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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

August 29, 2014

Labor Day Wonderful Weekend


August 29, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Elegance from a Bygone Era Mrs. California Makes Jockey’s Day at Del Mar

Les Kepics with Mrs. San Diego Shelby Peterson, Mrs. California Heather Denison, and Mrs. Outstanding woman Desiree Pagliuso Written by Ilene Schneider Photography William Casper When Heather Denison, Mrs. California 2014, was the award presenter to the winning jockey in the sixth race at Del Mar Thoroughbred Club on Friday, August 15, it was the cherry on top of the cake. The symbolic gesture reinforced the image of Del Mar as a place where beautiful people gather for elegant entertainment in a made-to-order setting. With its panoramic view of the vivid blue Pacific Ocean, perpetual sun and miles of beaches, along with its pageantry of majestic horses and its laid-back environment, Del Mar, which opened in 1937, quickly established itself as a playground for the stars. Celebrities always make presentations at key races, and Denison, who was crowned Mrs.

California on June 21 at Del Mar, was there for the 19th running of the Sandy Blue Handicap. Located about 20 miles north of San Diego and 100 miles south of Los Angeles, Del Mar is remote enough yet close enough for stars and other luminaries to make it their vacation spot or getaway. Once owned by singer Bing Crosby, Del Mar has attracted such Hollywood legends as Dorothy Lamour, W. C. Fields, Paulette Goddard, Edgar Bergen, June Haver, Ann Miller, Don Ameche, Ava Gardner, Red Skelton, Pat O’Brien, Robert Taylor, Barbara Stanwyck, Jimmy Durante, Desi Arnaz and Lucille Ball. Many famous jockeys have appreciated Del Mar as well. Bill Shoemaker was the first apprentice to claim the track’s riding title in 1949 and went on to achieve record-breaking feats at the Del Mar racetrack for forty years. Another Del Mar devotee, Johnny Longden became the world’s most successful jockey in 1956 and was passed only by Shoemaker in 1970. More recently, Laffit Pincay, Jr., went on to win numerous races. Trainers who grace the Del Mar horse racing history books include Charles Wittingham, Farrell Jones, Robert Frankel and Bob Baffert. While some race tracks have lost attendance over the years, Del Mar is tops among U.S. race tracks and continues to set attendance records. Fans and owners alike gather in the paddock where the horses are saddled and paraded. Whether they choose to bet on the races or not, the fans enjoy the elegance of Desiree Pagliuso - Nava , Victor a bygone era and the excitement of Espinoza Mrs. California Heather the competition. People can spend Denison Page 2

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6th race “the Sandy Blue Handicap” Horse owners, trainers and Mrs. California Heather Denison the day at their own pace, from the include an “Old Hollywood Fashion fast-paced races to leisurely hours at Contest,” with awards for Best the many restaurants at Del Mar. For Dressed Couple, Best Old Hollywood those who want to bet on the races, and Best Celebrity Lookalike. There will also be concerts, food yes, there is an app for that. Del Mar’s regular racing season and beer festivals, giveaways and extends from July 17 to September seminars with top racing folks. The 3, but this year, the famous seaside Bing Crosby Season will include two track “where the turf meets the surf” Saturday concerts, November 15 will open again for its inaugural Bing and 29, with Reggae Fest featuring Crosby Season from November 7 to Iration kicking things off on the 15th November 30. According to the Del and alternative rock band CAKE Mar website, “Old Hollywood style closing out the season on the 29th. meets classic Southern California On Sundays in November football cool this November at Del Mar with fans can watch racing outside and four weeks of elite thoroughbred NFL action on multiple screens in Del racing, fresh events and musical Mar’s Cabana Football Lounge. Meanwhile, Denison will be traveling performances to keep the good times rolling…The added season pays to Loews Ventana Canyon Resort in tribute to the glamour and excitement Tucson, Arizona, to compete with 50 of 1930s when Hollywood icon Bing other beautiful, poised, articulate and Crosby founded the track with some versatile State and DC winners for the title of Mrs. America 2014. She of his celebrity pals.” The Bing Crosby Season will run will compete in the preliminaries on a total of 15 racing days, beginning August 27 and the finals on August with a Gatsby-style, opening day 29. party on Friday, November 7. It will


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

August 29, 2014

The history of labor day

By Charlotte Raynor Labor Day is celebrated the first Monday in September in the United States. It is a formation of the labor movement and is committed to the financial and social accomplishments of the American workforce. It represents an annual national accolade to the contributions people have given to the affluence, strength, and welfare of our country. Labor Day’s Founder After more than 100 years after the first Labor Day celebration, there is even now some uncertainty as to who was the first to suggest the holiday for people in the workplace. Several accounts explain that Peter J. McGuire, general secretary of the Brotherhood of Carpenters and Joiners and a co-founder of the American Federation of Labor, was the initial person in proposing a day to pay tribute to those “who from rude nature have delved and carved all the grandeur we behold.” The fact of Peter McGuire being the founder of Labor Day has not gone uncontested. Numerous people think that Matthew Maguire, a machine operator, not Peter McGuire, created the holiday. The latest study appears

to maintain the debate that Matthew Maguire, later the secretary of Local 344 of the International Association of Machinists in Paterson, New Jersey, suggested the holiday in 1882 while functioning as secretary of the Central Labor Union in New York. It is obvious that the Central Labor Union approved a Labor Day suggestion and selected a team to design a picnic and exhibition. The Initial Labor Day The original Labor Day celebration was held on Tuesday, September 5, 1882, in New York City, in agreement with the policies of the Central Labor Union. The Central Labor Union had its next Labor Day celebration a year later, on September 5, 1883. The first Monday in September was chosen in 1884 as the holiday, as initially suggested, and the Central Labor Union pushed for comparable associations in other cities to go along with the model of New York and commemorate a “workingmen’s holiday” on that day. The proposal broadened with the increase of labor groups, and in 1885 Labor Day was observed in many manufacturing places in America. The Legislation of Labor Day

TERENEA REAL ESTATE

Over the years, the country gave growing importance to Labor Day. The first legislative acknowledgment came from municipal decrees passed during 1885 and 1886. From those decrees grew the advance to secure state legislation. The first state bill was presented into the New York legislature, but the first to develop into law was passed by Oregon on February 21, 1887. New Jersey, Colorado, New York and Massachusetts originated the Labor Day holiday by legislative ratification during that year. Pennsylvania, Connecticut and Ne-

braska followed the lead by the end of the decade. By 1894, 23 more states had approved the holiday in honor of people in the workplace and on June 28 of that year, Congress passed an act creating the first Monday in September of every year a legal holiday in the District of Columbia and the territories. These days, street parades and picnics celebrate Labor Day. Some of the time there are speeches by important men and women. Each year on the first Monday in September, we honor the American worker.

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IT STARTS WITH ONE CAN TO FEED MILLIONS

7th Annual Orange County Canstruction® Competition during Festival of Children® at South Coast Plaza Tonight, nineteen local architectural, engineering, planning, and design teams will gather at South Coast Plaza for the annual Canstruction designbuild competition, in partnership with the South Coast Plaza, OC Food Bank, and the Festival of Children. Starting this Labor Day weekend and continuing through September 28th, Canstruction OC will have nineteen structures present throughout South Coast Plaza in conjunction with the Festival of Children. Teams have just twelve hours to create phenomenal structures built entirely out of canned food, all of which is donated to the OC Food Bank at the completion of the exhibition. Canstruction is using ‘one can’ as a catalyst for change to support the 400,000 food-insecure Orange County residents. In 2013, the event collected 48,741 pounds of food and along with donations provided more than 120,000 meals to the OC Food Bank, demonstrating that we can win the fight against hunger in Orange County. “In addition to collecting cans of food that will provide meals to thousands of hungry families in Orange County, Canstruction just as importantly raises awareness about the issue of hunger to over a million shoppers who will see the structures while they are on exhibit,” notes Mark Lowry, Director of the OC Food Bank. The star of last year’s build was KGTY’s “Wishing Away Hunger” Genie inspired by Disney’s Aladdin, which won one of only six awards at the 2013 International Canstruction Competition. While structures are judged by categories such as Best Use of Labels, Structural Ingenuity, and Best Meal, this year, Canstruction viewers can vote on their favorite sculptures for the People’s Choice Award. Awards will be given out at the “Can-Do Celebration” on September 11, 2014 at PIRCH (3303 Hyland Ave, Costa Mesa), one of this year’s major presenting sponsors. The Celebration is a great opportunity Page 4

for community-minded individuals to network and celebrate Orange County’s progress in the fight to end hunger and poverty. “Many people do not think Orange County is a place with thousands of struggling children, families, and seniors,” said Orange County Canstruction Event Co-Chair, Betsy Nickless, “With the economic challenges that we have been experiencing over the last couple of years, the number of individuals who are food insecure only continues to rise, and Canstruction has a plan to do something about it!” During each weekend in September, South Coast Plaza visitors will also benefit from the Festival of Children’s events to learn about child-focused charitable groups. Activities include arts and crafts, singing and dance performances, and much more. This September is special as Orange County also celebrates National Child Awareness Month (NCAM). NCAM is an effort led by Festival of Children Foundation to focus the attention of our nation on the most critical issues facing children today. “Canstruction OC is a wonderful complement to Festival of Children. The canned food structures are a creative way to raise awareness about the problem of hunger in Orange County,” added Sandy Segerstrom Daniels, Founder of Festival of Children Foundation. Canstruction OC starts with just one can to feed the hungry, lift the spirit, and change the world. It combines the fun of a design/build competition with an ingenious way to help feed hungry people. Together with the OC Food Bank, this year’s 7th Annual Canstruction event will put an end to hunger, one can at a time. ABOUT THE OC FOOD BANK The OC Food Bank, a program of Community Action Partnership of Orange County (CAPOC), has evolved into Orange County’s most comprehensive hunger-relief organization. Our aim is to make a positive impact in people’s lives by helping them meet basic needs and strengthen their support system. The OC Food Bank serves children, families, seniors, veterans, and disabled individuals. We have a stake in the health of our community and the ability to create real change in the lives of our neighbors. In 2013, CAPOC distributed more than 18 million pounds of food to Orange County residents. In addition to direct support, the OC Food Bank supplies 400 local charities with food. Our Food Bank mobilizes and directs resources to programs that assist, educate, and promote self-sufficiency. ABOUT CANSTRUCTION This annual event was initiated by the Society for Design Administration (SDA) in 1992 and 1993. Canstruction® events are now held in over 100 cities all over the world. During the first Canstruction® event in 1992, the Seattle Chapter of the Society of Design Administration held a food drive among architectural and

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engineering firms in the Seattle area. A team of architects and engineers was chosen to build something out of all the cans assembled. Staring at a sea of cans, they decided to make a topographical map of the state of Washington. All of the food collected from the food drive was donated to the Seattle Second Harvest Food Bank, Food LifeLine. Their efforts resulted in a full range of coverage in the Seattle newspaper and the term “Canstruction®” was coined. In order to generate more enthusiasm for the food drive concept in the design industry, the New York and Denver chapters of the SDA took the concept and tweaked it, turning it into a full-scale design/ build competition in 1993. Under this framework, architectural and engineering firms entered teams to compete in designing and building structures that would be judged and awarded. The larger their structure, the more food would get donated. In 1999 Canstruction® obtained 501(c)(3) status as a charitable organization, with over ten million pounds of food having been donated to aid in the fight against hunger. Typical hosts include local chapters of SDA, AIA, and SMPS. Orange County Canstruction® is hosted by these three organizations together. Since 1992, Canstruction has contributed over 17.5 million pounds of food to community food banks demonstrating that we can win the fight against hunger.


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August 29, 2014

Healthy Picnic Recipes for Labor Day By Sally Ann Murphy The key to a perfect picnic is the food - fun to eat and easy to make. The perfect Labor Day picnic for my family consists of barbecued chicken, potato salad, green bean salad, lemonade, and brownies. One thing that is guaranteed not to make a picnic fun, however, is if you are worried about gaining a ton while you are eating it. So, in the interest of keeping things fun for everyone, I have written this article to provide you with some healthy recipes for picnic favorites that will make everyone happy and not put an extra five pounds on your waistline! To keep things easy, two of the recipes can be made the night before, and two items are made from a mix (I know, I know, but I’m promising fun and easy, not Julia Child here!) Recipes: Barbecue Chicken This is an easy one. Sauté one green pepper, one clove of garlic and one onion in a skillet, add skinless, boneless chicken breasts, cover in barbecue sauce and simmer for about 20 minutes. Chicken is a wonderfully healthy food, most kids love it, and a little barbecue sauce isn’t going to send the calorie count through the roof. Potato Salad Potato Salad - would a Labor Day picnic be complete without it? Boil 2 cups of water, 2 and ½ lbs. of cubed red potatoes and one 14 oz can of fat free chicken broth and cook until tender (about 25 minutes). Drain and let the potatoes cool. Mix one cup nonfat plain yogurt, the juice of one lemon, ½ cup chopped onion, 2 tablespoons fat-free mayonnaise, 1 tablespoon of olive oil, and salt and pepper to taste. Mix potatoes and yogurt mixture, cover and chill

overnight. For variety you can add a hard boiled egg (we don’t because of allergies), or diced cucumbers or celery if you like a little crunch to your potato salad. If this is too bland for you try adding thyme, dill, basil or oregano. Boiling food in fat free chicken broth is a little trick of my husband’s, and it works great for vegetables and pasta, too! Green Bean Salad Cook 1 lb. of fresh green beans and drain. Mix in 3 tablespoons of olive oil, 1/ 2 cup lemon juice, 1/ 4 cup minced onions, 1 tablespoon of minced garlic, 1/ 4 teaspoon black pepper and salt to taste. Cover and chill overnight - how easy is that? Green beans are a very healthy choice for a vegetable, and this recipe spices them up nicely. Lemonade You can’t have a Labor Day picnic without lemonade. Pick up some Crystal Light - zero calories, easy to make (just add water) and lots of different, fabulous lemonade flavors (strawberry kiwi, anyone?) A healthy alternative to sugar laden sodas and

other drinks. Brownies Brownies may not be the typical Labor Day treat, but they are easy and fun and everyone likes them. Pick up a package Betty Crocker Low Fat Brownie Mix - 130 calories per brownie - how easy is that? You can dress these up for people who don’t care for low fat brownies (e.g. your husband) - add some chocolate frosting on top or sprinkle with nuts. Mmmm. This can be made the night before or the morning of your picnic, depending on whether or not you and your family like to eat brownies while they are still warm. And that’s it. Food that is quick, easy, and healthy as far as picnic fare goes (lean protein, green vegetable, starch, healthy fats, and a fun dessert!). Throw it in a picnic basket with a blanket, some paper products, and your sunscreen, and you are good to go. Have a happy, healthy, safe Labor Day, from my family to yours!

News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

If hard work were such a wonderful thing, surely the rich would have kept it all to themselves. ~Lane Kirkland The Coto de Caza News

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August 29, 2014

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election is scheduled for October 8. Directors serve one-year terms, running from October through September. Each year, all five board seats are up for election. Serving on the board is a great to get to know other homeowners and shape Village activities. Please consider volunteering your time on behalf of this one-of-a-kind neighborhood.

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RANCHO SANTA MARGARITA TOYOTA DEALERSHIP IS NEXT GREAT LOVE AFFAIR FOR JOHN AND AMBER DINSMORE

John and Amber Dinsmore owners of Santa Margarita Toyota For over 40 years John Dinsmore has worked for numerous dealerships in locations including New Mexico, Bakersfield, El Monte, Santa Ana, Downey and now Rancho Santa Margarita. During the course of his career John worked in all positions starting as a Janitor, he took each position with the desire to learn and the willingness to conquer every challenge…finally making it to General Manager and now owner. One of the milestones in John’s career was in 1998 when he and his new partner bought their 1st of 10 dealerships. While it turned out to be a very exciting 15 year partnership he always had the goal in mind of fulfilling his dream of owning his own dealership. In June of 2013 the partnership ended and John finally realized his dream by buying Santa Margarita Toyota. While John has worked with different car manufactures he found that he believes in the Toyota brand and their commitment to a great product and community involvement including Page 8

Special Olympics, Hire a Veteran and so many more...It just seemed a perfect partnership. After years of building his business, John and Amber met on a bench on Balboa Island. Together John and Amber maintain the same commitment to the community and to building a business that puts the customer first. They both enjoy meeting new people and have joined Dove Canyon Golf Club where you will often find them enjoying lunch and occasionally enjoying their mutual love for golf on the course. John grew up in Arcadia, Ca as the youngest of 6 siblings. His father started in the automotive industry as a mechanic and worked his way up to Service Manager. He gave John his first car at 15, a 56 Ford, and even though it didn’t run…John was hooked. At 17 years old John went out and started his career and has been around cars ever since. Amber grew up in Hacienda Heights, CA and spent the last 20 as a Director of Operations for a 6 office nationally award winning Real estate firm.

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In 2012 she retired… it was short lived. In 2014 Amber began working alongside John. This has been a great experience for both of them…not only partners at home but partners in business as well. The dealership employs 80 people and features new and used car sales, a Parts Department, a Service Department and a Body Shop that repairs all makes and models. With so many families in the community with unique work schedules, and for our customer’s convenience, starting September 7th, Santa Margarita Toyota will open the Parts and Service department 7 days a week. Their company motto is “It’s all about You” Keep your eye open for lots of fun community events they have in the works, Taco Tuesdays, Weekend Car wash for the local Toyota owners, BBQ’s… We look forward to servicing you. John and Amber can be reached at 949-7662000.


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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Clambake Steams Up Funds for childrens bureau Photos by Ann Chatillon The annual Children’s Bureau Clambake steamed up fun and much-needed funds for Children’s Bureau at Upper Newport Bay in Newport Beach. More than 200 guests were on hand for the popular charity event that honored business and community leader Neal Aton and featured inspired cuisine by the Island Hotel, dancing under the stars with the Dwight Kennedy band, live auction, wine pull, heads and tails game, fireside s’mores and other clamfilled surprises. The evening raised $120,000 net for Children’s Bureau’s child abuse prevention programs in Orange County. After cocktails on the sand, guests were escorted to a lovely grass area complete with beach themed tables. Ladies were also given the opportunity to take off their high heel shoes and wear “flip flop sandals” generously provided by the Children’s Bureau (they think of everything!). The décor was absolutely beautiful and the view breathtaking. First course started folks off with field greens with roasted pears and candied pecans with crumbled Gorgonzola cheese with a Balsamic Vinaigrette dressing. The main course was a delightful “surf and turf” meal with grilled and marinated Filet with corn risotto, snap peas and carrots and a ½ grilled Lobster Tail with Lemon Beurre Blanc Sauce. It just melted in your mouth! Desserts were a Chef’s selection of mini pastries. Topping the evening properly in beach style fashion was a “Make Your Own S’mores” complete with roaring fire pits on the beach. The program started and after thanking everyone for helping out with the event. Children’s Bureau parent, JC Ancheta, shared her experience with the agency’s infant and toddler in-home prevention programs. Sarah Corrigan, Barbara Eidson and Lori Irving were the Event Co-Chairs; they lead a team consisting of Cindy Carter, Trish Coury, Terry Gene, Peggy Goldwater Clay, Ester Jones, Scott Marshall, Nadia Olstad, Marica Pendjjer, Beth Shields, Janice Sindoni Bachmann, Mary Tran, Bob Wentzel and Linda Wentzel. Presenting Sponsor was The Crean Foundation. Additional sponsors included Capital Group Companies, Inc., Carrington Charitable Foundation, Deloitte LLP, Disneyland Resort, Gnarly Head Wines, Ingram Micro, Inc., KSBR 88.5 FM, QBE, R-T Specialty, LLC, Sierra Nevada Investment Group LLC and Windes, Inc. Children’s Bureau helps more than 5,500 at-risk children and parents each year throughout Orange County with a variety of programs and services such as in-home counseling, parent education classes, collaborative participation in family resource centers, home visiting health programs and more. For more information, visit www.all4kids.org.

David and Nicole Madison Page 12

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Heads or Tails Winner Garrick Hollander

Event co-chairs Lori Irving, Sarah Corrigan and Barbara Eidson

Event Honoree Neal Aton and Children’s Bureau President & CEO Alex Morales


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In Memoriam

Roger J. O’Connor 1942-2014

Roger, known as “Butch” to his extended family, was thoughtful and adventurous, generous and inspiring, he was many things to many people. To his wife, he was a devoted and caring husband. To his daughters, he was a supporting and loving parent. To his grandchildren, he was the best Grandpa in all ways: always ready to go sledding, climb a tree, cannonball off the water slide, or sing them a bedtime lullaby. To his daughters and their friends while growing up, he was a role model, coach, and tutor, opening his home in the evenings to help with chemistry, calculus, and physics, as well as life lessons. To his professional colleagues he was an inventive, yet practical engineer who knew how to talk with people. He never turned away anyone seeking his help, and was a trusted advisor, mentor and friend to many young engineers throughout his career. Roger is survived by his wife Charlotte, his three daughters and sonsin-law, Katherine and Mehul (Patel), Kary and Joe (Pusl), Kimberly and Lance (Stockton), and his four grandchildren. Memorial donations may be made to the Sierra Club in Roger’s name.

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22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org

Reverend Craig M. Butters, Pastor

SATURDAY VIGIL MASS: 5:00 PM

SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM

SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

BIRTH ANNOUNCEMENTS! The Coto de Caza News is happy to announce the birth of your newborn:

Baby’s Name: Date of Birth: Weight:

It’s summertime. Better weather some how makes more opportunities to knock teeth out. Here’s what to do. If a baby tooth Dr. Michael Tessier gets knocked out, there’s not much that can be done. The adult teeth will be replacing them soon anyway. There are procedures to replace avulsed (knocked out) baby teeth for parents that are interested. It’s more likely that a baby tooth will me knocked way out of alignment, like pushed back into the mouth, but, amazingly, they migrate back to where they belong without any help. When an adult tooth is knocked out, most likely a front tooth because of the shape of the root, the most important factor for healing is immediate (less than five minutes) re-implantation; holding the tooth by the enamel part-the crown, rinse it off, stick it back in the hole, then hold it there until professional help can be contacted. There’s probably already pain, and fear, and bleeding, so any additional discomfort won’t be that noticeable. The first person prepared to re-implant the tooth should do

NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier

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so- don’t wait for a dentist. Immediate re-implantation is always superior to storage out of the mouth, but if immediate re-implantation is not possible, storage in the patients’ own saliva followed by transfer to cold milk will maintain the root surface cells’ ability to assist healing for up to one hour. Keep the milk (and tooth) cold by packing the milk in ice during storage. Drying of the cells on the root surface drastically reduces their ability to assist healing. Water storage damages root surface cells. Water should only be used to rinse the root before re-implantation. I saw a forty-year-old last week who’d had a tooth re-implanted after it had been knocked out when he was an adolescent, and it was still in place. So, DON’T PANIC- RINSE THE TOOTH OFF, PUT IT BACK IN THE HOLE, HOLD IT IN PLACE, THEN SEE THE DENTIST. My office is located at Oso and Marguerite Parkways, down the walk from the carwash and Starbucks. My phone number is 949-459-7212. Don’t hesitate to call if you need immediate assistance, even on the weekends. Or, call if you have any questions. It’s always easier to treat any dental problems, like toothaches, when they become an issue, rather than waiting until Monday.

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Labor Day Desserts Grilled to Perfection! By Michael Hewitt For the upcoming Labor Day backyard grilling event, you want to show off all the grilling skills you have been working on all summer. To really wow the crowd you have to do something really special. The grill is the perfect place to create fruit based desserts! I have three recipes that have worked pretty well for me in the past. The ladies will be impressed when they see that the backyard grill is not a thing to be trifled with, nor should it be feared. In fact someday I see the grill evolving into a unisex working tool with a wide range of gender friendly options. Who does not want to see a Lapis Blue or a Seafoam Green colored multiple-fuel gas/ charcoal, top of the line backyard grill? I think that this idea will appeal to folks on both sides of the fence. I envision a world where the family gathers around one of the last male dominated arenas called backyard grilling, and a new spirit of sharing comes to light. With that in mind, here are the recipes I have been working on. If you want to test them and give me some feedback here that would be awesome! Figuring out what is best to drink with these is going to be worth the price of admission! Pears halved and with the stem and core removed, place them on

a square of very lightly buttered aluminum foil with the open side of the fruit facing up. Fill the pear halves with a mixture of the following: 2-tbsp golden raisins, 1-tsp brown sugar, sprinkle of cinnamon, one little dot of honey. Wrap the top close and seal it up so that none of the moisture can escape. Cook on low heat for about 10-12 minutes. Add more time if the fruit is larger. Apples halved, with the core and stems removed, then using a large melon balling device, or a small paring knife take a hole out of the top side of the apple directly opposite the flat side, try to not cut all the way through, we don’t want the filler falling through. In that hole place one fresh cherry, or even a cranberry, or maybe some large fresh blueberries. Also add to the filler fruit in the hole some caramel, or go exotic and use toffee flavored candies, so they will melt into the fruit when heated. lastly top the hole off with 1-tbsp of your favorite crunchy granola type cereal. I would stay away from cereals like Count Chocula and Lucky Charms, it would be just way too much for the senses to manage and still keep your pants on. At least with regular cereal you stand a chance of keeping them on and facing the right way. Place the fruits face down directly on the grill, cook on medium heat for 6-7 minutes

or until the face starts to char, and the caramel is getting really melted. If they do come out sort of dry, you can add some apple juice to the hole before you fill it up, or you can seal the apples into a very lightly buttered aluminum foil pouch like we did with the Pears. I tried making a Poor Man’s Cherry Cobbler on the grill using prepackaged crescent rolls. Try using fresh fruit whenever you can, but it takes a lot of steps to make a good cherry pie type filling. So I would take some good cherry pie filling, or cherry preserves, and using aluminum foil to hold the goo, place about 2-3-tbsp into the slightly rounded off bottom of the foil like a pouch, then take some crescent rolls, and on a cutting board tear them into thin strips, or ball them into marble sized chunks. Drop these doughy bits onto the cherry goo, and seal up the bag with one tiny corner hole open, like about 1/8” to 1/4” hole. Place these on the grill at medium heat, and let cook for about

11-13 minutes. The dough should be cooked through when you are done. The cherry goo may stick to the foil if you overheat it. You can try some nostick cooking spray, just be careful to not add too much as this can change the subtle flavors too much. I almost always use butter on the foil, but in this one it can heat up and burn too fast if you are too high heat, or not watching the grill very closely. This last recipe is adventurous, and much more difficult to make, but it’s perfect as well and if it comes out you will be the neighborhood’s grilling hero!! And the kids will love all of these desserts! The Grill has evolved, and is not just for grilling up huge t-bones anymore!

How to find free money for college: The scholarship hunt While college can be one of the best experiences of your life, it can also be one of the most expensive. The average cost per year for a fouryear degree at a state-sponsored school currently runs $22,261 for in-state students and $35,321 for out-of-state students, according to a 2012 College Board report. With a few tips and strategies, you can ease your financial burden by applying for scholarships. The fact is, the more money you can get in scholarships, the less you’ll need to borrow. Scholarships are awarded by universities, nonprofit organizations, corporations and private individuals. There are many different kinds of scholarships some are needs-based while others focus on what a student’s interests are - so start searching early and be persistent. Do your research Fortunately, there are plenty of helpful ways to find scholarships. Look online by conducting a simple keyword search or by using free scholarship search services such as Fastweb, CollegeBoard or Edvisors. Page 16

Visit your high school counselor or college resource center If you are still in high school, counselors can give you directions for what types of scholarships you should apply for. If you know where you’re going to college, be sure to talk with the financial aid office and see if they can assist you with your search. The admissions office may be able to help you determine if there are any school-specific scholarships. Be community-minded You can also look for scholarship sources within your own community. Check with your local newspaper, community organizations, and your parents’/guardians’ employer. Religious organizations, banks or other civic organizations often offer scholarship programs. Enroll in Wells Fargo’s CollegeSTEPS program to get additional information on finding scholarships as well as college planning tips and for tools and other resources. Once you enroll, you’ll automatically be entered into the Wells Fargo CollegeSTEPSsweepstakes for high school and

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college students. Students will have the chance to win one of 40 $1,000 cash prizes that may be used for college or other expenses. Beware of scholarship scams Scholarships are “free money,” so you should never have to pay money to get them. Watch out for scholarship scams or companies that require a credit card number just to perform a search. Save the money and do it yourself. Once you identify the scholarships and grants you want to apply for, take careful note of the due dates,

then complete and submit the applications accordingly. Give yourself plenty of time to devote to the scholarship hunt and application process. It may seem like a lot of work when you don’t have a lot of time to spare, but in the end, it’s worth it to secure college money that doesn’t need to be repaid. To learn more about paying for college, visit-www.wellsfargo.com/ student/calculators/ and for more about financial aid, visit www. wellsfargo.com/student/five-stepsfinancial-aid.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

August 29, 2014

coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert. Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890 Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages Tuesday – Thursday 4pm – Midnight Friday – Saturday 4pm - 1am Sunday 11am – Midnight

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.5518 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads. Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

22302 El Paseo Ste I, RSM 949.459.7900 Embarcadero California Bistro Embarcadero hosts an innovative menu featuring small plates, signature salads, steaks, seafood, short ribs, and entrees with a new twist. We also boast a full bar featuring specialty mojitos, martinis, and an extensive wine list. RESTAURANT HOURS Sunday-Thursday 5pm - 9pm Thursday-Saturday 5pm - 10pm BAR HOURS Open daily, 5pm Close

22332 El Paseo, RSM 949.709.2266 Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

G u id e

Neighborhood Grill & Salad Bar Neighborhood Grill features open flame entrees-shish kabobs, gyros and charbroiled sandwiches. To complement their menu they serve homemade Baklava and Häagen Dazs ice cream. Mon-Fri 11am – 8pm Saturday 12pm – 8pm

29941 Aventura Ste 1, RSM 949.635.3131

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining. Across from Saddleback Church

27412 Portola Pkwy, Foothill Ranch 949.340.2055

Panera Bread Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino Open daily at 4:30pm

Wan Fu Chinese Gourmet Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225

30642 Santa Margarita Pkwy, RSM 949.589.8028

Rice & Spice Thai Cuisine Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

Mon-Fri at 4pm Sat & Sun at 11:30am

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

22411 Antonio Pkwy Ste C 949.459.7676 San Giovanni’s Ristorante Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Selma’s Chicago Style Pizzeria Pizza & Sandwiches Open 11am daily (Sundays at 9am)

30461 Avenida De Las Flores Ste B, RSM 949.709.8165

Wood Ranch BBQ & Grill 22352 El Paseo, RSM 949.888.1100

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com

Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

Trabuco Oaks Steakhouse Steaks, Prime Rib, Lobster. Home of the famous “2-pound steak.” Relax while you sip one of our sumptuous wines or cocktails or a frosty beer.

20782 Trabuco Oaks Rd, Trabuco Canyon 949-586-0722

22205 El Paseo Ste A, RSM 949.858-0581

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2 for Tuesdays 2 Large Pizzas 2 Toppings 2 GO $20.00

Wine Wednesdays 40% Off Bottles of Wine No Glut w Serv ing en Past Free P iz a& Rav za, ioli

Come in, sit down, you’re family at, San Giovanni Ristorante Special Events * Full Service Catering www.sangiovanni.us 31931 Dove Canyon Drive Hours: Dove Canyon, CA 92679 Open Daily (949) 589-1900 5:00 pm - 9:00 pm

Page 18

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NOW OPEN!

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Find us online Cotodecazanews.com The Coto de Caza News

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BRIDAL AND FORMAL WEAR STORE WIDE SALE!

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Romano’s Rancho Santa Margarita 949.589.1555 In the Antonio Plaza Shopping Center 22441 Antonio Pkwy Suite A-330 The Coto de Caza News

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Barbecue Recipes for Labor Day Make Your Barbecue on Labor Day a Success with These Recipes! By Carol Whyte Labor Day is a holiday that millions of Americans look forward to. Labor Day is also an important marker in our yearly calendar because it means the closing of swimming pools, no more wearing white, and it’s a time that many take their last vacation for awhile. It’s also a day to celebrate too! Many Americans have a barbecue, picnic, attend a parade, or even view fireworks if they can. If you’re one of the millions planning on having a Labor Day Barbecue, then you’ll want to check out the following recipes. Sweet Barbecue Sauce (I love anything sweet and the following recipe is delicious, especially on grilled chicken!) 1 cup ketchup ¼ cup apple juice ¼ cup apple cider vinegar ¼ cup of Worcestershire 1 teaspoon of garlic powder ½ teaspoon of onion powder Salt and Pepper to taste Combine all ingredients in a saucepan and mix. Bring to a boil and then allow the sauce to simmer for about 20 minutes. Another nice feature is to add apple

wood chips to your charcoal or gas grill before grilling the chicken. Sauce should be put on grilled chicken for the last 10-15 minutes of grilling. Beer Can Chicken This is an oldie but goodie! Try grilling your chicken using ½ a beer! The beer gives your chicken a very flavorful taste. You can add your favorite barbeque sauce for the last 10-15 minutes of grilling. ½ cup barbecue sauce (your home made recipe or store bought!) 1 12 oz. can of beer (need only ½) 1 tablespoon of onion powder 1 teaspoon of garlic powder 1 teaspoon of basil (dried) 1 teaspoon of paprika Salt and Pepper to taste One Whole Chicken (about 3 ½ pds.) Combine all spices and mix well before rubbing mixture onto chicken. Pour out half can of beer and place the can of the beer into the cavity of the chicken. (It will look odd, as if the chicken is sitting on top of can.) Put the chicken on the grill and cook for 1 to 1 ½ hours (be sure not to overcook). Keep cover on grill. Put barbeque sauce over chicken and grill in last ten minutes of baking time.

When complete, remove the beer can and discard. Place chicken on plate and add extra sauce as needed or desired. Baked Barbecue Chicken (This is the easiest of all three recipes!) 1 3 to 3 ½ pound chicken, cut into pieces 2 teaspoons garlic powder Dash salt and pepper 1 ½ cups of your favorite barbecue

sauce (mine is Sweet Baby Ray’s!) Preheat oven to 350 degrees. Take chicken pieces and sprinkle with salt, pepper and garlic powder. Cover tightly with aluminum foil and bake chicken for at least 1 hour. After one hour, drain any chicken fat from pan and then return chicken to pan. Cover with your favorite sauce and bake again (this time uncovered) for approximately 20-25 minutes.

last weekend for SPECIAL EVENTS AT FESTIVAL OF ARTS

There is plenty to see and do this week as the Festival of Arts California’s premier fine art show continues in Laguna Beach. On Saturday, Aug. 30, the Jazz on the Green series will conclude with Poncho Sanchez and his Latin Jazz Band. The show takes place from 1-3 p.m. and is free with Festival admission.• Jazz on the Green Saturday, Aug 30 (1 – 3pm) Aug 30: Spencer Day ART WORKSHOPS FOR EVERYONE • In 2014, printmaking, ceramics and multimedia workshops will be open daily for visitors of all ages to stretch creative muscles. The Festival Art Center, sponsored by Wells Fargo, will be open from 11am - 8pm daily for hands-on artistic fun. • Creativity runs wild at the Festival’s Adult and Teen Art Workshops where students will create their own masterpieces under the instruction of professional artists. Reservations required, call (949) 464-4234 for information and schedule. • Monday - Friday, the Festival hosts Youth Art Education Days, art classes for children ages 5-12. Classes include sculpture, printmaking, Page 22

drawing, and much more. Call for schedule and reservations: (949) 464-4234. DINING OPTIONS / GIFT SHOP • Tivoli Terrace Restaurant serves lunch and dinner during the Festival season in a beautiful garden setting. Live music is featured nightly. Tivoli Terrace will feature its Summer Pageant Menu with an array of salads and sandwiches and fresh seafood for lunch and a variety of traditional American cuisine for dinner. • Gina’s Alfresco offers casual Italian fare and is a complement to the Festival’s artistic atmosphere. • The Festival of Arts boutique style gift shop is the perfect place to find t-shirts, art books, posters, messenger bags and many other items to remember your visit. Festival of Arts / Pageant of the Masters 650 Laguna Canyon Road Laguna Beach, CA 92651 Main Office 949-494-1145 Ticket Office 949-497-6582 1-800-487-3378 ( toll free ) or for more informatin go to www.foapom. com.

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August 29, 2014

Is Your Pet Ready for labor day weekend Warm Weather Fun? Before heading outdoors, make sure your pet is ready for the season. Dr. Kemba Marshall, PetSmart veterinarian and pet care expert, knows it’s important to pay extra attention to your pet when temperatures climb. “Pet parents can make sure their pets stay comfortable, happy and healthy by preparing for the day ahead,” says Dr. Marshall. She suggests these tips for pet parents looking to include their canine companions in warm-weather activities. Keep pets groomed. A winter indoors often leaves pets with dry skin, tangled fur and a thick undercoat, which begins to shed when the weather warms. Take your dog to a professional grooming salon, like those found in PetSmart stores, to help keep them cool with services like a bath, brush or hair cut to remove loose hair. Have their skin and coat moisturized with a soothing conditioner and their nails trimmed. After grooming, brush your dog frequently and trim nails regularly to keep them clean and minimize dirt and debris collected from playing outdoors. Keep grooming tools, such as the Martha Stewart Pets Massager Brush and nail clippers, handy by hanging them behind the back door or tucking them into a basket.

Keep pets hydrated. Pets need lots of water, especially when it’s hot. Be sure to pack extra bottles of water for your dog when heading outdoors for a long hike, walk, jog or trip to the park. “Remember, if you’re feeling hot, tired and thirsty, your pet likely feels the same way,” says Dr. Marshall. Wet food also helps pets stay hydrated, so consider adding wet food to dry kibble, along with extra water. Keep pets sheltered. While the outdoors beckon pets to play, high temperatures can be dangerous. Keep your pet indoors during the hottest part of the day to help them avoid such conditions as dehydration, heatstroke and paw injuries from overheated pavement. Consider taking your dog to an indoor play center to keep them happy, such as the Doggie Day Camp at PetSmart. They’ll spend the day interacting and exercising with other dogs and trained pet-loving professionals while you’re at work or running errands. Keep pets pest-free. Pets are susceptible to a variety of bugs and pests – especially fleas and ticks. While fleas can trigger allergies and dermatitis, ticks may carry zoonotic diseases, which can be passed to humans. Purchase preventative collars

and topical treatments to protect your new faces. pet. And after every outdoor trip, inspect Going camping with pets. pets carefully for ticks and other insects Protect your dog’s feet with hiking to ensure their safety. booties. Come into the store with your Get pets ready to hit the road. dog so that booties can be fit properly.

Prepare pets for a long road trip in a crate by taking them on short drives while running errands around town. Your pet will acclimate to traveling in his crate before your vacation. Remember, however, not to leave pets in hot cars while you go into a store. Try using pheromone sprays and toys, which may help the pet feel calmer while inside his crate. Avoid plush toys, which can shred and be ingested. Dog training classes are a good way to be sure your pet is comfortable in different environments and around

Always remove the booties when you reach your destination or return to the campground so paws don’t get overheated. Avoid direct sunlight during the hottest part of the day and walk in shaded areas when possible. Always keep a fresh supply of drinking water on hand for your pet, and be sure to offer water at least hourly while hiking. For more pet parenting tips, products and services to care for your pet, visit www.PetSmart.com.

Easing stress during the busy back-to-school season

The easy breezy days of summer are coming to a close, and families everywhere are preparing to go back to school. For parents, this is a particularly challenging time of year. To help simplify and make this time more enjoyable, “The Lifestyle Mom” Dana Hilmer has a few tips for busy parents: 1. The temptation to sign your kids up for any and every extra-curricular activity is intense. Before you turn in registration forms, think through how each activity will impact both your children and your family’s priorities. Perhaps you want one day of the weekend free or you want to have dinner together four times a week. Once you have assessed your needs, ask yourself if each activity aligns with them. 2. You have heard that breakfast is the most important meal of the day, and while it may be easy to provide a good breakfast for your kids, parents often forget about fueling up with the right breakfast for themselves. Perfect for eating on the go, belVita Soft Baked Breakfast Biscuits come in two varieties, Mixed Berry and Oats-& Chocolate. They provide 11 grams of whole grains and contain no high fructose corn syrup or artificial colors, flavors or sweeteners. Grab

a banana and a latte, and you have nutritious morning energy to help tackle whatever comes your way. 3. It may be easier said than done, but learn how to say “no.” Saying “no” gives you permission to say “yes” to things that are truly important to you. Next time you are asked to do something, let that person know that you need to check your calendar. That will give you time to decide if this new activity is truly worthy of your

time, and to craft a polite explanation, if not. 4. Finally, create a to-do list that is realistic and achievable. Many people are guilty of having a huge to-do list and then feeling defeated at the end of the day when all of the boxes aren’t checked off. Often, a good chunk of things on that list probably have more to do with your own expectations than with what anyone else is expecting of you.

Start a to-do list with three sections: the priority of the day for yourself, the priority of the day for your family and the priority of the day for your work. Start with these items and only move on to the others once they’re done. Chances are the laundry can wait until another day. Your children going back to school doesn’t have to be stressful. With these tips you can enjoy this exciting, coming of age time with your family.

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Reminders Architectural Submissions Please remember that ALL exterior modifications require the approval from the Architectural Committee before work can begin. Even painting, repairs, like for like changes or tree removal require an application be submitted to Management for record keeping purposes. Work that requires access to HOA property must be submitted to Management in writing and approval from the ARC Committee must be received prior to work beginning. Verbal communication is not an approval and work done based on this communication could result in possible violations and fines assessed to your account. All approvals MUST come from written notification by Management. As a reminder, All Architectural Submissions must be received NO LATER THAN THE 15th OF THE MONTH in order to be reviewed at that month’s Architectural Meeting. Applications received after the 15th of the month are not guaranteed to be placed on the agenda. The Architectural Committee is made of volunteers and applications will not be reviewed outside of the monthly meetings. Please contact Courtney Fischer at 949- 448-6197 or courtney. fischer@fsresidential.com for any Page 24

questions.. Encroachment Policy Before homeowner’s can plant vegetation into HOA property they must first obtain approval through the Architectural Committee. Homeowner’s are required to submit their plans along with a signed and notarized Encroachment Agreement to Management for Committee review. Once approved, the homeowner must file this documentation with the county before work can begin. Remember the Drought Conditions Please remember to avoid watering your lawn between the hours of 9 a.m. and 5 p.m. Water evaporates more quickly when the sun is out. If you water during the day, you are not watering the lawn, but the sky. Instead, please water your lawn in the early morning, evening, or at night. Do your part to conserve water during this serious drought. New Items The Village’s Distressed Trees In recent months many residents have expressed their concerns about trees in the HOA area that may appear dead or in stress. Management, the board and Landscape Committee are very much aware of our current tree issue. The majority of our HOA trees were planted in the 70’s & 80’s. AT

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that time there was little association direction as to what trees should be planted or how they should be planted. As a result all of us are paying the price today. The majority of the trees are nearing the end of their life cycle. This is also being pushed forward by our ongoing drought. When trees are stressed it is very difficult for them to defend against infestations. As a result we do have many trees in need of maintenance. Given our current budget it would be fiscally impossible to address all of our tree issues without raising monthly dues. So at the current time please note we will not perform any maintenance or trimming of HOA trees. Trees will be removed if they are determined dead by management and/or impose a structure or personal liability. Please inform Courtney at First Service if you notice such a situation. Policy Change Dwelling Live – Excessive Calls Charges. Calling in Guest – It may cost you – Effective September 15, 2014 the Board has changed the call-in policy which permits members to call in their guest(s). The new policy will allow for three (3) call-ins per month at no charge. On the fourth call, you will be billed $20. On the 10th call

you will be billed another $20, on the 15th another $20 and so on at 5 call increments. Please use the online system at www.czmaster.org and save big bucks! It’s easy! Violation Process Currently there are 2 violation drives per month that are conducted by management and the Violation Committee. If during one of the drives, the committee notes a violation of the CC&R’s or Architectural Guidelines, an initial courtesy notice is sent to the homeowner. If it was a transitory issue, such as trash cans left out, and you have resolved the issue, there is no need to contact management; the committee will review the violation on the next drive and close it out if the violation has been resolved. However, if on the next drive the violation has not been remediated or you have not contacted management, a second letter is sent out requesting the homeowner attends the next Board meeting for a violation hearing. If the homeowner does not resolve the condition or make arrangements, they could be fined $50 as part of the violation process. If the violation is still not cleared, they could continue to be fined and eventually invited to Alternative Dispute Resolution. Encroachment Policy


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SAWDUST ART FESTIVAL summer session comes to a close this Sunday august 31

The Sawdust Art Festival is a non-profit organization dedicated to educating the public and promoting the art created in Laguna Beach. Since its inception, the non-profit Sawdust Art Festival organization has celebrated and supported the work of local artists. Designed to both entertain and educate, the Sawdust Art Festival draws more than 200,000 visitors world-wide each year. Visitors are invited to shop along sawdust-covered paths through a hand-crafted village of fine arts and superb craftsmanship. Artists that exhibit during the summer festival are Laguna Beach residents. The Sawdust Art Festival also features art demonstration booths such as glassblowing, complimentary hands-on art workshops, a children’s art booth, Ceramic Center, as well as refreshments from four outdoor cafes and saloon, live musical entertainment and more. The Sawdust Art Festival sets itself apart from Laguna Beach’s other summer art festivals in that it is non-juried, so it plays a vital role in

supporting the careers of many local artists. The Sawdust has expanded from its beginnings as a small show on a vacant lot on PCH to a 9-week festival set in a cool three-acre eucalyptus grove, complete with waterfalls, in Laguna Canyon. Along the way, the Sawdust has become the Southern California’s most popular summer art festival, drawing higher paid attendance than any other summer festival. To check out more details about the Sawdust Art Festival’s 48th annual summer season and calendar of events, please visit www. sawdustartfestival.org or call 949494-3030. The Sawdust Art Festival is open 10-10 daily June 27 through August 31, and is located at 935 Laguna Canyon Road in Laguna Beach with free City trolley service to and from the Act V parking lot. Admission prices are: Adults $8.50, Seniors (65+) $7, Children (6-12) $4, Children (5 & under) Free; Summer Season Pass $18; Annual Pass $24. www.sawdustartfestival.org

August 29, 2014

Coto de Caza News Legal Notices APN: 614-044-04 TS No: CA08002300-14-1-FT TO No: 12-0018159 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED October 1, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 29, 2014 at 09:00 AM, Auction.com Room, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on October 12, 2004 as Instrument No. 2004000907836 of official records in the Office of the Recorder of Orange County, California, executed by JORGE ALMERCO a single man, as Trustor(s), MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for FULL SPECTRUM LENDING, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22932 RUMBLE DRIVE, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $739,767.78 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address www.Auction.com for information regarding the sale of this property, using the file number assigned to this case, CA08002300-14-1-FT. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 11, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA08002300-14-1-FT 17100 Gillette Ave Irvine, CA 92614 949-252-8300 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: AUCTION.COM at 800.280.2832 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1107836 8/22, 8/29, 09/05/2014

APN: 614-195-51 Property : 24662 Toledo Ln, Lake Forest, CA 92630 Title Order No. : 130124675 Trustee Sale No. : 2720-006125-F00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED December 08, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 04, 2014, Sage Point Lender Services, LLC, as duly appointed Trustee WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT drawn on a state or national bank, cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States). The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust with interest and late charges thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN BELOW MENTIONED DEED OF TRUST Executed by: Bhawna Misra, a married woman as her sole and separate property Recorded on December 19, 2006, as Instrument No. 2006000850198, of Official Records, in the office of the County Recorder of Orange County, California Date of Sale: September 04, 2014 at 01:30 PM Place of Sale: at the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA 92701 The street address and other common designation, if any, of the real property described above is purported to be: 24662 TOLEDO LN, LAKE FOREST, CA 92630 APN# 614-195-51 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is $747,078.03. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to the return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 855-880-6845 or visit this Internet Web site WWW.NATIONWIDEPOSTING.COM, using the file number assigned to this case 2720-006125-F00. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 5, 2014 Sage Point Lender Services, LLC 400 Exchange, Suite 110 Irvine, CA 92602 949-265-9940 Fidel Aguirre FOR TRUSTEE’S SALE INFORMATION PLEASE CALL 855-8806845 or visit WWW.NATIONWIDEPOSTING.COM SAGE POINT LENDER SERVICES, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. NPP0234582 To: COTO DE CAZA NEWS PUB: 08/15/2014, 08/22/2014, 08/29/2014

TSG No.: 8430658 TS No.: CA1400258627 FHA/VA/PMI No.: APN: 659-291-26 Property Address: 18 CHARMONY LAGUNA NIGUEL, CA 92677-2900 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09/04/2014 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 07/25/2005, as Instrument No. 2005000571451, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: STEPHEN L. GALE, AN UNMARRIED MAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 659-291-26 The street address and other common designation, if any, of the real property described above is purported to be: 18 CHARMONY, LAGUNA NIGUEL, CA 92677-2900 he undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,113,327.59. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in

the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1400258627 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: First American Title Insurance Company 5 First American Way Santa Ana CA 92707 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)9390772NPP0234671 To: COTO DE CAZA NEWS 08/15/2014, 08/22/2014, 08/29/2014

The Coto de Caza News

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August 29, 2014

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

hoW fasT Will This hoMe be sold?

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August 29, 2014

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Coto de Caza News Legal Notices AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-727144 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MARISSA URIAH PEREZ. Petitioner(s) MARISSA URIAH PEREZ has/have filed a petition with this court for a decree changing name(s) as follows: MARISSA URIAH PEREZ to MARISA ARIAH LEON. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on OCTOBER 28, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 12, 2014 Coto de Caza News – 08/29/2014, 09/05/2014, 09/12/2014, 09/19/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00741720 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JACQUELINE MARIE MERCADO. Petitioner(s) JACQUELINE MARIE MERCADO has/have filed a petition with this court for a decree changing name(s) as follows: JACQUELINE MARIE MERCADO to JACQUELINE MARIE-MERCADO GOMORY. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on NOVEMBER 05, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 26, 2014 Coto de Caza News – 08/29/2014, 09/05/2014, 09/12/2014, 09/19/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00739567 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of PAYTON GALE EDENHOFER, a minor. Petitioner(s) KIRA EDENHOFER and BRYAN BROUSSARD on behalf of the minor PAYTON GALE EDENHOFER has/have filed a petition with this court for a decree changing name(s) as follows: PAYTON GALE EDENHOFER to PAYTON GALE BROUSSARD. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on OCTOBER 23, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 13, 2014 Coto de Caza News – 08/22/2014, 08/29/2014, 09/05/2014, 09/12/2014

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ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00738008 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of NATALY MORALES, a minor. Petitioner(s) KARINA NATALY SALAZAR on behalf NATALY MORALES, a minor, has/have filed a petition with this court for a decree changing name(s) as follows: NATALY MORALES to NATALY MONSERRATH GONZALEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on OCTOBER 15, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto De Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 05, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 08/15/2015, 08/22/2014, 08/29/2014, 09/05/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00737540 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of KATHLEEN ELIZABETH TURNER. Petitioner(s) KATHLEEN ELIZABETH TURNER has/have filed a petition with this court for a decree changing name(s) as follows: KATHLEEN ELIZABETH TURNER to KATIE ELIZABETH TURNER. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on OCTOBER 14, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto De Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 01, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 08/15/2015, 08/22/2014, 08/29/2014, 09/05/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00735939-CU-PT-CJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of FIDEL PLASENCIA MEZA, a minor and MIREYA MEZA. Petitioner(s) MIREYA MEZA on behalf of herself and the minor FIDEL PLASENCIA MEZA, has/have filed a petition with this court for a decree changing name(s) as follows: MIREYA MEZA to MELBA MIREYA MEZA and FIDEL PLASENCIA MEZA to FIDEL PLASCENCIA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on OCTOBER 01, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JULY 23, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 08/08/2014, 08/15/2014, 08/22/2014, 08/29/2014

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Coto de Caza News Legal Notices SUMMONS(CITACION JUDICIAL) NOTICE TO DEFENDANT (AVISO AL DEMANDADO): SUNBELT FINANCIAL SERVICES, an unknown entity; ALL PERSONS UNKNOWN CLAIMING ANY LEGAL OR EQUITABLE RIGHT, TITLE, ESTATE, LIEN, OR INTEREST IN THE PROPERTY DESCRIBED IN THE COMPLAINT ADVERSE TO PLAINTIFF’S INTEREST, OR ANY CLOUD ON PLAINTIFF’S INTEREST THERETO; and DOES 1 through 10, inclusive CASE NO: CIVDS1408415 YOU ARE BEING SUED BY PLAINTIFF: (LO ESTA DEMANDANDO EL DEMANDENTE): SUE SERPA, an individual. NOTICE! You have been sued. The court may decide against you without your being heard unless you respond within 30 days. Read the information below. You have 30 CALENDAR DAYS after this summons and legal papers are served on you to file a written response at this court and have a copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be in proper legal form if you want the court to hear your case. There may be a court form that you can use for your response. You can find these court forms and more information at the California Courts Online Self-Help Center (www.courtinfo.ca.gov/ selfhelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your response on time, you may lose the case by default, and your wages, money, and property may be taken without further warning from the court. There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If you cannot afford an attorney, you may be eligible for free legal services from a nonprofit legal services program. You can locate these nonprofit groups at the California Legal Services Web site (www. lawhelpcalifornia.org), the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association. NOTE: The court has a statutory lien for waived fees and costs on any settlement or arbitration award of $10,000 or more in a civil case. The court’s lien must be paid before the court will dismiss the case. AVISO! Lo han demandado. Si no responde dentro de 30 dias, la corte puede decidir en su contra sin eschichar su version. Lea la informacion a continuacion. Tiene 30 DIAS DE CALENDARIO despues de que le entreguen esta citation y papeles legales para presentar una respueeta por escrito en esta corte y hacer que se entregue una copia al dem andante. Una carta o una Uamada telefonica no lo protegen. Su respuesta por escrito tiene que estar en formato legal correcto si desea que procesen su caso en la corte. Es posible que haya un formulario que usted pueda usar para su respuesta. Puede encontrar estos formularios de la corte y mas informacion en el Centro de Ayuda de las Cortes de California (www.courtinfo. ca.gov/selfhelp/espanol/), en la biblioteca de leyes de su condado o en la corte que le quede mae cerca. Si no puede pagar la cuota de presentation, pida al secretario de la corte que le de un formulario de exencion de pago de cuotas. Si no present su respuesta a tiempo, puede perder el caso por incumplimiento y la corte le podra quitar su sueldo, dinero y bienes sin mas advertencia. Hay otros requisitos legales. Es recomendable que llame a un abogado inmediataxnente. Si no conoce a un abogado, puede llamar a un servicio de rcmision a abogados. Si no puede pagar a un abogado, es posible que cumpla con los requisitos para obtener servicios legales gratuitos de un program a de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California Legal Services, (www. lawbelpcalifornia.org), en el Centro de Ayuda de las Cortes de California, (www.courtinfo.ca.gov/selfhelp/espanol/) o ponie’ndose en contacto con la corte o el colegio de abogados locales. AVISO: Por ley, la corte tiene derecho a relamar las cuotas y los costoe ecentos exentos por imponer un gravamen sobre cualquier recuperacion de $10,000 o mas de valor recibida mediante un acuerdo o una concesion de arbitraje en un caso de derecho civil. Tiene que pagar el gravamen de la corte antes de que la corte pueda deschar el caso. The name and address of the court is: (El nombre y direccion de la corte es): San Bernardino County Superior Court, 247 West Third Street, San Bernardino, CA 92415-0210 The name, addresses, and telephone number of plaintiffs’ attorney, or plaintiff without an attorney, is: (El nombre, la direccion y el numero de telefono del abogado del demandante, o del demandante que no tiene abogado, es): Michael G. Kerbs, Esq. (SBN 131620) REID & HELLYER APC; P.O. BOX 1300, Riverside, CA 92502-1300, telephone 951-6821771, facsimile 951-686-2415 Date: (Fecha) June 17, 2014, Clerk, by (Secretario) Ilayali Wade Deputy (Actuario), Edmond Castro Coto de Caza News – 08/08/2014, 08/15/2014, 08/22/2014, 08/29/2014

APN: 649-022-34 TS No: CA05000346-12-1 TO No: 1109425 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED December 9, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 23, 2014 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on December 14, 2005, as Instrument No. 2005000999402, of official records in the Office of the Recorder of Orange County, California, executed by MARY L BROGDON, SUCCESSOR TRUSTEE OF THE BROGDON-VINDING TRUST, ESTABLISHED JULY 11, 1996, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 30794 CALLE CHUECA, SAN JUAN CAPISTRANO FKA SAN JUAN CAPISTRACA, CA 926750000 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $388,117.32 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the

T.S. No. 14-2071-11 Loan No. 94361109 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本 文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요 약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. A copy of California Civil Code Section 2923.54 (SB 7) declaration is attached hereto and incorporated herein by reference. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: BRIAN GLASER AND MARCELA GLASER, HUSBAND AND WIFE Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 7/25/2005 as Instrument No. 2005000572234 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 5 BLUE OAK #84 RANCHO SANTA MARGARITA, CA 92688 A.P.N.: 933-75051 Date of Sale: 9/11/2014 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $331,751.01, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 14-2071-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 8/13/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwideposting. com Frank Escalera, Team Lead NPP0234971 To: COTO DE CAZA NEWS 08/22/2014, 08/29/2014, 09/05/2014 Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA05000346-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 19, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA05000346-12-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing AT 714-573-1965 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1109175 8/29, 9/5, 09/12/2014


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Coto de Caza News Legal Notices RECORDING REQUESTED BY Power Default Services, Inc. AND WHEN RECORDED MAIL TO: Power Default Services, Inc. 2002 Summit Boulevard, Suite 600, Atlanta, Georgia 30319. T.S. No.: 2013-04330. Loan No.: 7143914492. A.P.N..: 839-121-05. NOTICE OF TRUSTEE’S SALE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다. NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA AKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIESPROVIDED TO THE TRUSTOR. IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Trustor: SUSAN L LEE, AN UNMARRIED WOMAN. Duly Appointed Trustee: Power Default Services, Inc. Recorded 1/25/2006 as Instrument No. 2006000057563 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California. Date of Sale: 9/8/2014 at 3:00 PM. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA. Estimated amount of unpaid balance and other charges: $358,279.05. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, A SAVINGS ASSOCIATION OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: All right, title, and interest conveyed and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described as Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt. More fully described in said Deed of Trust Street Address or other common designation of real property: 10 COLORIDO ST RANCHO SANTA MARGARITA, California 92688-3415. A.P.N.: 839-121-05. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $358,279.05. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary of the Deed of Trust has executed and delivered to the undersigned a written request to commence foreclosure, and the undersigned caused a Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866) 240-3530, visit this Internet Web site http:// altisource.com/resware/TrusteeServicesSearch.aspx using the file number assigned to this case 2013-04330. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 8/1/2014 Power Default Services, Inc. c/o 30 Corporate Park, Suite 450, Irvine, CA 92606. Automated Sale Information: (855) 427-2204. http:// altisource.com/resware/TrusteeServicesSearch.aspx. For Non-Automated Sale Information, call: (866) 240-3530. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. Publish 8/15/14, 8/22/14, 8/29/14.

APN: 614-075-01 TS No: CA07000061-14-1 TO No: 8409200 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED October 20, 2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 15, 2014 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on October 27, 2009, as Instrument No. 2009000582939, of official records in the Office of the Recorder of Orange County, California, executed by WILLIAM R SANDERS JR AN UNMARRIED MAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for FINANCIAL FREEDOM ACQUISITION LLC, A SUBSIDIARY OF ONEWEST BANK, FSB as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25231 Vista Fusco, Lake Forest, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $434,644.92 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA07000061-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 4, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA07000061-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing AT 714-573-1965 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1106841 8/15, 8/22, 08/29/2014

NOTICE OF TRUSTEE’S SALE File No. 7023.109810 Title Order No. 100682721 MIN No. APN 805-301-08 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/30/04. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): ROYA KOSOLCHAROEN AND JOHN W. KOSOLCHAROEN, WIFE AND HUSBAND Recorded: 07/07/04, as Instrument No. 2004000615159,of Official Records of ORANGE County, California. Date of Sale: 09/11/14 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 57 SILLERO, RANCHO SANTA MARGARITA, CA 92688-3045 Assessors Parcel No. 805-301-08 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $584,034.77. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing

the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or 800-280-2832 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7023.109810. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 15, 2014 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Erik Rasanen, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 866-387-6987 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 or 800-280-2832 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7023.109810: 08/22/2014,08/29/2014,09/05/2014

August 29, 2014

Coto de Caza News Legal Notices CITY OF RANCHO SANTA MARGARITA NOTICE OF PLANNING COMMISSION PUBLIC HEARING NOTICE IS HEREBY GIVEN that on October 8, 2014, at 7:00 p.m. (or as soon thereafter as possible) the City Council of the City of Rancho Santa Margarita will conduct a public hearing to consider the following: AMENDMENTS TO THE 2012-2013, 2013-2014 AND THE 2014-2015 ANNUAL ACTION PLANS FOR THE FEDERAL COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM The City of Rancho Santa Margarita will amend its 2012-2013, 2013-2014 and 2014-2015 Annual Action Plans for the purpose of reallocating certain Community Development Block Grant (CDBG) funds from the previously approved activities listed below to a new activity. Previously Approved Activities • American with Disabilities Act Ramp/Sidewalk Bulb Out Design – Alma Aldea Phase I • American with Disabilities Act Curb Ramp – Via Carrissa (Trabuco Mesa) • American with Disabilities Act Ramp/Sidewalk Bulb Out Construction – Alma Aldea Phase II

Action Plan Year

Proposed New Activity • American with Disabilities Act Curb Ramp Installation Project

Amount Funded

2012-2013

$40,0000

2013-2014

$116,323

2014-2015

$145,000

Action Plan Year 2014-2015

Amount Funded $301,323

CDBG funds are awarded to the City on an annual basis upon the submission and approval of an annual Action Plan to the U.S. Department of Housing and Urban Development (HUD). The City is allowed to modify previously approved Action Plans as long as it complies with CDBG program regulations. The proposed amendment requires that the City provide the public with a reasonable opportunity to review the proposed amendments and also hold a public hearing. This notice delineates the City’s proposed actions to comply with these regulations. INVITATION TO BE HEARD: 30-day Public Comment Period All persons interested in reviewing the proposed amendments to the 2012-2013, 2013-2014 and 2014-2015 Action Plans may inspect a copy at the City of Rancho Santa Margarita City Hall located at 22112 El Paseo, Rancho Santa Margarita, CA 92688, between the hours of 8 a.m. to 5 p.m. Written comments with respect to the proposed amendments will be accepted by the City’s Development Services Department beginning September 8, 2014. Written comments should be directed to Mike Linares at 22112 El Paseo, Rancho Santa Margarita, CA 92688 - all written comment must be received no later than 12:00 p.m., October 7, 2014. Public Hearing The required public hearing regarding the proposed Action Plan amendments will be held: DATE AND TIME OF HEARING: LOCATION OF HEARING:

October 8, 2014, 7:00 p.m., or as soon thereafter as possible. Rancho Santa Margarita City Hall City Council Chambers 22112 El Paseo Rancho Santa Margarita, California 92688

If you wish to challenge the City’s decision in court, the challenge will be limited only to those issues you or someone else raised at the public hearing, prior to the public hearing, or in written correspondence delivered to the City Clerk’s Department, prior to, the public hearing described in this notice. The file pertaining to this item is available for public review at the City of Rancho Santa Margarita. The agenda report for this item will be available Friday, October 3, 2014 after 5:00 p.m. on the City’s website at www.cityofrsm.org or at City Hall. Additionally, a copy of the report may be obtained at City Hall during normal business hours, Monday through Friday, 8:00 a.m. – 5:00 p.m. It is recommended that you contact City Hall to ensure a copy of the report is available for distribution. For further information you may wish to call Maria A. Ferris, Deputy City Clerk, (949) 635-1800 ext. 6201.

__________________________ PAT HEALY, INTERIM CITY CLERK City of Rancho Santa Margarita Published: Coto De Caza News Date: August 29, 2014

APN: 930-19-418 TS No: CA08002973-14-1 TO No: 1629086 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED February 18, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 23, 2014 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on February 26, 2004 as Instrument No. 2004000146643 of official records in the Office of the Recorder of Orange County, California, executed by KARL CHRISTIANSEN, AND DENISE CHRISTIANSEN, HUSBAND AND WIFE AS COMMUNITY PROPERTY., as Trustor(s), in favor of AMERICA`S WHOLESALE LENDER as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT “A” THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: A CONDOMINIUM COMPOSED OF: PARCEL 1: AN UNDIVIDED 1/77TH INTEREST IN AND TO LOTS 1 THROUGH 77 INCLUSIVE OF TRACT NO. 9612,IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 450, PAGES 1 TO 5 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTRY RECORDER OF SAID COUNTY. EXCEPT THEREFROM ALL WATER, OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET FROM THE SURFACE OF SAID LAND, BUT WITH NO RIGHT OF SURFACE ENTRY, AS PROVIDED IN DEEDS OF RECORD. ALSO EXCEPT THEREFROM THE FOLLOWING: (A) UNITS 1 THROUGH 77 AS SHOWN UPON THE CONDOMINIUM PLAN RECORDED IN BOOK 13098, PAGE 356 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY. (B) EXCLUSIVE EASEMENT AND RIGHT TO USE AND OCCUPY ALL THOSE AREAS DESIGNATED AS B, P, E, G, CP AND GARDEN AS SHOWN UPON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 2: UNIT 18 AS SHOWN UPON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 3: AN EXCLUSIVE APPURTENANT EASEMENT FOR RESIDENTIAL USE AND PURPOSES IN AND TO THE BALCONY AND PATIO DIRECTLY ADJACENT TO THE ABOVE DESCRIBED UNIT WHICH SHALL BE DEEMED TO BE PART OF THE ``RESTRICTED COMMON AREAS`` SHOWN AS B-18 AND P-18 ON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 4: AN EXCLUSIVE APPURTENANT EASEMENT FOR INGRESS AND EGRESS IN AND TO THE ENTRYWAY DIRECTLY ADJACENT TO THE ABOVE DESCRIBED UNIT WHICH SHALL BE DEEMED TO BE PART OF THE ``RESTRICTED COMMON AREAS`` SHOWN AS E-18 ON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 5: AN EXCLUSIVE APPURTENANT EASEMENT TO USE AND OCCUPY, AT ALL TIMES, THE PARKING SPACE AND GARAGE DESCRIBED AND DESIGNATED ON THE CONDOMINIUM PLAN ABOVE REFERRED TO AS G-18 AND CP-18 WHICH SHALL BE DEEMED TO BE PART OF THE ``RESTRICTED COMMON AREAS``. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22082 CAMINITO VINO, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the

Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $195,308.17 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08002973-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 19, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA08002973-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 Amy Lemus, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing AT 714-573-1965 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1109135 8/29, 9/5, 09/12/2014

The Coto de Caza News

Page 29


August 29, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-13-594558-AB Order No.: 8356215 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/25/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CYNTHIA A. LOGAN Recorded: 1/31/2007 as Instrument No. 2007000066316 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/8/2014 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction. com Room Amount of unpaid balance and other charges: $750,117.91 The purported property address is: 31864 OLD OAK RD, TRABUCO CANYON AREA, CA 92679-0000 Assessor’s Parcel No.: 833-011-67 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http:// www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-594558-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-594558-AB IDSPub #0069460 8/15/2014 8/22/2014 8/29/2014

NOTICE OF TRUSTEE’S SALE TS No. CA-14-618969-BF Order No.: 140086872-CA-API YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/5/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SCOTT M RAMIREZ AND CHRISTINA RAMIREZ, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 4/17/2006 as Instrument No. 2006000254974 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/5/2014 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $646,373.11 The purported property address is: 12 VIA GARDENIA, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No.: 833-241-32 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-618969BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-618969-BF IDSPub #0069518 8/15/2014 8/22/2014 8/29/2014

APN: 934-24-136 T.S. No. 500022-CA NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/24/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 9/10/2014 at 9:00 AM, OLD REPUBLIC DEFAULT MANAGEMENT SERVICES, A DIVISION OF OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, P.O. BOX 250, ORANGE, CA 92856-6250, as duly appointed trustee under and pursuant to Deed of Trust recorded 2/1/2006, as Instrument No. 2006000071623, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: LARRY HENRY PRITCHARD AND BRENDA JEANNE PRITCHARD, HUSBAND AND WIFE, AS JOINT TENANTS WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 23382 CAMINITO ANDRETA 136 LAGUNA HILLS, CA. 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of

Sale is: $411,168.08 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site WWW.PRIORITYPOSTING.COM, using the file number assigned to this case 500022-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (714) 573-1965 Date: 8/6/2014 Date Executed: OLD REPUBLIC DEFAULT MANAGEMENT SERVICES, A DIVISION OF OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, P.O. BOX 250, ORANGE, CA 92856-6250 ,Authorized Signature OLD REPUBLIC DEFAULT MANAGEMENT SERVICES, A DIVISION OF OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, P.O. BOX 250, ORANGE, CA 92856-6250 P.O. Box 250 Orange, CA 92856-6250 P1107231 8/15, 8/22, 08/29/2014

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The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices APN: 636-561-32 Property : 24595 Summerland Circle, Laguna Niguel, CA 92677 Title Order No. : 730-1305559-70 Trustee Sale No. : 8686-011971-F00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED April 05, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 29, 2014, Sage Point Lender Services, LLC, as duly appointed Trustee WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT drawn on a state or national bank, cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States). The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust with interest and late charges thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN BELOW MENTIONED DEED OF TRUST Executed by: CATHERINE YAGUE-AHMED Recorded on April 10, 2007, as Instrument No. 2007000230151, of Official Records, in the office of the County Recorder of Orange County, California   Date of Sale: September 29, 2014 at 09:00 AM Place of Sale: in the Auction.com Room of the Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 The street address and other common designation, if any, of the real property described above is purported to be: 24595 SUMMERLAND CIRCLE, LAGUNA NIGUEL, CA 92677 APN# 636-561-32 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is $1,233,141.50. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to the return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 8686-011971-F00. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 8/22/14 Sage Point Lender Services, LLC 400 Exchange, Suite 110 Irvine, CA 92602 949-2659940 Brenda Avila FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (800) 280-2832 or visit WWW.AUCTION.COM SAGE POINT LENDER SERVICES, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. NPP0235374 To: COTO DE CAZA NEWS PUB: 08/29/2014, 09/05/2014, 09/12/2014

APN: 939-11-627 Property : 19431 Rue De Valore Unit 33D, Foothill Ranch, CA 92610-2318 Title Order No. : 7301401553-70 Trustee Sale No. : 8686-015638-F00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED January 30, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 29, 2014, Sage Point Lender Services, LLC, as duly appointed Trustee WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT drawn on a state or national bank, cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States). The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust with interest and late charges thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN BELOW MENTIONED DEED OF TRUST Executed by: Choongwon Lee, a married man as his sole & separate property Recorded on February 02, 2006, as Instrument No. 2006000077712, of Official Records, in the office of the County Recorder of Orange County, California Date of Sale: September 29, 2014 at 09:00 AM Place of Sale: in the Auction.com Room of the Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 The street address and other common designation, if any, of the real property described above is purported to be: 19431 RUE DE VALORE UNIT 33D, FOOTHILL RANCH, CA 92610-2318 APN# 939-11-627 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is $338,716.62. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to the return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 8686-015638-F00. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 14, 2014 Sage Point Lender Services, LLC 400 Exchange, Suite 110 Irvine, CA 92602 949-265-9940 Brenda Avila FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (800) 280-2832 or visit WWW. AUCTION.COM SAGE POINT LENDER SERVICES, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. NPP0235022 To: COTO DE CAZA NEWS PUB: 08/22/2014, 08/29/2014, 09/05/2014

Law Offices of Les Zieve, 30 Corporate Park, Suite 450, Irvine, CA 92606. T.S. No. 13-26414. APN: 930-47-441. NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/2/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: APRIL BACHMEIER, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY. Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 11/9/2006 as Instrument No. 2006000758951 in book , page of Official Records in the office of the Recorder of Orange County, California, Date of Sale:9/12/2014 at 3:00 PM. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. Estimated amount of unpaid balance and other charges: $425,203.18. Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 25885 TRABUCO ROAD #41, LAKE FOREST, CA 92630. Described as follows: As more fully described in said Deed of Trust A.P.N #.: 930-47-441. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown

above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 13-26414. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 8/18/2014. Law Offices of Les Zieve, as Trustee 30 Corporate Park, Suite 450, Irvine, CA 92606.For Non-Automated Sale Information, call: (714) 848-7920. For Sale Information: (714) 848-9272 www.elitepostandpub.com. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY NFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 9926 8/22, 8/29, 9/5/2014.


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Add 1 or more extra newspapers at half price for each. Please run my ad

times.

TOTAL $ Please Bill My Credit Card:

MC AMEX

Visa

Card# Exp:

/

3/4 Digit Code:

Name: Address: City:

State:

Phone: (

Zip:

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Fax Credit Card Orders to

949-589-6429

RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949-293-5691

FINEST OUTDOOR FURNITURE - We are Southern California’s source for the finest outdoor furniture including Brown Jordan, summer classics, Gloster, trop a tone, cast classics, fire pits, and patio umbrellas to make your outdoor living a pleasure bring this ad and save another 10% this week only. Victory Furniture 81 Technology Drive West Irvine California (949) 788-0386

TOTAL WORDS:______ $

Coto de Caza News Mission Viejo News Ladera Ranch News San Clemente News Newport News

WOOD Specialties – Interior, exterior molding, paneling, door, cabinets, patio covers, decks, gates, termite repair. Additions, remodeling. Lic#477356 Guy Gates (949) 306-8510

ROOMSCAPES innovative design, great products, even better value. Discover the difference. Kitchen - Bath - Home. 949-448-9627 WWW.ROOMSCAPES.NETs

Please select newspapers below.

August 29, 2014

DEADLINE IS NOON TUESDAY!

GET READY TO RELAX With a fabulous facial - or luxurious professional massage in a quiet and comfortable atmosphere by master technicians with skilled hands and soothing methods. Kalologie 360 Spa skincare, body massage. 25642 Crown Valley Parkway, Suite D1 Ladera Ranch CA 92694. Call us to book your appointment today at (949)-388-2360

WINDOW TREATMENTS - Drapery, roman shades, Upholstery, motorized shades, don’t ignore the economy of quality. Free in-home consultation.The Drapery Showcase - 23891 Via abricante #601 Mission Viejo,CA. (949)-587-1002

949-589-9990

23472 Vista del Verde, Suite 6, Coto de Caza, CA 92679

The Coto de Caza News

Page 31


August 29, 2014

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Robinson Facial Plastic Surgery Summer is here. Why Wait!

Dr. Robinson’s non-surgical procedures performed at the office. No downtime! • Nose contouring (similar to a rhinoplasty) • Neck contouring (similar to a neck lift) • Facial contouring ( removes tired and hollow appearance of the face)

Page 32

The Coto de Caza News

The Coto de Caza News


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