The Mecklenburg Times September 5, 2023

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ATTOM has released its second-quarter 2023 U.S. Home Equity & Underwater Report, which shows that 49 percent of mortgaged residential properties in the United States were considered equityrich in the second quarter, meaning that the combined estimated amount of loan balances secured by those properties was no more than half of their estimated market values.

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The portion of mortgaged homes that were equity-rich in the second quarter of 2023 increased from 47 percent in the first quarter of 2023, to the highest point in at least four years. With home prices rebounding across the U.S., the report found that the level of equity-rich mortgagepayers went up from the first quarter of 2023 to the second quarter of 2023 in 45 of the nation’s 50 states.

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The gains followed two straight quarterly drop-offs caused by a temporary slowdown in the U.S. housing market that had threatened to end a decade-long run of price and equity growth. The secondquarter upturn marked another sign of how the market shift has helped homeowners, as home-seller profits also spiked.

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How to Plan Your Retirement Strategically

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While equity-rich levels rose in the second quarter, the report also shows that less than 3 percent of mortgaged homes in the U.S., or one in 36, were considered seriously underwater in the second quarter of 2023. That meant they had a combined estimated balance of loans secured by the

property of at least 25 percent more than the property’s estimated market value.

Just 2.8 percent of mortgaged-homes were seriously underwater in the second quarter of this year, also the lowest point since at least 2019. The latest figure was down from 3 percent in the prior quarter and 2.9 in the second quarter of 2022.

“The second-quarter market revival bestowed immediate benefits on homeowners around the nation in the form of better profits for sellers and rising equity for those staying put. Equity levels were high even during the recent downturn, and now they are going back up and better than ever,” said Rob Barber, CEO for ATTOM. “It is well worth noting that the market remains in flux and the recent improvement could easily be temporary. Lots of changing forces are at work affecting whether boom times are really back, especially amid a recent increase in mortgage rates. But with the 2023 peak buying season still underway, it seems that homeowners can reasonably expect their household balance sheets to grow a bit more in the near future.”

Equity for U.S. homeowners improved in the second quarter as prices for singlefamily homes and condos nationwide rose throughout most of the country, reversing a market slowdown that had run from the middle of last year to the early part of this year. Nationwide, the median home value shot up 10 percent in the second quarter to yet another all-time high of $350,000, after

dropping 7 percent over the prior three quarters.

The rebound came amid multiple factors that combined to put more financial resources in the hands of house hunters during a time of rising demand and tight housing inventory.

Home mortgage rates were down by onehalf to three-quarters of a point for a 30year fixed loan during the second quarter, after more than doubling in 2022 to about 7 percent. At the same time, consumer price inflation dipped down under 4 percent, the stock market improved after a year of ups and downs, and unemployment remained less than 4 percent. That happened as the peak annual buying season revved up during a time when the supply of homes for sales around the U.S. remained historically low.

With several months to go in the 2023 home-buying season, the potential for more gains remains in place. But that will depend heavily on whether key market drivers continue to improve or decline.

Largest increases in equity-rich share of mortgages spread across Midwest

The portion of mortgages that were equity-rich grew in most states around the U.S. from the first quarter of 2023 to PLEASE SEE EQUITY ON PAGE 2

“The takeaway for employers, especially those facing recruiting challenges, is that skilled workers are willing to make a move for the right opportunity.”

Dawn Fay, Robert Half.

MARGENAU:

Going to the top is the wrong way

U.S. housing market avoids crash, but challenges remain for buyers and sellers

Job optimism holds steady: 1 in 4 workers currently looking for a new role

GOLDMAN: How to hop, skip and jump your way to success

Equity improves for U.S. homeowners as housing market boom shows signs of revival

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EQUITY FROM PAGE 1

the second quarter of 2023, commonly by up to four percentage points. The biggest gains came in the Midwest region, led by Wisconsin (portion of mortgages homes considered equity-rich rose from 41.6 percent in the first quarter of 2023 to 47.1 percent in the second quarter of 2023), Michigan (up from 42.5 percent to 47.7 percent), South Dakota (up from 41.4 percent to 46.4 percent), Ohio (up from 36.7 percent to 41.3 percent) and New Jersey (up from 38.9 percent to 43 percent).

At the other end of the scale, the South and West regions had the only states where the equity-rich share of mortgaged homes decreased from the first quarter to the second quarter of this year. They were Nevada (down from 49 percent to 46.8 percent), Louisiana (down from 24.1 percent to 23 percent), Arizona (down from 56.4

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percent to 55.3 percent), Florida (down from 61 percent to 60.4 percent) and Utah (down from 58.1 percent to 57.8 percent).

Largest decreases in seriously underwater mortgages also in Midwest

The portion of mortgaged homes considered seriously underwater dipped, and remained historically low, during the second quarter of 2023 in most of the nation. The rate declined in 37 states, with the biggest decreases clustered in the Midwest, a region that has some of the higher levels of seriously underwater mortgages. The improvements were led by Missouri (share of mortgaged homes that were seriously underwater down from 6.4 percent in the first quarter of 2023 to 4.8 percent in the second quarter of 2023), Illinois (down from 6.4 percent to 5.1 percent), South Dakota (down from 4.8

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percent to 4 percent), Kansas (down from 3.7 percent to 3 percent) and Ohio (down from 5 percent to 4.3 percent).

States where the percentage of seriously underwater homes increased the most from the first to the second quarter of this year were led by Indiana (up from 3.3 percent to 8.1 percent), Hawaii (up from 2 percent to 3.6 percent), Maine (up from 2.5 percent to 2.7 percent), Mississippi (up from 5.6 percent to 5.8 percent) and Utah (up from 1.7 percent to 1.9 percent).

Highest levels of equity-rich homeowners still in the West

The West continued to have the highest levels of equity-rich mortgaged properties around the U.S., with six of

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U.S. housing market avoids crash, but challenges remain for buyers and sellers

After record-breaking speed and price growth in 2021 and 2022, the housing market has largely settled and avoided a crash in prices, but challenges remain. Home values are growing in line with pre-pandemic norms, a path that Zillow® forecasts will continue. Rent is also back to “perfectly average” growth after its own wild ride. Buyers are finding a costly and competitive market, but one slightly calmer and easier to plan and budget for.

Sellers continue to sit on the sidelines, holding on to low mortgage rates. And while rates could tick down over time, the issue of affordability, which has grown worse over the past few years, is unlikely to significantly improve.

“The housing market is stabilizing after the turbulence of the pandemic, but the effects will be with us for a long time,” said Zillow senior economist Jeff Tucker. “Price appreciation is back to normal after a short reset, but that means buyers still face serious cost challenges and competition, especially for the most affordable houses and in less expensive markets.”

Record-setting home value growth during the pandemic was largely supported by market fundamentals. Home-buying demand spiked because many households had not yet been able to strike out on their own after years of underbuilding during the Great Recession, and the huge millennial generation had entered prime home-buying age. Ultra low mortgage rates, combined with the pandemic-spurred boom in remote work, added fuel to the fire.

Demand cooled as mortgage rates doubled over the course of 2022 to the upper 6% range, which is roughly where they stand today. Listings typically went pending in 10 days during this year’s spring shopping season — slower than the mere six days during the height of the pandemic, but much faster than the 19 days in 2019.

While Zillow’s economists were confident that fundamentals would keep prices resilient, the sheer force of the pandemic housing boom caused others to project an equally painful comedown to follow. Those projections have not come to pass. At the start of this year, Zillow’s forecast for 2023 home values called for a 0.7% decline. Now, Zillow expects 5.5% growth in 2023 — roughly in line with a normal year before records were shattered during the pandemic.

Home values fell in the second half of last year, but the same low mortgage rates that supercharged pandemic demand for purchases and refinances also put a floor under how far home values could fall. Existing homeowners have largely chosen to stay put rather than purchase another home with a much higher mortgage rate, which would cost hundreds of dollars more each month.

The resulting decline in supply has been more significant than the pullback in demand. Mortgage rates could tick down in the long term if inflation continues to recede, but they almost certainly won’t return to the historic lows seen during the pandemic.

For those still working to save up for a home, the record-breaking rise in prices and subsequent surge in mortgage rates effectively doubled the cost of a mortgage. At 20% down, monthly payments rose from about $875 in 2019 to just over

$1,800 now.

Competition for the few homes listed is high, and home values have once again been growing at a roughly normal pace historically. Cost pressures and a lack of choices for buyers have dragged down sales. Zillow forecasts 4.2 million existing home sales in 2023, which would be the lowest level since 2010.

New construction is helping fill the gap

Recognizing the opportunity, home builders have accelerated activity in recent months after a sluggish end to 2022 and an equally sluggish beginning to 2023.

Builders are changing tactics to confront cost pressures that high interest rates have laid on both them and their customers, with detached single-family homes giving way to more economical options. Builders are also more likely than homeowners to offer attractive financial incentives to buyers, including mortgage rate buydowns. Availability and flexibility are paying off: Sales of new builds are up 24% year over year.

Rent growth is ‘perfectly average’

Renters who have dealt with massive price hikes and volatile markets should appreciate a return to normal growth as well. Tucker called rent growth “perfectly average” in Zillow’s latest rent report, posting 4.1% year over year growth and a monthly increase of 0.6% — both right in line with pre-pandemic trends.

Rent growth stalled at the outset of the pandemic, then soared to a recordhigh peak of 16.2% annual growth in February and March 2022 before rapidly decelerating again.

Now, the cooldown in rent inflation is finally underway. As predicted by Zillow economists, rent inflation measured in the Consumer Price Index lagged behind market rent measures like Zillow Observed Rent Index by about 12 months and is ticking down.

What’s next for prospective buyers?

There are a few potential bright spots for buyers on the horizon as we

head toward the fall. Competition and price growth are both easing up as they typically do at this time of year, while more normal, predictable growth in rents and home prices will make it easier for those considering new mortgages to budget and plan.

More existing homes could be on their way. In a new Zillow survey, 23% of current homeowners said they are considering selling their home in the next three years or currently have it up for sale. That’s compared to just 15% last year. Staff report

InsideTract

Rate-lock tipping point: Homeowners

finds that nearly half of all buyers are buying points to lower their interest rate and reduce their monthly mortgage payment (45%). Mortgage points give buyers an option to pay an upfront fee to buy down the interest rate on a loan. Buyers are also making compromises on their wish lists and competing for smaller, more affordable homes.

Job optimism holds steady: 1 in 4 workers currently looking for a new role

Research from talent solutions and business consulting firm Robert Half points to more movement in the job market. According to a survey of more than 2,500 workers in the United States, 1 in 4 respondents are currently looking for a new role, and an additional 24% plan to start searching by year-end. The combined percentage (49%) is up three points from December 2022.

Those most likely to make a career move in the remainder of 2023 are:

• Gen Zers (74%)

• Technology professionals (64%)

• Working parents (63%)

• Employees who have been with their company for two to four years (62%)

Contract work is a viable route for many professionals, with 4 in 10 workers being open to pursuing contract roles.

Job Search Motivators and Deal Breakers

Workers exploring other employment opportunities are motivated by:

1. A higher salary (55%)

2. Better benefits and perks (38%)

3. Remote work options (28%)

These rankings are unchanged from the previous survey. Compensation, benefits and remote work options are also the top elements professionals look for when evaluating job postings.

When applying for an open role, professionals said they’d lose interest and withdraw from consideration due to:

• Poor communication and follow-up from the hiring manager (52%)

• Excessive — or more than three — rounds of interviews (40%)

• A lengthy hiring process (39%)

“The takeaway for employers, especially those facing recruiting challenges, is that skilled workers are willing to make a move for the right opportunity,” said Dawn Fay, operational president of Robert Half. “If you’re not offering competitive pay and benefits and a work culture that promotes employee well-being and professional development, you’re at a big disadvantage. Being efficient and open to negotiating is also critical to landing the best talent.”

Fay added, “While there are plenty of opportunities out there, landing a betterpaying position doesn’t guarantee greater job satisfaction. Before making a career move, workers should ask themselves: What are my personal and professional priorities, and what will help me achieve my long-term goals?”

or higher

A new Zillow® survey has identified the mortgage rate tipping point that makes homeowners more likely to move, which is key in unlocking the housing market and slowing price growth. Homeowners with a mortgage rate above 5% are nearly twice as likely to say that they plan to sell their home than those paying a rate below 5%.

Zillow’s survey finds that about 80% of mortgage holders reported having a rate of less than 5%, and about 90% have a rate of less than 6%. Almost one-third reported a rate of less than 3%.

As today’s mortgage rates near 7%, a vast majority of homeowners would need to finance a new home at a higher rate than the rate they currently hold, adding hundreds of dollars a month to their mortgage payment and creating an incentive to hold on to their home rather than move. This helps explain why Zillow data finds that 28% fewer new for-sale listings hit the market in June than a year ago.

“We expect mortgage rates may notch down slightly as inflation comes under control, but they are unlikely to return to 5% in the near future,” said Orphe Divounguy, a senior economist at Zillow Home Loans. “That means many homeowners will move only for major life events, like a new baby or retirement. Over time, homeowners will likely accept higher rates as the new normal, but until then, the market could remain challenging for home shoppers, who will see fewer options and higher prices.”

There is reason to be optimistic that more homes could hit the market in the next few years. Zillow’s survey finds that nearly one-quarter of homeowners are considering selling their home in the next three years or currently have their home listed for sale (23%), which is significantly higher than the 15% of homeowners who said the same one year ago. The share is even greater among mortgage holders who have a rate above 5%. Nearly 40% of those homeowners say they would consider selling their home in the next three years (38%).

In the meantime, the shortage of forsale homes is pushing up prices. Zillow’s latest monthly market report finds that home values hit a record high in June, topping $350,000 for the first time nationally. Home values climbed in all of the 50 largest metro areas for a second month in a row.

Higher prices are compounding affordability challenges for buyers who are also facing today’s higher mortgage interest rates. A typical monthly mortgage payment is more than twice as much as it was in 2020 and 13% higher than a year ago.

While these challenges have tempered demand, buyers are persisting and getting creative to achieve homeownership. A recent survey from Zillow Home Loans

There are tools to help buyers better understand what they can afford and to make homeownership more attainable. Buyers can find out if they’re eligible for down payment assistance programs, which are listed on every for-sale home on Zillow. Buyers can also use mortgage and affordability calculators to understand what they can afford on a monthly basis, and then search for homes by monthly cost to land a home they can afford.

external, and can even be a competitive advantage. “Companies must expand their audience and approach to learning to engage a larger pool of potential talent,” said Jeanne Meister, Founder of Future Workplace and Executive Vice President of Executive Networks. “Extending opportunities for cohort-based learning and pathways to career development for an organization’s full ecosystem also creates natural opportunities for connection with important stakeholders and deepens relationships that matter with employees, customers, partners, and communities.”

Additionally, as workplace demographics and work environments shift, learners are bringing expectations from the on-demand, personalized media of their consumer lives to the workplace. Today’s learners look for experiences that are peer driven and integrate the best possible content with a rich community of deliberate practice. With the advent of generative AI, learning organizations are becoming more free than ever before to think creatively about the content and ideas they are communicating as well as the learning experience within which that content is enmeshed and delivered.

The vast majority of corporate learning organizations (89%) are already using generative AI, but most individuals still remain apprehensive about the technology’s impact on their professional and personal lives. Generative AI is expected to both reduce repetitive tasks and accelerate the trend towards socially isolated professional environments, escalating the demand for learning experiences that center on human interaction and are built to create organizational alignment. To demonstrate, 52% of employees believe onboarding should either be at least one year or continuous, and 35% of employees say online, cohort-based learning is the best modality for onboarding, more than one-on-one virtual meetings (27%), mobile learning applications (22%), or virtual reality orientation (12%).

This timely data is from a just-released study run in partnership between global HR research and membership firm Executive Networks and NovoEd, the leading social and collaborative cohort-learning platform for deep capability building. The analysis finds that individuals crave community participation in times of uncertainty and are drawn to learning experiences that encourage and stimulate connection. Cohort learning, in particular, is a powerful way to engage employees in times of rapid transformation and can be used to both teach and communicate complex ideas and cultivate community within and beyond the boundaries of traditional enterprises.

The new report, “Cohort Learning in the Age of AI,” surveyed more than 500 professionals in the United States and United Kingdom to better understand the future of workplace learning in an age of generative AI. The insights bring to light several key findings about sentiment regarding generative AI and the ways in which this wave of technological disruption is accelerating transformative value of peer-driven, experiential learning.

Connection matters across every facet of the enterprise, both internal and

“In the face of generative AI transforming our workplaces and ways in which we approach our jobs, online cohortbased learning is uniquely suited to bring the texture, dynamism, and weight of inperson human interaction into remote and hybrid contexts,” said NovoEd Chief Strategy Officer Todd Moran. “While the ability to source data from an array of tools gives us all a wealth of information and opportunities at our fingertips, it’s what and how we learn from each other — as human beings — that brings that learning to life. That’s why top organizations are investing in learning that puts peer-topeer community and interaction at its center. This both decentralizes learning and drives engagement by enabling people to learn the way that they live and connect.”

Staff report

47% of employees say they’ll quit if employer orders return to office full time

After the upheaval of the last three years, employees have shifted their priorities when it comes to work-life balance and flexibility. Employers have had to pivot and change their workplace policies, while juggling company culture, attraction/retention, and cost—sometimes a seemingly impossible task.

The Integrated Benefits Institute (IBI), a health and productivity research nonprofit, conducted an analysis of flexible work models to gain more insight into how to optimize work arrangements for employers, attract and retain talent, and maximize productivity. IBI examined flexible work models’ variations, benefits, challenges, supports, and outcomes through a two-tiered, sequential, mixedmethods study.

Current research shows that almost

are nearly twice as willing to sell if their mortgage rate is 5%

Staff report 42% of Gen Z employees say they will turn to their professional peers to learn and update their skills - not AI

MARGENAU: Going to the top is the wrong way

Let’s say you own a Honda Civic and you’ve got a problem with it. Maybe it leaks oil, or maybe it has trouble starting. Would you go to Honda’s headquarters in Minato City, Japan, to get it fixed? Of course not. You’d go to your local Honda dealer. Or maybe you’ve got a Maytag washing machine that’s on the fritz. Would you contact Maytag’s headquarters in Benton Harbor, Michigan, for repairs? No, you wouldn’t. You would find a local appliance repair shop and have them look at it.

So, I’m always surprised when people with a Social Security question or problem think that they should contact Social Security Administration headquarters in Baltimore, Maryland, for help. Why in the world do that when you’ve got a local Social Security office probably just a few miles down the road? (There are about 1,200 Social Security offices around the country.)

A few months ago, I wrote about people who travel all the way to the SSA’s headquarters in the Baltimore suburb of Woodlawn because they want to take their Social Security issue “all the way to the top” and then end up talking to a representative from the nearby Randallstown, Maryland, Social Security office who is out-stationed there just for instances like these.

I was reminded of all this when I got an email this week from a woman who was asking a fairly simple question. She is 68 and is getting about $2,000 per month in her own retirement benefit. Her 74-yearold husband gets about $3,000. She was asking if she would get widow’s benefits on his record if he should die first.

And here was my answer: “Yes, you can switch to higher widow’s benefits if he dies first. Because you are over your full

the top 10 states in the second quarter of 2023. Those with the highest portions were Vermont (77.5 percent of mortgaged homes were equity-rich), California (63.3 percent), Montana (60.9 percent), Florida (60.4 percent) and Idaho (59.4 percent).

Nine of the 10 states with the lowest percentages of equity-rich properties in the second quarter of 2023 were in the Midwest and South. The smallest portions were in Louisiana (23 percent of mortgaged homes were equity-rich), Alaska (29.2 percent), Illinois (29.5 percent), West Virginia (30 percent) and North Dakota (31.3 percent).

Among 107 metropolitan statistical areas around the nation with a population of at least 500,000, the West and South continued to dominate the list of places with the highest portion of mortgaged properties that were equity-rich. All but one of the top 20 were in those regions during the second quarter of 2023, led by San Jose, CA (76.3 percent equity-rich); Los Angeles, CA (69.3 percent); San Francisco, CA (69 percent); San Diego, CA (68.8 percent) and SarasotaBradenton, FL (66.6 percent). The leader in the Northeast region again was Portland, ME (60.7 percent) while the top metro in the Midwest continued to be Grand Rapids, MI (54.7 percent).

The 10 metro areas with the lowest percentages of equity-rich properties in the second quarter of 2023 again were in the Midwest and South. The smallest levels were in Baton Rouge, LA (19.3 percent of

retirement age, you’ll be bumped up to what he was getting at the time of death.”

After getting my answer, she thanked me and told me it was so much clearer than the reply she got from the SSA headquarters in Baltimore. It turns out she had previously sent them the same question. And she shared the reply she got. Here it is.

“Thank you for contacting the Social Security Administration.

We apologize for the delay in answering your inquiry. We regret any inconvenience this may have caused.

When a claimant starts receiving Social Security retirement or disability benefits, other family members also may be eligible for payments.

They include the following:

--A spouse, if they are age 62 or older;

--A spouse, at any age, if they are caring for the worker’s child who is disabled or is younger than age 16;

--The worker’s biological child, adopted child, or, in some cases, a stepchild or grandchild.

When a child is adopted after the natural parent’s death, survivors’ benefits can be paid to the child on the natural parent’s Social Security record. The adoption of a child already entitled to survivor’s benefits does not terminate the child’s benefits. However, a child adopted by someone else during the lifetime of the natural parent can receive benefits on the natural parent’s record only if the child was either living with or receiving support from the natural parent at the time the parent died.

Payment of benefits on the natural parent’s Social Security record to a child who was adopted by someone else during the natural parent’s lifetime is consistent

mortgage homes were equity-rich); Jackson, MS (26.6 percent); Little Rock, AR (29.2 percent); Virginia Beach, VA (29.7 percent) and New Orleans, LA (31.7 percent).

The portion of mortgaged homes considered equity rich went up from the first quarter of 2023 to the second quarter of 2023 in 81 of the 107 metro areas with sufficient data (76 percent) and was up from second quarter of last year in 64 percent.

Top equity-rich counties clustered in Northeast and West

Among 1,712 counties that had at least 2,500 homes with mortgages in the second quarter of 2023, 14 of the top 20 equity-rich locations were in the Northeast and West regions.

Counties with the highest share of equity-rich properties were Chittenden County (Burlington), VT (85.6 percent equity-rich); Nantucket County, MA (83.7 percent); Dukes County (Martha’s Vineyard), MA (82.7 percent); Manistee County, MI (80.6 percent) and Washington County (Montpelier), VT (79 percent).

Counties with populations of at least 500,000 and the highest equity-rich rates were San Mateo County, CA (outside San Francisco) (78.5 percent equity-rich); Santa Clara County (San Jose), CA (77.4 percent); Orange County, CA (outside Los Angeles 73.3 percent); Alameda County (Oakland), CA (71.8 percent) and Pinellas County (Clearwater), FL (70.8 percent).

with the purpose of Social Security benefits

-- to replace support lost by a child when the worker dies. The requirement that the child must have been dependent upon the worker is intended to assure that the child lost a source of support when the worker died.

To receive benefits, the child must meet the following criteria:

-- be unmarried; and

-- be under age 18; or

-- be 18-19 years old and a full-time student (no higher than grade 12); or

-- be 18 or older and disabled from a disability that started before age 22. (The child’s disability also must meet the definition of disability for adults.)”

This response from the SSA headquarters people went on and on for another couple paragraphs. I just can’t squeeze it all in the space of this column. And guess what? It never answered her question!

I’m not going to defend my former colleagues at the SSA. But I am going to explain what happens when you “go to the top” (in this case, the SSA headquarters) to get an answer to a simple question. I know what happens because I used to work in an office in the same department as the folks who handle these questions.

SSA’s headquarters probably get thousands of routine inquiries each day. And there is a staff of about a hundred people whose job it is to answer these letters and emails. When I worked there, it was called the Office of Public Inquiries.

Regular readers of this column know that I’ve pointed out many times that I’m essentially asked the same questions over and over again. Well, guess what? The same happens with OPI. So rather than “reinvent the wheel” by coming up with

Counties with the smallest share of equity-rich homes in the second quarter of 2023 were Vernon Parish (Leesville), LA (8.2 percent equity-rich); Lea County (Lovington), NM (10.1 percent); Beauregard Parish, LA (east of Lafayette) (10.7 percent); Iberville Parish, LA (outside Baton Rouge) (12.4 percent) and Geary County (Junction City), KS (13.7 percent).

Counties with populations of at least 500,000 and the smallest equityrich portions were Baltimore City, MD (27.9 percent equity-rich); Cook County (Chicago), IL (28.8 percent); Prince George’s County, MD (outside Washington, DC) (30.3 percent); Lake County, IL (outside Chicago) (31.1 percent) and Anne Arundel County (Annapolis), MD (31.6 percent).

At least half of all mortgaged properties considered equity-rich in almost 50 percent of zip codes

Among 9,082 U.S. zip codes that had at least 2,000 residential properties with mortgages in the second quarter of 2023, there were 4,183 (46 percent) where at least half the mortgaged properties were equity-rich.

Forty-four of the top 50 zip codes were in California or Florida, with seven of the top 10 in Santa Clara County, CA. They were led by zip codes 93108 in Santa Barbara, CA (87.9 percent of mortgaged properties were equity-rich); 94024 in Los Altos, CA (86.4 percent); 93109 in Santa Barbara, CA (86.2 percent); 95070 in Saratoga, CA (86.1

new answers each time to the same old questions, they have prepared “canned” responses for the hundreds of different questions they might get.

So, for example, when this lady’s email came in, someone looked at it and said something like, “We need to reply with Paragraph 212 that explains which dependents can get benefits and then Paragraph 449 that explains this and Paragraph 652 that explains that.” Then someone puts together a response that includes those canned paragraphs and the reply goes out.

But it sounds like in this lady’s case, they forgot to add the paragraph that explains widow’s benefits. That’s just another example of why you shouldn’t “go to the top” to get your Social Security questions answered or your Social Security issues resolved. Instead, for help, rely on your local Social Security office, the SSA’s toll free number (800-772-1213) or the agency’s website at www.socialsecurity.gov. Or rely on your friendly Social Security columnist. And for the most comprehensive help, buy his books listed below!

If you have a Social Security question, Tom Margenau has two books with all the answers. One is called “Social Security -Simple and Smart: 10 Easy-to-Understand Fact Sheets That Will Answer All Your Questions About Social Security.” The other is “Social Security: 100 Myths and 100 Facts.” You can find the books at Amazon. com or other book outlets. To find out more about Tom Margenau and to read past columns and see features from other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.

COPYRIGHT 2023 CREATORS.COM

percent) and 95014 in Cupertino, CA (85.4 percent).

Largest shares of seriously underwater mortgages remain in Midwest and South

The Midwest and South again had the top 10 states with the highest shares of mortgages that were seriously underwater in the second quarter of this year. The top five were Louisiana (10.5 percent seriously underwater), Indiana (8.1 percent), Kentucky (5.9 percent), Iowa (5.9 percent) and Mississippi (5.8 percent).

The smallest shares were in Vermont (0.9 percent seriously underwater), California (1.1 percent), Rhode Island (1.2 percent), Massachusetts (1.2 percent) and Florida (1.3 percent).

Among 107 metropolitan statistical areas with a population greater than 500,000, those with the largest shares of mortgages that were seriously underwater in the second quarter of 2023, were Baton Rouge, LA (10.8 percent); Indianapolis, IN (8.6 percent); New Orleans, LA (7.2 percent); Syracuse, NY (6.1 percent) and Scranton, PA (6 percent).

While most seriously underwater rates around the country changed by less than one percentage point from the first quarter to the second quarter of this year, the portion decreased in 81, or 76 percent, of the metro areas around the U.S. with enough data to

GOLDMAN: How to hop, skip and jump your way to success

Really, I don’t know what’s wrong with young people today.

Give a 20- or 30-something a horrible job with a terrible boss and a miserable salary and a zero-point-zero chance for promotion, and what will they do? They will quit!

That’s right! They will pack up their backpacks and back out the door, smiling.

It’s outrageous, really. When you had a horrible, terrible, miserable job, you didn’t quit. You stuck it out. You were an idiot, but you were loyal.

You were also terrified. Having the reputation -- and the resume -- of job skipper was a sign of bad character, or worse. No decent company would want to have anything to do with a job-hopping philanderer looking to hook up with the first good-looking salary bump that came along.

Interestingly, employers still feel the same way. According to “For Younger Workers, Job Hopping Has Lost Its Stigma. Should It?” a recent article in The New York Times by Eilene Zimmerman, 77% of hiring managers surveyed by Robert Haft named job hopping as a “top concern when evaluating a candidate’s resume.”

“It’s a huge headache for employers,” explained Jeff Hyman, chief executive of Recruit Rockstars. “When promising employees leave prematurely others may wonder why or follow suit.”

Still, the suits are following suit. The sweatpants, too. As companies get kudos for mass layoffs, younger workers have realized there’s something inherently wack in a work environment where quitting is evil, but firing is fine and dandy. As result, they’re heading for the nearest exit.

Yes, the young’uns are looking for greener pastures, with a lot less to mow. They also want to learn new skills and maybe, just maybe, create a job of their own making, where they control their own career destinies.

Can you blame them?

“Employees feel they have lost what they were getting, which was job security,” says Jessica Kriegel, a chief scientist at Culture Partners. As result, many workers “eschew company loyalty in favor of career development -- and, potentially, risk-taking.”

Eschew on that, Mr. and Ms. Hiring Manager.

Do you ever wonder if it makes sense to work at the same place, at the same pace, until you get that lavish retirement dinner at Applebee’s? Let’s explore four what-ifs, the better to answer to the musical question posed by those workplace experts, The Clash: “Should I

EQUITY FROM PAGE 5

analyze. Seriously underwater rates were down, year over year, in 54 percent of the metro areas analyzed.

More than 20 percent of residential mortgages seriously underwater in just 45 zip codes

Among 9,082 U.S. zip codes that had at least 2,000 homes with mortgages in the second quarter of 2023, there were only

stay or should I go?”

No. 1: If your manager doesn’t know your name -- STAY

Just because you’re still “whatchacallem” after working at a job for two or 10 years, that’s not a negative. When management is making up their quarterly “Let’s-fire-a-whole-bunch-ofpeople-who-aren’t-us-who-we-shouldn’thave-hired-in-the-first-place-Wall-Streetloves-that-stuff” list, being forgettable and forgotten could save your life -- and your paycheck.

No. 2: If you keep getting promotions and raises -- GO

Considering the paucity of your productivity and your lack of leadership ability, any company that rewards you in any fashion is destined to crash and burn. Better get out before total meltdown. You’ll need time to find another job with a different doomed company where

45 locations where more than 20 percent of mortgaged properties were seriously underwater. Of those, 23 were in Chicago, IL; Cleveland, OH; Detroit, MI; Kansas City, MO; Philadelphia, PA or St. Louis, MO.

The top five zip codes with the largest shares of seriously underwater properties in the second quarter of 2023, were 10570 in Pleasantville, NY (44.3 percent of mortgaged homes were seriously underwater); 60636 in Chicago, IL (43.7 percent); 44108 in Cleveland, OH (41.8 percent); 10520 in Croton-on-Hudson, NY

management has no idea what they are doing.

No. 3: If your co-workers are leaving in droves -- STAY

From the top to the bottom of the org chart, the rats are deserting the ship. And what do you see when you see a sea of empty desks? You see opportunity. With fewer managers and minimal competition, your contributions to the company, puny as they may be, are sure to stand out. Best of all, you’ll be on hand to pick up great deals when the liquidators come to auction off the office furniture (that genuine pleather couch in the reception area will be a great place to snooze when you come home from the unemployment office.)

No. 4: If changing jobs will allow you to learn new skills -- STAY

Ask yourself: Do you really want to learn new skills? You already have all

(40.7 percent) and 62206 in East St. Louis, IL (39.5 percent).

Most homeowners facing foreclosure have at least some equity

Only about 255,700 homeowners were facing possible foreclosure in the second quarter of 2023, or about one in every 250 mortgaged residential properties in the U.S. Of those facing foreclosure, about 235,500, or 92 percent, had at least some equity built up in their homes.

the skills you need, like the skill of going home early without anyone seeing you leave, and the skill of always having someone to blame when you screw up a major project.

Hopefully, these what-ifs will be helpful, but if you do find yourself contemplating a job change, forget a hop, skip and a jump. Instead, consider a stoop, slouch and a snooze.

You’ll probably end up making the wrong decision, anyway, and it’s a lot more relaxing.

Bob Goldman was an advertising executive at a Fortune 500 company. He offers a virtual shoulder to cry on at bob@bgplanning.com. To find out more about Bob Goldman and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.

COPYRIGHT 2023 CREATORS.COM.

States where the largest portion of homeowners facing possible foreclosure had equity in their properties in the second quarter of 2023, included Utah (97 percent with equity), North Carolina (96 percent), Florida (96 percent), Idaho (96 percent) and New Hampshire (95 percent).

States with the lowest percentages included Louisiana (82 percent with equity), Illinois (85 percent), North Dakota (85 percent), Maryland (86 percent) and Arkansas (87 percent).

How to Plan Your Retirement Strategically

(AP)-Starting retirement planning and acting on it early generally results in greater funds for retirement. However, this does not imply it is ever too late to learn how to plan your retirement strategically. These experienced insights from Yieldstreet can help you develop a plan, regardless of where you are on your career path.

What’s Your Time Horizon?

Ideally, you’ll start putting money away when you’re in your 20s. This enables you to maximize the compounding of interest and gives you the ability to invest more aggressively. Preservation of capital should anchor your strategy as you get older. This typically means bonds and other fixed-income securities. Riskier investments such as stocks can offer greater earnings potential when you

half (47%) of employees indicate they would quit a job or begin looking for a new job immediately if their employer mandated a full-time return-to-office policy. An IBI study in 2022 found that remote and hybrid employees are 22% more productive, 21% more satisfied, and 51% more highly engaged. While multiple studies suggest that most employees want to retain some form of remote work (as many as 89%), some employers are implementing return to the office full or part-time.

“Many studies have found that flexible work schedules improve wellbeing, engagement, and organizational commitment. Offering flexibility can mitigate the risks of burnout, and ensure employees are maximizing their productivity,” said IBI Researcher Carole Bonner, MET, MSAS. “Employers that are seeing improved attraction and retention rates, and attracting top talent, are often the ones offering the most flexibility.”

have a longer time horizon. Learning how to invest in real estate can be beneficial at any age.

The Amount of Money You’ll Need

This will vary based on your current income, your retirement age and the activities you’d like to enjoy in retirement. Some counselors advise saving at least 12 years of your pre-retirement income. However, the exact amount will vary depending on the type of life you’d like to live and the lifestyle to which you are accustomed. A retirement calculator can help you determine your target figure.

When to Claim Social Security Benefits

Waiting until you’ve reached full retirement age to claim your Social Security benefit is a good play. For people born in 1960 or later, this means 67

A majority (85%) of employers say they already offer or plan to offer some kind of flexible work arrangement, whether that’s fully remote, or hybrid with varying quantities of days split between home and office. However, IBI’s findings highlight a significant gap between employers and employees regarding the future workplace. Only 15.1% of remote-capable employees expressed a desire to return to the office full-time, while significantly more (22.5%) of US employers with remote-capable employees want their employees back in the office full-time.

Employers cite a number of reasons for wanting employees back in the office, including empty office space expenditures, questions surrounding true productivity measures, and hurting creativity and community amongst workforce. When asked about the top benefits of working at the office, most employees cited socializing (51%) and face-to-face collaboration (47%). Other noteworthy benefits of in-office work include access to better equipment and improved boundaries between work/

years of age. Claiming the benefit earlier reduces the amount you’ll receive each month—forever. With that said, there are very few places one can live in the U.S. in which Social Security income will provide all of the funding needed to live a comfortable life. It’s best to look at that benefit as part of the retirement income package, rather than the entire package.

Determine Your Withdrawal Approach

The order in which you withdraw funds from your retirement accounts will have a profound effect upon your tax burden. You’ll also want to draw income from your investments before your retirement accounts to afford the latter more time to compound interest.

Plan for Taxes

You’ll need to consider the after-tax return potential of your investment

personal time.

Employees’ subjective wellbeing (SWB), a measurement of happiness, paints a less rosy picture. Those who work fully onsite are less likely to rate their level of happiness as high. Those who work in an office-first arrangement, with 1-2 days working from home each week, are the most likely to have the highest possible SWB rating.

What does this mean for employers?

To provide actionable guidance for employers, IBI consulted HR executives on their recommendations. In those discussions, it was clear that there were differences in experiences in terms of changes, demographic preferences, and push-back from employees.

The areas of focus for employers should be:

• Communication/Technology:

Encourage online forums, virtual social gatherings, and team-building activities for virtual employees. Promote instant messaging, video conferencing, and project management.

stratagems to get an accurate picture of the amount you’ll need to put away. You’ll also need to have an idea of your tax status when you begin withdrawals. Here again, a good retirement calculator can be an invaluable tool.

Adequate Estate Planning

Best-case scenario, you’ll build a portfolio that can deliver returns capable of supporting your retirement needs, while preserving its value. You can then pass it on to your beneficiaries. It’s also important to have a succession plan, as well as adequate insurance, to help your descendants avoid unnecessary expenses.

These insights on how to plan your retirement strategically can help ensure your retirement plan is both workable and effective to maximize the superannuation funding available to you.

• Connectedness and Social Interaction: Organize virtual coffee breaks, mentorship, and crossdepartmental collaboration. Virtual networking promotes knowledge sharing, innovation, and cross-departmental collaboration.

• Recognition: Recognizing staff achievements online. Virtual events, team shout-outs, and personal messages show gratitude and belonging.

• Health and Wellbeing: Normalize employee self-care and wellness. Offer breaks, mindfulness, and virtual wellness activities.

• Modeling the Culture: Engage in virtual discussions, attend virtual meetings, and communicate openly.

Most importantly, there is no onesize-fits-all solution, and it’s critical to listen to what employees want. Employers can utilize employee feedback to make informed judgments about which arrangements to apply and how to adjust them to their own organizational needs. Staff report

INSIDE TRACT FROM PAGE 4

The Mecklenburg Times Public Notice section informs you about government actions, environmental conditions and economic changes. Public Notices alert you when the interests of your family, your neighborhood or your business are affected by what others do. Public Notices invite you to participate in the democratic process and in business opportunities.

Probate – notifies anyone with a claim against an estate of the deceased.

Civil Suits – complaints filed in court by individuals or businesses for the purpose of receiving settlements for property, obtaining divorces, child custody, and property and tax liens.

Storage Auctions – notices published by auctioneers and storage facilities when property is being sold due to delinquent statements.

Hearings and Condemnations – when property is inspected and conditions are found which violate the Charlotte housing code, notices are published that inform the owners that the process to demolish the property has begun.

Trustee Sales – these are notices filed in the court by Substitute Trustees who are advertising upcoming sales or auctions on properties with delinquent mortgages. These notices also consist of sales due to tax delinquency, for example, Commissioner Sales of Real Estate.

Corporations – these notices consist of corporation dissolutions, annual reports and United States seizures of property.

Sheriff Sales – this section consists of scheduled auction sales for property seized due to liens or judgments. These sales are conducted by the Mecklenburg County Sheriff Department.

TABLE

Public

REAL ESTATEMECKLENBURG

TRUSTEE SALES

NOTICE OF FORECLOSURE SALE 23 SP 1689 NORTH CAROLINA, MECKLENBURG COUNTY

Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Jose Francisco Rangel Grimaldo and Valenta Rodriguez Perez to Allan B Polunsky, Trustee(s), which was dated April 11, 2019 and recorded on April 11, 2019 in Book 33421 at Page 504, Mecklenburg County Registry, North Carolina.

Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, Trustee Services of Carolina, LLC, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on September 21, 2023 at 11:30 AM , and will sell to the highest bidder for cash the following described property situated in Mecklenburg County, North Carolina, to wit:

BEING ALL OF LOT 29-E IN BLOCK Q OF HOLLY HILLS SUBDIVISION AS SAME IS SHOWN ON MAP THEREOF RECORDED IN THE MECKLENBURG COUNTY, NORTH CAROLINA PUBLIC REGISTRY IN MAP BOOK 19, AT PAGE 401.

Save and except any releases, deeds of release or prior conveyances of record.

Said property is commonly known as 6004 Fringe Tree Drive, Charlotte, NC 28227.

A Certified Check ONLY (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing.

THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED.

Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "AS IS WHERE IS." There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/are JOSE FRANCISCO RANGEL GRIMALDO AND VALENTA RODRIGUEZ PEREZ, HUSBAND AND WIFE.

An Order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination [NCGS § 45-21.16A(b)(2)].

Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of

the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Trustee Services of Carolina, LLC

Substitute Trustee Brock & Scott, PLLC Attorneys for Trustee Services of Carolina, LLC 5431 Oleander Drive Suite 200 Wilmington, NC 28403 PHONE: (910) 392-4988

File No.: 23-10983-FC01

2535465 9/5, 9/12

NOTICE OF FORECLOSURE SALE 22 SP 2669

NORTH CAROLINA, MECKLENBURG COUNTY

Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Charles E. Ware to Lynn P. Holley, Trustee(s), which was dated October 29, 1997 and recorded on October 30, 1997 in Book 09325 at Page 0853, Mecklenburg County Registry, North Carolina.

Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, Trustee Services of Carolina, LLC, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on September 21, 2023 at 11:30 AM , and will sell to the highest bidder for cash the following described property situated in Mecklenburg County, North Carolina, to wit:

BEING ALL OF LOT 4 OF MILTON COMMONS TOWNHOMES AS SHOWN ON MAP THEREOF RECORDED IN MAP BOOK 27 AT PAGE 367 IN THE MECKLENBURG COUNTY PUBLIC REGISTRY.

Save and except any releases, deeds of release or prior conveyances of record.

Said property is commonly known as 4047 Briarhill Dr, Charlotte, NC 28215.

A Certified Check ONLY (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing.

THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED.

Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "AS IS WHERE IS." There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/ are ALL LAWFUL HEIRS OF CHARLES E. WARE.

An Order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after

the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination [NCGS § 45-21.16A(b)(2)].

Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Trustee Services of Carolina, LLC Substitute Trustee Brock & Scott, PLLC Attorneys for Trustee Services of Carolina, LLC 5431 Oleander Drive Suite 200 Wilmington, NC 28403 PHONE: (910) 392-4988 File No.: 22-14853-FC01 2535086 09/05, 09/12

NOTICE OF FORECLOSURE SALE

23 SP 1362

Under and by virtue of the power of sale contained in a certain Deed of Trust made by Jeffrey Hallman Baker and Amanda Valencia Castro (PRESENT RECORD OWNER(S): Jeffrey Hallman Baker and Amanda Valencia Castro) to Hugh M. Queener, Trustee(s), dated October 4, 2017, and recorded in Book No. 32174, at Page 532 in Mecklenburg County Registry, North Carolina. The Deed of Trust was modified by the following: A Loan Modification recorded on January 20, 2022, in Book No. 36987, at Page 498, default having been made in the payment of the promissory note secured by the said Deed of Trust and the undersigned, Substitute Trustee Services, Inc. having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the Office of the Register of Deeds Mecklenburg County, North Carolina and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door in Charlotte, Mecklenburg County, North Carolina, or the customary location designated for foreclosure sales, at 11:30 AM on September 19, 2023 and will sell to the highest bidder for cash the following real estate situated in Davidson in the County of Mecklenburg, North Carolina, and being more particularly described as follows: BEING all of Lot 91A of Bradford, Phase 3, Map 1, as same is shown on map thereof recorded in Map Book 60 at Page 233, Mecklenburg County Registry. Together with improvements located thereon; said property being located at 13026 Claudel Court, Davidson, North Carolina.

Being the same property conveyed to the Borrower(s) herein by Deed recorded contemporaneously herewith. Parcel #: 007-272-71 Trustee may, in the Trustee's sole discretion, delay the sale for up to one hour as provided in N.C.G.S. §45-21.23.

Should the property be purchased by a third party, that party must pay the excise tax, as well as the court costs of Forty-Five Cents ($0.45) per One Hundred Dollars ($100.00) required by N.C.G.S. §7A-308(a) (1).

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance "AS IS, WHERE IS." Neither the Trustee nor the holder of the note secured by the deed of trust/security agreement, or both, being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions

existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. Also, this property is being sold subject to all taxes, special assessments, and prior liens or prior encumbrances of record and any recorded releases. Said property is also being sold subject to applicable Federal and State laws.

A deposit of five percent (5%) of the purchase price, or seven hundred fifty dollars ($750.00), whichever is greater, is required and must be tendered in the form of certified funds at the time of the sale.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in its sole discretion, if it believes the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property

An order for possession of the property may be issued pursuant to N.C.G.S. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may after receiving the notice of foreclosure sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days but not more than 90 days, after the sale date contained in this notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

SUBSTITUTE TRUSTEE SERVICES, INC.

SUBSTITUTE TRUSTEE

c/o Hutchens Law Firm P.O. Box 1028 4317 Ramsey Street Fayetteville, North Carolina 28311 Phone No: (910) 864-3068 https://sales.hutchenslawfirm.

com

Firm Case No: 15409 - 69472 2534558 09/05, 09/12

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION 23SP1386 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG IN THE MATTER OF THE FORECLOSURE OF A DEED OF TRUST EXECUTED BY NICOLE L. ELLIOTT AND RONALD L. ELLIOTT DATED APRIL 7, 2006 RECORDED IN BOOK 20433 AT PAGE 392 IN THE MECKLENBURG COUNTY PUBLIC REGISTRY, NORTH CAROLINA

Under and by virtue of the power and authority contained in the above-referenced deed of trust and because of default in payment of the secured debt and failure to perform the agreements therein contained and, pursuant to demand of the holder of the secured debt, the undersigned will expose for sale at public auction at the usual place of sale at the Mecklenburg County courthouse at 11:30 AM on September 21, 2023 , the following described real estate and any improvements situated thereon, in Mecklenburg County, North Carolina, and being more particularly described in that certain Deed of Trust executed by Nicole L. Elliott; Ronald L. Elliott, dated April 7, 2006 to secure the original principal amount of $82,100.00, and recorded in Book 20433 at Page 392 of the Mecklenburg County Public Registry. The terms of the said Deed of Trust may be

modified by other instruments appearing in the public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warranty is intended.

Address of property: 5931 Trysting Rd, Charlotte, NC 28227

Tax Parcel ID: 109 471 26

The record owner(s) of the property, according to the records of the Register of Deeds, is/are Nicole L. Elliott and Ronald L. Elliott.

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS. Neither the Trustee nor the holder of the note secured by the deed of trust being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. A deposit of five percent (5%) of the amount of the bid or seven hundred fifty dollars ($750.00), whichever is greater, is required from the highest bidder and must be tendered in the form of certified funds at the time of the sale. This sale will be held open ten days for upset bids as required by law. After the expiration of the upset period, all remaining amounts are IMMEDIATELY DUE AND OWING. Failure to remit funds in a timely manner will result in a Declaration of Default and any deposit will be frozen pending the outcome of any re-sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the Substitute Trustee or the attorney of any of the foregoing.

SPECIAL NOTICE FOR LEASEHOLD TENANTS residing at the property: be advised that an Order for Possession of the property may be issued in favor of the purchaser. Also, if your lease began or was renewed on or after October 1, 2007, be advised that you may terminate the rental agreement upon 10 days written notice to the landlord. You may be liable for rent due under the agreement prorated to the effective date of the termination.

The date of this Notice is 28th day of August, 2023.

Grady I. Ingle, Attorney for Substitute Trustee Ingle Law Firm, PA 13801 Reese Blvd West Suite 160 Huntersville, NC 28078 (980) 771-0717 Ingle Case Number: 1785026074 2535472 9/5, 9/12

NOTICE OF SALE OF REAL ESTATE

UNDER CLAIM OF LIEN

RE: 23-SP-1369

UNDER AND BY VIRTUE of the power granted in the recorded Declarations and North Carolina law which authorize the foreclosure of the Claim of Lien filed against Melissa Sue Haines by Providence Colony Homeowners Association (hereinafter "Association"), filed November 17, 2022 and filed in Case Number 22-M-5432 in the Office of the Clerk of Superior Court for Mecklenburg County by power of sale and because of a failure to make timely payment of assessments and other sums due to the Association and pursuant to an Order entered by the Clerk of the Superior Court and pursuant to demand of the Association, the undersigned Trustee will expose for sale at public auction to the highest bidder for cash at the usual place of sale in the Courthouse of Mecklenburg County, in the City of Charlotte, North Carolina, at 11:00 a.m. on the 14th day of September, 2023 all that certain parcel of real estate, including any undivided interest in common area and all improvements and fixtures located thereon, in Mecklenburg

County, North Carolina, more particularly described as follows:

BEING THE REAL PROPERTY described in the deed recorded in Deed Book 32573, at Page 158 in Mecklenburg County Public Registry.

Tax PIN: 225-311-46

ADDRESS OF PROPERTY: 9148 Providence Colony Drive, Charlotte, NC 28277

PRESENT RECORD

OWNER(S): Melissa Sue Haines

The terms of the sale are that the property will be sold for cash to the highest bidder and a cash deposit not to exceed the greater of five percent (5%) of the amount of the bid, or Seven Hundred and Fifty Dollars ($750) may be required at the time of the sale. The property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "As Is, Where Is". The Trustee does not make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such conditions are expressly disclaimed. The property will be sold subject to restrictions and easements of record, any unpaid taxes, prior liens and special assessments, any transfer tax associated with the foreclosure, and any tax required to be paid by N.C.G.S. § 7A-308(a)(1). The sale will be held open for ten days for upset bids as required by law.

That An order for possession of the property may be issued pursuant to N.C.G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007 may after receiving Notice of Sale terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10, but no more than 90 days, after the sale date contained in the Notice of Sale, provided that the default has not been cured at the time the tenant provides notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

This the 10th day of July, 2023

Sellers, Ayers, Dortch & Lyons, P.A. Trustee

By: Robert C. Dortch, Jr.

2529565

9/5, 9/12

NOTICE OF SALE OF REAL ESTATE UNDER CLAIM OF LIEN RE: 23-SP-1617

UNDER AND BY VIRTUE of the power granted in the recorded Declarations and North Carolina law which authorize the foreclosure of the Claim of Lien filed against Oswaldo Ojito by Birkdale Homeowners Association, Inc. (hereinafter "Association"), filed June 13, 2022 and filed in Case Number 22-M-2506 in the Office of the Clerk of Superior Court for Mecklenburg County by power of sale and because of a failure to make timely payment of assessments and other sums due to the Association and pursuant to an Order entered by the Clerk of the Superior Court and pursuant to demand of the Association, the undersigned Trustee will expose for sale at public auction to the highest bidder for cash at the usual place of sale in the Courthouse of Mecklenburg County, in the City of Charlotte, North Carolina, at 11:00 a.m. on the 14th day of September, 2023, all that certain parcel of real estate, including any undivided interest in common area and all improvements and fixtures located thereon, in Mecklenburg County, North Carolina, more particularly described as follows:

BEING THE REAL PROPERTY described in the deed recorded in Deed Book 19539, at Page 973 in Mecklenburg County Public Registry.

Tax PIN: 009-433-26

ADDRESS OF PROPERTY: 15807 Hampton Falls Road, Huntersville, NC 28078 PRESENT RECORD OWNER(S): Oswaldo Ojito

The terms of the sale are that the property will be sold for cash to the highest bidder and a cash deposit not to exceed the greater of five percent (5%) of the amount of the bid, or Seven Hundred and Fifty Dollars ($750) may be required at the time of the sale. The property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "As Is, Where Is". The Trustee does not make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such conditions are expressly disclaimed. The property will be sold subject to restrictions and easements of record, any unpaid taxes, prior liens and special assessments, any transfer tax associated with the foreclosure, and any tax required to be paid by N.C.G.S. § 7A-308(a)(1). The sale will be held open for ten days for upset bids as required by law.

That An order for possession of the property may be issued pursuant to N.C.G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007 may after receiving

Notice of Sale terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10, but no more than 90 days, after the sale date contained in the Notice of Sale, provided that the default has not been cured at the time the tenant provides notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

This the 14th day of August, 2023

Sellers, Ayers, Dortch & Lyons, P.A.

Trustee

By: Cynthia A. Jones 2531977 9/5, 9/12

NOTICE OF SALE OF REAL ESTATE

UNDER CLAIM OF LIEN RE: 23-SP-1618

UNDER AND BY VIRTUE of the power granted in the recorded Declarations and North Carolina law which authorize the foreclosure of the Claim of Lien filed against Karen M. Lineberger by The Grove in Elizabeth Condominium Owners Association, Inc. (hereinafter "Association"), filed January 19, 2023 and filed in Case Number 23-M-192 in the Office of the Clerk of Superior Court for Mecklenburg County by power of sale and because of a failure to make timely payment of assessments and other sums due to the Association and pursuant to an Order entered by the Clerk of the Superior Court and pursuant to demand of the Association, the undersigned Trustee will expose for sale at public auction to the highest bidder for cash at the usual place of sale in the Courthouse of Mecklenburg County, in the City of Charlotte, North Carolina, at 11:00 a.m. on the 14th day of September, 2023, all that certain parcel of real estate, including any undivided interest in common area and all improvements and fixtures located thereon, in Mecklenburg County, North Carolina, more particularly described as follows:

BEING THE REAL

PROPERTY described in the deed recorded in Deed Book 36373, at Page 305 in Mecklenburg County Public Registry.

Tax PIN: 127-115-79

ADDRESS OF PROPERTY:

223 North Dotger Avenue, Unit

E6, Charlotte, NC 28207

PRESENT RECORD

OWNER(S): Karen M. Lineberger

The terms of the sale are that the property will be sold for cash to the highest bidder and a cash deposit not to exceed the greater of five percent (5%) of the amount of the bid, or Seven Hundred and Fifty Dollars ($750) may be required at the time of the sale. The property to be offered pursuant to this Notice of Sale is being offered for sale,

transfer and conveyance "As Is, Where Is". The Trustee does not make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such conditions are expressly disclaimed. The property will be sold subject to restrictions and easements of record, any unpaid taxes, prior liens and special assessments, any transfer tax associated with the foreclosure, and any tax required to be paid by N.C.G.S. § 7A-308(a)(1). The sale will be held open for ten days for upset bids as required by law.

That An order for possession of the property may be issued pursuant to N.C.G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007 may after receiving Notice of Sale terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10, but no more than 90 days, after the sale date contained in the Notice of Sale, provided that the default has not been cured at the time the tenant provides notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

This the 14th day of August, 2023

Sellers, Ayers, Dortch & Lyons, P.A. Trustee

By: Robert C. Dortch, Jr.

2531975 9/5, 9/12

NOTICE OF SALE OF REAL ESTATE UNDER CLAIM OF LIEN RE: 23-SP-1717

UNDER AND BY VIRTUE of the power granted in the recorded Declarations and North Carolina law which authorize the foreclosure of the Claim of Lien filed against Sinthujah Velummylum by Cedar Street Commons Condominium Owners' Association, Inc. (hereinafter "Association"), filed September 28, 2022 and filed in Case Number 22-M-4568 in the Office of the Clerk of Superior Court for Mecklenburg County by power of sale and because of a failure to make timely payment of assessments and other sums due to the Association and pursuant to an Order entered by the Clerk of the Superior Court and pursuant to demand of the Association, the undersigned Trustee will expose for sale at public auction to the highest bidder for cash at the usual place of sale in the Courthouse of Mecklenburg County, in the City of Charlotte, North Carolina, at 11:00 a.m. on the 14th day of September, 2023, all that certain parcel of real estate, including any undivided interest in common area and all improvements and fixtures located thereon, in Mecklenburg County, North Carolina, more particularly described as follows:

BEING THE REAL PROPERTY described in the deed recorded in Deed Book 30387, at Page 263 in Mecklenburg County Public Registry.

Tax PIN: 073-196-18

ADDRESS OF PROPERTY:

230 South Cedar Street, Unit 5, Charlotte, NC 28202

PRESENT RECORD

OWNER(S): Sinthujah

Velummylum

The terms of the sale are that the property will be sold for cash to the highest bidder and a cash deposit not to exceed the greater of five percent (5%) of the amount of the bid, or Seven Hundred and Fifty Dollars ($750) may be required at the time of the sale. The property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "As Is, Where Is". The Trustee does not make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way

relating to any such conditions are expressly disclaimed. The property will be sold subject to restrictions and easements of record, any unpaid taxes, prior liens and special assessments, any transfer tax associated with the foreclosure, and any tax required to be paid by N.C.G.S. § 7A-308(a)(1). The sale will be held open for ten days for upset bids as required by law.

That An order for possession of the property may be issued pursuant to N.C.G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007 may after receiving Notice of Sale terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10, but no more than 90 days, after the sale date contained in the Notice of Sale, provided that the default has not been cured at the time the tenant provides notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

This the 14th day of August, 2023 Sellers, Ayers, Dortch & Lyons, P.A. Trustee

By: Robert C. Dortch, Jr.

2531973

9/5, 9/12

NOTICE OF SALE OF REAL ESTATE UNDER CLAIM OF LIEN RE: 23-SP-945

UNDER AND BY VIRTUE of the power granted in the recorded Declarations and North Carolina law which authorize the foreclosure of the Claim of Lien filed against Alexandr Vigovsky by Avensong Homeowners Association, Inc. (hereinafter "Association"), filed February 14, 2022 and filed in Case Number 22-M-703 in the Office of the Clerk of Superior Court for Mecklenburg County by power of sale and because of a failure to make timely payment of assessments and other sums due to the Association and pursuant to an Order entered by the Clerk of the Superior Court and pursuant to demand of the Association, the undersigned Trustee will expose for sale at public auction to the highest bidder for cash at the usual place of sale in the Courthouse of Mecklenburg County, in the City of Charlotte, North Carolina, at 11:00 a.m. on the 14th day of September, 2023 all that certain parcel of real estate, including any undivided interest in common area and all improvements and fixtures located thereon, in Mecklenburg County, North Carolina, more particularly described as follows:

BEING THE REAL PROPERTY described in the deed recorded in Deed Book 26883, at Page 708 in Mecklenburg County Public Registry.

Tax PIN: 11109378

ADDRESS OF PROPERTY:

12046 Chantress Lane, Charlotte, NC 28215

PRESENT RECORD

OWNER(S): Alexandr Vigovsky

The terms of the sale are that the property will be sold for cash to the highest bidder and a cash deposit not to exceed the greater of five percent (5%) of the amount of the bid, or Seven Hundred and Fifty Dollars ($750) may be required at the time of the sale. The property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "As Is, Where Is". The Trustee does not make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such conditions are expressly disclaimed. The property will be sold subject to restrictions and easements of record, any unpaid taxes, prior liens and special assessments, any transfer tax associated with the foreclosure, and any tax required to be paid by N.C.G.S. § 7A-308(a)(1). The sale will be held open for ten days for upset bids as required by law.

That An order for possession

of the property may be issued pursuant to N.C.G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007 may after receiving Notice of Sale terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10, but no more than 90 days, after the sale date contained in the Notice of Sale, provided that the default has not been cured at the time the tenant provides notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

This the 14th day of August, 2023

Sellers, Ayers, Dortch & Lyons, P.A. Trustee

By: Cynthia A. Jones

2531971 9/5, 9/12

NOTICE OF SUBSTITUTE

TRUSTEE'S FORECLOSURE

SALE OF REAL PROPERTY

22-SP-580 UNDER AND BY VIRTUE of the power and authority contained in that certain Deed of Trust executed and delivered by Mary Thompson aka Mary E. Stovall Thompson dated September 23, 2009 and recorded on September 29, 2009, in Book 25112 at Page 84, in the Office of the Register of Deeds of Mecklenburg County, North Carolina; and because of default in the payment of the indebtedness secured thereby and, pursuant to demand of the holder of the Note secured by said Deed of Trust, the undersigned Goddard & Peterson, PLLC (Substitute Trustee) will offer for sale at the courthouse door in the City of Charlotte, Mecklenburg County, North Carolina, or the customary location designated for foreclosure sales, on September 18, 2023 at 3:30 PM and will sell to the highest bidder for cash the following real estate situated in the County of Mecklenburg, North Carolina and being more particularly described in the above referenced Deed of Trust, together with all improvements located thereon: Address of Property: 1031 Mount Kisco Drive, Charlotte, NC 28213 Tax Parcel ID: 08908208 Present Record Owner: John A. Ingram, Merrie L. Ingram, W. Florence Gillis, Dorothy Wideman, Loretta Tillman, Lynette Cornelius, and Connie Ingram as heirs of Mary Thompson a/k/a Mary E. Stovall Thompson Trustee may, in the Trustee's sole discretion, delay the sale for up to one hour as provided in N.C.G.S. §45-21.23. Said property is sold subject to applicable Federal and State laws. A deposit of five percent (5%) of the amount of the bid or seven hundred fifty Dollars ($750.00), whichever is greater, is required and must be tendered in the form of certified funds at the time of the sale. The real property described above is being offered for sale ''AS IS, WHERE IS'' and will be sold subject to all superior liens, unpaid taxes, and special assessments. Neither the Substitute Trustee nor the holder of the Note secured by the Deed of Trust being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representatives of either the Substitute Trustee or the holder of the Note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition expressly are disclaimed. The sale will be held open for ten (10) days for upset bids as required by law. Should the property be purchased by a third party, that party must pay the excise tax, and any Land Transfer Tax as required by N.C.G.S. §7A- 308(a)(1). Third party, must pay the full bid amount, less any deposit that has been paid to the Substitute Trustee, immediately upon demand after the conclusion of the final upset bid period. Failure of the bidder to comply with the bid shall result in the resale of the property, with the defaulting

bidder remaining liable upon their bid under the provisions of N.C.G.S. §45-21-30. If the Trustee or Substitute Trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey title include, but are not limited to, the filing of a bankruptcy petition prior to the sale and reinstatement of the loan without knowledge of the Substitute Trustee(s). If the validity of the sale is challenged by any party, the Substitute Trustee(s), in its/ their sole discretion, if it/they believe(s) the challenge to have merit, may declare the sale to be void and return the deposit. The purchaser will have no further remedy. Additional Notice where the Real Property is Residential with less than 15 Rental Units: An order for possession of the property may be issued pursuant to N.C.G.S. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the Clerk of Superior Court of the County in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or/ after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the Notice that is at least ten (10) days, but no more than ninety (90) days, after the sale date contained in the Notice of Sale, provided that the mortgagor has not cured the default at the time the tenant provides the Notice of Termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of such termination. This is a communication from a debt collector. The purpose of this Communication is to collect a debt and any information obtained will be used for that purpose, except as stated below in the instance of bankruptcy protection. If you are under the protection of the bankruptcy court or have been discharged as a result of a bankruptcy proceeding, this notice is given to you pursuant to statutory requirement and for informational purposes and is not intended as an attempt to collect a debt or as an act to collect, assess, or recover all or any portion of the debt from you personally. FN# 3065.00722 59637 2535085 09/05, 09/12

NOTICE OF FORECLOSURE SALE 19 SP 2310

Under and by virtue of the power of sale contained in a certain Deed of Trust made by Marlon Sanders and Robin Sanders (PRESENT RECORD OWNER(S): Robin D. Sanders and Marlon Sanders) to Devan L. Shumway, Trustee(s), dated June 25, 2018, and recorded in Book No. 32782, at Page 649 in Mecklenburg County Registry, North Carolina, default having been made in the payment of the promissory note secured by the said Deed of Trust and the undersigned, Substitute Trustee Services, Inc. having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the Office of the Register of Deeds Mecklenburg County, North Carolina and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door in Charlotte, Mecklenburg County, North Carolina, or the customary location designated for foreclosure sales, at 11:30

AM on September 12, 2023 and will sell to the highest bidder for cash the following real estate situated in Charlotte in the County of Mecklenburg, North Carolina, and being more particularly described as follows:

BEING all of Lot 278, of SEVEN OAKS, PHASE 2B, MAP 2, as shown on Map thereof

Recorded in Book 57, Page 575578 in The Mecklenburg County Public Registry. Together with improvements located thereon; said property being located at 10205 Snowbell Court, Charlotte, North Carolina.

Address: 10205 Snowbell Court, Charlotte, NC 28215

Tax parcel: 105-031-20 Deed

reference: Book 30572 Page 722

Trustee may, in the Trustee's sole discretion, delay the sale for up to one hour as provided in

N.C.G.S. §45-21.23. Should the property be purchased by a third party, that party must pay the excise tax, as well as the court costs of Forty-Five Cents ($0.45) per One Hundred Dollars ($100.00) required by N.C.G.S. §7A-308(a) (1).

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance "AS IS, WHERE IS." Neither the Trustee nor the holder of the note secured by the deed of trust/security agreement, or both, being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. Also, this property is being sold subject to all taxes, special assessments, and prior liens or prior encumbrances of record and any recorded releases. Said property is also being sold subject to applicable Federal and State laws.

A deposit of five percent (5%) of the purchase price, or seven hundred fifty dollars ($750.00), whichever is greater, is required and must be tendered in the form of certified funds at the time of the sale.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in its sole discretion, if it believes the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property

An order for possession of the property may be issued pursuant to N.C.G.S. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may after receiving the notice of foreclosure sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days but not more than 90 days, after the sale date contained in this notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

SUBSTITUTE TRUSTEE SERVICES, INC. SUBSTITUTE TRUSTEE

c/o Hutchens Law Firm

P.O. Box 1028 4317 Ramsey Street Fayetteville, North Carolina 28311

Phone No: (910) 864-3068

https://sales.hutchenslawfirm. com

Firm Case No: 1269875 - 9689 2533855 8/29, 9/5

NOTICE OF FORECLOSURE SALE 23 SP 1115

NORTH CAROLINA, MECKLENBURG COUNTY

Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Clyde Vincent Lamm to Timothy J. Colgan, Trustee(s), which was dated March 20, 2003 and recorded on April 2, 2003 in Book 15093 at Page 326, Mecklenburg County Registry, North Carolina. Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, Trustee Services of Carolina, LLC, having been

substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on September 14, 2023 at 11:30 AM , and will sell to the highest bidder for cash the following described property situated in Mecklenburg County, North Carolina, to wit:

BEING of Lot 387 of TURTLE ROCK, Phase 2, Map 8, as shown on a map thereof recorded in Map Book 33, Page 881, Mecklenburg County, North Carolina Public Registry.

Save and except any releases, deeds of release or prior conveyances of record.

Said property is commonly known as 10618 Glenmac Road, Charlotte, NC 28215.

A Certified Check ONLY (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing.

THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED.

Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "AS IS WHERE IS." There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/are ALL LAWFUL HEIRS OF CLYDE VINCENT LAMM.

An Order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination [NCGS § 45-21.16A(b)(2)].

Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Trustee Services of Carolina, LLC

Substitute Trustee Brock & Scott, PLLC

Attorneys for Trustee Services of Carolina, LLC

5431 Oleander Drive Suite 200

Wilmington, NC 28403

PHONE: (910) 392-4988

File No.: 23-07035-FC01

2533292 8/29, 9/5

Power of Sale contained in that certain Deed of Trust executed by James Alan Pear to Davies & Grist, LLP, Trustee(s), which was dated December 12, 2006 and recorded on December 18, 2006 in Book 21519 at Page 485, Mecklenburg County Registry, North Carolina.

Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, Trustee Services of Carolina, LLC, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on September 14, 2023 at 11:30 AM , and will sell to the highest bidder for cash the following described property situated in Mecklenburg County, North Carolina, to wit:

BEING all of that certain Lot or parcel of land situated in City of Cornelius, Mecklenburg County, North Carolina and being more particularly described as follows:

TRACT 1:

ALL of Condominium Unit L in Building 2 as referred to and described in the Declaration of Unit Ownership Chapter 47A of the North Carolina General Statues for WINDWARD AT HOLIDAY HARBOR CONDOMINIUM (the "Declaration"), recorded in Book 5321, Pages 469 through 524, inclusive, in the Mecklenburg Public Registry; said Condominium Unit being also shown and described on architectural plans (the "Plans") of WINDWARD AT HOLIDAY HARBOR CONDOMINIUM on file in the Mecklenburg Public Registry in Unit Ownership File No. 326. Reference is hereby made to the Declaration and to the Plans for a specific description of the Unit conveyed.

TRACT 2: A presently effective undivided 4.167 percent interest as tenant in common in and to the Common Areas and Facilities as referred to in Article III of the Declaration, to which reference is made for a more particular description of said common areas and facilities. Save and except any releases, deeds of release or prior conveyances of record.

Said property is commonly known as 20119 Henderson Rd, Unit L, Cornelius, NC 28031.

A Certified Check ONLY (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing.

THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED.

Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "AS IS WHERE IS." There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/are All Lawful Heirs of James Alan Pear.

An Order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the

default at the time the tenant provides the notice of termination [NCGS § 45-21.16A(b)(2)].

Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Trustee Services of Carolina, LLC

Substitute Trustee Brock & Scott, PLLC Attorneys for Trustee Services of Carolina, LLC 5431 Oleander Drive Suite 200 Wilmington, NC 28403 PHONE: (910) 392-4988

File No.: 23-06807-FC01 2533280 8/29, 9/5

NOTICE OF FORECLOSURE SALE

23 SP 1217

NORTH CAROLINA, MECKLENBURG COUNTY

Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by David Alie Kamara to Jennifer Grant, Trustee(s), which was dated January 11, 2018 and recorded on January 11, 2018 in Book 32399 at Page 643, Mecklenburg County Registry, North Carolina.

Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, Trustee Services of Carolina, LLC, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on September 14, 2023 at 11:30 AM , and will sell to the highest bidder for cash the following described property situated in Mecklenburg County, North Carolina, to wit:

BEING all of Lot 24 of Gibbon Woods, Map 1, Part of Phase 3A and Phase 3B, as shown in Map Book 60, Pages 894-895, a revision of Map Book 60, Pages 815-816 of the Mecklenburg County Public Registry. Save and except any releases, deeds of release or prior conveyances of record. Said property is commonly known as 4736 Gibbons Link Rd, Charlotte, NC 28269.

A Certified Check ONLY (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing.

THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED.

Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "AS IS WHERE IS." There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/are All Lawful Heirs of David Alie Kamara.

An Order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination [NCGS § 45-21.16A(b)(2)].

Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy. Trustee Services of Carolina, LLC

Substitute Trustee Brock & Scott, PLLC Attorneys for Trustee Services of Carolina, LLC 5431 Oleander Drive Suite 200 Wilmington, NC 28403 PHONE: (910) 392-4988

File No.: 23-07662-FC01 2533274 8/29, 9/5

NOTICE OF FORECLOSURE SALE

23 SP 413

Under and by virtue of the power of sale contained in a certain Deed of Trust made by Harold F. Isles (Deceased) and Iranthia M. Isles (Deceased) (PRESENT RECORD OWNER(S): Harold F. Isles and Iranthia M. Isles, Heirs of Iranthia M. Isles: James Deric Isles, Jeffrey Keith Isles, Anthony McNeil Glen, Princess Renee Patterson) to A. M. Pollock, Trustee(s), dated September 30, 1993, and recorded in Book No. 07505, at Page 0917 in Mecklenburg County Registry, North Carolina. The Deed of Trust was modified by the following: A Loan Modification recorded on August 23, 2004, in Book No. 17649, at Page 146, default having been made in the payment of the promissory note secured by the said Deed of Trust and the undersigned, Substitute Trustee Services, Inc. having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the Office of the Register of Deeds Mecklenburg County, North Carolina and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door in Charlotte, Mecklenburg County, North Carolina, or the customary location designated for foreclosure sales, at 11:30 AM on September 12, 2023 and will sell to the highest bidder for cash the following real estate situated in Charlotte in the County of Mecklenburg, North Carolina, and being more particularly described as follows: BEGINNING at an old iron, the common corner of Lots 20 and 21 in Block 6 of Map Book 14, Page 69, Mecklenburg County Registry, and the Northwest corner of that 1.9364 acre tract of land deeded by C. D. Spangler Construction Company to Robert and Elloree Erwin, Jr., and runs thence from said beginning point N 9-37-33 E 209.36 feet to an old iron in the Southerly line of Lot 10 in Block 6 of Map Book 11, Page 47, Mecklenburg County Registry; thence with the Southerly lines of Lots 10, 9, 8, 7 and 6 aforesaid S 53-4430 E 254.75 feet to a point; thence S 13-41-18 W 140.52 feet to the Northeast corner of said Erwin tract; thence with the Northerly line of said Erwin tract N 68-41-50 W 222.35 feet to the beginning, containing 0.903 acres, more or less, as shown on survey by P. A. Brotherton, RS, dated August 8, 1975, to which survey reference is hereby made. Together with

improvements located thereon; said property being located at 1730 Woodvalley Drive, Charlotte, North Carolina.

BEING the real property located at 1730 Woodvalley Drive and described in the Deed recorded in Deed Book 3784 at Page 357 of the Mecklenburg County Public Registry.

Trustee may, in the Trustee's sole discretion, delay the sale for up to one hour as provided in N.C.G.S. §45-21.23.

Should the property be purchased by a third party, that party must pay the excise tax, as well as the court costs of Forty-Five Cents ($0.45) per One Hundred Dollars ($100.00) required by N.C.G.S. §7A-308(a) (1).

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance "AS IS, WHERE IS." Neither the Trustee nor the holder of the note secured by the deed of trust/security agreement, or both, being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. Also, this property is being sold subject to all taxes, special assessments, and prior liens or prior encumbrances of record and any recorded releases. Said property is also being sold subject to applicable Federal and State laws.

A deposit of five percent (5%) of the purchase price, or seven hundred fifty dollars ($750.00), whichever is greater, is required and must be tendered in the form of certified funds at the time of the sale.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in its sole discretion, if it believes the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property

An order for possession of the property may be issued pursuant to N.C.G.S. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may after receiving the notice of foreclosure sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days but not more than 90 days, after the sale date contained in this notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

SUBSTITUTE TRUSTEE SERVICES, INC.

SUBSTITUTE TRUSTEE

c/o Hutchens Law Firm

P.O. Box 1028

4317 Ramsey Street Fayetteville, North Carolina 28311

Phone No: (910) 864-3068

https://sales.hutchenslawfirm.

com

Firm Case No: 4101 - 14627

2533266 8/29, 9/5

NOTICE OF FORECLOSURE SALE

19 SP 1429 NORTH CAROLINA, MECKLENBURG COUNTY Under and by virtue of a Power of Sale contained in that certain Deed of Trust

executed by Michael A. Wells, dated August 8, 2007, recorded on August 9, 2007 in Book 22654, Page 710 of the Mecklenburg County Public Registry conveying certain real property in Mecklenburg County to PRLAP, Inc., Trustee, for the benefit of Bank of America, N.A. Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on September 11, 2023 at 1:30 PM, and will sell to the highest bidder for cash the following described property situated in Mecklenburg County, North Carolina, to wit: Being known and designated as all of Lot 6, Block 1, Forest Pond, Phase 1, as shown on Map 2, thereof recorded in Map Book 27, Page 364 of the Mecklenburg County Public Registry. Reference to which is hereby made for a more particular description. Save and except any releases, deeds of release or prior conveyances of record. Said property is commonly known as 6213 Nevin Road, Charlotte, NC 28262; Tax Parcel: 04734206 A cash deposit (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, payable to Bell Carrington Price & Gregg, PLLC, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing. Pursuant to N.C. Gen. Stat. § 45-21.30, if the highest bidder at the sale, resale, or any upset bidder fails to comply with its bid upon the tender of a deed for the real property, or after a bona fide attempt to tender such a deed, the clerk of superior court may, upon motion, enter an order authorizing a resale of the real property. The defaulting bidder at any sale or resale or any defaulting upset bidder is liable for the bid made, and in case a resale is had because of such default, shall remain liable to the extent that the final sale price is less than the bid plus all the costs of any resale. Any deposit or compliance bond made by the defaulting bidder shall secure payment of the amount, if any, for which the defaulting bidder remains liable under N.C. Gen. Stat. § 45-21.30. THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED. Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "AS IS WHERE IS." There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to any and all superior liens, including taxes and special assessments. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/are Michael A. Wells. An Order for possession of the property may be issued pursuant to N.C. Gen. Stat. § 45-21.29, in favor of the purchaser and against the party or parties by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. The notice shall also state that upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination [N.C. Gen. Stat. § 45-21.16(b) (2)]. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the

effective date of the termination. If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy. Cape Fear Trustee Services, LLC, Substitute Trustee, Attorney, Aaron Seagroves, NCSB No. 50979 Matthew Cogswell, NCSB No. 58827 5550 77 Center Drive, Suite 100 Charlotte, NC 28217

PHONE: 980-201- 3840 File No.:

F19-41504 59591

2525937 8/29, 9/5

NOTICE OF FORECLOSURE SALE

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION BEFORE THE CLERK 22 SP 3083 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

IN THE MATTER OF THE FORECLOSURE OF A DEED from Beverly Luckett and husband Joseph Luckett to PRLAP, INC., Trustee, dated August 04, 2006, recorded in Book 20865 Page 446

Mecklenburg County Registry

Pursuant to an order entered July 31, 2023, in the Superior Court for Mecklenburg County, and the power of sale contained in the captioned Deed of Trust (the "Deed of Trust"), the undersigned Trustee will offer for sale at auction (the "Sale"), to the highest bidder for cash on:

SEPTEMBER 11, 2023, AT 01:00 P.M.

MECKLENBURG COUNTY COURTHOUSE

832 EAST FOURTH STREET, CHARLOTTE, NORTH CAROLINA 28202

the real estate and the improvements thereon secured by the Deed of Trust, less and except any of such property released from the lien of the Deed of Trust prior to the date of said sale, lying and being in Mecklenburg County, North Carolina, and being more particularly described as follows (the "Property"):

Being all of Lot 45 of Nevin Glen, as same is shown on a map thereof recorded in Map Book 44, at Page 15 in the Mecklenburg County Public Registry.

The record owner(s) of the Property not more than ten (10) days prior to the date hereof are Beverly Luckett and husband Joseph Luckett. Parcel ID: 04542202.

In the Trustee's sole discretion, the sale may be delayed for up to one (1) hour as provided in Section 45-21.23 of the North Carolina General Statutes.

A five percent cash deposit, or a cash deposit of $750.00, whichever is greater, will be required of the last and highest bidder. The balance of the bid purchase price shall be due in full in cash or certified funds at a closing to take place within thirty (30) days of the date of sale. The undersigned Substitute Trustee shall convey title to the property by nonwarranty deed.

This sale will be made subject to all prior liens of record, if any, and to all unpaid (ad valorem) taxes and special assessments, if any, which became a lien subsequent to the recordation of the Deed of Trust. This sale will be further subject to the right, if any, of the United States of America to redeem the abovedescribed property for a period of 120 days following the date when the final upset bid period has run.

The purchaser of the property described above shall pay the Clerk's Commissions in the amount of $.45 per $100.00 of the purchase price (up to a maximum amount of $500.00), required by Section 7A-308(a)(1) of the North Carolina General Statutes. If the purchaser of the above described property is someone other than the Beneficiary under the Deed of Trust, the purchaser shall also pay, to the extent applicable, the land transfer tax in the amount of one percent (1%) of the purchase price.

To the extent this sale involves residential property with less than fifteen (15) rental units, you are hereby notified of the following:

(a) An order for possession of the property may be issued pursuant to Section 45-21.29 of the North Carolina General Statutes in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold; and

(b) Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement upon 10 days' written notice to the landlord. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

The 31st day of July 2023. John W. Fletcher III, Substitute Trustee North Carolina State Bar No.: 15503 Fletcher, Tydings, Williams-Tracy & Gott, PLLC 100 Queens Road, Suite 250 Charlotte, North Carolina 28204 704-334-3400 / jfletcher@ fletchertydings.com 2527149 8/29, 9/5

NOTICE OF FORECLOSURE SALE

Special Proceedings No. 23 SP

622 Substitute Trustee: Philip A. Glass NORTH CAROLINA MECKLENBURG COUNTY

Date of Sale: September 11, 2023

Time of Sale: 1:30 p.m.

Place of Sale: Mecklenburg County Courthouse

Description of Property: BEING all of that Condominium Uni 4811-B in Spring Lake View Condominiums as referred to in the Declaration of Spring Lake View Condominiums recorded in the Office of the Register of Deeds for Mecklenburg County, North Carolina in Book 4482 Page 95 as amended and supplemented, as shown on the plans in Unit Ownership File No.

134.

Together with a 1.07143 percent undivided interest in the common areas of said condominium.

Subject to easements, restrictions and rights of way of record, and utility lines and rights of way in existence over, under or upon the above-described property.

Parcel ID: 10308242

Property Address: 4811 Spring Lake Dr. Apt. B, Charlotte, NC 28212

Record Owners: Vivian Y. Stuart

Address of Property: 4811 Spring Lake Drive, Apt. B Charlotte, NC 28212

Deed of Trust:

Book : 30179 Page: 183

Dated: July 31, 2015

Grantors: Jeffrey Smith and Tina C. Smith

Original Beneficiary: State

Employees' Credit Union CONDITIONS OF SALE:

This sale is made subject to all unpaid taxes and superior liens or encumbrances of record and assessments, if any, against the said property, and any recorded leases. This sale is also subject to any applicable county land transfer tax, and the successful third party bidder shall be required to make payment for any such county land transfer tax.

A cash deposit of 5% of the purchase price will be required at the time of the sale. Any successful bidder shall be required to tender the full balance of the purchase price so bid in cash or certified check at the time the Substitute Trustee tenders to him a deed for the property or attempts to tender such deed, and should said successful bidder fail to pay the full balance purchase price so bid at that time, he shall remain liable on his bid as provided for in North Carolina General Statutes Section 45-21.30 (d) and (e). This sale will be held open ten (10) days for upset bids as required by law.

Residential real property with less than 15 rental units, including single-family residential real property: an order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a

rental agreement entered into or renewed on or after October 1, 2007, may, after receiving notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but not more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

Dated: 7/17/23

Philip A. Glass, Substitute Trustee Nodell, Glass & Haskell, L.L.P. 2529557 8/29, 9/5

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION 20 CvS 3360 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, A Body Politic and Corporate

Plaintiff -vsROBERT C. JOHNSON, UNKNOWN SPOUSE OF ROBERT C. JOHNSON, CITY OF CHARLOTTE, Lienholder, COMPREHENSIVE LEGAL SOLUTIONS, INC., Lienholder, STEPHEN BORRELLI, Lienholder, SHAWN MOORE, Lienholder, DOGWOOD TRAIL OF MINT HILL, LLC, Lienholder, OUTLOOK FLOORING, INC., Lienholder, UNITED STATES OF AMERICA, INTERNAL REVENUE SERVICE, Lienholder, COASTAL FEDERAL CREDIT UNION, Lienholder, STATE OF NORTH CAROLINA, Lienholder, FORD MOTOR CREDIT CO LLC, Lienholder

Defendants

Under and by virtue of an order of the Superior Court of Mecklenburg County, North Carolina, made and entered in the action entitled MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff vs. ROBERT C. JOHNSON, UNKNOWN SPOUSE OF ROBERT C. JOHNSON, CITY OF CHARLOTTE, Lienholder, COMPREHENSIVE LEGAL SOLUTIONS, INC., Lienholder, STEPHEN BORRELLI, Lienholder, SHAWN MOORE, Lienholder, DOGWOOD TRAIL OF MINT HILL, LLC, Lienholder, OUTLOOK FLOORING, INC., Lienholder, UNITED STATES OF AMERICA, INTERNAL REVENUE SERVICE, Lienholder, COASTAL FEDERAL CREDIT UNION, Lienholder, STATE OF NORTH CAROLINA, Lienholder, FORD MOTOR CREDIT CO LLC, Lienholder, Defendants, the undersigned commissioner will on September 12, 2023 at 11:00 AM offer for sale and sell for cash, to the last and highest bidder at public auction, at the courthouse door in Mecklenburg County, North Carolina in Charlotte, the following described property lying in Mecklenburg County, North Carolina and more particularly described as follows:

Being the lot entitled "W.P. Hipp," and being all of Lot 3 in Block 4 (not Block 1, as is mistakenly noted on various deeds in the chain of title), of Thomasboro, the P.A. Thomas Land, as per plat thereof recorded in Map Book 332, Page 140, Mecklenburg Country Public Registry, to which map reference made for a more particular description.

Subject to easements, restrictions and rights of way of record, and matters of survey.

Also being identified as Parcel ID# 063 103 13, Mecklenburg County Tax Office. Address: 4413 Wildwood Avenue

The sale will be made subject to all existing easements and restrictions, any superior liens, all outstanding city and county taxes, all local improvement assessments against the above-described property not included in the judgment in the above-entitled cause, any prior lien in favor of the State of North Carolina, any right of redemption of the United States and any rights of any persons in possession. A deposit of the greater of $750.00 or five (5) percent of the successful bid will be required at the time of sale unless the highest bid is by a taxing unit; then a deposit shall not be required.

In the instance where multiple tax parcels are indicated in this

Notice, the Commissioner may elect to sell all of the parcels either in one sale, or on the sale date indicated sell each parcel individually by conducting a separate sale for each, or group various parcels together for several sales, or not conduct a sale at all on one or more parcels, as the Commissioner determines in his sole discretion as being most likely to sell the parcels at a price adequate to pay all taxes due, as well as fees and costs. Any party contemplating the filing of an upset bid is therefore strongly encouraged to consult the Clerk of Court records to ascertain the parcel or parcels included in the sale for which an upset bid is planned.

Upon delivery of the deed, the winning bidder shall be required to pay the costs of recordation of the deed, including deed stamp taxes due to the Register of Deeds. Title and condition of the property will be granted to the successful bidder "as is" and without warranties.

This the 4 day of August, 2023. Richard J. Kania Commissioner Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010 Tax Value: $157,900.00 2531965 8/29, 9/5

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION 21 CvS 1076 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff -vsRUSSELL BULLOCK, a/k/a RUSSELL T. BULLOCK, UNKNOWN SPOUSE OF RUSSELL BULLOCK, CITY OF CHARLOTTE, Lienholder, STATE OF NORTH CAROLINA, Lienholder

Defendants

Under and by virtue of an order of the Superior Court of Mecklenburg County, North Carolina, made and entered in the action entitled MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff vs. RUSSELL BULLOCK, a/k/a RUSSELL T. BULLOCK, UNKNOWN SPOUSE OF RUSSELL BULLOCK, CITY OF CHARLOTTE, Lienholder, STATE OF NORTH CAROLINA, Lienholder, Defendants, the undersigned commissioner will on September 12, 2023 at 11:00 AM offer for sale and sell for cash, to the last and highest bidder at public auction, at the courthouse door in Mecklenburg County, North Carolina in Charlotte, the following described property lying in Mecklenburg County, North Carolina and more particularly described as follows:

Being all of Lot 10, Block F, of Hyde Park Estates, as shown on a map thereof recorded in Map Book 10 at Page 99 and 101, in the Office of the Register of Deed of Mecklenburg County, which recorded map is incorporated herein by reference and made a part of this description. Subject to easements, restrictions and rights of way of record, and matters of survey.

Also being identified as Parcel ID# 037-121-17, Mecklenburg County Tax Office. Address: 4612 Meridian Drive

The sale will be made subject to all existing easements and restrictions, any superior liens, all outstanding city and county taxes, all local improvement assessments against the above-described property not included in the judgment in the above-entitled cause, any prior lien in favor of the State of North Carolina, any right of redemption of the United States and any rights of any persons in possession. A deposit of the greater of $750.00 or five (5) percent of the successful bid will be required at the time of sale unless the highest bid is by a taxing unit; then a deposit shall not be required.

In the instance where multiple tax parcels are indicated in this Notice, the Commissioner may elect to sell all of the parcels either in one sale, or on the sale date indicated sell each parcel individually by conducting a separate sale for each, or group various parcels together for several sales, or not conduct a sale at all on one or more parcels, as the Commissioner

determines in his sole discretion as being most likely to sell the parcels at a price adequate to pay all taxes due, as well as fees and costs. Any party contemplating the filing of an upset bid is therefore strongly encouraged to consult the Clerk of Court records to ascertain the parcel or parcels included in the sale for which an upset bid is planned.

Upon delivery of the deed, the winning bidder shall be required to pay the costs of recordation of the deed, including deed stamp taxes due to the Register of Deeds. Title and condition of the property will be granted to the successful bidder "as is" and without warranties. This the 4 day of August, 2023.

Richard J. Kania

Commissioner Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010 Tax Value: $385,500.00 2531964 8/29, 9/5

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION 22 CvS 4983 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff vsSEQUOIA MAXWELL, UNKNOWN SPOUSE OF SEQUOIA MAXWELL, CITY OF CHARLOTTE, Lienholder

Defendants

Under and by virtue of an order of the Superior Court of Mecklenburg County, North Carolina, made and entered in the action entitled MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff vs. SEQUOIA MAXWELL, UNKNOWN SPOUSE OF SEQUOIA MAXWELL, CITY OF CHARLOTTE, Lienholder, Defendants, the undersigned commissioner will on September 12, 2023 at 11:00 AM offer for sale and sell for cash, to the last and highest bidder at public auction, at the courthouse door in Mecklenburg County, North Carolina in Charlotte, the following described property lying in Mecklenburg County, North Carolina and more particularly described as follows:

BEING all of Lot 6 in Block 2, according to a map or plat of Carr Heights, being a part of the property of W. H. Stillwell, which said map is recorded in the office of the Register of Deeds for Mecklenburg County, North Carolina, in Book 332, Page 380.

Subject to easements, restrictions and rights of way of record, and matters of survey.

Also being identified as Parcel ID# 117-072-05, Mecklenburg County Tax Office. Address: 2520 Elmin Street

The sale will be made subject to all existing easements and restrictions, any superior liens, all outstanding city and county taxes, all local improvement assessments against the above-described property not included in the judgment in the above-entitled cause, any prior lien in favor of the State of North Carolina, any right of redemption of the United States and any rights of any persons in possession. A deposit of the greater of $750.00 or five (5) percent of the successful bid will be required at the time of sale unless the highest bid is by a taxing unit; then a deposit shall not be required.

In the instance where multiple tax parcels are indicated in this Notice, the Commissioner may elect to sell all of the parcels either in one sale, or on the sale date indicated sell each parcel individually by conducting a separate sale for each, or group various parcels together for several sales, or not conduct a sale at all on one or more parcels, as the Commissioner determines in his sole discretion as being most likely to sell the parcels at a price adequate to pay all taxes due, as well as fees and costs. Any party contemplating the filing of an upset bid is therefore strongly encouraged to consult the Clerk of Court records to ascertain the parcel or parcels included in the sale for which an upset bid is planned.

Upon delivery of the deed, the winning bidder shall be required to pay the costs of recordation of the deed, including deed

stamp taxes due to the Register of Deeds. Title and condition of the property will be granted to the successful bidder "as is" and without warranties.

This the 4 day of August, 2023.

Richard J. Kania

Commissioner Capital Center 82 Patton Avenue, Suite 500 Asheville, North Carolina 28801 (828) 252-8010 Tax Value: $67,500.00 2531966 8/29, 9/5

NOTICE OF SALE

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION 22 CvS 8272 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff -vsTHOMAS ANTHONY WRIGHT, UNKNOWN SPOUSE OF THOMAS ANTHONY WRIGHT, VALERIE KAYE CROCKETT, UNKNOWN SPOUSE OF VALERIE KAYE CROCKETT, UNKNOWN ISSUE OF BRIAN O'KEITH WRIGHT, UNKNOWN ISSUE OF EUGENIA DARGAN

Defendants

Under and by virtue of an order of the Superior Court of Mecklenburg County, North Carolina, made and entered in the action entitled MECKLENBURG COUNTY, A Body Politic and Corporate Plaintiff vs. THOMAS ANTHONY WRIGHT, UNKNOWN SPOUSE OF THOMAS ANTHONY WRIGHT, VALERIE KAYE CROCKETT, UNKNOWN SPOUSE OF VALERIE KAYE CROCKETT, UNKNOWN ISSUE OF BRIAN O'KEITH WRIGHT, UNKNOWN ISSUE OF EUGENIA DARGAN, Defendants, the undersigned commissioner will on September 12, 2023 at 11:00 AM offer for sale and sell for cash, to the last and highest bidder at public auction, at the courthouse door in Mecklenburg County, North Carolina in Charlotte, the following described property lying in Mecklenburg County, North Carolina and more particularly described as follows:

BEING known and designated as all of Lot 44 of the subdivision known as HIDDEN VALLEY ADDITION #3, as same is shown on map thereof recorded in Map Book 9, at Page 197 of the Mecklenburg County Public Registry, reference to which is hereby made for a more particular description.

Subject to easements, restrictions and rights of way of record, and matters of survey. Also being identified as Parcel ID# 08905304, Mecklenburg County Tax Office. Address: 4507 Hidden Valley Road

The sale will be made subject to all existing easements and restrictions, any superior liens, all outstanding city and county taxes, all local improvement assessments against the above-described property not included in the judgment in the above-entitled cause, any prior lien in favor of the State of North Carolina, any right of redemption of the United States and any rights of any persons in possession. A deposit of the greater of $750.00 or five (5) percent of the successful bid will be required at the time of sale unless the highest bid is by a taxing unit; then a deposit shall not be required.

In the instance where multiple tax parcels are indicated in this Notice, the Commissioner may elect to sell all of the parcels either in one sale, or on the sale date indicated sell each parcel individually by conducting a separate sale for each, or group various parcels together for several sales, or not conduct a sale at all on one or more parcels, as the Commissioner determines in his sole discretion as being most likely to sell the parcels at a price adequate to pay all taxes due, as well as fees and costs. Any party contemplating the filing of an upset bid is therefore strongly encouraged to consult the Clerk of Court records to ascertain the parcel or parcels included in the sale for which an upset bid is planned.

Upon delivery of the deed, the winning bidder shall be required to pay the costs of recordation of the deed, including deed stamp taxes due to the Register of Deeds. Title and condition of the property will be granted to the successful bidder "as is" and without warranties.

SOLD PURSUANT TO STATUTE

44A-4 (B) (1). LOCATION OF VEHICLE AND SALE DATE/ TIME WILL BE: 7425 ORR ROAD

CHARLOTTE NC 28213 09-112023 @ 10:00AM THIS 24TH DAY OF AUGUST

2023

2533901 8/29, 9/5

LIEN SALE

Notice of sale to satisfy mechanic/storage lien a 2009 BMW X6, vin#

5UXFG83549LZ93069 to be sold on 9-11-2023 at 10:00 AM at: Hi-Tech Automotive Pineville Inc., 608 N. Polk St., Pineville NC 28134 2533134 8/29, 9/5

NOTICE OF PUBLIC SALE File 23SP2043

Lien Sale North Carolina

Mecklenburg County to General Court, In Accordance & Pursuant to N C. G S 44A-4, notice is hereby given to all interested legal parties of property mentioned below:

Petitioner

· Carolina's Towing Llc 6712 Freedom dr Charlotte NC 28214

Legal Owner(s)

· Jose Ruiz 4520 Perth ct apt 13 Charlotte NC 28215-3338

MAKE: Honda

Year: 2010

VIN: 2HGFG1B87AH515459

A public sale will be conducted at the address of 6712 Freedom dr Charlotte NC 28214, to satisfy a motor vehicle lien of said vehicle above.

The amount due of said vehicle; including but not limited to: Towing, Storage, Court Fees, to date is $3,050.00.

The date of this sale shall be on 09/13/2023 at 10:00AM 2533102 8/29, 9/5

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

NORTH CAROLINA

MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION

BRADLEY'S WRECKER SERVICE, INC

2909 BOXMEER DRIVE

CHARLOTTE NC 28269 VS LEMONDE WOODARD 1100 INTERURBAN AVE

CHARLOTTE NC 28208-1827

AMERICAN CREDIT ACCEPTANCE PO BOX 4419

WILMINGTON OH 45177

Take notice that a petition seeking relief to satisfy a motor vehicle lien has been filed.

The nature of relief sought is to satisfy possessory lien of $4800.00 for towing, storage and service to a DODGE 2019 serial number 2C3CDZFJ4KH587389 by sale of said vehicle which is registered in your name. Vehicle being sold pursuant to Statute 44a-4 (B) (1) 2909 Boxmeer Dr Charlotte, NC 28269 at 10:00 am on 9/18/2023.

This 18TH day of AUGUST, 2023

Bradley's Wrecker Service, Inc.

2909 Boxmeer Dr. Charlotte, NC 28269

2533485 8/29, 9/5

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

NORTH CAROLINA

MECKLENBURG COUNTY IN THE GENERAL COURT DIVISION

BRADLEY'S WRECKER SERVICE, INC

2909 BOXMEER DRIVE

CHARLOTTE NC 28269 VS MARGARET I DURHAM

2741 FURLONG AVE

SAINT ALBANS WV 25177

Take notice that a petition seeking relief to satisfy a motor vehicle lien has been filed. The nature of relief sought is to satisfy possessory lien of $4800.00 for towing, storage and service to a MAZDA 2018 serial number JM1DKFC73J0321264 by sale of said vehicle which is registered in your name. Vehicle being sold pursuant to Statute 44a-4 (B) (1) 2909 Boxmeer Dr Charlotte, NC 28269 at 10:00 am on 9/18/2023.

This 18TH day of AUGUST, 2023

Bradley's Wrecker Service, Inc.

2909 Boxmeer Dr. Charlotte, NC 28269

2533478 8/29, 9/5

PROBATEMECKLENBURG PROBATE

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Bobby Lee Ellis, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 14019 Phillips Rd, Matthews, NC 28105 on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 5th day of September, 2023.

Robin Harton Ellis

Administrator

File #2023

E 001090 2533717 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Reginald Lamar Baskin, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 2720 Coronet Way, Charlotte, NC 28208 on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 5th day of September, 2023.

Cedric Lebron Baskin

Administrator File #2023 E 003249 2535191 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Scotty Dean Stone, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3212 Queensland Road, Raleigh, NC 27614 on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 5th day of September, 2023.

Elaine Stone McCauley

Administrator

File #2023 E 003228 2534599 9/5, 9/12/9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Clarence Elroy Wilson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 6321 14TH Street NW, Washington, DC 20011 on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 5th day of September, 2023.

Keith Bowers

Executor

File #2023

E 002783

2534601 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Clyde Vincent Lamm, Sr, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 10618 Glenmac Road, Charlotte, NC 28215 on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the

undersigned. This the 5th day of September, 2023.

Clyde Vincent Lamm, Jr, Executor File #2023 E 002927 2535394 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Frances Rogers Christenbury, Frances R Christenbury, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 35 Bel Air Drive, Pinehurst, NC 28374 on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 5th day of September, 2023.

J Michael Rogers, Executor File #2023 E 003269 2535386 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Larry J Matheson, Larry John Matheson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 17 Nautical Watch Way, Saint Helena Island, SC 29920 on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 5th day of September, 2023.

John David Matheson

Executor

File #2023 E 002823 2534124 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Ronald Louis Coan, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 2318 Whispering Spring Drive, Matthews, NC 28105 on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 5th day of September, 2023.

Jacqueline T Coan Executor File #2023 E 003143 2534602 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executrix of the estate of Sylvia Caudle Maness, DOD: 08/01/2023 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 15620 Cabarrus Road, Mint Hill, NC 28227 on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 5th day of September, 2023.

Melanie M Jerman aka Melanie Maness Hucks Executrix File #23 E 3243 2534598 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

STATE OF NORTH CAROLINA

COUNTY OF MECKLENBURG

Having qualified as Administrator of the Estate of Timothy Gorski, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned, care of: Andrew L. Vining, Taylor English Duma, LLP, 13925 Ballantyne Corporate Place, Suite 200, Charlotte, North Carolina 28277,

on or before the 4th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 5th day of September, 2023.

Susan Jennifer Gorski, Administrator File #23-E-2743 2534604 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Gladys A. Rizio (SSN: XXX-XX-9943; Date of Death: 03-23-2023; Mecklenburg County, NC, Estate File # 23-E-2681), late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned, Raymond Rizio, Executor, in care of B. Scott Schrimsher, P.O. Box 33429, Charlotte, NC 282333429, before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 5th day September, 2023.

RAYMOND RIZIO, Executor c/o B. Scott Schrimsher Lindsey and Schrimsher, P.A., Attorneys P.O. Box 33429 Charlotte, NC 28233-3429 (704) 333-2141, Ext. 12 2533768 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the Estate of Yolanda Gayle Henderson a/k/a Yolanda Gayle Grant Henderson deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, films and corporations having claims against said estate to present them, duly verified, to the undersigned care of Leslie H. Miller, Post Office Box 36957, Charlotte, North Carolina 282366957, on or before the 5th day of December, 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 24th day of August, 2023.

Angela Kristine Henderson

Administrator File #23-E-3264 2534585 9/5, 9/12, 9/19, 9,26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Davie Young Trammell, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 10103 GRAND JUNCTION ROAD MINT HILL, NC 28227, on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery.

All persons indebted to said estate will please make immediate settlement with the undersigned. This the 5th day of September, 2023.

[Executor name - Ann Loria Scandiffio]

Executor File #23-E-2885

Christine S. Hart, Attorney 1235 East Blvd Ste # - 426 Charlotte, NC 28203 704.380.4893 2534553 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of JAMES PARKER SR, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 9130 Simonton Drive, Mecklenburg County, North Carolina (Zip Code), on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery.

All persons indebted to said estate will please make immediate settlement with the undersigned. This the 5th day of September, 2023.

[Executor name -Felicia Morings]

Executor File #23E0303

Christine S. Hart, Attorney 1235 East Blvd Ste # - 426 Charlotte, NC 28203 704.380.4893 2534944 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Martha A. Forgette, SS# xxx-xx-1498, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned care of: Michael F. Schultze, Attorney at Law, 7257 Pineville-Matthews Road, Suite 2100, Charlotte, NC 28226, on or before the 10th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate settlement with the undersigned.

This the 24th day of August, 2023. Arthur P. Forgette Executor of the Estate of Martha A. Forgette File No. 23-E-3259 2534582 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Ray Vaughan Dennis, SS# xxx-xx-9970, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned care of: Craig P. Buie, Attorney at Law, 7257 Pineville- Matthews Road, Suite 2100, Charlotte, NC 282266186, on or before the December 12, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate settlement with the undersigned.

This the 28th day August, 2023.

Mark Anthony Dennis

2535429 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Angel Robles, Sr., deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 PinevilleMatthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before December 4, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 5th day of September, 2023.

Mary C. Immen Administrator of the Estate of Angel Robles, Sr. File No. 23-E-3292

2534583 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Anton Charles Walkes, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 Pineville-Matthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before December 4, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 5th day of September, 2023.

Mary C. Immen

Administrator of the Estate of Anton Charles Walkes File No. 23-E-2015 2534584 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Mary Magdalene Little a/k/a

Mary B. Little, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 PinevilleMatthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before December 4, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make

immediate settlement with the undersigned.

This 5th day of September, 2023.

Mary C. Immen

Administrator of the Estate of Mary Magdalene Little a/k/a Mary B. Little File No. 23-E-3303 2535099 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Raymond Eugene Chapman, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 Pineville-Matthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before December 4, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 5th day of September, 2023.

Mary C. Immen

Administrator of the Estate of Raymond Eugene Chapman File No. 23-E-3276 2534586 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION:

In the Matter of The Estate of David Lloyd Willis

Having qualified as Administrator CTE of the estate of David Lloyd Willis, DOD: 08/25/2021, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned at c/o Robyn Hicks-Guinn, Esq., Hicks Guinn, Law PLLC, 1026 Jay Street, Suite B112, Charlotte, NC 28208, on or before the 11th day of September, 2023, or this notice will be pleaded in bar of any recovery. All persons indebted to said estate please make immediate settlement with the undersigned. This is the 30th day of August 2023.

Spencer Willis, Administrator CTE File # 22-E-4150

2535449 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION:

In the Matter of The Estate of Rose Mirium Mitchell Pyles; Having qualified as Executrix of the estate of Rose Mirium Mitchell Pyles, DOD: 11/10/2022, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at c/o Robyn HicksGuinn, Esq., Hicks Guinn, Law PLLC, 1026 Jay Street, Suite B112, Charlotte, NC 28208, on or before the 5th day of December, 2023, or this notice will be pleaded in bar of any recovery. All persons indebted to said estate please make immediate settlement with the undersigned. This the 5th day of September, 2023.

Minnie Means, Executrix File # 23-E-1148 2534544 9/5, 9/12, 9/19, 9/26

NOTICE TO CREDITORS

All persons, firms and corporations having claims against Frances Brown Campbell, deceased of Mecklenburg County, North Carolina, are hereby notified to present them to Karen Elizabeth McGloughlin, as Personal Representative of the Estate of Frances Brown Campbell, File Number: 23-E-3217 on or before December 5, 2023, in care of the undersigned attorneys at their address, or this notice will be pleaded in bar of their recovery. All persons, firms, and corporations indebted to Frances Brown Campbell, please make immediate payment to the Estate of Frances Brown Campbell. This 5th day of September, 2023

/s/ Matthew A. Freeze

Matthew A. Freeze, Esq. Monk Law Firm, PLLC 1701 First Baxter Crossing, Suite 101 Fort Mill, SC 29708

TEL: 704-369-9977

FAX: 866-281-4930

2535459 9/5, 9/12, 9/19, 9/26

NOTICE TO CREDITORS

Having qualified as

Administrator of the Estate of Clyde Cecil Dickson, III, deceased, who previously resided in Mecklenburg County, North Carolina at 18821 Halyard Pointe Lane, Cornelius, North Carolina 28031, the belownamed Administrator does hereby notify all persons having claims against the said estate to submit an itemized statement thereof to the Administrator at the address set forth below on or before the 5th day of December, 2023 or this notice will be pleaded in bar of any recovery thereon. All persons indebted to the said estate are requested to make prompt settlement. This 5th day of September, 2023.

Preston Keyes Dickson

Administrator of the Estate of Clyde Cecil Dickson, III Mecklenburg County File No. 23-E-2313

Mailing Address:

439 West Boulevard Charlotte, North Carolina 28203

ATTORNEY:

Alan W. Guffy JONES, CHILDERS, DONALDSON & WEBB, PLLC PO Box 3010 Mooresville, North Carolina 28117 (704) 664-1127

2534952 9/5, 9/12, 9/19, 9/26

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Edward Kent Griffin, 1632 Burtonwood Circle, Charlotte 28229, NC 28212, (Mecklenburg County), the undersigned does hereby notify all persons, firms, and corporations having claims against the Estate of said decedent to exhibit them to the undersigned at 301 S. McDowell Street, Suite 320, Charlotte, NC 28204 on before the 5th day of December, 2023, or this Notice will be pleaded in bar of their recovery. All persons, firms, and corporations indebted to the said Estate will make immediate payment to the undersigned.

This the 5th day of September, 2023

N. Deane Brunson, Executor of the Estate of Edward Kent Griffin c/o N. Deane Brunson, Esq Griffin, Brunson & Wood, LLP 301 South McDowell Street, Suite 320 Charlotte, NC 28204 2535423 9/5, 9/12, 9/19, 9/26

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Herbert Spaugh Jr., aka Herbert Rufus Spaugh, aka Herbert Rufus Spaugh Jr., late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned in care of Nesbitt Law PLLC, 1820 Cumberland Ave., Charlotte, North Carolina 28203, on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 5th day of September, 2023.

Mr. John S. Dameron, Executor of the Estate of Herbert Spaugh Jr. 2535096 9/5, 9/12, 9/19, 9/26

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Janet Kay Matula Dagenhart, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned in care of McKaig & McKaig, P.A., 219 Greenwich Road, Charlotte, North Carolina 28211, on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 5th day of September, 2023.

ESTATE OF Janet Kay Matula Dagenhart

Steven L. Tinsley, EXECUTOR c/o McKaig & McKaig, P.A. 219 Greenwich Road Charlotte, North Carolina 28211 Telephone: (704) 365-0390 2535454 9/5, 9/12, 9/19, 9/26

NOTICE TO CREDITORS

SUPERIOR COURT DIVISION BEFORE THE CLERK 23-E-3214 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

IN THE MATTER OF THE ESTATE OF:

TIMOTHY DOUGLAS SIGLEY

Decedent.

Having qualified as Executor of the Estate of Timothy Douglas Sigley, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 5th day of September, 2023. David Michael Sigley, Executor Estate of Timothy Douglas Sigley, deceased

James L. Epperson Epperson Law Group, PLLC 10851 Sikes Place, Suite 100 Charlotte, NC 28277 704-321-0031 james@epplaw.com NC State Bar No. 20529 2534949 9/5, 9/12, 9/19, 9/26

NOTICE TO CREDITORS

The undersigned, having qualified as Co-Executors of the Estate of LEON LEVINE, Deceased, late of Mecklenburg County, North Carolina, do hereby notify all persons, firms and corporations having claims against the Estate to exhibit them to the undersigned at the offices of Robinson, Bradshaw & Hinson, P.A., 101 North Tryon Street, Suite 1900, Charlotte, North Carolina 28246, on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to the Estate will please make immediate payment.

This 5th day of September, 2023.

SANDRA P. LEVINE, CO-EXECUTOR

ESTATE OF LEON LEVINE

AMY LEVINE DAWSON, CO-EXECUTOR

ESTATE OF LEON LEVINE

LORI LEVINE SKLUT, CO-EXECUTOR

ESTATE OF LEON LEVINE

2534956 9/5, 9/12, 9/19, 9/26

NOTICE TO CREDITORS AND DEBTORS OF JOAN DOROTHY CONN a/k/a

JOAN WOOD CONN

All persons, firms and corporations having claims against JOAN DOROTHY CONN a/k/a JOAN WOOD CONN , deceased, are notified to exhibit them to PETER ROBERT CONN, as Executor (Estate File 23 E 3256) of the decedent's estate c/o Peter Robert Conn, 801 Mohigan Street, Charlotte, NC 28205, on or before December 4, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the abovenamed Executor.

This the 5th day of September, 2023. Peter Robert Conn, Executor

For the Estate of Joan Dorothy Conn a/k/a Joan Wood Conn 2535431 9/5, 9/12, 9/19, 9/26

NOTICE TO CREDITORS AND DEBTORS OF MABE CLIFFORD JONES

All persons, firms and corporations having claims against MABE CLIFFORD JONES, deceased, are notified to exhibit them to ELIZABETH BRIDGES JONES, as Executrix (Estate File 23 E 3255) of the decedent's estate c/o Elizabeth Bridges Jones, P.O. Box 981, Matthews, NC 28106, on or before December 4, 2023, or be barred from their recovery.

Debtors of the decedent are asked to make immediate payment to the above-named Executrix.

This the 5th day of September, 2023.

Elizabeth Bridges Jones, Executrix

For the Estate of Mabe Clifford Jones 2535437 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Administrator DBN of the estate of Lloyd Julius Williams,

deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned c/o Stott, Hollowell, Windham & Stancil, PLLC, 401 E. Franklin Blvd., Gastonia, NC 28054 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

April Singleton

Administrator DBN

File #2022 E 003839 2531360 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Allison Nicole Custer, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 568 Patricia Ann Lane, Westerville, OH 43081 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

John Curtis Custer

Administrator File #2023 E 002953 2531817 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Beverly Doreen McDermott, Beverly D McDermott, Beverly Pelland, Beverly Pelland McDermott, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 4875 Salem Road, Walkertown, NC 27051 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Kathleen Mary Hess

Administrator

File #2023 E 002865

2531450 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Carolyne Wamaitha Douglas, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 6702 Christina Lane, Garland, TX 75043 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Josephine Kagika

Administrator File #2023 E 002674 2527527 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Christopher I Wilson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 11101 Michaelangelo Court, Charlotte, NC 28226 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Leslie M Wilson

Administrator File #2023 E 003133 2533342 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of James Neel Calhoun, Neel Calhoun, James Calhoun, Jr, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 202 Tralee Drive, Anderson, SC 29625 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Debra Neel Calhoun

Administrator File #2023 E 002979 2531683 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of James Walker Ratchford, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at c/o Allen Starrett, Starrett Law Firm, 3540 Toringdon Way, Suite 200, Charlotte, NC 28277 on or before the 23rd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023. James Ratchford III

Administrator File #2023 E 002866

2529952 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Kathleen Martine Hampton, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 14631 Holbrooks Road, Huntersville, NC 28078 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Demetrius Hampton Administrator File #2023 E 002858 8/15, 8/22, 8/29, 9/5

2529944 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Linda J Miller, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 340 Shadowdale Lane, Rolesville, NC 27571 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Jennifer Renee Swift

Administrator File #2023 E 002174

2527519 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Lois M. Thom aka Lois Melanie Thom, DOD: 10/31/2022 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5314 Auburn Hill Lane, Charlotte, NC 28269 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August,

2023. Glenston L. Thom

Administrator File #23-E-1407 2527522 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Mary Ellen Montgomery, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3903 High Ridge Road, Charlotte, NC 28270 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Fred Dowell Cloninger Jr

Administrator File #2023 E 002792

2529950 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Mary Levia Davies Martin, DOD: 03/25/2021 deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 8239 Arrowsmith Lane, Charlotte, NC 28270 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Gary Martin

Administrator File #23 E 2366 2531357 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Miguel Angel Portillo Arias, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 12204 Windbrook Drive, Clinton, MD 20735 on or before the 16th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Gladys C

Alas

Benavides,

Administrator File #2023 E 002950 2529466 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Patrick Carlos Ramia, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 4141 Parklake Avenue, Ste 130 Raleigh, NC 27612 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 22nd day of August, 2023.

Patrick Ramia Jr Administrator File #2022 E 004597 4141 Parklake Avenue, Suite 130, Raleigh, NC 27612 2531353 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Reginald Keith Turner, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 264 Ely's Ridge, Newnan, GA 30263 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate

will please make immediate settlement with the undersigned. This the 29th day of August, 2023.

Will Perry Turner, Jr. Administrator File #23 E 14 2533340 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Selena Mary Grady, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at c/o Fidelity Law Group 8511 Davis Lake Parkway, Suite C6-138, Charlotte, NC 28269 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Johnathan Grady, Administrator File #2023 E 002439 2529464 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Shirley Leona Borders, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 2434 Windbrush Court, Grayson, GA 30017 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Gwendolyn Robinson Administrator File #2023 E 002806 2529948 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Timothy J. Agnew, DOD: 04/22/2023, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5945 Twin Brook Drive, Charlotte, NC 28269 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Darrell M. Agnew, Administrator File #23-E-2441 2529469 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Tina Soutthanirasay, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 105 Raintree Drive, Kings Mountain, NC 28086 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Phetsamone Soutthanirasay, Administrator File #2023 E 002365 2529534 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Ancillary Administrator of the estate of Vincent P Gould, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1352 Forest View Ct, South Bend, IN 46614 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their

recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023. Michele McKinnies

Ancillary Administrator File #2023 E 002836

2531689 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Co-Administrator CTA of the estate of Edward S. Dunn, Jr. aka Edward Sennett Dunn, Jr., late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 2004 Chandler Forest Court, Indian Trail, NC 28079 on or before the November 23, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Sally Anne Wall, Co-Administrator CTA

James G. Dunn, Co-Administrator CTA 23E3154 2531803 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Co-Executors of the estate of Dorothy Parkes Finley, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 205 Glenora Drive, Huntersville, NC 28078 or 1658 Huntmoor Drive, Rock Hill, SC 29732 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Keith Andrew Finley, Co-Executor

David Ware Finley, Co-Executor File #2023 E 003266 2533892 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Alfred Jones Jr, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 6237 Cherrycrest Lane, Charlotte, NC 28217 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023. Nicole Jones, Executor

E 002012

File #2023

2529467 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Anita Louise Speicher, Louise C Speicher, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 484 Beaty Street, Davidson, NC 28036 on or before the 27th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023. Julie R Flaherty

Executor

File #2021

E 000897

2533763 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Arnold Victor Hughes, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified,

to the undersigned c/o Robert Gray Austin III. Austin Law Office, PLLC. 301-C Post Office Drive Indian Trail, North Carolina 28079 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned. This the 15th day of August, 2023.

verified, to the undersigned at 270 Southerland Terrace NE, Atlanta, GA 30307 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Samuel Justin Beresford Executor

to the undersigned at 5732 Barrington Drive, Charlotte, NC 28215 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

them, duly verified, to the undersigned at 1230 Riverscape Street, Unit D, Bradenton, FL 34208 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

to present them, duly verified, to the undersigned at 520-D Eagleton Downs Dr., Pineville, NC 28134 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Harold

Lee Hughes, Executor File #23 E 2744 2529463 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Betty Jernigan Kitchens, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 7010 Bovine Lane, Harrisburg, NC 28075 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Heather Bailey McLendon

Executor

File #2023 E 002976 2529980 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Bronnie Cummings, Bronnie Emanuel Cummings, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 4426 Andrew James Drive, Charlotte, NC 28216 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of November, 2023.

Lucia A Berry

Executor

File #2023

E 001973 2533843 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Cavin Getter, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 300 Ashland Place, Apt II-U, Brooklyn, NY 11217 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Tiffany Raspberry

Executor

File #2023

E 002819

2531355 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of David Wayne Olney, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 325 Kentberry Drive, Charlotte, NC 28214 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

File #18-E-1670 2533315 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Elaine Michaels, Elaine Matalas Michaels, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 10500 Four Mile Creek Road, Charlotte, NC 28210 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023. Charles Basil Michaels Executor

File #2021 E 003071 2529946 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Ernestine Cornelia Wilson, Ernestine C Wilson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 202 Pinewood Drive, Huntersville, NC 28078 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Joshua Paul Dewberry

Executor

File #2023 E 003068 2529825 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Garnet Louise Oakes, Ward Garnet Oakes, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 115 Club Haven Drive, State Road, NC 28676 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Deborah Oakes Burford

Executor

File #2023 E 000850

2531363 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of George Vadney, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5129 Chestnut Lake Drive, Charlotte, NC 28227 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Jarrietie Haywood White Executor File #2023 E 002444 2531446 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Johnsie Neely Nelson, Johnsie N Nelson, Johnsie B Nelson, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 7408 Watercrest Road, Charlotte, NC 28210 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Marvin B Nelson

Executor

File #2023 E 003952 2533331 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Karen Jan Biles, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1241 Baird Lane NE, Rochester, MN 55906 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Marvin Dennis Biles Jr. Executor

File #23 E 3156 2533275 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Karl J Riedl, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 29 Cypress Marsh Drive, Hilton Head Island, SC 29926 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Koren Richardson Executor File #2023 E 002751 2529978 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Lindell Blake Effinger, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 11115 Caroline Whitney Circle, Charlotte, NC 28212 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

This the 29th day of August, 2023. Elaine Creasser Executor File #23 E 3159 2533737 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Raymond Lee Thomas, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at c/o Allen Starrett, Starrett Law Firm, 3540 Toringdon Way, Suite 200, Charlotte, NC 28277 on or before the 7th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Edward Lee Thomas Executor File #2023 E 003148 2533720 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Thomas Edward Winecoff, deceased, DOD: 1/26/23 late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 200 S. Broome Street, Waxhaw, NC 28173 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Michael K Winecoff

Executor File #2023 E 002534

2533724 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Thomas Randall Turner, Thomas R Turner, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 7010 Rock Island Road, Charlotte, NC 28278 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Cynthia Jackson Turner

Executor File #2023 E 002951

2529963 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Virginia Entrekin Wade, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1608 Evergreen Avenue, Goldsboro, NC 27530 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

William Chapell Laffoday Jr. Executor File #2023 E 003238 2533733 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of William Clayton Speicher, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 484 Beaty Street, Davidson, NC 28036 on or before the 27th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Julie Flaherty Executor File #2023 E 002175 2533764 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of William Kincaid, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 1812 East Blvd. Charlotte, NC 28203 on or before November 30, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Deni C. Pifer, Executor 23E3130 2533120 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of William Patrick Halsch, W Patrick Halsch, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3716 Sawgrass Road, Greensboro, NC 27410 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Barbara Joan Hennigan Executor File #2023 E 002371 2531815 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Executrix of the estate of Carol J. Cuiper, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 3211 Wicklow Lane, Clover, SC 29710 on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Julie

Olney Executor

File #22

E 3556

2533323 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Donald Joseph Beresford, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly

Kimberly Alexis Hodges

Executor

File #2023 E 002004

2531366 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Jarriette Massey Reives, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified,

Samuel

Douglas

Effinger Executor File #2023 E 003103

2533319 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of Matthew Todd Creasser aka Matthew Creasser aka Matt Creasser, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present

This the 29th day of August, 2023.

Sylvia Jane Entrekin

Executor

File #2023 E 002138

2533689 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the estate of William Chapell Laffoday, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate

Danielle C. Turner Executrix File #23-E-3100 2531821 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Mecklenburg County Clerk of Superior Court; Estate File #23E-3107

Having qualified as the Administratrix of the ESTATE OF BARBARA Q. RODDEN , deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate

to present them, duly verified, to the undersigned, c/o Essex Richards, P.A., 1701 South Boulevard, Charlotte, North Carolina 28203, on or before November 22, 2023 or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023.

Donna R. Wheatley, Administratrix of the Estate of Barbara Q. Rodden c/o Essex Richards, P.A. 1701 South Boulevard Charlotte, NC 28203 2531205 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Mecklenburg County Clerk of Superior Court; Estate File #23-E-3051

Having qualified as the Executor of the ESTATE OF ROSALIE WADE REYNOLDS, a/k/a ROSALIE R. MURRAY, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned, c/o Essex Richards, P.A., 1701 South Boulevard, Charlotte, North Carolina 28203, on or before November 15, 2023 or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 15th, day of August, 2023.

Alexander Wade Stick, Executor of the Estate of Rosalie Wade Reynolds, a/k/a Rosalie R. Murray c/o Essex Richards, P.A. 1701 South Boulevard Charlotte, NC 28203 2529812 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Date of Death: 04/17/2023

Having qualified as Administrator for the Estate of Dwight Shaw Cross, III, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned c/o The McIntosh Law Firm, P. C. at Post Office Box 2270, Davidson, North Carolina 28036, on or before the 22nd day of November, 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023

Thomas M. Cross, Administrator File # 23E3125, Mecklenburg County 2531679 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Date of Death: 06/24/2023

Having qualified as Executor for the Estate of Kalmer Bill Smith, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned c/o The McIntosh Law Firm, P. C. at Post Office Box 2270, Davidson, North Carolina 28036, on or before the 23rd day of November, 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August, 2023

Tonja Lynn Rush, Executor File # 23-E-3124, Mecklenburg County 2531661 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Date of Death: 5/13/2020

Having qualified as Administrator of the Estate of Holly V. Riggsbee, deceased, late of Charlotte, NC, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned, in care of Ashley Bratton, Millsaps & Bratton, PLLC, 2201 East 7th Street, Charlotte, NC 28204, on or before the 16th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the

undersigned. This is the 15th day of August, 2023.

David Riggsbee

File No. 23-E-196

2529811 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Date of Death: July 20, 2023

Having qualified as EXECUTOR of the Estate of WILLIAM A. CULPEPPER a/k/a WILLIAM ALVAH CULPEPPER of MECKLENBURG County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned in care of Orsbon & Fenninger, LLP, 4201 Congress St., Suite 110, Charlotte, NC 28209, on or before the 14th day of November 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August 2023.

KELLY WILLIAM CULPEPPER, Executor

File# 2023-E-3059

2529972 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Date of Death: June 6, 2023

Having qualified as EXECUTOR of the Estate of NANCY SHARP SHAW of MECKLENBURG County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned in care of Orsbon & Fenninger, LLP, 4201 Congress St., Suite 110, Charlotte, NC 28209, on or before the 14th day of November 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August 2023.

NANCY B. SHARP, Executor

File# 2023-E-2989 2529820 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Date of Death: March 24, 2023

Having qualified as ADMINISTRATOR of the Estate of NAOMIE OCIE FOARD of MECKLENBURG County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them duly verified, to the undersigned in care of Orsbon & Fenninger, LLP, 4201 Congress St., Suite 110, Charlotte, NC 28209, on or before the 14th day of November 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August 2023.

FRANCIS MARION FOARD, JR.,

File# 2023-E-3069

having claims against said estate to present them, duly verified, to the undersigned care of: Rex C. Morgan Baucom, Claytor, Benton, Morgan & Wood, P. A. Post Office Box 35246 Charlotte, North Carolina 28235 on or before the 20th day of November 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 22nd day of August 2023. Jackie M. Mungo Administrator of the Estate of Bernadine Meadows Mungo Estate File #: 2023-E- 002297 2531673 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the Estate of Shadie Ray Whitehead, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned (at) (care of) Sarah B. Sugg, Conrad Trosch & Kemmy, 5821 Fairview Road, Suite 405, Charlotte, NC, 28209 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023. Michael Ray Whitehead, Administrator

2529939 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Carol Ann Steinheimer, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned at 196 North Trade Street, Matthews, NC 28105, on or before November 15, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023. Eran Lee Weaver, c/o Weaver, Bennett& Bland, P.A., Executor of the Estate of Carol Ann Steinheimer, c/o Eran Lee Weaver, Weaver, Bennett & Bland, P.A., 196 North Trade Street, Matthews, North Carolina 28105.

2529816 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Nancy Jane Eckard, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned (at) (care of) Michael J. Kemmy, Conrad Trosch & Kemmy, 5821 Fairview Road, Suite 405, Charlotte, NC, 28209 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Kathie Eckard Herrera, Executor 2533778 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Peggy C. Sharpe, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned (at) (care of) Michael J. Kemmy, Conrad Trosch & Kemmy, 5821 Fairview Road, Suite 405, Charlotte, NC, 28209 on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023.

Emerson E. Sharpe, Jr., Executor 2533780 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Preston Bobo Gist, Sr., SS# xxx-xx-7841, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned care of: Charles H. Cranford, Attorney at Law, 7257 Pineville-Matthews Road, Suite 2100, Charlotte, NC 28226-6186, on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate settlement with the undersigned.

This the 7th day August, 2023.

Preston Bobo Gist, Jr. 2528966 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Vincent Arnel Guy, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 PinevilleMatthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before November 20, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 22nd day of August, 2023.

Mary C. Immen Administrator of the Estate of Vincent Arnell Guy File No. 23-E-1639 2531271 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION

Michael Mayberry, having qualified as Executor of the Estate of Wilma L. Vaughn, SS# **5648 deceased, late of Mecklenburg County, North Carolina, gives this notice to all persons, firms, and corporations having claims against said estate and asks that they present such claims, duly verified, to the Executor in care of: Jeff Williams-Tracy, Esq. Fletcher, Tydings, et. al. 100 Queens Road, Suite 250 Charlotte, NC 28204-3199 on or before the 15th day of November 2023, or this Notice will be pled in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the estate.

This, the 22nd day of August 2023 Court File#: 23-E-3151 2531813 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION:

In the Matter of The Estate of Kerrell Leon Parker

to said estate please make immediate settlement with the undersigned. This is the 23 rd day of August 2023.

Ivan Mckay, Administrator File #23-E-1467 2533781 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

MECKLENBURG COUNTY

NORTH CAROLINA

23-E-3091

Having qualified as the Administrator of the Estate of Paul James Manuel, deceased, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against said Estate to present them to the undersigned in care of Matthew R. Kain, Esq., Moore & Van Allen PLLC, 100 North Tryon Street, Suite 4700, Charlotte, North Carolina 282024003, on or before the 22nd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate payment to the undersigned.

This 22nd day of August, 2023.

Thomas R. Manuel, Administrator of the Estate of Paul James Manuel 2531808 8/22, 8/29, 9/5, 9/12

NOTICE TO CREDITORS

NORTH CAROLINA

MECKLENBURG COUNTY

Administrator

2529968 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

Having qualified as Executor of the Estate of Nell Paxton Russell Allen aka Nell Russell Allen , deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to Anthony L. Giordano, 319 S. Sharon Amity Road, Suite 230, Charlotte, North Carolina 28211, on or before November 17, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Lynda Price, Administrator

Estate of Nell Paxton Russell Allen aka Nell Russell Allen 319 S. Sharon Amity Road, Suite 230 Charlotte, NC 28211

2529806 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the Estate of Bernadine Meadows Mungo, Social Security Number xxxxx-3928, deceased late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations

Having qualified as Executor of the Estate of Jack Loraine Needham, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned (at) (care of) Sarah B. Sugg, Conrad Trosch & Kemmy, 5821 Fairview Road, Suite 405, Charlotte, NC, 28209 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023.

Pauline Rae Needham, Executor 2529936 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Johnny Lee Beckham, deceased, late of Mecklenburg County, North Carolina, bearing file no 23-E2922, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned at 9906 Ashe Court, Charlotte, North Carolina 28215, on or before 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023. Alfred Lee Beckham, Personal Representative of the Estate of Johnny Lee Beckham, 9906 Ashe Court, Charlotte, North Carolina 28215. 2528958 8/15, 8/22, 8/29, 9/5

Having qualified as the Administrator of the Estate of Marcia B. Banko, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 PinevilleMatthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before November 27, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 29th day of August, 2023.

Mary C. Immen Administrator of the Estate of Marcia B. Banko File No. 23-E-3218 2533767 8/29, 9/5, 9/12, 9/19

NOTICE OF ADMINISTRATION

Having qualified as the Administrator of the Estate of Thelma McGill, deceased, late of Mecklenburg County, North Carolina, the undersigned hereby notifies all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned at 7257 PinevilleMatthews Road, Suite 2100, Charlotte, North Carolina 28226, on or before November 13, 2023, or this Notice of Administration will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This 15th day of August, 2023.

Mary C. Immen Administrator of the Estate of Thelma McGill File No. 23-E-2995 2529813 8/15, 8/22, 8/29, 9/5

Having qualified as Administrator of the estate of Kerrell Leon Parker, DOD: 05/26/2023, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at c/o Robyn Hicks-Guinn, Esq., Hicks Guinn, Law PLLC, 1026 Jay Street, Suite B112, Charlotte, NC 28208, on or before the 25th day of October, 2023, or this notice will be pleaded in bar of any recovery. All persons indebted to said estate please make immediate settlement with the undersigned. This the 8th day of August 2023.

Kelvin Parker, Administrator File # 23-E-2860 2531666 8/22, 8/29, 9/5, 9/12

NOTICE OF ADMINISTRATION:

In the Matter of The Estate of Kimberly Hoggard Johnson

Having qualified as Administrator of the estate of Kimberly Hoggard Johnson, DOD:05/29/2023, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at c/o Robyn Hicks-Guinn, Esq., Hicks Guinn, Law PLLC, 1026 Jay Street, Suite B112, Charlotte, NC 28208, on or before the 25th day of October, 2023, or this notice will be pleaded in bar of any recovery. All persons indebted to said estate please make immediate settlement with the undersigned. This the 8th day of August 2023.

Justin Johnson, Administrator File # 23-E-2861 2531670 8/22, 8/29, 9/5, 9/12

Notice of Administration: In the Matter of The Estate of Brenda D. Mckay

Having qualified as Administrator of the estate of Brenda D. Mckay, DOD: 02/27/2023, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned at c/o Robyn Hicks-Guinn, Esq., Hicks Guinn, Law PLLC, 1026 Jay Street, Suite B112, Charlotte, NC 28208, on or before the 7th day of September 2023, or this notice will be pleaded in bar of any recovery. All persons indebted

Having qualified as Administrator of the Estate of Steven David Bonislawsky, deceased, late of 8253 Circle Tree Lane, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to Theresa Leblanc Bonislawsky, c/o Josh Lipack, Grabowski Law Firm, PLLC, 1515 Mockingbird Ln., 7th Floor, Charlotte, NC 28209, on or before the 19th day of September, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said Estate shall make immediate payment to the undersigned. Nothing herein shall be deemed a waiver of any defenses to such claims pursuant to N.C. Gen. Stat. §28A-19-3(f).

This is the 22nd day of August 2023.

Theresa Leblanc Bonislawsky Administrator, Estate of Steven David Bonislawsky, 2023 E 002524, Mecklenburg County c/o Josh Lipack, Esq. Grabowski Law Firm, PLLC 1515 Mockingbird Ln., 7th Floor Charlotte, NC 28209 2531342 8/22, 8/29, 9/5, 9/12

NOTICE TO CREDITORS

All persons, firms and corporations having claims against Frederick Joseph Schatz, deceased of Mecklenburg County, North Carolina, are hereby notified to present them to Jason Daniel Schatz, as Limited Personal Representative of the Estate of Frederick Joseph Schatz, File Number: 23-E2840 on or before November 21, 2023, in care of the undersigned attorneys at their address, or this notice will be pleaded in bar of their recovery. All persons, firms, and corporations indebted to Frederick Joseph Schatz, please make immediate payment to the Estate of Frederick Joseph Schatz.

This 21st day of August, 2023 /s/ Matthew A. Freeze Matthew A. Freeze, Esq. Monk Law Firm, PLLC 1701 First Baxter Crossing, Suite 101 Fort Mill, SC 29708 TEL: 704-369-9977 FAX: 866-281-4930 2531805 8/22, 8/29, 9/5, 9/12

NOTICE TO CREDITORS

Having qualified as Administrator of the Estate of James Gordon Hobbs SS# xxx-xx- 6413, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned (at)(care of) Katharine S. Walker, P.C., K.S. Walker Law Group, 319 S. Sharon Amity Road, Suite 230, Charlotte, North Carolina 28211, on or before the 29th day of November 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August

2023. Susan S. Hobbs, Administrator

File #: 23-E-3105

2533138 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

Having qualified as Co-Executors of the Estate of KAYE CALHOUN HALE aka ANNE KAY HALE, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned, c/o Heidi E. Royal, Heidi E. Royal Law, PLLC, 200 Providence Road, Suite 206, Charlotte, North Carolina 28207, on or before November 29, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023. Patrick Calhoun Hale and Robert Andrew Hale, Co-Executors of the Estate of KAYE CALHOUN HALE

aka ANNE KAY HALE

c/o Heidi E. Royal Heidi E. Royal Law, PLLC 200 Providence Road, Suite 206 Charlotte, NC 28207 2533883 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

Having qualified as Co-Executors of the Estate of MARGARET WHITTED KELLY, deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned, c/o Heidi E. Royal, Heidi E. Royal Law, PLLC, 200 Providence Road, Suite 206, Charlotte, North Carolina 28207, on or before November 15, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023. Walter Richard Kelly, III and Kevin Whitted Kelly, Co-Executors of the Estate of MARGARET WHITTED KELLY c/o Heidi E. Royal Heidi E. Royal Law, PLLC 200 Providence Road, Suite 206 Charlotte, NC 28207 2529788 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS

Having qualified as Executor for the Estate of A.R. Castilow, Jr., aka Alvin Russell Castilow, Jr., of Huntersville, Mecklenburg County, NC, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned at 130 Harbour Place Drive, Suite 270, Davidson, NC 28036, on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said estate will please make immediate payment to the undersigned.

This the 15th day of August, 2023. Kathryn A. Fogle 15701 Framingham Lane Huntersville, NC 28078

Send claims to:

Estate of A.R. Castilow, Jr. Kathryn A. Fogle, Executor c/o Lauren T. Millovitsch Creamer Millovitsch, PLLC 130 Harbour Place Drive, Suite 270 Davidson, NC 28036 2528956 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS

Having qualified as Executor for the Estate of Geraldine Payne McEldowney deceased April 20, 2023, late of Mecklenburg County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned c/o Louise M. Paglen The McIntosh Law Firm, P. C. at Post Office Box 2270, Davidson, North Carolina 28036, on or before the 27th day of November, 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 29th day of August, 2023

Virginia Beth Schlabach, Executor

File #23 E 2949, Mecklenburg County 2533784 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of CHARLES RANDOLPH DICKERSON, JR., deceased, late of Mecklenburg County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned, c/o Heidi E. Royal, Heidi E. Royal Law, PLLC, 200 Providence Road, Suite 206, Charlotte, North Carolina 28207, on or before November 15, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023. Gregory Dean Parker, Executor of the Estate of CHARLES RANDOLPH DICKERSON, JR. c/o Heidi E. Royal Heidi E. Royal Law, PLLC 200 Providence Road, Suite 206 Charlotte, NC 28207 2529975 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Eric John Rohr, File No. 2023-E-2605 late of 5350 Pinehurst Park Dr., Apt. 3013, Charlotte, NC 28211, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned in care of James E. Hickmon, James E. Hickmon, PLLC at 5605 Carnegie Boulevard, Suite 420, Charlotte, North Carolina 28209 and David Schwarzkopf, Executor, 8836 Kentucky Derby Drive, Waxhaw, NC 28173, on or before Wednesday, November 8, 2023, or this notice will be plead in bar of their recovery in accordance with N.C. Gen. Stat. Sec. 28A19-3. Any claim asserted by a party against decedent in any civil action pending at the time of decedent’s death shall be barred unless the undersigned Executor is substituted as a proper party on or before Wednesday, November 15, 2023. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 15th day of August, 2023.

/s/ David Schwarzkopf David Schwarzkopf Executor

Estate of Eric John Rohr 8836 Kentucky Derby Drive Waxhaw, NC 28173

c/o James E. Hickmon, PLLC 5605 Carnegie Blvd., Suite 420 Charlotte, North Carolina 28209 2527994 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Margaret B. Somerall, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the Executor c/o Joseph B. Henninger, PLLC, 4500 Cameron Valley Parkway, Suite 370, Charlotte, North Carolina 28211, on or before the 29th day of November, 2023 or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate payment to the undersigned.

This the 29th day of August, 2023. Susan S. Kooiman, Executor of the Estate of Margaret B. Somerall Mecklenburg County File No. 23-E-3169 2533115 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Paul Hargett Beam, late of Mecklenburg County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned c/o JOHNSTON, ALLISON & HORD, P.A., 1065 East Morehead Street, Post Office Box 36469, Charlotte, North Carolina, 28236-6469, on or before the 15th day of November, 2023, or

this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate settlement with the undersigned. This the 15th day of August, 2023. Paul Scott Beam Executor of the Estate of Paul Hargett Beam N. Lucille Siler JOHNSTON, ALLISON & HORD, P.A. 1065 East Morehead Street Post Office Box 36469 Charlotte, North Carolina 282366469 2528961 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of Ronald Francis Henderson, File No. 2023 E 003084, late of 5037 Jackson Drive, Charlotte, North Carolina 28269, the undersigned does hereby notify all persons, firms and corporations having claims against the estate of said decedent to present them, duly verified, to the undersigned in care of James E. Hickmon, James E. Hickmon, PLLC at 5605 Carnegie Boulevard, Suite 420, Charlotte, NC 28209 and Diane Strong, Executor, 10316 Royal Chapel Drive, Dallas, Texas 75229, on or before November 29, 2023, or this notice will be plead in bar of their recovery in accordance with N.C. Gen. Stat. Sec. 28A-19-3. Any claim asserted by a party against decedent in any civil action pending at the time of decedent's death shall be barred unless the undersigned Executor is substituted as a proper party on or before November 29, 2023. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 29th day of August, 2023.

/s/ Diane Strong Diane Strong

Executor

Estate of Ronald Francis Henderson 10316 Royal Chapel Drive Dallas, Texas 75229 c/o James E. Hickmon, PLLC 5605 Carnegie Blvd., Suite 420 Charlotte, North Carolina 28209 2533090 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

Having qualified as the Collector of the Estate of Lloyd C. Torrence, a/k/a Lloyd Clifford Torrence, by the Superior Court of Mecklenburg County, North Carolina, this is to notify all persons having claims against the estate of said decedent to present them to Charles Harvey Dellinger, Jr., 5008 Scaleybark Court, Indian Trail, North Carolina 28079, on or before the 29th day of November, 2023, or this Notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate payment to the undersigned.

This the 29th day of August, 2023.

Charles Harvey Dellinger, Jr. Collector of the Estate of Lloyd C. Torrence Mecklenburg County Superior Court File No. 23-E-3000 2533105 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION 23-E-1878 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG

Having qualified as Executor of the Estate of George Allan Black, Sr., deceased, DOD: 12/12/2022, who was, at the time of death, a resident of Mecklenburg County, North Carolina, Ty Garrett McFarland, does hereby notify all persons, firms, and corporations having claims against the Estate of the said deceased, to present them, duly verified, to the undersigned on or before the 18th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said Estate will please make immediate settlement with the undersigned.

This, the 21st day of August, 2023. Ty Garrett McFarland, Executor c/o Brian W. Tyson, Esq. 16928 Lancaster Highway, Suite 109 Charlotte, NC 28277

NOTICE TO CREDITORS File

No: 23 E 1214 Having qualified as Administrator for the Estate of Kesha Elian Ross Levett., 6113 Fringe Tree Drive Charlotte, NC 28277, deceased, late of Mecklenburg County, NC. This is to notify all persons, firms and corporations having claims against the said decedent to exhibit them, duly verified, to the undersigned on or before November 20, 2023. This notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said estate are notified to make immediate payment. This 15th day of August 2023. Ralpheal A. Levatt as Administrator for the estate of Kesha Elian Ross Levett., Estate File 23E1214, 6113 Fringe Tree Drive Charlotte, NC 28277 Attorney: Ann Charlotte Dowless, Dowless Law Firm, P.C., 51 Cabarrus Avenue West, Concord, NC 28025. 2529824 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS

On August 11, 2023, Tsun Mei Hsiao qualified as Administrator of the Estate of Ling Tzu Hsiao AKA You Ling Hsiao, late of Pineville, Mecklenburg County, North Carolina. As the attorney for the Estate of Ling Tzu Hsiao AKA You Ling Hsiao and on behalf of the Administrator, the undersigned does hereby notify all persons, firms and corporations having claims against the Estate of Ling Tzu Hsiao AKA You Ling Hsiao to exhibit them to the undersigned at The Terry Law Firm, PLLC, 2115 Rexford Rd Suite 100, Charlotte, North Carolina 28211, on or before the 23rd day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said Estate will please make immediate payment to the undersigned.

This the 22nd day of August, 2023.

/s/ Jonathan B. Polking Jonathan B. Polking, Attorney for the Estate of Ling Tzu Hsiao AKA You Ling Hsiao

Attorney: Jonathan B. Polking

The Terry Law Firm, PLLC 2115 Rexford Rd Suite 100 Charlotte, NC 28211 2531793 8/22, 8/29, 9/5, 9/12

NOTICE TO CREDITORS

On August 9, 2023, John

Michael Tiddy qualified as Executor of the estate of Alma Dean Berryhill Tiddy, late of Charlotte, Mecklenburg County, North Carolina. As the attorney for the Estate of Alma Dean Berryhill Tiddy and on behalf of the Executor, the undersigned does hereby notify all persons, firms and corporations having claims against the Estate of Alma Dean Berryhill Tiddy to exhibit them to the undersigned at The Terry Law Firm, PLLC, 2115 Rexford Rd Suite 100, Charlotte, North Carolina 28211, on or before the 16th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said Estate will please make immediate payment to the undersigned.

This the 15th day of August 2023.

Jonathan B. Polking, Attorney for the Estate of Alma Dean Berryhill Tiddy

Attorney: Jonathan B. Polking

The Terry Law Firm, PLLC 2115 Rexford Rd Suite 100 Charlotte, NC 28211 2529787 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS

The undersigned, having qualified as Administrator of the Estate of Grady Jeffries Hemby late of Mecklenburg County, North Carolina, hereby notifies to all persons, firms and corporations having claims against said Estate to present them to the undersigned on or before November 15, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said Estate will please make immediate payment to the undersigned.

This, the 15th day of August, 2023.

David Craig Hemby

Administrator

8701 Plaza Park Drive Charlotte, North Carolina 28215

Amanda M Reed, Esq.

Attorney for Administrator

Suite 200 Concord, NC 28025

Estate File No.: 23E2849 2529795 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS

The undersigned, having qualified as Executor of the Estate of JANET Y. BRADSHAW, Deceased, late of Mecklenburg County, North Carolina, does hereby notify all persons, firms and corporations having claims against the Estate to exhibit them to the undersigned at the offices of Robinson, Bradshaw & Hinson, P.A., 101 North Tryon Street, Suite 1900, Charlotte, North Carolina 28246, on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to the Estate will please make immediate payment.

This 29th day of August, 2023.

ASHLEY BRADSHAW GRAEBER, EXECUTOR ESTATE OF JANET Y. BRADSHAW 2533774 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

The undersigned, having qualified as Executor of the Estate of JEANNINE K. WRIGHT, Deceased, late of Mecklenburg County, North Carolina, does hereby notify all persons, firms and corporations having claims against the Estate to exhibit them to the undersigned at the offices of Robinson, Bradshaw & Hinson, P.A., 101 North Tryon Street, Suite 1900, Charlotte, North Carolina 28246, on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to the Estate will please make immediate payment.

This 29th day of August, 2023. ERIC A. WRIGHT, EXECUTOR ESTATE OF JEANNINE K. WRIGHT 2533775 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

The undersigned, having qualified as Executor of the Estate of JOHN GORDON REISCHE, Deceased, late of Mecklenburg County, North Carolina, does hereby notify all persons, firms and corporations having claims against the Estate to exhibit them to the undersigned at the offices of Robinson, Bradshaw & Hinson, P.A., 101 North Tryon Street, Suite 1900, Charlotte, North Carolina 28246, on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to the Estate will please make immediate payment.

This 29th day of August, 2023. KATHRYN R. HABLUETZEL, EXECUTOR ESTATE OF JOHN GORDON REISCHE 2533777 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS AND DEBTORS OF BARBARA RUTH GALES

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION FILE NO. 23 E 2897

STATE OF NORTH CAROLINA

COUNTY OF MECKLENBURG

All persons, firms, and corporations having claims against Barbara Ruth Gales, deceased, are notified to exhibit them to Shanine Gales, on or before Monday, November 13,2023, at 5:00 p.m., or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the above-named Administrator.

Lisanne Mangum Plyler, Long & Corigliano, LLP Post Office Box 7 Monroe, NC 28111 Shanine Gales 1333 Level Creek Lane Charlotte, NC 28214 2529761 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS AND DEBTORS OF GLENNA FREEMAN MCKINNEY

or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the above-named Executrix.

This the 15th day of August, 2023.

Victoria Lynn McKinney Hamby, Executrix for the Estate of Glenna Freeman McKinney 2529784 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS AND DEBTORS OF HAZELINE DUNN ROBINSON

All persons, firms and corporations having claims against HAZELINE DUNN ROBINSON , deceased, are notified to exhibit them to TERESA DENISE ROBINSON, as Executrix (Estate File 23 E 3163) of the decedent's estate c/o Teresa Denise Robinson, 5911 Reddman Road, #5, Charlotte, NC 28212, on or before November 27, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the above-named Executrix.

This the 29th day of August, 2023.

Teresa Denise Robinson, Executrix

For the Estate of Hazeline Dunn Robinson 2533826 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS AND DEBTORS OF MARTHA POWER COULTER

All persons, firms and corporations having claims against MARTHA POWER COULTER , deceased, are notified to exhibit them to DONNA COULTER LITTLE, as Executrix (Estate File 23 E 3162) of the decedent's estate c/o Donna Coulter Little, 7310 E. Marshville Blvd., Marshville, NC 28103, on or before November 27, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the abovenamed Executrix.

This the 29th day of August, 2023.

Donna Coulter Little, Executrix For the Estate of Martha Power Coulter 2533832 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS AND DEBTORS

Having qualified as Co-Executors of the Estate of Sherrill Dalton Grant, late of Mecklenburg County, North Carolina, the undersigned do hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them to the undersigned at the Law Offices of Culp, Elliott & Carpenter, P.L.L.C., located at 6801 Carnegie Boulevard, Suite 400, Charlotte, NC 28211, before the 15th day of November 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 15th day of August 2023.

Sarah G. Graham and Mitchell T. Grant, Co-Executors of the Estate of Sherill Dalton Grant

Attorney: Christopher E. Hannum Culp Elliott & Carpenter, P.L.L.C. 6801 Carnegie Boulevard, Suite 400 Charlotte, NC 28211 2529785 8/15, 8/22, 8/29, 9/5

PUBLISHED NOTICE TO CREDITORS

NORTH CAROLINA, MECKLENBURG COUNTY

The Law Office of Amanda M. Reed, PLLC 78 Buffalo Avenue NW

All persons, firms and corporations having claims against GLENNA FREEMAN MCKINNEY, deceased, are notified to exhibit them to VICTORIA LYNN MCKINNEY HAMBY, as Executrix (Estate File 23 E 2907) of the decedent's estate c/o Victoria Lynn McKinney Hamby, 1460 Langdon Road, Sherrills Ford, NC 28673 on or before November 13, 2023,

Having qualified as Co-Executors of the Estate of Rolfe Neill, late of Charlotte, Mecklenburg County, North Carolina, the undersigned do hereby notify all persons, firms and corporations having claims against the estate of said decedent to exhibit them, duly verified, to the undersigned at 740 Poindexter Drive, Charlotte, NC 28209, on or before the 29th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This 29th day of August, 2023.

J. R. Ingrid Neill Ebert

David Reitzel Snider

Co-Executors of the Estate of Rolfe Neill File No.: 23-E-3070 2533877 8/29, 9/5, 9/12, 9/19

The City of Charlotte Housing Code Enforcement Section

Legal Notices

We will hold a hearing upon the Housing Code complaint regarding the property listed below. We will hold the hearing at East Service Area, 3505 Central Avenue, Charlotte, NC, at the time indicated, for the purpose of determining whether the property contains the Code violations that the inspector has determined to exist. For additional information concerning the case, contact the inspector for that case.

Interested parties: Daniel Wright

Case Number: 20230040249

Property: 4008 Mayberry Ln, Charlotte NC 28212

Hearing Date: September 27, 2023 @ 8:00 a.m.

Inspector: John Jones, 704-4325499

Submitted by: Justin Privette, East Service Area Supervisor and Designated Agent. 2535409 09/05

The City of Charlotte Housing Code Enforcement Section Legal Notices

We will hold a hearing upon the Housing Code complaint regarding the property listed below. We will hold the hearing at East Service Area, 3505 Central Avenue, Charlotte, NC, at the time indicated, for the purpose of determining whether the property contains the Code violations that the inspector has determined to exist. For additional information concerning the case, contact the inspector for that case.

Interested parties: RBP

Investments LLC

Case Number: 20230037145

Property: 1841 Finchley Dr Charlotte, NC 28215

Hearing Date: September 25, 2023 @ 9:00 a.m.

Inspector: Kerrick Faulkner, 704432-6289

Submitted by: Justin Privette, East Service Area Supervisor and Designated Agent. 2534121 9/5

The City of Charlotte Housing Code Enforcement Section

Legal Notices

We will hold a hearing upon the Housing Code complaint regarding the property listed below. We will hold the hearing at South Service Area, 11217 Providence Rd W, Charlotte, NC, at the time indicated, for the purpose of determining whether the property contains the Code violations that the inspector has determined to exist. For additional information concerning the case, contact the inspector for that case.

Interested parties: RESERVE AT

PROVIDENCE I LLC

Case Number: 20230036490

Property: 5624 VIA ROMANO

DR #C CHARLOTTE NC 28270

Hearing Date: September 27, 2023 at 08:00 AM

Inspector: John Barrett, 704353-1882

Submitted by: Kim Sauer, South Service Area Supervisor and Designated Agent. 2535398 09/05

The City of Charlotte Housing Code Enforcement Section

Legal Notices

We will hold a hearing upon the Housing Code complaint regarding the property listed below. We will hold the hearing at South Service Area, 11217 Providence Rd West, Charlotte, NC, 28277 at the time indicated, for the purpose of determining whether the property contains the Code violations that the inspector has determined to exist. For additional information concerning the case, contact the inspector for that case.

Interested parties: Manuel Rojas Investment LLC

Case Number: 20230032292

Property: 3038 Northampton Dr Charlotte, NC 28210

Hearing Date: September 25, 2023 @ 8:00 AM

Inspector: Bradley Winter, 704432-2436

Submitted by: Marty Taylor, South Service Area Supervisor and Designated Agent. 2534122 9/5

The City of Charlotte Housing Code Enforcement Section Legal Notices

We will hold a hearing upon

the Housing Code complaint regarding the property listed below. We will hold the hearing at West Service Area, 2550 West Boulevard, Charlotte, NC at the time indicated, for the purpose of determining whether the property contains the Code violations that the inspector has determined to exist. For additional information concerning the case, contact the inspector for that case.

Interested parties: ALTA FINANCIAL CORPORATION

Case Number: 20170029687

Property: 8731 DOGWOOD DR, CHARLOTTE, NC 28215

Hearing Date: September 27, 2023 @ 8:15 a.m.

Inspector: Neil Barnette, 704336-6976

Submitted by: Mark Fowler, West Service Area Supervisor and Designated Agent. 2534937 09/05

The City of Charlotte Housing Code Enforcement Section Legal Notices

We will hold a hearing upon the Housing Code complaint regarding the property listed below. We will hold the hearing at West Service Area, 2550 West Boulevard, Charlotte, NC at the time indicated, for the purpose of determining whether the property contains the Code violations that the inspector has determined to exist. For additional information concerning the case, contact the inspector for that case.

Interested parties: DONNA MCGEE ESTATE

Case Number: 20230033091

Property: 1761 WILMORE DR, CHARLOTTE, NC 28203

Hearing Date: September 27, 2023 @ 8:30 a.m.

Inspector: Neil Barnette, 704336-6976

Submitted by: Mark Fowler, West Service Area Supervisor and Designated Agent. 2534936 09/05

The City of Charlotte Housing Code Enforcement Section Legal Notices

We will hold a hearing upon the Housing Code complaint regarding the property listed below. We will hold the hearing at West Service Area, 2550 West Boulevard, Charlotte, NC at the time indicated, for the purpose of determining whether the property contains the Code violations that the inspector has determined to exist. For additional information concerning the case, contact the inspector for that case.

Interested parties: TESCO PROPERTIES INC, X111 CP/ DB HOUSING PARTNERS C/O

PHILIP DEAS, TREAS

Case Number: 20230039693

Property: 308 N CLARKSON ST #C, CHARLOTTE, NC 28202

Hearing Date: September 27, 2023 @ 8:00 a.m.

Inspector: Neil Barnette, 704336-6976

Submitted by: Mark Fowler, West Service Area Supervisor and Designated Agent. 2534933 09/05

The City of Charlotte Housing Code Enforcement Section Legal Notices

We will hold a hearing upon the Housing Code complaint regarding the property listed below. We will hold the hearing at West Service Area,2550 West Boulevard, Charlotte, NC 28208, at the time indicated, for the purpose of determining whether the property contains the Code violations that the inspector has determined to exist. For additional information concerning the case, contact the inspector for that case.

Interested parties: Efrem

Fessehasion

Case Number: 20230020278

Property: 3241 Rozzelles Ferry Rd, Charlotte, NC 28216

Hearing Date: September 18,2023 @ 8:00 a.m.

Inspector: Marjorie Jerez, 704336-3573

Submitted by: Jessica Freeze, West Service Area Supervisor and Designated Agent. 2535629 09/05

COURT

DISTRICT

DIVISION

23-CVD-15236 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, Plaintiff, vs. Joseph Price Pritchard (widower); Thomas P. Moore, III (lienholder); and any and all other interested persons, whether sane or insane, adult or minor, in esse or en ventra sa mere, known or unknown, resident or nonresident, live corporations or dissolved corporations, who might have or claim any right or title to the property which is the subject of this action, Defendants.

To: Joseph Price Pritchard (widower); Thomas P. Moore, III (lien holder); and any and all other interested persons, whether sane or insane, adult or minor, in esse or en ventra sa mere, known or unknown, resident or nonresident, live corporations or dissolved corporations, who might have or claim any right or title to the property which is the subject of this action.

TAKE NOTICE that a pleading seeking relief against you has been filed in the above-entitled action. The nature of relief being sought is as follows: Foreclosure of the tax liens for the County of Mecklenburg for the years 2013 through and including 2023 against the following described property:

All that certain lot or parcel of land, situate, lying and being in Mecklenburg County, North Carolina, and more particularly described and defined as follows:

BEING all of Lot 1 in Block C of HECKENBLEIKNER PROPERTY as shown on map thereof recorded in Map Book 2369 at Page 459 in the Mecklenburg County Public Registry, to which reference is hereby made.

BEING the same property conveyed to Joseph Price Pritchard and wife, Iris Mary Kornegay Pritchard, by Deed recorded in Book 2771 at Page 268 in said Registry.

Designated as tax code number 183-121-12 and being commonly known as a 4111 Columbine Circle, Charlotte, NC 28211.

You are required to make defense to such pleading not later than October 16, 2023, and upon your failure to do so, the parties seeking service against you will apply to the Court for the relief sought.

This 30th day of August, 2023.

/S/ J.D. DuPuy J.D. DuPuy RUFF, BOND, COBB, WADE & BETHUNE, L.L.P. 831 East Morehead Street, Ste. 560 Charlotte, North Carolina 28202 Telephone: (704) 377-1634, Ext. 103, Fax (704)-342-3308 2535414 9/5, 9/12, 9/19

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

IN THE GENERAL COURT OF JUSTICE DISTRICT COURT DIVISION 23-CVD-15237 STATE OF NORTH CAROLINA COUNTY OF MECKLENBURG MECKLENBURG COUNTY, Plaintiff, vs. Unknown Owners of Mecklenburg County Tax Parcel No. 069-104-08; Heirs of Dee Anderson Colbert; George S. Colbert and Spouse, if any; Moses L. Colbert and Spouse, if any; Miriam A. Colbert and Spouse, if any; Heirs of Dennis M. Colbert; Heirs of John A. Colbert; Heirs of David C. Colbert; Lillian D. Colbert and Spouse, if any; Lillian C. Colbert and Spouse, if any; Rebecca E. Colbert and Spouse, if any; Deborah R. Colbert and Spouse, if any; Mary Colbert and Spouse, if any; Martha Colbert and Spouse, if any; David C. Colbert, II, and Spouse, if any; Queen E. Colbert and Spouse, if any; The Independent Savings Plan Co. (lien holder); Buckeye Retirement Co., LLC, LTD. (lien holder); Ajay Satsangi (lien holder); State of North Carolina (lien holder); City of Charlotte (lien holder); and any and all other interested persons, whether sane or insane, adult or minor, in esse or en ventra sa mere, known or unknown, resident or nonresident, live corporations or dissolved corporations, who might have or claim any right or title to the property which is the

subject of this action, Defendants.

To: Unknown Owners of Mecklenburg County Tax Parcel No. 069-104-08; Heirs of Dee Anderson Colbert; George S. Colbert and Spouse, if any; Moses L. Colbert and Spouse, if any; Miriam A. Colbert and Spouse, if any; Heirs of Dennis M. Colbert; Heirs of John A. Colbert; Heirs of David C. Colbert; Lillian D. Colbert and Spouse, if any; Lillian C. Colbert and Spouse, if any; Rebecca E. Colbert and Spouse, if any; Deborah R. Colbert and Spouse, if any; Mary Colbert and Spouse, if any; Martha Colbert and Spouse, if any; David C. Colbert, II, and Spouse, if any; Queen E. Colbert and Spouse, if any; The Independent Savings Plan Co. (lien holder); Buckeye Retirement Co., LLC, LTD. (lien holder); Ajay Satsangi (lien holder); State of North Carolina (lien holder); City of Charlotte (lien holder); and any and all other interested persons, whether sane or insane, adult or minor, in esse or en ventra sa mere, known or unknown, resident or nonresident, live corporations or dissolved corporations, who might have or claim any right or title to the property which is the subject of this action.

TAKE NOTICE that a pleading seeking relief against you has been filed in the above-entitled action. The nature of relief being sought is as follows: Foreclosure of the tax liens for the County of Mecklenburg for the years 2013 through and including 2023 against the following described property:

All that certain lot or parcel of land, situate, lying and being in Mecklenburg County, North Carolina, and more particularly described and defined as follows:

BEING all of the property currently designated as tax code number 069-104-08 and being a 0.135 (+/-) acre lot located off of Centre Street, Charlotte, North Carolina, 28216, said property also being a portion of Lots B and C in Block 30 of OAKVIEW as shown on a map thereof recorded in Book 7 at Page 447 in the Mecklenburg County Public Registry.

BEING a portion of the same property conveyed to Dee Anderson Colbert and wife, Corine Sims Colbert, by Deed recorded in Book 1769 at Page 222 in said Registry. You are required to make defense to such pleading not later than October 16, 2023, and upon your failure to do so, the parties seeking service against you will apply to the Court for the relief sought.

This 30th day of August, 2023.

/S/ J.D. DuPuy J.D. DuPuy RUFF, BOND, COBB, WADE & BETHUNE, L.L.P. 831 East Morehead Street, Ste. 560 Charlotte, North Carolina 28202 Telephone: (704) 377-1634, Ext. 103, Fax (704)-342-3308 2535412 9/5, 9/12, 9/19

REAL

BEING ALL OF LOT 830, THE POINT SUBDIVISION, PHASE 8, ACCORDING TO THE PLAT THEREOF, RECORDED IN MAP BOOK 39, PAGE 24, IN THE OFFICE OF THE REGISTER OF DEEDS OF IREDELL COUNTY, NORTH CAROLINA. Save and except any releases, deeds of release or prior conveyances of record. Said property is commonly known as 134 Swayne St, Mooresville, NC 28117.

A Certified Check ONLY (no personal checks) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing. THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED.

Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "AS IS WHERE IS." There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/are Seung S. Jung and spouse, Nancy Jung. An Order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination [NCGS § 45-21.16A(b)(2)].

Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

recovery. All persons indebted to said Estate will please make immediate payment.

This the 5th day of September, 2023.

JANET HANLON Administrator of the Estate of Robert Douglas Shumate, deceased 23 E 863, Iredell County 7073 Elk Creek Darby Road Ferguson, NC 28624

Lee C. Bentley Vannoy, Colvard, Triplett & Vannoy, PLLC PO Box 1388 N. Wilkesboro, NC 28659 2534581 9/5, 9/12, 9/19, 9/26

CREDITOR'S NOTICE

Having qualified as EXECUTOR of the Estate of ETTA MARIE SPEARS , deceased, this is to notify all persons having claims against said estate to file an itemized, verified statement thereof with the undersigned on or before the 5th day of December, 2023, or this notice will be pleaded in bar of any recovery thereon. All persons indebted to said estate are requested to make prompt Settlement.

This 5th day of September, 2023.

JAMES CALVIN HOOVER EXECUTOR OF THE ESATE OF ETTA MARIE SPEARS 220 LOCKHARD CIRCLE, TROUTMAN, NC 28166 EISELE VOGEL DIXON PLLC 139A EAST BROAD STREET, STATESVILLE, NC 28677 TELEPHONE: 704/878-6400 FAX NO.: 855/286-8240 2534536 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Administrator of the estate of Emily Loretta Mitchell, Emily Estes Mitchell, deceased, late of Iredell County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 5664 Riverbend Rd, Claremont, NC 28610, on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 5th day of September, 2023.

Tara Lunsford, Administrator File #2023 E 000600 Cody McPherson, Attorney at Law 239 E. Broad Street Statesville, NC 28677 (704) 873-7233 2535426 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

ESTATE

- IREDELL TRUSTEE SALES

NOTICE OF FORECLOSURE SALE 23 SP 249 NORTH CAROLINA, IREDELL COUNTY

Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Seung S Jung and Nancy Jung to Trustee Services of Carolina, Trustee(s), which was dated April 28, 2005 and recorded on April 29, 2005 in Book 1641 at Page 2337, Iredell County Registry, North Carolina.

Default having been made of the note thereby secured by the said Deed of Trust and the undersigned, Trustee Services of Carolina, LLC, having been substituted as Trustee in said Deed of Trust, and the holder of the note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on September 21, 2023 at 11:00 AM , and will sell to the highest bidder for cash the following described property situated in Iredell County, North Carolina, to wit:

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Trustee Services of Carolina, LLC

Substitute Trustee Brock & Scott, PLLC Attorneys for Trustee Services of Carolina, LLC 5431 Oleander Drive Suite 200 Wilmington, NC 28403 PHONE: (910) 392-4988

File No.: 23-08734-FC01 2533988 9/5, 9/12

PROBATE - IREDELL

PROBATE

ADMINISTRATOR'S NOTICE TO CREDITORS

Having qualified as the ADMINISTRATOR of the Estate of ROBERT DOUGLAS SHUMATE , deceased, late of Iredell County, North Carolina, this is to notify all persons having claims against the Estate of said deceased to exhibit them to me or my attorney named below, on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their

Having qualified as Executor of the estate of Deborah Sherrill, deceased, late of Iredell County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to the undersigned at 470 Autumn Leaf Road, Troutman, NC 28166, on or before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 5th day of September, 2023.

James R Sherrill Jr, Executor File #2023 E 000706 2534596 9/5, 9/12, 9/19, 9/26

NOTICE TO CREDITORS

Having qualified as Executor of the Estate of George V. Irons, Jr. a/k/a George Vernon Irons, Jr. , this is to notify all persons having claims against George V. Irons, Jr. a/k/a George Vernon Irons, Jr., deceased, late of Iredell County, North Carolina, to present an itemized verified statement thereof with the undersigned on or before the 5th day of December, 2023, or this notice will be pleaded in bar of any recovery thereon. All persons indebted to said estate are requested to make prompt settlement.

This the 5th day of September, 2023.

Mail statement to:

Linda Johnson Irons Executor for the Estate of George V. Irons, Jr. a/k/a George Vernon Irons, Jr. 211 Sunstede Drive Mooresville, NC 28117 With copy to:

PROBATE - UNION PROBATE EXECUTOR

ADMINISTRATOR NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK FILE #23E972

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Personal Representative for the Estate of Mary Louise High, deceased. This is to notify all persons having claims against the estate to present them to the undersigned on or before the 5th day of December, 2023 or the same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment.

This 5th day of September, 2023.

Executor - Administrator:

Brenda Diane High

1207 Old Hwy 74 Marshville, NC 28103

2535724 9/5, 9/12, 9/19, 9/26

NOTICE OF ADMINISTRATION

Having qualified as Executor of the Estate of Carro T. Orr, Deceased (SSN:XXX-XX-6023; Date of Death: 04-22-2023; Union County, NC, Estate File # 2023 -E-928), late of Union County, North Carolina, this is to notify all persons, firms and corporations having claims against said estate to present them, duly verified, to B. Scott Schrimsher, Executor, P.O. Box 33429, Charlotte, NC 282333429, before the 5th day of December, 2023, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 5th day September, 2023.

B. SCOTT SCHRIMSHER, Executor

Lindsey and Schrimsher, P.A., Attorneys

P.O. Box 33429 Charlotte, NC 28233-3429 (704) 333-2141, Ext. 12

2533769 9/5, 9/12, 9/19, 9/26

ADMINISTRATOR-EXECUTOR

NOTICE TO CREDITORS

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK FILE # 22 E 358

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Administrator of the Estate of Anita M. Robinson, Deceased, this is to notify all persons having claims against the Estate to present them to the undersigned on or before the day of November 15, 2023, or the same will be pleaded in bar of their recovery. All persons indebted to said Estate please make immediate payment.

This the 7th day of August, 2023.

Peter F. Dwyer Fitzgerald Dwyer Law Firm PO Box 8 Monroe, NC 28111 704-296-9000 2528962 8/15, 8/22, 8/29, 9/5

EXECUTOR ADMINISTRATOR NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK FILE #2020 E 000261

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Personal Representative for the Estate of Alphonso Fenner, deceased.

This is to notify all persons having claims against the estate to present them to the undersigned on or before the 22nd day of November, 2023 or the same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment.

This 22nd day of August, 2023.

Executor - Administrator:

Janice Fenner 2914 Barnard Castle Lane, Matthews, NC 28104 2531686 8/22, 8/29, 9/5, 9/12

EXECUTOR ADMINISTRATOR NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK FILE #2023 E 000905

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Personal Representative for the Estate of Linda Sutton Rakoci, deceased.

This is to notify all persons having claims against the estate to present them to the undersigned on or before the 22nd day of November, 2023 or the same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment.

This 22nd day of August, 2023.

Executor - Administrator:

John Michael Rakoci 1122 Cooper Lane, Indian Trail, NC 28079 2531442 8/22, 8/29, 9/5, 9/12

EXECUTOR ADMINISTRATOR NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK FILE #23E435

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Personal Representative for the Estate of Luis Alfredo Barreto, deceased. This is to notify all persons having claims against the estate to present them to the undersigned on or before the 22nd day of November, 2023 or the same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment.

This 22nd day of August, 2023.

Executor - Administrator:

Rocio Santos Barreto

Luis Alfredo Barreto Chipre 2010 Bridleside Dr. Indian Trail, NC 28079 2529945 8/22, 8/29, 9/5, 9/12

EXECUTOR ADMINISTRATOR NOTICE

STATE OF NORTH CAROLINA COUNTY OF UNION

IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK FILE #23E687

Having duly qualified before the Honorable Wendy Maynard, Clerk of Superior Court of Union County, as Personal Representative for the Estate of Joseph J. Kovecses, deceased. This is to notify all persons having claims against the estate to present them to the undersigned on or before the 15th day of November, 2023 or the same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment.

This 15th day of August, 2023.

Executor - Administrator:

Tanya Lynn Groller c/o Robert Gray Austin III. Austin Law Office, PLLC. 301-C Post Office Drive Indian Trail, North Carolina 28079 2529462 8/15, 8/22, 8/29, 9/5

NOTICE OF ADMINISTRATION

Union County Clerk of Superior Court; Estate File #23-E-895

Having qualified as the Executor of the ESTATE OF HELEN AKEMI MCCLURE , deceased, late of Union County, North Carolina, this is to notify all persons, firms and corporations having claims against said Estate to present them, duly verified, to the undersigned, c/o Essex Richards, P.A., 1701 South Boulevard, Charlotte, North Carolina 28203, on or before November 22, 2023 or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to said Estate will please make immediate settlement with the undersigned.

This the 22nd, day of August, 2023.

Matthew A. McClure, Executor of the Estate of Helen Akemi McClure, c/o Essex Richards, P.A. 1701 South Boulevard Charlotte, NC 28203 2531263 8/22, 8/29, 9/5, 9/12

NOTICE TO CREDITORS

Having qualified as Co-Executors of the Estate of KENNETH EUGENE KIKER, late of 3405 Sikes Mill Road, Monroe, Union County, North Carolina 28110, the undersigned do hereby notify all the persons, firms and corporations having claims against the Estate of said decedent to exhibit them to the undersigned at 3307 Sikes Mill Road, Monroe, Union County, North Carolina 28110, on or before the 14th day of November, 2023, or this Notice will be pleased in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 22nd day of August, 2023.

Darin Lee Price and Lisa Kiker Drake Executor of the Estate of Kenneth Eugene Kiker Wesley F. Faulk Attorney for the Estate of Kenneth Eugene Kiker 309 Post Office Drive Indian Trail, NC 28079 2531297 8/22, 8/29, 9/5, 9/12

NOTICE TO CREDITORS

Having qualified as the Executor of the Estate of Richard Daniel White, deceased, late of

Union County, North Carolina, this is to notify all persons, firms, and corporations having claims against said estate to present them, duly verified, to the undersigned in care of Ann Marie Daniel, Esq., Ann Marie Daniel Attorney at Law PLLC, 3121 Springbank Lane, Suite A, Charlotte, NC 28226 on or before the 15th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to said estate will please make immediate settlement with the undersigned.

This the 15th day of August, 2023

Elizabeth W. Sutton Executor File #23-E-793 separately 2528965 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK 23 E 0939

HAVING qualified before the Honorable Wendy Maynard, Clerk of Superior Court for Union County, North Carolina, as executor of the Estate of Donnie Ray Aldridge, deceased, this is to notify all persons having claims against said estate to present them to the undersigned on or before the 27th day of November, 2023, or this notice shall be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment.

This the 29th day of August, 2023, and the 5th, 12th , and 19th days of September, 2023.

Robert Patrick Aldridge Executor of the Estate of Donnie Ray Aldridge 5319 Medlin Road Monroe, NC 28112

Harry B. Crow, Jr. Attorney for the Estate 315-B North Main Street Monroe, NC 28112 Telephone: 704-283-1175 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK 23E0877

The undersigned, having qualified as Executor of the Estate of Charles Ray Biggers this is to notify all persons, firms, and corporations having claims against the estate to present such claims to the undersigned Gregory Stephens Parker on or before the 29th day of day November, 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to the estate will please make immediate payment.

This the 29th day of August, 2023

Name: Gregory Steven Parker 104 Altan Ridge Rd. Monroe, NC 28112

Burns & Gray, PA John T. Burns Attorney for Estate 103 N. Main St. Monroe, NC 28112 Telephone: (704)289-5594 2531796 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

STATE OF NORTH CAROLINA COUNTY OF UNION

IN THE GENERAL COURT OF JUSTICE

SUPERIOR COURT DIVISION

BEFORE THE CLERK 23E0907

The undersigned, having qualified as Executor of the Estate of Robert Durel Laney this is to notify all persons, firms, and corporations having claims against the estate to present such claims to the undersigned Cindy H Laney on or before the 29th day of day November, 2023 or this notice will be pleaded in bar of their recovery. All persons indebted to the estate will please make immediate payment.

This the 29th day of August, 2023

Name: Cindy H. Laney 2104 Waxhaw Hwy Monroe, NC 28112

Burns & Gray, PA

John T. Burns

Attorney for Estate 103 N. Main St. Monroe, NC 28112 Telephone: (704)289-5594 2531800 8/29, 9/5, 9/12, 9/19

NOTICE TO CREDITORS

The undersigned having qualified as Executrix of the Estate of Bobby Clyde Greene, deceased, late of Union County, North Carolina, in Union County Clerk of Court file 23-E-0777, this is to notify all persons, firms, and corporations having claims against the estate to present such claims to Elizabeth D. Mullis, Attorney, 3517 E Lawyers Rd, Monroe, North Carolina 28110 on or before the 20th day of November, 2023, or this notice will be pleaded in bar of their recovery. All persons indebted to the estate will please make immediate payment.

This the 22nd day of August, 2023.

/s Robin G. Stroud Robin G. Stroud, Executrix of The Estate of Bobby Clyde Greene c/o Elizabeth D. Mullis, Attorney 3517 E Lawyers Rd Monroe, NC 28110 2531257 8/22, 8/29, 9/5, 9/12

NOTICE TO CREDITORS AND DEBTORS OF ANDREW GORE WILLIAMS

STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION

FILE NO. 23 E 0635

All persons, firms, and corporations having claims against Andrew Gore Williams, deceased, are notified to exhibit them to Tracy Batson Williams, on or before Monday, November 13, 2023, at 5:00 p.m., or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the above-named Executor.

Lisanne Mangum Plyler, Long & Corigliano, LLP Post Office Box 7 Monroe, NC 28111 Tracy Batson Williams 4918 Old Monroe Marshville Road Marshville, NC 28103 2529940 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS AND DEBTORS OF CLYDE HAROLD MARTIN

All persons, firms and corporations having claims against CLYDE HAROLD MARTIN , deceased, are notified to exhibit them to JOHN MICHAEL MATTOX, as Administrator (Estate File 23 E 0790) of the decedent's estate c/o John Michael Mattox, 9417

Sardis Glen Drive, Matthews, NC 28105, on or before November 13, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the abovenamed Administrator.

This the 15th day of August, 2023.

John Michael Mattox, Administrator

For the Estate of Clyde Harold Martin 2529777 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS AND DEBTORS OF DANNY HAROLD MARTIN

All persons, firms and corporations having claims against DANNY HAROLD MARTIN , deceased, are notified to exhibit them to ROBERT DAVID MARTIN, as Executor (Estate File 23 E 0789) of the decedent's estate c/o Robert David Martin, 11117 SW 76th Avenue, Ocala, FL 34476, on or before November 13, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the above-named Executor.

This the 15th day of August, 2023.

Robert David Martin, Executor

For the Estate of Danny Harold Martin 2529774 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS AND DEBTORS OF JAMES LYNN HOUGH

All persons, firms and corporations having claims against JAMES LYNN HOUGH deceased, are notified to exhibit them to STEVEN DUANE HOUGH, as Executor (Estate File 23 E 0785) of the decedent's estate c/o Steven Duane Hough, 41337 Red Hill Road, Leesburg, VA, 20175, on or before November 13, 2023, or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the abovenamed Executor.

This the 15th day of August, 2023.

Steven Duane Hough, Executor For the Estate of James Lynn Hough 2528964 8/15, 8/22, 8/29, 9/5

NOTICE TO CREDITORS AND DEBTORS OF PATRICIA GARNETT HOWARD aka PATRICIA SUE HOWARD STATE OF NORTH CAROLINA COUNTY OF UNION IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION FILE NO. 23 E 0888

All persons, firms, and corporations having claims against Patricia Garnett Howard aka Patricia Sue Howard, deceased, are notified to exhibit them to William Jones Howard, III, on or before Monday, November 13, 2023, at 5:00 p.m., or be barred from their recovery. Debtors of the decedent are asked to make immediate payment to the above-named Executor.

Lisanne Mangum Plyler, Long & Corigliano, LLP Post Office Box 7 Monroe, NC 28111 William Jones Howard, III 430 27th Street Sunset Beach, NC 28468 2528957 8/15, 8/22, 8/29, 9/5