MINIMUM VOLATILITY SOLUTIONS

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Equity Strategist Minimum Volatility Equity Solutions – Euro Stoxx 50 Index October 2012

Q M S Advisors .

This material does not constitute investment advice and should not be viewed as a current or past recommendation or a solicitation of an offer to buy or sell any securities or to adopt any investment strategy.

.

tel: 078 922 08 77 e-mail: info@qmsadv.com website: www.qmsadv.com


Minimum Volatility Strategy Risk Efficiency in Passive Investing GOAL

Enhancing Long-Term Portfolio Performance while Diminishing Equity Risks

Ø Delivering the best risk/return trade-of: Ø Since the 1960s, the capital asset pricing model (CAPM) brought an elegant solution to the optimization problem, arguing that the most efficient portfolio is necessarily a broad market portfolio weighted by market capitalization of stocks. Ø This corresponds to performing mean-variance optimization with market implied forecasts of risk and returns.

Ø Market-capitalization weighted portfolio Ø The only portfolio that is truly "passive" in its objective on the mean-variance frontier is the Minimum Variance Portfolio (MVP). Ø MVP is an optimal portfolio that is constructed by minimizing portfolio variance. The minimum variance construction does not use stocks' expected returns as inputs, and relies only on the covariance matrix.

Ø Risk-efficient passive equity allocation: Ø There is a growing body of evidence of outsized ex-post risk-adjusted performance of minimum variance portfolios. Q.M.S Advisors

| tel: +41 (0)78 922 08 77 | e-mail: info@qmsadv.com | website: www.qmsadv.com

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Minimum Volatility Strategy Risk Efficiency in Passive Investing Based on Historical Weekly Data from December 29th 2006 to the October 12th 2012 Historical Returns Historical Volatility Historical Returns/Risk Ratio Maximum Drawdown Historical Skewness Historical Kurtosis Jarque-Bera Jarque-Bera: Chi-Test

Eurostoxx 50 Low Volatility TR (*) Strategy (*) -8.792% 27.08% -0.3247 -62.75% -1.16 3.79 248 0.99

2.550% 20.39% 0.1250 -46.73% -1.50 6.67 674 0.00

Attractive historical statistical features Ă˜

The low volatility strategy offers attractive statistical features whether considered on a standalone or total portfolio basis, and this despite the extreme market environment considered in our analysis.

Source: Bloomberg, QMS Advisors

Q.M.S Advisors

| tel: +41 (0)78 922 08 77 | e-mail: info@qmsadv.com | website: www.qmsadv.com

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Minimum Volatility Strategy Performance Based on Historical Data from Dec 29th 2006 to Oct 12st 2012 140

Historical Performance - Base 100 on December 26th 2006

120

115.75

100

80

60

58.60

40

20

0 29.12.06

29.06.07

29.12.07

29.06.08

29.12.08

29.06.09

29.12.09

29.06.10

29.12.10

29.06.11

29.12.11

29.06.12

-20 Performance Differential: Low Volatility Strategy (*)

Performance: Eurostoxx 50 TR (*)

Performance: Low Volatility Strategy (*)

Q.M.S Advisors

| tel: +41 (0)78 922 08 77 | e-mail: info@qmsadv.com | website: www.qmsadv.com

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Minimum Volatility Strategy Significantly Reduced Volatility Based on Historical Data from Dec 29th 2006 to Oct 12st 2012 50%

-35%

40% -25% 35% -20%

30%

25%

-15%

20% -10% 15%

Volatility Differential (in %, inverted scale)

-30%

-5% 10%

Volatility Differential: Low Volatility Strategy (*)

04.09.2012

04.07.2012

04.05.2012

04.03.2012

04.01.2012

04.11.2011

04.09.2011

04.07.2011

04.05.2011

04.03.2011

04.01.2011

04.11.2010

04.09.2010

04.07.2010

04.05.2010

04.03.2010

04.01.2010

04.11.2009

04.09.2009

04.07.2009

04.05.2009

04.03.2009

04.01.2009

04.11.2008

04.09.2008

04.07.2008

04.05.2008

0% 04.03.2008

5% 04.01.2008

Volatility (52 Weeks Rolling in % p.a.)

45%

Volatility (Rolling 52 Weeks) Eurostoxx 50 TR (*)

Volatility (Rolling 52 Weeks) Low Volatility Strategy (*)

Q.M.S Advisors

| tel: +41 (0)78 922 08 77 | e-mail: info@qmsadv.com | website: www.qmsadv.com

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Minimum Volatility Strategy

-2

28.08.2012

28.06.2012

28.04.2012

28.02.2012

28.12.2011

28.10.2011

28.08.2011

28.06.2011

28.04.2011

28.02.2011

28.12.2010

28.10.2010

28.08.2010

28.06.2010

28.04.2010

28.02.2010

28.12.2009

28.10.2009

-1

28.08.2009

0.4

28.06.2009

0

28.04.2009

0.6

28.02.2009

1

28.12.2008

0.8

28.10.2008

2

28.08.2008

1

28.06.2008

3

28.04.2008

1.2

28.02.2008

4

28.12.2007

Information Ratio (52 Weeks Rolling)

Based on Historical Data from Dec 29th 2006 to Oct 12st 2012

Information Ratio Differential (52 Weeks Rolling)

Consistently Higher Information Ratios

0.2

0

Information Ratio Differential: Low Volatility Strategy (*)

Q.M.S Advisors

Information Ratio: Eurostoxx 50 TR (*)

Information Ratio: Low Volatility Strategy (*)

| tel: +41 (0)78 922 08 77 | e-mail: info@qmsadv.com | website: www.qmsadv.com

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Q.M.S Advisors Max. Drawdown Differential: Low Volatility Strategy (*)

| tel: +41 (0)78 922 08 77 | e-mail: info@qmsadv.com | website: www.qmsadv.com 29.08.2012

29.06.2012

29.04.2012

29.02.2012

29.12.2011

29.10.2011

29.08.2011

29.06.2011

29.04.2011

28.02.2011

29.12.2010

29.10.2010

29.08.2010

29.06.2010

29.04.2010

28.02.2010

29.12.2009

29.10.2009

29.08.2009

29.06.2009

29.04.2009

28.02.2009

29.12.2008

29.10.2008

29.08.2008

29.06.2008

29.04.2008

29.02.2008

29.12.2007

29.10.2007

29.08.2007

29.06.2007

29.04.2007

28.02.2007

29.12.2006

Maximum Drawdown from December 29th 2006 (in %)

Based on Historical Data from Dec 29th 2006 to Oct 12st 2012 0%

-10%

-20% 38%

-30% 28%

-40%

-50% 18%

-60%

-70% M. Drawdown Differential (in %)

Minimum Volatility Strategy

Reduced Drawdown Risks 58%

48%

8%

-2%

Maximum Drawdown: Eurostoxx 50 TR (*)

Maximum Drawdown: Low Volatility Strategy (*)

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Minimum Volatility Strategy Comparative Distribution of Weekly Returns Based on Historical Data from Dec 29th 2006 to Oct 12st 2012 25%

100%

90%

FrĂŠquence (nombre d'observations)

20%

80%

70%

15%

60%

50%

10%

40%

30%

5%

20%

10%

0%

0% -20% -18% -16% -14% -12% -10% -8% Low Volatility Strategy (*)

Q.M.S Advisors

-6%

-4%

-2%

0%

Eurostoxx 50 TR (*)

2%

4%

6%

8%

10% 12% 14% 16% 18% 20% 22%

Eurostoxx 50 TR (*)

Low Volatility Strategy (*)

| tel: +41 (0)78 922 08 77 | e-mail: info@qmsadv.com | website: www.qmsadv.com

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Minimum Volatility Strategy Relative Weekly Distribution of Returns Based on Historical Data from Dec 29th 2006 to Oct 12st 2012

15%

y = 0.725x + 0.002 R2 = 0.928

10%

Low Volatility Strategy (*)

5%

0% -30%

-25%

-20%

-15%

-10%

-5%

0%

5%

10%

15%

-5%

-10%

-15%

-20%

-25%

-30%

Q.M.S Advisors

Eurostoxx 50 TR (*) | tel: +41 (0)78 922 08 77 | e-mail: info@qmsadv.com | website: www.qmsadv.com

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Minimum Volatility Strategy A Simple Approach to Higher Portfolio Efficiency Ø

Low Volatility Strategies offer a simple, transparent and highly customizable way to tap one of the most recognized and documented source of alpha: Ø

This passive strategy utilizes a systematic approach that does not rely on forecasts of stock returns and uses as input only the covariance matrix.

Ø The portfolio resulting from minimum variance optimization has the smallest ex-ante volatility, and exhibits a significant reduction in ex-post risk as well, with respect to the selected benchmark Ø Historically the strategy has produced significantly higher returns with lower realized volatility when compared to its benchmark; resulting in attractive Sharpe ratios. Ø Empirical evidence shows that the design of the optimization problem plays a much greater role when assuming homogeneous return estimates. This in turn results in allocations that maintain their promise: exhibiting lower risk in the future while giving full exposure to the equity market Q.M.S Advisors

| tel: +41 (0)78 922 08 77 | e-mail: info@qmsadv.com | website: www.qmsadv.com

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