Red Diamond Corporate Centre 218 Export Blvd., Suite 209-211 Mississauga, On L5S 0A7 www.insureu.ca
CONTENTS
01 02 03
BUSINESS OR COMMERCIAL INSURANCE
About Insureu Our Products & Services
04
Our Vision & Mission
Partners 05 Business Insurance 06 Auto Insurance 07 Home Insurance
08
Business Life or Critical Insurance Key Person Insurance
Life, Critical & Disability Insurance Personal Life Or Critical Insurance
09 10
INVESTMENTS RESP Registered Education Savings Plan RRSP Registered Retirement Savings Plan
BRAND DISCLOSURE Brand InSureU comprises InSureU! Brokers Inc. a Registered Insurance Brokers of Ontario (RIBO) licensed brokerage distributing Property and Casualty Insurance Products under the brand, and InSureU! Insurance & Investments Solutions Inc., a licensed corporation administered by Financial Services Regulatory Authority of Ontario (FSRA), distributing Insurance products in Life, Health, Disability, Group, Registered Investments etc. Errors & amp; Omission excepted.
www.insureu.ca
InsueU is a proud member of:
Insurance Brokers Association of Ontario
PROTECTING CANADIANS FOR OVER TWO DECADES As insurance professionals, serving Canadians for over 20 years, we are not just selling products but helping individuals, families, businesses and corporations with high quality advice to protect what matters most to them, be it their personal health, Life, income, assets, loved ones or any other risk which may jeopardise their financial future. We believe that every Canadian should be able to access the best available products with options and fair cost with a peace of mind to focus on their core objectives. As part of the Independent Broker network, InSureU offers such choices in partnership with credible insurance companies, and provides strategic advice tailored to the need on all types of risk management services with a strong team of licensed and highly educated professionals. As a local business, community engagements and giving are core principles of InSureU. Over the time we have been engaged in numerous not for profit and charitable giving to appreciate the help and support we have received in our journey. Care and high quality service are the core competence of InSureU Team.
www.insureu.ca
OUR PRODUCTS & SERVICES AUTO INSURANCE
HOME INSURANCE
BUSINESS INSURANCE
Our product and service offerings are not just limited to above, it may include various sectors as but not limited to; • Architects & Engineers
• Events, Fair & Exhibitions • Manufacturing
• Captive Insurance Solutions
• Film & Entertainment
• Marine
• Commercial & Industrial
• Financial Services
• Commercial General Liability
• Food, Beverage & Hospitality
• Retail or Wholesale
• Construction & Engineering
• Franchisors
• Consulting
• Group Benefits Health & Retirement
• Cyber Liability • Directors and Officers for Profit, Non Profit and Public companies
• Healthcare • Key Persons & Partners Insurance
• Executive + Board Services
• Life Sciences
• Errors & Omissions or Professional Liability
• Media Professionals
• Employee Group Benefits
• Technology Consultants in various verticals • Small & Medium Commercial • Sports, Health & Recreation • Technology • Transportation
SUPERVISA, TRAVEL, VISITORS, INSURANCES
LIFE INSURANCE
VISION & MISSION
OUR VISION To be the company which constantly evolves with the test of time, which provides true protections, information’s, financial security and help by responding to its customers’ needs quickly with the support of its partners.
OUR VISION Educating clients on coverage’s commensurate with their needs and delivering appropriate value added products with cutting edge service and support.
BUSINESS OR COMMERCIAL INSURANCE
Your business can be simple or complex, the risk of getting a lawsuit will always linger no matter. At InSureU! Brokers, we are an expert group of brokers who specialize in setting up the right plan to protect what matters most in your business. We represent 100’s of insurance companies including specialty markets, to not only come up with the right solution but also the right price. Whether you need to create a Benefit Plan to retain good quality employees, protect yourself or a partner for business succession, or the operational liability, we got you covered. Our experts will come out with the right solutions so there are no gaps in your coverage and you can focus on what matters most in your business. With vast variety of product lines available, it is impossible to note everything in this segment. Visit our website at www.insureu.ca to learn more about it.
BUSINESS LIFE OR CRITICAL INSURANCE
KEY PERSON INSURANCE When you run a business, losing a person who is important in your day-to-day functioning can be devastating. Our professional staff at Insureu would love to speak with you about key person insurance. This is one of many life insurance types, but it specifically provides coverage to your business in the case of the loss of an important person. Key person life insurance compares to other types of insurance in that it provides a benefit to your business if the key person dies.
The amount you receive will be dependent on your coverage, but this money can help balance against losses you may incur when you lose someone who is integral to your business’s operation.
BUSINESS PARTNERS INSURANCE
BUSINESS PARTNERS INSURANCE Small businesses are often comprised of just one or two people who run the business. You and your partner work closely with one another to get everything done and keep the business running. If something were to happen to your business partner, it would take time to replace them, and you would need to figure out how to buy your partner’s share of the business from their next-of-kin.
Carrying business partner insurance is a great way to cover your bases in case of a loss. At Insureu, we can plan right strategies to help you protect each partner’s financial interest.
AUTO INSURANCE
AUTO INSURANCE Lower cost auto insurance does not mean that you have the best deals in the markets. Understanding coverages and having the best sales, after sales and claim services are all equally essential elements when designing an automobile policy.
At InSureU! Brokers, we thrive to give you the best knowledgeable service, because all our licensed brokers and staff are well equipped with top industry knowledge, and maintain their up to date continuing education. At the same time, we will discuss all the key facts relating to your specific situations to come up with the most appropriate solution and get you most amount of discounts which can be applied to help manage the cost.
HOME INSURANCE
HOME INSURANCE Finding best rates for Home Insurance might be an easy task, but finding the best coverage at the same time may be very difficult. Correct coverage amounts, guaranteed replacement values, correct evaluations of your personal contents and most importantly, having proper water coverage is very critical. The insurance policies may vary between companies, specifically when it comes to water coverage.
At InSureU! Brokers, we are an expert group of brokers who would gather correct data to underwrite a comprehensive “Home Insurance” policy. This one-on-one discussion with our brokers will explore all aspects of most important coverages you may need for the home you love and any additional properties you may have, whether it is a rented condo, a seasonal home or purely an investment property.
LIFE, CRITICAL & DISABILITY INSURANCE
PERSONAL LIFE OR CRITICAL INSURANCE Figuring out how to take care of yourself or your loved ones once you are hit with a life threatening illness or Life itself. Life insurance coverage is one of the most important protections to have for yourself or even for your business continuity. We have many strategies with tailored solutions to protect yourself or plan such protections through your business. Talk to one of our experts to learn more about it.
INVESTMENTS
REGISTERED RETIREMENT SAVINGS PLAN (RRSP) It takes discipline to save, regardless of your reasons for saving. When you save for retirement, it’s essential to choose an advisor with working for you to meet this most important objective. With over 20 years of experience with strong understanding of market, InSureU works with most reliable partners in Canadian space to provide best available solutions. Some interesting facts:
37% Government plans provide approximately 37% of retirement income.
33% 33% of homeowners are considering selling their home to fund their retirement.
76% 76% of Canadians do not contribute to their RRSP.
28% 28% of people between the ages of 42 and 60 have less than $100,000 in savings.
20% Nearly 20% of people who have reached retirement age are considering semiretirement due to a lack of income.
INVESTMENTS
REGISTERED EDUCATION SAVINGS PLAN (RESP) The RESP is an ideal financial tool to help your child get off to a strong start in life giving them a promising future. The RESP allows you to amass and grow your savings. In a tax-sheltered environment, take advantage of generous government grants of up to 40% and therefore build a better tomorrow for those you hold most dear. No matter how old your child is, it’s never too late to start saving with an RESP.
However, the earlier you contribute, the more your investment will grow as interest will accumulate on both your contributions and the government grants you receive over a longer period of time. That’s why it’s a good idea to start investing now for your child’s future. An RESP is a valuable tool in your investment portfolio. Let us show you how this account can help you.
Red Diamond Corporate Centre 218 Export Blvd., Suite 209-211 Mississauga, On L5S 0A7 www.insureu.ca
