Northern Colorado Fall 2022 - 2023

respect,

kindness.

Broadview

27th

Creekside

1000 E. Stuart

Linden

Stroh

Pelican

710

Poudre

1000 S. Lemay

Health

80524

Riverbend Health

821

Westlake

1637 29th

Loveland 80537

80634

Creekside

1000 E. Stuart St

80525

DEAR VALUED READERS:

Welcome to the 2022-23 Seniors Blue Book for Northern Colorado. The past two years have reinforced to us the need to have good accurate information, and that is just what we strive to bring our readers. The Seniors Blue Book is here to help, we have worked diligently to bring you the most up to date information by calling every number in the book and verifying licensing where it’s available. But the one thing we can count on is change, so we encourage you to do your homework and research options.

As a tried and true ‘Authoritative Publication’ our entire mission is to provide our readership with everything they need to navigate the resources they need – and share resources they might not even realize exists. This guide is divided into three colored tabbed sections (Housing, Health at Home and Community Resources). Check out our Housing and Health at Home comparison grids which offers you an array of shopping amenity

LOCAL

NATIONAL OFFICE:

The

888.448.9842

columns for easy shopping.

We have some fabulous educational articles written by local experts to help you better understand relevant topics. We are also pleased to share a 4-Page insert of contact and service information supplied to you by the Larimer County Office on Aging and a 2-page insert for Weld County Area Agency on Aging. You can check that out on pages 14-19.

Finally, we are proud we have launched a whole new website experience at www.SeniorsBlueBook.com. Our all-new search engine will easily help you navigate resources, find informative articles and videos, fill up your calendar with events and fun activities throughout the community, and you can even chat with one of our online resource specialist!

Thank you again for picking up your copy of the Seniors Blue Book. Reach out to us with comments, suggestions, or resources we may have missed. Here’s to healthy Aging!

Sincerely Yours, Vicky Evans, Regional Director

Additional copies of this Directory are available FREE at most of the gathering places for seniors. Give us a call at 800.201.9989 and we will direct you to the location nearest you or go to www.SeniorsBlueBook.com and click on the “Find a Book” link to locate your closest distribution points.

Oliver

The contents of this book may not be reproduced either in whole or in part without consent of the publisher. Every effort has been made to include accurate data, however, the publisher cannot be held liable for material content or errors. Copyright 2022 by Grateful Sales, Inc.

Getting Started Is Easy

Aspen Club – Greeley 2000 16th st, greeley 80631 970-313-2796

Speech

unC

WELD COUNTY

is divided into

sections

tabs.

ESTES PARK

Country Super Market 900 moraine ave, estes park 80517 970-586-2702

FORT COLLINS

Grocery Shopper Program –King Soopers 800-677-5464

Volunteers of America Grocery Shopping Program 405 Canyon ave, Ft Collins 80521 970-472-9630

GREELEY

Grocery Shopper Program –King Soopers 800-677-5464

RSVP – King Soopers Central unC Campus - Roudebush Cottage, greeley 80639 970-351-2588

LOVELAND COLT 410 e 5th, loveland 80537 970-962-2700

RSVP – King Soopers 800-677-5464

HEALTH iNsuRANCE COuNsELiNg

PVHS Senior Services –

Aspen Club – Fort Collins 1025 s garfield, Fort Collins 80524 970-495-8560

PVHS Senior Services / Aspen Club – Loveland 2500 Rocky mountain ave, loveland 80501 970-624-1860

The Seasons Club at McKee Medical Center 970-635-4097

HEARiNg sERViCEs & REsOuRCEs

NATIONAL Hearing Helpline –Better Hearing Institute 800-327-9355

National Hearing Aid Bank –Hear Now 800-648-4327

STATE

Free Captioned Telephones for the Deaf or Hard of Hearing 720-481-7188

FORT LUPTON

Catholic Charities Northern 240 s denver av, Ft lupton 80621 303-857-0521

GREELEY

Catholic Charities 1442 n 11th ave, greeley 80631 970-353-6433

Connections for Indep Living 1331 8th ave, greeley 80631 970-352-8682

0330, greeley 80639 970-351-2012

Weld Cty

315 n 11th

greeley 80632 970-352-1551

HOME MAiNTENANCE

sliding scale, income

FORT COLLINS

Adopt-A-Neighbor Program (volunteer snow removal) 281 n College ave, po Box 22 Ft Collins 80521 970-224-6046

Cedar Fire Authority (Smoke Detectors / Fire Safety) 102 Remington st, Ft Collins 80524 970-221-6570

VOA Handyman Program (Minor Repairs) 405 Canyon ave, Ft Collins 80521 970-472-9630

LOVELAND Larimer Home Improvement Program 375 W 37th st, ste 200, 80538 970-667-3232

Loveland Snow Squad 970-962-2764

COMMUNITY RESOURCES AND SERVICES

RSVP Handyman Program

Minor Repairs Central unC Campus - Roudebush Cottage, 80639 970-351-2588

Weld County Weatherization Program 813 e 18th st unit 3, greeley 80631 970-351-7772

HOME MEDiCAL EQuiPMENT & suPPLiEs – LOAN CLOsETs

Companies that provide/sell oxygen and respiratory equipment, wheelchairs and diabetic supplies for home use. many companies can directly bill medicare, medicaid or private insurance. organizations that will loan equipment to those in need.

LARIMER COUNTY

Disabled Resource Services

– 1017 Robertson st, ste B Ft Collins , 80524 970-482-2700

– 118 e 29th st, ste C loveland , 80538 970-667-0816

This section is alphabetical. You will find hundreds of different services and organizations that work with seniors and their families. This includes professional services, such as Adult Day, Care Management, Elder Law, Social Security, Senior Centers, etc...

Quota Club of Estes Park at Estes Park Medical Center 555 prospect ave, estes park 80517 970-586-2317

Veterans of Foreign War Auxillary – Loveland 305 Cleveland, loveland 80537 970-667-4722

Continued

HEALTH AT HOME –NON-MEDICAL, SKILLED HOME HEALTH, AND HOSPICE CARE

This section offers three different comparison grids; the first features Non-Medical and Personal Assistance at home, the second contains Skilled Home Healthcare, and the third grid showcases Hospice Services for end of life care. First familiarize yourself with the different services that are offered by each agency. You will find definitions about each service at the beginning of this section. Many options exist; we hope this will help you find a provider to meet your specific needs.

gROCERY sHOPPiNg

HEALTH

HOUSING

HOUSING

First you should familiarize yourself with the many options available and determine which one is best for your needs. You will find definitions of each type of housing at the beginning of the housing section. Then turn to our easy to read comparison grids. The grids are divided into 4 categories, depending on the type of community: New Affordable/ Subsidized, Independent Living and Retirement, Assisted Living, and Skilled Nursing. The buildings are listed by city or county so you can zero in on the specific areas you are looking for.

You will also find many feature articles throughout the publication. These articles are written by local experts on a variety of topics that can aid you in making the right choices.

SeniorsBlueBook.com

Look for the and find out more information online.

Age Better!

The Larimer County Office on Aging (LCOA) is the Area Agency on Aging for Larimer County. The LCOA is federally designated to provide services and information under the Older Americans Act. It plans, funds and provides services for older adults and individuals 18 and older living with disabilities.

Larimer County Office on Aging (LCOA)

Information and Assistance

Do you have questions about long term services and supports and don’t know where to find the answer? We have resource specialists available by phone to help individuals 60 and older and individuals living with disabilities (18 and older).

Call (970) 498-7750 to speak to a resource specialist. Se habla español.

Aging and Disability Resources for Colorado (ADRC) Options Counseling

Talk with a trained professional in the field of aging and disability resources about long term services and supports specific to your needs. Options counseling provides assistance in identifying goals and creating a plan to meet the care needs for you or your loved one.

To schedule an appointment, please call (970) 498-7750. www.larimer.org/seniors

Larimer County Office on Aging (LCOA)

Ombudsman

If you live in a long-term care setting, there might be a time where you need someone who can help you understand your rights. An ombudsman advocates for the rights of residents in assisted living communities and nursing homes. Ombudsmen work with residents to make sure they receive the care they want and need. They help residents maintain their quality of life and receive quality care in licensed long-term care communities.

The Ombudsman program can help with:

u Investigating and resolving complaints

u Mediating conflicts

u Finding a long-term care home

u Providing unbiased consultation and education on the daily operations, resident rights, and regulations of long-term care homes.

Call for more information: (970) 498-7750.

Caregiver Support Program

Provides support for individuals in a caregiver role for an older spouse, partner, parent or other family member. Provides individual consultations, respite assistance, and connections to support groups, counseling and classes.

To schedule an appointment, please call (970) 498-7758.

Voucher Programs

Chore Voucher

Provides financial support for individu als age 60+ residing in Larimer County who are unable to perform the chores or tasks around their home due to limited physical ability or endurance.

In-Home Services Voucher

Provides light housekeeping and personal care assistance to help older adults remain in their homes and live in the community as independently as possible. The program serves adults age 60+ residing in Larimer County.

Call for more information: (970) 498-7750.

The Larimer County Office on Aging (LCOA) is the Area Agency on Aging for Larimer County. The LCOA is federally designated to provide services and information under the Older Americans Act. It plans, funds and provides services for older adults and individuals 18 and older living with disabilities.

Age Better!

Application Assistance

Medicare Savings Program and Long-Term Care Medicaid

Provides information about program benefits and eligibility; application assistance for Long-Term Care Medicaid and Medicare Savings Programs. The intent of this service is to assist individuals who are not already connected to a case management system and priority is given to individuals who are homebound.

To schedule an appointment, please call (970) 498-7750.

ViCare

(ad

720-520-0420

ADVOCACY

ADRC (Aging

Office

Larimer

1501 Blue Spruce

CARIE Line –

800-356-3606

Ft

80524 970-498-7750

Colorado Culture Change Coalition 303 S Broadway, Ste 200-184, Denver 80209 303-868-4311

Colorado Gerontological Society 1129 Pennsylvania St, Denver 80203 303-333-3482

Colorado Senior Lobby 655 Broadway, Denver 80203 303-832-4535

National Council

251 18th St S, Arlington, VA 22202 571-527-3900

COMMUNITY

ADVOCACY FOR SENIORS / PATIENTS continued

The American Geriatrics Society – Health in Aging Foundation 800-563-4916

AGING IN PLACE

Accessible Systems of Northern Colorado (ad on page 43)

2725 11th Street Rd, Greeley 80634 970-475-1880

ALZHEIMER’S RESEARCH

Alzheimer’s Association 800-272-3900

Alzheimer’s Disease Education & Referral Center 800-438-4380

AQUATIC CLASSES & THERAPIES

Please call 800-201-9989 or e-mail info@SeniorsBlueBook.com to include your Aquatic Classes and Therapy listing.

Adeo Hope Warm Water Pool 2780 28th Ave, Greeley 80634 970-339-0011

Carbon Valley Park & Recreation District 701 5th St, Frederick 80530 303-833-3660

Chilson Recreation Center 700 E 4th St, Loveland 80537 970-962-2386

Edora Pool Ice Center (EPIC)

1801 Riverside Av, Ft Collins 80525 970-221-6683

Greeley Recreation Center Pool

651 10th Av, Greeley 80631 970-350-9400

Mulberry Pool 424 W Mulberry, Ft Collins 80524 970-221-6657

Star Athletic Club 16348 County Rd 19, Ft Morgan 80701 970-867-4806

AREA AGENCIES ON AGING

Eldercare Locator Nationwide 800-677-1116 Locates any AAA Nationwide Larimer County Office on Aging (ad on pages 14-17) 1501 Blue Spruce Dr, Ft Collins 80524 970-498-7750

NE Colorado Association of Local Governments 231 Main St, Ste 211, Ft Morgan 80701 970-867-9409

Weld County Area Agency on Aging (ad on pages 18-19) 315 N 11th Ave, Bldg C, Greeley 80631 970-400-6950

ATTORNEYS

See Elder Law Listings on page 29.

BATH SAFETY

Accessible Systems of Northern Colorado (ad on page 43)

2725 11th Street Rd, Greeley 80634 970-475-1880

CARE MANAGEMENT – NON PROFIT

Faith based & non-profit groups serving individuals of all faiths.

FORT COLLINS

Catholic Charities Northern Elderly Outreach 460 Linden Center Dr, Ft Collins 80524 970-484-5010

Larimer County Human Services – Options for Long Term Care (ad on pages 14-17)

1501 Blue Spruce Dr, Ft Collins 80524 970-498-7780

GREELEY

Weld County ADRC (ad on pages 18-19) 315 N 11th Ave, Bldg C, Greeley 80631 970-400-6950

Catholic Charities Guadalupe Community Center 1442 N 11th Ave , Greeley 80631 970-353-6433

LOVELAND

Larimer County Human Services – Options for Long Term Care (ad on pages 14-17)

1501 Blue Spruce Dr, Ft Collins 80524 970-498-7780

CAREGIVER SUPPORT SERVICES

Dementia Together (ad on page 25)

970-305-5271

CONCIERGE REAL ESTATE SERVICES

Goza Realty Group –Cathy Goza (ad on page 62) 1035 37th Avenue Ct, Greeley 80634

970-919-0999 / 970-381-9141

Generations of Transitions

CONSUMER AFFAIRS / LEGAL

NATIONAL

AARP: ElderWatch Project 800-222-4444

Do Not Call Registry 888-382-1222 Fraud.org 202-835-3323 x815

Senate Aging Committee – Anti-Fraud Hotline 855-303-9470

US Consumer Product Safety 800-638-2772

US Food & Drug Administration Info 888-463-6332

STATE Colorado Dept of Public Health & Environment 4300 Cherry Creek Dr S, Denver 80246 800-886-7689 / 303-692-2000

Colorado Dept of Regulatory Agencies (DORA) 1560 Broadway, Ste 110, Denver 80202 303-894-7855

Continued on next page

Rocky Mountain Poison Control

Drug Center

1391 Speer Blvd, Ste 600, Denver 80204 800-222-1222 / 303-739-1100

FORT COLLINS

Colorado

215 W Oak, Ste 800, Ft Collins 80521 970-493-2891

Larimer County Bar

(Pro bono clients) 970-402-2075

GREELEY

Colorado Legal

912 8th Ave, Greeley 80631 970-353-7554

Consumer Fraud / District

915 10th St, Greeley 80632 970-356-4010

Weld

COUNTY HEALTH DEPARTMENTS

LARIMER COUNTY

Larimer

Estes

1601 Brodie Ave, Estes Park 80517 970-577-2050

Ft Collins 1525 Blue Spruce Dr, Ft Collins 80524 970-498-6700

Loveland 200 Peridot Ave, Loveland 80537 970-679-4580

MORGAN COUNTY

Northeast CO

700 Columbine St, Sterling 80751 970-867-4918

WELD COUNTY

1555 N 17th Ave, Greeley 80631 970-304-6420

80631 970-352-1551

315 N 11th

Colorado

1129

303-333-3482

Road

800-454-5768

8301

Living Well with Dementia

DEMENTIA TOGETHER, is a nonprofit organization. Our mission is: No one has to walk the dementia journey alone.

Through education and enrichment, we work with others to make living well with dementia the expectation, not the exception. We lead and support innovative efforts to enhance well-being and hope. We collaborate with others locally, nationally, and internationally, while providing services in Northern Colorado where gaps previously existed.

We distribute Patient Resource Folders (for local medical providers to share with their patients.)

We offer in-person and virtual: Memory Cafés (themed, live,

Continued on next page

RESOURCES AND

Living Well With Dementia continued

interactive social gatherings which include reminiscing, games, laughter, and music for people living with early to mid-stage dementia and their care partners.)

Mobile Memory Cafés (for care community residents, families, and staff)

Contented Dementia (SPECAL®)

Education, Support, and Consultation (for care partners, families, professionals, and community members

who want to be dementia-friendly.)

We don’t charge for our resources or programming so that cost is not a barrier to finding help and connection. ~

Editor’s Note: This article was submitted by Cyndy Luzinski of Dementia Together. She may be reached at 970-305-5271 or by email cyndy@dementiatogether.org. See ad on page 25.

DENTAL RESOURCES

continued

Colorado Gerontological Society

1129 Pennsylvania St, Denver 80203 303-333-3482

Dental Lifeline Network

1800 15th St, Ste 100, Denver 80202 303-534-5360

Dentistry from the Heart 727-849-2002

Donated Dental Services

1800 15th St, Ste 100, Denver 80202 303-534-5360

ESTES PARK

Salud Family Clinic

1950 RedTail Hawk Dr, Estes Park 80517 970-586-9230

FORT COLLINS

Family Dental Clinic

202 Bristlecone Dr, Ft Collins 80524 970-416-5331

Salud Family Clinic – Blue Spruce 1635 Blue Spruce Dr, Ft Collins 80524 970-484-0999

FORT LUPTON

Catholic Charities Northern 240 S Denver Av, Ft Lupton 80621 303-857-0521

Salud Family Clinic 1115 Second St, Ft Lupton 80621 970-484-0999

FORT MORGAN

NE Colorado Community Action Agency Dental Assistance Program

231 Main St, Ste 211, Ft Morgan 80701 970-867-9409 x228

FREDERICK

Salud Family Clinic

5995 Iris Pkwy, Frederick 80530 970-484-0999

GREELEY

Catholic Charities Northern 1442 N 11th Ave, Greeley 80631 970-353-6433

COMMUNITY RESOURCES

Put It in a Letter

American actor Lee Marvin once said, “As soon as people see my face on a movie screen, they knew two things: first, I’m not going to get the girl, and second, I’ll get a cheap funeral before the picture is over.”

Most people don’t spend too much time thinking about their own funeral, and yet many of us have a vision about our memorial service or the handling of our remains. A letter of instruction can help you accomplish that goal.

A letter of instruction is not a legal document; it’s a letter written by you that provides additional and more personal information regarding your estate. It can be addressed to whomever you choose, but typically, a letter of instruction is directed to the executor, family members, or beneficiaries.1

Make a Cheat Sheet

Think of a letter of instruction as a “cheat sheet” to your estate. Here are a few ideas and concepts that may be included:

n The location of important legal documents, such as your will, insurance policies, titles to automobiles, deeds to property, etc.

n A list of financial assets, including savings and checking accounts, stocks, bonds, and retirement ac counts. Be sure to include account numbers, PINs, and passwords where applicable.

n A list of pensions or profit-sharing

plans, including the location of their explanatory booklets.

n The location of your latest tax return and Social Security statements.

n The location of any safe deposit boxes and their keys.

Identify Funeral Wishes

A letter of instruction is also a good place to leave burial or cremation wishes. You should consider giving the location of your cemetery plot deed, if you have one. You may even wish to specify which hymns or speakers you would like included in your memorial service. Although a letter of instruction is not legally binding, your heirs will probably be glad to know how you would like to be remembered. It also may be helpful to leave a list of contact information for people who should be notified in the event of your death.

There is no “best way” to write a letter of instruction. It can be written in your style and reflect your personality, or it can be written to simply convey information. You should decide what type of letter best fits your estate strategy. ~

1. Investopedia.com, 2021

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not

be considered a solicitation

Editor’s Note: This article was submitted by Anthony Cisneros, CRPC®, AWMA® CRPS®, a Wealth Advisor and President of RTI Wealth Management,

ELDER

Jorgensen, Brownell

P.C. (ad on page 29) 5285 McWhinney Blvd, Ste 100, Loveland 80538 303-622-3831

Serving Colorado Stone Law, LLC (ad on page 31) 430 E 6th St, Loveland 80537 877-897-6591

and may be reached at 970-236-8800 or by email at acisneros@rtiwm.com See ad on page 2.

Securities and investment products and services offered through LPL Financial, member FINRA/ SIPC. RTI Wealth Management is a separate entity from LPL Financial.

National Domestic Violence Hotline 800-799-7233

STATE AARP Elderwatch (Elder fraud protection) 800-222-4444 (Option 2)

Disability Law Colorado 455 Sherman St, Ste 130, Denver 80203 303-722-0300

FORT COLLINS Adult Protection Services 2555 Midpoint Dr, Ste F, Ft Collins 80525 970-498-7770

NATIONAL

202-662-8690

800-677-1116

(ad on pages 14-17) 1501 Blue Spruce Dr, Ft Collins 80524 970-498-7754 / 970-498-7750

COMMUNITY RESOURCES AND

Protecting Your Legacy

We work hard over a lifetime to build a financial legacy. Your legacy may entail property, business endeavors, investments and retirement accounts, collectibles and jewelry, just to name a few.

The details look different for everyone, yet we all have a need to plan for what happens with everything we’ve worked hard for when we pass it on to our spouse, children, other family members, or friends. Unfortunately, if we don’t have a plan the state has one for us.

Two of the biggest concerns may be providing for a loved one with a disability or special need and how to ensure any gift you hand down is used in the manner you intend.

First, when you have loved ones with disabilities a lump sum from an inheritance could impact their ability to receive care. If they are accessing disability benefits (typically based on resources) inheriting a large amount of money can upset the balance of their accounts and kick them off existing benefit plans. Having a Special Needs Trust (SNT) as part of your comprehensive estate plan can protect any inheritance

received by individuals with disabilities, allowing them to access funds for things the government wouldn’t otherwise pay for through public benefits. A SNT puts the trustee of your choice in the role of gatekeeper, allowing the individual named to ask for financial support and be provided for without having an inheritance dwindle unnecessarily.

Choosing a compassionate, financially wise person for this role is crucial.

A second way to protect your beneficiaries and ensure your financial legacy doesn’t end up part of a divorce settlement, used for an addiction, or spent when creditors come calling, is creating a heritage trust (a specific type of Dynasty Trust). Setting up heritage trusts for your beneficiaries can preserve your financial legacy for multiple generations; protecting what you give your children (or grandchildren) from their creditors, lawsuits, divorce, and in some cases even estate taxes.~

Editor’s Note: This article was submitted by Andrew P. Stone, Esq., the principal attorney with Stone Law, LLC and may be reached at 877-897-6591 or by email at andrew@stonelawllc.com. See ad on facing page.

Which Medicare Health Plan Is Right For You?

Finding a Medicare health plan that supports your health, lifestyle, and budget is important. Consider your care needs and what your life may be like after you turn 65.

The first step in choosing the right coverage is understanding the four parts of Medicare – Parts A, B, C, and D. Each part covers specific services, from medical care to prescription drugs.

n Together, Part A and Part B are called Original Medicare and are provided by the federal government. It covers about 80% of hospital and medical expenses and doesn’t include prescription drug coverage.

n Part C — known as Medicare Advantage — is another way to get Part A and B coverage. You can get these plans from private health care providers.

n Part D is prescription drug coverage that can be added to Original Medicare.

Next, pick Original Medicare or a Medicare Advantage plan that best suits your needs.

With Medicare Advantage plans, you’ll get other benefits, like affordable prescription drug coverage, dental and vision. These plans also have predictable costs with set copays, which can make it easier to plan your expenses.

Other important aspects of a good Medicare health plan are affordabil-

ity, convenience, and quality care. Another consideration that adds to a better patient experience is integrated care.

Integrated care links all aspects of patient care together in an electronic medical record system. You can receive updates from doctors, nurses, pharmacists, and many specialists, all connected in one place. This enables your clinical care team to develop a personalized care plan. Lab results and doctor’s notes are available with 24/7 access to your health record.

To compare Medicare Advantage plans based on quality and service, use the star quality ratings given each year by the Centers for Medicare & Medicaid Services (CMS). Medicare health plans are rated in five categories: preventive care, chronic care, prescription drugs, customer service, and member satisfaction. A 5-star rating is excellent.

When choosing a Medicare health plan, finding one that offers convenience, quality, service, access, and an integrated care experience, will give you peace of mind. ~

Editor’s Note: This article was submitted by Matt Engstrom, MBA, Kaiser Permanente Medicare Sales Leader. For more information he may be reached at 303-338-3353 or by email at Matthew.B.Engstrom@kp.org See ad on facing page.

Senior Living: Fitting Resident’s Unique Needs

Senior living has changed rapidly in the last few years. Gone are the days of a one-size-fits-all approach.

Now senior living communities across the country are tasked with providing not only top-notch service, but offerings that fit each resident’s unique needs. Generally, there are three main types of services that senior living communities offer:

Independent Living, Assisted Living and Memory Care.

Independent Living

Independent Living is best for people who can still live independently but want to enjoy amenities and live life without the burden of chores like maintaining a yard or home, housekeeping, and cooking. This option is great for those desiring socialization within a community

Assisted Living

Assisted Living is best for people who need some level of personal assistance in their day-to-day lives. This is a great option for people who are no longer able to live alone but may not need 24/7 care. Assisted Living offers supportive help with Activities of Daily Living and medications and includes coordination with medical providers.

Memory Care

Memory Care provides a more structured environment and is for residents who have Alzheimer’s or another type of dementia. This

option is for those needing the staff, surroundings, and programming specific to supporting those living with dementia.

When do you know it is time to look into senior living?

Determining when it’s the right time to look into senior living options can be difficult. Seniors can feel as though they are losing their independence or freedom. Here are some signs that it’s time to consider how senior living can provide a helpful hand to achieving a happy and active life:

n Increased number of falls or inju ries

n Not taking medications correctly

n Difficulty with daily activities such as bathing or using the bathroom

n Unsafe behaviors such as leaving the stove on or exterior doors left open

n Inability to manage home or yard upkeep

n Progressing medical conditions

Schedule a tour and learn how our communities could be your perfect new home! ~

Editor’s Note: This article was submitted by Carissa Brown, Executive Director with The Lodge at Greeley. For more information she may be reached at 970-393-5700 or by email at greeleyed@islllc.com See ad on facing page.

ELDER

Sexual Assault

4812 S College Ave, Ft Collins 80525 970-472-4204

FORT MORGAN

Ombudsman

970-867-9409

GREELEY

Elder Abuse

Colorado Road Conditions 877-315-7623

Colorado State Patrol 970-224-3027

Colorado State U Police Dept 970-491-6425

Crimestoppers 800-222-8477

Estes Park Medical Center

Emergency Room 555 Prospect Ave, Estes Park 80517 970-586-2317

80631 970-352-1551

315 N 11th Ave,

Ombudsman

970-867-9409

LOVELAND

Alternatives

541 E 8th St,

970-669-5150

720-874-3804

Animal

3501

Estes Park Police 170 MacGregor Ave, Estes Park 80517 970-586-4000

Fort Collins Police 2221 S Timberline Rd, PO Box 580, Ft Collins 80525 970-419-3273

Larimer County Sheriff’s Office 2501 Midpoint Dr, Ft Collins 80525 970-498-5100

Loveland Police 810 E 10th St, 80537 970-667-2151

McKee Medical Center

Emergency Room

2000 Boise Ave, Loveland 80538 970-820-4640

Medical Center of the Rockies Emergency Room

2500 Rocky Mountain Ave, Loveland 80538 970-624-1600

Poudre Valley Hospital Emergency Room

1024 S Lemay Ave, Ft Collins 80524 970-495-8020

Rocky Mountain Poison Control & Drug Center 800-222-1222

Suicide Hotline 800-273-8255

EMPLOYMENT & EDUCATION OPPORTUNITIES

NATIONAL Career One Stop 877-872-5627

National Older Worker Career Center 703-558-4200

FORT COLLINS

Colorado Div of Vocational Rehab 2850 McClelland Dr, Ste 2000, Ft Collins 80525 970-206-6464

Disabled Resource Services 1017 Robertson St, Ste B, Ft Collins 80524 970-482-2700

Larimer County Work Force Center 200 W Oak St, Ste 5000, Ft Collins 80521 970-498-6600

GREELEY

Weld County Employment Service 315 N 11th Ave, Bldg B, Greeley 80631 970-353-3800 x2

LOVELAND

Disabled Resource Services 2154 W Eisenhower Blvd, Unit B, Loveland 80537 970-667-0816

Larimer County Work Force Center 200 Peridot Ave, Ste 1100, Loveland 80537 970-619-4650

SER Colorado Program 150 E 29th St, Ste 235, Loveland 80538 970-419-4362

ENERGY RESOURCES & WEATHERIZATION

Colorado Energy Office 1600 Broadway, Ste 1960, Denver 80202 303-866-2100

Heat Help 866-432-8435

Low Income Home Energy Assistance Program (LIHEAP) 202-401-9351

ESTATE PLANNING

Jorgensen, Brownell & Pepin, P.C. (ad on page 29)

5285 McWhinney Blvd, Ste 100, Loveland 80538 303-622-3831

Serving Colorado Stone Law, LLC (ad on page 31) 430 E 6th St, Loveland 80537 877-897-6591

800-772-1213

800-448-1492

866-432-8435

Colorado Property Tax / Rent / Heat Rebate Program

3030 S College Ave, Ft Collins 80525 970-494-9805

Disabled Resource Services

1017 Robertson St, Ste B, Ft Collins 80524 970-482-2700

Green Path Financial Wellness 800-550-1961

Larimer County Human Services

1501 Blue Spruce Dr, Ft Collins 80524 970-498-6300

Larimer County Social Security 301 S Howes St, Ft Collins 80521 866-336-7385

LEAP – Low Income Energy Assistance Program (Nov - Apr)

1501 Blue Spruce Dr, Ft Collins 80524 866-432-8435

Neighbor to Neighbor –Housing Opportunity Center

1550 Blue Spruce Dr, Ft Collins 80524 970-484-7498

Salvation Army

3901 S Mason, Ft Collins 80525 970-207-4472

Senior Tax Work Off Program

1501 Blue Spruce Dr, Ft Collins 80524 970-498-6360

United Way

525 W Oak , Ft Collins 80521 970-407-7000

Veteran Services

200 W Oak St, 5th Fl, Ft Collins 80521

970-498-7390

FORT LUPTON

Catholic Charities

Senior Service Program 240 S Denver Ave, Ft Lupton 80621 303-857-0521

GREELEY

Catholic Charities Northern 1442 N 11th Ave, Greeley 80631 970-353-6433

Income Tax Assistance – RSVP

The American Legion, 809 30th Ave, Greeley 80634 970-515-5125

United Way 814 9th St, Greeley 80631 970-353-4300

Weld County Dept of Human Services

315 N 11th Ave, Greeley 80631 970-352-1551

LOVELAND

Disabled Resource Services

2154 W Eisenhower Blvd, Unit 5, Loveland 80537 970-667-0816

Larimer County Human Services

200 Peridot Ave, Loveland 80537 970-498-6300

Neighbor to Neighbor –Assistance for Housing Issues 1511 E 11th St, Ste 210, Loveland 80537 970-663-4163

NATIONAL

REGIONAL

888-467-0418

BERTHOUD

BRUSH

ESTES PARK

Crossroads Ministry 851 Dry Gulch Rd, Estes Park 80517 970-577-0610

1601 Brodie Ave, Estes Park 80517 970-498-6300

FIRESTONE

on

300 1st St, P.O. Box 145, Firestone 80520 303-833-3021

FORT COLLINS

Catholic Charities 460 Linden Center Dr, Ft Collins 80524 970-484-5010

Food Bank for Larimer County 970-493-4477

– 1301 Blue Spruce Dr, Ft Collins 80524

2600 N Lincoln Ave, Ft Collins 80538

Fort Collins Rescue Mission 316 Jefferson, Ft Collins 80524 970-224-4302

Meals on

1217 E Elizabeth, Ste 11, Ft Collins 80524 970-484-6325

COMMUNITY RESOURCES AND

FOOD RESOURCES continued

Salvation Army (M-W 8-10 am)

3901 S Mason, Ft Collins 80525

970-207-4472

SNAP – Dept of Human Services

1501 Blue Spruce Dr, Ft Collins 80524 970-498-6300

Volunteers of America Grocery Shopping Program

405 Canyon Ave, Ste A, Ft Collins 80521

970-472-9630 x23

FORT LUPTON

Meals on Wheels

Serviced out of Firestone location. (See Firestone listing)

303-833-3021

FORT MORGAN

Ft Morgan Housing Authority (M-F, except the 2nd Mon of each month)

1100 Linda St, Ft Morgan 80701

970-542-0757

Will deliver to homebound seniors. Call to request home delivery.

Gene Doty Senior Center 307 Linda St, Ft Morgan 80701 970-542-3922

GREELEY

Greeley Active Adult Center

1010 6th St, Greeley 80631

970-350-9440

Greeley Manor (M,W,F)

1000 13th St, Greeley 80631

970-356-5489

Food Stamps

– Dept of Social Services

315 N 11th Ave, Greeley 80631

970-352-1551

Friendly Fork (Senior Nutrition)

315 N 11th Ave, Bldg C, Greeley 80631 970-400-6132

Meals on Wheels

2131 9th St, Greeley 80631 970-353-9738

Weld Food Bank

1108 H St, Greeley 80631 970-356-2199

LOVELAND

Chilson Senior Center (M T Th F at noon)

700 E 4th St, Loveland 80537 970-962-2783

House of Neighborly Service

1511 E 11th St, Ste 100, Loveland 84537 970-667-4939

Loveland Food Share

2600 N Lincoln Ave, Loveland 80538 970-493-4477

Meals on Wheels

437 N Garfield Ave, Loveland 80537 970-667-0311

Silverleaf Apts I & II

2000/2100 Maple Dr, Loveland 80538 970-667-3232

SNAP – Larimer County Human Services

200 Peridot Ave, Loveland 80537 970-679-4451

SNYDER

Snyder Senior Center (M & Th)

29269 4th St, Snyder 80750

970-842-2130

Will deliver to homebound seniors. Call to request home delivery.

WIGGINS

Out West Senior Center (Tu & Th) 109 Main St, Wiggins 80654 970-483-7799

Will deliver to homebound seniors. Call to request home delivery.

GROCERY SHOPPING ASSISTANCE

ESTES PARK

Country Super Market 900 Moraine Ave, Estes Park 80517 970-586-2702

FORT COLLINS

Grocery Shopper Program –King Soopers 800-677-5464

Volunteers of America Grocery Shopping Program 405 Canyon Ave, Ft Collins 80521 970-472-9630 x23

GREELEY

Grocery Shopper Program – King Soopers 800-677-5464

RSVP – King Soopers

The American Legion, 809 30th Ave, Greeley 80634 970-515-5125

LOVELAND COLT 105 W 5th St, Loveland 80537 970-962-2700

RSVP – King Soopers

The American Legion, 809 30th Ave, Greeley 80634 970-515-5125

GUARDIANSHIP / CONSERVATORSHIP

Ability Connection Colorado 801 Yosemite St, Denver 80230 303-691-9339

Aging Life Care Association (ALCA) 520-881-8008

Colorado Gerontological Society 1129 Pennsylvania St, Denver 80203 303-333-3482

Jorgensen, Brownell & Pepin, P.C. (ad on page 29) 5285 McWhinney Blvd, Ste 100, Loveland 80538 303-622-3831

HEALTH INSURANCE COUNSELING

PVHS Senior Services –Aspen Club – Fort Collins 1025 S Garfield St, Ste A, Ft Collins 80524 970-495-8560

HEARING RESOURCES

NATIONAL American Speech-Language-Hearing Association 800-638-8255

National Institute on Deafness 800-241-1044

STATE Colorado Commission for the Deaf & Hard of Hearing 1575 Sherman St, Garden Lvl, Denver 80203 720-457-3679 Continued on next page

Colorado

1129 Pennsylvania St, Denver 80203 303-333-3482

Colorado Telecommunications

1575 Sherman St, Denver 80203 303-866-2097

CapTel Outreach –

720-481-7188

Relay Colorado (TTY) 888-269-7477 V/TTY 866-204-9134 Espanol

FORT LUPTON

Catholic Charities Northern 240 S Denver Av, Ft Lupton 80621 303-857-0521

GREELEY

Catholic Charities 1442 N 11th Ave, Greeley 80631 970-353-6433

Connections

1331 8th Ave, Greeley 80631 970-352-8682

Speech

UNC Campus - Gunter Hall, Rm 0330, Greeley 80639 970-351-2012

Weld County Dept of

315 N 11th Av, Greeley 80631 970-352-1551

HOME IMPROVEMENTS & MODIFICATIONS

Accessible Systems of Northern Colorado (ad on page 43) 2725 11th Street Rd, Greeley 80634 970-475-1880

Frontier Access & Mobility (ad on page 20) 819 E Mulberry St, Ft Collins 80524 970-223-8267

Homesmith, LLC (ad on page 44) 970-286-4446

HOME MAINTENANCE

Sliding scale, income qualifying or donated help by volunteers. FORT COLLINS Adopt-A-Neighbor Program (Volunteer Snow

281 N College Ave, PO Box 580, Ft Collins 80521 970-224-6046

Aging

(ADRC) – Chore Voucher

Serving Larimer County 970-498-7750

Poudre

(Smoke

/

102 Remington St, Ft Collins 80524 970-416-2891

VOA

405 Canyon Ave, Ft Collins 80521 970-472-9630

on page 44

Your Home is Your Haven… Make it a Safe One!

As we age, the desire to live in a safe and familiar home is more important than ever.

From the front entrance to your back deck, obstacles to safety and accessibility exist. Those front few steps, a low toilet, a grab bar that is just out of reach, or a laundry room in the basement can all pose a challenge to remaining independent at home. A home that has been modified for accessibility will be safer, accommodate visitors more easily, and be more livable in the long run.

Northern Colorado is home to several companies that provide complimentary evaluations to assess for home safety. A home modification

specialist can visit with you to discuss potential challenges that exist and solutions to overcome them. They may recommend grab bars and handrails, ramps, stair lifts, and even bathroom safety solutions. They will work around your timeline and budget and can connect you with state and community resources that may assist in covering the cost of modifications. ~

Editor’s Note: This article was submitted by Lyndsey Burmeister, Community Education for Accessible Systems of Northern Colorado. Reach her at 970-475-1880 or by email Lyndsey@ AccessibleMed.com. See ad below.

Quota Club of Estes

Estes Park Medical Center 555 Prospect Ave, Estes Park 80517 719-337-3318

Veterans of Foreign

Auxillary – Loveland 305 Cleveland Ave, Loveland 80537 970-667-4722

WELD COUNTY

Carbon

ESTES PARK

Estes Park Health 555 Prospect Ave, Estes Park 80517 970-586-2317 Salud Family Health Center 1950 Redtail Hawk Dr, Estes Park 80517 970-586-9230

FIRESTONE

80530 303-833-2739

6615 Frederick

BERTHOUD

549

970-532-4644

BRUSH

2400

970-842-6200

UCHealth – Carbon Valley Medical Center 11083 Colorado Blvd, Firestone 80504 303-833-8880

FORT COLLINS

Banner Fort Collins Medical Center 4700 Lady Moon Dr, Ft Collins 80528 970-821-4000

Health District of Northern Larimer County 120 Bristlecone Dr, Ft Collins 80524 970-224-5209

Salud Family Health Ctr 1635 Blue Spruce Dr, Ft Collins 80524 970-494-4040

UCHealth Poudre

1024 S Lemay Ave, Ft Collins 80524 970-495-7000

Continued on next page

VA Medical Clinic 2509 Research Blvd, Ft Collins 80526 970-224-1550

FORT LUPTON

Salud Family Health Center 1115 2nd St, Ft Lupton 80621 970-484-0999

FORT MORGAN

Colorado Plains Medical Center 1000 Lincoln St, Ft Morgan 80701 970-867-3391

GREELEY

North Colorado Medical Center –Banner Health 1801 16th St, Greeley 80631 970-352-4121

UCHealth Greeley Hospital 6767 W 29th St, Greeley 80634 970-652-2000

UCHealth Medical Center (next to new hospital) 767 W 29th St, Greeley 80634

970-652-2000

LOVELAND

Loveland Community Health Ctr 302 3rd St SE,

80537

McKee Medical Center

Northern Colorado Rehab Hospital (ad on page 64) 4401 Union St, Johnstown 80534

HOSPITALS –

Northern Colorado

80534

HOUSING

2000 Boise Ave,

80538 970-669-4640

Medical Center of the

2500 Rocky Mtn

80538 970-624-2500

KNEE & JOINT CARE

Spruce Health Group –Knee & Joint

(ad on page 47)

720-678-9867

the Front Range

LEGAL SERVICES

STATE Colorado Bar Association 1290 Broadway, Ste 1700, Denver 80203 800-332-6736

FORT COLLINS & LOVELAND

Colorado Legal

211 W Magnolia St, Ft Collins 80521 970-493-2891

Larimer County Bar Association (Pro bono clients)

201 Laporte Ave, Ft Collins 80521 970-402-2075

Larimer County Office on

1501 Blue Spruce Dr, Ft Collins 80524 970-498-7750

GREELEY & FORT MORGAN

Colorado

215 W Oak, Ste 800, Ft Collins 80521 970-493-2891

NE Colorado Association of Local Governments 231 Main St, Ste 211, Ft Morgan 80701 970-867-9409 x235

Weld County Area Agency on Aging (ad on pages 18-19) 315 N 11th Ave, Bldg C, Greeley 80631 970-400-6950

Weld County Division of Human Svcs 315 N 11th Ave, Greeley 80632 970-352-1551

NATIONAL

National

(NLS) 888-657-7323

LARIMER

Welch Ave,

80513 970-532-2757

Windsor-Severance

80550 970-686-5603

80525 970-221-6740

RESOURCES AND

Estes Valley Library

335 E Elkhorn Ave, Estes Park 80517 970-586-8116

Harmony Library

4616 S Shields St, Ft Collins 80526 970-204-8400

Loveland Library

300 N Adams Ave, Loveland 80537 970-962-2665

Old Town Library

201 Peterson St, Ft Collins 80524 970-221-6740`

Red Feather Library

71 Firehouse Ln, Red Feather Lakes 80545 970-881-2664

Wellington Library

3800 Wilson Ave, Wellington 80549 970-568-3040

MORGAN COUNTY

East Morgan County Library 500 Clayton St, Brush 80723 970-842-4596

Fort Morgan Public Library 414 Main St, Ft Morgan 80701 970-542-4000

WELD COUNTY

High Plains Library District (www.mylibrary.us) 888-861-7323

– Carbon Valley Regional Library

7 Park Ave, Firestone 80504 888-861-7323

– Centennial Park Library 2227 23rd Ave, Greeley 80634 888-861-7323

– Eaton Public Library 132 Maple Ave, Eaton 80615 888-861-7323

–

Erie Community Library 400 Powers St, Erie 80516 888-861-7323

–

Farr Regional Library

1939 61st Ave, Greeley 80634 888-861-7323

–

Ft Lupton Library

425 S Denver Ave, Ft Lupton 80621 303-857-7180

– Glenn A. Jones, M.D. Memorial Libr 400 S Parish Ave, Johnstown 80534 970-587-2459

– Hudson Public Library 100 S Beech St, Hudson 80642 303-536-4550

–

Lincoln Park Library 1012 11th St, Greeley 80631 888-861-7323

–

Mobile Services – Weld County 888-861-7323

– Nantes Library 703 Birch St, Gilcrest 80623 970-737-1035

–

Northern Plains Public Library 216 2nd St, Ault 80610 970-834-1259

–

Platteville Public Library 504 Marion Ave, Platteville 80651 970-785-2231

–

Riverside Library & Cultural Ctr 3700 Golden St, Evans 80620 888-861-7323

Jorgensen,

(ad

5285 McWhinney Blvd,

80538

Helping

(ad

ViCare

MEDICAID

Jorgensen,

P.C. (ad on page 29)

5285 McWhinney Blvd, Ste 100, Loveland 80538

Helping

(ad

Broadway, Denver 80221

ViCare

(ad

Medicare Programs and Enrollment Dates

Did you know there is a year-round opportunity to enroll in Medicare Supplements (based on eligibility), and several different Enrollment time frames in which you can enroll in Medicare Advantage Plans and/or Prescription Drug Plans?

Annual Enrollment Period is Oct 15-Dec 7, Open Enrollment is 1/01-3/31, and Special Enrollment is 1/01-9/30. In Larimer County alone there are 34 Medicare Advantage Plans (also known as Part C), 16 HMO’s (Health Maintenance Organi zation), 17 PPO’s (Preferred Provider Organization), Dual Special Needs Plans, Patriot Plans and Rebate Plans, along with 23 Prescription Drug Plans. These offered by 8 differ

Get local help with your Medicare questions.

ent insurance carriers. Each plan is rated by Medicare with a Star Rating between 1-5. Medicare Star Ratings are an important measurement of a health or prescription drug plan’s over all quality and performance. These ratings are released in mid-late Octo ber. Working with a local agent often makes the process of understanding Medicare and the plan choices easier. Consider “Extra Benefits” like Dental/ Vision/Hearing and Max-out-of-Pocket, whether you need a local or national network of providers when deciding which plan may work best for you. ~

Editor’s Note: This article was submitted by Diane Brush-Goldsberry, Licensed Sales Agent/Broker. Reach her at 970-308-4051 or email diane@ DCTInsurance.com. See ad below.

I’m Diane Brush-Goldsberry, a licensed sales agent in Northern Colorado and beyond. When it comes to Medicare, it’s important to consider all of your options. What works well for your neighbor may not be the best fit for you. I know the ins and outs of Medicare, and I’m ready to answer your questions and help you find a plan that fits your needs.

Get local help with your Medicare questions.

It’s time to take advantage.

Get local help with your Medicare questions.

Diane Brush-Goldsberry

Licensed Sales Agent

9703084051, TTY 711

I’m Diane Brush-Goldsberry, a licensed sales agent in Northern Colorado and beyond. When it comes to Medicare, it’s important to consider all of your options. What works well for your neighbor may not be the best fit for you. I know the ins and outs of Medicare, and I’m ready to answer your questions and help you find a plan that fits your needs.

I’m Diane Brush-Goldsberry, a licensed sales agent in Northern Colorado and beyond. When it comes to Medicare, it’s important to consider all of your options. What works well for your neighbor may not be the best fit for you. I know the ins and outs of Medicare, and I’m ready to answer your questions and help you find a plan that fits your needs.

Diane@DCTInsurance.Com

DCTInsurance.com

It’s time to take advantage.

It’s time to take advantage.

Diane Brush-Goldsberry

Diane Brush-Goldsberry

Diane Brush-Goldsberry

Licensed Sales Agent

Licensed Sales Agent

Licensed Sales Agent

9703084051, TTY 711 Diane@DCTInsurance.Com

9703084051, TTY 711

9703084051, TTY 711

Diane@DCTInsurance.Com

DCTInsurance.com

Diane@DCTInsurance.Com

DCTInsurance.com

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare. ©2022 United HealthCare Services, Inc. All rights reserved.

DCTInsurance.com

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare. ©2022 United HealthCare Services, Inc. All rights reserved. Y0066_23SPRJ55189_C

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare. ©2022 United HealthCare Services, Inc. All rights reserved.

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare

SPRJ55189

Kaiser

4901

970-518-5329

My

571-527-3900

Senior

866-836-7677

Colorado

888-696-7213

Colorado

1129 Pennsylvania St,

80203 303-333-3482

ESTES

Medicaid

1601 Brodie Ave, Estes

80517 970-577-2150

FORT

Aspen

1025 S Garfield, Ste A, Ft

80524 970-495-8560

460 Linden Center Dr, Ft

80524 970-484-5010

Larimer

Office

(ad

1501 Blue Spruce Dr, Ft Collins 80524 970-498-7750

Medicaid Benefits Helper 970-498-7760

Medicaid – Options for LTC

1501 Blue Spruce Dr, Ft Collins 80524 970-498-7780

FORT MORGAN

Medicaid Services 2950 9th St, Ft Lupton 80621 303-857-4052

State Health Insurance Assistance Program 231 Main St, Ste 211, Ft Morgan 80701 970-867-9409

GREELEY

Aspen Club – Greeley 6767 W 29th St, Greeley 80634 970-652-2796

Medicaid – Social Services

315 N 11th Ave, Greeley 80631 970-352-1551

RSVP – Medicare Counsel 809 30th Ave, Greeley 80634 970-396-5492

Weld County Area Agency on Aging (ad on pages 18-19)

315 N 11th Ave, Bldg C, Greeley 80631 970-400-6950

LOVELAND

Aspen Club – Loveland 2500 Rocky Mountain Ave, Loveland 80538 970-624-1860

Larimer County Office on Aging (ad on pages 14-17)

1501 Blue Spruce Dr, Ft Collins 80524 970-498-7750

Medicaid – Human Services 200 Peridot Ave, Loveland 80537 970-679-4451

The Seasons Club at McKee 2000 N Boise Ave, Loveland 80538 970-820-4097

A Nutshell”

A, B & Medigap Plans)

Original Medicare is a government health insurance program primarily for people age 65 and older. It has four main parts: A, B, C & D. The chart below is an example of how Parts A & B work together with a traditional Medicare supplement also known as a “Medigap Plan.”

Medicare Part A Hospital Insurance

Generally no cost (If you paid Medicare taxes while working)

$1,600 deductible (per benefit period)

It is possible to pay the $1600 deductible and other daily charges for multiple stays & extended care.

Plan covers: Inpatient hospital care, home health care services, hospice, inpatient skilled nursing & more.

Providers are paid by Medicare assignment.

No coverage outside USA.

No out-of-pocket maximum.

Many people add a Medigap plan, Part D or an Advantage Plan (Part C) to fill the “gaps” in the coverage.

Medicare Part B Medical Insurance

Most people pay monthly $164.90 (Premium could be higher based on income)

$226 annual deductible. (this can increase each year)

80/20 after deductible.

Plan covers: health care providers, ambulance, emergency care, outpatient surgical, wellness & other Medicare approved benefits

Most doctors accept Medicare.

No coverage outside the USA.

No out-of-pocket maximum.

Many people add a Medigap plan, Part D or an Advantage Plan (Part C) to fill the “gaps” in the coverage.

Supplemental Policy Plans A - N Medigap

Premium varies by company, age, location & other factors.

Guarantee Issue at initial enrollment (Other special enrollment periods may be avalable)

These plans generally pay the 20% not covered by Part B & other Medicare eligible benefits

When this coordinates with Medicare, many benefits are 100% covered

Can provide benefits outside USA

Plans are available through insurance companies.

Important to add Part D plan to cover prescription drugs & avoid penalties.

Must have Part A & B to enroll.

There is NO additional cost to use the services of a full time insurance professional. Please call us or a broker in your local area for additional assistance.

This article was written by Craig N. Anderson, President of Anderson Benefits, Inc. located in Salt Lake City, Utah.

To contact call: 877-363-9575 or craig@andersonbenefits.com

Medicare 2023 “In A Nutshell” Med Advantage (Part C) with RX (Part D)

Medicare Advantage plans are governed by Medicare. They are only offered through insurance companies that have an annual contract with Medicare. They are NOT the same as Medigap policies. They must cover all Medicare approved services. Most Advantage plans include Part D prescription drug coverage.

Advantage Plans Part C

INSTEAD of a Medigap Plan (A-N)

Premium varies by company and coverage. (Same premium for all ages).

Part B premium $164.90 is still paid (Premium can be higher depending on income)

There are many plan types available: PPO, HMO, HSA, PFFS, etc.

Plans have co-pay and / or coinsurance for covered benefits & services.

Preventive care is covered 100%.

Plans have an annual out-of pocket maximum.

Plans may have additional services and discounts, including dental, vision, gym membership & more.

There is an Annual Election Period (AEP) which runs from October 15–December 7 of each year. This is the time to make changes in company or coverage.

Must have Part A & B to enroll.

Medicare Part D Drug Program

Premium varies by company and coverage. (Same premium for all ages).

Plans are generally a variation of the following: Deductible (Phase I) $0–$505 deductible

Initial Coverage (Phase II) co-pay coverage until the total cost of the drugs = $4,660

Coverage Gap / Doughnut Hole (Phase III) The member now pays much more for covered drugs 25% generic / 25% brand. There is a drug manufacture discount on brand name drugs that can count toward the “True out-of-pocket” (TrOOP) You remain here until the $7,400 (TrOOP) has been met

Catastrophic Coverage (Phase IV)

For the remaining calendar year, covered drugs are: $4.15 / $10.35 or 5% depending on drug tier As an upgrade, Insulin costs will decrese in 2023

Part D can be separate with Medigap & PFFS plans. There is a penalty for late enrollment into Part D.

Annual Election Period is Oct 15–Dec 7 each year

Must have Part A or B to enroll.

For more information visit www.medicare.gov or call 1-800-MEDICARE.

This information is the opinion of the author and intended as an easy to read summary. This is not a contract. Additional limitations and exclusions may apply to services. In the event of any inconsistencies with Medicare or with a published medical insurers certificate, the certificate / Medicare will control. Prepared 10/2022

MENTAL HEALTH

NATIONAL

American

800-374-2721

National Alliance

Mental Illness (NAMI) 703-524-7600

National Institute of Mental

866-615-6464

Mental

800-969-6642

National

800-273-TALK (8255)

STATE

844-493-8255

FORT COLLINS

UCHealth Mountain Crest Behavioral

4601 Corbett Dr, Ft Collins 80528 970-207-4800

Veterans Center 702 W Drake Rd, Bldg C, Ft Collins 80526 970-221-5176

FORT MORGAN / STERLING

Centennial Mental Health Center 821 E Railroad Ave, Ft Morgan 80701 970-867-4924

GREELEY

425 W Mulberry

#101,

80521 970-221-5551

1300 N 17th

80631 970-347-2120

LOVELAND

1250

OMBUDSMAN

in the

to

MORGAN COUNTY

Program 970-867-9409 x233

WELD COUNTY

Program (ad on pages 18-19) 970-346-6950 x6128 / 6129

PACE PROGRAMS

PACE is a Program of All-inclusive Care for the Elderly. PACE is a Medicare and Medicaid program that helps people meet their health care needs in their home or community instead of moving to a nursing home or other care facility.

PET CARE

Animal Friends Alliance (low cost spay and neuter) 2321 E Mulberry St, Ste 1, Ft Collins 80524 970-484-1861

Elder Pet Care 909 N College Ave, Ft Collins 80524 970-493-2657

Humane Society of Larimer County 970-226-3647

Larimer Humane Society 3501 E 71st St, Loveland 80538 970-226-3647

Pets Forever (in-home pet care) 970-491-7984

Prevent Unwanted Pets (PUP) 970-226-2416

PRESCRIPTION ASSISTANCE – DISCOUNTED MEDICATIONS

AARP Prescription Discount Prog 800-456-2277

Colorado Gerontological Society 1129 Pennsylvania St, Denver 80203 303-333-3482

Lily Cares Foundation 800-545-6962

Medicare Prescription Drug Card 800-633-4227

Merck Patient Assistance Program 800-727-5400

National Council on Aging Benefits CheckUp (www.benefitscheckup.org) 571-527-3900

Developed and maintained by The National Council on Aging (NCOA). BenefitsCheckUp is the nation’s most comprehensive Web-based service to screen for benefits programs for seniors with limited income and resources.

Novartis Medicare Rx 800-620-3292

Pfizer RX Pathways 866-706-2400

Pharmaceutical Assistance for the Aged & Disabled (PAAD) 800-792-9745

PhRMA’s Medicine Assistance Tool 888-477-2669

Rx Benefits 800-377-1614

ESTES PARK

Crossroads Ministry

851 Dry Gulch Rd, Estes Park 80517 970-577-0610

FORT COLLINS

Disabled Resource Services

1017 Robertson St, Ste B, Ft Collins 80524 970-482-2700/667-0816

Health District of Northern Larimer

– Prescription Assistance Program 120 Bristlecone Dr, Ft Collins 80524

970-416-6519

GREELEY

North Colorado Medical Center

1801 16th St, Greeley 80631 970-352-4121

United Way

814 9th St, Greeley 80632 970-353-4300

LOVELAND

Disabled Resource Services

2154 W Eisenhower Blvd, Unit 5 , Loveland 80537 970-667-0816

House of Neighborly Service

– 1511 E 11th St, Ste 100, Loveland 80537 970-667-4939

– 375 Meadowlark Dr (inside Grace Place Church), Berthoud 80513 970-532-0161

Loveland Community Health Ctr 302 3rd St DE, Loveland 80538 970-669-4855

McKee Medical Center 2000 Boise Ave, Loveland 80538 970-820-4640

PROBATE

Jorgensen, Brownell & Pepin, P.C. (ad on page 29) 5285 McWhinney Blvd, Ste 100, Loveland 80538 303-622-3831

RAMPS

Accessible Systems of Northern Colorado (ad on page 43) 2725 11th Street Rd, Greeley 80634 970-475-1880

SeniorsBlueBook.com

REAL

Realty Group

REHABILITATION FACILITIES

as

a

a

as an inpatient

which has

for a certain number of days. Re-

on pages

Broadview Health & Rehabilitation Center

Center at CenterPlace, The (ad on pages 4, 137)

4356 24th Street Rd, Greeley 80634

970-702-7400

Center at Rock Creek, The (ad on pages 4, 137)

4880 Ziegler Rd, Fort Collins 80528

970-223-4376

Columbine Health (ad on page 126)

– Centre Avenue

Health & Rehab

815 Centre Ave, Ft Collins 80526

970-494-2140

– Columbine Commons Health & Rehab Facility

1475 Main St, Windsor 80550

970-449-5541

– Columbine West Health & Rehab

940 Worthington Cir, Fort Collins 80526

970-221-2273

– Lemay Ave

Health & Rehab

4824 S Lemay Ave, Fort Collins 80525

970-482-1584

– North Shore

Health & Rehab

1365 W 29th St, Loveland 80538 970-667-6111

Cottonwood Health & Rehabilitation (ad on page 141)

503 S 18th St, Laramie 82070

307-742-3728

Creekside Village Health & Rehabilitation Center (ad on page 5)

1000 E. Stuart St, Fort Collins 80525 970-482-5712

Fairacres Manor (ad on Back Cover)

1700 18th Ave, Greeley 80631 970-353-3370

Linden Place Health & Rehabilitation Center (ad on page 5)

1800 Stroh Pl, Longmont 80501 303-776-6081

Mesa Vista of Boulder (ad on Back Cover) 2121 Mesa Dr, Boulder 80304 303-442-4037

Pelican Pointe Health & Rehabilitation Center (ad on page 5)

710 3rd St, Windsor 80550 970-686-7474

Poudre Canyon Health & Rehabilitation Center (ad on page 5)

1000 S. Lemay, Fort Collins 80524 970-482-7925

Riverbend Health & Rehabilitation Center (ad on page 5)

821 Duffield Ct, Loveland 80537 970-669-0345

Westlake Lodge Health and Rehabilitation Center (ad on page 5)

1637 29th Ave, Greeley 80634 970-356-8181

REHABILITATION HOSPITALS

Rehabilitation Hospitals provide intensive rehab to patients who are generally medically stable but need help to recover from injury, providing a high level of professional therapies such as physical, occupational and speech therapies. They must offer a minimum number of physician visits, increased daily rehab hours (3 hours/day, 5 days/week of PT, OT, and/ or Speech), and interdisciplinary

including increased RN oversight and nursing hours per day.

Northern

RESPITE

Respite is a period of rest or relief for those who give

care to an ill person. Many skilled nursing and assisted living facilities

this

Refer to our housing grids on pages 120, 132, and 136 for a complete list.

Colorado

Serving

7951

80111 844-381-4433

What Are My Options in Retirement?

Want to

in

Typically, the home is one of your largest assets. It is often overlooked when seeking ways to fund retirement. I will help you determine if a

Mortgage will enhance your retirement. For many retirees it provides both financial security and peace of mind. It is a safe and proven way to generate additional

flow

financial flexibility utilizing the value you’ve built up in your home.

Want to Move? – If you dream about moving then you owe it to yourself to learn about using Reverse Mortgage to buy your next home. You can increase your purchasing

power, preserve a large portion of your life savings and eliminate monthly mortgage payments.

I’m local and will walk you through a free, no obligation review to help you determine which product option best meets your goals and needs.

Editor’s Note: This article was submitted by Jan Jordan, Reverse Mortgage Loan Officer, NMLS 543249. Jan works for Mutual Of Omaha, NMLS 1025894 and may be reached at 970646-8908 or by email at: jjordan@ mutualmortgage.com. See ad below.

Want to work

me for more information.

Jan

SENIOR ACTIVITIES &

Colorado Commission on Aging (ad on page 66) 303-866-5288

– Celebrating A Lifetime Centenarian Celebration

The CCOA honors Coloradans who turn 100 years or older! “Celebrating a Lifetime” is held each year and the location varies throughout the state. This family event celebrates and recognizes the contributions and achievements of those 100 years or older and Centenarians receive certificates signed by the Governor. For more information and submit information about your favorite Centenarian, please call or visit www.coloradoaging.com

– Excellence in Aging Allen Buckingham Senior Leadership Legacy Award

The CCOA hosts the annual Allen Buckingham Senior Leadership Legacy Award each year. This award is given each year to an individual who leads, supports and pioneers excellence in aging. Forms are available to nominate those who work, volunteer or are caretakers of Colorado seniors and have recognized accomplishments in the field of aging. For more information or to request a nomination form, please call or visit www.coloradoaging.com

Silver Sneakers® 877-402-6753 / 888-617-6392 (Espanol) SilverSneakers® is the nation’s leading exercise program for active older adults.

Advocating

Celebrating

Join the Colorado Commission on Aging as they honor Coloradans who turn 100 years or older!

“Celebrating a Lifetime” is held each year and the location varies throughout the state. This family event celebrates and recognizes the contributions and achievements of those 100 years or older and Centenarians receive certificates signed by the Governor.

Excellence in AgingAllen Buckingham Senior Leadership Legacy Award

CCOA hosts the annual event each year. This award is given each year to an individual who leads, supports and pioneers excellence in aging. Forms are available to nominate those who work, volunteer or are caretakers of Colorado seniors and have recognized accomplishments in the field of aging.

For more information, to submit information about your favorite Centenarian, or to request a nomination form, visit us online at: www.coloradoaging.com or call: 303-866-5288

Click on Colorado Commission on Aging for the forms.

COLORADO

They focus on fitness, friends and fun! Join the more than 12 million people who are eligible for the SilverSneakers health benefit by visiting www.SilverSneakers. com. Groups meet in several locations throughout Larimer, Weld, & Morgan Counties

Tech Pals

844-832-4725

A non-profit organization that helps seniors navigate technology, of all forms, to connect with on-line services and loved ones. We provide a personalized, one on one approach delivered with patience and respect to assist folks with learning techniques to maximize the benefits of smart phones, computers, tablets and other technology. www. thetechpals.org

SENIOR CENTERS

LARIMER COUNTY

Bellvue Senior Center 2929 N County Rd 23, Bellvue 80512 970-482-0406

Chilson Senior Center

700 E 4th St, Loveland 80537 970-962-2783

Estes Valley Community Center

660 Community Dr, Estes Park 80517

970-586-8191x101

Ft Collins Senior Center

1200 Raintree Dr, Ft Collins 80526 970-221-6644

Northside Aztlan Community Ctr

112 E Willow, Ft Collins 80524 970-221-6256

Wellington Senior Center 3800 Wilson Ave, Wellington 80549 970-817-2293

MORGAN COUNTY

Brush Senior Center (Meet and Eat) 612 Ray St, Brush 80723 970-842-5044

Gene Doty Senior Center 307 Linda St, Ft Morgan 80701 970-542-3922

WELD COUNTY

Ault Senior Center 204 1st St, Ault 80610 970-834-1325

Carbon Valley Recreation Center 6615 Frederick Wy, Frederick 80530 303-833-2739

Erie Community Center – Active Adults 450 Powers St, Erie 80516 303-926-2569

Evans Senior Center

1100 37th St, Evans 80620 970-475-1132

Ft Lupton Recreation Center 203 S Harrison, Ft Lupton 80621 303-857-4200

Greeley Active Adult Center

1010 6th St, Greeley 80631 970-350-9440

Greeley Rodarte Center

920 A St, Greeley 80631 970-350-9430

Johnstown Senior Center

101 W Charlotte St, Johnstown 80534 970-587-5251

Continued on next page

SENIOR CENTERS

Kersey Community Center 215 2nd St, Kersey 80644 970-352-8394

Lochbuie Senior Center

501 Willow Dr, Lochbuie 80603 303-659-8262

Milliken Senior Center

1101 Broad St, Milliken 80543 970-660-5040

Pierce Senior Aid Program

RESOURCES

National Council on Aging 800-424-9046

National Family Caregivers Association 855-227-3640

United Way – 211 211 STATE AARP – Colorado State Office 866-554-5376

Aging & Adult Svcs Division (AAS)

221 W Main St,

80650 970-834-2655

Windsor Community Recreation Center 250 N 11th St, Windsor 80550 970-674-3500

SENIOR ORGANIZATIONS

Government,

NATIONAL

Cleaning

303-866-5288

Under the Direction of the Colorado Department of Human Services, the AAS Division serves Colorado’s older adults through Adult Protective Services and the State Unit on Aging. For more information, please call or visit www.colorado.gov/ cdhs/older-adults

Colorado Assisted Living Association (CALA) (coloradoassistedlivingassociation.org) CALA serves the assisted living industry in Colorado through education & training, advocacy with legislative & regulatory agencies and offers a network of support. The association serves owners, directors and caregivers in both the small residential home community as well as larger facilities.

Colorado Commission on Aging (CCOA)

303-866-5288

The Colorado Commission on Aging (CCOA) was established under the authority of the Older Coloradans Act to serve as the primary advisory body on all matters affecting older persons. The

Continued on page 70

COMMUNITY RESOURCES

SENIOR ORGANIZATIONS & SERVICES continued from page 68

CCOA is a volunteer organization appointed by the Governor and approved by the Senate committee to serve for four year terms. www.coloradoaging. com

Colorado Gerontological Society

1129 Pennsylvania St, Denver 80203

303-333-3482

A not-for-profit 501(c)(3) organization, which began in 1980 to provide advocacy, information and assistance to Colorado older adults as well as education and networking opportunities for professionals.

Dementia Together (dementiatogether.org)

970-305-5271

Non profit designed to elevate the culture of dementia care in Northern Colorado.

Group to Alleviate Smoking Pollution (GASP of Colorado)

303-444-9799

A statewide nonprofit organization that educates the public about the dangers of secondhand smoke (including e-cigarettes and marijuana) and advocates for smoke-free policies at work, in public places, and in multiunit housing. Visit gaspforair.org.

United Way – 211 www.firstcall211.org

2-1-1 connects the public to a local agency that can provide information about services and refer callers’ to appropriate programs to meet their needs.

FORT COLLINS

A Little Help (ad on page 71)

19 Old Town Square, Ste 238, Ft Collins 80524

970-412-9396

A Little Help is a nonprofit organization that connects neighbors to help seniors thrive, to enhance lives and strengthen our communities, by connecting them with good neighbors. A Little Help can help with transportation, yard work, handiwork, home organization, and social engagement. Services are offered in Larimer & Weld Counties

ADRC (Aging Disability Resource Center)

(ad on pages 14-17)

1501 Blue Spruce Dr, Ft Collins 80524 970-498-7750

Full spectrum of information and support for older adults and adults living with a disability including Information and Referral services, Options Counseling to help individuals understand the long term services and support systems and their options, application assistance, homemaker/personal care and chore voucher programs.

Alzheimer’s Association Colorado Chapter (www.alz.org/co)

(ad on page 69)

415 Peterson St, Ft Collins 80524 303-813-1669 x321 / 800-272-3900

Aspen Club

1025 S Garfield St, Ste A, Ft Collins 80524 970-495-8560

Health and wellness services for 50+. No membership fees, health/education classes, social opportunities, Medicare

education & counseling, health screenings, nutrition education & consultation.

Elderly Outreach Program (Catholic Charities)

460 Linden Center Dr, Ft Collins 80524 970-484-5010

Family Caregiver Support Program (ad on pages 14-17)

1501 Blue Spruce Dr, Ft Collins 80524 970-498-7758

Grand Family Program

– LifeSpring Covenant Church (4th Mon 5:30-7:30)

743 S Dotsero Ave, Ft Collins 80537 970-667-4730

Larimer County Office on Aging (ad on pages 14-17)

1501 Blue Spruce Dr, Ft Collins 80524

970-498-7750

Comprehensive planning unit advocating for the concerns of older adults.

Long-Term Care Ombudsman (ad on pages 14-17)

1501 Blue Spruce Dr, Ft Collins 80524 970-498-7754 / 970-498-7750

Neighbor to Neighbor –HomeShare Ft Collins 970-491-3233

Matches homeowners 55 years or older with those looking for a home in Larimer County.

Pathways: Programs for Grief & Loss (ad on page 101) 305 Carpenter Rd, Ft Collins 80525 970-663-3500

Pathways is a comprehensive support network and resource center offering support groups, professional counseling and education to anyone in Northern Colorado. Continued on next page

COMMUNITY RESOURCES AND

SENIOR ORGANIZATIONS & SERVICES continued

Poudre Valley Hospital Community Care Management

1024 S Lemay Ave, Ft Collins 80524 970-495-8554

Volunteers of America (VOA) 405 Canyon Ave, Ft Collins 80521 970-472-9630

Programs offered to assist seniors include: seniors’ nutrition program, retired & senior volunteer program (RSVP), foster grandparent program and handyman program and grocery assistance.

FORT LUPTON

A Little Help (ad on page 71)

970-412-9396

Catholic Charities

240 S Denver Ave, Ft Lupton 80621 303-857-0521

Outreach services, care management, support groups.

Recreation Community Complex Coordinator 203 S Harrison Ave, Ft Lupton 80621 303-857-4200

FORT MORGAN

NE Colorado Association of Local Governments

231 Main St, Ste 211, Ft Morgan 80701

970-867-9409 x235

Comprehensive planning that advocates for the concerns of seniors.

GREELEY

A Little Help (ad on page 71) 970-412-9396

Alzheimer’s Association Colorado Chapter (www.alz.org/co) (ad on page 69)

918 13th St, Ste 1, Greeley 80631 303-813-1669 x320 / 800-272-3900

Aspen Club – Greeley 970-652-2796

Catholic Charities Northern 1442 N 11th Ave, Greeley 80631 970-353-6433

Outreach services, care management, support groups, financial assistance. Pathways: Programs for Grief & Loss (ad on page 101)

2525 W 16th St, Ste C, Greeley 80634 970-356-4090

Pathways is a comprehensive support network and resource center offering support groups, professional counseling and education to anyone in Northern Colorado.

Retired Senior Volunteer Program (RSVP)

The American Legion, 809 30th Ave, Greeley 80634 970-396-5492

Educates and counsels seniors on Medicare benefits, coverage gaps, medical bills and other insurance options. Assists with minor home repairs and shopping.

Weld County Area Agency on Aging (ad on pages 18-19)

315 N 11th Ave, Bldg C, Greeley 80631

970-400-6950

Plans, coordinates and advocates for the development of comprehensive community based long term care services for seniors.

LOVELAND

A Little Help

(ad on page 71)

970-412-9396

A Little Help is a nonprofit organization that connects neighbors to help seniors thrive, to enhance lives and strengthen our communities, by connecting them with good neighbors. A Little Help can help with transportation, yard work, handiwork, home organization, and social engagement.

ADRC (Aging Disability Resource Center)

(ad on pages 14-17)

970-498-7750

Aspen Club – Loveland 2500 Rocky Mountain Ave, Loveland 80538

970-624-1860

Associated Veterans Club of Loveland 305 N Cleveland, Loveland 80537 970-667-4722

Social & volunteer programs for veterans. Grand Family Coalition PO Box 1432, Loveland 80539 970-699-2837

Grand Family Program

– Namaqua Center 221 E 29th St, Ste 101, Loveland 80538 970-494-4231

Neighbor to Neighbor –HomeShare Loveland 970-491-3233

Matches homeowners 55 years or older with those looking for a home in Larimer County.

SOCIAL SECURITY

Social Security Administration

Medicare Claims 800-633-4227

Social Security Information 800-772-1213

Larimer County Social Security 301 S Howes St, 4th Fl, Ft Collins 80521 866-336-7385

Weld County Social Security

5400 W 11th St, Ste A, Greeley 80634 877-405-9195

SOCIAL SERVICES DEPARTMENTS

Larimer County Human Services

– Ft Collins 1501 Blue Spruce Dr, Ft Collins 80524 970-498-6300

– Loveland 200 Peridot Ave, Loveland 80537 970-679-4451

Morgan County Human Svcs 800 E Beaver Ave, Ft Morgan 80701 970-542-3530

Weld County Dept of Human Svcs 315 N 11th Ave, Greeley 80631 970-352-1551

STAIR LIFTS

RESOURCES

Accessible Systems of Northern Colorado (ad on page 43) 2725 11th Street Rd, Greeley 80634 970-475-1880

Colorado Mobility (ad on page 45) 303-304-3223

SUBSIDIZED HOUSING RESOURCES

See additional Information on page 107.

HUD 800-225-5342

SUPPORT GROUPS

Organizations that perform advocacy and support roles and inform the public about the latest research developments and provide assistance and support for specific ailments and caregivers.

NATIONAL

Alzheimer’s Association Helpline 800-272-3900

American Cancer Society 800-227-2345

American Council of the Blind 800-424-8666

American Diabetes Association 800-342-2383

American Heart Association 800-242-8721

American Kidney Fund 800-638-8299

American Liver Foundation 800-465-4837

American Lung Association 800-586-4872

American Parkinson Disease Association 800-223-2732

American Speech Language and Hearing Association 800-638-8255

American Stroke Association 800-553-6321

Arthritis Information Hotline 800-283-7800

Center for Disease Control 800-232-4636

Easter Seals Society 800-221-6827

Huntington’s Disease Society of America 800-345-4372

Leukemia and Lymphoma Society 800-286-8159

Lupus Foundation of America 800-558-0121

Multiple Sclerosis Society 800-344-4867

National Kidney Foundation 800-622-9010

National Osteoporosis Foundation 800-231-4222

National Parkinson’s Foundation 800-327-4545

National Stroke Association 800-787-6537

Parkinson Association of the Rockies 866-718-2996

United Ostomy Association of America 800-826-0826

STATE

ALS Association – Rocky Mountain Chapter (Lou Gehrig’s Disease) 10855 Dover St, Ste 500, Westminster 80021 866-257-3211

Arthritis Foundation – Rocky Mountain Chapter 800-283-7800

Lupus Colorado 303-597-4050

Rocky Mountain Poison Center 800-222-1222

LARIMER COUNTY

Call First Call Services Net 970-407-7066 or Dial 211 for more local groups.

Alcoholics Anonymous 155 N College Ave, Ste 120, Ft Collins 80524 970-224-3552

Alzheimer’s Association Colorado Chapter (www.alz.org/co) (ad on page 69) 415 Peterson St, Ft Collins 80524 303-813-1669 x321 / 800-272-3900

Bereavement Support Group – Hospice of Estes Valley 970-586-2273

Family Caregiver Support Program (Office on Aging) (ad on pages 14-17) 1501 Blue Spruce Dr, Ft Collins 80524 970-498-7758

Grand Family Coalition PO Box 1432, Loveland 80539 970-699-2837

Grand Family Program

– Namaqua Center 221 E 29th St, Ste 101, Loveland 80538 970-494-4231

Larimer County Parkinson Support Group 303-830-1839

Multiple Sclerosis Society 800-344-4867

Pathways: Programs for Grief & Loss (ad on page 101) 305 Carpenter Rd, Ft Collins 80525 970-663-3500

UCHealth Diabetes & Medical Nutrition Services 1024 S Lemay Ave, Rm E-0120, Ft Collins 80524 970-495-8205

MORGAN COUNTY

Catholic Charities –Elderly Outreach 303-857-0521 Continued on next page

SUPPORT GROUPS

WELD COUNTY

Alzheimer’s Association Colorado Chapter (www.alz.org/co)

(ad on page 69)

918 13th St, Ste 1, Greeley 80631 303-813-1669 x330 / 800-272-3900

American Cancer Society 8221 W 20th St #A, Greeley 80634 970-356-9727

Grief Support Services by Hospice & Palliative Care of Northern Colorado

5628 W 19th St, Ste 2, Greeley 80634 970-352-8487

Parkinson Support Group (4th Thurs at 10:00 am) 303-830-1839

Pathways: Programs for Grief & Loss (ad on page 101)

2525 W 16th St, Ste C, Greeley 80634 970-356-4090

TRANSPORTATION

National Center on Senior

866-528-6278

REGIONAL

Little

(ad on page 71) 970-412-9396

Angel Flight West 888-426-2643

VetsGo (www.cultivate.ngo/vetsgo) 303-443-1933

BERTHOUD

Berthoud Area Transportation Service (BATS) 970-344-5816

ESTES PARK

Via Mobility Service –Scheduling Center 888-647-9768

FORT COLLINS

A Little Help (ad on page 71) 19 Old Town Square, Ste 238, Ft Collin 80524 970-412-9396 Dial-A-Ride 970-224-6066

Transfort (Ft Collins Bus Sys) 250 N Mason St, Ft Collins 80524 970-221-6620

SAINT (Senior Alternatives In Transportation)

333 W Drake Rd, Ste 42, Ft Collins 80526 970-223-8645

FORT MORGAN County Express 231 Main St, Ste 211, Ft Morgan 80701 970-867-6494

GREELEY 60+ Ride

800 8th Ave, Ste 229, Greeley 80631 970-352-9348

Pension

877-294-6380

Senior

Associates

9035 S 1300 E, Ste 250, Sandy 84094 801-424-1444

Tri-Care

877-363-1303

877-222-8387

Veterans Administration 800-827-1000

Veterans Crisis Intervention Hotline 800-273-8255

Veterans Health Administration Toll-Free Hotline 877-222-8387

LARIMER

200

Oak, 5th Fl, Ft

80521 970-498-7390

2509 Research Blvd, Ft

80524

5200 Hahns Peak Dr, Loveland 80538 970-962-4900

Veterans

702 W Drake Dr, Bldg C, Ft Collins 80526 970-221-5176

VETERAN SERVICES continued

VetsGo (www.cultivate.ngo/vetsgo) 303-443-1933

MORGAN COUNTY

Morgan County Veterans Service 800 E Beaver Ave,Ft Morgan 80701 970-542-3552

Qualified Listeners (www.QualifiedListeners.org)

PO Box 563, Dacono 80514 720-600-0860

WELD COUNTY

Disabled American Veterans Service Officer

1830 8th Ave, Greeley 80631 970-352-6188

Qualified Listeners (www.QualifiedListeners.org)

PO Box 563, Dacono 80514 720-600-0860

VetsGo (www.cultivate.ngo/vetsgo) 303-443-1933

VISION

NATIONAL

American Council of

800-424-8666

American Foundation of

800-232-5463 Braille Institute of America 800-272-4553

Choice Magazine Listening –Recorded Magazines 888-724-6423

Eye Bank Association 1101 17th St NW, Ste 4, WDC 20036 202-775-4999

Eye Care America (www.EyeCareAmerica.org) 877-887-6327

Foundation Fighting Blindness 800-683-5555

Magnisight 800-753-4767

National Eye Institute Communication Office 301-496-5248

Prevent Blindness America 800-221-3004

The Vision Council 866-826-0290

STATE Audio Information Network of Colorado 877-443-2001

Colorado Talking Books Library 800-685-2136

Friends of Man 303-798-2342

FORT COLLINS

Ensight Skills Center –Low Vision Rehab 1740 S College Ave, Ft Collins 80525 970-407-9999

Lions Club of Ft Collins (Eyeglass program for residents only) 970-377-2282

FORT LUPTON

Catholic Charities Northern 240 S Denver Ave, Ft Lupton 80621 303-857-0521

FORT MORGAN

Community Vision Program

231 Main St, Ste 211, Ft Morgan 80701 970-867-9409

GREELEY

Catholic Charities Northern 1442 N 11th Ave, Greeley 80631 970-353-6433

Curtis Strong Center for Visually Impaired 918 13th St, Ste 4, Greeley 80631 970-353-9417

Weld County Dept of Social Svcs 315 N 11th Ave, Greeley 80631 970-352-1551

LOVELAND

Lions Club of Loveland (Eyeglass program for residents only) 970-622-9799

VOLUNTEER OPPORTUNITIES

STATE AARP

866-554-5376

Colorado Gerontological Society 1129 Pennsylvania St, Denver 80203 303-333-3482

Retired Senior Volunteer Program (RSVP) Senior Corp 800-942-2677

United Way – 211 211

LARIMER & WELD COUNTY

A Little Help (ad on page 71)

19 Old Town Square, Ste 238, Ft Collin 80524 970-412-9396

Looking for volunteers in Larimer & Weld Counties. Catholic Charities

– 460 Linden Ctr Dr, Ft Collins 80524 970-484-5010

– 240 S Denver Ave, Ft Lupton 80621 303-857-2844

– 1442 N 11th Ave, Greeley 80631 970-353-6433

Disabled Resource Services

1017 Robertson St, Ste B, Ft Collins 80524 970-482-2700

Pathways: Programs for Grief & Loss (ad on page 101)

– 305 Carpenter Rd, Ft Collins 80525 970-663-3500

– 2525 W 16th St, Ste C, Greeley 80634 970-356-4090

Retired Senior Volunteer Program (RSVP)

The American Legion, 809 30th Ave, Greeley 80634 970-396-5492

Continued on next page

Non Medical Home Care Definitions

24 HOUR ON CALL – Refers to ‘around the clock treatment’ in a home environment. The care may be shared by multiple caregivers or by a single caregiver.

ALZHEIMER’S/DEMENTIA CARE –

Non-skilled care provided for clients with memory issues includes but not limited to establishing a routine, reminders for activities for daily living, rerouting if necessary and assistance with sleep issues or ‘sun downing’. By using creativity and caregiving skills, you can adapt routines and activities as needs change.

BONDED – Being bonded means that a bonding company has secured money that is available to the consumer in the event they file a claim against the company.

HOMEMAKER/COMPANION –

Non-medical assistance with meal preparation, laundry, light housekeeping, errands, activities, outings, companion-ship and other household duties. These agencies are licensed by the state.

HOURLY MINIMUM – This refers to the minimum number of hours that an agency provides service.

INSURED – This refers to what happens if someone gets hurt on the job. If the company isn’t insured, then the claim gets filed against the homeowner’s insurance. If the company is insured, then the claim gets filed against the company’s insurance.

LICENSURE – A home care agency, whether medical or non-medical, shall be issued a license consistent with the type and extent of services provided.

CLASS A – A home care agency that provides any skilled healthcare service. Agencies with a Class A license may also provide personal care services.

CLASS B – A home care agency that provides only personal care services. An agency with a Class B license shall not provide any skilled healthcare service.

MED-ALERT SYSTEMS – Personal medical alert products activated by pushing a button.

MEDICATION REMINDER –Assistance with reminding an individual about medications but not dispensing medications.

STATE REGISTRATION – The State of Colorado does not license homecare placement agencies. Placement agencies are registered with the state. Registration ensures that placement agencies are adhering to certain minimum standards such as background checks for caregivers and insurance requirements for agencies and caregivers.

TRANSPORTATION – Rides to shopping, appointments and other outings.

WORKER’S COMP – Insurance that covers medical and rehabilitation costs and lost wages for employees injured at work. ~

Home Health Care Definitions

24 HOUR CARE – Refers to “around the clock treatment” in a home environment. The care may be shared by multiple caregivers or by a single caregiver.

24 HOUR ON CALL – Refers to someone being available 24 hours a day to speak with you.

CARDIAC CARE – Refers to services including patient assessment, specific diet information, and management of the disease process, medication management and education. Cardiac care is a program designed to help a person with heart disease return to health. Cardiac care may consist of exercise, modifying risk factors to prevent further heart damage, or psychological rehabilitation.

HOSPICE – Hospices provide individuals facing terminal illness with care at home or in a healthcare facility. The goal is to assist patients to live the last stage of their lives with dignity. The focus is on comfort rather than treatment.

HOUR MINIMUM – The least number of hours a Non-Medical Home Care Agency will be available for hire. Medicare certified Home Health Agencies are not on a specified time frame.

DIABETIC CARE – Refers to services including patient assessment specific diet information, management of the disease process, medication management and education on all the above. Services are provided by Registered Nurse under the supervision of a M.D. Some agencies may have certified diabetic nurse instructors or cardiac care specialty RN’s.

ENTERAL FEEDING – Enteral feeding, or tube feeding, is a way to deliver nutrients through a tube if you cannot take food or drink through your mouth.

INTRAVENOUS THERAPY (IV) –Refers to any medical treatments/ medications that need to be introduced into the body via a patient’s veins. Numerous IV Therapies can be provided in a patient’s home under supervision of a MD. Some of these include: inter-infective/ antibiotic therapies, hydration therapy, pain management, chemotherapy and central line care and maintenance.

MED-ALERT – Company offers a pendant or home alert system that notifies staff that user is in distress and needs immediate assistance.

NON-MEDICAL HOME CARE –Assistance with Activities of Daily Living (ADL’s), homemaking, companionship and other nonmedical in home care. These services are available for hire after,

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Home Health Care Definitions

continued from page 91

or in conjunction with, Medicare certified services. Private payment, Medicaid and Veterans Benefits are a few of the ways personal care can be paid for.

PSYCHIATRIC CARE – Refers to the agencies’ ability to offer services related to psychiatric support with the prevention, diagnosis, and treatment of mental illness. Services may include counseling or administering of medications.

SOCIAL WORKER – A clinical social worker whose purpose in health care is to enhance, promote, maintain, and restore the best possible social abilities of the patient or family. Services provided may be preventive, developmental, or remedial in nature.

THERAPY SERVICES (ST, PT, OT, RT)

Speech Therapy – Refers to services to assess and treat speech and swal-

lowing disorders. Speech therapy can treat speech, language, cognitive skills or swallowing. Physical Therapy – Refers to services for the treatment and the rehabili tation process where a physical thera pist will often stretch, strengthen, facilitate muscles, challenge balance, test coordination abilities, teach home exercise programs and enhance basic mobility skills.

Occupational Therapy – Refers to services to assess and treat patients to improve their ability to perform tasks in their daily living and working environments. Patients may have mental, physical, developmental, or emotional disabilities. Therapists also help them to develop, recover, or maintain daily living and work skills. Occupational therapists help clients not only to improve their basic motor functions and reasoning abilities, but also to compensate for permanent loss of function.

on page 97

Start Looking for Assisted Living Now!

What is assisted living? Over the last decade, they have developed into communities that are beautiful living spaces with all the comforts of home and someone available 24/7 for support. They are beautiful, active, safe environments that are inviting and connected to the community. A sense of security and belonging is what seniors need, want, and deserve.

Amenities such as delicious meals, housekeeping, and laundry are included. Not only is this a money saving option, but this lifestyle frees up time to spend more meaningful moments with friends and family while participating in engaging activities.

When do you start looking? NOW! You have certain criteria and desires in mind so you will want to be in the best possible frame of mind when you begin your search.

Meet with professionals who have knowledge of the industry trends, such as the Executive Director or the Sales Director. Ask for a tour so you can gather information about what to expect.

Planning for the next chapter of life before an event or illness chooses it for you is ideal.

Why assisted living? Safety is always the number one factor. Aging seniors become at risk when their

safety is compromised due to falls, decline in physical activity and mental acuity.

When people are safe and comfortable, they will be more alert, happy, and active.

Assisted living offers 24-hour staff to assist with activities of daily living, medication, and services to help with detection of confusion and isolation while providing timely intervention and support.

Tips to look for when choosing an assisted living community:

Meals – ask to see the menus. Are they nutritious, delicious, and varied?

Do residents have input into the menu items and scheduled activities?

Is there transportation available for medical appointments and errands?

Ask to have a meal to taste the food and meet the culinary staff. Ask to chat with residents and staff you meet during the tour.

Knowledge is power! Start your search early. ~

Editor’s Note: This article was submitted by Deedra Moats, the executive director at The Capstone at Centerra, a new assisted living and memory community in Loveland, CO. Deedra may be reached at 970-344-9558 or by email at centerraED@islllc.com. See ad on facing page.

Home Health Care Definitions continued from page 95

Respiratory Therapy – Refers to services for care of patients with defi ciencies and abnormalities associated with the cardiopulmonary system. It may include the therapeutic use of medical gases and their equipment, environmental control systems, humidification, aerosols, ventilator support, bronchi pulmonary drainage and exercise, respiratory rehabilita tion, assistance with cardiopulmonary resuscitation, and maintenance of natural, artificial, and mechanical airways.

TRACH CARE – Refers to care administered to patients who have undergone a tracheotomy. A tracheot

omy is a surgical procedure in which a cut or opening is made in the wind pipe (trachea). The surgeon inserts a tube into the opening to bypass an obstruction, allowing air to get to the lungs, or remove secretions.

WOUND CARE – Refers to services for providing diagnosis and treatment for ulcers, pressure sores and other wounds. Treatments may include but is not limited to irrigations, dressing, and wound vacs. Some agencies may employ specialty nurses to provide and instruct in care specifically for patients with more complicated wounds. ~

Hospice Care Definitions

HOSPICE Hospices provide individuals facing terminal illness with care at home or in a healthcare facility. The goal is to assist patients to live the last stage of their lives with dignity. The focus is on comfort rather than treatment.

Services Provided: N-NURSE – Assesses patient’s physical needs, develops and coordinates the plan of care, ensures symptom control and management, provides patient/family teaching as needed

SW-SOCIAL WORKER – Assesses patient and family emotional and social needs, develops a plan of

care, provides counseling, referrals and support to meet identified needs

CHAPLAIN – Assesses patient and family spiritual needs, develops a plan of care, provides counseling, assists with memorial preparations.

HOME HEALTH AIDE – Provides direct personal care to patient, emotional support to patient and family, reports identified needs to RN.

VOLUNTEER – Provides respite and needed non-medical services for patients and their families, offers support at time of death and during bereavement.

Continued on page 102

Hospice Inpatient Care Center Now Available in Northern Colorado

When a person makes the difficult decision to no longer continue curative measures for a terminal illness and seeks the help of a hospice care provider, most of the time they can receive all the care they need in the comfort of their own home or the care community where they live.

However, there are times when a person needs a higher level of care to keep them comfortable. More support than what can be provided in a home setting. Many times, this higher level of care is provided in a hospital or other acute care setting.

While this can be an adequate way to manage a patient’s pain and symptoms, it is not the best setting for complete care of the patient’s emotional and spiritual needs and, not the best setting for family and loved ones to help and be involved. These are the times when an inpatient care center or “hospice house” provides the medical support needed to manage acute pain and other symptoms while offering a comfortable, homelike setting.

To meet the needs of patients who require inpatient level hospice care,

and future growth of the northern Colorado community, a 12-bed inpatient care center designed to care for hospice patients with the most acute end-of-life needs is now available on the Pathways campus at 305 Carpenter Road between Fort Collins and Loveland.

In this stand-alone facility, each of the 12 rooms can accommodate groups of visitors as well as family members who wish to stay overnight with a patient. There is access to outdoor garden spaces where patients will be able to enjoy the outdoors from the comfort of their bed. The Care Center also includes a non-denominational chapel, a large, shared communal kitchen, areas for quiet reflection and gardens and walkways throughout the site blending indoor and outdoor spaces. ~

Editor’s Note: This article was submitted by Nate Lamkin, President of Pathways. He may be reached at (970) 663-3500 and info@pathways-care.org. See ad on page 101.

of Life

Hospice Care Definitions continued

individual. Hospice is responsible for financial arrangements with the Long-term care facility.

GIP – General In-Patient Care –Provided in a skilled nursing facility when the symptoms cannot be managed elsewhere. The skilled nursing facility must have 24-hour R.N. coverage as deemed by Medicare guidelines. General in-patient care is usually short in duration. This level of care is usually due to symptoms which are out of control and more intensive nursing services are required. If an individual is at a care facility, room and board are covered by hospice during this period.

CC-CONTINUOUS CARE – Provided to prevent the individual from going to the hospital when a crisis occurs. It also is given when more help is needed to assist the individual and family in coping with the crisis. This level of care is usually provided at the individual’s residence no matter where that may be. The criteria for continuous care may include: Severe pain or symptoms which are out of control, psychotic episodes, breakdown of caregiver, imminent death and family unable to cope. Continuous care is typically reserved for end of life or other crises that requires a constant presence by a nurse or care team.

24/7 ADMISSIONS – If a patient qualifies for hospice care, they should be admitted as early as the family requests. Many agencies

admit patients to hospice,24/7, evenings weekends, and holidays.

AROMATHERAPY – Uses plant materials and aromatic plant oils, including essential oils, and other aromatic compounds for the purpose of altering one’s mood, cognitive, psychological or physical well-being. This is not reimbursed by Medicare.

GRIEF SUPPORT GROUPS – Grief is the normal and universal reaction humans have to the loss of those they love. When your loved one passes, you may go through a period of bereavement and experience grief. Many provide Grief Groups that meet and address issues of grief in a supportive group setting.

INDIGENT PATIENTS – Does the hospice accept non funded or indigent patients? This is usually on a case by case basis and at the determination of the hospice company. Many have a non-profit organization that can help support the care of non-covered patients.

IN-PATIENT CARE – These hospices offer full hospice services in their on-campus unit or building. The patient moves into the inpatient care facility to receive their hospice services rather than in the patients’ home setting.

LICENSED MASSAGE THERAPY –Used as a method for relaxation to alleviate stress, anxiety and pain with

Continued on next page

Hospice Care Definitions continued a serious illness and can be provided along with curative treatment.

a light hands-on approach, as well as providing an alternative to those who can’t take medication or prefer not to, massage therapy has become essential in hospice care. This is not reimbursed by Medicare.

MUSIC THERAPY – Music Therapy is an established healthcare profession that uses music to address physical, emotional, cognitive, and social needs of individuals”. A music therapist creates goals and objectives for their patients and uses music activities and music experiences (listening, composition, improvisation, or playing/singing a familiar song) in order to achieve those goals. This is not reimbursed by Medicare.

PAIN PUMPS AVAILABLE – Many patients have their symptoms controlled through oral medications. Some situations require a pain pump where medications are administered through an IV pump. If this is the situation, inquire with the hospice RN case manager to see if pain pumps are available through their agency.

PCP-OVERSIGHT – Can the hospice patient retain their own primary care physician in addition to the hospice medical director? All hospice organizations require a medical director, a physician to oversee their care. Many times the hospice medical director will work in conjunction with the patient’s own physician. The patient, family and hospice team can determine which physicians will oversee the care and certify the hospice eligibility criteria.

PET THERAPY – There’s nothing like a visit from a four-legged creature to brighten the day of a terminally ill patient. Pet therapy teams visit with patients wherever they reside – at home or in professional care settings. Studies have shown many benefits of pet companionship, ranging from reduced blood pressure and anxiety to relief from boredom, pain and loneliness. This service is not reimbursed by Medicare.

PALLIATIVE CARE – Specialized medical care for people with serious illness. It is focused on providing patients with relief from the symptoms, pain and stress of a serious illness –whatever the prognosis. It is appropriate at any age and at any stage in

VA CONTRACT – If the patient is not a Medicare Recipient and is covered by the VA, the VA will make payments directly to their contracted agencies. If a patient is a Veteran, but is a Medicare Recipient, they may choose any Medicare approved hospice agency for their care. ~

Senior Housing Definitions

ACTIVE ADULT COMMUNITIES

are traditionally geared towards the physically active senior, these com munities can be apartment style, cottage/patio home, or Condo/ Townhome style living. There are often community gatherings and many offer enhanced amenities like concierge, golf courses and recre ation centers. They usually do not offer meal or meal option commu nity dining (but may have a restau rant on site). May be a buy-in or a rental property.

AGE RESTRICTIONS – Some communities have a restriction on the youngest age they are allowed to accept. These restrictions vary by community.

ALZHEIMER’S / DEMENTIA

ASSISTED LIVING COMMUNITY –

Licensed assisted living facility or skilled nursing facility that specialize in delivering care to victims of Alzheimer’s and dementia. Communities are typically bedroom-style rental units with common areas for dining and activities. Many are locked for residents’ safety.

ASSISTED LIVING COMMUNITY

– Typically apartment-style with kitchenettes and private baths. Some offer companion accommodations. Personal assistance with Activities of Daily Living (ADLs) bathing, grooming, dressing, toileting, eating and ambulation.

DAY CARE – Any provider can elect to provide day/night services on a short or long term basis. Rates typically include a place to rest, one or two meals and snacks and activities for the day. Licensed communities are prohibited by law to promote these services without a specific license.

DEPARTMENT OF HOUSING & URBAN DEVELOPMENT - (HUD) helps apartment owners offer reduced rents to low-income tenants.

INDEPENDENT HOUSING – Apartments and communities for adults 55+ with little or no senior support services (e.g. no meals, etc...)

INDEPENDENT LIVING is usually apartment style communities for adults 55+ with little or no senior support services. Many but not all are wheelchair accessible.

INTERMEDIATE CARE – 24 hour inpatient care residents who need licensed nursing supervision and supportive care, but do not require continuous nursing care. Residents may receive full assistance with ADL’s and transfers. Residents receive meds from a nurse following a doctor’s or ders and may receive outpatient rehab services. Facilities may use a nurse as a their consultant and the residents receive periodic assessments from a licensed practitioner.

Continued on next page

SENIOR HOUSING

Senior Housing Definitions continued

LONG-TERM CARE – Chronic, custodial care provided on an on-going basis

MEDICAID WAIVER – An assisted living waiver may be used to transition individuals out of nursing facilities or to provide persons at risk of institutionalization with options for remaining in their communities. Assisted living waivers are designed to provide an alternative to more costly nursing home care.

PRICE DEPENDENT ON LEVELS

OF CARE – Flexible levels of service geared to accommodate different needs over time. Rates may vary depending on the changing levels of care while one maintains the same physical residence.

PUBLIC HOUSING (PH) – Affordable apartments for low-income families, the elderly and persons with disabilities.

REHABILITATION AND THERAPY –

Many skilled nursing facilities offer restorative and rehabilitative physical and occupational therapy, and speech-language pathology services. Short-term rehabilitation services may be provided to individuals with diagnoses such as joint replacements, stroke, etc. Long-term rehab may also be provided for permanent residents of the facility who have chronic or progressive illnesses. Occupational therapy services in this setting are generally reimbursed by Medicare Part A for short-term,

acute care clients; Medicare Part B for long-term residents who require skilled services and have medically necessary need for rehab; and often by private insurance, Medicaid, or private pay for younger clients.

RESIDENTIAL HOME – Assisted living homes are private residential homes that typically have a small number of residents who live together and receive care from livein caretakers. Adult family homes offer room and board for seniors who want a more private, homelike community. Assistance with activities of daily living such as bathing and dressing are provided. Amenities and nursing services vary greatly between homes. Ask about their services when you tour. They are also referred to as personal board and care homes. Most accept private pay; Medicaid in some instances.

RESPITE CARE / SHORT-TERM STAY – Otherwise known as a short-term stay. Any provider of IL, AL, ALZ or SNF care can elect to provide fully furnished accommodations to a person for a short period of time. Rates usually quoted on a daily basis and are typically inclusive of all services and amenities.

RETIREMENT COMMUNITY –

Housing designed specifically for mature adults. Typically Studio, 1 BR or 2 BR rental apartments with full kitchens, and private baths are avail

Senior Housing Definitions continued

able. Services include meal plans, transportation, housekeeping, laun dry and maintenance. Amenities are usually abundant; formal libraries, computer stations, swimming pools,

SUBSIDIZED HOUSING & ASSISTANCE

Subsidized housing provides low cost housing to qualified residents who pay 30% of their adjusted gross income for rent. Each facility maintains their own waiting list.

BRUSH Housing Authority 612 Ray St, Brush 80723 970-842-5046

FORT COLLINS CARE Housing 1303 W Swallow Rd, Bldg 11, Ft Collins 80526 970-282-7522

Housing Catalyst

1715 W Mountain Ave, Ft Collins 80521 970-416-2910

Neighbor to Neighbor 1550 Blue Spruce Dr, Ft Collins 80524 970-484-7498

Neighbor to Neighbor at the Murphy Center 242 Conifer St, Ft Collins 80524 970-494-9705

FORT LUPTON Housing Authority 400 2nd St, Ft Lupton 80621 303-857-4400

gardens, and other social gathering spaces. Rates are monthly, and are typically based on size/ location of apartment.

Continued on page 113

FORT MORGAN

Housing Authority 1100 Linda St, Ft Morgan 80701 970-867-2734

GREELEY

Greeley / Weld Housing Authority 903 6th St, Greeley 80631 970-353-7437

Connections for Independent Living 1331 8th Ave, Greeley 80631 970-352-8682

LOVELAND

Housing Authority 375 W 37th St, Ste 200, Loveland 80538 970-667-3232

Neighbor to Neighbor 1511 E 11th St, Ste 210, Loveland 80537 970-663-4163

WELLINGTON

Wellington Public Housing –Housing Catalyst 1715 W Mountain Ave, Ft Collins 80521 970-416-2910

WINDSOR

Windsor Housing Authority 1027 Walnut St, Windsor 80550 970-686-5576

$30 Sub Sec 8

970-330-6206162

HUD

970-352-9305101

HUD

970-330-116047

IB

970-460-935772

970-353-277860

303-857-440030Sec

8

970-353-743720

970-667-323220

970-686-965047IR Sub

970-356-5489128

970-395-0822

970-356-061028

970-356-233244

970-378-9393104$652

970-353-743796HUD

970-353-927534

970-834-157036

Birchwood Apts, 2830 W 27th Street Ln, Greeley 80634

Broadview Apartments, 2915 W 8th St, Greeley 80634

Centennial Village Apts, 2205 37th St , Evans 80620

Century III, 1027 Walnut St, Windsor 80550

Chinook Winds Apartments, 6616 10th St , Greeley 80634

Columbine Court, 400 2nd St, Ft Lupton 80621

Dacono Senior Apartments, 412 7th St, Dacono 80514

Dove Valley Sr Cmnty, 1101 Sandpiper Ln, Milliken 80543

Governor’s Farm, 701 6th St, Windsor 80550

Greeley Manor Apartments, 1000 13th St, Greeley 80634

Greeley Senior Housing, 1717 30th St, Greeley 80631

Immaculata Plaza, 530 10th Ave , Greeley 80631

Joe P Martinez Gardens , 1701 2nd St, Greeley 80631

Meeker Commons, 505 9th Ave, Greeley 80631

Peakview Trails, 1512 60th Ave, Greeley 80634

University Plaza, 1534 11th Ave, Greeley 80631

Fourteen, 214 Birch Ave, Ault 80610

SECURED UNIT – A secured unit dedicated to Alzheimer’s/Dementia residents to prevent wandering outside the community without supervision.

SHORT-TERM CARE – Acute care provided on a short term basis.

SKILLED CARE – 24 hour licensed nursing services, eight hours of which are RN covered. Patient may receive rehab services either inpatient or outpatient and may be fully dependent for ADL’s. Patients receive medications by an RN according to a licensed physicians

SKILLED NURSING FACILITY –Facilities provide 24/7 care for residents and offer full assistance

continued from page 107

with ADL’s. Daily rates typically include a furnished bedroom and a private or shared bath, meals, activities, transportation, phone service, cable television and all personal/ nursing care. Payor sources usually accepted are Medicare, Medicaid, VA, some insurance plans and private sources.

TRACH CARE – Refers to care administered to patients who have undergone a tracheotomy. A tracheotomy is a surgical procedure in which a cut or opening is made in the windpipe (trachea). The surgeon inserts a tube into the opening to bypass an obstruction, allow air to get to the lungs, or remove secretions. ~

That’s what my mom said repeatedly when I tried to talk to her about her need for more medical care and socialization.

She openly admitted to being stubborn and uncooperative but the obvious decline in her mental and physical health made it impossible to avoid the conversation AGAIN! She was diagnosed with dementia, depressed and isolated except for my almost silent dad and his caregiving. He was “exhausted” and long ago resigned to avoiding conversations/ questions that resulted in a fruitless loop or caused her to erupt in anger. I would say, “Mom, you know we’re headed for a crisis over your care”. She would reply once more, “I’m not

leaving; I’ll die at home; however the majority of us will eventually need a team of medical/non-medical care-giv ers around the clock to keep us safe and living our best quality of life.

Senior Placement Companies understand this and are equipped to help your family/loved one make a much needed transition to an Adult Community. Avoiding a long, exhausting crisis is far better than waiting for an emergency. Their service is free! Contact them soon! ~

Editor’s Note: This article was written by Walt Roberson, of Harmony Senior Referrals. He may be reached at 303-667-2420. See ad above.

“I’m Not Leaving; I’ll Die at Home”

Why Use a Local Senior Advisor?

HOUSING PLACEMENT & RESOURCE

A Senior Advisor specializes in a variety of senior living options from 55+ active communities, to Independent, Assisted, Memory Care, and Skilled Nursing. In addition, they can be a helpful resource in guiding their clients through Medicaid/Medicare, VA Benefits, Wills/ Documents, and other legal matters.

A consumer can benefit from enlisting the assistance of a Senior Advisor to bring knowledge and expertise in areas of concern to a consumer and assist in making the best decisions based on the unique circumstances.

A Senior Advisor working with a consumer around senior living options will be able to assist the consumer in several ways:

1

In-depth assessment of needs: We want to get to know you so we can serve you better, to ensure we understand and work around any constraints.

2

Thoughtful analysis and recommendations: We’ll provide our best unbiased recommendations for care that meets your unique needs.

3

Supportive selection process: We’ll be there for you every step of the way – accompanying you on tours, providing feedback, and helping to process and evaluate your options.

4

Facilitated transitions: When it comes time for your loved one to make the transition to a new “home”, we’ll be there to support you and advocate for you at every turn.

5

Comprehensive resource: We address all matters assuring a proper plan of care is in place and work directly with case managers in Hospitals, Rehabs, and Doctors’ offices. In addition, we can help coordinate with moving services, home care/home health and hospice.

All This at No Cost

Our community-oriented service allows you the freedom to access the best information and resources available without cost or obligation, with no contract to sign. You can count on us to make finding an ideal private or community setting as simple and fast as possible. Yes, it’s true! Our services are No Cost, and no hidden fees, its personal, caring services that we will navigate for you. ~

Editor’s Note: This article was submitted by Maureen Walker, Owner, and Senior Advisor with Assisted Living Locators of Northern Colorado. She may be reached at 970-310-4307 or by email at mwalker@assistedlivinglocators.com See ad on page 129.

Warning Signs of Stroke

Learn the many warning signs of a stroke. Act fast and call 911 immediately at any sign of a stroke. Use FAST to remember warning signs:

F ACE Ask the person to smile. Does one side of the face droop?

A RMS Ask the person to raise both arms. Does one arm drift downward?

S PEECH Ask the person to say a simple phrase. Is their speech slurred or strange?

T IME If you observe any of these signs, call 911 immediately.

Note the time when any symptoms first appear. If given within three hours of the first symptom, there is an FDA-approved clot-buster medication that may reduce long-term disability for the most common type of stroke.

Learn about more signs of stroke at www.stroke.org/symp

Located in Laramie, WY, Cottonwood Health & Rehabilitation offers our residents an extra helping hand with our skilled, friendly, and compassionate team members who are available 24 hours a day to deliver personalized service for every resident. “Our ultimate goal is a satisfying

t: 307-742-3728 | f: 307-721-2002 www.stellarliving.com

S 18th St, Laramie, WY 82070

970-484-7981

970-842-2825

Randy Bulow, CSA®

Sara BulowAnna Bulow

Laura Ebersole

Trish Johns,

Liz HallMark Popenhagen