• Thoughtfully designed communities in scenic Hudson Valley settings
Assisted Living | Memory Care 582 Memorial Drive Pearl River, NY 10965 845-735-6846
*Assisted Living 168 Schoolhouse Road Chestnut Ridge, NY 10977 845-620-0606 50+ Senior Living | *Assisted Living 40 Hospital Road Tuxedo, NY 10987 845-351-0000
Medicaid
*Assisted Living 70 Fulton Street Middletown, NY 10940 845-341-1888
Dear Valued Readers,
Welcome to the 40th edition of the Seniors Blue Book. With each passing edition the Seniors Blue Book continues to grow in size, accessibility, and information. I want to offer you my heart felt thanks for continuing to turn to and trust the Seniors Blue Book as your primary go to source for anything and everything that is related to seniors, caregivers and their well being.
It is our mission to provide you with all possible options and opportunities that are available in an easy to read format. The guide is broken down into three main sections; Community Resources and Services, Home Health Care & Non-Medical Home Care Agencies and Senior Housing. We include definitions of these services and indicate which companies offer these in the appropriate Home Health and Housing Grids.
We continue to offer the Solutions for Seniors resource help line at 973-560-0064 for those that need help navigating the information within our publication and website and to offer FREE assistance to those that wish to ask for our information assistance.
SeniorsBlueBook.com is our dynamic website that will not only offer all of the information listed in the Seniors Blue Book, but empower the viewer to find local events and activities and post their own events and activities. The community calendars will be interactive and I am expecting avid participation from both seniors and their providers. SeniorsBlueBook.com will also be offering senior professionals their own senior calendar for networking opportunities, promotion of their own events and job opportunities. The community calendars are only a smidgen of the new information that will be available on SeniorsBlueBook.com. Please log on and check it out for yourself. I promise that you will bookmark SeniorsBlueBook.com and come back again and again. Thank you for your continued support and give me a call or an e-mail if you have any suggestions or comments that will further enhance the Seniors Blue Book.
Sincerely,
Brian Eckert Publisher
Isaza
Additional copies of this Directory are available FREE at most of the gathering places for seniors, many of which are featured in the Seniors BLUE BOOK .
Give us a call at (973) 560-0064 and we will direct you to the location nearest you. Copies are available by mail for $2 shipping and handling.
The contents of this book may not be reproduced either in whole or in part without consent of the publisher. Every effort has been made to include accurate data, however, the publisher cannot be held liable for material content or errors. Copyright 2024 by Seniors Resource Guide of New Jersey.
HOME HEALTH CARE SKILLED AND
AGENCIES
(continued on next page)
ADULT DAY SERVICES continued
BERGEN COUNTY
B ergen Family Ctr ADC Program, 44 Armory St, Englewood.. 201 568-0817
Broadway Adult Day Care, 24-20 Broadway, Fairlawn ............... 201 797-1177
CareWay Medical Adult Day Care, 511 Mola Blvd, Elmwood Pk .... 201 773-0779
Golden Adult Day Care Center, 53-57 W Fort Lee Rd, Bogota ....... 201 457-1007
Holy Name Medical Center Adult Day Away Program .............. 201 833-3757
Kaplen Adult Reach Center (ad on page 7)
411 E Clinton Ave, Tenafly .................................... 201 569-7900 x439
Long Life Adult Day Care Center
596 Anderson Av, S 110, Cliffside Park........................................... 201 943-7111
Magnolia Adult Day Care
2300 3rd St, Fort Lee ................................................................... 201 482-4500
New Life Adult Medical Day Care, 340 Evelyn St, Paramus ... 201 265-0606
Northern Valley Adult Day, 2 Park Ave, Dumont ......... 201 385-4400 x3084
Senior Connections, 164 Franklin Tpk, Waldwick .................... 201 857-3558
Senior Social Club at Allendale Community for Senior Living ...................................................................... 201 903-9854
Sunshine Adult Day Care Home 16 N Washington Av, Bergenfield................................................ 201 387-8500
Valley Brook Ctr (South Bergen Mental Health Ctr, Inc) 516 Valley Brook Ave, Lyndhurst ...........................................201 935-3322
PASSAIC COUNTY
A Plus Adult Medical Day Care, 575 18th St, East Paterson .... 973 977-9100
Caring of Prospect Park, 262 N 10th St, Prospect Park .......... 973 904-9042
Buckingham Adult Medical Day Ctr
316 N 6th St, Prospect Pk.......................................................... 973 904-3875
Passaic Cty Adult Day Care, 930 Riverview Dr, S-200, Totowa.... 973 569-4080
Paterson Adult Day Center, 163 Rosa Parks Blvd, Paterson ....... 973 345-5853
1006 Hamburg Tpke, Wayne ............................................. 973 696-9030
Second Home Adult Medical Day Care
100 Hamilton Plaza, 1st Flr, Paterson ................................... 973 523-3179
Second Home Adult Medical Day Care, 63 Grove St, Passaic .. 973 779-4228
Senior Care of Totowa, 120 Commerce Way, Totowa ..............973 890-5888
Sweet Home Adult Med Day Care, 45 E Madison Ave, Clifton .....973 478-4200
Did you know someone develops Alzheimer’s every 65 seconds?
With over 500,000 New Jersey residents living with Alzheimer’s we want you to know the Alzheimer’s Association is here to help.
We provide the following Programs and Services to help.
Your support of these Signature Events enable us to provide our Programs and Services to families and communities of care throughout New Jersey.
The Greater New Jersey Chapter Headquarters is located in Florham Park. To learn more about becoming a volunteer or to make a tax-deductible donation, please visit alz.org/nj.
FOR SPECIFIC ILLNESS
CARE MANAGEMENT
Care management agencies provide assistance and guidance in coordinating long term care, in-home care, or other services based on needs assessment and an individualized care plan.
Arosa (ad on page 67) .............................................................. 201 883-1200
Generations Care Management (ad on page 15)
336 W Passaic St, Rochelle Park ......................................
Jewish Home at Home (ad on page 43)
10 Link Dr, Rockleigh .....................................................
CARE MANAGEMENT –NOT FOR PROFIT
BERGEN COUNTY
B ergen County Division of Senior Services
One B ergen County Plaza, Hackensack ............................... 201 336-7400
B ergen Family Center, 44 Armory St, Englewood ................... 201 568-0817
Bergen New Bridge Medical Center (ad on page 32)
230 E Ridgewood Ave, Bldg 5, Paramus........................... 201 967-4000
Catholic Charities B ergen Care Mgmt Program 57 Pink St , Hackensack............................................... 201 265-3840 x226
Christian Health Care Center (ad on page83) 301 Sicomac Ave, Wyckoff ............................................... 201 848-5200
Heightened Independence & Progress 131 Main St , Ste 120, Hackensack ...................................... 201 996-9100
Jewish Family Service, 1485 Teaneck Rd, Teaneck ................... 201 837-9090
Jewish Home at Home (ad on page 43)
10 Link Dr, Rockleigh ..................................................... 201 750-4247
930 River view Dr, Ste 200, Totowa .................................... 973 569-4060
CONSUMER AFFAIRS – LEGAL
CONSUMER AFFAIRS – LEGAL
COUNSELING & MENTAL HEALTH
COUNTY HEALTH DEPARTMENTS
DENTAL HOME SERVICES
DENTAL RESOURCES
DENTURES
EDUCATIONAL ACTIVITIES
ELDER ABUSE PREVENTION
EMERGENCY RESPONSE SYSTEMS
A Personal Emergency Response System (PERS) is an electronic device designed to let you summon help in an emergency. A PERS has three components: a small radio transmitter (a help button carried or worn by the user); a console connected to the user’s telephone; and an emergency response center that monitors calls. When emergency help (medical, fire, or police) is needed, the PERS user presses the transmitter’s help button. It sends a radio signal to the console. The console automatically dials an emergency response center where the caller is identified. (continued on page 23)
Tailored Legal Services for Your Specific Needs
Wills, Trusts, and Estates
Probation Administration of Estates
Elder Law
Medicaid Asset Protection Trusts
Real Estate | Business Succession Planning 973-567-3295 - LOBEJ.com/bp
EMERGENCY RESPONSE SYSTEMS
continued from page 20
The center will try to determine the nature of the emergency. If the center cannot contact you or determine whether an emergency exists, it will alert emergency service providers to go to your home.
Alzheimer’s Association (ad on page 11)
EMERGENCY ROOMS
BERGEN COUNTY
Emergency Dept at Holy Name Medical Center 718 Teaneck Rd, Teaneck ....................................................... 201 833-3210
Emergency Center at Bergen New Bridge Medical Center 230 E Ridgewood Ave, Paramus ......................................... 201 967-4000
The Valley Hospital Emergency Room 223 N Van Dien Ave, Ridewood .......................................... 201 447-8300
PASSAIC COUNTY
Chilton Memorial Hospital Emergency Services 97 West Pkwy, Pompton Plains ............................................ 973 831-5078
Emergency Dept at Saint Mary’s Hospital 350 Boulevard, Passaic ........................................................973 365-4489
St . Joseph’s Regional Medical Center Emergency Dept 703 Main St , Paterson ........................................................ 973 754-2000
St . Joseph’s Wayne Hospital Emergency Dept 224 Hamburg Tpk, Wayne .................................................. 973 956-3300
EMPLOYMENT & VOLUNTEER OPPORTUNITIES
ENERGY RESOURCES
ENERGY RESOURCES
continued
ESTATE LITIGATION AND WILL DISPUTES
ESTATE PLANNING & WILLS
FALL PREVENTION SPECIALIST
FINANCIAL ASSISTANCE
FITNESS & WELLNESS PROGRAMS
Housing and Resources for Aging Well
FITNESS & WELLNESS PROGRAMS continued
Greater B ergen County New Milford Center 1092 Carnation Dr, New Milford ....................................... 973 758-9622
HealthyLiving Program at Holy Name Medical Ctr 718 Teaneck Rd, Teaneck ............................................... 877 HOLY-NAME
Kaplen Adult Reach Center (ad on page 7) 411 E Clinton Ave, Tenafly ....................................
Stroke Activity Exercise Grp at Kessler Institute for Rehab 300 Market St, Saddle Brook.............................................201 368-6000
The Fitness Center at Hackensack U Med Center 60 Second St......................................................................201 966-3590 YMCA of Ridgewood, 112 Oak St, Ridgewood ........................ 201 444-5600
PASSAIC COUNTY
A Matter of Balance - NORWESCAP RSVP (Managing Concerns About Falls) ........................................
Move Today - NORWESCAP RSVP (Resistance Band Exercises) .................................................
Dietetic Association ............................................... 800 366-1655 Chefs for Seniors (Bergen County) .......................................... 201 416-4175 Food and Nutrition Information Center ................................. 301 504-5719 New Jersey Department of Senior Affairs ................................ 609 943-3345 SNAP ..................................................................................... 800 687-9512
BERGEN COUNTY
55 Kip Center, 55 Kip Ave, Rutherford .................................... 201 460-1600
Americas Unidas Multicultural Senior Center 133 River St, Hackensack ...................................................... 201 646-3567
B ergenfield Sr Activity Ctr, 293 Murray Hill Terrace, Bergenfield.....................................201 387-7212
Catholic Community Srvcs
540 Hudson St , 1st Flr, Hackensack .....................................201 440-7077
Center for Food Action (Emergency Food)
192 Demarest Ave, Englewood ............................................ 201 569-1804 (continued on next page)
Ambulatory Clinic Appointments .................................... 201 225-7130 – B ehavioral Health Access Center ................................... 800 730-2762 – Colon Cancer Screening Center .....................................201 225-7640 – L ong Term Care Admissions .......................................... 201 967-4073 – Pastoral Care Services ..................................................... 201 967-4177 – Volunteer Program ......................................................... 201 967-4615
(continued on page 34)
Bergen New Bridge Medical Center
Connecting compassionate, quality care to our communities
Bergen New Bridge Medical Center, a clinical affiliate of Rutgers, is a 1,070-bed hospital located at 230 East Ridgewood Avenue in Paramus, NJ. The Medical Center is both the largest hospital and licensed nursing home in NJ and the fourthlargest publicly-owned hospital in the nation.
Bergen New Bridge, a not-for-profit safety net facility, provides high-quality comprehensive services, including acute and ambulatory care from Rutgers New Jersey Medical School and community physicians, mental health and substance use disorder treatment, and long-term care to the greater Bergen County community. The Medical Center, including its Long-Term Care Division, is fully accredited by The Joint Commission and is in network with all major New Jersey commercial insurance plans covering 99.89% of NJ residents.
mammography), and more than 26 medical specialties available through its Ambulatory Care Center. The Medical Center is a Veterans Community Care Provider proudly serving the healthcare needs of veterans and is a Leader in LGBTQ Healthcare Equality in the Human Rights Campaign (HRC) Healthcare Equality Index (HEI).
We follow COVID-19 CDC Guidance including frequent and deep cleaning and disinfection, temperature and COVID-19 symptoms screening, staff testing, mandatory masking, social distancing.
Long Term Care at Bergen New Bridge
The Medical Center is a full-service hospital with a 24/7 emergency department, surgical suites, physical rehabilitation, pharmacy, laboratory, radiologic services (including digital
Families trust Bergen New Bridge Medical Center to provide comprehensive, high-quality long term care services for their loved ones.
Share Independent Living for Active Seniors (ad on page 72) ................................................................
DIAL - Center for Independent Living, is part of a statewide network of nonresidential centers designed and operated to provide services to individuals with significant disabilities. Services include: Information and Referral, Advocacy, Peer Support, Independent Living Skills Training, and Recreation Services. The agency has 34 year history of serving consumers living with disabilities that reside in Passaic and Essex Counties.
JOB PREPARATION
Workforce Development Board of Passaic County (ad on page 52) ................................ 973 569-4020
LIBRARIES
BERGEN COUNTY
B ergenfield Public Libr, 50 W Clinton St, Bergenfield ............ 201 387-4040
B ogota Public Library, 375 Larch Ave, Bogota .......................... 201 488-7185
Outpatient B ehavioral Health Services at Seton Center
5 30 Main Ave, Passaic ........................................................ 973 470-3056
St . Joseph’s Regional Medical Center
703 Main St , Paterson ........................................................ 973 754-2000
MOBILITY EQUIPMENT
Mobility Equipment dealers specialize in serving the mobility needs of the elderly and physically challenged. This includes stairlifts and wheelchair lifts, ramps, elevators, walk-in tubs as well as customized equipment like wheelchair vans and reduced effort driving controls. For more information call our Seniors Resource Line at 973-560-0064.
PRESCRIPTION ASSISTANCE AND DISCOUNT CARDS PROVIDERS
RAILINGS
REHABILITATION FACILITIES
REHABILITATION FACILITIES
Complete Care at Inglemoor (ad on page 2)
333 Grand Ave, Englewood ............................................ 833 4CCAdmit
Complete Care at Milford Manor (ad on page 2) 69 Maple Rd, West Milford ........................................... 833 4CCAdmit
Complete Care at Regent (ad on page 2) 50 Polify Rd. Hackensack .............................................. 833
Complete Care at Wayne Hills Rehab & Respiratory (ad on page 2) 130 Terhune Dr, Wayne .................................................. 833 4CCAdmit Emerson Health & Rehab Center (ad on page 100) 100
Heritage Manor (ad on page 83)
Preakness Healthcare Center (ad on page 99)
(ad on page 43)
RESPIRATORY CARE
Holy Name Medical Center, 718 Teaneck Rd, Teaneck ............. 201 833-3000
Pulmonary Rehab at Hackensack University Medical Ctr 20 Prospect Ave, Hackensack ............................................. 201 996-3856
REVERSE MORTGAGES
Ken Sawan – Benchmark (ad on page 16) ................ 330 515-0413
ROAD SCHOLAR
Road Scholar – Travel For People Who L ove To Learn (www.roadscholar.org/join19)
The Center for Rehabilitation Excellence at Rockleigh
Spa-like,
Warm water therapy pools
Private rooms with full private bathrooms
Guest rooms for loved ones
Driving assessment Life Skills focus to prepare for home independence
For more information, please call 201-784-1414 or email info@jewishhomefamily.org 10 Link Drive, Rockleigh, New Jersey JewishHomeFamily.org
SENIOR CENTERS
BERGEN COUNTY
55 Kip Center, 55 Kip Ave, Rutherford .................................... 201 460-1600
Evergreen Center at Bergen New Bridge Medical Center 230 E Ridgewood Ave, Paramus ..........................................
NW B ergen Regional Multipurpose Sr Citizen Ctr (Fam Svc) 46-50 Center St, Midland Park...........................................201 445-5690 Parkinson’s Disease Support Group ........................................ 201 599-2232
Stroke Support Group at Kessler Institute for Rehab 300 Market St, Saddle Brook.............................................201 368-6000
The Center for Help, 326 Hillside Ave, Hillsdale .................. 201 666-0009
The Compassionate Friends (Christian Health Care Ctr) 301 Sicomac Ave, Wyckoff ................................................... 201 567-0089
Senior Platinum Plus Progm at Hackensack U Medical Ctr
American Red Cross, 165 5th Ave, Paterson ............................. 973 653-9631
continued (continued on next page)
Saint Mary’s Hosp Physician Referral, 350 Boulevard, Passaic..... 973 365-4410
St Joseph’s Regional Medical Center
703 Main St , Paterson ........................................................ 973 754-2000
St Joseph’s Wayne Hospital, 224 Hamburg Tpk, Wayne ........ 973 942-6900 – The John Victor Machuga Diabetes Center ..................... 973 720-6733 – The Vial of Life Emergency Information Kit .................... 973 956-3753
THRESHOLD RAMPS
Jersey Transit General Information
....................... 973 491-7000
Cty Div of Sr Svcs, 930 Riverview Dr, Totowa ............ 973 569-4060
Discount Reduced Fare for NJ Transit Bus & Rail .............
eriatrics Services at Hackensack U Medical Center .............. 201 996-2503 HIP (Heightened Independence & Progress) ........................... 201 996-9100 Library for the Handicapped ................................................ 800 685-2136
Lighthouse International ................................................... 800 829-0500 National Federation of the Blind of New Jersey ................... 973 759-3622
New Eyes for the Needy .......................................................973 376-4903
New Jersey Association of the Blind-Deaf ............................732 805-1912
NJ State Library for the Blind & Physically Handicapped ............. 800 792-8322
North American Resource Line for Braille ............................ 800 272-4553
Prevent Blindness New Jersey ........................................... 800 850-2020
Recorded Magazines ............................................................ 888 724-6423
Housing and Resources for Aging Well
HOME HEALTH AGENCIES – SKILLED CARE
Providing health care professionals to an individual in a variety of settings. Most agencies have a registered nurse to do an appraisal to determine a patient’s needs. Some agencies are accredited by the Commission on Accreditation for Home Care. Agencies offer a different menu of services and accept pay methods including Medicare, Medicaid, Private Insurance, and Private Payment. For more information, consult our Home Health Care Comparison grid or call the Seniors Resource Line at 973-560-0064.
OUR PREFERRED SKILLED CARE AGENCIES
Housing and Resources for Aging Well
SKILLED CARE DEFINITIONS
DIABETIC CARE – Refers to services including patient assessment specific diet information, management of the disease process, medication management and education on all the above. Services are provided by Registered Nurse under the supervision of a M.D. Some agencies may have certified diabetic nurse instructors or cardiac care specialty RN’s in their employ.
ENTERAL FEEDING – Enteral feeding, or tube feeding, is a way to deliver nutrients through a tube if you cannot take food or drink through your mouth.
HOUR MINIMUM – The least number of hours a Non-Medical Home Care Agency will be available for hire. Medicare certified Home Health Agencies are not on a specified time frame.
HOSPICE – Refers to a comprehensive program of care to patients and families facing a life threatening illness. Hospice emphasizes palliative rather than curative treatment. The dying are comforted. Professional medical care is given, and sophisticated symptom relief provided.
INTRAVENOUS THERAPY (IV) – Refers to any medical treatments/medications that need to be introduced into the body via a patient’s veins. Numerous IV Therapies can be provided in a patient’s home under supervision of a MD. Some of these include: inter-infective/antibiotic therapies, hydration therapy, pain management, chemotherapy and central line care and maintenance.
MED-ALERT SYSTEMS – Personal medical alert products activated by pushing a button.
PRIVATE DUTY PERSONAL CARE – Assistance with Activities of Daily Living (ADL’s), homemaking, companionship and other non-medical in home care. These services are available for hire after, or in conjunction with, Medicare certified services. Private payment, Medicaid and Veterans Benefits are a few of the ways personal care can be paid for.
PSYCHIATRIC CARE – Refers to the agencies’ ability to offer services related to psychiatric support with the prevention, diagnosis, and treatment of mental illness. Services may include counseling or administering of medications.
(continued on next page)
SKILLED CARE DEFINITIONS
SOCIAL WORKER – A clinical social worker whose purpose in health care is to enhance, promote, maintain, and restore the best possible social abilities of the patient or family. Services provided may be preventive, developmental, or remedial in nature.
THERAPY SERVICES (ST, PT, OT, RT) –
Speech Therapy – Refers to services to assess and treat speech and swallowing disorders. Speech therapy can treat speech, language, cognitive skills or swallowing.
Physical Therapy – Refers to services for the treatment and the rehabilitation process where a physical therapist will often stretch, strengthen, facilitate muscles, challenge balance, test coordination abilities, teach home exercise programs and enhance basic mobility skills.
Occupational Therapy – Refers to services to assess and treat patients to improve their ability to perform tasks in their daily living and working environments. Patients may have mental, physical, developmental, or emotional disabilities. Therapists also help them to develop, recover, or maintain daily living and work skills. Occupational therapists help clients not only to improve their basic motor functions and reasoning abilities, but also to compensate for permanent loss of function.
Respiratory Therapy – Refers to services for care of patients with deficiencies and abnormalities associated with the cardiopulmonary system. It may include the therapeutic use of medical gases and their equipment, environmental control systems, humidification, aerosols, ventilator support, bronchi pulmonary drainage and exercise, respiratory rehabilitation, assistance with cardiopulmonary resuscitation, and maintenance of natural, artificial, and mechanical airways.
TRACH CARE – Refers to care administered to patients who have undergone a tracheotomy. A tracheotomy is a surgical procedure in which a cut or opening is made in the windpipe (trachea). The surgeon inserts a tube into the opening to bypass an obstruction, allow air to get to the lungs, or remove secretions.
WOUND CARE – Refers to services for providing diagnosis and treatment for ulcers, pressure sores and other wounds. Treatments may include but is not limited to irrigations, dressing, and wound vacs. Some agencies may employ specialty nurses to provide and instruct in care specifically for patients with more complicated wounds.~
NON-MEDICAL CARE AGENCIES
Some of the services that non-medical agencies provide clients include: assistance with everyday activities called Activities of Daily Living (ADLs) which are required to manage one’s physical needs, including personal hygiene and grooming, dressing, eating, and moving around. Instrumental Activities of Daily Living (IADLs) are also provided by these agencies such as: laundry management, medication reminders, meal preparation and helping with errands and transportation. Sometimes this type of care is needed temporarily, such as during recovery from an illness or injury, and sometimes it is needed indefinitely due to the natural process of aging. Non-medical care can provide peace of mind for family members, knowing that their loved ones have someone supervising them and helping with activities that are necessary to live independently. Private payment, Medicaid, Veterans Benefits and Long Term Care Insurance Policies are a few of the ways personal care can be paid.
OUR PREFERRED NON-MEDICAL CARE AGENCIES
Housing and Resources for Aging Well
NON-MEDICAL CARE DEFINITIONS
24 HOUR CARE – Refers to “round the clock treatment” in a home environment. The care may be shared by multiple caregivers or by a single caregiver.
24 HOUR ON CALL – Refers to someone being available 24 hours a day to speak with.
ACCREDITED – Accrediting agencies are professional groups that establish and monitor voluntary, industry wide standards to ensure that patients receive quality home health care services. The Commission on Accreditation for Home Care, Inc. (CACH) and Community Health Accreditation Program (CHAP) are two of the accrediting agencies.
ADLs – ACTIVITIES OF DAILY LIVING – Assistance with bathing, toileting, dressing, getting in and out of a bed or chair, walking and eating otherwise know as activities of daily living.
ALZHEIMER’S DEMENTIA CARE – This refers to personnel of the agency that are specifically trained to provide care to those that are afflicted with Alzheimer’s or other dementia related problems.
BONDED – Means that a bonding company has secured money that is available to the consumer in the event they file a claim against the company.
FREE ASSESSMENT – Agencies that do not charge for the initial assessment of the client which is usually facilitated by a nurse or other professional capable of providing a detailed care plan.
HOMEMAKER/COMPANION – Non-medical assistance with meal preparation, laundry, light housekeeping, errands, activities, outings, companionship and other household duties. These agencies are licensed
HOURLY MINIMUM – This refers to the minimum number of hours that an agency provides service.
INCONTINENCE - Lack of voluntary control over urination or defecation.
INSURED – This refers to what happens if someone gets hurt on the job. If the company isn’t insured, then the claim gets filed against the homeowner’s insurance. If the company is insured, then the claim gets filed against the company’s insurance.
(continued on page 68)
Ethan Keiser, Sarah and David Bersson (L-R)
Personal care services available!
Private pay and LTCI services: 201-343-7100
Medicaid services: 973-574-1120
bayada.com
NON-MEDICAL CARE DEFINITIONS
continued from page 63
MED-ALERT SYSTEMS – Personal medical alert products activated by pushing a button.
MEDICATION REMINDER – Assistance with reminding an individual about medications but not dispensing medications.
TRANSPORTATION – Rides to shopping, appointments and other outings.
WORKER’S COMP – Insurance that covers medical and rehabilitation costs and lost wages for employees injured at work.
SENIOR HOUSING DEFINITIONS
ALZHEIMER’S/DEMENTIA ASSISTED LIVING COMMUNITIES –
Licensed assisted living facility or skilled nursing facility that specialize in delivering care to victims of Alzheimer’s and dementia. Communities are typically bedroomstyle rental units with common areas for dining and activities. Many are locked for residents’ safety. Specifically trained staff usually serves the special needs of this population. Amenities vary for each community.
ASSISTED LIVING COMMUNITIES – Typically apartment-style with kitchenettes and private baths. Some offer companion accommodations. Personal assistance with Activities of Daily Living (ADLs) bathing, grooming, dressing, toileting, eating and ambulation. Rates vary from an all-inclusive to base rates with levels of care. Amenities vary for each community.
CCRC – Continuing Care Retirement Communities offer all levels of care on one campus (independent living, assisted living and skilled nursing). An endowment (continued on page 73)
SENIOR HOUSING DEFINITIONS
continued from page 68
fee may be required that entitles residents to use assisted or skilled services when needed throughout their lifetime. Each community offers varied buy-in and payment plan options.
DAY CARE – Any provider can elect to provide day/night services on a short or long term basis. Rates typically include a place to rest, one or two meals and snacks and activities for the day. Licensed communities are prohibited by law to promote these services without a specific license.
INDEPENDENT HOUSING – Apartments and communities for adults 55+ with little or no senior support services (e.g. no meals, etc.).
INTERMEDIATE CARE – 24 hour inpatient care residents who need licensed nursing supervision and supportive care, but do not require continuous nursing care. Residents may receive full assistance with ADL’s and transfers. Residents receive meds from a nurse following a doctors orders and may receive outpatient rehab services. Facilities may use a nurse as a their consultant and the residents receive periodic assessments from a licensed practitioner.
PRICE ALL INCLUSIVE – Price listed includes any and all amenities a community has to offer.
RESPITE CARE – Otherwise known as a short-term stay. Any provider of IL, AL, ALZ or SNF care can elect to provide fully furnished accommodations to a person for a short period of time. Rates usually quoted on a daily basis and are typically inclusive of all services and amenities.
RETIREMENT COMMUNITIES – Housing designed specifically for mature adults. Typically Studio, 1 BR or 2 BR rental apartments with full kitchens, and (continued on page 86)
973-365-6330
973-694-3594
973-728-4840
John Murphy Apartments
973-340-4170
Kilroy Residence
Lincoln Hill Village
201-947-7400
201-569-7454
Golden Tower
Harry J. Holtje Building
Hasbrouck Heights Senior Housing
973-473-4900
Maurice J. Brick Residence
973-684-3469 Maurice Miller Apartments
Mira Vie at Clifton
973-685-6433 Mira Vie at West Milford
973-728-6000 Miriam Apartments I
973-253-5284 Pompton Lakes Senior Housing
Prospect Place, Share, Inc.
973-839-2000 Rosa Parks Apartments
973-523-9559
973-253-5284
Senior Housing of Hazel Street
Siena Village of Wayne
973-942-0300
201-897-5400 St. Joseph’s Home for the Elderly
Summer Hill of Wayne 201-848-5848
ROCKLAND COUNTY, NY
Esplanade Senior Living at Palisades
845-351-0000
845-359-7870 The Residences at Tuxedo Place
& = Call
Please mention the Seniors Blue Book when you call our advertisers.
Mental Health |
Senior Living | Rehabilitation
Campuses in Wyckoff and Wayne
PURPOSEFUL LIVING
SENIOR HOUSING DEFINITIONS
private baths are available. Services include meal plans, transportation, housekeeping, laundry and maintenance. Amenities are usually abundant; formal libraries, computer stations, swimming pools, gardens, and other social gathering spaces. Rates are monthly and typically based upon size/ location of apartment.
SKILLED CARE – 24 hour licensed nursing services, eight hours of which are RN covered. Patient may receive rehab services either inpatient or out-patient and may be fully dependent for ADL’s. Patients receive medications by an RN according to a licensed physicians orders.
ADULT
RESPITE
NURSE
NURSING
When it comes to memory care EXPERIENCE A DIFFERENCE MAKES
For over 25 years, Arden Courts ProMedica Memory Care has cared for individuals living with many different types of dementia.
SKILLED NURSING CARE FACILITIES – Providing 24/7 care for residents and offering full assistance with ADL’s. Daily rates typically include a furnished bedroom and a private or shared bath, meals, activities, transportation, phone service, cable TV and all personal/nursing care. Payor sources usually accepted are Medicare, Medicaid, VA, some insurance plans and private sources.
TYPE 1 CARE – Residents may need significant assistance with 2 ADL’s and minimal assistance on more than 2 ADL’s daily. The resident must also be able to evacuate a community under their own power and have stable health. Residents receive 24/7 monitoring and may have an independent home health agency help with services.
TYPE 2 CARE – Residents receive full assistance with ADL’s and are able to permit aging in place. Residents may require the assist of one person for transfers and evacuations. Residents receive 24/7 monitoring and may have an independent home health agency help with services. ~
Sub-Acute and Rehabilitation Services
Our compassionate care givers and skilled professional therapy staff will assist you in every way to achieve your goals.
• Physical, Occupational and Speech Therapies
• IV Therapy
• Wound Care
On-Site Clinical Services
• Dental
• Audiology
• Podiatry
Care We Provide
• Sub-Acute Care
• Skilled Nursing Care
• Long-Term Care
• Respiratory Care including Ventilator and Tracheostomy
• Respite
• Hospice
• Behavior Management (Licensed by the NJ Dept. of Health)
CELEBRATING 93 YEARS
96 Parkway, Rochelle Park, NJ USA
Main: 201-226-9600
Admissions: 201-336-9317
25 Fifth Avenue Haskell, NJ 07420
• Physical, Occupational, Speech Therapies
• 7 days a week
• 24/7 Skilled Nursing Care
• Respite
• Pain Management
• Cardio - Pulmonary Care
• Comprehensive Wound Care
• Stroke Recovery
• Joint Replacement Orthopedic
• IV Therapy
• Trach Management Care
• Secure Dementia Unit
• Respiratory Therapy
• Oxygen Therapy
• Restorative Care
• Diabetes Management
• Indian Program
Housing and Resources for Aging Well
Bergen New Bridge Medical Center
continued from page 32
As a full service, accredited medical center, Bergen New Bridge provides a scope of services far exceeding those offered in a standard nursing home environment. Highly-trained, skilled staff provide nursing care focused on individual resident needs 24hours per day, 365 days per year, as well as access to onsite, specialized physicians. Comprehensive medical or mental health care is always only an elevator ride away.
Specialty services include:
n Rehabilitation services, including physical therapy, occupational therapy, and speech therapy
n In-house advanced respiratory therapy and care services
n 12-bed ventilator unit
n Post-Surgical care
n Tracheostomy care
n Professional dietitians and chefs
n Hospice Care ser vices
n Intravenous therapies, gastrostomy tube feeding,
n A comprehensive wound care program
n Respite program
n Secure Alzheimer/dementia units
n Multi-faith pastoral care provided at bedside and in our interfaith chapel
n An onsite personal care salon with ser vices offered in the salon
n Diversified recreational therapy activities
n On site Greenhouse/Horticultural Therapy program
n Flat screen TVs and Wii entertainment systems available in the common areas
n Library
n Game room
n Kosher meals provided upon request
n Dedicated cultural programs meeting the needs of the diverse communities served
The Bergen New Bridge LTC Admissions team helps families navigate the Medicaid process and are available to explain Medicare and other insurance coverage.
For more information, or to schedule a tour, call 201-967-4073 or visit newbridgeheaIth.org.
Bergen New Bridge Medical Center
Phone Numbers:
Ambulatory Care Center Appointments 201-225-7130
Access Center for Mental Health and Substance Use 800-730-2762
Long Term Care Admissions
201-967-4073
Volunteer Program 201-967-4615
Medicare 2024 “In A Nutshell”
(Parts A, B & Medigap Plans)
Original Medicare is a government health insurance program primarily for people age 65 and older. It has four main parts: A, B, C & D. The chart below is an example of how Parts A & B work together with a traditional Medicare supplement also known as a “Medigap Plan.”
Medicare Part A Hospital Insurance
Generally no cost (If you paid Medicare taxes while working)
$1,632 deductible (per benefit period)
It is possible to pay the $1632 deductible and other daily charges for multiple stays & extended care.
Plan covers: Inpatient hospital care, home health care services, hospice, inpatient skilled nursing & more.
Providers are paid by Medicare assignment.
No coverage outside USA.
No out-of-pocket maximum.
Many people add a Medigap plan, Part D or an Advantage Plan (Part C) to fill the “gaps” in the coverage.
Medicare Part B Medical Insurance
Most people pay monthly $174.90 (Premium could be higher based on income)
$240 annual deductible. (this can increase each year)
80/20 after deductible.
Plan covers: health care providers, ambulance, emergency care, outpatient surgical, wellness & other Medicare approved benefits
Most doctors accept Medicare.
No coverage outside the USA.
No out-of-pocket maximum.
Many people add a Medigap plan, Part D or an Advantage Plan (Part C) to fill the “gaps” in the coverage.
A & B are designed for people over age 65 and those with certain disabilities
Supplemental Policy Plans A - N Medigap
Premium varies by company, age, location & other factors.
Guarantee Issue at initial enrollment (Other special enrollment periods may be available)
These plans generally pay the 20% not covered by Part B & other Medicare eligible benefits
When this coordinates with Medicare, many benefits are 100% covered
Can provide benefits outside USA
Plans are available through insurance companies.
Important to add Part D plan to cover prescription drugs & avoid penalties.
Must have Part A & B to enroll.
There is NO additional cost to use the services of a full time insurance professional. Please call us or a broker in your local area for additional assistance.
This article was written by Craig N. Anderson, President of Anderson Benefits, Inc. located in Salt Lake City, Utah. To contact call: 801-363-9575 or craig@andersonbenefits.com
Medicare 2024 “In A Nutshell” Med Advantage (Part C) with RX (Part D)
Medicare Advantage plans are governed by Medicare. They are only offered through insurance companies that have an annual contract with Medicare. They are NOT the same as Medigap policies. They must cover all Medicare approved services. Most Advantage plans include Part D prescription drug coverage.
Advantage Plans
Part C
INSTEAD of a Medigap Plan (A-N)
Premium varies by company and coverage. (Same premium for all ages).
Part B premium $174.70 is still paid (Premium can be higher depending on income)
There are many plan types available: PPO, HMO, HSA, etc.
Plans have co-pays and / or coinsurance for covered benefits & services.
Preventive care is covered 100%.
Plans have an annual out-of pocket maximum.
Plans may have additional services and discounts, including dental, vision, gym membership & more.
There is an Annual Election Period (AEP) which runs from October 15–December 7 of each year. This is the time to make changes in company or coverage.
Must have Part A & B to enroll.
Medicare Part D Drug Program
Premium varies by company and coverage. (Same premium for all ages).
Plans are generally a variation of the following:
Deductible (Phase I)
$0–$545 deductible
Initial Coverage (Phase II) co-pay coverage until the total cost of the drugs = $5,030
Coverage Gap / Doughnut Hole (Phase III)
The member now pays much more for covered drugs 25% generic / 25% brand. There is a drug manufacturer discount on certain drugs that can count toward the “True out-of-pocket” (TrOOP). You remain here until the $8,000 (TrOOP) has been met. It’s estimated you will pay about $3,300 of the $8,000.
Catastrophic Coverage (Phase IV)
$0 for covered drugs on the plan’s formulary for the rest of the calendar year Approved formulary insulins are no more than $35 per month.
Part D can be separate with Medigap & PFFS plans. There is a penalty for late enrollment into Part D.
Annual Election Period is Oct 15–Dec 7 each year
Must have Part A or B to enroll.
For more information visit www.medicare.gov or call 1-800-MEDICARE.
This information is the opinion of the author and intended as an easy to read summary. This is not a contract. Additional limitations and exclusions may apply to services. In the event of any inconsistencies with Medicare or with a published medical insurers certificate, the certificate / Medicare will control. Prepared 10/2023
Estate Planning During a Pandemic
As many have experienced, trying to effectively create an estate plan while dealing with terminal illness is very difficult emotionally and logistically.
This has been particularly true during a pandemic in which we are often restricted from close physical contact
with others, yet estate planning documents require original signatures and witnesses. In addition to the issues with the execution of documents, the uncertainty we have all experienced has made the need for advanced and exhaustive estate planning that anticipates a vast array of possible situations so much more apparent. For instance, sometimes the person selected as the decision maker passes away first, so it is necessary to prepare for this possibility in advance. The opportunity to engage in last minute
planning may not always exist. Poor planning often results in expensive administration or litigation – not to mention estate plans that do not benefit those whom we intended. Leaving our loved ones to navigate our financial affairs without any plan – or even worse, poorly prepared or outdated estate plans – can result in avoidable costs, distress and difficult family conflict. On the other hand, having a clear and efficient estate plan in place is a great act of love and can make a difficult situation much easier for those we leave to handle our affairs.
If 2020 has taught us anything, it is to expect the unexpected.
Preparing a proper estate plan is like buying insurance: you hope it’s not needed anytime soon, but you can rest easy knowing it is in place. If you would like to discuss your estate plan with our office, please feel free to call 201-447-2800 to schedule a free consultation.
Editor’s Note: This article was submitted by Marize Helmy, Esq, The Manna Helmy Law Group (Formerly Michael A. Manna & Associates)
A tip from our family to yours. When searching for Senior Living, pick the community that is always full. Our secret is simple. A 71-year legacy of service. An award-winning sta . Family values that still matter. Come see for yourself. Visit our campus. Get on our waiting list. Call 973-636-7000, ask for Josie. Welcome to our family...WE are Van Dyk.
