Home in the Country May 2017 by Sullivan County Democrat/Catskill-Delaware Publications

home c ou n t r y

A Sullivan County Democrat publication May 2017

PRICELESS

in the

HOME IN THE COUNTRY

SULLIVAN COUNTY DEMOCRAT

MAY, 2017

Lost Lake Resort is a master-planned, residential community located 85 miles Northwest of Manhattan in Forestburgh, NY. With more than 2,000 acres of spectacular views, Lost Lake will offer resort lifestyle at its finest. Amenities are currently under construction and will include: • Private Nicklaus Design Golf Course • Onsite Dining Options • Conference and Activity Center • Overnight Accommodations • Spa and Fitness Facilities • Swimming Pools and Tennis Courts • Hiking Trails • 24-hour security

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Nearby Attractions: (1) Woodbury Commons Premium Outlets (2) Montreign Casino (Billion dollar casino & indoor waterpark) (3) Bethel Woods Center for the Arts (4) Monticello Motor Club (5) Forestburgh Playhouse (6) China City of American Learning Center

Premium lots now available at pre-development pricing! Visit lostlakeresortny.com or call (888) 324-5308 to schedule a resort preview and receive a complimentary overnight stay & dining. There is no obligation to purchase anything whatsoever. Obtain the Property Report required by federal law and read it before signing anything. No federal agency has judged the merits or value, if any, of this property. This promotion of land sales is being offered by Double Diamond, Inc., 5495 Belt Line Rd., Dallas, Texas 75254. Call for details and qualifications. Mention PL-HOME. 49794

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SULLIVAN COUNTY DEMOCRAT

MAY, 2017

Recent Home Sales 2. MLS 44432 Thompson Township Brick Ranch

1. MLS 44972 Liberty Township Tudor Style 3 BR / 1 BA Acres: 1.03 Sold For: $62,000 School Tax: $2,244 County Town & Village:

$2,864 Built: 1942 Listed By: Berkshire Hathaway HomeServices Peters Realty

$5,611 Built: 1956 Listed By: Pennywise Properties

4 BR/3 BA Built: 1985 Acres: 5.02 Listed By: Matthew J. Sold For: $462,500 Freda Realty School Tax: $4,300 Town & County: $ 5,901

3 BR / 2 ½ BA Acres: 3.14 Sold For: $180,000 School Tax: $2,971 Town & County: $3,177

Built: 2002 Listed By: Malek Properties

8. MLS 45703 Bethel Township Contemporary Adirondack Style Lakefront

7. MLS 45738 Tusten Township Custom Contemporary Farmhouse 4 BR / 5 ½ BA Acres: 15.68 Sold For: $960,000 School Tax: $7,433 Town & County: $8,516

2 BR / 2 BA Built: 1970 Acres: 32.80 Listed By: Eagle Valley Sold For: $260,000 Realty School Tax: $ 3,940 Town & County: $3,728

Built: 2012 Listed By: Lazy Meadows Realty

Acres: 6.46 Listed By: Chapin Sold For: $1,875,000 Sotheby’s International School Tax: $18,274 Realty Town & County: $16,038 Built: 2005

44108

Built: 2000 Listed By: Preferred Homes & Properties

4. MLS 42964 Tusten Township Custom Contemporary

3. MLS 44848 Delaware Township Cape Cod

6. MLS 45158 Rockland Township Custom Contemporary Lakefront

5. MLS 42389 Callicoon Township Contemporary Log 3 BR / 2 ½ BA Acres: 10.10 Sold For: $395,000 School Tax: $4,265 Town & County: $ 4,457

3 BR / 2 BA Acres: .48 Sold For: $124,900 School Tax: $ $2,167 County Town & Village:

67 East Broadway, Monticello, NY 12701 Request A Quote At: www.mbagency.com

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Farm Credit East serves an important purpose BY JOSEPH ABRAHAM

However, Farm Credit East also offers a full suite of other financial services to assist the region’s farming and rural communities. Such services include payroll, tax planning and preparation, records, appraisals and consulting. “Country Living is the mortgage lending arm of Farm Credit East, specializing in financing for farms and other rural properties, such as land, country homes and construction,” Farm Credit East Mortgage Specialist Nocynthia Shibuya said. “Most banks cannot finance these types of properties because of appraisal complications or land limitations. As a result, lenders tend to shy away from offering mortgages on properties that don’t ‘fit the mold.’ If they do offer mortgages for these properties, they’ll typically only offer commercial terms and rates with many restrictions. “Country Living can offer agricultural producers and rural residents alike competitive terms and rates for nonconforming properties because it’s what we do,” continued Shibuya. “We know the rural landscape and understand what is involved in these unique situations. Plus, all of our loans are kept inhouse, so customers can be assured that they are in the knowledgeable hands of our local branch staff throughout the life

of the loan,” Shibuya added. Farm Credit East understands the challenges of starting a farm venture. With high startup costs and seasonal expenses, it can be difficult for someone to establish a new farm business. That’s why Farm Credit East offers FarmStart, a program that invests working capital, up to $75,000, in new agricultural ventures. “Each participant works with a Farm Credit East advisor to help with finan-

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cial management,” Shibuya said. “In addition to our FarmStart program, we offer incentives to encourage young, beginning, small or veteran farmers to get involved with agriculture through discounts on services such as appraisals, tax preparation and consulting. Both of these programs have been crucial in supporting young Sullivan County residents in pioneering agricultural entrepreneurship.”

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ccording to the website America’sFarmers.com, the American agriculture industry supports 23 million U.S. jobs, making farmers the largest employer in the nation. These individuals work long hours to provide us with the produce, products and goods that enhance our quality of life. One of the reasons they have been able to keep plowing through recent tough economic times, is a good support system – such as the one provided by Farm Credit East. The Farm Credit System was founded just over 100 years ago to provide credit opportunities for America’s agriculture and rural communities. There are many Farm Credit associations across the country, and Farm Credit East specifically serves seven Northeast states including New York, providing credit and financial services, such as payroll and tax preparation, for all types of agricultural businesses. In addition to serving customers involved in agriculture, forest products and commercial fishing, Farm Credit East also caters to niche markets, such as hydroponics and organics. They are best known for their farm credit products, including commercial lines of credit, personal ag loans and farm mortgages.

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Plant right to save water and money M any communities endure harsh summers characterized by high temperatures and infrequent rainfall. In such locales, local governments typically institute water restrictions on local landowners. These restrictions limit the amount of water homeowners can use to maintain their properties, and some homeowners choose to install new irrigation systems in an effort to help their lawns and garden survive the potentially harsh summer weather. While new irrigation systems can be effective, homeowners looking for alternatives to such systems can find ways to save both water and money. Planting right is a great way to conserve water and save money, and homeowners need not be veteran landscapers to ensure their lawns and gardens survive and even thrive dur-

ing warm weather.

Learn about native plants and grasses. The most beautiful lawns and gardens in the dog days of summer are not necessarily those owned by the most obsessive homeowners. Instead, these homeowners might just have chosen grass and plants native to the local climate and therefore more capable of handling the ups and downs of that climate. When choosing grass and plants for your lawn, consult with a local lawn care professional if you're hesitant to choose your own grass and plants. If you don't want to work with a consultant, do your homework on both your property and the region where you live before making any decisions. For example, if your home is located in a region where summer drought is

commonplace, then grass and plants that do not need much water might be your best option.

Aerate the soil. Healthy soil can help to protect grass and plants forced to cope with harsh conditions. Aeration is a process by which soil is punctured with spikes or cores of soil are removed from the ground to improve drainage and water penetration. Operating an aerator in the yard can be challenging, so it's often best to leave such a project to the professionals. But when planting in a garden, homeowners can turn and cultivate the soil to improve its moisture retention with a goal toward growing healthier plants.

Choose the right season to plant. Some plants thrive when planted dur-

ing certain times of the year, but many plants should not be planted during the summertime. When planted in the summer, plants typically need more water to establish themselves because the temperatures are hotter. Spring or fall tend to be the best seasons to plant, but homeowners can consult a local lawn and garden professional to determine the best time to plant in their specific region.

0 Lay mulch around bushes, plants,

shrubs and trees. Mulch serves many purposes, from the practical to the aesthetic. Many homeowners find laying mulch around their property adds to the property's visual appeal. But mulch also is practical, helping soil to retain its moisture and reduce evaporation. In addition, mulch helps cur-

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tail the growth of weeds, which compete with existing plants for water.

Make trees work for you. Planting trees around a lawn can not only improve the curb appeal of your home, but also trees serve more practical purposes. When planting trees, look at trees as natural providers of shade that can lower soil temperatures and reduce moisture loss. You may want to plant trees in such a way so they provide shade to areas that tend to be hit especially hard by summer sun. Planting right with a goal of protecting their property from the elements and conserving water can save homeowners money and make their lawns and gardens more aesthetically appealing.

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Strategically planted trees can provide shade for a lawn and protect it from potentially harsh weather.

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MAY, 2017

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SULLIVAN COUNTY DEMOCRAT

Is home as safe as it can be? H

omes are supposed to serve as sanctuaries, but safety hazards may be lurking in many homes. Thousands upon thousands of people fall victim to unintentional injuries each year because of simple safety mistakes made around the house. According to the security company A Secure Life, unintentional injuries result in an average of 21 million medical visits each year in the United States. Many people may not realize that some of the more common home injuries can be prevented. The National Safety Council encourages everyone to be aware of home hazards and to take proper safety precautions. Here are some of the more common causes of intentional injury and death at home and how to prevent members of your household from falling victim to them. Poisoning Many substances found in typical households contribute to poisonings each year. In recent years, prescription drug overdose has become one of the leading causes of unintentional poisonings. Prescription opioids and heroin killed more than 33,000 people in 2015, more than any year on record, says the U.S. Centers for Disease Control and Prevention. Nearly half of all opioid overdose deaths involve a prescription opioid. Safer, more effective alternatives to pain management may reduce the number of deaths linked to opioids. All medications should be kept out of the reach of children. Medications should be kept in original packaging

HOME IN THE COUNTRY

and taken only for prescribed reasons, and prescription drugs should never be shared.

Falling Falling is a concern at any age, but it is the No. 1 cause of death for individuals ages 71 and older, according to the NSC. Hazardous conditions at home, and not necessarily age, contribute to many instances of falling at home. Removing clutter, rearranging furniture to facilitate movement around the house, improving lighting and visibility, and installing grab bars in high-traffic areas are just some ways to reduce the likelihood of falling inside a home. Drowning The CDC reports that, between 2005 and 2014, there were an average of 3,536 fatal unintentional drownings (nonboating related) each year in the United States. That equates to about 10 deaths per day. Drowning remains a major concern for children age 14 and under. Summer swimming and boating-related activities can increase the risk of drowning as well. Instances of drowning can be prevented by providing barriers between homes and pools. Children should never be left unsupervised in the bath or near bodies of water. Adults should avoid alcohol when swimming or boating. Homeowners who are aware of common home hazards and take steps to reduce such hazards can dramatically lower the risk of accidents at their homes. Children should be supervised in baths and pools to reduce their risk of drowning. 50010

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SULLIVAN COUNTY DEMOCRAT

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Some L pointers about mulching

awns and gardens can often benefit from the laying of mulch. Mulch serves various purposes in lawns and gardens, and many experienced lawn and garden enthusiasts lay mulch to ensure their properties make it through spring, summer and fall unscathed. First-time homeowners with little or no landscaping experience may not understand the benefits of mulch, which can be used to strengthen soil and protect properties from the elements.

Colored mulches have the added advantage of dressing up a new bed while plants are still small.

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What is mulch? Mulch refers to a material spread around or over a plant to enrich and/or insulate its soil. Many homeowners prefer mulch made of wood chips, which is both effective and readily available. The U.S. Environmental Protection Agency notes that organic mulches, which include leaves, wood chips, compost or grass clippings, can be used by homeowners who want to develop eco-friendly landscapes. Why mulch? Mulching can benefit plants around a property in various ways. Many people lay mulch because the mulch helps soil retain moisture in the summer, when temperatures tend to be at their hottest. This can help plants survive summer heat waves. Mulch also can be used to suppress weeds. Weeds, which steal moisture plants need to build strong roots and survive summer, need light to grow. When laid correctly, mulch deprives weeds of the light they need to grow. Organic mulches can even provide homes for crickets and a type of beetle that feed on weed seeds. Mulch also can deter harmful pests depending on the type of mulch homeowners choose. When purchasing mulch, homeowners will have to choose between the aforementioned organic mulch or man-made mulches, which may be made of plastic or rubber. While man-made

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SULLIVAN COUNTY DEMOCRAT

keep harmful insects at bay. Compost is a type of organic mulch that may attract harmful insects. While that does not mean homeowners should shy away from using compost as mulch, they should know that they may need to employ organic insecticides to combat their unwanted guests. Mulch is a potentially valuable tool homeowners can use to improve the look and health of their properties.

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mulches may repel pests, they also can have adverse effects. Plastic, for example, can heat up in the summer and cause plants to burn. Certain organic mulches can repel insects that can threaten plants. Thatâ&#x20AC;&#x2122;s because the majority of organic mulches increase the amount of beneficial bacteria in the soil, and they also increase the presence of helpful insects that do not pose a threat to plant life. Those helpful insects help

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ecks add character and functionality to a home, increasing outdoor entertaining space and oftentimes improving the resale value of a home. Homeowners have various options when choosing decking materials, but one such option, composite decking, is growing in popularity. Decks used to primarily be made from pressure-treated lumber. While lumber remains a popular material, more and more homeowners are opting for composite decking products. As anyone who has pressure-washed, stained and sealed wood decks can attest, such spaces require lots of upkeep to look new year after year. Composite decks require much less maintenance, making them highly attractive to homeowners who would rather spend time using their decks instead of maintaining them. Composite decking is any type of decking material that is formulated from different recycled materials. The majority of these materials include hard plastic and wood shavings of pulp. Unlike wood, which can fade, crack and rot, composite decking, which has been available for roughly a decade, does not degrade quickly and requires very little upkeep. Available in a variety of wood colors to match outdoor decor, composite decks also can feature artificial wood grains to make them look similar to wood planks. Although composite decks are not completely impervious to the elements, with some occasional washing to impede

mold growth and new technology that has improved stain-resistance, many of the pitfalls of other materials can be avoided with composite decks. Composite decking fits in with ecofriendly lifestyles. The planks are made from recycled materials that would normally end up in landfills. Products from Trex, a popular composite decking manufacturer, are made from 1.5 million shopping bags and wood mill waste. As composite decks do not rot away and are long-lasting, they will not need to be replaced frequently, which is another eco-friendly benefit. When comparing composite decking brands, look mainly at the colors, materials used in the composition and the fastening systems. Many are fastened with regular deck screws, offers This Old House. The newer systems have channels for hidden fastening, and the composite deck tiles snap into place. Composite decks do have a few drawbacks. They can be expensive — nearly double the initial cost of wood decks. And although they don’t rot, composite planks can scratch. Without refinishing, damaged boards will need to be replaced. Harsh chemicals may fade color and damage the composite materials, so caution is needed. Composite decking remains an indemand choice for outdoor spaces. Low-maintenance and long-lasting, these decks have quickly become favorites among homeowners.

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othing epitomizes a home in the country more so than a post and beam cabin. It blends into the surrounding area seamlessly because it’s made of the same materials as the environment itself. Woodhaven Lodge, being offered by Malek Properties for $1,500,000, is the perfect combination of luxury and rustic appeal. This offering is a builder’s own home; planned, constructed and designed with every attention to quality and luxurious detail by prominent builder Mike Watkins. The owner of Woodstone Development, a custom home design and build firm, Watkins, has built dozens of homes in Sullivan County. He’s spent the past 10 years living in Woodhaven Lodge, which sits on more than six acres of land deep within The Chapin Estate in White Lake. Watkins, who is a member of the exclusive Monticello Motor Club and sits on the board for Bethel Woods Center for the Arts, is moving to his housing project adjacent to the Motor Club so that he can spend more time on the racetrack. Four bedrooms, three bathrooms and a large garage capable of fitting between three and four vehicles are just the beginning of what this house has to offer. The first thing that greets you as you pull up to the horseshoe driveway is the portecochère, allowing visitors to the home the ability to exit their car and remain protected from the weather. The Woodhaven Lodge’s porte-cochère and home structure is constructed from Douglas Fir post and beam with structural insulated panels on the walls and roof to create a well-insulated home. Upon entering the front door, you’re treated to an unobstructed view through the open floor plan of the deck that looks out over the backyard. Standing in the foyer on the walnut floors,

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At home with nature at Woodhaven Lodge STORY AND PHOTOS BY MATT SHORTALL

Above: The kitchen at Woodhaven is equipped with a double wall oven, a cook top with six burners, a griddle and a glass shelved bar. Opposite page: Natural light at Woodhaven compliments every room. Opposite bottom: hand carved detail above the wine racks. Left: The round dining room table hosts between six and eight people comfortably. Bottom left: The grand entrance to Woodhaven is sure to impress party guests. Below: The timber staircase near the front door that leads up to the loft is decorated with custom wrought iron leaves.

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At home with nature at Woodhaven Lodge STORY AND PHOTOS BY MATT SHORTALL

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HOME FEATURES MLS No.: 45745 Year Built: 2006 Community: Bethel Township Garage Spaces: 3.0 School District: Monticello Central ADDITIONAL DETAILS Appliances: Ceiling Fan(s), Central A/C, Countertop Range, Disposal, Dryer, Microwave, Refrigerator, Self Cleaning Oven, Timer Thermostat, Wall Oven, Washer Basement: Below Grade, Full, Other/See Remarks, Poured, Walk-Out Bathrooms: 3 Bedrooms: 6 Common Facilities: Clubhouse, GymFacilities, Pool Electric: Circuit Breaker Exterior: Log Exterior Amenities: Community Facilities, Community Pool, Deck, Dock, Garage Opener, Gated Community, Other/See Remarks, Porch Fuel: Fuel Tank Below Ground, LP Gas Heating: Forced Warm Air, Propane, Zoned Interior Amenities: Alarm, Cathedral Ceiling, Central Hall/Foyer, Family Room, Fireplace, Fireplace Equipment, Formal Dining Room, Glass, Great Room, Hardwood Floors, Insulated Windows, Master Suite, Other/See Remarks, Professional Suite, Stone, Tile, Woodwork Land Features: Circular Driveway, Corner, Gently Sloping, Lake Rights, Level, Mature Trees, Private, Professional Landscaping, Wooded Near (under 5 miles): Lake/Stream, Parks, Performing Arts Center, Racino, Shopping Present Usage: Residential Road: Private Sale/Rent: For Sale Sewer: Septic Style: Contemporary, Custom, Log, Two Story Utility Room: Level 1 Water: Drilled Well Water Heater: Gas, Storage

Above: Luxury abounds in the master bathroom with a copper tub, flatscreen TV, heated floors and a fireplace. Right: The master bedroom includes custom bark panelling behind the tv, allowing the outdoors to be enjoyed indoors as well. Below: The view down onto the living room from the loft gives you a sense of Woodhaven’s spacious open floor plan.

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you can’t help but turn your gaze upward to the 25-foot high cathedral ceiling. The dwelling covers over 7,000 square feet spread throughout the main floor, basement, loft, garage and guest apartment over the garage. Watkins first built the initial structure around 2006, but continued making additions and builder upgrades. Still under construction are the downstairs home theatre and the guest apartment. The home was designed to feel like a seamless extension of the woods surrounding it, with bark paneling in the loft and on the walls of the master bedroom, and a porch railing that resembles tree branches. Custom wood carvings adorn the kitchen and living rooms, while a floor-to-ceiling fireplace boasts stone construction. There’s even a baby grand piano that adorns the loft. Do you love to entertain? You’ll find no shortage of amenities in this home. The kitchen has a large island for preparing those meals or hors d'oeuvres for an intimate party or a large gathering. There’s plenty of counter space, a double oven and loads of kitchen cabinets. Luxury is paramount at Woodhaven with walk-in closets, warm wooden accents and a master bath that boasts a copper bathtub, and a flatscreen TV above a stone fireplace to keep you warm as you exit the shower that is big enough for two. Woodhaven sits inconspicuously on a corner lot with enough room out back for a pool, tennis court or really anything within the bounds of imagination.

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HOME IN THE COUNTRY At left: One of the guest rooms features a Douglass fir frame decorating the wall and polished walnut floor. Right: The master bedroom has a large walk-in closet with custom cubbies for shoes and plenty of room for anything else. Below: The loft looking out over the living room is the perfect place to put on a concert make a big announcement from.

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Not just homes but a reputation for excellence STORY BY DAN HUST

f you’ve admired the Catskill Brewery in Livingston Manor, Beaver Mountain Log Homes from Hancock, the Catskill Fly Fishing Center & Museum in Livingston Manor, or the Jeffersonville Animal Hospital, you’ve seen Jim and Scott Stevenson’s work. Blessed with talented hands and an eye for detail, the father-son duo have become the go-to team for some of the most beautiful log and stick-built homes in and around Sullivan County. This is where they live, after all, and they’ve built an impeccable reputation over Arrowbrook Construction’s 37 years. “Our clients are everything to us,” Scott nods. “We are blessed to work with our customers – people who are excited about making investments and building properties here in Sullivan County because they see the same

The mark of a well thought out house is foam insulation to moderate temperatures through all seasons and to save on energy expenses.

value that we do.” Jim, as a union framer in Rockland County, started Arrowbrook in 1980, ultimately moving full-time to the Catskills as his skills became more and more in demand. “I was raised on job sites with him, working summers,” recalls Scott, who’s partners with his dad and has 25 years’ carpentry experience under his own toolbelt. Their efforts span well over 100 homes from Roscoe to Pine Bush, having been featured in Field & Stream CONTINUED ON PAGE 20H

Scott, left, and Jim Stevenson are the innovative duo behind Arrowbrook Construction, and their handiwork can be seen right behind them (and in the image below) within and without this handsome log home near Swan Lake.

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SULLIVAN COUNTY DEMOCRAT

Granite countertops gleam from the midday sun and the rustic yet stylish kitchen lights. The glass backsplash above the range, the sleekly durable sink and faucet, the trim lines of the cabinetry showcase the attention to detail and beauty that goes into every Arrowbrook and Beaver Mountain home. Arrowbrookâ&#x20AC;&#x2122;s exacting methods perfectly meld with Beaver Mountain Log Homesâ&#x20AC;&#x2122; quality construction and materials.

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and Better Housekeeping, among other publications. They do their work literally from the ground up – and with usually just three homes on the docket per year, they put their full attention on each project. Take, for example, a 3,000-squarefoot log home near Swan Lake. “It took us 10 months to complete this house,” Scott explains. "One of us is always on site to make sure the job goes as planned." Some of the features Arrowbrook recommends give today’s log homes a brighter and more contemporary feel. Like adding two extra courses of logs to raise ceiling heights and/or sheet rocking, and painting more interior CONTINUED ON PAGE 22H

A magnificent four-post bed graces one of the Swan Lake log home’s guest rooms, ready to welcome family and friends for another memorable reunion.

A. ALPORT & SON INC.

VISIT OUR SHOWROOM IN SOUTH FALLSBURG, NY NY STATE WBE CERTIFIED | (845) 434-7500 | www.alport.com

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â&#x20AC;&#x153;ALL UNDER ONE ROOFâ&#x20AC;? Homes for Sale Rental Homes

Land for Sale Vacation Homes

A cozy nook occupies a corner of the loft, overlooking the living room and westfacing windows perfect for gazing upon a Sullivan County sunset.

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TREE WORKS Dangerous Tree Removal Stump Grinding Logging

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Comprehensive visual inspections and commercial inspections conducted in accordance with New York Stateâ&#x20AC;&#x2122;s Standards of Practice single family home, vacation home, investment properties, to multi family structures.

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6WUXFWXUDO ([WHULRU 5RRI DQG $WWLF 3OXPELQJ Water heaters, furnaces, central air conditioning, duct work, chimney, and Ă&#x20AC;UHSODFH (OHFWULFDO $SSOLDQFHV *DUDJH Slab, walls, ceiling, vents, HQWU\ Ă&#x20AC;UHZDOO JDUDJH door, openers, lights, receptacles, exterior, windows and roof. $OVR DYDLODEOH IRU DQ DGGLWLRQDO IHH :DWHU %DFWHULD 6HSWLF '\H DQG 5DGRQ WHVWLQJ

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Phone # 845-798-2100 Matthew Costa NYS Licensed Home Inspector #16000067140 NYS Licensed Mold Assessor #00663 COURTESY AND PROFESSIONALISM 6HUYLQJ 6XOOLYDQ &RXQW\ 8OVWHU &RXQW\ DQG 6XUURXQGLQJ &RXQWLHV Â&#x2021; 9HWHUDQÂśV 'LVFRXQW 0HPEHU RI 6XOOLYDQ &RXQW\ &KDPEHU RI &RPPHUFH %RDUG RI 5HDOWRUV

50186

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47718

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:( 75($7 <28 /,.( $ 3(5621 NOT A POLICY. For a free coverage review and no-obligation quote, contact me today. Katrina Graby

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Mulch â&#x20AC;˘ Beach Sand â&#x20AC;˘ Decorative Stone â&#x20AC;˘ Bluestone â&#x20AC;˘ Field Stone â&#x20AC;˘ Cultured Stone â&#x20AC;˘ Landscape Fabric â&#x20AC;˘ Retaining Walls â&#x20AC;˘ Patio Pavers â&#x20AC;˘ Cement Block â&#x20AC;˘ Coal â&#x20AC;˘ Wood Pellets â&#x20AC;˘ Grass Seed â&#x20AC;˘ Ballfield Clay â&#x20AC;˘ Much More ....

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The plumbing of an Arrowbrook home can include separate water lines for each bathroom, kitchen, mudroom, etc., allowing homeowners to drain and turn off each independent of one another, depending on their needs or the season.

partitions to allow for colors. The Stevensons also have their preferred list of subcontractors who will outfit an Arrowbrook home to the highest level of quality. And they make sure to patronize all the local suppliers â&#x20AC;&#x201C; whatever lumberyard is the closest to the homebuilding site, for example, gets their business, equally spreading the wealth. And the service doesnâ&#x20AC;&#x2122;t end after youâ&#x20AC;&#x2122;ve moved in. Arrowbrook offers a year-long warranty, but in reality, dad and son will respond to any issue whenever the homeowner needs them. â&#x20AC;&#x153;We offer a 12-month warranty, but itâ&#x20AC;&#x2122;s really indefinite,â&#x20AC;? says Jim. â&#x20AC;&#x153;If itâ&#x20AC;&#x2122;s something weâ&#x20AC;&#x2122;ve done, weâ&#x20AC;&#x2122;ll take care of it, no problem.â&#x20AC;? â&#x20AC;&#x153;We treat our clients like gold,â&#x20AC;? affirms Scott, â&#x20AC;&#x153;often developing friendships that last for years to come.â&#x20AC;? To find out more, visit arrowbrookconstruction.com or call 845-3417163.

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â&#x20AC;˘ Premium Kubota Diesell Engines, 25.5 â&#x20AC;&#x201C; 39 HP* â&#x20AC;˘ Avvailable in 2 Wheel Driive and 4 Wheel Drive â&#x20AC;˘ Rear Discharge 60" and d 72" Decks, 5.5" Deep â&#x20AC;˘ 60" and 72" Side Discharge Decks, 6" Deep â&#x20AC;˘ Performance-Matched Implements and Accessories

Marshall Machinery

348 Bethel School Road, Route 652, Honesdale, PA 18431 570-729-7117 Financing www.marshall-machinery.com

w .kubota.com www *For complete warranty, safety and product information, consult your loocal Kubota dealer and the produuct operatorâ&#x20AC;&#x2122;s manual. Power (HP/KW) and oother speciďŹ cations are based onn various standards or recommended practicces. Optional equipment may be b shown. ÂŠ Kubota Tractor Corporation, 2016

â&#x20AC;˘ Organic Gardening Methods â&#x20AC;˘ Stone walls, Patios & Paths â&#x20AC;˘ Trees & Flowering Shrubs â&#x20AC;˘ Pool Landscapes â&#x20AC;˘ Water Gardens & Waterfalls

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51239

Commercial Wa alk Beh hind Mowers

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Horton & Associates Registered Architects

(845) 888-4248 jcharch@hvc.rr.com

33412

113 Sullivan Street P.O. Box 938 Wurtsboro, NY 12790

Del lano a Vill lag age Mobile Home Park a

From the stairs to the furnishings to the art on the wall, natural materials are reflected in every corner of this beautiful log home.

Ne ew Homes Available A

4 Dom Drive, Monticello, N NY 845-794-3031 kandi.delanovillage e@verizon.net

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Celebrating 30 Years!

Exposed waterworks give this bathtub a modern yet old-fashioned flair, and the movable rack ensures the soap and shampoo are never out of reach.

45084

845-292-2686

New Homes Log Homes Total Renovations Additions Custom Kitchens %DWKV 'HFNV :LQGRZV 'RRUV 6LGLQJ 6WUXFWXUDO 5HSDLUV *DUDJHV 'U\ZDOO 0HWDO 6WXGV Acoustical Ceilings -DFNLQJ /HYHOLQJ

CLGU-114248 15578

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50169

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P.O. Box 156 533 Broadway, Monticello, NY 12701

Glenn Smith President

22413

GLENN L. SMITH, P.E. CONSULTING ENGINEER, P.C.

Ph: (845) 796-2216 Fax: (845) 796-2716 Email: gsmith.pepc@verizon.net

“A Lifetime of Enjoyment”

49316

10606

CREATIVELandscaping EARTH

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49235

www.

Joe Johonnes 845-468-0130 21253

• Stonework • Patio • Retaining Wall & Walkway Installation • Flower Beds & Gardens • Ponds & Waterfalls • Fencing

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6SDFLRXV EHGURRP EDWK farmhouse on 15.7 acres with barn is WKH LGHDO FRXQWU\ JHW DZD\ /RFDWHG just beyond Youngsville NY this well appointed home has an enclosed KHDWHG ZUDSDURXQG SRUFK ODUJH OLYLQJ URRP EHDXWLIXO ZRRGZRUN VWDLQHG JODVV DQG D ZRUNLQJ 0RQDUchwood & electric kitchen stove which all add to the feeling of going back to an earlier time. There is a two car garage and barn on the property. 1HDU -Há&#x201A;&#x2021;HUVRQYLOOH %HWKHO :RRGV DQG WKH 'HODZDUH 5LYHU 0/6 45783.....2á&#x201A;&#x2021;HUHG DW .

No Closing Cost Mortgage!*

The no closing cost option is a discounted package of settlement services offered to applicants as part of Jeff Bankâ&#x20AC;&#x2122;s program for the payment of mortgage origination, mortgage loan settlement, bank title search and title insurance costs. *A maximum credit of $6,500.00 will be applied to the payment of mortgage fees. Amount in excess will be paid by borrower(s). A traditional closing cost option is also available for this program. The no closing cost is available for single family, primary and secondary, owner-occupied properties. Vacant land, seasonal, mixed use, condos, and townhouse properties are not eligible for this program. Offer cannot be combined with any other offer or discount. Refinance of existing Jeff Bank mortgage loans are not eligible for this program. Other programs are available for other properties and loan types. Applicant will be required to pay the standard appraisal fee of $425.00. Applicant will be responsible at closing for payment of interim interest and for funding an escrow account for real estate taxes and insurances. Applicant will also be responsible for payment of all settlement items between applicant, as buyer, and seller for the purchase of applicantâ&#x20AC;&#x2122;s home, and for applicantâ&#x20AC;&#x2122;s attorney fees. Early payment premium will apply for the first 3 years. Other programs are available without an early payment premium. Subject to credit approval with a median credit score(s) of 700 or higher. Jeff Bank reserves the right to discontinue the No Closing Cost Mortgage at any time. Additional terms and conditions may apply.

(845) 48 2-4000 www.jeffbank .com www.facebook.com/jefferso nvil lebank NMLS ID # 405318 50333 38659 32499

50444

Still Banking Strong!

25H

Spacious home 3BR/ 2BA on two beautiful level acres in the Township of Bethel just a few short minutes to the Bethel Woods Center for The Arts. Home is heated by propane and also has its own state of the art coal furnace with a full basement currently used as a workshop. This home is close to -Há&#x201A;&#x2021;HUVRQYLOOH DQG %HWKHO 0/6 43957.....2á&#x201A;&#x2021;HUHG DW

0RGHUQ RSHQ Ã&#x20AC;RRU SODQ ZHOO DSpointed farmhouse situated on /DNHIURQW +RPH RQ /DNH 0XV- 19.2 acres w/325â&#x20AC;&#x2122; of frontage on NRGD\ 7KLV EHGURRP EDWK Sprague Brook. The focal point of \HDU URXQG FRORQLDO LV ULFKO\ Â¿Q- the living room to kitchen is the LVKHG LQ NQRWW\ SLQH DQG LV RYHU Tuli-Kivi Finnish soapstone wood VTXDUH IHHW 7KLV VSDFLRXV stove which not only heats the enhome has great entertaining space tire home but on the kitchen side ZLWK DQ RSHQ Ã&#x20AC;RRU SODQ ODUJH OLYLQJ of the stove is a bread/pizza oven URRP ZLWK ZRRG EXUQLQJ Â¿UHSODFH for home made culinary creativity WKDW Ã&#x20AC;RZV LQWR WKH NLWFKHQ +RPH and fun. Attached guest cottage KDV D Â¿UVW Ã&#x20AC;RRU EHGURRP DQG IXOO Z Â¿UHSODFH DQG VWRYH ZLWK NLWFKHQ bath and 3 additional bedrooms bedroom and bathroom. Two-story RQ VHFRQG Ã&#x20AC;RRU LQFOXGLQJ D ODUJH barn with loft to serve as a studio master suite with stunning elevated or workshop and a childrenâ&#x20AC;&#x2122;s playviews of the lake. Tastefully updat- house. Conveniently located 4.5 HG WKLV KRPH ERDVWV PDQ\ PDQ\ PLOHV IURP /LYLQJVWRQ 0DQRU DQG UHFHQW XSJUDGHV WKURXJKRXW 0/6 ,QWHUVWDWH , 0/6 2á&#x201A;&#x2021;HUHG DW 46412..... 2á&#x201A;&#x2021;HUHG DW

One Grand Books is now open

One BooksNarrowsburg is now open at 60Grand Main Street, at of60 Main Street, Narrowsburg Browse our selection books curated exclusively for One Grand by notable people

Closets Æ&#x2021; Garage Æ&#x2021; Laundry Room Pantry Æ&#x2021; Home Office Æ&#x2021; and More! Now offering Murphy Beds!

such as Gloria Steinem, Alice Waters, Ta-Nehisi Coates, Michael Pollan, and Frank Rich. Enjoy a complimentary cup of tea from our pantry, or a glass of wine on Friday evenings. Open: Saturday 12-6 Sunday: 12-5

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