Santa Barbara Independent Real Estate 6/22/23

TAKE A TOUR TODAY at

bhhscalifornia.com

features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.

© 2023 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and

3675 FOOTHILL RD, CARPINTERIA 3BD/4BA; ±29 acres • $20,500,000

Yolanda Van Wingerden, 805.570.4965 LIC# 01308141

900 TORO CANYON RD, MONTECITO 3BD/3BA; ±5 acres • $5,295,000 Josiah Hamilton, 805.284.8835 LIC# 01415235

547 OWEN RD, SANTA BARBARA 4BD/4BA; ±1.87 acres • $5,200,000 Sara Guthrie, 805.570.1211 LIC# 01294545

3127 BASELINE AVE, SANTA YNEZ 3BD/2½BA; ±14 acres • $4,795,000 Claire Hanssen, 805.680.0929 LIC# 00887277

5208 CASITAS PASS RD, VENTURA ±30 acs w/ 1BD/1BA cabin • $4,000,000

Yolanda Van Wingerden, 805.570.4965 LIC# 01308141

2685 MEMORY LN, SANTA BARBARA 3BD/2BA • $3,275,000 Kevin Schmidtchen, 805.689.6877 LIC# 01316975

OPEN SAT 1-3

OPEN SUN 1-3

TAKE A TOUR TODAY at bhhscalifornia.com

630 MAIN ST, LOS ALAMOS

3BD/2½BA • $1,295,000

Laura Drammer, 805.448.7500 LIC# 01209580

780

ST, LOS

585 OAK RIDGE RD, SOLVANG 3BD/3BA • $1,495,000

Bob Jennings, 805.570.0792

LIC# 01387186

OPEN

RD, BUELLTON 5BD/3BA • $1,360,000

Ken Switzer, 805.680.4622

LIC# 01245644

01209580

805.448.7500

/ Cammy Pinoli, 805.448.7500 LIC# 01209580 / 02074002

1867 RINGSTED DR, SANTA YNEZ 3BD/2½BA; ±1.14 acres • $1,995,000 Laura Drammer, 805.448.7500 LIC# 01209580

1371 WILLOW ST, SANTA YNEZ 3BD/2BA • $1,795,000 Joel Butera, 805.448.4831 LIC# 01229404

OPEN SAT/SUN 1-4

441 VALLEY DAIRY

SUN 1-4

SHAW

ALAMOS 3BD/2BA • $995,000 Laura Drammer, 805.448.7500 LIC# 01209580

001 SWEENEY RD, LOMPOC ±81 acres • $725,000 Jody Neal, 805.252.9267 LIC# 01995725

1818 ALISO CANYON RD, CUYAMA ±312 acres • $795,000 Jody Neal, 805.252.9267 LIC# 01995725

310 SHAW ST, LOS ALAMOS 2BD/1BA; ±0.31 acres • $699,000 Laura Drammer, 805.448.7500 LIC# 01209580

1672 EUCALYPTUS DR #B, SOLVANG 2BD/2BA • $605,000

Laura Drammer,

LIC#

194 OAK HILL DR, LOMPOC 2BD/2BA • $525,000 Glynnis Mullenary, 805.705.5206 LIC# 01748187

504 WASHINGTON CIR, SANTA MARIA 4BD/2BA • $549,000 Joe Lopez, 805.354.4642 LIC# 02088810

TAKE A TOUR TODAY at bhhscalifornia.com

obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.

© 2023 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements,

and features of property.

is

“The agents on this list represent the finest caliber of real e professionals, who work tirelessly for their clients each and every day. I am continually inspired ficant achievements. Every person on this list deserves this distinguished recognition for their continued success!”

Martha Mosier, President | Berkshire Hathaway HomeServices California Propertie

INDIVIDUALS BY SALES VOLUME

Cristal Clarke – Montecito

Nancy Kogevinas – Montecito

Dan Encell – Montecito

Laura Drammer – Santa Ynez Valley

Patty Waltcher – Ojai

Kathleen Winter – Montecito

Mitch Stark – Montecito

Patrice Serrani – Montecito

Ali Evans – Santa Barbara

Yolanda Van Wingerden – Montecito

Scott Williams – Montecito

Dan Johnson – Montecito

Gabriela Cesena – Ventura

Josiah Hamilton – Santa Barbara

Claire Hanssen – Santa Ynez Valley

Joseph Stubbins – Montecito

Cammy Pinoli – Santa Ynez Valley

Karina Matic – Santa Barbara

Kathy Hughes – Santa Barbara

Barbara Neary – Santa Barbara

Chase Enright – Montecito

Janet Caminite – Santa Barbara

Thomas Schultheis – Santa Barbara

Carol Colone – Santa Ynez Valley

Sara Guthrie – Santa Barbara

Patrick Rodriguez – Goleta

Joel Butera – Santa Barbara

Matthew Raab – Santa Barbara

Toni Guy – Ventura

SMALL TEAMS BY SALES VOLUME

Marsha Kotlyar Estate Group – Montecito

Bartron Real Estate Group – Santa Barbara

Team Scarborough – Santa Barbara

Ken Switzer – Montecito

The Santa Barbara Group – Santa Barbara

Glick Real Estate Associates – Santa Barbara

The Easter Team – Santa Barbara

Parsons & Young Team – Goleta

Spechler & Beck Real Estate Group – Santa Barbara

Melody O’Leary-Namikas & Kaitlin Miller – Ventura

Randy Freed & Kellie Clenet – Santa Barbara

Douglas & Associates – Montecito

MEDIUM TEAMS BY SALES VOLUME

Calcagno & Hamilton – Montecito

Kerry Mormann & Associates – Montecito

MEDIUM TEAMS BY SIDES

Calcagno & Hamilton – Montecito

Welcome Summer with Lounge-Worthy Outdoor Space

If you’ve lived in the Santa Barbara area for a while, you know that the month of June doesn’t exactly feel like summer. If you’re dreaming of backyard barbeques and warm, breezy nights that don’t require a puffy jacket, you’re not alone. Even though schools are out and the concert season at the Bowl is in full swing, the overcast days of June leave most of us longing for the warmer months ahead.

With summer just around the corner, now is a great time to get your yard or patio spiffed up. Whether you have a large yard to play with or simply a small balcony,

here are some of my favorite tips to create a loungeworthy outdoor space.

Make a plan. Before you start ordering patio furniture or digging holes for new plants, think about exactly how you intend to use your outdoor area. Is it chiefly for entertaining? If so, a dining area with some shade is ideal, so think about where the sun shines during the dinner hours. Sunbathing? Then you’ll need to determine the sunniest spot for lounge furniture. Watching a family movie? In this instance, you’ll need to figure out seating options and consider your electrical needs.

Bring the inside out. One trick to creating a perfect outdoor space is to blur the lines on what is indoor and what is outdoor. Making your outdoor space as comfortable and inviting as your living room doesn’t need to be complicated or expensive. Adding outdoor rugs, throw blankets, potted plants, and overhead lighting are great ways to bring cozy elements outside. If your porch is covered, consider using living room furnishings, such as a wool rug and rocker, outside.

Choose the best furniture for your budget. Outdoor furniture ranges from budgetfriendly to pricey, so there’s something available at every price point. If you love the look of RH furnishings but don’t have a few extra thousand dollars on hand, never fear. Most items from luxury brands get copied within a year or so of when they hit the catalog, so do a search for “RH dupes” and you’ll likely find some affordable options. Pay attention to reviews and the materials used to make sure your purchases will last more than one season. Resin wicker is low-maintenance and will generally stand up to the elements. Teak furniture is beautiful, but the wood requires maintenance over time. If you’re not going to put

in the effort to maintain it, then there’s no point in investing in it. There’s also a nice variety of outdoor furniture made from recycled plastic available these days, and many of those pieces hold up well over time.

Create an outdoor cinema space. This sounds more complicated and expensive than it has to be. Got an old white sheet and some folding chairs? You’re halfway there. You just need a way to hang the sheet, purchase an outdoor projector, and voilà … outdoor cinema created! For extra ambience, throw down an old rug or blanket, hang some fairy lights above, add some poufs or beanbag chairs, and let the show begin.

Layer with lighting and textiles. focus is on lounging or dining, lighting and textiles can transform the space from ordinary to cozy and inviting. LED lanterns hung from a pergola or placed on the ground add ambiance while poufs and outdoor pillows add interest and make a space feel complete. Market lights can be left out yearround and make it easy to enjoy evenings outside. Solar lights are a great option as well, especially since you don’t have to worry about wires or plugs.

Don’t forget the tiki bar. Okay, maybe a tiki bar isn’t your style, but it’s important to add your personality for a truly complete space. Whether that’s an outdoor speaker to play your favorite Pandora station or a s’mores station set up around the firepit, creating your definition of ideal outdoor space is all about what makes you get outside, even on those gloomy June days.

I’d love to see photos of your outdoor space! Tag me on social media @vacayrentaldesign

Christine S. Cowles is owner of Styled & Staged Santa Barbara, an interior design company specializing in short-term rental properties. She is a certified Short-Term Rental Stylist™, member of Santa Barbara Association of Realtors and Real Estate Staging Association, and a proud WEV graduate. She can be reached at

THE STYLE SPECIALIST

Welcome to 967 Fellowship Lane, where couture meets modern elegance in this meticulously renovated, single level home on the Mesa. The open floor plan and beautiful oak floors invite you in, while gorgeous finishes and natural light grace every inch of this 1262 square foot home. The kitchen boasts exquisite floor-to-ceiling custom cabinets, a floating wolf stove and vent, Miele dishwasher, reverse-osmosis water, and a Subzero built-in refrigerator. The three bedrooms and well-appointed bathroom continue the theme of abundant natural light and stylish comfort.

Step outside to a serene oasis, where a jacuzzi on the patio invites you to unwind amidst lush grounds, fragrant citrus trees, and an outdoor shed for optimal space utilization. Modern conveniences include a new electric panel, a tankless water heater, and a tesla charger conveniently located on the side of the house. Laundry facilities are conveniently housed in the adjacent garage.

Immerse yourself in the beauty of the surroundings, and embrace a lifestyle where every detail has been thoroughly considered for convenience, functionality, and tranquility on the mesa.

We extend our deepest gratitude to the dedicated staff members whose outstanding skills and unwavering commitment have made a significant impact in our company. Their remarkable talents, attention to detail, problem-solving abilities, and creative thinking continue to inspire us every day. They are the invaluable assets that make our brokerage thrive.

Operations

Chris Burns Director of Operations & CFO

Erin Burns Relocation Director

Billy Goldstein Director of Business Development

Transactions

Phyllis Twigg

Transaction Coordinator

Ruth Jackson

Transaction Coordinator

Jennifer Johnson

Transaction Coordinator

Cindy Campbell

Transaction Auditor

Sales Management

Mackenzie Robitaille Marketing Director

Juliet Parsons Marketing Associate

Erin Baeskens Marketing Assistant

Natalie Grubb-Campbell Sales Manager

Bob Curtis

Sales Manager

OPEN SAT 2-4

Your Mesa Realtors

Your Mesa Realtors

SINGLE-LEVEL GOLETA GEM

San

at $3,250,000

Welcome to 6141 La Goleta! This charming 3 bedroom and 2 bathroom single-level residence offers 1,618 sq. ft. of living space. Situated on a generous 8,712 sq. ft. lot, this property presents a wonderful canvas awaiting your personal touch. Approaching the property, you’ll appreciate the manicured front yard, featuring a traditional lawn, trees, and an inviting entry patio. The curb appeal is enhanced by the paver driveway and the 2-car garage that has direct access into the home. The wide street allows for easy parking, while sidewalks and underground utilities add to the overall appeal and functionality of the neighborhood. Located just a few minutes from the Calle Real Shopping Center.

privacy on this fabulous estate. Resting at the property is a charming Craftsman style home circa 1912. Today, it amenities, and still charm. Located in MUS.

privacy on this fabulous estate. Resting at the property is a charming Craftsman style home circa 1912. Today, it amenities, and still charm. Located in MUS.

Rare ocean front estate on the Mesa! This spectacular 4bed/4.5bath ultra-luxury property boasts ~5,100+ sq. ft. of living space resting on over 1/2 acre of prime California coastline. Enjoy unparalleled ocean views from every corner of this contemporary home. Must see in person!

Rare ocean front estate on the Mesa! This spectacular 4bed/4.5bath ultra-luxury property boasts ~5,100+ sq. ft. of living space resting on over 1/2 acre of prime California coastline. Enjoy unparalleled ocean views from every corner of this contemporary home. Must see in person!

1/2 acre ocean front lot! This is a once in a life time opportunity to purchase a vacant piece of ocean front property located in one of Santa Barbara’s most desirable neighborhoods. Build your dream home to the exact specifications that you desire. Panoramic ocean views! The Richardson Team

1/2 acre ocean front lot! This is a once in a life time opportunity to purchase a vacant piece of ocean front property located in one of Santa Barbara’s most desirable neighborhoods. Build your dream home to the exact specifications that you desire. Panoramic ocean views! The Richardson Team

Mike and Kyle Richardson Team@mrrealtors.com

Mike and Kyle Richardson Team@mrrealtors.com

805.963.1704

805.963.1704

www.mrrealtors.com

www.mrrealtors.com

1553 Shoreline Drive Offered at $3,495,000

Ysidro

1547 Shoreline Drive Offered at $7,995,000

1553 Shoreline Drive Offered at $3,495,000

Open Houses

Thurs 10-1 Sat & Sun 1-3

2-BD, 1BA, A Block to the Douglas Preserve

The kitchen was completely remodeled in 2015 with modern finishes. Newer windows, doors, floors, and roof, provide a peaceful and private retreat behind an electric gate. The property sits on a spacious .28-acre lot, offering over 12,000 square feet of space to relax and entertain. It’s a short walk to the nearby Douglas Preserve or catch some waves at the Mesa Lane Steps. Outdoor enthusiasts will love the Ipe deck, gazebo, spa, outdoor shower, and surfboard racks. The double garage can be transformed into a cozy family room. The open floor plan is filled with natural light thanks to the large windows and French doors.

Don’t miss the chance to invest or live in the highly soughtafter Coastal Zone.

Call Scott Williams to see this fabulous opportunity.

OPEN HOUSE: Sat 24th and Sun 25th | 12:00-3:00 pm

Updated Goodland turn-key home with 4 bedrooms, 2 baths, 1358 sq ft+- with an appealing contemporary refresh. First time on the market in 60 years. The sellers have prepared this home to be turn-key move-in ready for the next generation. As you enter the front door, you are welcomed to an inviting open-concept living room with a romantic free-standing gas fireplace, beautiful top-to-bottom fresh paint, new baseboards, flooring, carpet, oversized sliding doors, natural light with skylights throughout the house, new fixtures, updated bathrooms, double pane windows, and a kitchen with granite. Front and backyard professionally landscaped with drought tolerant flowering plants, large patio, pergola, deck for hot tub, and garden area ready to plant. The backyard is fenced with two sheds, room for Fido, and your summertime BBQ.

www.6196VerduraAve.com

sbsos.care

Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do

In partnership with Santa Barbara’s premiere concierge relocation service 805-946-0060

OPEN HOUSES

Goleta

45 Dearborn Pl #44, 1BD, 1BA, Sat 12-3 & Sun 2-4, $555,000, Village Properties, Curtis Swan II / Jane Runyen 805-607-9709 / 805-689-5564, DRE#02049218 / #00768348

7636 Hollister Ave #259, 2BD,

2BA, Sat & Sun 1-4, $785,000, eXp Realty of California, Inc, Travis Thomas 805-722-0264, DRE#02127684

6196 Verdura Ave, 4BD,

2BA, Sat 12-3 & Sun 12:55-3, $1,295,000, Berkshire Hathaway

HomeServices California

Properties, Deborah Samuel & Avi Becker 805-570-6680 or 805944-2653, DRE#02119798

6141 La Goleta, 3BD, 2BA, Sat 2-4, $1,549,000, Mike Richardson, Realtors, Kyle Richardson 805680-3131, DRE#01902531

223 Hillview Dr, 4BD, 2BA, Sat 1-4, $1,595,000, Berkshire

Hathaway HomeServices

California Properties, Tania Fiedorek 805-350-4848, DRE#01893574

San Roque

3435 Richland Dr Unit

17, 1BD, 1BA, Sat & Sun 1-3, $525,000, Berkshire Hathaway

HomeServices California

Properties, Whitney Armentrout / Tania Fiedorek 805-705-6741 / 805-350-4848, DRE#01941559 / #01893574

4152 Via Andorra #A, 3BD, 2BA, Sat & Sun 1-4, $1,150,000, Coldwell Banker Realty, Lizette Pedroza 323-500-7537, DRE#02160420

3663 San Remo Unit 2i, 3BD, 2BA, Sat 12-3 & Sun 12-2, $1,175,000, Coldwell Banker, David Herrera 805-679-1317, DRE#02158605

2975 Calle Noguera, 3BD, 1BA, Sun 1-4, $1,754,000, Berkshire

Hathaway HomeServices

California Properties, Katya Sheets 805-708-2323, DRE#01229404

The Mesa

222 Meigs Rd Unit 17, 2BD, 1BA, Sun 2-4, $1,249,000, Berkshire

Hathaway HomeServices

California Properties, Garrett McCaw 805-252-2335, DRE#01457796

Saturday 6/24 & Sunday 6/25

2530 Murrell Road, 4BD, 2BA, Sat & Sun 2-4, $1,995,000, Sotheby’s International Realty, Dusty Baker 805-570-0102, DRE#01908615

707 Roberto Ave, 3BD, 2BA, Sun 1-4, $2,795,000, Berkshire

Hathaway HomeServices

California Properties, Chris Smith, Bartron Real Estate Group 805351-2474, DRE#01976075

Hope Ranch

700 Via Hierba, 4BD, 2.5BA, Sat & Sun 1-4, $5,575,000, Market Ready Properties, Alden Fairbanks 805-455-7416, DRE#00952941

The Riviera

1752 1/2 Prospect Ave, 2BD, 3BA, Sun 1-4, $1,695,000, Berkshire Hathaway HomeServices California Properties, Beth Goodman, Bartron Real Estate Group 805455-1909, DRE#00966870

1493 Sycamore Canyon Rd, 5BD, 5.5BA, Sun 1-4, $4,995,000, Village Properties, Cimme Eordanidis 805-722-8480, DRE#01745878

20 Camino Alto, 4BD, 5BA, Sat 1-4, $7,999,000, Village Properties, Beth Slifirski 201-850-3453, DRE#02082960

Santa Barbara

1561 W Valerio St, 3BD, 2BA, Sat 2-5, $1,500,000, Berkshire Hathaway HomeServices

California Properties, Katya Sheets 805-708-2323, DRE#01229404

1523 Marquard Terrace, 3BD, 2BA, Thur 10-2, Sat 12-2 & Sun 12-3, $1,590,000, Village Properties, Elena Abel / Pam Shalhoob / Marcia Ribiero 415259-8098, DRE#02199747

5415 Tree Farm Lane, 3BD, 3BA, Sat & Sun 1-4, $1,895,000, Berkshire Hathaway HomeServices California Properties, Mia Teetsel / Beverly Herrera 805-202-9118 / 805-755-8405, DRE#01256862 / #01152828

2101 Mountain Avenue, 6BD, 5.5BA, Sat & Sun 12-3, $4,300,000, Village Properties, Hutch Axilrod / Jena Harris 805-637-6378 / 805-331-3683, DRE#01939922 / #01930435

547 Owen Rd, 4BD, 4BA, Sun 1-3, $5,200,000, Berkshire Hathaway HomeServices California

Properties, Sara Guthrie 805-5701211, DRE#01294545

21 Via Alicia, 4BD, 4BA, Sun 1-4, $5,400,000, Berkshire Hathaway HomeServices California

Properties, Andrea Cambern 805722-2352, DRE#02158714

839 & 841 Summit Road, 4BD, 5BA, Sun 1-4, $8,500,000, Berkshire Hathaway HomeServices California

Properties, Rick Sawyer 805-6807425, DRE#00868222

Upper East

1915 Garden Street, 3BD, 2BA, Sat 12-3 & Sun 1-3, $2,695,000, Epstein Partners/Keller Williams, Steve Epstein 805-689-9339, DRE#00994429

218 E Padre St, 6BD, 5BA, Sun 1-3, $3,750,000, Berkshire Hathaway HomeServices

California Properties, Randy Freed & Atanas Ivanov 805-895-1799 & 805-951-9518, DRE#00624274

Montecito

2070 E Valley Rd, 3BD, 2BA, Sat & Sun 1-3, $4,400,000, Berkshire Hathaway HomeServices

California Properties, Eric Ivanitsky 805-722-7180, DRE#01996904

1190 Dulzura Dr, 5BD, 4BA, Sun 1-4, $4,950,000, Berkshire Hathaway HomeServices

California Properties, Joe Stubbins 805-729-0778, DRE#01002182

900 Toro Canyon Road, 3BD, 3BA, Sat 1-3, $5,295,000, Berkshire Hathaway HomeServices

California Properties, Andrea Ruhge 805-895-5862, DRE#01965484

231 Butterfly Ln, 5BD, 3BA, Sat 1-4 & Sun 1-3, $5,849,000, Berkshire Hathaway HomeServices California

Properties, Jason Anderson 805 284 5234, DRE#02181545

1439 Irvine Ln, 4BD, 6.5BA, Sun 12-3, $11,250,000, Berkshire

Hathaway HomeServices

California Properties, J.J. Gobbell 805-403-5785, DRE#00968247

Summerland

2567 Banner Ave, 4BD, 3BA, Sat 11-3 & Sun 12-3, $3,450,000, Berkshire Hathaway HomeServices California

Properties, Annette Vait / Rachael Douglas 805-886-1926 / 805318-0900, DRE#02044281 / #02024147

Carpinteria

3950 Via Real Unit Spc 264, 3BD, 2BA, Sat 12-3 & Sun 1-3, $620,000, Berkshire Hathaway HomeServices California

Properties, Lindsey Densmore / Yolanda Van Wingerden 310991-6439 / 805-570-4965, DRE#02001468 / #01308141

1260 Franciscan Court #11, 3BD, 2BA, Sat 12-2 & Sun 1-3, $925,000, Sotheby’s International Realty, Brandon F Veltri 805-4487433, DRE#02070796

Santa Ynez Valley

1672 Eucalyptus Dr Unit B, 2BD, 2BA, Sat 10-12, $605,000, Berkshire Hathaway HomeServices California

Properties, Laura Drammer 805448-7500, DRE#01209580

441 Valley Dairy Rd, 5BD, 3BA, Sun 1-4, $1,335,000, Berkshire

Hathaway HomeServices

California Properties, Ken Switzer 805-680-4622, DRE#01245644

1371 Willow St, 3BD, 2BA, Sat & Sun 1-4, $1,795,000, Berkshire

Hathaway HomeServices

California Properties, Allyson Edwards / Stefan Stojanovski 805-331-4277 / 805-570-0640, DRE#02117216 / #02112629

Realtors: submit your open house listings at INDEPENDENT.COM/ OPENHOUSESUBMISSIONS

$25 PER LISTING OR FREE FOR INDEPENDENT ADVERTISERS

Email: openhouses@independent.com with questions

June is National Homeownership Month!

Buying a home? Here’s what you need to know.

Which is right for you? Fixed or Adjustable Rate Mortgage (ARM).

FIXED

Predictability

• Rates never change

• Stable monthly payment

• Defined end date

Easy Budgeting

• Can pay extra toward principal

• Loan payments never increase

Simpler to Understand

• Easier to compare loan offers

• No need to learn industry lingo like rate caps, reference rates or margin

Retain Optionality

• Maintain your rate

• Can try to refinance if rates fall

ARM

Lower Initial Rates

• Typically 0.25% to 0.50% lower

• Rates can adjust up and down after initial fixed period

Lower Initial Monthly Payment

• About $15–$20 per $100,000 borrowed

Possibilities for More Options

• More houses may be within reach due to lower upfront payments

Can be Easier to Qualify

• With lower monthly upfront payments, borrowers may stay below debt-to-income limits

Montecito Bank & Trust offers both!

Located in the heart of Summerland and overlooking the Pacific Ocean, this property offers a spacious layout with 4 bedrooms and 3 bathrooms plus a generously sized lower-level “bonus room”, making it perfect for those who love to entertain. The home boasts an open floor plan with plenty of natural light pouring in from the large windows throughout the house.

As you enter the home, you are greeted by a cozy living room with ocean and island views that leads to the dining area and chef’s kitchen. The kitchen is fully equipped with stainless steel appliances, granite and marble countertops, and ample cabinet space. The bedrooms are situated on the upper floor offering plenty of space and privacy. The primary bedroom features an en-suite bathroom and a private balcony with stunning views of the ocean and the Channel Islands. The upper “grand living room” with soaring ceilings offers ample space to entertain and relax.

The outdoor living space is equally impressive, with a large backyard that is perfect for outdoor activities and entertaining guests. The back of the property also features a spacious deck, an oversized stone patio, perfect for bbq’s and a beautiful terraced garden that adds to the overall charm of the property. The location of the home is also a major draw as it is just a few minutes away from the beach, shops, and restaurants. There is an attached 2-car garage as well as parking for an additional 6 cars. Don’t miss out on this incredible opportunity to own a slice of paradise.

2567 BANNER AVENUE • 4 BED + 3 BATH • OFFERED AT $3,450,000

IN THE END, IT'S ALL ABOUT FAMILY, FRIENDS & MEMORIES

With the race to always be better, to push and grind, to constantly make changes. JUST FOCUS ON BUSINESS; you will be where you want to be. Add in some social pressures, social media where “everyone is doing so well and is successful,” and then throw in aging, pandemics, and the unknown.

I am offering a newly reminded perspective and an exercise that is very valuable for those of any age.

This weekend I attended a family funeral for our favorite uncle in Virginia. I am 47 and went with my brother, who is 44, and my parents, both now in their upper 70’s. This phase of our lives for my brother and I is right in the middle of it all with work, kids, businesses, aging parents, etc. And my parents, both with successful careers behind them, now have friends and loved ones pass on and attend funerals more frequently.

At the funeral of our uncle, who was in his upper 80s, we were reminded of what people remember you by at the end. Uncle Wendell started and owned a multi-million dollar business, was super successful, and has now passed that business along to his son Mark. The whole company was there to support, and family and friends from across the country and even other countries attended. It was a fantastic celebration of life.

A couple of things stood out for me about the event, as my family and I discussed for the remainder of the trip.

First was that those things talked about at the funeral were of course, quickly recognizing the successes, but more so the people that Wendell and the business had helped over the 50+ years the company has been in business. It was the stories of how Wendell and his wife went to dinner almost every night as they did not like to cook. And how they picked a family out at each restaurant, maybe one that looked like they were celebrating something, or one that looked tired and overwhelmed, or just ones that they connected with. They would ask the waiter for their bill and pay it, asking them not to let them know who did this. Amazing as this is already to spread kindness, my favorite part was how sometimes they had friends with them, and now they also do this from time to time.

I am looking to do this again myself. It's not about the recognition, but rather about the thought. In this day and age of posting every accolade on a social media platform, this was a more old school way of acting truly out of the kindness of the heart.

The second was that everyone spoke about how Wendell would always make them laugh, how he always had a story. How he always made people feel special and gave them the time to be heard. In this day of a million distractions, and short attention spans, it was a great reminder to slow down, spend time with people, talk, make eye contact, and don’t rush. Of course, Wendell had a knack for being memorable; some people have that in spades, and this was Wendell.

But we can always be more intentional and really try to see people, and go beyond the surface level that is so easy to stay at in day-to-day encounters.

Lastly was that life is all about memories created, the things you do and experience, and those around you. No one talked about wow, he made this much money, he had this many followers, or anything material. But instead, the trips, the adventures, the stories, the things that brought Wendell and those around him joy.

I enjoyed this exercise they did at the funeral, and you can do this right now. Take a moment and close your eyes (Of course, after you finish reading, haha). Think of yourself at 95 years old. Family and friends surround you and are on your last few breaths. What are the conversations you are talking about with your family, and what guidance would you give the younger generations?

I always love being reminded of some basics and clarity on what matters most. I will leave you with a quote from Wendell.

“Every man (person) is the maker of his own fortune, and fortune comes in many ways.” - Wendell P.

Todd Shea is the 2023 president of the Santa Barbara Association of Realtors (SBAOR). He is a California licensed real estate agent with the Zia Group powered by eXp Realty here in Santa Barbara. He has served on and chaired several committees within the SBAOR and served on its board of directors. Todd can be reached at 805.453.7730 and todd@ziagroup.com or message and follow @toddshearealtor on Instagram.

| EXPERTISE | EVERYDAY Chadwick Home Team

Todd Shea

South Coast Business & Technology Awards Event Benefits Scholarship Foundation

On June 7, about 500 people gathered at the Hilton S.B. Beachfront Resort for the annual South Coast Business & Technology Awards, which honored local entities and individuals and raised funds for the Scholarship Foundation of Santa Barbara. The event grossed a record $310,000.

Guests enjoyed a networking reception in the Rotunda followed by dinner and the program in the Grand Ballroom, where they were welcomed by Event Co-Chairs Kirsten McLaughlin (Cox Communications market vice president) and Janet Garufis (Montecito Bank & Trust chair and CEO).

Scholarship Foundation Board Chair Matt Rowe expressed gratitude for everyone’s support, but noted that there is more to do. Even though the Foundation has become the nation’s largest community-based provider of scholarships, Rowe noted, deserving applicants are still turned away due to insufficient funds. Last year, 1,300 deserving students did not get funding.

Scholarship recipient Diego Curiel shared how he overcame alcohol and drug addiction as a teenager in the S.B. Rescue Mission’s Men’s Recovery Program and is now studying computer engineering at Cal Poly. His compelling story, eloquence, and gratitude to the Scholarship Foundation led to a standing ovation.

The Entrepreneur of the Year Award went to Guillaume de Zwirek, founder and CEO of Artera (formerly WELL Health), a leader in digital patient communications. Its platform is used by more than 500 health systems, including Sansum Clinic. Zwirek has a BA in classical guitar from the University of Southern CA and is a six-time Ironman athlete.

The Company of the Year Award went to Yardi, which provides property management software and services. A privately held company founded in 1982 by Anant Yardi, it has grown to employ more than 8,500 people in 45 offices worldwide.

Yardi is highly regarded not only for its products, but also for its quality of life for employees and its philanthropy. In accepting the award, VP Kevin Yardi noted the company’s

guiding principles of taking care of its clients, its employees, and its communities.

Yardi demonstrated its focus on employees and the community that evening by bringing about 70 employees to the event. Yardi supports hundreds of nonprofits, including more than 50 in the Santa Barbara area.

The Executive of the Year Award went to Elizabeth Cholawsky, CEO of HG Insights. She previously led Support.com and held executive positions at Citrix Systems, Move.com, and Valueclick.

Foodbank of S.B. County received the Excellence in Service Award. In accepting the award, CEO Erik Talkin emphasized that Foodbank not only distributes food to one in four people in the county, but also runs food literacy programs at the pre-school through high school level, seeking to empower youth with skills for their nutritional health.

The Pioneer Award recipient was John Greathouse, a venture capitalist, entrepreneur, writer, and UCSB Professor of Entrepreneurial Studies. As a venture capitalist, he has deployed roughly $100 million on behalf of 60 ventures. He currently serves as executive chair at CLIQ Products, BuyerCaddy, and Cadense.

Parker Clay received a Rising Star Award. For the manufacture of its luxury line of leather bags, it employs at-risk women in Ethiopia, pays living wages and benefits, provides training opportunities, and uses sustainable sources.

Sun & Swell was another Rising Star Award recipient. A certified B Corp, it makes organic, plant-based foods in compostable packaging. CrossnoKaye also received a Rising Star Award.

Award recipients were chosen by the 31-member South Coast Business & Technology Awards Committee, cochaired by McLaughlin and Garufis.

The Scholarship Foundation of S.B. has awarded more than $150 million since its founding in 1962. This year, it awarded nearly $7.2 million to 1,864 students. The Scholarship Foundation also provides free financial aid advising services, which generate significant additional funds for students.

For coverage of other events, go to independent.com/society. Send invites to gail@independent.com.

SOCIETY MATTERS by Gail Arnold

Scholarship Foundation Board Chair Matt Rowe, Event Co-Chair and Co-Host Janet Garufis, Event Co-Chair and Co-Host Kirsten McLaughlin, and Honoree Foodbank of S.B. County CEO Erik Talkin

Honoree Yardi staff: Receptionist-HR Cristina Cruz, Construction Team Leader Rosemary Kelley, VP Kevin Yardi, and Technical Account Manager Mariana Vega

Scholarship Foundation Interim President and CEO Mary Dwyer with Honoree Guillaume de Zwirek

Honoree Parker Clay Co-Founder and CEO Ian Bentley with CoFounder and Creative Director Brittany Bentley

Honoree John Greathouse (center) with Event Co-Chairs Kirsten McLaughin and Janet Garufis

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