Health insurance plans for senior citizens
Your parents are fit today, but tomorrow they might need medical care. Thanks to senior citizen health insurance policies, you can now keep your parents healthy and fit for their lifetime by providing them best medical care available. Most of the insurance companies want to provide insurances for young and healthy people, but then, there are exceptions. There are certain plans that are designed especially for senior citizens. Most of these senior citizen health insurance plans are offered by general insurance companies with public sector undertaking. Nowadays, many privately owned healthcare insurance providers have introduced schemes and plans for those who have crossed 60 years. Apollo Munich Optima Senior Apollo Munich Optima Senior is a Health Insurance Policies For Senior Citizens designed for the senior citizens and provides coverage over 61 years of age. You can get an insurance benefit of up to 5, 00,000 sum assured. It covers all the medical expenses if the patient is hospitalized for more than 24 hours. It also reimburses all the medical expenses incurred up to 30 days prior to hospitalizing the patient and up to 60 days after being released from the hospital. It also provides expenses for 140 day-care procedures without any requirement of hospitalization. Moreover, the insured can also get the benefit of getting his/her treatment at home. Added to that, the insurance also bears miscellaneous expenses like emergency ambulance service.