October 9, 2015
Winner of Ms. International 2016 Deborah Valis-Flynn
October 9, 2015
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Home Financial Solutions Have you had a SHORT SALE, BANKRUPTCY, LOAN MODIFICATION or FORCLOSURE and been told that you can not Purchase a New Home? Newly released Loan Programs and Guidelines changes have made it easier then ever to purchase a New Home. Recent Changes: • Purchase with No Waiting Period after a Short Sale • Purchase with No Waiting Period after a Bankruptcy • Purchase with No Waiting Period after a Forclosure
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October 9, 2015
Wrinkle-busting skin care tips for boomer women Time brings plenty of changes, yet the desire to have healthy, goodlooking skin transcends age. While some skin-care tactics such as sunscreen and moisturizing apply to skin of any age, baby boomers need to update their skin care and makeup strategies to ensure their skin stays healthy and youthful-looking as long as possible. Fine lines, wrinkles and discoloration are only the most visible symptoms of aging skin. Others are less obvious but every bit as damaging. Dehydration, loss of elasticity and slower cell regeneration also affect skin health, and how good you look at any age. If you’re a baby boomer, it’s important to update your skin care and makeup regimen to keep your skin healthy and looking its best. Here are four skin care secrets every boomer woman should know: 1. It’s not the number of years, it’s how well you’ve cared for your skin during them. Age causes certain changes in the skin; cell turnover and renewal slows down, skin cells become less adept at retaining moisture, and skin becomes more sensitive. Taking care of your skin throughout your life, moisturizing, exfoliating and using sunblock can help skin stay healthier and more youthful longer. As we age, lifestyle habits start catching up to us, some of which have been decades in the making before we see the visible proof. While
it can seem as if a wrinkle appears overnight, there is no fountain of youth or instant cure. It’s also never too late to start taking better care of your skin, and it is possible to enhance skin health at any age. For wrinkles and fine lines, look for products that contain firming ingredients that will help stimulate collagen production, antioxidants to help protect against free radical damage, and smoothing ingredients to encourage cell renewal. 2. Your clothing and hair style have changed in the past 20 years; your skin care products should, too. The moisturizer you used in your 20s may not be a good fit for your skin’s needs when you’re in your 50s. Baby boomers should look for skin care and makeup products specifically designed to address common concerns of aging skin, such as wrinkles, fine lines and hyperpigmentation. The leading edge in addressing the appearance of wrinkles and fine lines is phytostem technology. Plant stem cells and firming active ingredients in the Cyto-luxe collection by glo therapeutics work to lift and tighten skin, as well as promote healthy cells and collagen production to reduce the appearance of wrinkles. Two new formulas, Vitamin C , which contains 20 percent L-ascorbic acid, and Hydration , address the top two causes of aging: sun damage and moisture loss.
For boomer women concerned about hyperpigmentation, daily sunscreen should provide protection of 30 SPF or higher, and include ingredients that brighten and lighten skin, such as retinol and glycolic acid. 3. Update your diet to include the nutrients skin needs to age more gracefully. Good nutrition is important throughout life. Healthful nutrition is good for overall health, and it can help improve the skin’s appearance. Vitamins A, C and D are vital for skin health, and topical applications of A and C are also good for the skin. Boomer women should stay on top of hydration by drinking lots of water. Incorporate plenty of fresh fruits and vegetables, too especially those containing key vitamins. 4. Your look has matured and so
should your makeup routine. The wrong makeup application can actually amplify the appearance of fine lines, wrinkles and pores. As skin matures, a “less is more” approach is often more flattering. Women in their 50s and 60s should explore a clean, classic look. To achieve this, use natural foundations that illuminate and hydrate the skin. Choose neutral shades of matte to satin eye shadows, apply eyeliner tight to the lashline, maintain wellgroomed eyebrows and add a natural flush to the cheek. Growing older doesn’t mean you have to give up being trendy and fun. “Use current trends as an inspiration and simply tweak or tone down the look, always keeping placement and blending in mind.”
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October 9, 2015
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Swapping ingredients and habits for healthier living When it comes to cooking, you’re always on the lookout for new recipes, easy shortcuts and ways to make familiar recipes healthier without sacrificing the great taste. If you are a health-minded cook, here are some tips to get you started: 1. Add colors to your foods - Colorful fruits and vegetables quickly decorate a traditional recipe and make food appear much more appetizing. Look for deep greens in spinach, vibrant reds in tomatoes and a rainbow of colors in peppers to add to your casseroles, lasagnas or meat dishes. 2. Swap out the plate size - It may surprise you to learn serving meals on smaller plates encourages people to eat less food. So downsize your dinner plates, and you might find your family eating the proper portions. You’ll also ensure they clean their plates! 3. Change your take-out menus to meal plans - If you have a stack
of take-out menus in your home, replace them with recipes and a daily meal planner. Having a planner will help you arrange a weekly grocery shopping list and save you time and money by limiting the number of nights you eat out. 4. Flip the after-dinner routine Instead of settling down into the couch after dinner, jump start your digestion and take a family walk around the neighborhood together. For healthy bodies, the Centers for Disease Control and Prevention recommends people work their way up to 150 minutes of moderate-intensity activities per week, which can include a brisk walk (at a 15-minute mile pace). 5. Vary the ingredients - If you already have family-favorite recipes, look them over to see if there are ways to swap healthier ingredients in place of others. For example, corn oil can help lower LDL or “bad” cholesterol more than extra virgin olive oil, according to a recent study sponsored in part by ACH Food Companies, Inc. which sells Mazola(C) Corn Oil. The research found plant sterols, which are naturally present in corn oil, have heart healthy benefits such as preventing the absorption of cholesterol in the body. Corn oil contains more cholesterol-blocking
plant sterols than other cooking oils, making it a healthier swap for your favorite recipes. If you’re looking for a new delicious recipe that uses corn oil, check out this Kick’N Chicken recipe: Kick’N Chicken with Mango Salsa Ingredients: 4 boneless, skinless chicken breasts (one pound total) 2 tablespoons Weber Kick’N Chicken Seasoning 1/4 cup Mazola(C) Corn Oil 3 tablespoons fresh lemon or lime juice Mango Pepper Salsa 2 cups diced fresh mango, 1/4-inch dice 1 cup diced red bell pepper, 1/4inch dice 3 tablespoons minced red onion 1 tablespoon minced jalapeno pepper 1 tablespoon fresh lemon or lime juice 2 tablespoons minced, fresh cilantro Salt and pepper to taste Instructions: Preheat grill to medium heat, or between 350 to 450 F. Trim excess fat from chicken, rinse and pat dry using paper towels. If necessary, pound chicken to an
even 1/2-inch thickness using a mallet, rolling pin or cast iron skillet (this will ensure the chicken cooks evenly). Place chicken into a 1-gallon size resealable plastic bag. Add seasoning, oil and lemon juice to the bag. Seal bag and turn to thoroughly coat chicken. Grill chicken over direct high heat for 6 to 8 minutes. Turn chicken and continue to cook for 6 to 8 minutes until cooked through. Transfer cooked chicken to a serving plate. Combine salsa ingredients in a bowl; stir and season to taste with salt and pepper. (Can be made up to 8 hours ahead and refrigerated until ready to serve.) Top grilled chicken with mango salsa and serve immediately. Recipe tip: Try slicing the chicken onto warm, low-fat tortillas, top with mango salsa and crumbled queso fresco cheese for delicious spicy chicken wraps.
Iron matters for every body Fatigue. Dizziness. Irritability. Millions in the United States are experiencing these symptoms, but few know they may be the signs of a condition called iron deficiency anemia (IDA). IDA is most common among women of childbearing age and in those with special conditions, such as chronic kidney disease or gastrointestinal disorders that can cause bleeding. IDA can sap the energy of even the most energetic individuals. Flora Migyanka, a mother and fitness enthusiast, learned firsthand the impact of this condition. “I couldn’t drag myself out of bed and felt an overwhelming feeling of fatigue,” she says. “I had labored breathing and horrible headaches. I do a lot of yoga and even the simplest poses caused me to become short of breath. I was always cold and just didn’t feel right.” IDA occurs when someone does not have enough iron to produce sufficient red blood cells or makes red blood cells that are too small. There are many causes of IDA, but the most common include: blood Page 4
loss, a lack of iron in the diet or an inability to absorb iron. While fatigue is the most common symptom of IDA, many patients also experience other symptoms, such as shortness of breath and an increased heart rate. Unfortunately, IDA is often missed because these symptoms can be attributed to other causes. “Many times, health care professionals do not connect these common symptoms to a treatable condition like IDA,” says Robin Wachsman, an oncology nurse and nationally recognized IDA expert who currently practices at the West Clinic in Memphis, Tenn. “Health care professionals need to act as detectives and find the underlying causes of a patient’s suffering and patients need to be forthcoming about how they’re feeling. This is especially the case with IDA because, once diagnosed, the condition can be managed.” But even after diagnosis, some patients do not share lingering symptoms with their health care provider. It is important to remember
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that there are many treatment options for IDA, including diet and medications. It may take time for a health care professional to identify the best way to manage a patient’s condition, so it is important for patients with IDA to keep their health care provider informed about how they feel. The Iron Matters campaign was recently launched by AMAG Pharmaceuticals Inc. to spread the word about IDA, its causes and
symptoms. At IronMatters.com, visitors can get more information about the condition, read stories of other IDA patients and learn from experts. For those who have already been diagnosed, there are also tips for living with IDA. Anyone who suspects they may be suffering from IDA should speak with a health care professional. -Always consult with a physician before taking a medication or supplement to treat IDA.
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How to Create the Next Generation of Scientists
CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930
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Ladera Ranch News is an independent weekly newspaper published every Friday. We are not owned or operated by any of the big daily newspapers. The views and opinions expressed are those of the publisher and not any organization. No reproduction, in whole or in part is permitted without the express written permission of Ladera Ranch News. Legal Advertising: The Ladera Ranch News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A227454 on December 30, 2004 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District and the community of Ladera Ranch.
It’s never too early to introduce children to science. In fact, research from the University of Pennsylvania shows that an early childhood filled with mental stimulation from educational tools results in more highly developed cognitive skills by the child’s teen years. While young children receive science, technology, engineering and math (STEM) education in school, it’s up to parents to enhance their exposure to these subjects outside the classroom. Whether they are creating bridges with plastic bendy straws or conducting messy science projects involving baking soda and a plastic bag, here are some resources parents can turn toward to help cultivate a new generation of scientific thinkers: Look to Your Community. Find local after-school programs or clubs that focus on STEM education. Many of these extracurricular programs are led by qualified instructors and offer hands-on experience in several
STEM fields, such as computer programming, biology or chemistry. Additionally, after-school programs are excellent opportunities for children to socialize with others and make friends with similar interests. Turn to Technology. Spark imaginative learning by integrating technology into your child’s education. Tablets and other smart devices offer thousands of gaming applications that repurpose information in a fun and engaging way, captivating children with quizzes, puzzles, 3-D gaming and more – all in the name of science. Television shows, such as “Bill Nye the Science Guy” and others featured on educational children’s networks, can also open your child’s eyes to the many fascinating and remarkable areas of STEM subjects. Create Your Own Science Lab. Get creative and browse Pinterest for crafty do-it-yourself STEM projects for kids. Incorporate one of your child’s favorite activities into a project that you can work on together,
like creating a scientific model of their favorite animal. Additionally, these moments spent together will allow you to learn alongside your children, ultimately creating a bonding experience as you help them expand their minds. Enter Into a Science Competition Encourage your child to enter a local or national science fair, such as the Toshiba/National Science Teachers Association ExploraVision program, the only STEM-related competition of its kind that allows kids to create ideas for new technological innovations in response to current real-world issues. Sponsored by Toshiba and administered by the National Science Teachers Association, the hands-on, creative learning experience helps K-12 students grow their problemsolving, creativity, critical thinking and collaboration skills. To enter into this year’s competition and learn more about the program, visit exploravision.org.
A fear of the unknown keeps a lot of people from leaving bad situations. ~Kathie Lee
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Co nnect to color through your passions Whether you love to sit on the beach or collect antiques, drawing from your personal passions can help you find the perfect colors to enhance your space. “If a hobby or activity lifts your mood, surround yourself with things that remind you of it,” says David Bromstad, HGTV star and celebrity designer. “I always look to a homeowner’s passions when helping them decorate. And if you start with an established palette of coordinated colors, it’s easy to follow your instincts.” Bromstad recommends offers these tips for using color to express your passions. Head-for-the-beach colors. If you are inspired by the sea and sand, use maritime blues and dune grass greens to create a fresh, breezy feeling that beckons barefoot comfort. Create an indoor seaside retreat using rattan furniture, Sea Salt pale aqua walls and a table painted Rapture Blue both from the Coastal Cool collection. Complete the look with accessories such as seashells and clear vases that evoke sea glass washed ashore. Pick colors fresh from the garden. Let the colors of your favorite flowers, fruits and vegetables guide your color choices throughout the home. Evoke beautiful pink flower petals with Exuberant Pink on a bathroom accent wall; paint a desk in a fresh, Frolic green; or bring out citrus colors in the kitchen with orange Tango. Reference the Color Pizzazz collection for more bold inspiration.
Cook up some color excitement. Make your kitchen the ideal gathering place with deliciously warm and inviting colors. Spice it up with rich, saturated tones of Peppery orange and Grandeur Plum, found in the Global Spice collection. For room-to-room harmony, use Garden Sage or Edamame in an adjoining dining room.
Design around your collectibles. If you are an antiques aficionado, choose colors that celebrate the retro hipness of repurposed objects. Use colors like Bold Brick, or Urbane Bronze from the Urban Organic collection, to add substance to kitchen cabinets. Give a mudroom an eclectic twist with Armagnac walls and a Parakeet green bench.
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Stormy weather Preparations for El Niño 1. CREATE AN EMERGENCY FAMILY PLAN 2. EMERGENCY ACTION PLAN (RESIDENTIAL AND COMMERCIAL) 3. PREPARE A DISASTER SUPPLY KIT 4. SANDBAG CONSTRUCTION 5. SANDBAG SUPPLIERS 6. WHAT YOU NEED TO KNOW ABOUT FEDERAL DISASTER ASSISTANCE AND FEDERAL FLOOD INSURANCE 7. IF AN EVACUATION IS ADVISED Discuss what to do about power outages and personal injuries. Draw a floor plan of your home, and mark an escape route from each room. Locate the main electric fuse box, water service main, and natural gas main. Learn how and when to turn these utilities off. Teach all responsible family members. Keep necessary tools near gas and water shut-off valves. Remember, turn off the utilities only if you suspect the lines are damaged or if you are instructed to do so. If you turn the gas off, you will need a professional to turn it back on. Pick one out-of-state and one local friend or reative for family members to call if separated by disaster (it is often easier to call out-of-state than within the affected area). • Post emergency telephone numbers near telephones. • Teach children how and when to call 911, police and fire. • Teach children how to make long distance telephone calls. • Instruct household members to turn on the radio for emergency information. Pick two meeting places: • A place near your home in case of a fire. • A place in your neighborhood in case you cannot return home, • Learn the safest route from your home or job to high, safe ground in case you have to evacuate in a hurry, and be sure to keep your gas tank full!! • Take a basic first aid and CPR class. • Make at itemize list of personal property, including furnishings, clothing and valuables; photograph your home inside and out, which will help settle insurance claims. Keep photos in a safe deposit box. FOR MORE INFORMATION The federal Emergency Management Agency offers free publications on protecting your home and assembling and emergency kit, 1-800-638-6620. El Niño information is available on the agency’s web site: http://www.fema.gov RESIDENTIAL Losses due to flooding can often be cut dramatically by carrying out an effective pre- planned set of actions. The emergency plan may consist primarily of a checklist of things to be done and a little pre-thinki ng about where contents will be moved, who’s going to help, where things will be stored and so on. Among others, items on the emergency “to do “ list might include: • Moving items to be left in the structure to an upper floor or stacked
on top of each other to put at least some furniture above flood level. • Throwing curtains and drapes up over rods. • Pulling up and removing carpets and rugs. • Motors to be removed from furnace and other equipment located in the low levels of the house. • Unplug equipment that can’t be moved. • Assemble medicine, heirlooms, valuables and other items to be for taking during evacuation. COMMERCIAL Commercial and industrial sites offer the opportunity and need for more detailed planning and sometimes new construction or other preparations to facilitate putting the plan into action when necessary. This may include such things as: • Preparing electrical equipment for quick disconnect. • Preparing equipment for quick evacuation. • Keeping raw materials and products on pallets for quick removal. • Providing means for opening all necessary doors manually in the event of a power outage. Arranging for transportation when needed. • Arranging for storage space when needed. • Keeping on hand all items needed for rapid cleanup and restoration of production. EMERGENCY ACTION PLAN PREPARE A DISASTER SUPPLY KIT • List of important phone numbers (family, physicians, etc.) • Copy of insurance policy. • Credit cards and cash. • An extra set of car keys. • Inexpensive rabbit-ears television antennas to use when cable goes out. • Special items for infants, elderly or disabled family members. • Extra batteries. • Matches. • Clock (wind-up or batteryoperated). • Blankets or sleeping bags. • Scissors. • Plastic garbage bags. • Map of the area. • Clean change of clothes & rain gear. • A supply of non-perishable packaged or canned food and a non-electric can opener. • A first aid kit and prescription medications. • Flashlights and extra bulbs. • Battery-operated lanterns. (Candles and kerosene lanterns are fire hazards.) • Working fire extinguishers . • Battery-operated radio. • Assemble supplies you might need in an evacuation. Store them in an easy-to-carry container such as a backpack or duffel bag. Put aside in a special box in garage. Keep heat-sensitive items inside home and rotate stock throughout season. Batteries can go in refrigerator. WATER Having an ample supply of clean water is a top priority in an emergency. A normally active person needs to drink at least two quarts of water each day, hot environments can
double that amount. Children, nursing mothers and ill people will need even more. You will also need water for food preparation and hygiene. Store a total of at least one-gallon per person, per day. You should store at least a two-week supply of water for each member of our family. If supplies run low, never ration water. Drink the amount you need today, and try to find more for tomorrow. You can minimize the amount of water your body needs by reducing activity and staying cool. Store water in sealed, unbreakable containers. Identify the storage date and replace every six months Sandbags The use of sandbags is a simple, but effective, way to prevent or reduce floodwater damage. Properly filled and placed, sandbags can act as a barrier to divert moving water around instead of through buildings. Sandbag construction does not guarantee a watertight seal, but is satisfactory for use in most situations. Sandbags are also used successfully to prevent overtopping of levied streams and for training current flow to specific areas. Untied sandbags are recommended for most situations. Tied sandbags should only be used for special situations when pre-filling and stockpiling may be required for specific purposes such as filling holes, holding objects in position or to form barriers backedby supportive planks. Tied sandbags are generally easier to handle and to stockpile, however sandbag filling operations can generally best be accomplished at or near the placement site and tying of bags would waste valuable time and effort. If the bags are pre-filled at a distant location, due consideration must be given to transportation vehicles and placement site access. The most commonly use bags are untreated burlap sacks available from feed or hardware stores. Empty bags can be stockpiled for emergency use and will be serviceable for several years if properly stored. Filled bags of earth material will deteriorate quickly. A heavy bodied or sandy soil is most desirable for filling sandbags, but any usable material at or near the site has definite advantages. Course sand could leak out through the weave of the bag (to prevent this double bag the material). Gravely or rocky soils are generally poor
choices because of their permeability characteristics. Sandbag barriers can easily be constructed by two people, as most individuals have the physical capabilities to carry or drag a sandbag weighing approximately 30 pounds the use of sandbags is a simple, but effective, way to prevent or reduce floodwater damage. Properly filled and placed, sandbags can act as a barrier to divert moving water around instead of through buildings. Sandbag construction does not guarantee a watertight seal, but is satisfactory for use in most situations. Sandbags are also used successfully to prevent overtopping of levied streams and for training current flow to specific areas. HOW TO FILL A SANDBAG Filling sandbags is a two-person operation: One member of the team should place the empty bag between or slightly in front of widespread feet with arms extended. The throat of the bag is folded to form a collar and held with the hands in a position that will enable the other team member to empty a rounded shovel full of material into the open end. The person holding the sack should be standing with knees slightly flexed and head and face as far away from the action of the shovel as practical. The shoveler should carefully release the rounded shovel full of soil into the throat of the bag. Haste in this operation can result in undue spillage and added work. The use of safety goggles and gloves is desirable and sometimes necessary. For large-scale operations, filling sandbags can be expedited by using bag holding racks, metal funnels, and power loading equipment. However, the special equipment required is not always available during an emergency. Bags should not be filled more than half full or less than onethird their capacity. PLACEMENT Remove any debris from the area where bags are to be placed. Place the l/2-filled bags lengthwise and parallel to the direction of flow. Fold the open end of the unfilled portion of the bag to form a triangle. (If bed bags are used, flatten or fire the tied end.) Place succeeding bags on the folded or fired portion of the previous bag and stamp into place to eliminate voids and form a tight seal.
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October 9, 2015
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Ms. America 2016 Crowned The Ms. America Pageant was held on August 26, 2015 in Brea, California where women from around the country came to compete for the title of Ms. America 2016. The Ms. America Pageant is open to women 26 years of age and up single, divorced or married and has no affiliation with the Miss America Pageant. On September 6, 2015, Ms. America Pageant CEO Susan Jeske received a letter from Amanda Wamunyima, the winner of the 2016 Ms. America Pageant, indicating that she is relinquishing her title and resigning as 2016 Ms. America. In her resignation letter, she stated she has discovered a medical condition which will require surgery that will leave her bed ridden “for months on end”. Ms. America® Pageant is saddened by this news and wishes Ms. Wamunyima the best in her recovery. The Ms. America Pageant is pleased to announce that Julie Elizabeth Harman, of Utah (originally named as first runner-up) has officially been named the new Ms. America 2016. Harman’s coronation took place on September 29, 2015 at Midvale City Hall, Utah where Major JoAnn B. Seghini officially placed the crown on her head. Harman is a vibrant, highly diversified, self-employed entrepreneur. Her degree with
Julie Elizabeth Harman Ms. Utah Page 10
Deborah Valis Flynn Ms. International International Cultural Studies and Elizabeth Harman (Utah) Communications has prepared her • 1st Runner Up – Ms. District of for a self-reliant lifestyle as a single Columbia – Allison Hill mother of two vivacious young • 2nd Runner Up – Ms. California daughters. She has spent over 20 – LaHoma Caudill years in the image and media business • 3rd Runner Up – Ms. Florida – as an award-winning professional Dee Lane photographer, model, actress, film • 4th Runner Up – Ms. Southeast director, speaker, talk show host, and – DeAnna Emborski musician. She currently serves on the The Ms. America Pageant looks board of several global nonprofits. forward to a wonderful year with all Because of the resignation, the three of the national queens, Ms. final results of America 2016 - Julie Elizabeth Harman the pageant now stand as: (Utah); Ms. America International • Ms. America® 2016 – Julie 2016 - E-Dee Martin (Colorado); Ms. International 2016 - Deborah ValisFlynn (South Carolina). Ms. America International 2016, E-Dee Martin from Colorado, works to inspire others to go from helpless to helpful by reminding them we all have the power to make a difference in someone’s life “one starfish at a time”. A Colorado native, E-Dee enjoys home improvement projects, weight lifting, movie night and spending time with friends and family including her three Miniature Schnauzer fur-babies. Ms. Martin holds a Bachelor of Science degree in Organizational Management and is a Vice President with one of the largest bank-owned equipment leasing/financing companies in the United States. Ms. International™ 2016 went to Deborah Valis-Flynn, Ms. South Carolina. Deborah has more than 25 years of volunteerism which spans the country as a National Ambassador for the Boys and Girls Clubs of America and as a fundraiser and volunteer for several children’s charities and child advocacy centers. She currently dedicates her time instructing “SMART GIRLS” group sessions and addressing women’s organizations on women’s health and
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wellness. Deborah has received more than 30 awards for her professional and civic work. SPECIAL AWARD WINNERS • Internet Voting Award - Ms. South Carolina, Deborah Valis-Flynn • Spirit of America - Ms. Illinois, Deborah Tuttle • Power of the Crown - Ms. Oregon, Desiree Quinn • Crown for a Purpose - Ms. Pennsylvania, Rena McQuaig • Media Award - Ms. Michigan, Rachael Adams • Woman of Distinction - Ms. North Carolina, Lisa Hedin • Photogenic Award - Ms. Southeast, DeAnna Emborski • Congeniality Award - Ms. Utah, Julie Harman • Community Service Award - Ms. F lorida, Dee Lane About Ms. America Pageant The Ms. America Pageant is open to women 26 years of age and up - single, divorced or married who are articulate, interesting, elegant and classy. Pageant competition is based on Interview, Evening Gown, Sportswear and On-Stage Question. The Ms. America® Pageant was created to “empower women across the nation,” celebrate their accomplishments, encourage involvement in community service, to use the “crown for a purpose” to make a difference. The Ms. America Pageant is a registered Federal Trademark with the USPTO in Washington DC since February 2000 and is one of the top pageant trademarks in the world. Reg. No: 2321477. Visit www.MsAmericaPageant. com for more information. Connect with Ms. America® 2016 on social media Facebook Fan Page at www. Facebook.com/MsAmericaPageant or on www.Twitter.com/MsAmerica.
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The Only Weekly Newspaper Exclusively for the Ladera Ranch Area
October 9, 2015
HARLEM GLOBETROTTERS CELEBRATE 90 AMAZING YEARS World famous team announces The Great Assist program to help local communities. Celebrating 90 years of providing smiles, sportsmanship and service to millions of people worldwide, the world famous Harlem Globetrotters will bring their unrivaled family show to Honda Center in Anaheim on Saturday, Feb. 13, at 1 p.m. and 7 p.m., and on Sunday, Feb. 14, 2016, at 2 p.m., during their 90th Anniversary World Tour. Known worldwide as the Ambassadors of Goodwill™, the Globetrotters also announced today that they are giving back even more during their 90th year with The Great Assist program. Stars of the team will leave a mark in communities across North America with acts of goodwill during the tour that is set to play over 330 games in 260 cities. Fans are encouraged to visit GreatAssist.com to nominate a worthwhile cause or a deserving family in need of a smile, and the Globetrotters will help as many fans as possible throughout the tour. In addition to fan requests, the team is planning to bring their bullying prevention program to over 400 schools and community centers, talk to youth about character education and physical fitness, visit children’s hospitals and lend a hand to those in need.
On the court, the Globetrotters’ 90-year celebration will feature some of the greatest athletes and entertainers on the planet. With a star-studded roster featuring Big Easy Lofton, Ant Atkinson, Hi-Lite Bruton, Thunder Law, Bull Bullard and Cheese Chisholm– plus female stars TNT Maddox and Sweet J Ekworomadu* – the Globetrotters’
one-of-a-kind show is unrivaled in the world of family entertainment. Every game will showcase incredible ball handling wizardry, rim-rattling dunks, trick shots, hilarious comedy and unequaled fan interaction. After the game, Globetrotter stars will sign autographs and take photos with fans.^ Tickets start at $19.00 and are now available at harlemglobetrotters. com, ticketmaster.com, or by phone at 800-745-3000. Tickets will be available at the Honda Center Box Office beginning Wednesday, Oct. 14. Information on group and scout tickets can also be found at harlemglobetrotters.com. As part of the launch of The Great Assist, the Globetrotters performed before fans in Times Square in New York City on Oct. 6 and named TV personality Robin Roberts as the 10th Honorary Harlem Globetrotter in history. Roberts joined the likes of Henry Kissinger, Nelson Mandela and Pope Francis, who was honored at the Vatican this past May. The Honorary Harlem Globetrotter accolade recognizes an individual of extraordinary character and achievement who has made an everlasting mark on the world.
Roberts has provided inspiration for millions, as she has publicly battled life-threatening health issues. The Harlem Globetrotters® are a worldwide icon, synonymous with oneof-a-kind family entertainment and great basketball skills. Throughout their history, the Original Harlem Globetrotters have showcased their iconic talents in 122 countries and territories on six continents, often breaking down cultural and societal barriers while providing fans with their first-ever basketball experience. Proud inductees of the Naismith Memorial Basketball Hall of Fame, the Globetrotters have entertained hundreds of millions of fans – among them popes, kings, queens, and presidents – over nine thrilling decades. Sponsored by World Vision, Greyhound Lines and Baden Sports, Harlem Globetrotters International, Inc. is a wholly-owned subsidiary of Herschend Enterprises, the largest family-owned themed entertainment company in the U.S. For the latest news and information about the Harlem Globetrotters, and to purchase tickets and team merchandise, visit the Globetrotters’ official Web site: www.harlemglobetrotters.com.
The Ladera Ranch News
Page 11
October 9, 2015
The Only Weekly Newspaper Exclusively for the Ladera Ranch Area
The Ladera Ranch News
The Literacy Project’s Gala Raised over $125,000 for Reading Program for Kids The Literacy Project’s (TLP) 6th Annual Benefit Gala, “What Dreams Are Made Of” was held at the Island Hotel with over 200 guests enjoying the black-tie formal event – they raised over $125,000 to help TLP provide their proprietary 30-hour reading program at no cost to struggling readers in elementary school classrooms across Southern California. CEO of Wienerschnitzel, Cindy Galardi Culpepper received the “Literacy Dream” award for her generous sponsorship and for the continuous support and involvement as a TLP board member. Event Chair since TLP’s inception, Jeannie Lawrence was also recognized with the “Dream Maker” award for years of volunteerism and leadership. Highlighting the event were three recent graduates from Anaheim City School District, who showed tremendous improvement after completing their program, accompanied by their Role Models, adults who represent the career they dream to have in the future. Equipped with “Dream Cards” and illustrations of their perfect job, students bravely took center stage to dazzle the crowd with their confidence and aspiring dreams of being successful, literate adults. The Role Models helped with the kid’s speeches by first telling their own stories of how they selected their careers and became accomplished. Linda Clinard, Retired Teacher/Member of Dean’s Advisory Committee for the UCI School of Education served as a Role Model to Yamileth; Brian Fargo, Video Game Developer/ CEO, Inxile Entertainment served as a Role Model to Leiden; and Suzy Casey, Pilot/Community Leader was a Role Model to Clarisse. The children’s emotions and excitement on this special day filled the room, leaving no doubt of the purpose of the event. Representatives of the Disneyland Resort were originally in attendance to hand out admission tickets to the resort’s theme parks to the three graduates of The Literacy Project reading program who appeared on stage. However, philanthropists, literacy experts and passionate supporters of education were astounded when Jill Bolton, Disneyland Resort’s Director of Corporate Citizenship made the surprise announcement that TLP was the latest beneficiary of a $60,000 grant from the Disneyland Resort’s Million Dollar Dazzle in honor of Disneyland’s 60th Diamond Anniversary! Sue Grant, CEO/Founder of The Literacy Project stated, “Over the years Disneyland Resort has been a generous supporter, but this grant will guarantee hundreds more of struggling readers in the Anaheim School Districts will receive our program.” On hand was Disney Ambassador Jessica Bernard to help present the check. Lucas Film’s, a major sponsor based in Washington D.C., delivered a poignant video on the agency’s success and service to at-risk kids. The film struck an emotion from every guest in the room as the film drove home the message that TLP is “bridging the literacy gap” among 2nd graders to help produce literate adults. To date, The Literacy Project (TLP) has helped more than 3,700 struggling readers throughout Long Beach, Orange County, Los Angeles, and Coachella Valley school districts. TLP offers a comprehensive instructional reading program that improves both academic and attitudinal levels of students performing far below English proficiency standards. The academic segment utilizes a reading game, which was co-developed by The Regents of the University of California. Aligned with Common Core and collaborative learning methods, TLP conducts 30 one-hour sessions, five days a week, during a six-week program cycle. The program is administered by TLP’s Master Teachers who are highly credentialed as reading and language arts specialists. The program is provided at no cost to both the school and atrisk students in the second grade. The program teaches the fundamental principles of phonics and literacy in all three learning modalities—auditory, visual and tactile—critical to children with varying learning styles. For more information, please visit www.literacyprojectfoundation.org. Page 12
The Ladera Ranch News
Holding the $60,000 check from Disneyland Resort - Jessica Bernard, Sue Grant and Jill Bolton.
Dennis Kuhl from Angels Baseball with Michelle Hatch.
Co-Chairs Jeannie Lawrence and Lisa Torres.
Suzy Case with Clarisse. (Suzy is a Pilot, and Role Model to Clarisse).
Brian Fargo with Leiden (Brian Fargo is a Video Game Developer with Inxile Entertainment and Role Model to Leiden).
The Ladera Ranch News
The Only Weekly Newspaper Exclusively for the Ladera Ranch Area
October 9, 2015
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The Ladera Ranch News
Page 13
The Only Weekly Newspaper Exclusively for the Ladera Ranch Area
October 9, 2015
The Ladera Ranch News
Junior Rider Eve Jobs and Quickley 3 Are Best in Scarlett’s Derby
Eve Jobs and Quickley 3, with Francie Steinwedell-Carvin, Susan, Andy, Serenity and Summer Phillips, Robert and Hillary Ridland, and Melissa Brandes. On the Derby Field at the Rancho Mission Viejo Riding Park at San Juan Capistrano, competitors and spectators all gathered for the final event of the day, the $10,000 Scarlett’s Speed Derby, presented by Walter Oil & Gas. Now in its second year, this special event occurs in the Spring and Fall seasons to benefit the Park Place Foundation for children and teens, and bring attention to the stories that drive the organization’s mission. Today, the Foundation presented “Francie’s Story”, Francie Steinwedell-Carvin’s deeply moving account of her journey to find sobriety and happiness, which she shared at the event. Read more of Francie’s story here. In a course that rewarded bravery and speed, Eve Jobs and her speedy mount Quickley 3 took advantage of the faults converted format to take home the top prize. With specs at 1.30m, FEI course designer Mauricio Garcia’s 15-element track had its share of challenges. One of the toughest parts of the course came after the open water at fence 5, where riders had to regain balance and shorten on a bending line to the oxer-vertical one-stride at 6a-b. More than half the class carried just a bit too much momentum into the double and had a rail. Riders also navigated several natural obstacles, including a devil’s dike, a bank and a hill. Page 14
In the faults converted format, having a rail didn’t necessarily mean the win was out of reach. A speedy track could make up the four second penalty incurred from lowering the height of a jump. Several riders took advantage of this format, including 16-year-old rider Eve Jobs and her wonderful chestnut gelding, Quickley 3. From the seventh spot in the order, Humberto Quirarte and Saffier proved that Garcia’s track was conquerable as he turned in the first and only fault-free effort. Opting for a slightly conservative route, he crossed the timers in 96.38. A short-lived lead, as Jobs put her horse’s ‘speedy’ name to the test as she galloped smoothly around the track, shaving off very valuable seconds early on. It wasn’t until her gelding had a rail at fence 7, the oxer leading into the devil’s dike, that Jobs knew she would have to keep on galloping if she still wanted to come within striking distance of Quirarte’s time. She did just that, soaring over the last oxer in a time of 91.81. Once the four second penalty was added, her final time of 95.81 was just fast enough to take the lead and ultimately the win. Still young and gaining miles, Jobs said, “This is my first derby. My horse was phenomenal. I thought the course was great; it incorporated all the fun parts of the arena, and it was fast.” She went on about her horse,
The Ladera Ranch News
known at the barn as Pickle. “I got him in April from Andrew Welles. He’s 10 years old and he’s just a fireball. When he goes in the ring, he just knows his job. He’s like a dirt bike - so much fun. I normally jump him in the lows, which is about 1.30m, but our goal is to step up to the highs, some speed classes and hopefully some more derbies.” Friday Finals From young horses to young riders, the International Jumping Festival is full of finals in several fields. With over forty-five entries, the five, six and seven-year-old jumpers completed their second rounds, take a show rest tomorrow and return on Sunday for the final rounds of the second annual
Eve Jobs and Quickley 3.
Blenheim Young Jumper Finals, presented by Fairbanks Valley Farm. Two of the three phases tested competitors in the Platinum Performance/USEF Show Jumping Talent Search Finals West. First, riders were asked to perform a specific test on the flat in the Pacific Field. Later, the Grand Prix Field hosted the challenging gymnastics phase. With one jumping phase and the Final Four test remaining, the top six riders are just eleven points apart. But as in any competitive environment, these standings can change quickly as the show jumping phase further tests their skills. Photos by McCool
The Ladera Ranch News
The Only Weekly Newspaper Exclusively for the Ladera Ranch Area
October 9, 2015
LADERA RANCH NEWS R est aura nt Antonucci’s Restaurant Serving authentic Italian seafood and award-winning pizza since 1976 with exciting appetizers and a full bar and live entertainment on Saturday evening.
24190 Alicia Parkway, Mission Viejo. 949-472-4332 Bahar Restaurant
They offer moderately priced and high-quality Persian food made fresh from scratch. We promise great service and clean restaurant. Your total satisfaction is always guaranteed.
27771 Center Dr., Mission Viejo 949-340-1011 Blk Burgrz
Offering an extensive menu of premium American Wagyu and Kobe beef burgers, along with salads and entrees such as chicken, salmon and salmon risotto. There is a full bar with more than 50 craft beers, more than a dozen draft beer, and bottles of your favorite domestic and imported beer.
27742 Antonio Pkwy Ste K7, Ladera Ranch 949-429-6666 Cinnamon Productions Bakery Café
Breakfast can be delightfully decadent with sugary cinnamon rolls like grandma used to make or lighter eggs and toast or scones. Some interesting sandwich possibilities and strong hot coffee.
25672 Crown Valley Pkwy. Ladera Ranch 949-218-1515
Cosmo’s Italian Kitchen
kan pai sushi
South Coast Kitchen
Come and join us for delicious authentic Italian food in a warm, friendly atmosphere.
Sushi and Japanese Cuisine.
American cuisine, steaks, seafood, lamb, pork chops and not to mention an array of appetizers and desserts. The quality of food here is amazing.
28562 Oso Pkwy, Las Flores 949-216-9029 Diho Siam
Authentic Thai and Chinese food at affordable prices. Many varieties of Thai and Chinese delicacies chicken, beef, pork, tofu and vegetarian, barbecue chicken, crispy duck, beef w/ oyster sauce, spicy cat fish.
27702 Crown Valley Pkwy E-3, Ladera Ranch 949-365-8777
27742 Antonio Pkwy Ste K6, Ladera Ranch 949-429-2772 Loving hut Gourmet cuisine made with wholesome, vegan ingredients, and it offers an accessible starting point for those making the noble transition to a plant-based diet.
27522 Antonio Parkway, Suite P2, Ladera Ranch. 949-365-1077 O’Neill’s Bar & Grill
Don Gustavo’s Authentic Mexican food with homestyle flavor, menu items include chile relleno, carnitas, fajitas, eggs machaca, chimicangas, veggie burrito, fish tacos, shrimp enchiladas, taco salad.
26012 Marguerite Pkwy #A, Mission Viejo 949-348-2386 Harlow’s Cuisine & Cocktails Harlow’s Kitchen is a beautiful blend of old school and contemporary styles boasting West coast farm-totable seasonal fare, a craft bar, and a passionate staff. The décor is a rich and elegant throwback to 1800’s Europe with a bit of a New Orleans vibe.
31111 Rancho Viejo Rd., San Juan Capistrano 949-240-8100 Jerry’s Wood Fired Dogs
Located at the Arroyo Trabuco Golf Club we have daily specials include fresh fish, steaks, pizza and hearty sandwiches.
26772 Avery Pkwy, Mission Viejo. 949-305-5100 Paul’s Pantry The best family owned breakfast and lunch menu that specializes in homestyle cooking.
27409 Bellogente, Mission Viejo. 949-364-1088 Peppino’s Newly remodeled restaurant on the lake expanded the dining area, full service bar, waiting lounge and a front dining patio. The rear-dining terrace offers a beautiful view of Lake Mission Viejo.
27845 Santa Margarita Pkwy, Mission Viejo 949-461-7170
1701 Corporate Drive, Ladera Ranch 949-364-7080
800 The Shops at Mission Viejo, Mission Viejo, 949-364-6661
Corky’s Kitchen & Bakery
Jalapeno’s Restaurant
The Ranch Sports Grill
27522 Antonio Pkwy, Ladera Ranch 949-364-4439
Open for breakfast, lunch & dinner. Authentic Mexican food including chili Verde, omelets, huevos rancheros, tostadas, carne asada, menudo, traditional burritos including beef, chicken, fish, beans (Vegetarian), chile relleno, taquitos, enchiladas, imported and domestic beers.
Tannins Restaurant & Wine Bar Contemporary setting for Italian fare plus an extensive wine list with recommended food pairings.
27211 Ortega Hwy., San Juan Capistrano 949-661-8466
Restaurant Reviews Wanted!
Have you dined out recently in Ladera Ranch? The Ladera Ranch News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com
P.F. Changs China Bistro
Monster salad bar, great steaks, full bar with a wide selection of beers and wines to choose from.
Famous for their pancakes as big as your plate and their breakfast combos. They also serve a variety of lunch and dinner items as well as homemade pies and cookies.
31105 Rancho Viejo Rd., San Juan Capistrano 949-481-9596
27780 Vista del Lago, Mission Viejo 949-859-9556
Smokey Joe croissants, sausage, eggs, bacon also try their hot link breakfast burrito, for lunch the wood fired dogs have all best flavors, tastes and toppings.
Claim Jumper
G u id e
Superb Shanghai Street Noodles, available in few places on the globe, make the trip to Mission Viejo Mall a veritable necessity.
All Laker games, NHL, Fox Soccer and all Top Games plus Taco Tuesdays, Slider Wednesdays, Taste of Italy Thursdays, DJ Friday nights.
27412 Antonio Pkwy. Ladera Ranch 949-429-7737
27602 Antonio Pkwy, Ladera Ranch 949-364-5614
The Ladera Ranch News
Page 15
The Only Weekly Newspaper Exclusively for the Ladera Ranch Area
October 9, 2015
The Ladera Ranch News
Ladera Ranch News Legal Notices
SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am
Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856
Law Office of
JAMES D. STONE Recently, I relocated my office to Rancho Santa Margarita. I was an Anaheim Police Officer for 15 years and have been a Trial Attorney for the past 32 years, specializing in Criminal and Civil Defense. I personally have litigated over 600 cases in three (3) different states, thirteen (13) different counties and more than sixty (60) different courts. For more information regarding the law in your specific case, please contact my office for a free consultation, by phone or at my office.
Law Office of
JAMES D. STONE 30021 TOMAS, SUITE 300 RANCHO SANTA MARGARITA, CA 92688 TELEPHONE: (949) 433-9179 FACSIMILE: (949) 888-8829 E-Mail-jdstonelaw@netscape.net
Ladera Ranch News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-630053-CL Order No.: 730-1404412-70 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): Vernon Jay Luke and Karen Lynn Luke Recorded: 9/27/2005 as Instrument No. 2005000763997 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/2/2015 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse located at 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $143,663.86 The purported property address is: 8 HYDRANGEA ST, Ladera Ranch, CA 92694-0843 Assessor’s Parcel No.: 741-061-04 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that
Page 16
the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916.939.0772 for information regarding the trustee’s sale or visit this Internet Web site http://www. qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-630053-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916.939.0772 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-630053-CL IDSPub #0092804 10/9/2015 10/16/2015 10/23/2015
The Ladera Ranch News
NOTICE OF TRUSTEE’S SALE TS No. CA-14-651438-HL Order No.: 090213555 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SYLVIA L BOYD, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 6/29/2006 as Instrument No. 2006000438696 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/23/2015 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse located at 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $1,404,826.72 The purported property address is: 32 MICHAEL ROAD, LADERA RANCH, CA 926940000 Assessor’s Parcel No.: 741-511-23 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916.939.0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-651438HL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916.939.0772 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-651438-HL IDSPub #0092320 10/2/2015 10/9/2015 10/16/2015
NOTICE OF TRUSTEE’S SALE TS No. CA-14-614451-HL Order No.: 11-0059847 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/17/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOEY K KATO, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 3/29/2005 as Instrument No. 2005000235390 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/19/2015 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $1,402,207.46 The purported property address is: 6 DENNIS LANE, LADERA RANCH, CA 92694-0000 Assessor’s Parcel No.: 741-242-12 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-614451HL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-614451-HL IDSPub #0092021 9/25/2015 10/2/2015 10/9/2015
APN: 759-212-15 TS No: CA08001777-15-1 TO No: 150130352-CA-VOI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED August 21, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On October 27, 2015 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on August 23, 2007, as Instrument No. 2007000524135, of official records in the Office of the Recorder of Orange County, California, executed by BRIAN MASO AND CIARAN BLUMENFELD, H/W/J/T, as Trustor(s), in favor of HOUSEHOLD FINANCE CORPORATION OF CALIFORNIA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 29 WINFIELD DR, LADERA RANCH, CA 92694 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $104,238.79 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become
available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08001777-15-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: September 21, 2015 MTC Financial Inc. dba Trustee Corps TS No. CA08001777-15-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Miguel Ochoa, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www. insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Order no. CA15-003335-1, Pub Dates, 10/2/2015, 10/09/2015, 10/16/2015.
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SOLD
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