The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area
September 26, 2014
NEW BABIES Tiny Treasures Bring Gifts of Joy
September 26, 2014
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
The Coto de Caza News
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
September 26, 2014
Earth-Friendly Ways to Welcome Babies, Pets Bringing a new member of the family home – be it a baby or pet – is sure to result in many happy smiles, giggles and messes. Whether it’s your child eating spaghetti for the first time or your puppy trailing in mud after a rainy day, joyful moments with your little loved ones create memories and clean-ups. Babies and pets have other things in common: their precious paws touch just about everything, and whatever they can reach might end up in their mouths. So around these curious cuties it’s a good idea to clean with naturally derived cleaners. Tackling the to-dos that come along with these new additions is also a good time to adopt other green habits that will help preserve pretty places for them to explore and enjoy as they grow. The good news is that there are easy and effective sustainability solutions that will allow you to focus on enjoying – and cleaning up after – your family without extra effort. • Save money: Adding another person or pet to the household also adds a lot of costs. Be friendly to your wallet and the earth by purchasing previously loved, gently used toys and clothes. • Save time: With all the added duties that come from babies and pets there’s very little time to make homemade cleaners. As an alternative, head to your local Target for a naturally derived cleaner like Green Works All-Purpose Cleaner, which shockingly powers through grease, grime and dirt from the cooktop to the countertop. • Filter for good: Water is important for babies
TERENEA REAL ESTATE
and pets alike. Whether you’re using it to make formula as an alternative to breast feeding or simply providing your pet with a drink, using a water filter is an easy way to get clean, clear and great-tasting water from any tap. • Make it convenient: Clean hands are always important, but especially when dealing with new babies and pets. Keep eco-friendly hand soap near the kitchen sink and in bathrooms for family and guests to wash their hands before holding the baby or after playing with pets. Green Works Hand Soap, found at Target, is free of parabens and phthalates and gently cleans while stimulating the senses with
an invigorating scent. • Don’t double up: Newborn skin is very sensitive. For this reason, new parents tend to buy a separate laundry detergent to wash their baby’s clothes. Instead of buying two detergents, switch to an effective, naturally derived detergent, stain remover and bleach for the entire family. To find more information on green cleaners and tips visit www.GreenWorksCleaners.com, and to find a full selection of products, visit your local Target store. Photo courtesy of Getty Images
THE PROFESSIONAL APPROACH TO REAL ESTATE
ANDREW HOLZMANN JOANNE DEBLIS
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ANDREW HOLZMANN Broker, ABR, CRS, GRI, SFR M: 949.433.6093 AHolzmann@Terenea.com Broker’s License # 01380543 JOANNE DEBLIS Broker Associate, SRES M: 949.433.6095 JDeBlis@Terenea.com License # 01384167
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Need help selling a property? Call 949-433-6095 to get the most money from the sale of your home. The Coto de Caza News
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September 26, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
S a n t a M a r g a r i t a W a t e r Le a d e r s D i r e c t C h a n g e s t o A l l o w New Sw i m m i n g P o o l s New swimming pools can be
filled in the Santa Margarita Water District if owners show the projects will ultimately use less water than traditional landscaping and incorporate additional water-saving equipment under changes ordered Friday by SMWD leaders. Filling new pools or refilling existing pools more than a foot had been prohibited in the SMWD South Orange County service area since August 6, when Directors unanimously approved moving the District into Stage 2 of its Conservation Ordinance because of the historic three-year California drought. Local cities were reluctant to issue building permits for new pools if owners would not be able to fill them leaving some homeowners and pool contractors in a difficult position. After working with pool contractors and the California Pool & Spa Association, SMWD staff determined a typical pool does use more water than traditional landscaping initially but adding decking and other improvements that often accompany pool projects reduces traditional landscaping and the attendant water use. Overall, pools gain a watersaving edge after about 2.5 years.
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Other revisions requested Friday include a prohibition on automatic pool fillers – which can hide leaks from pool owners – and requirements for water-efficient pool pumps and landscape controllers. Using a pool cover greatly multiplies water savings by cutting evaporation, but studies show that few pool owners use them. New pools will be allowed to move forward immediately, while the amendments approved Friday will take full effect after a public hearing
The Coto de Caza News
in October. SMWD staff noted the discussion over the pool ordinance generated widespread awareness about the state drought, and the changes directed by the board on Friday will result in long-term water savings, even beyond the drought. The Stage 2 ordinance also limits homeowners to watering their yard three days a week and bars restaurants from serving water unless requested, among other water-
saving measures. The prohibition on filling new pools was placed in the ordinance in 2009 but the August 6 vote marked the first time it was enacted. The Santa Margarita Water District is the second-largest in Orange County, serving more than 165,000 people in Coto de Caza, Ladera, Rancho Santa Margarita and portions of Mission Viejo and San Clemente. For more information, see www. smwd.com
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
ALSO ON THE WEB COTODECAZANEWS.COM
CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930
Ruth White Editor
Sandra White
Display Advertising
Diana Calvaneso, Manager Kim Malaletkin Legal Advertising
Beverly Farmer, Art Director Graphics Department
Jerry White Publisher
The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express
September 26, 2014
Winning tips for capturing memorable back-to-school photos As children across the country gear up with their new backpack, school supplies, clothes and haircuts, parents are reaching for their cameras, ready to capture another milestone: the annual back-toschool photo. This year, capture that memorable shot like a professional with a few expert tips and tricks. Lights, camera, action! Here’s how to get the best back-to-school photos of your child. Preparation: Change the batteries in your camera or charge your phone the night before school starts so it’s ready to go in the morning. Lights: Make sure you have proper lighting - using natural light like the sun may be best. Lighting can make or break your photo, so be sure there is enough light to showcase your child, yet not distract from the photo. Avoid having your child look directly into the sunlight, which causes squinty eyes. Also avoid shooting directly into the sunlight as it will darken the photo overall. If you are using a flash, make sure that your child is not too close to a background that may cast a shadow. Setting: What says “back to school” better than a yellow school bus? Choose a background that will visually tell the story of the special occasion. Framing: Try different angles close-ups, mid-range, long-range - to add visual appeal. Try some photos in landscape mode, some in portrait, and maybe some that are even offcenter. You can add some depth by framing a photo with an interesting foreground or background. Capture the moment: Going back to school touches on a variety of emotions: excitement, nervousness or maybe even a little reluctance. Convey the day’s true feelings with natural expressions and poses through candid photos. Catch your
children as they are getting ready for their first day, as they are awaiting the school bus, or as they are waving good-bye. Candid shots that show true emotions will capture the spirit of the day and tell a better story than posed shots. Share it: The first day of school is a special time for parents and children, so why not share it? Choose your favorite photo and post it on the Thomas Built Buses Photo Contest
page on Facebook. Not only is it a great way to share the photo with your friends, but parents who submit the top five winning photos will each receive a $2,000 donation for their child’s school program in science, technology and math. Find out more about Thomas Built Buses and its Back to School Photo Contest at www.thomasbus. c o m o r w w w. f a c e b o o k . c o m / thomasbuiltbuses.
written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.
Babies should be classified as an antidepressant. It’s pretty hard to be in a bad mood around a 5-month-old baby. ~Jim Gaffigan The Coto de Caza News
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September 26, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
HOW FAST WILL THIS HOME BE SOLD?
The Coto de Caza News
VETERANS FOUGHT FOR OUR WAY OF LIFE. IT’S OUR DUTY TO FIGHT FOR THEIRS. DAV helps veterans of all ages and their families get the health, disability and financial benefits they earned. Lend support or get free help at DAV.org.
Actual quotes from Coto de Caza area realtors:
“ SOLD THE SAME DAY That the ad appeared in the Coto de Caza News” “ SOLD THE SAME WEEKEND The ad was in the Coto de Caza News” “SOLD IN THREE DAYS After the ad appeared in Coto de Caza News” “SOLD WITHIN THE SAME WEEK The ad was in the Coto de Caza News” “BUYERS CAME IN WAVING Our ad that was in the Coto de Caza News”
Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.
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FACT:93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News
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The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
September 26, 2014
THINKING OF MAKING A MOVE? WANTING THAT PERFECT VACATION HOME? LOCATION ! LOCATION! LOCATION!
Wellness Fair & Seminar Please join us for a worthwhile and educational event regarding Wellness, Fitness and Healthy Lifestyles!! An educational forum will be provided with speakers discussing health topics and local businesses in the area will feature their services and products related to “Well Being” choices.
THIS WILL BE A FUN EVENT TO WIN PRODUCTS AND SERVICES FROM OUR LOCAL SUPPORTING WELLNESS SPONSORS Coto de Caza Golf and Racquetball Club
Alzheimer's Association
ProSport Physical Therapy
Organa Gold & Salon One
Jameson's Nutritional Fitness
The Linzmeier Group - Morgan Stanley
Hand & Stone Massage and Facial Spa
Gene Heino Inc. Insurance Services
Tustin Longevity Center Rita R. Ellithorpe, M.D., Walid Faraj, D.O., Janel Meric, M.D., Linda Keil, R.N.
Michele Robison, PhD, CPC - Psychologist
AmeriEstate Legal Plan Pure Barre, Santa Margarita South County Physical Therapy and Pilates Nerium International
Open House Sat and Sun 1-4
Ignite Cycle Dr. Todd R. Plocher, DDS Paloma Medical Group Pure Pilates Laguna Lotus 7 Yoga and Pilates
Juice Plus Company
October 2, 2014 4:00-9:00pm Coto de Caza Golf and Racquet Club Appetizers and drinks will be served. Members are complimentary and non-members are $10. if you would like to attend the event, please rsvp to nora@noragallogly.com
949.933.5079 NORA@NORAGALLOGLY.COM www.noragallogly.com
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The Coto de Caza News
Page 7
September 26, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
THESE? …OH, THESE ARE NOT GATES, THEY’RE, AH, MONUMENTS LOS RANCHOS OFFICIALS CONTINUE TO DENY THAT THREE NEW GIANT BLOCK WALLS ARE ACTUALLY GATES DESIGNED TO DISCOURAGE TRAVEL BY VILLAGE RESIDENTS
MASSIVE MONUMENTS? Los Ranchos spokesmen say don’t worry about these big block walls. They claim these are only “monuments” and have no plans to put gates in the center. Village residents expressed wide spread suspicion and distrust. Shortly after the story which we published in last week’s edition, which suggested that the colossal concrete block wall foundations are being constructed at three locations surrounding the Los Ranchos section of Coto de Caza appeared to be new gates, Los Ranchos officials contacted the newspaper to deny the implications that either the CZ Master Association or the Los Ranchos Homeowners association might be intending to erect new gates with separate gate codes to block Village Homeowners from using the North entry gate and using the shortcut through the upper portion of Via Pajaro or Trigo Trail to access their homes. One Los Ranchos official said: “the CZ Master or Village HOA Boards (have) all been informed as to the nature of our new entry treatments which will create a sense of arrival when entering the Los Ranchos Estates area of Coto. I can assure you that the form of construction cannot be used to provide any gates that would operate in a manner to close off the road right of way. The wall areas will be softened by over $250,000 worth of landscape materials, (and) the trail along Plano Trabuco Road will be improved…” Few, if any of the Coto de Caza Village area residents were comforted by the denials and seem to remain apprehensive that If and when the project is completed, gates might be quickly be installed that would effectively block access to all of these streets and the neighborhood of Los Ranchos Estates and would either totally eliminate or greatly decrease access to the north gate of Coto de Caza except for Los Ranchos residents. Residents’ fears were not entirely unfounded as shown in an Orange County Register news story published on March 31, 2010 and updated as recently as August 21, 2013 by reporter Rashi Kesarwani, entitled: Village Homeowners Access Denied stated: “Residents of The Village no longer have access to temporary paper passes to enter the gates of Coto de Caza, leaving some residents unhappy with the cost-cutting move by the CZ Master Association. The change means Village residents without transponders and all of their guests must use the visitor lane to gain access to the community and tell the gate attendant the address of their destination within the gates. Ken Upton, president of the Coto de Caza Community Association, said he received a letter dated March 2 from Vincentia Davis, general manager of the CZ Master Association, notifying him that the CZ Master Association board had decided to stop distributing the passes to anyone going to a residence in The Village. Page 8
Upton said the CZ Master Association continues to distribute the passes to residents and guests of the CZ Master Association and Los Ranchos Estates, a third HOA in Coto. The CZ Master Association will save about $1,000 a month by no longer printing passes for Village residents, said Xochitl Yocham, a member of the CZ Master Association board. “ The Orange County Register article continued:”Homeowners in The Village and Los Ranchos Estates do not pay assessments to the CZ Master Association, Yocham said. Village residents can purchase a transponder from the CZ Master Association for a $55 annual fee, Yocham said. They must also pay the one-time installation fee of $50. Upton said about 150 residents of The Village do not have a transponder. Some Village residents said they are inconvenienced by their inability to obtain a temporary pass. “The result of this ‘no pass’ policy is that every time a guest or service of The Village – or any Village homeowner who doesn’t have a transponder – wishes to enter the Coto community, they must go to the guard shack to be allowed entry,” said Diane Kennedy, a Village resident, in an e-mail. “ Coto de Caza News interviews revealed widespread suspicion and distrust by Village residents as well as other residents of adjacent communities about the enormous concrete block walls which appear to be foundations for gates now being constructed at three locations. The first is the top of Via Pajaro and Plano Trabuco drive near the North entrance to Coto de Caza. The second location is at the Coto de Caza Village entryway near the corner of Via Venado less than half a block from the Coto Valley Country Club. The third location is at the corner of Trigo Trail and Coto de Caza Drive. Jim Stivers, a long-time Coto de Caza Village resident told the Coto de Caza News” I recently pulled the easement records from the County to make sure I have the access to the North gate through Los Ranchos.” He added “I’m suspicious about the massive structures they are erecting. Block walls 20 feet wide and 10 feet tall seems far beyond what is necessary for signage. That doesn’t make any sense to me unless it has another purpose. I am also wondering if these are not really gates, why are these block walls so close to the road? And why are they spending so much money? Two spokespersons for Los Ranchos Homeowners association both refused to answer any questions from the Coto de Caza news as of press time today.
The Coto de Caza News
GENUINE MONUMENT with village sign is only 6 feet wide. Two new giant block walls being built in the background by Los Ranchos.
LARGER THAN COTO DE CAZA’S MAIN GATE is the Los Ranchos entryway
ALREADY BLOCKING FOOTPATH sits the monster monument near Via Venado
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
September 26, 2014
Santa Margarita Girls Volleyball Team Ranked No. 5 in County Team Achieves Success at Durango Classic Tournament
The girls volleyball team celebrates during a win over Sage Hill Story courtesy of Santa Margarita Catholic High School. Photos by: Bob Russell Santa Margarita Catholic High School’s girls’ volleyball team, currently ranked No. 5 in the county, played in the Durango Classic in Las Vegas this past Friday and Saturday, Sept. 19-20, taking ninth overall out of 64 teams. The girls dropped only one match over the weekend bringing their season record to 163. Friday they went undefeated in their pool, taking first over Long Beach Wilson, Liberty and Shadow Valley, placing them in the top 16 of the tournament. They lost their first match on Saturday to a tough Mira Costa team, putting them in the lower eight of the top 16. They then beat Campolindo, Lakewood and Redlands East Valley to win the silver bracket and take home ninth. The Lakewood victory was particularly exciting as the Eagles lost to them just that Monday in the finals of the Dave Mohs Tournament. The tournament was an overall success for the Eagles with sophomore Meghan McClure making the all-tournament team recording 67 kills and 51 digs in seven
matches. The Eagles have also had recent victories over Sage Hill and Laguna Beach. The Eagles 3-2 victory over Sage on Sept. 9 was guided by the freshman hands of Devon Chang with a season-high 51 assists, 26 of which were to sophomore Meghan McClure, 13 to senior Claire Archilbald, and 12 to junior Jackie Ghindia. Senior libero Brooke Hertel provided 23 digs on the night while junior Ashley Campbell had 21 of her own. In the final game, junior service specialist Freshman Setter Devon Chang sets middle blocker Hannah Dolan, a sophomore, during a victory over Sage Hill. Perla Shaheen was called upon and delivered with back-to-back aces to take the wind out of the Sage Lightning’s sails. On Sept. 5, the Eagles swept Laguna Beach led by sophomore Meghan McClure’s outstanding performance, notching a doubledouble with 19 kills, 16 digs, and four aces. Freshman standout Devon Chang had a season-high in assists with 24, senior libero Brooke Hertel contributed 19 digs, with junior Jackie Ghindia adding nine kills and senior Claire Archibald throwing down six Freshman setter Devon Chang Rightside freshman Sarah of her own. Ciszek hitting at a game against jump sets during a recent victory over Sage. Laguna Beach. The Coto de Caza News
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September 26, 2014
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
The Coto de Caza News
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
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September 26, 2014
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September 26, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
Society Scene by
Kelly Bennett Exclusively for the Coto de Caza News
Change A Life Luncheon Honors Angelitos De Oro for Its $5M in Giving to the Big Brothers Big Sisters of OC More than 160 female business, community and philanthropic leaders Vivian Browne with Marie Crosson, Yvette McCarthy, Karen Crosson attended Big Brothers Big Sisters of Orange County’s 1st annual Change a and Sloane Richardson Life Luncheon at the Bowers Museum in Santa Ana, which highlighted the deep need and importance of mentorships in Orange County and raised $55,000 for the nonprofit’s programs which change lives of at-risk youth for the better, forever. During the event, a “Big” and “Little” spoke about their match and how it has immensely benefited both their lives. Though, the organization is in dire need of more volunteer “Bigs” to get involved. Having demonstrated outstanding giving for more than 50 years, the IMPACT Award was presented to Angelitos de Oro for having donated more than $5M to Big Brothers Big Sisters of Orange County since its inception in 1961. For future Change a Life luncheons, this award will be renamed as the Angelitos de Oro Award. This Newport Beach-based women’s auxiliary has the sole purpose to raise funds for the nonprofit’s “High School Bigs” mentoring program, which matches qualified, volunteer high school students (“Bigs”) with elementary and middle school students (“Littles”) to meet once a week and mentor young students facing adversity. The program served 590 elementary and middle Diane Mondini and Robin Woods school students in 2013, and is celebrating its 10-year anniversary this year. An annual fundraiser for the group, the Angelitos partner with South Coast Plaza for the “Angelitos Card” fundraiser where more than 110 boutiques and restaurants will offer a 20% savings when the Angelitos Card is presented for one week in October. All proceeds benefit the nonprofit and this year’s event is October 8 to October 14. “Big Brothers Big Sisters of Orange County is pleased to honor Angelitos de Oro and its deeply generous contribution to our “High School Bigs” program,” says Melissa Beck, CEO of Brothers Big Sisters of Orange County. “The benefits of our mentorship programs have proven to be life-changing and impact that child for the better, forever. High Schools Bigs is unique because high school students meet with their elementary aged “Littles” in their school environment and we’ve found a significant decrease in truancy as well as increased academic performance as a result of the program.” Leaving guests inspired, local Newport Beach author, advocate and national speaker for children, Rhonda Sciortino, presented the keynote address during the luncheon, on overcoming adversity to succeed as well as the importance mentorship plays in a youth’s life. The author of Succeed Because of What Pam Howard holding the IMPACT Fabiola Uribe and Noemi Arinaga You’ve Been Through shared her amazing story, motivated attendees on Award how to help local at-risk youth to become successful and happy, a goal of Big Brothers Big Sisters of Orange County through its one-to-one mentorship relationships, and also signed copies of her book. Said Sciortino, “There is nothing more significant and important one can do than to invest in the life of a child.” The event also featured a champagne reception with a champagne opportunity drawing hosted by presenting sponsor Black, Starr & Frost, with a $5,000 prize of diamond earrings. A silent auction was also held, and a lunch of watermelon gazpacho soup with balsamic reduction and cotija Cheese as well as free range chicken baby arugula salad with manchego cheese, fuji apples and toasted almonds, apricot and dates was served. A Tustin-based nonprofit organization that helps youth to realize their potential and build their futures, Big Brothers Big Sisters of Orange County provides over 2,000 children facing adversity with professionally supported one-to-one mentoring relationships to change their lives for the better. Youth (“Littles”) are matched with volunteer mentors (“Bigs”) to develop positive relationships that have a direct and lasting effect on their lives. Katherine Boyle with CEO of Brothers Big Sisters of Orange County Melissa Beck Page 12
The Coto de Caza News
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
THE GRILL DUDES BBQ Cleaning and Restoration “IT JUST TASTES BETTER”
after Before Complete de-greasing of the following components: 1. Hood & Control Knobs 2. Rotisserie Rack & Pull-out Tray 3. Burners & Catch Pan 4. Drip Pans, Ignitors, and Thermomoter Components deep-cleaned in our treatment bath: 1. Grill racks & Flavorizer bars 2. Heat Plates Inspection of the following parts: 1. Burners & Ignitors 2. Venturi Tubes & Pressure Regulator Unit polished after service completion!
September 26, 2014
Banderas Pet Hospital Welcomes Dr. Jason Steenis Hi, I’m Dr. Jason Steenis and I’d love to meet your “pet kid”. I know the importance of pets in people’s lives and it is my privilege to care for them and the people who love them” Dr. Steenis Training & Experience: • Critical Care Hospital • Speciality Practice Hospital • General Veterinary Practice in RSM
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The Coto de Caza News
Page 13
September 26, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
The Coto de Caza News
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The Coto de Caza News
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
September 26, 2014
LOCAL DENTIST DR. MICHAEL TESSIER OFFERS COMpLIMENTARY SECOND OpINION ON DENTAL DIAGNOSES
22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org
Reverend Craig M. Butters, Pastor
SATURDAY VIGIL MASS: 5:00 PM
SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM
SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am
Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856
BIRTH ANNOUNCEMENTS! The Coto de Caza News is happy to announce the birth of your newborn:
Baby’s Name: Date of Birth: Weight:
Two ladies came in last week. Their stories were similar. Both were new to the area, each went to a new dentist, each was told that she needed a Dr. Michael Tessier relatively large amount of dental work (one of the ladies said the estimate was $10,000), even though they each had been going to their dentist regularly for years. So, totally independently, they came in to see me to get their teeth cleaned and for a thorough comprehensive examination and second opinion. We did a full set of x-rays on each, checked gum health, took photographs, and checked for cancer. They were both in great shape, dentally, and just needed a maintenance visit. It does happen that patients come in needing a very expensive treatment plan to get their mouths back to a healthy state. Maybe times were tough and money was scarce, or they couldn’t get time off from work, or they didn’t have dental insurance (more on that in a moment), or they didn’t have a dentist they could trust. I did have a lady bring her children in once who’d taken them to see the dentist within the six months before moving here. Each of the children had pretty significant decay- eight and twelve
NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier
Length: Proud Parents:
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Coto de Caza News 23472 Vista del Verde Suite 6 Coto de Caza 92679
BEASLEY’S L AS FLORES
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cavities each , several of which I could see without even putting a mirror in their mouth. Mom was understandably upset with what I told her and took the children to another dentist, who confirmed my diagnosis. She brought them back, and we got everything squared away to mom’s satisfaction. The point is, if something doesn’t sound right, or you don’t understand it, please get a second opinion. We see patients with questions all the time, those consultations are complimentary, and we’re glad to help out. Now, a word on dental insurance. Not all dental insurance coverage is good, coverage isn’t all the same, some companies aren’t easy to work with, and some people just don’t need dental insurance. They might end up paying more in “co-pay” and premium than they would if they just got done what needed to be done when needed. And, we offer “Care Credit”, which is effectively a credit card for dental work (doesn’t work at Nordstrom’s) that allows you to pay off a charge for dental work over twelve months without interest. So, if you or someone you know has a question about their dental needs, or would benefit from a complimentary consultation appointment, please don’t hesitate to call my office. The number is 949-459-7212, and the office is located at the intersection of Oso and Antonio Parkways, down the walk from Starbucks and the car wash at 28562 Oso Parkway.
Except leathers, alterations and laundry service. One coupon per order and can not be combined with any other offer. Not valid with pick-up and delivery. Exp.10/31/14
28562 Oso Parkway Plaza de Las Flores
FREE PICK UP AND DELIVERY! • (949) 766-5021
ADA and CDA Member
• Complete dentistry for Children & adults • mercury-free fillings • Orthodontics (tooth straightening) • emergencies seen promptly • dentures repairs / relines • tooth Bonding & Bleaching • we meet all prescribed standards of sterilization and infection control
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September 26, 2014
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The Coto de Caza News
coto de caza news R est aurant Arigato Japanese Cuisine
Cinnamon Productions
Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm
Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm
31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert. Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am
22022 El Paseo, RSM 949.835.1890 Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm
22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages Tuesday – Thursday 4pm – Midnight Friday – Saturday 4pm - 1am Sunday 11am – Midnight
31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.5518 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads. Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm
22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm
31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm
29941 Aventura Ste O, RSM 949.589.0354
22302 El Paseo Ste I, RSM 949.459.7900 Embarcadero California Bistro Embarcadero hosts an innovative menu featuring small plates, signature salads, steaks, seafood, short ribs, and entrees with a new twist. We also boast a full bar featuring specialty mojitos, martinis, and an extensive wine list. RESTAURANT HOURS Sunday-Thursday 5pm - 9pm Thursday-Saturday 5pm - 10pm BAR HOURS Open daily, 5pm Close
22332 El Paseo, RSM 949.709.2266 Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm
22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm
22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm
21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm
22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm
22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro
Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm
22205 El Paseo Ste A, RSM 949.858-0581
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G u id e
Neighborhood Grill & Salad Bar Neighborhood Grill features open flame entrees-shish kabobs, gyros and charbroiled sandwiches. To complement their menu they serve homemade Baklava and Häagen Dazs ice cream. Mon-Fri 11am – 8pm Saturday 12pm – 8pm
29941 Aventura Ste 1, RSM 949.635.3131 Panera Bread Open daily 6am - 9pm
30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino Open daily at 4:30pm
31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225 Rice & Spice Thai Cuisine Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm
22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm
Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm
30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining. Across from Saddleback Church
27412 Portola Pkwy, Foothill Ranch 949.340.2055 Uncorked wine bar Uncorked in RSM offers delicious tapas, excellent wine, and great ambience. There are very few tables so the space feels intimate and cozy. Thursday night wine tasting they served dates stuffed with goat cheese wrapped in prosciutto. . . amazing! The Humboldt Fog on the Artisanal Cheese Plate is a new favorite and the crab cakes never disappoint. The Sommelier is knowledgeable and the staff very friendly.
22342 El Paseo,Rancho Santa Margarita, CA 92688 949.589.1156 Wan Fu Chinese Gourmet
22411 Antonio Pkwy Ste C 949.459.7676
Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall
San Giovanni’s Ristorante
30642 Santa Margarita Pkwy, RSM 949.589.8028
Pizza & Pasta Open daily at 5pm - 9pm
31931 Dove Canyon Dr., RSM 949.589.1900 Selma’s Chicago Style Pizzeria Pizza & Sandwiches Open 11am daily (Sundays at 9am)
30461 Avenida De Las Flores Ste B, RSM 949.709.8165 Spikes Fish House Open daily at 11am - 9pm
30465 Avenida De Las Flores , RSM 949.766.3382
Trabuco Oaks Steakhouse Steaks, Prime Rib, Lobster. Home of the famous “2-pound steak.” Relax while you sip one of our sumptuous wines or cocktails or a frosty beer.
20782 Trabuco Oaks Rd, Trabuco Canyon 949-586-0722
Wood Ranch BBQ & Grill Mon-Fri at 4pm Sat & Sun at 11:30am
22352 El Paseo, RSM 949.888.1100
Restaurant Reviews Wanted!
Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com
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Five SMCHS Students Named 20142015 National Merit Semifinalists
William Mortimer, Daniel Semeniuta, Lauren Czaja, James Griffin and Sebastian Reyes Santa Margarita Catholic High a state is proportional to the state’s School seniors Lauren Czaja of Coto percentage of the national total of de Caza, James Griffin of Foothill graduating seniors. To become a Finalist, the semifinalist Ranch, William Mortimer of Coto de Caza, Sebastian Reyes of Coto and their high school must submit a de Caza, and Daniel Semeniuta detailed scholarship application, in of Coto de Caza were recently which they provide information about named semifinalists in the 60th the semifinalist’s academic record, annual National Merit Scholarship participation in school and community Program. Santa Margarita has more activities, demonstrated leadership National Merit Semifinalists than abilities, employment, and honors any other Catholic high school in and awards received. A semifinalist the county. These academically- must have an outstanding academic talented high school seniors are record throughout high school, be five of approximately 16,000 endorsed and recommended by a students nationwide that will have high school official, write an essay, an opportunity to continue in the and earn SAT scores that confirm the competition for some 7,600 National student’s earlier performance on the Merit Scholarships worth about qualifying test. From the approximately 16,000 $33 million that will be offered next spring. To be considered for a Merit semifinalists, about 15,000 are Scholarship award, semifinalists must expected to advance to the finalist fulfill several requirements to advance level, and in February they will to the Finalist level of the competition. be notified of this designation. All About 90 percent of the semifinalists National Merit Scholarship winners are expected to attain finalist standing, will be selected from this group of and more than half of the finalists will finalists. Merit Scholar designees are win a National Merit Scholarship, selected on the basis of their skills, accomplishments, and potential for earning the Merit Scholar title. About 1.4 million juniors in success in rigorous college studies, more than 22,000 high schools without regard to gender, race, ethnic entered the 2015 National Merit origin, or religious preference. All five semifinalists are IB Full Scholarship Program by taking the 2013 Preliminary SAT/National Merit Diploma candidates. Santa Margarita Scholarship Qualifying Test (PSAT/ Catholic High School is proud to be a NMSQT), which served as an initial part of the International Baccalaureate screen of program entrants. The Organization, a program which offers nationwide pool of semifinalists, academically talented and motivated representing less than one percent high school students an opportunity of U.S. high school seniors, includes to take IB courses and to earn an the highest scoring entrants in each internationally recognized diploma. state. The number of semifinalists in
September 26, 2014
Tips for a Successful New School Year Says Anne munz of rsm montessori Its funny how fish don’t need to be bribed to swim, bear cubs don’t need to be coaxed into climbing trees, and cheetahs Anne Munz, director don’t need to be tricked into running. However, for some reason, we feel the need to do all of the above to get our children to read, write, add and subtract and learn to become adults. How has our absolute trust in the natural processes of life somehow skipped over our children? The truth of the matter is, children don’t need all the coaxing, bribing, and tricking we give them. In fact, they actually come to resent it, and it goes on to cheapen the value and their natural love of learning. If you watch a child truly interested in something, you will see that it takes no outside force to keep him/her interested. Furthermore, if you went to help the child, you might soon find the child leaving and finding something else to do. Therefore, this “help” actually discourages a child, achieving the exact opposite of the planned outcome. So how do we help our children in the pursuit of becoming adults? It’s very simple; we ACT like adults. Children sense when we’re acting fake towards them with our cute little (accidentally)
condescending voices, because they’ve heard our normal voices when we talk to other adults. By simply being an adult we are teaching our children the important things they need to know as well as giving them the respect they deserve. By watching us be ourselves they will see the importance of reading (getting information), writing (giving information), math (money matters, furniture rearrangement), and every other subject possible (and trust us, it’s a lot more than reading, writing, and arithmetic!). It is very hard to trust our children to succeed in life, because we love them and don‘t want to see them fail. However, we are doing them a great disservice by interrupting their unique discovery of life. We must trust our natural programming which is to be the quickest learning species in the world!!! They will most likely fail at first and get frustrated, but without being pushed, they will learn better than anyone could ever teach them. By allowing this love of learning to reach full speed, failure gains its rightful place as simply a learning tool. Let your children show YOU where their limits are, because they’re probably a lot farther than you ever imagined. To view our center, please call me anytime at (949) 3074532 or our school at (949) 589-6440 or like us on Facebook at R.S.M. Montessori or visit our web site at www. rsmmontessori.com.
“HELP ME LEARN TO DO IT BY MYSELF”
RSM MONTESSORI SCHOOL 22 YEARS IN RANCHO
949.589.6440
30075 comercio rancho santa margarita, ca 92688
Ages 2-6 / Open 6:00 a.m. to 6:00 p.m.
THE BEST KEPT SECRET IN RANCHO saFE, sound & sEcurE
$325 OFF
First months tuition good through 9-30-14
three hundred twenty Five dollars off - $325 Must present coupon to receive discount. The Coto de Caza News
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2 for Tuesdays 2 Large Pizzas 2 Toppings 2 GO $20.00
Wine Wednesdays 40% Off Bottles of Wine No Glut w Serv ing en Past Free P iz a& Rav za, ioli
Come in, sit down, you’re family at, San Giovanni Ristorante Special Events * Full Service Catering www.sangiovanni.us 31931 Dove Canyon Drive Hours: Dove Canyon, CA 92679 Open Daily (949) 589-1900 5:00 pm - 9:00 pm
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
September 26, 2014
NOW OPEN!
BUY ONE, SAVE ON 2ND
For special Events and reservations call reyes gallardo 949-929-4636
DINNER ENTREE’S: BUY ONE AT THE REGULAR PRICE, GET 2ND OF EQUAL OR LESSER VALUE FOR $5.00 OFF OR LUNCH/BRUNCH: BUY ONE AT THE REGULAR PRICE, GET 2ND OF EQUAL OR LESSER VALUE FOR $2.00 OFF NOT VALID WITH ANY OTHER OFFERS, LIMIT ONE DISCOUNT PER COUPON No photo copies accepted. Expires 9-30-14
22205 El Paseo, Rancho Santa Margarita
949.858.0581
22205 El Paseo, Suite A Rancho Santa Margarita, CA 92688
October 31, 2014.
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September 26, 2014
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R
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
September 26, 2014
WOMENS DRESSES STORE WIDE FALL SALE!
20-70
% OFF
OMANO’S Select Merchandise
Tailor • Tuxedo Sales & Rentals • Fine Apparel
Romano’s slashes prices on selected items of Couture Bridal, Flower Girls, Quinceaeras, Sweet Sixteen, Bridesmaids, Special Occasion Gowns, Military Ball Gowns, Mother of the Bride, Pageant, Lingerie, Formal Evening, Graduation, Home Coming, Shoes and beautiful Bridal Accessories.
Men’s & Women’s Suits • Women’s Dresses • Shoes Fashion Accessories • Custom-made Jewelry
By Master Tailor Romano Palma
WONDERFUL ONCE A YEAR PRICES ON FINE MENS SUITS
Romano’s Rancho Santa Margarita 949.589.1555 In the Antonio Plaza Shopping Center 22441 Antonio Pkwy Suite A-330 The Coto de Caza News
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THE 14TH ANNUAL DOVE DASH 5K AND 10K RUN/WALK September 28, 2014 @ 8:00 am • 5k, 10k. Address: 22682 Golf Club Drive, Dove Canyon, CA 92679, Dove Canyon, CA THE 14TH ANNUAL DOVE DASH will be held in the picturesque gated community of Dove Canyon, California. This race draws about 800-1000 runners. Both races start at the corner of Sycamore Canyon and Dove Canyon Drive, just inside the gates of Dove Canyon, and end at the Dove Canyon Country Club. The 5Kcourse is back on the streets with a rolling hills course running through the private residential area and ending at the Dove Canyon Country Club. The 10K follows the same path as the 5K then winds onto the championship golf course with lush canyons and waterfalls. The 10K course is half on the street and half on the golf course. After your run, enjoy a delicious pancake breakfast provided by Pepsico and Albertson’s which is included in the price of entry. Families, friends, coworkers, even neighborhoods form teams to support this fundraiser. Not a runner? Come cheer on a friend, walk your dog, or simply walk this amazing scenic route. Visit vendor booths while listening to a live band and sampling food. Several Raffle Prizes will be displayed. The free Kids Fun Run for 7 yrs and under starts at 9 am in front of the country club. REGISTRATION AND PACKET PICK UP IS AT GOLD’S GYM, SEE BELOW. Come enjoy this popular community event and feel good knowing your participation is helping brain injured individuals. Ryan’s Reach was founded after Ryan Corbin, Pat Boone’s grandson,
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suffered a traumatic brain injury. This injury brought into focus a great need to support High Hopes, based in Orange County, California. This 501(c)(3) non-profit organization is dedicated to helping survivors of traumatic brain injuries. Ryan’s Reach is a supporting organization, under Internal Revenue Code section 509 (a) (2) and Taxpayer ID 20-0006437, that seeks to aid brain injured individuals and their families by providing financial resources and promotional support to High Hopes Head Injury Program. We are committed to expanding the programs, services and outreach of High Hopes and to address the financial, emotional, physical and spiritual needs of traumatic brain injury victims and their families. Features: • T Shirt • Goody Bag , value: $20.00 • Course Certified • Race Pictures • Event Timed • Raffle • Food and Drinks • Music • Kids’ Activities • Awards Course description: The 14th Annual Dove Dash, is held in the picturesque gated community of Dove Canyon, California. The 5K race is a rolling hills course which STARTS AT THE CORNER OF DOVE CANYON DRIVE AND SYCAMORE CANYON, just inside the gates of Dove Canyon and ends at the Dove Canyon Country Club. This course takes you through the private community of Dove Canyon and ends at the Dove Canyon Country Club. The 10K starts just like the 5K,
The Coto de Caza News
but then winds onto the golf cart path of the championship golf course. The second half of the 10K course is a bit more challenging with more inclines and declines. For safety reasons, NO STROLLERS on the 10K route please. Directions to start: The starting line for both the 5K and 10K will be at the corner of Sycamore Canyon and Dove Canyon Drive, just inside the gates of Dove Canyon and the finish line will be in the parking lot of the Dove Canyon Country Club located at: 22682 Golf Club Drive Dove Canyon, CA 92679 To get to the Country Club come through the gates of Dove Canyon and go straight down Dove Canyon Drive. Turn right on the first street which is Golf Club Drive. You will see festivities in the parking lot. Parking: Parking is available in the Gold’s Gym parking lot located at 31941 Dove Canyon Drive, Trabuco Canyon 92679 and along Dove Canyon Drive. Shuttle service will be available from gold’s Gym to starting line and Dove Canyon Country Club. Shuttle service donated by: Best Chauffeur. Gate access will be granted for participants. Awards info: Medals are awarded to the top three finishers in each division, male and female: Under age 6 Age 7-9 Age 10-12 Age 13-15 Age 16-19 Age 2029 Age 30-39 Age 40-49 Age 50-59 Age 60-69 Age 70+ Awards will be presented to the top three finishers both male and female in both the 5K and 10K. All other medals may be picked up at the timing booth. So don’t forget to check your time!
Additional Info: To view a short video of the 2010 Dove Dash, please click on this link:http://vimeo.com/10447622 Chip Timing: If you wish to be timed, your chip will be issued to you event morning at the registration tents. You must wear the chip during the event to be scored. Return your chip at the finish line to avoid a $30 lost chip charge. Packet pickup: LOCATION: Gold’s Gym 31941 Dove Canyon Dr. Trabuco Canyon CA 92679 PH: 949-412-5040 DATE & TIME: Saturday, September 27th 3:00-6:00pm and Sunday, Sept 28th 6:30-8:00 am Registration info: 5K Adults 11 yrs and older $30 online / $40 Sat & Sun 10K Adults 11 yrs and older $40 online / $50 Sat & Sun 5K & 10K K Kids 10 yrs and under $15 / $20 Sat & Sun Registration includes T-shirt, pancake breakfast & goodie bag. Additional breakfasts are available $7 online / $10 Sat & Sun. Online registration closes 6pm Sat, September 27 Options: • 5K Adult 11 yrs incl T shirt Breakfast & Goodie Bag $30.00 Price through 9/26/2014 • 10K Adult 11 yrs incl T shirt Breakfast & Goodie Bag $40.00 Price through 9/26/2014 • 5K Child 10 yrs - incl T shirt, Breakfast, & Goodie Bag $15.00 Price through 9/26/2014 • 10K Child 10 yrs - incl T shirt Breakfast & Goodie Bag $15.00 Price through 9/26/2014
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September 26, 2014
Applications for 2015 Fine Art Show Now Available The Festival of Arts – California’s Premier Fine Art Show is a prestigious, highly competitive, regional juried fine art show featuring original artwork by southern Orange County’s finest artists. The 2015 show will run next July and August. Artists who would like to apply for the 2015 fine art show should submit a CD with three digital images per media and a completed application form to the Festival of Arts by October 31, 2014 (by 4pm). Applicants may download an application from the Festival’s website at http://www. foapom.com/summer-art-show/ exhibitor-selection-process/, or call 949-464-4234. The Festival of Arts accepts applications from artists residing in the following cities: Aliso Viejo, Balboa, Balboa Island, Capistrano Beach, Coto de Caza, Corona del Mar, Costa Mesa, Dana Point, Foothill Ranch, Irvine, Laguna Beach, Ladera Ranch, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest (El Toro), Mission Viejo, Monarch Beach, Newport Beach, Newport Coast, Rancho Santa Margarita, San Clemente and San Juan Capistrano. Artists must be able to show that they have resided in one of the aforementioned cities for at least one year prior to October 31, 2014.
Jurying fees are $50 per medium submitted. The jurors will score the submitted artwork based on quality, intention and content; excellence of craftsmanship; facility with media; excellence in the use of design elements; and professional presentation. FREE SEMINAR (SEPTEMBER 29th) – “HOW TO PREPARE YOUR ARTWORK FOR SUBMISSION TO THE 2015 SUMMER EXHIBIT” To learn more about the Festival of
Arts, the application process and photographing artwork effectively for submission, artists are invited to attend a free seminar at the Forum Theatre on the Festival of Arts grounds on September 29th from 7 – 9pm on a first come first served basis. For more information, please call (949) 464-4234. ABOUT THE FESTIVAL OF ARTS The Festival of Arts is a nonprofit organization whose proceeds support the arts and art education
in and about Orange County. This prestigious juried art exhibition is Southern California’s oldest and most respected outdoor art show. Each summer the works of 140 accomplished artists are showcased to the public in a six-acre art haven. The event is located at 650 Laguna Canyon Road, Laguna Beach, California. For general information visit www.LagunaFestivalofArts.org or call (949) 464-4234.
Some Californians May Be Owed Refunds on Auto Purchases
Chairman Jerome E. Horton announces that the Department of Motor Vehicle (DMV) may have charged you too much use tax on your purchase of a car from a private citizen. When purchasing a car from a private party you are required to register the vehicle with the DMV, and pay the use tax. The use tax a buyer should generally pay is the applicable sales tax rate for the area where the vehicle will be registered (usually the new owner’s home or business address). The Department of Motor Vehicles, working with the BOE, has discovered that some taxpayers may have been charged the wrong rate in computing their tax liability on the purchase of a vehicle from a private party. For example, if you bought a used car for $10,000 and the car will be registered to your home address in the City of Inglewood, you would owe $950 in tax (based upon Inglewood’s sales and use tax rate of 9.5 percent). If your home was nearby in the unincorporated area of Los Angeles County, which is also in the 90045 zip code, you would owe $900 based on that area’s rate of 9 percent. The Board of Equalization, working with the DMV, is in the process of
implementing safeguards to protect California taxpayers from being over-charged in the future. However, Chairman Horton encourages taxpayers to report any concerns to the Board of Equalization. “Taxpayers have the right to pay the correct amount of taxes under the law, and correcting this mechanical or human error preserves that right,”
said Chairman Horton. To verify that you were charged the correct amount of tax, and to file a claim for refund if the wrong amount was collected by the DMV, please visit www.boe.ca.gov. Your request for a refund must be made in writing, and must state the grounds or specific reason for the over-payment. You may use the form BOE-101.
More information and instructions are available on the BOE’s website in Publication 117. If you were overcharged tax by a registered vehicle dealer, you should request a refund from that dealer. For further assistance, consumers may contact the BOE’s Customer Service Center at 1-800-400-7115.
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September 26, 2014
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September 26, 2014
Grammy®-Winning Singer & Songwriter Judy Collins
Judy Collins Celebrates the Season at Segerstrom Center with Her Holidays and Hits Concert Grammy Award-winning artist Judy Collins makes her Segerstrom Center
for the Arts debut in her Holidays and Hits concert on December 6 in the Renée and Henry Segerstrom Concert Hall. It will be an evening of beloved holiday songs and music
from her five-decade career that has produced such legendary interpretations as “Both Sides Now,” “Send in the Clowns” and “Amazing Grace.” The New York Times states,
“Watching Ms. Collins perform … is like studying a jewel that reveals new facets as it is slowly turned into the light.” Joining her will be the Passenger String Quartet.
United Cerebral Palsy of OC Marks 20th Anniversary of Life Without Limits Autumn Golf Classic
United Cerebral Palsy of Orange County’s will host its 20th Life Without Limits Autumn Golf Classic on Monday, October 20 at the Santa Ana Country Club. Chaired by community leaders Dana Dowers, Douglas Ingram and Dennis Kuhl, the tournament provides a unique opportunity to network with the county’s top businesspeople in a casual, fun setting at one of Orange County’s time-honored, members-
only golf clubs. Event proceeds will provide direct and support services to more than 3,700 children and families served by United Cerebral Palsy of Orange County. Initially founded by Dana Dowers and his company, DLD Insurance Brokers Inc., Dowers is proud to continue his support and sponsorship into the tournament’s twentieth year. Dowers is joined this year by Allergan President Douglas Ingram
and Angels Baseball Chairman Dennis Kuhl as co-chairs. Other tournament committee members include Chris Deason of Voit Real Estate Services, Montgomery Mars of Edwards Lifesciences and Scott Pievac, CEO of SPC Retail Display Group. The tournament begins at 11:00 a.m. with a shot gun start/scramble format. Sponsorships are available or an individual golfer fee of $500
includes breakfast, BBQ lunch, oncourse activities and beverages, margarita bar, tee prizes, cocktail reception, awards dinner and live auction immediately following golf. Santa Ana Country Club is located at 20382 Newport Blvd in Santa Ana. For further details and sponsor opportunities contact Elizabeth Beas at 949.333.6452, ebeas@ucp-oc.org or visit www.ucp-oc.org.
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September 26, 2014
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The best budget-friendly baby gear buys
From a car seat and crib to diapers and daycare, little ones come with big expenses. In fact, American parents spend an average of $14,000 on their baby’s first year. But you can buy the best for your baby without spending a bundle. Use this go-to guide to gear up for less. Smart savings strategies. It’s easy to feel overwhelmed in the baby superstore and fill up your cart with products you may not need or use. Instead, think “less is more.” These money-saving tips from Sandra Gordon, author of “Consumer Reports Best Baby Products,” “Save a Bundle: 50+ Ways to Save Big on Baby Gear” and the forthcoming “Save Dollars on Diapers,” can help you stretch your new-baby budget and buy right. Shop store brands. While breast milk is best, store-brand infant formula is a great option for moms who want to formula feed or supplement breast milk with formula. Infant formula is regulated by the Food and Drug Administration. Consequently, storebrand formulas, such as Walmart’s Parent’s Choice Infant Formula, is nutritionally comparable to namebrand formulas, yet cost up to 50 percent less. Store-brand formula saves parents up to $600 a year. Think neutral. If you’re planning on having more children, register or buy gender-neutral-colored products so you’ll feel comfortable using that product again for your next baby. This year, purple is the new pink or blue. You can never go wrong with lime Page 26
green, red, orange, yellow, silver, black, or green. Try reusable diapers. Today’s cloth diapers are almost as easy to use as disposables. They’re better for your budget - and not to mention the environment - saving you loads of cash by the time your baby is potty trained. Buy multitasking products. It pays to buy gear that does more than one thing or that can be repurposed later. Opt for a diaper pail that can be converted to a trash can, a plastic “grass” baby bottle drying rack that can also dry your delicate wine glasses, a baby blanket that’s also a nursing cover and a play mat, and a play yard that functions as a mobile changing table and a travel crib. These days, you can even use your cell phone as a baby monitor. The list goes on. Get a free breast pump. As a result of the Affordable Care Act, as many as 80 percent of health insurance companies are now covering the cost of a double electric breast pump. Insurance companies don’t have to provide a premium model for free, but they know it gives moms the best shot at breast feeding success. Learn more For more information about store brand formula, visit www. storebrandformula.com and www. parentschoiceformula.com. For other money-saving tips, visit www. babyproductsmom.com.
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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
September 26, 2014
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Dinnerware bursts with color for fall entertaining
The autumn leaves bursting into vibrant reds, lively oranges, and brilliant yellows signal a new season for home entertaining. If you need a little inspiration, look no further than your favorite outdoor spot to update your table setting with the hottest colors for fall 2014. “Contemporary versions of classic colors are trending in the interior design realm this fall,” says John Griffith, visual merchandiser for dinnerware retailer Replacements, Ltd. “Rich deep Pantone colors including Sangria, Aurora Red, Cognac and Misted Yellow reflect the abundance of color you see outdoors. The new Fiesta color, Poppy, is perfect for autumn. Metallic finishes are also wildly popular, such as gold and copper.” Customers frequently ask Griffith and designer Julie Robbins for creative guidance to refresh their family heirloom pattern table settings. Pattern blending is a specialty of Robbins. “Vintage dinnerware continues to be one of the trendiest design elements in the tabletop industry and those patterns are some of our best sellers,” says Robbins. “Why buy a reproduction when the real thing is readily available? Search your mother or grandmother’s china cabinet to find some of the great retro patterns. Add your own point of view when you mix and match contemporary designs to create a modern look. It’s really simple to add an accent plate, or a stand-out charger in this season’s colors to update your table for fall entertaining.” Figural pieces, such as leaf shaped plates and serving pieces are very popular this fall. Many manufacturers are offering colorful accent pieces Page 28
with favorites including turkey, fall leaves and pumpkin motifs. “You can use pumpkins as a strong design element through Thanksgiving,” Griffith suggests. “Pumpkins made of glass, ceramic and lightweight resin are big sellers in the store as we head into the season. Mix with the real thing to easily create a great centerpiece.” As the season changes, so does the way you’re entertaining. Gatherings may be more casual as friends and family get together around the television for the big game or by the fire pit on the patio. “Appetizer size plates and individual dip bowls are great for finger foods and condiments, says Robbins. “These smaller pieces are both popular and affordable. Plus it’s fun to mix shapes, colors or motifs. Mix and match your favorite team colors for the big game or choose individual Thanksgiving themed plates for celebrations tied to turkey day.” Still looking for more fall tabletop ideals? Help is just a click away. This team is now using Facebook to share decorating tips and solutions. “We love partnering with our customers to solve their design dilemmas,” says Robbins. “We’re thrilled when people reach out to us and ask questions on Replacements’ Facebook page. Our team is having a lot of fun connecting with our customers and we encourage people to visit our page, ask questions, like us and share us with their friends; we get so many great design challenges this way.” Once the team receives a question, they create multiple mix and match options, photograph these table settings then post the images online for the public to see and share.
The Coto de Caza News
The Coto de Caza News
Coto de Caza News Legal Notices RECORDING REQUESTED BY Law Offices of Les Zieve WHEN RECORDED MAIL TO:Law Offices of Les Zieve 30 Corporate Park, Suite 450, Irvine, CA 92606. T.S. No. 09-02054 APN: 649-271-40.NOTICE OF TRUSTEE’S SALE. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/23/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Rosa M Quiroa, A SINGLE WOMAN. Duly Appointed Trustee: Western Progressive, LLC Deed of Trust recorded 8/26/2005 as Instrument No. 2005000677555 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale:10/10/2014 at 3:00 PM. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. Estimated amount of unpaid balance and other charges: $667,154.06. Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 31242 Via San Vicente, San Juan Capistrano, CA 92675.Described as follows: LOT NO. 13 OF TRACT NO. 7252 PER MAP RECORDED IN BOOK 330, PAGES 9 TO 12 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. A.P.N #.: 649-271-40. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 09-02054. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 9/15/2014. Western Progressive, LLC as Trustee. By Law Offices of Les Zieve, as agent 30 Corporate Park, Suite 450, Irvine, CA 92606. For NonAutomated Sale Information, call: (714) 848-7920 For Sale Information: (714) 848-9272 www.elitepostandpub. com. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 10091 9/19, 9/26, 10/3/2014.
Trustee Sale No. : 00000004454641 Title Order No.: 140111285 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/25/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/01/2009 as Instrument No. 2009000643853 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: ANGELICA GOMEZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/20/2014 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM ORANGE COUNTY 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 28641 VIA REGGIO, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 654-643-52 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $474,823.07. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000004454641. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 09/12/2014 NPP0235979 To: COTO DE CAZA NEWS 09/19/2014, 09/26/2014, 10/03/2014
T.S. No. 13-3188-11 Loan No. 181780287 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文 件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서 가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/8/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JASON GINSBERG, AND CHARMAIGNE R GINSBERG, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 11/15/2007 as Instrument No. 2007000685745 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 21967 RAINTREE LANE LAKE FOREST, CA 92630-5723 A.P.N.: 837-282-11 Date of Sale: 10/20/2014 at 9:00 AM Place of
Sale: In the Auction.com room, Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $548,913.58, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 13-3188-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 9/22/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead NPP0236304 To: COTO DE CAZA NEWS 09/26/2014, 10/03/2014, 10/10/2014
The Coto de Caza News
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-623890-JP Order No.: 14-0013298 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHRISTOPH M ROSHARDT, AND JULIE ROSHARDT, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 5/24/2007 as Instrument No. 2007000338040 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/20/2014 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $845,375.37 The purported property address is: 3 VIA ROSADO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No.: 836-462-08 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-623890JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-623890-JP IDSPub #0071056 9/26/2014 10/3/2014 10/10/2014
NOTICE OF TRUSTEE’S SALE TS No. CA-14-621412-RY Order No.: 140092777-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/5/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MOHAMMAD REZA MAHJOUB, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 7/14/2006 as Instrument No. 2006000472577 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/17/2014 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $1,304,981.75 The purported property address is: 21551 MONTBURY DR, LAKE FOREST, CA 92630 Assessor’s Parcel No.: 613-512-05 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-621412RY . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-621412-RY IDSPub #0071210 9/26/2014 10/3/2014 10/10/2014
Trustee Sale No. : 20130028700451 Title Order No.: 1475009 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/31/2006 as Instrument No. 2006000213670 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: STEPHEN L. NICKERSON AND NICKI L NICKERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/16/2014 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 1 SPOON LANE, COTO DE CAZA, CALIFORNIA 92679 APN#: 938-83-744 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $530,103.05. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien,
you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20130028700451. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 09/19/2014 NPP0236128 To: COTO DE CAZA NEWS 09/26/2014, 10/03/2014, 10/10/2014
September 26, 2014
Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE 411 Ivy Street TS No. CA13-591312-AB Order No.: 8344155 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/2/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): EVELYN ODIETE, A SINGLE WOMAN Recorded: 6/24/2005 as Instrument No. 2005000492034 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/20/2014 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $375,223.27 The purported property address is: 42 BIRCHWOOD LANE, ALISO VIEJO, CA 92656-2922 Assessor’s Parcel No.: 634-082-34 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-591312AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-591312-AB IDSPub #0070373 9/12/2014 9/19/2014 9/26/2014
NOTICE OF TRUSTEE’S SALE 411 Ivy Street TS No. CA14-618185-AB Order No.: 8424723 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/31/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DAVID R. SADOWSKI AND ADRIENNE CARDENAS, HUSBAND AND WIFE. Recorded: 11/9/2006 as Instrument No. 2006000756218 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/20/2014 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $594,048.14 The purported property address is: 118 MIRA MESA, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No.: 930-273-25 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-618185AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-618185-AB IDSPub #0070346 9/12/2014 9/19/2014 9/26/2014
NOTICE OF TRUSTEE’S SALE TS No. CA-14-610315-JP Order No.: 140012527-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KELLIE JONES, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY Recorded: 11/21/2006 as Instrument No. 2006000786895 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/10/2014 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $842,072.91 The purported property address is: 28691 CEDAR RIDGE ROAD, LAKE FOREST, CA 92679 Assessor’s Parcel No.: 606-273-15 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that
the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www. qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-610315-JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-610315-JP IDSPub #0070965 9/19/2014 9/26/2014 10/3/2014
The Coto de Caza News
Page 29
September 26, 2014
The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area
Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 330-2014-732814 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of GABRIEL TINO DIAZ, JR, a minor. Petitioner(s) RHIANNON HARTH on behalf of the minor GABRIEL TINO DIAZ, JR, a minor has/have filed a petition with this court for a decree changing name(s) as follows: GABRIEL TINO DIAZ, JR, a minor to GABRIEL MICHAEL HARTH and a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on OCTOBER 21, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 10, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 09/26/2014, 10/03/2014, 10/10/2014, 10/17/2014 NOTICE OF HEARING TO NON-PETITIONING PARENT CaseNo: 30-2014-732814 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of GABRIEL TINO DIAZ JR., a minor. NOTICE OF HEARING TO NON-PETITIONING PARENT (Code of Civil Procedure Section 1277): to:GABRIEL TINO DIAZ JR. NOTICE IS GIVEN THAT Petitioner(s) RHIANNON JANAE HARTH on behalf of GABRIEL TINO DIAZ JR., a minor; has/have filed a petition to change the name of your child or the names of your children. You may refer to the filed petition for further particulars. (All of the case documents filed with the court are available for examination in the case file kept by the court clerk.) A hearing on the petition will be held in Dept. D110 of the Superior Court of California, County of Orange, 700 Civic Center Drive, Santa Ana, CA 92702, on OCTOBER 21, 2014 at 8:30 o’clock am. If you fail to attend the hearing and inform the Court why the petition should not be granted, the court may grant the petition. Pursuant to California Code of Civil Procedure Section 1277, all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection which includes reasons for the objection with the court at least two days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed the court may grant the petition without a hearing. A copy of this order shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation printed in this county: The Coto De Caza News. Dated: SEPTEMBER 15, 2014 FRANZ E. MILLER– Judge of the Superior Court The Coto De Caza News – 09/26/2014, 10/03/2014, 10/10/2014, 10/17/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00746058 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of CAROLYN SUE ROBINSON. Petitioner(s) CAROLYN SUE ROBINSON has/have filed a petition with this court for a decree changing name(s) as follows: CAROLYN SUE ROBINSON to CAROLYN SUE CRONIN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 02, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 19, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 09/26/2014, 10/03/2014, 10/10/2014, 10/17/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00744977 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of LESTER CERDAGALAN DIAZLEAL. Petitioner(s) LESTER CERDAGALAN DIAZLEAL has/have filed a petition with this court for a decree changing name(s) as follows: LESTER CERDAGALAN DIAZLEAL to RAY GALAN LOMBARDI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on NOVEMBER 25, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: SEPTEMBER 15, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 09/26/2014, 10/03/2014, 10/10/2014, 10/17/2014
Page 30
NOTICE OF PETITION TO ADMINISTER ESTATE OF ALBERT M. GOSSAN To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of ALBERT M. GOSSAN A PETITION FOR PROBATE has been filed by DONNA LISA PIPER aks DANA LISA DULFON in the Superior Court of California, County of ORANGE. THE PETITION FOR PROBATE requests that CHRISTIAN M. GHOSN be appointed as personal representative to administer the estate of the decedent. THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A HEARING on the petition will be held in this court as follows: OCTOBER 16, 2014 at 2:00 PM in Dept. No. C8 located at 700 CIVIC CENTER DRIVE, SANTA ANA CA 92701. CENTRAL JUSTICE CENTER. IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Attorney for Petitioner CHRISTIAN M. GHOSN 1939 Avenida De La Cruz, San Ysidro, CA 92173 619-760-6003 Coto de Caza News – 09/19/2014, 09/26/2014, 10/3/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00739874 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MARIAM SABRY ABDELMALIK and BENJAMIN PAUL AWAD, a minor. Petitioner(s) MARIAM SABRY ABDELMALIK and PAUL ATHANASIUS on behalf of the minor BENJAMIN PAUL AWAD has/have filed a petition with this court for a decree changing name(s) as follows: MARIAM SABRY ABDELMALIK to MARIAM ATHANASIUS and BENJAMIN PAUL AWAD to BENJAMIN PAUL ATHANASIUS a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on OCTOBER 23, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 13, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 09/12/2014, 09/19/2014, 09/26/2014, 10/03/2014 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2014-00742039 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of KIMBERLY ANN ALLEN. Petitioner(s) KIMBERLY ANN ALLEN has/have filed a petition with this court for a decree changing name(s) as follows: KIMBERLY ANN ALLEN to KIMBERLY ALLEN DARLING. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on NOVEMBER 06, 2014 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: AUGUST 27, 2014 FRANZ E. MILLER - Judge of the Superior Court Coto de Caza News – 09/05/2014, 09/12/2014, 09/19/2014, 09/26/2014
The Coto de Caza News
The Coto de Caza News
Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-615294-BF Order No.: 1603058 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/20/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JORGE CABRERA AND MARIA MIRANDA, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 12/28/2007 as Instrument No. 2007000754858 and modified as per Modification Agreement recorded 5/11/2012 as Instrument No. 2012000270780 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/20/2014 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $505,457.51 The purported property address is: 31531 VIA CO N EJO, UNIT 156, COTO DE CAZA, CA 92679 Assessor’s Parcel No.: 935-99-022 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-615294BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-615294-BF IDSPub #0071081 9/19/2014 9/26/2014 10/3/2014
T.S. No. 20140101 LOAN NO.: 1845960184/BERGSTROM NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED October 9, 2009 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that UNIONBANCAL MORTGAGE CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by CRAIG S BERGSTROM, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded 10/15/2009 in Book N/A Page N/A Inst. # 2009000563512 , of Official Records in the office of the County Recorder of Orange county, California, and pursuant to the Notice of Default and Election to Sell there under recorded 5/27/2014 in Book N/A Page N/A Inst. # 2014-000202985 of said Officials Records, will SELL on 10/14/2014 at 1:30 PM : At the North front entrance to the County Courthouse at 700 Civic Drive West, Santa Ana, CA. at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States) (NOTE: CASHIER’S CHECK(S) MUST BE MADE PAYABLE TO UNIONBANCAL MORTGAGE CORPORATION) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: LOT 34 OF TRACT 9245, IN THE CITY OF LAKE FOREST, AS PER MAP RECORDED IN BOOK 387 PAGES 1 TO 4 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25061 CALLE ARENAL LAKE FOREST, CALIFORNIA 92630 APN# 610-051-24 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $104,285.31. The Beneficiary may elect to bid less than the full credit bid. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal of the note secured by said deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.nationwideposting.com regarding the sale of this property, using the file number assigned to this case T.S. No. 20140101. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The mortgage loan servicer, beneficiary, or authorized agent has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 has been met. UNIONBANCAL MORTGAGE CORPORATION UnionBanCal Mortgage 9885 Towne Centre Drive MC 2-69D-220 San Diego, California 92121 858-496-5484 By: TONI SCANDLYN, VICE PRESIDENT NPP0235728 To: COTO DE CAZA NEWS 09/12/2014, 09/19/2014, 09/26/2014
Title Order No. 1254651 Trustee Sale No. 2013-2249 Reference No. VI-NOR 0003-04 APN No. 836-462-48 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 6/7/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 10/9/2014 at 9:00 AM S.B.S. Lien Services As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 7/18/2011 as Document No. 2011000347772 Book Page of Official Records in the office of the Recorder of Orange County, California , The original owner: CHULHO SHIN The purported new owner: CHULHO SHIN WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA 92866 All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 51 EL PRISMA RANCHO SANTA MARGARITA CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $6,553.58 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, VISTA NORTE MAINTENANCE CORPORATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three
months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO or visit this Internet Web site WWW.priorityposting.com, using the file number assigned to this case 2013-2249. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 5715(b). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO WWW.priorityposting.com. Date: 9/8/2014 S.B.S. Lien Services 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P1111586 9/12, 9/19, 09/26/2014
The Coto de Caza News
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health Encompass Recovery/Christian Drug and Alcohol Addiction Treatment Program, South Orange County - Call for a Free Consultation 888-690-0900 employment WEEKEND WORKERS NEEDED NOW – Need Cash? Start this Week. Good Pay Saturday and Sunday Only. Come Early. Pay Daily. Work with Horses at Maxwell Stable in Coto de Caza. Call John or Jill 949-636-3458 PART-TIME - Immediate opening at busy Coto de Caza Newspaper. 20-25 hours per week. Requires top notch customer care phone ability and “can do” attitude. Must have excellent PC and English language skills. Detail oriented. Legal background a plus but not required. Friendly and informal atmosphere. Fax resume to 949-589-6429 COOKS/Preps/Dishwasher Selma’s Chicago Pizzeria & Tap Room. 30461 Avenida de Las Flores, RSM. Call for Details 949-709-8165 HIRING NOW! Pizza Cooks and Prep Cooks. Must have weekend and night availability. Appy in Person. Selma’s Chicago Pizzeria & Tap Room. 30461 Avenida de Las Flores, RSM 949-709-8165 OR 27702 Crown Valley Pkwy, Ladera Ranch, 949-388-7260.
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TOTAL WORDS:______ $
OFFICE SPACE FOR LEASE
September 26, 2014
DEADLINE IS NOON TUESDAY!
949-589-9990
23472 Vista del Verde, Suite 6, Coto de Caza, CA 92679
RECORDING REQUESTED BY Power Default Services, Inc. AND WHEN RECORDED MAIL TO: Power Default Services, Inc. 2002 Summit Boulevard, Suite 600, Atlanta, Georgia 30319. T.S. No.: 2012-01130. Loan No.: 7140344867. A.P.N..: 933-02-402. NOTICE OF TRUSTEE’S SALE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. ：本文件包含一个信息摘要 참 고사항: 본 첨부 문서에 정보 요약서가 있습니다NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/11/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Trustor: Chris T Tabrizi and Flora S Tabrizi, Husband and Wife as Joint Tenants Duly Appointed Trustee: Power Default Services, Inc. Recorded 4/30/2007 as Instrument No. 2007000278131 in book , page of Official Records in the office of the Recorder of Orange County, California. Date of Sale: 10/15/2014 at 3:00 PM. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Estimated amount of unpaid balance and other charges: $400,796.56. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, A SAVINGS ASSOCIATION OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: All right, title, and interest conveyed and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described as Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt. More fully described in said Deed of Trust Street Address or other common designation of real property: 25648 MONT POINTE #1E, LAKE FOREST, CALIFORNIA 92630. A.P.N.: 933-02-402. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust. The total amount of the unpaid balance of the obligation secured
by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $400,796.56. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary of the Deed of Trust has executed and delivered to the undersigned a written request to commence foreclosure, and the undersigned caused a Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (855) 427-2204, visit this Internet Web site http://www.altisource.com/MortgageServices/ DefaultManagement/TrusteeServices/Sales.aspx using the file number assigned to this case 2012-01130. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 9/3/2014 Power Default Services, Inc. c/o 30 Corporate Park, Suite 450, Irvine, CA 92606. T.S. No.: 2012-01130. Loan No.: 7140344867. Irvine, CA 92606 Automated Sale Information: (855) 427-2204http:// www.altisource.com/MortgageServices/DefaultManagement/ TrusteeServices/Sales.aspx For Non-Automated Sale Information, call: (866) 240-3530. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. Publish 9/19/14, 9/26/14, 10/03/14
The Coto de Caza News
Page 31
September 26, 2014
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The Coto de Caza News
BULLOCK RUSSELL JOHN RUSSELL
FLO BULLOCK
T HE MOS T T R US T ED T E A M IN R E A L ESTAT E X. RO LOT P AP CRE 1A
2 Taiga Coto de Caza, CA
Listed at: $1,998,000 www.2Taiga.com
31832 Via Pato Coto de Caza, CA
Listed at: $1,025,000 www.31832ViaPato.com
ZE SI W L O VIE PO T / LO
58 Via Andorra Coto de Caza, CA
22851 Hunter Creek Mission Viejo, CA
31852 Via Oso Coto de Caza, CA
Listed at: $979,000 www.22851HunterCreek.com
2 Dartmoor Coto de Caza, CA
Listed at: $639,000 Listed at: $1,249,000 32221 Mill Stream www.31852ViaOso.com Rancho Santa Margarita, CA www.32221MillStream.com
NO PA EW VI
Listed at: $819,000 www.58ViaAndorra.com
23 Bogey Lane Coto de Caza, CA
Listed at: $1,985,000 www.2Dartmoor.com
NO PA EW VI
Listed at: $679,000 www.23Bogey.com
24232 Fairway Lane Coto de Caza, CA
Listed at: $822,000 www.24232Fairway.com
LF IEW GO E V RS OU
C
31611 Via Conejo #142 Coto de Caza, CA
Listed at: $565,000 www.31611ViaConejo.com
(949) 614-0071 Page 32
The Coto de Caza News
19 Somerset Dove Canyon, CA
Listed at: $699,000 www.19Somerset.com
www.BullockRussell.com
24392 Fairway Lane Coto de Caza, CA
AGENT ALLIANCE OC BRE: 01343119/01512593
Listed at: $899,000 www.24392Fairway.com