Motor Bike Insurance - Four Reasons You Need It

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Motor Bike Insurance - Four Reasons You Need It

If age equals experience, I am now of the age when I feel old enough to tell people about the shortcomings of my younger years. I am an avid motorcyclist. I have been since the age of 12 when my father first introduced me to a Honda 150cc motorbike. The only deal he made with me was that I had to pay for my own motorbike insurance. As a youngster, that task was more easily said than done and, as a result, I was often left with having to make a decision about going against my father's wish or riding without the proper types of motorbike insurance. The first reason you need to have motorbike insurance is to protect yourself. Riding a motorbike can be a dangerous act and one that can go wrong at any point in time. I used to ride in the countryside all of the time and I would constantly not be able to react quickly enough to the changing road and terrain. On an average day I would take spills 5 times. Falling off of a moving motorbike 5 times a day is a recipe for disaster. One crash could have cost me quite a bit of money in order to be able to fix my own motorbike. It was money I did not have and money I could not have afforded myself the opportunity to have raised in the short term. The second reason to have motorbike insurance is the protection of others. As I mentioned above, I would regularly crash my motorbike 5 times in a countryside ride. That almost always meant that I was riding through a fence or crashing into a stationary object. Those objects cost money and money is something that I did not have at that point in my life. I was aware that there was a deductible on the


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