate athletes at San Diego State where they also graduated as distinguished scholars from the University’s Film, Television, and New Media Program . Off the court, and while still in college, they established their careers as successful entertainers when Lauren Lloyd hand selected them as the Hosts of the Television Web Series “An Overnight Success.” The dynamic pair made their debut as Professional Tennis Players in May, 2012. On Tour, they reached four ProCircuit Finals, won the Championship Title at the Fort Worth Pro Classic and competed at the WTA Texas Tennis Open & the Citi Open in Washington D.C. This year, the captivating sister duo has landed on Tennis Runway as the hosts of the fashion forward short show debuting on the Tennis Channel. As the Hosts, Writers and Co-Producers of this Fit Fashion segment, The Ellison Sisters represent a blending of savvy style and fierce competition. This unusual combination has allowed them to easily transition from center court to center stage of the booming $35+ billion Athleisure Fashion phenomenon. For the Tennis Runway Series,

Roxanne and Sierra test hundreds of styles to ensure only the most worthy, durable fits make their show lists. Their final selections are showcased on the Tennis Channel daily, with a new episode of Tennis Runway airing each month. The Tennis Runway episodes appear online, and The Ellison Sisters Tennis Runway “Fitspiration” and “Fab Fashion” blogs and Tennis Runway Fitness Fashion Shopping Guide, by visiting www. TennisRunway.com. The Sisters have long enjoyed their roles as motivational speakers at events such as the Healthy Girl’s Festival, the Women’s Journey Conference, and Kathy Ireland’s Charities. Their celebrity guest appearances now expand to include Brand Events like the Fila Fashion Event at the PNB Paribas Open in Indian Wells and Chris Evert’s Chrissie by Tail apparel launch which recently took place in conjunction with the Miami Open. The Ellisons’ aspirations of entertaining on and off the court continues to build as they take their next steps in collaborative product lines, additional hosting projects, and the writing of a young adult book series for Sierra. With all the traveling, the Sisters love when they can return to their hometown Coto de Caza neighborhood. On one recent occasion, instead of holding rackets, the girls held bouquets. With the Saddleback Mountains in the background, they celebrated a very special occasion. As Sierra stood by her side, Roxanne married her college sweetheart, Giovanni Vaglietti, in an intimate, elegant ceremony and reception which was held on the grounds of their grandparent’s Coto de Caza estate.

Sierra Ellison Chrissie Evert Roxanne Ellison in Chrissie By Tail, Photo By Barnett Page 2

The Coto de Caza News

Sierra Ellison Roxanne Ellison in Jofit, Cover Photo By Joanis

Sierra Ellison Roxanne Ellison, Photo by Valentina

Sierra Ellison Roxanne Ellison in Jerdog, Photo By Joanis

Giovanni Vaglietti Roxanne Ellison Photo By Valentina


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 24, 2015

WHALE WATCH THIS WEEKEND Only a few more weeks to see this Massive Migration

The Gray Whale makes the most spectacular and longest mass migration of any marine mammal. Tens of thousands of gray whales migrate annually along the Newport Beach coastline from the summer feeding grounds in the Bering Sea to the winter grounds of the Baja California lagoons and back again along the Orange County coast during the months of January, February,

March, & April. During the gray whale migration it is not uncommon to view 5 or more gray whales a cruise making for excellent viewing opportunities. Other varieties of whales including finback whales, humpback whales, and minke whales can also be viewed along with several species of dolphin. Just outside of Newport Bay is the beginning of one of the largest marine protected areas in southern

California created to protect this rich ecosystem for future generations. The marine sanctuary covers over 15 miles and provides a haven for all marine creatures including whales and dolphin. The marine reserve stretches along much of the Newport & Laguna Beach coastline and along with being a mecca for whale watching also offers some of the most beautiful coastline in Southern

California.. Admission: $16 Event address: Newport Landing Whale Watching 309 Palm Street Suite A Newport Beach, CA 92661 (949) 675-0551 Partner Reference: Balboa/Newport Beach Whale & Dolphin Cruises - Newport Landing www.newportwhales.com

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The Coto de Caza News

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April 24, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Spring has sprung: tips for getting outside to play After being cooped up during winter, families are eager for warmer weather so they can get outside and play. Research shows that play is an important part of children’s physical, emotional and intellectual development. With spring upon us, now is a great time to make play and outside activity part of your family’s regular routine. Here are some ideas: * Remember, every little bit helps Active play is an important part of keeping families happy and healthy. In fact, childhood obesity increases 29 percent in neighborhoods without a park or playground, according to KaBOOM!, a national non-profit dedicated to ensuring that all children get the balance of active play they need. Instead of driving to your local playground or park, walk or bike, to get in an extra dose of activity. Every little bit helps in keeping your kids growing up strong - physically, emotionally and intellectually. * Keep imagination at the forefront Kids can do anything they put their minds to, and they can keep themselves busy for hours with just

their imaginations. Bring that power to your next outdoor adventure by creating a make-believe obstacle course based on their favorite book or movie at your local play area. Get other kids involved and become the MVP of playtime. * Pledge to be active Staying active on a consistent basis is key to achieving a balanced lifestyle. Let’s Play, a community partnership led by Dr Pepper Snapple Group to get kids and families active, provides a host of tools, places and inspiration to make play a daily priority. Visit www.LetsPlay.com for a wealth of ideas to incorporate play into your day, and take the Let’s Play Pledge to devote additional playtime each week to your family’s routine. * It’s all about balance Playtime takes a lot of energy, so make sure your kids are armed with healthy and nutritious nibbles to replenish their growing minds and bodies. Fruits, veggies, applesauce, whole grains and snack-size cheese are great after-play snacks. Make sure kids are also staying hydrated to keep their energy levels up throughout the day.

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The Coto de Caza News

“ SOLD THE SAME DAY That the ad appeared in the Coto de Caza News” “ SOLD THE SAME WEEKEND The ad was in the Coto de Caza News” “SOLD IN THREE DAYS After the ad appeared in Coto de Caza News” “SOLD WITHIN THE SAME WEEK The ad was in the Coto de Caza News” “BUYERS CAME IN WAVING Our ad that was in the Coto de Caza News”

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

ALSO ON THE WEB COTODECAZANEWS.COM

CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Kim Malaletkin Katherine Waterhouse Legal Advertising Officers

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza

April 24, 2015

Moms champion traditional toys even in a digital age As smartphones and tablets are more frequently finding their way into kids’ hands, many parents may wonder about the implications of increased screen time, and question what role traditional toys should play in their children’s lives. While there is no denying the benefits of digital devices and it is becoming commonplace for parents to pass their tablets to Junior, research shows many want to limit the time their kids spend on screens, large and small. Parents also actively encourage their kids to play with toys that may help them reach critical developmental milestones. So how have traditional toys stood the test of time? The various ways in which children play have remained largely unchanged throughout time. In many cases, technology can help amplify play by helping to introduce characters or tell a compelling story. When Mattel, the world’s largest toymaker, asked moms their opinions about toys and technology, it found that even in a digital age, moms continue to place a high value on traditional toys. “Kids today are digital natives and are immersed in digital experiences,” says Dr. Michael Shore, vice president of Global Consumer Insights for Mattel. “However, when you walk into a child’s room and see what is visibly present and displayed on the shelves, you won’t see an app on the wall as

an expression of who the child is, what he or she loves, or as markers of the childhood experience. For that, toys will continue to endure as ideal gifts for children. After all, you can’t wrap an app.” However, as experts and media debate whether digital devices will one day replace dolls, cars, trains and action figures, most moms do not think smart digital devices and traditional toys directly compete with one another as a source of kids’ entertainment. Rather, each category remains fundamentally different. While 75 percent of kids today play with devices like smartphones and tablets, Mattel’s research found the time they spend with these devices actually competes with the time they spend with other screens, such as televisions and computers. In fact, 59 percent of moms felt that smart portable devices will one day replace other electronic devices, not traditional toys. According to Mattel’s findings, moms frequently associate toys with social activities since toys are often used to play with others, whereas digital devices are generally associated with solo play (for example, keeping a child entertained when waiting at the doctor’s office or on a long car ride). Moms also credit toys with providing opportunities for active play that allow kids to exercise and burn off energy. Further, moms see toys as a great way to help kids spark their imaginations and flex their creative muscles. Knowing that the leaders of tomorrow will be those who think differently and solve problems in new ways, imagination is more important than ever before. Dr. Shore offers some tips for using play as a

catalyst for fostering imagination and creativity: Make sure your kids have time to play. In an increasingly overscheduled world with a variety of things competing for kids’ time, it is easy to overlook the importance of dedicating time just for play. Give your child the time and space to play, and watch his or her imagination soar. Provide a safe place to play and tools for play. Consider starting a play group in your neighborhood or hosting play dates at your home or local playground. Bring out the toy chest and see what games the kids can create when they play together. Encourage your kids to play with all that’s available - including their imaginations. Two of the most important tools for play are toys and an imagination. Help your children dream beyond what they see on screen and encourage them to bring those cartoon characters to life using their toys and imaginations. Get involved and play with your kids. Don’t forget that play is good for grown-ups too. Everyone loves a good old-fashioned tea party or toy car race down the hall. Playing together is one of the most fun and meaningful ways for parents and children to bond and foster creative thinking for both of you.

News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper

What great thing would you attempt if you knew you could not fail? ~Robert H. Schuller

to place legal and public notices for the South Orange County Judicial District.

The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 24, 2015

The Coto de Caza News

BIRTH ANNOUNCEMENTS! The Coto de Caza News is happy to announce the birth of your newborn:

Baby’s Name: Date of Birth: Weight: Length: Proud Parents:

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The Coto de Caza News

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Coto de Caza News

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April 24, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

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Don’t decide anything until you read the upcoming annual Top Area Realtors special edition in the Coto de Caza News. All of the top Realtors in the area give their well-seasoned opinions in a candid assessment of the 2015 real estate market place. Coming soon in the Coto de Caza News! Call now to make space reservations or have this special edition sent to your home or office. (949) 589-9990 n

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 24, 2015

New General Store Developers Larry and Carol Guesno say Coto Residents are Overwhelmingly Positive About Their New Plan Developers say they have received offers on 80% of the space from local Coto de Caza residents

Planned retail center anchored by upscale Coto General Store & Mercantile

The Coto de Caza News again met with Larry and Carol Guesno to discuss the progress on their new plans for the general store, we asked them what the tone of the response has been? “First of all, I want to thank everyone in Coto de Caza for all the great responses! said Larry . All the feedback has been enthusiastically positive! You know, in the beginning we thought that we would keep the basic structure of the old general store and remodel it with a few upgrades with the new expansion. However, when we started to plan the work, we were disappointed when we found out that the old structure would never meet our standards, much less the building and health department requirements,” He added. “So, we decided to build the best designed center we could come up with. Many building designers prefer to build a common box structural design because they are trained to design buildings and projects with a cost cutting discipline. But Carol and I have another perspective. We also have imagination. So when we met with our architect Todd Voelker, combined our imagination with Todd’s discipline to come up with a special design that we thought would meet the expectations of all the residents that we talked to before we started..” “By the way,” Larry ads,” the comments were all the same. Coto de Caza Residents loved the convenience and gathering center of the old General Store but they all agreed that currently it was not up to their standards.

So without any consideration to cost, we designed a center with the community’s needs in mind with the idea that the only way insure success was to make the development a spectacular monument to Coto’s past and an exceptional design that was unmistakably appealing.” Larry and Carol said that they had talked to professional leasing agents and businesses who all said that the population statistics for the General Store did not meet industry standards. So, even though the “professionals in the commercial building and business communities said that the center is not a viable location,” they believed that it was a special location that would be very successful because we believed that the residents of Coto de Caza wanted this convenient location if it would meet their needs so they would not have to leave their haven and venture outside the gates to search for their needs in the malaise of parking in Rancho Santa Margarita and even other areas in Orange County . Larry says “The residents of Coto de Caza have so far proven that they believe in the location of the General Store you can see through their enthusiastic positive comments. However, as a testament to the Coto community’s belief in the new General Store project, we have received offers to lease space from only residents of Coto. After our survey we discovered that there is overwhelming community support and belief in the success of the Coto de Caza General Store Center. We have at this time received offers for 80% of the space and it is

Neighborhood General Store new owners and developers Carol and Larry Guesno.

all from Coto residents themselves. “Please tell your readers that we will continue to try and meet as many of the needs of Coto de Caza as we can and thank everyone for their unwavering support. “So far we have offers for a real estate office, an insurance office, a mortgage office, a men’s barber shop, a general store-deli sandwich shop-restaurant-soda and ice cream space, and an upscale coffee house, and we will have a Bocce ball court and maybe even a league.” Larry and Carol say that they still have some space available for a dry cleaners with a drop-off and delivery location, a wine bar operator, Attorneys office, accountants office, an upscale women’s boutique and beauty spa, and mailbox center similar to Aim or UPS .All of these businesses were requested in the

survey responses and we have to thank all that responded for their guidance. The Coto de Caza News asked when the new development would start to get underway? “We hope to get a positive OK from the Orange County building department by about the 1st of June and then after a 60 day public notice period, We would like to start with a big kickoff party. We envision a traditional block party which might begin on Saturday, with soft drinks, wine, cheese, deli treats available. Local Coto de Caza residents would gather around our bulldozer and we would begin to demolish the old General Store. We hope it will be a fun send off, and we are looking forward to get moving with the new development.”

The Coto de Caza News

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April 24, 2015

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

April 24, 2015

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April 24, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Unique Culinary Event Draws Southern California’s Top Chefs Illumination Foundation hosted its annual “Table for 10” culinary extravaganza at Disney’s Grand Californian Hotel & Spa in Anaheim. The sold-out, 300-guest affair attracted gourmet food and fine wine lovers from throughout Orange County for a culinary experience second to none. Guests enjoyed a scrumptious five-course tableside repast, with superb wine pairings, and tables uniquely decorated by each restaurant. The evening included a festive cocktail reception, where guests enjoyed Chefs Adam Navidi’s and Steve Buckhorn’s vertical salads from Oceans & Earth Restaurant in Yorba Linda. A big draw for guests was bidding blind on top-notch wines at the Wine Cork Pull Game, with most of the wines valued at more than $100. Committee member Kevin Trussel constructed the huge wooden wine wall holding the 300 wines. Sponsor Four Lanterns Winery poured its delicious wines throughout the reception, and guests bid on some incredible silent auction items. Sponsors generously offered their foods – Mixed Bakery’s mini banana bread loaves were a particular favorite – and Mickey and Minnie Mouse kept everyone amused posing for photos. Dinner costs were absorbed by the chefs and the restaurants, and all the other expenses were underwritten by Title Sponsors Disneyland Resort and Wells Fargo, and Presenting Sponsor PIMCO, allowing the $580,000 raised to benefit families served by Illumination Foundation. An anonymous donor generously matched the $185,000 raised for the Fund-A-Need portion of the auction. The following individuals were integral in creating the event: IF Co-Founder & CEO Paul Leon; IF Board Chairman and Disneyland Park Vice President Mary Niven; former IF Board Chairman and Vice President and Community Affairs Manager for Wells Fargo Community Relations Jack Toan; Event Director Kristin Martin; Silent Auction & Wine Pull Chair Kristin Epperson; Host Chefs: Disneyland Resort Executive Chef - Signature Dining Andrew Sutton and Disneyland Resort Chef de Cuisine Resort Banquets Ralph Stuhlmueller. Participating chefs and restaurants were: Vincent Lesage & Rachel Haggstrom – Waterline, Balboa Bay Resort & Spa; Antonio Cagnolo & Gino Buonanoce – Antonello; Ashley Santo-Domingo – 24 Carrots; Brian Doherty –Bambu, Fairmont Newport Beach; Peter Petro - Bosscat Kitchen and Libations; Alex Flores – Carthay Circle; Justin Monson – Club 33; Katie Averill-Martin - Eat Street Culinary; Stephen Kling – Five Crowns; Eric Samaniego – Little Sparrow; John Ledbetter & Anne Manassero – Manassero Farms; Andrew Sutton & Gloria Tae – Napa Rose; Umberto Rubeli - Naples Ristorante, Patina Group; Andy Arndt – Newport Beach Marriott Hotel & Spa; Omar & Rosendo Gonzalez – Nick’s Restaurants; Adam Navidi & Steve Buckhorn - Oceans & Earth (also cocktail reception hosts); Mark McDonald – Old Vine Café; Dustin White – Orange Hill Restaurant; Pascal Olhats Pascal & Café Jardin; Anthony Endy – Paul Martin’s American Grill; Manny Gomez – Ruth’s Chris; David Fune – Splashes, Surf & Sand Resort; Marcel St Pierre – Steakhouse 55, Disneyland Hotel; “Sushi Dave” - Ten Asian Bistro; Casey Overton – The Loft, Montage Laguna Beach; Jimmy Chang – Tommy Bahama Island Grille; Talia Zimmer - True Food Kitchen; Bert Agor – Tustin Ranch Golf Club; Greg Heneghan – Vue Restaurant, Laguna Cliffs Resort & Spa; Manfred Lassahn & Adam Schaffer – Watertable, The Hyatt Regency Huntington Beach Resort & Spa; Brian Drosenos – Zimzala Restaurant & Bar, Shorebreak Hotel; Louie Jocson – Zov’s Bistro Founded in 2008, Illumination Foundation’s mission is to provide targeted, interdisciplinary services for the most vulnerable homeless clients to break or prevent the cycle of homelessness. This year’s proceeds are benefiting the nonprofit’s Oak Street Emergency House, which provides emergency shelter for families with young children, while they are being assessed and either moved into permanent housing or transitioned into Illumination Foundation’s comprehensive housing program. For more information visit www.IFHOMELESS.org Page 12

The Coto de Caza News

Disneyland Resort’s Vice President Mary Niven (center) with Disney Chefs - from left, Marcel St. Pierre, Andrew Sutton, Justin Monson, and Alex Flores

Emmanuell Chandler from Pimco with Amber Skalsky, Sarah Middleton and Eliszabeth Eckman

Anaheim Mayor Tom Tait and Paul Leon

Maribel and Jack Toan from Wells Fargo

Newport Beach Marriott Chef Andy Arndt


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 24, 2015

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April 24, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Terenea Realty is Proud to Support the Red Cross!

Tuesday, April 28, 2015 8:00 AM – 2:15 PM Main Clubhouse Dining Room

Walk-Ins Welcome - Please Bring Photo I.D. To schedule your appointment or for more information, contact Corey Tabor at (949) 858-2790 or sign up online at www.RedCrossBlood.org use sponsor code: cotogolf

One donation can help save the lives of up to three people. ANDREW HOLZMANN Broker, ABR, CRS, GRI, SFR 949.433.6093 AHolzmann@Terenea.com Broker’s License # 01380543 JOANNE DEBLIS Broker Associate, SRES 949.433.6095 JDeBlis@Terenea.com License # 01384167

Rancho Santa Margarita Chamber of Commerce Invites You To:

“Meet the Mayor” PRESENTATION BY: Mayor McGirr Networking Opportunity and Great Raffle Prizes

SPONSORSHIPS AVAILABLE: • PLATINUM $1000 ~ event signage, table display, program recognition, verbal recognition & 6 entries into the event • GOLD $500 ~ table display, program recognition, verbal recognition & 4 entries into the event • SILVER $300 ~ program recognition, verbal recognition & 2 entries into the event Q&A about sponsorship contact: Suzanne via email: s.singh@rsmchamber.com or by phone: 949-433-2258

Individual Admission/Registration $40.00 by May 5, 2015 ~ Late registration $50.00 • Includes Dinner & Drink tickets To register online at: www.rsmchamber.com • email: s.singh@rsmchamber.com

Tuesday May 12, 2015 5:30 pm – 8:30 pm At the Beautiful Tijeras Creek Golf Club 29082 Tijeras Creek, Rancho Santa Margarita

Page 14

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 24, 2015

SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org

Reverend Craig M. Butters, Pastor

SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM

SATURDAY VIGIL MASS: 5:00 PM

L S E Y’S A E B L AS FLORES

DRY CLEANERS Family Owned and Operated 4 Generations of Dry Cleaning

Full Service Cleaners

• Tailoring • Wedding Dress Heirlooming • Formal Wear

DRY CLEANING

ALL BLANKETS & BEDSPREADS

15 OFF 30 OFF %

%

Must Present Coupon With Incoming Order

Except leathers, alterations and laundry service. One coupon per order and can not be combined with any other offer. Not valid with pick-up and delivery. Exp. 4/30/15

Must Present Coupon With Incoming Order

Except leathers, alterations and laundry service. One coupon per order and can not be combined with any other offer. Not valid with pick-up and delivery. Exp.4/30/15

28562 Oso Parkway Plaza de Las Flores

FREE PICK UP AND DELIVERY! • (949) 766-5021

The Coto de Caza News ADVERTISING IN The Coto de Caza News is

MOST AFFORDABLE The Coto de Caza News

COSTS MUCH LESS

OFTEN HALF THE PRICE OF Glossy magazines or Big City Newspapers or Post Card mailings. WHY PAY MORE MONEY TO REACH THE SAME PEOPLE?

A LOWER COST WAY TO ADVERTISE YOUR BUSINESS In Coto de Caza, Dove Canyon and Rancho Santa Margarita The Coto de Caza News is

DELIVERED EVERY WEEK

Where every newspaper counts Also on the web at: Cotodecazanews.com

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

BIRTH ANNOUNCEMENTS! The Coto de Caza News is happy to announce the birth of your newborn:

Baby’s Name: Date of Birth: Weight: Length: Proud Parents:

Send Photo!

Coto de Caza News 23472 Vista del Verde Suite 6 Coto de Caza 92679

HOW FAST WILL YOUR HOME BE SOLD?

sold the same day!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ SOLD THE SAME DAY That the ad appeared in the Coto de Caza News” “ SOLD THE SAME WEEKEND The ad was in the Coto de Caza News” “SOLD IN THREE DAYS After the ad appeared in Coto de Caza News” “SOLD WITHIN THE SAME WEEK The ad was in the Coto de Caza News” “BUYERS CAME IN WAVING Our ad that was in the Coto de Caza News”

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.

The Coto de Caza News is a respected Weekly Newspaper people love to read

MUCH MORE EFFECTIVE GREAT BIG RESPONSE from readers who can afford your Very Best! Our readers have money to spend and time to spend it. Call today!

(949) 589-9990

The Coto de Caza News The Only Weekly Newspaper Exclusively for the Coto de Caza area. 23472 Vista Del Verde, Suite 6, Coto de Caza, CA. 92679-3930 email: newseditorials@yahoo.com

FaCt:93% of all homes sold within 90 days of listing were advertised in the Coto de Caza news The Coto de Caza News

Page 15


April 24, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert. Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890 Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages. “Now Open for Lunch”. New Hours: Tuesday – Thursday 11am – Midnight Friday – Saturday 11am - 1am Sunday 11am – Midnight

22302 El Paseo Ste I, RSM 949.459.7900 Embarcadero California Bistro Embarcadero hosts an innovative menu featuring small plates, signature salads, steaks, seafood, short ribs, and entrees with a new twist. We also boast a full bar featuring specialty mojitos, martinis, and an extensive wine list. RESTAURANT HOURS Sunday-Thursday 5pm - 9pm Thursday-Saturday 5pm - 10pm BAR HOURS Open daily, 5pm Close

22332 El Paseo, RSM 949.709.2266 Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.0072

Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

Canyon Fireside Grill Restaurant

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407

USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads. Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

22205 El Paseo Ste A, RSM 949.858.0581

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Neighborhood Grill & The Coto de Caza News

G u id e

Salad Bar

Neighborhood Grill features open flame entrees-shish kabobs, gyros and charbroiled sandwiches. To complement their menu they serve homemade Baklava and Häagen Dazs ice cream. Mon-Fri 11am – 8pm Saturday 12pm – 8pm

29941 Aventura Ste 1, RSM 949.635.3131 Panera Bread

Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino

Open daily at 4:30pm

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225 Rice & Spice Thai Cuisine Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi

Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

22411 Antonio Pkwy Ste C 949.459.7676 San Giovanni’s Ristorante

Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining. Across from Saddleback Church

27412 Portola Pkwy, Foothill Ranch 949.340.2055 Uncorked wine bar Uncorked in RSM offers delicious tapas, excellent wine, and great ambience. There are very few tables so the space feels intimate and cozy. Thursday night wine tasting they served dates stuffed with goat cheese wrapped in prosciutto. . . amazing! The Humboldt Fog on the Artisanal Cheese Plate is a new favorite and the crab cakes never disappoint. The Sommelier is knowledgeable and the staff very friendly.

22342 El Paseo,Rancho Santa Margarita, CA 92688 949.589.1156 Wan Fu Chinese Gourmet Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

30642 Santa Margarita Pkwy, RSM 949.589.8028 Wood Ranch BBQ & Grill

Selma’s Chicago Style Pizzeria

Mon-Fri at 4pm Sat & Sun at 11:30am

30461 Avenida De Las Flores Ste B, RSM 949.709.8165

Pizza & Sandwiches Open 11am daily (Sundays at 9am)

Spikes Fish House

Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

The Trough sandwich kitchen Farm Fresh Gourmet Sandwiches Open for Breakfast. Eat In, Take Out, Curbside Pick-up. Open Dailey 8am 8pm. Q

31441 Santa Margarita Pkwy, Rancho Santa Margarita www.thetroughoc.com 949.709.5545

Trabuco Oaks Steakhouse Steaks, Prime Rib, Lobster. Home of the famous “2-pound steak.” Relax while you sip one of our sumptuous wines or cocktails or a frosty beer.

20782 Trabuco Oaks Rd, Trabuco Canyon 949.586.0722

22352 El Paseo, RSM 949.888.1100

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 24, 2015

Sheriff Sandra Hutchens to Serve as Honorary Chair for Essentials Drive Today HomeAid Orange County, in partnership with the Children and Families Commission of Orange County, announced that Sheriff Sandra Hutchens will once again lead the Annual Essentials drive as Honorary Chair. The 8th annual campaign to collect diapers and other essential items for babies will take place the week before Mother’s Day, May 1 – 10, 2015. “We are honored to have Orange County Sheriff Sandra Hutchens chairing our Essentials campaign for the fifth consecutive year. Sheriff Hutchens understands how important this donation drive is for homeless mothers and their infants in our

community. Her participation and the support of the Orange County Sheriff’s Department bring heightened awareness to this important cause,” said Scott Larson, Executive Director of HomeAid Orange County. Items collected will be distributed among providers who operate housing facilities built in partnership with HomeAid Orange County and serve homeless families. Essentials donations enable recipient agencies to save the funds normally spent on diapers, baby wipes, etc. for use on programs to help their clients achieve self sufficiency and to lead productive, independent lives. In just the first seven years of the campaign, items collected have grown from 100,000 items in the first year to over 1.2 million items last year. This year, the campaign has again set out to ensure that every baby in the HomeAid service provider network has essential items for one year, estimated at 1.2 million diapers and 2.4 million wipes. “I am pleased that our community continues to grow this important effort that helps to meet the needs of the most vulnerable in our community,” said Orange County Sheriff Sandra

Hutchens, Honorary Chair. “It is a privilege for the men and women of the Orange County Sheriff’s Department to participate in the Essentials campaign for the fifth consecutive year because we see firsthand how important a simple box of diapers is to so many Orange County families residing in local shelters. By joining with HomeAid and the Children and Families Commission, we can help remove some stress and anxiety that comes with temporary living situations.” Donation drop off locations will be located throughout Orange County. A complete list of drop off locations and additional information about the donation drive is available at www. homeaidessentials.org. HomeAid Orange County is the founding chapter of a national nonprofit organization with the vision and purpose to end homelessness. Through its mission of building new lives for homeless families and individuals through housing and community outreach, HomeAid, develops housing, advocates and provides service in the community to the homeless. Since 1989, HomeAid Orange

Orange County Sheriff Sandra Hutchens County – founded by the Building Industry Association of Southern California’s Orange County Chapter, has developed 53 shelters with nearly 1,100 shelter beds throughout Orange County. HomeAid acts as the housing developer and liaison between ser vi ces provi der s, community volunteers, builders and specialty contractors. Tragically thousands are still in need of shelter each and every day. To help solve this social crisis, new housing developments are being planned and constructed throughout Orange County. For more information, please visit www.homeaidoc.org.

Photographer rights bill gets Senate nod

A bill that would clarify that it is legal for a person to take a photograph or make a recording of a police officer in a public place was passed by the Senate this week on an overwhelming, bi-partisan 31-3 vote. The measure, SB 411 by Senator Ricardo Lara (D-South Gate), would clarify that a person capturing the image or recording is in a place he or she has the right to be is not a violation of the law. The measure also provides that

capturing an image or making a recording does not constitute reasonable suspicion to detain a person or probable cause to arrest. SB 411 is supported by CNPA, the ACLU, the Conference of California Bar Associations and California Public Defenders, among others. SB 411 heads to the Assembly where it will likely be assigned to the Assembly Public Safety Committee.

The Coto de Caza News

Page 17


April 24, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

NOW HIRING EXPERIENCED PIZZA COOKS, WAIT STAFF AND FRONT COUNTER PERSONS. CALL JOHN 949-365-6447 No Glut w Serv ing en Past Free P iz a& Rav za, ioli

Come in, sit down, you’re family at, San Giovanni Ristorante Special Events * Full Service Catering www.sangiovanni.us 31931 Dove Canyon Drive Hours: Dove Canyon, CA 92679 Open Daily (949) 589-1900 5:00 pm - 9:00 pm

CALIFORNIA WINDOW CLEANING

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The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

THURSDAY IS

WEEKLY DRINK SPECIALS IN OUR BAR & LOUNGE

LADIES NIGHT at EMBARCADERO CALIFORNIA BISTRO NOW OPEN IN RANCHO SANTA MARGARITA’S EL PASEO SHOPPING CENTER!

BRING YOUR LADY OR MEET ONE HERE

WEEKLY DRINK SPECIALS

All night long Thursday evening in our Bar & Lounge. LIVE MUSIC TROY RITCHIE (previously a contestant on the voice) Playing every Thursday for the month of December Open 7 days a week. Lunch 11am-4pm. Dinner service begins at 4pm. HAPPY HOUR: 4pm-6pm every day Monday - Sunday

EMBARCADERO CALIFORNIA BISTRO

Located in the EL Paseo Plaza at 22332 EL Paseo in Rancho Santa Margarita 92688

(949)-709-2266

April 24, 2015

HAPPY mother’s day at

Trabuco Oaks steak house Come Celebrate All Weekend! may 8th - 10th, 2015 tHree Course meal

appetizer: Oaks Salad entrees: Served with garlic bread, western beans, and choice of baked pototo or fries 32 OZ TOP SIRLOIN $60 (Good enough for two) 8 OZ TOP SIRLOIN & LOBSTER $55 8 OZ FILET MIGNON & JUMBO SHRIMP $50 16 OZ KANSAS CITY RIB EYE WITH 4 FRIED SHRIMP $50 12 OZ FILET MIGNON $50 Dessert: HOT FUDGE SUNDAE INCLUDES: SOFT DRINKS, COFFEE & TEA Wine specials $5 MARK WEST PINOT NOIR ROSENBLUM CUVEE SNAP DRAGON CABERNET BLACKSTONE MERLOT

SNAP DRAGON CHARDONNAY BERINGER WHITE ZINFANDEL CHALONE CHARDONNAY ESTANCIA CHARDONNAY

For reservations please Call:

949.589.0722

OR CONTACT REYES GALLARDO AT REYESGALLARDO925@GMAIL.COM Directions to Trabuco oaks steakhouse, take Rancho Santa Margarita parkway to Plano Trabuco, left, down the hill past Rose Canyon Cantina and next right on Trabuco Oaks Drive. From the 5 freeway take El Toro to Cooks Corner or Live Oak make a right, take it for 4.3 miles pass the fire station and make a left and it will be the second building on the right.

TRABUCOOAKSSTEAKHOUSE.COM 20782 Trabuco oaks road, trabuco canyon

Coto General Store!

So many wonderful and exciting new things are coming. To see our progress and to get more information go to: www.cotogeneralstore.com or email us at: info@cotogeneralstore.com

LARRY and CAROL (See full story on page 9)

The Coto de Caza News

Page 19


April 24, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

R

The Coto de Caza News

HURRY TO ROMANO’S FOR OUR BIG ONCE A YEAR

SPRING DRESS AND SUIT SALE!

20-70

% OFF

OMANO’S Select Merchandise

Tailor • Tuxedo Sales & Rentals • Fine Apparel

Romano’s slashes prices on selected items of Couture Bridal, Flower Girls, Quinceaeras, Sweet Sixteen, Bridesmaids, Special Occasion Gowns, Military Ball Gowns, Mother of the Bride, Pageant, Lingerie, Formal Evening, Graduation, Home Coming, Shoes and beautiful Bridal Accessories.

Men’s & Women’s Suits • Women’s Dresses • Shoes Fashion Accessories • Custom-made Jewelry

By Master Tailor Romano Palma

Romano’s Rancho Santa Margarita 949.589.1555 In the Antonio Plaza Shopping Center 22441 Antonio Pkwy Suite A-330 Page 20

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 24, 2015

Robinson Facial Plastic Surgery. It’s Spring. Get a Fresh New Look!

BOTOX, JUVEDERM AND VOLUMA REBATE SPECIAL!

Combo treatment and receive $150 or $250 OFF.

February 9, 2015 through March 31, 2015. Limited rebates available while rebate vouchers last. So hurry and call the office and make an appointment now.

(949) 831-5900

The Coto de Caza News

Page 21


April 24, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Create an outdoor space that ‘ wows’

Whether you own a cozy cottage or mega mansion, as a homeowner, you likely embrace the outdoor living trend. But when you look at your deck or patio, does it leave something to be desired? By taking a do-it-yourself (DIY) approach, you can affordably create outdoor spaces that enhance the style and functionality of your home, plus add to the overall value of the property. Here are a few of the leading trends that the DIY homeowner can use to cost-effectively create an outdoor space that “wows:” Rent rather than buy Upgrading or adding a deck or patio can feel overwhelming unless you have the right equipment to do the job. Renting what you need saves money, plus helps you maximize your time so you can enjoy your new outdoor space sooner. From power washers and saws for cleaning and cutting, to utility loaders and tampers for digging and compacting base materials, you’ll find everything you need at your local American Rental Association member rental store. Visit www.RentalHQ.com for locations near you. Not sure what you need? The pros at the shop are specially trained and can help you choose the best time-saving tools for your project. Use pavers for patios Whether you’re looking to refresh your current patio space or are starting from scratch, patios are great ground-level entertainment spaces. More homeowners are opting for pavers to level and define the space, which adds elegant detail, rather than a bland concrete slab. Find pavers in varying shapes, sizes and colors at your local home improvement store. Remember, by digging and installing a base layer, your pavers are less likely to shift over time. Dig down and

Page 22

compact base material with a rented plate compactor or a tamper before laying the pavers in the desired pattern. Define your deck If you’re adding a new deck, composite decking material is the way to go. While it costs a bit more than lumber, it lasts longer and is virtually maintenance-free, which will save you time and money in the long run. It’s just as easy to work with as wood and can be cut and assembled in a similar manner. If you simply want to refresh an existing wood deck, rent a power washer to quickly clean off dirt, grime and paint chips. Replace gray and tan paint with deep brown hues, which adds a subtle upscale appearance. Modern exterior paint lasts years and some options even fill cracks in wood, so look for a brand

The Coto de Caza News

that best suits your needs. Go native with greenery Adding plants to your outdoor space helps the area feel cohesive with nature. Not sure what to add? Whether for pots, containers or the surrounding landscaping, consider native lawn and plant materials. Not only will they look great and add color and depth to your outdoor space, but they are typically lower maintenance and many require less water. Explore options at your local garden center or state extension service’s website. Create an outdoor kitchen Homeowners want to enjoy more time outside and that means cooking and dining al fresco. While a basic barbecue grill will do, outdoor kitchens are in high demand. Building your own outdoor kitchen space is simple. Install countertops surrounding your

grill and consider incorporating features like a small fridge, gas burners for side items, smokers or built-in storage spaces for spices and cooking tools. Stainless steel continues to be the go-to material for outdoor kitchen features, blending modern style with the organic look of Mother Nature. Light the night The right lighting can take a good outdoor space and make it great. Solar lighting is trending for outdoor spaces, and this eco-friendly option is also affordable. Light pathways with solar landscape lighting - eliminating the need for electrical cords. Jazz up deck posts with post caps that provide a gentle glow. Finally, a string or two of white garden lights adds a twinkle to the beautiful ambiance of a summer evening.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 24, 2015

T:11.5”

HOW FAST WILL YOUR HOME BE SOLD?

sold the same day!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ SOLD THE SAME DAY That the ad appeared in the Coto de Caza News” “ SOLD THE SAME WEEKEND The ad was in the Coto de Caza News” “SOLD IN THREE DAYS After the ad appeared in Coto de Caza News” “SOLD WITHIN THE SAME WEEK The ad was in the Coto de Caza News” “BUYERS CAME IN WAVING Our ad that was in the Coto de Caza News”

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News. T:21”

You don’t have to be perfect to be a perfect parent. There are thousands of teens in foster care who would love to be unconditionally supported by you. 1-888-200-4005 • adoptuskids.org

FaCt:93% of all homes sold within 90 days of listing were advertised in the Coto de Caza news

Your Credit Score: Updates You Should Know CLIENT

credit histories – what the industry calls “thin files” – FICO says the new system will better determine the ability of someone in that situation to repay a debt. What doesn’t FICO 9 address? At this point, the latest credit-scoring model really doesn’t loosen or change requirements for mortgage and refinancing opportunities. Even so, there are many things ordinary borrowers can do to improve their credit scores and overall financial health over time. The first step is for borrowers to review each of their credit reports once a year. Credit reports and credit scores are two different things. Consider credit scores are a threedigit summary of creditworthiness; credit reports are the detailed record of a borrower’s credit history. Consumers can view each of their credit reports from Equifax, Experian and TransUnion once a year for free (www.annualcreditreport.com). Stagger receipt of each agency’s credit reports throughout the year to weed out any inconsistencies, inaccuracies, or worse, indications of fraudulent credit applications or

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By Jason Alderman Credit scoring has evolved over the last three decades and this fall, FICO made one more important change. Borrowers who have struggled with medical debt and those with a limited credit history might see better FICO numbers in the future. Even if these situations don’t apply to you, understanding how credit scoring is changing can help you better manage your credit over time. FICO Score 9, rolled out last fall, is described as a more “nuanced” version of the original FICO Score that the leading credit scoring company introduced in 1989. It is offered by three major credit bureaus – Equifax (www.equifax.com), Experian (http:// www.experian.com) and TransUnion. (http://www.transunion.com). It now bypasses collection agency accounts and weighs medical debt differently than non-medical debt on a person’s credit record. Borrowers with a median score of 711 whose only negative credit data comes from medical collections will see their credit score go up 25 points under the new system. As for consumers with limited

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identity theft. Borrowers are seeing something else that’s new – some lenders are making the credit scores they apply to existing borrowers available for free. A few major lenders have taken part in the industry-only FICO Score Open Access Program, which lets current customers see the exact credit scoring data applied to them at no charge. FICO’s site doesn’t offer the names of participating lenders, but a customer should ask their lender if they are offering free scores through that program. Consumers should know how credit scores are compiled. FICO uses five key ingredients: • Payment history (35 percent) • Amounts owed (30 percent) • Length of credit history (15 percent) • New credit (10 percent) • Types of credit used (10 percent). Visit www.myfico.com for a list of tips for borrowers to improve their scores. Base FICO scores have a 300 to 850 score range, and though FICO doesn’t release what it considers good or bad scores, borrowers with excellent credit typically have scores Ln. Screen

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in the mid-700s and up. There are ways to preserve and raise existing credit scores. It might be wise for borrowers to ask if they can increase the credit limit on individual accounts while paying down existing balances on those accounts. Smart borrowers generally keep their outstanding balances at 30 percent or less of their available credit limit. Bottom line: Smart credit management starts with an understanding of one’s credit reports and credit scores.

The Coto de Caza News

Page 23


The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

88.5

April 24, 2015

JAZZ FESTIVAL

& TASTE OF THE BASH M AY 2 4 , 2 0 1 5

OSO VIEJO PARK

MISSION VIEJO, CA

A one-of-a-kind event with more than 30 contemporary jazz all-stars playing together to support Orange County’s community radio station, KSBR 88.5. Event includes the Taste of the Bash showcasing more than 20 of Orange County’s favorite restaurants and wineries. The tastings are included in the price of admission! n Sunday, May 24, 2015

The Village Green of Oso Viejo Park, Mission Viejo n Taste of the Bash 3:30pm-5pm, concert begins at 5pm n Music, Food & Fun! n

For tickets: WWW.KSBR.ORG or call (949) 582-4501

Page 24

The Coto de Caza News

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices APN: 627-301-14 T.S. No. 014864-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER:YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/19/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 5/18/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 11/30/2007, as Instrument No. 2007000708714, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: WALTHER BACA, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: GRAND BALLROOM, DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY, 100 THE CITY DRIVE, ORANGE, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described on said Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25732 BUCKLESTONE COURT LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $2,278,707.19 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 014864-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (800) 280-2832 CLEAR RECON CORP. CLEAR RECON CORP. 4375 Jutland Drive Suite 200San Diego, California 92117 Legal Description LOT 71 OF TRACT NO. 9294, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 447 PAGES 6 TO 21 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT ONE HUNDRED PERCENT OF ALL RIGHTS TO OIL, GAS AND OTHER HYDROCARBON AND MINERAL SUBSTANCES LYING UNDER OR THAT MAY BE PRODUCED FROM THE ABOVE DESCRIBED LAND, TOGETHER WITH ONE HUNDRED PERCENT OF ALL RIGHTS TO THE PROCEEDS THEREFROM AND 100 PERCENT OF ALL RENTS, BONUSES AND PROFITS ACCRUING THEREFROM PROVIDED, HOWEVER, THAT GRANTOR WAIVES AND RELINQUESHES THE RIGHT TO USE OR OCCUPY OR TO ENTER UPON ANY PORTION OF THE SURFACE AND 500 FEET BELOW THE SURFACE, MEASURED VERTICALLY FROM THE SURFACE OF SAID LAND FOR THE PURPOSE OF DRILLING FOR, CAPTURING, PRODUCING, EXTRACTING, STORING, TREATING OR OTHERWISE HANDLING OR UTILIZING SUCH OIL, GAS OR OTHER HYDROCARBON OR MINERAL SUBSTANCES OR FOR THE PURPOSE OF EXERCISING GRANTOR’S RIGHTS THERETO, AS RESERVED IN DEED FROM THE FIRST WESTERN BANK AND TRUST COMPANY, A CORPORATION RECORDED JULY 24, 1973 IN BOOK 10814 PAGE 190 OF OFFICIAL RECORDS. 4/24/2015, 5/1/2015, 5/8/2015

APN: 933-75-277 T.S. No. 021016-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 7/26/2013. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 5/7/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 7/30/2013, as Instrument No. 2013000453012, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: ALLAN FERNANDO, AN UNMARRIED MAN WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 70 MORNING GLORYRANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $336,436.40 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW. STOXPOSTING.COM, using the file number assigned to this case 021016-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117 Legal Description The land referred to in this Report is situated in the City of Rancho Santa Margarita, County of Orange, State of California, and is described as follows: Parcel 1: An undivided 1/18th interest in and to Lot 6 of Tract No. 13657, in the County of Orange, State of California, as shown on a map recorded in Book 640, Page(s) 46 to 50 inclusive of Miscellaneous Maps, records of Orange County, California. Except therefrom, all units shown on the Condominium Plan recorded March 9, 1990 as Instrument No. 90-124821, Official Records of said Orange County (the “Condominium Plan”). Except therefrom all oil, gas, minerals and other hydrocarbons, below a depth of 500 feet, without the right of surface entry, as reserved in deeds of record. Parcel 2: Unit 68, as shown and described in the Condominium Plan. Parcel 3: Easements and rights as set forth in the section entitled “Easements for Owners” including, without limitation, a non-exclusive easement over the non-exclusive use common area of each phase as more particularly described in said section, “Support Settlement and Encroachment” and “Utilities and Cable Television” of the Declaration of Covenants, Conditions and Restrictions recorded January 22, 1990 as Instrument No. 90-037111 of Official Records of Orange County, California, and any amendments thereto (The “Declaration”), as imposed by that certain Supplemental Declaration of Covenants, Conditions and Restrictions March 9, 1990 as Instrument No. 90-124820 of said Official Records. Parcel 4: Easements and rights as set forth in the section entitled “Certain Easements for Owners’, “Support, Settlement, and Encroachment”, “Rights and Duties: Utilities and Cable Television” and “Trail and Landscape Easements” and “Enforcement” of the amended and restated Declaration of Covenants, Conditions and Restrictions recorded April 24, 1986 as Instrument No. 86162928 of Official Records of Orange County, California, and any amendments thereto (The “Samlarc Declaration”) as imposed by that certain Supplemental Declaration of Covenants, Conditions and Restrictions recorded March 9, 1990 as Instrument No. 90-124819 of said Official Records. Parcel 5: A non-exclusive easement for ingress and egress over that portion of Lot I of Tract No. 13657, as shown on a map recorded in Book 640, page(s) 46 to 50 inclusive, of Miscellaneous Maps, records of Orange County, California, delineated on said Map as “F- Indicates a non-exclusive easement for ingress, egress and public utility purposes reserved hereon”. 4/17/2015, 4/24/2015, 5/1/2015

April 24, 2015

Coto de Caza News Legal Notices T.S. No.: 9462-0687 TSG Order No.: 130200585-CA-MAI A.P.N.: 778-251-05 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 05/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 06/07/2007 as Document No.: 2007000365988, of Official Records in the office of the Recorder of Orange County, California, executed by: MICHAEL G KORHAN, AND LUCILLE M KORHAN, HUSBAND AND WIFE AS JOINT TENANTS , as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 05/14/2015 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 6 HAVENHURST DRIVE, COTO DE CAZA (AREA), CA 92679-8611 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $2,703,083.17 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9462-0687. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www. nationwideposting.com or Call: 916-939-0772. NBS Default Services, LLC, Nicole Rodriguez, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. NPP0246083 To: COTO DE CAZA NEWS 04/24/2015, 05/01/2015, 05/08/2015

T.S. No. 14-1345-11 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: MARIKO HAMADA, A SINGLE WOMAN Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 9/26/2006 as Instrument No. 2006000640638 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 21852 UTE WAY LAKE FOREST, CA 92630 A.P.N.: 614-251-43 Date of Sale: 5/15/2015 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $863,358.50, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 14-1345-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 4/16/2015 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwideposting. com Frank Escalera, Team Lead NPP0246355 To: COTO DE CAZA NEWS 04/24/2015, 05/01/2015, 05/08/2015

APN: 939-251-50 TS No: CA05001753-14-1 TO No: 8480460 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 13, 2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 19, 2015 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on December 5, 2008, as Instrument No. 2008000560737, of official records in the Office of the Recorder of Orange County, California, executed by RONALD DUONG, A SINGLE MAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for JUST MORTGAGE, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25761 VIA LOMAS #150, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $139,126.61 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or

endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA05001753-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: April 10, 2015 MTC Financial Inc. dba Trustee Corps TS No. CA05001753-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Order No. CA15-000774-1, Pub Dates 04/24/2015, 05/01/2015, 05/08/2015

The Coto de Caza News

Page 25


April 24, 2015

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 24, 2015

PAY LESS TO ADVERTISE TO REACH THE HIGH INCOME HOMEOWNERS OF COTO DE CAZA, DOVE CANYON AND RANCHO SANTA MARGARITA WHO WOULD LIKE TO BUY FROM YOU 1. Coto de Caza News Readers can afford your very Best! According to reliable sources such as the U.S. census bureau the area served by the Coto de Caza News one of Orange County’s highest income groups. These affluent nearby homeowners in Coto de Caza, Dove Canyon, and the gated communities surrounding Rancho Santa Margarita have more money to spend and the time to spend it. Make sure that these readers are aware of your company and what you do by keeping a regular, affordable advertising message in the newspaper that all of them read every week 2. Why pay more to reach your most preferred customers? Smart business owners and marketing experts agree that the most expensive advertising is advertising that doesn’t work. Savvy business managers are wise to be concerned about high volume publications that don’t deliver a strong local audience that would bring you customers. Major daily newspapers like the Times and the Register reach nearly a million readers, but do you really need to pay their high prices to reach your customers in Coto de Caza, Dove Canyon and Rancho Santa Margarita? While some glossy monthly magazines are stylish, their costly rates may not be realistic compared to choosing a highly effective newspaper like the Coto de Caza News which is received by your most likely preferred customers of high income homeowners with advertising that costs you far less money. The Coto de Caza news is attractive, effective and affordable. 3. Why do Rancho Santa Margarita Readers read the Coto de Caza News? Even before it became a city in the year 2000, the Superior Court of Orange County adjudicated (approved) The

Coto de Caza news as the official newspaper for Rancho Santa Margarita. That’s why you regularly see stories about the Rancho Santa Margarita City Council, RSM Chamber of Commerce, and prominent Rancho Santa Margarita people in the Coto de Caza News. So when you advertise In the Coto de Caza News you get more than just Coto de Caza readers. 4. U S Post office plus selected delivery makes this newspaper special! While everyone knows that the Coto de Caza news is delivered to every single family residence in Coto de Caza and Dove Canyon by the United States Post office, the Coto de Caza news is also handdelivered each week to local Rancho Santa Margarita area businesses, city hall, library, and other popular gathering spots where Rancho Santa Margarita residents can easily pick up a copy. 5. Who is this woman that raises hundreds of millions of dollars and how can she help me grow my business? If you don’t know her already, get to know Kelly Bennett, the top society columnist in Orange County. She also has the top rated radio show and television program “Breakfast with Gary and Kelly. Readers eagerly await her weekly column in the Coto de Caza News which features major charity events where the beautiful people of Orange County gather for fashionable luncheons and dinners which regularly raise millions of dollars for worthy causes. Permit us to say that placing your advertising where it is

seen by people who can afford to give away millions is the best advertising purchase you will ever make. Read Kelly Bennett’s “Society Scene “column every week in the Coto de Caza news and see why. 6. Free Online Advertising Coto de Caza News Version each week. While many people still prefer to have a hard copy of the Coto de Caza news to hold in their hand, our online version is equally popular for those who want to access our entire newspaper on their smartphone, tablet or computer. Your regular ad will appear in our online edition at no extra charge. Just click on Cotodecazanews.com. 7. How Fast Will this Home be sold? We’d like to share some actual quotes from local Coto de Caza area realtors: “SOLD THE SAME DAY that the ad appeared in the Coto de Caza News, SOLD THE SAME WEEKEND that the ad appeared in the Coto de Caza News, BUYERS CAME IN WAVING the ad that appeared in the Coto de Caza News.” Two factors determine how fast a house will sell: 1.Choose a skilled real estate professional 2. Advertise it in the Coto de Caza News FACT: 93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News. Whether you are selling homes or other desirable goods or services you should consider the Coto de Caza news for your advertising. 8. Extremely Affordable

Classified Advertising Only a Dollar a Word. In keeping with our motto of providing highly effective advertising at an affordable cost, the Coto de Caza news offers weekly classified advertising for only $1.00 a word with a 15 word minimum. You’re very welcome! 9.What does Good News mean to you? Most other news media is full of crime, war, celebrity scandals, and other kinds of bad news. We guarantee that when you place your advertising in the Coto de Caza news your ad will never be next to any kind of bad news. Our unusual but extremely delightful editorial policy of only printing good, positive family-friendly news makes reading this newspaper a pleasure. Keeping our readers happy keeps them in a pleasant mood when they are reading your advertising message. 10. Silent Salesman Works for you Seven Days a Week. Our surveys show that the Coto de Caza news has more “coffee table life” with readers keeping a copy of the newspaper in their homes as long as a full week which is far longer than any daily publication. If you’d like to see a little excitement in your sales figures, place a call to Coto de Caza News for fast action on advertising that is effective, attractive, and affordable Ask for one of our cheerful display advertising representatives to put some real power in your advertising when you call (949)589-9990

The Coto de Caza News

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April 24, 2015

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00783257 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of AMY LYNN BECKER aka AMY LYNN MILLS Petitioner(s) AMY LYNN BECKER aka AMY LYNN MILLS has/have filed a petition with this court for a decree changing name(s) as follows: AMY LYNN BECKER aka AMY LYNN MILLS to AMY LYNN MILLS. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JULY 07, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 20, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 04/24/2015, 05/01/2015, 05/08/2015, 05/15/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2015-00781493 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of REO MIKAMI, a minor. Petitioner(s) KASUMI CHAN on behalf of the minor REO MIKAMI, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: REO MIKAMI to MISTY REO CHAN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JUNE 30, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 09, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 04/24/2015, 05/01/2015, 05/08/2015, 05/15/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00780532 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of KAREN LEIGH GOLDSTEIN Petitioner(s) KAREN LEIGH GOLDSTEIN has/have filed a petition with this court for a decree changing name(s) as follows: KAREN LEIGH GOLDSTEIN to KAREN L. GOLD. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JUNE 23, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 03, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 04/10/2015, 04/17/2015, 04/24/2015, 05/01/2015

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00776867 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JOSE JAVIER ORTIS MORENO Petitioner(s) JOSE JAVIER ORTIS MORENO has/have filed a petition with this court for a decree changing name(s) as follows: JOSE JAVIER ORTIS MORENO to JOSE JAVIER ORTIZ MORENO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JUNE 02, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: MARCH 13, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 04/10/2015, 04/17/2015, 04/24/2015, 05/01/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2015-00780748 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DONG HYUK SHIN, a minor. Petitioner(s) MIN SOO SHIN and YOUN HEE HAN on behalf of the minor DONG HYUK SHIN, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: DONG HYUK SHIN to BRIAN DONG HYUK SHIN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JUNE 24, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 06, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 04/10/2015, 04/17/2015, 04/24/2015, 05/01/2015 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00778996 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of HANNAH SO HONG aka SO HONG aka HANNAH SO HONG-CHAN aka SO YOUNG HONG aka Petitioner(s) HANNAH SO HONG aka SO HONG aka HANNAH SO HONG-CHAN aka SO YOUNG HONG aka has/have filed a petition with this court for a decree changing name(s) as follows: HANNAH SO HONG aka SO HONG aka HANNAH SO HONG-CHAN aka SO YOUNG HONG aka to HANNAH SO CHAN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JUNE 11, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: MARCH 20, 2015 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 04/03/2015, 04/10/2015, 04/17/2015, 04/24/2015

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Coto de Caza News Legal Notices TSG No.: 12-02421016-T TS No.: CA1400262697 FHA/VA/ PMI No.: APN: 601-241-29 Property Address: 38 ENFILADE AVENUE LAKE FOREST, CA 92610 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/20/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 05/07/2015 at 01:30 P.M., VERIPRISE PROCESSING SOLUTIONS LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 01/27/2005, as Instrument No. 2005000068537, in book NA, page NA, , of Official Records in the office of the County Recorder of ORANGE County, State of California, executed by: DEEPAK S. NAIR AND DEEPA VENUGOPAL,HUSBAND AND WIFE AS JOINT TENANTS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 601-241-29 The street address and other common designation, if any, of the real property described above is purported to be: 38 ENFILADE AVENUE, LAKE FOREST, CA 92610 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $406,105.35. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1400262697 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: VERIPRISE PROCESSING SOLUTIONS LLC 750 Hwy 121 BYP STE 100 Lewisville, TX 75067 VERIPRISE PROCESSING SOLUTIONS LLC IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE Signature Printed Named FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0245612 To: COTO DE CAZA NEWS 04/17/2015, 04/24/2015, 05/01/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-14-647711-CL Order No.: 140694900-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BRYAN W MEHRING AND DUNG BICH LUONG WHO ACQUIRED TITLE AS STACEY L MEHRING Recorded: 4/24/2006 as Instrument No. 2006000273399 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/1/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $217,295.73 The purported property address is: 10 LOST CANYON, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No.: 780-193-15 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-647711CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-647711-CL IDSPub #0080280 4/10/2015 4/17/2015 4/24/2015

T.S. No.: 14-53263 TSG Order No.: 02-14042703 A.P.N.: 833662-15 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CA CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信息摘要 참고사항: 본 첨 부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/3/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/19/2015 at 9:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 8/9/2005 as Instrument No. 2005000621545 in book --, page -- And Modified by Loan Modification Recorded on 07/05/2013 as Instrument No. 2013000407078 and Modified by Loan Modification Recorded on 09/26/2013 2013000555102 of Official Records in the office of the Recorder of Orange County, California, executed by: CHARLES WILLIAM HUTCHISON AND TANYA HUTCHISON, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., A CORPORATION as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 33012 PINNACLE DRIVE, TRABUCO CANYON, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title,

possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $983,785.32 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 14-53263. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 11/18/2014 Date: 4/15/2015 Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting & Publishing (714) 573-1965 Dalaysia Ramirez, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P1139675 4/24, 5/1, 05/08/2015


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Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE T.S No. 1326561-31 APN: 778-081-40 TRA: 82322 LOAN NO: Xxxxxx0043 REF: Brower, Martin IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED March 27, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 14, 2015, at 10:00am, Cal-western Reconveyance LLC, as duly appointed trustee under and pursuant to Deed of Trust recorded March 31, 2006, as Inst. No. 2006000216465 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Martin Brower, A Married Man, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 7 Saint Georges Ct Coto De Caza Area CA 92679-4926. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $834,831.31. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.dlppllc.com, using the file number assigned to this case 1326561-31. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221. CalWestern Reconveyance LLC, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: April 09, 2015. (DLPP-443222 04/24/15, 05/01/15, 05/08/15)

Trustee Sale No. : 00000004900650 Title Order No.: 7301305559-70 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/05/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/10/2007 as Instrument No. 2007000230151 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: CATHERINE YAGUE-AHMED, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 05/11/2015 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 24595 SUMMERLAND CIRCLE, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 636-561-32 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,258,260.22. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000004900650. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 04/13/2015 NPP0245756 To: COTO DE CAZA NEWS 04/17/2015, 04/24/2015, 05/01/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-14-655517-CL Order No.: 635251 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/21/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DENNIS F. BEAME AND SYDNEY C. BEAME, HUSBAND AND WIFE JOINT TENANTS Recorded: 7/27/2005 as Instrument No. 2005000581921 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/8/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $602,249.50 The purported property address is: 24801 LARGO DR, LAGUNA HILLS, CA 92653 Assessor’s Parcel No.: 625-071-12 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you

should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-655517CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-655517-CL IDSPub #0080983 4/17/2015 4/24/2015 5/1/2015

April 24, 2015

Coto de Caza News Legal Notices

APN: 939-11-429 T.S. No. 012885-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/4/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 6/8/2015 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 1/27/2006, as Instrument No. 2006000063674, in Book N/A, Page N/A, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: HYE YOUNG KIM, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: GRAND BALLROOM, DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY, 100 THE CITY DRIVE, ORANGE, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 19431 RUE DE VALORE UNIT 11D FOOTHILL RANCH, CALIFORNIA 92610-2310 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $496,738.89 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 012885-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (800) 280-2832 CLEAR RECON CORP. CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117 EXHIBIT A PARCEL 1: UNIT 11D (THE “UNIT”) AS SHOWN AND DESCRIBED IN THE AMENDED AND RESTATED CONDOMINIUM PLAN (TOGETHER WITH ANY AMENDMENTS, THE “PLAN”) FILED ON JANUARY 11, 2006, AS INSTRUMENT NO. 2006000020391 IN THE OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (THE “OFFICIAL RECORDS”). THE PLAN COVERS LOTS 1 THROUGH 7, 9 THROUGH 31 AND LOTS E THROUGH S OF TRACT NO. 13588, IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON THE MAP THEREOF (THE “MAP”), FILED IN BOOK 659, PAGES 27 THROUGH 37 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID ORANGE COUNTY, TOGETHER WITH PARCEL 5 OF THAT CERTAIN LOT LINE ADJUSTMENT NO. 91-012 RECORDED IN MARCH 19, 1991, AS INSTRUMENT NO. 91-125246 OF OFFICIAL RECORDS AND RE-RECORDED ON MAY 30, 1991, AS INSTRUMENT NO. 91-267041 OF OFFICIAL RECORDS. EXCEPTING THEREFROM THE FOLLOWING: A. ALL OIL RIGHTS, MINERALS RIGHTS, NATURAL GAS RIGHTS AND RIGHTS TO ALL OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, TO ALL GEOTHERMAL HEAT AND TO ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING (COLLECTIVELY, THE “SUBSURFACE RESOURCES); AND B. THE PERPETUAL RIGHT TO DRILL, MINE, EXPLORE, MINE, EXPLORE AND OPERATE FOR AND TO PRODUCE, STORE AND REMOVE ANY OF THE SUBSURFACE RESOURCES ON OR FROM THE UNIT, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THE UNIT, WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE UNIT, AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS WITHIN OR BEYOND THE EXTERIOR LIMITS OF THE UNIT, AND TO REDRILL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES, BUT WITHOUT THE RIGHT TO DRILL, MINE, EXPLORE, OPERATE, PRODUCE, STORE AND REMOVE ANY OF THE SUBSURFACE RESOURCES THROUGH OR IN THE SURFACE OR THE UPPER FIVE HUNDRED (500) FEET TO THE SUBSURFACE OF THE UNIT; AS EXCEPTED IN THE DEED FROM MONTECITO PROVENCE, A FLORIDA LIMITED PARTNERSHIP, RECORDED DECEMBER 14, 2005 AS INSTRUMENT NO. 2005000999771 OF OFFICIAL RECORDS. PARCEL 2: AN UNDIVIDED ONE-THREE HUNDRED FORTIETH (1/340TH) FEE SIMPLE INTEREST AS A TENANT IN COMMON IN AND TO THE COMMON AREA DESCRIBED IN THE PLAN. PARCEL 3: NONEXCLUSIVE EASEMENTS FOR ACCESS, DRAINAGE, ENCROACHMENT, MAINTENANCE, REPAIR, AND FOR OTHER PURPOSES, ALL AS MAY BE SHOWN ON THE PLAN AND THE MAP, AND AS DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR PROVENCE (TOGETHER WITH ANY AMENDMENTS THERETO, COLLECTIVELY, THE “DECLARATION”), RECORDED MARCH 30, 2005 AS INSTRUMENT NO. 2005000235538 OF OFFICIAL RECORDS. PARCEL 4: GARAGE, CARPORT OR PARKING SPACE NO. 151G AS SHOWN AND NUMBERED IN THE PLAN, ALONG WITH OTHER EXCLUSIVE EASEMENTS FOR A PATIO OR DECK AS SHOWN AND ASSIGNED ON THE PLAN AND FOR AIR CONDITIONING COMPRESSOR PADS AND EXTERNAL TELEPHONE WIRING AS ORIGINALLY INSTALLED AND ASSIGNED TO THE UNIT SERVE THEREBY. 4/24/2015, 5/1/2015, 5/8/2015

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April 24, 2015

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Coto de Caza News Legal Notices

The Coto de Caza News

Coto de Caza News Legal Notices

NOTICE OF TRUSTEE’S SALE TS No. CA-14-640380-CL Order No.: 730-1405635-70 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/24/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): Craig H. Petrik and Jeanne M. Petrik, husband and wife as joint tenants Recorded: 7/2/2003 as Instrument No. 2003000779750 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/15/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $933,704.37 The purported property address is: 26751 DOMINION WAY, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No.: 650-451-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-640380CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-640380-CL IDSPub #0081433 4/24/2015 5/1/2015 5/8/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-14-626821-RY Order No.: 140124535-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/11/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): FATEMEH CHAVOSHAN, AN UNMARRIED WOMAN AND BIJAN CHAVOSHAN, A SINGLE MAN AS JOINT TENANTS Recorded: 7/19/2007 as Instrument No. 2007000451942 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/15/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $661,736.20 The purported property address is: 29 SONGBIRD LANE, ALISO VIEJO, CA 92656 Assessor’s Parcel No.: 623-174-19 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-626821RY . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-626821-RY IDSPub #0081464 4/24/2015 5/1/2015 5/8/2015

Trustee Sale No. : 00000004756219 Title Order No.: 7301405765-70 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/12/2013. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/23/2013 as Instrument No. 2013000500225 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: MARK CORGNELL AND DAGGIANA CORGNELL, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 04/30/2015 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 63 ANACAPA CT, FOOTHILL RANCH, CALIFORNIA 92610 APN#: 930-56-209 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $433,052.43. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 00000004756219. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 03/27/2015 NPP0244961 To: COTO DE CAZA NEWS 04/10/2015, 04/17/2015, 04/24/2015

Trustee Sale No. : 00000004796950 Title Order No.: 7301403553-70 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/13/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/21/2006 as Instrument No. 2006000116612 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: LINDAKAY REES AND H. NEVON REES, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 05/11/2015 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM ORANGE COUNTY 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 28642 POINT LOMA, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 639-035-07 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,083,964.11. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000004796950. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 04/02/2015 NPP0245322 To: COTO DE CAZA NEWS 04/10/2015, 04/17/2015, 04/24/2015

APN: 937-89-046 TS No: CA08005133-14-1 TO No: 95306561 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED September 15, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 5, 2015 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on September 17, 2004, as Instrument No. 2004000840579, of official records in the Office of the Recorder of Orange County, California, executed by JOHN C CORBETT AND LORENE CORBETT, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA, A FEDERAL ASSOCIATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 26701 QUAIL CREEK #46, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $139,149.65 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the

payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08005133-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: March 30, 2015 MTC Financial Inc. dba Trustee Corps TS No. CA08005133-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ORDER NO. CA15-000669-1, PUB DATES: 04/10/2015, 04/17/2015, 04/24/2015

APN: 833-163-10 TS No: CA01000560-14 TO No: 95306442 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/20/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/1/2015 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, Special Default Services, Inc., as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 3/28/2007 as Instrument No. 2007000195572 of official records in the Office of the Recorder of Orange County, California, executed by MARK J DIMITROFF AND KELLY DIMITROFF, TRUSTEES OF THE DIMITROFF FAMILY TRUST DATED NOVEMBER 16, 2001, as Trustor(s), NATIONAL CITY BANK as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust and all related loan documents The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 18 PASADA VALIENTE, Rancho Santa Margarita, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $129,188.87 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The

property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA01000560-14. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 3/31/2015 Special Default Services, Inc., as Duly Appointed Successor Trustee TS No. CA01000560-14 17100 Gillette Ave Irvine, CA 92614 (844) 706-4182 Lisa Rohrbacker, Trustee Sales Officer SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 SPECIAL DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1137739 4/10, 4/17, 04/24/2015

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Experienced Mandarin Chinese and Japanese Tutor for Middle and High School Students. Coto Resident. 949-322-2479 JUDGMENT RECOVERY UNCOLLECTED COURT AWARDED JUDGMENT? We specialize in Judgment Recovery No out of pocket costs to you CASH NOW!! Call now for free consultation 866-207-8707 www.judgmentrecovery. services

BLINDS – DRAPERIES – SHUTTERS - ACCURATE WINDOW COVERINGSDraperies-Blinds-Shutters/SalesInstallalations-Repairs FREE Shop at Home Service SALE 10-50% OFF Serving Coto de Caza over 15 years CALL 949-588-7002 Lic#794804 $79 2HR HANDYMAN SPECIAL-Home & Business Repairs. Ed Mac Owner/Handyman. Visit Web Site for Service Request Form. www.orangeCountyHandymanServices.com 949-223-3999 RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949-293-5691 HIDDEN ROOM BOOKCASES, Finish Carpentry, Doors, Crown, Mantels, ALL Woodwork. 25 years in Coto de Caza and References. Patrick Lee 949-887-5534

FINEST OUTDOOR FURNITURE - We are Southern California’s source for the finest outdoor furniture including Brown Jordan, summer classics, Gloster, trop a tone, cast classics, fire pits, and patio umbrellas to make your outdoor living a pleasure bring this ad and save another 10% this week only. Victory Furniture 81 Technology Drive West Irvine California (949) 788-0386

GET READY TO RELAX With a fabulous facial - or luxurious professional massage in a quiet and comfortable atmosphere by master technicians with skilled hands and soothing methods. Kalologie 360 Spa skincare, body massage. 25642 Crown Valley Parkway, Suite D1 Ladera Ranch CA 92694. Call us to book your appointment today at (949)-388-2360

T:21”

EXPERIENCED READING TEACHER – Tutoring Readers of All Ages! Will Act as Student Advocate. References Available. Call for more information 949-954-4022

HOMe services

ROOMSCAPES innovative design, great products, even better value. Discover the difference. Kitchen - Bath - Home. 949-4489627 WWW.ROOMSCAPES.NETs

daily. (949) 858-9700 or 636-3458

Photo by Jade Albert

WINDOW TREATMENTS - Drapery, roman shades, Upholstery, motorized shades, don’t ignore the economy of quality. Free in-home consultation. stables HOUSECLEANING by Polish Married The Drapery Showcase - 23891 Via Maxwell Stables in Coto, stalls available Couple. Professional, Experienced, Reliable abricante #601 Mission Viejo,CA. (949)12x24 covered stalls, feed & clean twice with Local References. Call: 949-701-7494 587-1002

Learn more at

mandm.housecleaning@yahoo.com

autismspeaks.org/signs Some signs to look for:

No big smiles or other joyful expressions by 6 months

No babbling by 12 months

No words by 16 months

© 2012 Autism Speaks Inc. "Autism Speaks" and "It's time to listen" & design are trademarks owned by Autism Speaks Inc. All rights reserved. The person depicted is a model and is used for illustrative purposes only.

This advertisement was prepared by BBDO New York

CLIENT: PRODUCT: JOB#: SPACE: BLEED: TRIM: SAFETY: GUTTER: PUBS: ISSUE: TRAFFIC: ART BUYER: ACCOUNT: RETOUCH: PRODUCTION: ART DIRECTOR: COPYWRITER:

BBDO Internal Tommy P25157 Full Page: B?W None 5.7” x 21” None None None None Donna Mendieta None None None Leonard Rappaport None None

Filename: P25157_BBD_GEN_V12.indd Proof #: 10

Path: Studio:Volumes:Studio:MECHANIC... echanicals:P25157_BBD_GEN_V12.indd  Operators: Robison, Blane / Button, Brittany

Created: 1-30-2012 10:40 AM Saved: 4-25-2012 2:57 PM Printed: 4-18-2012 4:08 PM Print Scale: 59.31%

Fonts Helvetica (Regular, Bold), TheSansLight (Plain) Graphic Name Color Space Eff. Res. Tommy1_BW_NYT.psd (Gray; 293 ppi), Linen_logos_BW_NYT.psd (Gray; 577 ppi), Stitched_Type_BW_NYT.psd (Gray; 696 ppi), Autism Speaks Text_Only.ai

Ink Names Black

CLASSIFIEDS WORK FOR YOU 24 HOURS A DAY!

CLASSIFIED ORDER FORM $1 Per Word ($20 Minimum)

Start Date:

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Please select newspapers below.

Add 1 or more extra newspapers at half price for each. Please run my ad

EMPLOYMENT OPPORTUNITY

The Coto de Caza News has an opening available for an experienced outside advertising account executive to sell display advertising in our (five) 5 South Orange County Newspapers. Send Resume in confidence by FAX to Publisher (949) 589-6429.

Coto de Caza News Mission Viejo News Ladera Ranch News San Clemente News Newport News

times.

TOTAL $ Please Bill My Credit Card:

MC AMEX

Visa

Card# Exp:

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3/4 Digit Code:

Name: Address: City:

State:

Phone: (

Zip:

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Fax Credit Card Orders to

949-589-6429

DEADLINE IS NOON TUESDAY!

949-589-9990

23472 Vista del Verde, Suite 6, Coto de Caza, CA 92679

The Coto de Caza News

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April 24, 2015

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Coto de Caza News


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