Relocation Supplement (Winter)

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RELOCATION Winter 2015

WELCOME

TO DENMARK Live, work, play

ALL YOU NEED TO KNOW: A practical guide to moving to Denmark

SCHOOLING FOR YOU AND YOUR KIDS A CULTURAL ADJUSTMENT:

Discover the Danish way of life

LEASING:

NEED FURNITURE OR A CAR?


FREE DANISH COURSES FOR ALL

CBSI SPROGCENTER www.kk.dk/cbsisprogcenter Hejrevej 10, 2400 Kbh. NV. Tel. 8256 5187


Relocation

HELLO DENMARK!

Make your move to Denmark a happy and stress-free one. Denmark is considered to be one of the ‘happiest’ places on the planet to live. According to a Gallup World Poll, Denmark has been rated the world’s happiest country, while Transparency International has recognised it as the world’s least corrupt. And it is easy to see why. Danish civil society and government is considered to be quite liberal and giving when it comes to the needs of its people. Danish citizens receive healthcare as a basic right, gender equality is prioritised, biking is considered the norm, and parents and families are supported by allowing them additional time for parental leave. Overall citizens feel a responsibility toward one another, and it is because of these reasons that this citizen-focused country is a one of the happiest places on the planet. It is for the reasons listed above, as well as many more that foreigners from all over the globe choose to make Denmark their home. To help make the choice and transition that much easier, this supplement provides you with all

you need to know about making Denmark your home. From finding a job and school for your kids to leasing your home appliances and gettinging on to the healthcare system.

WHY DENMARK? The Danish mentality is based on two core values: Democracy and equality. Out of these principles, thrives a world-class welfare state making Denmark the ideal place to work, and live.

Work-life balance is often described as one of the great advantages of living in Denmark. A full-time position in Denmark covers 37 hours a week and a normal work day will be from 08:00-16:00. Danes focus equally on developing their working lives and private lives. The limited amount of working hours promotes efficiency and punctuality at the work place. The high living standard is supported by a great welfare system, which ensures health care, child

Democracy is a cornerstone of Danish society, and in the work place you will experience a democratic atmosphere. Freedom of speech is an important characteristic of democracy and Danes will make their personal views and opinions known at the work place and elsewhere.

care, elderly care, and education for every one registered in Denmark. These benefits are financed by taxes and you should expect to pay a big part of your salary to the Danish government. This system ensures a high living standard in Denmark and economic growth. The main principle of the Danish welfare system is

Equality is also important, and deeply ingrained in the Danish people. Discrimination is not tolerated. The underlying principle is that everyone is equally important and has a role to play in society. Thus, women and men are treated alike at the work place, and official tittles are almost never used. As a result Danish companies have a flat hierarchical structure compared to other countries.

that all residents have equal access to social services regardless of their social background.

And many more reasons inside… Source: https://www.workindenmark.dk/; http://denmark.angloinfo.com/

President and Publisher: Ejvind Sandal ● Editor: David Nothling ● Layout: Lyndsay Jensen ● Commercial Director: Hans Hermansen, hans@cphpost.dk, Tel: +45 2420 2411 ● Picture credit for images: iStock


Relocation

YOUR 10-STEP GUIDE

TO MAKING DENMARK HOME Make your move an easy one with these must-know practical particulars.

However, many foreigners find it difficult at first to become acquainted and make friends with Danes outside the work place. So how do you get around this? Being a small population, the Danes are used to having some kind of shared history with almost everyone in the country. When they meet someone for the first time, they will immediately try to find out what common acquaintances they may have. So attempt to bond with your Danish acquaintances, they will appreciate your openness and willing to share and learn.

4. GET A VARIED WARDROBE The Danish weather can be frightful or fantastic – and usually everything in between. Be prepared for all seasons in one day – all before lunchtime. As the Danes say, there’s no such thing as bad weather… just the wrong clothing. So embrace it, wear layers and invest in some waterproofs and Wellington boots. Or discover your inner Viking, strip off completely and become a winter bather!

5. GET A BANK ACCOUNT Relocating to Denmark from another country can be a daunting prospect, with many factors to consider when making your move. Deciding on where in Denmark to live, finding a job and getting accustomed to the life are a few of the top priorities a new resident must consider, but there are many more seemingly-insignificant (but just as important) things you should be aware of if you are new to Denmark. Consider our 10-step practical-guide to make your adjustment to life in Denmark a seamless process:

1. GET REGISTERED When you begin working in Denmark, it is important that you contact the relevant authorities in the correct order to enrol in the National Register of Persons and to obtain a CPR number and health card. When the residence document has been issued, foreigners must register with the civil registration office (Folkeregisteret) in their area of residence. The Registration Offices are normally located in local Town Halls.

2. LEARN DANISH If you have the wish to adapt to your new society, you must learn Danish, maybe not to find a job, or to study, but to be one of the Danes. Ask about language courses provided by the municipality in which you live. Programmes usually last up to three years and are free of charge if you fulfil the requirements (that are usually being of age over 18 and in possession of a CPR number).

3. GET TO KNOW PEOPLE AND MAKE FRIENDS Danes are also perceived to be relaxed, happy and easy going. Most Danes have a high level of education, and they take interest in their social circles and local communities as well as happenings around the country.

There are 15-20 national and regional banks in Denmark. In addition, there are about 170 smaller local banks. All banks offer personal advice in the normal opening hours. Everybody who works in Denmark must have a bank account as your salary will be paid directly into your account. In order to open a bank account you must have a Danish CPR number. General banking hours: Monday – Friday: 10:00AM – 16:00PM.

6. LEARN HOW TO COMMUNICATE In Denmark telephone numbers consist of eight digits. If you are calling from outside Denmark, the eight digit number must be preceded by the country code 45, often written as +45 followed by the eight digit telephone number. In Greenland and Faroe Islands, the telephone numbers consist of six digits. Country codes: Greenland has country code 299. The Faroe Islands country code 298.


Rødgrød med fløde WRAP YOUR TONGUE AROUND THE WEIRD DANISH LETTERS Æ, Ø AND Å. LEARN TO MASTER THE SOFT D, THE MUTE H. GET TO KNOW MORE ABOUT THE DANES AND DANISH CULTURE IN GENERAL. LÆRDANSK IS THE NO. 1 PROVIDER OF DANISH COURSES FOR INTERNATIONAL STAFF AND STUDENTS. CURRENTLY MORE THAN 10 000 STUDENTS ARE ENROLLED. IN ADDITION TO REGULAR CLASSES, WE OFFER ONLINE TUITION WHERE YOU CAN LEARN DANISH ANYTIME, ANYWHERE YOU PLEASE. VERY CONVENIENT WHEN YOU HAVE A TIGHT SCHEDULE. SIMPLY VISIT WWW.LAERDANSK.DK TO SIGN UP AND LEARN MORE. www.laerdansk.dk

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FAST FACTS ABOUT YOUR NEW HOME

7. ELECTRICITY NEEDS Electric current is 230V, 50Hz, single phase, AC. In addition, 380V, 3-phase AC is available and must be used for automatic dryers and electric stoves.

8. GET A LICENCE From the date you receive your Danish CPR number, you are allowed to drive a vehicle using a foreign driving licence for a limited period of 14 days. If you exceed this deadline, you will receive a fine of DKK 5,000. Applying for a drivers licence is a four-step process:  Go see the doctor to be issued with a health certificate.  Go to Borgerservice and apply for a Danish EU Driving Licence.  Theory and driving test.  Your Proper Danish EU Licence. Once you have passed the Driving Test, you will receive a new Temporary Driving Licence right away. The proper Danish EU licence will follow three to four weeks after you have passed the Test. Two wheels better than four: The capital city, Copenhagen, is well equipped for bicycles, which are encouraged by authorities over cars. If you will be travelling within the city, especially for work, it is recommended that you get a bicycle.

9. GIVE UP SMOKING Denmark has a smoking ban in all public indoor areas along with most other western European countries.

10. DON’T FORGET TO SAY THANK YOU When you first learn to speak Danish, you realise how important gratitude plays into life and conversation. Every day after dinner, most kids are expected to give ‘thanks’ to their parents for making and providing dinner. Many may feel that the word ‘thanks’ seems disingenuous and insincere – but in Denmark you will soon notice how it’s integrated into nearly all conversations. Sources: http://denmark.usembassy.gov/; https://www.workindenmark.dk

CURRENCY: The currency in Denmark is Danish Kroner (DKK). One krone is divided into 100 Øre.

GEOGRAPHY: Denmark measures 43,098 square kilometres and is located in the European region of Scandinavia and the Baltic. The country is flat without hills and mountains. The highest point is only 173 metres.

PEOPLE AND POLITICS: Denmark has a multi-party political system, which works within the framework of a parliamentary, democratic, constitutional monarchy, in which the prime minister is head of government.

SAFETY: Copenhagen is generally one of the world’s most peaceful cities, where you can walk around safely at all hours.

TIME ZONE: Denmark follows Central European Time (CET) which is one hour ahead of Greenwich Mean Time (GMT) and six hours ahead of Eastern Standard Time (EST).


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help establish them when relocation calls. Our excellent service record has also created strong partnerships with top global relocation firms and moving companies’.

This year, Copenhagen Relocations turned 20! We would like to thank you, our loyal clients for the last 20 years. Our history with you has influenced us. You have helped us learn and grow over the years, making us better. And we are grateful for that!

Whether you are the expatriate, member of the expat’s family or an employer seeking immigration and/or relocation service assistance, we look forward to working with you, understanding your needs and delivering exceptional service.

Looking to relocate? If you are looking to relocate to or from Denmark, Copenhagen Relocations is your mobility solution! We envision “Happy Transferees” and our mission is to add value and improve expatriate life. We achieve this through driving industry improvement and client empowerment – using effective processes that optimise the relocation experience and that teach independence in a new country. We are an independent team of professionals working primarily with corporate employees to

Copenhagen Relocations is the 1st Danish relocation firm to be accredited with a Global Quality Seal [GQS] and maintain it. The GQS is a process management model based on ISO 9001. Copenhagen Relocations is a member of EuRA (European Relocation Association) and is bound by their ethics and rules of conduct. They are also members of TIRA [The International Relocation Associates – 1 firm per country]; ARE Mobility Group [Allies in Relocation Excellence] and GloMoDa – Global Mobility Danmark.

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Relocation

THE DANISH WAY OF LIFE THE IDEAL CULTURE FOR RAISING YOUR FAMILY.

WHAT MAKES A DANISH FAMILY, DANISH?

Aside from your work life, family is very important in Denmark, and amercing your family into

The Danish family unit is extremely important within Danish society. Danes take great care with the maintenance and decoration of their homes, as well as providing well for their children, as this is considered to reflect on the success of the family.

the Danish culture and lifestyle will make your relocation to this new land a more fulfilling one.

Studies have shown that a majority of foreign national workers in Denmark felt that their quality of life increased while living in Denmark. This is the result of many factors, but many highlight the positive balance between family and career in Denmark.

DANISH CULTURE AND LIFESTYLE The Danish lifestyle model is centred on the Danish society where the democratic elected government always seek to provide better living conditions for its citizens. Most Danes focus on having a good family life, work life and social life. Danish women and men are independent and normally both work in order to provide a high living standard for their family, women and men are equal by law. The Danes are proud of their rich cultural heritage and often attend cultural events. Denmark has many skilful architects, artist, musicians, actors, movie directors, ballet dancers, opera singers and others who enrich the Danish cultural life. As a modern Danish family, your family can be expected to visit art exhibitions, film festivals, concerts, plays, ballets, operas or simply enjoy the old and modern architecture you can find in Danish cities and in the countryside. Danes prioritise time with the family during their leisure time. The Danes are very much aware of their high standard of living. Therefore they have also become a generous people always ready to do-

 Most families are small.  The nuclear family is the centre of the nate money and provide help to people in need all around the world. The Danish state also provides help for people in need in connection with food crisis and natural disasters. A key part of culture in Denmark is the concept of hygge, (pronounced “hooger”). While there is no direct translation of the word into English, it involves being comfortable and relaxed, for example with good food and friends. Although difficult to define, hygge is important because its pursuit is considered by many to be a fundamental part of Danish culture.

A SAFE COUNTRY TO LIVE IN Foreign nationals who come to Denmark often cite safety and security as one of the country’s most important characteristics. Children walk to school alone and even well-known leaders in the business community do not have to surround themselves with bodyguards. The country’s parliament, the Folketing, is open to everyone and it is not unusual to see a government minister cycling through the city. Even the Queen can shop in Copenhagen or Århus with a minimum of bodyguards! That this notion of security is not just fiction is reflected in the statistics that show the crime rate in Denmark is among the lowest in the world. Source: http://www.prodenmark.com/; http://www.kwintessential.co.uk/; http://www.danishnet.com/; http://denmark. angloinfo.com/

social structure.  Children are raised to be independent from an early age. Most are put in day care centres at about one year old. The Danish government subsidises child care through the local “kommunes” (roughly equivalent to a municipal/regional government).  Marriage is not a prerequisite to starting a family. Many couples live together without legalising the arrangement with marriage.  Men are more actively involved in child-rearing activities than in many countries, although the division of domestic chores is similar to other developed countries.  When starting a family, the main rule is that women are entitled to four weeks of maternity leave before the birth and 14 weeks after the birth. Men are entitled to two weeks of leave within the first 14 weeks. After that you both have 32 weeks of parental leave, which you are free to distribute between you.


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SETTING UP HOME IN DENMARK From finding your dream house to leasing the appliances in it; everything you need to know about setting up home.

YOUR DANISH HOME: TO RENT OR BUY As you first arrive in Denmark you are tasked with finding a place to call home, this is when you must decide where you are to live (centrality and ease of access to your work are most common determining factors), and also deciding whether you should rent or buy a home in your new country. The vast majority of foreign workers choose rented accommodation, especially if they are only staying in Denmark for a short while. Depending on your finances and the duration of your stay, you may also choose to buy a property or part of one.

Rentals Rented accommodation can be found in the major national Danish newspapers such as Jyllands-Posten, Berlingske Tidende and Politiken or in major regional newspapers such as JydskeVestkysten. Look under the heading Bolig (accommodation). However, most Danish rental properties are marketed through real estate agencies with a letting department. There are several options to choose from when deciding on the type of rental agreement to go into: Renting private housing (privat bolig): The most easily found rental accommodation is privately-owned and leased by a landlord or property agency on their behalf. Furnished property is generally available for short-term rental only. Renting public housing (almen bolig): Much of Denmark’s rental accommodation is in public housing, which is owned by non-profit/subsidised housing associations. Renting from a tenant (rooms - VÌrelser): Tenants may sublet rooms in a rental property

in Denmark. A tenant may sublet up to half the rooms in a property but the number of people renting may not exceed the number of rooms. If the rent is very high, you can apply for housing subsidy from the municipality. The right to housing subsidy is dependent on your income.

Purchasing property Should buying a property be an option for you, there are some restrictions on foreigners that you should be aware of before you get your mind set on owning property:

ish law states that they must obtain permission from the Danish Ministry of Justice (Justitsministeriet) to buy property. Residents of European Union countries, or companies domiciled in a member state can, in some circumstances, buy property without first obtaining permission from the Ministry of Justice: For example, if the property is to be used as a permanent residence. In all cases, the Civil Law Division of the Danish Ministry of Justice should be contacted in advance. Permission is generally granted if the proper-

Unless foreigners are permanent residents in Denmark and have lived in the country for a

ty is to be used as a permanent residence and

period of at least five consecutive years, Dan-

tions on foreigners buying holiday homes in

inhabited all year round. There are also restric-


popular areas of the Danish coast.

FURNISHING YOUR HOME Have you considered leasing your home appliances? If you are new to Denmark, whether for business or study, setting up a place to call home for a few years may seem more like an unnecessary expense than an enjoyable experience. Purchasing household items such as televisions and home computers are probably not the first on your to-do list when it comes to relocating, and with so many options available, let alone the price you pay for just a few years worth of use, it may not seem worth it. Having said this, leasing your household luxuries may be an option that is both convenient and cost-effective.

Why lease? It’s FAST: You get your products delivered to your home. It’s FLEXIBLE: Leasing companies offer various programmes and packages that can be early terminated, extended or expanded. It’s COMFORTABLE: Most companies take care of delivery and installation, pickup, insurance, break-downs. It’s CHEAPER: Than having to move your furniture and appliances around the globe.

Where to start You do not need to know a lot about what you want in order to choose correctly – most online household leasing websites will offer you advice and guidance on the various products they offer, in addition to product information and specifications of each product. Basically you call or click online for the items that you want, order them, agree payment terms and wait for your delivery!

Through the various call centres and online site you are able to lease consumer goods - mainly white goods, TV / DVD / Surround, digital cameras, PC and mobile phones, furniture and much more. For the most part, in addition to expats, a broad section of the Danish population make use of these leasing services, including, young, old, families and singles. Payment options are also wide-ranging and you can choose from the following options at most service providers:  Cash payment; you pay the whole amount at once.  Monthly payment options; interest-free, or with interest where you pay over 12 months.  Finance; where you share payment over a longer period. It is easy to order, the products will be delivered and installed, you pay the same amount each month, and if there are problems, you do have the option to return depending on your service provider. Be sure to ask them about their various terms and conditions before you enter into any agreement or exchange.

Delivery and installation You don’t have to worry about transporting your purchased or leased items, as many of the

leasing companies offer delivery and installation. They are able to supply and install at your home, so you do not have to think about the repatriation. Sources: http://www.prodenmark.com/; http://www.kwintessential.co.uk/; http://www.danishnet.com/; http://denmark. angloinfo.com/

IMPORTANT TO KNOW: There are certain essential domestic services you’ll need for your home in Denmark. Here is a list of domestic services you need to be aware of if you are looking to relocate to Denmark:

 Denmark prioritises renewable energy; wind power and biomass are the country’s most important renewable energy sources.  Electricity voltage is 230V 50Hz. Plugs are European and consist of two circular metal pins.  A civil registration number or CPR number is a prerequisite to becoming a customer of a Danish utility provider. It is therefore practically impossible to connect utilities and a telephone before moving to Denmark and registering with the local municipality. Utility services include: Electricity, gas and water.


Relocation

SCHOOLING FOR ALL

The different levels of education, and how to get your kids enrolled into the Danish education system.

Relocating to a new country alone may be a daunting prospect, not to mention doing it with your family. Whether you are staring life in Denmark with your family or plan to raise children in Denmark in the future, ensuring that both you and your children are properly educated and schooled in the Danish system will see you integrated fully into Danish society, whilst receiving a quality education. With many high-quality public and private schools as well as various international and adult learning programmes on offer in Demark, the decision on which school is best suited to yours and your family’s needs may be a difficult one. To get you started we have put together a list of all you need to know to receive the best education in Denmark.


OVERVIEW OF THE EDUCATION SYSTEM Education is compulsory in Denmark for everyone between the ages of six or seven and 16. Whether the education is received in a publicly provided school, in a private school or at home is a matter of individual choice, as long as accepted standards are met. It is education itself that is compulsory, not school. These levels of schooling are compulsory:  Pre-school  Primary and lower secondary education  Upper secondary education Danish is the medium of instruction in schools. However, English is a compulsory subject in the Folkeskole (from Year 3) and in general upper secondary school. Most university-level institutions offer various courses and programmes in English. The academic year runs from August/September to June. After upper secondary education, teenagers may choose to continue their learning by opting for either:  Vocational education and training  Higher education The final level of education in Denmark comes in the form of adult learning.

PUBLIC SCHOOLS Education is compulsory for children between the ages of 6 and 16, with

the tenth year being optional. The public school system (Folkeskole) consists of one year of pre-school education, nine years of primary and lower secondary education and an optional tenth grade. Your child must be admitted to a pre-school class in the calendar year of their sixth birthday. Education in Denmark is free and is financed by the state and the municipalities. Universities are also free for Danish, Nordic and EU citizens.

PRIVATE SCHOOLS Danish private schools are becoming more and more popular, however getting into a prestigious private school can be difficult and the waiting list is usually long for kindergarten, but often not so much for the high-

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er grades. It is important to note that private schools in Denmark are not just for the rich, as many do get a state subsidy per student, and tuition varies from school to school. Private schools in Denmark may be roughly divided into the following categories:

granted if the school or one of its divisions primarily cater for children with foreign parents, who live in Denmark and remain in Denmark for a shorter space of time. For a list of international schools, visit the Ministry of Educations website: http://eng.uvm.dk/

 Small independent schools in rural districts (friskoler)  Large independent schools in urban districts (privatskoler)  Religious or congregational schools  Progressive free schools  Schools with a particular educational aim, such as the Rudolf Steiner schools  German minority schools  Immigrant schools

INTERNATIONAL SCHOOLS & NON-ENGLISH LEARNING In Denmark there are English, French, German and another international schools; all are private elementary schools. International basic schools are private elementary schools approved by the Ministry of Education for education in other languages than Danish – either for the whole school or for divisions within it. Schools must apply to become recognised international schools, and approval is usually

Children whose first language is not Danish are offered training in Danish as a second language in primary and lower secondary schools. The pre-school year also offers language stimulation training for bilingual children. Language stimulation is mandatory for children who need it. This is assessed by local municipal authorities. Local municipalities can provide information about finding a tutor, who can help the child with language and other subjects. Important to know: Enrolment Parents must have a personal identification number known as a CPR Number before they can enrol children in any form of education or childcare in Denmark. Enrolment takes place at the local municipal office or Kommune.

CHARACTERISTICS OF THE EDUCATION SYSTEM There are four defining characteristics of the

schooling system in Demark, these are: High standards: The quality of Danish education is assured in many ways. It is mainly regulated and financed by the state, and all public educational institutions are approved and evaluated on an ongoing basis. Lifelong learning: There is also a strong tradition of lifelong learning in Denmark. Many Danes participate in adult education to improve their knowledge and skills in order to advance professionally or change career. The workforce is thus constantly upgraded to meet the needs of the labour market. Active participation: Treating pupils and students as independent people with a right to form their own opinion and a duty to participate actively in discussions is a matter of course in Danish education. Project work: At all levels of the education system, pupils and students attend classes, however, they also carry out project work, either on an individual basis or in small groups. Interdisciplinary activities are also an integrated part of Danish education. Sources: http://eng.uvm.dk/; http://studyindenmark.dk/


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GET COMPREHENSIVE HEALTH CARE Largely free to all, Denmark’s health care system is worldclass.

Denmark has a comprehensive public health service, including doctors, medical specialists, hospitals, health service, home care, health visitor services, paediatric dental care, and more. The Danish health service is based on the principle of equal access to the health service’s services for all citizens. For the most part the Danish health care service is characterised by being publicly financed through taxes and largely run directly by the public authorities. A notable exception is dentistry which is regarded as a separate area and only partly publicly funded. Medical services are thus for the most part free of charge with the exception of dentistry.

THE DANISH HEALTH CARE SYSTEM The Danish egalitarian state provides this free health care to all permanent residents regardless of their economic situation. Everybody, who is a permanent resident in Denmark, and EU citizens, can benefit from the Danish health care system – even those who are not Danish nationals. Free emergency treatment is also available to visitors from all other countries. The quality of Denmark’s health system is extremely high; on the same level as the medical care you find in many other Western European countries. Hospitals in Denmark have excellent facilities, and most doctors and dentists speak English. The Ministry of Health has a coordinating and supervisory role, but no operational responsibilities for health services. Working in close cooperation with the government and municipalities, the five regions are responsible for hospitals and primary care. Regions have wide powers to organise the health services for their citizens, according to regional wishes and possibilities and can adjust services and staff,

etc., according to needs at the different levels.

point of contact if you require general medical treatment. Services in this sector are available

THE DANISH HEALTH SYSTEM IS DIVIDED INTO TWO SECTORS:

to everyone, and include treatments from gen-

Primary health care: This sector deals with general health problems and is usually the first

General Practitioners occupy a central position

eral practitioners, dentists, physiotherapists, etc. in the Danish health service. This is due to the


fact that GPs are the patients’ primary contact with the health service. People must be examined by their own GPs before they can be examined and treated by a specialist doctor. Hospital sector: Hospitals are responsible for patients who require more specialised medical treatment, for example intensive care or the need for specialist equipment. Hospitals are responsible for specialised examinations, treatment and care of physical and mental illnesses which it would not be more expedient to treat in the primary or social sector because of the need for specialist knowledge, equipment or intensive care and surveillance.

card (‘Sygesikringskort’). The card is your proof that you are entitled to all public healthcare services in Denmark and must be presented at all visits to doctors, hospitals and at pharmacists when collecting prescription drugs. The card states your name, address and your Civil Personal Registration (CPR) number as well as the name and address of your doctor. It also provides healthcare coverage for up to one month on holiday trips within the EU/EEA and Switzerland. Sources: http://international.ucl.dk/; http://medicolink.dk/;

TWO TYPES OF INSURANCE GROUPS People insured under Group 1: Have the right to free medical care from their General Practitioner or his/her substitute. It is also the patients’ right to visit a different General Practitioner without extra charge while they are temporarily outside their own general practitioner’s catchment area in case of sudden illness, accident, etc. People insured under Group 2: Receive part of the cost of medical care from a General Practitioner. The subsidy they receive corresponds to the cost of similar medical care from a General Practitioner for people in Group 1. However, people in Group 2 may visit any specialist without visiting their General Practitioner first. When registering with the Civil Registration System you must choose whether you want to be insured in Group 1 or Group 2. Upon registering with the Civil Registration System, you will receive a national health insurance

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Relocation

WORK IN DENMARK The destination of choice for foreign job-seekers.

‘flexibility’ and ‘security’, this concept refers to a welfare state model that combines a flexible labour market with social security for all workers. Most labour market issues are settled by employers and employees rather than by law. If you are in the market for a job, but unsure of how to go about finding employment, consider this how-to guide for foreign nationals.

BEFORE YOU GET STARTED Get registered All inhabitants in Denmark are registered in the Civil Registration System (CPR). If you move to Denmark you must therefore contact the municipality in which you live in order to be registered in the CPR. Also, when you work in Denmark, you must also have a tax card. This is issued to you at the local tax centre. To get a tax card, you must have a CPR number or a tax number. The requirements for your registration in the CPR and your tax registration depend on how long you will live in Denmark and on your citizenship. You must also apply for a residence and work permit or registration certificate if you do not already have a legal basis for residency. Get assessed It is often helpful to obtain an assessment from the Danish Agency for Higher Education (Styrelsen for Videregående Uddannelser). This assessment will assist a Danish employer in understanding your foreign education level, as it provides information on the equivalent level of education in Denmark. It may also state which Danish educational programme your education is most similar to.

In recent years, Denmark has attracted foreign labour to a large number of industries. The country expects that in the coming years there will be an increasing need for foreign labour. The Danish labour market is constructed and regulated in a way that ensures you the most productive, flexible and secure working conditions possible. It is internationally known for its ‘flexicurity model’. A mix of the terms

An assessment does not mean that you will automatically obtain a job, as it is up to the individual employer to determine whether your educational qualifications and work experience match the position. To acquire an assessment from the Danish Agency for Higher Education, you must:  Complete and sign an application form.  Send the application to the Danish Agency for Higher Education with the documentation requested on the form.

APPLYING AND INTERVIEWS A job application should be about one A4 page long. This is typically accompanied by relevant educational certificates, recommendations from past employers and a CV (Curriculum Vitae). It may be useful to enclose an assessment of your non-Danish qualifications in order to make them easier to understand for the Danish employer. The application is to serve as an appetiser, whereas the CV is a listing of your experience and background. Typically, you will not hear from the company until after the application deadline, after which time you can be called in for an interview. In some fields, it has become common to use personality tests and some other tests may also be used. There are several organisations and authorities ready to assist you in your job hunt. At these organisations you can get help improving your résumé and get advice on the Danish job market. Jobcenter Copenhagen International is one such organisation, and offers advice on:  General advice about job search in Denmark  Relevant courses in relation to job searching  Salary, subsidy and internship  Education in Denmark

BUSINESS ETIQUETTE IN DENMARK Once you have a job, it is important that you fit in with the Danish business culture. Many Danes are very interested in their work and Danish employees are considered motivated and committed. Danish workplaces offer very good working conditions, modern facilities and high-quality technical equipment. Competence development is highly prioritised and most workplaces regularly offer continuing education to their employees. Here are a few qualities and protocols foreign employees need to be aware of:

 Teamwork and co-operation are valued in all sorts of businesses.  Employees are expected to be motivated and committed to doing their best.  While not unheard of, relationships at work


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do not usually carry over into private life – there tends to be a clear distinction between work and home.

 There may be work-based social events –

www.cis.dk

a Christmas party or summer party for example – and it is important for you to involve yourself in these.

 While the usual working week is 37 hours, many work places adopt a flexible working policy; however, 8am to 4pm is the usual work pattern.

 The minimum holiday entitlement is five weeks per year for a full time employee, but this is earned at 2.08 days per month and the calculation usually starts on 1 January.

TERMS OF EMPLOYMENT In the Danish labour market, terms of employment and salaries are generally regulated by collective agreements reached by trade unions and employer associations. Thus, employment conditions are widely regulated by collective agreement reached by the various players in the labour market, for instance, they determine working hours, minimum salaries and terms of notice. For example, there is no legally stipulated minimum wage in Denmark. The various parties have the responsibility of upholding these collective agreements. The system of laws governing the labour market is underpinned by the fact that 60 percent of Danish workers are members of a trade union. Foreign workers and companies can also become members of the Danish organisations. In Denmark, it is only in exceptional cases that labour market conditions are regulated by law. However, there are minimum requirements set by law in some areas. Examples of these include: the Danish Holidays Act, the Danish Employment Contract Act, the Danish Act on Equal Treatment, the Danish Act on Allowance for Illness or Parental Leave, etc. If an employer is not a member of an employer organisation or has concluded an adhesion agreement, the terms of employment are regulated by the contract agreed to between the employer and employee and the legally stipulated minimum requirements.

TRADE UNIONS Trade unions assist with cases regarding pay and working conditions and can help in connection with work-related injury cases, rehabilitation and much more. Some trade unions can also offer personal consultancy and career planning or offer discount schemes on petrol, shopping centres, insurance, etc. These offers vary according to the industry with which the trade union is associated. Your choice of trade union depends on your training/position and workplace. The various trade unions are associated with specific unemployment insurance funds, but you do not need to be a member of both a trade union and an unemployment insurance fund – it is possible to be a member of just one of these organisations, independently of the other. Source:https://www.workindenmark.dk; http://www.expatarrivals.com/

Our students go far further On September 2nd 2015 one of our graduates, Andy Mogensen, went further than ever before, as he joined the crew on the International Space Station and became the first Dane in space. We are very proud of him. Just as we are proud of all our other students and their ability to navigate in an international environment and their determination to become the best they can be. CIS offers the IB Primary Years Program, the IB Middle Years Program as well as the IB Diploma Program, which gives access to outstanding universities and opportunities worldwide and beyond. For more information please visit cis.dk


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MONEY MATTERS From banking to taxes, everything you need to know about managing your money.

Denmark has a highly developed financial infrastructure, and has one of the highest tax rates in the world. It is this tax system that allows both Danish citizens and foreigners living in the country, access to the welfare system. Aside from the socio-economic implications of the tax and financial sectors, there are also practical considerations that newcomers working in Denmark need to be aware of when it comes to managing their money.

BANKING Banking in Denmark is sophisticated and efficient. Most banks offer online banking, which makes paying bills and making transfers easy and convenient. The main banks are:  Danske Bank  Nykredit  Nordea Expats can use credit cards throughout the country, but most small payments are made in cash. The Danish also have a card payment system called Dankort, but expats must have a Danish bank account to use this system. It is useful to have Dankort because it is accepted across the country, as some small businesses may not accept international credit cards.

ATMs can be found outside all banks in Denmark, as well as most supermarkets and shopping centres. Expats can use their credit cards to withdraw cash from ATMs.

OPENING A BANK ACCOUNT As a foreigner working in Denamrk, in order to open a bank account, the main requirement is that you have a Civil Registration Number


will receive a tax card that is sent directly to their employer, which will ensure that they are taxed correctly. Tax rates in Denmark start at 36 percent and can be as high as 51.5 percent, depending on income. The tax year in Denmark is the same as the calendar year and tax returns must be filed before 1 May to avoid penalties.

(CPR). Expats will need to open an Easy Account for everyday payments, which is compulsory for all residents in Denmark. Without this account, you will not receive your salary or any payments from Danish authorities (tax refunds etc.). The tax system Everyone with a job in Denmark pays income

tax to the state and municipality. When you come to Denmark to work, you must also pay tax on your salary. The tax system in is automatic, which means that tax will be deducted from your salary before it is paid. As an expat you should register with the Central Tax Administration (SKAT) before you receive your first paycheque. Expats

The taxes finance the welfare services to the entire population. Among other things, this means that there is free medical help, hospital treatment and education from folk school to university. Day-care facilities for children and youngsters as well as certain healthcare services such as dental treatment are partially financed via the taxes and partially user-paid. Source: http://www.expatarrivals.com/

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GETTING AROUND:

HAVE YOU CONSIDERED LEASING A CAR?

Car leasing in Denmark.

and want to know your car-expenses beforehand, leasing might be an option. Leasing is like long-term rental, where you pay a given amount a month for using a car. Repairs, insurance are all included in the price, the only thing that you pay extra for is the mileage. In recent years leasing cars to privates has become widespread, perhaps because of the flexibility of changing cars every 2-3 years and predictability of the expenses.

LEASE A CAR FOR A STEAL Car ownership Denmark is very involved and you should be prepared to invest time and money if planning on owning a car. Owning a car is also very expensive, so if you do not really need a car on a daily basis, you are financially better off not owning one. If you are in Denmark a longer period of time

First thing to know is that you have to have a valid driving license in order to drive in Denmark. If you come from outside the EU, you will have to take a theory and driving test to exchange your license. You lease a car by contacting a leasing service and putting down a payment of approximately DKK 10 000 – 20 000. Then you pay a monthly fee of approximately DKK 1500 - 3500

a month, depending on the cars original price and how much you intend to drive. For a fixed monthly payment you can lease brand new cars and vans without having to find the initial capital to purchase them. The contract can be fixed to suit your needs and is typically between three and four years. Plus you have the option to include maintenance within the lease. Because you never own the vehicle, at the end of the contract we will collect it and dispose of it. This means that you never take the risk on the final value or have the hassle of selling it. All you need to decide is which vehicle you want, the length of the contract and the expected mileage. For each car an average monthly mileage is set, based on your own assumptions. If you exceed the predefined mileage, you will need to pay an extra fee. If you driver less than approximated, you will get a refund. Often discount cards on gas are included in the price, reducing your expenditure. The leasing contract often runs for a period of three years.


Hassle free – You have the option to add servicing and maintenance, taking away all the hassle of running a vehicle leaving you to just drive. Plus we offer other useful services including fuel, accident management and short term vehicle rental. Source: http://www.expatarrivals.com/

PUBLIC TRANSPORT IN DENMARK: Public transport throughout Denmark, and especially in Copenhagen, it very good and commuters have the luxury of trains, busses and kilometres of cycle lanes – that owning a car or driving is not entirely essential for newcomers. Public transport is also largely inexpensive, and allows you to reach almost any part of the country. Many Danes use public transport every day and the Danish government encourages citizens to use it rather than drive their cars. Here are the most common modes of public transport in and around the city of Copenaghen: Trains: The national rail network in Denmark is operated by Danish State Railways. It also operates the S-Tog commuter rail network in Copenhagen. Commuters can use the train to travel between the major cities on all of Denmark’s islands.

HOW IT WORKS You can choose from almost any car or van currently on the market, and if you want some help deciding, the leasing company will be able to guide you on what types of vehicle will suit your needs, decide the best term for the lease and mileage estimates. Once you have picked a vehicle (or vehicles) you will be given you a quote. There are no hidden extras so providing you return the vehicle within the terms of your contract, you will know exactly how much the vehicle will cost you. Once the lease has begun, you should be sent a monthly consolidated invoice for all of your funding and maintenance fees.

BENEFITS TO LEASING Cost control – A competitive, fixed monthly amount to pay makes budgeting easier. No risk – you can eliminate the risks on vehicle depreciation and maintenance. At the end of the contract, simply hand back the car without worrying about how much it might be worth. Any vehicle – The widest choice of a cars and light commercial vehicles available to meet your needs. You have a choice of either a car or a commercial van from either a group or a more specific car choice for private use. Most car leasing companies again will be able to meet your individual requirements. Flexible leasing periods – In a constantly changing world - the ability to plan for both the long and short term is becoming ever more difficult. Most car leasing companies are able to meet these requirements by arranging cars for any period from 60 days and up to 12 months.

Buses: Denmark has a good system of long-distance buses that makes travelling between Danish cities easy. Express coaches are also available for expats who want to travel to other countries in Scandinavia. Travellers can purchase bus tickets from a machine on the bus or they can purchase them in advance. Biking: Cycling is an extremely popular mode of transport among the Danish population. The country has a huge network of bicycle routes that extends for over 12 000km. This makes cycling an easy and safe way to get around Denmark.


Relocation

LEARN THE LANGUAGE DANISH MADE EASY, FIND OUT HOW... With a wide range of quality language schools available throughout Denmark, learning to speak the language has never been this simple!

NEW TO DENMARK, WHERE TO BEGIN? It is, of course, entirely possible to live comfortably in Denmark without ever picking up an English-Danish dictionary. In a city boasting an international community as vibrant as Copenhagen, one can easily get by without any Danish skills whatsoever. And considering that to most foreign ears, Danish sounds a rather amusing language, learning the language can start to seem a little unnecessary. However for those who want to fully immerse themselves in the Danish culture, excel in the job market and make Danish friends, then learning the language is a must! A good place to begin your learning adventure is with De Danske Sprogcentre (The Danish Language Centres). The DDS brings together in one easy-to-use website, all state-approved language centres in Denmark, so that prospective students are able to decide on which institution will serve them best. The language centres’ core service is teaching the Danish language to adult

foreigners. Many of the language centres also offer a wide range of other courses, including courses focusing on the Danish labour market, special youth courses and courses on Danish culture and society.

LANGUAGE SCHOOLS There are more than 50 language centres throughout Denmark. At these language schools, adult foreigners are taught Danish at many levels, from beginner to advanced. The courses are typically free for students, as Danish law ensures that all newly arrived adult foreigners have a right to free Danish lessons. The vast majority of language centres admit students on an ongoing basis and offer instruction as daily, evening or Saturday courses. The courses are also often planned in cooperation with job centres and companies so to ensure that students are afforded the necessary time to learn the language. In addition to classroom instruction, many of

the language centres offer students the option of learning Danish via online courses. Online courses can also be completed with module testing – and can be taken individually or in groups. With online Danish courses, students can learn Danish when it fits with their work, family and school schedules – regardless of time and location.

3 REASONS WHY YOU SHOULD LEARN DANISH  Speaking Danish is a way of communicating your respect towards the Danish culture.  By speaking Danish you will gain the respect of the Danes, who know that their language is not an easy one for a non-Dane to learn.  Danish language classes also provide an opportunity for you to meet people of different ages and social groups with a common interest – learning the language is sociable. Whether you’re a first-time learner or looking to improve on your Danish, you have to admit:


learning the language. On completion of the course and subsequent examination, students can enrol in a more specialised programme.  Danish 1, 2 or 3 – programmes divided into six modules for learners looking to advance on the basics of the language. Source: http://dedanskesprogcentre.dk/en/sprogkurser/

There is more than one reason to try and take a few classes.

COURSES ON OFFER As a foreigner residing in Denmark, and depending on your residential status, one of the

following is offered to you in the form of Danish language schooling:  Labour market-oriented Danish (250-hour course): A beginner’s course for foreign workers, accompanying spouses, students and au pairs is the first step in

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Niels Steensens Gymnasium More than 500 pupils learn the Chinese language Niels Steensens Gymnasium (NSG) is a private school with 600 pupils from 6th grade through High School. NSG is part of a worldwide network of Jesuit Schools with more than 2 million students in universities, high schools and primary schools in more than 69 countries. Being a Jesuit school we seek to develop the gifts and talents of each pupil and lay the foundations for life-long learning. The school seeks to foster an attitude of altruism and generosity in its pupils, encouraging them adopt a positive way of engaging with the world which seeks to change the world for the better. NSG provides a range of extra-curricular activities which promote the physical, creative, and intellectual development of pupils.

International profile

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The international dimension is an important part of Niels Steensens Gymnasium. Pupils experience the international dimension through the curriculum as well as through interaction with the many teachers, staff and pupils who originate from different countries and cultures. Furthermore, exchange programmes, offered by the school with NSG’s many partner schools in Germany, Great Britain, France and USA, work to enhance the opportunities for development in the international sphere for our pupils.

and each year, two High School students are selected to participate in The Global Young Leaders Conference in Washington and New York, where students from around the world receive training to develop leadership and management skills based on dialogue and international understanding.

Chinese at NSG In order to provide the students with the best qualifications for the future, we provide Chinese teaching to all pupils in our secondary school. The NSG High School section offers the Chinese language both at a basic, and at advanced level. Additionally, in cooperation with the Confucius Institute at Copenhagen Business School (CBS), NSG offers a course that includes Chinese A, Social Science A and Mathematics B together with an associated exchange program with The High School Affiliated with Renmin University in Beijing. Training and education at NSG take place in Danish. However, NSG has considerable experience in teaching students of non-Danish origin.

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Relocation

DOES YOUR PET HAVE A PASSPORT? Bringing your pets to Denmark is quite a process, here is what you need to know.

The movement of pets to Denmark is strictly controlled to prevent the spread of diseases, especially rabies. However, with the EU Pet Passport Scheme, transporting pets to Denmark is relatively straightforward. The Ministry of Food, Agriculture and Fisheries is responsible for the import requirements for moving pets to and from Denmark. The following animals are considered pets:  Dogs, cats and ferrets  Birds (except poultry)  Domestic rabbits and rodents  Reptiles and amphibians  Invertebrates (except bees and crustaceans)  Ornamental tropical fish

PET PASSPORT DDenmark uses the EU ‘Passport for Pets’ scheme which enables pets to travel between EU member states. Slightly different criteria exist for different groups of animals, different from the above-mentioned list. Pets should be accompanied by their owner when they are imported or exported to or from Denmark and there should be no intention to sell or transfer the pet to another owner, once arriving in Denmark. The movement of your pet must take place no more than up to five days earlier or later than your movement to Denmark. A total of five animals of the following species (dogs, cats, ferrets and birds) may be moved to Denmark from non-EU countries (except animals from Andorra, Iceland, Liechtenstein, Monaco, Norway, San Marina, Switzerland and the Vatican City States). Banned Breeds: The following breeds are not permitted to enter Denmark: Pitt Bull Terrier, Tosa Inu, American Staffordshire Terrier, Fila Brasileiro, Dogo Argentino, American Bulldog, Boerboel, Kangal, Central Asian Shepherd Dog (ovtcharka), Caucasian Shepherd Dog (ovtcharka), South Russian Shepherd Dog (ovtcharka), Tornjak, and Sarplaninac. Sources: http://www.foedevarestyrelsen.dk/; http://denmark.angloinfo.com/; http://www.pettravel.com/


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CONTACT OR VISIT US Be sure to stop by our store: Slagterboderne 15-21, Kødbyen, 1716, København Or get in touch with us: Telephone: +45 3324 1122 E-mail: salg@hwl.dk Websites: Hwl.dk • hwlarsen.com hwlarsen.se • hwlarsen.es


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