Coto 5 2 14

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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

May 2, 2014

TOp AReA ReAlTORs pReDicT 2014 HOme sAles mARKeT

David O’Brien

mike Ameel

Remax Real estate

coto de caza Real estate

Flo Bullock & John Russell

Nora Gallogly

Keller Williams

lyn chadwick Berkshire Hathaway

Keller Williams

Bobbi caves coldwell Banker

Debra Kovacs

Ken Bowen

century 21

Remax Real estate

JoAnne Deblis, Andy Holzman

John evans

Terenea Realty

Bob Widfeldt Regency Real estate

The evans Group

monika scott Remax select One


May 2, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Top Area Realtors Predict 2014 Home Sales Market David J. O’Brien

Coto de Caza real estate values improved 7% through the first quarter of 2014 compared to the fourth quarter of 2013, and it seems our real estate market has hit a stable-stride with our sales volume activity being balanced by an equivalent number of new For Sale listings, resulting in the improvement in market valuations, combined with no significant change in either the Pending or For Sale Inventories – not too hot, not too cold...just right! We continue to observe strong action in the field in the form of viewing requests of our listings, open house visitation, requests for Buyer viewing appointments, and several of our listings receiving offers and selling over the last month.

We have also begun to witness quick demand for properties that have listed For Sale at premium price points and have then gone into escrow in very short-order. These trends are suggestive that Buyers have finally committed to stepping-up their buying before prices move even higher. I continue to remain optimistic that we are going to see another year of improvement in our real estate market valuations through 2014 – and if the current trends continue, it is now beginning to look like it could be another year of strong improvement. David J. O’Brien Re/Max Real Estate Group CA DRE # 01359421 (E) d14obrien@gmail.com (C) 949.285.1521 www.TraditionalRES.com

younger first time buyers to get in the real estate market and stop paying high rents. The best way to approach any real Spring is generally the best time of year to buy a home. estate market is with an experienced real estate agent by Every spring the flowers are in bloom and the real estate your side. A good agent will bring the best in depth market signs start to multiply. Distressed sales are down and prices knowledge for the neighborhood where you want to buy, sell are moving upward. New home building is back! and put down roots. Home prices are still increasing and right now we’re back Debra Kovacs THE KOVACS CONNECTION Where to a normal, healthy real estate market. A market that is much Integrity Meets Excellence. Century 21 Award 22342 stronger and more sustainable than it was a few years ago Avenida Empresa, Suite 150 Rancho Santa Margarita, CA and all indicators are predicting that we will get even stronger 92688 Direct: 949 350-0146 Fax: 949 888-1043 Office: over time. NAR is predicting a 6% increase for 2014 and an 949 888-0383 email:debrakovacs@cox.net dre# 01277417 additional 5% for 2015. Mortgage rates are still at record www.debrakovacs.com breaking lows but won’t stay there forever. It’s time for the

Debra Kovacs IT’S A GREAT TIME TO BUY

Ken Bowen We are off to another remarkable

support modest price gains in the upcoming year. We feel that this is the perfect time for buyers to take year for the South Orange County real estate market. advantage of the outstanding interest rates. With less and We are predicting modest price gains for 2014 but do not less future development and distressed sales I expect we will expect to see the big jump in prices that we experienced in look back and recognize that the opportunity was better than the early half of 2013. Foreclosures in Orange County have we realized. dropped over 60% in late 2013 compared to the same time Ken Bowen Broker/Owner #1 in CA, #4 in US & #7 in 2012. We are also benefitting from relatively low housing Worldwide Re/Max Real Estate Group 22502 Avenida supply levels and remarkably attractive interest rates. Empresa Rancho Santa Margarita, CA 92688 949-433-3422 Increased economic stability, local housing trends and www.TheBowenTeam.com outstanding job growth over the past two years should further

Flo Bullock & John Russell

to the projected increases in home values and interest rates. For example, the median price in March for single family We still believe that the rest of the year will show some residences in Coto de Caza was about $1.2 million. A 20% growth in home values. down payment with a 4.5% interest rate would create a We came to our conclusion by looking at both the supply mortgage payment of $4,865. Just a 5% increase in the home and demand of the market. On the supply side, inventory value and an interest rate rising to 5.5% would increase the is still low and distressed sales are down, both of which put monthly payment to $5,723 – that’s an 18% increase in monthly upward pressure on prices. On the demand side, job growth payments. We believe the next couple of years could very is projected to rise and home affordability is near historical well see growth in home prices. averages, which also indicates future price increases. For John Russell and Flo Bullock BULLOCK RUSSELL both buyers and sellers, it is important to consider that home REALTY ( 949) 614-0071 www.BullockRussell.com affordability should decrease over the next couple of years due AGENT ALLIANCE OC DRE: 01343119/01512593

Nora Gallolgy

Existing home sales have risen 20% since 2011 and are projected to rise 4-6% over the next few years. The market continues to attract buyers taking advantage of historically low interest rates and available homes are expected to increase in value. Interest rates may reach 5.4% by the end of 2014. Have your needs recently changed? Do you have too much “house” and need to consider downsizing? Could you be relocating for a new job, need a change of scenery, or want to move closer to family or friends?

Joann Deblis/Andrew Holzman

Over the course of 2013, the Orange County real estate market enjoyed robust appreciation, with a majority of homeowners seeing ~20% increase in the value of their homes versus 2012. In our local market, Coto de Caza and Rancho Santa Margarita, we’ve continued to enjoy appreciation this year. The price per square foot year to date (YTD) from 2013 to 2014 has risen 13.16% while average days on the market has increased slightly, from 70 days in 2013 to 78 days in 2014. Where we are experiencing some downward pressure locally Page 2

The Coto de Caza News

If you answered yes to any of these questions, right now may be your window of opportunity to buy or sell. Let’s discuss possibilities and options to move you forward! Waiting to act may end up costing you more. The real estate environment is much more stable than in prior years and homes are now fairly priced with neither buyers nor sellers having an unfair advantage. Nora Gallogly Nora@noragallogly.com (949) 933-5079 is in the total sales YTD. Year to date sales volume for these communities in 2013 was $239M while sales volume YTD in 2014 is $210M or a reduction of 12%. In 2013 we saw bidding wars. Today, while interest rates remain very competitive, some Buyers are being priced out of the market due to appreciation. Homes that offer a good value proposition to the market are selling quickly. We anticipate appreciation will be realized most during the Spring Season and that we can expect modest appreciation through the balance of this year. If you’re going to sell in 2014, now is the best time to list your home. Joann Deblis & Andrew Holzman Terenea Realty, www.Terenea.com. 949-433-6095


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

May 2, 2014

Top Area Realtors Predict 2014 Home Sales Market Mike Ameel 2014 Is off to a great start!

government stays out of the way If there are no earthshaking events I would expect that 2014 should be a good year for sales activity but I don’t expect to see any rapid increases in prices...hoping for 2% per year for the next 20 years. Stability in the market should be all of our wishes for the New Year! Mike Ameel Broker/Owner Coto de Caza Real Estate 949-233-2686 Mobile 949-589-2686 Office 949-589-6753 Fax mike@mycoto.com, mycoto.com DRE#480081

Bob Widfeldt

Sellers The seller will continue to be in the driver’s seat in 2014 for South Orange County, as well as nationally However, it will not be as one sided as we have seen over the past two years. The market will get closer to normal. The rapid increases we have seen over the past year are over. If you have been waiting for the right time to cash out or downsize, the time is now. Demand is up and will continue to rise through April into May, so pricing your home at fair market value will now be key. Bob Widtfeldt Regency Real Estate Cell (949) 683-2616 website www.isellsoc.com email bob@isellsoc.com

Monika Scott

custom high echelon market where elegant surroundings are important. Coto de Caza is one of the few gated communities with so many amenities located within the area. Not one, but two splendid golf courses and a complete equestrian center with over forty miles of trails in the surrounding hillsides.2014 is unquestionably the time for buyers to step in and secure one of these high value properties that seem certain to appreciate even further. Monika Scott ReMax Select One Properties monika@ monikascott.com (949) 363-9848

It’s no secret that 2013 was one of our best in the last several years and the activity has continued through the New Year. Short sales and flips are a thing of the past. All of the talk about shadow inventory...was just that, talk! While there are still some homeowners that are short on equity most have regained a significant portion of their lost equity. I am hopeful that interest rates will stay at a reasonable rate and that the

2014 Real Estate Market Overview Buyers Mortgage rates are predicted to rise up to 5% or 5.25% by the end of 2014. So, it is a great time to buy now because rates are still at a historical low. Anyone thinking of making a move, should consider 2014 as the perfect time to jump into the market and start looking! With low rates and increasing home values, now is the time to buy in order to make a smart investment for your future.

Coto de Caza is easier to predict this year because it has two excellent factors for buyers, First there are extremely favorable interest rates on Coto de Caza area properties which are the lowest we have seen in the past two years. Several lenders are eager and anxious to fund Coto de Caza area loans and quick closing is assured by both local area Banks and Savings and Loan Associations as well as leading private home loan lenders. The second factor is that there are fewer homes on the market than last year, leading to an only slight price increase but overall stability and excellent value, particularly in the

John Evans I don’t think there is any question

by anyone in the Real Estate industry that the market has improved substantially the past year or so. The last down cycle was much longer than I have experienced the past 40 odd years in the business. It seems to have run its course at this time though. I have specialized in the Coto De Caza market primarily for the past 25 years and my analysis is more specific to this community in particular. The events surrounding the upswing in market activity is probably a combination of what most everyone knows already. Historically low interest rates for mortgages has to be at the top of the list.

Next would likely be the lack of inventory the past year, but that situation is improving somewhat. Whatever the reasons for the turnaround, there is definitely more activity recently. We have more showings of properties now, more listings are coming on the market and prices seem to have stabilized for the moment. When we also factor in the Buying and Selling time of the year seasonally, I look forward to continued improved in our Real Estate market here in Coto in the coming months.

John Evans Broker/Owner The Evans Group 949 903-0834 TheRealEstater@gmail.com

Lyn Chadwick Now is the best time to Refinance, Sell or buy a Home in Coto de Caza, Dove Canyon.

just in Coto but all over.The high end started to move after years of homes price reduction and no movement this year should be much better year for the high end in Coto de Caza. New homes are expected to grow by 19% this year per the experts builders are building new homes again. Short sales are no longer the driving force for our sales and pulling the values of the other homes down. The foreclosure inventory dropped by 35% in the last 12 months, as of February. As you can see all this is good news. Now is a great time to make a move if you need to refinance, sell, or purchase a home or investments or 1031 exchange. Lyn Chadwick THE CHADWICK GROUP Berkshire Hathaway Home Services California Properties29947 Avenida de Las Banderas, Rancho Santa Margarita,CA 92688 (949) 280-2109 BRE Lic.00915157

Bobbi Caves Market Outlook 2014. You may be wondering what the 2014 market will look like in Coto

needed in California since the recession caused a large pent up demand for homes. With improving economic conditions and solid employment growth makes a market ripe for sellers who are pricing right. Currently, there are 90 active listings in Coto de Caza. March recorded 20 property sales which was down from 33 in March of 2013 and but 53.8% higher than the 13 sales in February. Low inventory attributed to March 2014 sales at their lowest level compared to March of 2013 and 2012. The median sales price in March was $1,052,500, up 13.5% from $927,500 in March of 2013. The average sales price in March was $1,220,150 up 23.6% from $987,997 in March of 2013. Bobbi Caves Coldwell Banker Residential Brokerage Realtor CalBRE License: 01309394 (949) 230-4080 www.bobbicaves.com

The housing market has improved over the past year and is continuing into 2014 with projected increase this year by 6-7.5% per the experts. This year has started off great and will continue with having a low inventory of homes on the market for sale is helping to fuel the market and keep prices up our inventory is very low in Coto de Caza and Dove Canyon at this time. The interest rates are low, but will not stay low C.A.R. California Association of Realtors forecast that the 30 year fixed rate will rise to 5.3% next year. We have historically low levels now. Buyers are stating to buy the higher priced homes. Homes that have set on the market for years are starting to move not

de Caza. I don’t have a crystal ball, but I do have the facts and my research shows we are headed for a good year! As we arrive into our traditional busy spring market, many people want to know what 2014 will look like for housing sales. Demand is increasing at a consistent rate every month and we are seeing what is becoming a normal market. Only about 5% of homes today are still upside down which is tremendously lower than the 25% from a couple years ago. This means sellers today are not competing with foreclosures and short sales - only 1% of the homes in OC are distressed. The demand for housing is there - according to the California Association of Realtors, there are about 345,000 homes

The Coto de Caza News

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May 2, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

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The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

May 2, 2014

A Better Breakfast for Busy Families

Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Kim Malaletkin Legal Advertising

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza

Eating breakfast is a good idea, but for busy families, it can be hard to find a quick and easy option the whole family enjoys. Here are a few ideas to help get a nutritious and delicious breakfast on the table, even when you’re short on time. Set the table the night before. Put dishes, silverware and glasses in place, then add non-perishables in the morning. If you’ll want coffee, program your coffeemaker and have cups and add-ins in place. Having everything ready gives you more time to enjoy breakfast as a family. Make things simple by getting one cereal the whole family will enjoy, such as Post Honey Bunches of Oats. Kids of all ages will love the honey-sweetened taste, and parents will feel good knowing it’s a wholesome cereal that provides essential vitamins and minerals with at least 8g whole grain per serving*. With a delicious choice sure to please everyone, have the cereal within easy reach so kids can serve themselves. To help with portion control, divvy up servings into baggies so it’s easy for everyone to get the right amount. Let everyone customize their breakfast. It doesn’t take much time to make a parfait – everyone can layer their favorite yogurt with different fruits and crunchy cereal. Make individual smoothies, or set out various cereal toppings like yogurt, nuts, berries or fruits. Keep a stash of wholesome on-the-go breakfasts in case you’re running late. Whole fruit, yogurt cups, and these Cranberry Orange Muffins make it easy to grab and go, without missing the most important meal of the day. For more ways to make your morning and breakfast bunches better, visit www.facebook.com/honeybunchesofoats. Cranberry Orange Muffins Prep Time: 20 minutes Total Time: 42 minutes Makes: 16 servings 1 3/4 cups flour 1 cup, plus 1 tablespoon sugar 4 teaspoons baking powder 2 cups Honey Bunches of Oats cereal

3/4 cup fat-free milk 1 egg 1 teaspoon grated orange peel 1/3 cup orange juice 2 tablespoons plus 1 teaspoon oil 1 cup fresh or frozen cranberries, coarsely chopped Preheat oven to 375°F. Combine flour, 1 cup sugar and baking powder in large bowl. Mix 1 cup cereal and milk in medium bowl; let stand 3 minutes. Add egg, orange peel, orange juice and 2 tablespoons oil; mix well. Add to flour mixture; stir just until moistened. (Batter will be lumpy.) Gently stir in cranberries. Crush remaining 1 cup cereal; mix with remaining 1 tablespoon sugar and 1 tsp. oil. Spoon batter evenly into 16 paper-lined medium muffin cups. Top with cereal mixture. Bake 22 minutes or until muffins are golden brown and wooden toothpick inserted in center comes out clean. Cool in pan 5 minutes; remove to wire rack. Serve warm or cooled. Nutritional information and more delicious recipes are available at www.postfoods.com/recipes. *Nutritionists recommend eating 3 or more servings of whole grain foods per day (about 16g whole grain per serving or at least 48g per day).

News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

Life is short, break the rules. Forgive quickly, kiss slowly. Love truly. Laugh uncontrollably and never regret anything that makes you smile. ~Mark Twain The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

May 2, 2014

The Coto de Caza News

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

May 2, 2014

Spreading over 9.5 acres with a water theme park, a lagoon, Pirate Ship, guest house, A lake, 9 bedrooms, 11 bathrooms, 8 car garage, call for pricing.

The Coto de Caza News

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May 2, 2014

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The Coto de Caza News

RANCHO SANTA MARGARITA MAYOR CAROL GAMBLE CHARMS THE CROWD AT MEET THE MAYOR EVENT AT TIJERAS CREEK

Rancho Santa Margarita Mayor Gamble wows the country club crowd at last Tuesday’s Meet the Mayor event Tuesday’s ‘Meet the Mayor’ event during the remainder of her term to serve as the Vice President of the began working together with her at the Tijeras Creek Country Club did in office. Her ambitious agenda Rancho Santa Margarita Cityhood colleagues to form the City And was not disappoint the crowds of business includes modernizing some of Committee and worked countless named Woman of the Year (2000) and civic leaders who turned out to the external impressions of the hours with the Cityhood Committee by The California State Legislature. meet and greet Rancho Santa city of Rancho Santa Margarita to make self-governance for Rancho She emphasized that the Margarita second-term Mayor Carol by enhancing the plantings on Santa Margarita a reality when sometimes controversial Chiquita Gamble at the annual Rancho Santa the parkways and increasing city Rancho Santa Margarita became its Ridge project would become a Margarita chamber of commerce beautification projects. own City On January 1,2000. Gamble destination location and provide event. Mayor Gamble is a business owner also served as Mayor in 2001 and as many reasons for persons throughout The traditionally effervescent of a well-known Engineering firm City Council Member (2000-2004 Orange County to visit the city of and charismatic leader turned on started in Rancho Santa Margarita and 2011 to 2013) Mayor Gamble Rancho Santa Margarita by providing the charm again as she answered in 1995 and was an original a City again served as Mayor Pro Tem: a sports park, and an attractive questions from the crowd and Founder and long-time resident, 2000 and 2013. Carol was elected blend of business and residential discussed some of her objectives From 1995 to 2000, She volunteered to serve on the first City Council and components.

Former Mayor Anthony Beall and Mayor pro tem Brad McGirr join Mayor Gamble on stage during her presentation. Page 8

The Coto de Caza News

Business and civic leaders gather to enjoy Mayor Gamble’s remarks


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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May 2, 2014

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Property Sales March property sales were 21, down from 33 in March of 2013 and 61.5% higher than the 13 sales last month. March 2014 sales were at their lowest level compared to March of 2013 and 2012. March YTD sales of 49 are running -31.0% behind last year’s year-to-date sales of 71.

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©2014 Coldwell Banker Real Estate LLC. All Rights Reserved. Coldwell Banker Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Coldwell Banker Residential Brokerage office is owned by a subsidiary of NRT LLC. Coldwell Banker® and the Coldwell Banker Logo, Coldwell Banker Previews International® and the Coldwell Banker Previews International Logo, are registered service marks owned by Coldwell Banker Real Estate LLC

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The Coto de Caza News


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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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May 2, 2014

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The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

El Presidente Ball is San Juan Capistrano Grand Tradition Photos by: Scott Schmitt, San Juan Photo & Digital Each year, the San Juan Capistrano Fiesta Association celebrates many annual Fiesta de las Golondrinas (or Return of the Swallows) traditions that are connected to San Juan Capistrano’s unique western, Spanish and local Juaneno Indian heritage. The legendary return of the swallows to the Mission San Juan Capistrano officially kicks off on St. Joseph’s Day, March 19th when the square-tailed cliff swallows return to San Juan for the summer after traveling 6000 miles from their winter stay in Goya, Argentina. One of the most treasured events of the season is the El Presidente Ball, held at the historic El Adobe de Capistrano restaurant in downtown San Juan Capistrano. The elegant evening was celebrated by over 200 attendees dressed in their finest western attire and honored Fiesta Association president (El Presidente) Steve Weekes. Steve has been serving as El Presidente of the all-volunteer, nonprofit Fiesta Association for the past five years. He’s a resident of Laguna Niguel and while not heading up the Fiesta Association efforts, he’s a longtime Orange County real estate expert. The first El Presidente Ball dates back to the 1960s and started as a way to honor the president of the Fiesta Association. Of course, if the president was a woman, it would be the La Presidenta Ball! Many traditions have come and gone, but the Ball remains one of the most special events and traditions of the season. Fiesta Association board member Wednesday Matula headed up this year’s Ball assisted by Ron Hascall and many other dedicated Fiesta volunteers. The evening began with a silent auction throughout El Adobe’s beautiful outdoor atrium along with an opportunity drawing that featured a beach cruiser donated by Buy My Bikes. El Adobe prepared a delicious meal of steaks and chicken to order accompanied by salad, mashed potatoes, beans and grilled vegetables. Before the pledge of allegiance by veteran Boots Leone and his daughter and Fiesta Association member Nina Leone, El Presidente Steve Weekes was honored and everyone raised their glasses in a toast. Other honorees included Fiesta Association board members, parade dignitaries James and Deborah Valgean (Senor and Ms Fiesta) and Swallows Day Parade grand marshal - San Juan business owner Jim Curwood. After dinner, everyone literally kicked up their heels as the western band Swing Shift took the stage and had everyone up and dancing. The final order of business for the evening was naming the coveted best dressed man and woman award which went to new members Gary and Laura Kephart. Event sponsors included Sycamore Trails Stables, Rancho Mission Viejo/ El Viaje de Portola and American Horse Products. Proceeds of about $2500 supported the 56th Swallows Day Parade and Mercado Street Fair held in downtown San Juan Capistrano. One of the nation’s largest non-motorized parades, the Swallows Day Parade featured approximately 130 parade entries, 500 horses, high school and military marching bands, floats, folkloric dancers, historical reenactments and dozens of community groups. Other Fiesta Association events the Taste of San Juan, Kids Pet Parade, Fiesta Grande and Hoos’Gow Day. The San Juan Capistrano Fiesta Association is an all-volunteer organization that manages and produces the annual Swallows Day Parade and other Fiesta de las Golondrinas events throughout the year. For more information about the Swallows Day Parade or Fiesta de las Golondrinas events visit www.swallowsparade.org. Page 12

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S.L. and Teri Henry with Ana Dickenson and Louie Camacho

El President Ball Chair Wednesday Matula with El Presidente Steve Weekes and Pamela Schuler

Boots and daughter Nina Leone

Overview shot of the ballroom

Best dressed man and woman Gary and Laura Kephart


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MS. AMERICA ® PAGEANT SEEKING 2014 CONTESTANTS Become a State or Regional Queen NOW! The Ms. America® Pageant is conducting a search to find contestants who would like to be our next appointed State or Regional Queen and compete at the 2014 Ms. America® Pageant on August 9, 2014 in Brea, CA. Over $40,000 in prizes will be awarded at this year’s pageant! The pageant is open to women 26 – 60 years of age – Single, Divorced or Married who are articulate, interesting, elegant and classy. Pageant competition is based on Interview, Evening Gown, Sportswear (jogging, yoga, aerobic wear, etc) and the exciting On-Stage Question. Contestants are to have a Platform or Cause that they believe in and would like to use their “crown for a purpose” to make a difference. Optional Titles awarded at this year’s pageant will be Ms. America International® 2014 for women 40-60 years of age and Ms. International 2014 which is the “Judges and People’s Choice” Award. The 2014 pageant will be held August 9, 2014 at the Curtis Theater in Brea, California. Pageant will begin at 7:30 pm. Become a State or Regional Queen and receive a beautiful crown, sash and the opportunity to make appearances as a celebrity in your

community! Information and applications are available on the pageant website: www.MsAmericaPageant.com. You can call the national pageant office at 949-679-8888 or email: MsAmericaPageant@aol.com. Reigning titleholders Ms. America® 2013 is Chiniqua Pettaway is from Houston, Texas and is a certified accountant. Ms. America International® 2013, Robin Griffin from Laguna Niguel, California is a actress and mother of twin girls. Ms. International 2013, Stacy Smith is the owner of OC Hair and Makeup in Orange County, California. Their year has been filled with making appearances for various charities, grand openings, red carpet events and has received worldwide media attention! CEO of the pageant is Susan Jeske from Orange County, CA. Susan’s background includes over 20 years in the beauty industry and was crowned Ms. America 1997 at the Luxor Hotel in Las Vegas besting 50 other contestants. Her platform was Students Against Violence and made over 150 presentations to schools across the country. Susan is also known for holding the Guinness Book of World Record for singing the National Anthem at the most events in a 24 hours period. Website about Susan Jeske: www.SusanJeske.com.

Elks welcome seven new members

David Harwood, Linda Cimmarusti, Exalted Ruler Derek Randles, Mary Jean Ginter, Thomas King, Robert Alexander, Robert Verdugo, Michael Porzi The Mission Viejo, Saddleback Valley Elks welcomed seven new members in the month of April. The prominent citizens of the community are Davis Harwood, and Mary Jean Ginter of Mission Viejo, Thomas

King Laguna of Hills, Michael Porzi of Rancho Santa Margarita, Robert Verdugo of Irvine, Linda Cimmarusti of Laguna Woods, and Robert Alexander of Dana Point. The Mission Viejo / Saddleback

Elks Lodge No. 2444, celebrating forty-four (44) years of service to the Saddleback Valley communities, is one of ten lodges in the Orange Coast District of the Benevolent and Protective Order of Elks (BPOE)

whose headquarters is in Chicago, Illinois. The BPOE is a charitable organization with a 146 year history of giving, “Elks Care, Elks Share.” Andy Costello Elks Publicity

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The Coto de Caza News

local Dentist michael Tessier explains How modern Dental Technology Quickly and easily Whitens Teeth

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Things bleach, or b e c o m e whiter through basically three mechanisms. Chlorine (think swimming pool), an oxidizing Dr. Michael Tessier reaction using any of several peroxides, reducing reactions, and sunlight. The colors in a stain or dye are the result of molecules containing chromophores. Peroxide-type oxidizers contain a weakly bonded pair of oxygen atoms. When the bond breaks, the two relatively reactive oxygen atoms change the chromophores to the extent that they no longer absorb visible light, making whatever the problem substance is appear white. Sunlight changes the chromophores via its reactive photons of the violet or ultraviolet wavelengths. Now, the surfaces of tooth-structure enamel are porous, and these pores are good places for substances containing chromophores to hide. These stain or yellow or make the teeth gray looking. Imagine coffee or cola or tea getting into those pores. When we whiten the teeth, whether

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with the one hour Zoom 2 procedure in the office, or the take-home whitening kits where the whitening solution is held against the tooth structure by a custom-fitted clear plastic tray, or even the whitening toothpaste or whitening strips, the peroxide-based active ingredients get into the pores of the enamel to do their chromophorechanging thing, and the teeth return to their original color. The great thing about this kind of tooth whitening is that is doesn’t negatively impact the tooth structure at all. There are some people whose teeth are sensitive after the whitening procedure, but we’ve totally solved that problem. And, when we whiten someone’s teeth, and that person smiles more because they’re no longer embarrassed by their dingy old choppers, they get a free facelift because their previously littleused smile muscles get used more and so tone-up. Please don’t hesitate to call my office if you have any questions about this process, or any other of the modern technologies we can use to make your smile whiter and your day better. Dr. Michael Tessier is located in Los Flores plaza at 28562 Oso Parkway. Most major credit cards and dental plans are cheerfully accepted. Telephone (949) 459-7212.

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Mission Hospital Valiant Women Luncheon Raises More Than $235,000 Coto de Caza residents Lisa Dale and Chris Carpenter play a key role in the success of the event. Submitted by Mission Hospital Foundation. Valiant Women raised more than $235,000 in support of Mission Hospital Women’s Wellness Center, Nursing Center of Excellence, Nursing Scholarship Endowment and Nursing Scholarship Program at the 18th Annual Valiant Women Luncheon. The overwhelming success of the event is attributed to more than one thousand inspired sponsors, inkind donors, Board and Committee members, event attendees and volunteers. Two Coto de Caza residents played significant roles in the success of the event – Lisa Dale and Chris Carpenter. In addition to serving as Vice Chair of the Valiant Women Board of Directors, Dale served as Sponsorship Chair for the Luncheon and as Chief Executive Officer of Seabreeze Management Company; she also supported the event as the Presenting Sponsor. “Lisa’s passion for Mission Hospital and her generosity are truly inspirational,” said Kathleen Krogius, Valiant Women Board of Directors Chair. “Seabreeze has served as one of our premier sponsors for the past four years and Lisa’s engagement has really transformed the event, greatly enhancing our ability to raise money to support women’s services at Mission Hospital.” For the second year, Chris Carpenter served as the Luncheon’s Auction Chair, gathering hundreds of donations to create 115 baskets loaded with all kinds of gift items. “Chris is marvelously creative in putting gift baskets together that are irresistible,” said Terri Owcarz, Luncheon Chair. “We are very fortunate that Chris shares her time and talents with us.” In addition to Seabreeze Management Company, numerous local businesses and individuals supported the event through sponsorships, including Runway Sponsor The Shops at Mission Viejo, and premier sponsors Cindi Grace and Steve Camp, Tim and Jill Harmon, the Kozlowicz family, Mission Hospital Executive Team, Chereen and Larry Pasternack, West Coast University, Antis Roofing and Waterproofing, Kasdan Simonds Weber & Vaughan, The Miller Law Firm, Monex, Tom and Margarita Solazzo, Nancy Williams, the Young family and Media Sponsor Orange Coast Magazine. Thanks to the generosity of Valiant Women and the funds raised by the Luncheon, Mission Hospital will

Valiant Women Board of Directors: Mary Miyamoto, Kristine McFarland, Lisa Brabender, Jana Williams, Lisa Dale, Terri Owcarz, Kathleen Krogius and Chereen Pasternack

join an exclusive group of medical centers this spring by providing breast tomosynthesis, also known as 3D mammography. Breast tomosynthesis provides a clearer, more accurate view of the breast and allows doctors to more effectively pinpoint the size, shape and location of any abnormalities. The result is better detection, increased accuracy and greater peace of mind. One of the highlights of the Luncheon was a fashion show. A spirited team of Mission Hospital doctors and nurses served as models showcasing spring designs from retailers at The Shops at Mission Viejo, including Ann Taylor, Brighton, Cache, Fossil, Lorna Jane, Macy’s, Chris Carpenter showcases one of 115 auction items donated Tommy Bahama and White House to the event | Black Market. Hair styling and makeup was provided by Toni & Guy. As part of the celebration, Valiant Women Board Chair Kathleen Krogius honored the seven founding members of Valiant Women: Gaye Birtcher, Susan Goldberg, Winnie Johnson, Julie Malvey, Patti Messerschmitt, Betty Sarian and Maureen Sullivan. “We thank these amazing women for their thoughtful leadership in establishing this dynamic group in 1996 to support the women of our community when they need us most,” said Kathleen Krogius. Over the last 18 years Valiant Women has raised more than $1.5 million to enhance and support women’s services at Mission Hospital. To learn more about Valiant Women, please call the Foundation at (949) 364-7783. Lisa Dale (Vice Chair), Terri Owcarz (Luncheon Chair) and Chereen Pasternack (Luncheon Vice Chair)

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May 2, 2014

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F ab u l o u s E u ro p e an c hat e a u The crown jewel of COTO DE CAZA

European elegance and superb craftsmanship abounds in this sprawling single level Chateau in Coto de Caza’s famous Los Ranchos Estates zoned for horse property with over two plus beautifully manicured acres is complete with elegant rose garden, manicured hedges, delightful statuary and fountains with custom Versace palace-style pool in the French country style design. Nearly 10,000 square feet of majestic living space with five bedrooms, each room set up as a small master suite, seven bathrooms, commercial restaurant-style kitchen with three separate cooking areas, breakfast island, wood paneled office, Great room featuring vaulted wood beamed ceiling and antique fixtures. Fine finishes are everywhere, including travertine hand-carved crown molding, majestic ceiling panels and a colossal entryway chandelier from Florence, Italy. Exquisite main floor master suite includes a steam shower, sauna and a retreat with fireplace, 25 foot hand-cut stone fireplace in the family room, beautiful leaded glass doors and extensive wood work throughout. A luxuriously carpeted theater room with custom painted open skies painted ceiling, bonus room, and oversize walk-in sound proof attic. A separate spa accommodates up to thirty people, separate fire pit and multiple outdoor lounge areas. As you enter this incredible country chateau through the gracefully curving driveway with easy access to either the quiet country lane fronting the home, or direct access through the security intercom and programmed gated driveway to the large parking area leading to the five garages and parking for up to nine vehicles including room for RV parking or motor home. Monika Scott invites you to come in and lose yourself in this beautiful European chateau.

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Located on the golf course and a culdesac location. Offering approx 4000 sq. ft with 4 bed- This magnificent custom home sits on over an acre of land with stunning views. Offering approx. Lovely home with all the bells and whistles. Newly remodeled and just gorgeous. Offering sq. ft. full bath and kitchen- approx. 3259 sq. ft with 4 bedrooms and 3.5 baths. Situated on a large$ lot over 7500 .00 rooms, 4.5 baths and a private office. Extensive wood flooring and beautiful upgrades. Golf and 7100 sq. ft. with 6 bedrooms and 6.5 baths. Detached$ guest house with on a quiet culdesac. Plenty of room for a pool. 4 Blackhawk 1,029,000 ette. Amazing entertaining yard. 6 Fresian 3,179,000.00 mountain views. Pool and spa. 31 Elliot $1,365,000.00

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So cute!! Upgraded with wood floors, crown molding and granite counters. Offering approx. Gorgeous home located in Tapestry tract. Offering 5 bedrooms and 4 baths. Beautifully Gates community of Stonecliffe is this very private home surrounded by hills and common area. 1200 sq. ft with 2 bedrooms and 2 full baths. Interior$laundry room.00and an attached single car upgraded with travertine floors, built ins and custom carpet and spa with a 3 car and paint. Resort like backyard Offering approx. 3000 sq. ft with 4 bedrooms and 3 bath. $Private pool .00 garage with direct access. 39 Via Madera 405,000 garage and RV/boat parking 37 Whippoorwill 999,000 complete with pool and spa. 14 Eisenhower $1,099,000.00

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The Coto de Caza News

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May 2, 2014

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CELEBRATE THE ARTS WITH THE 2014 PASSPORT TO THE ARTS Purchase before May 15, 2014 to win a Laguna Beach Fall Getaway. The Passport to the Arts team of Laguna Beach has the perfect offering this summer season – a 2014 Passport to the Arts. Kicking off its sixth consecutive season, the Passport team, comprised of Art-A-Fair, Festival of Arts, and Sawdust Art Festival, in collaboration with Visit Laguna Beach, offers the 2014 Passport to the Arts for just $23. This triple-value, unique season pass provides unlimited entry to the three premier art festivals in Laguna Beach throughout the summer festival season, which runs June 27 through August 31, 2014. Compare the nominal Passport to the Arts fee of $23 to the standard fee of more than $69 in value. Passport holders receive unlimited admission to all three Festivals through August 31, 2014. Special discounts from selected retailers, merchants, hotels, and restaurants throughout Laguna Beach are also available to Passport holders, as well as one-time free parking at the Act V lot at 1900 Laguna Canyon Road. The 2014 Passport to the Arts benefits include: • Unlimited admission all summer long to all three Laguna Beach art festivals • More than 500 artists and 300 hands-on art workshops • Great music at all three festivals

throughout the season • Dozens of special events • Great Savings – Only $23 for the whole season! • One-time free parking in the Act V parking lot on Laguna Canyon Road • FREE shuttle service all summer long • Special values at selected lodging properties, local shops, and eateries Also, the annual Grand Prize Getaway drawing is in full effect! Passport purchasers will be automatically entered to win a unique Laguna Beach Fall Getaway if purchasing Passport to the Arts before May 15, 2014. The 2014 Passport may be purchased online at www. LagunaBeachPassport.com, at each Festival’s box office, the City of Laguna Beach Community Services Department, the Visitors Center or by calling 800.487.3378. A complete list of merchant special offers is also available online. Free shuttle service to the festival from various points in Laguna Beach and from the Act V parking lot will be available througout the summer. The Passport does not include admission to the Pageant of the Masters. For information about overnight stays and things to do while in Laguna Beach, drop in to the Official Visitors Center, located at 381 Forest Avenue. The Visitors Center is open daily, Monday-Sunday, 10am-5pm.

From floor to fixtures: Top spring home decor trends add style and personality Spring is in the air, which means it’s time to refresh your indoor spaces to reflect the energy and optimism of the season. The top home decor trends of spring 2014 take a fresh approach to traditional design elements to create an aesthetic that is fresh and full of life. Best yet, the trends are easily accessible, so anyone can update their space with a few simple tips. Carpet More homeowners are seeking the beauty, comfort and safety that carpet provides, making it a top flooring trend for spring 2014 and beyond. What types of carpet are popular? “New soft fibers,” says Vickie Gilstrap, director of design services for The Dixie Group, a top U.S. carpet manufacturer. “Consumers went away from wall-to-wall carpet, as hard surface flooring gained in popularity. Then, people began to miss the softness and warmth of carpet. Carpet absorbs sound,

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making homes quieter, and traps dust at the base of the carpet fibers so that dust doesn’t circulate in the room air.- The soft fibers give us a reason to put carpet down again.” She is also seeing increased interest in “mixed-media” carpet styles - with hi-lustre and low-lustre yarns used in the same carpet. Additionally, patterns are being featured on top of texture, giving a multi-dimensional appearance to flooring. Not only stylish, carpet is healthy, too. People with allergies or other sensitivities can choose carpet as a way to improve indoor air quality. A recent study supports previous findings that carpet, when effectively cleaned, traps allergens and other particles, resulting in less dust, dander and airborne contaminants escaping into the air. For more information, visit the Carpet and Rug Institute at www.carpet-rug.org. Color Thoughtful use of color in home design is a top trend for 2014. “Colors are getting warmer,” notes Gilstrap. “Taupe is the bridge color taking us from gray to browner tones. Warm pinks are returning, as well as warmer greens like moss and olive - even apple.” Keep in mind adding personality to a space through use of warm color doesn’t necessarily require a

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complete interior overhaul. Consider incorporating spring colors using accent pieces. It’s easy to switch up pillows, throws or artwork without investing a lot of time or money. Plus it’s a fun way to update the personality of your favorite spaces every season. Texture and pattern This spring, more homeowners are using textures and patterns to make a visual statement through design. Strategic use of texture and patterns can highlight certain interior spaces, manipulate the light within the room and influence scale. Blending both adds visual interest and helps homeowners create a unique space to call their own. “Layering of pattern and texture - in floors, walls, upholstery, window treatments - gives a more individualized feel,” says Gilstrap. Scared of mixing patterns and textures? She suggests placing patterns on stairs or in hallways. If big and bold patterns aren’t your taste, consider sticking to small, neutral patterns that can be a subtle way to add visual interest and design complexity to interior spaces. Lighting Lighting plays an important twopronged role: it makes a space functional and also helps define its design aesthetic. Adjusting the task lighting within a room can instantly

make the space more livable and highlight the design motif. Another easy lighting update is purchasing new lamps or simply adding new shades to existing lamps - a great way to refresh a space with minimal cost. Keep in mind, when selecting fixtures, there’s no longer a need to avoid gold tones. “Gold is coming back- we are seeing more gold and copper and less silver,” says Gilstrap. Want to really redefine your home’s lighting? Ornamental lighting is big this year with designers thinking outside the box when it comes to how and where these fixtures can be used. For example, dramatic chandeliers are no longer reserved for formal spaces such as the dining room or foyer. This spring, you can add a touch of elegance to any space by adding a stylish chandelier, plus it doesn’t take up much design real estate space. Bedrooms, basements and bars are just a few unique areas where chandeliers can be featured.


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May 2, 2014

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2014 PAGEANT OF THE MASTERS TICKETS ON SALE NOW Pageant of the Masters. Where Art Comes to Life! by Meghan Perez Everyone loves a good mystery, especially in the world of art. You don’t have to be Sherlock Holmes to figure out whodunit when The Art Detective, the 2014 Pageant of the Masters, is on the case. The Festival of Art’s world famous theatrical celebration of art in tableaux vivants – “living pictures” – will reveal how lost treasures were discovered, where crimes of passion were uncovered (or covered up) and how creative riddles were unraveled, with a gallery of the world’s great masterpieces providing the clues! The stories and revelations are sure to provide fun for the whole family and be anything but elementary. Picture This … Two Shows for the Price of One. As a Pageant patron, you’ll be admitted to The Festival of Arts – California’s Premier Fine Art Show, absolutely free all summer long! Simply show your Pageant ticket at the Festival’s front gate. You’ll enjoy stunning artwork, hands-on demonstrations, wine tasting, and much more. Come back again and again. Tickets for the much-anticipated

2014 Pageant of the Masters are on sale now and make the perfect holiday gift for the art lover on your list. This holiday season share the excitement and mystery of the Pageant with tickets to this summer’s production The Art Detective. A live narrator serves as a guide through the story of each living picture accompanied by the music of a professional orchestra. “Great seats are still available, but do tend to sell out,” says Ticket Services Director Lucia McLeod. “Order early to make sure you don’t miss out on The Art Detective!” The Pageant of the Masters is arguably one of the most unique productions in the entire world. Audiences are amazed and enchanted by ninety minutes of tableaux vivants (“living pictures”), incredibly faithful re-creations of classical and contemporary works of art, with real people posing to look exactly like their counterparts in the original pieces. Tickets start at just $15. A Pageant ticket also entitles you to free unlimited admission to the Festival of Arts grounds all summer long where you can enjoy original artwork by 140 of Southern Orange County’s finest artists, art classes, musical entertain-

ment, special art events, dining at Gina’s Alfresco and so much more. Tickets may be purchased by calling 1-800-487-3378, or online at www. PageantTickets.com. The Pageant of the Masters will be performed nightly from July 9 through

August 30, 2014. The Festival of Arts is a non-profit organization that produces The Festival of Arts – California’s Premier Fine Art Show and the Pageant of the Masters. Proceeds support the arts in Orange County.

Comic Books and Thoroughbreds, Inspired by Wine HAPPY GRAPES

By David White Outside the Bay Area, few wine enthusiasts realize that California’s wine scene is incredibly welcoming. This is understandable; we see our favorite winemakers on the covers of magazines and struggle to contain our excitement when new wines hit the market. So expecting to meet any big name in the flesh seems as fantastical as expecting to meet Brad Pitt or Angelina Jolie on a trip to Hollywood. But it’s not. And sometimes, these encounters are so inspirational that lives are forever changed. Consider my own experience. Long before writing about wine, I started making regular pilgrimages to Napa Valley and Sonoma County to develop my palate and expand my knowledge. On one early trip, I sent an email Page 24

to Thomas Rivers Brown, one of the nation’s hottest winemakers. The vintner behind a host of highly regarded labels -- including Schrader, Outpost, and Maybach -- made his first big splash in 2008 when he became the youngest winemaker in history to receive a 100-point score from Robert Parker. In 2010, Brown was named Food& Wine’s “Winemaker of the Year.” I had been purchasing wines from Brown’s personal label, RiversMarie, for a couple years so was hopeful he’d be available for a quick meet-and-great. As it turned out, his schedule was wide open. We hung out for three hours. In part, experiences like this inspired me to begin writing about wine. Similar encounters motivated others to trade their desk jobs for vineyard work. Others have returned home and decided to launch their own wineries. That’s what happened with Birk O’Halloran, a self-described “wine geek and a comic book nerd.” O’Halloran fell in love with wine while studying hotel administration at Cornell. After graduation, he started working in the wine industry -- first as an educator and retailer in Colorado and New Jersey and later as a sales manager for A.I. Selections, a popular importer in New York. Through it all, O’Halloran regularly

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traveled to Napa Valley and developed friendships there. In 2010, Birk O’Halloran casually told Steve Matthiasson, a celebrated viticulturist, that he dreamed of making wine. Without pausing, Matthiasson offered to secure some Chardonnay. Upon hearing this news, Dan Petroski -- the winemaker who makes some of Napa’s best reds at Larkmead and some of Napa’s best whites at Massican -- offered to help O’Halloran figure it all out. So O’Halloran partnered with a buddy from college, drained his savings account, and launched Iconic Wine. When it came time to figure out a wine label, O’Halloran decided to combine his two passions by hiring an artist to adorn his wine with a superhero fit for a comic book. Brook Smith, a business owner in Kentucky, has a similar story. A passionate gourmand who coowns Louisville’s top restaurant, 610 Magnolia, Smith has always loved wine. That’s why, 14 years ago, he traveled to Napa Valley with his wife to celebrate their tenth wedding anniversary. While there, the two linked up with Suzie and Paul Frank, the founders of Gemstone Vineyard. The four formed a lifelong friendship, so the Smiths began visiting Napa Valley with increasing frequency. They

quickly connected with a host of industry insiders and grew especially close to Frank and Kathy Dotzler, the proprietors of Outpost Wines. The Dotzlers, in turn, introduced Smith to their winemaker, Thomas Rivers Brown. The two men hit it off. So in 2010, Brown agreed to take on another project and helped Smith launch Post Parade Wines. The name celebrates the moment when thoroughbred horses walk onto the racetrack. It’s fitting, considering that the project was hatched while traveling between Napa Valley and Kentucky. These stories are romantic, to be sure. But they’re hardly unique.


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May 2, 2014

MAY EVENTS AT LAGUNA ART MUSEUM INCLUDE A FREE DAY, ARTIST TALKS, A CONCERT, FILMS, AND MORE

Laguna Art Museum hosts an array of events in May including Conversation With... Elizabeth Turk on Thursday, May 1 at 7:00 p.m.; a special Laguna Beach Film Society screening of Following The Ninth: In The Footsteps of Beethoven’s Final Symphony on Wednesday, May 7 at 7:00 p.m. at Laguna South Coast Cinema; a special concert debuting the musical component of Ekphrasis, a collaboration between Laguna Art Museum, Laguna Beach Live!, and Laguna Dance Festival, on Thursday, May 8 at 7:00 p.m.; a Laguna Beach Film Society screening of select documentaries from the San Francisco International Ocean Film Festival on Thursday, May 15 at 6:00 p.m. at Laguna South Coast Cinema; Art Museum Day, a free day of tours, art activities, and more, on Sunday, May 18; a conversation between Dana Harel (whose work is currently on display at the museum) and her colleague Amir H. Fallah on Thursday, May 22 at 7:00 p.m.; and an opportunity to slowly study three Wayne Thiebaud paintings with “Just Looking” host Hedy Buzan on Thursday, May 29 at 7:00 p.m. Laguna Beach Film Society Presents Following The Ninth: In The Footsteps of Beethoven’s Final Symphony. Wednesday, May 7, 7:00 p.m. Laguna South Coast Cinema (162 S Coast Hwy, Laguna Beach) $8.00 pre-sale, $10.00 at the door, $5.00 for students and children Following the Ninth is a cinematic documentary celebration of the most profound musical testament to tolerance, peace and connection across all borders the world has shared for centuries. Following the Ninth traces an indelible path from Beethoven’s pen to the sights and sounds of virtually every corner of the world where his final symphony has sounded. Filmmaker Kerry Candaele will be in attendance. This screening takes place in conjunction with the Orange County Philharmonic Society, and celebrates the 190th anniversary of the premier of Beethoven’s 9th in Vienna, which premiered May 7, 1824 with Beethoven conducting. Live! at the Museum: Ekphrasis (concert only). Thursday, May 8, 7:00-8:00 p.m. Free for museum members, and free for non-members with museum admission ($5.00 & $7.00) This string quartet concert performed by the Argus Quartet features the premiere, full-length performance of a new musical work commissioned from composer Alan Chan as part of Ekphrasis, a collaboration of Laguna Art Museum, Laguna Beach Live!, and Laguna Dance Festival. The three organizations have joined forces to commission a short, original, music-and-dance piece inspired

by a work of art in the museum’s collection. The composer has been selected by Laguna Beach Live! and the choreographer by Laguna Dance Festival. They have worked closely together and to embrace the challenge of ekphrasis, the interpretation of a work of art in another art form. At this event, the composer will be present for a discussion, along with representatives from Laguna Art Museum, Laguna Beach Live!, and Laguna Dance Festival. This event on May 8 will feature the musical concert only, inspired by Lotus Land, a 1967 oil painting by Lee Mullican from Laguna Art Museum’s permanent collection. The dance component will be workshopped on Thursday, August 14, and the fullyproduced music and dance concert will be unveiled at the Laguna Dance Festival on Saturday, September 13. Laguna Beach Film Society Presents Official Selections from the San Francisco International Ocean Film Festival: Thursday, May 15, 6:00 p.m. reception, 6:45 p.m. screening Laguna South Coast Cinema (162 S Coast Hwy, Laguna Beach) $8.00 pre-sale, $10.00 at the door, $5.00 for students and children On Thursday, May 15 at 6:45 p.m., the Laguna Beach Film Society hosts eight documentary films at Laguna South Coast Cinema about the wonders of the sea and our local waters, direct from the San Francisco International Ocean Film Festival. Films include Still (11 minutes), Isla Coronado Ghost Net (8 min), Majestic Plastic Bag (4 min), California Hope Spots (19 min), Laguna Bluebelt: Laguna’s Marine Reserve (10 min), Oaks to Otters (9 min), Whale Fall (4 min), and Come Hell or High Water (45 min). From 6:00 to 6:30 p.m., local nonprofits Laguna Ocean Foundation, Laguna Bluebelt, Orange County C o a s t k e e p e r, a n d S u r f r i d e r Foundation will be on hand in the theatre lobby to inform and educate visitors about how they work to keep our oceans healthy. In addition, noted guitarist Eric Henderson will open the event with a selection of oceanthemed songs. Art Museum Day: Sunday, May 18, 11:00 a.m.-5:00 p.m. Free admission On Sunday, May 18, Laguna Art Museum joins in as part of the Association of Art Museum Directors’ (AAMD) Art Museum Day, coinciding with International Museum Day by offering free admission all day. Also on offer in the museum will be special interactive docent-guided tours, drawing in the galleries, printmaking activities inspired by Wayne Thiebaud: American Memories, and sculpture-making activities inspired by ex•pose: dana harel. Docentguided tours will be available from

11:00 a.m. until 4:00 p.m. every hour on the top of the hour. In addition, Helen Polins-Jones, Sally Eastwood, and Sarah Vanderveen will be in the museum store from 11:00 a.m. to 2:00 p.m. signing copies of their book 101 Things to Love About Laguna Beach. Art Museum Day emphasizes the essential role that art museums play in their communities, highlights the value of the visual arts in society, and provides new opportunities for audiences to participate in the wideranging programs offered by AAMD member museums. Click here for a comprehensive list of participating AAMD member art museums. Dana Harel in Conversation with Amir H. Fallah: Thursday, May 22, 7:00 p.m. Free for members, and free for nonmembers with museum admission ($5 & $7) Artist Dana Harel and her friend and fellow artist Amir H. Fallah present a conversation about Harel’s work. San Francisco-based Harel was born and raised in Tel Aviv, Israel. ex•pose: dana harel, currently on view at Laguna Art Museum, is Harel’s first museum exhibition in the U.S. Fallah was born in Iran and received his MFA from UCLA. Just Looking with Hedy Buzan: Thursday, May 29, 7:00 p.m. Free for members, and free for nonmembers with museum admission ($5 & $7) In Just Looking, Laguna Beach artist Hedy Buzan invites art lovers to look at a few paintings just the way an artist does: slowly and carefully. Participants will spend an hour closely looking at three works from Wayne Thiebaud: American Memories, currently on view at Laguna Art Museum. Looking at work slowly and meditatively enhances the art viewing experience. Each painting will be considered for twenty minutes as Buzan leads viewers in an informal and lively discussion. By looking at the elements of line, shape, color, and texture, viewers slow down and make discoveries, developing a deeper appreciation of the animating force that is present in great painting. ABOUT LAGUNA ART MUSEUM Laguna Art Museum is a museum

of California art. Its mission is to collect, care for, and exhibit works of art that were created by California artists or represent the life and history of the state. Through its permanent collection, its special loan exhibitions, its educational programs, and its library and archive, the museum enhances the public’s knowledge and appreciation of California art of all periods and styles, and encourages art-historical scholarship in this field. Laguna Art Museum stands just steps from the Pacific Ocean in the beautiful city of Laguna Beach. The museum is proud to continue the tradition of the Laguna Beach Art Association, founded in 1918 by the early California artists who had discovered the town and transformed it into a vibrant arts community. The gallery that the association built in 1929 is part of today’s Laguna Art Museum. LOCATION Laguna Art Museum is located at 307 Cliff Drive in Laguna Beach, on the corner of PCH and Cliff Drive, next door to Las Brisas restaurant. HOURS Monday-Tuesday, Friday-Sunday: 11:00 a.m.-5:00 p.m. Thursday: 11:00 a.m.-9:00 p.m. Closed Wednesday Closed New Year’s Day, the Fourth of July, Thanksgiving Day, and Christmas Day PRICES $7.00 general admission $5.00 students, seniors, active military. FREE for children under 12 and museum members. FREE the first Thursday of every month from 5:00-9:00 p.m. during the Laguna Beach First Thursday Art Walk TOURS The museum offers complimentary docent-led tours every Tuesday, Thursday, and Saturday at 11:00 a.m. one week after an exhibition opens. No reservations are necessary. Audio tours can be accessed on any smartphone at www.LagunaArtMuseum.org. Patrons without smartphones can rent an iPod Touch for free at the museum’s front desk.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

May 2, 2014

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May 2, 2014

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Create Fun Family Traditions with Technology When you hear the word “geek,” visions of someone overly intellectual and socially awkward may come to mind. Add the title “dad” to that geek and the picture becomes a middleaged man wearing black socks with sandals and a pocket protector. But a survey titled “Confessions of a Geek Dad,” conducted by Answers Research on behalf of Cisco Home Networking Business, shows today’s geeks are cooler, connected and more engaged fathers than you’d think. According to the survey, 71 percent of geek dads say they spend more time doing activities with their kids than their fathers did with them. Also, 72 percent say they’re more excited about teaching kids how to use tech tools than the traditional workbench tools their dads taught them. And it looks like this “tech tool school” is always in session in the home, with 93 percent of geek dads saying they assist their kids with their tech toys. “These statistics help describe a new generation of dads who’ve grown up with an ongoing evolution of new technologies and now use tech to connect with their family,” said Cat Schwartz, tech expert and blogger. “These dads aren’t just tech-savvy; they know how to translate that knowl-

edge and excitement into fun and memorable traditions with their kids.” Schwartz says creating new family traditions with tech in the home is easy and fun – regardless of whether you’re a geek dad or not. She offers these tips to get started: Begin with Opening the Box – When a new device comes into the household, involve the entire family in the set-up process (or at least watch it). This helps everyone understand how to use the product, so they can hopefully fix it if it stops working. It also allows you to discuss guidelines when using the device, and talk about the features and controls that impact your kids. Don’t Suffer the Buffer – It’s frustrating when you’re streaming video or music and it stops and starts due to buffering issues. You can’t achieve maximum performance from tech devices without a strong wireless router. The Linksys E4200V2 Maximum Performance Dual-Band N900 Router offers powerful speed and performance, and features an easy three-step set-up, parental controls

and 24/7 support. Establish Tech Rites of Passage for Kids – In my home, we reward our kids with a phone at age 12 for their safety. We put rules into place as to how minutes will be earned and when they can carry and use it. Also, we sync all of our phones to our wireless network to connect from while at home, so we save minutes on our data plan. Special Creative Keepsakes – Harness technology to introduce fun traditions. At least once a year, we take a family photo that we send to loved ones. With today’s digital

cameras and imagery editing tools, we can digitally add images of family members unable to be with us. It’s a fun way of bringing everyone together when we’re miles apart. “One of the best things about technology is that there is a continual stream of new and exciting innovations,” says Schwartz. “This gives parents so many options to create fun tech traditions that are unique to their family every year.” For more information on Linksys routers, visit www.Linksys.com. Photo Courtesy of Getty Images

Coto de Caza News Legal Notices APN: 836-574-05 Property : 52 Via Brida, Rancho Santa Margarita, CA 92688 Title Order No. : 730-1400338-70 Trustee Sale No. : 2001-002974-F01 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED April 19, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 23, 2014, Sage Point Lender Services, LLC, as duly appointed Trustee WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT drawn on a state or national bank, cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States). The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust with interest and late charges thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN BELOW MENTIONED DEED OF TRUST Executed by: Nevine Carmelle, an unmarried woman Recorded on April 25, 2007, as Instrument No. 2007000268306, of Official Records, in the office of the County Recorder of Orange County, California  Date of Sale: May 23, 2014 at 01:30 PM Place of Sale: at the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA 92701 The street address and other common designation, if any, of the real property described above is purported to be: 52 VIA BRIDA, RANCHO SANTA MARGARITA, CA 92688 APN# 836-574-05 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is $827,645.51. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is

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located. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to the return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 855-880-6845 or visit this Internet Web site WWW.NATIONWIDEPOSTING.COM, using the file number assigned to this case 2001-002974F01. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: April 25, 2014 Sage Point Lender Services, LLC 400 Exchange, Suite 110 Irvine, CA 92602 949-265-9940 Edward Foster FOR TRUSTEE’S SALE INFORMATION PLEASE CALL 855-880-6845 or visit WWW.NATIONWIDEPOSTING.COM SAGE POINT LENDER SERVICES, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. NPP0230180 To: COTO DE CAZA NEWS PUB: 05/02/2014, 05/09/2014, 05/16/2014


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Coto de Caza News Legal Notices Trustee Sale No. 13-00004-18FDR APN 627-682-18 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED August 26, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 15, 2014, at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA., FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on September 1, 2006, as Instrument No. 2006000587815 of Official Records in the office of the Recorder of Orange County, CA, executed by: HAROLD MARTIN WEGNER AND GAIL LORENE WEGNER, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR QUICK LOAN FUNDING, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: LOT 45 OF TRACT NO. 13304, IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP THEREOF RECORDED IN BOOK 605, PAGES 37 TO 43 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. A.P.N.: 627-682-18 The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25841 ELDERBROOK LANE, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 13-00004-18FDR. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $796,646.30 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: 04/18/2014 FIDELITY NATIONAL TITLE INSURANCE COMPANY, TRUSTEE 11000 Olson Drive Ste 101 Rancho Cordova, CA 95670 916-6360114 John Catching Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting. com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 P1091246 4/25, 5/2, 05/09/2014

NOTICE OF TRUSTEE’S SALE TS No. CA-13-601815-JP Order No.: 130233883-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/24/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOHN L. TADE AND LORECEL R. TADE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 9/1/2006 as Instrument No. 2006000590034 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/9/2014 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $561,264.85 The purported property address is: 26285 EVA STREET, LAGUNA HILLS, CA 92656 Assessor’s Parcel No.: 634-192-10 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-601815JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-601815-JP IDSPub #0064245 4/18/2014 4/25/2014 5/2/2014

NOTICE OF TRUSTEE’S SALE TS No. CA-13-595150-JP Order No.: 1526052 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/17/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DAVE M. HOSFORD AND BARBARA SUE HOSFORD, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 11/22/2006 as Instrument No. 2006000789963 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/16/2014 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $830,692.16 The purported property address is: 26741 BRIDLEWOOD, LAGUNA HILLS, CA 92653 Assessor’s Parcel No.: 627-582-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you

should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-595150JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-595150-JP IDSPub #0065081 4/25/2014 5/2/2014 5/9/2014

May 2, 2014

Coto de Caza News Legal Notices T.S. No.: 14-52284 TSG Order No.: 13-0026548-02 A.P.N.: 625-191-11 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CA CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信息摘要 참고사항: 본 첨 부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/2/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/16/2014 at 9:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 8/11/2006 as Instrument No. 2006000536551 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: RICHARD RIVLIN, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR GATEWAY BANK, FSB as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 24921 ZUMAYA COURT, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances,

if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $1,038,603.10 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 14-52284. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 6/25/2013 Date: 4/16/2014 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting & Publishing (714) 573-1965 Dalaysia Ramirez, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P1091119 4/25, 5/2, 05/09/2014

T.S. No: F532812 CA Unit Code: F Loan No: 7110702649/ KEITH Min No: 1001337-0001114340-4 AP #1: 939-11-583 NOTICE OF TRUSTEE’S SALE T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier’s, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: KYLE KEITH Recorded January 20, 2006 as Instr. No. 2006000045305 in Book --- Page --- of Official Records in the office of the Recorder of ORANGE County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded January 18, 2012 as Instr. No. 2012000026521 in Book --- Page --- of Official Records in the office of the Recorder of ORANGE County CALIFORNIA. Said Deed of Trust describes the following property: EXHIBIT A LEGAL DESCRIPTION PARCEL 1: UNIT 57D (THE “UNIT) AS SHOWN AND DESCRIBED IN THE AMENDED AND RESTATED CONDOMINIUM PLAN (TOGETHER WITH ANY AMENDMENTS, THE “PLAN”) FILED ON JANUARY 11, 2006, AS INSTRUMENT NO. 2006000020391 IN THE OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (THE “OFFICIAL RECORDS). THE PLAN COVERS LOTS 1 THROUGH 7, 9 THROUGH 31 AND LOTS E THROUGH S OF TRACT NO. 13588, IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON THE MAP THEREOF (THE “MAP”), FILED IN BOOK 659, PAGES 27 THROUGH 37 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID ORANGE COUNTY, TOGETHER WITH PARCEL 5 OF THAT CERTAIN LOT LINE ADJUSTMENT NO. 91-012 RECORDED IN MARCH 19, 1991, AS INSTRUMENT NO. 91-125246 OF OFFICIAL RECORDS AND RE-RECORDED ON MAY 30, 1991, AS INSTRUMENT NO. 91-267041 OF OFFICIAL RECORDS. EXCEPTING THEREFROM THE FOLLOWING: A. ALL OIL RIGHTS, MINERALS RIGHTS, NATURAL GAS RIGHTS AND RIGHTS TO ALL OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, TO ALL GEOTHERMAL HEAT AND TO ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING (COLLECTIVELY, THE “SUBSURFACE RESOURCES); AND B. THE PERPETUAL RIGHT TO DRILL, MINE, EXPLORE, MINE, EXPLORE AND OPERATE FOR AND TO PRODUCE, STORE AND REMOVE ANY OF THE SUBSURFACE RESOURCES ON OR FROM THE UNIT, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THE UNIT, WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE UNIT, AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS WITHIN OR BEYOND THE EXTERIOR LIMITS OF THE UNIT, AND TO REDRILL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES, BUT WITHOUT THE RIGHT TO DRILL, MINE, EXPLORE, OPERATE, PRODUCE, STORE AND REMOVE ANY OF THE SUBSURFACE RESOURCES THROUGH OR IN THE SURFACE OR THE UPPER FIVE HUNDRED (500) FEET TO THE SUBSURFACE OF THE UNIT; AS EXCEPTED IN THE DEED FROM MONTECITO PROVENCE, A FLORIDA LIMITED PARTNERSHIP, RECORDED DECEMBER 14, 2005 AS INSTRUMENT NO. 2005000999771 OF OFFICIAL RECORDS. PARCEL 2: AN UNDIVIDED ONE-THREE HUNDRED FORTIETH (l/340TH) FEE SIMPLE INTEREST AS A TENANT IN COMMON IN AND TO THE COMMON AREA DESCRIBED IN THE PLAN. PARCEL 3: NONEXCLUSIVE EASEMENTS FOR ACCESS, DRAINAGE, ENCROACHMENT, MAINTENANCE, REPAIR, AND FOR OTHER PURPOSES, ALL AS MAY BE SHOWN ON THE PLAN AND THE MAP, AND AS DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR PROVENCE (TOGETHER WITH ANY AMENDMENTS THERETO, COLLECTIVELY, THE “DECLARATION”), RECORDED MARCH 30, 2005 AS INSTRUMENT NO. 2005000235538 OF OFFICIAL RECORDS. PARCEL 4: GARAGE, CARPORT OR PARKING SPACE NO. 412G AS SHOWN AND NUMBERED IN THE PLAN, ALONG WITH OTHER EXCLUSIVE EASEMENTS FOR A PATIO OR DECK AS SHOWN AND ASSIGNED ON THE PLAN AND FOR AIR

CONDITIONING COMPRESSOR PADS AND EXTERNAL TELEPHONE WIRING AS ORIGINALLY INSTALLED AND ASSIGNED TO THE UNIT SERVE THEREBY. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED JANUARY 13, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 19431 RUE DE VALORE UNIT 57D, FOOTHILL RANCH, CA 92610-2314 “(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness).” Said Sale of property will be made in “as is” condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: MAY 15, 2014, AT 3:00 P.M. *ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $398,006.60. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (888) 988-6736 or visit this Internet Web site: salestrack.tdsf.com , the file number assigned to this case F532812 F. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the monies paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: April 18, 2014 T.D. SERVICE COMPANY as said Trustee and as authorized agent for the beneficiary CHRISTIANA TRUST, A DIVISION OF WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT AS TRUSTEE OF ARLP TRUST 3 CINDY GASPAROVIC, ASSISTANT SECRETARY T.D. SERVICE COMPANY 4000 W. Metropolitan Drive, Suite 400 Orange, CA 92868-0000 The Beneficiary may be attempting to collect a debt and any information obtained may be used for that purpose. If available, the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (888) 988-6736 or you may access sales information at salestrack. tdsf.com. TAC# 968623 PUB: 04/25/14, 05/02/14, 05/09/14

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May 2, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00718179-CU-PT-CJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of BURHANUDDIN MOHAMMED NOMANI, a minor. Petitioner(s) MOHAMMED NOMANI and ARWA TINWALA on behalf of the minor, BURHANUDDIN MOHAMMED NOMANI has/have filed a petition with this court for a decree changing the name(s) as follows: BURHANUDDIN MOHAMMED NOMANI to MUFADDAL MOHAMMED NOMANI . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JUNE 24, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 22, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 05/02/2014, 05/09/2014, 05/16/2014, 05/23/2014

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00716898 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MATTHEW ADAM SMITH. Petitioner(s) MATTHEW ADAM SMITH has/have filed a petition with this court for a decree changing name(s) as follows: MATTHEW ADAM SMITH to MATTHEW ADAM ROSENCRAFT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West Santa Ana, CA 92701, Central Justice Center on MAY 29, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 16, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 04/25/2014, 05/02/2014, 05/09/2014, 05/16/2014

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00718214 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ESPINOZA. Petitioner(s) ESPINOZA has/have filed a petition with this court for a decree changing name(s) as follows: ESPINOZA to ROBERTO GOMEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West Santa Ana, CA 92701, Central Justice Center on JUNE 19, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 23, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 05/02/2014, 05/09/2014, 05/16/2014, 05/23/2014

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00715860 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ISABELLE AMANDA SPEHAR, a minor. Petitioner(s) LEON SPEHAR and JENNIFER SPEHAR on behalf of the minor, ISABELLE AMANDA SPEHAR has/have filed a petition with this court for a decree changing the name(s) as follows: ISABELLE AMANDA SPEHAR to BAILEY AMANDA SPEHAR . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JUNE 10, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 11, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 04/18/2014, 04/25/2014, 05/02/2014, 05/09/2014

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00717002 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of EMON SAMSAMI aka IMAN SAMSAMI. Petitioner(s) EMON SAMSAMI aka IMAN SAMSAMI has/have filed a petition with this court for a decree changing name(s) as follows: EMON SAMSAMI aka IMAN SAMSAMI to SEYED EMON SAMSAM SHARIAT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West Santa Ana, CA 92701, Central Justice Center on JUNE 17, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 15, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 04/25/2014, 05/02/2014, 05/09/2014, 05/16/2014

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00713943 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DULCE SAMANTA QUINONEZ, a minor. Petitioner(s) BERTIN QUINONEZ and DELMIS YANETH QUINONEZ on behalf of the minor, DULCE SAMANTA QUINONEZ has/have filed a petition with this court for a decree changing the name(s) as follows: DULCE SAMANTA QUINONEZ to DULCE SAMANTA QUINONEZ QUINONEZ . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MAY 27, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: MAY, 27, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 04/11/2014, 04/18/2014, 04/25/2014, 05/02/2014

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The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE Trustee Sale No. 13CA00818-1 Order No. 8385175 APN: 842-111-22 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/12/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 8, 2014 at 03:00 PM, RSM&A Foreclosure Services, LLC as the duly appointed Trustee under and pursuant to Deed of Trust Recorded December 1, 2009 as Document Number: 2009000643299 of official records in the Office of the Recorder of Orange County, California, executed by: DOREEN E. HINESLY, A WIDOW as Trustor, Security One Lending, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state) at the following location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Legal description as more fully described in said deed of trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 20492 Sycamore Drive, Trabuco Canyon, CA 92678. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $338,510.40 (Estimated*) *Accrued interest and additional advances, if any, will increase this figure prior to sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 277-4845 or visit this Internet Web Site www.usa-foreclosure.com, using the file number, 13CA00818-1, assigned to this case. Information about postponements that are very short duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: 04/11/2014 RSM&A Foreclosure Services, LLC 43252 Woodward Ave, Suite 180 Bloomfield Hills, CA 48302 (805) 804-5616 For specific information on sales including bid amounts call (714) 277-4845. Kimberly Karas, Authorized Agent of RSM&A Foreclosures Services, LLC FEI#1045.245048 04/18/2014, 04/25/2014, 05/02/2014

Trustee Sale No. 2013-2314 Notice Of Trustee’s Sale Under A Notice Of A Notice Of Delinquent Assessment And Claim Of Lien Title Order No .1254701 Reference No. VI-NOR 0313-04 APN No. 836-572-01 You Are In Default Under A Notice Of Delinquent Assessment Dated 1/8/2013. Unless You Take Action To Protect Your Property, It May Be Sold At A Public Sale. If You Need An Explanation Of The Nature Of The Proceedings Against You, You Should Contact A Lawyer. Notice is hereby given that on 5/28/2014 at 3:00 PM, S.B.S. Lien Services As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 1/17/2013 as Document No. 2013000035776 Book Page of Official Records in the Office of the Recorder of Orange County, California , The original owner: Joseph Lancina And Jacki Lancina The purported new owner: Joseph Lancina And Jacki Lancina Will Sell At Public Auction To The Highest Bidder For Cash, (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or national bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On The Front Steps To The Entrance Of The Orange Civic Center, 300 E. Chapman, Orange, CA All right, title and interest under said Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any of the real property described above is purported to be: 36 Via Tronido Rancho Santa Margarita CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,203.07 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, Vista Norte Maintenance Corporation under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Notice To Potential Bidders: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. Notice To Property Owner: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call For Sales Information, Please Call (623) 434-5560 or visit this Internet Web site , using the file number assigned to this case 2013-2314. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Property Is Being Sold Subject To The Ninety Day Right Of Redemption Contained In Civil Code Section 5715(b). Please Note That We Are A Debt Collector And Are Attempting To Collect A Debt And Any Information We Obtain Will Be Used For That Purpose. For Sales Information, Please Call (623) 434-5560 Date: 4/22/2014 S.B.S. Lien Services 31194 La Baya Drive, Suite 106 Westlake Village, California 91362 /s/ Annissa Young, Trustee Sale Officer We Are Attempting To Collect A Debt, And Any Information We Obtain Will Be Used For That Purpose. Publish: 5/2, 5/9, 5/16/2014

APN: 62750218 TS No: CA01000092-11 TO No: 5901483 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED March 7, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 9, 2014 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, Dove Canyon Holdings, Inc., a California Corporation, as the original Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on March 19, 2007 as Instrument No. 2007000174014 of official records in the Office of the Recorder of Orange County, California, executed by KELLY S. JOHNSON, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Trustor(s), THE WILLIAM G. JOINER TRUST DATED 2-6-02, WILLIAM G. JOINER AS TRUSTEE as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST AND ALL RELATED LOAN DOCUMENTS The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 26262 GLEN CANYON DRIVE, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $176,586.56 (Estimated). However prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or

endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA01000092-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: April 9, 2014 Dove Canyon Holdings, Inc., a California Corporation, as original Trustee Trustee Corps, as Agent for the Trustee TS No. CA01000092-11 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Matthew Kelley, Trustee Sale Officer SALE INFORMATION CAN BE OBTAINED ON LINE AT www. priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1090136 4/18, 4/25, 05/02/2014


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employment Display Advertising Sales Representatives. Experienced ad sales representatives to sell ads for South Orange County’s top 5 weekly newspapers. Weekly draw against commissions, benefits, protected accounts. Experienced only, no trainees. Fax resume in confidence to (949) 589-6429 pets LOVING TENDER Care for Your Pets. Professional Pet Sitter and Dog Walker. 949767-7249 or visit rsmcrittercare.com mUSIC MUSIC LESSONS OC Music Center located in RSM at Empressa & Aventura www. ocmusiccenter.com. Call 949-858-0900

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Coto de Caza News Legal Notices T.S. No. 14-1345-11 Loan No. 73785964 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文 件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서 가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: MARIKO HAMADA, A SINGLE WOMAN Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 9/26/2006 as Instrument No. 2006000640638 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 5/23/2014 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $815,905.08, estimated Street Address or other common designation of real property: 21852 UTE WAY LAKE FOREST, CA 92630 A.P.N.: 614-251-43 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 14-1345-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 4/22/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwideposting.com Frank Escalera, Team Lead NPP0229978 To: COTO DE CAZA NEWS 05/02/2014, 05/09/2014, 05/16/2014

Loan No. 2318 ADAMS RESS Order No. 73743 A.P. NUMBER 675-331-14 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文 件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서 가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY [PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.] NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/23/2007, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 5/22/2014, at 09:00 AM of said day, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, Newport Home Loan, Inc., a California corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by Richard H. Adams and Jana N. Adams, as Trusteeof the Adams Family Trust, dated November 1, 1991 recorded on 01/29/2007, in Book n/a of Official Records of Orange County, at page n/a, Recorder’s Instrument No. 2007000056483, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 09/07/2012 as Recorder’s Instrument No. 2012000519599, in Book n/a, at page n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: Parcel 1 per Book 90, page 42, of Parcel Maps The street address or other common designation of the real property hereinabove described is purported to be: 33532 VALLE ROAD , San Juan Capistrano, CA 92675 . The undersigned disclaims all liability for any incorrectness in said street address or other common designation. Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said obligations at the time of initial publication of this Notice is $357,618.42. In the event that the deed of trust described in this Notice of Trustee’s Sale is secured by real property containing from one to four single-family residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee’s sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 73743. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 4/22/2014 Newport Home Loan, Inc., a California corporation, as Trustee By: RESS Financial Corporation, a California corporayion, Its Agent By: Bruce R. Beasley, President 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800) 343-7377 FAX: (951) 270-2673 Trustee’s Sale Information: (714) 573-1965 www.priorityposting.com P1091793 5/2, 5/9, 05/16/2014

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