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Home Insurance Simplified Home is where the heart is, as rightly said. A home is the place of innumerable memories; no money is better spent than what is invested on your home. Thus safeguarding your home from unforeseen events becomes a priority and the best way can be securing with home insurance. An adequate and a comprehensive home insurance policy must be on top of your priority list. It is just not enough to have an insurance cover for your home but what matters is the right home insurance that covers all possible liabilities. Home insurance in India is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.
Why buy Home Insurance? Our home is probably the most expensive and most precious belonging which we have. We spend considerable amount of time and money planning to buy one and then making it into a "home". Also, it is usually a once in a life time option for most of us and surely we want to ensure that our asset if completely secure. We may not be able to afford a second home or even have the resources to rebuild our existing home in case of any loss.