2017-18 Savannah Seniors Resource Directory by jbasilesrd

All Rehabilitation All All Rehabilitation Rehabilitation

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Savannah

SENIORS RESOURCE DIRECTORY Helpful Information for Boomers and Seniors SERVING COASTAL GEORGIA

When it comes to rehabilitation after it comes rehabilitation an When illness injury, to it’s important to after When or it comes to rehabilitation after an illness or injury, it’s important know Rehabilitation ofto an that illness or injury, it’s Hospital important to know that Rehabilitation Hospital of Savannah offers the most advanced know that Rehabilitation Hospital of Savannah offers the most advanced treatments and technologies Savannah offers the most when advanced treatments and technologies when compared to skilled nursing facilities treatments and technologies when comparedcare. to skilled nursing facilities or subacute Our teams offer compared to skilled nursing facilities or subacute care. Our teams offer comprehensive rehabilitation or subacute care. Our teams offer comprehensive rehabilitation programs for a wide range of comprehensive rehabilitation programs for a wide range of conditions, with that include: programs forservices a wide range of conditions, with services that include: conditions, with services • 24-hour registered nurses that include: • 24-hour registered nurses • Frequent physician* visits • 24-hour registered nurses Frequent physician* visits a day, • At•• least three hours of Frequent physician*therapy visits • At least three hours of therapy a day, five days a week • At least three hours of therapy a day, five days a week • State-of-the-art technologies five days a week • State-of-the-art technologies • Private rooms • State-of-the-art technologies • Private rooms • Intense therapy programs to get you • Private rooms • Intense therapy programs to get you back home—sooner • Intense therapy programs to get you back home—sooner back home—sooner Learn more about our rehabilitation Learn more about our rehabilitation programs at 912 235-6001. Learn more about our rehabilitation programs at 912 235-6001. programs at 912 235-6001.

A Higher Level of Care A Higher Level of Care ® A Higher Level of Care ®

6510 Seawright Drive • Savannah, GA 31406 • 800 622-7269 6510 Seawright Drive • Savannah, GA 31406 • 800 622-7269 rehabilitationhospitalsavannah.com 6510 Seawright Drive • Savannah, GA 31406 • 800 622-7269 rehabilitationhospitalsavannah.com rehabilitationhospitalsavannah.com *The hospital provides access to independent physicians. *The hospital provides access to independent physicians. *The hospital provides access to independent physicians.

seniorsresourcedirectory.com

2017-2018

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WHERE EVERY DAY IS IS WHERE EVERY DAY WHERE EVERY DAY IS ANAN ADVENTURE, AND ADVENTURE,AND AND AN ADVENTURE,

AAA GE GEIISISSJJUST JUST UST GE AAAN UMBER N UMBER N UMBER 1 Savannah Square Drive 1 Savannah Square Drive 1 Savannah Square Drive Savannah, GA 31406 Savannah, GA 31406 Savannah, GA 31406

912-927-7550 912-927-7550 912-927-7550

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www.SavannahSquareRetirement.com www.SavannahSquareRetirement.com www.SavannahSquareRetirement.com

IND EDPEEPNEDNEDNETN LTI V II N G EPRESROSNOANLAC ACRAER E I ND LI V VI N I NG•G•P•P IS N PLEEN DNEU NR T SLI N EB R ISLOI T NAATLILOCN ARE KSIEL D G • R E H A K I L L E D N U R S I N G • R E H A B I L I T A T I S K I L L E D N U R S I N G • R E H A B I L I T A T I OONN ©2017 Five Star Senior Living ©2017 Five Star Senior Living ©2017 Five Star Senior Living

Pet Friendly

Pet Pet Friendly Friendly

orthopedic physicians

game-changing procedure

dreams cut short

A back injury can take the joy out of your favorite hobby. At Optim Surgery Center our specialized physicians and staff use advanced orthopedic procedures with one specific goal in mind; to get you back to you. OptimSurgeryCenter.com To request your evaluation appointment, call 912.629.3560

Welcome!

Boomers and Seniors in Savannah! Do you know where to find the best services? Now you have them at your fingertips in the first edition of the Savannah Seniors Resource Directory. The Savannah/Coastal Georgia area has needed a comprehensive resource like this directory for some time. We aim to provide options, simplify your search, expand your knowledge, and ultimately send you in the right direction. This directory is for you, whether your loved one is a Boomer, or youâ&#x20AC;&#x2122;re a Senior looking to make a decision on the next step in your life. To view more information on area events, sign up for our newsletter, or download our digital edition online, please visit seniorsresourcedirectory.com. In the future, we hope to expand this annual directory to include even more resources. To obtain additional printed copies or learn about advertising, please contact John Basile at 843-901-1134 or john@seniorsresourcedirectory.com We are grateful to our advertisers who have made this free directory possible. And a big thank you to our Readers! May you stay healthy, happy, and safe.

Table of Contents COMMUNITY RESOURCES

6-14

The Yellow Dot Program Dial 211 For Help Navigate Late Life Care

7 11 13

Experience

SENIOR HOUSING

Healthcare Excellence. 15-19

Talking to Mom About an Assisted Living Residence

IN-HOME SERVICES

20-23

Home Health vs. Home Care

HEALTH SERVICES

25-35

Making the Right Choice for Your Rehabilitation Ways To Avoid Kidney Disease

28-29 35

PROFESSIONAL SERVICES

The New Focus of Modern Estate Planning Why Turn to an SRES How to Prepare Financially for a Longer Life

37-43

ENTERTAINMENT & RESTAURANTS I

Memorial Health, located in midtown Savannah, is the most comprehensive medical center in southeast Georgia. We offer the region’s onlyLevel 1 trauma center, the only children’s hospital, the only Level III neonatal intensive care nursery, cancer care, cardiovascular care, stroke care, surgical services, and an emergency department that serves more than 100,000 people per year. When you need leading-edge medical care, we’re here for you. Experience Excellence. Memorial Health.

Savannah

38-39 40 41

44-48 44,45

RESOURCES What Services Does Medicaid Cover Low-Cost Options for Aging in Place Alzheimer’s Association MediAlert + Safe Return Legend of Advertisers

49-52 49 50 51 52

Savannah

SENIORS RESOURCE DIRECTORY Helpful Information for Boomers and Seniors SERVING COASTAL GEORGIA Published and distributed by Anthem Media Group, Inc. Anthem Media Group, Inc., 2 Finch Street, Hilton Head Island, SC 29926 843-901-1134 or www.seniorsresourcedirectory.com Copyright © 2017 by Anthem Media Group, Inc. All rights are reserved. Savannah Seniors Resource Directory is a registered trademark of Anthem Media Group Inc. No part of this publication may be reproduced or transmitted in any form or by any means, in whole or in part, without the written permission from the publisher. The publisher is not responsible to any party for unsolicited materials, contents or accuracy of claims in advertisements, errors, omissions or changes in any information. By placing an order for an advertisement, the advertisers agree to indemnify the publisher against any claims relating to the advertisement. The opinions of contributing writers do not necessarily reflect the opinions of the Savannah Seniors Resource Directory and its publisher.

“Looking For A Great REALTOR ?” ®

Making the decision to buy or sell a home can be overwhelming... but it doesn’t have to be! Let us take the worry away and guide you to easier living. In our 17 years of experience, we’ve helped hundreds of families make the transition effortlessly. Let us help you today! susan@basilepropertygroup.com

843-620-2535

Susan Basile REALTOR

Basile Property Group

ASP® - Accredited Staging Professional SRES® - Seniors Real Estate Specialist

Community Resources AGENCIES ON AGING

AGING SERVICES

COASTAL REGIONAL COMMISSION See ad below 1181 Coastal Drive 800-580-6860

CAREGIVER ACTION NETWORK 202-454-3970

GEORGIA COUNCIL ON AGING 404-657-5343 COASTAL AREA AGENCY ON AGING 912-437-0800 | 800-580-6861

UNITED WAY OF THE COASTAL EMPIRE 211 | 912-651-7700

SENIOR CENTERS

AARP SAVANNAH 888-687-2277

SCI SENIORS CITIZENS INC See ad on page 7, 10 3025 Bull Street, Savannah 912-236-0363

ALZHEIMERâ&#x20AC;&#x2122;S ASSOCIATION 912 920-2231 24-Hour Helpline 800-272-3900

BRYAN COUNTY SENIOR CENTER 24 W. Bacon Street, Pembroke 912-653-4480

AGING SERVICES

GEORGIA DIVISION OF AGING SERVICES 866-552-4464

This yellow dot could save your life

When minutes count

Yellow Dot is a free program that gives first responders immediate access to important medical information so they can provide care quickly in a medical emergency.

It’s simple

Just place the Yellow Dot decal on the front window or entry door of your home and keep the Yellow Dot packet on the refrigerator. You can also keep one in the glove compartment of your car and place the Yellow Dot on your back window.

Contact SCI

To learn more and find the nearest enrollment site, call SCI at (912) 236-0363, toll-free at (866) 579-2116, or go to seniorcitizensinc.org. Don’t wait! Register for the life-saving Yellow Dot program today.

Sponsored locally by

A 501(c)3 organization helping people age successfully since 1959

Care navigation | Adult daytime care | In-home nursing, companion, and personal care Home-delivered meals | Neighborhood centers | Transportation | The Learning Center Georgia’s Yellow Dot Program is made possible by Georgia Department of Human Services Division of Aging Services, Georgia Department of Public Health, Governor’s Office of Highway Safety, Alliant Georgia Medical Care Foundation, and Greater Savannah Coalition on Aging.

Community Resources LIBRARIES CENTRAL SAVANNAH

WESTERN CHATHAM COUNTY

BULL STREET LIBRARY 2002 Bull Street, Savannah 912-652-3600

GARDEN CITY LIBRARY 104 Sunshine Avenue, Garden City 912-629-5070

CARNEGIE LIBRARY 537 East Henry Street, Savannah 912-231-9921

POOLER LIBRARY 104 Sunshine Avenue, Garden City 912-748-0471

W.W. LAW LIBRARY 4 East Bay Street, Savannah 912-236-8040

PORT CITY LIBRARY 3501 Houlihan Ave, Savannah 912-964-8013

WEST BROAD LIBRARY 1110 May Street, Savannah 912-232-6395

PORT WENTWORTH LIBRARY 102 Aberfeldy Street, Port Wentworth 912-964-0371

SOUTHSIDE SAVANNAH

EFFINGHAM COUNTY

OGLETHORPE MALL LIBRARY 7 Mall Annex, Savannah 912-925-5432

RINCON LIBRARY 17th Street & Highway 21, Rincon 912-826-2222

SOUTHWEST CHATHAM LIBRARY 14097 Abercorn Street, Savannah 912-925-8305

SPRINGFIELD LIBRARY 810 Highway 119 South, Springfield 912-754-3003

EASTERN CHATHAM COUNTY

LIBERTY COUNTY

ISLANDS LIBRARY 50 Johnny Mercer Blvd, Savannah 912-897-6233

HINESVILLE LIBRARY 236 West Memorial Drive, Hinesville 912-368-4003

THUNDERBOLT LIBRARY 2708 Mechanics Avenue, Thunderbolt 912-354-5864

GLYNN COUNTY

TYBEE LIBRARY 405 Butler Avenue, Tybee Island 912-786-7733 WESTERN CHATHAM COUNTY FOREST CITY LIBRARY 1501 Stiles Avenue, Savannah 912-238-0614

BRUNSWICK- GLYNN COUNTY LIBRARY 208 Gloucester Street, Brunswick 912-279-3740 ST. SIMONS ISLAND PUBLIC LIBRARY 530A Beachview Drive, St. Simons Island 912-279-3750

Community Resources SENIOR CENTERS

RECREATION

EFFINGHAM COUNTY SENIOR CENTER, INC. 128 Stillwell Road, Springfield 912-754-2138

YMCA OF COASTAL GEORGIA See ad on this page HABERSHAM YMCA See ad on this page 6400 Habersham Street, Savannah 912-354-6223

LIBERTY COUNTY SENIOR CENTER 800 Tupelo Trail, Hinesville 912-877-0056 LONG COUNTY SENIOR CENTER 15 Thornton Drive, NE Ludowici 912-545-9508 MCINTOSH COUNTY SENIOR CENTER 1009 Eulonia Park Road, SW Townsend 912-832-2444

ISLANDS FAMILY YMCA See ad on this page 66 Johnny Mercer Boulevard, Savannah 912-897-1192

TYBEE ISLAND YMCA & RECREATION See ad on this page 204 5th Street, Tybee Island 912-786-9622

WEST CHATHAM YMCA See ad on this page 165 Issac G. LaRoche Drive, Pooler 912-748-9622

SCI SENIORS CITIZENS INC See ad on page 7, 10 3025 Bull Street, Savannah 912-236-0363

HELPING YOU LIVE BETTER

SAVANNAH RIVERBOAT CRUISES See ad on page 46 9 East River Street, Savannah 912-232-6404

Join your friends and neighbors at the Y. Our active older adult programs can help you maintain a fit and healthy lifestyle, learn a new sport or just relax.

SAPELO HAMMOCK GOLF CLUB See ad on page 48 1354 Marsh View Drive, NE, Shell Man Bluff 912-832-4653

From fitness to friendships, the Y has a place for you.

MEMORIAL GENERATIONONE See ad on inside back cover 1100 Eisenhower Drive, Savannah 912-350-7587

Four Chatham County Locations: Habersham Y, Islands Family Y Tybee Island Y West Chatham Y ymcaofcoastalga.org

RICHMOND HILL YMCA 154 Thunderbird Drive, Richmond Hill 912-756-5856 EFFINGHAM YMCA 1224 Patriot Drive, Rincon 912-826-2199

Community Resources RECREATION

ANCHOR ADVOCACY & CONSULTING GROUP Sea ad on pages 12, 13 912-433-4637

GOLDEN ISLES YMCA 144 Scranton Connector, Brunswick 912-265-4100 LIBERTY COUNTY / ARMED SERVICES YMCA 201 Mary Lou Drive, Hinesville 912-368-9622 MCINTOSH COUNTY YMCA 1111 Magnolia Bluff Way Suite 295, Darien 912-437-9622

SENIOR SERVICES and VOLUNTEER OPPORTUNITIES SCI SENIORS CITIZENS INC Helping People Age Successfully Since 1959 3025 Bull Street, Savannah 912-236-0363

HOSPICE SAVANNAH See ad on page 26 1352 Eisenhower Drive, Savannah 912-355-2289

TRANSPORTATION PERSONALIZED CARE Personalized care for your personal needs 6811 Forest Park Drive, Savannah 843-354-8368 COASTAL REGIONAL COACHES 866-543-6744 CHATHAM AREA TRANSIT 912-233-5767

Friends, food & fun for active adults 55+ SCI NeIghborhood CeNterS | (912) 236-0363 Port Wentworth Liberty County Neighborhood Center Neighborhood Center 800 Tupelo Trail, Hinesville

103 Turnberry Street

Thunderbolt Neighborhood Center 3634 Russell Street

CIty of SAVANNAh goldeN Age CeNterS | (912) 652-3887 Carver Heights Neighborhood Center 905 Collat Street Cloverdale Community Center 1919 Cynthia Street Crusader Neighborhood Center 81 Coffee Villa Road Eastside Regional Center 409 Goebel Avenue

Hudson Hill Center 2227 Hudson Street Liberty City Neighborhood Center 1401 Mills B. Lane Blvd. Mary Flournoy Golden Age Center 1001 W. 39th Street Moses Jackson Center 1410 Richards Street Stillwell Towers Center 5100 Waters Avenue

Tatumville Neighborhood Center 333 Coleman Street The Veranda 1414 East Anderson Street Windsor Forest Regional Center 308 Briarcliff Circle Woodville Neighborhood Center 127 Darling Street

Adult daytime care | In-home nursing, companion, and personal care | Home-delivered meals Neighborhood centers | Senior transportation | The Learning Center A 501(c)3 organization helping people age successfully since 1959

WWW.UWCE.ORG

JOIN THE FIGHT FOR ALZHEIMER’S FIRST SURVIVOR.

Late Life Navigation At the Alzheimer’s Association Walk to End Alzheimer’s®, people carry flowers representing their connection to Alzheimer’s — a disease that currently has no cure. But what if one day there was a flower for Alzheimer’s first survivor? What if there were millions of them? Help make that beautiful day happen by joining us for the world’s largest fundraiser to fight the disease. Walk to End Alzheimer’s: Savannah - Sept. 30th at Ellis Square Golden Isles - Oct. 14th at Neptune Park

Let Anchor Advocacy help guide life’s journey when health and aging make the waters a little rough. 

Assessment to determine what is needed to maximize quality of life.



Design, implement and manage a comprehensive plan of care.



Family meetings offering safe space and a neutral party to listen to family concerns and help work toward resolving disagreements.



Coordination of services, appointments and follow-up based on individual needs.



Assistance with living arrangement transition.



Advocacy for you and your loved one at doctor’s visits and hospital stays.

Providing the best care and value through our extended network of partners.

anchoradvocacy.com 912.433.4637

Navigate Late Life Care

Being a caregiver or loved one to an elderly adult can be fraught with unforeseen and challenging situations that many relatives are ill equipped to handle. Managing all the details and logistics required for situating an elderly parent either in their home after a hospital stay or in a facility of some kind can be daunting for a child or senior spouse. When faced with these it may be wise to hire a Late Life Navigator. Late Life Navigators (LLN) have specialized training in geriatric care or experience in the care management for those who are becoming less independent. They are fully versed in Medicare, Medicaid, hospitals, rehab centers and home care through both private pay, Veterans Administration and long term care insurance. LLN’s guide the journey in the continuity of care when there are multiple professionals to manage and/or when transitions need to be made. Navigators are advocates for the client and the family in various settings and visit the client on a regular basis. They and their team are available 24/7 by phone to the patient and family for emergencies. Updates and consultation to family are paramount throughout the journey. Typically, they charge by the hour after an initial consultation fee and are a godsend when the family lives far away.

The time to consider a Navigator is when an aging loved one experiences declining health, questions regarding long term care arise, a discharge from a hospital or facility is imminent, end-of-life planning begins, and if family members can’t agree on caregiving. Difficult interpersonal relationships can muddy the waters at these times. By involving this type of third party professional to ‘steer the ship’ and work through unpleasant family situations families are able to maintain their own life balance. When close family members live far away, they are essential to oversee the daily care of the client. Additional services sometimes offered include safe proofing a senior’s home from assessment through to home modification coordination and execution. If a move is necessary a Navigator can assist with all the logistics of a move including arranging for the packing up of all belongings, estate sales and transferring the utilities. When looking for someone to assist in your or a loved one’s care turn to your doctor or health professional for a reference. Canvas your friends and acquaintances for personal recommendations. Once you find a few to consider, ask them for a client you can speak to regarding their experiences before you decide whom to engage. Most importantly, a caring and loving person who can make the needs and preferences of your loved one paramount is key.

If you would like to map a course for yourself or a loved one, call ANCHOR ADVOCACY at 912.433.4637 or email kim@anchoradvocacy.com. Learn more at www.anchoradvocacy.com

Talking to Mom About an Assisted Living Residence Talking to Mom About Assisted Living Very few seniors want to leave the homes where they may have been living for decades, but as their age advances, the necessity of doing so may increase until the issue can no longer be ignored. Household matriarchs may be extremely reluctant to leave the family home and all of its associated memories. However, when it is time to have that heartfelt talk with mom, a few words of advice can help to alleviate any difficulties. Consider the Need The first step in talking to mom about a possible move to an assisted living residence, is to consider the need for it. Make a list of the pros and cons associated with moving. If the advantages are overwhelming, then the talk cannot be avoided. However, it is also necessary to consider what type of facility is required. Large, apartment-type buildings may be ideal,

Savannah/Hilton Head

Find Safe, Quality Living Options

Call 912.373.0020 14

but small, family-based facilities and nursing homes should also be considered. Ease Into the Topic Before initiating a deep discussion, it is helpful to nonchalantly bring up the idea a few times several months beforehand. This can take the form of a simple mention of other options after mom has experienced a difficult situation, but you will want to wait a day or two after an incident occurs. Timing is Important The best time to talk to mom about assisted living is when she is comfortable and her mind naturally takes her to some of the factors that are making her life sad, difficult or lonely. Gently bringing up the topic at such a time may be received as practical advice instead of as an attack. Discussion Ideas The discussion on moving can be helped if you can gather some information on her friends who are already in assisted living. Mom will be more receptive about visiting a center where she will have one or more instant friends. Other topics that may help in the discussion include a review of the safety features of assisted living and how much easier it is to upkeep the living space. Also, talk about the level of privacy in personal quarters and the social activities available in the public areas. Finally, give mom some time to consider the information you have given her. If she is still reluctant after a few days, ask for help from friends and family members. If the incidents prompting a discussion on assisted living are severe or if they occur frequently, a simple mention of moving should be upgraded to a suggestion about touring a facility. In non-emergency situations, you can take no for an answer the first few times.

Chuck Bongiovanni, MSW, MBA, CSA- CarePatrol

Senior Housing ASSISTED LIVING COMMUNITIES BUCKINGHAM SOUTH See ad on page 16 5450 Abercorn Street, Savannah 912-355-5550 SAVANNAH SQUARE See ad on front inside cover 1 Savannah Square Drive, Savannah 912-927-7550

OAKS AT POOLER See ad on page 17 125 Southern Junction Boulevard, Pooler 912-348-2360

HABERSHAM HOUSE See ad on page 4 5200 Habersham Street, Savannah 912-352-0070

SAVANNAH COMMONS See ad below One Peachtree Drive, Savannah 912-927-0500 WISTERIA GARDENS OF POOLER See ad on page 16 1384 S. Rogers Street, Pooler 912-748-1420

MARSH VIEW SENIOR LIVING See ad on page 4 7410 Skidaway Road, Savannah 912-354-6185

STATION EXCHANGE SENIOR CARE See ad on page 18 3205 TSX Grand Central, Richmond Hill 912-445-2425

BRING YOUR LOVE FOR LIFE TO

Savannah Commons is a full-service retirement community featuring independent, assisted and memory care living with spacious one & two bedroom apartments, custom dining services, daily activities, 24 hour concierge and chauffeured transportation give residents the maintenance-free customized lifestyle they deserve.

One Peachtree Drive, Savannah ~ 912.927.0500 ~ www.savannahcommons.com 15

Senior Housing ASSISTED LIVING COMMUNITIES

INDEPENDENT LIVING COMMUNITIES

ST. MARYS COASTAL ASSISTED LIVING See ad on page 19 1020 McDowell Street, St. Marys 912-882-4021

MEMORY CARE

MANOR HOUSE OF SAVANNAH 249 Holland Drive, Savannah 912-925-3445

INDEPENDENT LIVING COMMUNITIES SAVANNAH SQUARE See ad on front inside cover 1 Savannah Square Drive, Savannah 912-921-8002

RIVER’S EDGE RETIREMENT COMMUNITY Independent Retirement Living & Supportive Services 6206 Waters Avenue, Savannah 912-354-6146

CARE PATROL See ad on page 14 Better Senior Living Sources 912-373-0020

OAKS AT POOLER See Ad on Page 17 125 Southern Junction Boulevard, Savannah 912-348-2360 STATION EXCHANGE SENIOR CARE See ad on page 18 3205 TSX Grand Central, Richmond Hill 912-445-2425 SAVANNAH COMMONS See ad page 15 One Peachtree Drive, Savannah 912-927-0500

Find out why so many doctors choose

Wisteria Gardens of Pooler is the premiere CARF accredited personal care residence with a mission of focusing on the individual needs and quality of life of residents. This residential care home in the thriving Pooler community offers amenities and commons areas such as a media room, beauty salon/barber shop, Wi-Fi, housekeeping, laundry service and transportation. The goal of each day is to keep each person engaged and active. Come See Us! The Finest Assisted Living in Savannah! Around the Clock Nursing and Medical Care. Warm, Secure, Family-Oriented Environment.

912-355-5550 • 5450 Abercorn St. Savannah

1384 S. Rogers St ~Pooler, GA 912.748.1420 www.altrus.us

Senior Housing MEMORY CARE HABERSHAM HOUSE See ad on page 4 5200 Habersham Street, Savannah 912-352-0070 MARSH VIEW SENIOR LIVING See ad on pag 4 7410 Skidaway Road, Savannah 912-354-6185 SAVANNAH BEACH HEALTH & REHAB Preserving More of Lifeâ&#x20AC;&#x2122;s Memories Each Day 26 Van Horne Street, Tybee Island 912-786-4511

PLACEMENT SERVICES CARE PATROL See ad on page 14 Better Senior Living Sources 912-373-0020

REHABILITATION ABERCORN REHABILITATION CENTER See ad on page 19 11800 Abercorn Street, Savannah 912-925-4402 THUNDERBOLT TRANSITIONAL CARE AND REHABILITATION Specializing in Skilled Nursing and Rehabilitation 3223 Falligant Avenue, Savannah 912-691-2512 OCEANSIDE HEALTH & REHAB Where Quality of Care Comes First 7 Rosewood Avenue, Tybee Island 912-786-4511

RESPITE CARE - OUT OF HOME MARSH VIEW SENIOR LIVING See ad on page 4 7410 Skidaway Road, Savannah 912-354-6185

Senior Housing SKILLED NURSING CARE BUCKINGHAM SOUTH See ad on page 16 5450 Abercorn St, Savannah 912-355-5550 SAVANNAH SQUARE See ad front inside cover 1 Savannah Square Drive, Savannah 912-927-7550 ABERCORN REHABILITATION CENTER See ad on page 19 11800 Abercorn Street, Savannah 912-925-4402 THUNDERBOLT TRANSITIONAL CARE AND REHABILITATION Specializing in Skilled Nursing and Rehabilitation 3223 Falligant Avenue, Savannah 912-691-2512

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In-Home Services

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FOOD DELIVERY SCI SENIORS CITIZENS INC Helping People Age Successfully since 1959 3025 Bull Street, Savannah 912-236-0363 PERSONALIZED CARE Personalized care for your personal needs 6811 Forest Park Drive, Savannah 912-354-8368

HOME CARE (NON-MEDICAL) HOME INSTEAD SENIOR CARE See ad on page 22 7505 Waters Avenue, Savannah 912-355-0099

TT ISISNNOO SOUTHERN HELPERS EE TTHH See ad on this page E AAM SS ME and Georgia Serving South Carolina 912-239-4816

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COASTAL HOME CARE, INC See ad on page 23 6600 Abercorn Street, Suite 100, Savannah 912-354-3680 GRISWOLD HOME CARE Licensed Non-Medical Senior Home Care 6206 Waters Avenue, Unit 306, Savannah 912-349-5264 RIGHT AT HOME In-Home Personal Care Services el of Care e A Higher LevLev el of Car e her A HigSavannah 340 Eisenhower Drive Suite 520, Car A Higher Level of 912-691-8752 ®

STATION EXCHANGE SENIOR CARE See ad on page 18 3205 TSX Grand Central, Richmond Hill 912-445-2425

In-Home Care Services You Can Trust

622-7269 GA 31406 • 800 622-7269 e • Savannah, ah, GA 31406 • 800 69 6510 Seawright Driv Savann van .com 06 • 800 622-72 ht Drive •nho nah 314 alsa GA spit ah, 6510 Seawrig ann atio Sav • bilit e .com reha Driv alsavannah spit nho 6510 Seawright atio bilit reha alsavannah.com spit nho atio bilit reha

BRIGHTSTAR CARE Companion, Personal & Skilled Nursing Care Proudly Serving Savannah & Surrounding Areas 912-355-1121 endent physicians. es access to indep *The hospital provid endent physicians. es access to indep *The hospital provid endent physicians. es access to indep *The hospital provid

SCI SENIORS CITIZENS INC Helping People Age Successfully since 1959 3025 Bull Street, Savannah 912-236-0363

HOME HEALTH (MEDICAL) Enhancing each client’s quality of life, enabling them to remain in the comfort of their own home with assistance of well-trained and compassionate caregivers.

NIGHTINGALE HOME CARE INC. See ad on page 19 7505 Waters Ave, Savannah 912-200-3461 COMPASSUS- HOSPICE & PALLIATIVE CARE See ad on page 22 107 Southern Boulevard, Suite 203, Savannah 912-354-3727

912-239-4816 www.southernhelpersllc.com • Companionship Care • Personal Care Services • Respite Care

Brian & Kimberly Smith Veteran Owned Business Visit our website today!

“Designed to care, inspired to serve”

PERSONALIZED CARE Personalized care for your personal needs 6811 Forest Park Drive, Savannah 912-354-8368 SCI SENIORS CITIZENS INC Helping People Age Successfully since 1959 3025 Bull Street, Savannah 912-236-0363

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SENIOR DIRECTORY ers and Seniors for Boom Helpful Information

L GEORGIA SERVING COASTA

We Are Online! For information on additional resources, events, or to sign up for our Newsletter, please visit: seniorsresourcedirectory.com

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In-Home Services HOME HEALTH (MEDICAL)

PALLIATIVE CARE

SUNCREST HOME HEALTH Medicare Based Skilled Care At Home 4307 Ogeechee Road Suite 107, Savannah 912-354-7984

COMPASSUS HOSPICE & PALLIATIVE CARE See ad on page 22 310 Commercial Drive, Savannah 912-354-3727

HOME SAFETY

RESPITE CARE-IN HOME

TRIPP BROTHERS NON SLIP FLOOR See ad on page 36 115 Spring Meadow Drive, Bluffton 561-358-0435

HOSPICE SAVANNAH See ad on page 26 1352 Eisenhower Drive, Savannah 912-355-2289

LOWCOUNTRY WALK-IN TUBS Serving South Carolina and Georgia 843-645-2900

COASTAL HOME CARE, INC See ad on page 23 6600 Abercorn Street, Suite 100, Savannah 912-354-3680

MEDICAL EQUIPMENT AT HOME CLEAR CAPTIONS Free Captioning Phone for Those with Hearing Loss 912-328-9793

HOME INSTEAD SENIOR CARE See ad on this page 7505 Waters Avenue, Savannah 912-355-0099

Supporting Independence & Peace of Mind Home Health vs. Home Care

According to the U.S. Census Bureau, nearly 55 million Americans will be age 65 or older in just three years. Most of these individuals will be unable to care for themselves at some point without assistance, and almost all want to age in place.

Aging in place usually means that in-home care service is used to assist individuals with their activities of daily living. Home care, however, is not the same as home health care, and the payer sources are very different. Whereas home health is primarily physicianordered skilled care that is paid for by Medicare following a hospitalization, home care is typically a non-skilled service that provides basic personal support to individuals in their own home. It serves as an alternative or may help delay having to move into a nursing home. Home care aides provide assistance with activities such as bathing, grooming, dressing, meal preparation and eating, transportation to appointments, errand-running, and light housekeeping.

The cost of home care is not covered by Medicare or through traditional health insurance. Instead, home care is funded by families, long-term care policies, Veteranâ&#x20AC;&#x2122;s Administrations programs, or through Medicaid Waiver programs designed to help older adults and individuals with physical and intellectual disabilities receive services in the community. Georgia natives living and working out of Savannah, the leaders of Coastal Home Care, Inc. are proud to have been pioneers in the home care industry. They continue to set the standard for excellence in care and innovation in service delivery. With decades of history and experience, Coastal Home Care is a first stop for individuals wishing to age in place and their loved ones who are making decisions. â&#x20AC;&#x153;We help families sort through the wide range of aging care options, making recommendations that meet individual needs and budgets,â&#x20AC;? says Martin Miller, CEO and founder of Coastal Home Care.

For more information, please visit www.CoastalHomeCare.us or call 912.354.3680 or 800.617.1126

GEORGIA GROWN AND OWNED SINCE 1978

www.CoastalHomeCare.us

Take the Next Step with Healthy Eating Planner Trying to be healthier or get your weight under control? Use the Healthy Eating Planner online tool to access your eating and activity, set a goal and make a plan for improvement.

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Health Services ADULT DAY CARE

GEORGIA INFIRMARY ADULT DAY HEALTH Open M-F, Medicaid and Private Pay Options 1900 Abercorn Street, Savannah 912-819-1500 SCI SENIORS CITIZENS INC Helping People Age Successfully since 1959 3025 Bull Street, Savannah 912-236-0363

CARE MANAGEMENT & PERSONAL ADVOCACY

CARE PATROL See ad on page 14 Better Senior Living Sources 912-373-0020

ANCHOR ADVOCACY & CONSULTING GROUP Sea ad on pages 12, 13 912-433-4637

SOUTHERN HELPERS See ad on page 20 Serving South Carolina and Georgia 912-239-4816

SCI SENIORS CITIZENS INC Helping People Age Successfully since 1959 3025 Bull Street, Savannah 912-236-0363

AUDIOLOGISTS & HEARING AIDS

CATARACT & REFRACTIVE SURGERY

SOUTHEAST HEARING See ad below 315 Johnny Mercer Blvd., Savannah 912-239-4103

GEORGIA EYE INSTITUTE See ad on page 34 4720 Waters Ave, Savannah 912-354-4800

Trust our experts to help determine the best solution for you! OUR GUARANTEE: • Free hearing evaluations • Free video otoscope inspection… your hearing condition may • Free lifetime cleanings just be wax! • We service all makes and models of hearing aids!

U TH EAST

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(912) 239-4103 • www.SEHearing.com Kim Greive, Office Manager Kyle Sims, Hearing Instrument Specialist

Health Services HEALTH AND WELLNESS

HOSPICE CARE

NIGHTINGALE HOME CARE INC. See ad on page 19 7505 Waters Avenue, Savannah 912-200-3461 COOL SCULPTING® BY COOL BODY CONTOURING FDA Cleared Fat Removal for Good 9100 White Bluff Road, Suite 405, Savannah 912-200-6000

4FRONT HEALTHCARE 7505 Waters Ave. F8, Savannah 912-493-9438

HOSPICE CARE PRUITT HEALTH HOSPICE See ad on page 27 9100 White Bluff Road, Suite 303, Savannah 912-925-9183 COMPASSUS- HOSPICE & PALLIATIVE CARE See ad on page 22 107 Southern Boulevard, Suite 203, Savannah 912-354-3727

HOSPICE SAVANNAH See ad on this page 1352 Eisenhower Drive, Savannah 912-355-2289

HOSPITALS & MEDICAL CENTERS MEMORIAL HEALTH See ad on page 31 4700 Waters Avenue, Savannah 912-350-8000 REHABILITATION HOSPITAL OF SAVANNAH An affiliate of Healthsouth See ad on back cover and on pages 28-29 6510 Seawright Drive, Savannah 912-235-6001 ST. JOSEPH’S HOSPITAL 11705 Mercy Boulevard, Savannah 912-819-4100

When you care enough for your loved one to choose the best… …choose Hospice Savannah

CANDLER HOSPITAL 5353 Reynold Street, Savannah 912-819-6000 LANDMARK HOSPITAL 800 East 68th Street, Savannah 912-298-1000 SOUTHEAST GEORGIA HEALTH SYSTEM BRUNSWICK CAMPUS 2415 Parkwood Drive, Brunswick 912-466-7000

Photo by Diane Fulmer

912.355.2289 www.HospiceSavannahHelps.org The only hospice to have earned the Joint Commission’s Gold Seal of Approval® ensuring the quality and safety of your loved one’s care

Health Services NEPHROLOGY

PHARMACIES

OPHTHALMOLOGY

LO COST PHARMACY Immunization - Delivery -Bubble Packing 612 E. 69th Street, Savannah 912-352-0375

POOLER PHARMACY The Medicine You Need & The Service You Love 990 Pine Barren Rd Suite 102, Pooler 912-348-4420

NEPHROLOGY & HYPERTENSION MEDICAL ASSOCIATES See ad on page 32, 35 1115 Lexington Avenue, Savannah 912-354-4813

SCHULZE EYE & SURGERY CENTER See ad on page 30 728 East 67th Street, Savannah 912-352-3120

VILLAGE WALK PHARMACY Compounding - Delivery - Compliance Packaging 1 Skidaway Village Walk, Savannah 912-598-8669

PAIN MANAGEMENT SOUTHEAST SPINE CARE & PAIN MANAGEMENT - ORTELIO BOSCH, MD Voted Best Pain Management Specialist 2016 PH Hospice Savannah Ad 03_2017.pdf 1 3/29/17 7450 Skidaway Road, Savannah 912-233-6811

PHYSICIANS

9:59

PRUITT HEALTH SAVANNAH See ad below AM 12825 White Bluff Road, Savannah 912-927-9416

Committed to Caring in Our Community

Your Choice for Outstanding Care.

Our care team includes physicians, nurses, certified nursing assistants, dieticians, pharmacists, social and activities personnel and so many more. When we care for you, you become part of our PruittHealth family.

We provide an array of patient & family support services to include specialized bereavement program, access to local support resources andpersonalized plans tailored to each patientâ&#x20AC;&#x2122;s specific needs.

12825 White Bluff Road, Savannah, GA 31419 Phone: 912-927-9416 Fax 912-927-0701

9100 White Bluff Road, Suite 303, Savannah, 31602 PHONE: 912-925-9183 FAX 912-925-9340

PruittHealth.com The PruittHealth Organization complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.

Making the Right Choice for Your Rehabilitation

After a stroke, brain injury or other traumatic event such as a hip fracture, where you go for rehabilitation can make a difference in your ability to return home and back to your prior level of function. With so many different kinds of healthcare facilities, the below tips can help you compare availability of services, personnel, approach to delivery of patient care and patient outcomes, and find rehabilitative care that best meets the needs for you or your loved one. Do your research: Selecting a rehabilitation provider is like choosing your doctors; you want the best care possible for you or your loved one. Many facilities offer rehabilitation services but the quality, experience and comprehensive nature of these services can vary significantly. Don’t assume all therapists are the same: Therapists may be required to study the same information and abide by the same rules and guidelines, but a good therapist offers more than just textbook solutions. At HealthSouth, therapists are experienced in providing rehabilitation for many conditions including stroke, spinal cord, amputee, neurological and more. Our therapists are also skilled to help patients relearn the skills needed to return to the community.

Rehabilitation facilities and nursing homes are different: Research shows that outcomes are better and recovery is faster in the acute-care setting, compared to skilled nursing and nursing home care. But, there are various types of rehabilitation providers, each offering different levels of care. Determining the best option is dependent upon the patient’s condition. Ultimately, the provider chosen should strive to help you or your loved one achieve the highest level of independence possible. Don’t be afraid to ask questions: When the doctor or insurance company makes a recommendation, ask questions to ensure the provider and staff will meet the rehabilitation needs of you or your loved one. To ensure you’re making the ‘right’ decision, you can ask the following questions: • How often does the doctor visit with patients and what type of access will family members have to the doctor or staff? In a true rehabilitation hospital, a doctor visits with patients five to six times per week, opposed to a skilled nursing facility where doctors are only required to visit once every 30 days. • How long do most people stay and who decides

when it’s time to go home? Every situation requires a different amount of rehabilitation time and a patient shouldn’t leave until their progress has been fully evaluated by their entire rehabilitation team. • How many patients (who have the same/similar condition) have been successfully treated? This is an important question because not all facilities can handle every situation. It is acceptable to ask for the phone number of the specialists and ask questions about their methods of treatments and daily routines. Ask them how many hours of therapy patients typically go through a day. • How many patients return home after discharge, opposed to going to a nursing home? This varies by condition. • What type of educational and weekend programs are available? Many HealthSouth rehabilitation hospitals offer support groups and other resources. Take a tour: Before you make a decision, make an appointment to take a tour of the hos-

pital. Look for cleanliness, smell for odors and ask to see therapy areas and equipment. Do the comparison: Make sure to compare the years of service, specialty programs, patient satisfaction, national clinical ratings and patient clinical outcomes among facilities. Taking these steps in choosing the right rehabilitation can make a huge difference in a patient’s recovery. When it comes to finding the best rehabilitation services, be sure that you understand the differences in your rehabilitation options. For more information, contact: The Rehabilitation Hospital of Savannah, an Affiliate of HealthSouth at 912-235-6001 or visit the web site at: rehabilitationhospitalsavannah.com.

Rehabilitation Hospital of Savannah An Affiliate of HealthSouth

Health Services PHYSICIANS

NEPHROLOGY & HYPERTENSION MEDICAL ASSOCIATES See ad on page 32, 35 1115 Lexington Ave, Savannah 912-354-4813

PHYSICAL THERAPY/ REHABILITATION BENCHMARK PHYSICAL THERAPY See ad on page 33 60 Exchange St. Suite 4B, Richmond Hill 912-459-0072

REHABILITATION HOSPITAL OF SAVANNAH An Affiliate of Healthsouth See ad on back cover and on pages 28-29 6510 Seawright Drive, Savannah 912-235-6001

BENCHMARK PHYSICAL THERAPY See ad on page 33 1800 East Victory Drive, Suite 4A, Savannah 912-236-7020 BENCHMARK PHYSICAL THERAPY See ad on page 33 7805 Abercorn St. Suite 21, Savannah 912-356-3559

BENCHMARK PHYSICAL THERAPY See ad on page 33 119 Canal St. Suite 104, Pooler 912-330-8444

ABERCORN REHABILITATION CENTER See ad on page 33 11800 Abercorn Street, Savannah 912-925-4402

PHYSICAL THERAPY/ REHABILITATION

Urgent Medical Care You Can Trust.

Walk-Ins Welcome 7 Days a Week SAVANNAH

361 Commercial Dr.

912-355-6221

POOLER

107 Canal St.

912-450-1945

www.getIMMEDIATEcare.com 30

Experience

Healthcare Excellence.

912-350-8000

memorialhealth.com 31

NEPHROLOGY Nephrology is the study of kidney function, kidney problems, the treatment of kidney problems, and renal replacement therapy (dialysis and kidney transplantation). Patients are seen by a physician specializing in nephrology for various reasons such as: acute renal failure, chronic kidney disease, hematuria, proteinuria, kidney stones, hypertension, and disorders of acid/base or electrolytes. HYPERTENSION Hypertension (high blood pressure) is a chronic medical condition in which blood pressure in the arteries is elevated. Blood pressure is made up of two measurements, systolic and diastolic, which depend on whether the heart muscle is contracting (systole) or relaxed between beats (diastole). Hypertension puts strain on the heart, leading to hypertensive heart disease and coronary artery disease. Hypertension is a major risk factor for stroke, aneurysms of the arteries, peripheral arterial disease, and chronic kidney disease. Nephrology & Hypertension Medical Associates, P.C. is a full service, privately owned and operated practice.

Since 1969, their focus and specialty has been the evaluation and treatment of patients with kidney related disease and hypertension. While services do include hemodialysis, peritoneal dialysis, renal transplant referrals, and care following transplantation, the primary goal is to provide patients and their families with the finest care to enhance health and improve the quality of life, be addressing their chronic kidney disease problems before these services are needed.

OFFICE LOCATIONS SAVANNAH: 1115 Lexington Avenue Savannah, GA 31404 (912) 354-4813 BLUFFTON: 16 Okatie Center Blvd, Suite 100 Okatie, SC 29909 (843) 706-9955 BEAUFORT: 16 Kemmerlin Lane Beaufort, SC 29907 (843) 524-2002

www.TheKidneyDocs.com 32

Health Services PHYSICAL THERAPY/ REHABILITATION NEPHROLOGY & HYPERTENSION MEDICAL ASSOCIATES See ad on page 32, 35 1115 Lexington Ave, Savannah 912-354-4813

REHABILITATION HOSPITALS

REHABILITATION HOSPITAL OF SAVANNAH An Affiliate of Healthsouth See ad on back cover and on pages 28-29 6510 Seawright Drive, Savannah 912-235-6001

URGENT CARE CLINICS ST. JOSEPH’S CANDLER IMMEDIATE CARE See ad on page 30 361 Commercial Drive, Savannah 912-355-6221

ST. JOSEPH’S CANDLER IMMEDIATE CARE See ad on page 30 107 Canal Street, Pooler 912-450-1945

VISION CARE GEORGIA EYE INSTITUTE See ad on page 34 4720 Waters Ave, Savannah 912-354-4800 SCHULZE EYE & SURGERY CENTER See ad on page 30 728 East 67th Street, Savannah 912-352-3120

UROLOGY UROLOGICAL ASSOCIATES OF SAVANNAH With 11 Urology Physician Specialists 230 East DeRenne Avenue, Savannah 912-790-4000

Don’t let pain or injury hold you back. Talk to the licensed physical therapists at your local BenchMark about how we can help you move better and feel better, faster!

Pooler (912) 330-8444 • Richmond Hill (912) 459-0072 Savannah – Southside (912) 356-3559 • Savannah – Victory (912) 236-7020

YOUR VISION. OUR FOCUS. Laser Assisted Cataract Surgery | Glaucoma Therapy Retinal Disease Management | Glasses & Contacts Corneal Disease Managment

gaeyeinstitute.com 4720 Waters Avenue | 912.354.4800 Historic River Street Shops Savannah, GA

Ways To Avoid Kidney Disease Get a Primary Care Physician: Everyone needs a primary care physician,” says Dr. Coleman. “They are the captain of the ship of your body.” She recommends patients see them at minimum once per year, or as often as the physician recommends. Make sure the PCP performs a physical exam, runs a metabolic blood profile and a urinalysis showing creatinine levels once per year. Creatinine is the number doctors use to see how well the kidneys are working. When your kidneys aren’t functioning properly, creatinine can accumulate in your body. A urinalysis will also help see if damage is being done to your kidneys. Exercise: Keep active and exercise. Movement stimulates the body and helps all organs do what they were made to do. Dr. Coleman recommends 30 minutes of exercise a minimum of three times per week under the supervision of a PCP. Exercise will also help improve muscle function and sleep, which will in turn benefit kidney function. Even moderate exercise such as walking will improve one’s overall quality of health. Water, Water, Water: “Drink lots of water,” says Dr. Coleman. Water flushes the toxins from the kidneys and keeps your entire body hydrated. “You want to keep flushing toxins out of your body. The best way to do that is with lots of water,” she says. Those living in the Lowcountry should be extra careful to drink enough water, as they can lose hydration easily through daily activity. Control Blood Pressure: Uncontrolled high blood pressure is the leading cause of kidney disease. Monitor your blood pressure. Try to keep your top number (systolic) below 130; your diastolic number (bottom) below 80. Salt is an enemy. It raises blood pressure and puts unneeded stress on your kidneys. Avoid Preserved Meats: Preserved meats such as lunch meat, bacon, pepperoni and red meat are high in uric acid and salt, which are hard on kidney function and also causes painful gout. Control Bad Cholesterol: Total cholesterol should be less than 200 mg. Good cholesterol should be above 50. Limit dining out, especially fast foods. It is suggested one eat more high antioxidant foods such as colorful fruits and vegetables, legumes, nuts and low or non-fat dairy products. Avoid Cigarettes: Smoking affects your entire body, including your kidneys. Smoking can also interfere with medications used to treat high blood pressure. Control Your Blood Sugar: Try to keep blood sugar levels (A1C) less than 7 percent. Uncontrolled diabetes accelerates loss of kidney function. It is suggested people try to consume high-fiber/low-sugar foods. OFFICE LOCATIONS SAVANNAH: 1115 Lexington Avenue Savannah, GA 31404 (912) 354-4813 BLUFFTON: 16 Okatie Center Blvd, Suite 100 Okatie, SC 29909 (843) 706-9955 BEAUFORT: 16 Kemmerlin Lane Beaufort, SC 29907 (843) 524-2002

www.TheKidneyDocs.com

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WE’LL HELP YOU GET THERE.® Lisa Bates, Financial Services Professional

Cell: 912-655-3478 Office: 912-629-2290 Fax: 912-356-9640 lisabates@financialguide.com

Life Insurance, Long Term Care - Featuring CareChoice One and other product options Disability Income, Annuities, Key Person and Buy/Sell Agreements MassMutual. We’ll help you get there.® There are many reasons to choose a life insurance company to help meet your financial needs: protection for your family or business, products to provide supplemental income and the confidence of knowing you will be prepared for the future. At Massachusetts Mutual Life Insurance Company (MassMutual), since 1851 we have continued to operate for the benefit of our participating policy owners. We stand strong in the fundamental belief that every secure future begins with a good decision. And when choosing a life insurance company – ownership, strength and stability matter.

Professional Services ATTORNEYS: ELDER LAW & ESTATE PLANNING

REVERSE MORTGAGE AND HOME FINANCING

J.L. WILLIAMSON LAW GROUP LLC See ad on page 38-39 6605 Abercorn Street, Stuite 113, Savannah 912-489-5573

COASTAL STATES BANK See ad on page 42, 43 532 Stephenson Avenue, Suite 101, Savannah 912-662-7553

HEALTH INSURANCE & MEDICINE RUBNITZ AND ASSOCIATES INC. Your Local Resource for Medicare Health & Drug Plans 117 Ogelthorpe Professional Court Suite 6, Savannah 912-352-0820 THE EDGAR GROUP Low Countryâ&#x20AC;&#x2122;s Choice for Health, Life and Disability 4831 Augusta Road Suite E, Savannah 912-335-7506

HOME SAFETY TRIPP BROTHERS NON SLIP FLOOR See ad on pag 36 115 Spring Meadow Drive, Bluffton 561-358-0435 LOWCOUNTRY WALK-IN TUBS Serving South Carolina and Georgia 843-645-2900

LONG TERM CARE & LIFE INSURANCE MASS MUTUAL FINANCIAL SERVICES LISA BATES See ad on page 36 7393 Hodgson Memorial Drive 912-629-2260

OPEN MORTGAGE, LLC/ DON DAVIS Licensed Reverse Mortgage Specialist NMLS #900952 7 Palmetto Way, Bluffton SC 843-368-5535 VETERANS UNITED HOME LOANS Your Local VA Loan Experts 240 Eisenhower Drive Suite 1305, Savannah 912-335-8591

RETIREMENT PRE-PLANNING NORTHWESTERN MUTUAL JOHN H. KINGSTON JR. See ad on page 41 617 Stephenson Avenue, Savannah 912-345-5516 CHARLES SCHWAB AND COMPANY MICHAEL THAMES Local Investment and Financial Planning 7150 Hodgson Memorial Drive Suite B, Savannah 912-652-6473

VETERAN SERVICES VETERANS UNITED HOME LOANS Your Local VA Loan Experts 240 Eisenhower Drive Suite 1305, Savannah 912-335-8591

REAL ESTATE SERVICES (HOME BUYING & SELLING) SUSAN BASILE, KELLER WILLIAMS REAL ESTATE See ad on page 5 Seniors Real Estate Specialist 843-620-2535

The New Focus of Modern Estate Planning

While estate tax planning is still of primary

concern to some, the new catalyst for estate planning is long-term care costs. And for those in the middle class, failure to plan for the inevitable and exorbitant costs of long-term care can result in much more devastating consequences than even the most draconian estate tax regime. Many people are under the false assumption that Medicare will pay their long-term care expenses. That is false! If you or your parents require assisted living or nursing home care, you have only three options: privately pay for these services; hope the long-term care insurance you’ve purchased, if any, will pay for these services; or try to qualify for Medicaid.

Depending upon your age, purchasing long-term care insurance may not be a viable option — though it is still something to strongly consider if you can afford it. If long-term care insurance is not an option, that leaves only two other options: paying from personal funds or qualifying for Medicaid. Currently, the average cost of a nursing home in Georgia is approximately $6,500 per month. At that rate, it won’t take long for the wealth you’ve accumulated over your lifetime to be consumed. Is there a way to protect your assets from being devoured? Some of you reading this article may own assets that have been in your family for generations. Will you have to sell those assets to pay for your nurs-

ing home costs? Maybe not, if you properly structure your estate plan to account for impending long-term care needs. A properly structured irrevocable trust will help protect what you have worked so hard to build and keep. These types of trusts differ, in several important respects, from standard revocable trusts that you may have incorporated into your estate planning strategy. First, these trusts must be irrevocable — meaning that, outside of certain special circumstances, the terms of these trusts cannot be changed. Second, the persons creating these trusts (the grantors) should not serve as trustees of these trusts. Although Grantors must relinquish some control of the assets inside these trusts, they can reserve income rights to the property inside these trusts. For example, if you have a piece of property, such as farmland, that you want to protect but rely on lease payments or timber sales from the land to pay your living expenses, it is possible to put the farmland inside one of these special trusts but require that all income from the land be paid back to you. Additionally, many of these trusts contain the power, exercised in the grantors’ wills, to change the ultimate beneficiaries of the trust. This is known as a special power of appointment. By retaining this power, you can ensure that the assets inside the trust will receive a basis adjusted to fair market value when those assets are distribut-

6605 Abercorn Street, Suite 113 Savannah, GA 31405 912.489.5573 www.jlwlawgroup.com

ed after the death of the grantors. This is important if any capital assets such as stocks, bonds, or real estate are inside the trust because it can greatly reduce the amount of capital gains taxes the beneficiaries will have to pay when those assets are later sold. Such tax savings are not available with outright gifts, and that is a significant reason why this type of planning is far superior to gifting assets outright to children. Many of these trusts that we draft contain “trust protector” provisions. These provisions provide for the appointment of someone who can amend the trust, even though it is irrevocable, to comply with unforeseen changes in the tax law, the trust code, or the Medicaid rules. Having a trust protector provides for maximum flexibility in trust administration and can also be used to resolve disputes among beneficiaries, thereby avoiding a potentially costly and lengthy court battle. A carefully drafted irrevocable trust can add significant tax and nontax benefits to your overall estate plan, yet these types of trusts are, in the author’s humble opinion, underutilized. As with any estate planning technique, it is important to carefully review your particular circumstances with an expert estate-planning attorney before deciding whether one of these types of trusts is appropriate for you or your parents’ situation.

1219 Merchant Way, Suite #101 Statesboro, GA 30458 912.489.5573 www.jlwlawgroup.com

Sponsor of the Yellow Dot Program The information contained in this article is a paid advertisement, should be used for informational purposes only, is not intended to be legal advice, and should not be relied upon by the reader as legal advice.

“I’m your SRES®!” Article Provided by: Susan Basile REALTOR® SRES® 40

KW (843) 620-2535

How to Prepare Financially for a Longer Life Provided By: John Heddens Kingston Jr, Northwestern Mutual

If you ask people, many of them will tell you that they are not afraid of dying so much as they may be afraid of outliving your resources. No one looks forward to the time when you can no longer care for yourself. When that time comes, your ability to live as good a life as physically possible will depend on what preparations you make today. Exercise, eat right, stay mentally fit and financially prepared. Long-term care can be expensive and costs can quickly impact a person’s financial security. People are living longer, which increases the odds of developing a chronic illness that could require on-going care. If the day comes that you are unable to do basic things, such as dressing yourself, getting in and out of bed, eating a meal or going to the bathroom alone, you will need to be prepared for the costs of paying professional caregivers for the help you need. As health care costs escalate, an increasing number of people are protecting themselves by planning for long-term care. Though Medicare covers skilled care for acute conditions such as heart attacks and broken bones, in general, it does not cover the custodial care required for chronic medical conditions. When making your plans for a secure retirement, it’s also important to consider long-term care needs as a way of helping to protect your assets so they aren’t exhausted by possible extended-care costs. By planning ahead, you can help maintain your independence and help ensure you have financial security to live your life your way. There are quite a few factors to consider when planning for long-term care. For this reason, it’s important to work with a financial professional who understands your needs, and who can design a plan that will meet those needs at a cost you can afford. Specifically, look for a financial professional who is supported by a well-established company with a solid history of strength and stability. A company that is well-positioned to deliver long-term value and will be there when you need it most. The right long-term care plan can provide you with options on how you receive the care you need and where. It gives you choices about how your final years are lived and where. And maybe, with such a plan can help reduce the fear of outliving your resources. Article prepared by Northwestern Mutual with the cooperation of John Heddens Kingston Jr. John Heddens Kingston Jr is a Financial Representative with Northwestern Mutual based in Savannah, GA. John Heddens Kingston Jr is a licensed insurance agent. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company (NM), Milwaukee, WI, and its subsidiaries. To contact John Heddens Kingston Jr, please call (912) 354-5516 or email at john.kingston@nm.com.

Mortgage Solutions The Mortgage Originators at Homeowners Mortgage, a subsidiary of CoastalStates Bank, work with you to offer local solutions to meet virtually any local mortgage need. Call us soon. Like you, we’re local. And proud of it. “I was struggling with my existing mortgage payment and was faced with having to live with one of my children. Now, I feel a sense of relief having done the “reverse” and am working toward a healthy future because of the security it will give me. I am sincerely grateful for the Homeowners Reverse Mortgage team and their patience.”

532 Stephenson Avenue, Suite 101, Savannah, GA 31405 912.662.7553 • 912.662.7547 loans made by Homeowners Mortgage www.homeownersmtg.com www.coastalstatesbank.com *AllEnterprises, Inc., NMLS ID #154698.

Did You Know That Nearly Ten Thousand Baby-Boomers Retire Daily?

A way to help reach financial stability could be to access a portion of the equity you have built into your home through a Reverse Mortgage loan. Requirements include: • Reverse Mortgage loan must be on a primary residence (not a vacation or rental property) • Homeowners must be at least 62 • Credit and verification of Income will be part of the application process review • Any outstanding debt against the property must be paid off with proceeds from the Reverse Mortgage loan A Reverse Mortgage loan has no repayment schedule so there are no monthly payments to make. Before an application will be taken, homeowners are required to contact a HUD-Approved Counseling Agency. This appointment may be in person or by phone. Many loan options are available, so please contact or visit your local Reverse Mortgage Specialist. Information provided by: CoastalStates Bank - Homeowners Mortgage Enterprises

by Anne Brophy Chetwynd Each year Savannah attracts millions of visitors, who enjoy strolling past the city’s architecture and historic buildings ...the city is one of the largest historic landmarks in the country. A walk through the cobblestone streets in historic downtown will take you past antebellum homes and many public parks. Charming Savannah is the picture of hospitality, thanks to its architecture and oak-lined streets. With the wealth brought to Savannah by cotton in the 1800s, residents built lavish homes and churches throughout the city. Many of the world’s cotton prices were set on the steps of the Savannah Cotton Exchange, and the building is still in existence today. Factors Walk, the original site for the Cotton Exchange, is one of Savannah’s historic downtown sites. Factors Row and Factors Walk are located on a bluff just above the River. Factors Row is a unique collection of red brick buildings, formerly a center of commerce for Savannah’s cotton factors, or brokers. These vast brick buildings rise two or three stores above the bluff and descend for three or more stories to the river front. The topside contained the offices of the cotton brokers. The bottom floors on River Street were used as warehouses. A series of iron and concrete walkways, known as Factors Walk, connected the buildings to the bluff. The buildings on Bay Street have been renovated into antique shops, historic inns

and offices. The old cotton warehouses on River Street have been converted into pubs, restaurants and specialty shops. Today, the refined city combines old southern charm, romance and history with energy and progressiveness. The prestigious Savannah College of Art & Design (SCAD) keeps the city young and has fostered a lively art scene. Art galleries throughout the city showcase both local and national talent. The bustling downtown also offers a host of shopping boutiques and quality restaurants. Old Town Trolley Tours brought the ON/OFF tour concept to Savannah nearly 20 years ago. Today, more than half of the guests who choose to tour this beautiful city do so in an Orange and Green Old Town Trolley. They are also the only tour company to be endorsed by the Historic Savannah Foundation and are proud to boast the only environmentally friendly fleet in the city. The majority of their trolley fleet runs on clean burning propane! Savannah’s carriage tours offer a number of options for guests to see the many sites of Savannah. Tour options include the Historic Savannah Tour, Wedding Carriages, Ghost Stories of Savannah and the Cobblestone Classic Private Carriage. Special week-

Savannah

Photo courtesy f11photo /Shutterstock.com

end evening tours include a visit to the Juliette Gordon Low House, founder of the Girl Scouts, and Savannah’s first National landmark. Savannah’s original ghost tour offers regular nightly tours through the historic squares of the city, where guests can hear the legends that lie beneath the haunting tales of Savannah. Savannah is known for its ghosts, but it’s hard to be frightened while traveling with a group of giddy and in some cases tipsy tourists on a Saturday night! Savannah has river cruises for dinner and lunch … for gospel music, for murder mysteries, and moonlight cruises and Sunday Brunch. Take in the sights on the Savannah River Queen, a patriotic 600-passenger vessel with three expansive decks. On a one-hour sightseeing cruise, the ship’s captain shares the stories and littleknown facts about the port city and its southern waterway. At night, the crew prepares for its special dinner cruises … a romantic sail around the city complete with

cocktails, a gourmet spread and live music. Savannah’s River Front travels through the historic district and offers shopping, lodging and dining in charming surroundings. Visitors can walk the cobblestone street from end to end and visit candy shops, art galleries, gift stores, eateries and antique shops. If you are lucky enough to be there during one of the many festivals and celebrations along the river, you will get a special treat. When you return from your walk or tour, visit the City Market and you’ll find local flavor in shopping, eating, and an old Savannah favorite….drinking!

]

Be sure to visit one of the country’s most popular vacation spots … Savannah’s beauty is rivaled only by the city’s reputation for hospitality.

Restaurants & Entertainment

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• 1 p.m. lasts 1.5 hours Every Sat & Sun in Jan & Dec Every Wed– Sun in Feb Daily from Mar–Nov PLUS Dec 26-31 • 3:30 p.m. lasts 1.5 hours Sat only in Feb, Mar & Nov Daily from Apr– Oct NARRATED HARBOR LUNCHEON CRUISE  NOW offered Daily 1 p.m. lasts 1.5 hours Saturdays in Mar | Mon–Sat from Apr–Oct (reservations required)

SUNDAY BRUNCH CRUISE 1 p.m. lasts 1.5 hours Sundays from March – October

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MONDAY GOSPEL DINNER CRUISE 7 p.m. from Apr–Oct lasts 2 hours Holiday Gospel – Dec. 1, 8 & 15 (advance reservations required)  NEW! SUNSET CRUISE

7 p.m. lasts 2 hours Daily from April – October

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MOONLIGHT ENTERTAINMENT CRUISE 9:30 p.m. lasts 1.5 hours Saturday nights from Mar– Oct

Holiday Cruise Information YES, we are open on the holidays! Relax and let Savannah Riverboat Cruises do all the work for you on these special days: • • • •

Valentine’s Day Mother’s Day 4th of July Christmas Eve

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SENIORS RECEIVE 10% OFF WITH PROMO CODE CRD For reservations & tickets, visit 9 East River Street or www.savannahriverboat.com 912.232.6404 or 800.786.6404 • Departing from River Street behind City Hall

What Services Does Medicaid Cover? It’s always a good idea to ask your doctor or pharmacist whether Medicaid covers the specific service or item you need. There are some limits to these services, and some may require you or your doctor to get permission first. (This is called prior approval.) Following are basic Medicaid services. Additional services are offered by each of the waiver programs. Your caseworker can provide more information about other available services. In general, Medicaid covers these services: aDoctors’ and nurses’ office visits (when you visit a doctor or nurse for check-ups, lab tests, exams or treatment) a Prescription drugs a Inpatient hospital services (room and board, drugs, lab tests and other services when you have to stay in the hospital) a Outpatient hospital services (services you receive in a hospital, even though you do not stay in the hospital overnight) a Nursing facilities (nursing homes) ν Emergency ambulance services Medicaid Waiver Programs in Georgia a Non-emergency transportation (to get to and from medical appointments if you don’t have any other means of transportation) a Medical equipment and supplies prescribed by a doctor for use in your home (such as wheel chairs, crutches or walkers) a Home health services ordered by a doctor and received in your home (such as part-time nursing, physical therapy or home health aides) a Hospice care services provided by a Medicaid hospice provider Some other services covered by Medicaid include: a Case management ν Diagnostic, screening and preventive services a Laboratory services V Behavioral or community mental health services a Orthotics and prosthetics (artificial limbs and replacement devices) a Podiatry services a Therapy services (physical, occupational and speech) ν County Public Health Departments a Dialysis and services for end-stage renal (kidney) disease HOME AND COMMUNITY SERVICES: WHAT’S NOT COVERED? Some services are not usually covered by Medicaid. These include: private duty nursing, services given by a relative or member of your household, cosmetic surgery, disposables (such as adult diapers or bandages), experimental items and chiropractic services among others. If you’re not sure what Medicaid covers, ask your provider or call Coastal Regional Commission of Georgia 800-580-6860 49

It was 2:30 a.m. when Theresa Bayman got the call. Police had pulled over a man in a black truck on U.S. Highway 17 in Savannah with no lights on. He told police he couldn’t figure out how to get home and he couldn’t remember his last name or address. police officers himover to thea man in a black truck It was 2:30 a.m. when Theresa Bayman got theThe call. Police hadtook pulled hospital and called the Alzheimer’s Association’s Program Director in Savannah for help. on U.S. Highway 17 in Savannah with no lights on. He told police he couldn’t figure out how to get

home and he couldn’t remember his last name or address. The police officers took him to the

With her expertise in communicating with people with dementia, Bayman was able to discern the hospital and called the Alzheimer’s Association’s Program Director in Savannah for help. man’s last name. She then submitted it to the national Alzheimer’s Association’s database and found an address. When she and the police took the man home, his wife revealed that he had With her communicating people with dementia, been missing for expertise three days in unreported. With herwith husband only in his early 50s,Bayman she neverwas able to discern the man’s last name. She then submitted it to the national Alzheimer’s Association’s database and suspected dementia.

found an address. When she and the police took the man home, his wife revealed that he had

Bayman was missing able to provide the days wife with informationWith abouther dementia. Andonly she in toldhis herearly about50s, the she never been for three unreported. husband Alzheimer’s Association’s MedicAlert/Safe Return 24/7 emergency response system that provides suspected dementia. critical assistance if a person with dementia has wandered, gotten lost or has a medical emergency. Bayman also told the wife that the association could provide a scholarship for the Bayman was able to provide theday, wifethe with about dementia. And she told her about the enrollment fee thanks to a grant. The next wifeinformation came into the Alzheimer’s Association’s Alzheimer’s Association’s MedicAlert/Safe Return 24/7 emergency response system that provides Coastal Georgia Office in Savannah and enrolled her husband. He now wears an ID bracelet that critical assistance if a person with dementia has wandered, gotten lost or has identifies him as someone with dementia and gives personalized information and the toll-free a medical Bayman alsoemergency told the wife that the numberemergency. for the 24-hour MedicAlert response line.association could provide a scholarship for the

enrollment fee thanks to a grant. The next day, the wife came into the Alzheimer’s Association’s

StudiesCoastal show that six out of 10 people with Alzheimer’s will wander and become lost. Most are an ID bracelet that Georgia Office in Savannah and enrolled her husband. He now wears repeat identifies wanderers.him WithasMedicAlert + Safe Return, the Alzheimer’s Association has a 95% success someone with dementia and gives personalized information and the toll-free rate in getting people back home quickly and unharmed. Many of the people that the Alzheimer’s number for the 24-hour MedicAlert emergency response line. Association enrolled in Savannah live at home without a caretaker. Some are in the early stage of Alzheimer’s disease, but surprisingly a large number are in the middle stage.

Studies show that six out of 10 people with Alzheimer’s will wander and become lost. Most are repeat With MedicAlert + Safe or Return, thedementia Alzheimer’s Association has a 95% success So, how does itwanderers. work? If an individual with Alzheimer's a related wanders and ratelost, in getting people back and response unharmed. of the people that the Alzheimer’s becomes caregivers can call the home 24-hourquickly emergency lineMany (1.800.625.3780) to report it. A community support network be activated, including Alzheimer Association chapters Association enrolled in will Savannah live at home local without a caretaker. Some are in the early stage of and law enforcement agencies, to help reunite the person who wandered with the caregiver or a Alzheimer’s disease, but surprisingly a large number are in the middle stage. family member. With this service, critical medical information will be provided to emergency responders when needed. If a citizen or emergency personnel finds the person with dementia, they does it work? If on an person's individual with Alzheimer's or aIDrelated and can callSo, thehow toll-free number listed MedicAlert + Safe Return jewelry.dementia MedicAlertwanders + becomes lost, caregivers can call the 24-hour emergency response line (1.800.625.3780) to report Safe Return will notify the listed contacts, making sure the person is returned home.

it. A community support network will be activated, including local Alzheimer Association chapters and law enforcement agencies, to help reunite the person who wandered with the caregiver or a Thereare are three easy ways toMedicAlert join MedicAlert + Safe Return: There family three easy ways joinservice, + Safe Return: member. Withtothis critical medical information will be provided to emergency responders when needed. If a citizen or emergency personnel finds the person with dementia, they 1. can Online: call www.medicalert.org/safereturn the toll-free number listed on person's MedicAlert + Safe Return ID jewelry. MedicAlert + 1. Online: www.medicalert.org/safereturn Safe Return will notify the listed contacts, making sure the person is returned home. 2. Call: 1.888.572.8566 2. Call: 1.888.572.8566

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Join GenerationOne. GenerationOne is a comprehensive program for people age 50 and older. Members meet regularly to socialize, exercise, play games, watch movies, and dine together. They participate in educational activities, hear from guest speakers, and receive discounts at local merchants. GenerationOne is about fun, friendship, and lifelong learning.

For more information about GenerationOne, call 912-350-7587 or 866-625-9429. GenerationOne 1100 Eisenhower Drive Savannah, GA 31406

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ISISNOT NOT THE THE SAME SAME SAME

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seniorsresourcedirectory.com

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