SUNDAY, FEBRUARY 5, 2012
A3
Budgeteer News ADVERTORIAL
Business Spotlight SOLUTIONS Insurance Agencies
Solutions Insurance: Business Insurance, Employee Benefits, Homeowner’s and Personal Auto Insurance, and so much more. olutions Insurance is a Duluth-based independent insurance agency with additional offices in St. Cloud and International Falls. Established in 2001, SIA has focused on providing services to our clients in addition to offering traditional insurance products. With consultants in safety, human resources, health management and employment law available to our business clients, we are more than your typical insurance agency. Whether your business is a startup or a multi-state entity with a complex insurance or employee benefit program, we have the expertise to manage it. Our representatives take a consultative approach with our customers, working closely with all parties to protect both human and financial assets. With an average of 19 years of experience in the insurance industry, our staff understands the urgency of providing quick, quality service to our clients. Ev Erickson, Dede Fabeck, Celeste Plunkett, Carmen Smith and Amy Erickson treat our customers as they would want to be treated. You’ll receive nothing less from this team of professionals. SIA offers a service platform of the finest specialists in their fields. We have developed relationships with local consultants Jayme Johnson for safety consulting and Terri Kragseth for human resources consulting. We also have Leonard Street on retainer for employment law consulting. All these resources are available to our business clients. We’ve also added employee wellness to our service platform. Our employee wellness initiative took an exciting step forward with the recent addition of Sarah Zapp. Sarah recently graduated from UMD with a major in community health education and will be assisting our clients in building employee wellness programs. Employee health plans are only getting more expensive, and we have found that we can mitigate these increases with wellness strategies by helping our clients’ employees improve their health: a true winning proposition for all involved.
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Tom Bergum
SIA, as an independent agency, has access to multiple employee-benefit carriers. Our employee benefit division, managed by Natalie Peterson, Bill Prout, Cyndi Heibel and Tom Bergum, works with businesses ranging in size from 2 to 2,000 employees. We offer fully insured and self-funded employee health, dental, life, long- and short-term disability programs as well as voluntary benefits. Our commercial lines division consisting of Heidi Nessa, Mike Bergum, Cyndi Heibel, Bill Prout and Tom Bergum continues to grow. The ability to provide our service platform has allowed us to negotiate favorable terms with insurance carriers in many instances, particularly with businesses that may be struggling with workers’ compensation or other claims. Our new personal lines division under the guidance of Sonja Jones is flourishing. Sonja can secure affordable coverage for your home, cabin, auto, boat, ATV, motorcycle and pretty much anything you need to insure personally. We’d love to have the opportunity to meet with you and discuss your needs. Contact one of our experienced sales representatives at (218) 628-1878 or visit our website at www.solutionsinsuranceagencies.com. We look forward to working with you and for you.
Mike Bergum
Natalie Peterson
Looking forInsurance Solutions? •Commercial
R001632232/100211
Insurance •Employee Benefits •Personal Insurance
5629 Grand Avenue • Suite 1 Duluth, MN 55807 • 218-628-1878 www.solutionsagencies.com
Cyndi Heibel
Sonja Jones
Heidi Nessa