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December 26, 2014

Happy New Year 2015

December 26, 2014

The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

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The Ladera Ranch News

The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

December 26, 2014

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The Ladera Ranch News

The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

December 26, 2014

What’s Your New Year’s Resolution? By David Robertson Christmas has past and the new years celebrations are upon us, but has all this over indulgence had an effect on our health? The new year is a great opportunity for kicking some of those bad habits and working off some of those gained extra pounds! Lets look at the most popular new years resolutions; Spending more time with those important to you Make plans to spend more quality time with friends, family and loved ones. Sometimes it just takes a moment to step back and re-evaluate what is important to you in life and to make sure you reflect this in your free time. There may be a need for big changes in your life to free up time to do this, maybe you’ve been devoting too many evenings to selfish activities. More exercise In these times, many of us don’t get enough regular exercise from our daily working lives. This can lead to long term health problems both physically and mentally, effecting your motivation, zest for life, well being, physical appearance, stamina, life expectancy and many more factors. Whether you decide to join a gym, go for daily jogs, cycle or work out at home etc.. the trick is to keep at it. Try to find a way of exercising that is enjoyable to you and will fit easily into your daily life otherwise you may not stick at it for long. Dieting Everyone loves to indulge over Christmas with all that extra food in the cupboards. The New Year is the perfect time to re-evaluate your eating habits,

so that the over indulgence in food and drink doesn’t turn into a habit that follows on into the new year. Enjoy life It’s very easy in this day and age to get caught up in the rat race and lose perspective of what we are doing on this planet. Sometimes we need to look at whats important to ourselves and begin making sure our efforts in life complement what you feel is important as an individual. Quit smoking Everyone knows, or should know the terrible effects that smoking has on the body. After a matter of weeks of quitting the habit the quitter will feel noticeably healthier physically, but the battle will still be a long and challenging one. Quit drinking Many people undertake a detox around this time of year, or even go the full hog and give up completely. Many people over Christmas and new year drink more than they normally would and this alone can be a reason to start a detox. The effects of alcohol on the liver can be fatal when in excess and even on a small scale drinking effects sleep and energy levels. Get out of debt Christmas affects all of us financially and for some this may have pushed the bank balance into the minus. In other cases the bank balance may have already been in the minus, either way this is a great time to make those changes needed in order to get your life back on track financially. Learn something new

Learning or doing something new is a great way to start the new year, this could be something that puts you in good stead in time to come, such as doing evening classes or it may be something just for personal enjoyment such as horse riding.

How to get the most out of your new tablet in the new year Tablets are clearly today’s hot tech device: shipments will reach 184 million units in 2013 alone, estimates Gartner, an information technology research company. If you don’t already own a tablet, it’s very possible you might receive an iPad, Kindle or Nexus as a holiday gift. Knowing a few tricks to get the most out of your new mobile device will ensure it helps streamline your life both at work and at home. Software concerns and solutions: The kingpin of tablets is, of course, the iPad. Most people use their tablets alongside their existing technology so they complement each other and help make life simpler at home and on the go. If you have a Windows

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PC or a Mac at home, you might be concerned about if you can run programs you have on your home computer - like Word, Excel and PowerPoint - on your new tablet. Unfortunately, these and many other full-featured applications are not yet available on tablets. Remote access and functionality: Great news for iPad users is that today with Parallels Access for iPad (www.parallels.com/access) you can remotely access everything on your Mac or PC - including all of your full-featured applications such as Excel - and use native iPad gestures including tap, swipe, pinch and zoom, just like they were made for your iPad. You can even use Internet Explorer on your computer to watch Flash

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videos with sound via your iPad. No more waiting for the applications you already invested in to be available on the iPad - real mobile productivity is finally here. Now you can start leaving your computer at home or work and use your iPad to get more done on the go. Did your daughter leave her homework on your home PC? Simply access your home computer from work with your iPad and email it to her teacher before today’s deadline. Did your boss request a few lastminute changes to your PowerPoint presentation but you are out of the office and unable to get back before his deadline? Relax. Use your iPad to tap into your work computer to quickly make and send the changes before his important meeting. From executives to soccer moms, Parallels Access enhances your iPad’s functionality so you can do what you need to easily and efficiently. Download a free trial of Parallels Access onto your iPad at the iTunes App Store. Battery life: Another main concern for tablet users is battery life. You may be surprised just how often you use your iPad for work and play, which means you’ll be using up your battery quickly.

It’s important to learn how to conserve battery life so you’re not tethered to an outlet constantly. Make it a habit to check the system’s task manager and close unused apps - simply double click the iPad home button and you’ll see the task bar displaying all open applications. Remember, even if you aren’t interacting with apps, if they remain open after you close them, they still suck energy. Quitting unused apps running in the background is a simple way to extend your iPad’s battery life. Another way to conserve energy and boost battery life is to adjust the screen light intensity. It takes energy to light that beautiful iPad screen, so it’s wise to adjust settings to as low as is comfortable without straining your eyes. Reducing your iPad from full-bright levels will help so you don’t get a battery warning sooner than you’d like - simple click on the settings icon on the screen and adjust appropriately. As more of the world goes mobile, tablets are here to stay. Use these tips to get the most out of your new iPad and enjoy the features and programs you love from all your technology devices.

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December 26, 2014

Easy to Create 5 Course New Years Day Dinner

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By Kimberly Sharpe Now that I have a family I enjoy spending New Years day cooking for my loved ones. I always like us to have a large meal that we can sit down and share together. It is a way for us to celebrate the day. Here is a guide to a simple to create five course meal that is affordable and fairly fast. 1) Ham You will need a ham that is a large enough for your whole family to enjoy. I prefer a boneless variety but I normally buy whatever is on sale. You will need two cans of Pineapple Slices and tooth picks. Save the pineapple juice that the pineapples are housed within in your refrigerator. You will need them to make potato’s. Take your ham and place it in a roaster pan. Now open your two cans of pineapple slices. Stick a slice of pineapple at various points all over your ham. Use the tooth picks to hold the pineapple in place. Place two cups of water into the bottom of the roaster. Now cover your roasting pan with the lid or tinfoil. Place your ham in an oven at around 385 degrees. Cook the ham until thor-

oughly done. This might take a long time if you buy a raw ham but if you purchase one that is already cooked you will be looking at only a couple of hours. Simply follow the directions on the ham. 2) Whipped Potato’s Peel as many potato’s as it will take to feed your family. Simply boil the potato’s until done. Now mash them by hand or with a blender. Place several tablespoons of butter and a cup of milk in the potato’s as you mash. I also like to chop up fresh chives to place within the potato’s. 3) Rolls I like to buy the rolls that are in a refrigerator section of your store. These frozen rolls you set out all day to let rise but you can use any rolls that you desire. Simple buy whatever you want or make your own from scratch. 4) Cream Corn with Sour Cream and Cornbread You will need one can of cream corn. A tub of sour cream. One box of the jiffy corn bread mix. And a bag of shredded cheese. Take the cornbread and prepare it according to the box of directions on the

jiffy box. Now take the cream corn and poor over the top of the cornbread. Once this id done take the sour cream and frost the cream corn about an inch thick. Now completely cover the sour cream with the shredded cheese. Place into the oven beside your ham and cook for half an hour until the cheese is completely melted and everything looks done. This is a wonderful and tasty fast side dish that is always a favorite in our house. 5) Sweet Gravy Once your ham is done, drain off the juice and mix it with the saved pineapple juice in a skillet. Add brown sugar to sweeten the mixture. Now take two tablespoons of corn starch and hot water. Mix this together in a cup and pour into the ham drippings, pineapple juice, and brown sugar. Bring this to a boil and stir until thick. This is your wonderful sweet gravy. This is great on your potato’s, ham, and even biscuits. This quick and easy dinner is sure to please your entire family. It is tasty and affordable. It also does not require that you spend hours in the kitchen preparing a decent meal for everyone.

Cheers to a new year and another chance for us to get it right. ~ Oprah Winfrey The Ladera Ranch News

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The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

December 26, 2014

LOCAL DENtiSt DR. MiCHAEL tESSiER REVEALS tHE SECREtS OF OVERLy SENSitiVE tEEtH A patient of long-standing came in s e v e r a l weeks ago, complaining that her teeth were sensitive, generally, all over mouth. When I visually Dr. Michael Tessier inspected her mouth, there was no evidence of cracked teeth, or tired-old fillings, or bad crowns, or gum recession- all the usual suspects. There was nothing that I could see that might contribute to tooth sensitivity. We treated the sensitive teeth on the right wide with the laser. When she came back two weeks later, she said that she couldn’t wait to have me do the left side, because all the sensitivity was gone on the right side. Positively amazing. So, when you eat ice cream, or drink a margarita, one of your molars, or maybe even a bicuspid, is sensitive. When you take that problem tooth to your friendly, neighborhood dentist, and he says you need that tooth capped (or crowned). What’s that about? When someone drills on a crystalline structure, like glass, or porcelain, or tooth enamel, the heat of friction from the drilling device puts microscopic fractures in the material. When a dentist has to put a big filling in a tooth, those little fractures pre-dispose that tooth to further fracture. The fractures

virtually split the tooth. Later, after years of chewing trauma, the nerve becomes irritated from this microscopic splitting during chewing or clenching. This hypersensitivity is usually manifested as temperature sensitivity. Just replacing the filling doesn’t help because the cracks are already there. A crown, on the other hand, holds the tooth together, like the band on a barrel, so the splitting activity stops. If the trauma to the nerve of the tooth didn’t damage that nerve irreparably, which would necessitate a root canal (removing the damaged nerve from the root of the tooth), a crown is all that’s necessary to allow you to return to the pleasures of ice cream-eating. There are also instances where a tooth is sensitive to cold or even sweets, and a fracture is not the culprit. This is most often a result of root sensitivity, where the root of the tooth is exposed due to gum recession. There is also a setting on my soft-tissue laser (Periolase) for treating teeth that are cold sensitive due to root sensitivity. Dr. Tessier says “If this article brings forward a question, please call me and we can chat. Consultation appointments are always complimentary. Please don’t hesitate to call my office if you have any questions about this process, or any other of the modern technologies we can use to make your smile whiter and your day better.” Dr. Michael Tessier is located in Los Flores plaza at 28562 Oso Parkway. Most major credit cards and dental plans are cheerfully accepted. Telephone (949)459 -7212

NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier

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• Complete Dentistry for children & adults • Mercury-Free Fillings • orthodontics (tooth straightening) • Emergencies seen promptly • Dentures repairs / relines • tooth bonding & bleaching • We meet all prescribed standards of sterilization and infection control

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December 26, 2014

Tips for hosting a new years party that shines Entertaining with family and friends is one part of the holiday season that we all look forward to. But holiday hosting can sometimes be harried. To keep you and your guests merry this season, consider hosting a wine party that shines. David Mirassou, wine expert and sixth generation of America’s oldest winemaking family, believes that food and wine enhance one another and are best shared with family and friends. His secret to hosting a stressfree soiree is planning for a creative, small-bite menu with wine pairings that highlight the flavors of each dish. “The wine you select should complement the food, look beautiful on the table and inspire toasts,” says Mirassou. “The right wine can add elegance to any holiday occasion and it can play an important role as both a gift and entertaining staple at celebrations throughout the season.” Here are a few wine entertaining and gift-giving tips to get you in the holiday spirit: * Offer small bites and festive fare. Prepare an assortment of appetizers and small plates for entertaining, allowing your guests more sampling opportunities and letting you out of the kitchen to mingle more.

* Create a cozy setting. Consider setting up food stations in your home to allow guests to congregate in different areas. Floor cushions around a coffee table and coasters on the mantle will encourage mingling. * Plan to offer your guests both a red wine and a white wine. A Chardonnay has wide appeal because it has fruitforward flavors to maximize food pairing options. A Pinot Noir also has great versatility in food and wine pairings. * How much wine should you serve? A general rule of thumb is to plan on about one glass of wine per person for each hour of the gathering. * Stretch your wine dollar. Now is the time to take advantage of price breaks for purchases of six or more bottles at many supermarket chains. For an event, the savings can really add up. * Personalize a gift from the vine. Not hosting this season? With very little effort, wine can be a gift with a personal touch. Embellish wine gift bags or boxes with festive ribbon and trim or add a custom neck tag by writing a note about the wine you are giving. Having trouble picking the right wine to give as a gift? Visit Mirassou.com to take their quiz and

see what’s right for you, along with some wine pairing ideas. You can also visit the site or Facebook.com/ MirassouWinery for more entertaining tips and recipe ideas. Try this Belgian Endive and Dried Cherry Quinoa Salad - an easy-toprepare recipe that is also festive in its presentation. Belgian Endive with Dried Cherry Quinoa Salad Prep time: 15 minutes Cook/stand time: 22 minutes Chill time: at least 1 hour Ingredients: Salad: 1 cup quinoa 1 1/2 cups vegetable stock or broth 1/2 cup dried cherries, chopped 1/4 cup snipped fresh chives 1 tablespoon chopped fresh thyme 1/4 cup chopped walnuts, toasted 24 Belgian endive spears Dressing: 3 tablespoons extra virgin olive oil 3 tablespoons white balsamic vinegar 1 teaspoon stone ground mustard 1/4 teaspoon sea salt or to taste Freshly ground pepper to taste Directions: Rinse quinoa in a fine mesh sieve; drain well. Bring stock and quinoa to a boil in a small

saucepan. Reduce heat and simmer, covered, for 12 minutes. Remove from heat and let stand for 10 minutes. Fluff with a fork, then let cool. Whisk together all dressing ingredients and stir into quinoa with cherries, chives and thyme. Cover and chill for at least 1 hour. Stir in walnuts and spoon into endive spears. Garnish with fresh thyme sprigs, if desired. Makes 8 servings. Recipe tip: This light appetizer may be prepared one day ahead. Add walnuts and spoon into endive spears just before serving. Use a tri-color quinoa blend for extra color. Pairs best with Mirassou Sunset Red.

Dazzling New Years party looks from head to toe ‘Tis the season for glitzing up a sparkling holiday look. From office parties and family gatherings to community events and charity galas, now is the time to look and feel your best. It may be a hectic time of year, but with a little preparation and creativity you can dazzle all season long. Try these quick and easy tips from beauty and style expert Jennifer Walsh for a stellar head-to-toe holiday look: * Start with your hairstyle. Create a chic and classic look by pulling your hair back into a simple ponytail and embellish with a jeweled headband to shine in the festive holiday lights. Complete the look with understated stud earrings. * When it comes to makeup this holiday season, you can be more daring with your eyes and lips. A deep smoky eye in shades of gray, bronze or plum is sure to turn up any look. If you are looking to catch someone special under the mistletoe, nothing stands out more than a bold red lip. * For your nails, opt for a gel manicure in a neutral hue that will go from day to night. The gel finish will last for weeks without chipping - no matter how many presents you wrap or parties you attend. Moreover, it

will save you the time, hassle and expense of multiple visits to the nail salon. * A sleeveless black dress is perfect for the holidays, allowing you to attend a variety of events by changing just a few accessories. Choose two elements of your look to introduce

shine, texture or color. I often go for a bold statement necklace or add a glitzy belt. On those chilly nights, incorporate a simple wrap or cardigan. * Finish your outfit by selecting a pair of eye-catching shoes with metallic studs or jeweled trim. They

are a great way to show off your personality and are sure to turn heads. Follow these tips to create a holiday style that is all your own and get ready to hit the town while enjoying the season’s festivities with family, friends and loved ones.

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The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

December 26, 2014

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Santa Margarita Students cross the Globe for Hour of Code Santa Margarita Catholic High School students joined 79 million other students across the globe for what is being called the largest learning event in history. The participating students were introduced or acquired new skills in coding as part of the worldwide Hour of Code initiative in celebration of Computer Science Education Week. The weeklong event, from Dec. 8-14, introduced students from 180-plus countries to computer science. On Dec. 11, about 45 students Santa Margarita students participated in an Hour of Code either in their Introduction to Computer Programming class or by attending an afterschool event organized by Kim Cozean who teaches Introduction to Computer Programming and AP Computer Science as well as math at SMCHS. Code.org, a nonprofit dedicated to expanding participation in computer science, began the grassroots campaign, designed to demystify code and show that anybody can learn the basics. “It’s pretty easy to learn,” said freshman Nicholas Fazio of Mission Viejo who attended the event afterschool. Last year, 15 million students tried computer science as part of the Hour of Code. This year, 79 million people and counting participated with a goal to get 100 million participants by the end of 2014. “The Hour of Code is designed to demystify code and show that computer science is not rocketscience, anybody can learn the basics,” said Hadi Partovi, founder and CEO of Code.org. The movement has some major backers and partners including Mark Zuckerberg, Bill Gates, President Barack Obama, Microsoft, Apple, Amazon, Boys and Girls Clubs of America and the College Board to name a few. During the hour, students choose from a variety of self-guided coding activities. Jon Prentice, a Santa Margarita sophomore who attended the Hour of Code event afterschool, learned how to move a virtual character using code symbols, made his name float in bubbles and practiced Javascript at the event. “It’s a good idea to start young,” the Coto de Caza resident said. The possibilities are endless when it comes to coding, said junior Kevin Massey of Laguna Niguel. He was first intrigued by computer programming while attending the school’s club fair this fall where he saw students’ work brought to life on the screen while learning more about the school’s PixEL (Programmers, Innovators, Entrepreneurs and Leaders) club. “If you know code you can make anything you want on a computer and show it to the world,” he said. Page 8

“Technology is everything we do.” Sophomore Ethan Lee, who this year began the student run PiXEL club which teaches other students how to code, said he wants to show other students that programming is not difficult. “It’s really just a language,” the Laguna Niguel resident said. “Something you have to practice. It becomes second nature and it’s the best feeling in the world when you write code and then your work shows up on the screen.” Computer programming is essentially telling a computer what to do, Cozean said. Julia Real participates in Hour of Code. Real is taking Introduction In a world transformed by technology, many of the students who to Computer Programming at Santa Margarita Catholic High School. attended the event said coding was a skill they knew would be marketable and the idea of not struggling to find a job after college appealed to them. Recent stats show less than 2.4 percent of students graduate with a degree in computer science. The estimated number of grads in computing between 2010 and 2020 will meet less than one-third of the demand, according to Code.org. By 2020, an estimated one million computer programming jobs in the U.S. will go unfilled, according to the U.S. Bureau of Labor Statistics. “Kids these days are all stuck on their phones, their tablets and constantly using technology, but Jon Prentice practices coding as part of the Hour of Code. very few of them are learning how to create it,” Roxanne Emadi, a strategist at Code.org, told the New York Times. “Even if it’s something simple, like a kid programming a maze or programming a robot, when you can see your work brought to life, that’s where light bulbs go off.” At SMCHS, we are seeing an increased interest in computer programming. • In the past three years, the number of students taking computer programming and computer science courses at SMCHS has doubled. • This summer, SMCHS will offer Introduction to Computer Ethan Ko works on computer programming activities during an Hour Programming during summer school of Code event at Santa Margarita Catholic High School. • Students formed a club called PIxEL (Programmers, Innovators, Entrepreneurs and Leaders) this year. The club teaches other students coding and is student led with a faculty advisor. • SMCHS added a robotics class this school year. • Seven Santa Margarita graduates in the Class of 2014 reported they were going to major in computer science while two reported they were going to major in computer engineering. “We want to raise interest in computer science,” Cozean said. “Even if you don’t want to pursue coding as a career, it teaches problem solving skills. Anyone can learn to Ethan Lee , president and founder of the school’s PixEL (Programmers, program. Innovators, Entrepreneurs and Leaders)

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The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

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December 26, 2014

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The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

December 26, 2014

The Ladera Ranch News

Happy Holidays!

LIS NEW TIN G

GR TH EE E NS

Happy Holidays from THE KOVACS CONNECTION “Where Integrity Meets Excellence”

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Offering approx 4600 sq. ft with 5 bedrooms and 4.5 baths. Very unique and open floor plan This tremendous home is truly a one of a kind. An expanded plan 2 model offering approx. Darling floorplan with a great room and downstairs master suite. Offering approx. and tremendous family home. On the golf course with saddleback mountain views as well. 4800 sq. ft with 5 bedrooms and 4.5 baths. Bonus, exercise room and home office. Infinity 2500 sq. ft with 4 bedrooms, 3 baths and a large bonus room. Nice size view yard. 27 Oakbrook $1,399,000.00 pool overlooking the 12th hole on the south course 24 Lakeview $1,799,000.00 Short walk to pool and park. 11 Regents Park $849,000.00

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This magnificent custom home sits on over an acre of land with stunning views. Offering approx. Offering approx. 4150 sq. ft with 5 bedrooms and 4.5 baths and a private office. Lovely views, pool and spa. Located on a single loaded cul de sac 7100 sq. ft. with 6 bedrooms and 6.5 baths. Detached$ guest house with full bath and kitchen- upgrades and a nice size yard with street. 14 Thorn Oak $1,029,000.00 ette. Amazing entertaining yard. 6 Fresian 2,995,900.00

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Stunning home located on a quiet culdesac in the well sought after gated community of Stoneridge. Offering approx 3345 sq. ft with 5 bedrooms and 4.5 baths. Lovely floorplan and what a view of the Mission Viejo Lake. 22891 Briarcliff $975,000.00

SO CUTE

Located in the Pinnacle Tract on a large private lot over 23,000 sq. ft. Offering Offering approx 1200 sq. ft with 3 bedrooms and 2 baths. So cute and ready to move in. approx. 4500 sq. ft with 5 bedrooms, 4.5 baths, bonus and private library. This is a Everything has been redone. Low tax rate and no mello roos. very emotional house from the inside out. Pool/spa and built in bbq area. Top notch 26053 Via Pera $363,000.00 upgrades. 98 Panorama $1,899,000.00

FORMER MODEL HOME

Amazing golf course views! Located on the 18th hole of the south course. Offering approx 3100 sq. ft with 4 bedrooms and 4 baths. Large yard with a pool and totally redone with very nice upgrades. 6 Shoal Creek $1,129,000.00

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CHARMING CUSTOM

Total remodeled home with a large yard/spa and built in BBQ. Very private location. Offering Located in Santiago Canyon with 5500 sq. ft and 4.5 acres. Wonderful property is ideal for Located at the end of a culdesac with such charm and a cozy inviting porch. Offering approx 5000 sq. ft with 5 bedrooms, 4 bath, private office and a bonus room. Exceptional views and or your own vineyard. Private carriage house and 2 stall barn. 7 car garage. approx. 1900 sq. ft with 3 bedrooms, 2.5 baths and a large loft area which could be converted horses a private pool and spa. 6 Lippizaner $1,699,000.00 16252 Jackson Ranch $2,250,000.00 to a 4th bedroom. 43 Spoon $599,000.00

Page 10

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December 26, 2014

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Page 11

December 26, 2014

The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

Candlelight Concert 2014 Rings in the Holiday Season Segerstrom Center for the Arts celebrated its 41st annual Candlelight Concert with 350 guests who together, help raise nearly $1.9 million dollars to support the Center’s arts and education programs. Center Board member Shanaz Langson and her husband Jack served as co-chairs with Center Executive Vice President Judith (Judy) O’Dea Morr was the evening’s special honoree. Guests began their evening with a dramatic walk up the black carpet (in keeping with traditional Deco black, green and gold décor) to Segerstrom Hall’s Orchestra Terrace lobby. They were greeted with holiday music performed by the Sonora Elementary Hand bell Choir. After pausing for commemorative photos which they later took home, guests moved directly into the hall. Candlelight Concert is always held in Segerstrom Hall, the room is dramatically transformed into a glamorous Art Deco ballroom keeping with the Frank Sinatra Centennial (Old Blue Eyes would have been 100 years old on December 12th!). The Orchestra Level seating of the Segerstrom Hall was terraced, with the fifth and top level serving as a large reception area where the Veuve Clicquot and truffle bars were stationed. Massive chandeliers underwritten by Angela and James Hsu were suspended above the four lower terraces, which were used for dining and dancing. Art Deco architectural designs projected against the walks created the illusion of a grand vintage ballroom in a sophisticated bygone era. Star entertainment was provided by the renowned singer, musical director and conductor Frank Sinatra., Jr. and his 37-piece orchestra. San Francisco’s super band, Super Diamond, the group that has transcended the label of tribute band by passionately immersing themselves in Neil Diamond’s huge repertoire and delivering high-octane performances around the country played after dinner with folks dancing the night away to his greatest hits. Center Board Chairman Lawrence M. Higby concluded the remarks by announcing that the Center’s Founders Hall would be renamed The Judy Morr Theater. Higby said, “On behalf of the entire Board of Directors, it is our tremendous honor to celebrate the incredible contributions of Judy with this new name,” Higby stated. “We hope that she will continue to work her magic for many years to come. But with this name, we know that Judy will always be an unforgettable presence here at the Center.” Morr, who is celebrating her 30th anniversary with the Center, has helped chart its course to become one of the most prestigious and successful arts centers in the nation. The theater has been the site of many Center performances and special events, has served for as a rehearsal space for visiting ballet companies and choreographers, and will be an integral studio space for the ABT Gillespie School. Kia and Versace were sponsors of Candlelight Concert. Kia is the official automotive partner of the Center and provided the evening’s valet lounge. Versace hosted an in-store reception and showing of the celebrated women’s and men’s formalwear designs earlier in the year. A portion of the sales made at that event were donated to the Center by Versace. The Center presents a broad range of programming each season for audiences of all ages from throughout Orange County and beyond, including international ballet and dance, national tours of top Broadway shows, intimate performances of jazz and cabaret, contemporary artists, classical music performed by renowned chamber orchestras and ensembles, family-friendly programming, free performances open to the public from outdoor movie screenings to dancing on the plaza and many other special events. In addition to the presenting and producing institution Segerstrom Center for the Arts, the 14-acre campus also embraces the facilities of two independent acclaimed organizations: Tony Award®-winning South Coast Repertory and a site designated as the future home of the Orange County Museum of Art. For more information visit www.scfta.org Page 12

The Ladera Ranch News

Judy Morr (center) with Jack and Shanaz Langson - Photo by Kimberly April

Britt and Robert Meyer with Elizabeth Segerstrom - Photo by Kimberly April

Terry Dwyer with Julia Argyros - Photo by Joesan Diche

Mindy and Glenn Stearns - Photo by Kimberly April

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December 26, 2014

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The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

December 26, 2014

American New Years Traditions Explained By Tracy DeLuca New Year’s is a time to celebrate the end of the past year and welcome a new year. It is a time to reflect on the past and plan for the future. The parties and traditions surrounding this time are many and varied. But where do they come from? Who started them and why? New Year ’s Eve has specific traditions and celebrations as does New Year’s Day. Here are some specific traditions from America and where they come from. Auld Lang Syne - A traditional Scottish song that was first published in 1796, Auld Lang Syne is the most popular song that no one knows the words to! Guy Lombardo played the song on New Year’s Eve in 1929 and it has become a tradition ever since. The song celebrates the remembrance of old friends. Kissing At Midnight - On New Year’s Eve at the stroke of Midnight, everyone kisses. Even if you do not have someone to kiss, you wish you were kissing. This is more than just a celebration, it is a tradition with a base. It is generally believed that whatever you are doing when New Year’s day arrives is what you will be doing for the rest of the year. So, kissing your loved ones is just assuring yourself that you will be doing more of that over the coming year. Noisemakers - Trumpet like noisemakers, loud yells of “hooray!” and blaring music are traditional at Midnight. All of that noise is not just joy at the change in seasons, it has a basis in ancient beliefs as well. When gas and electric lights f i r s t b e c a m e u s e d p o p u l a r y, it became a tradition to turn on all of your lights and go to the church at Midnight on New Year’s Eve to hear the bells ringing. People began taking more noisemakers and hollering to make noise as well. This tradition originated from a belief that evil spirits would be scared away by the noise. Over the years, this morphed into the loud noisemaking that is so popular at Midnight on New Year’s Eve. Fireworks - A close partner to the noisemaking at Midnight is the numerous fireworks displays and the blowing up of firecrackers on New Year ’s. This goes hand in hand with the belief that loud noises frighten away evil spirits. The Chinese, of course, Page 14

are credited with inventing fireworks. Fireworks are also believed to draw good luck. Making Toasts - In ancient England, the saxons used a Wassail bowl filled with alcoholic beverages. A large cup might be passed around with a piece if hard bread in the bottom. Everyone drank from the cup and yelled out good wishes. Then, the host would eat the bread from the bottom of the cup. This is where the traditional “toasting” came from. Now, we make toasts honoring people and wishing good luck and a prosperous New Year. The Ball Dropping - The best known tradition and largest celebration in America is the New Year’s celebration in Times Square in New York City where “the ball drops”. This tradition started in 1907 and is the most widely viewed, and attended, celebration on New Year’s Eve. The ball dropping signifies the end of the old and the beginning of the new. The countdown and drop derive from a time signal used in naval harbors at noontime. Father Time and the New Years Baby - Many New Year’s decorations feature Father Time and the New Year’s Baby. The old year is represented by Father Time, a bearded old man with a walking stick, who carries an hour glass to symbolize the movement of time. Father Time has roots in the Greek god Chronos, as well as the Grim Reaper. The new year’s baby traces its ancestry to the ancient Greeks and Egyptians, who regarded the baby as a symbol of rebirth. The image of a baby with a New Year banner was brought to America by Germans immigrants. So, the old year hands over it’s responsibility to the new year, a time of rebirth and new chances. New Year ’s Resolutions - It is generally believed that the ancient Babylonians were the first people to make resolutions on New Year’s. Early Christians believed that the first day of the new year should be spent reflecting on your past actions and resolving to improve oneself in the coming year. From this has grown the tradition of making New Year’s resolutions. The tradition of breaking them is probably just as old! Tournament of Roses Parade - One of my personal favorite

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traditions for New Year’s day is to watch the Pasadena, California Tournament of Roses Parade on television. The parade first started in 1886 when members of the Valley Hunt Club decorated their carriages with flowers for a parade celebrating the ripening of the orange crop. Now, we watch the parade and marvel at the beautiful floats covered in thousands and thousands of flowers. The Rose Bowl football game that follows the parade is another tradition. Eating Black Eyed Peas - In the southern part of the US, a major tradition is eating Black Eyed peas on New Year’s day. S u p p o s e d l y, d u r i n g the Ci vi l Wa r, b l a c k e y e d p e a s w e r e “cow peas” used for feeding cattle. But, during the Battle

of Vicksburg, the town was cut off from all food supplies for 40 days. The people survived by eating the “cow peas” that the enemy troops had left behind. Since that time, they have been regarded as bringing good luck to those who eat them. They are usually paired with greens which are a symbol for wealth. And there they are, some of the most famous traditions of New Year’s in America. Hopefully, you have some idea as to why we do the things we do on New Year’s Eve and Day now. So, kiss someone you love, make a toast, make some resolutions and eat some black eyed peas this year!

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Ladera Ranch News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-609010-AL Order No.: 14-0000479-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/20/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHARLOTTE M. PIPER, AN UNMARRIED WOMAN Recorded: 7/29/2005 as Instrument No. 2005000588254 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/16/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $443,294.15 The purported property address is: 32 HINTERLAND WAY, LADERA RANCH, CA 92694 Assessor’s Parcel No.: 938-374- 08 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http:// www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-609010-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-609010-AL IDSPub #0075022 12/26/2014 1/2/2015 1/9/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-14-630053-CL Order No.: 730-1404412-70 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): Vernon Jay Luke and Karen Lynn Luke Recorded: 9/27/2005 as Instrument No. 2005000763997 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/16/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $139,120.38 The purported property address is: 8 HYDRANGEA ST, Ladera Ranch, CA 92694-0843 Assessor’s Parcel No.: 741-061-04 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http:// www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-630053-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-630053-CL IDSPub #0075037 12/26/2014 1/2/2015 1/9/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-14-632080-BF Order No.: 140156601-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/9/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JEFFREY MICHAEL HALL AND MAUREEN JENNIFER HALL, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 2/15/2007 as Instrument No. 2007000104151 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/9/2015 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $626,260.09 The purported property address is: 10 ETON PLACE, LADERA RANCH, CA 92694 Assessor’s Parcel No.: 741-181-32 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you

should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-632080BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-632080-BF IDSPub #0074689 12/19/2014 12/26/2014 1/2/2015

December 26, 2014

Ladera Ranch News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-13-607004-BF Order No.: 1567563 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/22/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): TRUDY M. JACKSON AND DANIEL R. JACKSON, WIFE AND HUSBAND Recorded: 8/28/2003 as Instrument No. 2003001046238 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/26/2015 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction. com Room Amount of unpaid balance and other charges: $230,232.68 The purported property address is: 54 SELLAS ROAD NORTH, LADERA RANCH, CA 92694 Assessor’s Parcel No.: 938-75-302 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-607004BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-607004-BF IDSPub #0075120 12/26/2014 1/2/2015 1/9/2015

NOTICE OF TRUSTEE’S SALE TS No. CA-13-601653-HL Order No.: 130232286-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/10/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ERIN MONTALVO-SMEDEBY, AND STEFAN G SMEDEBY, WIFE AND HUSBAND AS JOINT TENANTS Recorded: 8/19/2005 as Instrument No. 2005000652329 and modified as per Modification Agreement recorded 3/4/2011 as Instrument No. 2011000116763 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/9/2015 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $2,218,666.53 The purported property address is: 14 SAN LUIS OBISPO ST, LADERA RANCH AREA, CA 92694 Assessor’s Parcel No.: 741-262-40 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-601653HL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-601653-HL IDSPub #0074770 12/19/2014 12/26/2014 1/2/2015

Send with photo! The Ladera Ranch News, 23472 Vista del Verde, Suite 6, Coto de Caza, CA 92679 The Ladera Ranch News

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December 26, 2014

The Ladera Ranch News

The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

L S EY’S A E B L AS FLORES

DRY CLEANERS Family Owned and Operated 4 Generations of Dry Cleaning

SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

Send with photo! The Ladera Ranch News, 23472 Vista del Verde, Suite 6, Coto de Caza, CA 92679

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28562 Oso Parkway Plaza de Las Flores

FREE PICK UP AND DELIVERY! • (949) 766-5021

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FENDER BENDER? Or major collision? - We are a proud participant in auto club of southern California’s member preferred repair program. Call for free towing or come in today. 23251 Antonio Parkway Rancho Santa Margarita, CA 92688. Call anytime (949)-888-8260 FINEST OUTDOOR FURNITURE - We are Southern California’s source for the finest outdoor furniture including Brown Jordan, summer classics, Gloster, trop a tone, cast classics, fire pits, and patio umbrellas to make your outdoor living a pleasure bring this ad and save another 10% this week only. Victory Furniture 81 Technology Drive West Irvine California (949) 788-0386 MUSIC WINDOW TREATMENTS - Drapery, GET READY TO RELAX With a fabulous facial - or luxurious professional massage High School Senior Offering Cello, Guitar roman shades, Upholstery, motorized in a quiet and comfortable atmosphere and Bass Guitar Lessons. $15 for 30 shades, don’t ignore the economy of by master technicians with skilled hands Minutes or $30 for 1 Hour. Call Brett quality. Free in-home consultation. and soothing methods. Kalologie 360 The Drapery Showcase - 23891 Via 949-322-2148 abricante #601 Mission Viejo,CA. (949)- Spa skincare, body massage. 25642 Crown Valley Parkway, Suite D1 Ladera MUSIC LESSONS OCMusic Center 587-1002 located in RSM at Empressa & Aventura. FAST FUNDING ON HOME LOANS - Ranch CA 92694. Call us to book your WWW.OCMUSICCENTER.COM Call Want to purchase? We close purchase appointment today at (949)-388-2360 949-858-0900 loans in four weeks or less or we will pay ROOMSCAPES innovative design, great your first mortgage payment! Functional products, even better value. Discover the STABLES Mortgage Bankers with low as two difference. Kitchen - Bath - Home. 949-448Maxwell Stables in Coto, stalls available rates, free credit check, zero obligation, 9627 WWW.ROOMSCAPES.NET 12x24 covered stalls, feed & clean twice easy and painless. We have helped daily. 949-858-9700 or 636-3458 OME thousands of homeowners refinance CONSIDER HAVING YOUR WINDOWS or purchase a home. BRE#01904619. PROFESSIONALLY CLEANED! - Our Ladera Lending Inc. Call Now (800)- highly skilled team of window experts 486-3735 Home services CALIFORNIA HOLIDAY LIGHTING - Holiday Lights professionally installed and removed. We can provide lights or we can use yours! Save Up To $150.00 off early Installation November 1st November 20th 949-454-3888 HIDDEN ROOM BOOKCASES, Finish Carpentry, Doors, Crown, Mantels, ALL Woodwork. 25 years in Coto de Caza and References. Patrick Lee 949-887Child care 5534 Responsible Careing, Loving Retired SILVER CREEK LANDSCAPING – 25% Mother. Will Care For Your Children Off - Call for Details – 949-753-0663 or any Age. Help with Homework 949- Visit Us @ www.silvercreeknurseryinc. 294-8682 com EMPLOYMENT Display Advertising Sales Representatives. Experienced ad sales representatives to sell ads for South Orange County’s top 5 weekly newspapers. Weekly draw against commissions, benefits, protected accounts. Experienced only, no trainees. Fax resume in confidence to 949-5896429

December 26, 2014

will supply both the products and the muscle necessary to bring your windows back to the condition they were when you first bought your home, no streaks, no mistakes, and our services are very affordable. Our customers are our best referrals, window and pressure washing. Screen repair. Mini blind cleaning. Rain gutter cleaning. Concrete and stone cleaned and sealed. Call us for a quote! California Window Cleaning (949)-4543888 GOLF CARTS ARE WONDERFUL! Lots of fun with low cost, high mileage, air conditioned pleasure. Let’s make you a deal on a 2013 club car $1,000.00 bonus cash! Come in for a test drive today! Just off the five freeway at El Toro Road - Cart Mart 24366 Swartz Drive in Lake Forest. (Across from Chase Bank) Bring in this ad and receive a $25.00 complimentary gift card for parts, service, or rental. (949)-597-2094 SILENT SALESMAN WORKS 24 HOURS A DAY! - Classified ads are your most affordable advertising bargain! You are living proof that everyone reads the classifieds. BUYERS who read Newspaper classifieds have money to spend immediately. Let them spend it with you. Effective and affordable. Just fill in the handy form on this page and your ad will appear here this coming week.

CLASSIFIEDS WORK FOR YOU 24 HOURS A DAY!

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23472 Vista del Verde, Suite 6, Coto de Caza, CA 92679

The Ladera Ranch News

Page 17

The Ladera Ranch News

The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

December 26, 2014

ladera ranch news R est aurant Antonucci’s Restaurant Serving authentic Italian seafood and award-winning pizza since 1976 with exciting appetizers and a full bar and live entertainment on Saturday evening.

24190 Alicia Parkway, Mission Viejo. 949-472-4332

Diho Siam

Authentic Thai and Chinese food at affordable prices. Many varieties of Thai and Chinese delicacies chicken, beef, pork, tofu and vegetarian, barbecue chicken, crispy duck, beef w/ oyster sauce, spicy cat fish.

27702 Crown Valley Pkwy E-3, Ladera Ranch 949-365-8777

Blk Burgrz

Offering an extensive menu of premium American Wagyu and Kobe beef burgers, along with salads and entrees such as chicken, salmon and salmon risotto. There is a full bar with more than 50 craft beers, more than a dozen draft beer, and bottles of your favorite domestic and imported beer.

27742 Antonio Pkwy Ste K7, Ladera Ranch 949.429.6666

Don Gustavo’s Authentic Mexican food with homestyle flavor, menu items include chile relleno, carnitas, fajitas, eggs machaca, chimicangas, veggie burrito, fish tacos, shrimp enchiladas, taco salad.

26012 Marguerite Pkwy #A, Mission Viejo 949-348-2386 Jerry’s Wood Fired Dogs

Cinnamon Productions Bakery Café

Breakfast can be delightfully decadent with sugary cinnamon rolls like grandma used to make or lighter eggs and toast or scones. Some interesting sandwich possibilities and strong hot coffee.

25672 Crown Valley Pkwy. Ladera Ranch 949-218-1515 Claim Jumper Monster salad bar, great steaks, full bar with a wide selection of beers and wines to choose from.

27845 Santa Margarita Pkwy, Mission Viejo 949-461-7170 Corky’s Kitchen & Bakery Famous for their pancakes as big as your plate and their breakfast combos. They also serve a variety of lunch and dinner items as well as homemade pies and cookies.

27522 Antonio Pkwy, Ladera Ranch 949-364-4439

1701 Corporate Drive, Ladera Ranch 949-364-7080 Jalapeno’s Restaurant Open for breakfast, lunch & dinner. Authentic Mexican food including chili Verde, omelets, huevos rancheros, tostadas, carne asada, menudo, traditional burritos including beef, chicken, fish, beans (Vegetarian), chile relleno, taquitos, enchiladas, imported and domestic beers.

27602 Antonio Pkwy, Ladera Ranch 949-364-5614 kan pai sushi Sushi and Japanese Cuisine.

27742 Antonio Pkwy Ste K6, Ladera Ranch 949-429-2772 Loving hut

Cosmo’s Italian Kitchen Come and join us for delicious authentic Italian food in a warm, friendly atmosphere.

28562 Oso Pkwy, Las Flores 949-216-9029

Page 18

Smokey Joe croissants, sausage, eggs, bacon also try their hot link breakfast burrito, for lunch the wood fired dogs have all best flavors, tastes and toppings.

Gourmet cuisine made with wholesome, vegan ingredients, and it offers an accessible starting point for those making the noble transition to a plant-based diet.

27522 Antonio Parkway, Suite P2, Ladera Ranch. 949-365-1077

The Ladera Ranch News

G u id e

O’Neill’s Bar & Grill Located at the Arroyo Trabuco Golf Club we have daily specials include fresh fish, steaks, pizza and hearty sandwiches.

26772 Avery Pkwy, Mission Viejo. 949-305-5100 Peppino’s Newly remodeled restaurant on the lake expanded the dining area, full service bar, waiting lounge and a front dining patio. The rear-dining terrace offers a beautiful view of Lake Mission Viejo.

27780 Vista del Lago, Mission Viejo 949-859-9556 P.F. Changs China Bistro Superb Shanghai Street Noodles, available in few places on the globe, make the trip to Mission Viejo Mall a veritable necessity.

800 The Shops at Mission Viejo, Mission Viejo, 949-364-6661 The Ranch Sports Grill All Laker games, NHL, Fox Soccer and all Top Games plus Taco Tuesdays, Slider Wednesdays, Taste of Italy Thursdays, DJ Friday nights.

27412 Antonio Pkwy. Ladera Ranch 949-429-7737 Selma’s Chicago Pizzeria & Tap Room Selma’s serves 6 different styles of pizzas: Deep Dish, Chicago Pie, Low Profile, Artisan, Artisan Wheat, and Gluten Free plus great pastas, gourmet salads, and one of the largest selections of beers & wine in the area.

27702 Crown Valley Pkwy, Ladera Ranch. 949-388-7260 Trabuco Oaks Steak house Forty years serving choice meats and seafood. Home of the famous “2-pound steak.” Relax while you sip one of our sumptuous wines or cocktails or a frosty beer. Everyone welcome - straight from work or off the trail or dressed for a night out.

20782 Trabuco Oaks Dr., Trabuco Canyon, 949-586-0722

Restaurant Reviews Wanted!

Have you dined out recently in Ladera Ranch? The Ladera Ranch News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page. Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places). Please send your Restaurant Review to newseditorials@yahoo.com

The Ladera Ranch News

The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

THURSDAY IS

December 26, 2014

WEEKLY DRINK SPECIALS IN OUR BAR & LOUNGE

LADIES NIGHT at EMBARCADERO CALIFORNIA BISTRO NOW OPEN IN RANCHO SANTA MARGARITA’S EL PASEO SHOPPING CENTER!

BRING YOUR LADY OR MEET ONE HERE

WEEKLY DRINK SPECIALS

All night long Thursday evening in our Bar & Lounge. LIVE MUSIC TROY RITCHIE (previously a contestant on the voice) Playing every Thursday for the month of December

for special events and reservations call reyes gallardo 949-929-4636

Open 7 days a week. Lunch 11am-4pm. Dinner service begins at 4pm. HAPPY HOUR: 4pm-6pm every day Monday - Sunday

EMBARCADERO CALIFORNIA BISTRO

Located in the EL Paseo Plaza at 22332 EL Paseo in Rancho Santa Margarita 92688

(949)-709-2266 The Ladera Ranch News

Page 19

December 26, 2014

Page 20

The Only Weekly Newspaper Exclusively for the Ladera Ranch Area

The Ladera Ranch News