The Mecklenburg Times May 23, 2023

First-time renter survey from Piñata reveals 92% are worried the current economy will impact ability to continue renting

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equity ticks downward again across U.S. as housing market remains stalled

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ENNICO: To the baby boomers: Something Wicked This Way Comes

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ATTOM, has released its first-quarter 2023 U.S. Home Equity & Underwater Report, which shows that 47.2 percent of mortgaged residential properties in the United States were considered equity-rich in the first quarter, meaning that the combined estimated amount of loan balances secured by those properties was no more than 50 percent of their estimated market values.

The portion of mortgaged homes that was equity-rich in the first quarter of 2023 decreased slightly from 48 percent in the fourth quarter of 2022. While that remained close to twice the level of just three years ago, the drop-off in the first three months of 2023 marked the second straight quarterly decline following 10 consecutive gains. The report found that the portion of equity-rich mortgage-payers went down from the fourth quarter of 2022 to the first quarter of 2023 in 32 states around the U.S.

The equity downturn, small as it was, stood as the latest indicator of how a decline in home prices across much of the country has started to affect homeowners following a decade-long market boom. It comes as homeseller profits have slid to their lowest point in two years.

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Despite the emerging trend in equity-rich mortgages, the report also shows that just 3 percent of mortgaged homes, or one in 33, were considered seriously underwater in the first quarter of 2023. That meant that they had a combined estimated balance of loans secured by the property of at least 25 percent more than the property’s estimated market value. The latest seriously underwater figure was virtually unchanged from 2.9 percent in the prior quarter, and was still down from

3.2 percent in the first quarter of 2022.

“Homeowners across the U.S. continue to sit in a far better position than they were just a few years ago, with historically elevated levels of wealth built up in their properties. However, the recent downturn in the housing market is chipping away at the bounty they reaped from a decade of price surges,” said Rob Barber, chief executive officer for ATTOM. “Home equity has fallen modestly amid a larger slump in profits homeowners are getting when they sell. It’s still too early to call this a long-term trend, and there are reasons to hope for a market turnaround this year. For now, though, various measures suggest that the best of the boom may be behind us.”

Largest declines in equity-rich share of mortgages spread across West

The portion of equity-rich mortgages continued to decrease in a majority of states around the U.S. from the fourth of 2022 to the first quarter of 2023, commonly by less than two percentage points. The biggest drops again came in the West, which followed a pattern that began late last year. The firstquarter declines were led by Arizona (portion of mortgages homes considered equity-rich decreased from 59.9 percent in the fourth quarter of 2022 to 56.4 percent in the first quarter of 2023), Nevada (down from 52.3 percent to 49 percent), Idaho (down from 61.6 percent to 58.5 percent), Utah (down from 60.3 percent to 58.1 percent) and Washington (down from 58.5 percent to 56.5 percent).

At the other end of the spectrum, the

South had four of the five states where the equity-rich share of mortgaged homes increased the most from the fourth quarter of last year to the first quarter of this year. The largest increases were in New Mexico (up from 45.6 percent to 48.9 percent), Kentucky (up from 37.2 percent to 40.2 percent), Mississippi (up from 33.2 percent to 35 percent), Oklahoma (up from 35.2 percent to 36.4 percent) and South Carolina (up from 48.9 percent to 49.7 percent).

Largest increases in seriously underwater mortgages concentrated in Northeast

The portion of mortgaged homes considered seriously underwater remained largely unchanged – and historically low – during the first quarter of 2023 in most of the nation, with the biggest increases clustered in the Northeast. States leading those increases included South Dakota (share of mortgaged homes that were seriously underwater up from 4.3 percent in the fourth quarter of 2022 to 4.8 percent in the first quarter of 2023), Pennsylvania (up from 4.4 percent to 4.7 percent), Maine (up from 2.2 percent to 2.5 percent), Vermont (up from 0.9 percent to 1.1 percent) and Idaho (up from 2.2 percent to 2.4 percent).

States where the percentage of seriously underwater homes decreased the most from the fourth quarter of 2022 to the first quarter of this year were led by Mississippi (down from 6.8 percent to 5.6 percent), Missouri (down from 7.1 percent to 6.4 percent), Kansas (down from 4.3 percent to 3.7 percent), Louisiana (down from 10.6

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“The affordable housing crisis continues to burden the most vulnerable members of our communities and the organizations committed to supporting them.”

Paige Carlson-Heim, TD Charitable Foundation.

April data drop shows rental home prices edging up again

ChatGPT-powered Wall Street: The benefits and perils of using artificial intelligence to trade stocks and other financial instruments

Elan Research Park provides tucked away oasis, luxury living

GOLDMAN: Thank you for waiting. Artificial Intelligence will take your job now.

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Renter rewards program

unveils how finances, amenities, WFH and pets impact first-time renting decisions

Piñata, the largest rewards and credit building membership program for renters, released the results of a survey of first-time renters revealing how finances, amenities, working from home and pets are leading factors behind rental choices. The findings show that income, credit score and the current economic climate weigh heavily on renters’ decisionsbut most surprisingly, despite fears and challenges, first-time renters are unwavering when it comes to accommodating pets, living alone and highticket amenities.

“First-time renters are entering the rental market at a turbulent time. The past year has seen record high rent prices, record low vacancies and wild shifts in the market,” said Lily Liu, CEO of Piñata. “The survey shows that many first-time renters are uneasy about their finances and how it impacts their ability to get a rental or continue to rent. At the same time, even first-time renters have high expectations when it comes to a home that

meets their lifestyle choices such as working from home and owning pets, and property managers and landlords need to acknowledge these needs.”

One-Third of Income Reserved for Rent is a Dated Standard

Median US rent was $2,305 at the end of 2022, nearly 5% higher than the previous year, so it’s no surprise that more than half of renters were concerned about their ability to rent due to their income.

• Most first-renters (63%) say they budget 30% or less of their income for rent – an amount that’s quickly becoming unsustainable.

• Despite financial concerns, close to half (47%) said they do not live with a roommate or significant other.

• Of the 92% of renters that say they are worried the current economy will impact their ability to continue to rent, more than a third (38%) say they are “very” worried.

• When it comes to budgeting for their first rental, 68% factored security deposits into their budget, but less than half factored any other costs including

rental insurance, pet fees, moving costs or amenities.

Good Credit is a Key Indicator of Getting the First Apartment

Despite being first-time renters with potentially little experience with financial independence, almost two thirds (62%) believe they have good credit; whereas 25% say that they have low or no credit, but they are aware of this and taking steps to improve their status. This spread also indicates the potential challenges for those with more limited credit to secure a place to rent or buy.

• 88% of respondents report rent payments to credit bureaus, with 50% saying their landlord does it for them.

• That said, the notion that only 38% of renters are actively reporting rent payments on their own indicates the opportunity for more to use services like Piñata to better position themselves for financial success in the future.

• Of first-time renters that earn less than $50,000, only 36% say they have good credit and 64% either have bad credit or are not aware of what their credit score is at all.

• Of those respondents, 24% were concerned about their ability to secure an apartment due to their credit, showing how the rent spikes may be disproportionately impacting certain demographics of new renters.

• What’s more, 23% of firsttime renters typically pay their rent with a credit

card.

Locations, Costs and Pets, Oh My!

While finances majorly impact renting decisions, it’s location that renters care about the most with 69% saying that it is their primary consideration followed by cost (62%). However, for renters earning less than $50,000, cost was cited as the most important factor.

• 80% of respondents said they would not even consider renting a place that did not allow pets, including 9% that did not currently have pets.

• Pet amenities, such as a dog park or dog washing station, are very important with 34% percent saying they are non-negotiable.

• Amenities came in fourth as a consideration, but renters are clear on what they want with 54% saying central heat and air-conditioning and 39% saying in-unit washer and dryers are non-negotiable.

• Pools are old news – once popular shared property amenities like gyms and pools were listed among the least important amenities for first time renters, with 40% and 44% respectively saying they did not care about those features. What’s more, 55+ renters cited the dishwasher as the least important amenity.

• For renters who regularly work at home, noise was the top consideration, with 38% saying they factored this in, and 31% focused on the availability of highspeed internet.

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First-time renter survey from Piñata reveals 92% are worried the current economy will impact ability to continue renting

April data drop shows rental home prices edging up again

First, the bad news: After enjoying an all-too-brief lull in rising rents, singlefamily home rental (SFR) prices are once again trending upward. But according to Dwellsy CEO and cofounder Jonas Bordo, there’s a little bit of good news (okay, mitigating news) to go along with it: Rent levels generally follow seasonal cycles—and data nerds like Bordo expect them to rise along with the temperatures.

“From March to April 2023, asking rent for three-bedroom SFRs rose 2.2 percent, or $40,” says Bordo, coauthor along with Hannah Hildebolt of Everything You Need to Know About Renting But Didn’t Know to Ask: All the Insider Dirt to Help You Get the Best Deal and Avoid Disaster (Matt Holt, August 2023, ISBN: 978-1-6377439-28, $21.95). “The question is: Is this the first sign of a typical April-through-October rent increase…or a one-off variation from the moderation we’ve seen in recent months?”

Obviously, renters would (enthusiastically!) vote for the latter option. But Bordo points out that a return to normal patterns wouldn’t be a bad thing— especially for SFR dwellers. Since January 2021, prices for three-bedroom SFRs have increased by an eye-popping 23.6 percent— and during that time, some of the sharpest surges have occurred in months when we’d typically expect prices to decrease.

percent to 10.4 percent) and New Mexico (down from 3 percent to 2.9 percent).

West region continues to benefit from highest levels of equity-rich homeowners

Despite seeing some of the largest decreases in equity-rich percentages, the West still had highest levels of such properties around the U.S. in the first quarter of 2023, with seven of the top 10 states. Those with the highest portions were Vermont (75.9 percent of mortgaged homes were equityrich), Florida (61 percent), California (59.7 percent), Idaho (58.5 percent) and Montana (58.4 percent).

Nine of the 10 states with the lowest percentages of equity-rich properties in the first quarter of 2023 were in the Midwest and South. The smallest portions were in Louisiana (24.1 percent of mortgaged homes were equity-rich), Illinois (26.4 percent), Alaska (27.4 percent), West Virginia (29.9 percent) and North Dakota (30.9 percent).

Among 107 metropolitan statistical areas around the nation with a population of at least 500,000, the West and South continued to dominate the list of places with the highest portion of mortgaged properties that were equity-rich. All but one of the top 25 were in those regions during the first quarter of 2023, led by San Jose, CA (71.6 percent equity-rich); Sarasota-Bradenton, FL (68.1 percent); Los Angeles, CA (65.4 percent); Miami, FL (65.3 percent) and San Diego, CA (64.8 percent). The leader in the Northeast region again was Portland, ME (59.7 percent) while the top metro in the Midwest continued to be Grand Rapids, MI (49.9 percent).

The 10 metro areas with the lowest percentages of equity-rich properties in the first quarter of 2023 were in the Midwest and South. The smallest levels were in Baton Rouge, LA (21.1 percent of mortgage homes were equity-rich); Jackson, MS (27.5 percent); Chicago, IL (28.2 percent); Virginia Beach, VA (28.5 percent) and Little Rock, AR

“By returning to a normal seasonal rent cycle, I think we’d see fewer steep spikes in rent, and price increases would come at predictable times,” he explains. “I’m cautiously optimistic that we’re heading in this direction as we move farther away from the unpredictable price fluctuations we saw during the pandemic. It’s encouraging that year-over-year rent for three-bedroom SFRs rose ‘just’ 6.1 percent, which is more or less in line with inflation.”

That said, rent growth in some markets has outpaced the national average. And in other places, asking rent for SFRs is just plain expensive no matter what the economy is doing.

Bordo believes that providing accurate and timely rental data is a crucial service for renters, landlords, cities, and organizations connected to the rental industry. To that end, Dwellsy regularly mines its 13+ million residential rental listings for statistics and data. Because the rental platform allows landlords to post listings free of charge, it has a pool of data that’s more diverse— and more representative of the true rental landscape—than that of pay-to-play listing services. Each month, Dwellsy breaks down this data regionally across 250 U.S. markets.

“Without current data, it’s difficult for renters to accurately gauge developing

(29.1 percent).

The portion of mortgaged homes considered equity rich went down from the fourth quarter of 2022 to the first quarter of 2023 in 82 of the 107 metro areas with sufficient data (77 percent) and was down during the most recent two quarters in 64 percent. However, the portion remained up annually in 78 percent of those markets.

Top equity-rich counties in Northeast and West

Among 1,630 counties that had at least 2,500 homes with mortgages in the first quarter of 2023, 20 of the top 25 equity-rich locations were in the Northeast and West regions.

Counties with the highest share of equityrich properties were Chittenden County (Burlington), VT (86.6 percent equity-rich); Dukes County (Martha’s Vineyard), MA (83.1 percent); Nantucket County, MA (79.1 percent); Addison County (Middlebury), VT (77.3 percent) and San Miguel County (Telluride), CO (77.1 percent).

Counties with populations of at least 500,000 and the highest equity-rich rates included San Mateo County, CA (outside San Francisco) (73.8 percent equity-rich); Santa Clara County (San Jose), CA (72.5 percent); Pinellas County (Clearwater), FL (70.5 percent); Orange County, CA (outside Los Angeles (68.6 percent) and Palm Beach County (West Palm Beach), FL (68.3 percent).

Counties with the smallest share of equity-rich homes in the first quarter of 2023 were Vernon Parish, LA (northwest of Lafayette) (10.5 percent equity-rich); Greenup County, KY (east of Lexington) (11.8 percent); Iberville Parish, LA (outside Baton Rouge) (12.4 percent); Beauregard Parish, LA (east of Lafayette) (12.5 percent) and Geary County (Junction City), KS (14 percent equity-rich).

Counties with populations of at least 500,000 and the smallest equity-rich portions were concentrated in and around Chicago, IL. They were led by Lake County,

trends, determine affordability in their area, and plan for the future,” says Bordo. “In compiling this list of most expensive cities for single-family home rentals, we’ve focused in on three-bedroom homes because they are by far the most common rental home type.”

Here, Bordo shares which cities are currently most expensive for single-family home renters:

Prospectors once flocked to California in hopes of finding gold and striking it rich. These days, you’ll need a considerable amount of cash just to live there in there first place, especially if you’re hoping to rent a home. Five of the ten cities on this list— including the top four—are in the Golden State.

“The Los Angeles area tops the list with a median asking rent of $4,200 a month, which is up 6.3 percent from April 2022,” says Bordo. “While four of the cities on this list are at least $1,000 less expensive than that, all of them are still pricey.”

If you thought you’d dodge California’s high home rental prices by living in a smaller city, Bordo must regretfully burst your bubble. Six of the ten small markets on this list are located there.

“As a California resident myself, I’m a fan of the state overall—but there’s no denying that SFR rents here will take a big chunk

IL (outside Chicago) (25.6 percent); Cook County (Chicago), IL (26.3 percent); Baltimore County, MD (26.5 percent); Du Page County, IL (outside Chicago) (27.8 percent) and Kane County, IL (outside Chicago) (28.1 percent).

At least half of all mortgaged properties considered equity-rich in more than 40 percent of zip codes

Among 8,743 U.S. zip codes that had at least 2,000 residential properties with mortgages in the first quarter of 2023, there were 3,720 (43 percent) where at least half the mortgaged properties were equity-rich.

The top 50 were all in California, Florida, Massachusetts, New York and Texas, with four of the top 10 in Collier County (Naples), FL. The top 50 zip codes were led by 02539 in Edgartown, MA (86.9 percent of mortgaged properties were equity-rich); 34102 in Naples, FL (86.3 percent); 11963 in Sag Harbor, NY (85.1 percent); 33477 in Jupiter, FL (84.8 percent) and 34108 in Naples, FL (84.8 percent).

Midwest and South continue to have largest shares of seriously underwater mortgages

The Midwest and South again had the top 10 states with the highest shares of mortgages that were seriously underwater. The top five in the first quarter of 2023 were Louisiana (10.4 percent seriously underwater), Missouri (6.4 percent), Illinois (6.4 percent), Iowa (6.3 percent) and Kentucky (6.1 percent).

The smallest shares were in Vermont (1.1 percent seriously underwater), Rhode Island (1.1 percent), Florida (1.2 percent), New Hampshire (1.3 percent) and California (1.4 percent).

Among 107 metropolitan statistical areas with a population greater than 500,000, those with the largest shares of mortgages that were seriously underwater in the first quarter of 2023 were Baton Rouge, LA (10.6 percent); New Orleans, LA (8 percent);

out of your budget,” he comments. “That said, April’s most expensive smaller market for SFRs is in another state known for its sun and beaches. Asking rent in NaplesMarco Island, Florida is $3,698, which is up 5.7 percent since April 2022.”

He adds, “The Santa Barbara-Santa Maria-Goleta, California area stands out on this list for having the only year-overyear rent increase in the double digits: 14.3 percent. Still, their rent growth numbers are lower than we’ve seen in a while, suggesting that this market is cooling while absorbing past rent increases.”

“As we move into the summer months, I’m curious to see if SFR rent continues to rise by a moderate amount,” concludes Bordo. “Remember, if that’s the case, it reflects a normal and expected seasonal trend.” Staff report

Syracuse, NY (6.9 percent); Scranton, PA (6.6 percent) and Toledo, OH (6.3 percent).

While most seriously underwater rates around the country changed by less than one percentage point from the fourth quarter of last year to the first quarter of this year, the portion increased in 79, or 74 percent, of the metro areas around the U.S. with enough data to analyze.

More than 25 percent of residential mortgages seriously underwater in just 20 zip codes

Among 8,743 U.S. zip codes that had at least 2,000 homes with mortgages in the first quarter of 2023, there were only 20 zip codes where more than 25 percent of mortgaged properties were seriously underwater.

The top five zip codes with the largest shares of seriously underwater properties in the first quarter of 2023 were 65203 in Columbia, MO (68 percent of mortgaged homes were seriously underwater); 65202 in Columbia, MO (53.9 percent); 65201 in Columbia, MO (52.2 percent); 10570 in Pleasantville, NY (44.6 percent) and 10520 in Croton-on-Hudson, NY (42.6 percent).

Most homeowners facing foreclosure have at least some equity

Only about 238,000 homeowners were facing possible foreclosure in the first quarter of 2023, or just four-tenths of one percent of the 58.2 million outstanding mortgages in the U.S. Of those facing foreclosure, about 219,000, or 92 percent, had at least some equity built up in their homes.

States where the largest portion of homeowners facing possible foreclosure had equity in their properties in the first quarter of 2023 included Utah (98 percent with equity), Nevada (96 percent), Texas (95 percent), Florida (95 percent) and North Carolina (95 percent). States with the lowest percentages included Louisiana (82 percent with equity), Maryland (87 percent), Iowa (87 percent), Virginia (88 percent) and Ohio (88 percent).

Staff report

InsideTract

Elan Research Park provides tucked away oasis, luxury living

real estate sales professionals.

EXIT Realty Elite Properties, located at 1 Buffalo Ave. NW Suite 3301, Concord, North Carolina is a proud member of EXIT of the Carolinas’s rapidly expanding network of independently owned and operated brokerages across the region.

EXIT Realty is a company founded and built on human potential. A full service, forward-thinking, real estate franchisor with offices across North America, EXIT has to-date paid out more than a half a billion dollars in single-level residual income to its associates. A portion of every transaction fee received by EXIT Realty Corp. International is applied to its charitable fund, and to-date, $7 million has been allocated to charity. Staff report

to advancing her education. Martin holds a bachelor’s degree in Sociology from William Paterson University of New Jersey.

Greystar Real Estate Partners, LLC in partnership with Duck Pond Realty, is pleased to announce that Elan Research Park in the University City neighborhood of Charlotte is now preleasing.

“This was an interesting, unique and challenging project due to the steep topography and grade changes throughout the site,” Greystar Development Associate Michael Henry said. “But we were able to overcome the steep change in elevation and create Elan Research Park, which feels like a tucked away community with easy access to all the best University City and Charlotte has to offer.”

Elan Research Park’s thoughtfully placed pool headlines the amenities as the back of the property rests alongside a vibrant wooded area that feels secluded and allows residents to connect with nature. The community is also one of the first in the area to offer America’s fastest-growing sport, pickleball, with a court available for residents and their guests to use.

The community has a variety of floor plans available including studio, one-, two- and three-bedroom apartments and two- and three-bedroom townhomes with first floor garages. Apartment homes include designer kitchens with white quartz countertops and built-in kitchen islands, herringbone tile backsplash, matte black hardware and fixtures, stainless steel Energy Star-certified appliances and WaterSense efficient plumbing fixtures.

Elan Research Park is situated in the heart of University Park and is a mile away from Top Golf and a variety of dining and shopping options. It’s also near the Lynx blue line at University Blvd., which opens opportunities for work and play by providing access to Research Park employers and other neighborhoods, including NoDa, Uptown, and the South End. Elan Research Park is proud to offer a community that provides a secluded oasis with great access to the whole city, Elan Research Park is proud to offer just that.

Chad Brooks joins EXIT Realty Elite Properties in Concord

EXIT Realty Elite Properties is pleased to announce that Chad Brooks has joined its growing team of dedicated

The Center for Digital Equity at Queens University of Charlotte announces new team members to the Digital Navigator Program

The Center for Digital Equity (CDE) at Queens University of Charlotte announces hiring five new team members explicitly working within the CDE’s Digital Navigator Program. This is made possible by multiple funding sources, including the Mayors Racial Equity Initiative and service contracts. The new hires will help to further CDE’s ongoing mission to make Mecklenburg County the most digitally equitable community in America.

The Center for Digital Equity welcomes the following staff members:

• Denya Isabelle-Davis, Digital Navigator. Originally from Baltimore, MD, Isabelle-Davis moved to Charlotte four years ago. Since transitioning to the Charlotte market, she has consistently volunteered with several nonprofit organizations. Isabelle-Davis’ core values include honesty, altruism, and compassion, and she uses that in all her work. Isabelle-Davis graduated from North Carolina Wesleyan University with a bachelor’s degree in psychology and a master’s degree in Public Health from Southern New Hampshire University.

• Naimah Martin, Digital Navigator. Martin has a background in working with children and families and conducting data analysis. In addition, Martin is passionate about providing access and equity to underserved populations. Currently pursuing a master’s in social work at Walden University, Martin is a member of the Phi Alpha Social Work Honor Society and the National Society of Leadership and Success Honor Society. Her dedication to her field is evident in her volunteer work in the community and her commitment

• Armah Shiancoe, Digital Health Workshop Facilitator. Shiancoe has been active in education in many roles, including research assistant, program development and coordination, recruiter, student development, presenter, trainer, and high school educator. Shiancoe prides himself on empowering leaders of tomorrow so that they can tell their story of what’s possible to future generations. Shiancoe is also a leadership team member with a local startup that connects local businesses with college and high school students to fill employment gaps. Shiancoe obtained his bachelor’s and master’s degrees from Queens University of Charlotte.

• James Sumter, Digital Navigator. Sumter is a certified peer support specialist on a mission to help individuals in his community address their mental health. Through his service, he has seen first-hand how the lack of access can affect individuals and communities, especially in low-income areas.

• Tiffany White, Digital Navigator. White is a native Charlottean with more than 20 years of Customer Service experience and employs her skills and knowledge to uplift the community she grew up in. White has been a Digital Navigator with the Center for Digital Equity since 2021 but has recently transitioned to working with the Center full-time. White was invited to introduce V.P. Kamala Harris on her first trip to Charlotte in 2022 when she visited to discuss the administration’s investments in affordable, highspeed internet.

The Digital Navigator Program gives residents living in Mecklenburg County a central location to sign up for affordable home broadband internet service via the Affordable Connectivity Program (ACP), purchase affordable technology, get help with basic device and connectivity issues, and learn new digital skills. Charlotte residents all over Mecklenburg County can call 311 to access the free digital navigator hotline, where they will be paired with a digital navigator who will connect the caller with available digital inclusion resources.

Staff report

TD Charitable Foundation awards $7 million to 37 non-profits helping preserve affordable rental housing

TD Charitable Foundation, the charitable giving arm of TD Bank has awarded a total of $7 million to 37 non-profits across the bank’s footprint through the 17th annual Housing for Everyone grant program. Grants

ranging from $150,000 to $250,000 will support organizations that work to deliver rental assistance, rehabilitate affordable rental housing properties, and build organizational capacity to address resident sustainability for the long-term.

As individuals and families across the country struggle with inflation and an exponential rise in rental costs, affordable housing providers face increased hardship given the growing demand for affordable rental units and emergency rental assistance.

“The affordable housing crisis continues to burden the most vulnerable members of our communities and the organizations committed to supporting them,” said Paige Carlson-Heim, Director of the TD Charitable Foundation. “At TD, we’re committed to doing our part to help create a more sustainable and inclusive future for everyone, and that includes providing access to safe, affordable homes. This year’s grant recipients are mission-critical to that work, and the TD Charitable Foundation is proud to support them in their efforts to create a positive impact and a pathway to housing stability in the communities we serve.”

The 2023 Housing for Everyone grant recipients include:

● Connecticut – Grants Totaling $425,000

• Connecticut Institute for Refugees and Immigrants – Awarded $250,000

• NeighborWorks New Horizons –Awarded $175,000

● Delaware – Grants Totaling $150,000

• YMCA of Delaware – Awarded $150,000

● Florida – Grants Totaling $1,100,000

• Aspire Health Partners – Awarded $150,000

• Camillus House, Inc. – Awarded $175,000

• Central County Community Development Corporation – Awarded $175,000

• Emergency Services and Homeless Coalition of St. Johns County –Awarded $175,000

• Housing Authority of the City of St. Petersburg – Awarded $250,000

• Metropolitan Ministries – Awarded $175,000

● Maine – Grants Totaling $325,00 0

• Avesta Housing Development Corporation – Awarded $175,000

• oCommunity Concepts – Awarded $150,000

● Maryland – Grants Totaling

$175,000

• Montgomery Housing Partnership, Inc. – Awarded $175,000

● Massachusetts – Grants Totaling $650,000

• FamilyAid Boston, Inc. – Awarded $250,000

• oNewVue Communities – Awarded $150,000

• Nuestra Comunidad Development Corporation – Awarded $250,000

● Michigan – Grants Totaling $250,000

• South Oakland Shelter dba Lighthouse – Awarded $250,000

“Elan Research Park’s thoughtfully placed pool headlines the amenities as the back of the property rests alongside a vibrant wooded area that feels secluded and allows residents to connect with nature. Photo courtesy Greystar Real Estate Partners”

ENNICO: To the baby boomers: Something Wicked This Way Comes

Being cooped up in a New England house this time of year isn’t fun. It’s all rain, mud and washed-out blossoms covering the streets and driveways. To live up here one must have a rich interior life. If you don’t have a Netflix subscription, books become really important in maintaining a positive state of mind.

Each year I try to have a theme to my reading. Last year it was “murder mysteries set in ancient Rome” (Lindsey Davis, Steven Saylor). This year it was classic science fiction (Ray Bradbury, Harlan Ellison, Frank Herbert, Isaac Asimov, Philip K. Dick).

If you think this stuff is only for people with Y chromosomes who can’t get dates on the weekend, prepare to be enlightened. The best science fiction is not about technology, but human nature, and what happens to human nature when you take it out of its natural environment and stick it on a spaceship in a faraway nebula.

Ray Bradbury (1920-2012) was one of the best, and one of his best books, published in 1962, was “Something Wicked This Way Comes.”

The plot is fairly simple. A creepy carnival comes to a small Midwestern town and people -- lonely, depressed, middleaged people -- start disappearing while the sideshow coincidentally adds to its collection of sideshow “freaks” (yes, I know, you can’t get away with that anymore in politically correct America, but never mind).

A young boy and his best friend discover what’s going on and spend the rest of the book chasing, or being chased by, the evil demons who run the carnival.

Interestingly, the two boys are not the heroes of the book. The key role in the story is played by the father of one of the boys -- a lonely, depressed and discontented 54-year-old library janitor/failed journalist who spends all his time worrying about death and the inevitable decline of old age (remember that a half-century ago, when most people died in their 60s and 70s, you were pretty much circling the drain at 50).

Realizing what the boys have discovered and understanding that fear and depression are exactly what the carnival demons use to exploit their victims, the father has an epiphany and learns to embrace the comic, meaningless, existential absurdity of life with joy, laughter and love, the expression of which ultimately destroys the carnival and its Hellish minions.

It’s a beautiful, poetic book, one that should be read by all of us Baby Boom geezers as we face the coming decades. Something wicked is indeed coming, and our generation is woefully unprepared for it. As one of my late aunts put it many years ago, “your generation is going to make

Why They Rent

While three to five years was the sweet spot of how long renters predicted they would rent, 19% said they plan on renting longer than five years or simply long-term with no set plans to buy. Renters that earn over $150,000 are highly considering a switch to buying, with 49% saying they were planning to buy within the next year or two, or as soon as possible.

• The primary motivator (30%) for those renting right now is that it’s a

terrible old people.”

As I approach my 70th birthday, I find myself surrounded by peers who, in one way or another, are resisting the aging process. Some color their hair, some don’t color their hair but wear it in the same style they did back in the 1970s (if you are a female wearing your silver-gray hair down to your waist, all you need to complete the ensemble is a broom and a black cat), some work out six days a week, some have divorced and married spouses half their age, some dress and talk like their kids or grandkids.

I don’t know if I should view these people as heroes or fools. Probably they’re a little bit of both, but I sense a large part of what they’re doing derives from the fear of growing old and dying, nostalgia for their wasted youth or desperation about appearing to be behind the times in this ever accelerating, digitizing, rules-ignoring, custom-and-tradition-be-damned world that spits out those who don’t keep up to

better fit with their current financial goals.

• For renters of all ages, from Gen Z to Boomers, the flexibility to move around and explore new places was also among the top motivators (24%).

• In a generation of remote work and high expectations for workplace perks, the flexibility to move easily was chosen as the top favorite reason to rent by 27% of renters.

• Meanwhile, for those earning $50,000 or less, the primary motivator is that they don’t have enough saved up to

the minute like so much phlegm.

So how should our generation face the future?

By accepting that there really is no meaning to life as such (a little exposure to Zen Buddhism is extremely helpful here; read some books by D.T. Suzuki or Alan Watts).

By realizing that there is no past or future, just an endless present that should be lived to the fullest (the best teacher lives in your house if you own a dog or cat).

By accepting that there are no such things as fear, sadness or worry: these exist only in your head and take your attention away from whatever is right in front of you.

By living one day at a time.

By putting your all into whatever needs to be done right now, to the point where you lose track of time altogether.

By loving, laughing and enjoying each day you are here.

By not caring what other people think (to

purchase a home (26%).

• On the other hand, 39% of renters say their least favorite thing about renting is the fear of rent hikes.

• For renters who make $125,000, 32% indicated that noisy neighbors are their least favorite thing about renting, with only 29% worried about potential rent hikes. While some are nervous about the financial burdens of renting, many firsttime renters are not only optimistic but see advantages of renting for their financial goals as well as the flexibility

a point; don’t break the law).

Even if you are in a wheelchair. Even if you are in pain, or sucking oxygen from a tank.

Even if you are in a nursing home. Even if a doctor has told you you have only a few months to live.

Live while you live, then die and be done with it.

Now stop worrying and get back to running your business.

Cliff Ennico (crennico@gmail.com) is a syndicated columnist, author and former host of the PBS television series “Money Hunt.” This column is no substitute for legal, tax or financial advice, which can be furnished only by a qualified professional licensed in your state. To find out more about Cliff Ennico and other Creators Syndicate writers and cartoonists, visit our Web page at www.creators.com.

COPYRIGHT 2023 CLIFFORD R. ENNICO.

and sought-after amenities. First-time renters are demanding more from their renting experience whether it’s using this period as a financial stepping stone to build credit, saving to purchase a home, or a more permanent lifestyle choice that accommodates other goals such as flexibility and moving easily. This indicates a potentially bigger shift in mindset around renting and a need to make renting more rewarding and equitable for both short and long term renters.

GOLDMAN: Thank you for waiting. Artificial Intelligence will take your job now.

A “monster of disruption.”

That’s what people are calling artificial intelligence (“AI” to its friends). (And it doesn’t have many friends.)

Artificial intelligence refers to the ability of computers to think like people. Considering what many people are thinking these days, it might better be called artificial stupidity, but, either way, AI could change the way you work. It could also determine whether you work or not.

In a recent article in The Washington Post, Yan Wu and Sergio Pecanha point out that artificial intelligence is not the first time that new technology has brought changes to how we work, or whether we work at all.

“From lamplighters to switchboard operators to video store clerks, professions have come and gone,” Wu and Pecanha write. “We’ve adjusted.”

Of course, some of us have adjusted better than others. Speaking for myself, I am still quite optimistic that my lamplighting business will bounce back, big time. Electric light bulbs? That’s a fad that will never catch on.

Though recent gains in AI are impressive, the question still remains: Will the new computer-generated capabilities enhance the work of humans or replace humans altogether?

The answer is “it depends.”

If your job demands heavy lifting, you are probably safe. If your job demands heavy thinking, you are probably doomed.

The WaPo article rates the likely mortality of a variety of jobs currently being done by humans. Turns out “public relations specialist” is one of the most seriously threatened, while one of the least affected jobs is “dancer.”

The outlook for a dancing public relations specialist is not revealed, but if your job requires thinking and judgement, better get yourself to Arthur Murray’s, stat.

How can you protect your job when digital competition comes knocking? Why ask a chatbot when you can ask me?

No. 1: Let your freak flag fly

If there ever was a time to be a big personality at work, this is it. Announce that you are commencing a “deep dive” into company data by arriving at the office wearing scuba gear. Starting a meeting?

Activate your inner Swifty by jumping on the conference room table and serenading the team with a rousing rendition of “You’ll Never Find Another Like Me.” The more obnoxious you can be, the better. And, for the record, I have great faith in your ability to be obnoxious.

INSIDE TRACT FROM PAGE 4

• New Hampshire – Grants Totaling $250,000

• oGranite United Way – Awarded $250,000

● New Jersey – Grants Totaling $1,075,000

• Foresight Affordable Housing, Inc. –Awarded $150,000

● Housing and Neighborhood Development Services (HANDS, Inc.), – Awarded $250,000

• New Jersey Community Development Corporation – Awarded $150,000

• Project Freedom – Awarded $175,000

• The Gateway Family YMCA –Awarded $175,000

• York Street Project – Awarded $175,000

By showing yourself as a complete weirdo, you’re reminding management that you’re a unique individual, not just another replaceable cog in the corporate wheelhouse. Will it keep you from being replaced by AI? I’m not sure, but it certainly will be fun to try.

No. 2: Take your boss to lunch

As awful as it is to spend time with your manager, an hour of suffering could save your job. No chatbot will listen to their moans and groans, or offer sympathy for the problems with their new Maserati or the price increases on Beluga.

Also important to consider: No chatbot ever picked up a check.

No. 3: Come up with crazy new ideas

Artificial intelligence systems work by predicting the next most likely word in a sentence. For example, I can type “the biggest problem in the world today is...” into

● New York – Grants Totaling $925,000

• Asian Americans for Equality –Awarded $250,000

• HousingPlus Solutions – Awarded $175,000

• Jericho Project – Awarded $175,000

• Options for Community Living, Inc. –Awarded 150,000

• Warren Washington County Homeless Youth Coalition, WAIT House – Awarded $175,000

● North Carolina – Grants Totaling $250,000

• DreamKey Partners – Awarded $250,000

● Pennsylvania – Grants Totaling $575,000

• ACLAMO– Awarded $175,000

• Congreso de Latinos Unidos –

a chatbot and an AI algorithm will use its massive computer power to come up with the right word, “applesauce.”

By collecting, selecting and synthesizing mountains of published data, AI systems are good at providing rational answers. When it comes to crazy, they stink.

Fortunately, you’re good at crazy, so don’t be afraid to present all the meshuga ideas that you would normally keep to yourself. These could be serious business ideas, like saving money on air-conditioning costs this summer by moving headquarters to the Artic Circle, or ideas for enhancing the company’s reputation for honesty by having call center reps admit that customers’ calls are really not important to them (but they do enjoy seeing how long they can keep someone waiting before disconnecting the call).

Full disclosure: These three job-saving

Awarded $150,000

• People’s Emergency Center –Awarded $250,000

● Rhode Island – Grants Totaling $175,000

• Pawtucket Central Falls Development Corporation – Awarded $175,000

● South Carolina – Grants Totaling $175,000

• Upstate Warrior Solution – Awarded $175,000

● Vermont – Grants Totaling $325,000

• RuralEdge – Awarded $150,000

• Lamoille Housing Partnership –Awarded $175,000

● Washington, D.C. – G rants Totaling $175,000

• Friendship Place – Awarded $175,000

Since its inception in 2005, the Housing for Everyone grant program has awarded

ideas came from a human brain, but for the sake of completeness, I asked a powerful artificial intelligence system what advice it had for workers like thee and me, who feel threatened by getting replaced by AI. The response was instantaneous -- “Don’t be ridiculous,” the chatbot responded. “You have nothing to worry about. You’re completely irreplaceable.”

Do I believe the computer’s response? 100%. But just in case, will somebody tell me where I can sign up for dancing lessons?

Bob Goldman was an advertising executive at a Fortune 500 company. He offers a virtual shoulder to cry on at bob@ bgplanning.com. To find out more about Bob Goldman and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www. creators.com.

COPYRIGHT 2023 CREATORS.COM.

more than $49 million to non-profit organizations and helped support more than 550 affordable housing initiatives in the communities TD serves.

The Housing for Everyone grant program underscores TD’s longstanding commitment to community enrichment, as well as the Bank’s efforts to help people live with greater financial confidence through the TD Ready Commitment, TD’s corporate citizenship platform. Through the TD Ready Commitment, TD is targeting $775 million to community giving by 2030 across four drivers of change – Financial Security, Vibrant Planet, Connected Communities and Better Health – to open the doors to a more inclusive and sustainable tomorrow. Staff report

(THE CONVERSATION) Artificial

Intelligence-powered tools, such as ChatGPT, have the potential to revolutionize the efficiency, effectiveness and speed of the work humans do.

And this is true in financial markets as much as in sectors like health care, manufacturing and pretty much every other aspect of our lives.

I’ve been researching financial markets and algorithmic trading for 14 years. While AI offers lots of benefits, the growing use of these technologies in financial markets also points to potential perils. A look at Wall Street’s past efforts to speed up trading by embracing computers and AI offers important lessons on the implications of using them for decision-making.

Program trading fuels Black Monday

In the early 1980s, fueled by advancements in technology and financial innovations such as derivatives, institutional investors began using computer programs to execute trades based on predefined rules and algorithms. This helped them complete large trades quickly and efficiently.

Back then, these algorithms were relatively simple and were primarily used for so-called index arbitrage, which involves trying to profit from discrepancies between the price of a stock index – like the S&P 500 – and that of the stocks it’s composed of.

As technology advanced and more data became available, this kind of program trading became increasingly sophisticated, with algorithms able to analyze complex market data and execute trades based on a wide range of factors. These program traders continued to grow in number on the largey unregulated trading freeways –on which over a trillion dollars worth of assets change hands every day –causing market volatility to increase dramatically.

Eventually this resulted in the massive stock market crash in 1987 known as Black Monday. The Dow Jones Industrial Average suffered what was at the time the biggest percentage drop in its history, and the pain spread throughout the globe.

In response, regulatory authorities implemented a number of measures to restrict the use of program trading, including circuit breakers that halt trading when there are significant market swings and other limits. But despite these measures, program trading continued to grow in popularity in the years following the crash.

HFT: Program trading on steroids

Fast forward 15 years, to 2002, when the New York Stock Exchange introduced a fully automated trading system. As a result, program traders gave way to more sophisticated automations with much more advanced technology: Highfrequency trading.

HFT uses computer programs to analyze market data and execute trades at extremely high speeds. Unlike program traders that bought and sold baskets of securities over time to take

advantage of an arbitrage opportunity – a difference in price of similar securities that can be exploited for profit – high-frequency traders use powerful computers and high-speed networks to analyze market data and execute trades at lightning-fast speeds. Highfrequency traders can conduct trades in approximately one 64-millionth of a second, compared with the several seconds it took traders in the 1980s.

These trades are typically very short term in nature and may involve buying and selling the same security multiple times in a matter of nanoseconds. AI algorithms analyze large amounts of data in real time and identify patterns and trends that are not immediately apparent to human traders. This helps traders make better decisions and execute trades at a faster pace than would be possible manually.

Another important application of AI in HFT is natural language processing, which involves analyzing and interpreting human language data such as news articles and social media posts. By analyzing this data, traders can gain valuable insights into market sentiment and adjust their trading strategies accordingly.

Benefits of AI trading

These AI-based, high-frequency traders operate very differently than people do.

The human brain is slow, inaccurate and forgetful. It is incapable of quick, high-precision, floating-point arithmetic needed for analyzing huge volumes of data for identifying trade signals. Computers are millions of times faster, with essentially infallible memory, perfect attention and limitless capability for analyzing large volumes of data in split milliseconds.

And, so, just like most technologies, HFT provides several benefits to stock markets.

These traders typically buy and sell assets at prices very close to the market price, which means they don’t charge investors high fees. This helps ensure that there are always buyers and sellers in the market, which in turn helps to stabilize prices and reduce the potential for sudden price swings.

High-frequency trading can also help to reduce the impact of market inefficiencies by quickly identifying and exploiting mispricing in the market. For example, HFT algorithms can detect when a particular stock is undervalued or overvalued and execute trades to take advantage of these discrepancies. By doing so, this kind of trading can help to correct market inefficiencies and ensure that assets are priced more accurately. The downsides

But speed and efficiency can also cause harm.

HFT algorithms can react so quickly to news events and other market signals that they can cause sudden spikes or drops in asset prices.

Additionally, HFT financial firms are able to use their speed and technology to gain an unfair advantage over other traders, further distorting market signals. The volatility created by these extremely sophisticated AI-powered

trading beasts led to the so-called flash crash in May 2010, when stocks plunged and then recovered in a matter of minutes – erasing and then restoring about $1 trillion in market value.

Since then, volatile markets have become the new normal. In 2016 research, two co-authors and I found that volatility – a measure of how rapidly and unpredictably prices move up and down – increased significantly after the introduction of HFT.

The speed and efficiency with which high-frequency traders analyze the data mean that even a small change in market conditions can trigger a large number of trades, leading to sudden price swings and increased volatility.

In addition, research I published with several other colleagues in 2021 shows that most high-frequency traders use similar algorithms, which increases the risk of market failure. That’s because as the number of these traders increases in the marketplace, the similarity in these algorithms can lead to similar trading decisions.

This means that all of the highfrequency traders might trade on the same side of the market if their algorithms release similar trading signals. That is, they all might try to sell in case of negative news or buy in case of positive news. If there is no one to take the other side of the trade, markets can fail.

Enter ChatGPT

That brings us to a new world of ChatGPT-powered trading algorithms and similar programs. They could take the problem of too many traders on the same side of a deal and make it even worse.

In general, humans, left to their own devices, will tend to make a diverse range of decisions. But if everyone’s deriving their decisions from a similar artificial intelligence, this can limit the diversity of opinion.

Consider an extreme, nonfinancial situation in which everyone depends on ChatGPT to decide on the best computer to buy. Consumers are already very

prone to herding behavior, in which they tend to buy the same products and models. For example, reviews on Yelp, Amazon and so on motivate consumers to pick among a few top choices.

Since decisions made by the generative AI-powered chatbot are based on past training data, there would be a similarity in the decisions suggested by the chatbot. It is highly likely that ChatGPT would suggest the same brand and model to everyone. This might take herding to a whole new level and could lead to shortages in certain products and service as well as severe price spikes.

This becomes more problematic when the AI making the decisions is informed by biased and incorrect information. AI algorithms can reinforce existing biases when systems are trained on biased, old or limited data sets. And ChatGPT and similar tools have been criticized for making factual errors.

In addition, since market crashes are relatively rare, there isn’t much data on them. Since generative AIs depend on data training to learn, their lack of knowledge about them could make them more likely to happen.

For now, at least, it seems most banks won’t be allowing their employees to take advantage of ChatGPT and similar tools. Citigroup, Bank of America, Goldman Sachs and several other lenders have already banned their use on tradingroom floors, citing privacy concerns.

But I strongly believe banks will eventually embrace generative AI, once they resolve concerns they have with it. The potential gains are too significant to pass up – and there’s a risk of being left behind by rivals.

But the risks to financial markets, the global economy and everyone are also great, so I hope they tread carefully.

This article is republished from The Conversation under a Creative Commons license. Read the original article here: https://theconversation. com/chatgpt-powered-wall-street-thebenefits-and-perils-of-using-artificialintelligence-to-trade-stocks-and-otherfinancial-instruments-201436.

ChatGPT-powered Wall Street: The benefits and perils of using artificial intelligence to

trade stocks and other financial instruments

The Mecklenburg Times Public Notice section informs you about government actions, environmental conditions and economic changes. Public Notices alert you when the interests of your family, your neighborhood or your business are affected by what others do. Public Notices invite you to participate in the democratic process and in business opportunities.

Probate – notifies anyone with a claim against an estate of the deceased.

Civil Suits – complaints filed in court by individuals or businesses for the purpose of receiving settlements for property, obtaining divorces, child custody, and property and tax liens.

Storage Auctions – notices published by auctioneers and storage facilities when property is being sold due to delinquent statements.

Hearings and Condemnations – when property is inspected and conditions are found which violate the Charlotte housing code, notices are published that inform the owners that the process to demolish the property has begun.

Trustee Sales – these are notices filed in the court by Substitute Trustees who are advertising upcoming sales or auctions on properties with delinquent mortgages. These notices also consist of sales due to tax delinquency, for example, Commissioner Sales of Real Estate.

Corporations – these notices consist of corporation dissolutions, annual reports and United States seizures of property.

Sheriff Sales – this section consists of scheduled auction sales for property seized due to liens or judgments. These sales are conducted by the Mecklenburg County Sheriff Department.

TABLE

Public

REAL ESTATEMECKLENBURG

TRUSTEE SALES

AMENDED NOTICE OF FORECLOSURE SALE

Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Edna S. Floyd to Jerry Baker, Trustee(s), which was dated July 25, 2003 and recorded on July 30, 2003 in Book 15803 at Page 627, Mecklenburg County Registry, North Carolina.

Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, Trustee Services of Carolina, LLC, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on June 8, 2023 at 11:30 AM , and will sell to the highest bidder for cash the following described property situated in Mecklenburg County, North Carolina, to wit:

Being all of Lot 8 of Morningside Estates Subdivision, as same is shown on map thereof recorded in the Mecklenburg County, North Carolina Public Registry in Map Book 23, at Page 892.

Save and except any releases, deeds of release or prior conveyances of record.

Said property is commonly known as 7407 Merrily Lane, Charlotte, NC 28214.

A certified check only (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing.

THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED.

IN ACCORDANCE WITH THE MARCH 16, 2023 ORDER ENTERED BY THE CLERK OF COURT PURSUANT TO N.C.G.S. § 45-21.27(b), IN ADDITION TO THE FIVE PERCENT (5%) BID DEPOSIT, CAPITAL INVESTMENTS SOLUTIONS, LLC, AND ANY OF ITS MEMBERS AND/OR MANAGERS ALSO MUST POST A CASH BOND OR SURETY BOND IN THE AMOUNT OF THE REMAINING NINETYFIVE PERCENT (95%) OF ANY HIGH BID AND/OR UPSET BID AT THIS RESALE. PLEASE REFER TO SAID ORDER FOR FURTHER INFORMATION OR DETAILS.

Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance “AS IS WHERE IS.” There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale.

This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/are Capital Investment Solutions a/k/a Capital Investments Solutions, LLC and All Lawful Heirs of Edna S. Floyd An Order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination [NCGS § 45-21.16A(b) (2)]. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include,

but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Trustee Services of Carolina, LLC

Substitute Trustee Brock & Scott, PLLC Attorneys for Trustee Services of Carolina, LLC

5431 Oleander Drive Suite 200 Wilmington, NC 28403 PHONE: (910) 392-4988

File No.: 09-06533-FC02

2505757 5/23, 5/30

NOTICE OF FORECLOSURE SALE 23 SP 116 NORTH CAROLINA, MECKLENBURG COUNTY

Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Page 1 Partners, LLC and Everette W. Wilson to Lenders National Real Estate Solutions, Trustee(s), which was dated March 21, 2019 and recorded on March 25, 2019 in Book 33373 at Page 274, Mecklenburg County Registry, North Carolina.

Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, Trustee Services of Carolina, LLC, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on June 8, 2023 at 11:30 AM , and will sell to the highest bidder for cash the following described property situated in Mecklenburg County, North Carolina, to wit:

ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATION IN THE CITY OF CHARLOTTE, MECKLENBURG COUNTY, NORTH CAROLINA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEING ALL OF LOT 142, IN BLOCK 3 OF PARK RIDGE SUBDIVISION, SECTION 5-C, AS THE SAME IS SHOWN ON A MAP THEREOF RECORDED IN MAP 19, AT PAGE 367 IN THE MECKLENBURG COUNTY PUBLIC REGISTRY. Save and except any releases, deeds of release or prior conveyances of record.

Said property is commonly known as 11410 Kingfisher Dr, Charlotte, NC 28226. A Certified Check ONLY (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing.

THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED.

Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance “AS IS WHERE IS.” There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/ are Page 1 Partners LLC a South Carolina limited liability company. An Order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time

the tenant provides the notice of termination [NCGS § 45-21.16A(b) (2)]. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Trustee Services of Carolina, LLC

Substitute Trustee Brock & Scott, PLLC Attorneys for Trustee Services of Carolina, LLC 5431 Oleander Drive Suite 200 Wilmington, NC 28403 PHONE: (910) 392-4988 File No.: 22-11184-FC01

2504643 5/23, 5/30

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE OF NORTH CAROLINA

SUPERIOR COURT DIVISION MECKLENBURG COUNTY

19SP002742-590

IN THE MATTER OF THE FORECLOSURE OF A DEED OF TRUST EXECUTED BY GENE SMITH DATED SEPTEMBER 29, 2005 AND RECORDED IN BOOK 19467 AT PAGE 518 IN THE MECKLENBURG COUNTY PUBLIC REGISTRY, NORTH CAROLINA

Under and by virtue of the power and authority contained in the above-referenced deed of trust and because of default in payment of the secured debt and failure to perform the agreements contained therein and, pursuant to demand of the holder of the secured debt, the undersigned will expose for sale at public auction at the usual place of sale at the Mecklenburg County courthouse at 11:00AM on June 8, 2023, the following described real estate and any improvements situated thereon, in Mecklenburg County, North Carolina, and being more particularly described in that certain Deed of Trust executed Gene Smith, dated September 29, 2005 to secure the original principal amount of $144,500.00, and recorded in Book 19467 at Page 518 of the Mecklenburg County PublicRegistry.Thetermsofthesaid Deed of Trust may be modified by other instruments appearing in the public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warranty is intended.

Address of property: 12238 Wallace Ridge Dr, Charlotte, NC 28269

Tax Parcel ID: 02930256

Present Record Owners: The Heirs of Gene Smith

The record owner(s) of the property, according to the records of the Register of Deeds, is/are The Heirs of Gene Smith.

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS. Neither the Trustee nor the holder of the note secured by the deed of trust being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. A deposit of five percent (5%) of the amount of the bid or seven hundred fifty dollars ($750.00), whichever is greater, is required from the highest bidder and must be tendered in the form of certified funds at the time of the sale. Cash will not be accepted This sale will be held open ten days for upset bids as required by law. After the expiration of the upset period, all remaining amounts are IMMEDIATELY DUE AND OWING. Failure to remit funds in a timely manner will result in a Declaration of Default and any deposit will be frozen pending the outcome of any

re-sale. If the sale is set aside for anyreason,thePurchaseratthesale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the Substitute Trustee or the attorney of any of the foregoing.

SPECIAL NOTICE FOR LEASEHOLD TENANTS residing at the property: be advised that an Order for Possession of the property may be issued in favor of the purchaser. Also, if your lease began or was renewed on or after October 1, 2007, be advised that you may terminate the rental agreement upon 10 days written notice to the landlord. You may be liable for rent due underthe agreement prorated to the effective date of the termination.

The date of this Notice is May 9, 2023.

Jason K. Purser, NCSB# 28031 Morgan R. Lewis, NCSB# 57732 Attorney for LLG Trustee, LLC, Substitute Trustee LOGS Legal Group LLP 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 (704) 333-8107 | (704) 333-8156 Fax | www.LOGS.com 09-121130 2502474 5/23, 5/30

NOTICE OF SUBSTITUTE

TRUSTEE’S SALE OF REAL ESTATE

22-SP-2103

UNDER AND BY VIRTUE OF the power and authority contained in that certain Deed of Trust executed and delivered by Holrick Foster and Danijela Foster dated December 9, 2005, and recorded December 13, 2005, in the Office of the Register of Deeds for Mecklenburg County, North Carolina, in Book 19751 at Page 808, securing a Note in the original principal amount of $26,500.00, and because of default in the payment of the indebtedness thereby secured and failure to carry out and perform the stipulations and agreements therein contained and, pursuant to demand of the owner and holder of the indebtedness secured by said Deed of Trust, the undersigned Substitute Trustee will expose for sale at public auction to the highest bidder for cash at the usual place of sale in the CountyCourthouseofMecklenburg County, in the City of Charlotte, North Carolina, on June 2, 2023

AT 11:00 AM o’clock , all that certain parcel of land secured by the above-described Deed of Trust recorded in Book 19751 at Page 808, situated in Mecklenburg County, North Carolina, as more particularly described therein, which legal description is made a part hereof and incorporated herein by reference as if fully set forth herein and briefly described as being all of Lot 44, Block 3, Calloway Plantation Sub., Map Bk. 22, Pg. 970.

ADDRESS SHOWN AS SECURITY ON THE NOTE AND DEED OF TRUST: 9425 Clifton Meadow, Matthews, NC 28105.

PRESENT RECORD OWNERS as reflected on the records of the Register of Deeds not more than 10 days prior to posting the notice is/are: Holrick Foster and Danijela Foster.

In the event the property which is the subject of this Notice of Sale is residential real property with less than fifteen (15) rental units, an order for possession of the property may be issued pursuant to N.C.G.S. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the Clerk of Superior Court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. The notice shall also state upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

Should the property be purchased by a third party, that person must pay the tax of fortyfive cents per One Hundred Dollars ($100.00)requiredbyNCGS7A-308 (a)(1), up to a maximum of Five Hundred Dollars ($500.00). The property is being sold “as is and where is” with no representations or warranties of any type or kind being given or to be construed as being given or made; and, no title certification of any type or kind is being made or is to be construed as being made. The terms of the sale are that the real property

hereinabove described will be sold for cash to the highest bidder and that the undersigned will require the successful bidder at the sale to immediately deposit cash or certified check in the amount of the greater of five percent (5%) of the amount of the bid or seven hundred and fifty dollars ($750.00), whichever is greater. The real property hereinabove described will be sold subject to any unpaid taxes, prior encumbrances, if any, and special assessments.

The sale will be held open for ten (10) days for upset bids as by law required and will also be subject to a ten (10) day right of redemption or to the filing of a bankruptcy petition. In the event of an upset bid, redemption or the filing of a bankruptcy petition, or any other reason that the Substitute Trustee deems necessary to redo the sale, the bid deposit will be returned and no other remedies will be assertable.

22-SP-2103

This 14th day of April, 2023. /s/Frances S. White Frances S. White or Rick D. Lail, either one of whom may act, Substitute Trustee P.O. Box 30081 Charlotte, N.C. 28230-0081 (704) 817-8134 2499396 5/23, 5/30

RE-NOTICE OF FORECLOSURE SALE

Special Proceedings No. 20 SP 311 Substitute Trustee: Philip A. Glass NORTH CAROLINA MECKLENBURG COUNTY

Date of Sale: June 5, 2023

Time of Sale: 1:30 p.m.

Place of Sale: Mecklenburg County Courthouse

Description of Property: BEING ALL OF LOT 38 IN BLOCK 1 OF WALDEN ON CARMEL, SECTION 2-B AS SHOWN ON A MAP THEREOF RECORDED IN MAP BOOK 19 AT PAGE 298 IN THE MECKLENBURG COUNTY, NORTH CAROLINA PUBLIC REGISTRY.

Subject to easements, restrictions and rights of way of record, and utility lines and rights of way in existence over, under or upon the above-described property

Parcel ID: 22146113

Property Address: 232 Vista Grande Circle, Charlotte, NC 28226

Record Owners: Traci E. Grant, aka Traci Phillips

Address of Property: 232 Vista Grande Circle Charlotte, NC 28226

Deed of Trust:

Book : 24051 Page: 832

Dated: August 14, 2008

Grantors: Traci E. Grant

Original Beneficiary: State

Employees’ Credit Union CONDITIONS OF SALE:

This sale is made subject to all unpaid taxes and superior liens or encumbrances of record and assessments, if any, against the said property, and any recorded leases. This sale is also subject to any applicable county land transfer tax, and the successful third party bidder shall be required to make payment for any such county land transfer tax.

A cash deposit of 5% of the purchase price will be required at the time of the sale. Any successful bidder shall be required to tender the full balance of the purchase price so bid in cash or certified check at the time the Substitute Trustee tenders to him a deed for the property or attempts to tender such deed, and should said successful bidder fail to pay the full balance purchase price so bid at that time, he shall remain liable on his bid as provided for in North Carolina General Statutes Section 45-21.30 (d) and (e). This sale will be held open ten (10) days for upset bids as required by law.

Residential real property with less than 15 rental units, including single-family residential real property: an order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but not more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

Dated: 4/24/23

Philip A. Glass, Substitute Trustee

Nodell, Glass & Haskell, L.L.P. 2503681 5/23, 5/30

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION BEFORE THE CLERK 23-SP-165 STATE OF NORTH CAROLINA

MECKLENBURG COUNTY

PARCEL ID: 03519205

IN THE MATTER OF THE FORECLOSURE of a Claim of Lien for Assessments under power of sale pursuant to N.C.G.S. § 47F-3-116 N.C.G.S. § 47C-3-116 filed on 5/13/2022 by Oakdale Green Homeowner’s Association, Inc., Petitioner, in File # 22-M2092 in the office of the Clerk of Superior Court, Mecklenburg County, against Connie C. Falcon, Respondent, whether one or more.

Pursuant to an order of the Clerk of Superior Court and under and by virtue of the power and authority contained in the abovereferenced lien and that Declaration recorded in Book 10083, Page 465 of the Mecklenburg County Registry, and because of default in the payment of the indebtedness thereby secured and failure to carry out and perform the agreements therein contained and, pursuant to demand of the owner and holder of the indebtedness, the undersigned trustee for the Petitioner will expose for sale at public auction to the highest bidder for cash at in the ground floor lobby of the Mecklenburg County Courthouse located at 832 E. 4th Street, Charlotte, North Carolina 28202 at 10:00 a.m. on Tuesday, June 6, 2023 the following described real estate and any other improvements which may be situated thereon, and more particularly described as follows:

Being all of Lot 94 of Oakdale Green, Phase 1, as shown on a revision of Map 2 thereof, recorded in Map Book 31, Page 755 of the Mecklenburg County Registry.

And being more commonly known as 6110 Foster Brook Drive, Charlotte, NC 28216.

The record owner of the property, as reflected on the records of the Register of Deeds at the time of this Notice, is Connie C. Falcon.

The property to be offered pursuant to this Notice of Sale is being offered for sale “AS IS, WHERE IS.” Neither the Petitioner nor the trustee, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Petitioner, the trustee or the holder of the debt make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. The sale is made subject to all prior liens and encumbrances, and unpaid taxes and assessments including but not limited to any transfer tax associated with foreclosure, if any. A deposit of five percent (5%) or $750.00, whichever is greater, in cash or certified funds, will be required of any winning third-party bidder at the time of the sale. The sale will be held open for ten (10) days for upset bids as required by law.

The final winning bidder will be responsible for a $500.00 closing processing fee to the Trustee.

This the 17th day of April, 2023.

A. Caleb Prevatte N.C. State Bar No. 58294 MORETZ LAW GROUP, P.A., Trustee Post Office Box 446 Concord, N.C. 28025 Telephone (704) 721-3500 Facsimile (704) 721-3555 2503679 5/23, 5/30 NOTICE

Under and by virtue of the power and authority contained in the above-referenced deed of trust and because of default in payment of the secured debt and failure to perform the agreements contained therein and, pursuant to demand of the holder of the secured debt, the

undersigned will expose for sale at public auction at the usual place of sale at the Mecklenburg County courthouse at 10:00AM on May 30, 2023, the following described real estate and any improvements situated thereon, in Mecklenburg County, North Carolina, and being more particularly described in that certain Deed of Trust executed Ksuin Cil and Bo Dagout and Kri Cil, dated March 22, 2013 to secure the original principal amount of $134,666.00, and recorded in Book 28186 at Page 808 of the Mecklenburg County PublicRegistry.Thetermsofthesaid

Deed of Trust may be modified by other instruments appearing in the public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warranty is intended.

Address of property: 15332 Dehavilland Dr, Charlotte, NC

28278

Tax Parcel ID: 19950347

Present Record Owners: Bo Dagout and Kri Cil and Ksuin Cil

The record owner(s) of the property, according to the records of the Register of Deeds, is/are Bo Dagout and Kri Cil and Ksuin Cil. The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS.

Neither the Trustee nor the holder of the note secured by the deed of trust being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. A deposit of five percent (5%) of the amount of the bid or seven hundred fifty dollars ($750.00), whichever is greater, is required from the highest bidder and must be tendered in the form of certified funds at the time of the sale. Cash will not be accepted This sale will be held open ten days for upset bids as required by law. After the expiration of the upset period, all remaining amounts are

IMMEDIATELY DUE AND OWING

Failure to remit funds in a timely manner will result in a Declaration of Default and any deposit will be frozen pending the outcome of any re-sale. If the sale is set aside for anyreason,thePurchaseratthesale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the Substitute Trustee or the attorney of any of the foregoing.

SPECIAL NOTICE FOR LEASEHOLD TENANTS residing at the property: be advised that an Order for Possession of the property may be issued in favor of the purchaser. Also, if your lease began or was renewed on or after October 1, 2007, be advised that you may terminate the rental agreement upon 10 days written notice to the landlord. You may be liable for rent due underthe agreement prorated to the effective date of the termination.

The date of this Notice is May 11, 2023.

Jason K. Purser, NCSB# 28031

Morgan R. Lewis, NCSB# 57732

Attorney for LLG Trustee, LLC, Substitute Trustee LOGS Legal Group LLP

10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 (704) 333-8107 | (704) 333-8156

Fax | www.LOGS.com 23-115747

2503338 5/16, 5/23

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION 23SP714 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG IN THE MATTER OF THE FORECLOSURE OF A DEED OF TRUST EXECUTED BY FURTUESQUIER MURPHY

DATED JANUARY 7, 2000

RECORDED IN BOOK 11021 AT PAGE 490 IN THE MECKLENBURG COUNTY PUBLIC REGISTRY, NORTH CAROLINA

Under and by virtue of the power and authority contained in the above-referenced deed of trust and because of default in payment of the secured debt and failure to perform the agreements therein contained and, pursuant to demand of the holder of the secured debt, the undersigned will expose for sale

at public auction at the usual place of sale at the Mecklenburg County courthouse at 11:30 AM on June 1, 2023, the following described real estate and any improvements situated thereon, in Mecklenburg County, North Carolina, and being more particularly described in that certain Deed of Trust executed by Furtuesquier Murphy, dated January 7, 2000 to secure the original principal amount of $66,000.00, and recorded in Book 11021 at Page 490 of the Mecklenburg County Public Registry. The terms of the said Deed of Trust may be modified by other instruments appearing in the public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warranty is intended.

Address of property: 2416 Carrington Ct, Charlotte, NC 28208

Tax Parcel ID: 06110116

Present Record Owners: Furtuesquier Murphy

The record owner(s) of the property, according to the records of the Register of Deeds, is/are Furtuesquier Murphy.

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS. Neither the Trustee nor the holder of the note secured by the deed of trust being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. A deposit of five percent (5%) of the amount of the bid or seven hundred fifty dollars ($750.00), whichever is greater, is required from the highest bidder and must be tendered in the form of certified funds at the time of the sale. This sale will be held open ten days for upset bids as required by law. After the expiration of the upset period, all remaining amounts are IMMEDIATELY DUE AND OWING.

Failure to remit funds in a timely manner will result in a Declaration of Default and any deposit will be frozen pending the outcome of any re-sale. If the sale is set aside for anyreason,thePurchaseratthesale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the Substitute Trustee or the attorney of any of the foregoing.

SPECIAL NOTICE FOR LEASEHOLD TENANTS residing at the property: be advised that an Order for Possession of the property may be issued in favor of the purchaser. Also, if your lease began or was renewed on or after October 1, 2007, be advised that you may terminate the rental agreement upon 10 days written notice to the landlord. You may be liable for rent due underthe agreement prorated to the effective date of the termination.

The date of this Notice is 8th day of May, 2023.

Grady I. Ingle, Attorney for Substitute Trustee Ingle Law Firm, PA 13801 Reese Blvd West Suite 160 Huntersville, NC 28078 (980) 771-0717

Ingle Case Number: 17042-24634 2502479 5/16, 5/23

NOTICE

real estate and any improvements situated thereon, in Mecklenburg County, North Carolina, and being more particularly described in that certain Deed of Trust executed by William N. Young; Jennifer L. Young, dated July 21, 2017 to secure the original principal amount of $187,900.00, and recorded in Book 32021 at Page 1 of the Mecklenburg County Public Registry. The terms of the said Deed of Trust may be modified by other instruments appearing in the public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warranty is intended.

Address of property: 12204 Brittondale Lane, Charlotte, NC 28215

Tax Parcel ID: 10806153

Present Record Owners: William N. Young; Jennifer L. Young

The record owner(s) of the property, according to the records of the Register of Deeds, is/are William N. Young and Jennifer L. Young.

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS. Neither the Trustee nor the holder of the note secured by the deed of trust being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. A deposit of five percent (5%) of the amount of the bid or seven hundred fifty dollars ($750.00), whichever is greater, is required from the highest bidder and must be tendered in the form of certified funds at the time of the sale. This sale will be held open ten days for upset bids as required by law. After the expiration of the upset period, all remaining amounts are IMMEDIATELY DUE AND OWING. Failure to remit funds in a timely manner will result in a Declaration of Default and any deposit will be frozen pending the outcome of any re-sale. If the sale is set aside for anyreason,thePurchaseratthesale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the Substitute Trustee or the attorney of any of the foregoing.

SPECIAL NOTICE FOR LEASEHOLD TENANTS residing at the property: be advised that an Order for Possession of the property may be issued in favor of the purchaser. Also, if your lease began or was renewed on or after October 1, 2007, be advised that you may terminate the rental agreement upon 10 days written notice to the landlord. You may be liable for rent due underthe agreement prorated to the effective date of the termination.

The date of this Notice is 8th day of May, 2023.

Grady I. Ingle, Attorney for Substitute Trustee Ingle Law Firm, PA 13801 Reese Blvd West Suite 160 Huntersville, NC 28078 (980) 771-0717

Ingle Case Number: 1689424353 2502476 5/16, 5/23

NOTICE OF FORECLOSURE SALE

22 SP 2290

Under and by virtue of the power of sale contained in a certain Deed of Trust made by Walter Shaw (PRESENT RECORD OWNER(S): Walter Shaw) to PRLAP, Inc., Trustee(s), dated June 27, 2007, and recorded in Book No. 22442, at Page 456 in Mecklenburg County Registry, North Carolina, default having been made in the payment of the promissory note secured by the said Deed of Trust and the undersigned, Substitute Trustee Services, Inc. having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the Office of the Register of Deeds Mecklenburg County, North Carolina and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door in Charlotte, Mecklenburg County, North Carolina, or the customary location designated for foreclosure sales, at 11:30 AM on May 30, 2023

and will sell to the highest bidder for cash the following real estate situated in Charlotte in the County of Mecklenburg, North Carolina, and being more particularly described as follows:

BEING all of Unit 18 (the “Unit”) of SHARON LAKES CONDOMINIUMS (the “Condominium”), as described and designated in the Declaration of Condominium recorded in Deed Book 4789, at Page 973, and any amendments of supplemental declarations thereto, in the Mecklenburg County Public Registry (the “Declaration”) together with the currently effective undivided percentage interest in the common areas and facilities appurtenant to said Unit which common areas and facilities are described with particularity in Unit Ownership File #219 in the Mecklenburg County Public Registry. Including the Unit located thereon; said Unit being located at 1911 Countrymens Court, Unit 18, Charlotte, North Carolina.

Property Address: 1911 Countrymens Court, Charlotte, NC 28210

Trustee may, in the Trustee’s sole discretion, delay the sale for up to one hour as provided in N.C.G.S. §45-21.23.

Should the property be purchased by a third party, that party must pay the excise tax, as well as the court costs of Forty-Five Cents ($0.45) per One Hundred Dollars ($100.00) required by N.C.G.S. §7A-308(a)(1).

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance “AS IS, WHERE IS.” Neither the Trustee nor the holder of the note secured by the deed of trust/security agreement, or both, being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. Also, this property is being sold subject to all taxes, special assessments, and prior liens or prior encumbrances of record and any recorded releases. Said property is also being sold subject to applicable Federal and State laws.

A deposit of five percent (5%) of the purchase price, or seven hundred fifty dollars ($750.00), whichever is greater, is required and must be tendered in the form of certified funds at the time of the sale.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in its sole discretion, if it believes the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property

An order for possession of the property may be issued pursuant to N.C.G.S. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may after receiving the notice of foreclosure sale,terminatetherentalagreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days but not more than 90 days, after the sale date contained in this notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

https://sales.hutchenslawfirm. com Firm Case No: 9651 - 38737 2502062 5/16, 5/23

PERSONAL PROPERTYMECKLENBURG

LIEN SALE

LIEN SALE NORTH CAROLINA MECLENBURG COUNTY IN THE GENERAL COURT DIVISION UNITED TOWING INC. 2325 NEWBERRY STREET CHARLOTTE NC 28208 VS STEPHANIE DANTOS 4105 JOHNSON DAIRY RD APT 564 PALM BEACH GARDENS FL 33410 AND TD AUTO FINANCE LLC PO BOX 675 WILMINGTON OH 45177. TAKE NOTICE THAT A PETITION SEEKING RELIEF TO SATISFY A MOTOR VEHICLE LIEN HAS BEEN FILED AGAINST YOU. THE AMOUNT OF THE LIEN IS $ 5,495, FOR TOWING & STORAGE TO A: 2015 MAZDA A3S JM3KE4DY6F0460281 BY SALE OF SAID VEHICLE WHICH IS REGISTERED IN YOUR NAME. VEHICLE BEING SOLD PURSUANT TO STATUTE 44A (B) (1). LOCATION OF VEHICLE AND SALE DATE/TIME WILL BE: 2325 NEWBERRY STREET CHARLOTTE NC 28208

06/10/2023 @ 10:00 AM THIS 10TH DAY OF JUNE 2023. FILE: N22-508707 2502093 5/16, 5/23

LIEN SALE

NORTH CAROLINA MECLENBURG COUNTY IN THE GENERAL COURT DIVISION UNITED TOWING INC. 2325 NEWBERRY STREET CHARLOTTE NC 28208 VS ALEXANDER PAUL CUTLER 4135 PAINTED SKY TRL CHASKA MN 55318. TAKE NOTICE THAT A PETITION SEEKING RELIEF TO SATISFY A MOTOR VEHICLE LIEN HAS BEEN FILED AGAINST YOU. THE AMOUNT OF THE LIEN IS $ 6,615, FOR TOWING & STORAGE TO A: 2012 HONDA 2HGFG4A50CH700853 BY SALE OF SAID VEHICLE WHICH IS REGISTERED IN YOUR NAME. VEHICLE BEING SOLD PURSUANT TO STATUTE 44A (B) (1). LOCATION OF VEHICLE AND SALE DATE/TIME WILL BE: 2325 NEWBERRY STREET CHARLOTTE NC 28208

06/10/2023 @ 10:00 AM THIS

10TH DAY OF JUNE 2023. FILE:

N22-505823 2502095 5/16, 5/23

LIEN SALE

NORTH CAROLINA MECLENBURG COUNTY IN THE GENERAL COURT DIVISION UNITED TOWING INC. 2325 NEWBERRY STREET CHARLOTTE NC 28208 VS MONICA BROWN 8120 CARTER CREEK DR APT 207 CHARLOTTE NC 28227 AND SANTANDER CONSUMER USA PO BOX 961288 FORT WORTH TX 76161. TAKE NOTICE THAT A PETITION SEEKING RELIEF TO SATISFY A MOTOR VEHICLE LIEN HAS BEEN FILED AGAINST YOU. THE AMOUNT OF THE LIEN IS $ 2,520, FOR TOWING & STORAGE TO A: 2020 BUICK ENVISION LRBFX4SX8LD136184 BY SALE OF SAID VEHICLE WHICH IS REGISTERED IN YOUR NAME. VEHICLE BEING SOLD PURSUANT TO STATUTE 44A (B) (1). LOCATION OF VEHICLE AND SALE DATE/TIME WILL BE: 2325 NEWBERRY STREET CHARLOTTE NC 28208

06/10/2023 @ 10:00 AM THIS

10TH DAY OF JUNE 2023. FILE:

N23-517995

2502096 5/16, 5/23

LIEN SALE NORTH CAROLINA

MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION AUTO TITLE PROS PO BOX 680534 CHARLOTTE NC 28216 VS LEONARD ROBERTSON 4424 JOHN PENN CIR E CHARLOTTE NC 28215

TAKE NOTICE THAT A PETITION SEEKING RELIEF TO SATISFY A MOTOR VEHICLE LIEN HAS BEEN FILED AGAINST YOU. THE AMOUNT OF THE LIEN IS $ 6900.00, FOR TOWING, STORAGE & SERVICES TO A: CHEVROLET 2014 2GNALAEK0E6366493 BY SALE OF SAID VEHICLE WHICH IS REGISTERED IN YOUR NAME. VEHICLE BEING SOLD PURSUANT TO STATUTE 44A-4

(B) (1). LOCATION OF VEHICLE AND SALE DATE/TIME WILL BE: 2909 BOXMEER DRIVE CHARLOTIE NC 28269 05-262023 @ 10:00AM THIS 4TH DAY OF APRIL 2023 2503686 5/23, 5/30

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

NORTH CAROLINA MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION

BRADLEY’S WRECKER SERVICE, INC 2909 BOXMEER DRIVE CHARLOTTE NC 28269 VS WANDA DAVIS HOWARD 821 OSAGIAN CIR BRANDON M5 39042 USAA FEDERAL SAVINGS BANK PO BOX 25145 LEHIGH VALLEY PA 18002-5145

Take notice that a petition seeking relief to satisfy a motor vehicle lien has been filed. The nature of relief sought is to satisfy possessory lien $5000.00 for towing, storage and service to a CHEVROLET 2013 serial number

1G11B5SA1DU124531 by sale of said vehicle which is registered in your name. Vehicle being sold pursuant to Statute 44a-4 (B) (1) 2909 Boxmeer Dr Charlotte, NC 28269 at 10:00am on 6/5/2023. This 5TH day of APRIL, 2023 Bradley’s Wrecker Service, Inc. 2909 Boxmeer Dr. Charlotte, NC 28269 2504634 5/23, 5/30

NOTICE OF SERVICE OF PROCESS BY PUBLICATION NORTH CAROLINA MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION BRADLEY’S WRECKER SERVICE, INC 2909 BOXMEER DRIVE CHARLOTTE NC 28269 VS GEORGE JOSEPH KSIONZYK III 1647 EASTCREST DR APT H5 CHARLOTTE NC 28205-4477 CONSUMER PORTFOLIO SERVICES INC PO BOX 57071 IRVINE CA 92619-7071

Take notice that a petition seeking relief to satisfy a motor vehicle lien has been filed. The nature of relief sought is to satisfy possessory lien $5000.00 for towing, storage and service to a MITSUBISHI 2019 serial number ML32F3FJ2KHF06996 by sale of said vehicle which is registered in your name. Vehicle being sold pursuant to Statute 44a-4 (B) (1) 2909 Boxmeer Dr Charlotte, NC 28269 at 10:00am on 6/5/2023. This 4TH day of MAY, 2023 Bradley’s Wrecker Service, Inc. 2909 Boxmeer Dr. Charlotte, NC 28269 2504625 5/23, 5/30

NOTICE OF SERVICE OF PROCESS BY PUBLICATION NORTH CAROLINA MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION BRADLEY’S WRECKER SERVICE, INC 2909 BOXMEER DRIVE CHARLOTTE NC 28269 VS RAKEEM REAJAYE STAGGERS 451 WHITE OAK SWAMP RD WHITAKERS NC 27891-8836 STATE EMPLOYEES CREDIT UNION PO BOX 27528 RALEIGH NC 27611-7529

Take notice that a petition seeking relief to satisfy a motor vehicle lien has been filed. The nature of relief sought is to satisfy possessory lien $5000.00 for towing, storage and service to a INFINITI 2007 serial number JNKBV61F07M815123 by sale of said vehicle which is registered in your name. Vehicle being sold pursuant to Statute 44a-4 (B) (1) 2909 Boxmeer Dr Charlotte, NC 28269 at 10:00am on 6/5/2023.

This 17TH day of April, 2023 Bradley’s Wrecker Service, Inc. 2909 Boxmeer Dr. Charlotte, NC 28269 2504635 5/23, 5/30

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

NORTH CAROLINA

MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION

BRADLEY’S WRECKER SERVICE, INC 2909 BOXMEER DRIVE CHARLOTTE NC 28269 VS FELICIA RYAN THOMPSON

Steven T. Price

Executor of the Estate of Geraldine Thomas Price

Estate File #: 2023-E- 1861

2502509 5/16, 5/23, 5/30, 6/6

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Carol H. Maddox (a/k/a Carol Herndon Maddox), deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned (care of)

Mary Kay Baynard

James, McElroy & Diehl, P.A. 525 N. Tryon Street, Suite 700 Charlotte, North Carolina 28202 on or before the 17th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Amy E. Riescher, Executor

By: Mary Kay Baynard, Attorney for the Estate of Carol H. Maddox

JAMES, MCELROY & DIEHL, P.A. 525 N. Tryon Street, Suite 700 Charlotte, North Carolina 28202 2502493 5/16, 5/23, 5/30, 6/6

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Santos Javier Garcia Hernandez, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 PinevilleMatthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before August 14, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 16th day of May, 2023.

Mary C. Immen

Administrator of the Estate of Santos Javier Garcia Hernandez

File No. 23-E-1680

2502110 5/16, 5/23, 5/30, 6/6

NOTICE TO CREDITORS

Having qualified as Executrix of the Estate of Jimmy Dalton Godwin, Sr., late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned c/o JOHNSTON, ALLISON & HORD, P.A., 1065 East Morehead Street, Post Office Box 36469, Charlotte, North Carolina, 28236-6469, on or before the 16th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate settlement with the undersigned.

This the 16th day of May, 2023.

Myrtle Diane Godwin

Executrix of the Estate of Jimmy Dalton Godwin, Sr.

J. Darrell Shealy JOHNSTON, ALLISON & HORD, P.A. 1065 East Morehead Street Post Office Box 36469 Charlotte, North Carolina 282366469 2502083 5/16, 5/23, 5/30, 6/6

NOTICE OF ADMINISTRATION

STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

Having qualified as Executor of the Estate of Mary H. Greene aka Mary Catherine Greene , deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to J. JEROME MILLER, 319 S. Sharon Amity Road, Suite 350, Charlotte, North Carolina 28211, on or before, August 18, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 16th day of May, 2023.

Jennifer Annette Greene, Executor

Estate of Mary H. Greene aka Mary Catherine Greene 319 S. Sharon Amity Road, Suite 350 Charlotte, NC 28211 2502082 5/16, 5/23, 5/30, 6/6

NOTICE OF ADMINISTRATION

Having qualified as Executor of theEstateofDianaCabonargiHape, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against

said estate to present them, duly verified, to the undersigned c/o Bailey Patrick, Jr., K&L Gates LLP, 300 South Tryon Street, Suite 1000, Charlotte, N. C. 28202, on or before the 16th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 16th day of May, 2023.

Jeffrey Marshall Hape, Executor Estate of Diana Cabonargi Hape 2502065 5/16, 5/23, 5/30, 6/6

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of DENIS Michael Kanach, Denis M Kanach, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3917 Livingston St NW, Washington, DC 20015 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 16th day of May, 2023.

JESSE P KANACH

Executor File #2023 E 001689

2500484 5/16, 5/23, 5/30, 6/6

NOTICE TO CREDITORS

Having qualified as the Administrator of the Estate of Richard Kenneth Kinkade, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned in care of Ann Marie Daniel, Esq, Ann Marie Daniel Attorney at Law PLLC, 3121 Springbank Lane, Suite A, Charlotte, NC 28226 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023

Wanda O. Kinkade

Administrator

File #21-E-1775 2500720 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Louise Rucker, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 112 Adams Trail, MT Holly, NC 28120 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 16th day of May, 2023.

Aubrey Rucker JR

Administrator

File #2023 E 001781

2500468 5/16, 5/23, 5/30, 6/6

NOTICE TO CREDITORS AND DEBTORS OF JEFFREY BRIAN CLECKNER

All persons, firms and corporations having claims against JEFFREY BRIAN CLECKNER , deceased, are notified to exhibit them to TRACY CLAYTON SNIDE, as Executrix (Estate File 23 E 1654) of the decedent’s estate c/o Tracy Clayton Snide, 44 W Beaumont Road, Columbus, OH 43214, on or before August 7, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the abovenamed Executrix.

This the 9th day of May, 2023.

Tracy Clayton Snide, Executrix

For the Estate of Jeffrey Brian Cleckner

2501176 5/9, 5/16, 5/23, 5/30

NOTICE TO CREDITORS

Having qualified as Administrator of the Estate of ANGELA EVETTE GRAY late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms or corporations having claims against the Estate to present them to the undersigned on or before August 7, 2023, or this Notice will be pleaded in bar of their recovery. All persons, firms or corporations indebted to said Estate will please make immediate payment to the undersigned.

This 9th day of May 2023.

DARRYL GRAY c/o Nicole Henderson, Law Offices of Nicole Henderson, PLLC 19109 West Catawba Ave. Suite 200, Cornelius, NC 28031 2501165 5/9, 5/16, 5/23, 5/30

NOTICE TO CREDITORS

NORTH CAROLINA

MECKLENBURG COUNTY

FILE NO: 22 E 231

Having qualified as Administrator for the Estate of Lawrence Cecil Roberts deceased, this is to notify all persons, firms and corporations having claims against the said decedent to exhibit them, duly verified, to the undersigned on or before the 7th day of August 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said estate are notified to make immediate payment.

This the 28th day of April, 2023

David Alan Pendragon Administrator

c/o Benjamin W. Baucom 49 Union Street, North Concord, NC 28025 2500732 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Angelo M Palladino, Angelo Marjo Palladino, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1002200 Caldwell Depot Road, Cornelius, NC 28031 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Joseph J Palladino

Executor

File #2023

E 001360 2500472 5/9, 5/16, 5/23, 5/30

NOTICE TO CREDITORS AND DEBTORS

OF HENRY HOYLE HALE

All persons, firms and corporations having claims against HENRY HOYLE HALE deceased, are notified to exhibit them to EUZELIA SHORT HALE, as Administratrix (Estate File 23 E 1747) of the decedent’s estate c/o Euzelia Short Hale, 2444 Coltsview Lane, Matthews, NC 28105, on or before August 7, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the abovenamed Administratrix.

This the 9th day of May, 2023.

Euzelia Short Hale, Administratrix

For the Estate of Henry Hoyle Hale 2501195 5/9, 5/16, 5/23, 5/30

NOTICE TO CREDITORS

Having qualified as Administrator Executor of estate of Betty Ellis Johnson, of Charlotte, NC This is to notify all persons, firms and corporations having claims against the estate of said descendant to present them and verified to the undersigned at 6409 Shirhall Street Charlotte,NC 28214 on or before April 28th 2023 or this notice will be pleaded in bar of their recovery.All persons, firms, and corporations indebted to the said estate will please make immediate payment to the undersigned 2500710 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Barry Lee Bradford, Barry L Bradford, Barry Bradford, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 401 Plaza Dr, Harrisburg, NC 28075 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

William Zackary Bradford Administrator

File #2023 E 001157

2500425 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Kay Rinderman Klein, Kay Klein, Kay Nancy Klein, deceased, late of Mecklenburg County, North Carolina, this is

to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 4506 Briarly Court, Charlotte, NC 28210 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Glenn Rinderman Executor File #2023 E 001714 2500482 5/9, 5/16, 5/23, 5/30

NOTICE OF EXECUTOR

North Carolina

Mecklenburg County

The undersigned, having qualified as Executor of the estate of Vernal Lee Wike deceased, late of Mecklenburg County, hereby notifies all persons having claims against this estate to present them to the undersigned on or before the 11th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to this estate will please make immediate payment to the undersigned.

This the 9th day of May, 2023.

Gregory Lee Wike, Executor Estate of Vernal Lee Wike c/o Emily H. Leazer Griffing Leazer, PLLC Attorneys for Estate 518 S. New Hope Rd. Gastonia, NC 28054 2501343 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Carolyn Kaye Moore, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 16203 Frostwatch Circle, Charlotte, NC 28277 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Karen Denise Prewette Executor File #2023 E 001575 2505519 5/23, 5/30, 6/6, 6/13

PUBLISHED NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Barry M. Welborne, late of Charlotte, Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them, duly verified, to the undersigned at 1752 Cavendish Court, Charlotte, NC 28211, on or before the 14th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This 23rd day of May, 2023.

Muriel H. Welborne Executor of the Estate of Barry M. Welborne File No.: 23-E-1643 2503354 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Babette Marisa Protz, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3018 Crescent Knoll Drive, Matthews, NC 28105 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Morgan Cloud Sykes Administrator File #2023 E 001344

2505522 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Thurman William Ross Jr, Thurman W Ross Jr, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 301 Market St, Apalachicola, FL 32320 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Thurman William Ross III

Administrator File #2023 E 001371

2505527 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Anthony Gurald Rizzieri, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5419 Crosshill Court, Charlotte, NC 28277 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Todd A Rizzieri Executor File #2023 E 001911 2505531 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of ANN WOODALL DAVANT, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned, c/o Debra L. Foster, Debra L. Foster, PLLC, 6836 Carnegie Boulevard, Suite 250, Charlotte, North Carolina 28211, on or before August 24, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Eugene M. Davant, Jr., Executor of the Estate of ANN WOODALL

DAVANT

File No. 23-E-1678

c/o Debra L. Foster Debra L. Foster, PLLC. 6836 Carnegie Blvd., Suite 250 Charlotte, North Carolina 28211 2505664 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Administratrix of the estate of William Edward Alexander, DOD: 03/13/2021 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 419 East 19th Street, Charlotte, NC 28206 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Gwendolyn Burris

Administratrix File #22-E-543

2505524 5/23, 5/30, 6/6, 6/13

NOTICE TO CREDITORS

Andrea Hanna has qualified as Executrix of the Estate of Donna Eloise Dalrymple a/k/a Donna Eloise Campbell Dalrymple, deceased, of Mecklenburg County, North Carolina, and does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them to the undersigned in care of Crisp Cherry McCraw PLLC, Attn: Jeffrey M. McCraw, 615 S. College Street, Suite 1430, Charlotte, NC 28202, on or before the 25th day of August, 2023 or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 23rd day of May, 2023. Andrea Hanna c/o Crisp Cherry McCraw PLLC 615 S. College Street, Suite 1430 Charlotte, NC 28202

(704) 332.0205-J. McCraw Direct Mecklenburg County- 23-E-1931 2505510 5/23, 5/30, 6/6, 6/13

NOTICE TO CREDITORS

Joy Drakeford and John Drakeford III have qualified as Co-Executors of the Estate of John Drakeford, deceased, of Mecklenburg County, North Carolina, and do hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them to the undersigned in care of Crisp Cherry McCraw PLLC, Attn: Samuel B. Simmons, 615 S. College Street, Suite 1430, Charlotte, NC 28202, on or before the 25th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 23rd day of May, 2023. Joy Drakeford and John Drakeford III

c/o Crisp Cherry McCraw PLLC 615 S. College Street, Suite 1430 Charlotte, NC 28202 (704) 332.0210 2505517 5/23, 5/30, 6/6, 6/13

NOTICE TO CREDITORS

All persons, firms and corporations having claims against Vincent Lawrence Cardinal, deceased of Mecklenburg County, North Carolina, are hereby notified to present them to Amelia Cardinal Whitted, as Administrator of the Estate of Vincent Lawrence Cardinal, File Number: 23-E-1935 on or before August 23, 2023, in care of the undersigned attorneys at their address, or this notice will be pleaded in bar of their recovery. All persons, firms, and corporations indebted to Vincent Lawrence Cardinal, please make immediate payment to the Estate of Vincent Lawrence Cardinal. This 23rd day of May, 2023

/s/ Matthew A. Freeze Matthew A. Freeze, Esq. Monk Law Firm, PLLC 1701 First Baxter Crossing, Suite 101 Fort Mill, SC 29708

TEL: 704-369-9977

FAX: 866-281-4930 2505482 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Date of Death: 04/09/2023

Having qualified as Executor for the Estate of John L. Wilson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned c/o

The McIntosh Law Firm, P. C. at Post Office Box 2270, Davidson, North Carolina 28036, on or before the 24th day of August, 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023

Terry M. Wilson, Executor File # 23-E-1941, Mecklenburg County 2505480 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Glenn Garfield Williams Jr, Glenn G Williams Jr, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1809 Rozwood Drive, Charlotte, NC 28216 on or before the 21st day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May 2023.

Gregory D Williams

Executor File #2023 E 000580 2503801 5/23,5/30,5/6,5/13

NOTICE TO CREDITORS

STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

In the General Court of Justice Superior Court Division Before the Clerk File #: 23-E-1951

Having qualified as Executor of the Estate of Cleo Jean Bentley, late of 13115 Greycrest Drive, Charlotte, Mecklenburg County, North Carolina, 28278, Michael Lloyd Bentley notifies all persons, firms, and corporations having claims against the estate of the decedent to submit them to him, care of Potter Law Firm, 15720 Brixham Hill Ave, Suite 300, Charlotte, NC 28277, on or before the 22nd day of August, 2023, or this notice will be pleaded in bar of their recovery.

This the 23rd day of May, 2023.

Michael Lloyd Bentley, Executor

Estate of Cleo Jean Bentley

c/o John R. Potter Potter Law Firm 15720 Brixham Hill Ave, Suite 300 Charlotte, NC 28277 2505100 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Reginald Eugene Douglas, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 600 S Main Street, Belmont, NC 28012 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 23rd day of May, 2023.

Evelyn Bell Watson

Executor

File #2023

E 001906

2504622 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as AdministratoroftheestateofWilliam Sidney Webster, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 105 W Henry St, Belmont, NC 28012 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Vickie Webster

Administrator

File #2022

E 004088

2505105 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Mary Ann Chisholm, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5108 Foxbriar Trail, Charlotte, NC 28269 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Cheryle Looney

Executor File #2023 E 001907

2505104 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Roger Ray Locklear, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 886 Lonnie Farm Road, Pembroke, NC 28372 on or before the 23rd day of August, 2023, or this notice will be

pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Joann Demery

Executor File #2023 E 001892

2505057 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Executrix of the Estate of Carolyn Rivers Yandle, SS# xxx-xx-1850, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned care of: Craig P. Buie, Attorney at Law, 7257 Pineville- Matthews Road, Suite 2100, Charlotte, NC 28226-6186, on or before the 30th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate settlement with the undersigned.

This the 23rd day May, 2023.

Ashley Alene Yandle

2505094 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Willis Murphy Hickerson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 806 Strausberg Street, Accokeek, MD 20607 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Venus Hamilton, Executor File #2023 E 001782

2504650 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of John Naretta, John E Naretta, John Edward Naretta, deceased, late of Mecklenburg County,

North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 10249 Garrett Grigg Rd, Charlotte, NC 28262 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Michael Smith

Administrator

File #2023 E 001769

2504290 5/23,5/30,6/6,6/13

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Jamie Lou Weems, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 114 Bayberry Creek Circle, Mooresville, NC 28117 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Michael Raymond Nash

Administrator File #2023 E 001202

2504292 5/23,5/30,6/6,6/13

PUBLISHED NOTICE TO CREDITORS

Having qualified as Executor of the estate of Betty Jean Brown, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned at Baker Law Office, PLLC; 9620 Holly Point Drive, Suite 102, Huntersville North Carolina 28078, on or before the 15th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 12th day of May, 2023.

Tracy Alan Brown, Executor of the Estate of Betty Jean Brown

23 E 1832

Laura Snider Baker Baker Law Office, PLC 9620 Holly Point Drive, Suite 102 Huntersville, NC 28078 2504624 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of David Donald Wasp, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 Pineville-Matthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before August 21, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 23rd day of May, 2023.

Mary C. Immen Administrator of the Estate of David Donald Wasp File No. 23-E-1933

2504619 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Ancillary Administration of the estate of Burney Alexander Britt Jr, aka Burney A. Britt Jr., deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1228 Tidewater Drive, North Myrtle Beach, SC 29582 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Tiffany B. Halford Ancillary Administration File #23 E 1722

2504602 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Bernice Clark Bidgood, deceased, late of Mecklenburg County, North

Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 Pineville-Matthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before August 21, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned. This 23rd day of May, 2023.

Mary C. Immen

Administrator of the Estate of Bernice Clark Bidgood

File No. 22-E-4032

2504609 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Mary Pence McCall, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 Pineville-Matthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before August 21, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 23rd day of May, 2023.

Mary C. Immen

Administrator of the Estate of Mary Pence McCall

File No. 23-E-1970

2504605 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Desiree Deneen McCants, Desiree McCants, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 6205 Carnegie Blvd, Apt 318, Charlotte, NC 28211 on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please

make immediate settlement with the undersigned.

This the 23rd day of May, 2023.

Monet McCants

Administrator File #2023 E 001967

2504297 5/23,5/30,6/6,6/13

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Eric Lynn Thompson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 126 Factory Town Road, Mouth of Wilson, VA 24363 on or before the 16th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 23rd day of May, 2023.

Kevin D Thompson

Executor File #2023 E 000853

2503399 5/23, 5/30, 6/6, 6/13

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate Robert W. Elliot, Jr., deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned c/o Richard M. Thigpen, Kirk Palmer & Thigpen, P.A., 1300 Baxter Street, Suite 300, Charlotte, NC 28204, on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 23rd day of May, 2023.

Cameron Elliot Borrelli, Executor Estate of Robert W. Elliot, Jr. 2504252 5/23,5/30,6/6,6/13

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Betty Robinson Smith, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly

bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Christopher E. Van Art and Amy Van Art Honey, co-Executors. 23-E-1764

2500737 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Beatrice Freeman Wright, 6614 Wanderview Lane, Charlotte, NC 28214, DOD: 02/17/2023 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1401 Terissa Drive, Charlotte, NC 28214 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Donna Wright Helms, Administrator File #23 E 1264

2501209 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Bobby Ray Biggers, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 824 Morningside Road, Charlotte, NC 28214 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Nancy Laura Biggers

Executor File #2023 E 001463

2500435 5/9, 5/16, 5/23, 5/30

NOTICE TO CREDITORS

Having qualified as Administrator of the Estate of William Dockery DeBerry, late of 6203 Red Clover Lane, Charlotte, Mecklenburg County, North

Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned c/o attorney Kelly Rains Jesson at 5821 Fairview Road, Suite 218, Charlotte, North Carolina, 28209, on or before August 9, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 9th day of May, 2023.

Valerie Carter DeBerry, Administrator of the Estate of William Dockery DeBerry Kelly Rains Jesson, Esq. Jesson & Rains, PLLC 5821 Fairview Road, Suite 218 Charlotte, NC 28209

23-E-597

2501160 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Co-Executor of the estate of Ollie Mae Tolbert Denson Barnett, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3932 Black Sycamore Drive, Charlotte, NC 28226 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 9th day of May, 2023.

Susan Barnett Zban

Co-Executor File #23-E-1223 2500478 5/9, 5/16, 5/23, 5/30

NOTICE TO

CREDITORS

Having qualified as Administratrix of the Estate of Maria P. Moceton, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned at 909 East Boulevard, Charlotte, North Carolina 28203, on or before August 9, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 9th day of May, 2023.

Jacqueline Giraldo, Administratrix

Estate of Maria P. Moceton

Estate File No. 23-E-1771

Stewart Law, P.A.

John J. Long, Jr. 909 East Boulevard Charlotte, NC 28203 2501197 5/9, 5/16, 5/23, 5/30

PUBLISHED NOTICE TO

CREDITORS

Having qualified as Administrator of the Estate of Ernestine Moody, late of 505 White Water Falls Dr., Apt. 724, Charlotte, Mecklenburg County, North Carolina, 28217, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned at 1001 Morehead Square Dr., Ste. 450, Charlotte, NC 28203, on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 9th day of May, 2023.

/s/ Thomas M. Caune II

Thomas M. Caune II

Attorney for Administrator, Bettie Hughes

Thomas M. Caune II Hull & Chandler, P.A. 1001 Morehead Square Dr., Ste. 450 Charlotte, NC 28203

Administrator: Bettie Hughes P.O. Box 38 Marion, SC 29571 2501182 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Robert Manley Caudle, Robert M Caudle, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 4916 Riverdale Drive, Charlotte, NC 28273 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Robert Scott Caudle

Administrator File #2023 E 000299 2500493 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Dorothy Lee Hunter Massey, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3125 Carol Avenue, PO Box 481588 (28268), Charlotte, NC 28208 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Shawayna D Hunter Administrator File #2023 E 001739 2500498 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Martha U Frazer, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 12023 Summerberry Court, Charlotte, NC 28277 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Robert M Frazer Executor File #2023 E 001628 2500424 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Greta Mae Martin, DOD: 07/14/2021 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 10478 Stokeshill CT, Pineville, NC 28134 on or before the 9th day of August,

2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

KOBI GORE Administrator File #23 E 1451 2500439 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Martha Osborne Morton, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 16294 Barbee Rd, Stanfield, NC 28163 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Naomi Osborne Hatley

Executor File #2023 E 001662 2500426 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Donna L. Pruitt, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 Pineville-Matthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before August 7, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned. This 9th day of May, 2023.

Mary C. Immen Administrator of the Estate of Donna L. Pruitt File No. 23-E-1697 2501199 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executrix of the Estate of Saida M. McCorkle, a/k/a Saida Marshall McCorkle, Social Security Number xxxxx-5468, deceased late of Mecklenburg County, North

Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned care of:

William M. Claytor Baucom, Claytor, Benton, Morgan & Wood, P. A. Post Office Box 35246 Charlotte, North Carolina 28235 on or before the 7th day of August 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May 2023.

Catherine McCorkle Houghland Executrix of the Estate of Saida M. McCorkle, a/k/a Saida Marshall McCorkle Estate File #: 2023-E- 1803 2501181 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Administrator CTA of the Estate of Ann Morris Clodfelter, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned (at) (care of) Sarah B. Sugg, Conrad Trosch & Kemmy, 5821 Fairview Road, Suite 405, Charlotte, NC, 28209 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Carol Burton Clodfelter Wilcox, Administrator CTA 2501146 5/9, 5/16, 5/23, 5/30

NOTICE TO

CREDITORS

Having qualified as Executrix of the Estate of Mary Frances Beaver Holshouser, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned c/o TYDINGS, PLLC, 1800 East Boulevard, Charlotte, NC 28203, on or before the 7th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make

immediate settlement with the undersigned.

This the 3rd day of May, 2023.

Sherri Wolfe, Executor of the Estate of Mary Frances Beaver Holshouser

Cassandra Harris Tydings

TYDINGS, PLLC 1800 East Boulevard Charlotte, North Carolina 28203

2501177 5/9, 5/16, 5/23, 5/30

EXECUTOR’S NOTICE

TO CREDITORS

All persons, firms, or corporations having claims against NORMAN G. SCHOTT, deceased, late of MECKLENBURG County, North Carolina, are notified to exhibit the same to the undersigned on or before AUGUST 9, 2023, or this notice will be pleaded in bar of recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 9th day of May, 2023.

GREGORY GEORGE SCHOTT

Executor of the Estate of NORMAN G. SCHOTT, c/o: Jameson P. Wells 910 East Boulevard, Suite 200 Charlotte, NC 28203

File #: 23-E-554

(MECKLENBURG County)

2500722 5/9, 5/16, 5/23, 5/30

NOTICE TO CREDITORS

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK 22 E 4136 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

HAVING qualified before the Honorable Elisa Chinn-Gary, Clerk of Superior Court for Mecklenburg County, North Carolina, as executrix of the Estate of David Joel Phifer, deceased, this is to notify all persons having claims against said estate to present them to the undersigned on or before the 8th day of August, 2023, or this notice shall be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment.

This the 9th, 16th, 23rd and 30th days of May, 2023.

Janice Sue Phifer

Administratrix of the Estate of David Joel Phifer

3800 Margaret Wallace Road Matthews, NC 38105

Harry B. Crow, Jr.

Attorney for the Estate 315-B North Main Street Monroe, NC 28112

Telephone: 704-283-1175 2500936 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the Estate Alice Hubbard Caldwell, aka, Alice Louise Hubbard Caldwell deceased, late of Mecklenburg County, North Carolina, this is to notify all persons forms and corporations, having claims against said Estate to present them, duly verified, to the undersigned in care of Frances S. Knox, Attorney at Law, Knox Law Center 7476 Waterside Loop Rd. Suite 400, Denver, NC 28037 on or before the 12th day of August 2023, or this notice will be pled in bar of their recovery. This is to further advise Frances S. Knox represents this estate as Attorney at Law. All persons indebted to said estate will please make immediate settlement with the undersigned.

File # 23 E 1777

This is the 28th day of April, 2023

Andrew S. Caldwell 308 Dominion Circle Knoxville, TN 37934

Frances S. Knox Attorney at Law

Knox Law Center 7476 Waterside Loop Road, Suite 400 Denver, NC 28037 2500716 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Gary Daniel St. John, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned c/o Kirk Palmer & Thigpen, P.A., 1300 Baxter Street, Suite 300, Charlotte, NC 28204, on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 9th day of May, 2023.

Karen Evans St. John, Executor Estate of Gary Daniel St. John 2500708 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Mecklenburg County Clerk of Superior Court; Estate File #23-E-1756

Having qualified as the Executor of the ESTATE OF Betty Joyce Elam Green , deceased, late Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned, c/o Stephen H. Morris, Essex Richards, P.A., 1701 South Boulevard, Charlotte, North Carolina 28203, on or before September 4, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 9th, day of May 2023.

Alfred Mark Green

Executor of the Estate of Betty Joyce Elam Green, c/o Stephen H. Morris Essex Richards, P.A. 1701 South Boulevard Charlotte, NC 28203 2500734 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Jason Everett Cornelison, SS# xxx-xx-1609, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned care of: Craig P. Buie, Attorney at Law, 7257 Pineville-Matthews Road, Suite 2100, Charlotte, NC 28226-6186, on or before the 16th day of August 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate settlement with the undersigned.

This the 1st day May, 2023. Hunter Ward Cornelison 2500919 5/9, 5/16, 5/23, 5/30

NOTICE OF EXECUTOR

The undersigned, William A. Coley, having qualified as Executor of the Estate of Joseph K. Hall, III, herebynotifiesallpersons,firmsand corporations having claims against said decedent to present them, duly verified, to the undersigned at the address listed below, on or before the 10th day of August 2023, or this notice will be pleaded in bar of their recovery.

All persons indebted to said decedent and/or said estate will please make immediate settlement with the undersigned.

This 9th day of May, 2023.

Estate of Joseph K. Hall, III William A. Coley, Executor 5010 Sharon Road Apt 303 Charlotte, NC 28210 2500704 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Marian Prince Wood, Social Security Number xxx-xx-5014, deceased late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned care of:

Alan Davidson, IV Baucom, Claytor, Benton, Morgan & Wood, P. A. Post Office Box 35246 Charlotte, North Carolina 28235 on or before the 7th day of August 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May 2023.

Kenneth Franklin Wood

Executor of the Estate of Marian Prince Wood Estate File #: 2023-E- 1677 2500738 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Roberta Jean Waters, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 10600 Glen Eden CT, Mint Hill, NC 28227 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please

make immediate settlement with the undersigned. This the 9th day of May, 2023.

Krista L Waters

Executor

File #2023 E 001019 2498921 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Virginia Jamison Springs, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 414 Pepper Vine Lane #204, Charlotte, NC 28217 on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 9th day of May, 2023.

Catherine Wright Executor

File #2023 E 001576 2498875 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Co-Administrators of the estate of Alison Faust, Alison Machan Faust, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 2038 Aston Mill Place, Charlotte, NC 28273 or Xavier Belton 2038 Aston Mill Pl, Charlotte, NC 28273 on or before the 2nd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 2nd day of May, 2023.

Danishia Howell Co-Administrator Xavier Belton Co-Administrator File #2023 E 000031 2498841 5/2, 5/9, 5/16, 5/23

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Sandra Mary McEwan, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned c/o Fidelity Law Group, 8511 Davis Lake Parkway, Suite C6-138, Charlotte, NC 28269 on or before the 2nd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 2nd day of May, 2023.

Christine M Briere Administrator File #2023 E 001567 2499293 5/2, 5/9, 5/16, 5/23

NOTICE OF ADMINISTRATION

Having qualified as Administratrix of the estate of Marilyn Yvonne Gaymon, DOD: 04/08/2023 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at P.O. Box 480734, Charlotte, NC 28269 on or before the 2nd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 2nd day of May, 2023.

Paula Brown

Administratrix File #23-E-1758 2499109 5/2, 5/9, 5/16, 5/23

NOTICE TO CREDITORS

Ronald K. Lee has qualified as Executor of the Estate of Clarence Kenneth Lee a/k/a Clarence K. Lee, deceased, of Mecklenburg County, North Carolina, and does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them to the undersigned in care of Crisp Cherry McCraw PLLC, Attn: Jeffrey M. McCraw, 615 S. College Street, Suite 1430, Charlotte, NC 28202, on or before the 2nd day of August, 2023 or this

notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 2nd day of May, 2023. Ronald K. Lee c/o Crisp Cherry McCraw PLLC 615 S. College Street, Suite 1430 Charlotte, NC 28202 (704) 332.0205-J. McCraw Direct Mecklenburg County- 23-E-1528 2499092 5/2, 5/9, 5/16, 5/23

INDIVIDUAL AND FAMILYMECKLENB CIVIL SUITS

NOTICE OF LIS PENDENS (Non-Jury)

IN THE COURT OF COMMON PLEAS FOURTH JUDICIAL CIRCUIT Case No.: 2023-LP-16-00034 STATE OF SOUTH CAROLINA COUNTY OF DARLINGTON James Holloway, Jr., Plaintiff, vs. Danita Arceneaux and Jamyme M. Arceneaux as to property designated as Darlington County Tax Map No. 165-07-01-009, Defendants. PLEASE TAKE NOTICE that an action has been hereby commenced and is now pending in the Darlington County Court of Common Pleas in regard to a Summons and Complaint to Quiet Title filed on March 20, 2023. Said parcel that is the subject of this action was, at the time of the commencement of this action, and at the time of the filing of this notice, situate in Darlington County and described as follows:

All that certain parcel or lot of land, with the improvements thereon, in the city of Darlington, county of Darlington, state of South Carolina, designated as Lot B on a “plat of certain lots of land now owned by Mrs. Carrie A. Martina”, made by T. W. Wilson, C.E., dated February 14, 1952, a blueprint copy of which is recorded in the office of the Darlington County Clerk of Court in plat book 16, at page 285. Said lot has such shape, metes, courses and distances as are represented on the aforesaid plat and is bounded according thereto on the northwest by Railroad Avenue, on which it fronts and measures eighty-three (83) feet; on the northeast by land now or formerly of P. A. Bethea, on which it measures one hundred eighty-two and 5/10 (182.5) feet; on the southeast by land of Rosa Yarborough and by Lot No. 7, Block 104, city map, on which it measures seventy-five (75) feet; and on the southwest by land designated on said plat as Lot A, on which it measures one hundred eighty-two (182.5).

This being the same parcel conveyed to James Holloway, Jr., Danita Arceneaux and Jamyme M. Arceneaux by deed of James Holloway, dated August 2, 2019 and recorded the same in the office of the Darlington County Clerk of Court in deed book 1090 at page 4842.

Tax Map No.: 165-07-01-009

Darlington, South Carolina

Date: March 20, 2023

S/Parker E. Howle PARKER E. HOWLE

THE HOWLE LAW FIRM, LLC

S.C. Bar No. 77878

Attorney for Plaintiff 88 Public Square Darlington, SC 29532

Tel.: (843) 395-1519

Fax: (843) 393-0342

2500838 5/9, 5/16, 5/23

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

STATE OF NORTH CAROLINA

MECKLENBURG COUNTY

In the Superior Court Alexis Ajinça vs. F5 Security & Automation, LLC, and Jeremy Brooks (22 CVS 145566), Jeremy Brooks: Take notice that a pleading seeking relief against you has been filed in the above-entitled action. The nature of the relief being sought is as follows:

Complaint for breach of contract, fraud, unfair and deceptive trade practices, and attorneys fees. You are required to make defense to such pleading not later than thirty (30) days from May 16, 2023, and upon your failure to do so the party seeking service against you will apply to the court for the relief sought.

This, the 8th day of May, 2023

Alonzo M. Alston, Esq. Counsel for Alexis Ajinça McAlpine PLLC

1000 NC Music Factory Blvd. Ste. B10 Charlotte, NC 28206

E:amalston@mcalpinepllc.com

F: 704.731.0938 2498634 5/9, 5/16, 5/23

NOTICE OF SERVICE BY PUBLICATION

STATE OF NORTH CAROLINA, MECKLENBURG COUNTY, District Court Division Case, 23-CVD-3283 IN THE MATTER OF My Lien Le v. Tung Thanh Cao, Service of Process by Publication to Tung Thanh Cao. Defendant take notice that a Complaint seeking relief against you has been filed in the above action. The nature of the relief being sought is as follows: Plaintiff is seeking absolute divorce from the Defendant.Youarerequiredtomake a defense to such pleading no later than the 19th of June, 2023, which is 40 days from the first publication of this notice. Upon your failure to make a pleading by the above date, the party seeking service against you will apply to the Court for the relief sought. This the 9th day of May, 2023. Sonny T. Tran, Attorney for Plaintiff, Tran Law Firm PLLC, 4850-A Old Pineville Rd, Charlotte, NC 28217 2500846 5/9, 5/16, 5/23

NOTICE OF SERVICE BY

PUBLICATION:

John Bland vs. Trimedx Holdings, LLC and Frey Frances Kluttz In the General Court of Justice Superior Court Division Mecklenburg County 23-CVS2320.

John Bland, Plaintiff vs. Frey Frances Kluttz, Defendant. Take Notice that a pleading seeking relief against you has been filed in the above entitled action. The nature of the relief being sought is recovery for personal injury and other damages resulting from an automobile wreck which occurred on February 20, 2020. You are required to make a defense to such pleading no later than forty (40) days from the first publication of this notice, and upon your failure to do so, the party seeking service against you will apply to the Court for the relief sought. This the 5th day of May, 2023. Michael Harman HARMAN LAW, PLLC Attorney for the Plaintiff 16507 Northcross Drive Suite B Huntersville NC 28078 (704)885-5550. 2502090 5/16, 5/23, 5/30

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

IN COMPLIANCE WITH

N.C.G.S. 1A-1, Rule 4(j1)

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION 22-CVS-7940 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

THE CITY OF CHARLOTTE, a municipal corporation, Plaintiff, v. ROBERT B. COOVER and wife, CHRISTIANNE COOVER, and WELLS FARGO BANK, N.A., Defendants.

TO: Robert B. Coover, Owner TAKE NOTICE that a pleading seeking relief against you has been filed in the above-entitled condemnation action. The nature of the relief being sought is as follows:

The determination of just compensation for the acquisition of property necessary for the Upper Little Sugar Creek Trunk Sewer Improvements and estimated to be approximately 1,266 square feet (0.03 acre) of sanitary sewer easement, and any additional property or interest as the City may determine necessary to complete the project as it relates to Tax Parcel No. 153-021-37.

You are required to make defense of such pleading not later than twelve months after the first date of publication of this Notice, and upon failure to do so, the Plaintiff, City of Charlotte, will apply to the Court for the relief sought.

This the 16th day of May, 2023.

THE CITY OF CHARLOTTE Bert Concepcion

Senior Assistant City Attorney 600 East 4th Street, 4th Floor Charlotte, NC 28202 (704) 336-8158 (phone) 2502500 5/16, 5/23, 5/30

NOTICE OF SERVICE OF PROCESS BY PUBLICATION IN COMPLIANCE WITH N.C.G.S. 1A-1, Rule 4(j1)

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION 21-CVS-16128

STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG CITY OF CHARLOTTE, Plaintiff, v. KILBORNE IN-THE WOOD CONDOMINIUM ASSOCIATION, INC., STEPHEN H. WEST, LAURA A. EMERSON, ALEXANDER RUIZSALAZAR, FCHARLIE, LLC, RSS SCATTEREDSITECONDOS,INC., PATRICIA ANN GLEASON, TOBY WAYNE RAMSEY, RODRIGUEZ & ESCALONA INVESTMENT, LLC, MELISSA J. CATER, JACLYNN HALTERMAN and spouse, TIMOTHY HALTERMAN, MATTHEW JAMES KARRES, RACHEL M. PEIRCE, PRABHATH CHANDANALA, RUSSELL KYLE VINSON, RUBY A. BURNS a/k/a Ruby B. Hayes, ROBERT DUKE, GREER LETRYCE FRENCH, SHEENA M. CLAWSON, KARL S. ECKARD, JIMMIE R. ECKARD and wife, NELLIE C. ECKARD, ATIYA B. CHARITY, MAXINE B. CHARITY, LEA POWELL and spouse, ANDRA POWELL, CHENDA Y, SOM NUTH, ELLEN SCARLETT, KAREN VAUGHAN, BLACKMON FERGUSON and spouse, DIANE M. FERGUSON, AMANDA D. ATCHLEY, JALYN B. MASSEY, EARL MCPHERSON, MALIA MCPHERSON, TIFFANY PROPERTY INVESTMENTS, LLC, SEAN D. MOYE and wife, SHEMEKE MOYE, MYO THANT KYAW, HATTIE L. CHAMBERS, BRIAN DAVID GOTT, CROSS MANAGEMENT, LLC, ANA RITA SANTOS, TRINA A. STEELE, MARGUERITA C. CRAWFORD, ERNEST DELAP, DORIS MARIE DELAPP, NIKHHITA KUNAPAREDDY, MARIA DANIELA VILLEGAS, JUAN SEBASTIAN VILLEGAS, JOHN L. FRICKHOEFFER, SR. and spouse, GWEN R. FRICKHOEFFER, SALLY CABBELL and husband, DAVID R. CABBELL, LUZ MARIA AVELEYRA, DARRELLYN RUTH KISER, KEITH E. HILL, HANG LA, AND JENNIFER T. LA a/k/a Jennifer Schaffner, Defendants.

TO: Amanda D. Atchley, Darrellyn Ruth Kiser, and Russell Kyle Vinson, TAKE NOTICE that a pleading seeking relief against you has been filed in the above-entitled condemnation action. The nature of the relief being sought is as follows:

The determination of just compensation for the acquisition of property necessary for the Kilborne Drive Streetscape Project and estimated to be approximately 23,851 square feet (0.09 acre) of sidewalk utility easement, 384 square feet (0.01 acre) of utility easement and 13,777 square feet (0.32 acre) of temporary construction easement and any additional property or interest as the City may determine necessary to complete the project as it relates to Tax Parcel No. 101-11C-99.

You are required to make defense of such pleading not later than twelve months after the first date of publication of this Notice, and upon failure to do so, the Plaintiff, City of Charlotte, will apply to the Court for the relief sought. This the 16th day of May, 2023. THE CITY OF CHARLOTTE Bert Concepcion Senior Assistant City Attorney 600 East 4th Street, 4th Floor Charlotte, NC 28202 (704) 336-8158 (phone) 2502496 5/16, 5/23, 5/30

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

STATE OF NORTH CAROLINA, MECKLENBURG COUNTY, In the District Court, CUSTODY of Amiyah Brown : FATHER: Jason Ingram

Take notice that a pleading seeking relief against you has been filed in the above custody proceeding. The nature of the relief being sought is : CUSTODY. You are required to make defense of such pleading not later than May 25, 2023 and upon your failure to do so the party seeking service against you will apply to the court for the relief sought. This the 4th day of May 2023Karen Holman 3253 Shamrock Drive Apt. C, Charlotte NC 28215. 2502088 5/16, 5/23, 5/30

NOTICE OF SERVICE BY PUBLICATION

STATE OF NORTH CAROLINA MECKLENBURG COUNTY IN THE GENERAL COURT OF JUSTICE DISTRICT COURT DIVISION Sara Aminta Flores Quiñonez v. Mario Luis Calona Sierra 23-CVD-8009 Attention “ MARIO LUIS CALONA SIERRA “

Take notice that a pleading seeking relief against you has been filed in the above-entitled action. The nature of the relief being sought is as follows: Divorce. You are required to make a defense to

Spouse of Mary Sherrill Gabriel, Carlton K. Sherrill, a/k/a Carlton Kernel Sherrill, Unknown Spouse of Carlton K. Sherrill, Unknown Heirs at Law of Robert Myron Sherrill, Monica Sherrill, a/k/a Monica Renee Sherrill, a/k/a Monica R. Caldwell, a/k/a Monica Caldwell Sherrill, Brandon Sherrill, a/k/a Brandon Dametre Sherrill, Neil Boyce, a/k/a Zeilinski Nehimiah Boyce, Santario Caldwell, Synchrony Bank, Lienholder, North Carolina Department of Revenue, Lienholder

Take notice that a pleading seeking relief against you has been filed in the above-entitled action. The nature of the relief being sought is as follows:

Foreclosure sale to satisfy unpaid property taxes owing to Mecklenburg County on your interest in the property described as follows:

Beginning at a stake the northwest corner of the Bill Gillespie lot on Dr. W. W. Washam’s line; thence with the Bill Gillespie line South 73 East 250 feet to a stake in the (Smith) Street another corner of the Bill Gillespie lot; thence with said Street North 8 (17) West 50 feet to a stake; thence South 82 West 232 feet to the beginning corner. For further reference, see Lot 5 of the J.L. Smith property, as shown on the plat recorded in Plat Book 230, Page 292, Mecklenburg County Registry.

Subject to easements, restrictions and rights of way of record, and matters of survey. Also being identified as Parcel ID# 00518221, Mecklenburg County Tax Office. Address: 19609 South Hill St

Plaintiff seeks to extinguish any and all claims and interests that you may have in the property, to have a commissioner appointed to sell the Property and to deliver to the purchaser a deed to said real estate in fee simple, free and clear of all encumbrances, and that the interests and equities of redemption of the Defendants in the property be forever barred and foreclosed.

You are required to make defense to such pleading not later than June 19, 2023 and upon your failure to do so the party seeking service against you will apply to the court for the relief sought.

This day of April 26, 2023.

Hunter Frederick Attorney for Plaintiff Capital Center

82 Patton Avenue, Suite 500 Asheville, North Carolina 28801

(828) 252-8010

2500929 5/9, 5/16, 5/23

NOTICE OF SERVICE BY

PROCESS BY PUBLICATION

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION

FILE NO. 23 CvS 7267

NORTH CAROLINA

MECKLENBURG COUNTY

Mecklenburg County, A Body

Politic and Corporate vs. Unknown

Heirs at Law of Nancy E. Jackson, Bobbie O’Brien, a/k/a Bobbie Marie O’Brien, William Edward Jackson, a/k/a William Edward Jackson, Sr., City of Charlotte, Lienholder

TO: Unknown Heirs at Law of Nancy E. Jackson, Bobbie O’Brien, a/k/a Bobbie Marie O’Brien, William Edward Jackson, a/k/a William Edward Jackson, Sr., City of Charlotte, Lienholder

Take notice that a pleading seeking relief against you has been filed in the above-entitled action. The nature of the relief being sought is as follows:

Foreclosure sale to satisfy unpaid property taxes owing to Mecklenburg County on your interest in the property described as follows:

BEING all of Lot 3 in Block “E” of Yorkmont Park, Section #3, as per plat thereof recorded in Map Book 8, Page 127, Mecklenburg County Registry, to which reference is made for a more perfect description.

Subject to easements, restrictions and rights of way of record, and matters of survey.

Also being identified as Parcel ID# 16703303, Mecklenburg County Tax Office. Address: 5117

Queen Anne Rd

Plaintiff seeks to extinguish any and all claims and interests that you may have in the property, to have a commissioner appointed to sell the Property and to deliver to the purchaser a deed to said real estate in fee simple, free and clear of all encumbrances, and that the interests and equities of redemption of the Defendants in the property be forever barred and foreclosed.

You are required to make defense to such pleading not later than June 19, 2023 and upon your failure to do so the party seeking service against you will apply to the court for the relief sought.

This day of April 26, 2023.

Hunter Frederick Attorney for Plaintiff

Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801

(828) 252-8010 2500927 5/9, 5/16, 5/23

NOTICE OF SERVICE BY PROCESS BY PUBLICATION

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION

FILE NO. 23 CvS 7083

NORTH CAROLINA

MECKLENBURG COUNTY

Mecklenburg County, A Body

Politic and Corporate vs. Unknown Trustees and Beneficiaries of Simmonds-El-Matic Irrevocable Trust, Khyan Alijah Khan El, a/k/a Conrad Simmonds, Jr., State of North Carolina Department of Revenue, Lienholder, NewRez LLC, f/k/a New Penn Financial, LLC, Lienholder, Shellpoint Partners, LLC, f/k/a Shellpoint Mortgage LLC, Lienholder, Unknown Trustees and Beneficiaries of Moorish National Republic Federal Government Trust, Unknown Trustees and Beneficiaries of Moorish Divine and National Movement of the World Trust

TO: Unknown Trustees and Beneficiaries of Simmonds-ElMatic Irrevocable Trust, Khyan Alijah Khan El, a/k/a Conrad Simmonds, Jr., State of North Carolina Department of Revenue, Lienholder, NewRez LLC, f/k/a New Penn Financial, LLC, Lienholder, Shellpoint Partners, LLC, f/k/a Shellpoint Mortgage LLC, Lienholder, Unknown Trustees and Beneficiaries of Moorish National Republic Federal Government Trust, Unknown Trustees and Beneficiaries of Moorish Divine and National Movement of the World Trust

Take notice that a pleading seeking relief against you has been filed in the above-entitled action. The nature of the relief being sought is as follows:

Foreclosure sale to satisfy unpaid property taxes owing to Mecklenburg County on your interest in the property described as follows:

BEGINNING at an old iron pipe in the easterly margin of a ten (10) foot wide alley at the point of intersection with said alley and the common boundary line of Lot 31 and Lot 32 in Block 1 as shown on a map for Interstate Improvement Company as recorded in Map Book 332 at Page 6 of the Mecklenburg County Public Registry; thence with the easterly margin of said alley and with the rear line of Lots 31 and 30 of said map, N. 6-29 E. 86.96 feet to an old iron pipe marking a point of intersection of Lots 30 and 29 of said map; thence with the common boundary Lots 30 and 29, S. 83¬33 E. 100 feet to a point; thence S. 6-29 W. 87.54 feet to a point in the common line of Lots 31 and 32; thence N. 83-13 W. 100 feet to the point and place of BEGINNING. Being part of Lot 30 and 31, Block 1 as shown on a map for Interstate Improvement Company recorded in Map Book 332 at Page 6 of the Mecklenburg County Public Registry all pursuant to a survey by Earl L. Lineberger, Jr. of the Calvin Eugene Latimer property dated October 10, 1981. Together with and subject to easements, restrictions and rights of way of record, and matters of survey.

Also being identified as Parcel ID# 075 073 13, Mecklenburg County Tax Office. Address: 1305 Fairmont St.

Plaintiff seeks to extinguish any and all claims and interests that you may have in the property, to have a commissioner appointed to sell the Property and to deliver to the purchaser a deed to said real estate in fee simple, free and clear of all encumbrances, and that the interests and equities of redemption of the Defendants in the property be forever barred and foreclosed.

You are required to make defense to such pleading not later than June 19, 2023 and upon your failure to do so the party seeking service against you will apply to the court for the relief sought.

This day of April 26, 2023.

Hunter Frederick

Attorney for Plaintiff Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010 2500923

Debra A. McAllister, Unknown Spouse of Debra McAllister, Barbara McAllister Wright, a/k/a Barbara M. Rorie, a/k/a Barbara Baumgarner, Unknown Spouse of Barbara McAllister Wright, Beverly Troppoli, a/k/a Beverley McAllister Troppoli, a/k/a Bebe Troppoli, Unknown Spouse of Beverly Troppoli, Unknown Heirs at Law of Russell McAllister, III, a/k/a Russell Edgar McAllister, III, Jennifer Kirkpatrick, a/k/a Jennifer M. Kirkpatrick, Unknown Spouse of Jennifer Kirkpatrick, Diana McAllister, a/k/a Diana Christine McAllister, Unknown Spouse of Diana McAllister, Unknown Heirs at Law of Jacqueline Wall, a/k/a Jacqueline McAllister Wall, a/k/a Jacqueline M. Wall, Michael Todd Purgason, a/k/a Michael T. Purgason, Unknown Spouse of Michael Todd Purgason, Keith Allen Purgason, Unknown Spouse of Keith Allen Purgason, Michael Todd Purgason, Administrator, City of Charlotte, Lienholder TO: Debra McAllister, a/k/a Debra Anne McAllister, a/k/a Debra A. McAllister, Unknown Spouse of Debra McAllister, Barbara McAllister Wright, a/k/a Barbara M. Rorie, a/k/a Barbara Baumgarner, Unknown Spouse of Barbara McAllister Wright, Beverly Troppoli, a/k/a Beverley McAllister Troppoli, a/k/a Bebe Troppoli, Unknown Spouse of Beverly Troppoli, Unknown Heirs at Law of Russell McAllister, III, a/k/a Russell Edgar McAllister, III, Jennifer Kirkpatrick, a/k/a Jennifer M. Kirkpatrick, Unknown Spouse of Jennifer Kirkpatrick, Diana McAllister, a/k/a Diana Christine McAllister, Unknown Spouse of Diana McAllister, Unknown Heirs at Law of Jacqueline Wall, a/k/a Jacqueline McAllister Wall, a/k/a Jacqueline M. Wall, Michael Todd Purgason, a/k/a Michael T. Purgason, Unknown Spouse of Michael Todd Purgason, Keith Allen Purgason, Unknown Spouse of Keith Allen Purgason, Michael Todd Purgason, Administrator, City of Charlotte, Lienholder

Take notice that a pleading seeking relief against you has been filed in the above-entitled action. The nature of the relief being sought is as follows:

Foreclosure sale to satisfy unpaid property taxes owing to Mecklenburg County on your interest in the property described as follows:

Being all of Lot 12 in Block J of Nation Ford Homes, Section V, as same is shown on map thereof recorded in Map Book 7 at Page 599 in the Mecklenburg Public Registry. Subject to easements, restrictions and rights of way of record, and matters of survey. Also being identified as Parcel ID# 16717512, Mecklenburg County Tax Office. Address: 1842 Choyce Av Plaintiff seeks to extinguish any and all claims and interests that you may have in the property, to have a commissioner appointed to sell the Property and to deliver to the purchaser a deed to said real estate in fee simple, free and clear of all encumbrances, and that the interests and equities of redemption of the Defendants in the property be forever barred and foreclosed.

You are required to make defense to such pleading not later than June 19, 2023 and upon your failure to do so the party seeking service against you will apply to the court for the relief sought.

This day of April 26, 2023.

Hunter Frederick

Attorney for Plaintiff

Capital Center

82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010 2500920 5/9, 5/16, 5/23

NOTICE OF SERVICE BY PROCESS BY PUBLICATION

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION

FILE NO. 23 CvS 7085 NORTH CAROLINA

MECKLENBURG COUNTY

Mecklenburg County, A Body Politic and Corporate vs. Unknown Heirs at Law of Hezzie Mae Oates Robinson Stewart, a/k/a Heggie M. Stewart, Unknown Heirs at Law of Johnnie Mae Brown, Forstina Robinson Dean, a/k/a Forstina R. Dean, a/k/a Forstina Dean, a/k/a Forestina L. Dean, Unknown Spouse of Forstina Robinson Dean, City of Charlotte, Lienholder

TO: Unknown Heirs at Law of Hezzie Mae Oates Robinson Stewart, a/k/a Heggie M. Stewart, Unknown Heirs at Law of Johnnie Mae Brown, Forstina Robinson Dean, a/k/a Forstina R. Dean, a/k/a Forstina Dean, a/k/a Forestina L. Dean, Unknown Spouse of Forstina Robinson Dean, City of Charlotte, Lienholder

Take notice that a pleading seeking relief against you has been

filed in the above-entitled action. The nature of the relief being sought is as follows:

Foreclosure sale to satisfy unpaid property taxes owing to Mecklenburg County on your interest in the property described as follows:

BEGINNING at a point in the center of Delta Drive, a common corner with the property of Lilly Lou Hauss, said point of beginning being indicated by an old iron on the north side of said roadway and said point of beginning being S. 6-05

E. 699.11 feet in distance from an old iron in the line of the property of the said Lilly Lou Hauss, said old iron being another common corner of the property of Lilly Lou Hauss and the property conveyed to Alex Stewart and wife, Mattie Stewart by deed of C.K. Hauss dated the 1st day of August, 1946 and recorded in Book 1210 of Deeds, at Page 602, in the Mecklenburg Public Registry; thence from said point of beginning runs with the center of said Delta Drive N. 43-10-30 E. 131.0 feet to a point in the center of said Delta Drive; thence runs N. 9-51 W. 177.53 feet to a point; thence runs S. 85-28-30 W. 87.79 feet to a point in the line of the property of Lilly Lou Hauss; thence runs with said Lilly Lou Hauss’ line S. 6-05-E. 263.10 feet to a point in the center of Delta Drive, the point or place of beginning, and continuing 0.48 acres, according to plat of survey of J.W. Spratt, C.S., dated the 19th day of May 1961.

Subject to easements, restrictions and rights of way of record, and matters of survey.

Also being identified as Parcel ID# 10322204, Mecklenburg County Tax Office. Address: 7820 East W. T. Harris Bv

Plaintiff seeks to extinguish any and all claims and interests that you may have in the property, to have a commissioner appointed to sell the Property and to deliver to the purchaser a deed to said real estate in fee simple, free and clear of all encumbrances, and that the interests and equities of redemption of the Defendants in the property be forever barred and foreclosed.

You are required to make defense to such pleading not later than June 26, 2023 and upon your failure to do so the party seeking service against you will apply to the court for the relief sought.

This day of May 3, 2023.

Hunter Frederick Attorney for Plaintiff Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010 2502100 5/16, 5/23, 5/30

NOTICE OF SERVICE BY PROCESS BY PUBLICATION

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION

FILE NO. 23 CvS 8127 NORTH CAROLINA

MECKLENBURG COUNTY

Mecklenburg County, A Body Politic and Corporate vs. Richard Dale Conrad, a/k/a Dale Conrad, Unknown Spouse of Richard Dale Conrad, Unknown Heirs at Law of Richard Dale Conrad, Marilyn Ann Maxwell, a/k/a Marilyn Conrad Maxwell, Unknown Spouse of Marilyn Ann Maxwell, Unknown Heirs at Law of Marilyn Ann Maxwell, Unknown Heirs at Law of Holland

G. Conrad, a/k/a Holland Gaylord Conrad, Janice Holden Conrad, Unknown Heirs at Law of Robin Vann Conrad

TO: Richard Dale Conrad, a/k/a Dale Conrad, Unknown Spouse of Richard Dale Conrad, Unknown Heirs at Law of Richard Dale Conrad, Marilyn Ann Maxwell, a/k/a Marilyn Conrad Maxwell, Unknown Spouse of Marilyn Ann Maxwell, Unknown Heirs at Law of Marilyn Ann Maxwell, Unknown Heirs at Law of Holland

G. Conrad, a/k/a Holland Gaylord Conrad, Janice Holden Conrad, Unknown Heirs at Law of Robin Vann Conrad

Take notice that a pleading seeking relief against you has been filed in the above-entitled action. The nature of the relief being sought is as follows:

Foreclosure sale to satisfy unpaid property taxes owing to Mecklenburg County on your interest in the property described as follows:

Being the rear portion of Lot Number Nine (#9), as shown on map of the Mrs. Emma J. Reid Estate land recorded in Map Book 4, at page 301, in the office of the Register of Deeds for Mecklenburg County, N.C., and being more particularly described and defined as follows:

Beginning at the point of intersection of the easterly side line of said Lot 9 with the southerly side line of Lot 2 as shown on the aforesaid map; and running thence a new line S. 76-29 W. 85 feet, more or less, to a point in the westerly side line of said Lot 9; thence with

the westerly side lot line of said Lot 9, N. 12-48 W. 60 feet, more or less, to a point in the southerly side line of Lot 14, as shown upon said map, said point being a rear corner of said Lot 9; running thence with the southerly side line of Lot 14, N. 73-31 E. 45 feet to a point, a corner of Lots 2, 3, 9, and 14 as shown upon said map; thence with the dividing line between said Lots 2 and 9, S. 48-33 E 72.5 feet to the point or place of Beginning.

Subject to easements, restrictions and rights of way of record, and matters of survey.

Also being identified as Parcel ID# 06507113, Mecklenburg County Tax Office. Address: 4015 Glenwood Dr

Plaintiff seeks to extinguish any and all claims and interests that you may have in the property, to have a commissioner appointed to sell the Property and to deliver to the purchaser a deed to said real estate in fee simple, free and clear of all encumbrances, and that the interests and equities of redemption of the Defendants in the property be forever barred and foreclosed.

You are required to make defense to such pleading not later than July 3, 2023 and upon your failure to do so the party seeking service against you will apply to the court for the relief sought.

This day of May 12, 2023.

Hunter Frederick Attorney for Plaintiff Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010 2504648 5/23, 5/30, 6/6

REAL ESTATE - IREDELL TRUSTEE SALES

AMENDED NOTICE OF FORECLOSURE SALE 22 SP 116

NORTH CAROLINA, IREDELL COUNTY

Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Faye Bailey Morrison A/K/A Faye B. Morrison and Harry L. Morrison A/K/A Harry Morrison to CB Services Corp., Trustee(s), which was dated May 2, 2005 and recorded on May 12, 2005 in Book 1645 at Page 575, Iredell County Registry, North Carolina.

Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, Trustee Services of Carolina, LLC, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on June 8, 2023 at 11:00 AM , and will sell to the highest bidder for cash the following described property situated in Iredell County, North Carolina, to wit: BEING ALL OF LOTS NOS. SEVEN (7), EIGHT (8), NINE (9), TEN (10), ELEVEN (11) AND TWELVE (12) IN BLOCK D OF THE DEVELOPMENT KNOWN AS “THE C. A. BOLICK PROPERTY” AS PLATTED AND PLANNED ON THE GENERAL MAP OF SAID PROPERTY WHICH IS RECORDED IN PLAT BOOK 4, PAGE 7, IREDELL COUNTY REGISTRY, AND BEING THE IDENTICAL PROPERTY CONVEYED TO GLADYS F. BRYANT, WIDOW OF H. R. BRYANT, TO CECIL M. MAYBERRY AND WIFE, JANICE S. MAYBERRY, BY DEED DATED SEPTEMBER 29, 1969, AND RECORDED IN DEED BOOK 478, PAGE 46, IREDELL COUNTY REGISTRY.

Save and except any releases, deeds of release or prior conveyances of record.

Said property is commonly known as 617 Bristol Drive, Statesville, NC 28677.

A certified check only (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing.

THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED. Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance “AS IS WHERE IS.” There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions

existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/ are FAYE B. MORRISON

An Order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination [NCGS § 45-21.16A(b) (2)]. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Trustee Services of Carolina, LLC

Substitute Trustee Brock & Scott, PLLC Attorneys for Trustee Services of Carolina, LLC 5431 Oleander Drive Suite 200 Wilmington, NC 28403 PHONE: (910) 392-4988

File No.: 19-08475-FC02 2504641 5/23, 5/30

PROBATE - IREDELL PROBATE

NOTICE

OF ADMINISTRATION

Having qualified as Executor of the estate of Naomi W Wooten, deceased, late of Iredell County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3015 Lakeland Drive, Rock Hill, SC 29730, on or before the 16th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 16th day of May, 2023.

Linda W Hammond

Executor File #2023 E 000389 2503404 5/16,5/23,5/30,6/6

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Phil Clayton Pitman, deceased, late of Iredell County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 10 Guardian Drive, Diana, WV 26217, on or before the 9th day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 9th day of May, 2023.

Rex Marvin Pitman

Executor File #2023 E 00449 2500487 5/9, 5/16, 5/23, 5/30

NOTICE OF ADMINISTRATION

Having qualified as Ancillary Executor of the estate of Bettie Lou Winslow, deceased, late of Iredell County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly

7 Toy Street Apt 4 Greenville, SC 29601

2501159 5/16, 5/23, 5/30, 6/6

NOTICE TO CREDITORS

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION BEFORE THE CLERK 23 E 0548

HAVING qualified before the Honorable Wendy Maynard, Clerk of Superior Court for Union County, North Carolina, as administratrix of the Estate of Lydia Maurice West, deceased, this is to notify all persons having claims against said estate to present them to the undersigned on or before the 14th day of August, 2023, or this notice shall be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment.

This the 16th, 23rd and 30th days of May, 2023, and the 6th day of June, 2023.

Kelly Hanline Choate

Administratrix of the Estate of Lydia Maurice West 7772 Windsor Forest Place Harrisburg, NC 28075

Harry B. Crow, Jr.

Attorney for the Estate

315-B North Main Street Monroe, NC 28112

Telephone: 704-283-1175

2502961 5/16, 5/23, 5/30, 6/6

ADMINISTRATOR-EXECUTOR

NOTICE TO CREDITORS

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION BEFORE THE CLERK

FILE # 23 E 238

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Administrator of the Estate of Melvin Ray Glisson, Deceased, this is to notify all persons having claims against the Estate to present them to the undersigned on or before

the day of August 16, 2023, or the same will be pleaded in bar of their recovery. All persons indebted to said Estate please make immediate payment.

This the 9th day of May, 2023.

Peter F. Dwyer Fitzgerald Dwyer Law Firm PO Box 8 Monroe, NC 28111 704-296-9000

2502599 5/16, 5/23, 5/30, 6/6

NOTICE TO CREDITORS AND DEBTORS OF JERRY LAMAR PRESLAR aka JERRY L. PRESLAR STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION

FILE NO. 23 E 0567

All persons, firms, and corporations having claims against Jerry Lamar Preslar aka Jerry L. Preslar, deceased, are notified to exhibit them to Terri Preslar Ferguson and C. Brooke Preslar, Co-Executors of the decedent’s estate, on or before Monday, August 21, 2023, at 5:00 p.m., or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the abovenamed Co-Executors.

Terri Preslar Ferguson 118 Altan Ridge Road Monroe, NC 28112

C. Brooke Preslar 118 Altan Ridge Road Monroe, NC 28112

Lisanne Mangum, Esq.

Plyler, Long & Corigliano, LLP Post Office Box 7 Monroe, NC 28111 2504588 5/23, 5/30, 6/6, 6/13

NOTICE TO

CREDITORS

Having qualified as Personal RepresentativeoftheEstateofLarry Clinton Arant, late of Union County, North Carolina, the undersigned does hereby notify all persons, firms

and corporations having claims against the Estate to exhibit such claims to the undersigned in care of its attorney, Robert D. Lyerly, Jr. of the law firm of Maynard Nexsen PC at 227 West Trade Street, Suite 1550, Charlotte, North Carolina 28202, on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery.

All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

Larry Russell Arant, Personal Representative Estate of Ruth Ellis Arant

2504646 5/23, 5/30, 6/6, 6/13 ADMINISTRATOR-EXECUTOR

NOTICE TO CREDITORS

STATE OF NORTH CAROLINA

COUNTY OF UNION

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION

BEFORE THE CLERK

FILE # 22 E 1116

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Administrator of the Estate of Stephen Edward McNeil, Deceased,thisistonotifyallpersons having claims against the Estate to present them to the undersigned on or before the day of August 23, 2023, or the same will be pleaded in bar of their recovery. All persons indebted to said Estate please make immediate payment.

This the 16th day of May, 2023.

Peter F. Dwyer 300 S. Hayne St. Suite 110 Monroe, NC 28112 704-900-9727 2505059 5/23, 5/30, 6/6, 6/13 ADMINISTRATOR-EXECUTOR

NOTICE TO CREDITORS

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION

BEFORE THE CLERK FILE # 23 E 343

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Administrator of the Estate of Armando Espinoza, Deceased, this is to notify all persons having claims against the Estate to present them to the undersigned on or before the day of August 23, 2023, or the same will be pleaded in bar of their recovery. All persons indebted to said Estate please make immediate payment.

This the 16th day of May, 2023.

Peter F. Dwyer Fitzgerald Dwyer Law Firm PO Box 8 Monroe, NC 28111 704-296-9000 2505067 5/23, 5/30, 6/6, 6/13 ADMINISTRATOR-EXECUTOR

NOTICE TO CREDITORS

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION

BEFORE THE CLERK FILE # 23 E 431

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Administrator of the Estate of Samuel Jack Liner, Jr., Deceased, this is to notify all persons having claims against the Estate to present them to the undersigned on or before the day of August 23, 2023, or the same will be pleaded in bar of their recovery. All persons indebted to said Estate please make immediate payment.

This the 16th day of May, 2023.

Peter F. Dwyer Fitzgerald Dwyer Law Firm PO Box 8 Monroe, NC 28111 704-296-9000 2505074 5/23, 5/30, 6/6, 6/13

NOTICE TO CREDITORS

Roy Calvin Holland has qualified as Executor of the Estate of Betty Middlebrooks Holland, deceased,

of Union County, North Carolina, and does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them to the undersigned in care of Crisp Cherry McCraw

PLLC, Attn: C. Michael Crisp, 615 S. College Street, Suite 1430, Charlotte, NC 28202, on or before the 23rd day of August, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 23rd day of May, 2023.

Roy Calvin Holland c/o Crisp Cherry McCraw PLLC 615 S. College Street, Suite 1430 Charlotte, NC 28202 (704) 332.0203 2505667 5/23, 5/30, 6/6, 6/13

INDIVIDUAL AND FAMILYUNION CIVIL SUITS

NOTICE OF SERVICE OF PROCESS

BY PUBLICATION

STATE OF NORTH CAROLINA UNION COUNTY In the District Court

Mary Caitlin Baysingar v. Andrew Nicholas Forbes; 23-CVD-566. To Andrew Nicholas Forbes:

Take notice that a pleading seeking relief against you has been filed in the above entitled action. The nature of the relief being sought is as follows:

Domestic Violence Protective Order

You are required to make defense to such pleading not later than June 13, 2023 at 9:30am in the Union County Judicial Center, Courtroom 1, 2nd floor, and upon your failure to do so that party seeking service against you will apply to the court for the relief sought. Please note

this is the second notice informing you of the relief sought.

This the 2nd day of May, 2023

Mallory A. Willink, Attorney for Plaintiff

301 S. McDowell St., Suite 1001 Charlotte, NC 28204 2504645 5/23, 5/30, 6/6

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

STATE OF NORTH CAROLINA UNION COUNTY

In the District Court

Mary Caitlin Baysingar v. Andrew Nicholas Forbes; 23-CVD-566. To Andrew Nicholas Forbes:

Take notice that a pleading seeking relief against you has been filed in the above entitled action. The nature of the relief being sought is as follows:

Domestic Violence Protective Order

You are required to make defense to such pleading not later than May 16, 2023 at 9:30am in the Union County Judicial Center, Courtroom 1, 2nd floor, and upon your failure to do so that party seeking service against you will apply to the court for the relief sought.

This the 2nd day of May, 2023

Mallory A. Willink, Attorney for Plaintiff

301 S. McDowell St., Suite 1001 Charlotte, NC 28204 2501156 5/9, 5/16, 5/23