The Mecklenburg Times March 21, 2023 by SC Biz News

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Mortgage lending slumps again across U.S.

ATTOM has released its fourth-quarter 2022 U.S. Residential Property Mortgage Origination Report, which shows that 1.52 million mortgages secured by residential property (1 to 4 units) were originated in the fourth quarter of 2022 in the United States. That figure was down 24 percent from the third quarter of 2022, marking the seventh quarterly decrease in a row, and down 55 percent from Q4 2021.

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The ongoing decline in residential lending resulted from some of the largest downturns in both refinance and purchase loan activity this century along with the first drop in home-equity lending in a year. The contraction continued as the 11-year U.S. housing market boom stalled in the second half of last year amid rising mortgage rates, consumer price inflation and other signs of economic uncertainty.

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During a period when average mortgage interest rates doubled to near 7 percent for 30-year fixed loans, lenders issued just $476 billion worth of mortgages in the fourth quarter of 2022. That was down quarterly by 27 percent and annually by 57 percent.

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Within the overall activity, there were 708,739 loans granted to home purchasers in the fourth quarter of 2022, down 26 percent from the third quarter of 2022 and down 45 percent from the fourth quarter of 2021. The dollar volume of purchase mortgages dropped 28 percent quarterly and 44 percent annually, to $257 billion.

On the refinance side, only 496,221 mortgages were rolled over into new ones. That was down 27 percent quarterly, and down 73 percent annually. The dollar volume of refinance loans was down 27 percent from the prior quarter and 73 percent annually, to $158 billion.

Even home-equity lending dropped, by 16 percent in the last few months of 2022, to a total of 313,973. The decline followed growth in five of the previous six quarters.

“The lending industry experienced a triple-dose of hits in the fourth quarter of last year as mortgage rates kept rising to levels not seen in more than 15 years and the U.S. housing market continued to stall after a decade of prosperity,” said Rob Barber, chief executive officer at ATTOM. “Rates have settled back down a bit so far this year, going back and forth in small amounts. That could lure some potential home buyers back into the market, especially if prices keep dropping. It also could spur some renewed refinance and HELOC action.”

In another sign of how much lending patterns have changed over the past two years, refinance activity represented just one-third of overall mortgages at the end of 2022, compared to two-thirds as recently as the first quarter of 2021. Purchase loans, meanwhile, comprised almost half of all loans, versus about 30 percent early in 2021. Home-equity lines of credit, despite a decline, still made up one of every five mortgages in the fourth quarter of 2022, up from one of every 22 in the first few months of 2021.

Total lending activity continues to plummet

Banks and other lenders issued a total of 1,518,933 residential mortgages in the fourth quarter of 2022 - the lowest number since the first quarter of 2014. The latest figure was down 24.5 percent from 2,010,609 in the third quarter of 2022 and down 55.2 percent from 3,390,801 in the fourth quarter of 2021. The total number fell for the seventh straight quarter, extending the longest run

of declines this century, while the annual decline marked the largest since at least 2001. The $475.5 billion dollar volume of loans in the fourth quarter was down 26.8 percent from $649.2 billion in the prior quarter and was 56.7 percent less than the $1.1 trillion lent in the fourth quarter of 2021.

Overall lending activity decreased from the third quarter of 2022 to the fourth quarter of 2022 in all 191 of the metropolitan statistical areas around the U.S. with a population of 200,000 or more and at least 1,000 total residential mortgages issued in the fourth quarter of 2022. It was down annually in all but one of those metro areas. Total lending activity dropped at least 25 percent quarterly in 83 of the metros with enough data to analyze (43 percent).

The largest quarterly decreases were in Honolulu, HI (total lending down 47.7 percent from the third to the fourth quarter of 2022); Knoxville, TN (down 47.6 percent); Buffalo, NY (down 42.2 percent); Charleston, SC (down 40.1 percent) and Beaumont, TX (down 36.3 percent).

Aside from Buffalo and Honolulu, metro areas with a population of least 1 million that had the biggest decreases in total loans from the third quarter to the fourth quarter of 2022 were San Jose, CA (down 32.7 percent); St. Louis, MO (down 32.6 percent) and Seattle, WA (down 32.5 percent).

The smallest decreases from the third quarter to the fourth quarter of 2022 in metro areas with a population of at least 1 million were in Tampa, FL (down 15.4 percent); Dallas, TX (down 15.5 percent); Orlando, FL (down 16.2 percent); Miami, FL (down 17.3 percent) and Baltimore, MD

PLEASE SEE MORTGAGE ON PAGE 3

Your inside source for real estate, development and construction information serving the counties of Mecklenburg, Union & Iredell VOLUME 107 NUMBER 12 ■ MECKTIMES.COM TUESDAY, MARCH 21, 2023 Part of the network

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Top

10 markets with the biggest increase of homes for sale in

2023

“As they contemplate returning to the office, the American worker’s expectations have shifted from visibly clean to microscopically safe”

Dija Ziane, Grupo EULEN

ENNICO:

Before you start your business opportunity (part 1 of 2)

Inflation and rapidly rising rent are taking a toll in these twenty (unexpected) cities

Stocks flip to gains on Wall Street, Treasury yields swing

Page 7 Landmark

NoDa retail building in Charlotte sells for $10.3M

NOVAK: College not needed for one’s success

Top 10 markets with the biggest increase of homes for sale in 2023

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Buyers are entering a calmer housing market, but with little incentive for homeowners with sub 3% mortgage rates to sell and 50 of the 100 largest markets expected to see inventory declines, they will continue to have a limited number of homes to choose from. Shoppers with some flexibility in terms of when and where they purchase may have a better chance of finding a home, according to the Knock Buyer-Seller Market Index released today.

According to the Index, which analyzes key housing market metrics to measure the degree to which the nation’s 100 largest markets favor home buyers or sellers, the housing market has shifted dramatically over the past 12 months when none of the markets tracked favored buyers. In December 2022, 13 markets favored buyers, 43 were neutral, not favoring buyers or sellers, and 44 favored sellers.

Despite a slight increase in home prices (+0.7%) from December 2021, homes sold at a lower price than the asking price in all but six of the 100 largest markets – Buffalo,

Median days on the market increased to 29, a full two weeks longer than a year ago. At year-end, there were a total of 354,000 homes for sale, an increase of 32.1% year over year, primarily as a result of falling sales, not the addition of new listings.

“We expect 2023 to bring more balance to the housing market, which is certainly good news for buyers following three years of intense competition. At the same time, with inventory down nearly 42% from the start of the pandemic and no real incentive for sellers to move, finding a home you both like and can afford will remain a challenge,” said Knock CoFounder and CEO Sean Black. “Those buyers with flexibility on where and when to move have an opportunity to find more homes for sale in some of the nation’s largest and most desirable housing markets beginning in the fall.”

The 10 markets where buyers

will see more choices

If one thing is true about 2023, it’s that buyers will experience different scenarios based on their location. While inventory is expected to increase 17% across the nation, the number of homes available for sale is expected to decline in half of the largest 100 markets.

To find where it might be easier to buy, Knock looked at the markets where inventory is forecast to increase the most and when buyers will have the most options. The top 10 markets likely to see the biggest gains in for-sale homes in 2023 in rank order are: Salt Lake City; Dallas, Denver; Charlotte, N.C.; Memphis, Tenn.; Las Vegas; Charleston, S.C.; Colorado Springs, Colo; St. Louis and New Orleans.

Inventory in these markets is forecast to increase throughout 2023, peaking in September, October and November. This means there will be more choices for buyers with flexibility to wait until the fall.

Inventory in the Top 10 markets reached all-time lows during the pandemic. However,

they did not see the same massive declines as the rest of the nation. In the three top markets – Salt Lake City, Dallas and Denver – inventory declined by approximately 20.3%, 34.3% and 19.9%, respectively, between December 2019 and December 2022. This is lower than the 42% decline seen nationwide.

Although low housing inventory has led to recordhigh home prices over the past several years, the forecasted inventory growth in these markets won’t necessarily translate into home price declines. Only three of the markets – Salt Lake City, Las Vegas and New Orleans – are forecast to see price declines over the next 12 months. Six are projected to see prices rise with the median home price in St. Louis forecast to increase nearly 10% year-over-year.

Currently, only three of these markets – Colorado Springs, Colo., Dallas and Las Vegas –favor buyers. By the second half of 2023, all but St. Louis, which will be in neutral territory, will favor buyers.

Staff repor

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Inflation and rapidly rising rent are taking a toll in these twenty (unexpected) cities

Across the country, Americans are tightening their belts as more and more of their budgets are eaten up by the cost of groceries, energy, and other necessities. But in some places, sticker shock from everyday items like eggs or gas isn’t at the forefront of residents’ minds. According to the latest data drop from Dwellsy, rent has skyrocketed 30, 40, or 50 percent—or more!—in some markets since January a year ago.

“Regardless of location or property type, 2022 was definitely a landlord’s year,” says Jonas Bordo, CEO and cofounder of Dwellsy. “Single-family home rentals bore the brunt of recordbreaking price increases. Median asking rent for a three-bedroom home rose $156, or 9.2 percent, from January 2022. In the same time period, asking rent for a onebedroom apartment rose only $9, or 0.7 percent.”

Those numbers represent the nation overall. But some cities have undergone even more dramatic rent increases. And for the most part, they aren’t the pricey markets you’d expect. (Spoiler alert: You won’t find New York, San Francisco, or Los Angeles on this list! Instead, think places like outdoorsy southwest Georgia and a small city in Wisconsin best known for overalls and airshows.)

Dwellsy, the largest home rental listing platform in the country, regularly mines its 13+ million residential rental listings for statistics and data. Because

Dwellsy allows landlords to post listings free of charge, it has a pool of data that’s more diverse—and more representative of the true rental landscape—than that of pay-to-play listing services. Each month, Dwellsy breaks down this data regionally across the U.S. so renters and landlords can see up-to-date trends in rental housing and current affordability in over 250 markets.

When analyzing rental trends, Bordo and his fellow data-crunchers focus on one-bedroom apartments because they are similar to two-bedroom apartments in terms of inventory, but are more priceaccessible. Three-bedroom homes are also featured because they are by far the most common rental home type. Here, Bordo shares which U.S. cities currently have the fastest-growing rent prices.

For the past few years, singlefamily home rentals (SFRs) have been highly sought-after. Some renters want more space than an apartment typically affords. Others may be waiting to buy a home until mortgage interest rates decrease. Whatever their reasons for wanting an SFR, renters in these ten cities are bearing the brunt of price increases that come with high demand.

“Albany, Georgia, claims to be a place ‘where history and nature flow,’” says Bordo. “Hopefully, SFR renters there have a decent cash flow as well, because Albany’s median asking rent has increased

42.8 percent since January 2022! Albany leads number-two contender Fort Smith, Arkansas/Oklahoma, by a fair margin, where rent has risen 36.6 percent.” Oshkosh, Wisconsin, boasts a variety of events, attractions, shopping, dining, and more. But some residents might not have enough extra cash to enjoy activities that aren’t free. That’s because asking rent for a one-bedroom apartment has increased by 107.4 percent since last January. (Yes, the decimal is in the right place.) Oshkosh easily beats out Ellensburg, Washington, where rent has increased by “only” 59 percent.

“It’s true that some of the percentages on this list are mind-boggling,” says Bordo. “But I would be remiss if I didn’t point out that the apartment market in

smaller cities can be highly volatile. The delivery of just a few new buildings— especially if they are more expensive than the existing competition—can cause a substantial impact on median asking rent.”

“A lot can change in a year, and the price increases in these twenty cities prove it,” concludes Bordo. “The good news is, most markets don’t tend to stay on ‘fastestgrowing rent’ lists for long. Sooner or later, prices hit a ceiling and level out. If you’re moving to (or within) one of these cities, be aware that your rent is a lot higher than it would have been a year ago—but also know that you can probably expect more stable rents in the year ahead.”

Staff report

(down 19.2 percent).

Refinance mortgage originations hit low point this century

Lenders issued 496,221 residential refinance mortgages in the fourth quarter of 2022 – the smallest count since at least the first quarter of 2000.

The latest number was down 26.7 percent from 676,662 in third quarter of 2022 and down 73.4 percent from 1,865,118 in the fourth quarter of 2021 – the largest annual fall this century. It also was off 81.9 percent from a recent high of 2,744,363 in the first quarter of 2021. As with total lending, the number of refinance deals dipped for the seventh straight quarter, extending the longest run of declines this century.

The $157.9 billion dollar volume of refinance packages in the fourth quarter of 2022 was down 27.2 percent from $217 billion in the prior quarter and down 73.5 percent from $595.3 billion in the fourth quarter of 2021.

Refinancing activity decreased from the third quarter of 2022 to the fourth quarter of 2022 in 186, or 97 percent, of the 191 metropolitan statistical areas around the country with enough data to analyze. It was down annually in all 191 of those metros. Refinance lending dropped quarterly by at least 25 percent in 106 metro areas (55 percent).

The largest quarterly decreases were in Madison, WI (refinance loans down 78.9 percent from the third to the fourth quarter of 2022); Honolulu, HI (down 58.7 percent); Milwaukee, WI (down 57.7 percent); Springfield, IL (down 56.2 percent) and South Bend, IN (down 52.6 percent).

Aside from Honolulu and Milwaukee, metro areas with a population of least 1 million that had the biggest decreases in

refinance activity from the third quarter to the fourth quarter of 2022 were Indianapolis, IN (down 43.5 percent); St. Louis, MO (down 40.7 percent) and Buffalo, NY (down 40.7 percent).

The only metro areas with sufficient data where the number of refinance loans increased from the third quarter to the fourth quarter were Peoria, IL (up 17 percent); Binghamton, NY (up 15.6 percent); Dayton, OH (up 6.1 percent); Ann Arbor, MI (up 4.3 percent) and Atlantic City, NJ (up 2.7 percent).

Purchase mortgages down 51 percent since 2021 high

Lenders originated 708,739 purchase mortgages in the fourth quarter of 2022. That was down 26.1 percent from 959,244 in the third quarter of 2022, and down 45 percent from 1,287,519 in the fourth quarter of 2021.

The $257.5 billion dollar volume of purchase loans in the fourth quarter of 2022 was down 28.4 percent from $359.9 billion in the prior quarter and 43.7 percent from $457 billion a year earlier.

Residential purchase-mortgage originations decreased from the third quarter to the fourth quarter of 2022 in 188 of the 191 metro areas in the report (98 percent) and dipped in the same number annually.

The largest quarterly decreases were in Madison, WI (purchase loans down 57.7 percent); Honolulu, HI (down 53.9 percent); Knoxville, TN (down 50.4 percent); Lynchburg, VA (down 48.2 percent) and Lafayette, LA (down 41.7 percent).

Aside from Honolulu, metro areas with a population of at least 1 million that saw the biggest quarterly decreases in purchase originations in the fourth quarter of 2022 were Buffalo, NY (down 41 percent);

PLEASE SEE MORTGAGE ON PAGE 7

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MORTGAGE FROM PAGE 1

InsideTract

and generational value of this asset, which ultimately led to insatiable demand from capital sources.”

With a host of multifamily apartments in the area and Charlotte’s Lynx light rail system nearby, 36 & NoDa is within easy walking distance for city residents and visitors alike.

Landmark NoDa retail building in Charlotte sells for $10.3M

A prominent retail building in the heart of Charlotte’s North Davidson neighborhood has sold to a Nashvillebased real estate investment manager for $10.3 million.

AJ Capital Partners purchased 36 & NoDa at 501-517 E. 36th St. from Ascent Real Estate Capital, a Charlotte, N.C.-based entrepreneurial real estate investment company. The 26,447-square-foot property is currently 100% leased with an eclectic mix of retailers ranging from a nationally recognized bar and beer shop to a resident-favorite live music and theater venue.

Stream Realty Partners Executive Managing Director Jared Londry and Senior Associate Alex Olofson represented the seller in the transaction. Stream, a national commercial real estate firm offering an integrated platform of services, has a growing office in Charlotte that services the Carolinas with a specialized team focused on the valuation and disposition of office, industrial, and retail properties.

NoDa is Charlotte’s thriving arts and entertainment district that has recently transformed into the city’s high-growth infill corridor. 36 & NoDa is a high-street, experiential retail investment that is home to notable tenants including Salud Cerveceria, a recent James Beard Foundation award semifinalist for Outstanding Bar, and Neighborhood Theatre, one of Charlotte’s oldest music venues for locals and concert enthusiasts.

Londry calls 36 & NoDa “an irreplaceable asset that embodies the essence of what comes to mind when people think of NoDa.”

“Local operators like Salud are the backbone of the small business community and what create the coveted ‘authentic’ tenant makeup at this location,” he said. “Promoting Salud’s incredible success along with the staying power of Neighborhood Theatre helped pique initial interest in this property. But convincing investors to come to Charlotte to feel the environment’s energy is what really demonstrated the value-proposition

“Our Stream Carolinas team is proud to have played a part in the 36 & NoDa transaction,” Olofson said. “The Ascent team did an exceptional job elevating the aesthetics and adding complementary retail over their ownership period. We look forward to AJ Capital’s further enhancements that will maintain the authentic use of Neighborhood Theatre as a storied piece of our city’s history.”

Staff report

Report says that U.S. Residential housing overvaluation is relatively steady

Recent U.S. home price appreciation has stalled as the non-seasonally adjusted Federal Housing Finance Agency’s all-transactions Home Price Index data showed a slight gain between the second and third quarters of 2022 and the Purchase-Only Index was slightly negative, said an S&P Global Ratings report published today, titled “Residential Overvaluation Relatively Steady As U.S. Housing Correction Continues”.

S&P Global Ratings’ assessment of housing overvaluation in the U.S. remains at approximately 20% as home price gains tempered in the third-quarter 2022. Despite the steady national-level assessment of overvaluation in the U.S., there is some regional variation with almost 15% of states showing home price depreciation.

We continue to believe the credit impact of home price dynamics and overvaluation levels on U.S. RMBS will depend on the geographic distribution of the mortgage pools, as well as the valuation dates of the properties backing the loans in the underlying collateral pools.

This report does not constitute a rating action.

Staff report

Home equity flattens out across U.S. in fourth quarter of 2022

ATTOM has released its fourthquarter 2022 U.S. Home Equity & Underwater Report, which shows that 48 percent of mortgaged residential properties in the United States were considered equity-rich in the fourth quarter, meaning that the combined estimated amount of loan balances secured by those properties was no more than 50 percent of their estimated market values.

The portion of mortgaged homes that was equity-rich in the fourth quarter of

2022 declined slightly from 48.5 percent in the third quarter of 2022, but was still up from 41.9 percent in the fourth quarter of 2021. While the equity-rich levels nationwide remain nearly double what it was three years ago, the drop-off in the last three months of 2022 reversed a string of 10 straight quarterly gains. The report found that the portion of equity-rich mortgage-payers went down from the third to the fourth quarter of 2022 in 31 states around the U.S.

The dip marked one of the first signs of how a recent fall in home prices across the country has started to affect homeowners following a decade-long market boom.

Despite the new pattern in equityrich mortgages, however, the report also shows that just 2.9 percent of mortgaged homes, or one in 34, were considered seriously underwater in the fourth quarter of 2022. That meant that they had a combined estimated balance of loans secured by the property of at least 25 percent more than the property’s estimated market value. The latest seriously underwater figure was unchanged from 2.9 percent in the prior quarter, and was still down from 3.1 percent, or one in 32 properties, in the fourth quarter of 2021.

Overall, 94.1 percent of homeowners paying off mortgages had at least some equity built up in their properties during the fourth quarter of last year. That also represented a slight decrease from 94.3 in the prior quarter, while still up from 93.5 percent a year earlier and 88.8 percent in late 2020. The portion of homeowners with equity rises further when accounting for homeowners who have paid off their home loans.

“Dents are beginning to surface in the armor around the U.S. housing market after 11 years of a strong showing for owners,” said Rob Barber, CEO for ATTOM. “Home values have been dropping since the middle of last year, which appears to be starting to cut into homeowner equity around the country. That’s probably happening because values are sinking faster than owners are paying off their mortgages. How that shakes out over the next few months will depend on a lot of factors, including where interest rates go. But for now, it looks like the runup in wealth flowing from owning homes has stalled along with the market.”

Largest decline in equity-rich share of mortgages spread across West

59.9 percent), Nevada (down from 55.8 percent to 52.3 percent), Washington (down from 61 percent to 58.5 percent) and Oregon (down from 55 percent to 53.2 percent).

At the other end of the spectrum, the South had five of the top 10 states where the equity-rich share of mortgaged homes increased the most from the third quarter to the fourth quarter of 2022. The largest increases were in Montana (up from 51.5 percent to 58 percent), Kansas (up from 34 percent to 37 percent), Delaware (up from 34.2 percent to 35.9 percent), Mississippi (up from 31.5 percent to 33.2 percent) and Arkansas (up from 36.6 percent to 38 percent).

Small increases in seriously underwater mortgages clustered in West

While the portion of mortgage homes considered seriously underwater remained historically low in the fourth quarter of 2022 in most of the nation, the largest increases were clustered in the West. The top increases were in Missouri (share of mortgaged homes that were seriously underwater up from 5.2 percent in the third quarter of 2022 to 7.1 percent in the fourth quarter), Hawaii (up from 1.5 percent to 2 percent), Idaho (up from 1.9 percent to 2.2 percent), New Mexico (up from 2.7 percent to 3 percent) and Wyoming (up from 2.9 percent to 3.2 percent).

States where the percentage of seriously underwater homes decreased the most from the third quarter to the fourth quarter of last year were Mississippi (down from 9 percent to 6.8 percent), Delaware (down from 3.9 percent to 3 percent), Montana (down from 3 percent to 2.2 percent), Kansas (down from 4.9 percent to 4.3 percent) and Arkansas (down from 5.6 percent to 5.2 percent).

Staff report

The return to the office brings new expectations of cleanliness

The portion of

equity-rich

mortgages changed mostly by small amounts in different states from the third to the fourth quarter of 2022 – commonly by less than two percentage points. But the biggest drops were all in the West, following earlier quarters that saw larger gains in that region than elsewhere in the country. The fourthquarter declines were led by Idaho (portion of mortgages homes considered equity-rich decreased from 65.8 percent in the third quarter of 2022 to 61.6 percent in the fourth quarter of 2022), Arizona (down from 63.4 percent to

Five years ago, mopping the floors and cleaning the restrooms of corporate buildings used to be the standard of a “clean office space.” As pandemic protocols are left behind and employees begin to reimagine life at the office, many questions come to mind, including—how clean will my office space be? This is a question and concern for many today, but there are a few things Grupo EULEN invites you to take into consideration, especially as we continue to deal with Covid-19 cases and other viruses on a daily basis.

Covid-19 is not the only virus that haunts us. According to the Centers for Disease Control and Prevention (CDC), the overall burden of influenza (flu) for the 2021-2022 season was an estimated 9 million flu illnesses, 4 million flu-

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PLEASE SEE INSIDE TRACT ON PAGE 6

The 26,447-square-foot property is currently 100% leased with an eclectic mix of retailers ranging from a nationally recognized bar and beer shop to a resident-favorite live music and theater venue. Photo courtesy AJ Capital Partners

ENNICO: Before you start your business opportunity (part 1 of 2)

“We have operated a successful service business for many years.

We no longer want to run the business ourselves, but we think this type of business is an excellent opportunity for other people. So we have come up with a training program to teach other people how to build a business like ours.

Customers will pay $10,000 up front for the training program (a one-week live program at a local hotel), and an additional $1,000 a year for a ‘refresher’ course, which we will deliver online. The training program will include an entire section on marketing, but we won’t be giving attendees lists of customers or otherwise guaranteeing that they will have customers. They don’t have to use our name, and they can sell their services anywhere they like. (They won’t be given exclusive territories.)

We’ve done some homework, and we don’t think we are selling franchises. But we are seeing lots of references online to ‘business opportunities’ that seem to be regulated in some way.

Are we setting up a ‘business opportunity’ with our training program, and, if so, what do we have to do to comply with the law?”

First, the good news: Your training program is almost certainly NOT a franchise under federal regulations. You are not requiring trainees to use your brand name, you are not assigning them exclusive territories, and you are not asking for periodic “royalty payments” for the privilege of running the business. Yes, customers will pay for training, but they can elect not to participate in the annual “refresher” course, in which case they owe you nothing.

Now for the tricky part: You may indeed have a “business opportunity” on your hands.

The definition of a “business opportunity” is somewhat slippery. The Federal Trade Commission and about 25 states regulate business opportunities, and the definitions vary from state to state because there are different types of business opportunity.

Florida, which has one of the most comprehensive regulatory schemes, defines a “business opportunity” as the sale or lease of any products, equipment, supplies or services to enable customers to start a business for a price or fee that exceeds $500. and the seller promises that it (or anyone affiliated with or referred by it) will do any one of the following:

Provide locations, or assist you in finding locations, for the use of vending machines, racks, display cases or other similar devices, or currency-operated amusement machines or devices, on premises that neither you nor the seller own or lease (“Type 1”).

Will buy any of the things you make, produce, fabricate, grow, breed or modify using supplies, services or goods sold to you (“Type 2”).

Guarantees in writing that you will earn income exceeding the price or rent you pay (“Type 3”).

Will refund all or part of the price or rent paid (“Type 4”).

Will repurchase any of the products, equipment, supplies or goods supplied by it, if you are unsatisfied (“Type 5”).

Will provide a sales or marketing program enabling you to earn income (“Type 6”).

Your training program does not appear to come under the definitions for a Type 1, Type 3 or Type 5 business opportunity. If you do not offer your trainees a money-back guarantee on their initial training program, you should not be viewed as a “Type 4” business opportunity.

Because you are providing a training program designed to help people run businesses of their own, there’s a risk that your program may be considered a “Type 6” business opportunity, even if you do not guarantee that following your marketing program will lead to success.

Marketing is the key to success in any small business, as I’ve written endlessly in this column. If you are buying a small business “package,” you will want advice on how to sell the product or service, who the customers are, where they are, how to get your message across to the customers and so forth. A business training program that doesn’t have a marketing component is pretty much worthless.

Yet it’s precisely that component that may put your program under the “Type 6” definition of a business opportunity.

The FTC does have certain requirements for business opportunities, but their definition is not broad enough to cover “Type 6” situations like yours. Here’s what you need to do:

First, hire an attorney who is experienced in franchise and business opportunity regulation. Check your state Bar Association’s website and look for attorneys who are members of the “franchise and distribution law” committee; those are the folks you should contact.

Next, have your attorney tell you which states regulate business opportunities, whether or not their regulations extend to “Type 6” situations like yours, and what you will have to do in each state before you can offer your program to their residents.

More next week …

Cliff Ennico (crennico@gmail.com) is a syndicated columnist, author and former host of the PBS television series “Money Hunt.” This column is no substitute for legal, tax or financial advice, which can be furnished only by a qualified professional licensed in your state. To find out more about Cliff Ennico and other Creators Syndicate writers and cartoonists, visit our webpage at www.creators.com.

2024-2033 Dra� Transporta�on Improvement Program, 2050 Metropolitan Transporta�on Plan Amendments and The Air Quality Conformity Determina�on Report

Have a Voice in Transporta�on Needs

The Charlo�e Regional Transporta�on Planning Organiza�on (CRTPO) will start a public comment period for its 2024-2033 Dra� Transporta�on Improvement Program (TIP), 2050 Metropolitan Transporta�on Plan (MTP) Amendments and The Air Quality Conformity Determina�on Report on Thursday, March 16, 2023.

The documents are available on CRTPO’s 2024-2033 TIP Development website: h�ps://�nyurl.com/3mhu9v3y. Comments may be sent to email@crtpo.org. Wri�en or verbal comments can be provided during the Apr 19, May 17, and June 21 CRTPO Board mee�ngs.

The TIP iden�ﬁes projects NCDOT plans to undertake over the next 10 years. All projects receiving federal funding must be in the TIP. The air quality conformity determina�on report demonstrates that the total emissions projected for the TIP are within the emissions limits established by the State Implementa�on Plan (SIP).

The Program of Projects required by 49 USC 5307 is a subset of the TIP and the public review and comment solicited for this TIP is intended to include and sa�sfy the public review and comment required under 49 USC 5307 (c) (1) through (7) for Urbanized Area Formula Program.

The CRTPO is the metropolitan planning organiza�on (MPO) for the Charlo�e urbanized area which includes Iredell, Mecklenburg and Union coun�es. For more informa�on, visit www.crtpo.org.

The 30-day public comment period ends on Friday, April 14, 2023 at 5:00 p.m.

5 Tuesday, March 21, 2023 mecktimes.com The Mecklenburg Times } {

ENNICO DISTRIBUTED BY CREATORS.COM

NOVAK: College not needed for one’s success

Q: Since the pandemic began, many people have transitioned to working from home. I would love to be able to do this. I’m in my mid-40s with some college, no degree and no real marketable skills or talents, and the only work-from-home jobs I’ve found involve call centers. I worked at one once but had to quit after a few years because it was ruining my health and my marriage. The company did not allow time off for doctor appointments and illness, a leave of absence or a reduced work schedule when needed.

I enjoyed working at home; I just hated the work I did. We handled back-to-back calls, so if we worked four hours, we would get a 10-minute break and earn 1 1/2 minutes of personal time per hour. We were expected to use our break to use the restroom. Using personal time was discouraged. If we worked more than eight hours, we would get a 30-minute unpaid lunch and two 10-minute breaks. If a shift was midday, it was almost impossible to eat lunch in

10 minutes. Nobody could take time off during a holiday. I missed my family’s Thanksgiving because I couldn’t find anyone to cover my shift, and I was afraid of corrective action if I just took off.

How can people with no college or special skills fit into the work-fromhome puzzle without being relegated to “sweatshop” call center jobs? Going back to school of any kind isn’t really an option at this time in my life.

A: Although the company followed the legal requirements, you are correct in referring to it as a “sweatshop.” Such companies take advantage of people who are not employable elsewhere. Having a college degree does not necessarily prepare a student with marketable job skills. Many wealthy (some extraordinarily wealthy) people without college degrees have created businesses where they have thrived and commanded respect in the business world: Richard Branson, James Cameron, Simon Cowell, Larry Ellison, Bill Gates, Steve

Jobs, Ralph Lauren, Wolfgang Puck, Rachael Ray, Tony Robbins, Ted Turner, Mark Zuckerberg and more. So, don’t let dropping out of college or your age limit you. You simply haven’t found what drives you or discovered a talent you value enough to share. And while everyone is not destined to become a millionaire or billionaire, not having a college degree should not confine you to working at a call center.

Deaths due to the coronavirus have reached 500,000 in the U.S., but the number of cases is slowly going down. As the population realizes that following the Centers for Disease Control and Prevention guidelines of wearing a mask and maintaining a safe distance from others helps, the situation will improve, and people will feel more comfortable returning to work in safe environments. Until then, updating your technological skills would be a great investment of time for you.

You can choose among courses in basic web development at a community

college or courses offered by individual internet sales companies focused on short-term programs for using their systems. Practical courses, unlike the esoteric college courses to increase one’s knowledge without applying it, will give you skills to increase your marketability while providing attainable goals to ensure a better work future for you.

If taking practical courses seems overwhelming at this point in your life, you may want to meet with a counselor to discuss your confidence level. Sometimes negative experiences in school, at work or in life create a fear to move forward. With at least 20 more years of work ahead, clearing hesitation about learning new information can open doors of opportunity for you. Even if you don’t need to earn money, working can help keep your mind active and interesting.

related medical visits, 100,000 flurelated hospitalizations, and 5,000 flu deaths.

“As they contemplate returning to the office, the American worker’s expectations have shifted from visibly clean to microscopically safe,” says Dija Ziane, Head of Facility Services Division at Grupo EULEN. “We are living in a world where there is a war for talent and corporations are investing in amenitizing their office spaces and

offering employees perks to lure them back into the office—a high level of cleanliness should be one of them.”

According to Harvard Business Review, with the U.S. turnover rate projected to jump nearly 20% in 2022 over the pre-pandemic average, according to Gartner, and 31% of American workers actively thinking about or looking to leave their organization, according to KPMG, companies that don’t adapt risk losing their employees to the competition.

“As we head into a recession,

corporations need partners that will not cut costs but that will leverage innovations and deliver tailored solutions,” she added.

Clean does not mean pristine white anymore—the pandemic taught people much more. The industry of facility services is ramping up and gearing towards an awakening where employees expect the grade of cleanliness seen in hospitals. If employees do not feel comfortable at their workspace or coming into work five days a week because they don’t feel safe, chances

are they will leave to another working environment.

The facility services industry offers technologies that will help make sure that the office and public spaces are safe and clean focusing on cleaning with process optimization. These processes usually include Sanitizing & Electrostatic Spraying technology and registered EPA Chemicals, providing clean, disinfected, and sanitized facilities in compliance with CDC and OSHA recommendations. Staff report

6 Tuesday, March 21, 2023 mecktimes.com The Mecklenburg Times } {

INSIDE TRACT FROM PAGE 4

Stocks flip to gains on Wall Street, Treasury yields swing

BY STAN CHOE AP BUSINESS WRITERS

NEW YORK (AP) — Stocks flipped to gains Thursday amid hopes for help for a bank at the center of Wall Street’s hunt for what’s next to crack in the struggling industry.

The S&P 500 was 0.8% higher in midday trading after erasing an earlier loss of nearly that much following reports that First Republic Bank could receive financial assistance or sell itself to another bank.

The Dow Jones Industrial Average was up 103 points, or 0.3%, at 31,978, as of 11:20 a.m. Eastern time, while the Nasdaq composite was 1.3% higher.

This week has been a whirlwind for markets globally on worries about banks that may be bending under the weight of the fastest set of hikes to interest rates in decades. The crisis of confidence has been flaring since Friday’s collapse of Silicon Valley Bank, which was the second largest bank failure in U.S. history.

Since then, Wall Street has tried to root out banks with similar traits, such as lots of depositors with more than the $250,000 limit that’s insured by the Federal Deposit Insurance Corp., or lots of tech startups and other highly connected people that can spread worries about a bank’s strength quickly.

First Republic Bank has been at the center of the market’s swivels, and it fell 28.3%. It’s down nearly 73% this week alone.

But big banks including JPMorgan Chase and Morgan Stanley are discussing a potential deal that could mean a big infusion of cash for the bank, according to a report from The Wall Street Journal.

Financial stocks across the S&P 500 flipped from losses in the morning to gains by midday. Treasury yields also strengthened suddenly, a sign of increased confidence from the bond market.

Across the Atlantic, European stocks rose after the European Central Bank announced a hefty increase to interest rates. They were also stabilizing after dropping sharply Wednesday on worries about Credit Suisse. The Swiss bank has been battling troubles for years, but its plunge to a record low raised concerns just as more attention shines on the wider industry.

Credit Suisse’s stock in Switzerland leaped 17.8% Thursday after it said it will strengthen its finances by borrowing up to 50 billion Swiss francs ($54 billion) from the Swiss National Bank.

Treasury Secretary Janet Yellen told the Senate Finance Committee on Thursday that the nation’s banking system “remains sound” and Americans “can feel confident” about their deposits.

Much of the damage for banks is seen as the result of the Federal Reserve’s fastest

barrage of hikes to interest rates in decades. They’ve shocked the system following years of historically easy conditions in hopes of driving down painfully high inflation.

Higher rates can tame inflation by slowing the economy, but they raise the risk of a recession later on. They also hurt prices for stocks, bonds and other investments. That latter factor was one of the issues hurting Silicon Valley Bank because high rates forced down the value of its bond investments.

Wall Street increasingly expects banks’ struggles to push the Federal Reserve to hike interest rates next week by only a quarter of a percentage point. That would be the same sized increase as last month’s, and it would be counter to expectations from earlier this month that it could hike by 0.50 points as it had been potentially signaling.

Some traders are also betting on the possibility the Fed could take a pause on rate hikes next week. just

The European Central Bank on Thursday raised its key interest rate by half a percentage point, brushing aside speculation that it may reduce the size because of all the turmoil around banks.

Some of Wall Street’s wildest action this week has been in the bond market, as traders rush to guess where the Fed is heading.

The yield on the 10-year Treasury fell to 3.44% from 3.47% late Wednesday. It was

above 4% earlier this month, and it helps set rates for mortgages and other important loans.

All the stress in the banking system is raising worries about a potential recession because of how important smaller and mid-sized banks are to making loans to businesses across the country. Oil prices have slid this week on such fears.

Economists at Goldman Sachs said all the near-term uncertainty surrounding small banks mean they see a 35% probability of a recession in the next 12 months. That’s up from their prior forecast of 25%.

Reports on the U.S. economy, meanwhile, continue to show mixed signals.

The job market looks remarkably solid, and a report said fewer workers applied for unemployment benefits last week than expected. .

But other pockets of the economy are continuing to show weakness. Manufacturing has struggled, for example, and a measure of activity in the midAtlantic region weakened by more than expected.

The housing market has also been struggling under the weight of higher mortgage rates, though homebuilders broke ground on more projects last month than expected. That could be a signal the industry is finding some stability.

AP Business Writers Joe McDonald and Matt Ott contributed.

Pittsburgh, PA (down 35.5 percent); St. Louis, MO (down 35 percent) and Rochester, NY (down 34 percent).

The only metro areas among those analyzed where purchase-mortgage lending increased from the third quarter to the fourth quarter of 2022 were Ocala, FL (up 12.7 percent); Port St. Lucie, FL (up 3.2 percent) and Naples, FL (up 0.4 percent).

HELOC lending decreases after more than a year of gains

A total of 313,973 home-equity lines of credit (HELOCs) were originated on residential properties in the fourth quarter of 2022. That was down 16.2 percent from

374,703 in the prior quarter. However, the latest number was still up 31.8 percent from 238,164 in the fourth quarter of 2021.

The $60.1 billion fourth-quarter 2022 volume of HELOC loans was down 17 percent from $72.3 billion in the third quarter of 2022 but still up 27.4 percent from $47.2 billion in the fourth quarter of 2021.

Despite the fourth-quarter decline, HELOCs still comprised 20.7 percent of all fourth-quarter 2022 loans – nearly five times the 4.6 percent level from the first quarter of 2021.

“The severe contraction across the lending industry in the fourth quarter even hit HELOCs, which was the one major sector that had been holding up well earlier in the year as homeowners were

using elevated equity from the real estate boom to finance home improvements and other things,” Barber said. “The direction of interest rates this year will dictate whether HELOC activity stays high as a portion of overall activity or households return to cash-out refinancing deals to help pay for big-ticket expenses.”

HELOC mortgage originations decreased from the third quarter of 2022 to the fourth quarter of 2022 in 83 percent of the metro areas analyzed. The largest decreases in metro areas with a population of at least 1 million were in Buffalo, NY (home-equity credit lines down 45.1 percent); Fresno, CA (down 39.8 percent); San Jose, CA (down 38.9 percent); Sacramento, CA (down 35.5 percent) and San Francisco, CA (down 35.2 percent).

FHA and VA loan portions up slightly

Mortgages backed by the Federal Housing Administration (FHA) rose as a portion of all lending for the fifth straight quarter. They accounted for 181,324, or 11.9 percent, of all residential property loans originated in the fourth quarter of 2022. That was up from 11.3 percent in the third quarter of 2022 and 9.8 percent in the fourth quarter of 2021.

Residential loans backed by the U.S. Department of Veterans Affairs (VA) totaled 80,061, or 5.3 percent, of all residential property loans originated in the fourth quarter of 2022. That was up from 5.2 percent in the previous quarter, although still down from 6 percent a year earlier. Staff report

7 Tuesday, March 21, 2023 mecktimes.com The Mecklenburg Times } {

COOLING MARKET FROM PAGE

Register your email to get full, behind-the-paywall access at The Mecklenburg Times website. You will need your account number which is located above your name on the printed label of the newspaper. Visit mecktimes.com/manage-account-fc to set up your access today to get breaking news and other digital features. READ US ONLINE! Did you know that digital access is included with your print subscription?

The Mecklenburg Times Public Notice section informs you about government actions, environmental conditions and economic changes. Public Notices alert you when the interests of your family, your neighborhood or your business are affected by what others do. Public Notices invite you to participate in the democratic process and in business opportunities.

Probate – notifies anyone with a claim against an estate of the deceased.

Civil Suits – complaints filed in court by individuals or businesses for the purpose of receiving settlements for property, obtaining divorces, child custody, and property and tax liens.

Storage Auctions – notices published by auctioneers and storage facilities when property is being sold due to delinquent statements.

Hearings and Condemnations – when property is inspected and conditions are found which violate the Charlotte housing code, notices are published that inform the owners that the process to demolish the property has begun.

Trustee Sales – these are notices filed in the court by Substitute Trustees who are advertising upcoming sales or auctions on properties with delinquent mortgages. These notices also consist of sales due to tax delinquency, for example, Commissioner Sales of Real Estate.

Corporations – these notices consist of corporation dissolutions, annual reports and United States seizures of property.

Sheriff Sales – this section consists of scheduled auction sales for property seized due to liens or judgments. These sales are conducted by the Mecklenburg County Sheriff Department.

9 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice

Public Notice Deadlines

Wednesday To submit a public notice, contact our Public Notice Department: office | 704.377.6221 fax | 704.377.6214 email | legals@mecktimes.com PUBLIC NOTICES: Trustee Sales . . . . . . . . . Page 10 Sheriff’s Sale . . . . . . . . . Page 13 Condemnation Page N/A Summons . . . . . . . . . . . Page N/A Personal Property . . . . . Page 13 Auction Page N/A Lien . . . . . . . . . . . . . . . . . Page 13 Miscellaneous . . . . . . . Page N/A Storage Auction Page N/A Probate . . . . . . . . . . . . . . Page 14 Civil Suits . . . . . . . . . . . . Page 19 TABLE OF CONTENTS Family Page 19 Name Change . . . . . . . Page N/A Notices . . . . . . . . . . . . . Page N/A Bids Page N/A Construction . . . . . . . . Page N/A Business . . . . . . . . . . . . . .Page 19 Financial Statements Page N/A Miscellaneous . . . . . . . Page N/A Hearings . . . . . . . . . . . . . Page 19 Tax Liens Page N/A Other County . . . . . . . . . Page 21

Deadline for Tuesday publication is 10 a.m., Friday. Deadline for Friday publication is 10 a.m.,

REAL ESTATEMECKLENBURG

TRUSTEE SALES

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION 21 CvS 12945 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff -vsUNKNOWN HEIRS AT LAW OF EMMA LESTER SHEILDS, a/k/a EMMA LESTER SHIELDS, UNKNOWN HEIRS AT LAW OF MARY CRUSE HOLBROOKS, a/k/a MAR HOLBROOKS, Defendants.

Under and by virtue of an order of the Superior Court of Mecklenburg County, North Carolina, made and entered in the action entitled MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff vs. UNKNOWN HEIRS AT LAW OF EMMA LESTER SHEILDS, a/k/a EMMA LESTER SHIELDS, UNKNOWN HEIRS AT LAW OF MARY CRUSE HOLBROOKS, a/k/a MAR HOLBROOKS, Defendants, the undersigned commissioner will on April 4, 2023 at 11:00 AM offer for sale and sell for cash, to the last and highest bidder at public auction, at the courthouse door in Mecklenburg County, North Carolina in Charlotte, the following described property lying in Mecklenburg County, North Carolina and more particularly described as follows:

Lots 13 & 14, Block #10, as shown on the Map of Lincoln Heights, recorded in the office of the Register of Deeds of Mecklenburg County, in the Book of Maps #3, Page 309.

Subject to easements, restrictions and rights of way of record, and matters of survey. Also being identified as Parcel ID# 075-024-10, Mecklenburg County Tax Office. Address:

(075-024-10) Madrid Street

The sale will be made subject to all existing easements and restrictions, any superior liens, all outstanding city and county taxes, all local improvement assessments against the above-described property not included in the judgment in the above-entitled cause, any prior lien in favor of the State of North Carolina, any right of redemption of the United States and any rights of any persons in possession. A deposit of the greater of $750.00 or five (5) percent of the successful bid will be required at the time of sale unless the highest bid is by a taxing unit; then a deposit shall not be required.

In the instance where multiple tax parcels are indicated in this Notice, the Commissioner may elect to sell all of the parcels either in one sale, or on the sale date indicated sell each parcel individually by conducting a separate sale for each, or group various parcels together for several sales, or not conduct a sale at all on one or more parcels, as the Commissioner determines in his sole discretion as being most likely to sell the parcels at a price adequate to pay all taxes due, as well as fees and costs. Any party contemplating the filing of an upset bid is therefore strongly encouraged to consult the Clerk of Court records to ascertain the parcel or parcels included in the sale for which an upset bid is planned.

Upon delivery of the deed, the winning bidder shall be required to pay the costs of recordation of the deed, including deed stamp taxes due to the Register of Deeds. Title and condition of the property will be granted to the successful bidder “as is” and without warranties.

This the 28 day of February, 2023.

Richard J. Kania

Commissioner

Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010

2483751 3/21, 3/28

NOTICE OF SALE IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION 18 CvS 20517 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, A Body

Politic and Corporate Plaintiff

-vs-

UNKNOWN HEIRS AT LAW OF EVERETT C. WORLEY, Defendant.

Under and by virtue of an order of the Superior Court of Mecklenburg County, North Carolina, made and entered in the action entitled MECKLENBURG COUNTY, A Body

Politic and Corporate Plaintiff vs.

UNKNOWN HEIRS AT LAW OF EVERETT C. WORLEY, Defendant, the undersigned commissioner will on April 4, 2023 at 11:00 AM offer for sale and sell for cash, to the last and highest bidder at public auction, at the courthouse door in Mecklenburg County, North Carolina in Charlotte, the following described property lying in Mecklenburg County, North Carolina and more particularly described as follows:

BEGINNING at an old iron in the C. P. Glosson tract of land, and runs thence with the Glosson (now or formerly) tract as follows:

North 49-45 East 1,139.72 feet to a hickory; thence South 72-39 East 520.24 feet to an old iron; thence North 5-22 East 581.02 feet to the center of an unpaved road; thence with the center of said road, with Glosson, Page and others (all now or formerly) as follows: (1) South 51-34 East 576.27 feet; (2) South 60-26 East 191.42 feet; (3) South 65-43 East 700 feet to an old iron, a corner of the Flowe property; thence with the Flowe (now or formerly) property

South 13-29 West 1,261.50 feet to an old iron, an old corner; thence South 50-52 East 301.56 feet to an iron, Goble and Mullis’ (both now or formerly) line; thence with their line South 33-18-30 West 1,205.30 feet to an iron in the old Morrison line; a new corner; thence a new dividing line North 46-18 West 2,781.50 feet to the point of BEGINNING, and containing 102.63 acres according to a survey by E. L. Faires on July 17, 1957.

LESS AND EXCEPTING FROM THE ABOVE DESCRIPTION the following described parcels of land:

(1) That parcel of land containing 24.81 acres, more or less, described in deed recorded in Deed Book 1933 at Page 132.

(2) That parcel of land containing 9.70 acres, more or less, described in deed recorded in Deed Book 2009 at Page 147.

(3) That parcel of land containing 9.83 acres, more or less, described in deed recorded in Deed Book 2024 at Page 67.

(4) That parcel of land containing 5.30 acres, more or less, described in deed recorded In Deed Book 2240 at Page 230.

(5) That parcel of land containing 0.26 acre, more or less, described in deed recorded in Deed Book 2263 at Page 507.

(6) That parcel of land containing 7.26 acres, more or less, described in deed recorded In Deed Book 3420 at Page 121.

(7) That parcel of land containing 30.47 acres, more or less, described in deed recorded in Deed Book 2315 at Page 370.

The above-described property is a part of the tract of land conveyed to H. C. Morrison by deed of James V. Query, et al, dated July 18, 1957, and recorded in the Mecklenburg Registry in Book 1943 at Page 48.

The said H. C. Morrison is deceased, and William M. Morrison is his sole heir. Reference is also made to deed from Sue E. Bost, et al, to Henry C. Morrison and Lola J. Query dated December 26, 1916, and recorded in the Mecklenburg Registry in Book 365 at Page 346.

Subject to easements, restrictions and rights of way of record, and matters of survey.

Also being identified as Parcel ID# 139-132-08, Mecklenburg County Tax Office. Address: 15154 Albemarle Road, Charlotte, NC

the judgment in the above-entitled cause, any prior lien in favor of the State of North Carolina, any right of redemption of the United States and any rights of any persons in possession. A deposit of the greater of $750.00 or five (5) percent of the successful bid will be required at the time of sale unless the highest bid is by a taxing unit; then a deposit shall not be required.

This the 28 day of February, 2023.

Richard J. Kania Commissioner Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010 TAX VALUE: $300,500.00

North Carolina, and being the Eastern half of Lots Nos. 174, 175, 176, 177 of the C.K. Thomas property Sub-division as surveyed and mapped by, G. Sam Rowe, as recorded in Map Book 5, Page 61, in Mecklenburg County Register of Deeds Office.

Subject to easements, restrictions and rights of way of record, and matters of survey.

Also being identified as Parcel ID# 111-143-07, Mecklenburg County Tax Office. Address: 7600 Harrisburg Rd

The sale will be made subject to all existing easements and restrictions, any superior liens, all outstanding city and county taxes, all local improvement assessments against the abovedescribed property not included in the judgment in the above-entitled cause, any prior lien in favor of the State of North Carolina, any right of redemption of the United States and any rights of any persons in possession. A deposit of the greater of $750.00 or five (5) percent of the successful bid will be required at the time of sale unless the highest bid is by a taxing unit; then a deposit shall not be required.

BARBEE, UNKNOWN SPOUSE OF DIANE ALLISON BARBEE

Defendants

Under and by virtue of an order of the Superior Court of Mecklenburg County, North Carolina, made and entered in the action entitled MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff vs. UNKNOWN HEIRS AT LAW OF LOUVINIA ALLISON CLINE, UNKNOWN HEIRS AT LAW OF EARL CASTOR ALLISON, UNKNOWN HEIRS AT LAW OF ROSALEE ALLISON PAYETTE, a/k/a ROSA LEE PAYETTE, UNKNOWN HEIRS AT LAW OF FRANCES GOODMAN ALLISON, UNKNOWN HEIRS AT LAW OF DONIE N. ALLISON, a/k/a DONIE NANCE ALLISON, a/k/a DONNIE ALLISON, MARY ALLISON

JOINES, a/k/a MARY A. JOINES, a/k/a MARY JOINES, a/k/a MARY ALLISON MAST, UNKNOWN SPOUSE OF MARY ALLISON JOINES, NANCY ALLISON MARROW, a/k/a NANCY JANE MARROW, a/k/a JANE ALLISON MARROW, UNKNOWN SPOUSE OF NANCY ALLISON MARROW, KATHERINE ALLISON FARMER, a/k/a KATHERINE A. FARMER, UNKNOWN SPOUSE OF KATHERINE ALLISON FARMER, UNKNOWN HEIRS AT LAW OF WILLIAM MARTIN ALLISON, a/k/a

WILLIAM M. ALLISON, UNKNOWN HEIRS AT LAW OF BERNARD HARBIN, JACK PARKS ALLISON, JR., UNKNOWN SPOUSE OF JACK PARKS ALLISON, JR., ANTHONY CASTER ALLISON, UNKNOWN SPOUSE OF ANTHONY CASTER ALLISON, DIANE ALLISON BARBEE, UNKNOWN SPOUSE OF DIANE ALLISON BARBEE, Defendants, the undersigned commissioner will on April 4, 2023 at 11:00 AM offer for sale and sell for cash, to the last and highest bidder at public auction, at the courthouse door in Mecklenburg County, North Carolina in Charlotte, the following described property lying in Mecklenburg County, North Carolina and more particularly described as follows:

2483754 3/21, 3/28

NOTICE OF SALE IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION 22 CvS 4983 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff -vsSEQUOIA MAXWELL, UNKNOWN SPOUSE OF SEQUOIA MAXWELL, CITY OF CHARLOTTE, Lienholder, Defendants.

Under and by virtue of an order of the Superior Court of Mecklenburg County, North Carolina, made and entered in the action entitled MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff vs. SEQUOIA MAXWELL, UNKNOWN SPOUSE OF SEQUOIA MAXWELL, CITY OF CHARLOTTE, Lienholder, Defendants, the undersigned commissioner will on April 4, 2023 at 11:00 AM offer for sale and sell for cash, to the last and highest bidder at public auction, at the courthouse door in Mecklenburg County, North Carolina in Charlotte, the following described property lying in Mecklenburg County, North Carolina and more particularly described as follows:

2483752 3/21, 3/28

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION

22 CvS 3953 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, A Body Politic and Corporate

Plaintiff

-vsUNKNOWN HEIRS AT LAW OF W.S. WILLIAMS, a/k/a WALTER S. WILLIAMS, a/k/a WALTER SCOTT WILLIAMS, ROY L. WILLIAMS, WILLIE GENE WILLIAMS, UNITED STATES FINANCE COMPANY, INC., UNKNOWN OFFICERS, DIRECTORS, AND MANAGING AGENTS OF UNITED STATES FINANCE COMPANY, INC., Defendants.

Under and by virtue of an order of the Superior Court of Mecklenburg County, North Carolina, made and entered in the action entitled MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff vs. UNKNOWN HEIRS AT LAW OF W.S. WILLIAMS, a/k/a WALTER S. WILLIAMS, a/k/a WALTER SCOTT WILLIAMS, ROY L. WILLIAMS, WILLIE GENE WILLIAMS, UNITED STATES FINANCE COMPANY, INC., UNKNOWN OFFICERS, DIRECTORS, AND MANAGING AGENTS OF UNITED STATES FINANCE COMPANY, INC., Defendants, the undersigned commissioner will on April 4, 2023 at 11:00 AM offer for sale and sell for cash, to the last and highest bidder at public auction, at the courthouse door in Mecklenburg County, North Carolina in Charlotte, the following described property lying in Mecklenburg County, North Carolina and more particularly described as follows:

BEING all of Lots 174, 175, 176 and 177 in the subdivision of the C.K. Thomas Property and recorded in the office of the Register of Deeds for Mecklenburg County in Map Book 5, Page 61.

LESS and EXCEPTING the following tract:

Being all of the property as described in a deed from W. S. Williams and wife, Grace Williams to United States Finance Company, Inc. dated June 18, 1964, and of record in Deed Book 2542, Page 247, Mecklenburg County Registry, and containing 0.211 acres, more or less, and being more particularly described as follows: Lying and being in Clear Creek Township, Mecklenburg County,

This the 1 day of March, 2023. Richard J. Kania Commissioner Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010 TAX VALUE: $15,200.00

BEING a remainder parcel out of the tract of land conveyed to William S. Allison Sr., by deed recorded in Book 1639, Page 5, Mecklenburg County Registry, and being denoted on the Mecklenburg County Tax Department system as having tax PIN 013 042 22, and being bounded as follows: on the north by the 3 acre parcel described in a deed recorded in Book 7247, Page 693; on the east by Tract 1 as shown on a plat recorded in Map Book 51, Page 55; and on the south by the northern right of way margin of Allison Ferry Road. Subject to easements, restrictions and rights of way of record, and matters of survey. Also being identified as Parcel ID# 013 042 22, Mecklenburg County Tax Office. Address: (013 042 22) Allison Ferry Road

BEING all of Lot 6 in Block 2, according to a map or plat of Carr Heights, being a part of the property of W. H. Stillwell, which said map is recorded in the office of the Register of Deeds for Mecklenburg County, North Carolina, in Book 332, Page 380. Subject to easements, restrictions and rights of way of record, and matters of survey. Also being identified as Parcel ID# 117-072-05, Mecklenburg County Tax Office. Address: 2520 Elmin Street

2483753 3/21, 3/28

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION 22 CvS 18321 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff -vsUNKNOWN HEIRS AT LAW OF LOUVINIA ALLISON CLINE, UNKNOWN HEIRS AT LAW OF EARL CASTOR ALLISON, UNKNOWN HEIRS AT LAW OF ROSALEE ALLISON PAYETTE, a/k/a ROSA LEE PAYETTE, UNKNOWN HEIRS AT LAW OF FRANCES GOODMAN ALLISON, UNKNOWN HEIRS AT LAW OF DONIE N. ALLISON, a/k/a DONIE NANCE ALLISON, a/k/a DONNIE ALLISON, MARY ALLISON JOINES, a/k/a MARY A. JOINES, a/k/a MARY JOINES, a/k/a MARY ALLISON MAST, UNKNOWN SPOUSE OF MARY ALLISON JOINES, NANCY ALLISON MARROW, a/k/a NANCY JANE MARROW, a/k/a JANE ALLISON MARROW, UNKNOWN SPOUSE OF NANCY ALLISON MARROW, KATHERINE ALLISON FARMER, a/k/a KATHERINE A. FARMER, UNKNOWN SPOUSE OF KATHERINE ALLISON FARMER, UNKNOWN HEIRS AT LAW OF WILLIAM MARTIN ALLISON, a/k/a WILLIAM M. ALLISON, UNKNOWN HEIRS AT LAW OF BERNARD HARBIN, JACK PARKS ALLISON, JR., UNKNOWN SPOUSE OF JACK PARKS ALLISON, JR., ANTHONY CASTER ALLISON, UNKNOWN SPOUSE OF ANTHONY CASTER ALLISON, DIANE ALLISON

The sale will be made subject to all existing easements and restrictions, any superior liens, all outstanding city and county taxes, all local improvement assessments against the abovedescribed property not included in the judgment in the above-entitled cause, any prior lien in favor of the State of North Carolina, any right of redemption of the United States and any rights of any persons in possession. A deposit of the greater of $750.00 or five (5) percent of the successful bid will be required at the time of sale unless the highest bid is by a taxing unit; then a deposit shall not be required.

This the 1 day of March, 2023.

Richard J. Kania

Commissioner Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010

The sale will be made subject to all existing easements and restrictions, any superior liens, all outstanding city and county taxes, all local improvement assessments against the abovedescribed property not included in the judgment in the above-entitled cause, any prior lien in favor of the State of North Carolina, any right of redemption of the United States and any rights of any persons in possession. A deposit of the greater of $750.00 or five (5) percent of the successful bid will be required at the time of sale unless the highest bid is by a taxing unit; then a deposit shall not be required.

This the 1 day of March, 2023.

Richard J. Kania Commissioner Capital Center

82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010

10 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice

AMENDED NOTICE OF FORECLOSURE SALE

19 SP 221

Under and by virtue of the power of sale contained in a certain Deed of Trust made by Samuel L. Blackmon and Vanessel R. Blackmon (PRESENT RECORD OWNER(S): Samuel Blackmon) to A. Grant Whitney, Trustee(s), dated February 9, 2015, and recorded in Book No. 29747, at Page 942 in Mecklenburg County Registry, North Carolina, default having been made in the payment of the promissory note secured by the said Deed of Trust and the undersigned, Substitute Trustee Services, Inc. having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the Office of the Register of Deeds Mecklenburg County, North Carolina and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door in Charlotte, Mecklenburg County, North Carolina, or the customary location designated for foreclosure sales, at 11:30 AM on April 4, 2023 and will sell to the highest bidder for cash the following real estate situated in Charlotte in the County of Mecklenburg, North Carolina, and being more particularly described as follows:

Being all of Lot 45 of Mallard Creek Crossing, Phase 1 Map 3 as the same is shown on the map thereof entitled “Mallard Crossing” recorded in Map Book 28 at Page 36 in the Mecklenburg County Registry. Together with improvements located thereon; said property being located at 6725 Brachnell View Drive, Charlotte, North Carolina.

Trustee may, in the Trustee’s sole discretion, delay the sale for up to one hour as provided in N.C.G.S. §45-21.23.

Should the property be purchased by a third party, that party must pay the excise tax, as well as the court costs of Forty-Five Cents ($0.45) per One Hundred Dollars ($100.00) required by N.C.G.S. §7A-308(a)(1).

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance “AS IS, WHERE IS.”

Neither the Trustee nor the holder of the note secured by the deed of trust/security agreement, or both, being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. Also, this property is being sold subject to all taxes, special assessments, and prior liens or prior encumbrances of record and any recorded releases. Said property is also being sold subject to applicable Federal and State laws.

A deposit of five percent (5%) of the purchase price, or seven hundred fifty dollars ($750.00), whichever is greater, is required and must be tendered in the form of certified funds at the time of the sale.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in its sole discretion, if it believes the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property

An order for possession of the property may be issued pursuant to N.C.G.S. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

notice that is at least 10 days but not more than 90 days, after the sale date contained in this notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

SUBSTITUTE TRUSTEE SERVICES, INC.

SUBSTITUTE TRUSTEE

c/o Hutchens Law Firm

P.O. Box 1028 4317 Ramsey Street Fayetteville, North Carolina 28311

Phone No: (910) 864-3068

https://sales.hutchenslawfirm. com

Case No: 1262839 - 10261

Firm

2485299 3/21, 3/28

AMENDED NOTICE OF FORECLOSURE SALE IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK 22 SP 2260 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG IN THE MATTER OF THE FORECLOSURE OF A DEED from Katherine W. McGill, dated March 27, 2007, recorded in Book 21977, Page 563, Mecklenburg County

Registry Pursuant to an order entered December 19, 2022, in the Superior Court for Mecklenburg County, and the power of sale contained in the captioned Deed of Trust (the “Deed of Trust”), the undersigned Trustee will offer for sale at auction (the “Sale”), to the highest bidder for cash on:

APRIL 3, 2023, AT 10:00 A.M

MECKLENBURG COUNTY COURTHOUSE

832 EAST FOURTH STREET, CHARLOTTE, NORTH CAROLINA

the real estate and the improvements thereon secured by the Deed of Trust, less and except any of such property released from the lien of the Deed of Trust prior to the date of said sale, lying and being in Mecklenburg County, North Carolina, and being more particularly described as follows (the “Property”):

All that certain parcel of land in Charlotte Township, Mecklenburg County, State of NC, as more fully described in Book 2309 Page 232

ID#069-152-15, being known and designated as Lot 22, Block Q, Map of University Park, filed in Map Book 9 at Pages 213 and 215. Being the same property conveyed by fee simple deed from Marsh-Broadway Construction Company, by John R. Broadway, President to James McGill and wife, Katherine W. McGill, dated 03/27/1962 recorded on 04/12/1962 in Book 2309, Page 232 in Mecklenburg County Records, State of NC. The said James McGill having departed this life on or about 12/17/1996, thereby vesting fee simple title in Katherine W. McGill.

The record owner(s) of the Property not more than ten (10) days prior to the date hereof are the Heirs of Katherine W. McGill. Parcel ID: 069-152-15.

In the Trustee’s sole discretion, the sale may be delayed for up to one (1) hour as provided in Section 45-21.23 of the North Carolina General Statutes.

A five percent cash deposit, or a cash deposit of $750.00, whichever is greater, will be required of the last and highest bidder. The balance of the bid purchase price shall be due in full in cash or certified funds at a closing to take place within thirty (30) days of the date of sale. The undersigned Substitute Trustee shall convey title to the property by nonwarranty deed.

This sale will be made subject to all prior liens of record, if any, and to all unpaid (ad valorem) taxes and special assessments, if any, which became a lien subsequent to the recordation of the Deed of Trust.

This sale will be further subject to the right, if any, of the United States of America to redeem the abovedescribed property for a period of 120 days following the date when the final upset bid period has run.

The purchaser of the property described above shall pay the Clerk’s Commissions in the amount of $.45 per $100.00 of the purchase price (up to a maximum amount of $500.00), required by Section 7A-308(a)(1) of the North Carolina General Statutes. If the purchaser of the above described property is someone other than the Beneficiary under the Deed of Trust, the purchaser shall also pay, to the extent applicable, the land transfer tax in the amount of one percent (1%) of the purchase price.

To the extent this sale involves residential property with less than

fifteen (15) rental units, you are hereby notified of the following:

(a) An order for possession of the property may be issued pursuant to Section 45-21.29 of the North Carolina General Statutes in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold; and

(b) Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement upon 10 days’ written notice to the landlord. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

This the 9th day of March 2023.

John W. Fletcher III, Substitute Trustee North Carolina State Bar No.: 15503 Fletcher, Tydings, Williams-Tracy & Gott, PLLC 831 East Morehead Street, Suite 255 Charlotte, North Carolina 28202 704-334-3400 / jfletcher@ fletchertydings.com 2485286 3/21, 3/28

NOTICE OF FORECLOSURE SALE

22 SP 2020

Under and by virtue of the power of sale contained in a certain Deed of Trust made by Jane Hart Becker (PRESENT RECORD OWNER(S): Jane Hart Becker) to Douglas Douglas, Trustee(s), dated August 20, 2004, and recorded in Book No. 17713, at Page 864 in Mecklenburg County Registry, North Carolina, default having been made in the payment of the promissory note secured by the said Deed of Trust and the undersigned, Substitute Trustee Services, Inc. having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the Office of the Register of Deeds Mecklenburg County, North Carolina and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door in Charlotte, Mecklenburg County, North Carolina, or the customary location designated for foreclosure sales, at 11:30 AM on April 4, 2023 and will sell to the highest bidder for cash the following real estate situated in Huntersville in the County of Mecklenburg, North Carolina, and being more particularly described as follows: Being all of Lot 21, Block 4 of Crown Ridge, Phase 2, Map 1, as shown on a map thereof recorded in Map Book 25, Page 464, in the Mecklenburg County Public Registry. Together withimprovementslocatedthereon; said property being located at 12712 Levins Hall Road, Huntersville, North Carolina.

Trustee may, in the Trustee’s sole discretion, delay the sale for up to one hour as provided in N.C.G.S. §45-21.23. Should the property be purchased by a third party, that party must pay the excise tax, as well as the court costs of Forty-Five Cents ($0.45) per One Hundred Dollars ($100.00) required by N.C.G.S. §7A-308(a)(1).

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance “AS IS, WHERE IS.” Neither the Trustee nor the holder of the note secured by the deed of trust/security agreement, or both, being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. Also, this property is being sold subject to all taxes, special assessments, and prior liens or prior encumbrances of record and any recorded releases. Said property is also being sold subject to applicable Federal and State laws.

reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in its sole discretion, if it believes the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may after receiving the notice of foreclosure sale,terminatetherentalagreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days but not more than 90 days, after the sale date contained in this notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

SUBSTITUTE TRUSTEE SERVICES, INC.

SUBSTITUTE TRUSTEE

c/o Hutchens Law Firm P.O. Box 1028 4317 Ramsey Street Fayetteville, North Carolina 28311 Phone No: (910) 864-3068 https://sales.hutchenslawfirm. com Firm Case No: 8718 - 34086 2483748 3/21, 3/28

NOTICE OF FORECLOSURE SALE

23 SP 163

Under and by virtue of the power of sale contained in a certain Deed of Trust made by Michelle Heatley (PRESENT RECORD OWNER(S): Michelle Heatley) to Jennifer Grant, Trustee(s), dated May 1, 2013, and recorded in Book No. 28298, at Page 73 in Mecklenburg County Registry, North Carolina, default having been made in the payment of the promissory note secured by the said Deed of Trust and the undersigned, Substitute Trustee Services, Inc. having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the Office of the Register of Deeds Mecklenburg County, North Carolina and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door in Charlotte, Mecklenburg County, North Carolina, or the customary location designated for foreclosure sales, at 11:30 AM on April 4, 2023 and will sell to the highest bidder for cash the following real estate situated in Charlotte in the County of Mecklenburg, North Carolina, and being more particularly described as follows:

TRACT#1

All of that Condominium Unit designated Unit 4 in Building 3 of WALNUT CREEK CONDOMINIUMS as referred to in the Declaration of Walnut Creek Condominiums (the “Declaration”) recorded in Book 13812 at Page 771 and re-recorded in Book 13988 at Page 938, as supplemented, in the Mecklenburg County Registry and as shown in Unit Ownership File Number 610 (the “plats and plans”), specific reference hereby being made to the Declaration and to the plats and plans for a more specific description.

TRACT #2

A presently effective undivided 4 66 percent interest in and to the common elements as referred to in the Declaration, specific reference hereby being made for a more specific description.

Including the unit located thereon; said unit being located at 6786 Mallard Park Drive, Unit 4, Charlotte, North Carolina.

6786 Mallard Park Drive, Unit 4 Charlotte, NC 28262 PIN 047-053-50

Trustee may, in the Trustee’s sole discretion, delay the sale for up to one hour as provided in N.C.G.S. §45-21.23.

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance “AS IS, WHERE IS.”

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property

SUBSTITUTE TRUSTEE SERVICES, INC.

SUBSTITUTE TRUSTEE

c/o Hutchens Law Firm

P.O. Box 1028 4317 Ramsey Street Fayetteville, North Carolina 28311

Phone No: (910) 864-3068 https://sales.hutchenslawfirm. com

Firm Case No: 12528 - 54510 2483747 3/21, 3/28

AMENDED NOTICE OF SALE OF REAL ESTATE

22-SP-2539

Under and by virtue of the authority of the North Carolina statutes, the applicable declarations and/or restrictions filed of record, and Claim of Lien filed by MCALWAY MANOR HOMEOWNERS ASSOCIATION, INC. (hereinafter “the Association”) recorded on 11/16/2021 in the Office of the Clerk of Superior Court for Mecklenbug County, North Carolina, in docket # 21-M5451, and because of the owner’s default in the payment of the indebtedness secured by the Claim of Lien, pursuant to demand of the Petitioner, the undersigned will expose for sale at public auction to the highest bidder the property therein described, to wit:

Tract #1: All of the Condominium Unit #904-A in McAlway Manor as referred to in the Declaration filed in Book 4365, Page 821 through 875, inclusive, and more particularly described in the Plans and Surveys filed for record in Unit Ownership File No. 98 at Pages 1 through 8, inclusive, which Declaration and Plans and Surveys are incorporated herein by reference. Tract #2: An undivided 1.25% interest as tenants in common in and to the General and Limited Common Areas and Facilities as referred to in said Declaration, to which reference

is made for a more particular description of said Common Areas and Facilities.

Address of Property: 904-A

MCALWAY ROAD Charlotte North Carolina 28211

Present Record Owner(s):

CEDRIC XAVIER MCCORKLE

The terms of the sale are that the real property described above will be sold to the highest bidder and that the undersigned shall require the successful bidder at the sale to immediately tender certified funds not to exceed the greater of five percent (5%) of the amount of the bid or Seven Hundred and Fifty Dollars ($750). The property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance “As Is, Where Is”. Neither the Trustee, Substitute Trustee, Attorney, Agent nor the holder of the Lien make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such conditions are expressly disclaimed. The Property will be sold subject to restrictions and easements of record, any unpaid taxes, superior or prior liens and special assessments, any transfer tax in association with the foreclosure and the tax of fortyfive cents (45”) per One Hundred Dollars ($100.00) with a minimum tax of $10.00 and a maximum of $500.00 as required by N.C.G.S. 7A-308 (a)(l)/ The sale will be held open for ten (10) days for upset bids as by law required.

The following disclosure are made in compliance with N.C.G.S. “5-45.2 and 4521. 16A(b):

Any tenant who resides in residential real property that is being sold in foreclosure proceeding under Article 2A of Chapter 45 of the General Statutes and continuing less than 15 rental units pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may terminate the rental agreement for the dwelling unit after receiving notice pursuant to G.S 45-21.17(4) by providing the landlord with a written notice of termination to be effective on a date stated in the notice that is at least 10 days after the date of the notice of sale. Upon termination of a rental agreement under this section, the tenant is liable for the rent due under the rental agreement prorated to the effective date of the termination payable at the time that would have been required by the terms of the rental agreement. The tenant is not liable for any other rent or damages due only to the early termination of the tenancy.

An order for possession of the property may be issued pursuant to N.C.G.S.S 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Date and Hour of Sale: March 29th, 2023, at 12:00 noon

Place of Sale: 832 East Fourth Street, Charlotte, NC 28202

MECKLENBURG COUNTY COURTHOUSE

Date of this Notice: February 24, 2023

KIRK PALMER & THIGPEN, P.A. Trustee BY: Benjamin C. Karb, (NCSB # 39802) 1300 Baxter Street, Suite 300 Charlotte, NC 28204 Telephone: (704)332-8000 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2478804 3/21, 3/28

NOTICE OF SALE IN THE GENERAL COURT OF JUSTICE OF NORTH CAROLINA SUPERIOR COURT DIVISION MECKLENBURG COUNTY 22sp778 IN THE MATTER OF THE FORECLOSURE OF A DEED OF TRUST EXECUTED BY CRUZ MARTINEZ BUESO AND MARIA L. VELIZ DATED FEBRUARY 28, 2006 AND RECORDED IN BOOK 20105 AT PAGE 483 AND MODIFIED BY AGREEMENT RECORDED OCTOBER 20, 2014 IN BOOK 29518, PAGE 437 AND FURTHER MODIFIED BY AGREEMENT RECORDED JANUARY 8, 2020 IN BOOK 34190, PAGE 837 IN THE MECKLENBURG COUNTY PUBLIC REGISTRY, NORTH CAROLINA

Under and by virtue of the power and authority contained in the above-referenced deed of trust and because of default in payment of the secured debt and failure to perform the agreements contained therein and, pursuant to demand of

11 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice 2483755 3/21, 3/28

the holder of the secured debt, the undersigned will expose for sale at public auction at the usual place of sale at the Mecklenburg County courthouse at 1:00PM on April 4, 2023, the following described real estate and any improvements situated thereon, in Mecklenburg County, North Carolina, and being more particularly described in that certain Deed of Trust executed Cruz Martinez Bueso and Maria L. Veliz, dated February 28, 2006 to secure the original principal amount of $142,500.00, and recorded in Book 20105 at Page 483 of the Mecklenburg County Public Registry. The terms of the said Deed of Trust may be modified by other instruments appearing in the public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warranty is intended.

Address of property: 503 Canadice Rd, Huntersville, NC 28078

Tax Parcel ID: 01731301

Present Record Owners: Cruz

Martinez Bueso and Maria Veliz

The record owner(s) of the property, according to the records of the Register of Deeds, is/are Cruz Martinez Bueso and Maria Veliz.

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS.

Neither the Trustee nor the holder of the note secured by the deed of trust being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. A deposit of five percent (5%) of the amount of the bid or seven hundred fifty dollars ($750.00), whichever is greater, is required from the highest bidder and must be tendered in the form of certified funds at the time of the sale. Cash will not be accepted. This sale will be held open ten days for upset bids as required by law.

After the expiration of the upset period, all remaining amounts are IMMEDIATELY DUE AND OWING

Failure to remit funds in a timely manner will result in a Declaration of Default and any deposit will be frozen pending the outcome of any re-sale. If the sale is set aside for anyreason,thePurchaseratthesale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the Substitute Trustee or the attorney of any of the foregoing.

SPECIAL NOTICE FOR LEASEHOLD TENANTS residing at the property: be advised that an Order for Possession of the property may be issued in favor of the purchaser. Also, if your lease began or was renewed on or after October 1, 2007, be advised that you may terminate the rental agreement upon 10 days written notice to the landlord. You may be liable for rent dueundertheagreementproratedto the effective date of the termination.

The date of this Notice is March 1, 2023.

Jason K. Purser, NCSB# 28031

Morgan R. Lewis, NCSB# 57732

Attorney for LLG Trustee, LLC, Substitute Trustee LOGS Legal Group LLP 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 (704) 333-8107 | (704) 333-8156

Fax | www.LOGS.com

22-112616 2481356 3/21, 3/28

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE OF NORTH CAROLINA SUPERIOR COURT DIVISION MECKLENBURG COUNTY 21SP860 IN THE MATTER OF THE FORECLOSURE OF A DEED OF TRUST EXECUTED BY JAMES HUBERT AKA JAMES

E. HUBERT, SR. AND MAGGIE

D. HUBERT DATED OCTOBER 23, 2007 AND RECORDED IN BOOK 22990 AT PAGE 552 AND MODIFIED BY AGREEMENT RECORDED FEBRUARY 27, 2015 IN BOOK 29778, PAGE 548 IN THE MECKLENBURG COUNTY PUBLIC REGISTRY, NORTH CAROLINA

Under and by virtue of the power and authority contained in the above-referenced deed of trust and because of default in payment of the secured debt and

failure to perform the agreements contained therein and, pursuant to demand of the holder of the secured debt, the undersigned will expose for sale at public auction at the usual place of sale at the Mecklenburg County courthouse at 11:00AM on April 6, 2023, the following described real estate and any improvements situated thereon, in Mecklenburg County, North Carolina, and being more particularly described in that certain Deed of Trust executed James Hubert aka James E. Hubert, Sr. and Maggie D. Hubert, dated October 23, 2007 to secure the original principal amount of $65,000.00, and recorded in Book 22990 at Page 552 of the Mecklenburg County Public Registry. The terms of the said Deed of Trust may be modified by other instruments appearing in the public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warranty is intended.

Address of property: 436 Colony Acres Dr, Charlotte, NC 28217

Tax Parcel ID: 16720213

Present Record Owners:

Tawana Washington

The record owner(s) of the property, according to the records of the Register of Deeds, is/are Tawana Washington. The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS. Neither the Trustee nor the holder of the note secured by the deed of trust being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. A deposit of five percent (5%) of the amount of the bid or seven hundred fifty dollars ($750.00), whichever is greater, is required from the highest bidder and must be tendered in the form of certified funds at the time of the sale. Cash will not be accepted This sale will be held open ten days for upset bids as required by law. After the expiration of the upset period, all remaining amounts are IMMEDIATELY DUE AND OWING

The date of this Notice is February 17, 2023.

Jason K. Purser, NCSB# 28031

Morgan R. Lewis, NCSB# 57732 Attorney for LLG Trustee, LLC, Substitute Trustee LOGS Legal Group LLP 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 (704) 333-8107 | (704) 333-8156 Fax | www.LOGS.com

13-056095

2477317 3/21, 3/28

SUBSTITUTE TRUSTEE’S

NOTICE OF FORECLOSURE

SALE OF REAL PROPERTY THIS ACTION BROUGHT PURSUANT TO THE POWER AND AUTHORITY contained within that certain Deed of Trust executed and delivered by Kenneth Leroy Washington dated February 25, 2021 and recorded on February 25, 2021 in Book 35722 at Page 636 in the Office of Register of Deeds of Mecklenburg County, North Carolina. As a result of a default in the obligations contained within the Promissory Note and Deed of Trust and the failure to carry out and perform the stipulation and agreements contained therein, the holder of the indebtedness secured by said Deed of Trust made demand to have the default cured, which was not met. Therefore, the undersigned Substitute Trustee will

place for sale that parcel of land, including improvements thereon, situated, lying and being in the City of Charlotte, County of Mecklenburg, State of North Carolina, and being more particularly described in the heretofore referenced Deed of trust. Said sale will be a public auction to the highest bidder for cash, at the usual place of sale at the Mecklenburg County Courthouse, Charlotte, North Carolina, on March 27, 2023 at 1:00 PM Address of Property: 9936 Brawley Lane, Charlotte, NC 28215 Tax Parcel ID: 11103359

Present Record Owners: The Heirs of Kenneth Leroy Washington The terms of the sale are that the real property hereinbefore described will be sold for cash to the highest bidder. A deposit of five percent (5%) of the amount of the bid or Seven Hundred Fifty Dollars ($750.00), whichever is greater, is required and must be tendered in the form of certified funds at the time of the sale. The successful bidder will be required to pay revenue stamps on the Trustee’s Deed, any Land Transfer Tax, and costs for recording the Trustee’s Deed. The real property hereinabove described is being offered for sale “AS IS, WHERE IS” and will be sold subject to all superior liens, unpaid taxes, special assessments and other encumbrances. Other conditions will be announced at the sale. The sale will be held open for ten (10) days for upset bids, as by law required. The sale will not confirm until there have been ten (10) consecutive days with no upset bids having been filed. If for any reason the Trustee is unable to convey title to this property, or if the sale is set aside, the sole remedy of the purchaser is the return of the bid deposit. Furthermore, if the validity of the sale is challenged by any party, the Trustee in its sole discretion, if it believes the challenge to have merit, may declare the sale to be void and return the bid deposit. In either event, the purchaser will have no further recourse against the Mortgagor, the Mortgagee, the Mortgagee’s attorney, or the Trustee. Additional notice required for Residential Real Property with Less Than Fifteen (15) Rental Units: An order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least ten (10 days, but no more than 90 day, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. Posted: Witness: Assistant/Deputy clerk of Superior Court Albertelli Law Partners North Carolina, P.A., Substitute Trustee

By: Adam Palmersheim Albertelli Law Partners North Carolina, P.A. 205 Regency Executive Park Drive Suite 100 Charlotte, NC 28217 T: 704-970-0391 22-SP-2617/22011068 A-4776630 2481373 3/14, 3/21

AMENDED NOTICE OF FORECLOSURE SALE

19 SP 3720 NORTH CAROLINA, MECKLENBURG COUNTY

Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Robert B. Ryan, Jr. to Trste, Inc., Trustee(s), which was dated September 18, 2003 and recorded on October 13, 2003 in Book 16268 at Page 699, Mecklenburg County Registry, North Carolina.

Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, Trustee Services of Carolina, LLC, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on March 30, 2023 at 11:30 AM , and will sell to the highest bidder for cash the following described property situated in Mecklenburg County, North Carolina, to wit: ALL THAT CERTAIN PROPERTY SITUATED IN THE CITY OF CHARLOTTE, IN THE COUNTY OF MECKLENBURG AND STATE

OF NORTH CAROLINA AND BEING DESCRIBED IN A DEED DATED 10-05-1999 AND RECORDED 10-06-1999 IN BOOK 10817, PAGE 204 AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE AND REFERENCED AS FOLLOWS: LOT 204, SOUTH CRIGLER STREET, SPATEX CORPORATION PROPERTY, PLAT BOOK 6, PAGE 182.

Save and except any releases, deeds of release or prior conveyances of record.

Said property is commonly known as 208 South Crigler Street, Charlotte, NC 28208.

A certified check only (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing. THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED.

Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance “AS IS WHERE IS.” There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/ are Robert B. Ryan, Jr.

An Order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination [NCGS § 45-21.16A(b)

(2)]. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Trustee Services of Carolina, LLC

Substitute Trustee Brock & Scott, PLLC Attorneys for Trustee Services of Carolina, LLC

5431 Oleander Drive Suite 200 Wilmington, NC 28403 PHONE: (910) 392-4988 FAX: (910) 392-8587

File No.: 19-18485-FC01 2483387 3/14, 3/21

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK. 23-SP-209 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

In the Matter of the Foreclosure of the Deed of Trust and Security Agreement executed by ARTHUR

STEPANYAN

Grantor

To: Mark Danielyan Original Trustee, As recorded in Book 33026, Page 544 of the Mecklenburg County Public Registry. See Substitution of Trustee, which Substitutes Mark D. Gott as Substitute Trustee in place and stead of Original Trustee, as recorded in Book 37648, Page 355 of the Mecklenburg County, North Carolina, Register of Deeds

PLEASE TAKE NOTICE that under and by virtue of the power and authority vested in the undersigned

Substitute Trustee under the document dated September 15, 2022, and recorded on September 16, 2022 in the Mecklenburg County Public Registry in Book 37648, Page 355, by which the undersigned was constituted the Substitute Trustee under that certain North Carolina Deed of Trust in the original principal amount of $63,500.00, executed and delivered by Arthur Stepanyan, as Grantor, to Mark Danielyan, the Original Trustee for Jian Xiong Zhang, the Lender, as beneficiary, dated as of October 5, 2018 and recorded on October 5, 2018 in Book 33026, Page 544 in the Mecklenburg County, North Carolina, Registry (as modified, amended and/or restated the “Deed of Trust”), and pursuant to the request of Jian Xiong Zhang the original and current holder of the Deed of Trust and the indebtedness secured thereby, because of default having been made in the payment of the indebtedness secured thereby, the undersigned Substitute Trustee will expose for sale at the Mecklenburg County Courthouse, 832 E. 4th St., Charlotte, North Carolina, 28204, at 11:30 a.m., on the 29th day of March, 2023 all the real and personal property (including improvements upon the real property) located in Mecklenburg County, North Carolina, secured by the Deed of Trust and more particularly described on Exhibit A hereto (the “Property”).

(1) The record owner of the Property, as reflected on the records of the Mecklenburg County Public Registry is Arthur Stepanyan.

(2) As provided by the Deed of Trust, the sale shall be by public auction to the highest bidder for cash. All Property will be sold for cash as a whole. The undersigned Substitute Trustee reserves the right to require the successful bidder at the sale to immediately deposit in cash, by certified check or cashier’s check satisfactory to the Substitute Trustee, an amount not to exceed the greater of five percent (5%) of the amount of the bid or Seven Hundred Fifty Dollars ($750.00). In the event such a deposit is required of the successful bidder and the successful bidder fails to make such required deposit, the Substitute Trustee may at the same time and immediately reoffer the Property for sale. A defaulting bidder at the sale or any resale or any defaulting upset bidder shall remain liable on his bid pursuant to §45-21.30(d) and (e) of the General Statutes of North Carolina.

(3) The Property will be sold subject to (a) taxes and special assessments; (b) all prior liens and encumbrances; and (c) all prior easements, restrictions and covenants of record, zoning and building laws, ordinances and regulations. The Property will be sold “AS IS, WHERE IS;” AND THE UNDERSIGNED MAKES NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OR ARISING BY OPERATION OF LAW, INCLUDING, BUT IN NO WAY LIMITED TO, ANY WARRANTY OF CONDITION, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.

(4) This sale shall be subject to upset bids for ten (10) days following the filing of the preliminary report of sale by the Substitute Trustee and possible resale or further upset bids pursuant to the applicable laws of North Carolina.

(5) This sale will be further subject to the right, if any, of the United States of America to redeem the above-referenced property for a period of 120 days following the expiration of the confirmation of the sale.

(6) An Order for Possession of the Property may be issued pursuant to N.C.G.S. §45-21.29 in favor of the purchaser and against the party or parties in possession by the Clerk of Superior Court of the County in which the Property is sold.

(7) Any person who occupies the property pursuant to a rental agreement entered into or renewed after October 1, 2007, may, after receiving the Notice of Sale, terminate the rental agreement upon ten (10) days written notice to the landlord. The notice shall also state that upon termination of the rental agreement, the tenants are liable for rent due under the rental agreement, prorated to the effective date of the termination.

This 1st day of March, 2023.

Name: Mark D. Gott Substitute Trustee Exhibit A DESCRIPTION OF PROPERTY Lying and being situate in Mecklenburg County, North Carolina and being more particularly described as follows: ALL THAT CERTAIN LOT LEGALLY DESCRIBED

THE MECKLENBURG COUNTY REGISTRY. THIS PROPERTY IS ALSO COMMONLY KNOWN AS: 8122 SHERINGTON WAY, CHARLOTTE, NC 28227.

BEING THE SAME PROPERTY CONVEYED TO ARTHUR STEPANYAN BY DEED FROM JIAN ZHANG XIONG RECORDED 10/5/2018 IN DEED BOOK 33026 PAGE 544, IN THE REGISTER OF DEEDS OFFICE OF MECKLENBURG COUNTY, NORTH CAROLINA. PARCEL ID: 10923452 2481515 3/14, 3/21

NOTICE OF FORECLOSURE SALE

22 SP 3057

Under and by virtue of the power of sale contained in a certain Deed of Trust made by Mark A. Peterson (PRESENT RECORD OWNER(S): Mark A. Peterson) to Griffin, Brunson & Perle L.L.P., Trustee(s), dated July 28, 2006, and recorded in Book No. 20826, at Page 578 in Mecklenburg County Registry, North Carolina, default having been made in the payment of the promissory note secured by the said Deed of Trust and the undersigned, Substitute Trustee Services, Inc. having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the Office of the Register of Deeds Mecklenburg County, North Carolina and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door in Charlotte, Mecklenburg County, North Carolina, or the customary location designated for foreclosure sales, at 11:30 AM on March 28, 2023 and will sell to the highest bidder for cash the following real estate situated in Charlotte in the County of Mecklenburg, North Carolina, and being more particularly described as follows:

Being known and designated as all of that Condominium Unit 33-2A, BLDG 33 of Riviera Condominium, Phase 1, Map 6, as described and designated in the Declaration of Condominium under the North Carolina Unit Ownership Act covering said condominium recorded in Book 18139, Page 737 and any amendments or supplemental declarations thereto and in Unit Ownership File No. 716, Page 41, in the Mecklenburg County, North Carolina Public Registry. Including the unit located thereon; said unit being located at 12219 Cannes Street, Unit 2-A Charlotte, North Carolina. Together with a undivided percentage interest in and to the common area and facilities as described and set forth in the aforesaid declaration, reference to which is hereby made for a more particular description of said common areas and facilities.

Trustee may, in the Trustee’s sole discretion, delay the sale for up to one hour as provided in N.C.G.S. §45-21.23.

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance “AS IS, WHERE IS.”

12 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice

2 IN BLOCK 2 AS SHOWN ON MAP BOOK 21 AT PAGE 774 IN

AS LOT

the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in its sole discretion, if it believes the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property

SUBSTITUTE TRUSTEE SERVICES, INC.

SUBSTITUTE TRUSTEE

c/o Hutchens Law Firm

P.O. Box 1028

4317 Ramsey Street Fayetteville, North Carolina

28311 Phone No: (910) 864-3068

https://sales.hutchenslawfirm.

com Firm Case No: 11566 - 49712

2482520 3/14, 3/21

AMENDED NOTICE OF SALE OF REAL ESTATE

22-SP-1072

Under and by virtue of the authority of the North Carolina statutes, the applicable declarations and/or restrictions filed of record, and Claim of Lien filed by CHAPEL COVE PROPERTY OWNERS ASSOCIATION, INC. (hereinafter “the Association”) recorded on 2/5/2021 in the Office of the Clerk of Superior Court for Mecklenbug County, North Carolina, in docket # 21-M504, and because of the owner’s default in the payment of the indebtedness secured by the Claim of Lien, pursuant to demand of the Petitioner, the undersigned will expose for sale at public auction to the highest bidder the property therein described, to wit:

Being all of Lot 219 of Chapel Cove Subdivision, Phase 3B, Map 1, as same is shown on Map recorded in Book 31384, Page 649 in the Mecklenburg County Public Registry. Address of Property: 11520

WHIMBEL COURT Charlotte North Carolina 28278

Present Record Owner(s):

CARISSA BROWN and HENRY SHAMAR BROWN, SR.

The following disclosure are made in compliance with N.C.G.S. “5-45.2 and 4521. 16A(b):

Any tenant who resides in residential real property that is being sold in foreclosure proceeding under Article 2A of Chapter 45 of the General Statutes and continuing

less than 15 rental units pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may terminate the rental agreement for the dwelling unit after receiving notice pursuant to G.S 45-21.17(4) by providing the landlord with a written notice of termination to be effective on a date stated in the notice that is at least 10 days after the date of the notice of sale. Upon termination of a rental agreement under this section, the tenant is liable for the rent due under the rental agreement prorated to the effective date of the termination payable at the time that would have been required by the terms of the rental agreement. The tenant is not liable for any other rent or damages due only to the early termination of the tenancy.

Date and Hour of Sale: March 22, 2023, at 12:00 noon

Place of Sale: 832 East Fourth Street, Charlotte, NC 28202

MECKLENBURG COUNTY

COURTHOUSE

Date of this Notice: February 23, 2023

KIRK PALMER & THIGPEN, P.A. Trustee

BY: Benjamin C. Karb, (NCSB # 39802) 1300 Baxter Street, Suite 300 Charlotte, NC 28204

Telephone: (704)332-8000

THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

2479113 3/14, 3/21

NOTICE OF SALE OF REAL ESTATE

23-SP-151

Under and by virtue of the authority of the North Carolina statutes, the applicable declarations and/or restrictions filed of record, and Claim of Lien filed by ARDREY KELL VILLAGES TOWNHOME ASSOCIATION, INC., (hereinafter “the Association”) recorded on October 13, 2022 in the Office of the Clerk of Superior Court for Mecklenburg County, North Carolina, in docket 22-M-4898, and because of the owner’s default in the payment of the indebtedness secured by the Claim of Lien, pursuant to demand of the Petitioner, the undersigned will expose for sale at public auction to the highest bidder the property therein described, to wit:

BEING all of Sublot 1201, of Tract

#12, as shown on a plat entitled

“Revised Final Plat of The Enclave at Ardrey Kell, Phase 1, Map 2, Tract 12” as same is shown on a map thereof recorded in Map Book 53 at Page 525 in the Mecklenburg Public Registry.

Address of Property: 16852

Dunaverty Place, Charlotte, North Carolina 28277

Present Record Owner(s):

Daniel M. Cosma

The terms of the sale are that the real property described above will be sold to the highest bidder and that the undersigned shall require the successful bidder at the sale to immediately tender certified funds not to exceed the greater of five percent (5%) of the amount of the bid or Seven Hundred and Fifty Dollars ($750). The property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance “As Is, Where Is”. Neither the Trustee, Substitute Trustee, Attorney, Agent nor the holder of the Lien make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such conditions are expressly disclaimed. The Property will be sold subject to restrictions and easements of record, any unpaid taxes, superior or prior liens and special assessments, any transfer tax in association with the foreclosure and the tax of fortyfive cents (45¢) per One Hundred Dollars ($100.00) with a minimum tax of $10.00 and a maximum of $500.00 as required by N.C.G.S. § 7A-308 (a)(1)/ The sale will be held open for ten (10) days for upset bids as by law required. The following disclosure are made in compliance with N.C.G.S. §45-45.2 and 45-21.16A(b): Any tenant who resides in residential real property that is being sold in foreclosure proceeding under Article 2A of Chapter 45 of the General Statutes and continuing

less than 15 rental units pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may terminate the rental agreement for the dwelling unit after receiving notice pursuant to G.S. 45-21.17(4) by providing the landlord with a written notice of termination to be effective on a date stated in the notice that is at least 10 days after the date of the notice of sale. Upon termination of a rental agreement under this section, the tenant is liable for the rent due under the rental agreement prorated to the effective date of the termination payable at the time that would have been required by the terms of the rental agreement. The tenant is not liable for any other rent or damages due only to the early termination of the tenancy.

An order for possession of the property may be issued pursuant to N.C.G.S.§ 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Date and Hour of Sale: MARCH 22, 2023, at 12:00 PM NOON

Place of Sale: 832 East Fourth Street, Charlotte, NC 28202 MECKLENBURG COUNTY

COURTHOUSE

Date of this Notice: The 12th day of January 2023 KIRK PALMER & THIGPEN, P.A. Trustee

BY: Benjamin C. Karb, (NCSB # 39802) 1300 Baxter Street, Suite 300 Charlotte, NC 28204 Telephone: (704)332-8000 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THE PURPOSE.

2478819 3/14, 3/21

SHERIFF’S SALE

NOTICE OF SALE, REAL PROPERTY

21CVD010601 STATE OF NORTH CAROLINA, COUNTY OF MECKLENBURG IN THE GENERAL COURT OF JUSTICE NEAL ROSALINE, -VSNU, NGUYEN -- 7725 LINDA LAKE DR, CHARLOTTE NC 28215

Under and by virtue of and pursuant to an Execution directed to the undersigned Sheriff of Mecklenburg County, NC, from the Clerk of Superior Court of Mecklenburg County, NC, in the above entitled action, I, Garry L. McFadden, Sheriff of Mecklenburg County, NC, will on Monday, 03 April, 2023 at 12:00 PM at the Mecklenburg County Courthouse, Charlotte, NC sell to the highest bidder for cash, at Public Auction, to satisfy said Process all rights, title, and interest which the above named defendant(s) have in and to the following described property: PLACE OF SALE: Mecklenburg County Courthouse, 832 East Fourth Street, Charlotte, NC 28202 TIME OF SALE: 12:00 PM, Monday, 03 April, 2023 TERMS OF SALE: HIGHEST BIDDER FOR CASH, SUBJECT TO ANY MORTGAGES, LIENS, AND TAXES AND ANY OTHER ENCUMBRANCES AND/OR RESTRICTIONS WHATSOEVER THAT MAY BE OWED ON PROPERTY BY THE CURRENT OR FORMER OWNER(S) OF THE PROPERTY, OR WHICH OTHERWISE ENCUMBER/ RESTRICT THE PROPERTY. BIDDERS ARE CAUTIONED THAT IT IS VERY LIKELY THAT THIS PROPERTY IS SUBJECT TO EXISTING LIENS, ENCUMBRANCES, AND RESTRICTIONS THAT ARE NOT EXTINGUISHED BY AN EXECUTION SALE, MEANING THAT THE PROPERTY REMAINS SUBJECT TO SUCH LIENS, ENCUMBRANCES, AND RESTRICTIONS AFTER THE EXECUTION SALE. THE PROPERTY MAY BE SUBJECT TO DEBT AND CONDITIONS UNACCEPTABLE TO YOU. ALL BIDDERS ARE ADVISED TO DO A COMPLETE TITLE SEARCH ON THIS PROPERTY PRIOR TO ENTERING A BID. THE MECKLENBURG COUNTY SHERIFF’S OFFICE, THE SHERIFF AND MECKLENBURG COUNTY MAKE NO REPRESENTATION OR WARRANTY OF ANY KIND OR NATURE WITH REGARD TO TITLE TO OR THE SUITABLILITY FOR ANY PURPOSE OR THE CONDITION OF THIS PROPERTY.

PROPERTY DESCRIPTION: Being all of the property conveyed to Nu Nguyen in that certain North Carolina General Warranty Deed,

recorded July 11, 2019 at book 33658, page 917 of the Mecklenburg County public registry (instrument number 2019087134), described below and with a street address of 7725 Linda Lake Drive, Charlotte, NC 28215: PARCEL #1

TRACT I:

BEGINNING at an iron in the sourtherly line of Linda Lake Drie, said iron being 170.71 feet easterly from the intersection of Hickory Grove Road and Linda Lake Drive; thence N 79-07 E along the southerly line of Linda Lake Drive, an unpaved road, 190 feet to an iron; thence S 10-53 E 203.10 feet to an iron; thence S 80-07-30 W 190.14 feet to an iron; thence N 10-53 W 199.84 feet to an iron, the point or place of beginning; and, containing .88 acres, more or less, in accordance with a boundary survey by R.B Pharr, Registered Surveyor, dated March 18, 1960.

TRACT 2:

BEGINNING at an iron in the southerly line of Linda Lake Drive, said iron being 360.71 feet in an easterly direction from the intersection of Hickory Grove Road and Linda Lake Drive; thence N 79-07 E along the southerly line of Linda Lake Drive 25 feet to an iron; thence S 10-53 E 203.54 feet to an iron; thence S 80-07-30 W beginning; containing 0.1167 acres, more or less, in accordance with a survey thereof by R.B Pharr, Registered Surveyor, dated March 18, 1960, as revised May 1, 1963.

Tax ID# 10714221GARRY L. MCFADDEN, SHERIFF, MECKLENBURG COUNTY, this the 07 day of March, 2023. --M. MOORE X5217, Deputy Sheriff, Mecklenburg County Sheriff’s Office 2485312 3/21, 3/28

NOTICE OF FORECLOSURE SALE

22 SP 2306

Under and by virtue of the power of sale contained in a certain Deed of Trust made by Frederick R. Argenio (PRESENT RECORD OWNER(S): Frederick R. Argenio) to Coastal Federal Financial Group, LLC, Trustee(s), dated October 22, 2009, and recorded in Book No. 25175, at Page 114 in Mecklenburg County Registry, North Carolina, default having been made in the payment of the promissory note secured by the said Deed of Trust and the undersigned, Substitute Trustee Services, Inc. having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the Office of the Register of Deeds Mecklenburg County, North Carolina and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door in Charlotte, Mecklenburg County, North Carolina, or the customary location designated for foreclosure sales, at 11:30 AM on April 4, 2023 and will sell to the highest bidder for cash the following real estate situated in Charlotte in the County of Mecklenburg, North Carolina, and being more particularly described as follows:

BEING all of Lot 15, in Block 1, of LAKEVIEW PARK, as same is shown on map thereof, recorded in Map Book 1487, Page 463, in Mecklenburg County Public Registry. Together with improvements located thereon; said property being located at 3216 Maywood Drive, Charlotte, North Carolina.

Said property is commonly known as 3216 Maywood Drive, Charlotte, NC 28205. PIN=093063-15.

Trustee may, in the Trustee’s sole discretion, delay the sale for up to one hour as provided in N.C.G.S. §45-21.23.

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance “AS IS, WHERE IS.”

being sold subject to all taxes, special assessments, and prior liens or prior encumbrances of record and any recorded releases. Said property is also being sold subject to applicable Federal and State laws.

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property

SUBSTITUTE TRUSTEE SERVICES, INC.

SUBSTITUTE TRUSTEE

c/o Hutchens Law Firm

P.O. Box 1028 4317 Ramsey Street Fayetteville, North Carolina 28311

Phone No: (910) 864-3068

https://sales.hutchenslawfirm.

com

Firm Case No: 8448 - 32729 2483749 3/21, 3/28

PERSONAL PROPERTYMECKLENBURG

LIEN SALE

North Carolina Mecklenburg County

In the General Court Division SL Recovery LLC

Vs. Amber Dawn Styles

Take notice that a petition seeking relief to satisfy a motor vehicle lean has been filed. The nature of this relief sought is to satisfy possessory lean of $3675.00 towing, storage, and services to a 2014 Dodge Dart VIN# 1C3CDFEB8ED794636 Sale of such vehicle registered in your name is to be sold on 03-31-2023 at SL Recovery Inc, 542 Rountree Road Charlotte, NC 28217. 2482517 3/14, 3/21

LIEN SALE

North Carolina Mecklenburg County

In the General Court Division SL Recovery LLC

Vs. Tevin Pittman

Titlemax of South Carolina Inc DBA

Take notice that a petition seeking relief to satisfy a motor vehicle lean has been filed. The nature of this relief sought is to satisfy possessory lean of $4700.00 towing, storage, and services to a 2012 Dodge Charger VIN# 2C3CDXBG7CH139857 Sale of such vehicle registered in your name is to be sold on 03-31-2023 at SL Recovery Inc, 542 Rountree Road Charlotte, NC 28217. 2482518 3/14, 3/21

LIEN SALE

NORTH CAROLINA MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION

OVERTIME TOWING & TRANSPORT

PO BOX 680534

CHARLOTTE NC 28216 VS HOLLY ANDERSON WARREN KEVIN JOSEPH SANZ

2831 S BAYSHORE DR UNIT 403

COCONUT GROVE FL 33133

TAKE NOTICE THAT A PETITION SEEKING RELIEF TO SATISFY A MOTOR VEHICLE LIEN HAS BEEN FILED AGAINST YOU. THE AMOUNT OF THE LIEN IS $ 6650.00, FOR TOWING, STORAGE & SERVICES TO A: MERCEDES 2019 WDDUG6GB9KA493767 BY SALE OF SAID VEHICLE WHICH IS REGISTERED IN YOUR NAME. VEHICLE BEING SOLD PURSUANT TO STATUTE 44A-4 (B) (1). LOCATION OF VEHICLE AND SALE DATE/TIME WILL BE: 8411 OLD STATESVILLE ROAD CHARLOTTE NC 28269 03-312023 @ 10:00AM THIS 7TH DAY OF MARCH 2023 2483577 3/14, 3/21

LIEN SALE

NORTH CAROLINA

MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION OVERTIME TOWING & TRANSPORT PO BOX 680534 CHARLOTTE NC 28216 VS KIANDRA SPRATLEN 8209 SHADOW OAKS DR APT 228 CHARLOTTE NC 28269

TAKE NOTICE THAT A PETITION SEEKING RELIEF TO SATISFY A MOTOR VEHICLE LIEN HAS BEEN FILED AGAINST YOU. THE AMOUNT OF THE LIEN IS $ 6650.00, FOR TOWING, STORAGE & SERVICES TO A: TOYOTA 2016

4T1BF1FK3GU180711 BY SALE OF SAID VEHICLE WHICH IS REGISTERED IN YOUR NAME. VEHICLE BEING SOLD PURSUANT TO STATUTE 44A-4 (B) (1). LOCATION OF VEHICLE AND SALE DATE/TIME WILL BE: 8411 OLD STATESVILLE ROAD CHARLOTTE NC 28269 03-312023 @ 10:00AM THIS 7TH DAY OF MARCH 2023 2483579 3/14, 3/21

LIEN SALE

NORTH CAROLINA

MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION HUNTER WRECKER SERVICE PO BOX 680534 CHARLOTTE NC 28216 VS DEANDRIA COLE 5009 BLOCK HOUSE CT APT 812 CHARLOTTE NC 28277

TAKE NOTICE THAT A PETITION SEEKING RELIEF TO SATISFY A MOTOR VEHICLE LIEN HAS BEEN FILED AGAINST YOU. THE AMOUNT OF THE LIEN IS $ 8150.00, FOR TOWING, STORAGE & SERVICES TO A: CHEVROLET 2010

2G1WC5EM1A1265728 BY SALE OF SAID VEHICLE WHICH IS REGISTERED IN YOUR NAME. VEHICLE BEING SOLD PURSUANT TO STATUTE 44A-4 (B) (1). LOCATION OF VEHICLE AND SALE DATE/TIME WILL BE: 2909 BOXMEER DRIVE CHARLOTtE NC 28269 03-312023 @ 10:00AM THIS 7TH DAY OF MARCH 2023 2483584 3/14, 3/21

LIEN SALE NORTH CAROLINA MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION HUNTER WRECKER SERVICE PO BOX 680534 CHARLOTTE NC 28216 VS RAMIN PANAH 3127 OLD IRONSIDE DRIVE CHARLOTTE NC 28213

TAKE NOTICE THAT A PETITION SEEKING RELIEF TO SATISFY A MOTOR VEHICLE LIEN HAS BEEN FILED AGAINST YOU. THE AMOUNT OF THE LIEN IS $ 5135.00,FORTOWING,STORAGE & SERVICES TO A: HONDA 2019 1HGCV1F33KA182944 BY SALE OF SAID VEHICLE WHICH IS REGISTERED IN YOUR NAME. VEHICLE BEING SOLD PURSUANT TO STATUTE 44A-4 (B) (1). LOCATION OF VEHICLE AND SALE DATE/TIME WILL BE: 1107 N DAVIDSON STREET CHARLOTTE NC 28206 03-312023 @ 10:00AM THIS 7TH DAY OF MARCH 2023 2483588 3/14, 3/21

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

NORTH CAROLINA -MECKLENBURG COUNTY IN THE DISTRICT COURT DIVISION M & M Lien Services VS

13 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice

TO: Unknown/Vin

#SAJWAO5BX9HR28108

TAKE NOTICE THAT A PLEADING SEEKING RELIEF AGAINST YOU HAS BEEN FILED IN THE ABOVE ENTITLED ACTION. THE NATURE OF THE RELIEF SOUGHT IS TO SATISFY A POSSESSORY LIEN OF $15,442.89. FOR TOWING, STORAGE, AND SERVICES TO A (VIN#) SAJWAO5BX9HR28108 BY SALE OF SAID VEHICLE WHICH IS REGISTERED IN YOUR NAME. THIS CASE HAS BEEN ASSIGNED TO A MAGISTRATE FOR HEARING:

DATE: June 21, 2023 TIME: 1:00

LOCATION: 832 E. 4t St Ctrm

2350 YOU ARE REQUIRED TO MAKE DEFENSE TO SUCH PLEADING BEFORE SUCH DATE AND/OR YOU MAY APPEAR AND DEFEND AT SAID HEARING. UPON YOUR FAILURE TO DO SO, PLAINTIFF WILL APPLY AT THE HEARING FOR TIIE RELIEF SOUGHT.

THIS 3rd DAY OF March, 2023

2483758 3/21, 3/28

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

NORTH CAROLINA

MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION

BRADLEY’S WRECKER SERVICE, INC

2909 BOXMEER DRJVE

CHARLOTTE NC 28269 VS DONTAVIOUS CARMICHAEL

7118 WINDING CEDAR TRL APT

206 CHARLOTTE NC 28212-8294

EXETER FINANCE CORP

2250 W JOHN CARPENTER STE 100 IRVING TX 75063-2765

Take notice that a petition seeking relief to satisfy a motor vehicle lien has been filed. The nature of relief sought is to satisfy possessory lien of $5000.00 for towing, storage and service to a NISSAN 2016 serial number 3N1AB7AP1GY219961 by sale of said vehicle which is registered in your name. Vehicle being sold pursuant to Statute

44a-4 (B) (1) 2909 BOXMEER DR CHARLOTTE NC 28269 at 10:00am on 4/10/2023.

This 7TH day of MARCH, 2023

Bradley’s Wrecker Service, Inc.

2909 Boxmeer Dr. Charlotte, NC 28269

2485594 3/21, 3/28

NOTICE OF SERVICE OF

PROCESS BY PUBLICATION

NORTH CAROLINA

MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION

BRADLEY’S WRECKER SERVICE, INC

2909 BOXMEER DRJVE CHARLOTTE NC 28269 VS ALAN ANDERSON

8152 PAW CLUB DR CHARLOTTE NC 28214-2556 LOCAL GOVERNMENT

FEDERAL CREDIT UNION PO BOX 27528

RALEIGH NC 27611-7528

Take notice that a petition seeking relief to satisfy a motor vehicle lien has been filed. The nature of relief sought is to satisfy possessory lien of $5000.00 for towing, storage and service to a BNW 2011 serial number WBADW3C5XBE537373 by sale of said vehicle which is registered in your name. Vehicle being sold pursuant to Statute

44a-4 (B) (1) 2909 BOXMEER DR CHARLOTTE NC 28269 at 10:00am on 4/10/2023.

This 7TH day of MARCH, 2023

Bradley’s Wrecker Service, Inc.

2909 Boxmeer Dr. Charlotte, NC 28269

2485596 3/21, 3/28

NOTICE OF SERVICE OF

PROCESS BY PUBLICATION

NORTH CAROLINA

MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION

BRADLEY’S WRECKER SERVICE, INC

2909 BOXMEER DRJVE

CHARLOTTE NC 28269 VS USAA

1900 OLD CREWS RD

KNIGHTDALE NC 27545-8478

Take notice that a petition seeking relief to satisfy a motor vehicle lien has been filed. The nature of relief sought is to satisfy possessory lien of $5000.00 for towing, storage and service to a TOYOTA 2014 serial number 2T1BURHEXEC046983 by sale of said vehicle which is registered in your name. Vehicle being sold pursuant to Statute 44a-4 (B) (1) 2909 BOXMEER

DR CHARLOTTE NC 28269 at 10:00am on 4/10/2023. This 7TH day of MARCH, 2023

Bradley’s Wrecker Service, Inc.

2909 Boxmeer Dr. Charlotte, NC 28269

2485597 3/21, 3/28

NOTICE OF SERVICE OF

PROCESS BY PUBLICATION

NORTH CAROLINA

MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION

BRADLEY’S WRECKER SERVICE, INC

2909 BOXMEER DRIVE CHARLOTTE NC 28269 VS ANSON INN

1201 CASWELL ST WADESBORO NC 28170

GREGORY THOMAS EVERETT

1505 N LUZERNE AVE BALTIMORE MD 21213-3728

CHERISE CHANELE EVERETT

3121 PELHAM AVE BALTIMORE MD 21213-1744

CREDIT ACCEPANCE CORP

25505 WES 12 MILE ROAD SOUTHFIELD MD 48034-0000

Take notice that a petition seeking relief to satisfy a motor vehicle lien has been filed. The nature of relief sought is to satisfy possessory lien of $5000.00 for towing, storage and service to a SUBARU 2014 serial number 4S3BMBC69E3017796 by sale of said vehicle which is registered in your name. Vehicle being sold pursuant to Statute 44a-4 (B) (1) 5006B Beatties Ford Road Charlotte, NC 28216 at 10:00am on 4/10/2023.

This 7TH day of MARCH, 2023

Bradley’s Wrecker Service, Inc.

2909 Boxmeer Dr. Charlotte, NC 28269 2485598 3/21, 3/28

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

NORTH CAROLINA MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION

BRADLEY’S WRECKER SERVICE, INC

2909 BOXMEER DRIVE CHARLOTTE NC 28269 VS KRYSTAL LINTON

834 NARROW GUAGE RD

DALLAS NC 28034-8664

FERGUS CAPITAL AUTO RECEIVABLE I LLC

106 ALLEN RD

BERNARDS TOWNSHIP NJ

07920-3751

Take notice that a petition seeking relief to satisfy a motor vehicle lien has been filed. The nature of relief sought is to satisfy possessory lien of $5000.00 for towing, storage and service to a CHEVROLET 2013 serial number 1G1JC6SH0D4185613 by sale of said vehicle which is registered in your name. Vehicle being sold pursuant to Statute 44a-4 (B) (1) 2909 BOXMEER DR CHARLOTTE NC 28269 at 10:00am on 4/10/2023.

This 7TH day of MARCH, 2023

Bradley’s Wrecker Service, Inc. 2909 Boxmeer Dr. Charlotte, NC 28269 2485603 3/21, 3/28

PROBATEMECKLENBURG PROBATE

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Carolyn Howie Alford, Carolyn Ann Alford, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 9418 Swallow Tail Lane, Charlotte, NC 28269 on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 21st day of March, 2023.

Marcus Alford, Executor File #2023

E 000827

2483520 3/21, 3/28, 4/4, 4/11

NOTICE TO

CREDITORS

Having qualified as Administrator of the Estate of Sandra Hamilton Newton a/k/a Sandra Lee Newton, late of Mecklenburg County, North Carolina, the

undersigned does hereby notify all persons, firms and corporations having claims against the Estate of said Decedent to exhibit them to the undersigned at c/o Grant Law, LLC, at 3440 Toringdon Way, Suite 205, Charlotte, North Carolina 28277, phone 980-265-2570, on or before June 19, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms, and corporations indebted to said Estate should please make immediate payment to the undersigned. This the 21st day of March 2023.

Craig Newton Administrator of the Estate of Sandra Hamilton Newton a/k/a Sandra Lee Newton 2483402 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Boyce William Howie, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5900 Crown Hill Drive, Mint Hill, NC 28227 on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 21st day of March, 2023.

Lee Torrence Howie, Administrator File #2023 E 000991 2483174 3/21, 3/28, 4/4, 4/11

NOTICE TO CREDITORS

Having qualified as Administrator/Executors of the estate of Renee Claytor King, late of Charlotte, NC., this is to notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned at P.O. Box 621624, Charlotte, NC., 28262 on or before the 21st day of June 2023, or this notice will be pleaded in bar of their recovery.

All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

Enclosed is a copy of the notice to creditors as required by section 28A-14-1 of the North Carolina General Statutes.

Latrice M. King

442-999-3606 Montezla41@gmail.com

Raun M. King, Jr 571-645-8035 Raun.M.King@gmail.com

2483519 3/21, 3/28, 4/4, 4/11

NOTICE TO CREDITORS

Having qualified as Ancillary Administrator of the Estate of Douglas E. Spurlin, late of Mecklenburg County North Carolina, the undersigned does hereby notify all persons, firms, and corporations having claims against the estate of said decedent to exhibit them to the undersigned at P.O. Box 5994, Greensboro, North Carolina 27435, on or before the 12th day of June 2023, or this notice will be pleaded in bar of their recovery. All persons, firms, and corporations indebted to the said estate will please make immediate payment to the undersigned. This the 14th day of March 2023.

Jane A. Spurlin

Ancillary Administrator of the Estate of Douglas E. Spurlin

Jonathan M. Parisi Attorney at Law Spangler Estate Planning P.O. Box 5994 Greensboro, NC 27435 2480917 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Rueben LeGrande Hudson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 15612 Seafield Lane, Huntersville, NC 28078 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Nicolle Machek, Executor File #23 E 655 2482947 3/14, 3/21, 3/28, 4/4

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Louis A. Schmitt, Jr., late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent

to present them, duly verified, to the undersigned c/o JOHNSTON, ALLISON & HORD, P.A., 1065 East Morehead Street, Post Office Box 36469, Charlotte, North Carolina, 28236-6469, on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Martha H. Schmitt Executor of the Estate of Louis A. Schmitt, Jr.

J. Darrell Shealy JOHNSTON, ALLISON & HORD, P.A. 1065 East Morehead Street Post Office Box 36469 Charlotte, North Carolina 282366469 2483564 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Margaret Spadafora, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1621 Harrill Street, Charlotte, NC 28205 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Danielle Duchaine, Administrator File #2023 E 000933 2483541 3/14, 3/21, 3/28, 4/4

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Harry S. Kirk, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned c/o JOHNSTON, ALLISON & HORD, P.A., 1065 East Morehead Street, Post Office Box 36469, Charlotte, North Carolina, 28236-6469, on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023. James H. Killian Executor of the Estate of Harry S. Kirk

N. Lucille Siler JOHNSTON, ALLISON & HORD, P.A. 1065 East Morehead Street Post Office Box 36469 Charlotte, North Carolina 282366469 2483554 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Limited Personal Representative of the Estate of ELLEN W. DELLINGER a/k/a ELLEN WALL DELLINGER, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned, c/o Debra L. Foster, Debra L. Foster, PLLC, 6836 Carnegie Boulevard, Suite 250, Charlotte, North Carolina 28211, on or before June 15, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

ROBERT E. DELLINGER, Limited Personal Representative of the Estate of ELLEN W. DELLINGER a/k/a ELLEN WALL DELLINGER File No. 23-E-999 c/o Debra L. Foster Debra L. Foster, PLLC. 6836 Carnegie Blvd., Suite 250 Charlotte, North Carolina 28211 2483562 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executrix of the Estate of Larry Osborne Jenkins, Social Security Number xxx-xx-9662, deceased late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned care of:

Alan Davidson, IV Baucom, Claytor, Benton, Morgan & Wood, P. A. Post Office Box 35246 Charlotte, North Carolina 28235 on or before the 12th day of June 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March 2023

Karen E. Magill Executrix of the Estate of Larry Osborne Jenkins Estate File #: 2023-E- 982 2483546 3/14, 3/21, 3/28, 4/4

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of F. Eugene Williams, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned c/o JOHNSTON, ALLISON & HORD, P.A., 1065 East Morehead Street, Post Office Box 36469, Charlotte, North Carolina, 28236-6469, on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023. Charles R. Daul Executor of the Estate of F. Eugene Williams

S. Kyle Agee JOHNSTON, ALLISON & HORD, P.A. 1065 East Morehead Street Post Office Box 36469 Charlotte, North Carolina 282366469 2483530 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the Estate of Inez Haney Arant deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned care of Leslie H. Miller, Post Office Box 36957, Charlotte, North Carolina 28236-6957, on or before the 14th day of June, 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 12th day of January, 2023.

Aubrey David Arant

Administrator

File # 23-E-201 2483525 3/14, 3/21, 3/28, 4/4

NOTICE TO CREDITORS

Having qualified as Executrix of the Estate of Barbara L. Carr, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned c/o JOHNSTON, ALLISON & HORD, P.A., 1065 East Morehead Street, Post Office Box 36469, Charlotte, North Carolina, 28236-6469, on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Amy Permenter Executrix of the Estate of Barbara L. Carr

Nicki A. Engel JOHNSTON, ALLISON & HORD, P.A. 1065 East Morehead Street Post Office Box 36469 Charlotte, North Carolina 282366469 2483527 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Ardith Jean Reese, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 949 Stone Village Drive, Tega Cay, SC 29708 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Steven C. Reese, Executor File #2023 E 000907 2483211 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Linda Bey Jackson, Linda Ada Jackson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1001 Wright Court, Fredricksburg, VA 22401 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please

make immediate settlement with the undersigned. This the 14th day of March, 2023.

Doris Beck, Executor File #2023 E 000676 2483145 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Ruth Locket, Ruth Imogene Locket, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1614 Black Diamond Court, Charlotte, NC 28216 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Patrinia L. Locket, Administrator File #2023 E 000957 2483217 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Kathleen K. Kalafatis, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned (at) (care of) Michael J. Kemmy, Conrad Trosch & Kemmy, 5821 Fairview Road, Suite 405, Charlotte, NC, 28209 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

James C. Kalafatis, Executor 2483155 3/14, 3/21, 3/28, 4/4

NOTICE TO CREDITORS

Having qualified as Co-Executors of the Estate of LOIS ORMENTA MCCONNELL MCCALLUM JAMES A/K/A LOIS MCCONNELL MCCALLUM A/K/A LOIS M. JAMES, late of 400 Avenger Lane, Davidson, NC 28036, Mecklenburg, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned Attorney for the Estate of LOIS ORMENTA

MCCONNELL MCCALLUM JAMES A/K/A LOIS MCCONNELL MCCALLUM A/K/A LOIS M. JAMES, at 18525 Statesville Rd. Unit D-2, Cornelius, NC 28031, on or before June 17, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 14th day of March, 2023

Thomas C. Jeter III, Attorney for DOUGALD ARCHIBALD MCCALLUM and MARION RICHARDS MCCALLUM JR., as Co-Executors of the Estate of LOIS ORMENTA

MCCONNELL MCCALLUM JAMES A/K/A LOIS

MCCONNELL MCCALLUM A/K/A LOIS M. JAMES Mecklenburg County Case File No.: 23-E-1040

Attorney for Executor: Thomas C. Jeter III, Esq. Nosal & Jeter, LLP 18525 Statesville Rd. Unit D-2 Cornelius, NC 28031

Phone: (704) 608 - 3429

Fax: (803) 403 -9515

Thomas@nosaljeterlaw.com 2482938 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Herbert R Shackelford, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3569 Rise Drive, Morrisville, NC 27650 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Renee Elvira Shaw George, Executor File #2022 E 002566 2482959 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Elizabeth R Street, Elizabeth Rhyne Street, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations

14 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice

having claims against said estate to present them, duly verified, to the undersigned at 2509 Bryarton Village Way, Raleigh, NC 27606 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Vivian Watkins, Executor File #2023 E 000771

2482957 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Date of Death: February 9, 2023

Having qualified as Executor of the Estate of ROSEMARY D. BLANCHARD (a/k/a Rosemary Dew Blanchard), deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned in care of Orsbon & Fenninger (RAO), LLP, 4201 Congress St., Suite 110, Charlotte, NC 28209, on or before the 24th day of June, 2023, or this notice will be pleaded in bar of their recovery. AII persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

R. ANTHONY ORSBON, Executor 2482961 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Date of Death: 12/20/2022

Having qualified as Executor for the Estate of Barbara Cross Craft, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned c/o The McIntosh Law Firm, P. C. at Post Office Box 2270, Davidson, North Carolina28036,onorbeforethe15th day of June, 2023 or this notice will bepleadedinbaroftheirrecovery.All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023

Gary Ray Howard, Executor File # 23-E-1004, Mecklenburg County 2482937 3/14, 3/21, 3/28, 4/4

NOTICE TO CREDITORS

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION

23-E-829

STATE OF NORTH CAROLINA

COUNTY OF MECKLENBURG

Having qualified as Executor of the Estate of Emily A. Dunning, deceased (DOD: February 8, 2023), who was, at the time of death, a resident of Mecklenburg County, North Carolina, Elmer Boda does hereby notify all persons, firms, and corporations having claims against the Estate of the said deceased to present them, duly verified, to the undersigned c/o the Law Office of Paul H. Bass, PLLC, 16928 Lancaster Highway, Suite 109, Charlotte, NC 28277 on or before the June 12, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate settlement with the undersigned.

This, the 14th day of March, 2023. Elmer Boda c/o Law Office of Paul H. Bass, PLLC 16298 Lancaster Highway, Suite 109 Charlotte, NC 28277

Phone: 704-644-1855

Fax: 704-644-1856

2482519 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Vladimir Genrihovich Dolgov, DOD: 01/10/2022, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 13319 Damson Dr., Huntersville, NC 28078 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Svetlana Evgenevna Dolgova, Administrator File #22-E-3091 2481366 3/14, 3/21, 3/28, 4/4

NOTICE TO CREDITORS

The undersigned, having qualified as administrator of the Estate of David Lee Johnson, deceased, late of Mecklenburg, North Carolina, does hereby make notification to all persons having claims against said estate to present

them to the undersigned’s attorney on or before June 12, 2023, or this Notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate payment to the undersigned’s attorney.

This 14th day of March 2023.

Scott J. Rizzo

The Rizzo Law Firm, PLLC Attorney for Administrator for the Estate of David Lee Johnson

15720 Brixham Hill Avenue, Suite 300 Charlotte, NC, 28277

James Desmon Johnson, Administrator for the Estate of David Lee Johnson

1735 Chasewood Drive, Apt 13 Charlotte, NC 28212 2481372 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Bobby Lewis Eberhardt-Taylor, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 4501 Central Ave, Apt 17, Charlotte, NC 28205 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Antonio L Eberhardt-Taylor, Administrator

File #2023 E 000980 2481365 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Jean Carolyn Richarz, Jean Faircloth Richarz, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 11915 Harris Ridge Drive, Charlotte, NC 28269 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Kathryn Mason, Executor

E 000935

File #2023

2482511 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of William Humphrey, Jr, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at PO Box 1886, Matthews, NC 28106 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023.

Michael Owen Humphrey,

Executor File #2023 E 000623 2482513 3/14, 3/21, 3/28, 4/4

NOTICE TO CREDITORS STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

The undersigned, having qualified as Limited Personal Representative of the ESTATE OF LAWRENCE MANISCALCO, deceased, late of Mecklenburg County, North Carolina, notifies all persons having claims against said estate to present them to the undersigned c/o Lisa M. Rothman at McGuire, Wood & Bissette, P.A., PO Box 3180, Asheville, NC 28802, on or before June 14, 2023, or this Notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate payment to the undersigned.

This the 14th day of March, 2023.

SUSAN M. MANISCALCO, LIMITED PERSONAL REPRESENTATIVE ESTATE OF LAWRENCE MANISCALCO

2481368 3/14, 3/21, 3/28, 4/4

NOTICE TO CREDITORS NORTH CAROLINA, MECKLENBURG COUNTY File No: 23 E 531 Having qualified as Administratrix for the Estate of Linda Sue Walker., 500 Tom Hunter Rd Charlotte, NC 28213, deceased, late of Mecklenburg County, NC. This is to notify all persons, firms and corporations having claims against the said decedent to exhibit them, duly verified, to the undersigned on or before June 14, 2023. This

notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said estate are notified to make immediate payment. This 14th day of March 2023. Andremenia N. Peek Tester as Administratrix for the estate of Linda Sue Walker., Estate File 23E531, 306 West G St Kannapolis, NC 28081 Attorney: Ann Charlotte Dowless, Dowless Law Firm, P.C., 51 Cabarrus Avenue West, Concord, NC 28025.

2481004 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Eric Lynn Thompson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 126 Factory Town Road, Mouth Of Wilson, VA 24363 on or before the 14th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 14th day of March, 2023. Kevin D Thompson, Executor File #2023 E 000853 2480912 3/14, 3/21, 3/28, 4/4

NOTICE TO CREDITORS

Having qualified as Executor of the estate of Betty Lewis Jones of Mecklenburg County, North Carolina, who died on or about the 8th day of March, 2022, notice is hereby given to all persons, firms, and corporations, having claims against the estate to present them, duly verified, to the undersigned, Michael Jones, at 2304 Catalina Avenue, Charlotte, NC 28206, on or before the 14th day of June, 2023. All persons indebted to said estate please make immediate payment. This 1st day of March, 2023. Michael Jones, Executor File # 22-E-2021 2481177 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Emily Finklea Kelly, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 2425 Lynbridge Drive, Charlotte, NC 28270 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023. Diane O. Jackson-Szymczyk, Executor File #2023 E 000868 2481016 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as the Limited Personal Representative of the Estate of Carolyn Jeanette Metzger, aka Carolyn J. Metzger, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned in care of Ann Marie Daniel, Esq, Ann Marie Daniel Attorney at Law PLLC, 3121 Springbank Lane, Suite A, Charlotte, NC 28226 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Eric William Metzger and Robert Michael Metzger Limited Personal Representatives File #23-E-645 separately 2478305 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Lucinda Robinson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 7504 Melstrand Way, Charlotte, NC 28269 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Saeed M Simmons, Administrator File #2023 E 000801 2479117 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as Administrator of the Estate of Colden Anthony Quick , late of Mecklenburg County, North

Carolina, the undersigned hereby notifies to all persons, firms, and corporations having claims against said Estate to present them to the undersigned on or before the 7th day of June, 2023, or this Notice will be pleaded in bar of their recovery. All persons, firms, and corporations indebted to the said Estate will please make immediate payment to the undersigned, Dion Quick Administrator of the Estate of Colden Anthony Quick c/o Bryan P. Parker Freedmen Law Group, 2923 South Tryon Street, Suite 220, Charlotte, NC 28203. This the 7th day of March, 2023. Administrator File # 22-E-4833 2480992 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the Estate of Marcus E. Morgan, Sr., deceased, late of 5913 Eastbrook Road, Charlotte, Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 Pineville-Matthews Road, Suite 2100, Charlotte, NC 28226, on or before June 9, 2023 or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned. This 7th day of March, 2023.

Matthew E. Morgan Administrator of the Estate of Marcus E. Morgan, Sr. File No. 22-E-002416 2481103 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Howard E. Virkler, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned at 909 East Boulevard, Charlotte, North Carolina 28203, on or before June 7, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 7th day of March, 2023.

Charles T. Greer, Executor Estate of Howard E. Virkler Estate File No. 23-E-639 Stewart Law, P.A. John J. Long, Jr. 909 East Boulevard Charlotte, NC 28203 2481011 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Suzanne McInerney, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned at 909 East Boulevard, Charlotte, North Carolina 28203, on or before June 7, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 7th day of March, 2023.

Thomas Eamon Brendan McInerney, Executor Estate of Suzanne McInerney Estate File No. 23-E-0965 Stewart Law, P.A.

John J. Long, Jr. 909 East Boulevard Charlotte, NC 28203 2481001 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of James Robert Purcell, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned at 909 East Boulevard, Charlotte, North Carolina 28203, on or before June 7, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 7th day of March, 2023.

Kelly A. McLean, Executor

Estate of James Robert Purcell Estate File No. 23-E-0967 Stewart Law, P.A. John J. Long, Jr. 909 East Boulevard Charlotte, NC 28203 2480999 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Florence Lucinda Davis, deceased, late

of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5010 Poplar Grove Drive, Charlotte, NC 28269 on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 21st day of March, 2023.

Rickie O Hill, Executor File #2023 E 001143 2485686 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Darren Michael Radson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 904 E 36th Street, Charlotte, NC 28205 on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 21st day of March, 2023.

Wendy Hursh, Executor File #2022 E 001758 2485292 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Mary Julia Ware, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 4729 Thornwood Rd, Charlotte, NC 28213 on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 21st day of March, 2023.

Kenneth B Ware, Executor File #2022 E 004804 2485185 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Elaine M Panczak, Elaine Michelle Panczak, Elaine Panczak, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 282 Old Route 6 Road, Laceyville, PA 18623 on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 21st day of March, 2023.

Sean Mills, Executor File #2020 E 003178 2479122 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Reginald Leroy Lawhorn, DOD: 02/07/2023 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 6911 Pennyroyal Way, Charlotte, NC 28216 on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 21st day of March, 2023.

Monike Charmos Lawhorn, Administrator File #23 E 1041 2485621 3/21, 3/28, 4/4, 4/11

NOTICE TO CREDITORS

MECKLENBURG COUNTY, NORTH CAROLINA

Having qualified as the Executor of the Estate of Shelly Jean Webb Edwards, deceased, this is to notify all persons having claims against said Estate to file an itemized, verified statement thereof with the undersigned on or before the 19th day of June, 2023, or this notice will be pleaded in bar of any recovery thereon. All persons indebted to said estate are requested to make prompt settlement. This the 21st day of March, 2023.

Deanna Webb Prevette

158 Bonnie Lane Statesville, NC 28625 Tyler J. Crawford Attorney for the Executor of the Estate FIDELITY LAW GROUP, PLLC.

211 Walnut Street Statesville, NC 28677 (704)-285-8111 2485611 3/21, 3/28, 4/4, 4/11

NOTICE TO CREDITORS

NORTH CAROLINA MECKLENBURG COUNTY

Having qualified as Administrator of the Estate of Mary Ann Nagel, deceased, late of 1713 Turning Leaf Court, Charlotte, NC 28262, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to Margaret N. Richardson, c/o Josh Lipack, Grabowski Law Firm, PLLC, 1515 Mockingbird Ln., Ste. 7118, Charlotte, NC 28209, on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said Estate shall make immediate payment to the undersigned. Nothing herein shall be deemed a waiver of any defenses to such claims pursuant to N.C. Gen. Stat. §28A-19-3(f).

This is the 21st day of March, 2023.

Margaret N. Richardson Administrator, Estate of Mary Ann Nagel, 2022 E 004999, Mecklenburg County c/o Josh Lipack, Esq. Grabowski Law Firm, PLLC 1515 Mockingbird Ln., Suite 7118 Charlotte, NC 28209 2485682 3/21, 3/28, 4/4, 4/11

NOTICE TO CREDITORS

NORTH CAROLINA

MECKLENBURG COUNTY

Having qualified as Administrator of the Estate of James B. Hosse A/K/A James Bonner Hosse, deceased, late of 5401 Dunedin Lane, Charlotte, NC 28270, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to Cora G. Hosse, c/o Josh Lipack, Grabowski Law Firm, PLLC, 1515 Mockingbird Ln., Ste. 7118, Charlotte, NC 28209, on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said Estate shall make immediate payment to the undersigned. Nothing herein shall be deemed a waiver of any defenses to such claims pursuant to N.C. Gen. Stat. §28A-19-3(f).

This is the 21st day of March, 2023.

Cora G. Hosse

Administrator, Estate of James B. Hosse A/K/A James Bonner Hosse, 2022 E 005000, Mecklenburg County c/o Josh Lipack, Esq. Grabowski Law Firm, PLLC 1515 Mockingbird Ln., Suite 7118 Charlotte, NC 28209 2485679 3/21, 3/28, 4/4, 4/11

NOTICE TO CREDITORS

NORTH CAROLINA

MECKLENBURG COUNTY

Having qualified as Administrator of the Estate of Shirley Eugene Hall, deceased, late of 9769 Stoney Hill Lane, Charlotte, NC 28277, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to Jessika Suzanna Guzman, c/o Josh Lipack, Grabowski Law Firm, PLLC, 1515 Mockingbird Ln., Ste. 7118, Charlotte, NC 28209, on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said Estate shall make immediate payment to the undersigned. Nothing herein shall be deemed a waiver of any defenses to such claims pursuant to N.C. Gen. Stat. §28A-19-3(f).

This is the 21st day of March, 2023.

Jessika Suzanna Guzman

Administrator, Estate of Shirley Eugene Hall, 2023 E 000273, Mecklenburg County

c/o Josh Lipack, Esq. Grabowski Law Firm, PLLC 1515 Mockingbird Ln., Suite 7118 Charlotte, NC 28209 2485678 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Alan Brian Manton, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 7651 Briardale Dr, Charlotte, NC 28212 on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please

15 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice

6801 Carnegie Boulevard, Suite 400 Charlotte, NC 28211

2485166 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Sonia Medina, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 Pineville-Matthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before June 19, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 21st day of March, 2023.

Mary C. Immen

Administrator of the Estate of Sonia Medina File No. 23-E-944

2485160 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Hai Thi Tran, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5315 Artesa Court, Charlotte, NC 28214 on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 21st day of March, 2023.

Linh Enuol, Administrator File #2023 E 000830 2483761 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Anne Richardson Sellers, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 108 McDonald Street, Marietta, GA 30064 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023.

Ellen Deane Brans, Executor File #2023 E 000763 2476826 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Administrator CTA of the estate of Margaret Huber Kennedy, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 2757 NW 26th St., Boca Raton, FL 33434 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023.

Anna Daly, Administrator CTA File #21 E 1396 2476757 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of John Curtis Johnson aka John C. Johnson and Curtis Johnson, DOD: 04/30/2012 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 9308 Prospector Lane, Mint Hill, NC 28227 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023.

Tony C. Johnson

Administrator File #23 E 252 2477833 2/28, 3/7, 3/14, 3/21

NOTICE TO CREDITORS AND DEBTORS

Having qualified as Executrix of the Estate of Anthony W. Packer, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and

corporations having claims against the estate of said decedent to exhibit them to the undersigned at the Law Offices of John J. Carpenter, Esq., Culp Elliott & Carpenter, PLLC located at 6801 Carnegie Boulevard, Suite 400, Charlotte, NC 28211, before the 29th day of May 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 28th day of February 2023.

Lizbeth Packer Kimberly Executrix of the Estate of Anthony W. Packer Attorney: John J. Carpenter, Esq. Culp Elliott & Carpenter, PLLC 6801 Carnegie Boulevard, Suite 400 Charlotte, NC 28211 2477844 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

Having qualified as Executor of the Estate of Shahrokh Naderi deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to J. JEROME MILLER, 319 S. Sharon Amity Road, Suite 350, Charlotte, North Carolina 28211, on or before June 2, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023. Ershaud Naderi, Executor Estate of Shahrokh Naderi 319 S. Sharon Amity Road, Suite 350 Charlotte, NC 28211 2477842 2/28, 3/7, 3/14, 3/21

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Robert Henry Davidson, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned c/o JOHNSTON, ALLISON & HORD, P.A., 1065 East Morehead Street, Post Office Box 36469, Charlotte, North Carolina, 28236-6469, on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023.

Robert Barrett Davidson Executor of the Estate of Robert Henry Davidson

Nicki A. Engel JOHNSTON, ALLISON & HORD, P.A. 1065 East Morehead Street Post Office Box 36469 Charlotte, North Carolina 282366469 2477314 2/28, 3/7, 3/14, 3/21

NOTICE TO CREDITORS AND OTHERS

IN THE ESTATE OF VIVIAN VIOLA HAYES (AKA VI), Late of Charlotte, North Carolina.

All claims against the estate of Vivian Viola Hayes Charlotte, North Carolina who died on September 13, 2021,must be filed with the undersignednotlaterthanMarch24, 2023. Thereafter, the undersigned will distribute the assets of the estate having regard only to the notice

DATED February 14, 2023 2476756 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Mary Taylor Browning, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 2609 Rosell Ave, Charlotte, NC 28209 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023. David Judson Browning

Executor File #2023 E 000494 2477669 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Date of Death: August 16, 2022

Having qualified as EXECUTOR of the Estate of JAMES D. DICKERSON a/k/a JAMES DONALD DICKERSON of MECKLENBURG County, North

Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned in care of Orsbon & Fenninger, LLP, 4201 Congress St., Suite 110, Charlotte, NC 28209, on or before the 30th day of May 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February 2023.

GINGER A. DICKERSON, Executor File# 2023-E-774 2478308 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

STATE OF NORTH CAROLINA

COUNTY OF MECKLENBURG

Having qualified as Executor of the Estate of Doris Ann Denny aka Doris Hecker Denny, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to J. JEROME MILLER, 319 S. Sharon Amity Road, Suite 350, Charlotte, North Carolina 28211, on or before June 2, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023. David C. Denny, Executor Estate of Doris Ann Denny aka Doris Hecker Denny 319 S. Sharon Amity Road, Suite 350 Charlotte, NC 28211 2478188 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Dawn Kathleen Venditti, 14301 Buckton Lane, Matthews, NC 28105, DOD: 1/5/2023 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 14301 Buckton Lane, Matthews, NC 28105 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023.

Michael Van Yandle, Executor 2478320 2/28, 3/7, 3/14, 3/21

NOTICE TO CREDITORS

On December 30, 2022, MARY P. ARVEN qualified as Executor of the Estate of THEODORE ARVEN, III, late of Charlotte, Mecklenburg County, North Carolina. As the attorney for the Estate of THEODORE ARVEN, III and on behalf of the Executor, the undersigned does hereby notify all persons, firms and corporations having claims against the Estate of THEODORE ARVEN, III to exhibit them to the undersigned at P. O. Box 471108, Charlotte, North Carolina 28247, on or before the 31st day

of May, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said Estate will please make immediate payment to the undersigned. This the 20th day of February, 2023.

Richard G. Hoefling, Attorney for the Estate of Theodore Arven, III Attorney: Richard O. Hoefling

P. O. Box 471108 Charlotte, NC 28247 2478420 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Executrix of the estate of Jeffrey Franklin Reid, DOD: 01/22/2023 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 123 North Green Street, Statesville, NC 28677 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023.

Thelma Kathryn Byerly Williams Executrix File #23 E 794 Cody McPherson, Attorney at Law 239 E. Broad Street Statesville, NC 28677 (704) 873-7233 2478411 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Marilyn Jean Griffith, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 4909 Crownvista Drive, Charlotte, NC 28269 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023.

Elizabeth Ann Selby Executor File #2023 E 000036 2478067 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Julissa Marisol Rodriguez-Molina, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 PinevilleMatthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before May 29, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 28th day of February, 2023.

Mary C. Immen Administrator of the Estate of Julissa Marisol Rodriguez-Molina File No. 23-E-820 2478526 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Alvee J. Hough, Alvee Jane Hough, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 100 Theresa Street, San Francisco, CA 94112 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 28th day of February, 2023.

Alice Hough Taylor Executor File #2022 E 004742 2478576 2/28, 3/7, 3/14, 3/21

NOTICE TO CREDITORS

Having qualified as Administrator CTA of the Estate of Lucy Neel, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned, Christian L. Perrin, 6115 Park South Drive, Suite 110, Charlotte, North Carolina 28210, on or before May 29, 2023, or this notice will be plead in bar of their recovery in accordance with N.C. Gen. Stat. Sec. 28A-19-3. Any claim asserted by a party against decedent in any civil action pending at the time of decedent’s death shall be barred unless the undersigned Administrator is substituted as a proper party on or before May 29, 2023. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

/s/ John Howard Neel John Howard Neel Administrator CTA Christian L. Perrin, Esq. Perrin Legal 6115 Park South Drive, Suite 110 Charlotte, North Carolina 28210 980-265-0700 2478417 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Doris M. Fonville, a/k/a Doris McCraw Fonville, Social Security Number xxx-xx-5400 deceased late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned care of:

William M. Claytor

Baucom, Claytor, Benton, Morgan & Wood, P. A. Post Office Box 35246 Charlotte, North Carolina 28235 on or before the 29th day of May 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February

2023

Charles L. Fonville, Sr.

Executor of the Estate of Doris M. Fonville, a/k/a Doris McCraw

Fonville Estate File #: 2023-E-652

2478770 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Rosalie Wendling Barker, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 9936 Maywine Circle, Huntersville, NC 28078 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 28th day of February, 2023.

Bennie L. Barker, III

Administrator File #2023 E 000568 2478064 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Date of Death: January 15, 2023

Having qualified as EXECUTOR of the Estate of ROSCOE LINDSAY, JR. of MECKLENBURG County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned in care of Orsbon & Fenninger, LLP, 4201 Congress St., Suite 110, Charlotte, NC 28209, on or before the 30th day of May 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 28th day of February 2023.

CAROL LINDSAY CRIBBS, Co-Executor JANET LINDSAY GRANT, Co-Executor File# 2023-E-858 2478817 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate Miriam Stone Funderburk, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned c/o Carolyn G. Shaw, Kirk Palmer & Thigpen, P.A., 1300 Baxter Street, Suite 300, Charlotte, NC 28204, on or before the 31st day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023

Matthew David Funderburk, Executor Estate of Miriam Stone Funderburk 2478856 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the Estate of Bernice Bowser Mayes, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate

17 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice

to present them, duly verified, to the undersigned (at) (care of)

Sarah B. Sugg, Conrad Trosch & Kemmy, 5821 Fairview Road, Suite 405, Charlotte, NC, 28209 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023.

Justin L. Waddell, Administrator 2478861 2/28, 3/7, 3/14, 3/21

NOTICE TO CREDITORS

Having qualified as Executor for the Estate of Brenda Elizabeth Stevenson, deceased, this is to notify all persons, firms, and corporations having claims against the said decedent to exhibit them, duly verified, to the undersigned on or before the 29th day of May 2023, or this notice will be pleaded in bar of their recovery. All persons, firms, corporations indebted to said estate are notified to make immediate payment.

This is the 28th day of February 2023.

Keziah Samar, Executor 3900 Gossett Avenue, Charlotte, NC 28208

The Cooper Legal Firm, PC 5620 Concord Parkway S. Suite 103 Concord, NC 28027 Office: 704-940-3236 Fax: 704-336-6363 2478863 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Stephen Edward Smith, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5906 Gold Hill Court, Marshville, NC 28103 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023.

Amber Williams, Administrator File #2023 E 000504

2478344 2/28, 3/7, 3/14, 3/21

NOTICE TO CREDITORS

All persons, firms and corporations having claims against LAUNIU LANG GOODE, deceased of Mecklenburg County, North Carolina, are hereby notified to present them to JOHN DOUGLAS

HOOVER and ROBERT NAIMA HOOVER, as Co-Executors of the Estate of LAUNIU LANG GOODE, File No. 23-E-798, on or before May 29, 2023, in care of the undersigned attorneys at their address, or this notice will be pleaded in bar of their recovery. All persons, firms, and corporations indebted to LAUNIU LANG GOODE, please make immediate payment to the Estate of LAUNIU LANG GOODE.

This 28th day of February, 2023.

/s/ Walter G. Dusky

Walter G. Dusky

Palmetto Law Associates, LLC

1171 Market Street, Suite 204 Fort Mill, SC 29708

TEL: 803-802-2780

FAX: 803-802-2786

2478693 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Elizabeth Ann Heard, DOD: 06/24/2022, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 7 Sherman Street, Roxbury, MA 02119 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023. Travis Pettus, Administrator File #23-E-496

2476057 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Judith Y Jones, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 932 Polk Street, Charlotte, NC 28206 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please

make immediate settlement with the undersigned. This the 28th day of February, 2023.

Thomas Lamont Jones, Administrator File #12-E-150 2476725 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Raymond Howard Surratt, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 9318 Old Gold Mine Court, Mint Hill, NC 28227 on or before the 28th day of May, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 28th day of February, 2023.

Jean Thomas Surratt Executor File #2023 E 000282 2473969 2/28, 3/7, 3/14, 3/21

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Melissa Dawn Evans, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5120 Dogwood Pl, Charlotte, NC 28212 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Albert Nicosia, Administrator File #2022 E 002266 2478342 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Michael A. Siesel, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned at 909 East Boulevard, Charlotte, North Carolina 28203, on or before June 7, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 7th day of March, 2023.

Jason S. Siesel, Executor

Estate of Michael A. Siesel

Estate File No. 23-E-834

Stewart Law, P.A.

John J. Long, Jr. 909 East Boulevard Charlotte, NC 28203 2480907 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

The undersigned, having qualified as Executor of the Estate of John Quoc Phung, deceased, late of Mecklenburg, North Carolina, does hereby make notification to all persons having claims against said estate to present them to the undersigned’s attorney on or before June 5, 2023, or this Notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate payment to the undersigned’s attorney.

This 7th day of March, 2023.

Scott J. Rizzo

The Rizzo Law Firm, PLLC Attorney for Administrator for the Estate of John Quoc Phung

15720 Brixham Hill Avenue, Suite 300 Charlotte, NC, 28277

Jinci Wu Phung, Administrator for the Estate of John Quoc Phung

2526 Fort Street Charlotte, NC 28205 2480586 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Connie Larue Thornton, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 12839 Harvest Time Ct, Charlotte, NC 28278 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Ivey C Thornton,

Administrator File #2023

E 000856 2480898 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Gwendolyn Joyce Deese, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3509 Broadfield Rd, Charlotte, NC 28226 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Jill Deese Conner, Executor File #2023 E 000859 2480579 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as the Administrator of the Estate of Markel Ronnie-Jamal Brown, deceased, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against said Estate to present them to the undersigned through the attorney, Everage Law Firm, PLLC, Post Office Box 25555, Charlotte, NC 28229 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate payment to the undersigned.

This 7th day of March, 2023.

Khivia Emily Frisby & Marcus Brown, Co-Administrator(s) of the Estate of Markel Ronnie-Jamal Brown. 2480919 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of WILLIAM ROBERT BULLOCK, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned, c/o Jodi P. Zbinden, Heidi E. Royal Law, PLLC, 200 Providence Road, Suite 206, Charlotte, North Carolina 28207, on or before June 7, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023. CYNTHIA MAXWELL CARLSON. Executor of the Estate of WILLIAM ROBERT BULLOCK c/o Jodi P. Zbinden Heidi E. Royal Law, PLLC 200 Providence Road, Suite 206 Charlotte, NC 28207 2481009 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Donnie Coite Abee, Donnie C. Abee, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 10019 Arbordale Avenue, Charlotte, NC 28215 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Taylor Jade Fain Executor File #2023 E 000497 2479965 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Anita Talley Holland, aka Anita T. Holland, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the Executor c/o Joseph B. Henninger, PLLC, 4500 Cameron Valley Parkway, Suite 370, Charlotte, North Carolina 28211, on or before the 7th day of June, 2023 or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate payment to the undersigned.

This the 7th day of March, 2023. Donald William Holland, II, aka Donald William Holland, Executor of the Estate of Anita Talley Holland, Aka Anita T. Holland

Mecklenburg County File No. 23-E-569 2479946 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

North Carolina

Mecklenburg County

Having qualified as Administrator of the Estate of Robert Martin Marra, deceased, Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to file an itemized, verified statement thereof with the undersigned on or before the 7th day of June, 2023 or this notice will be pleaded in bar of any recovery thereon. All persons indebted to said estate are requested to make prompt payment.

This the 7th day of March, 2023.

Edward Leo Marra C/O Molly Anthony, Southpark Family Law 5821 Fairview Road, Suite 308 Charlotte, NC 28209 2480177 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Robyn Jay Gool, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 601 Cedar Rose Lane, Charlotte, NC 28217 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Marilyn Ann Gool, Executor File #2022 E 004968 2481018 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as Administrator of the Estate of STACY SHEPPARD-GANZIE, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms or corporations having claims against the Estate to present them to the undersigned on or before June 5, 2023, or this Notice will be pleaded in bar of their recovery. All persons, firms or corporations indebted to said Estate will please make immediate payment to the undersigned.

This 7th day of March 2023.

SAFIYYA GANZIE c/o/ Nicole Henderson, Law Offices of Nicole Henderson, PLLC 19109 West Catawba Ave. Suite 200, Cornelius, NC 28031 2480176 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS AND DEBTORS

OF DEAN RICHARD LAUBER

All persons, firms and corporations having claims against DEAN RICHARD LAUBER , deceased, are notified to exhibit them to JESSICA LAUBER, as Administratrix (Estate File 23 E 609) of the decedent’s estate c/o Jessica Lauber, 5750 Faulconbridge Road, Charlotte, NC 28227, on or before June 5, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the above-named Administratrix.

This the 7th day of March, 2023.

Jessica Lauber, Administratrix

For the Estate of Dean Richard Lauber 2480924 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS AND DEBTORS OF FRANCES BUFF CAUDLE

All persons, firms and corporations having claims against FRANCES BUFF CAUDLE , deceased, are notified to exhibit them to JERRY DEAN PORTER, as Executor (Estate File 23 E 913) of the decedent’s estate c/o Jerry Dean Porter, 16711 Plaincrest Road, Midland, NC 28107, on or before June 5, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the abovenamed Executor.

This the 7th day of March, 2023.

Jerry Dean Porter, Executor For the Estate of Frances Buff Caudle 2480922 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS AND DEBTORS OF MIGUEL ANGEL RODRIGUEZ

All persons, firms and corporations having claims against MIGUEL ANGEL RODRIGUEZ , deceased, are notified to exhibit them to DAWN MARIE LEWANDOWSKI, as Administrator

(Estate File 22 E 663) of the decedent’s estate c/o Dawn Marie Lewandowski, 1512 Dalwen Green Court, Matthews, NC 28105, on or before June 5, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the abovenamed Administrator.

This the 7th day of March, 2023.

Dawn Marie Lewandowski, Administrator For the Estate of Miguel Angel Rodriguez 2480902 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Barbara Jane Ferriss, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 Pineville-Matthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before June 5, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 7th day of March, 2023. Mary C. Immen Administrator of the Estate of Barbara Jane Ferriss File No. 23-E-657 2480921 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as Administrator CTA of the Estate of Rebecca Biggers Lewis, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned c/o JOHNSTON, ALLISON & HORD, P.A., 1065 East Morehead Street, Post Office Box 36469, Charlotte, North Carolina, 28236-6469, on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Ted Howard Biggers, Jr.

Administrator CTA of the Estate of Rebecca Biggers Lewis

Lauren S. Martin JOHNSTON, ALLISON & HORD, P.A. 1065 East Morehead Street Post Office Box 36469 Charlotte, North Carolina 282366469 2480843 3/7, 3/14, 3/21, 3/28

NOTICE TO CREDITORS

Having qualified as

Administrator CTA of the Estate of Michael Paul Lewis, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned c/o JOHNSTON, ALLISON & HORD, P.A., 1065 East Morehead Street, Post Office Box 36469, Charlotte, North Carolina, 28236-6469, on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023. Ted Howard Biggers, Jr.

Administrator CTA of the Estate of Michael Paul Lewis

Lauren S. Martin JOHNSTON, ALLISON & HORD, P.A. 1065 East Morehead Street Post Office Box 36469 Charlotte, North Carolina 282366469 2480568 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Co-Executors of the estate of Alene Ward Fadel, Alene W Fadel, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1738 Farrow Drive, Rock Hill, SC 29732 or 3912 Waterford Drive, Charlotte, NC 28226 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Jamelia F Raad, Co-Executor

Shaheen J Fadel, Co-Executor File #2023 E 000859 2480588 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Betty H Johnson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 812 E. 19th Street, Charlotte, NC 28210 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Jody Johnson, Executor File #2023 E 000884 2480572 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Lynette Marion Sisson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 11423 Chesnut Hill Drive, Matthews, NC 28105 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 7th day of March, 2023.

Timothy McIntyre Sisson, Executor File #22 E 3334 2479119 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Mary Evelyn Johnson (aka Mary T. Johnson and Mary Thomas Johnson) DOD: 08/20/2022, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 9308 Prospector Lane, Mint Hill, NC 28227 on or before the 7th day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 7th day of March, 2023.

Tony C. Johnson, Administrator File #23 E 251 2479121 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as Executrix of the Estate of Sibyl Woodford Newton, SS# xxx-xx-2140, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned care of: Craig P. Buie, Attorney at Law, 7257 Pineville-Matthews Road, Suite 2100, Charlotte, NC 28226-6186, on or before the 11th day of June 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate settlement with the undersigned.

This the 21st day of February 2023.

Alice Newton Harris 2480591 3/7, 3/14, 3/21, 3/28

NOTICE OF EXECUTOR

The undersigned, Michael T. Hurlahe, having qualified as Executor of the Estate of Genevieve Mary Hurlahe (aka Genevieve Hurlahe),deceased,herebynotifies all persons, firms and corporations having claims against said decedent to present them, duly verified, to the undersigned at the address listed below, on or before the 7th day of June 2023, or this notice will be pleaded in bar of their recovery.

All persons indebted to said decedent and/or said estate will please make immediate settlement with the undersigned.

This 28th day of February 2023.

Michael T. Hurlahe, Executor Estate of Genevieve Mary Hurlahe 1800 Stockwell Court Charlotte, NC 28270 2480512 3/7, 3/14, 3/21, 3/28

NOTICE OF ADMINISTRATION

Having qualified as the Administrator CTA of the Estate of William Coleman Williams, Jr., deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 PinevilleMatthews Road, Suite 2100, Charlotte, North Carolina 28226,

18 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK 2021 E 000702

Having qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Executor of the Estate of Mary Lester Blakely, deceased, this is to notify all persons having claims against said Estate to present them to the undersigned on or before the 12th day of June, 2023, or the same will be pleaded in bar of their recovery. All persons indebted to said Estate please make immediate payment.

This 28th day of February, 2023.

Patricia Ann Blakely

Executor

c/o James J. Harrington

Post Office Box 1063 Monroe, NC 28111

2482521 3/14, 3/21, 3/28, 4/4

ADMINISTRATOR-EXECUTOR

NOTICE TO CREDITORS STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION BEFORE THE CLERK FILE # 23 E 275

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Administrator of the Estate of Jennie Rebecca Thomas, Deceased, this is to notify all persons having claims against the Estate to present them to the undersigned on or before the day of June 14, 2023, or the same will be pleaded in bar of their recovery.

All persons indebted to said Estate please make immediate payment.

This the 7th day of March, 2023.

Peter F. Dwyer 300 S. Hayne St. Suite 110 Monroe, NC 28112 704-900-9727

2482933 3/14, 3/21, 3/28, 4/4

ADMINISTRATOR’SEXECUTOR’S NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION

BEFORE THE CLERK 2021 E 1383

Having qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Executor of the Estate of Charlie G. Bowman deceased, this is to notify all persons having claims against said Estate to present them to the undersigned on or before the 13th day of June, 2023, or the same will be pleaded in bar of their recovery.

All persons indebted to said Estate please make immediate payment.

This 14th day of March, 2023.

Betty B. Stowe Executor

c/o James J. Harrington Post Office Box 1063 Monroe, NC 28111 2482944 3/14, 3/21, 3/28, 4/4

NOTICE OF ADMINISTRATION

Union County Clerk of Superior Court; Estate File #23-E-181

Having qualified as the Co-Executors of the ESTATE OF ARTHUR F. HAGAN , deceased, late of Union County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned, c/o Essex Richards, P.A., 1701 South Boulevard, Charlotte, North Carolina 28203, on or before June 14th, 2023 or this notice will be pleaded in bar of their recovery.

All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the14th, day of March 2023.

Arthur Timothy Hagan and Holly Hagan Livingston

Co-Executors of the Estate of Arthur F. Hagan c/o Essex Richards, P.A. 1701 South Boulevard Charlotte, NC 28203 2482941 3/14, 3/21, 3/28, 4/4

EXECUTORADMINISTRATOR

NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION BEFORE THE CLERK FILE #2023 E 000050

Having duly qualified before the Honorable Wendy Maynard, Clerk

of Superior Court of Union County, as Personal Representative for the Estate of Dorothy Baker Lathan, deceased. This is to notify all persons having claims against the estate to present them to the undersigned on or before the 14th day of June, 2023 or the same will be pleaded in bar of their recovery.

All persons indebted to said estate please make immediate payment.

This 14th day of March, 2023.

Executor - Administrator:

Martha Lathan Arnold 3709 Austin Road Monroe, NC 28112

James Eugene Lathan 5253 Arden Gate Drive Iron Station, NC 28080 2482942 3/14, 3/21, 3/28, 4/4

EXECUTOR ADMINISTRATOR NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION BEFORE THE CLERK FILE #2023 E 000297

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Personal Representative for the Estate of Gwendolyn Strawn Simpson, deceased. This is to notify all persons having claims against the estate to present them to the undersigned on or before the 14th day of June, 2023 or the same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment.

This 14th day of March, 2023.

Executor - Administrator: Benjamin Carroll Strawn, 9228 Concord Hwy, Indian Trail, NC 28079 2483199 3/14, 3/21, 3/28, 4/4

EXECUTOR ADMINISTRATOR NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK FILE #2022 E 000997

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Personal Representative for

the Estate of Ray Glenn Mangum, deceased. This is to notify all persons having claims against the estate to present them to the undersigned on or before the 21st day of June, 2023 or the same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment.

This 21st day of March, 2023.

Executor - Administrator: Johnny F Mangum 5705 Wolf Pond Road Monroe, NC 28112 2485316 3/21, 3/28, 4/4, 4/11

EXECUTOR

ADMINISTRATOR NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK FILE #20E1094

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Personal Representative for the Estate of Tammy Cureton, deceased. This is to notify all persons having claims against the estate to present them to the undersigned on or before the 21st day of June, 2023 or the same will be pleaded in bar of their recovery.

All persons indebted to said estate please make immediate payment.

This 21st day of March, 2023.

Executor - Administrator:

Teveta McGill 1116 Habitat Lane Monroe, NC 28110 2483762 3/21, 3/28, 4/4, 4/11

EXECUTOR

ADMINISTRATOR NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK FILE #2023 E 000301

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Personal Representative for the Estate of John Melvin Wood, deceased. This is to notify all persons having claims against the

estate to present them to the undersigned on or before the 21st day of June, 2023 or the same will be pleaded in bar of their recovery.

All persons indebted to said estate please make immediate payment.

This 21st day of March, 2023.

Executor - Administrator:

Jeannie W Hargette 4407 Belk Mill Rd Monroe, NC 28212 2483763 3/21, 3/28, 4/4, 4/11

NOTICE TO CREDITORS

All persons, firms and corporations having claims against Kathleen Ann Manha, deceased of Union County, North Carolina, are hereby notified to present them to Antone P. Manha, Jr., as Executor of the Estate of Kathleen Ann Manha, File Number: 23-E-0285 on or before June 21, 2023, in care of the undersigned attorneys at their address, or this notice will be pleaded in bar of their recovery.

All persons, firms, and corporations indebted to Kathleen Ann Manha, please make immediate payment to the Estate of Kathleen Ann Manha.

This 21st day of March, 2023.

/s/ Matthew A. Freeze

Matthew A. Freeze, Esq. Monk Law Firm, PLLC 1701 First Baxter Crossing, Suite 101 Fort Mill, SC 29708

TEL: 704-369-9977

FAX: 866-281-4930 2485614 3/21, 3/28, 4/4, 4/11

NOTICE TO CREDITORS UNION COUNTY NORTH CAROLINA 2023-E000287

Having qualified as the Executor of the Estate of Michael Owen Brigham, deceased, late of Union County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against said Estate to present them to the undersigned in care of Thomas A. Cooper, Esq., Moore & Van Allen PLLC, 100 North Tryon Street, Suite 4700, Charlotte, North Carolina 28202-4003, on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate payment to the undersigned.

This 21st day of March, 2023.

Justin T. Brigham, Executor of the Estate of Michael Owen Brigham 2485623 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Rosemary Stuart Cook, deceased, late of Union County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned Winifred G. Grizzle c/o W. Ann Pilkington, 624 Matthews-Mint Hill Road, Suite 134, Matthews, North Carolina, 28105, on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This 21st day of March, 2023.

Winifred G. Grizzle, Executor c/o W. Ann Pilkington 624 Matthews-Mint Hill Road Suite 134 Matthews, NC 28105 704-846-0683

Estate File #22-E-1333 2485709 3/21, 3/28, 4/4, 4/11

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Linda Joan Smith, deceased, late of Union County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned Samantha R. Smith c/o W. Ann Pilkington, 624 Matthews-Mint Hill Road, Suite 134, Matthews, North Carolina, 28105, on or before the 21st day of June, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This 21st day of March, 2023.

Samantha R. Smith, Administrator c/o W. Ann Pilkington 624 Matthews-Mint Hill Road Suite 134 Matthews, NC 28105 704-846-0683

Estate File #22-E-745 2485710 3/21, 3/28, 4/4, 4/11

22 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice

24 The Mecklenburg Times } { Tuesday, March 21, 2023 Public Notice For questions about the event and sponsorship opportunities, please contact Jessica Byerly at jbyerly@bridgetowermedia.com or 336-932-3885. Ambition • Confidence • Passion Do you know someone with these qualities? Call for Nominations! The Mecklenburg Times’ 50 Most Influential Women awards recognizes the important role women play in the greater Charlotte region, in the economy, and in society. The honorees represent the most influential women in business, government, law, education and non-for-profit fields. Submit a nomination at MeckTimes.com/50-most-influential-women/ Nomination Deadline is August 31, 2023. Save the Date! Winners will be celebrated at a luncheon on Thursday, October 26th